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10 Popular Alternatives to PayPal

By Umesh Prasad Updated May 02, 2023

1. Skrill

• Skrill merchant fees range from 2.5% to 4%.

• Skrill accounts not used for 12 months are assessed a fee of $5.

• Skrill has a limited number of merchant acceptance and PayPal is available at almost every major retailer.

• There are two different levels of accounts—One is a Skriller level, which has some fees, and the other is a True Skriller level, which waives those fees.

• Skrill is a good option as it has zero deposit fees, low ($5.50) or no fees for withdrawals (depending upon the account's level), and sending and receiving money is free.

2. Payoneer

• Payoneer, like PayPal, operates in more than 150 countries.

• Payoneer offers an account that is free and allows withdrawals directly into your bank account. The other account is a prepaid card that is only available to individuals and costs $29.95 a month.

•Payoneer charges a transaction fee of $1.50 for local bank transfers.

• Payoneer also provides a service called Billing Service that allows for a business to set up payments from customers with a 3% fee for credit cards and 1% for debit cards.

3. Google Pay Send

• Google Pay Send can attach payments to Gmail messages.

• Like PayPal, Google Pay Send is great for sending money to and from anywhere for virtually any reason, but Google Pay Send does not charge a fee on debit transactions, whereas PayPal charges 2.9%.7

• There are no setup or cancellation fees for Google Pay Send, and it is available for Android and iPhones.

• Google Pay Send allows for a variety of tools to manage your business and incorporate loyalty programs and other advantages.

4. Stripe

• This service is only available to U.S. and Canada-based businesses, but payments can come in from any source.

• Fees are very clear; Stripe charges 2.9% plus 30 cents on every transaction.9

• The checkout process for Stripe is self-hosted and occurs on the business owner's site rather than sending customers to an external site such as PayPal.

• The Stripe network automatically deposits the funds into an outside bank account.

5. Venmo

• Venmo is a checkout option with several apps and websites, including Uber and GrubHub.

• When you withdraw money from your Venmo balance, it can take a few business days to transfer money to your bank account. If you need money faster, Venmo offers instant transfers for a 1% fee, with a minimum of $0.25 and a maximum of $10.

• Venmo doesn't have regular fees, like monthly or annual fees.

• Venmo includes popular features from social networks, including likes, comments, and messages attached to each payment.

6. Apple Pay

• Apple Pay is built into iPhone, Apple Watch, Mac, and iPad.

• Like PayPal's availability, Apple Pay is accepted at over 85 percent of retailers in the U.S.

• Apple does not charge any fees when you use Apple Pay, whether in stores, online or in apps.

• Apple Pay enables you to make secure, contactless purchases using Apple Cash, Apple Card, and any other credit and debit cards that you add to your Wallet.

7. Square

• A retail platform that allows retailers to sell in-person and online.

• Options for point of sale, eCommerce, invoices, and contactless payments.

• Free to use but retailers can add tools as needed including those for payroll and timecards for employees.

• Square's Intuitive Dashboard keeps a retailer's business data in one place.

8. Amazon Pay

• Using Amazon Pay does not add fees, including transaction fees, membership fees, and currency conversion fees, to purchases on sites and organizations accepting Amazon Pay.

• Transactions are safe and secure, and everything can be tracked with an Amazon account.

• Amazon Pay accepts credit and debit cards.

• Donations, movie tickets, and more can be made with voice connect through Amazon's Alexa.

9. QuickBooks Go Payment

• Requires a credit card reader for retailers to take payments right from a mobile phone or tablet.

• Swipe rates starting as low as 1.6% for pay-as-you-go or monthly plans are available starting at $19.95.

• It works with iPhones, iPads, Android phones, and Android tablets.

10. Shopify Payments

• Requires a Shopify account to accept Shopify Payments.

• Customers can use their preferred payment methods such as Visa, Mastercard, or ApplePay.

• Includes a built-in fraud analysis feature and flags orders that are potentially fraudulent.

• Pricing plans for Shopify account sellers range from $29/month to $299/month.

