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The Union Cabinet has approved India's Membership for which European Bank?

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Ways to start small savings for your Dream Home

Everyone dreams for his/her own home, where they can cherish their good to bad to exciting to sad moments. A home is a place where you shed all your stress and feel relaxed and happy. If we talk about today’s scenario where even basic necessities are so damn costly or beyond one's expectation, it’s hard to even dream for a home. But as they say, even impossible has possible hidden in it. Similarly, dreaming for your own home might be challenging but not impossible even in today’s world.

Our elders often tell us about doing small savings. Whether you are a new bee in the professional world or an expert saving is an important and mandatory part of one’s life. Even if you own home well in advance you need to save some part of your money for uncertain situations. Let’s talk about small saving schemes so that you can apply for Home Loan.

Recurring Deposit is the best way to start your saving, as there are best interest rates on RD (Recurring Deposit). In recurring deposit, you are supposed to deposit a fixed amount every month without any fail. You can start your account with a minimum balance of Rs. 100 every month.

Public Provident Fund or PPF is another fabulous government scheme. It allows one to save tax up to 1.5 Lakh under section 80C ITR. The account holds a lock-in period of 15 years. One can apply for PPF account in a bank, post office or NBFC’s. It also offers a good interest rate as compared to other saving schemes.

Saving Account, although these are the one that offers minimum interest rate i.e. 4% approx (vary from bank to bank), still is a preferable option for many. You can operate this saving account from anywhere and share whatever part of the amount you want to save every month.

Fixed Deposit is a scheme with a tremendous benefit, i.e. once you fixed a part of your saving you are not supposed to use it until it gets matured.  Those who are interested in this scheme must make sure that once they sign in for this scheme they won’t be able to use their amount before maturity.  

Similar to these there are various other government schemes available like Kisan Vikas Patra, Sukanya Samriddhi Yojana, National Saving Certificate etc where you can save you money for fulfilling your dream.

All these days, banks and other NBFC’s are very particular about documentation and so apply for Aadhar card online as it’s a mandatory document for such documentation.

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How to use internet banking safely

Digitations and technology have made it possible for living beings to scale up their capabilities. All these technologies give us ease to access many applications anytime and from anywhere.

Read more: https://www.makemymoney.com/how-to-use-internet-banking-sa…/ 

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Motivation through conscious Goal Setting

Set your goal, work for your goal, what is your goal – we all listing to these questions throughout our life. Where ever we are working, for whatever we are working – at the end of the week month or year we are working for a common goal i.e. to achieve something or to attain something in our life. From big organizations to small firm to an individual person everyone sets a goal for themselves and then work hard to achieve that. It all requires three components – Goal setting, Choose consciousness and Time Management. Let’s discuss more how to get motivation through conscious goal setting.

Set a mark before you get set go…!!

Set a mark, yes with the mark I mean goal. Before you decide to take a walk or start your race it’s important to set a goal for yourself. Once you are clear with your year goal, now divide it accordingly to your monthly and weekly task. Dividing it into parts will help you to achieve it easily else you will end up losing it.

Another key rule of goal setting is that chooses your goal consciously, don’t put any such burden on yourself which is impossible to achieve. Always plan a target which seems possible to you.

Time is the key

No wonder, how important time is, and once it’s passed it will never gonna come back. We all grow up listening to the importance of time. And by the time we realize its importance we already lost a chunk of uncountable hours. Time management plays a vital role in everyone’s life be it student or professional. A goal without time bar is no goal but a dream. To achieve something you need to give 100% of your blood and soul. Once you have decided to do it, just do it. Fail or pass, profit or loss are another tangents but without giving your 100% you can’t expect for any of this infect it will be a sure pure failure. Before you mark your goal make a time table for your weekly, monthly and years task. This is the only way and this is how it runs 

Choose Consciousness

Choose your goal and put it into time slot as per your capability and capacity. Don’t set impossible targets just play realistic? Try to be in a conscious state because the unconscious decision can drive you towards a huge loss. So be it professional or personal decision chooses consciousness while making any.

