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How do I open a zero balance account in ICICI bank?

In any bank of your choosing, you can open zero balance account.

A) It will be a saving account and the "Basic Savings Bank Account" or BSBDA (Basic Saving Bank Deposit Account) will be form.

B) With our Free Savings Bank Account, you don't have to hold a minimum monthly average balance (MAB)-it's a zero balance saving account.

C) You do not pay debit card charges on your ICICI (or any bank).

D) You do not pay Internet Banking fees E) You do not pay any fees for cash deposit transactions at the base branch (Branch where the account is opened).

F) You will make four (limited for certain account) free transactions per month in your base branch, after which per transaction will be charged a small fee.

G) Half a annual tax is owed.

H) Every bank welcomes you warmly for it.

Thank you!

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Is the ICICI Bank safe for huge deposits?

NO .. NEVER ..... PLEASE ...... BETTER TO DONATE IT TO SOMEONE THAN HAVING IT IN ICICI BANK ... else the bank can steal it from your account and you can't claim that they've stolen it ... and even the police or the judiciary can't support.

In fact, my ICICI bank told me that my account was swept out of 1.15 Lakhs using # 3D secure password, so u presume it's free, Its ICICI bank fraud, the same modus oprendi as many others had recorded, I was cheated on April 04, 2017 at around 2 a.m. in the morning about 9 a.m. I got mails (which I check). Yet oddly the MSG on my mobile appeared at 5:45 a.m. to 5:47 a.m., nearly 10 msgs for 10 K to 19.99 K transactions ... all the same as other users like Geetanjali recorded ... and we're not liable for something at the bank's attitude. Not even because of why OTP was not released, not because at 2AM money was withdrawn and msg delivered after 5:45 AM. When RBI guidelines said that if any fraud occurs within 2 to 4 hours bank is responsible for compensating 90% to 100% of the amount, they still have only deaf ears and ignore you as your customer.

And odd I haven't even been questioned or given an OTP and u think ICICI BANK is safe .. ITS the biggest FRAUD bank that INDIA can have. They charge you for everything, even a statement made online, and all their services are worse than fourth class. Only charging customers will make you a smart or modern BANK, you need to have service. We always remember that they hadn't paid you in January for any cash change and charge it somewhere in June or July to have time or evidence to know what you did in January because you lived in July. ... Is this really a banking standard??

I am ready to shout that "ICICI bank is the BIGGEST FRAUD BANK that can HAPPEN TO INDIA" in public.

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What are reviews for ICICI Internet banking?

I've banked with StanC, HDFC, Dhanlaxmi, ICICI, Axis & Other Bank lots. But I can explicitly claim without doubt that corporate internet banking at ICICI Bank is the worst location I've ever encountered. The corporate banking platform was made by fools / crooks who clearly don't understand what a customer wants and how he can get there quickly:- 

A. Daily account statement – I can only get account statements on a monthly basis and not a daily account statement. It's such a easy thing a major bank like ICICI can not deliver.

B. Next month transaction – It's a challenge to figure out whether I need to see the transactions for the current month. To enter the page displaying current transactions one has to navigate across various screens. They need to see how easily at StanC I can see that.

C. Calendar-The calendar is very low and opens at the top left corner of the palm. Its time they learn the look & feel of the platform from the new players in e-commerce who have much larger fonts.

D. Bad Look & Feel – People who haven't done enough test runs with a common man as a center point seem to have built the device. To new users, most common transactions aren't presented intuitively. Much like CITI BANK, they will know & compare the program to the best of the industry.

E. Internet banking account login activation-The abuse does not stop there. If you have in your hand the transaction keys, you must physically go to the branch and send an application to trigger it. They won't consider any digital channels on the telephone banking or via OTP or via. You may want the RM to sell an insurance policy to you.

F. Unreadable envelope containing login passwords-I went and ordered passwords for a new transaction and ghosh was absolutely unreadable the carbon envelope that came with passwords. I showed it to the RM manager, and he hung his head in shame.

