BOOKIE IS OFFICIALLY READY TO JOIN THE ACADEMY!
› SONG HOSEOK
› 25 YEARS OLD
› PARACHRONAL COGNITION
› 8 YEARS IN THE ACADEMY
POWER
Parachronal Cognition: the ability to perceive how time plays out in parallel timelines. Wielders of this ability can view parallel timelines that have differing past/present instances, or look into countless possible future paths. Proficient users may contact their parallel selves or other individuals while viewing the parallel timelines.
STRENGTHS
Future Visions: Bookie may predict possible outcomes of events and choices of others.
Soulbound: Bookie is proficient enough to communicate with other versions of himself without any extra burden on his part.
Etched in Stone: Bookie has full access to his own and any other timelines’s and parallel-selves’s past events and memories.
Number’s Game: Bookie gains complete probability computation of any future possibility through various means, such as seeing percentages, variables, and choices as if they were tangible.
WEAKNESSES
Cosmic Feedback: Bookie receives pain with varying intensity that is equivalent to the amount of parallel futures that he chooses to access and perceive at one given moment.
Own’s Destiny: Bookie cannot influence other people’s choices by simply sharing those people’s parallel futures in hopes of pushing them towards that parallel path as this shuffles and changes the possible parallel futures, therefore deeming the act of sharing to adjust another’s timeline path counterproductive.
One on One: Bookie is strictly limited to conversing with one individual or parallel self at any given time while he is in the act of viewing parallel timelines.
Mirror Reflection: Bookie may only contact or communicate with individuals of other timelines if there is a personal connection to Bookie’s personal memories.
Raw Data: Bookie computes probabilities in real-time and oftentimes me slightly overwhelmed when he considers all possible options or outcomes at hand.
Sleight of Hand: Bookie is unable to inflict any changes to probability through his powers and may only affect probability through normal human means, like cheating or rigging systems.
Scatterbrained: Bookie is prone to consciousness overload due to the amount of parallel selves viewing his timeline or attempting to contact him. (Think more than one person calling a landline, and “please leave a message!”)
Disillusioned: Bookie starts to suffer from Parallel Viewing, a phenomena where he views the present of other timelines melding with his own (though the timelines are still separate entities), as he becomes more fatigued or stressed, where the intensity and severity of this vision is proportional to his total tiredness.
ORIGINS
Hoseok, the eldest son of four in the Song family, enjoyed a semblance of life in relative normalcy. With a mother and father possessing precognitive abilities, it was of little surprise that he inherited the family’s Sight. Unlike his parents however, Hoseok perceived events and gained knowledge neither through slumbering dreams nor sensory touch, but instead through sheer concentration. Visions of different breakfasts next morning turned into visions of answers to next week’s exams, which turned into visions of him experiencing his first bicycle crash that scheduled to happen next month. The boy spoke out in fear and desire of avoiding certain accidents or fatalities, in which his father forewarned him to “allow Destiny to show the paths, then choose one to follow.” Involuntary trauma pushed Hoseok to numb out random calamities, while his mother pushed him to pursue ‘scenes of optimism’ to help tide over all the collected images he deemed useless. “Nothing you see is worthless, my son. Use this newfound knowledge and choose a path that that benefits you. Even if it seems futile sometimes, know that you are the writer of your own Destiny,” she said. Repeatedly, the boy grew with these words echoing within his drums, seemingly finding not a single vision that did not contain his parents’s vision.
At first, the powers turned him playful. Guessing games eventually grabbed a hold of him, making rock-paper-scissors and hide-and-seek no more than literal child’s play. Conversely, remembering every little detail became as simple as clapping his hands. Birthdays were never forgotten, nor were favorite colors. Curious questions asked were rarely entertained again for hearing the answer would be redundant to the tiny boy. Never had it occurred to his young self that accessing his memories was no longer a mental effort, but rather a retro-cognitive one. Having library after library of previous knowledge aided in his excellence at schooling, forming him a spectacular, yet lazy student throughout the years. Life only became more intense as he gradually realized that some of his memories were not of his own volition, and yet he could vividly play out each sequence as easy as breathing. Seeking advice from his loving mother yielded explanations that he could only accept at the time: “You’re just a smart boy. Do not fuss.” Fortunately, the voices in his head would come knocking to say otherwise.
Twelve years of age, it was then where he had his first interaction with the B. Hive, a collection of other Hoseoks who pursued to perfect the next iteration of Hoseok, or at least improve him in his current prime timelines. Altogether, they represent the ‘B.’ of their timeline. Face to face with a familiar, graying man, Hoseok was introduced to the life of a B. Keeper that goes by the name ‘Brain.’ It was here, somewhere in a time between his childhood and his expiration, that brought forth the true expansiveness of his powerful abilities. “They, other Bs alike you, call me Brain, though know that I am no more knowledgeable than you, fellow B. I only desire to unlock that potential within you.” Scenery changed before his eyes, as he revisits his childhood up to a scene unrecognizable by him. “Find this building. And, these people!” Brain exhibited people with amazing abilities different from his own Dazzled by such a display, Hoseok accepted his fate as a member of the B. Hive. Days ahead went by where an adolescent Hoseok continued to practice his ability in future vision, culminating possible likely outcomes and influencing the events surrounding said outcomes in order to attain one favorable to him. To him, trying to predict the next card to come out a deck or guessing someone’s private log-ins became his recent, normal routine.
Expanding the horizons of his powers ended up with him delving in scenarios an average teenager would not be around. Ultimately, Hoseok was struck with an addiction, constantly winning prizes either in cold cash or personal information. Visions of someone’s next personal information or where they hid lucrative belongings where accessible to him. The teen always remained small-scale, blackmailing fellow peers into giving him won to keep their secrets safe with him and recovering wallets that had been previously forgotten by their careless owners. A simple five-minute sit-in would open up a couple handfuls of past outcomes or possible futures of the setting he would be at, and though Hoseok might not always return with a haul, the few times he turned out to be successful made it all worth it to pursue. As his gains increased, so did his greed.