You always get motivated when you achieve the goal you planned for yourself. But all this impossible if and only if you work for it consciously.

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Spring Accessories for Fashion Bees

Spring months are one of my favorite seasons between summers and winters. It’s like you feel cold but there is no clod. Such weather situations allow you to embrace all that stuff in your wardrobe which you are not supposed to carry during summers or winters.  Let’s discuss how to look effortlessly elegant during the spring season.

Springs are all about floras & faunas

You can’t carry something with uncountable flowers, dark and bright shades at the same time

during summers or winters. Spring’s are the best month to wear your printed tunics fora brunch parties with minimal accessories.

What about lunch tunics

Who says that you are supposed to carry bright shades of yellow or red only during dawn hours? Ladies, pull out all your designer dress, India because this is the right time to share some more fashion glare. Pair you fairy skirt with some shrug or cardigan. This will offer great comfort and ease.

How about embroidery tunic

I love tunics & tunic sets especially embroidery tunics. They are perfect when paired with a denim jacket and sneakers. You can carry them in distinct ways and these look perfect in every shape and size.

From street to Indian designer dresses

You can pick from street collection to Indian designer dresses for spring season hang out. Other than dresses you can pick anarkali kurta sets for night parties. Variety of embroidered tunics, jackets and kurtis are in fashion. You can collect such new fashion bug bees from street markets to renowned Indian designer stores.

If you wish to take a runway walk then try the following combinations and I can assure you that you won’t regret any of them not even for once. Collect your favorite tunic and tunic sets from online shopping portal and share your reviews.  

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Fast Track business Growth

When we use the word fast with business growth, we find ourselves surrounded by the number of questions. Out of which some are answerable and some are just out of our reach. Everyone opinion about fast track business growth would be different because of some belief in making money whereas there are entrepreneurs who believe in company growth by improving the lives of all that in touch.  

Conscious entrepreneurship program is a key to success not only by making good bank balance but by growing individually. It gives an immense feeling of internal fulfillment. We have entered in an era where conscious business is not just a good idea or right thing to do but is the best business decision also.

Starting a business may be an easier task than running it successfully with a completely holistic approach. A conscious entrepreneur shares the wisdom of building a company that improves the lives of all those who are in touch. It helps in building strong business and community both. There are business consulting organizations who are continuously spreading awareness among people about conscious entrepreneurship Vs competitive entrepreneurship. It’s a way to create abundance from pull mentality, rather than push or need to mentality. These Executive programs for business owners are specially designed by contemplating the facts of why conscious entrepreneurs are more successful and content than other running organizations.

A Conscious entrepreneur does business with his/her values and well being at the forefront of everything. It’s a process where conscious efforts and determination is required. Those who have learned the art of conscious entrepreneurship and gained success from it are constantly trying to pass this successful mantra to a maximum number of people for their own growth and fulfillment. Questions, challenges, success, failures are part of every business, but a conscious entrepreneur is the one who pre-plan and find the best possible solution to challenges their organization faces. Earlier entrepreneurs use to visit management gurus to find their answers. Nowadays with the help of Executive programs for business owner-entrepreneurs are consciously resolving challenges and barriers they are facing on their way. Successful companies have certainly been birthed that way already; learn more about conscious entrepreneurship program that will guide you towards great fulfillment.

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Top 5 Designer Saree for Every Woman

Hey Gorgeous! Sarees are women all-time favorite attire and you will find a unique collection of sarees in every woman’s closet. Dresses may come- dresses may go- but sarees are all time favorite and evergreen. We have some stylish and classy designer Bollywood Style saree collection that will remain in trend for long durations.  Sarees occupy a special place in every woman’s heart they are the quintessence of femininity, charm, and grace. They are one of the most favorite Indian ensembles that will never lose their charm.  Easy to drape, and add character to your look. One can tie them for any type of occasion be it formal party or wedding or farewell, saree is an all-rounder.

