paullundmark
paullundmark
Paul Lundmark
9 posts
From finance to fine wines and global travel, Paul Lundmark embraces learning, adventure, and delivering strong investment results.
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paullundmark · 1 month ago
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"The best revenge is massive success." — Frank Sinatra
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paullundmark · 1 month ago
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My diet :
Monday : apple, cucumber, water, starve bitch
Tuesday : 1000 chocolate bars and basically emptying the pantry
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paullundmark · 1 month ago
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⊹ ࣪ ˖۶ৎ Revision and Void State; how to revised your failed attempts with the void state!.𖥔 ݁ ˖
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This thread will be based on the idea I had when @/samoaconsiencia(twt) asked for help in our LOA group on how she could revised failed attempts to enter the void state.
Well, I've always been very obsessed with the idea of ​​void, I've been to a toxic level, but nowadays I even like to research more about it to understand both the state and learn more about our mind, but anyway, I've always been thinking, how could I revised my previous attempts failed with the void state, because it is reported as pitch black, I would not feel or hear anything, how would I visualize this? And then when Skye shared this doubt in the group, it seems that my mind went PLIM ✨️ and this idea came up!
Step 1:
You will choose simple things that you want to manifest, such as a tablet, eye color, appearance, etc.
(You can also choose an event, or something that has already happened and say it was a success story of the void!
Ex: your sp liked your story
You can say that this happened because it was a "test" success story of the void!!)
Step 2:
You will define a number of attempts that you have tried to enter the void, for example, let's suppose that you want to review that you have tried enter the void only 4 times (it doesn't matter if it was more or less than that, that choice is yours, it's a revision).
Step 3: Now you will revised that in all these attempts that you decided, you were successful, and in each attempt, as a "test" mode you took on One of those desires that I asked you to choose in step 1, and then that's it!
"But angel, how do I revised?"
It's simple my love, you will define your goal, what you want to review, in this case it is the failed attempts to the void, which will now be successful attempts, in this you accept that you have achieved it, and live your life!
But of course, I know there are people who have a hard time just accepting it like that, so here are some fun ways you can use to revision!
⊹ ࣪ ˖۶ৎ Writing;
You can write in a diary, notebook, list, both digital and physical, how your attempts at void went, what you assumed in them, if you want you can even put dates to make it seem more "realistic", and then whenever you need validation, read it!
⊹ ࣪ ˖۶ৎ Visualization;
In this one you will use your imagination, if you are the kind of person who loves to fanficte, prepare the playlist (or not), close your eyes, relax and visualize yourself waking up from all your attempts at success in the void, with everything you manifested in the form of a "test"!
⊹ ࣪ ˖۶ৎ Affirmation; If you are a more "minimalist" person, then this is for you, create small affirmations, which imply with the attempts to the void, for example "I entered the void as a test and when I woke up from the state there was my brand new iPhone 15 , it really works"!
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⊹ ࣪ ˖۶ৎ the original thread!
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paullundmark · 1 month ago
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paullundmark · 1 month ago
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Why You Struggle With ✨Discipline✨
Discipline can be hard for many people because they often lack a strong reason or motivation to stick to their goals. It's like wanting something really badly but not having the determination to work for it. How bad do you actually want it? Sometimes, people choose fun things over the things that are good for them in the long run. Others have trouble managing their time and making smart choices, and they give in to distractions or bad habits easily. Fear of both success and failure can also make it tough to stay disciplined. If there's no one to remind them or support them, they might give up too quickly. This is your life and no one is coming to save you. No one can want it for you more than you. Things like phones and social media can also make it hard to focus, but they don't disconnect. Feeling stressed or overwhelmed can mess with discipline too. Having clear goals and a plan can help a lot. Remember, being disciplined is like a skill that you can get better at with practice and by finding ways to stay motivated. Usually, there's nothing really stopping you from achieving your goals, it's mostly you standing in your own way. The thought of missing out on your dreams because you're not disciplined enough can be really tough to handle. Worrying about what could happen 5 years from now causes you anxiety and paralyses you. It's difficult to accept that you could have it all with just a bit of effort. So, discipline is not only about getting things done but also about achieving the life you want and avoiding the regret of not trying harder.
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paullundmark · 1 month ago
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paullundmark · 1 month ago
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“The older you get, the more you choose calm over chaos and distance over disrespect. Drama becomes intolerable to you and your peace becomes your ultimate priority. You start surrounding yourself with people who are good for your mental health, heart and soul.” — Unknown
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paullundmark · 1 month ago
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Luxury Wine Tourism: Exclusive Vineyards and Resorts One Must Explore
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For wine enthusiasts with a taste for luxury, indulging in a wine-focused getaway is the perfect way to explore the world of fine vintages while basking in opulence. Exclusive vineyards and resorts across the globe offer a seamless blend of exquisite wines, stunning landscapes, and world-class hospitality. These destinations provide immersive experiences that go beyond traditional tastings, allowing guests to savor the art of winemaking amidst breathtaking surroundings.
Napa Valley in California is synonymous with luxury wine tourism. This picturesque region is home to some of the most prestigious wineries and resorts, including the Auberge du Soleil, a retreat that combines Michelin-star dining with spectacular vineyard views. The opulent suites, spa treatments infused with grape seed extracts, and private tastings make it a haven for wine lovers seeking an indulgent escape. Another must-visit is Opus One Winery, a celebrated estate that offers exclusive tours showcasing its acclaimed Bordeaux-style wines.
