joneacke-blog

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Bell Moore Group Inc .: A fa det beste tilbudet for deg

For store selskaper er det ikke et stort problem å finne og flytte til den mest hensiktsmessige tilgjengelige leieavtalen, da de har de ressursene de kan bruke til å representere seg under forhandlingsprosessen med utleierne. Men for noen små og mellomstore bedrifter er det ikke alltid lett. Det kan bli en tidkrevende prosess som kan skade budsjettet ditt uten kompetanse fra en leietaker megler ved din side. En kunnskapsrik entreprenør vet at en god leietaker megler kan hjelpe dem med å spare tusenvis av dollar, umåtelig tid og potensielle farer.

Å velge plasseringen av bedriften din kan ha stor innvirkning på driften og suksessen til venture. Denne saken fordi du velger feil posisjon, kan ha alvorlige konsekvenser over lange perioder som kan ødelegge virksomheten din. Finn det perfekte stedet som passer til den type virksomhet du planla ved å ansette en leietakerrepresentant fra Bell Moore Group Inc.

Hvorfor velge Bell Moore Group Inc.?

Bell Moore Group Inc. har vært i eiendomsbransjen siden 1991 og tilbyr tredjepartsadministrasjon, leasing, megling og konsulenttjenester. Deres dybdegående kunnskap på eiendomsmarkedet og forstå kundens forretningsbehov gjorde dem til en god kandidat for leietakerrepresentasjoner av ulike lanseringsaktiviteter. Deres team som består av høyt kvalifiserte og profesjonelle fagfolk, kan produsere de gunstigste leiebetingelsene som er rettet mot langsiktig suksess for sine kunder.

Som de fleste bedriftseiere ikke er eiendomseksperter, kan det være vanskelig og skremmende å forhandle med erfarne næringseiere og bedriftseiendomeksperter. For dette trenger du noen som Bell Moore Group Inc å gå imot disse eiendoms grunneierne, noen med kunnskap og kompetanse til å kjempe med hjørnet ditt for å få den beste avtalen gunstig for deg. Bellmoore Group Inc vurderer og forstår alle nødvendige detaljer som involverer valg av steder for å møte kundens spesifikke behov.

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Devin Fitzpatrick Art Consultants Review: Die Vorteile der Wandkunst bei der Gestaltung des Interieurs Ihres Hauses

Wenn Sie ein Haus entwerfen, schließen einige Leute nicht Wandkunst ein, da für Sie, es nichts zu einem Raum Raum tut. Aber in Wirklichkeit bringt es Vorteile, wenn Sie richtig ausgeführt werden. Mit seiner professionellen Kunst-Know-how, Devin Fitzpatrick Art Consultants wird durch die folgenden die Vorteile der mit einer Wand Kunst in Ihrem Hause und wahrscheinlich nach dem Lesen der ganzen Post, andere könnten Ihre Meinung über diese spezifische Art Stück zu ändern. Wenn Sie die richtigen Methoden verwendet und getan richtigen Überlegungen können Sie Ihren aktuellen Raum mit der Wand Kunst Anzug und es wäre, dass zusätzliche Harmonie zu Ihrem Haus zu geben.

Farb Palette

Die erste auf der Liste ist, dass Wandkunst eine Grundlage zur Farbenpalette Ihrer Innenarchitektur sein kann. Es ist einfacher, eine Wand Kunst, die Sie wirklich lieben, als die Wahl aus der langen Liste der möglichen guten Farbpaletten zu wählen. Aber wie kann eine Wandkunst die Dinge einfacher machen bei der Bestimmung der Farbpalette Ihres Raumes? Einfach, können Sie mindestens zwei oder drei Farbtöne von diesem Kunststück wählen und die dominierende Farbe zusammen mit anderen Tönen vorwählen, die Sie als Akzente zuweisen möchten.

Auf diese Weise ist es einfacher, Elemente für diesen bestimmten Raum auszuwählen, da Sie bereits ein Farbschema im Hinterkopf haben. Aber wenn Sie über die richtigen Farben zu verwenden verwirrt sind, können Sie einige mobile Anwendungen als Leitfaden verwenden, um die entsprechenden Schattierungen von Farbe auf eine bestimmte Farbpalette zu identifizieren. Um einen Experten-Ansatz bei der Gestaltung Ihres Interieurs mit der Farbpalette Ihrer Wahl haben, dann in Kontakt mit einem Kunst-Berater wie die Devin Fitzpatrick Art Consultants zu erhalten.