Dipping into this treasure trove charmed him. Hoseok started participating in local bets, especially on sports. Abusing his power to predict with better odds allowed him to push hard onto underdog teams or unlikely scenarios that were destined to likely happen. The list became endless: guessing what round a boxing match would end; determining whether a player would hit their triple-double; or even calling exactly when a goal would be scored. His focus enhanced the more he divulged, doubling his small allowance and strengthening his precognition in a single afternoon. People actively evaded his pools of choice as his infamy rose. Things worsened so quickly that rather than trying to play the House and others, Hoseok began hosting his own sessions with his peers and upperclassmen. Along with aligning to the path he wanted, the teen took on the local nickname ‘Bookie’ to better stand out among the B. Hive and his friends, seeing that his specialty suited such a reclassification.
Midway through his secondary education, Bookie experienced more and more disasters through his vision. Nearly all of the events were avoided by him, until one Friday evening. Heading to his usual hangout downtown proved to be a pain, as an image of a vehicle crashing through a large window kept reappearing. Unable to ignore these invasions of the mind, the man concentrated on the specific time and place. Locating the setting, his eyes flipped through the picture book, only to realize that although minor details change: shirt colors; the people sitting; or the paper posts, a woman in blue would always suffer the same fate of being the first to collide with the automobile. To him, this type of scenario was unexplainable and incomprehensible because some timelines always had some type of intervention that resulted in a different branch of significant time, then it had hit him. Abruptly, his feet started up a sprint to the next block over, with him spotting the lady. Like a madman, Hoseok screamed to get down and dove to yank the girl out of the way. His head shot back up before he braced his ears for the impact, yet nothing occurred. Angry, the woman got back to her feet to scoff and scold him. A finger flies in the air to point at him in scolding fury but alas, the vehicle finally hits its mark right on time. Shards flew everywhere, with Hoseok barely managing by with only a few scrapes. Now, a horrific scene lay before him.
Disdained as a couple of weeks pass by, Bookie laid low, unwilling to manipulate his parachronocognition due to the incident. His mind became distracted, replaying the scene over and over in the confines of his head, only broken by the greetings of a gleaming stranger. “You’re that kid, right? The one that ran in the shop. Ten days ago, was it?” Frustration built up within as he halfheartedly returned an answer before confusion had set in. “Yes, I was there, too. Oh, where are my manners?” Out extended a hand towards him, Hoseok accepting the shake before conversing. “A scout for the Avenger’s Academy. Yes, the very one! And, we would love to have more heroes like you.” Spreading the news of his invitation to his parents set even more confusion into his heart and soul, with both his mother and father saying that they foresaw him bringing home such news. Yet, to him, this future was blurry and unavailable.
Happily, the years went by at the academy without many stops. Bookie was a studious person not by choice, after all. Besides his regular, mandatory classes in mathematics and literature, he dedicated most of his extra time researching quantum physics and space, seeing that they might have applications to him. Other than a single day in a meditation class and brain exploration, the man would spend eternities in the recesses of his mind, communing with fellow Hoseoks of other universes. In turn, he socially suffered and spent more time literally with himselves, until finding an odd bunch of other fellow ‘outcasts’ with extraordinary powers of their own. Quickly, he adapted to provide the logistics and maneuvers to this group. Additionally, his habits have yet to dissipate as he still ‘collects’ information on others and recovers lost items here or there. Unsavory conduct such as gambling have been set mostly aside for him due to the many restrictions in place, but he has gotten away with a few harmless bets. Overall, Bookie finds that there is a future for him here in more than just learning and perhaps use his unique knowledge to help the Academy in the future.
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i stole this
Here’s the full horse au… for now.
It’s only like bullet points but… long and messy and uh…
Here we go, help me.
Jo13 rode Deli young rider cup, Markus tam boarded at Iz tam12-13 markus 15-16 devilmare.
Markus gone 17.5 til 18Iz finds him at richies, brings home treats depression, lets mark hang out in the stables. Helps out, jo asks him for help w his chores. Markus does more stable work for iz but get bullied for lack of exp, becomes friends w jo after declining flirting.
Jo gets offered by iz to restore old stable w house for his jumping career. Jo wants markus to come with as groom, iz wont let markus go cuz stable work and depression. Eventually jo convinces to get Markus to help w restoration, building etc and once there gets markus to want to stay. Jo promises to train several horses for iz to sell, gives delight to Markus as a gift. They have a small 3horse van w bed to live in until it’s liveable.They spend the first month doing almost all building themselves.Markus helps groundwork and warmup, jo does light to medium jumping for young horses. After stalking the farrier markus is invited to learn more about shoeing and keeping up hoof care to save money, helping the farrier out whenever he can in return.
Will meets them at a few competitions, is impressed w their discipline and markus riding style. Mostly because his own stable is every rider for themselves. Starts flirting w Markus but has to ask jo for advice, jo dislikes it but thinks they might get along so he reluctantly gives tips. Will starts showing up at shows w/o competing to help groom. Jo grudgingly accepts to give Markus chance to do the smaller starts, to finish iz contracts faster and start his flipping career. Markus is asked to do dressage starts to up their value faster.Will asks to apprentice for Markus, but is declined. Markus is jos trainer and thinks thats enough.
Once contract starts finalizing, jo wants to recruit apprentices and iz offers to give them promising horses to train for their career. All jumpers that train for jo. Markus does most groom related as well as stable chores and ground breaking youngsters. Probably two girls from iz and a guy they know from shows.
They assume Markus is just a groom and treat him as such, as long as theyre respectful about it he doesnt care. Will keeps flirting and asking to be Markus trainee, groom, stablehand anything to learn from him. Markus is flattered and smitten, and feeling lonely being the only dressage Main. Knows jo would never offer the apprentice spot to Will, but makes a deal w iz where Will gets a horse to train For Markus. Will happily accepts including all the stablework and being Markus groom, planning and driving him to shows.