F. Call Center Sucks — My account was about a month old and the call center declined to consider my request for a check book and told me to go to the branch to confirm it. I asked them to verify whatever they want, such as address, last 5 transactions, OTP etc., but they wouldn't listen and ask me to contact the branch.

G. Complaint via internet banking-I can only file a complaint through the internet banking module, but I can only file a specific request for service. Apart from that I have to send a letter to the bank again.

H. Cant go back into the browser-You can't push the chrome browser's go back button. You are signed out by they systems. The Bank appears to be using obsolete equipment.

I. RM allocation-The bank needs to assign an RM only if my interest for the partnership increases. I will not increase my balance until I feel myself relaxed with the banking services. My multiple request for allocation of an RM to the bank falls on deaf ears. Its a story about chicken & eggs. The staff running the current account system very obviously do not know what a consumer needs. First they want the balance but first the company needs proper on-boarding & operation. No wonder their CASA books are still lagging behind HDFC's and have one of the lowest NIMs in their peer collection. We don't want to understand what a customer wants.

J. Not designed for Chrome browser-Chrome browser is not designed for the web. To show the full screen, you need to toggle right and left from the bottom row. It's shocking the platform is not yet designed for Chrome in the era of mobile banking. I don't understand how IE is.

I can write more such horror stories with ICICI about internet banking but will stop here.

Its a financial attack with ICICI Bank. I've closed my personal account, but I can't close my corporate account yet, so I'm going to do so as soon as possible. It sucks ICICI to do business business current account internet banking.

Please do not bank with them for your current account needs if you are a small start-up like me or a really internet-savvy user. You will be abused for small items and for any small thing you will be forced to run to the office.

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Advantage Woman Savings Account

Advantage Woman Savings Account

We believe that it is also our responsibility to provide opportunities for women to invest in themselves. Therefore, our Advantage Woman Savings Account includes skills-building courses such as Information Technology Certification (IT Certification), Music Lesson lessons (Music Lessons) and Personality Development. We also have attractive benefits that help women take better care of themselves and their families, such as discounts on health care, children's education, etc.

Benefits of debit card

Enjoy cashback of up to Rs 750 per month on food, entertainment and jewelery and a variety of attractive profitable offers on the use of debit cards - now, earn on spending too!

You are never far away from your money by getting free unlimited access to ATMs of all banks through more than 2 lakh ATMs across the country.

Get complimentary personal accident insurance protection and purchase a security cover on your debit card. To know more, click here.

Daily cash and withdrawal limits according to your account type. To know more, click here.

Discount on lockers

50% off on first year locker rent - especially for Advantage Woman savings account holders.

Special discounts and offers

Preferential rates on home loan, personal loan and car loan - Get double rate and double benefits of having a house in your name.

Easily apply for iProtect Smart which has a comprehensive premium for life, accidental death, and 34 critical disease related covers. Know more

Tools to manage your finances- My Money.

Maximize Your Return

Money Multiplier: Determine the balance limit in your savings account that can be converted into a fixed deposit upon requesting more money and thus earn a higher interest. Leam more

Convenient banking

You can now manage your savings account anytime using internet banking, iMobile app and ATM.

Free passbook facility for all individual account holders.

Free Email Statement.

Free multi-city check book payable at par.

Exclusive privilege

Get exclusive services and a dedicated relationship manager according to your account type. To know more, click here.

Eligibility

Resident Indian women of 18 years and above should be the primary applicants.

Anywhere Banking

Use any other bank's ATM independently for cash withdrawal and other transactions *.

Direct all your questions and instructions to our customer service. For customer service numbers, please click here.

Do your banking anywhere from any ICICI Bank branch.

Pay bills comfortably from your home or office through your Bill Pay facility. To know more, click here. .

Nomination facility

You can nominate a person as the beneficiary of your account.

Nomination facility available for bank deposits.

There can be only one nominee for a deposit account, whether the account is single or joint.

Nomination can be filed on behalf of a legally competent person to operate the minor's account.

Applicants can enroll by filling the prescribed form under the Banking Companies (Nomination) Rules 1985.

Nomination details can be changed during the continuance of the account by filling the prescribed form under the Banking Companies (Nomination) Rules 1985.