Flora Hand Print Saree

Flora hand print sarees from The Udaipur Collection by Sabyasachi Mukherjee is the latest fashion buzz. Back to back, various Bollywood actresses have been spotted in Sabya’s The Udaipur Collection. Be it Kangana or Sridevi or Deepika Padukone everybody is in love with this drop dead beauteous collection. You can collect Celebrity sarees online shopping portals.

Uniquely Draped

For making your look exciting and unique, take out one of the sarees from your mum’s collection but don’t pair it with the same blouse. Well, normal draping is passé let’s spice it up with some extraordinary ways. You can wear your mummy’s favorite collection in Gaurang or Gaurav Gupta Style. These are the latest designer Indian Outfits for party wear saree. They do magical rounds with saree and made them look like concept saree. Gaurang Patan  Patola collection featuring Kiron Kher in it was one of the most talked about of the town look. He is superior when it comes to uniquely draped sarees.

Geometric Print

Late in 2015 geometric prints were introduced and since then it has been encroaching the entire fashion bazaar thoroughly. They are not only interesting to wear but also embrace your look in a very graceful way. Shilpa Ahuja and Masaba Gupta are few out of those enriching designer who are not only talented but creative minds with a mind-blowing capacity of stealing the heart.  

Statement Borders

Statement borders are very interesting to carry as they dazzle the entire look of plain and simple saree. When you carry something like this you might get confused but style icon Sonam Kapoor has something very rejuvenating for you. She has an impeccable sense of fashion that never lets an experimentation go wrong and Abujani Sandip Khosla khadi collection of statement borders sarees.

Lehenga Style Saree

Lehenga Style Saree is another style of draping for this ongoing season. This design pattern has got success in turning the heads of millions and making realize that saree is a feast of one’s eye. Lehenga styling is popularising not only India but also a comfortable choice in other parts of the world. You can pick this styling for refreshing your fashion essence.

Bollywood fashion trend keeps on changing exfoliating fashion sense. Collect your own Indian Designer wear online to flaunt in upcoming festive seasons. Time to time Bollywood beauties also makes sure that passion of ethnic must remain the same no matter what all is happening in Fashion Bazaar.

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Establishing and running a successful business is not a cake walk. It happens after years of hard work and rigid efforts deployed by the owner. Family business succession planning should be a priority for those organizations or businesses who want to pass on its business to the next generation.

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Stay Fashionable For Years To Come

Hey you gorgeous out there, winters are coming are you all set with your winter closet. Hope you know this that winters are not only about tight fit but about the right fit. Looking truly sexy involves knowing what to bear-and what to keep under wraps. Yes, this is the right fashion mantra. Every dressing style has a unique outcome if you are carrying it exactly as per its styling. If you have got a closet full of losing clothes then it’s time to replace it with the right fitting clothes. The mistake we all normally do is of picking up some random clothe without checking its size and pattern. Clothes shopping are as important as any other shopping. You are not supposed to pick anything from anywhere. Before you buy any dress, try to gauge whether it will suit you or not. If you like that dress but don’t want to waste time on alteration, then you can choose the Designer Clothes collection India. Yes, to make your life, even more, easier online tailoring is spreading in the market and getting high-end appreciation also.

   Enhance your professional or casual life with online tailoring. If you are a professional and ever attended a corporate meeting or had a professional interview, you will no doubt understand the challenges of dressing. You are not supposed to go to a place like this, or events like this in any which ways. Business or party attire needs to be altered properly. You can resolve this tricky confusion by buying Simple Suits Online, who is just a few clicks away. One needs to maintain a perfect balance between styling and comfortable styling. From smart suit to sophisticated Anarkalis suits or Tunics, online tailoring serves to all sort of dresses. When you wear a dress that fits your body well, you feel inspired and confident all day long. Be it Indian or Western Dress an appropriate fitting is very much required. Normally, local boutiques and tailors are very costly and they take unnecessary time for every single thing. The benefit of online tailoring is that it offers measurements, patterns, and designs. You can choose one as per your preference. You will get your dress done within the desired time duration. Local boutiques won’t give you such liberty on timings and costs.