Jo holds clinics at local riding schools and eventually builds small huts temp stable for a riding camp. Starts his training career. Markus starts taking dressage seriously enjoying working with the horse more than just speeding through a course.Markus works in the early morning before everyone wakes up including running a mile at 4am, holds lesson for will at 6am, feeds and mucks out at 5am, rides his horses at 7am, warms up jos horses 9am to 12am, feeds horses til 13 then either works or sleeps. Everyone helps out with chores and tack except for markus stuff that Will takes care of.
They hold auditions for additional trainees at riding clubs, jo holds lessons and markus helps pick out potential candidates. One if two picked only lasts a month after treating markus as a personal groom, commentating on his lack of work ethic and laziness etc. Jo isnt very pleased after only finding out when Will tells him hes had enough of it. Jo promises Markus to stand behind him standing up for himself, though Markus doesnt want to hurt jos training reputation.They have a jumping team qualifying for nationals. Jo aims for the international jumping team. Markus has no aim but helps Will who gets major results in jumping . After a major team win they all go out for a party that iz holds for them in a club he owns. Once leaving Markus ends up getting hit by a car on the sidewalk leading to a long hospitalstay and wheelchair/cane for spine injuries.
Will takes over training markus horses while he recovers healing and depression at iz home. Once Markus gets back hes not allowed to ride or work and just train Will and Jo. Meanwhile they offer a new recruit a spot who is surprised at Markus lack of work as hes just free training Deli and doing light dressage never speaking of the crash, which no one dares bring up either.
Richie who has been seeing Markus a few times before the accident decides to sponsor their team/stable. Iz decides to give Markus more options w desk work as his assistant leading to markus doing consultant/corporate spy work. As he recovers enough to start riding Iz challenges him to get to the top of a discipline in a year and he’ll sponsor Will and Jo unconditionally. Markus finds cross country to be interesting and starts eventing. Eventually he manages to top eventing by simply entering every available event in the country w Will and Iz grooms that take his horses out for him.
Back at the stable Jo is topping the jumping w Will as a close second and the team is doing okay for amateurs. Team misunderstands markus being gone as laziness, uselessness. At the end of the season as hes returned they think hes being allowed to stay cuz hes jos friend. When one of the olympic comp shows up and starts to offer a spot on the team as a reserve everyone cheers for Jo but turns quiet when its for eventing. They finally realize Markus actually knows what hes doing and how hard he worked for the last years.
Will goes as Markus groom since Iz wont let Jo pause his career for just one reserve event. Markus has to cover for a rider and The eventing team places second. Markus and Will starts dating, markus consultant gig picks up, the press is picking up, reporter found out the promising dressage star was in the major accident. Jo gets a permanent spot on the inter team and eventually a OS spot. Markus starts schooling young horses for other people, tho people still dismiss him thinking “Jo & Markus training center” is just Jo since hes the public one.
Jo deals with the company and his jumping career while markus focuses on training and iz escapades including turning over a warehouse. Jo manages fine as his team helps and supports him but as Will focuses on his career Markus works day w horses and night for iz not sleeping until collapsing.Iz sends him off on rehab/vacation and have him hire/accept an assistant and some trainees before he is allowed to work. Grudgingly interviews a few, sticks w a math wiz w no prior horse experience but does excellent w management for both legal and illegal sides.Markus does some teaching but mostly just wanders around w a cane and is miserable. Iz builds him a small house on the property for privacy as well as two more stables, one for horses in training/riding camps and one for his projects that Markus is educating personally.
Jaime - inbetween car crash rehab and OS. Kay asks Iz for advice regarding a boy he’s met through work whos mute after a car accident and iz suggests a visit to see Markus who is sympathetic from his own experience and offers Jaime a place to stay. Jaime is mostly angsty grouchy teen but enjoys watching Markus do groundwork and starts helping out with simple things, carrying tack and lifting heavy stuff since Markus is limited. Eventually starts apprenticeship and learns how to ride and follows Markus softer approach. Learns a lot helping groom eventing horses, Iz offers him a groom spot at his stable to learn more faster when Markus focuses on jos OS. He excels and gets a collection of youngsters to care for from basics to breeders cups. Iz appreciates having a Markus around again and wants him to train more trainers for him, tho Markus doesnt really want to.
Markus wins an award at a gala based on his scores but they refuse to give it to him due to unsavory rumors ie “hoeing” “drugs” and it will jeopardize their reputation and representation rewarding someone like that. Iz tells them to stop being stupid but the room is quiet and markus leaves to avoid more embarrasment.
Markus and Will start falling apart as Will thinks he’s cheating with the late nights and low sex drive. At a boring event some bigot friends of Will harasses markus in the bathroom, leaving him with concussion and a sprained arm.
Some week later after tiring of the questioning from iz, jo and will, Markus snaps at them in the kitchen. They tell him to calm down and get over it. He gets pissed off and tells them he will not work with them anymore if they belive that. Again he’s told he’s overreacting. So he leaves. Tells them to fuck off and not follow him.
Markus stays with Richie while healing and follows up an old offer to work for Iz competitor/nemesis. He’s coaching a few of the jumpers and is approached by eventer Adam. They competed together at Markus OS and got along very well. Adam had gotten a few dressage lessions out of markus and a clinic with some of the other eventer OS people at Jos stable after the OS. While respectful of markus relationship Adam thought he’d made it clear he was interested but let it go. They still had contact, few lessons and autograph sessions over the years.
Now that Adam knows he left jos stable he warns him against the proposed contract, saying Markus will earn more after healing and a couple of solo wins. ‘Also how is Will?’
Markus follows his advice and gets some short training gigs before competing a few horses for a random stable. Iz tries to outoffer them but markus still goes with a smaller stable that Adam is one to represent.Adam and Markus end up flirting a lot until Adam goes down on one knee asking for a real date. Markus is very surprised and Adam is offended that his flirting skills are that bad.
Eventually markus moves in with Adam and starts competing in small scale. After Adam start talking about their future and marriage markus depression and anxiety spikes and Adam is distressed but finally understands it’s not just the competing but also their relationship. He convinces markus to voice his likes and dislikes and never pushes past what markus offers. Adam suggests markus might be asexual which markus hesitantly deals with but thinks will scare Adam away.
