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At First Class Insurance, our focus is on you to provide you with first class service. We provide fast, reliable, ethical service, and work with you to create the coverage options that are important to you.

Integrity is crucial to our business. Let’s find out if you could be paying less for your business insurance! 

First Class Insurance can customize an insurance policy for your specific needs. We are responsive to your concerns without delay. Our knowledge of the insurance marketplace, coupled with the reliability and support of underwriters both domestic and foreign, afford our clients the most comprehensive, cost-effective and individually Tailored Insurance Programs available. Contact us today to find out what we can do for you!

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We offer a Coin Collection Insurance Policy specifically designed to cover coins and provides a specialist Coin Dealer Insurance and policy wording with features and benefits required by collectors. Some of the feature and benefits of the policy are as follows.

All Risks Insurance- physical loss or damage for your coins on an “All Risks” basis.

Single Item or Collections. Unlike many intermediaries we are happy to quote for a single item or collections, the choice is yours.

Specified Items- Your coins will be individually noted on a schedule giving you the peace of mind that all your coins are accurately listed with the current sum insured applicable.

Cover for online purchases- If you purchase an item online, the policy automatically includes cover whilst it is being shipped to your home address – no need to buy expensive additional insurance from the retailer.

Defective Title Insurance - For your items purchased during the period that your collection has been insured by us, if someone claims the item is not rightfully yours and you have to return the item, the policy will reimburse you up to the amount you paid for the item.

Recent Acquisition Cover. The policy will provide cover for you and allow you 30 days to inform us of recently acquired items.

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We offer a Pawnbroker Package Policy Florida as comprehensive insurance coverage for pawn shops. As the owner of a pawn shop, you have mastered the art of negotiations. Let an experienced broker from First Class Insurance Agency go to bat for you to negotiate the best price on a Pawnbrokers Package Policy. Insurance written specifically for the pawnbroking business is designed to protect your specific interests as a pawn store owner.

Coverage options can include your Building if you own it, General Liability, Business Personal Property, and if needed Gun Liability, Workers’ Compensation, Business Auto, and Employee Practices Liability Insurance.

Your First Class Insurance broker can also discuss with you security requirements and coverage options. If you are new to the business, the National Pawnbrokers Association (NPA) can be a useful resource! To learn more about Opening a Pawn Shop, click here. If you would like to join the NPA, click here.

Your Pawn Shop Insurance needs to include liability for items leased, owned and pledged, or held on consignment; out-of-safe items; and glass. It should also cover Stock to include guns and jewelry. It would not make good business sense to decrease your coverage options, simply to lower the price of your insurance.

Pawn shops are unique from retail stores in that they often carry high-value items such as guns and jewelry, which are frequently targeted by thieves. Pawnbroker insurance is customized to cover these unique risks. A Pawnbrokers Package Policy will take your business model into consideration in order to write the coverage parts that you need. An experienced broker at First Class Insurance will help to ensure that you do not over-pay for these.

Having a robust security system in place is one of the best ways to not only prevent a loss but also to lower the cost of your pawn insurance. A central alarm system is a must have, and should include hold-up buttons as well as door contacts on your safe. Long guns can be stored in a gun safe, but if let out on racks while closed for businesses, you will want to have a cable lock running through all trigger mechanisms.

CCTV surveillance monitoring with recorders are highly recommended, and additional security features to consider can include bars on windows and heavy door lock bolts. If you are taking auto on pawn, make sure that you have a secured, locked enclosure for storing vehicles and consider razor wire along fencing.

For helpful information about security measures you can take to protect your business, click here. As a business owner, you try to protect your livelihood, but if the unexpected occurs, you need to have insurance in place for your specific type of risk.

No question or concern is too big or small. Your First Class Insurance broker will always make time for you and will ensure that you feel comfortable with the insurance terms presented. It is our business to make the process easy for you and earn your loyalty as our First Class clientele.

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First Class Insurance brokers understand your business and work with all aspects of insurance for jewelry businesses. We offer insurance for Jewelry Retailers, Wholesalers, Manufacturers, and Designers to present to you another option for your jewelers block insurance. We are a very responsive agency who will be readily accessible to you. Your agent is happy to answer your questions and explain coverage options to you in a way that you fully understand.

