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Skill up your expertise with top-notch Driving Lessons in Narre Warren? Expert instructors at Any Time Driving School offer hassle free, personalized and cost effective driving lessons designed to becoming responsible and skilled driver in Narre Warren, For more details, visit: https://anytimedrivingschool.com.au/driving-lessons-in-narre-warren/
#Driving Lessons Narre Warren#Driving Services in Clyde North#Driving Lessons in Melbourne#Best Driving Schools In Pakenham#manual driving lessons melbourne#Driving School in Pakenham
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Why Manual Driving Lessons Are Essential: A Perspective

Do manual driving lessons still have a place in this world of automatics? Of course! Even though automatic transmissions are more convenient, mastering stick shifts is more than merely checking a box on your licence. It's an investment in your general road confidence and driving abilities.
The following justifies why manual driving lessons in Lynbrook can be an asset for you –
Understanding the Machine: Operating a manual car requires a greater comprehension of its operation. You'll get a deep understanding of the clutch, shifting gears, and how they affect the way the car responds. As a result, you will feel more in control of the driving experience because you are the one in charge and not just a passenger.
Sharpened Skills: Coordinating clutch, gear shifts, and smooth acceleration takes practice. This physical and mental balancing effort improves one's overall driving abilities. Driving will benefit from increased awareness of surroundings, ability to anticipate problems, and quick reflexes.
Advantage of Adaptability: Manual gearboxes offer you greater control over the vehicle's power, which is particularly helpful in challenging circumstances. You will have the equipment to manage the road with confidence, whether you're braking an engine downward, negotiating a steep incline, or driving through snow.
Above and Beyond: Learning a handbook has benefits beyond its practical use. It cultivates a more profound admiration for driving. The smooth shift between ratios and the gratifying "click" of a gear change become markers of your competence and enhance the driving experience.
Future Flexibility: Unexpected things happen in life. On a trip, you might need to rent a car, and the only thing you can locate is a handbook. Or maybe the vehicle of your dreams has a manual gear. No matter what the road throws at you, a manual licence lets you in and gives you control.
Although manual driving lessons in Lyndhurst might initially appear difficult, the benefits are numerous. It's an investment in your self-assurance, mastery, and general road knowledge. So, don't be afraid to embrace the challenge – you might just discover a whole new dimension to the driving experience.
#Manual Driving Lessons Lynbrook#Manual Driving Lessons Lyndhurst#Driving Lessons Carrum Downs#Driving Lessons Narre Warren
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Top-Rated Driving Schools in Narre Warren: Your Path to Safe and Confident Driving
Discover top-rated driving schools in Narre Warren. Start your journey to safe driving today. Compare schools now!
#Driving Lessons In Narre Warren#Narre Warren Driving Lessons#Driving Instructors In Narre Warren#Best Driving Schools In Narre Warren
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I think I heard somewhere that George created Dooku and Grievous to reflect/foreshadow two aspects of Vader (gentleman politician villain and cyborg killer). What do you think of the relationship between Dooku and Grievous?
It changes a bit in canon I think, Dooku now has less a direct hand in his origin story.
Hell, Dooku changed a lot in canon. I’m glad he’s less a human supremacist now.
Yessss, Geode, coming in with the fun ask!!!! :D
I’ve read arguments that Maul fits into this as well to complete the whole “the prequel villains all represent pieces of Vader.” Almost as avatars for RotS Anakin’s past, present, and future. Maul is the angry enslaved boy, Dooku is the fallen Jedi/former hero who betrays everyone he loves, Grievous is the coldblooded cyborg killer who lives only to destroy.