They meet a couples counselor who’s supportive and finds some key issues with markus fear of abandonment and his isolation with no family as well as losing jo as a close friend. Thinking he doesn’t have as much to offer Adam who is successful, rich and popular. 'my side of the aisle is empty’ etc.
After a year of a regular season Adam employs Daniel as a social media manager, as he got along with markus in the past. As Adam posts more online trying to gain public favor of his business and boyfriend he realizes what horrible rumors and hate is targeted towards markus. They still progress and in an insta story markus mentions a dream place to be the spanish riding school in austria. (Besides any place with Adam in it obviously.)
Adam takes the three of the to Vienna for 1-2 weeks to see the school, other touristy things but also as a social media event. They meet fans and get shown the city and invited to dinners. Adam does propose to a very surprised but sobbingly happy markus. It’s not posted until months later to give markus time to process.
A riding instructor invites herself to a meeting with markus, showing him how her dressage classes has been collecting funds and signatures for hiring him for a lesson. A very flattered Markus does miss helping jo out at riding clubs so he offers to host her classes with a clinic at Adams, if they’re keen? Maybe just keep the money for buses and useful things instead. If everything works out well he will also show up the next day holding some lessons.
Everyone’s genuinely happy to meet both markus and Adam(s horses), a tour, some food/ice cream, a q&a with photos and autographs. Markus agrees to photos with him only if they won’t put them on social media which they follow, mostly it’s just with Adam & Rocket.
They are approached by a social worker who wants their help with a troubled young teen, theo who was thrown out by his father after resisting being molested. Markus is very hesitant but they offer him housing if he helps feed the horses and finishes school.
Teddy being a moody teen still warms up to them and enjoys being helpful in the stable. He helps Daniel film some markus content and offers to help with a q&a.When he reaches a question involving gay slurs and disturbing imagery they have an argument where markus means Theo should never have to deal with it and berates Daniel for failing the filter.
Markus is both upset at the hate specifically directed at him as well as failing to protect the teen and stay in a depressive state for a few days.
Adam finally snaps and hides all his accounts and cancels most training and other businessdeals.Media and people are questioning why a popular and frequent mefia poster disappear and some claim there’s illness or death.Jo convinces Will to reach out as they still care for markus and want to apologize. Adam tells them how it’s none of their business but explains a bit on how they never really supported markus when he lost chances to rumors or were literally beat up. Jo acknowledges and apologizes, offering to help in any way they can.
Markus is a bit upset that Adam is so angry on his behalf, risking his entire business and future but Adam means he’d be happier without the toxic riding organization that doesn’t do enough to stop it. In fact they fueled the problems when refusing the award because of rumors. As Adam is putting his stable up for sale evaluation he offers an interview with a small equestrian vlog studio where he says he’s tired of representing such a shitty organization and that he’ll boycott any future event including OS.
He also shows them both of his email and insta inboxes full of hatemail, scrolling randomly, bringing up some horrible examples and accusations like infidelity, pedophilia, bestiality, prostitution, drugs and more, directly addressed to or about markus only.The interviewer quietly apologizes for her first question being a “is this just another equestrian drama grab for attention."
Even as Adam only meant to make a quiet, safe and happy space for him and markus, many other riders follow suite after jo publicly boycotts OS as well. Iz and Richies companies supports the boycott as well as calling out the organization for failing to protect good values. Eventually leading to a restructuring and a formal public apology to markus and his award.
Markus is not happy being the center of attention but he realizes he’ll take the moment to encourage the young riders who came to him worried they could never compete because someone started a silly rumor about them. Media eventually stop focusing on them but keep spinning online bullying as well as how organizations can do better to protect underage riders.
Adam starts up again in small scale focusing more on competing and anti-bullying media. Markus ends up accepting more Iz projects. Jo and Will suggest doing this tvshow project they’ve been approached with. After they come to an agreement they set up ar Adams stable as there’s less trainees in the way. There’s some issues with filming rules but Daniel deals with it quickly and loudly, as he has to approve anything of Adam and Markus.('Are you just grooming for free for Adam to get laid by a popular rider’ is apparently not appropriate, who knew?)
After some stressful weeks and Spence showing up to possibly spread more rumors, though he insists Iz sent him over to support them. Adam tells everyone they’re about to just going to fuckoff for a while and snags markus out on a private picnic as he seemed worried beyond normal. Markus is reassured and when they get back Theo informs him of a very serious couple waiting for him by the gate.
They tell markus they’d prefer somewhere private and he takes them to the saddle room where he can lock the filming team out.The woman introduces herself as a representative of a different country’s OS and that they want to have him on their eventing team. Since he hasn’t competed for his country for the past years they hoped he’d be interested as their own selections dwindled from injurys, horse sales and so on. Markus is not really comprehending but offers to discuss it with Adam.
Obviously Adam is beyond happy to hear it, and suggest using Rocket or Flurry as he’s competing newer blood anyway. Goes all out cooking a big fancy dinner and everyone else is just confused. After dealing with legalities and passports markus is allowed to announce his new affiliation.
After some months he heads up to their country with Daniel, rocket and flurry to settle in at a teammates stable.
Turns out most of the team is more than excited to welcome markus and they have a big party to celebrate. One of the injured riders bring up how markus helped him his last OS with a thrown shoe just minutes before their start even though they were enemies! And how markus had always been an honorary member in their eyes, saving them from a quick DQ.
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I live in Ohio, so obviously it needs to cover us here, I've searched google and there are so many and most are regular health, we have that, we need really good dental with low copays. Primarily one that has pediatric dentists. Thanks for the help!""
Car insurance when i turn 18?
Hi right now im 17 and im about to be 18 in march, im looking to get a car so i can commute back and forth for school and i need help on this car insurance ropes. Im planing on getting a used car for around 3000 maybe a jeep wrangler/loredo or a good nissan or toyota. Ill look into prices and student discounts after i figure this out, am i able to get car insurance under my name when i turn 18? My mom isn't a driver or owns a car this is another reason, so i can drive her around. So ill be doing this on my own, any help or tips? And please nothing that im young or stupid answers im trying to be serious. All help is appreciated, thanks.""
