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"What can we expect?"

"You can expect a beautiful, jam-packed adventure, that is Black Panther Wakanda Forever; a love letter to Chadwick Bosemen." - Letitia Wright

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curious miscellanies

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Alain Resnais

- Mon oncle d'Amerique / My American Uncle

1980

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“You got to” bounce

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What Happened, Miss Simone? (2015)

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Download the new app DBAHB today!

https://apps.apple.com/us/app/dont-be-a-hypebeast/id1484595736

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Your credit score can determine whether you can buy a car, get certain jobs, or rent an apartment. It’s a big deal. And so is this: Credit scores for many Americans are about to change — even if they don’t do anything.

The changes will be extensive. About 40 million Americans are likely to see their credit scores drop by 20 points or more, and an equal number should go up by as much, according to Joanne Gaskin, vice president of scores and analytics at FICO, the company at the heart of the credit scoring system.

Every five years or so, FICO updates the way it determines credit scores. This time the biggest change is in how it treats personal loans, Gaskin says.

Read the rest of the story at NPR.org

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What are your thoughts on Public Loan Forgiveness Programs, paying loans in exchange for service in underserved communities.?

It’s a joke and most people shouldn’t attempt to get “forgiveness” in this way. The “forgiveness” program isn’t only for working with underserved communities. It’s for working at a non-profit or a public service focused job with the idea that a similar job in the private sector usually pays more. 

But here’s why I don’t like PSLF. You have to pay your loans on time and in full while working full-time (30+ hours/ week) at a qualified employer for TEN years (120 payments). 

When you start paying back your loans, you have several options for what sort of repayment plan you want to do. There’s the standard repayment (which you definitely wouldn’t do if you’re hoping for PSLF) which sets your payment so that everything will definitely be paid off by 10 years. 

But there’s also the income-based repayment plan. This is what people who are hoping for PSLF forgiveness sign up for. Basically, your payment will be lower (sometimes a lot lower) than it’d be with the standard repayment plan so you make those payments for 10 years (as opposed to the higher ones for the standard plan) and then hope to be approved for PSLF to forgive the remaining balance. 

That may sound good but it’s not. Because #1) there’s no guarantee that in 10 years your PSLF application will be approved -- most aren’t and #2) while you were paying a low amount on your student loans for 10 years they were accruing a TON of interest. You will most likely owe at least double what you actually originally took out--which would be awful if your application is denied because you’ll be responsible for that which would put you in debt for what another 10-30 years? and #3) in the meantime, because of your student loan balance you’d find it hard to do things such as buy a house, have any expendable income, and generally afford to live (since we’re assuming you’d be working a low wage job for 10 years to make the income-based repayment amount lower than what the standard repayment amount would be). 

The better plan is to try to earn the highest salary possible, live as humbly as possible, and aggressively repay your student loans. By aggressive I mean to pay way more than what you’re required to pay because that’s the only way to beat the high interest rates. 

There’s no way I plan to be in debt peonage (that’s what PSLF is) for 10+ years all because I had the audacity to pursue a higher education and not come from middle class parents. I want those loans gone ASAP so that I will be financially free sooner rather than later and will be making lifestyle choices to make that happen. 

But I really feel for the people who have student loan debt without the degree because that’s a bad position to be in because you have the debt without the earning potential. PSLF wouldn’t help most of those people either because in many cases it’d be hard to work for a qualified employer without a bachelor’s degree. So basically the folks who would benefit from it (those in the service industry and other minimum wage jobs) don’t have a qualified employer so they wouldn’t be able to have their loans forgiven. 

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Popkin, Jeremy D. Facing Racial Revolution: Eyewitness Accounts of the Haitian Insurrection. Chicago: University of Press, 2007, 416pp.

Liberté ou la mort: Placing the Haitian Revolution in the Age of Revolution and Atlantic History

In the words of the publisher: “The only truly successful slave uprising in the Atlantic world, the Haitian Revolution gave birth to the first independent black republic of the modern era. Inspired by the revolution that had recently roiled their French rulers, black slaves and people of mixed race alike rose up against their oppressors in a bloody insurrection that led to the burning of the colony’s largest city, a bitter struggle against Napoleon’s troops, and in 1804, the founding of a free nation.”

“Numerous firsthand narratives of these events survived, but their invaluable insights into the period have long languished in obscurity—until now. In Facing Racial Revolution, Jeremy D. Popkin unearths these documents and presents excerpts from more than a dozen accounts written by white colonists trying to come to grips with a world that had suddenly disintegrated. These dramatic writings give us our most direct portrayal of the actions of the revolutionaries, vividly depicting encounters with the uprising’s leaders—Toussaint Louverture, Boukman, and Jean-Jacques Dessalines—as well as putting faces on many of the anonymous participants in this epochal moment. Popkin’s expert commentary on each selection provides the necessary background about the authors and the incidents they describe, while also addressing the complex question of the witnesses’ reliability and urging the reader to consider the implications of the narrators’ perspectives.”

“Along with the American and French revolutions, the birth of Haiti helped shape the modern world. The powerful, moving, and sometimes troubling testimonies collected in Facing Racial Revolution significantly expand our understanding of this momentous event.”

*You can read a review of this book written by Prof. John D. Garrigus here.

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Zora!