I sure am grateful that we lost the tacked-on space racism (spacism) for Dooku, but I’ve felt that current canon does miss some of the prior rich characterization we got for Sith-era Dooku, as opposed to how much they’ve explored Jedi Dooku. And of course, that Jedi-era stuff is invaluable to me because I write mainly in that era (and I too-well remember a time in fandom when writing Dooku as having once been a good Jedi was considered outright OOC - whew, you should see some of the hate comments I got!) but I miss the Sithly depth. The Clones Wars 2008 in particular drives me crazy (affectionate) because it’s so fucking good, there’s so much beautiful subtext and tension to some of Dooku’s plotlines: untold stories and fascinating opportunities. I think a richer version of Dooku as a character was fully present in the TCW writer’s minds, it just got deprioritized to tell other character’s stories, so you just see the tantalizing shadow of it lingering in small details.
Grievous is interesting as he’s almost a physical manifestation of what the war is intended to do to the Jedi Order. He’s a literal Jedi blender. A machine intended to break both their physical bodies as well as weaponize and pervert the ideals held sacred to the Jedi, that of life and choice and light and even lightsabers, these ceremonial objects with huge cultural significance to the Jedi which they spend their whole life training with. And yet, Grievous, without any holy connection to the Force, can pick up Lightsabers for Dummies ghostwritten by CD, spin his arms, and win. And win, and win, and win.
And I think it’s interesting how Dooku’s participation in his training or origins gives the perception that Dooku understood this and did it deliberately. It really speaks to how far Dooku’s own soul has fallen, particularly since lightsabers and Makashi seem to be one part of his Jedi life that Dooku genuinely still values and finds sacred. In that way, like so much else, Grievous seems almost designed to be an act of psychic self harm for Dooku. (And that’s before you get into Legends and Dooku giving Grievous literally Sifo-Dyas’s blood and lightsaber.)
There’s a tremendous scene in the EU book Labyrinth of Evil where Dooku shows Grievous a recording of Anakin and Obi-Wan fighting well together and just… gushes over it, genuinely happy and interested with their lightsaber development and expecting Grievous to take a lesson from this, while Grievous is like just sooo bored and wishing the Count would get to his point so he can leave. His own monster doesn’t want to talk to him about his dumb hobbies. It really epitomizes the way Dooku had built himself this cage for his own loneliness, constructed out of everything he used to love.
Bonus Round
Narratively, in current canon, I’m glad we swapped in “Dooku gives Sifo-Dyas a Jedi funeral” instead of the EU version: “Dooku keeps Sifo’s corpse in a snow white style coffin in his basement to monologue most divorcedly at and then later stick all his blood in Grievous.”
But Warren Fu being so proud of his design being chosen as the movie version for Grievous that he snuck his own face on Sifo-Dyas’s first visual appearance in that comic and made him Grievous’s blood donor is so fucking funny. I follow him on other platform and his birthday message to George Lucas this year was just a little clip he’d made of himself and George in front of his beautiful Grievous concept art. He's so proud still, almost 25 years later.
#I want to say right off this analysis is seriously missing some consideration of Grievous as his own character and his narrative arc#but your ask seemed to be more about him as a meta element and his relationship to Dooku as a character foil#general grievous#count dooku#sifo dyas#star wars meta#star wars legends#the clone wars#star wars prequels
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Pro-Kamala Auto Union Chief Just Obliterated the Left's Narrative on Trump's Tariff Policy

So, is Donald Trump’s tariff policy going to harm workers? No doubt, some layoffs will occur, leading to the snobby elites of the Democratic Party engaging in deranged schadenfreude, which will only sink them further with a voter bloc that they need to win back to be competitive in elections again. Democrats have no working people in their ranks, which is why they hate them so much, but I digress.
We already know what’s going to happen: there might be some layoffs, the fake news press will interview them, undoubtedly getting a soundbite they can use to weaponize against the White House, and the Trump domestic agenda will be put on blast. And yes, deranged liberals are taking to Reddit to laugh at people who lost their jobs. Not so fast, educated faux philosopher-kings, DOGE can make your jobs obsolete, regardless of what these little judges say. There’s no stopping DOGE. Are Trump’s tariffs good or bad? The market right now is unsure, but one thing is certain: The United Auto Workers Union is very much for them.