France, the heart of wine culture, boasts numerous lavish wine tourism destinations. Bordeaux’s Les Sources de Caudalie is a premier resort nestled within the Château Smith Haut Lafitte vineyard. This luxurious retreat not only provides access to exceptional Grand Cru Classé wines but also offers vinotherapy spa treatments, where guests can immerse themselves in rejuvenating grape-infused therapies. Over in Champagne, the historic Maison Krug offers private cellar visits and tastings of its world-renowned sparkling wines, ensuring an experience of unparalleled sophistication.
Italy’s Tuscany region is another essential stop for luxury wine tourists. Castello di Ama, an enchanting estate set in a medieval castle, provides an extraordinary blend of art, history, and top-tier wines. Guests can indulge in exclusive tastings while exploring a private collection of contemporary art installations. The Rosewood Castiglion del Bosco, a meticulously restored 800-year-old estate, features vineyard tours, truffle hunting, and a culinary experience that pairs Brunello di Montalcino wines with authentic Tuscan cuisine.
For those looking to venture beyond traditional wine hubs, Argentina’s Mendoza region offers luxurious retreats such as The Vines Resort & Spa. Surrounded by the Andes Mountains, this vineyard estate allows guests to craft their own wine under the guidance of expert enologists. Private villas, horseback riding through the vineyards, and intimate dining experiences ensure a wine getaway like no other.
Australia’s Barossa Valley is another elite destination, with Seppeltsfield Wines providing a rare opportunity to taste century-old vintage wines directly from the barrel. The luxurious Louise Hotel complements the experience with gourmet dining and panoramic vineyard views, making it an idyllic retreat for wine connoisseurs.
Luxury wine tourism is more than just sampling fine wines; it is about immersing oneself in the art, culture, and craftsmanship that define each region. Whether in the rolling hills of Tuscany, the sun-drenched valleys of California, or the rugged landscapes of Mendoza, these exclusive vineyards and resorts promise an unforgettable journey for those who seek the perfect blend of indulgence and oenological excellence.
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paullundmark · 1 month ago
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Corporate Bonds vs. Government Bonds: Risk and Return Comparison
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Investors looking for fixed-income securities often weigh the differences between corporate bonds and government bonds. While both serve as crucial components of diversified portfolios, they come with distinct levels of risk and return. Understanding these differences can help investors make informed decisions based on their risk tolerance, financial goals, and market conditions.
Corporate bonds are issued by private companies to raise capital for expansion, acquisitions, or operational funding. These bonds tend to offer higher yields compared to government bonds, primarily because they carry a greater level of risk. The creditworthiness of a corporation plays a significant role in determining the bond’s interest rate. Companies with high credit ratings, such as those rated AAA or AA by major agencies, offer relatively lower yields but come with reduced default risk. On the other hand, lower-rated companies issue bonds with higher yields to compensate for the increased risk of default.
Government bonds, also known as sovereign bonds, are issued by national governments to fund public projects, infrastructure development, or other state expenditures. These bonds are typically considered low-risk investments, especially when issued by stable economies like the United States, Germany, or Japan. U.S. Treasury bonds, for example, are often viewed as a benchmark for risk-free investments. Since the government has the ability to raise taxes or print money to meet its obligations, the likelihood of default is significantly lower compared to corporate issuers.
One of the primary factors influencing risk and return is credit risk. Corporate bonds, particularly those issued by companies with lower credit ratings, are more susceptible to financial instability, economic downturns, and industry-specific challenges. Investors in these bonds are exposed to the possibility of default, which can result in the loss of principal and unpaid interest. Government bonds, in contrast, have historically demonstrated high levels of stability and are rarely subject to default. Even in financial crises, governments of strong economies continue to honor their debt obligations.
Market risk also plays a crucial role in bond investments. Both corporate and government bonds are affected by interest rate fluctuations. When interest rates rise, bond prices tend to fall, and vice versa. However, corporate bonds generally exhibit higher volatility due to their sensitivity to economic conditions and market sentiment. A company’s profitability, industry trends, and overall economic growth can all impact the perception of corporate bond risk, leading to price fluctuations.
Another key consideration is liquidity. Government bonds, particularly those issued by developed economies, tend to be highly liquid due to strong demand from institutional investors, pension funds, and central banks. U.S. Treasuries, for instance, are among the most liquid assets in the world. Corporate bonds, while also tradable, may have varying levels of liquidity depending on the issuing company and the market demand for its debt securities. Investors in less liquid corporate bonds may face challenges when trying to sell their holdings without incurring losses.
Diversification is another advantage of including both types of bonds in a portfolio. While government bonds provide stability and serve as a hedge against market downturns, corporate bonds can enhance yield and contribute to overall returns. Many investors choose a mix of the two based on their investment horizon and risk appetite.
Tax implications can also impact an investor’s decision. Interest income from U.S. government bonds is exempt from state and local taxes, making them attractive for investors in high-tax states. Corporate bond interest, however, is subject to federal, state, and local taxation. Certain municipal bonds, issued by state or local governments, offer tax-free interest at the federal level and may also be exempt from state and local taxes if issued within the investor’s state of residence.
Corporate bonds and government bonds each have their own unique characteristics, risks, and return profiles. Government bonds offer security and stability, making them ideal for conservative investors or those seeking capital preservation. Corporate bonds, with their higher yields, can provide greater income potential but come with additional risks. A well-balanced portfolio often includes both, allowing investors to achieve an optimal mix of income, safety, and growth.
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