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getonlinedegreeus · 8 years ago

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Commercial Vehicle Financing & Vehicle Title Loans

Commercial vehicles are necessary for the smooth operations of many businesses. Examples of companies that may need business vehicle loans are limousine businesses, taxi companies, caterers, auto rental companies, construction companies, HVAC repair companies, pest control organizations and the like. Such companies like to have uniform fleets of vehicles that they can provide to their most trusted employees. Vehicle and equipment finance options are available through various mediums, such as the Halo Capital Group.

The Halo Capital Group can help you get the funds you need. We are network of lenders and investors that use an streamlined application process to get you funded quickly and easily. To learn more, fill out the form to the right and someone will get back to you within a few hours to discuss your loan options.

Understanding Commercial Vehicle Financing

Getting vehicle finance for your business starts with developing a game plan. The lender will need to know the number of vehicles your company wishes to attain with their commercial vehicle financing solutions. Next, the business owner will want to know if the your company can earn enough profits to repay the loan. You as the business owner should research various aspects of the lending process. The first aspect that you should study is the commercial vehicle loan interest rate. There are many factors that affect the interest rate, such as the business’s credit profile. As a general rule, businesses that have established a positive credit profile over the years are likely to have lower interest rates than businesses that have a poor credit history. But it depends on the lender. Many alternative lending institutions turn a blind eye to a business' credit score. Instead they look at things like a steady, healthy cash flow.

Another element that affects the interest rate of a business vehicle loan is the down payment. The business owner will want to have a reasonable down payment to offer the company that will be providing the commercial vehicles loan. The interest rate will typically go down as the person raises the amount of the down payment. Commercial vehicle loans are more easy to obtain if the business owner is willing to risk a large down payment. Large down payments make lenders feel much more comfortable in their choice to extend an advance, since borrowers will have more "skin in the game."

Title Loans

Commercial vehicle title advances are completely different than business van loans and business vehicle finance. Business owners take commercial van loans so that they can obtain vans for the business. On the other hand, commercial vehicle title loans are options for business owners who want to borrow money by using the title to a commercial vehicle. For example, a business owner may want to borrow $10,000 for office equipment off the value of a semi-truck. For a title loan, the business owner would have to agree to allow the lender to place a lien on the commercial vehicle until he or she repays the advance.

Commercial Van & Vehicle Financing: The Process

Commercial van loans have a simple process. The business owner first completes an application for commercial van finance, and then has to present relevant documents to the lender, such as FICO scores and proof of collateral. Some lenders provide loans to people who have bankruptcies, poor credit, tax liens, low credit scores and the like. Such lending companies may or may not use a collateral system. Collateral is an item that a lender can hold when it issues vehicle equipment finance solutions to it's borrowers. In this type of agreement, the lender will then release the lien when the borrower repays the funds obtained.

Using Small Business Vehicle Finance to Grow Your Company

Business van finance and commercial vehicle loans can help a company to get on its feet and service its customers. Commercial vehicle finance places the necessary equipment in a business’s hands so that it can provide the services and accommodations it describes in its plan. In businesses where vehicles are an integral part of a growing customer base, having access to capital is vital to success.

Commercial Vehicle Loan Interest Rate

A small business vehicle loan can have a reasonable interest rate if the borrower works with a reasonable provider. Rates are negotiable, and a lender can change them if the borrower meets certain criteria.

Using a Commercial Vehicle Loan Calculator

A helpful tool that the prospective borrower will want to use is a business vehicle finance calculator. The tool will tell a prospective buyer a monthly payment amount after the person enters pertinent information about their loan package. The person will want to type in the amount of the down payment, the number of months the loan carries and any other information that may be relevant. A loan calculator can help a prospective borrower to see the terms of his or her financial agreement before it becomes final. Visitors can enter the numbers in the calculator and view the projected monthly payment from there.

Vehicle and Equipment Financing

Vehicle and equipment finance options are available through Halo Capital. We pride ourselves on providing vehicle finance solutions with competitive rates and flexible terms for business ventures. To see how much money your business qualifies for, fill out the form to the right and someone will get back to you within a few hours to discuss your financing options.

Commercial Vehicle Financing & Vehicle Title Loans first seen on https://halocapitalgroup.com Commercial Vehicle Financing & Vehicle Title Loans taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Finance Your Business with Commercial Equipment Loans

Many businesses need about five or six essential items to succeed and compete with other businesses and equipment is one of them. Unfortunately, the cost of equipment can be astronomical for some industries. That’s where business equipment advances come in to play. A new or established business can obtain a business equipment loan using a number of strategies. The following contains some information about some of these strategies. If you would like to apply for business equipment financing, fill out our simple form to the right and a representative will be in touch to discuss your options.

How to Get Approved for Commercial Equipment Finance

A business equipment loan is a form of collateralized funding that can cover a business’ operational equipment costs. Commercial equipment financing can cover a wide variety of items such as restaurant ovens, construction equipment, computers, tables, chairs and more. It can help a business to get on its feet until the owners can return the loan proceeds. If you are a new business, you may have to meet certain criteria before you apply for a business equipment finance solution. First and foremost, you may need a clear vision as presented in a business plan before you can obtain approval. If you are an existing business however, it will be much easier to get funded if you have a track record of success.

How Much Business Equipment Financing Do You Qualify For?

Most existing businesses can qualify for equipment financing. Potential lenders will typically review several aspects before they make a decision on how much you qualify for. The first factor that they will take into effect is the company’s credit score. If a prospective borrower has a bad credit score, they will have to prove that it can earn enough money to repay an advance and make additional profits. Another factor they will look at is the history of your business - how long you've been operating, how profitable you are, and whether you have any current debts. The third factor they look at is the value of the equipment you're looking for purchase.

