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Thinks to remember before taking LSAT For the First Time?

Take a practice LSAT exam for diagnostic purposes.

Before you even consider opening open an LSAT prep book, take your practice LSAT exam. This will help you figure out where you’re starting from, establish a baseline, and determine what your objective score should be.

Make a reasonable LSAT study regimen and set a goal score. After you’ve determined your beginning LSAT score, you should establish a target score for yourself on the actual exam. If your diagnostic LSAT score is on the low end, don’t give up; remember, you can only go up from here!

Make a realistic LSAT study regimen for yourself once you’ve decided on a target score. Don’t go overboard and declare that you’ll be studying for five hours a day for the next two months. That’s not going to happen, as we both know.

Keep to your study routine!

For students taking the LSAT for the first time, it’s critical to study the subjects thoroughly and comprehend the exam in its entirety. Staying on top of your LSAT study routine is the best way to do this. However, we recognize that certain students may require assistance in remaining accountable.

Concentrate on accuracy rather than timing. This piece of wisdom should not be overlooked. Inexperienced LSAT takers place far too much emphasis on timing rather than accuracy. Given that you only have just over half an hour for each session, it’s understandable, but don’t time yourself at first. The more familiar you become with the concepts, the more quickly you’ll be able to respond to queries. So, first and foremost, concentrate on precision, followed by the time.

In practice, get to the target score, then keep it. The first thing you should do once you’ve achieved your desired study score is to rejoice. Take an LSAT practice test every week to keep the topics and approach to the questions fresh in your mind, and then do a blind review of the practice exams. This will aid in keeping your mind alert on the day of the official LSAT exam.

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Tips for preparing LSAT entrance Exam

Despite the fact that LSAT India does not place a high value on past knowledge, students must nonetheless study for the exam. Candidates should focus on improving their reading and analytical skills during their LSAT India preparation. The following pointers will assist candidates in developing a comprehensive LSAT India preparation strategy.

Make a study plan — Consistency is one of the most critical conditions for passing the LSAT in India. The candidate should devise a study strategy that can be used in the real world. The LSAT India study plan should be written in such a way that the candidate may complete the full syllabus in the time allotted.

Develop your reading speed — The LSAT India paper is made up of multiple passages. Candidates must read them rapidly and respond to the questions. As a result, students studying for the LSAT in India must improve their reading speed. Reading skills can be increased by reading newspapers, legal journals, periodicals, and articles carefully.

Learn to manage your time — answering questions from long chapters takes a long time. However, if you are taking the LSAT-India, you must be a master of time management. Practicing the papers and LSAT India study material is the only way to improve time management skills and the capacity to complete the test within the allotted deadlines. There is no other option or shortcut.

Learn to think critically.

It will be advantageous to build analytical and critical thinking abilities for the LSAT India, which contains a substantial weightage of subjects that need a candidate to analyze the text. Reading articles and editorials can help you develop these skills. Candidates must study the papers from multiple perspectives and develop conclusions while doing so.

LSAT India study materials and practice papers

There is no well-defined LSAT India study material. Only the question papers provided by LSAT India are available to the candidates. The LSAT India sample papers are believed to be more than sufficient for the exam because they cover everything in detail. The sample papers will also help you improve your speed in responding to questions while also assessing your accuracy.

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What I Wish I Knew Before LSAT Exam?

The Law School Admissions Council devised the LSAT exam, or Law School Admissions Test (LSAC). It’s a standardized exam that practically every law school in the world requires.

The exam is divided into two sections:

- The exam begins with a multiple-choice section that contains questions on analytical reasoning, logical reasoning, and reading comprehension.

- The LSAT Writing section of the exam is the second half of the exam.

5 LSAT exam preparation tips you should know:

It is critical to do well on the LSAT exam. It is, nonetheless, critical to remain consistent in your preparation. Here are a few pointers to help you improve your score:

1. Put in more practice time to get used to the format.

It is critical to not only practice but also to become comfortable with the pattern. Your responses will become more intuitive as you practice. This will also make it easier for you to link the dots within the material.