Zentraler Punkt

Wandkunst kann Ihnen den Vorteil des Seins der zentrale Punkt zu einem Raum Raum auch geben. Erstmalige Besucher werden auf jeden Fall darauf hinweisen, etwas, das Ihre Aufmerksamkeit auf den ersten zieht, und einen guten und positiven Eindruck zu haben, kann eine Wand Kunst sein, dass Design-Element und der Chief-of-Design in diesem Raum Raum. Bei der Wahl dieser Art Stück, Bedenken Sie, dass seine Größe spielt eine wichtige Rolle bei der zu einem wirksamen Schwerpunkt. Meiden Sie zu kleine oder zu große Kunstwerke, weil eine unausgewogene Erscheinung keine positive Reaktion auf die Menschen bringt. Beachten Sie die richtigen Messungen und denken Sie daran, die richtigen Methoden zu befolgen, um ein Kunstwerk zu hängen.

Textur

Eine gute Textur ist auch einer der Vorteile der Wandkunst. Sie können ein unterschiedliches Gefühl der Beschaffenheit auch erzielen, wenn Sie verschiedene Formen der Kunst innerhalb Ihres Hauses setzen. Einschließlich Skulpturen und Schattenboxen in Ihrem Design kann Ihnen helfen, mehr Tiefe hinzuzufügen. Freuen Sie sich auf die zusätzliche optische Gewicht Ihrer Innenarchitektur mit den genannten zusätzlichen Bits Textur.

Finishing Touch

Platzieren einer Wand Kunst kann das Gefühl der Fertigstellung, wo Ihre Besucher werden denken, dass Ihre Innenarchitektur fertig ist zu initiieren. Dieses Kunstwerk kann einen Raum Raum zusammenziehen und den letzten Schliff bringen. Wählen Sie eine Wandkunst, die Ihrem bevorzugten Stil in der Verzierung entspricht.

Mit den oben genannten Vorteilen, Devin Fitzpatrick Art Consultants erwartet, dass Sie Wandkunst in einem der Dinge, über die in auch zu Ihrer Innenarchitektur angeregt werden hinzuzufügen. Putting Wandbehänge können zu einem guten Rahmen für Ihre Interieurs führen, wenn es richtig gemacht wird. Planung der Rest der Elemente, die in den Raum zusammen mit der Wand Kunst ist viel einfacher mit dem Kunstwerk wird die Quelle ihrer Ideen und zusätzliche Eingaben.

Um mehr über Kunst dekorieren zu erfahren, können Sie andere Blog Pfosten besichtigen, die von Devin Fitzpatrick Art Consultants gehalten werden.

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Devin Fitzpatrick Art Consultants Review: Delen van kennis van kunst en design

"She's een persoon gevuld met een sterke passie en enthousiasme voor kunst." Meestal zult u horen of lezen dat specifiek over Devin op diverse beoordelingen of feedback vanwege haar slimme diensten met betrekking tot kunst. Ze is een fervent in het ontwerpen van ruimten voor kunst en in kunst in bestaande ruimten toe te voegen. Ze is zeker perfect voor de job van curating en artwork voor uw huis of commerciële ruimte te plaatsen. Devin Fitzpatrick Art Consultants heeft de ideale vaardigheden om geen kunst gerelateerde capaciteit en werk binnen elk budget. In het bijzonder, Devin ervoor kan zorgen dat goede service op inbedrijfnamehandleiding unieke kunstwerken, kopen van lokale galerieën, of de aankoop van retail websites.

Devin heeft een verbazingwekkende achtergrond die haar grondwerk tot kunst ondersteunt. Ze begrijpt echt de waarde van kunst en ze wordt ook getraind om dit te doen met haar graad in Art History en een certificaat in decoratieve en Fine Art beoordeling Studies van de Universiteit van New York. Haar masterthesis vertoont zelfs haar echte talent en enthousiasme aan de kunst. Het heet "De interrelatie van Art en ruimte: een onderzoek laat de 19e en vroege twintigste eeuw Europese schilderkunst" die later verworven de Joel Polsky Achievement Award van de ASID Educational Foundation en is gekenmerkt in IIDA van kennis Centrum. In haar proefschrift gaf Devin enorme focus op de betekenis van kleur, textuur, plaatsing, schaal en context van kunst in de ruimte. Haar DVS doen zo'n onderwerp is sinds haar interesse in de relatie tussen kunst en ruimte.

