#ActionableFinanceTips

[discoverandrise]

Savings vs. Investments: Know the Difference! 💡

💰 Not sure how to balance saving and investing? Here’s a simple rule to guide you:

🎯 100 Minus Your Age!

Subtract your age from 100, and that’s how much you can invest in equities.

The rest goes into safer options like savings or fixed income.

🌟 Example:

At 25, invest 75% and save 25%.

At 40, balance it with 60% investments and 40% savings.

👉 But remember: This is just a suggestion. Everyone’s financial goals, risk appetite, and needs are different.

💬 Share YOUR strategy in the comments! Do you follow this rule or create your own? Let’s rise together! 🚀