2. Improve your ability to think critically.

The LSAT has portions ranging from comprehension to analytical reasoning, all of which necessitate excellent critical thinking abilities. As a result, reading more books and novels, as well as attempting to better grasp and analyze words, will help you develop your verbal skills and critical thinking abilities.

3. Start with the easier questions.

Go through all of the sections and attempt the questions that are the easiest first. This will happen after you��ve taken a lot of LSAT practice tests.

4. Plan a strategy for becoming ready.

After you’ve gotten a handle on the exam format, you’ll need to figure out your strengths and limitations. Recognize which portions you excel at and which require more time. This will also help you organize your time more effectively.

5. Rehearse and practice mock tests

It will not be sufficient to simply go over the study materials. You should also take as many practice examinations as possible before taking the final exam. Aside from that, make a list of the sections/types of questions that have given you the best results.

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How to Determine What Stocks to Buy?

Congratulations, you have finally decided to invest in the stock market. Owning up to your decision, the foremost thing to do is to understand how to invest in stock. You already have an idea that a low P/E ratio is in general better than a high P/E ratio, which means a company with a higher cash influx on its balance sheet is superior to one burdened with debt.

Also, remember the cardinal rule — A smart investor always diversifies their investment portfolio across multiple sectors.

This almost wraps up the basic, now moving on the guide:

How to determine the right stock for online stock trading

Here are 5 basic questions you need to research for determining the correct stock investment:

1. What is the stock about?

First thing first, have extensive knowledge of how, when and why the company is making money. Once this is clear, you will know about the service/ product and also if it is going to last in the market for the next 10 to 15 years. Thorough research will help you to build a base to shortlist the type of stocks you want to invest in.

2. Does the company have a MOAT?

This concept was widely popularized by Mr. Warren Buffet which means the company must have some distinct advantage that allows them to secure their position in the market over their competitors. In this way, the stocks will be more secured for investment and will have higher chances of sustainability in the market.

3. What is their Beta?

It measures the volatility of the company and how the stocks have been acting in the market for the last 5 years; whether it has been stable or has fluctuated a lot in the market.

**Note — Also follow the chart and understand the candlestick

4. How is the dividend?

In case if you are looking for how to do trading in stock market and make money without giving much attention, the dividend is your answer. It works on the similar concept of a savings account where you get an interest every month regardless of the stock price.

5. How is the Company’s Management?

The company’s management is often the answer for how successful the company’s stocks will be and whether it is a good opportunity to invest or not. Here are a few things you can check k about the management its CEO, CFO, MD, and CIO are along with their qualifications and past experience.

If you feel, you are making decisions with a grain of salt, make it more certain by taking help from professional investment consultants. Now, with some clarity on how to invest in stock, start with your journey soon.

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Strategies to Overcome Stock Market Volatility

Fundamental analysis of stocks can help you invest in the correct stocks and majorly stay in the green line, but Market volatility is inevitable. It means there are some sudden movements in the market that are not in our control and can certainly trigger panic sometimes in the traders.

If you cannot control it, it doesn’t mean you cannot overcome it.

Strategies to Overcome Stock Market Volatility

1. It’s best not to react instantly

Stick to your plan and do know to give knee-jerk reactions, rather carefully evaluate the instruments in your portfolio. This will help you remember the fundamentals based on which you made the investment and don’t try to time the market.

If you are still not convinced about your stocks, make your exit.

2. Do not pause your SIPs

Mostly in a volatile market, it will be a bearish trend giving you the perfect opportunity to average out your acquisition cost. Equity yields the best result in long term.

3. Diversify your investment

Never keep all your eggs in one basket. You should follow correct stock recommendations from financial experts and diversify your investment. Invest in various asset classes which will yield and also have some long-term investments in the market. This diversified portfolio will have higher chances of survival in a volatile market.

4. Don’t burn all your capital

This is also known as ‘Leverage’. Your act of borrowing capital can yield healthy returns at times, but if the market is volatile, the losses are also going to be massive.

5. Stay away from bottom fishing

It means don’t just buy when the market is low because, even if there are name available at a meagre price, the chances of rebound is not guaranteed. Research about the things to know before investing in stocks to stay away from falling into a value trap.

6. Have an active risk management plan

This starts with taking advice from a professional Financial expert. They will guide you and help you to secure the maximum money you have invested to provide you maximum benefits. Keep a balance between risk- reward and make your decisions.