It shows how politics can make for interesting intersections among people and policy. UAW President Shawn Fain
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knew his rank-and-file backed Donald Trump, but he endorsed Kamala Harris anyway. Now, he took to the Sunday Morning talk shows to endorse Trump’s tariff policy, which obliterates the Left’s fledgling narrative that there’s buyer’s remorse out there because of this initiative. On Face the Nation, Fain told Major Garrett that a lot of manufacturing jobs in his sector that were shipped to Mexico could return to American soil quickly (via RealClearPolitics):
MAJOR GARRETT: Let's get back to tariffs and the auto industry. Peter Navarro, a top adviser to the president on trade, says that currently, automobile manufacturing plants are at about 60% capacity. He argues that there's lots of untapped capacity, meaning jobs could be created relatively easy, and you wouldn't need to spend two or three or maybe five years building new factories. Is that your understanding? Is that your belief? SHAWN FAIN: He's spot on. Look, we have a situation right now in Warren, Michigan, where 2,000 workers were laid off this past year. They built the Ram truck there for years under Stellantis, and Stellantis made a decision to shift that production to Mexico. They could shift that work back in very short order and be producing Ram trucks right back there and put those people back to work. I was just at Volkswagen this week, you know, talking with workers down there that are trying to get their first contract, and the company announced a reduction of a shift. Meanwhile, you know, Volkswagen is the biggest violator of all. 75% of their production for the North American market is made in Mexico, so they can shift product there overnight. There's excess capacity. You know, people forget this lesson in World War II. The way that we formed the Arsenal of Democracy that won the war was, they took the excess capacity of all the automotive manufacturing plants in the country, and produced tanks and planes and bombs and engines and all those things. And it's no different right now. We have excess capacity. They could bring work back in very short order. And yes, they're in a situation where they need to build a new plant, yeah, that's going to take a couple years, but- but there is plenty of opportunity for these companies to do the right thing and bring work back here overnight, just as quick as they shifted out of here. MAJOR GARRETT: And Shawn, for people who are listening to you, how do tariffs make that happen? What is the relationship between a 20 or 25% tariff and getting that capacity back up to where you'd like to see it? SHAWN FAIN: Well, because, like everything, the companies abuse the process. I mean, they're in the pursuit of driving a race to the bottom. I mean, the tariffs are -- you know, there was a major promise when NAFTA happened in 1992, the big debate, and Ross Perot talked about the "giant sucking sound," that our manufacturing base was going to disappear. He was spot on, you know. And we saw what happened in the ensuing 30 years. We saw 90,000 plants leave. You know, like I said, we've seen 65 plants in the Big Three close. Look, right now, as we speak, in Wisconsin, we have a Deere plant threatening to be closed, and their work being threatened to go to Mexico. We have a heavy truck plant at Volvo, and Mack Truck in Pennsylvania being threatened to be taken to Mexico. There is plenty of opportunity, and that's the reality that we've seen here in America. So, tariffs are a tool in the toolbox. They're not the end all solution. We have to fix the broken trade system. But the way tariffs work, I mean, it's a motivator, because there's going to be a penalty for everything the companies ship in here, and I've had companies tell us, point blank, that they're going to have to bring product back here if those tariffs are implemented.
Short-term pain for long-term gain, and it’s mostly a negotiating tactic. It’s not like this was some surprise domestic agenda item—Trump said he would do this. My only critique, which others have shared, is that I’d rather he’d taken a chainsaw to our current trade deals after we passed the budget reconciliation package, which will extend the Trump tax cuts first, and give Americans a substantial economic boost first.
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Community Activities in Narre Warren South
Community activities Narre Warren South are a great way to keep kids active and engaged. These include music programs that improve self regulation and memory, and Peaceful Kids, a mindfulness and positive psychology program.