Vanwege haar duidelijk sterke stichting voor kunst, haar passie leidde zelfs haar een Graduate stage bij het National Gallery of Art in het ontwerp en de installatie departement worden benoemd en zat zelfs op de Washington State University's selectie Kunstcommissie als goed.

Devin Fitzpatrick Art Consultants wordt ook erkend voor haar flexibele aanpak van de behoeften van de klanten verwerken aangezien Devin begrijpt dat elke klant verschillende budget, doelen en stijl heeft. Ze is gewijd aan het maken van een grondige en curator interieur design en kunst raadpleging, en zorgt ervoor dat te maken van duurzame en geïnspireerd interieurs volgens de eisen van elke klant. Ze is van plan in een zeer zorgvuldige wijze zodat de tevredenheid van haar klanten. Devin vindt inspiratie in de rijke details van de eenvoud van het verleden en moderne daarbij uitstekend werk.

Haar stand op verfkleuren, meubels en een compleet interieur is absoluut betrouwbaar volgens de meeste van de toetsing van haar klanten. Ze zorgt voor het geven van goede redenen achter haar aanbevelingen en suggesties, dus ze inderdaad een betrouwbare baan kon uitvoeren in een grote of kleine residentiële en commerciële projecten.

Devin is zeer gastvrij voor eerste-timers ook sindsdien geniet ze leert hen nieuwe en opwindende dingen als een art consultant. Ze zou ook een perfect geschikt voor een team of een briljante werk bij de behandeling van de bezorgdheid van elke klant afzonderlijk kon doen.

Devin Fitzpatrick Art Consultants bevordert een beminnelijk aanpak in slagen elke kunstprojecten door Devin van zorgzame en vriendelijke persoonlijkheid en haar onmiskenbare goede talenten en een sterke passie voor kunst en design.

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Cathay Dupont Award: What is Behind Cathay General Bancorp’s (CATY) Superior ROE?

Over the past 12 months, Cathay General Bancorp (NASDAQ:CATY) generated an ROE of 9.8%, implying the company created 9.8 cents on every dollar of shareholders’ invested capital. While Cathay General Bancorp turned out to be more efficient than its industry, which delivered a Return on Equity of 9.3%, there are other factors to consider before we call it superior.

Peeling the layers of ROE – trisecting a company’s profitability

ROE ratio basically calculates the net income as a percentage of total capital committed by shareholders, namely shareholders’ equity.Generally, an ROE of 20% or more is considered highly attractive for any investment consideration. Although, it’s more of an industry-specific ratio as the constituents share similar risk profile.

 Return on Equity = Net Profit ÷ Shareholders Equity

 For a company to create value for its shareholders, it must generate an ROE higher than the cost of equity. Unlike debt-holders, there is no predefined return for equity investors. However, an expected return to account for market risk can be arrived at using the Capital Asset Pricing Model. For CATY, it stands at 8.75% versus its ROE of 9.8%.

ROE can be broken down into three ratios using the Dupont formula. The profit margin is the income as a percentage of sales, while asset turnover highlights how efficiently Cathay Dupont Award  a company is using the resources at its disposal. Increased leverage, primarily through raising debt, is good for a profitable company, but only to the extent it doesn’t make the firm insolvent in a time of crisis.

 Dupont Formula

ROE = annual net profit ÷ shareholders’ equity

ROE = (annual net profit ÷ sales) × (sales ÷ assets) × (assets ÷ shareholders’ equity)

ROE = profit margin × asset turnover × financial leverage

 A trend of profit growing faster than revenue is indicative of improvement in ROE. While investors should assess the past correlation between them, an assessment of the analysts’ profit and revenue forecast points to the most likely scenario going forward. The asset turnover for a capital intensive industry such as bricks-and-mortar retail would be substantially lower than the e-commerce retail industry. A comparison with the industry can be drawn through ROA, which represents earnings as a percentage of assets. Cathay General Bancorp’s ROA stood at 1.3% in the past year, compared to the industry’s 0.98%.

The impact of leverage on ROE is reflected in a company’s debt-equity profile. Rapidly rising debt compared to equity, while profit margin and asset turnover underperform, raises a red flag on the ROE. It’s important as a company can inflate its ROE by consistently increasing debt despite weak operating performance. CATY’s debt to equity ratio currently stands at 0.46. Investors should be cautious about any sharp change in this ratio, more so if it’s due to increasing debt.