It’s time to start with your fundamental analysis of stocks, the process of investment and managing your risks to overcome stock market volatility.

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Best Intraday Trading Tips for Beginners to Gain Profit

Intraday trading refers to the act of buying and selling stocks within the same trading day. This type of trading is also known as Day Trading. Since the prices of the shares and stocks keep fluctuating during the day, traders try to draw profits from these fluctuations by buying and selling shares during the same day, before the market closes. If you fail to complete the process within the same day, your broker will square off your position or convert it into a delivery trade. The Intraday trade is always beneficial, for beginners as well as experienced traders, as the indicators and market trends will act as guiding factors. However, if you are looking to up Intraday share trading, here are some tips you can follow:

1. Do your research:

It is important to research your stocks well before you buy them. Keep an eye on the shares that you are planning to trade and look out for price-changing events in the company such as mergers, dividend payments, date of bonus declarations, and more to make an informed decision.

2. Pick Liquid Stocks:

Intraday trading involves squaring off open positions before the end of the trading session. This is why it is important to avoid small-cap and mid-cap stocks that are not liquid enough and pick shares from companies that are performing well.

3. Freeze Entry and Exit Price:

Several stock traders and investors suffer from what is known as the buyer’s fallacy. This happens when the buyer has a change of mind immediately after the purchase, due to which, they may take a wrong decision while trading. This can be avoided by deciding on an entry and exit price before beginning the trade.

4. Stop—loss Level:

Stop—loss refers to an order that is placed with the stockbroker to buy or sell a stock once it reaches a particular price. The day that you are trading, it is possible that your stocks may fall instead of rising. This is why you should decide how low a stock can fall before you square off. This will help minimize your losses.

5. Book profit once target is reached:

Most traders, in the greed to earn more, do not sell their stocks even when the target price is reached. This leads to higher risk. To avoid this, if you believe that your stock has the further possibility of rising in price, adjust your stop-loss accordingly.

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Things to look at before investing in Equity Funds

An equity fund is a type of mutual fund that primarily invests in stocks. This can either be managed actively or passively. Equity mutual funds are also known as stock funds, and before investing in an equity fund, it is important to do your research on the best mutual funds in India and finalize the ideal one for you. These funds are categorized based on the size of the company, investment style of the holdings, and geography. Equity mutual funds are subject to a lower risk as compared to the other types of mutual funds.

Equity funds invest a major part of the finance in shares of various companies in a particular percentage. You can choose from a range of mutual funds investment plans in India based on your goals. The asset allocation is done based on the type of fund and the investment objective. Depending on the condition of the market, the allocation of assets can be made in small, medium or large capital companies. After allocating a significant percentage of funds to these companies, the remaining amount is invested in other money market instruments. This helps decrease the element of risk. If you are looking to invest in mutual funds online, here are certain things you should keep in mind.

1. Size of the Fund:

The total assets under management (AuM) refer to the size of the fund. While there is no ideal size for a mutual fund, large or small, the fund’s performance can get affected. You can look into this by comparing the AuM with the average fund in the category.

2. Risk Reward Ratio:

The Risk-Reward Ratio, also known as RRR, is the potential gain an investor will earn for every penny invested in the market. This helps the investors understand the possible returns they can expect from an equity fund and assess the minimum risk they need to take to get those returns. It is important to ensure that RRR is in sync with the risk tolerance levels.

3. Types of Funds:

Sectoral Funds — These equity funds invest in a specific sector(s) such as BSFI, Pharma, or IT and focus on that particular sector alone.

Thematic Funds — As the name suggests, these funds follow a theme while picking the stocks, such as investing in stocks from emerging economies, investing in exports, etc.,

Focused Equity Funds — These funds invest only in a particular number of stocks. According to SEBI (Securities and Exchange Board of India), Focused Equity Funds can only invest in 30 stocks across different markets.

4. Tax Benefits:

Equity Linked Saving Schemes, known as ELSS in short, offer tax benefits under Section 80C of the Income Tax Act, 1961. Through this, you can get a tax exemption of up to Rs. 1,50,000 per year from your annual taxable income.