Equipment Financing for Startup Businesses

Small business equipment loans for startups require a well thought out business plan. A business plan is a computerized or blueprinted projection of profits that will work their way into the business during a two-year period in most cases. The prospective lender will consider other factors such as the company’s assets, liabilities, accounts receivable and the like. They will also consider down payment options before they make a decision on a small business equipment loan for your startup company.

Industrial Equipment Financing and Other Types

Many different types of vendor equipment financing options exist. Industrial equipment financing is necessary for construction workers and other organizations. Computer equipment financing is for companies such as call centers that need to have all-day access to a fleet of computers. This type of financing may also be necessary for a schools and institutions.

Financing for Computer & Technology (IT) Equipment

Technology equipment financing is for companies that rely on hardware and software to run their operations. For example, a computer store needs computer equipment to operate and in many cases, can't afford the up-front cost. This is where financing options would come into playl. If you are in need of IT equipment financing and don't know where to start, we can help.

Amounts for Vendor Equipment Financing

A lender’s limits for issuing equipment loans for small businesses vary according to the industry. For example, IT equipment finance may not be as generous as construction equipment finance. Typically, a lender will offer business equipment financing in the millions of dollars for the right company. Financing limits would depend on the applicant’s resources. A business can receive substantial business equipment funding if it is willing to provide additional collateral.

How to Get Equipment Funding for Small Business

A prospective business owner will want to contact Halo Capital to find out which options are available for equipment funding for their small business. We can provide funding solutions for a wide variety of business needs. To learn more, fill out the form to the right and someone will get back to you within a few hours to discuss your options.

Finance Your Business with Commercial Equipment Loans first seen on https://halocapitalgroup.com Finance Your Business with Commercial Equipment Loans taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Office Building Loan & Financing Program

Although office building financing can be time consuming, confusing and frustrating, many times it’s as simple as establishing a relationship with a reputable financial institution to get you started toward acquiring the capital you need. The Halo Capital Group can step in and help you in this process. We are network of lenders and investors that use an efficient application process to get you funded quickly, with the most competitive rates and flexible terms in the industry. To learn more, fill out the form to the right and someone will get back to you.

Is It Right For Me?

If people want to grow their business, loans for office buildings might be right for them. Some of the scenarios that make these loans perfect to obtain include the following.

• Developing office buildings for commercial use • Investing in commercial properties • Purchasing office space or buildings to do business • Extending a current work space

Eligible Property Types

Class C, B and A urban and suburban office buildings and medical and professional office buildings are eligible for this type of financing. Aside from that, single tenant office buildings that have long term leases and are located in strong markets are also eligible for these loan programs.

Debt Service Coverage Ratio

Loans for office buildings have a minimum DSCR of 1.25:1. Asset qualities such as tenant mix, physical condition, age and competitive market position are important considerations in determining the DSCR that is applicable.

How It Works

Usually, office building financing will allow for a 20 year, 15 year or 30-year repayment term with either a variable or fixed interest rate. Even though fixed rate loans are very popular, a variable rate keeps the payments much lower. Additionally, some office building loans allow the use of government financing and other third party assistance.

The resources that are allowed depend on the kind of business run in the office being financed. The ratio of the loan is usually assessed at 60 to 75 percent, and it can be up to 90 percent for SBA loans as long as the office is more than 50 percent owner occupied. In many cases, a number of options are available for prepayment terms should the owner deem it necessary. This is especially beneficial if they want to save on interest over the life of the loan.

Loan Escrows

With an office building loan, the borrower will usually contribute monthly to an escrow account for property insurance and real estate taxes. They will also create a rollover monthly reserve escrow for expenses involved with leasing commissions and tenant improvements along with a monthly escrow reserve that is equal to the amount needed for site inspections and engineering reports.

The Advantages

• Monthly Interest-only Payments

Loan designed for office buildings consist of two steps. The first step will pay for the construction, acquisition, or refinancing of the office building. The money is withdrawn on as as-needed basis, and interest-only payments are made to the lender.

After the project is complete, the loan’s balance becomes payable. Another loan for office buildings is taken out in order to pay for the balance of the first loan. The advantage for the loan borrower is that they can make lower payments during the office building's construction.

• Set Interest Rate

Another advantage is that this type of loan has a set interest rate. This is because the same lender is used for the permanent parts of the loan and the building’s construction. It offers interest-only payments during the construction of the office building. Once the construction has finished, it modifies to a permanent loan automatically.

The lending company can offer a set interest due to the assurance that the client will continue to utilize their mortgage service. The advantage is that the borrower keeps the same interest rate both parts of the loan rather than risking that it will increase between the beginning of building and its completion.

• No Initial Payments

Unlike other loans, there are no initial payments on loans for office buildings. People will not have to make any payments during the construction period. This is because it automatically transitions to a permanent loan. The permanent loan will finance the interest payments. [jcolumns]

Loan Types

• Merchant Cash Advance • Commercial Real Estate Financing • Multifamily Apartment Loans • Acquisition Loans • Unsecured Business Loans • Commercial Construction Loans • Loans for Hospitality Industry • Agriculture Loans • Professional Loans • Loans for Bad Credit • Bridge Loans • Equity Based Loans • Mezzanine Financing • Note Based Financing • Account Receivable Factoring • Lines of Credit • Equipment Loans [jcol/]

Rates & Terms

• Loans from $20,000 to $10,000,000+ • Rates: starting at 5% • Term: 12-60 months (flexible) • Quick Closing: within 1 day

Asset Classes

• Land & Lot • Multi-family & Mixed Use • Senior Housing • Office/Medical Office • Mobile Home Parks • Storage Facilities • Hotels, Resorts, Casinos • Parking garages • Industrial • Restaurants/Nightclubs • And More!