 Today, business or some of the traditional attires are more confusing than ever before and so there fittings. To give the right shape to all such hectic hilarious dresses as per individual body type requires professional hands. Online tailoring hire only professionals from the fabrication industry who hold good knowledge about tailoring.  Instead of finding Bollywood Anarkali suits offline you can easily hook online shopping portals while sitting at home or in the office. The advantage of online alteration industry is one need not to move anywhere; you can access it from anywhere and anytime. It’s a time-saving. We are in the era of digitations, use your Smartphone more smartly by keeping online tailoring updated.

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Strategize Your Business Plans

There are so many organizations who are hiring top business consulting firms in India to resolve an issue within the companies. They are the professionals who plan a strategy for running a successful business with less haphazardness. Companies always look out for unbiased options, consultants are hired for offering or planning a unique set of ideas with a real and practical approach for solving budding issues. Why to always go for top business consulting because their experience provides insights and tips which are favorable for taking actions.  In this blog, we will discuss the advantage of hiring business consulting firms.

 Maintain Positive Image: the Business consulting firm is the one who studies about company challenges to find applicable solutions. The leading consulting firm faces n number of challenges. After achieving a certain level in the market they can’t afford to suffer company image for at least unwanted reasons. So to meet this specific challenge they hire business consulting firms in Delhi, who pay attention to their brand image. Also, they generate relevant communication between esteem client and customers.

 Succession Planning: Successful businesses think smartly, they plan for today, tomorrow and for the upcoming future. So, it’s increasingly important for consulting firms to secure and maintain talent & groom the next talented leaders.  While doing so it is important to leadership mentoring.  The brand name plays a crucial role in developing a company reputation and also hiring cultivating leaders.  

 Use of Advance Technology: Advance technologies are being used to increase business functions, efficiencies and to streamline the process. This is the best-understood challenge to maintain proper coordination between new technologies by relating them with clients need.  Business consultants are important as they make management consultants understand the best use of advance technology

 Building a relationship with new clients:  The concern for building new clients relationship tops the list by a slightly high percentage for a business consulting company. This is one significant concern for several firms of different size, and the struggle for building a relationship with new clients is likely to shape the future for companies.

 SKC is a leading Business consulting firms in Delhi, hired by many multinational organizations and big brands. These firms are a real game changer and so organizations hire them on behalf on them. They play a vital role in making your brand image so choose one smartly. As one mistake may cause a huge loss to you

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Ways to wear Tunics and Tunic Sets

Who all don’t love tunics, especially in summers, As they are easy breezy and comfortable. Whether you are planning for brunch or walking the dog in the park, tunics are the best suitable and comfortable outfit to all day and night. But have you ever tried wearing tunics in different ways other than that off regular fits? In this blog, we will see how tunics and tunic sets can be perfect off duty combo.

How to wear tunic dress to the park 

Whether you are walking your dog or just planning for a picnic with friend designer Tunics & tunic Sets are a perfect outfit for in-between weather days. You can pair them with leggings or training pants and a tote bag. Accessorize minimalistic and wear a pair of booths will be a great addition to it.

How to wear tunics for evening parties

 Forget about a party and still in office? It's ok, you can still manage to look good infect extra special. Buy a simple tunic dress and pair it with dark color jeggings and stilettos. From celebrating evening parties to dinner with family a loose tunic is most comfy call also it’s perfect to indulge n all three courses.  

Must try any of these and share your feedback, we are glad to hear from you J

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MUDRA LOAN: Business Loan in Delhi

Pradhan Mantri Mudra Yojana is another major financing project supported by banks & NBFC’s empowering all small and medium business enterprises. The scheme is planned to refinance small business setups like fruit & vegetal vendors, repair and maintenance shops, women enterprises etc. It’s a phenomenal step taken by the government to boost up micro units and employment. Many micro and small enterprises have already started making the best use of it. The scheme is planned in a very productive manner. There are various benefits that overall benefit to an applicant. Mudra Loan is more like a personal loan; the applicant can utilize its benefits for enhancing their enterprise's growth. Counting on the benefits it offers:

·         No minimum limit is set for the loan

·         No need to submit security for availing Mudra Yojana

·         Small & medium enterprises engaged in income generation and employment can avail Mudra Loan

·         No processing charges are applicable

The amount issued under Mudra Yojana can be utilized for various purposed but that again should be the development of an enterprise. It is divided into three major chunks as Shishu, Kishor, and Tarun. Each type of mudra loan amount is divided exactly as per there name. Like we can to apply for a home loan or auto loan its way more similar to that same, except few of the conditions.  