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Direct vs Regular Mutual Fund: Which is better?

Every mutual fund is available in two versions: direct and regular.

Regular mutual funds (MFs) have a distribution commission, whereas direct mutual funds do not. This is one of the fundamental differences between them. For standard funds, this raises the expense ratio. The expenditure ratio is calculated by dividing the fund’s total expenses by its assets under management (AUM). One of the reasons why direct mutual funds are preferable to traditional ones is because of this.

Increased Profits

Any direct mutual fund’s returns are always higher than those of the ordinary form of the identical mutual fund. The ‘expense ratio’ is the key cause behind this. As previously stated, the direct plan has a lower expense ratio than the normal plan.

Low Expense Ratio

Direct mutual funds have a reduced expense ratio (fees charged by the mutual fund company). So, if a scheme charges a 0.2 percent expense ratio, it signifies that 0.2 percent of AUM would be utilized to cover the funds’ running and administrative costs.

There are fewer chances of being duped

While ordinary investors may believe that having an advisor on their side will help them make better-investing decisions, this is only partially true.

A quick search of the consumer forum reveals that there have been several complaints filed against financial advising professionals who have defrauded investors and stolen millions of dollars. While not all agents are deceptive, the fact that they are paid on a commission basis and based on the amount you invest creates a conflict of interest. The odds of such activity with direct financing are slim.

You are in command

Direct funds provide you with complete control over your mutual fund investments. Being in charge also implies that you must perform your own research into the finances. A small amount of work on your part can go a long way.

Mutual fund direct plans are for people who want to invest without going via a broker. In comparison to a regular plan, they benefit from a lower expenditure ratio. Over time, this decreased expense ratio results in significantly better returns. Investments can be made through the fund house’s online platform or through the Registrar and Transfer Agent (RTA).

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Is it the Right Time to Continue Investing in Small and Mid-Cap Funds?

If you’re considering continuing to invest in small and mid-cap funds in 2021, this is the place to go. Yes, we know that investors are rushing to India to buy small and mid-cap funds, and if you’re wondering what the future holds for the money you’ve invested or want to invest, you’re not alone. Yes, both of these category funds offer high returns, but they do so at the expense of risk. So, let’s take it one step at a time, starting with tiny and mid-caps.

Should you invest in a Small-cap fund in 2021?

If you have an aggressive investing profile and a ten-year or longer investment horizon, small-cap funds are ideal for you. You might consider investing in small-cap funds if you are willing to take on more risk.

Should you invest in a Mid-cap fund in 2021?

A mid-cap firm is one that has the potential to grow into a large-cap corporation over time. So, to put it out there, the returns on these funds can be really substantial. If you are a patient investor who can wait 4 to 6 years, there is a good possibility you will be well compensated.

What Has Caused the Popularity of Small-Cap and Mid-Cap Funds in Recent Years?

Small-Cap Funds — Small-cap funds are a type of mutual fund that invests only a few small-cap stocks rallied in 2018 and 2019, and the market did not experience a significant upsurge in small-cap stocks until 2020. When we think about the future in the next few years, government policies and infrastructure should ensure that economic growth is broad, and small-cap enterprises should be able to report strong profit growth.

Mid-cap funds- are a type of mutual fund that invests in smaller companies. As investment and digitization became more widespread, a slew of new financial objectives arose. The mid-cap fund primarily invests in mid-cap companies in this case.

Small-cap funds can provide enormous returns with a 100 percent guarantee. A mid-cap firm is one that has the potential to grow into a large-cap corporation over time. The returns on these funds can be really substantial. According to economists, the year 2021 will be the year for small and mid-caps since these two BSE indices are expected to make new highs after a two-year pause. Invest in mutual funds online.

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When Should I Take the LSAT?

Discover Law has multiple administrations for LSAT - India. You can take the LSAT entrance exam in January 2022 or May 2022. You must take the LSAT no later than summer or fall of the year in which you intend to apply. A full year or more before you intend to begin law school.