Keen fisherman will love the recent trout stocking of Berwick Springs Lake, a tranquil setting within a suburban township. The reserve also features a number of ornamental lakes and wetlands.
Berwick Springs Park
The huge and scenic Berwick Springs Reserve is hidden away from the busy Clyde Road congestion. The wetlands run right across the middle of this large estate making it perfect for an afternoon stroll or 5km run, or for a family picnic. The lake along Berwick Springs Promenade is especially lovely and on sunny afternoons ducks and birds flock to it. There are plenty of benches around the lake and on summer days the water fountain turns on and sprays a cooling mist over you as you walk by.
There are also two fenced playgrounds, one at the northern end near Berwick Springs Promenade and the other closer to the centre of the park at Moondarra Drive. Both have slides, ladders, monkey bars, a tunnel, climbing net and a curved set of variable height stepping stones. There are also swings, including one for toddlers. The area is popular so on weekends and holidays you can expect to see lots of like-minded families.
Berwick Springs Wetland Reserve
Tucked away from Clyde Road, this huge reserve is a quiet spot to enjoy the outdoors. The wetlands span across the entire estate making this a perfect spot for an afternoon stroll, a 5km run or a picnic. There are multiple different paths which are all bike and pram friendly, allowing you to wander at your own pace.
There are a number of benches overlooking the lake's central lake where ducks and birds flock on sunny afternoons. There is also a large archway covered in lush greenery which makes an impressive entrance from Berwick Springs Promenade on the western end of the park.
The reserve has a small sand beach at the entry along with a jetty jutting out over the lake. During my visit I was delighted to see a pair of black swans lingering by the sand and water. The park has a number of circular fenced platforms overhanging the lakes along Moondarra Drive where you can sit and relax.
Casey Central Park
The park is a beautiful location for families and has something for everyone, no matter the time of year. Visitors can explore popular attractions on guided horse-and-carriage, bike, running and fitness tours, have a picnic, play on the playgrounds, visit Central Park Zoo or swim in the pool. There are also a number of sports and recreational activities available, including a skating rink and yoga classes.
The new community recreation park will expand the range of outdoor recreational opportunities for people of all ages and abilities. It will complement existing facilities in Casey, as well as broader Gungahlin and Canberra region recreation areas. Feedback from the community and stakeholders was sought on the indicative designs for the park ahead of construction commencing in 2023.
Parking is free and conveniently located on one level. There are almost 1400 spaces, including disabled and parents with prams parking. There are also numerous taxi ranks throughout the centre, including outside Blooms The Chemist.
Narre Warren South Tennis Club
The Narre Warren South Tennis Club is a great place for kids to stay active during school holidays. There are a variety of activities and lessons available for kids of all ages. The club also offers a range of competitive leagues and tournaments. Its members regularly compete in BDTA and WDTA competitions. The club also houses Millennium Tennis Academy, which provides professional coaching services for adults and children.
Getting to Berwick Springs Park is easy with Moovit. Moovit’s all-in-one app gives you fast and accurate step-by-step directions from any transit station to your destination. Over 1.5 million users, including locals from Narre Warren South, trust Moovit for their public transit needs. Try it for free!
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How Manual Driving Lessons Are Vital?
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Tips to Prepare for Your Driving Lessons
Tips to Prepare for Your Driving Lessons
Driving is an art that gives us the freedom to travel on roads. However, a driver has many responsibilities regarding the car, surrounding streets and fellow passengers. Whether you are learning how to drive from your friends or near ones, learning from renowned instructors will make a difference. All you need is to look for a famous driving school, and you are good to go! The driving lessons…

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#Cheap Driving Lessons Narre Warren South#Cheap Driving Lessons Seaford#Driving Lessons Cranbourne East
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How afrofuturism gives Black people the confidence to survive doubt and anti-Blackness
by Anthony Q. Briggs and Warren Clarke

Afrofuturism, like the kind seen in Marvel’s Black Panther, allows Black people to imagine themselves into the future. Marvel Studios
In 2018, Black people globally got a signal of hope when director Ryan Coogler and Marvel Studios released the critically acclaimed movie, Black Panther. While few knew of the Black Panther as a superhero despite the comic being released in the 1960s, millions now know of him because of the film’s overwhelming success.