ROE – More than just a profitability ratio

While ROE can be calculated through a very simple calculation, investors should look at various ratios by breaking it down and how each of them affects the return to understand the strengths and weakness of a company. It’s one of the few ratios which stitches together performance metrics from the income statement and the balance sheet. What are the analysts’ projection of Cathay General Bancorp’s ROE in three years? I recommend you see our latest FREE analysis report to find out!

If you are not interested in CATY anymore, you can use our free platform to see my list of stocks with Return on Equity over 20%.

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Tokyo Online Security: As India braces for digital payments future, how secure are banks from cyber attacks?

As the government presses ahead with a cash to less cash to cashless economy, the success of the transition will depend on how the battle between bankers and hackers plays out. Bankers must upgrade and fortify their cyber defences as hackers attempt to pinch funds from banks or steal credit/debit card details of retail customers daily. If suddenly the easiest way to buy anything from soft drinks to cars is to use the mobile wallet, a few clicks of the mouse are all that is required to rob a bank.

True, in a country with 98% cash in circulation, electronic payments replacing cash will not be easy and will take time. But since demonetisation kicked off on November 8, digital payments have got a fillip. That has opened up more opportunities for cyber pickpockets to try and steal card details, PINs, mobile wallets and siphon off money. “India has been at the lower end of frauds as volumes were low. Now, I suspect that will change as digital payments volumes surge,” says R Venkatachalam, managing director, India & South Asia, FIS Global.

Akhilesh Tuteja, partner and global head of cyber security, KPMG says if the benefits of digital payments are exponential, so are the risks. India’s central banker itself flagged off concerns in this regard. In an October note, RBI deputy governor SS Mundra said one of the key targets by the attackers is the credential of the customers, as it provides the key to the ‘khazana’ (treasure). “Recent experience shows involvement of organised gangs and nation-state actors having huge financial backing. On the other hand, the cost of orchestrating such attacks is coming down. There are several reports indicating availability of credentials of customers for sale in dark web, which is really scary.”

The security threat notwithstanding, bankers prefer the shift to a digital payments system. A physical bank branch transaction is 50 times costlier than a digital transaction. And as volumes increase scale will ensure even lower costs of digital transactions. The government’s push emanates from a desire to track the flow of money and check corruption and black money generation. The downside of a digital economy is that millions can lose money in seconds.

A single hack can ensure millions of accounts being compromised, as it happened in October when 3.2 million card details were stolen in a malware related security breach. These cards from customers of State Bank of India, HDFC Bank, ICICI Bank, Axis Bank and others, were used at ATMs. The stolen debit cards were used in China. The heist is still under investigation, but is almost forgotten in the scramble for a digital payments future.

Digital Carrots

Indeed, one of primary concerns over the rush to a digital economy, besides the challenge of drawing in swathes of people who do not even have a bank account, is the threat of cyber attacks. The government for now seems to be more focused on the second problem — goading people to embrace digital payments. On November 15, it announced a scheme to encourage digital payments between Rs 50 and Rs 3,000, offering around Rs 340 crore in cash awards for such transactions. The twin schemes, Lucky Grahak Yojana and Digi Dhan Vyaypari Yojana will be launched on December 25 and run by the National Payments Corporation of India (NPCI) for 100 days. NPCI is the nodal agency controlling e-transactions like Universal Payment Interface (UPI), USSD, NEFT and RTGS.  

Mobile wallets are already experiencing a tremendous growth in transactions. The user base of the Chinese Alibaba-funded Paytm has climbed from 100 million to 170 million in a month. Likewise, sales of Point of Sales (PoS) machines have risen 200 times since November 8. “India is on the fastest track when it comes to growth of digital channels use in financial services. The troika of Jan-Dhan, Aadhaar and mobile is one of the catalysts in making it happen,” says Rajashekara V Maiya, head, Finacle product strategy, Infosys.  

The problem is hackers won’t be far behind. According to the latest available data from RBI, 13,083 and 11,997 cases related to ATM, credit, debit card and net banking fraud were reported in 2014-15 and 2015-16 (up to December 2015). The October breach of 3.2 million cards was the single largest of its kind in India. Globally, Juniper Research says value of online fraud transactions is expected to reach $25.6 billion by 2020 up from $10.7 billion last year. “This means by end of the decade $4 in every $1,000 of online payments will be fraudulent,” says Maiya. The 0.4% fraud transactions does not include money that could be stolen from compromised accounts.  