LSAT - India assesses you on your critical thinking skills, analytical reasoning, and deductive reasoning. Critical reasoning includes the ability to recognise arguments and their conclusions, what makes an argument flawed, what would make an argument stronger or weaker, and what assumptions an argument requires. Critical reading requires the ability to understand dense, complex argumentative texts — understanding the structure of the passage, the main point, and key inferences the author is making. Deductive reasoning involves being able to reason from rules to deduce what must or can be the case, given a set of facts.

You must ensure that you are well prepared before taking the LSAT exam so that your critical skills are sharp enough to crack the questions on the exam. Take time to prepare so that you take the LSAT when you’re at your best

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Is Online LSAT Prep Right for You?

The LSAT exam PrepTests available via LSAC LawPreps will have timed conditions and five attempts at each PrepTest. You will receive a raw score (number of questions answered correctly) immediately upon submitting a PrepTest. You can review your work to understand your strengths and weaknesses and assess where you need to improve, thus supercharging your readiness for test day.

Online LSAT Prep is right for you because it not only helps you time yourself but also helps you understand the test and the nature of the questions. Eventually practising will help you master the types of questions asked but also polish your critical thinking skills.

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A Beginner’s Guide to the LSAT

About the LSAT

The LSAT—India is a test of high-level reading, informal reasoning, and deductive reasoning skills. These acquired critical thinking skills are essential to succeed in law college and in the practice of the law. The LSAT—India was developed specifically to be used by law colleges in India. It will be administered online across India in 2022.

Breakdown of the LSAT exam India

Analytical Reasoning - 23 Questions - 35 minutes

Logical Reasoning (1) - 22 Questions - 35 minutes

Logical Reasoning (2) - 23 Questions - 35 minutes

Reading Comprehension - 24 Questions - 35 minutes

~92 Total Questions and 2 hours and 20 minutes Total

 The Type of Questions in LSAT

The multiple-choice questions that make up the LSAT─India reflect a broad range of academic disciplines and are not intended to give any advantage to candidates from a particular academic background.

For example, it does not test your knowledge of history, political theory, mathematics, or even general knowledge. Rather, it is a test of important critical thinking skills acquired over your educational lifetime. Therefore, you don't need to learn facts by rote for the LSAT─India. You only need to practice the critical thinking skills that it assesses.

How to Prepare for LSAT?

You can take the PrepTests available via LSAC LawPrepsm under timed conditions and will have five attempts at each PrepTest. You will receive a raw score (number of questions answered correctly) immediately upon submitting a PrepTest. You can review your work to understand your strengths and weaknesses and assess where you need to improve, thus supercharging your readiness for test day.

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What to Do the Day Before the LSAT?

Before the day of the Discover Law LSAT, you can take the PrepTests as a mock LSAT test that is available via LSAC LawPreps so that you are prepared for your exam under timed conditions. You will have five attempts at each PrepTest and will receive a raw score (number of questions you answered correctly) immediately upon submitting the PrepTest. This way, you can review your work to understand your weaknesses and your strengths and assess where you need to pay more attention and improve.

With LSAC LawPreps, you can access an extensive library of PrepTests on an online platform. These practice exams have been developed by LSAC based on its 70 years of experience assessing critical thinking and understanding the needs of law schools.

While practice makes a man perfect, it is also essential to take time to relax and don’t over revise. Your mind needs to be fresh and relaxed before the LSAT as you will be assessed for your critical thinking skills. so that you can give it your best.

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Stocks vs Mutual Funds - Choose Your Right Investment Fit

Given the current market, inflation and other year after year a lot of people have started giving shares and mutual funds a whirl. Although plunging in without doing your research and groundwork of understanding the market, and type of investments, etc is a risky move. If you’re wondering which one is the right opportunity for you, this article should be of help.

Let’s start with the basics

What are stocks?

Stocks are what you can buy and sell in the markets digitally. Stocks allow you part-ownership rights that you get in big listed companies. By buying stocks of a company, you are contributing capital to the company are hence are participating as an equity holder. These differ from loans in the sense that when you buy stocks you are exposed to the uncertainty of returns. Returns depend on how the company performs.

What are mutual funds?

To invest in mutual funds is like pooling money from thousands of retail investors that are invested by fund managers. When you buy a unit of mutual funds, you are buying a share of the entire asset class. You become a part-owner of all the companies the fund house has invested in.