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12 reasons you should choose wise

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Growing Taller

Growing taller is said to be a wanted activity for teenagers, but trust me, any short person on this planet would want to grow tall, provided that the road is easy. So, the question that has been playing around every short dude's head is how in the pink universe can I possibly one day rest my hand on the shoulder of that sky-scraping dude.

Well, believe it or not, growing taller is scientifically proven to be possible at any age, though it's gonna get tougher as you age. Now, let's drive ourselves to the ways we can lengthen.

First of all, the most possible way to become tall is the limb lengthening method. A hole is drilled into the leg bones, which will then be broken into two. A metal rod is surgically fitted inside and held in place by a number of screws. The rod is then slowly lengthened by up to a millimetre every day, and is extended until the patient reaches the desired height. Then, the bones can heal back on its own. Unfortunately, it's not as easy as it sounds. It's an extremely painful process especially during surgery, and also when the bone and muscles lengthen. It also takes a very long time. After that, you have to learn how to walk again. After a very long time, you will get the pleasure of being tall.

However, there are other ways to become tall. Becoming tall outside of our normal natural growth requires constant lengthening exercises. It's all about being creative to find a way to stretch your muscles, your bones, and so on. Of course you can search the Internet about how to become taller but doing that makes you depend on luck. The reason for that is that some people post things on the Internet for monetisation and some things are not even genuine. Another reason is that some stretches may work on some people but may not work on you. So, get yourself day-dreaming about how you could possibly stretch yourself to grow taller, but make sure that you don't injure yourself.

Albert Einstein was looking out the window when he came out with the Theory of Relativity. This tells that ideas come when they are ready. So, don't lose your cool if you're not getting any ideas. Be patient and it will come when it comes.

Rome wasn't built in a day. Next, growing taller uses the same concept as building muscle. This means that you're not going to get taller in a day or any of the near times. Like building muscle, you are assured to grow tall. The only thing unpredictable is when and how long. Every time you stretch, your body is lengthened by a few cells, and eventually those cells add up to make a visible change. Some people may grow faster than others by doing the exact thing. So, it really depends on how fast your body can replenish itself so don't give up no matter the odds.

Bad habits don't stop growth, it just changes its patterns. Bad habits include smoking, drinking, eating unhealthy food, bad posture, dehydration, inadequate sleep, and most importantly, stress. Most of the times, bad habits causes your growth to face a slowdown. Though, in some cases, it causes a mutation, and makes someone extremely tall, but don't hope for it. So, if you want to grow taller faster, try to avoid them.

Try to pair up your stretch with a lengthening exercise. For example, if you chose a leg stretch, try to pair it up with a leg lengthening exercise, such as cycling with your seat higher than usual. If you chose a spine stretch, try pairing it spine-lengthening exercises, like hanging exercises.

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Is IP address based on your device or Internet provider (Wi-Fi)?

If it ever wondered to you why there's alway's a unique IP address for each device and why it changes if you change your Internet connection. Have you wondered if your IP is from your Internet connection? Or your device? Or something else completely? If you did, you've come to the right place.

An IP address is actually formed as a combination of your Internet connection and your device. This is how it goes: The first three decimals (or 4 in same cases) of an IP address are based on your Internet connection. So, every device connected to the same Internet connection will have the same first three to four decimals. Then, they are followed by the device's code, which can be found on one of the labels on your device or the packaging of the device.

That's how an IP address is actually formed. Sounds hard at the start, but it's actually as easy as knowing how your own ID is formed.

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Best Screen Recorder

Screen recording is basically like taking a screenshot, just in a video form. Screen recording can actually be very useful. It actually restores your memory by bringing you to the exact moment in the real situation. Now, this can be really useful when you are watching something informative as you will remember a lot more after re-watching the screen recording. Screen recording became really popular for online classes, as students who didn't have the mood to focus during the class would be able to watch the recording later or whenever they are ready.

The best screen recorder extension has to be Screen Recorder by Erich Behrens, by the link chrome.google.com/webstore/detail/screen-recorder/hniebljpgcogalllopnjokppmgbhaden, as it even offers the option of screen recording a specific window or tab, while you can be roaming around elsewhere. You can also choose the audio source, whether it's from the microphone or the system, or even both. It runs as an offline extension.