Savings Account Portability

You can request to transfer your savings account from one branch of ICICI Bank to another place through internet banking or our customer service. Alternatively, you can submit a written request for this purpose to the nearest ICICI Bank branch.

Your account will be transferred within 2 business days and will not cause these conditions:

Suspension of account operations

Account Number Change

Return of debit card or check book.

* The first five transactions in the month (including financial and non-financial transactions) are free. Subsequently, charges apply.

Value Added Benefits -

Get convenient banking and more and more experience only with ICICI Bank Savings Account. To learn more about the other benefits available with your savings account, click here. .

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Key Benefits of Motor Insurance

If your car breaks down, help will come your way

Go on longer drives with lesser worries

Get your policy without any delays

Renew your policy with ease

A dent in your car will not cause a dent in your finances

Switch to our policy and retain existing benefits

Get allowance for daily commute when your car is getting repaired

Just give us a call and be assured of Road Side Assistance to help with accommodation, minor repairs and more

Avail cashless services at 3,500+ network garages

We issue instant policy online, with minimal paperwork

We have made online policy renewal quick, effortless and convenient

Get Zero Depreciation Cover and avail coverage on replaced parts with no deduction for depreciation

Transfer your No Claim Bonus* from an existing policy, if you haven’t made a claim

Our Garage Cash Cover offers you a daily allowance for each day that your car is in the garage.

Avail transfer of No Claim Bonus (NCB)*. This benefit is valid if you haven't made any claims in your old policy. This is also valid if your previous policy was not with ICICI Lombard. *NCB (No Claims Bonus) will only be allowed if the policy is renewed within 90 days of the expiry date of the previous policy. The NCB will be available, provided you show evidence that you are entitled to NCB from your previous motor insurance company. Evidence can be in form of a written declaration or renewal notice or a letter confirming the NCB entitlement from the previous insurer. Click here to view the wordings of the written declaration.

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Benefit of Seniors Club Savings Account

Benefit

Benefits of Debit Card:

Enjoy exciting discount offers and visa privileges on debit cards.

Get complimentary personal accident insurance protection and purchase protection cover on your debit card. Click here to know more

Daily cash and withdrawal limit according to your account type. To know more, click here. .

Discount on lockers

Save on annual locker rentals with attractive discounts.

Maximize your returns

Money multiplier facility provides liquidity of savings account with the benefit of high income of fixed deposits ^^. Leam more

Facility to invest in saving schemes of senior citizens for assured benefits of 8.3% 2 and tax benefit under Section 80C.

Earn fixed deposit (FD) interest rate on account balances exceeding 75, 000.

1 ICICI Bank Terms and Conditions apply.

2 The rate of interest is fixed by the Government of India from time to time.

Convenient Banking:

Enjoy fast service in branches with dedicated senior citizen desks.

Banking comfortably at your home with doorstep banking.

Manage your savings account from anywhere using the iMobile app and Internet banking.

Get fast access to Customer Care Executive through voice recognition technology.

Free email statement

Free banking facility from any location

Free SMS Alert Facility

Free passbook facility for account holders (individuals)

Free multi city check book payable at par.

Eligibility:

The account is available to resident individuals above 60 years of age (single or joint account), citizens of a foreign national and Hindu Undivided Family (HUF) customers.

Nomination facility

You can nominate a person as the beneficiary of your account receivables.

Nomination facility is available for bank deposits.

There can be only one nominee for a deposit account, whether the account is single or joint.

A person legally competent to operate a minor's account may file a nomination on behalf of the minor.

Applicants can enroll by filling the prescribed form under the Banking Companies (Nomination) Rules 1985.

Nomination details can be changed during the continuance of the account by filling the prescribed form under the Banking Companies (Nomination) Rules 1985.

For more information, visit the nearest branch.

Savings Account Portability

You can request to transfer your savings account from one branch of ICICI Bank to another place through internet banking or customer service. Alternatively, you can submit a written request to the nearest ICICI Bank branch.

Your account will be transferred within 2 business days and this will not cause these conditions.

Suspension of account operations

Account Number Change

Return of debit card or check book.