In either case, you bear the risks and the rewards that those shares and companies are subject to. You can decide which is more suitable for you based on certain factors and parameters, as they are largely varied in terms of features, etc.

Factors you need to pay attention to when deciding to invest in mutual funds or stocks

Risk-Return Tradeoff

Stocks are primarily short term investments. You can time the market for a high return over a short span of time but the risk of the prices going down is equally high. Mutual funds on the other hand provide great returns but lean towards a long term investment. The intense diversification mutes both the risks and returns in the short term.

Investment Amount

While large-cap and blue-chip shares are relatively expensive, large-cap mutual funds have NAVs that are affordable for small investors or beginners. You cannot diversify well if your investment amount is not sufficient. If you are a beginner and are risk-averse, start with mutual funds.

Autonomy Vs Expert knowledge

While investing in stocks, you have full autonomy to hold and sell stocks yourself. The freedom of decision comes with a higher risk. If you have the skill and knowledge to research and gauge the market, this is a good option for you.

Mutual funds are managed by experienced fund managers who are well versed in the market. They provide their expertise as an add-on to the other benefits. While you do not have complete autonomy here, you are to an extent risk-free.

Expenses

Since mutual funds are managed for you by your fund managers, they are going to charge a commission from you from a percentage of your assets.

Stock trading however requires you to only pay a nominal brokerage when you buy and sell stocks.

Horizon

If you are looking to achieve a financial goal over the short term, direct stocks might be the option for you and worth the risk provided you have the research to back you

If you choose mutual funds, the returns start to show only when you stay invested for 5-7 years. Equity stocks may give you higher returns in a shorter period, however, those too take rarely earlier than 3 years.

Tax Savings

Both stocks and mutual funds enjoy a similarity when it comes to taxation. There is no tax benefit in terms of deduction if you invest in direct equities.

Having said this,  it is not all black and white with both options when it comes to investing. Research is key when it comes to both types of investments. As the saying goes, don’t put all your eggs in one basket. Allocate your funds in a ratio that suits your financial goals and make the best of the two options at your disposal.

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5 Easy Steps to Mutual Fund Redemption & Exit

A mutual fund is an investment vehicle in which a pool of money is collected from several investors to invest in stocks bonds and other assets. These mutual funds are operated and managed by money managers or asset management companies (AMCs), who allocate these funds and aim to obtain monetary gains or income for their investors. A portfolio refers to the combined holdings of a mutual fund and is maintained to match the investment objectives. One can also invest in mutual funds online.

Mutual funds make professionally managed portfolios of equities, bonds and other securities accessible to small-time or individual investors. Investors would be allocated with funds based on the amount they invest, and would experience profits and losses accordingly. These funds are operated by fund managers who invest in line with the investment objective to obtain profits.

Mutual Fund Redemption and Exit

Mutual fund investments may be withdrawn during any business day. However, this is subject to any lock-in restrictions. A mutual fund redemption is a great way to make a graceful exit if you are looking to exit from the mutual fund scheme. While redeeming, investors sell their fund units.

However, if there is an exit load, the investors must pay it after redeeming their units. It is important for the investors to consider to the expenses they would incur on redeeming the fund units. The right time to exit or redeem mutual funds is when the investor is close to realising their financial goal.

One can redeem their mutual funds through the following methods:

1. Direct Redemption

If you have invested in a mutual fund with an Asset Management Company (AMC), you can connect with them by visiting the AMC office, or using their online portal. You can choose to sell/redeem all or a part of your mutual fund units. Once your request is processed, you will receive your redemption amount via net banking or a cheque.

2. Through an Agent

If you have invested with the help of an agent, you can redeem the same through theagency. The agent will send your fully completed redemption form through to the agency with the details of the plan and the number of units to be withdrawn. Once the AMC processes the request, the amount will be deposited to your account.

3. Third-party Portals

Some investors take the help of third-party portals to invest in mutual funds, which collaborates with fund houses and AMCs. Mutual fund redemption through these portals happen online and the money is credited to your account once the request is approved.

4. Demat Account:

If you have invested through a Demat account or trading account, you can redeem your funds with the help of the same. A net asset value (NAV) payment is made electronically and paid immediately to the bank account registered with the Demat account.