Screen Recorder by Grephy, by the link chrome.google.com/webstore/detail/screen-recorder/dhopldobnfjeckokfjimfcdagmlhjdce, is also a great option as it also supports recording other apps which are not supported in the screen recorder by Erich Behrens. It also supports audio recording of some of the apps that are unsupported in the screen recorder by Erich Behrens. It also runs offline.

One of the nicest apps to download for screen recording is Record It. It is free to download and it doesn't need Internet to work. It also records at high quality unlike some of the built-in screen recorders. The audio sources can also be chosen and 'None' is an option. However, the free part ends after 5 minutes, literally. After 5 minutes of screen recording, the recording stops automatically, and if you wish to continue, payment is required.

Most devices have built-in screen recorders, but the quality may sometimes not be as good.

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Video Compressor

I have never heard of this my whole life. When I did hear about it, it solved a bunch of my problems. Actually, when I first heard of video compressor, I thought it serves as a file Zipper or archiver, but NO. It really means what it says. I tried putting my video which was 1000 megabytes in size, into the video compressor, and waited a while. Then, the video turned to just 102.4 megabytes. My file size was reduced by close to 90%. By now, I thought the quality would be terrible, but NO. The quality was just as good with a tenth of the size.

There are various online video compressors that can be used, but the size of the original video matters here. Listed below is the video compressing tool you should use depending on your video size.

zamzar.com/compress

File size: (Up to 50 MB)

cloudpresso.com/compress-video

File size: (Up to 100 MB, but up to 1 GB if signed in)

onlineconverter.com/compress-video

File size: (Up to 200 MB)

videosmaller.com

File size: (Up to 500 MB)

media.io/video-compressor.html

File size: (Up to 500 MB)

clideo.com/compress-video

File size: (Up to 500 MB)

mp4compress.com [RECOMMENDED]✅✅✅

File size: (Up to 500 MB)

freeconvert.com/video-compressor [RECOMMENDED]

File size: (Up to 1 GB)

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Best File Converters

File converters can sometimes be a hassle if you don't know the right tool.

Now, I will list down the websites or apps to use for each conversion.

1. smallpdf.com :

a) PDF → Word (and vice versa)

b) PDF → JPG/JPEG (and vice versa)

c) PDF → Excel (and vice versa)

d) PDF → PPT (and vice versa)

2. convertio.co

a) Word → JPG (and vice versa)

3. cloudconvert.com

a) PNG → JPG/JPEG (and vice versa)

b) supports any other type of conversions

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Web Browsers

When you think of web browsers, the first thing that probably comes to your mind is your crazy Uncle Google Chrome, which has undoubtedly been the chosen browser for some time. But recently, the browsing business has definitely grown into a variety of various particularly unique browsers.

To start off, let's talk about Google Chrome. Google Chrome, particularly used for its search engine, Google Search, became the world's top browser for a reason, which is its efficiency in giving people exactly what they want. If someone wanted ice cream, just searching 'nearest ice-cream' gives the person the location of the nearest place selling ice-cream. If someone wanted to know the meaning of 'demeaning', simply typing the word and clicking "Search" gives the person exactly what the person wanted. But unfortunately, if you pay a close enough attention, searching "ice-cream" in Google would give you an advertisement about ice-cream in your email. This isn't that bad, but knowing the fact that whatever you search is not private needless to say, gives you the creep.

The next browser that's recommended is the all new Microsoft Edge, which is unequivocally becoming a wide-spread browser, probably due to the fact that it is installed automatically into every up-to-date Windows computer. Although it uses Bing as a search engine which is slightly inefficient compared to Google Search, many people still prefer it because of Edge's speed and agility. Microsoft Edge uses much less memory (RAM) compared to other browsers, making it impossibly fast to load even with a poor Internet connection. Since many people use Windows which has a partially inefficient RAM if it was compared to Mac OS or other Apple operating systems, Microsoft Edge unquestionably makes people's life easier for the better. The font used in Edge is also positively pleasing and simply nice to just stare at.

According to some people, if Edge is used in Mac OS, you could have up to 50 tabs of YouTube playing just in the background, and still have a whole gigabyte of random access memory (RAM) to be used for another task.