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Office Building Loan & Financing Program first seen on https://halocapitalgroup.com Office Building Loan & Financing Program taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Tractor Trailer Loan & Semi Truck Financing Program

Tractor trailer financing is crucial to a large number of businesses scattered all across the nation. Since the cost of purchasing a semi runs in the tens of thousands of dollars or higher, most truckers must rely on semi truck financing companies to help them acquire and maintain the very best equipment and stay competitive in the modern trucking industry.

Guaranteed Financing Solutions Nationwide

We offer guaranteed truck financing on a nationwide basis. We do not limit semi truck finance opportunities based on whether your business is new or old, on whether or not you own a home, or on your possession of a CDL. We do not let tax liens or bankruptcy in your past keep you from getting the loan. At Halo Capital, we know how to find a way to finance your new or used semi regardless of who you are or what financial troubles you may have had in the past.

Low Semi Truck Financing Rates

Semi truck financing rates can vary greatly depending a wide variety of factors, including total vehicle price, vehicle age and condition, reputation of the trucking company or individual, and the current market situation. Our semi truck loan rates are always kept as low as possible, and we are always willing to work with you to find a way to get you the loan.

18 Wheeler Financing for Truckers

While it is sometimes easier to find a loan provider for smaller commercial trucks, 18 wheeler financing can be more difficult to obtain. Since the stakes are higher on the highest-priced vehicles on the road, many financing companies become extremely slow and stringent and offer unfair loan terms. We, however, give you fast and affordable 18 wheeler truck financing with terms that are built to fit your particular needs.

No Money Down Truck Financing

When your business is in a tight spot and you need a truck or truck repair in short space of time, it may not always be practical to put forward a large down payment. For this reason, unlike many of our competitors, we frequently require no money down on your trucking loans. In many cases, simply making the first payment will be enough to secure the loan.

Tractor Trailer Financing for Bad Credit

While a good deal on tractor trailer financing for bad credit applicants is sometimes elusive, we at Halo Capital offer credit solutions that work for every credit score. Some companies adhere to a minimum credit score before they will do business with you, but we understand that circumstances beyond your control can affect your credit rating and that what happened in years past need not be a forecast of the future. Therefore, we provide bad credit tractor trailer financing on a wide variety of tractor trailer loans. We make it possible for you to keep your wheels on the road and your business running strong.

Financing a Used Semi Truck

If financing a new semi carries the risk of a higher investment, used semi truck loans carry the risk of undiscovered mechanical problems and an uncertain rate of depreciation. This scares some financiers away from used truck loans or motivates them to highly restrict them. We, however, understand that a new truck purchase is not always necessary nor practical and, therefore, provide affordable used-truck loans to our clients. We can arrange for an inspection of the truck and utilize a fair and accurate depreciation schedule to determine the exact terms of the loan. We also offer you semi truck repair financing to get your business back up and running fast following major break-downs.

The Benefit of An Easy to Use Semi Truck Financing Calculator

It can often be very helpful to use a semi truck finance calculator that is simple, fast, and accurate. It gives you an instant estimate of your interest rate, payment amounts, sales tax, and other pertinent data. By using a convenient financing calculator, you can quickly assess your options and make a wise and informed decision.

Doing Business With the Right Truck Financing Companies

With untold thousands of fleet operators and independent truckers constantly on the lookout for a semi truck loan, it is not surprising that semi truck financing companies abound. All semi truck finance companies, however, are not equally helpful to those in need of semi truck loans. Finding a fast, fair, and honest truck-loan financier is not always easy, but doing business with the right people is the most critical factor to be concerned about when seeking semi truck loans.

Conclusion

Halo Capital Group makes financing a tractor trailer possible for those with less than perfect credit. We cater to trucking companies both large and small, new and old, and of every description. Our goal is to make it as fast, simple, and affordable as possible for you to get the loan you need to keep your trucking enterprise both in business and optimally profitable.

For more info about our real estate loans, see this page.

Tractor Trailer Loan & Semi Truck Financing Program first seen on https://halocapitalgroup.com Tractor Trailer Loan & Semi Truck Financing Program taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Marina Financing & Loan Program

Marina Loans - What You Need to Know

With the recent restriction on all types of federal lending programs, it is even harder for businesses and individuals alike to seek loans and refinancing options for large projects – a factor that heavily influences marina projects. If you are looking to purchase a marina or already own one and are investigating refinancing options, though, Halo Capital can help. We offer a variety of marina loans and financing options that are competitive and flexible. We even work with individuals with special financial considerations to extend the opportunity of purchasing marina capital and property to all interested parties. Consider the financing options today and take a step toward your future.

The Problem with Traditional Financing

If you have begun your search for marina loans, you may have looked at traditional funding options and gotten road blocked. The issue with traditional financing options related to marina financing is that lenders have resorted to traditional lending criteria. While this option works for some with the needed cash flow to secure a traditional loan, it often limits the business development for many. If you have exhausted the traditional financing options, it’s time to explore additional marina finance options, such as those offered through Halo Capital.

Marina Financing

Securing financing through traditional bank options is almost impossible, but when you work with Halo Capital, we provide you with unheard of possibilities. We work with a variety of capital sources to procure financing options at reasonable rates and terms for all of our clients. Just because you are making a large purchase doesn’t mean you have to have a high interest rate. Our team is comprised of experienced individuals who know how to offer you the best financing options and capital interest.

Marina Loan Project Options

We work with a variety of individuals looking for different marina funding options. You may be looking to purchase a new marina, reconstruct an existing structure, or refinance to invest in new equipment or buildings. We can help you with all of these project options and more. If you have the idea and the location, we can help you attain the financing and capital necessary to complete the project.