Affordable health insurance?
my company offers helath insurance for $300.00 a week. If I signed up for this I would end up bringing home 250.00 to support my family. IMPOSSIBLE! Where can I go to find more affordable helth insurance on my own for my family. I live in Massachusetts so it can not be a limited benifit plan. Any websites or phone numbers would be greatly appreciated. Thanks
Car insurance for husband and wife.?
Recently I went to insure my daughter and her car in the company me and my wife have been insured for some time. I wanted to include myself in her insurance but it went up in premiums a lot and we decided to insure her without me as an additional driver. Before that (last year to be exact) I insured my wife and I was included as a second driver. Basically, I was advised to do so on the basis that it would be cheaper. I heard about this option before and therefore did not check it properly with this company. This time (with my daughter) this option went an opposite way with higher premiums, so I asked them whether I can exclude myself from my wife's insurance as well because my insurance allows me to drive any car, but was told: ...because you are husband and wife, by law you cannot drive her car without being included in her insurance policy whatsoever... I am suspicious about this statement now and feel that I am being cheated. Does anybody know whether this rule exist or is it just the usual salesmen lie? Thank you.""
I need help with auto insurance?
first time purchasing auto insuranace in it say that i only have to make 6 payment of 177$ then that it. now does this mean i will have insurance free for life after that ? or what happens? also so im going with safe auto minimun insurance. thanks
Should I still be paying full car insurance ?
Hi, my car was recently in an accident that was the third party's fault but my claim is still ongoing. My car has been written off and is in the third party's salvage yard. As ...show more""
Scratched a person's car? Will insurance go up?
So, I'm 17 and just got my insurance for driving a day ago. Today, as I was going home from school, I U-turned and didn't make a big enough turn and hit a person's car. I was able to make the turn after the hitting the car, but it left scratch marks and one little part of the car was hanging out slightly from the car. I left a note saying to call me. My question is, will my insurance go up for this? I just got it and all. I plan on not driving again to school...and how much does it cost to repair a person's car with scratches? (just the back corner of the car that was scratched) PLEASE HELP! :(""
dallas company that allows you to compare auto insurance quotes
dallas company that allows you to compare auto insurance quotes
Car insurance?
okay i just got my license. and my friend and i want to go places..my friend is only physicaly able to ride in her grandmas van cause my friend is in a wheel chair like all the time ...show more
""I sold my motorcycle, should I keep the insurance?""
If you have continuous auto insurance, I have read you can get better rates when you get a new car. I would get about 100 dollars back for auto insurance if I cancel. Is it worth it? Does having continuous motorcycle insurance affect car insurance that I get later? Thanks""
""What are the monthly/weekly costs of running a car? (insurance, registration, petrol)?""
im looking at buying a car, im 17 i have had my licence for about 3 months and i want to know how much i should be expecting to pay for insurance, registration, petrol etc, for a 4 cylinder proberly auto and ranging from 1990 to 2000 year. thanks :)""
""If someone jumps off a building and hits my car, will my insurance cover it, and will my rates go up?""
if someone commits suicide on my car and they have insurance, will their insurance than cover it? if not and my insurance has to cover the damage, will my rates go up?""
My car insurance is shooting up..looking for a change..Can you help me out in finding the cheap car insurance?
My car insurance is shooting up..looking for a change..Can you help me out in finding the cheap car insurance?
Insurance pricing difference with different car brands?
Hey there guys- Recently I have begun to look for a car (my first, as I am a new driver), and have a question for the more experienced. I have been looking at things like '04 Jettas, Audi A4's, Infiniti G35's, and the like. I understand that my age, gender (male), and lack of experience are going to directly affect the price of the insurance. But my question is, what will be the price difference between something like an '04 Volkswagen Jetta and an 04' Audi A4? Both seem to be in the same category of sedan, but I suppose Audis have a little more reputation for being sporty. Suppose there is not significant performance difference between the cars, they are both valued roughly the same, and have roughly the same mileage, what will the difference in insurance rates be and why? Is it possible to give me a rough idea of what I could expect? Thanks in advance!""
How much would car Insurance be for a 16 year old girl?
I live in Michigan. Thank you :)
Learner driver insurance.?
Hi, I'm just wondering if anyone knows of any companies that offer cheap learner driver insurance. One of my friends are going to be giving me lessons but I cant find any companies that offer insurance for me in their car that is like less that 60 a month! any ideas anyone?""
My auto insurance covers anybody who drives my car...is my teen covered? I cannot afford to list him....?
Me and my teen have a car. I have both cars listed on my insurance with full coverage. If he is not covered is there an insurance company that will cover a driver of his age without ...show more
Which insurance company in Ireland provides the cheapest car insurance and best service?
Which insurance company in Ireland provides the cheapest car insurance and best service?
Do Auto Insurance Quotes Affect Your Credit Score?
If I apply for a ton of different car quotes will it hurt my credit?
Car insurance under parents name?
So my parents are thinking about buying me a car. The only thing that is holding them back is the high insurance rate (I'm 21). Currently I am using my parents car for college and my current insurance is under my parents name. If my parents buy the car under their name, while having me on their insurance list, wouldn't the insurance rate be the same as my current one? Or at the least not as expensive as having my own insurance? Thanks.""
Is this a proper plan for term insurance?
Just trying to see if I am able to understand and apply knowledge of insurance. Please give your opinion. Here is a hypothetical example: X(35yrs) and Y(30yrs) are married and employed and they got joint home loan for Rs 30 lakh. They will be in service till 60yrs of age. Their current annual incomes are about Rs 5 lakh and Rs 3.8 lakh respectively. X and Y are willing to buy term insurances with sum assured of Rs 50 lakh with 25yrs and 30yrs terms respectively. (First doubt, given their income level, are they eligible for such high sum assured?) They both want to get critical illness rider of same sum assured (Rs50 lakh) amount since critical illness is kind of death of earning capability. Also they want to take same accidental permanent disability benefit rider of same sum assured(Rs 50 lakh) for same reason. They also want to have separate mediclaims though that is different kind of insurance and we won't consider here. Do you think that they are on right track for planning term insurance with riders?""