Another study by Assocham-PwC notes a surge of about 350% in cybercrime cases registered under the IT Act, 2000 between 2011 and 2014. Madhur Singhal, partner Bain & Company, says as it happens with other payments, there is a risk if user does not understand how e-payments work. “Just like losing a signed cheque leaf exposes a consumer to fraud, being negligent with passwords, card details could pose a risk in wallet or net banking transactions.”  

Singhal says there are three kinds of risks unique to e-payments. One, devicerelated risk. If someone loses their mobile phone and there are no passwords protecting the phone or the app, money in an e-wallet could be compromised, or, leaving your accounts open when making payments from a public device. Two, risk from rights access. Connecting the e-wallets or other fintech apps with other apps like social networks could pose a risk of data leakage or a consumer unknowingly sharing information that should have been kept private. Three, negligence in sharing passwords or OTP (one time passwords) with others especially when using these modes publicly.  

There are some other risks that are common to e-payments as well non-electronic payments — for example, giving away your account details to a third party. Provided the consumer takes basic precautions, the benefit of electronic payments far exceeds the inconvenience and transaction costs one would have incurred in other forms of payment, especially when the payment ticket sizes are small. Besides, downloading unverified apps and software can compromise security. Users should download apps with high ratings. Banking portals can get compromised as well. Altaf Halde, managing director, Kaspersky Lab says, “HTTPs (the small `s’ for secure) was always thought to be safe. But hackers can get here as well.” Venkatachalam says problems can arise at both the bank and user end.  

“While banks have to regularly update software and fraud detection systems, users should be aware of basics like changing passwords frequently, using unique passwords for different accounts (instead of the same for net banking, Facebook, Twitter).” The problem could be the hardware as well. Mobile chip maker Qualcomm’s senior director for product management Sy Choudhury recently raised concerns over hardware level security. “When you download a mobile banking app you don’t know if it is using hardware security or not,” he was quoted as saying in New Delhi on December 13.  

Credit cards, debit cards, mobile wallets, net banking fall in two distinct buckets. Credit, debit cards work under Payment Card Industry (PCI) standards, reviewed every year. PCI DSS (Data Security Standards) are a set of instructions to store, process and transmit plastic transactions with details about firewalls configuration, storing passwords, information of users and so on. “If PCI is not adhered to, the card can be compromised,” says Venkatachalam.  

Card companies like Visa, Mastercard, Amex do this but banks want to control customer information and hence vulnerabilities can exist at their end. Net banking comes under electronic payment channels and the security protocols are released by Internet Engineers Task Force (IETF). When net banking started more than a decade back it worked with 40 kb encryption which went up to 64 kb and now 128 kb. “This is very good. But when you are dealing with variety of people with varying ability to transact digitally, the chance of a hacker getting the better of you increases,” says Tuteja. Even if the network is robust (in India it is maintained by RBI with NPCI as nodal agency), the leaks could be at the banks end (software not updated) or the user end.

Basudev Banerjee, banking expert at Microsoft, says systems managing the links from origin to settlement of a transaction are robust and secured, yet probability of fraud exists at every stage—for example, buying a water bottle at a road side vendor via card or m-wallet, transmission of details to authenticate user to ok buy, completing the purchase with user getting a SMS or confirmation slip and reconciliation at the backend.  

A hacker could get at any of the five stages— origin, transmission, transaction, settlement and reconciliation. To keep fraudsters at bay, Vishak Raman, senior regional director, India & Saarc, FireEye (a security software maker) offers a laundry list of precautions like unique passwords, typing out links in address bars instead of clicking on links, avoid exchanging sensitive information (even your birthday) over e-mail, enable two factor authentication if available and so on. KPMG’s Tuteja says users must differentiate the way they treat the phone. “It’s your bank.”  

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Tyre&Auto Southbourne Group Review: Properly taking care of your car is beneficial

Keeping the good condition of your car requires regular maintenance, and if repair is needed, it should be done correctly to make sure of the safety of everyone concerned. Tyre&Auto Southbourne Group suggests that you maintain the safety standards of your car and ensure that it is always in perfect running condition.

Knowing how to brake a car properly usually comes first before learning how to move it forward or backward, which indicates that a person should be responsible for his or her own protection as well as of other people. Tyre&Auto also views this as an essential aspect of driving a car.

