#BArcelonahouse

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margothousebarcelona3 Discover the elegance and charm of Margot House Barcelona, where timeless style meets modern luxury.

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BCN New Construction

This Barcelona home has been newly constructed, never lived in and ready to be occupied. It has 324m² built on a plot of 637m². There are 4 bedrooms and 3 full bathrooms spread over three floors.

The home has a unique modern design with panoramic views from every room in the house. The property is on the edge of the gorgeous Collserola Park, a protected natural area with incredible scenery, forests, mountains and streams. It is in the residential area of Monmany in the village of Valldoreix in Sant Cugat del Valles just a few minutes outside of Barcelona center.

Being a newly built home the design pays special attention to the latest building codes, energy saving techniques and latest construction methods. It is classed as an Energy Class A property which means the insulation in walls, floor and windows preserves heat in winter and cold in summer. This means you need to use the air conditioning and heating less and can save money. Low power consumption according to European standards means good news for your electricity bill and the environment. More conservation standards in the house include the solar panels on the roof which heat the water used in the home. The construction is all geared towards low emission. The window blinds are all high density and motorized.

There is a large living room covering 40m² and an open plan kitchen with an island. There is also a convenient laundry room with outdoor access so you can reach the washing lines. All rooms on the ground floor have direct access to the garden.

The large suit bedrooms on the second floor have a dressing room with vanity area, bathroom and terrace. There are two double rooms which share a bathroom and a large open area on the second floor which could be used as a second living room, office, playroom or studio.

In the basement there is room to park two cars and the system for air renewal and heat recovery. The air in the entire house is renewed and depending on the season heat or cold is preserved.

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Sant Cugat Home

Semi-Detached House in Barcelona for Sale

This great semi-detached house is located in Sant Cugat del Valles. The house covers 614m² and has  bedrooms and 6 bathrooms. The house has been built with the highest quality materials and renovated to top standards. The house is in a prestigious area close to the town center and the main entrance of the golf course. The house has a downstairs area with a hall, guest toilet, living room, kitchen and direct access to the outdoor terrace and garden. On the next level up there are 4 suite bedrooms each with their own fitted wardrobes and dressing rooms. On the 2nd floor there is a large studio suite with high ceilings and attic-like sloping sections. There is direct access to a rooftop terrace and pool. From here there are views across the golf course and the town. There is an elevator in the house and also a parking area for up to 4 vehicles plus storage space.

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This 5 bedroom, 3 bathroom property is located in Matadepera. It boasts a fully equipped kitchen, fireplace in the living room, great views, a swimming pool and beautiful garden. 

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BCN Penthouse for Rent

This fully furnished property is available for rent. It is located in Mira-Sol, Sant Cugat del Valles, Barcelona. The apartment is conveniently located close to many amenities including a shopping center, schools and hospital. There is easy access to downtown Barcelona via the nearby AP-7 motorway and Valvidrera Tunnels. The surrounding area is residential and quiet. It is just a 5 minute walk to the nearest FGC station. From the apartment balcony there are views of Collserola. The penthouse covers 81m² and has 2 rooms with 1 bathroom. There is a fully equipped kitchen, parquet floors and built-in wardrobes. As the apartment can be rented furnished you can have access to a double bed, office desk, oven, stove, dishwasher, fridge, microwave, washer and dryer. In the living room there is a sofa and dining table, TV, DVD and there is air conditioning. Amenities of the building include a swimming pool, gardens, large parking and storage space.

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Family Home in Barcelona

This beautiful family home in Barcelona’s Sant Cugat del Valles area is perfect for stylish families who want lots of space, a perfect location and top quality building. The house was only constructed in 2010 and created with the best building materials available. The house was designed by a leading architect. This Sant Cugat home has 4 bedrooms and 3 bathrooms and is built 550m² on a plot of 1335m².

The single family home has a unique design on a hill side in the residential estate of Can Cortes which is only 10 minutes from downtown Barcelona. The house is surrounded by greenery and natural countryside and because of its elevated location there are spectacular views where ever you look.

The house has three floors; all the bedrooms have built-in wardrobes; the bathroom has a free standing bath and a wall of grey marble. The house has large windows letting in a lot of natural light. Throughout the house there are beautiful parquet floors and tiled floors plus sleek architectural features. Of the 4 bedrooms 2 of them are suites and have their own dressing area and bathroom.