To best meet your needs, we also take a look at your desired business plan and personal goals. With this information, we are better able to meet your needs and help you determine the best type of marina loan for you.

Marina Funding Programs Available

When you begin looking for funding options, you should know that there are a number of programs available, depending on your intended project. We can help you secure funding for marina acquisition, refinancing, equipment, and marina capital.

There are two main types of marina finance programs available – acquisition and refinance. Acquisition loans are designed to enable individuals to purchase new properties and develop them for business. Refinance options allow individuals to reformat an existing loan to gain additional funding for construction, equipment, and other necessary financial developments.

The Halo Capital Difference

Acquiring any type of loan or funding can take time, but especially when it deals with a business development like a marina. Purchasing or refinancing a marina involves added steps to achieve loan approval and ascertain the property. When you are seeking to complete such a process, you need to be working with someone you can trust, who has your best interests in mind, and who knows how to effectively capture a financing deals for large projects like marinas. Halo Capital has the experience and the capability to be and do all of that.

It is our goal to offer each of our clients the same level of customer service as well as the same degree of professionalism. We aim to provide:

- personal service. - individualized financing solutions. - expedient loan services.

Working with the right lending company is just as important as finding the right property for purchase. Contact Halo Capital today to get the ball rolling (or should we say the boat gliding) on your next project.

Marina Financing & Loan Program first seen on https://halocapitalgroup.com Marina Financing & Loan Program taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Unsecured Business Loans with No Collateral or Credit Check

Are you sick and tired of the strict qualifications banks and private lenders place on small business loans? Many institutions ask business owners for tens of thousands of dollars worth of personal collateral in order to qualify. Unfortunately, many companies simply don't have these assets and as a result, are shut out from fairly priced capital. Halo Capital simplifies the process by providing unsecured business loans with no collateral, no credit check, minimal paper work and quick approvals. We are able to make these loans by taking a different approach from most other loan providers. Instead of basing our evaluations on things like your credit score & your personal assets, we look at the revenue your company generates to determine how much money you are eligible for. We can provide anywhere from 10K - 2 million for your business. There are restrictions on how you can use your loan. If you're looking for a quick, hassle-free way of getting financed in a matter of days, then fill out the form on the right and a lender within our program will call with information on how much your business can receive.

About the Financing Program

Due to recent government programs and Federal incentives, businesses can now qualify to receive loans between $10,000 - 2 Million without the use of personal guarantees, personal information or assets as collateral.

This is a free service that does not require any personal information since the loan is based on annual revenue of your business. This is a non-restrictive loan, allowing you the ability to spend the full amount of the loan any way you deem necessary for your business such as paying off or consolidating debt, hiring more employees, marketing or any other means you as the business owner feels necessary.

While this program is not a federal-based program, it is a benefit of the programs the government has provided that allows businesses such as yourself to qualify. We do want to stress that this is a free service and no personal information will be required.

Please ensure that you either meet or exceed the conditions to qualify as listed below. If you do meet those qualifications and complete the form to the right, a lender within our program will call with details of the unsecured business loans including terms and rates you qualify to receive.

Protect Your Personal Assets With An Uncollateralized Business Loan.

[jbutton link="http://www.halocapitalgroup.com/frequently-asked-questions/" a_css="margin-left: 160px"]Frequently Asked Questions[/jbutton]

Unsecured Business Loans with No Collateral or Credit Check first seen on https://halocapitalgroup.com Unsecured Business Loans with No Collateral or Credit Check taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Hotel Loans & Finance Solutions

Do you own a hotel, motel, or bed & breakfast and is in need of some extra funding to give your business the boost it deserves? Our hotel financing program can help out any hotelier who needs capital quickly, without having to go through the long waiting process typically involved with traditional bank loans. Instead of looking at your credit score, we evaluate the amount of cash flow in your business to determine how much you are eligible for. This is a much stronger indicator of your company's financial health. We provide anywhere from $10,000 to $2,000,000+ depending on your qualifications, and can get you a hotel loan in just a few days with no collateral. Whether your funding goals are driven by a purchase, a refinance, or construction, our program will give you the extra funds you need to grow your hotel business. Fill out the form to the right to get started

Reputable Hotel Lenders with Industry Experience

Obtaining hotel financing is much different than securing a traditional home mortgage. Many of the same factors need to be considered; however, additional factors such as the real estate market itself, the economy, tourism in the area, and several others are also key considerations. Hotel lenders even consider whether the hotel is a flagged or franchised hotel or a non-flagged independent property before offering financing. If you are in the market to finance hotel, consider all of the factors before signing on the dotted line for your hotel mortgage.

Is Hotel Finance Similar to a Regular Mortgage?

If you are new to the business world or even just purchasing one of your first hotels, you may not be aware of the significant differences between hotel financing and a regular loan or financing option. The goal with securing funding for a hotel is to establish capital in your business. Being that this capital is necessary upfront, many business people have to secure hotel loans to be able to make the purchase outright.

This side of the process is not unlike a typical purchase. The difference comes when hotel lenders evaluate the financial requirements prior to approving a loan. Because you must prove the property’s ability to produce revenue, you must provide additional paperwork and work through additional steps before being approved for a hotel loan. A qualified lender will help you through this process and can assist you much in the same way a lender would with a traditional mortgage.

What Are the Specifics of Hotel Mortgages?

As you look to finance a hotel purchase, you need to be aware of the specific parameters involved with hotel mortgages. A qualified lender will guide you through the process and help you identify all of the specifics you need to successfully obtain hotel funding as quickly and easily as possible.