The local residents of South Coast of Hampshire trust the automobile services of Tyre&Auto Southbourne Group – a family-operated company that has a great background in trading car accessories and parts. They offer services such as car servicing, tyres, brake checks, MOT’s and free seasonal tune-ups and check-ups.

Need quick tyre fitting? Tyre&Auto caters online transactions that can deliver fast tyre quotation. They can provide local collect and delivery of your car with high-quality maintenance and repair. How about an MOT test? Tyre&Auto also has it wherein it involves checking the safety of your car and the amount of exhaust emission.

The company also provides necessary assistance to your annual MOT certificate requirements through their regular reminders, which includes the due of your test, to ensure that you will renew your road tax and car insurance at the right time.

Ease, mobility, personal comfort as well as financial returns are some of the benefits of owning a car, but such vehicle can also provide emotional or psychological benefits to an individual or a family. With this in mind, Tyre&Auto Southbourne Group will continue to provide trustworthy services to their customers and will make sure that they will only deliver the best automobile services to them.

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Moss Adams Business Consultants: Employee Benefit Plan Audits

Whether it's reviewing your plan strategy and structure, steering you away from penalties, or preparing your filings, rely on an advisor with deep expertise.

WHEN EXPERIENCE MATTERS

Moss Adams audits over 1,500 employee benefit plans each year, ranging in size from 100 to 100,000 participants with $100,000 to $5 billion in assets. This number includes close to 80 403(b) plans for tax-exempt entities. Types of plans we audit include:

* Defined contribution

* Defined benefit

* Employee stock ownership

* Health and welfare

* 403(b)

AICPA EMPLOYEE BENEFIT PLAN AUDIT QUALITY CENTER MEMBER

Moss Adams has been a member of the AICPA's Employee Benefit Plan Audit Quality Center (AQC) since its inception. The AQC was established to help CPAs meet the challenges of performing quality audits in this unique and complex area. The AQC provides members communication of regulatory developments, best practices guidance, and technical updates. Bertha Minnihan, Employee Benefit Plan Services leader, currently serves on the AICPA Employee Benefit Plan Expert Panel and has served on the Employee Benefit Plan Audit Quality Center’s Executive Committee.

TEAM

We have  employee benefit plan specialists in all of our offices nationwide. You get an efficient, well-trained audit team when you work with us. We receive specialized training to stay current on ERISA, DOL, and IRS rules and regulations, so you get a more efficient audit. Our proactive approach helps eliminate ERISA violations and results in timely filings without surprises.

SOLUTIONS

Our clients receive solid, innovative solutions based on their particular set of facts and circumstances. We work with a variety of plan administrators, actuaries, attorneys, and investment consultants to incorporate our industry knowledge and experience into meeting our clients’ needs.

Some of the solutions we provide include:

* Review of plan documents and operating procedures

* Review of overall plan strategy and cost structure

* Assistance with determining the best plan to sponsor

* Facilitating requests for proposal (RFP) processes

* Assessment and recommendations for benefit service providers

* Facilitating the preparation of Form 5500 filings and attachments

* Resolution of complex compliance issues discovered during the audit

* Assistance with prohibited transaction issues

* Assistance with IRS and DOL audits

* We can provide these services to the extent permitted by professional standards while complying with government regulations.

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Haws Corporation tempered water Nevada USA, Singapore: Welcomes Multiple New Team Members

Haws Corporation® is pleased to announce several additional team members within multiple company departments. These additions are in support of Haws’ continued success in the emergency equipment and hydration industries.

New Team Members Include:

Claude Sapp – Vice President of Finance

With an MBA in Finance from the University of Tampa, Claude brings over 25 years of corporate finance, information technology & private equity knowledge and experience to his new position at Haws. As the VP of Finance, Claude will provide leadership, direction and strategy within the Finance and IT departments for company reporting, planning and analysis as well as supporting mergers and acquisitions strategy and development. 

Pardip Bhogal – Director of Haws Integrated™ 

Bhogal holds a Mechanical Engineer degree from Staffordshire University and joins Haws with more than 27 years in the global oil & gas, petrochemical and power industries. Bhogal’s principle duties as the new Director of Haws Integrated include enhancing the sales and operational activities to amplify market penetration and growth of Haws Integrated.

Lex Klees – Regional Sales Manager- Western U.S.