The house has gas heating, double glazing on the windows, a balcony, elevator within the house and a modern kitchen.

Outside there is a garden, private swimming pool and parking for as many cars as you like. Beneath the house is a parking area which can also be used as a multipurpose room and converted into a bedroom, games room, private gym or office.

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Se this amazing property with a viewing through Coldwell Banker. 

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Choosing a Mortgage in Spain

Fixed rate mortgages are the most popular form of financing for property purchases in Spain. This was not always the case. In the past buyers preferred other forms of financing like variable-rate mortgages. Recently the preferred type of mortgage has changed and the number of people taking fixed-rate mortgages has reached 10.8% of all mortgages issued. The average interest rate for mortgages has usually been is approximately 3.31%. Recently the number of buyers taking out mixed or fixed-rate mortgages is expected to rise reaching as much as 20% of all mortgages in Spain. Fixed-rate mortgages give buyers peace of mind knowing that their monthly repayments will not change drastically due to rising interest rates. Most buyers in Spain take mortgages which need to be repaid over 20 years. One of the most important points to consider when taking out a mortgage is the nominal rate. Some banks do not take ask for an opening fee while others take 1% of the loan value. There can also be fees expected if you pay off or cancel your mortgage early. For example Banco Santander takes 0.5% interest if a mortgage is canceled within the first five years and 0.25% if it is canceled in the following years. Other hidden expenses which can pile up include mortgage insurance, credit card fees, bank fees, lawyer fees, pension plans etc. When the Euribor is low it is advisable to take out a variable rate mortgage. At the moment the Euribor is at an all time low.

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The Spanish LFO Explained

What is the License of First Occupation?

The LFO (Cedula de Ocupacion or Cedula de Habitabilidad) is an essential document when making a property transaction in Spain. This applies only to new build properties (also referred to as off plan) and not to resale of already preexisting and previously occupied properties. When a new development or new build is in the completion stages the developer receives a Certificate of End of Construction (CEC). The developer then applies for a License of First Occupation. The LFO is a license granted by the local town hall certifying that the development is in compliance with Building License laws and all planning laws. The LFO grants permission for occupancy either by the owner or tenants. Even newly built property requires its own LFO although for large developments the individual units can be grouped together and granted a LFO as a group. Before granting a LFO the town hall gives the developer time to correct any planning irregularities; only when outstanding issues are handled with the LFO. The postponement of granting a LFO has been known to drag on for months and even years in some cases. This would render the property legally uninhabitable until such time as the LFO is issued.

What Does a LFO Look Like?

A LFO is an official document issued by town hall and so it must ear all the official logos, stamps and date of the document issuance as well as an accessions register number. The document can be one or several pieces of paper and must also include the file number, planning reference number for the plot, developer’s name, number and type of properties being issued the license (when it involves more than one property), date of issue and the name and signature of the town hall secretary and town hall stamp.

Who Needs a LFO and Why?

All new-built properties, whether in a development or detached individual homes need a LFO. You want to know that your new property complies with all the town hall building license laws and planning laws. Town hall representatives will inspect the property to check that it meets the requirements for health, security, access, construction and planning laws and is fit for human inhabitation. A property is only granted the LFO if it has the required access to all utilities like water, gas, electricity and telecommunications. Without the LFO you may be let with a property that is uninhabitable because of not having a water supply or electricity. You may be asked by your mortgage bank to show proof of an LFO before they will finance your mortgage.

Getting a LFO

If there is no planning, construction, access or other outstanding irregularities then obtaining the LFO can take only a few months from the time the developer submits the Certificate of End of Construction. If there is work overload at town hall, strikes or if the build is found to have irregularity issues then getting the LFO can drag on months. If the process is protracted and the property has not received its LFO after a year or so then there are probably serious problems. These problems could be any of a number of issues. The property may be completed but it is illegal to occupy the property without a LFO.

In general it is recommended not to complete on off-plans until a LFO has been granted. There are exceptions to this rule but buyers need to be aware of the ramifications and it is recommended to rely on a good lawyer to guide you through the gray areas of completing on an off-plan purchase before the LFO is issued.