Its success can be due, in part, because of what it tells us about Black people’s futures. Many Black people — seeking belonging and better outcomes for their lives — have turned to afrofuturism as the source of optimism. According to afrofuturist expert and author Ytasha Womack, afrofuturism refers to “an intersection of imagination, technology, the future and liberation … Afrofuturists redefine culture and notions of Blackness for today and the future by combining elements of science fiction, historical fiction, speculative fiction, fantasy, afrocentricity and magic realism with non-western beliefs.”
Black Panther had Black people chanting “Wakanda Forever,” while many imagined that they too could put on the Black Panther suit to gain a sense of belonging. Black people, including Canadians, believed that Wakanda, the utopian city where the Black Panther resides, is a real place. For Black Canadians, Wakanda offers a place that exists outside the harsh reality of an anti-Black white settler narrative that is anti-Black.
Black legal scholar Lolita Buckner Inniss says anti-Black racism is deeply enmeshed in the Canadian social fabric. Anti-Black racism cuts deep enough so that many, if not all, Black Canadians feel there is no hope for a better future.
Leaving family but not tradition

Nnedi Okorafor’s Binti must deal with racism and isolation as she traverses a universe that does not value her people’s knowledge. (Tor Books)
Afrofuturism in cinema is but one source. Writer Nnedi Okorafor’s 2015 science fiction novella, Binti, features a Black woman protagonist named Binti Ekeopara Zuzu Dambu Kaipka. Binti is an intelligent woman leader of the Himba tribe whose genius gets her into to the prestigious Oomza University, which floats about the galaxy. Binti is the first member of the Himba ethnic people to attend the school. Her decision to attend is met with ridicule, laughter and threats to her life due to the fear and insecurities of her people.
Her people have never been allowed to imagine futures beyond their traditional way of life and identification with the land. Binti states:
We Himba don’t travel. We stay put. Our ancestral land is life; move away from it and you diminish. We even cover our bodies with it. Otjize is red land. Here in the launch port, most were Khoush and a few other non-Himba. Here, I was an outsider; I was outside.
She echoes the social challenges that Black people face when embarking upon new ways of living after leaving traditional family and cultural contexts. Often, their families and cultures pressure them to remain entrenched within the known confines of family, culture and community, rather than explore the new and unknown.
One of us, Anthony, was the first member of his immediate family to attend post-secondary education and graduate school. He wanted to apply to graduate school but had to fight internalized feelings of low self-worth that insisted he did not belong in academia. Indeed, a lack of self-confidence influenced the choice to avoid applying to programs that required a high grade-point average with a full scholarship because he did not believe he would be accepted.
Blazing a trail to a Black future
In her village, Binti had been one of the few who used knowledge to create peace in her tribe, so she had to overcome pressure to remain in the village in order to embrace new learning. On a spaceship, travelling from her village to the Oomza University, Binti as the only Himba at the university encounters another obstacle: the false assumption that people from her land are evil, dirty and primitive.
In one moment, one of the Khoush (a different lighter-skinned tribe) students touches Binti’s braids out of curiosity and without consent. Her hair is mixed with sweet smelling red clay and perfume called Otijze, which is connected to her cultural heritage. One of the Khoush students responds that it has a horrible smell, suggesting a passive discriminatory logic of sanitation.
One can observe strong echoes of the attitudes of privileged whites towards high-priority Black neighbourhoods whose inhabitants are stereotyped as criminal, irrational, impoverished and unintelligent. The book suggests that there is no such thing as neutral space and that structural inequities and racial inequalities make space and place difficult to navigate, especially in elitist environments.