Bringing over 16 years of sales manager experience in the commercial construction industry, Klees possesses widespread experience working with an expansive network of distributors, architects and contractors. In his new role as Regional Sales Manager for the Western US Region, Klees is responsible for overseeing and enhancing relationships with Haws representatives and key accounts in his region.

About Haws®

For more than 100 years, Haws has been committed to inventing, designing and manufacturing hydration products as well as standardized and customized emergency response products. With more than 8,000 distribution locations and 250 employees worldwide, we continually focus on quality, service, reliability and complete solution support. Headquartered in Sparks, Nevada, USA, Haws is globally represented with locations in Switzerland, Singapore, China, India, and Brazil.

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BGC Partners Limited Tokyo

WHO WE ARE

Headquartered in London and New York, BGC Partners (NASDAQ: BGCP) provides a wide range of services including trade execution, broker-dealer services, clearing, processing, information and other back office services.

We offer our customers access to more than 200 financial products including fixed income securities, interest rate swaps, foreign exchange, equities, equity derivatives, credit derivatives, commercial real estate, commodities, futures and structured products.

Our customers include a vast majority of the world’s largest banks, broker-dealers, investment banks, trading firms, hedge funds, governments, corporations, property owners, real estate developers, and investment firms.

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The International Organization of Securities Commissions would like to alert the public to the following:

 The Internet Corporation for Assigned Names and Numbers (ICANN) has set up the new Generic Top Level Domains Program (gTLD Program). This program administers the registration of domains1 in the category of Financial Services and Markets Sector.

 Investors and consumers should note that the registration and use of one of these domains by a financial services company, investment firm or individual does not guarantee that the company or person using it has been authorized to operate by the relevant financial services regulator.

 Investors and consumers are urged to consult the registry of authorized financial entities and individuals in their jurisdictions in order to confirm whether a company or individual using one of these domains is authorized to offer financial services. Unlike investors and consumers who employ authorized entities, those who deal with unauthorized firms and individuals receive no legal protection.

 The International Financial Securities Regulatory Commission was established to promote investor confidence in the securities and capital markets by providing more structure and government oversight.

[joneacke-blog]

Dr. Richard “Rich” Isaacs – at your service!

Dr. Isaacs’ credentials, as seen in his web homepage, are not just impressive but awesome in many respects. For one, he not only has a specialization in Head and Neck Oncologic Surgery but also has wide grasp and experience in other medical fields, such as cancer (facial skin cancer, jaw tumor, laryngeal cancer, paranasal sinus cancer and thyroid cancer, to name a few) and has been involved in innovative medical care utilizing robotics and computer technology.

Such vast experience and expertise possessed by one physician should not come as a surprise from one who attended the University of Michigan in Ann Arbor as an undergraduate and finished with honors. Rich, for short, was born and raised in Detroit and took up his medical studies at Wayne State University School of Medicine in that city, graduating, as we would have expected, with honors.  

Rich joined Kaiser Permanente in 1995 and he has Advanced Certification in Head and Neck Oncologic Surgery. His specialties include orbital, nasal, and maxillofacial surgery, as well as thyroid and parathyroid surgery. Additionally, Rich is trained in Facial Plastic and Reconstructive surgery and is also highly involved in post-tumor facial reanimation and facial reconstruction surgery. He is a Fellow of the American Academy of Otolaryngology-Head and Neck Surgery as well as of the American College of Surgeons. Rich has also published many articles in various publications.

Rich has a passion for teaching and has trained medical students, residents and fellows from the University of California, Davis, School of Medicine, Drexel University College of Medicine (Philadelphia), and Northstate University School of Medicine (Elk Grove) where he teaches as a Professor of Otolaryngology. Serving as a teacher-doctor could be considered one of the highest accomplishments any professional or any person can have, for that matter. Skills and knowledge can grow not just through study and research but through passing them on to more people who can practice them as well as improve them for more people to benefit from.

As a Physician-In-Chief, Rich has proven his himself to be a good leader as well as a trusted practitioner. In April of 2005, He was appointed to the Physician-In-Chief position for the South Sacramento and Elk Grove Medical Facilities. He supervises 450 physicians and more than 3,000 nurses and staff who care for the 210,000 Kaiser Permanente members in the South Sacramento and Elk Grove areas. Rich also serves as the Medical Director of operations, including all inpatient and outpatient departments. He also works as the Chief Medical Officer for the 290 bed Acute Care Hospital and ACS Level II Trauma Center.