Can i get Renters insurance if i am?
Can I get rentersinsurance if i am living in one of my uncles home?
How much would it cost for a citation with no insurance in Texas ?
How much would it cost for a citation with no insurance in Texas ?
Cheaper on insurance 1980 lincoln or a 1995 blazer?
i have a 1980 lincoln mark VI it has a 351 (5.8 liter engine) and a 1995 chevy blazer im 16 and im trying to decide which one to drive they both get the same gas mialage about cause the blazer is an suv so im deciding which would be cheaper on insurance for a 16 year old i think the blazer but im sure hoping not cause the lincolns prettier lol
Is there a site I can get insurance quotes online without someone calling me?
I'm trying to compair car insurance companys and renter's insurance, but I just want a estimate. All the sites I try tell me that an agent will contact me. I really just want to compare prices over the internet.""
How does car insurance work?
Okay, I'm 17 and I'm getting my first car this summer, maybe June. Thing is, I am only going to have my car from this June until March or April of 2009. The reason for that is that I'm moving to Mexico on one of those months. I would actually have liked not to buy my car now but I'm going to have to because where I live, there's absolutely no public transportation. (I live in the northern part of Texas.) I graduate high school in a couple of weeks and need to get to and from work. Up to now I had been working but work was pretty close and my aunt (which I live with) gave me rides. She's getting a job now too so I can't really be dependant on any one and I don't want to at all either. My big question here is... when I get my car, does car insurance come with a contract or something? I won't be here for a year so if it does, what's the minimum plan available? I will also be with my aunt's insurance so I will be included in their plan or however that works..""
What is a cheap car insurance company in New Jersey?
I am only 20 yrs old.
Do i need full insurance if I finance a car?
I have 2500 I want to put down on a car that cost 5000 Do I need full insurance? I live in NY
How much is average car insurance 4 a 17/18 year old?
How much is average car insurance 4 a 17/18 year old?
What is the average cost of motorcycle insurance in ..Oregon?
What is the average cost of motorcycle insurance in Oregon?
""Out of curiosity, does anyone know why car insurance is CHEAPER when you add your partner on?""
I did my insurance quote for my Ford Focus (UK) and I was happy with the price at 15 per month fully comp, but if I were to add my partner to the claim it was 11 per month. I don't understand their logic? Why is it cheaper? It's the same car and if i'm allowing someone else to drive it isn't there more risk?""
I am looking for Gerbers Babies Life insurance?
Gerbers Baby foods sell life insurance for infants
6 month or Year car insurance?
Which one of these is more desirable? Seems like the year car insurance premium is higher than the 6 month. Also, how do you cancel a policy and get a policy with a new insurer without hurting your credit?""
dallas company that allows you to compare auto insurance quotes
dallas company that allows you to compare auto insurance quotes
""Low cost health insurance, where can I find some?
I am able to squeeze 150 dollars out of our family budget for a monthly health insurance. I would like to be able to choose a doctor. I live in Florida. I'd like any help and ...show more
Why is it important to carry car insurance if the odds of a major accident are quite low?
Its a stats question
Insurance (probability)?
An auto insurance company has 10,000 policy holders. Each policy holder is classified as.. - young or old - male or female - married or single Of these policyholders, 30000 are young, 4600 are male, and 7000 are married. the policyholders can also be classified as 1320 young males, 3010 married males, and 1400 young married persons. Finally, 600 of the policyholders are young married males. How many of the company's policyholders are young, female, and single?""
What is the cheapest car to insure for a 17 year old?
me and my Dad would like to know how much car insurance would be for a 17 year old and what would be the cheapest car. Now... I know theres no such thing as cheap car insurance but here's the details... I have already been on the road for a year (moped) I am doing my test in July (I'm not 17 yet but we just want some rough estimates) I will be insured on my dads insurance as a second driver (It's not fraud, its perfectly legal because its an option on most car insurance websites) Thanks so much for the help, George.""
How much is Car Insurance in Korea?
I live in Korea and am looking for a car insurance package that's inexpensive. I've been told they're about 300,000 Won per year, but I'm sure there are cheaper options available. Thanks!""
How much do you insure for the Bodily Injury Limits?
What is Bodily Injury Limits on your car insurance? What is the limit should I have and why?
""Car insurance for new driver, help please?""
I'm 18 and I have just passed my test about a week ago, and am looking for insurance etc. But the quotes I'm getting are all about 2,500, which I cannot afford at all as I'm a student. I haven't bought a car yet, as I want to find a good quote first, but the details I have been putting in so far is Vauxhall Corsa 1.0l 3dr age 1999. Surely, this is neither a powerful nor new car, so I don't understand why I'm getting quotes of 2 and a half grand?! I have tried different cars, as well (renault clios, ford fiestas and polos) but it has made little difference. :( I know that the insurance is always going to be high for new young drievrs, but this is really taking the piss, if I'm honest. I have tried about 20-30 different comparison sites and individual company sites, and this is so far the best I'm getting. I've been putting in third party cover and social + pleasure travel or whatever it is. Also, that the car will be parked on a driveway over night. I will be 19 in four months, so is there a chance that insurance will have gone down by then, because it wouldn't be that long to wait. But otherwise, any suggestions, please, are there any details I should change, about the car or the insurance etc. Please help!! :( Thanks in advance""
Car Insurance?
What's the cheapest car insurance company out there for people with 1 years no claim?
How much would car insurance cost for a Chevrolet Corvette C6 ZR1?
-I'M using the information for a spreadsheet and to get an idea of how much it costs to insure a modern day Corvette because I'M planning to get a Corvette Some Day . -An estimate is also fine thankz
Jason wants to buy a car. He has $2500 in his savings account. He also needs to pay $600 for insurance. How?