But Binti is gripped by the challenge of the new. Her journey of self-discovery begins when she decides to leave village life, defying her ancestors’ dedication to their land and cultural identity. Binti explains that tribal knowledge was handed down orally as her father had taught her 300 years of oral lessons “about astrolabes including how they worked, the art of them, the true negotiation of them, the lineage … circuits, wire, metals, oils, heat, electricity, math current and sand bar.” Her mother had also transmitted mathematical insights and gifts, but never in formal educational settings. Family unity and protection were paramount.
Binti symbolizes the trailblazer who encounters politics, racism, stereotypes, ignorance, systemic inequalities, gender inequities, classism and so on. Additionally, she faces the strong pull of past traditions since she is the first member of her family and tribe to attend a formal educational institute.
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Afrofuturism offers a way for Black people to envision their futures, as Missy Elliot’s futuristic music videos exemplify.
Some Black individuals living such stories will inevitably encounter feelings of isolation, lack of belonging and self-doubt. Their internal battles will pit self-trust and the drive towards the new against the safety and security of the past. They will have to develop a secure sense of self and an understanding that it does not matter how far they travel among the galaxies because everyone has unique gifts they can contribute to the universe.
Against the pull of anxieties and insecurities, Anthony graduated with a master’s degree and a PhD; he currently has a post-doctoral fellowship — yet is in another galaxy of his own among the stars.
Afro-Caribbean Black people living in white settler, colonized nations such as Canada face discrimination and negative stereotypes. Afrofuturism can enable Black communities to reimagine new possibilities, especially when the future trajectory for Black Canadians is at times uncertain.
About The Authors:
Anthony Q. Briggs, Research Fellow, Department of Sociology, Anthropology, Social Work and Criminal Justice, Oakland University and Warren Clarke, PhD student, Department of Sociology, Carleton University
This article is republished from The Conversation under a Creative Commons license.
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Driving Lessons - Package driving school
Package Driving School Melbourne offers skilled driving coaching categories also as automobile rent for pre check observe in cheap rates. Call us: 0412503192.....see more
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Thomas Hellmann On Entrepreneurship Books And Finance Books
This Finance book is quite short; however, it gives very concrete suggestions about the best way to change your funds having a couple of simple adjustments. It shows the significance of saving and just how compound interest and investing can result in a wealthy existence.
It’s not necessary to see a large number of personal finance books, if you wish to get smarter regarding your money. Actually, that may be also harmful to your financial health. One thing people get crushed by is complexity, states Bruce Sellery, who just ends up having written our favorite money books ever. As far as he’s concerned, no matter which financial vision you reside by simply you have one.
No matter how you walk-in, or you have a detour on the way, just as long as you retain placing one feet while watching other. In addition, if you want metaphors like individuals, you realize which book to choose.
Mr. Rosling had little truck with individuals who would deny the advantages of industrialization (including automatic washers) to individuals residing in poor countries. However, his great gift ended up being to deliver his data with clearness and ease of truthfulness is not even close to dry financial aspects textbook understandably. That helped me turn my thoughts, for an additional farewell blog, with other books on finance and financial aspects, which were both readable and insightful.
Below is definitely an eclectic list, in alphabetic order by author surname. I compiled a summary of books on her to see whenever she felt enjoy it. Despite the fact that she isn't as thinking about the topic as me, it's certainly made her more conscious of things I am doing, she or he is more, and more focused by herself finances too.
I would also like to point you to this amazing Finance Books list about investing and trading that I found. IT provides the best finance book reviews and allows you to easily order these books on Amazon.
Despite the fact that I've been studying about money, finance, and investing since I made my first couple of dollars like a teen, Irrrve never produced an economic plan. He applies this philosophy at his firm, where employees receive baseball cards that highlight both their weaknesses and strengths. This method he believes results in more significant relationships and work.