Shishu yojana under Mudra Yojana covers the loan amount of Rs. 50,000/-. It’s a very helpful amount for small vendors who want to establish a small shop of their own. A step ahead there is Kishor Yojana which offers loan amount of Rs. 50,000 up to 5 lakh. This is a huge amount in comparison to the previous one, which can be applied by small vendors or small medium enterprises. Lastly, there is Tarun yojana which covers the loan amount of Rs. 5lakh up to 10 lakh.

 Who all can apply?

It’s a phenomenal scheme for all small medium enterprises and entrepreneurs who want to scale up their businesses. This will not only help in growing business personally but also increase employment.  

 Interest Rates: Talking about applied interest rates on Mudra Yojana, then different-different banks have different interest rates. You have to check this from banks individually, what interest rates exactly they will offer on what amount.

 Eligibility criteria: Any startup can apply for a loan up to Rs. 50,000 which is Shishu loan. A business that needs to establish itself is eligible for Kishor yojana and for expansion of any business Tarun loan is applicable which offers loan amount of Rs. Lakh up to 10lakh.

 Age Limit: There is no as such age limit applicable for Mudra Yojana but yes any Indian between age limit 18 to 60 is eligible to apply for a business loan in Delhi for establishing or enhancing their businesses.

How many loans one can take?

 An individual can take more than one loan from two different banks or NBFS’s. The condition is applicable until the loan amount limit won’t get exceed.

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Time Management helps you to make Conscious Decisions:

The time is limited to 24 hours a day, so plan your day wisely. Have you ever thought if time management and consciousness are related to each other?  The term, consciousness in time management gives a very clear view of how both are connected to each other. Before we understand the relationship between time management and consciousness, first let’s do a quick check about what is consciousness.

Consciousness is a state of mind when a human is aware of oneself and at the same time can easily balance their surroundings. We as a human holds an ability to understand the feelings of depression, anxiety, happy, obsessions etc, and this ability of ours makes us different from one other mammal on planet earth.  

Now the question is how time and conscious behavior are related to each other. You won’t deny the fact that the number of times we do things unconsciously knowing the fact that this is not right. Our conscious mind keeps on hitting us with the thoughts that what we are doing unconsciously is not right. Because of this sometimes we get distracted from our goal or aim. And all this impact our overall productivity. Consciousness is an attribute of time management, which helps us to understand if we are utilizing our time or just wasting it. Now making time productive or unproductive depends on a person and how they want to perceive.

Let take a example of entrepreneur, who has just started his business. He implemented his business with all major requirements like employees, best facilities & ambiance etc. But still expanding his business has become one of the toughest tasks out of all. To understand why even after implementing best of all resources his business is not earning a good amount of profit he joined the Entrepreneurship Program in Delhi. This program gave him the clarity of lack of taking decisions on time, ignoring unconsciously and so suffering loss constantly. Consciousness time management usually depends upon one's perception & approach. Perception plays a vital role in making images, which could be optimistic or pessimistic. Perception if you will live with a perception of losing business, fear of failing etc you will definitely hit with something bad. On the contrary, if the same owner made to feel good about his business, his abilities and efforts, he not only feels motivated but also looks at the brighter side of being more productive and will utilize his time accordingly. Hence, everything is correlated to one another, one needs to figure out the chain to pull out the best version of themselves and their surroundings. Such programs do mentoring & coaching of business owners, and help them to understand how to grow themselves and their business individually by implementing consciousness in time management.