newgraywolf

[newgraywolf]

Polymer balls that are invisible in water

[newgraywolf]

When censoring information out of pictures, do NOT use the marker tool. Block it out with a full filled in square, or use a mosiac filter. Marker tools are not fully opaque and are slightly off from black, which makes it possible to alter the levels and reveal the information underneath.

[newgraywolf]

This is still one of the greatest things ever made.

[newgraywolf]

[newgraywolf]

Hello tumblr I heard you like changeling stories

[newgraywolf]

June 12, 2025 - Antifascist activists put up truthful bus stop ads at the US embassy in London, UK. [video]

[newgraywolf]

ok how are you people putting commas in your tags

[newgraywolf]

ok how are you people putting commas in your tags

[newgraywolf]

i hurt myself with Big Jack by Pet Foolery (can find on instagram) again and no one seems to have posted the whole comic so. here. someone reminded me of it and i tracked it down. gonna go cry in a corner now.

[newgraywolf]

God I love Apothecary Diaries. Maomao is like a dog with a mouth full of Lego bricks to me. Babygirl don’t eat that

[newgraywolf]

Word for today: wrench attack

Within the crypto community, to physically threaten or attack someone to force them to grant you access to digital assets; name inspired by xkcd #538

[newgraywolf]

Toy Story 2 (1999) dir. John Lasseter | Game Changer 7x08 "Fool's Gold" (2025)

[newgraywolf]

lets have a moment of appreciation for non-fandom independent wikis

[newgraywolf]

[newgraywolf]

[newgraywolf]

just wanted to say thanks for the info about the SAVE plan in your tags! i was considering switching from SAVE due to the emails but now im definitely not doing that until they pry SAVE from my cold dead hands

yeah i can't give out financial advice or anything but everything i've read suggests the only reason to switch instead of holding out is if you actually expect to pay off your loans anytime soon (lol) or if you're only a few payments away from pslf qualification. afaik if you're going to be paying for years regardless, then you're going to be accruing interest no matter what plan you're on (instantly with unsubsidized loans and possibly with a delay on subsidized) and you're going to have to do buyback on loan forgiveness for the time you've already spent in forebearance whether you switch now or not.

regarding forbearance not counting toward public service loan forgiveness:

Due to changes in PSLF regulation, you can now buy back certain months in your payment history to make them qualifying payments for PSLF. Specifically, you can buy back months that don’t count as qualifying payments because you were in an ineligible deferment or forbearance status. (source)

the fact that they sent out official emails that didn't mention any of that is so fucking shady lmfao. as of right now, SAVE isn't going away until 2028. the only thing that happens in august is interest accrual starts back up. if you're in circumstances where that matters to you, fine, but i personally do not give a shit. i could have zero interest for the lifetime of my loan and i'm still not paying it off, making the amount i'm not paying higher means nothing. i'm guessing they reaaaaaally want everyone to move off the SAVE plan without them having to do anything.