Around the switch side, how you can Retire Happy, Wild, and Free: Retirement Knowledge That You Simply Won’t Receive from Your Financial Consultant isn’t just as much about taming your money when preparing for retirement because it is about retiring well on which you've were able to save. People you will possibly not otherwise suspect, who operate in normal (achievable professions) but who have accumulated huge savings and investments and also have achieved financial independence.
Each one of the books offers some real understanding of personal finance and investing. Perhaps the very best factor are going to enhance our finances would be to never stop learning. Studying great books about money allows us to develop new strategies, invest more wisely, as well as make the entire process of managing our money rather less painful.
I got myself the savvy women money book about 14 years back around Australia and it is a magazine I get each year and re-read. It’s a beginners book nevertheless its lighthearted and extremely discusses how modern women can take full advantage of the cash they've through not wasting money, investments, along with other ways to make money.
It's Australian so has things that may not apply to New Zealand. Although this book isn’t about personal finance particularly, it offers a fantastic consider among the finest financial minds running a business today. Alice’s book provides an unparalleled view into Warrens early existence, and just how a few of the basics of cash and private finance have offered to create him among the wealthiest individuals in the world.
This short article or publisher contains references to services or products from a number of our advertisers or partners. We might receive compensation whenever you click links to individual’s services or products. When I first look at this book after I was 12 years of age. Seriously. It had been on my small parent’s bookshelf and initially when I first started dreaming about being a uniform millennial. You might express it began my passion for money and private finance. I was amazed to understand that many millionaires would be the people who you do not expect they are more inclined to reside in modest houses and drive old cars. Why they are millionaires is they saved, invested, and live below their means.
This book analyzes habits of millionaires so that you can learn to build them as well. This book trained us a lot and that I lately re-see clearly again almost twenty years later and it had been much better than I appreciated. It provides extensive practical tips that you could begin using immediately and can impact all of your existence.
While America Aged illuminates the scope from the problem were facing, and warns the worst is yet in the future. Using the narrative flair and talent for decoding financial ambiguities that readers have started to depend on, Lowenstein brilliantly chronicles three fascinating pension cases: the collapse from the over-obligated Vehicle, the pension strike that stopped New You are able to a city’s subways and effectively shut lower the town, and also the scandalous bankrupting from the affluent corner of Los Angeles, the town of North Park.
Not just compelling historic sagas wealthy with detail and unforgettable figures, each story also functions being an object lesson. Lowenstein warns these pension wars are just the start of the retirement and healthcare crisis we'll face when we don't find methods to address this latest moral hazard. Governments and corporations across the nation used pensions like an apparently good way to curry favor with unions (easy since the expense could be deferred until a later generation).
However, with cumulative retirement deficits approaching $1 trillion, your day of reckoning has showed up. Shaun Rose is really a Certified Financial Planner and Army combat veteran. He founded the web site Good Financial Cents, and it is the writer of the greatest-selling book, Soldier of Finance.
In the book, Shaun uses the idea of Fundamental Training just to walk readers through understanding personal finance topics, large and small. The writer confirms that the average investor may become a professional in the own field by obtaining winning stocks effectively. All they have to do is take serious notice from the existing market, locate a potentially effective company, and carry the chance before professional grabs it. Simple to follow directions are pointed out within this captioned book. There has been hundreds, otherwise thousands, of books discussed investing through the years.
Many are great, while some are very well not too great, to place it kindly. Many good books are out there! I'd add some Wealthy Barber and i'll Educate You to definitely be Wealthy for PF, and Financial aspects in a single Lesson like a primer to being familiar with chance costs and lots of common economic fallacies.
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What Are The Advantages Of Automatic Driving Lessons?