5. Through CAMs Website:

For those who are looking to redeem mutual funds from several AMCs, CAMS is the ideal choice. CAMS refers to Computer Age Management Services. When the redemption form is sent to the CAMS office, the funds are credited to the investor’s account within 2-4 business days.

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How to Check the Allotment Status of IPO?

An IPO refers to Initial Public Offering. It is the process of offering shares of a private company to thepublic in a new stock issuance. The company lists its share on the stock exchange, making them accessible for the general public to buy. IPO investments provide companies with the opportunity to obtain monetary benefits while helping the private investors fully realize the gains from their investments. Companies usually have IPOs for several reasons such as raising additional capital to expand/fund the business, manage expenses, publicity, and security that comes with going public.

For a private company, going public is challenging and time-consuming. Since the process is complex, it is difficult for the company to see it through alone. While going public, the company will have a lot of paperwork to look into, along with financial disclosures required by the Securities and Exchange Commission (SEC). The SEC is responsible for overseeing public companies. This is why a private company hires an investment bank to create key documents, schedule meetings with potential investors, to obtain consultation and help set the initial price for the offering.

Checking the IPO Allotment Status

An IPO Allotment Status provides information on the number of shares allotted to an investor in an Initial Public Offering. This process is usually carried out by the registrar of the IPO. The date when the allotment is announced to the public on the website of the registrar is known as the IPO allotment date.

The IPO Allotment Status can be checked online as well as offline. One of the simplest ways to check the IPO allotment status is through an IPO registrar such as Link Intime or KFintech/Karvy. In order to check the IPO allotment, the following details are required:

1. PAN Card

2. IPO Application Number

3. Demat Account Number/DP ID

If the shares have been allotted, the investor can see the details under the search button of the registrar or BSE website. 

Checking IPO Status on the Registrar Website

- Open the IPO Allotment Link on the registrar website and select the IPO name from the dropdown menu.

- Select the options among PAN Number, Application Number or DP ID and fill it accordingly.

- Hit ‘search’ and you will be able to view the IPO Allotment Checking IPO Allotment on the Demat Account

- Contact your broker or login to your Demat account

- Check whether the stock is credited to your account

- If the IPO is allotted to you, the shares will appear in your Demat account Checking IPO Allotment in the Bank Account

- Login to your bank account from which your applied for the IPO and check the balance

- If the IPO is allotted to you, the money will be debited

- If you did not get the allotment, the amount will be released into your account

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Demat & Trading Accounts - Types of charges applicable & how to save money on those

When you open a Demat account, there are plenty of charges you may commit to. Just like our savings account, Demat accounts also come with their fair share of charges, even when the account is idle. However, given the convenience it provides for trading electronically from the comfort of your home, these charges are definitely a small price to pay. But it is paramount that you know about these types of charges to avoid unnecessary losses.

Demat account opening charges   

For opening a Demat account, the presence of a Depository Participant (DP) is essential. These DPs are typically brokerage firms or banks that offer the option of opening a Demat account with them. In most cases, DP would charge you a nominal amount of around 400-900 depending upon the DP and the value of the transaction. However, in a few cases, DP would not charge any amount while opening a Demat and would include them straight away in the annual maintenance fees which are collected later on. Maintenance charges A Demat account is supposed to pay the annual maintenance charges (AMC) to the Depository Participant (DP) for the services rendered. Some may also call it to folio maintenance charges. These types of charges are usually paid in advance and roughly ranges from Rs 300 to 900 per annum. Some DPs might charge it every quarter while some may charge it as lumpsum for a lifetime.

Transaction charges Every transaction happening in your Demat account will have a nominal charge attached to it. It is the fee that your DP charges while helping your earn through that transaction. Transaction fees may differ from person to person depending upon your buying and selling. Some DPs also prefer charging on monthly basis. The above-discussed charges are unavoidable and have to be bared by the investor however one way to reduce paying unnecessary hidden charges is by signing up with a brokerage firm that gives discounted brokerage plans/schemes. These plans/schemes usually charge a flat fee for brokerage services regardless of the number of transactions. Another way to avoid paying additional charges is by keeping yourself active. Idle accounts are often charged for inactivity.