Jewelers Block Insurance and other jewelry trade businesses are considered a specialty risk. The high value of your items poses a unique set of instances that can result in a loss. A Jewelers Block Policy offers coverage for property damage of your jewelry Inventory as well as theft of the jewelry and damage to your business personal property.

Your coverage options can include: Travel, Unattended Auto, Registered Mail Shipping, Mysterious Disappearance, Wearing, Property of others entrusted to the insured, and Property of an insured entrusted to others. Your policy can be customized to include the insurance solutions that your specific business requires.

In the Jewelry Industry, any loss is usually a significant loss. Losses can occur from robbery, theft, fire, snatch and grab, employee dishonesty, or even mysterious disappearance. We offer coverage for precious and semi-precious stones as well as your precious metals and raw materials.

To obtain coverage for a certain amount of items left out of your safe at night while closed for business, Out-of-Safe coverage can be included on your quote. Loaning items out on Memo? We offer coverage for goods owned by you and loaned to others, as well as goods of others loaned to you.

Do you frequently travel with jewelry? You may need wearing coverage as well as Trade Show coverage for scheduled special events. Do you repair items? If damage occurs, this could result in a loss.

Policy Discounts are also very important when reviewing your policy proposal. Insurance companies give credits to business owners who take extra care in protecting their business. Consider upgrading your safe or alarm system.

Other increased security options to consider could include adding surveillance cameras with audio and recording. Some jewelry retail locations further protect their inventory by adding bars to windows or hiring an armed guard.

In an effort to avoid or prevent a loss, advanced security measures should be in place at all times. Unfortunately, even with the best of security measures, sometimes a loss cannot be prevented. If that happens, rest assured that First Class Insurance will walk you through the claims filing process.

With the correct policy in place, you can recover from a loss with minimal down time to your business operations. To learn more about security for your industry consider joining the Jewelers’ Security Alliance, or try this helpful Guide. For training courses and seminars that discuss safety for retail stores, salespeople, and other loss prevention measures, you might want to also visit the ISPS website at this link.

When choosing an insurance broker to work with, First Class Insurance knows that you may have a choice. We hope that you will choose to give us the opportunity to earn your business for years to come. There is no greater compliment than to do right by our customers and earn your recommendation.

First Class Insurance Agency has access to markets with policy options that don’t pressure you into paying too much. We are licensed across the nation servicing the United States, Canada, and Central and Latin America. Call today (954) 241-4680. We look forward to working with you!

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First Class Insurance can offer a quote to cover high-value personal collections such as jewelry gemstones, wine collections, and the like. This is a stand-alone policy and is not tied to your Homeowner’s policy.

We specialize in this niche market in order to bring competitive pricing to these lines of insurance. First Class Insurance has access to a wide range of markets giving us the ability to negotiate better pricing options with quality insurance carriers. To reach an agent, call 954-241-4680.

Coverage Can Include The Following:

Gemstones

Fine Art

Antiques

Antique Tools

Watch Collections

Wine Collections

Coin Collections

Art (comic, animation, prints, lithographs)

Bullion

Coins

Fine Art

Musical Instruments

Rugs

Sports Cards & Memorabilia

Stamps & Philatelic Items

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First Class Insurance Brokers understand your business and work with all aspects of insurance for jewelry businesses. We offer insurance for Jewelry Retailers, Wholesalers, Manufacturers, and Designers to present to you another option for your Jewelers Block Insurance. We are a very responsive agency who will be readily accessible to you. Your agent is happy to answer your questions and explain coverage options to you in a way that you fully understand.

Your coverage options can include: Travel, Unattended Auto, Registered Mail Shipping, Mysterious Disappearance, Wearing, Property of others entrusted to the insured, and Property of an insured entrusted to others. Your policy can be customized to include the insurance solutions that your specific business requires.

In the Jewelry Industry, any loss is usually a significant loss. Losses can occur from robbery, theft, fire, snatch and grab, employee dishonesty, or even mysterious disappearance. We offer coverage for precious and semi-precious stones as well as your precious metals and raw materials.

To obtain coverage for a certain amount of items left out of your safe at night while closed for business, Out-of-Safe coverage can be included on your quote. Loaning items out on Memo? We offer coverage for goods owned by you and loaned to others, as well as goods of others loaned to you.