Depending on the purpose for your hotel loan, whether it is to purchase an existing property, build a new hotel, remodel a dated property, or even to complete hotel refinancing, you’ll need to consider a number of factors. In any case, when looking for hotel finance, you need to be aware of the types of loan products available to you, hotel mortgage rates, stability of the project itself, potential for return on the property, existing hotel equity, and even post-opening costs. Working with a well-established hotel lender can help you take the guesswork out of the process no matter what type of project you are completing.

What Finance Hotel Options Are Available?

Another consideration you’ll need to make when looking for lending options is the type of loans for which your project qualifies. Most borrowers benefit from considering all types of hotel lending options, a process that can be daunting without the assistance of a qualified hotel lending professional. The types of lending options available to most borrowers include:

Conventional Loans – This type of loan is typically offered by a community, regional, or national bank or some non-bank lending agencies. Because conventional loans are not backed by a third party, the credit standards are typically highest for this type of loan and may include higher hotel mortgage rates.

SBA Loan – A small business loan or SBA is offered by the Small Business Administration and typically 75% of the loan is backed by the federal government.

Asset Based Loans – Asset based lines of credit are offered to hotels that can secure financing based on existing assets, such as accounts receivable, existing hotel equity, or established real estate.

Unsecured Credit – This type of loan requires a high level of personal financial aptitude as well as strong cash flow in the business as unsecured credit is not backed by any type of collateral.

Merchant Cash Advance – A merchant cash advance is based on credit card receivables in which the merchant cash provider extends a loan to the hotel based on historical credit card sales.

Seller Financing – In some cases, buyers are able to arrange hotel funding through the hotel seller. This type of loan is negotiated between the buyer and seller.

Whether you are looking for hotel refinancing options or initial purchase hotel loans, the process can be complicated without a supportive and capable hotel lender. We can connect you to that capable lender and make sure that your vision becomes your business.

Let us help you with your hotel mortgage needs. Complete the information form, and we will respond that same business day.

Hotel Loans & Finance Solutions first seen on https://halocapitalgroup.com Hotel Loans & Finance Solutions taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Senior Housing Loans & Facility Financing Program

Senior housing loans are available for those who want to profit from the demographics of an aging population. As more Baby Boomers retire, they will naturally be looking to find the best senior assisted-living facilities. Children want their parents to enjoy their time in a new residence. Here is more information on how to refinance your senior housing loan.

Investing in senior housing is good for four main reasons:

1) Housing is a necessity. 2) Families want a good place for their loved ones. 3) The senior population is increasing. 4) Many seniors are very wealthy.

Senior housing development loans allow you to profit from these factors.

Living Like a King

The demographics of the aging population are rather clear. Just check out any advertising you see, many of them are aimed at senior citizens. Senior communities continue to grow and exert a great deal of influence in society.

Much of the wealth of the United States is held by the older generation. When they were young, prices were low, jobs were plentiful and the nation was booming. Many of the American senior citizens have accrued a very substantial portfolio of financial assets.

As families realize their parents are becoming too old to manage their affairs themselves, they will begin to transfer the financial assets to the children. This money can then be used to pay for senior housing.

Happy Seniors Have Healthier Lives

The elderly need housing, food, comfort, recreational activities and medical care. Many of these senior citizen facilities are like tiny, fully-developed cities. Senior living finance can be used to purchase, construct or remodel elderly group homes, memory care or assisted living facilities. You can also refinance your old loans to get better rates.

Senior housing financing can be used to upgrade an old facility to deliver 24/7/365 care. Some of these buildings were built a decade ago and do not pass the high standards of the present elderly housing market. Senior housing funding can also be used to refinance your old loans with easier repayment schedules.

Growing Old With Dignity

Assisted living facility financing only makes sense. When elderly loved ones are happier, the entire family will be happier. Senior living financing can be used by investors to tap into this growing market. Aging is a fact of life and all the characteristics of senior housing facilities can deliver good profits.

Senior living financing can help you serve the senior citizens who have made the United States so great. There are many options for senior housing financing or refinancing, pick the one that is best for you.

Senior Housing Loans & Facility Financing Program first seen on https://halocapitalgroup.com

Senior Housing Loans & Facility Financing Program taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Retail & Shopping Center Financing

Whether you want to refinance the existing mortgage on a single tenant retail property or you want to purchase a multi-tenant property, The Halo Capital Group has the right financing solutions for your needs. Our friendly and knowledgeable loan representatives understand what it takes to help you achieve your real estate goals, and we strive to structure financing that is suitable. The right financing on your property can help you position your investment well for long-term gain.

What We Can Do

We understand that the shopping center loan that you apply for will impact your return on investment considerably. Our team will take time to learn more about your goals and needs, and we will analyze the property and your financial information to help you to locate the retail center loan that is best-suited for you and your specific goals and financial situation. You may be looking for a high loan-to-value, a competitive interest rate or even a construction loan for a new development. Regardless of the type of shopping center loans that you are searching for, we can help. We take a creative approach to structuring retail center financing that is ideal for you. Even when other lenders have not been able to help you with financing for your shopping center investment plans, we may have a creative solution that meets your objectives.

What to Expect When You Work With Us

We offer affordable retail center financing for purchases, refinancing and construction plans. We can assist you with capital for building a shopping center from the ground up as well as for your plans with an existing structure. You can reach out to our friendly and skilled commercial loan representatives today by filling out the contact form online or by calling us, and we will initially answer your questions about our financing programs. We can learn more about your property and financing needs over the phone, and we will work to comprehensively prequalify your property with efficiency. We understand that you want to obtain affordable shopping center financing in a timely manner. In some cases, such as with purchase loans or when your note on an existing loan is due, time may be of the essence. You can trust us to give your commercial loan request the attention it deserves from start to finish.