In honor of Zora Neale Hurston’s Bday, Harper Collins is offering a free e-copy of her classic book, There Eyes Were Watching God. https://www.harpercollins.com/celebratingzora/

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Are you a woman of color who needs money for college or grad school?

Here are 100 scholarships to choose from:

Unless otherwise stated, all minority scholarships are applicable to women from underserved ethnic groups, including African Americans, Hispanics, Native Americans and Asians.

Arts Scholarships

Girls* Who Illustrate Awesomeness Scholarship 

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National Society of Arts and Letters Scholarships

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source

The list with more art scholarships – here: http://www.scholarshipsforwomen.net/art/

I’m so happy more opportunities are coming up! Scholarships are in effect a gift of free cash. Free cash is very popular in every society and nation. So the applicant and recipient of scholarship money has worked very hard and has much to offer our society and is a deserved winner. It is still a free cash gift… GET IT! 

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Dun, James Alexander. Dangerous Neighbors: Making the Haitian Revolution in Early America. Philadelphia: University of Pennsylvania Press, 2016, 352pp.

Liberté ou la mort: Placing the Haitian Revolution in the Age of Revolution and Atlantic History

In the words of the publisher: “Dangerous Neighbors shows how the Haitian Revolution permeated early American print culture and had a profound impact on the young nation’s domestic politics. Focusing on Philadelphia as both a representative and an influential vantage point, it follows contemporary American reactions to the events through which the French colony of Saint Domingue was destroyed and the independent nation of Haiti emerged. Philadelphians made sense of the news from Saint Domingue with local and national political developments in mind and with the French Revolution and British abolition debates ringing in their ears. In witnessing a French colony experience a revolution of African slaves, they made the colony serve as powerful and persuasive evidence in domestic discussions over the meaning of citizenship, equality of rights, and the fate of slavery.”

“Through extensive use of manuscript sources, newspapers, and printed literature, Dun uncovers the wide range of opinion and debate about events in Saint Domingue in the early republic. By focusing on both the meanings Americans gave to those events and the uses they put them to, he reveals a fluid understanding of the American Revolution and the polity it had produced, one in which various groups were making sense of their new nation in relation to both its own past and a revolution unfolding before them. Zeroing in on Philadelphia—a revolutionary center and an enclave of antislavery activity—Dun collapses the supposed geographic and political boundaries that separated the American republic from the West Indies and Europe.”

*You can read a review of this book written by Sara Fanning, herself author of Caribbean Crossing: African Americans and the Emigration Project (2015), here.

(**Prof. Dun also made a guest post at this very blog some years ago sharing parts of his work, You can find it here.)

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Dillon, Elizabeth Maddock, and Michael J Drexler, eds. The Haitian Revolution and the Early United States: Histories, Textualities, Geographies, 2016, 448pp.

Liberté ou la mort: Placing the Haitian Revolution in the Age of Revolution and Atlantic History

In the words of the publisher: “When Jean-Jacques Dessalines proclaimed Haitian independence on January 1, 1804, Haiti became the second independent republic, after the United States, in the Americas; the Haitian Revolution was the first successful antislavery and anticolonial revolution in the western hemisphere. The histories of Haiti and the early United States were intimately linked in terms of politics, economics, and geography, but unlike Haiti, the United States would remain a slaveholding republic until 1865. While the Haitian Revolution was a beacon for African Americans and abolitionists in the United States, it was a terrifying specter for proslavery forces there, and its effects were profound. In the wake of Haiti’s liberation, the United States saw reconfigurations of its geography, literature, politics, and racial and economic structures.”

The Haitian Revolution and the Early United States explores the relationship between the dramatic events of the Haitian Revolution and the development of the early United States. The first section, “Histories,” addresses understandings of the Haitian Revolution in the developing public sphere of the early United States, from theories of state sovereignty to events in the street; from the economic interests of U.S. merchants to disputes in the chambers of diplomats; and from the flow of rumor and second-hand news of refugees to the informal communication networks of the enslaved. The second section, “Geographies,” explores the seismic shifts in the ways the physical territories of the two nations and the connections between them were imagined, described, inhabited, and policed as a result of the revolution. The final section, “Textualities,” explores the wide-ranging consequences that reading and writing about slavery, rebellion, emancipation, and Haiti in particular had on literary culture in both the United States and Haiti.”

”With essays from leading and emerging scholars of Haitian and U.S. history, literature, and cultural studies, The Haitian Revolution and the Early United States traces the rich terrain of Haitian-U.S. culture and history in the long nineteenth century.”

The publisher notes that “Elizabeth Maddock Dillon is Professor of English at Northeastern University” while “Michael Drexler is Professor of English at Bucknell University.” Other contributors to the volume include: “Anthony Bogues, Marlene Daut, Laurent Dubois, James Alexander Dun, Duncan Faherty, Carolyn Fick, David Geggus, Kieran Murphy, Colleen O'Brien, Peter P. Reed, Siân Silyn Roberts, Cristobal Silva, Ed White, Ivy Wilson, Gretchen Woertendyke, Edlie Wong.”

*You can read a review of the book by Ronald Angelo Johnson (who previously wrote Diplomacy in Black and White: John Adams, Toussaint Louverture, and Their Atlantic World Alliance, 2014) here.

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A senegalese artist at work in his studio. Ngor, Senegal. ©Delphine Diallo