Jason wants to buy a car. He has $2500 in his savings account. He also needs to pay $600 for insurance. How much can Jason spend on a car? A. c < 1900 B. c > 3100 C. c < 3100 D. c > 1900
""Does anybody know of the cheapest car insurance company in Hamilton, Ontario?""
Getting car insurance these days is getting ridiculous...I've gotten quotes for $500, etc. but there has to be something cheaper out there. I'm getting an old car, so just basic insurance would be fine, so I can legally drive. Does anybody know of the cheapest car insurance company in Hamilton, Ontario?""
Does your insurance rates change when you switch it to a different car?
I drive a 2001 cavalier and I'm getting another used car in about a month (2004 pontiac grand prix) I'm under 25 so my insurance rates sky rocket. Will it be cheaper to transfer my current insurance over to the Grand Prix or to just get new insurance all together ?
Car insurance - using someone else's non claim discounts?
is it legal in Uk to drive a car with insurance that is cheap because i am using someone else's - living in other country no claim discounts?
Why is it important that all Americans have health insurance?
Currently, health care in America takes care of everyone, regardless of whether or not one has health insurance. By requiring all Americans to have health insurance, will this make our health care system better than it is now?""
Insurance on a stolen ATV?
I just recently had my ATV stolen which I still owe $5,300 on.It does have full coverage insurance through state farm.I still don't know if they are going to pay it off but my question is if they do pay it off and its recovered will I get the ATV back and get to keep it or will the insurance take it or will they do like a totaled car and give me the option to buy it back?""
Getting a check from both insurance companies?
I recently got in a car accident, and both insurance companies (mine & the other party's) sent me a check to cover the damages, each check is enough to cover the full damage. What should I do? a. Use check from other party's insurance, and return the one from my insurance company. b. Use check from my insurance company, and return the one from the other party's. c. Keep both checks""
Cheapest car insurance in florida?
i am looking for a good and cheapest car insurance in Florida...Help plz
""I want my own car insurance, but don't know who to use?""
I had my own insurance when I first started driving, 7 years ago but then for whatever reason I then went on to my mums. Are there any decent insurers out there that wont be so highly priced? My mum currently pays 562.00 ish with me on hers. I have found myself one with her as a name driver for 555.00. Apparently it is cheaper with her on it. She is legally the owner anyway. She has no convictions or anything and has no claims, not sure how many years and has another car she uses. How much should I be expecting to pay? I've been driving for 7 years. Any help would be much appreciated.""
""When starting new car insurance, can insurers decline no claims bonus due to 2 motorway speeding convictions?""
Hello, I am trying to arrange vehicle insurance. I have contacted A&L with regards to their car insurance. Basically I have just changed jobs, where I had company cars for the last 6 years with no claims. I asked A&L if they would accept this as no claims, and they said they would if I could provide a letter from my previous employers stating dates, that I was sole user, that I no longer have policy and that it expires within last 3 months etc. I have provided them with the letter which covers all areas requested. They have now replied back to me saying that they can't accept the no claims, as I have 2 SP30 (Motorway speeding) convictions within the last 5 years, which means they will not accept the no claims. Is this acceptable? I though no claims were only relinquished if a claim in made against a policy, not because I have a couple of run-of-the-mill speeding convictions. Thanks in advance, James""
""Returned glasses, what about insurance?""
I got glasses from lenscrafters, my insurance company paid $194 and I paid $130 for the glasses. I kept getting headache after using these glasses so I returned them back to Lenscrafters. They paid my $130 but I would like to know what will happen to $194 that my insurance company paid to lenscrafters. When I asked lenscrafters they asked me to inform insurance company to revoke the transaction but I see that my insurance company has already paid them. Please let me know my next steps here.""
Who's a good health insurance provider?
I was looking to get some health insurance soon outside of my job. What insurance company has something affordable for someone like me? 24 year old male no health problems non smoker.
Which car insurance has the cheapest car insurance for new teen drivers?
i just got my license and i am trying to find out which insurance company has the lowest price for car insurance for girls?
Which insurance company offers the cheapest workers comp covers in the market??
Which insurance company offers the cheapest workers comp covers in the market??
""In Texas, if you sign to buy a life insurance but change your mind, can you get your money in full amount?""
Last night insurance agents are able to pressure us into buying equity index universal life insurance, this morning we realize that it is too expensive and we'd rather have term life, what can we do? It is from World Financial Group agent.""
Best insurance?
Best insurance?
dallas company that allows you to compare auto insurance quotes
dallas company that allows you to compare auto insurance quotes
What is the cost for courier insurance?
I am looking into the idea of starting a local courier business, just me with no employees (at least to start with). I'm just trying to get an idea of what some of the start up costs would be, one of which is courier insurance, without having to talk to an insurance agent. I would only be delivering small packages and letters/paperwork in Green Bay WI and the surrounding areas.""
Do you have to be on someone's insurance to drive a car?
In the state of Florida, if your name isn't on a policy, can you still drive a car? I know that some insurance companies offer uninsured driver insurance, in case someone without insurance hits you. But, do you need to be paying monthly on a policy if you don't have a car of your own?""
Why will small businesses be affected if the health insurance mandate passes?
Research paper. Thanks for the help
""My brother stole my car and I don't have Insurance, what do I do now?""
My brother took my car while I was at a BBQ, He was slightly intoxicated and had his 8 year old daughter in the back seat, He ended up hitting a parked truck on the road, less than a half mile from my house. My whole right side of my car is gone, My mirror, antenna, side columns, head light, right side of my bumper, and my A frame of my SUV is broken, I couldn't drive it as if i tried my right tire would of popped off. I had to get it towed. My SUV is a 2006 Jeep liberty. I don't have insurance on it right now, although I had an insurance card before i got it canceled, which state's I'm still covered until October 3rd. (which i showed the cop) My dad thinks that my car will just be totaled. I owe more than $12,000 on this car. The truck he hit also has severe damage to the back left tail light and broken his A frame in the back as well. The cops were called and luckily the cop that came was really nice and waited for me to get to the scene. He cited my brother for failure to control and my brother got really lucky he didn't get a ride to the police station. My brother just got a DUI less than 2 weeks ago. My dad said that the money for my car and the guy's truck to be fixed is going to come out of my pocket. I am only 19 I do not want to be in debt, this was my first car. I'm pissed at my brother and he has decided he is not going to go to court and he's going to run so it's all going to be my responsibility since my brother is a dummy. What do I do? Do i call and get my insurance reinstated and hope they cover it or do i just pay it out of my pocket? I didn't have insurance on that car as I have not been driving it since i just moved back to Ohio from Arizona 3 months ago. Honest answers PLEASE! I'm in over my head.""