The Benefits of Working With Us for Your Shopping Center Loan

We are dedicated to helping you set up a competitive loan that is structured to meet your needs. Our shopping mall financing programs provide you with numerous benefits. For example, we provide our valued investor clients with:

Flexible loan terms and amortization periods

Low fees

Competitive interest rates

Quick closing times

High loan-to-value ratios

Thorough pre-qualification process

It can be stressful to apply for shopping center financing, but our friendly team will remain focused on your loan from start to finish to help you achieve the desired result. We have helped many investor clients obtain the financing they needed for maximum profitability from their investment property, and we can assist you in this area.

You may have already contacted several commercial lenders about loans for shopping centers or you may just be getting started. Regardless of the stage you are in with shopping for your loan, rest assured that we are ready to assist you. Simply contact our office by phone, or complete the online form to receive a call from us soon. We want to discuss your financing needs and help you on your path towards prosperity!

Retail & Shopping Center Financing first seen on https://halocapitalgroup.com

Retail & Shopping Center Financing taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Golf Course Financing & Loans

Finding the right golf course loan for your business needs can be a true challenge due to the unique nature of this type of business. Golf course lenders can be difficult to find, and some may only want to lend to golf courses in specific markets or that have strong financial records. There may also be requirements on public versus private golf courses as well as if the loan is on the business property or equipment like golf carts. While obtaining golf course funding can be challenging, you can enjoy a simplified and streamlined loan process when you work with the highly knowledgeable and experienced commercial lending team at Halo Capital Group. Our goal is to connect you with the right golf course lenders that offer affordable financing suitable for your needs.

Affordable Golf Course Lending Catered to Your Needs

There are numerous options for golf course financing available, but locating these programs is rarely simple to do. When you do find golf club financing programs, not every program will be right for your needs or your property. For example, some golf course loans are suitable only for stabilized properties with a history of strong cash flow. Others, such as bridge loans or hard equity loans, may be suitable for properties that need to be repositioned. Some borrowers may be interested in locating a golf loan that accepts a subordinate lien in a second position. We have established relationships with many lenders who specialize in golf financing programs, and we are familiar with the underwriting requirements for these programs. We have the knowledge, expertise and connections that you can utilize when you need to find the right lender to work with.

Getting Started Working With Us

When you initially contact Halo Capital Group for assistance with your golf club financing needs, we will take time to review the specifics of your loan request. We will inquire about the property as well as your financial strength. We understand that your goals for golf course funding may be unique, and we will learn about your goals so that we can connect you with a suitable program. In addition, we will review the financial data on the property, and we can streamline your loan application to get you approved quickly.

What to Expect When You Work With Us for Golf Course Financing

Golf course lending programs may be difficult to time, but it is imperative that you find the most affordable program available to you. Your loan request may not be suitable for all types of golf loan programs, but you don't need be subjected to less beneficial loan terms than necessary. Factors related to your down payment or equity, your credit rating, your desired loan terms and the strength of the property's financials are just some of the factors that will play a role in the financing program that you qualify for. However, you can rest assured that our lending team will make every effort possible to connect you with golf financing that is best suited for your needs. We know that your financing program will impact the profitability of the property for years to come, and we are committed to working toward your best interests. In addition, we will answer your questions promptly and with honesty so that you have the information you need to make informed decisions.

If you have plans to apply for a golf course loan for a purchase or refinance in the near future, turn to Halo Capital Group for assistance. We offer programs for private and public golf course as well as specialized facilities like driving ranges. Our knowledgeable and friendly lending team is eager to assist you with your financing objectives, so contact our office today by phone or through the application form on our website.

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Loan Types

Rates & Terms

• Loans from $20,000 to $10,000,000+ • Rates: starting at 5% • Term: 12-60 months (flexible) • Quick Closing: within 1 day

Asset Classes

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halocapitalgroup.com/shopping-center-loans/

Golf Course Financing & Loans first seen on https://halocapitalgroup.com Golf Course Financing & Loans taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Hotel Construction Loan Program

The hospitality industry is thriving, and there is a significant need for investors to obtain capital necessary for investments in this area of the real estate industry. While some real estate investors will purchase a hotel franchise or an existing boutique hotel, others have the desire to build a smaller or larger hotel from the ground up. Hotel loans generally are among one of the more difficult types of commercial loans to find, and many lenders do not offer construction loans for hospitality properties. If you are struggling to find hotel construction lender to assist you with your upcoming real estate plans, you do not need to look farther than Halo Capital Group. We are committed to guiding you through all aspects of the hotel construction finance process so that you have the capital you need for your goals.

Beginning the Loan Process

Applying for a hotel construction loan can be stressful, but it does not have to be when you work with the friendly loan representatives at Halo Capital Group. To begin the process, we will take time to address your needs for hotel construction loans. All aspects of your hotel construction project as well as your finances will be reviewed initially so that we can inform you about your options. We will work diligently to set up the right loan program for your needs, and our efforts up-front to structure your loan appropriately can streamline the underwriting process. From your first call to our office until the project is complete, we are the construction lenders that you can trust to provide you with open, honest communication.

A Closer Look At Our Loan Programs

There are many challenges that investors face when searching for hotel construction lending. For example, you may have discovered that other hotel construction lenders offer a low loan-to-value or have strict underwriting requirements. Our construction loans for hospitality properties are designed to give you the capital you need to achieve your goals. Our loans are affordable with low fees and competitive loan terms. We understand that the affordability of our loan programs will impact your return on investment, and we go to great lengths to keep our hotel construction finance options as affordable as possible for you.