Do you frequently travel with jewelry? You may need wearing coverage as well as Trade Show coverage for scheduled special events. Do you repair items? If damage occurs, this could result in a loss.

Policy Discounts are also very important when reviewing your policy proposal. Insurance companies give credits to business owners who take extra care in protecting their business. Consider upgrading your safe or alarm system.

Other increased security options to consider could include adding surveillance cameras with audio and recording. Some jewelry retail locations further protect their inventory by adding bars to windows or hiring an armed guard.

In an effort to avoid or prevent a loss, advanced security measures should be in place at all times. Unfortunately, even with the best of security measures, sometimes a loss cannot be prevented. If that happens, rest assured that First Class Insurance will walk you through the claims filing process.

With the correct policy in place, you can recover from a loss with minimal down time to your business operations. To learn more about security for your industry consider joining the Jewelers’ Security Alliance, or try this helpful Guide. For training courses and seminars that discuss safety for retail stores, salespeople, and other loss prevention measures, you might want to also visit the ISPS website at this link.

When choosing an insurance broker to work with, First Class Insurance knows that you may have a choice. We hope that you will choose to give us the opportunity to earn your business for years to come. There is no greater compliment than to do right by our customers and earn your recommendation.

First Class Insurance Agency has access to markets with policy options that don’t pressure you into paying too much. We are licensed across the nation servicing the United States, Canada, and Central and Latin America. Call today (954) 241-4680. We look forward to working with you!

Jewelry Store Insurance and other jewelry trade businesses are considered a specialty risk. The high value of your items poses a unique set of instances that can result in a loss. A Jewelers Block Policy offers coverage for property damage of your jewelry Inventory as well as theft of the jewelry and damage to your business personal property.

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Fine Art Dealers In USA - We offer a policy catering to Fine Art, Collections, Antique Dealers, Art Dealers and Museums. Your policy can be designed to include not only your On-Stock Inventory, but Inventory of Others and Inventory stored or displayed Off-Premises, including outdoor art exhibitions.

Coverage can include the physical building, signage, glass, auto liability, employee benefits liability and employee practices liability. For further information about what coverage you need in place, please contact us today to begin the process of providing a quote on your policy.

We look forward to speaking with you and guarantee that as a client of ours, you will always be treated like First Class.

We Can Provide Coverage for The Following:

WHO WE INSURE:

Antique Dealers

Museums

Art Dealers

Art Galleries

Precious Metals

Collections to include fine art, silver, jewelry, coins, wine, antiques and more

PROPERTY COVERAGE:

Owned Jewelry Stock

Owned Jewelry Stock by Others

Traveling with Jewelry Stock

Employee Dishonesty Coverage

Trade Shows

Building

GENERAL LIABILITY:

All Owned Premises

All Operations – unless excluded

Products – Completed Operations

Personal and Advertising Injury

Medical Payments

Business Personal Property

Loss of Business Income

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Cash ATMs and Bitcoin ATMs are in high demand these days. Those trading in the newest form of cryptocurrency need a vessel through which to liquidate or deposit funds to their electronic accounts. As the ATM vendor, you have a lot to be responsible for – Be sure that this unique risk is covered by acquiring insurance policies for GL, Crime, Cash, Cash-In-Transit, and Cyber Security. ATM and Armored Car Insurance Policy.

First Class Insurance is also able to provide coverage to Armored Car Services. It goes without saying the risk involved in loading and unloading cash from machines and drivers staying vigilant on their route. Even while many precautions may be taken, there is always the threat of loss, as is the possibility and temptation of employee theft. Ensure you have Armored Car insurance protection in place and have peace of mind in knowing that your policy is fairly priced.

We are available extended hours to accommodate all time zones, and we are able to service the United States, Canada, and Central and Latin America.

Call | 954-241-4680 (ask for Todd Russo) or | email info@firstclassins.com

First Class Insurance will provide a comprehensive policy designed for your specific needs.

We Can Provide Coverage For The Following:

Property (physical machines)

Burglary (cash within the machines)

Employee Dishonesty

Robbery / Theft

Cyber Liability

Cash in Transit (can also include Armored Car)

Business Auto

Armored Car Coverage

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We offer a Pawnbrokers Package Policy as comprehensive insurance coverage for pawn shops. As the owner of a pawn shop, you have mastered the art of negotiations. Let an experienced broker from First Class Insurance Agency go to bat for you to negotiate the best price on a Pawnbrokers Package Policy. Insurance written specifically for the pawnbroking business is designed to protect your specific interests as a pawn store owner.

