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Roundup: Cryptocurrencies, Unemployment Insurance and Banking

Roundup: Cryptocurrencies, Unemployment Insurance and Banking

The Blockchain Revolution: Decoding Digital Currencies This article presents an overview of cryptocurrencies, blockchain technology and their applications, explaining the spirit of the enterprise and how it compares with traditional operations. The authors discuss money, digital money and payments; cryptocurrencies, blockchain and the double-spending problem of digital money; decentralized…

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Did the Pandemic Hit Small Firms Harder than Large Firms?

Did the Pandemic Hit Small Firms Harder than Large Firms?

The COVID-19 pandemic has had significant negative effects on the labor market. However, were smaller employers hit harder than larger ones? In a March Economic Synopses essay, Economist Serdar Birinci and Research Associate Aaron Amburgey examined the employment effects of the crisis from the perspective of small and large firms. Factors to Consider Birinci and Amburgey noted a few factors…

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Debunking Misconceptions about U.S. Agriculture and Climate Change

Debunking Misconceptions about U.S. Agriculture and Climate Change

Despite this fact, agriculture’s role in environmental sustainability is often misunderstood. The information gap between farmers and community members often leads to these misunderstandings, and the lack of knowledge leads to broad generalizations. It’s true—global agriculture is a significant greenhouse gas (GHG) emitter. But it is also a necessity and an integral part of the…

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Best Financial Blogs in India of All Time for Better Finance and Money Management in 2022

Best Financial Blogs in India of All Time for Better Finance and Money Management in 2022

Being good at finances is all about education. Whether you’re new to staying on top of your finances or need some fresh inspiration to grow your wealth, you can turn to finance and investment blogs to educate you on all things on finance. However, there are so many facets to finance that one person, or one blog doesn’t cover them all. Therefore, we’ve put together a list of top 10 finance blogs…

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Blockchain, cryptocurrencies, and mining

Blockchain, cryptocurrencies, and mining

This post is an updated and expanded version of our 2017 cryptocurrency primer. Blockchain What Is Blockchain and What Does it Look Like? The purpose of blockchain is to create a ledger; that is, a record of historical transactions (be those financial transactions, messages, etc.). Fundamentally, the blockchain is aptly named: it is a chain of blocks of data which at their most basic level (at…

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What Is Bitcoin Mining? How It Works and What It Takes to Make It Pay

What Is Bitcoin Mining? How It Works and What It Takes to Make It Pay

Despite the cryptocurrency’s wildly volatile price and the increasing environmental concerns, Bitcoin mining is booming in North America. The state of Texas, in particular, has begun to emerge as an epicenter since China banned the industry in 2021, sparking an exodus of miners from the country. The ban, which reportedly reduced China’s control of Bitcoin mining from about two-thirds of the…

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Demystifying Cryptocurrencies, Blockchain, and ICOs

Demystifying Cryptocurrencies, Blockchain, and ICOs

Despite significant advancements, cryptocurrencies remain highly controversial; while some tout it as “the next internet,” others view Bitcoin as “evil.” At their simplest, they are the newest fintech fad; yet at their most complex, they’re a revolutionary technology challenging the political and social underpinnings of society. This article will demystify cryptocurrencies’ appeal, its complex…

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How to Research Stocks

How to Research Stocks

Researching a stock is a lot like shopping for a car. You can base a decision solely on technical specs, but it’s also important to consider how the ride feels on the road, the manufacturer’s reputation and whether the color of the interior will camouflage dog hair. Investors have a name for that type of stock research: fundamental analysis. What that means: Looking at a range of factors — such…

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How to Invest in Stocks

How to Invest in Stocks

Investing in stocks: The basics Investing in stocks just means buying tiny shares of ownership in a public company. Those small shares are known as the company’s stock, and by investing in it, you’re hoping the company grows and performs well over time. If that happens, your shares may become more valuable, and other investors may be willing to buy them from you for more than you paid for them.…

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How to Control Your Finances?

How to Control Your Finances?

Getting your finances in order can seem like a daunting task. Budgeting. Saving. Investing. Most people would rather go to the dentist than come up with a financial plan! But, by peeling back the layers and taking a cold hard look at the numbers, you empower yourself to create a better financial future. Look, it’s never easy. But knowledge is power. And the more you know about where your money…

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What Your Have to Know About CDs Automatic Renewal Policy and Why You Should Be Careful

What Your Have to Know About CDs Automatic Renewal Policy and Why You Should Be Careful

How much do you know about the CD’s automatic renewal policy? Are you aware that it could cost you a big chunk of money? You need to properly understand your certificate of deposit (CD’s) date of maturity so that you can avoid losing money through potential penalties. A Brief Overview on Certificate of Deposits Certificates of Deposits (CDs) refer to a type of financial product where you earn a…

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Loan Apps Like Dave, Brigit, Earnin, MoneyLion, PossibleFinance

Loan Apps Like Dave, Brigit, Earnin, MoneyLion, PossibleFinance

You can always get instant $50, $100, or … $300 if you have some unexpected financial problems. Even people with bad credit can get this money. ElitePersonalFinance has always tried to find payday loan alternatives for people with bad credit. Payday loans are costly and lead people to the debt cycle. Leave them aside. Today you will learn about a new type of lending. We’d bet most of you still…

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Can I Get 0 Interest Personal Loan?

Can I Get 0 Interest Personal Loan?

The short answer to this question is yes, you can, but there are catches. No one gives money for nothing, that is a fact! And even if some companies appear to do so, there are always some things that won’t be placed on the table. However, we are not against them, even if there are some catches. Even if there is a type of manipulation and catches, even if the loan you get is not exactly 0…

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$688 Million cash injection for the Australian construction industry

$688 Million cash injection for the Australian construction industry

The COVID-19 pandemic has taken its toll on economies the world over. Many industries have been left completely unable to function and with news of government bail-outs coming in thick and fast, it’s no surprise that the word ‘recession’ wasn’t far behind. Australia’s people may have avoided the worst of the virus itself, with case numbers falling by the day. The same cannot be said for its…

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Australia’s Economic Bounce-back

With restrictions being relaxed and lockdowns lifted, the world has crossed its collective fingers that the worst of the COVID-19 pandemic may be behind us. Although many nations remain in the grip of the virus, large amounts of the global workforce are seeing the light at the end of the tunnel which will allow them to return to their jobs and become earners again. Confirmed cases and death rates…

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What Type of Assets are Eligible for Instant Asset Write Off?

What Type of Assets are Eligible for Instant Asset Write Off?

The government’s scheme passed in 2015/16 that allowed instant asset write off for small business owners was a smash hit among businessmen and women across the country. The program originally allowed asset write-offs up to a threshold of $20,000 for businesses that turn over less than $50 million annually. These numbers have shifted impressively for the last few years and with the COVID-19…

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Incentives for Businesses in Australia

Incentives for Businesses in Australia

If you’re a business owner, you are probably very interested in way that you can make your company more profitable. One important strategy for any organization is to take advantage of various government incentives that are offered. For Australian businesses, there are a myriad of write-offs, provisions, and credits that can be leveraged to provide more money towards your bottom line. This article…