Why We Are the Lender to Work With

At Halo Capital Group, we are not the only company that you can work with when searching for hotel construction lenders, but we are the best option available. We have an extensive network of hotel construction lending firms that we work with, and we know their programs thoroughly. You will not have to spend your time shopping around with dozens of lenders when you turn to our representatives. With one call to our company, you can learn more about the hotel construction loans that may be set up that are best-suited for your goals. We are responsive to your inquiries and we are committed to locating the hotel construction loan with the most attractive terms possible. You do not have to spend your valuable time shopping around for financing and going down dead ends with different lenders when you turn to us first. We can assist you with the construction loan for your hospitality investment loans, and we can also help you to set up the permanent loan when the time arrives to do so.

At Halo Capital Group, we are the commercial real estate lender that you can turn to for all of your hotel construction financing needs. Construction loans for hotel loans are just one of many financing options available through our office. Whether you need to apply for a commercial construction loan or another type of loan to purchase or refinance an existing real estate investment, we can connect you with the right loan program and facilitate the loan process with great results. Contact our office today to speak with us personally about your hotel construction financing needs.

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Loan Types

Rates & Terms

• Loans from $20,000 to $10,000,000+ • Rates: starting at 5% • Term: 12-60 months (flexible) • Quick Closing: within 1 day

Asset Classes

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Hotel Construction Loan Program first seen on https://halocapitalgroup.com Hotel Construction Loan Program taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Kabbage Nabs $500M for Small Business Loans

Kabbage, a billion-dollar startup that combines machine learning algorithms, data from public profiles on the internet and other factors to rate and then loan people money for their small businesses, is today announcing another big step up in its ambitions. The company has secured over $500 million in fixed-rate, asset-backed notes, money that it will use to expand the amount, payback terms and size of loans it makes to SMBs over the next three years. To date, Kabbage has loaned over $2.7 billion to SMBs since being founded in 2009.

Kabbage said the securitization was oversubscribed. In fact, last night, when I interviewed Kevin Phillips, head of corporate development and one of the people who built Kabbage’s original platform when it was founded in Atlanta, Georgia, he told me that by the time the securitization closes (around March 20), it’s likely to be a little higher than $500 million, maybe more like $525 million, due to interest from institutional investors and others.

Source - https://techcrunch.com/2017/03/08/kabbage-nabs-500m-for-small-business-loans

Kabbage Nabs $500M for Small Business Loans first seen on https://halocapitalgroup.com Kabbage Nabs $500M for Small Business Loans taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Can I Apply for a Second Business Loan?

Let’s say you own a ski shop that sells 200 skis per year. Next year you expect to sell 300. That’s a 50% increase! How are you going to cover the purchase of those extra skis? Who is going to sell/fit all those skis to your customers?

Many business owners opt to work with a business lender to finance growth rather than giving up some ownership of their company to an investor. But what would happen if, in our ski shop example, the owner already had a business loan he or she was working to pay back?

While it’s possible to take on multiple business loans or financing from multiple providers, it presents a few obstacles. Here’s a few scenarios you might want to know about before you get yourself into them.

Source - https://www.nav.com/blog/can-i-apply-for-a-second-business-loan-18146

Can I Apply for a Second Business Loan? first seen on https://halocapitalgroup.com Can I Apply for a Second Business Loan? taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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10 Key Steps to Getting a Small Business Loan

Small business loans are available from a large number of traditional and alternative lenders. Small business loans can help your business grow, fund new research and development, help you expand into new territories, enhance sales and marketing efforts, allow you to hire new people, and much more.

This article sets forth 10 key steps to take in getting a small business loan, with some practical advice and insight on the lending process.

Full article - https://www.allbusiness.com/10-key-steps-getting-small-business-loan-111086-1.html

10 Key Steps to Getting a Small Business Loan first seen on https://halocapitalgroup.com 10 Key Steps to Getting a Small Business Loan taken from http://halocapital.blogspot.com

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getonlinedegreeus · 8 years ago

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Small Business Loans for Bad Credit (No Credit Check Required)

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Are you in a credit crunch and in need of a business loan? With the recent economic climate it's been very difficult for businesses to obtain financing if they don't have a good credit score. Even if you're business is well run and bringing in consistent revenue, many banks & lending companies will reject applicants that don't meet their strict requirements. We believe that hard-working owners should not have to suffer this fate. They should have predictable access to capital so they can continue to grow their business. Our loan program is designed to help people in this situation acquire funding. It is designed for any size company (small, medium, large) in any industry except real estate or investments. Instead of solely analyzing your credit score, we evaluate the amount of cash flow in your business to determine how much you are eligible for. This is a much better indicator of your company’s financial health and enables us to lend to businesses that would otherwise be locked out of fairly priced financing (with no credit check involved)! By changing the evaluation process, Halo Capital has made it easy for you to receive bad credit business loans. We provide anywhere from $10,000 to $2 million depending on your qualifications.

Getting Started with Bad Credit Small Business Loans

As a business owner, you have probably dreamed of expanding or improving your business to help it reach its full potential. If your company is like many, however, there's a chance that a lack of money is getting in the way. You may have considered taking out a business loan, but if you have a poor credit score or a poor personal credit rating, you may assume that this is impossible. It's true that many lenders frown on poor credit scores and refuse to lend money to business owners who don't have a strong payment history with their previous creditors. The Small Business Administration has reported that only 27 percent of respondents who attempted to get business loans through banks were approved. But this doesn't mean that you cannot obtain a bad credit business loan from other sources. In fact, there are numerous alternative lending companies that can provide financing if your business is profitable. So if you're wondering, "Can you get a business loan with bad credit?," you should know that the answer is probably "yes."

Before you can start looking for bad credit small business loans, you have to know what your options are. It's important to understand that many loans will not be available for your company if you don't have a strong credit score to back up your application. However, this should not discourage you.