Coverage options can include your Building if you own it, General Liability, Business Personal Property, and if needed Gun Liability, Workers’ Compensation, Business Auto, and Employee Practices Liability Insurance.

Your First Class Insurance broker can also discuss with you security requirements and coverage options. If you are new to the business, the National Pawnbrokers Association (NPA) can be a useful resource! To learn more about Opening a Pawn Shop, click here. If you would like to join the NPA, click here.

Your pawn shop insurance needs to include liability for items leased, owned and pledged, or held on consignment; out-of-safe items; and glass. It should also cover Stock to include guns and jewelry. It would not make good business sense to decrease your coverage options, simply to lower the price of your insurance.

Pawn shops are unique from retail stores in that they often carry high-value items such as guns and jewelry, which are frequently targeted by thieves. Pawnbroker insurance is customized to cover these unique risks. A Pawnbrokers Package Policy will take your business model into consideration in order to write the coverage parts that you need. An experienced broker at First Class Insurance will help to ensure that you do not over-pay for these.

Having a robust security system in place is one of the best ways to not only prevent a loss but also to lower the cost of your pawn insurance. A central alarm system is a must have, and should include hold-up buttons as well as door contacts on your safe. Long guns can be stored in a gun safe, but if let out on racks while closed for businesses, you will want to have a cable lock running through all trigger mechanisms.

CCTV surveillance monitoring with recorders are highly recommended, and additional security features to consider can include bars on windows and heavy door lock bolts. If you are taking auto on pawn, make sure that you have a secured, locked enclosure for storing vehicles and consider razor wire along fencing.

For helpful information about security measures you can take to protect your business, click here. As a business owner, you try to protect your livelihood, but if the unexpected occurs, you need to have insurance in place for your specific type of risk.

No question or concern is too big or small. Your First Class Insurance broker will always make time for you and will ensure that you feel comfortable with the insurance terms presented. It is our business to make the process easy for you and earn your loyalty as our First Class clientele.

[firstclassinsblog]

First Class Insurance is happy to work with brokers to place your Jewelers Block business. We are easy to work with and make the process pleasant and non-stressful for you. We work directly with you allowing you to maintain the relationship you have built with your client.

All that is needed to start the process is a signed Broker Agreement and a copy of your Errors & Omissions Declarations Page. We will help you complete the application for insurance and answer any questions you and your clients have.

We look forward to working with you! First Class Insurance will provide a comprehensive policy designed for your specific needs.  If you haven’t taken an opportunity to re-quote your Jewelers Block Insurance Policy in a while, why not give us a call? It only takes a few minutes, and you could be saving more than just a few dollars. We are licensed nationwide and available extended hours. Reach out to us by calling (954) 241-4680.

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If you are looking for Insurance for Jewelry Businesses or store in the Jewelry Industry, we can present coverage options to protect your precious and semi-precious stones and precious metals covered as On-Stock Inventory, Out-of-Safe items, as well as items designated for Travel Coverage, Wearing, Shipments, Memo, and Mysterious Disappearance.

Your policy should include Furniture, Fixtures, Improvements & Betterments as a Tenant and Building Coverage if you own the building. We can offer many other add-ons based on your business needs. If you haven’t taken an opportunity to re-quote your Jewelers Block Insurance Policy in a while, why not give us a call? It only takes a few minutes, and you could be saving more than just a few dollars. We are licensed nationwide and available extended hours. Reach out to us by calling (954) 241-4680.

Crime coverage is essential for those in the Jewelry Industry. Jewelers and jewelry stores are considered a specialty risk. The high value of your items poses a unique set of instances that can result in a loss. First Class Insurance brokers understand your business and have worked to offer policies covering jewelry retailers, wholesalers, manufacturers, and designers. We are a very responsive agency, readily accessible to you.

Other available coverage for jewelers’ insurance can include Unattended Auto, Registered Mail, Property of other entrusted to the insured, and Property of an insured entrusted to others. In addition to having insurance coverage for your merchandise, advanced security measures should be in place at all times to protect you from a loss.