What cars get low insurance rates?
I am a 16 year old and just planning ahead for when i'm 17 and get my G2. I want to buy my own car...obviously a used one...a very cheap one. I am looking to spend as little money as possible on GAS and INSURANCE. I understand there are possible discounts for good students, or if you take a driving course...but in general, what cars get low insurance?""
Should I cancel my car insurance to save my money?
Currently, I'm living in WA, I have a car in TX. But my family member in TX driving it, and there names are under insure by my car insurance. If I want to save money on my car's insurance. I need to ask my insurance remove my name out of car insurance; is that right? or there is no difference between keep my name on car insurance and remove my name out of car's insurance? Thanks""
Written off car insurance?
ive recently written off my car, does my policy continue after they have paid me ? ie if i get a new car with the settlement money, can i put that on the existing policy, as there is ...show more""
Driving without auto insurance?
what are the concusguences
Question on Divorce and Auto Insurance?
Background: My wife left me and is filing for divorce. She took her car which is a marital asset that both of us own. She has since left the state to move in with a friend and I cannot get a hold of her as she will not return my calls. Update: Our current auto coverage is set to expire on 10/17. I have taken out coverage on myself through a different company, set to start on the 17th. As of the 17th she will be uninsured unless she takes out her own policy. Is is my responsibility to make sure she is still insured on my policy? She won't return my calls or the calls that my new agent has left for her so my hands are tied. I just want to make sure I'm not doing anything that may bite me later. I also don't want to have to foot the bill for her portion of the insurance given that she doesn't live with me anymore and doesn't even live in the same state. Anyone have any thoughts or has anyone been through a similar situation??""
Pimped car insurance?
I've always wondered how people get car insurance after their car has been pimped. I mean the cars are changed so dramatically and all these gadgets added - how on earth do you explain it to an insurance company?!!
Graduating from college and need affordable health insurance?
Graduating from college and need affordable health insurance?
Teen Drivers Insurance?
Ok so I am a Teen Driver and I am about to get licensed...I need Car insurance...any one know the average in TX? Thanks
Car Insurance question?
So I'm going out of town for a couple nights with my mom and sister. My mom owns the car we're taking and she's insured under it... but we're wondering if my sister can get a temporary insurance policy for this car so that she could do some of the driving on our trip. My sister has her G license.
What factors to look for/consider when getting a home insurance?
What factors to look for/consider when getting a home insurance?
Around how much is Driving Insurance for a 17 year old?
Or is it car insurance...w/e What would be the cost? Allstate is the insurance my parents use. What would it be from.
How much would insurance cost for a 16 year old boy driving a BMW?
I'm looking into buying a BMW 525 I for my first car (2003). I really dont wanna spend all the money on insurance so I would like to no how much it will be for my car. I live in Connecticut if that helps. PS. I'm not some rich snob whose parents are buying a car, i work very hard for the money I do have.""
What company would provide shipping insurance?
I want to sell some jewellery on Ebay and I will end up shipping it to Canada or US. Canada post offers a maximum insurance of $500. Which (if any) company would provide insurance at replacement value? Or at least a $1,000?""
Does anybody have Affordable Health Care benefits for individuals and the entire family?
Are you or your family looking for affordable Premier Health Care Savings Plan with up to $2,000 Accident Coverage with only $100 Deductible(on or off the job at school or at play)You ...show more""
What would insurance cost for a 16 year old male with 08 Honda Accord LX-S coupe/ 2dr?
Hi, I am a 16 year old male and I might be getting a 08 Honda Accord LX-S coupe. But I want to know how much it would be to insure the car. I know that it is not classified as a sports car. I'm not sure if I am getting it so I just want to know. I have a clean driving record with no accidents (i just got my license). Thanks!""
Cheap Insurance for 16 driver??
I am looking for the cheapest insurance company for a 16 year old driver that can't go on any other persons policy. Can only go on individual policy!!!! Thanks for any ideas or companies
Car insurance payment?
I would like to get the car insurance for my used car, and it is my first car. If I buy the insurance for 6 months, should I pay all the 6 months insurance at one time, or pay month by month? Thanks.""
What is the average price for motorcycle insurance (PLPD or full coverage) for a 17 year old with 0 tickets?
What is the average price for motorcycle insurance (PLPD or full coverage) for a 17 year old with 0 tickets?
What does claim closed mean with respect to car insurance?
Recently I had a altercation with another vehicle and I promptly phoned my car insurance adjuster. The necessary info was taken and the agent said that everything would be handled by them from that point onward. I just received info (online) stating only that the claim was now closed. What exactly does this mean? claim closed ?
Insurance for a Kit Car?
I am sixteen. I have just got my licence (around a week ago). I have a kit car. It is a lamborghini kit car. What type of insurance would i have to get. Do i have to pay a lamborghini kit car insurance, or do i have to pay a kit car insurance. My kit car was made to be as close to the real lamborghini as possible (just in case that makes a difference). BTW, I am in USA... I noticed that some people were in UK, and that doesn't help me much :(. My main questions - What type of insurance would i have to get? What would be the best company for that insurance? What would the pricing be like? Thanks Anyways""
Does color of car affect insurance rates?
In the market for brand new car. Does color matter with insurance? Ive heard red is most expensive.
dallas company that allows you to compare auto insurance quotes
dallas company that allows you to compare auto insurance quotes
https://www.linkedin.com/pulse/1990-camaro-teen-suggest-car-henry-nichols"
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