Instead, consider all the options that are available. You can look into merchant cash advance companies, which will require repayment based on your company's credit card sales. There are also loans that are designed specifically to cover equipment purchases or to fund the construction of a new commercial building. The best option for your business will depend on a number of factors, such as the type of loan that your company best qualifies for and how you intend to use the money. Filling out our application is the best way to see your options for business loans with bad credit, since we automatically match you with the most compatible lenders.

How to Get a Small Business Loan with a Bad Credit History

Without a poor credit business loan, you might have a difficult time expanding or improving your enterprise. You might think that bad credit business financing is impossible to find, but this isn't true at all... if you know where to look. Our application can save you loads of time trying to find compatible lenders. It's quick and easy to apply here on our website, and you'll be connected with financing solutions almost instantly.

How to Get a Small Business Loan with NO Credit History

You might have heard that having no credit is better than having bad credit, but it might not seem like it when you are getting turned down for all sorts of commercial loans. Unfortunately, many lenders are nervous about loaning money to business owners who don't have any credit history.

If you want a business loan with no credit, we can help. We work with people all the time who do not have well-established credit histories, and can talk to you about your options as well.

What Criteria Are Bad Credit Business Loans Based On?

Many loans aren't granted to companies that have poor business credit scores, especially if the chief operators of the company don't have good credit and can't offer a personal guarantee. However, much of this is because of companies failing to arm themselves with the proper information. In reality, small business loans for bad credit are available to many companies because they can be looked at from various different angles. Here are a few things that we will look at when determining whether or not your small business qualifies for a loan:

Company cash flow

Assets and liabilities

Business plan

Down payment

As you can see, small business loans with bad credit are much more flexible than most think because they take a lot of different things into account. Therefore, you might still qualify for a loan that you otherwise would not be able to get, such as if you have a strong business plan or solid cash flow. We understand that business owners deserve second chances, and we also know that there is more involved when determining if a company is successful than just looking at a credit report.

Where to Apply for Small Business Loans with No Credit Check & Low Rates

If you have been looking for SBA loans for bad credit, micro business loans, small business loans with no credit check and other types of fast business loans, you might not have had much luck in your search. Unfortunately, many lenders do look at credit scores and can require businesses to meet strict criteria before approving loans.

Luckily, Halo Capital can help. We understand that your company needs funding, and we don't want you to be turned down for a loan yet again. This is why you should always come to us when looking for business loans for bad credit. Our application process is easy, and we are able to grant loans when other lenders can't.

Can I Obtain New Business Funding with a Bad Credit Score? (for people just starting out)

If you have read up until this point, you would have learned that it is entirely possible to get a business loan with bad credit if you are an established business that can prove strong, positive cash flow. However, you could also be wondering if it's possible to get loans to start a business with no credit or with bad credit. Luckily, you don't have to let your poor credit score or lack of credit stop you from acquiring new business loans so that you can chase your dreams. We have helped individuals with bad credit and no credit start their own businesses, and we may also be able assist you if you have a strong business plan.

"I Need a Small Business Loan Quickly!" What To Do...

When your company needs money, it may need it right away. You could be looking for bad credit commercial loans to cover your expenses or invest in much-needed supplies, for example. You might have a difficult time keeping your business afloat if you can't get a small business loan soon, so you need to act quickly. Some no credit check business loans and other bad credit small business loan options require a long waiting period, but that is not the case here at Halo Capital. Since you can apply directly on our website, you can get matched with a small business loan for bad credit right away. This can help speed up the process of acquiring much-needed financing for your business.

Can I Get Commercial Financing for Poor Credit from Lenders Online?

If you are wondering how to get a business loan with bad credit online, you might assume that it will be an arduous process. It does not have to be, however. You can actually get started quite quickly by applying for online business loans through various different online applications. In fact, this process is usually easier and more straightforward than working with traditional lenders. There is less paperwork and faster approval times. In conclusion, applying for bad credit business funding online i more easily than you think, and you don't have to spend hours talking to different bankers to do so.

Here at Halo Capital, bad credit is OK. If you have bad personal credit, and have been asking yourself, "Where can I get business financing with bad credit?," you shouldn't stress any longer. Even if your company has a low credit score due to business credit cards, you can still get approved. We also understand that you may need funding with bad credit right away, so we don't want to make you wait. Here at Halo Capital, we make it our goal to help small businesses get bad/no credit business loans quickly, with the best rates and terms possible.

Lately, you might have been asking yourself, "How can I get a business loan with bad credit?" What you should know is that there are many options available. At Halo Capital, we help business owners acquire them every day, so fill out our application to get more information.

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"Halo Capital simplified our loan process ten-fold. Being in business for 3 years, I had always relied on word-of-mouth marketing to acquire new clients. This has worked very well but when the recession hit several years ago, many of our existing clients that we relied so heavily on for business took a financial hit, and so our business suffered as a result. I soon realized that things were not going to be the same, and I was going to have to adapt quickly if I wanted my business to continue to thrive. It was that realization that lead me to want to start marketing our business online. But we were cash strapped and my bad credit rating at the time prevented me from qualifying for a bank loan. I came across Halo Capital one day and applied to their bad credit business loans program. Later that same day, I was qualified for a $20,000 loan and the money was ACD'd into my account 5 days later. I used that money to fund my online marketing efforts, and 3 months later I doubled my ROI. I can not say enough positive things about their impact on my business. They've been huge!" -Barbara Johnson, Linens & Things

Unsecured Business Loans

Small Business Loans for Bad Credit (No Credit Check Required) first seen on https://halocapitalgroup.com Small Business Loans for Bad Credit (No Credit Check Required) taken from http://halocapital.blogspot.com

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