We've already got Google Chrome and Microsoft Edge, which can pretty much be downloaded into most types of operating systems. So, what else do we need?

The answer is privacy and security. Even though Google Chrome and Microsoft Edge is efficient, it's also free, which makes you wonder how would they even make money. The answer is your information. Your information is collected for a number of reasons. The main purpose is to give you advertisements. So, what's the solution?

With all upwards smiles from Lady Luck, some great engineers have designed browsers meant for privacy and the browsers are even almost as good as Google Chrome and Microsoft Edge.

Each type of privacy browser has a unique feature.

Mozilla Firefox is known for not caching your data.

Whereas, Mac OS's default browser, Safari, is known for keeping things securely simple and it has every capability of a top-class browser.

Taking privacy into a next level is the access to a virtual private network (VPN). VPN serves the purpose of hiding your real Internet Protocol (IP) address. That is exactly why the uniqueness of Opera browser is their free built-in VPN that connects to 4 servers worldwide.

On top of that, Brave browser is one of the browser that blocks every single tracker that is detected. Moreover, it has an extension to Tor. Tor encrypts your IP address multiple times, and you'll notice your location changing after every search. One moment you're in Berlin, and the next you're in Paris. This even makes crimes feasible undetectably as the authorities also find it immensely hard to trace your true location.

So, there's only one question left. Which browser is meant for you, or is there another choice of it? Let us know in the comment section and thank you for spending the time to go through this article.

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Best VPN

Virtual Private Network (VPN) serves as a disguise to hide your identity. VPN just basically connects your Internet Protocol (IP) address to another IP address in another server somewhere else. Then, you will be signed in as the other IP address every time a you visit a website or search something. This makes it hard to trace your real IP address.

The best VPN extension is most definitely Free Vpn Chrome by the link chrome.google.com/webstore/detail/free-vpn-chrome-free-vpn/ebldcmdjfokdlhlldbfgljogkjkadoag. First of all, it's the best because it's a free VPN proxy. And second of all, it has a whole lot of VPN servers across the USA, Canada, England, France, Netherlands, Russia, and even China, though the last one isn't that recommended as there are quite a lot of restrictions. This extension also is very small in size so it won't be a problem to the computer's memory. This VPN also doesn't lag as it is just as fast as the usual network.

The next VPN extension on the list is 1clickVPN by the link https://chrome.google.com/webstore/detail/1clickvpn-free-vpn-for-ch/fcfhplploccackoneaefokcmbjfbkenj. This VPN is also quite fast, but it only has one free VPN server as other locations are for premium accounts. It's also easy to use as it literally turns on with just one click.

Opera's built-in VPN has 4 locations, America, Europe, Asia, and an optimal location which is also in the USA. Although there is unlimited VPN data, Opera's VPN really depends on traffic. If the traffic is high, it would just be incredibly slow, but it will sometimes be stably fast with low traffic, so it really just depends on the location chosen. Sometimes, optimal location would take forever to load but it may not be the same for Asia.

The most stable VPN for download is none other than VPN Plus. It even comes with a whole week of free unlimited VPN, but payment is needed after that. Betternet VPN also isn't that bad along with Free VPN. Of course, there are many paid VPNs which are better. Some of them like privateinternetaccess, NordVPN, ExpressVPN, Hotspot Shield, CyberGhost, and many more that could change your location every few seconds.

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Your Personal Scammer

Scamming is a 20 Billion dollar industry which is constantly growing and evolving.

There are many types of scams, including phone call scams which has the lowest success rate. The highest rate of success is website scams, which is one website that pretends to imitate another genuine website by copying the source code. However, however real it may look, a little closer look and you would know it's a scam, either by double-checking the URL or simply just taking a moment to make sense of the situation. That is exactly why scammers don't allow you to think too much and they often push too hard to get their desire, making the victim lose their cool and making a quick decision. That decision is the deciding point whether the scammer wins or the victim is saved. Most of the time, scammers scam because they have simply got nothing to lose.

Since there are too many cases of scams, the authorities don't usually take the matter very seriously unless there is a loss. That is why scammers usually get away with without being prosecuted.

So, it's up to the people to learn to simply not get scammed.