Learning how to drive can be a challenging experience as there is a lot to learn. You must learn how to control your car, identify hazards, know road rules and regulations and adopt safe driving techniques. While learning, you’ll probably start planning what type of car you want to drive, and whether to get automatic or manual driving lessons. If you don’t want to drive your car manually, then you must learn to drive in an automatic car. Make sure to attend driving lessons from the driving school in Cranbourne East to simplify your learning experience. While there are advantages to manual driving, this article is going to provide advantages of getting driving lessons in an automatic car. Here are the advantages of automatic driving lessons.

A Simpler Learning Experience
The main advantage of automatic driving is how much simpler the experience is right from the moment you get inside the car or when you turn on the engine switch. In the case of the manual transmission, you need to hold the clutch down at the time of ignition, and then while you drive, you need to spend your time juggling gear shifts and clutch whenever you decrease or increase the speed. When it comes to an automatic car, this process is handled by the car itself, which lets you focus more on the traffic, road, identifying potential hazards and communicating with your driving instructor.
Focus More on Developing Hazard Perception Skills
Automatic cars don’t need that much coordination as manual driving cars, since you won’t have to divide your attention between internal things like clutch and gear shift timings, engine sounds, and external things like traffic and hazards. Automatic driving allows drivers to focus more on the road, traffic, and potential hazards.
Keep Both Hands on the Wheel
With an automatic car, you can able to keep both your hands on the steering wheel for much longer as you don’t require changing gears manually. For the learner drivers who get very nervous, this can help them to increase the level of confidence to have more control of the car at all times.
If you are looking for the most comfortable setting, getting automatic driving lessons is the best option. This will also help you to gain the experience and confidence you need on the road to maintain proper safety.
Automatic Is More Common in Australia
In other parts of the world, manual driving is still the most used option, and some vehicles such as vans or trucks with manual transmission are still more popular. But, when it comes to Australia, cars with automatic transmissions are more common than manual cars. Moreover, you will find many driving schools in Narre Warren South that includes driving instructors offering lessons on automatic driving at reasonable rates, which is significantly less when compared with manual driving lessons. This is mainly due to the limited supply of driving instructors offering manual lessons.
Hope, you came to know the advantages of automatic driving lessons. If you like the content of this article, don’t forget to share it with your friends, and get back to us!
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Find Best Driving Lessons in Narre Warren
Seeking quality driving lessons in Narre Warren? Choose from a variety of programs tailored to your needs. Drive safely and confidently.
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New story in Politics from Time: The Real 2020 Battle Lines: ‘Hope’ Versus ‘Change’
Twelve years after Barack Obama won the White House on a motto of “hope and change,” the four top-polling Democrats competing to succeed Donald Trump in 2020 have mined that message for parts: this time, hope is on one side; change on the other.
The Hopers include former Vice President Joe Biden and South Bend, Ind., Mayor Pete Buttigieg, both of whom have staked their campaigns on a soothing promise of restoring American unity. They talk about peace and forgiveness, about bridging the divide and bringing white working class voters back into the fold. “We choose hope over fear! We choose unity over division!” Biden likes to say on the stump. Buttigieg, who often says he’s reaching out to “future former Republicans,” promises “a White House that you can look at on the news and feel your blood pressure go down a little bit.” (This week, New Jersey Senator Cory Booker, another Hoper who has campaigned on “radical love” and “coming together,” announced a new tour of Iowa called “Lead With Love.”)
The Changers, meanwhile, include Senators Bernie Sanders and Elizabeth Warren, who are positioning themselves as fighting for systemic overhaul. Their campaigns promise sweeping economic changes to benefit an American middle class increasingly beleaguered by languishing incomes, mounting debt and systemic inequalities that seem forever warped in favor of the rich. Bernie Sanders, who has long campaigned on “revolution,” recently had a viral moment when he asked supporters to promise to “fight for someone I don’t know.” Warren, often with a fist in the air, strikes a similar tone. “Anyone who comes on this stage and tells you they can make change without a fight is not going to win that fight,” she says.
This divide between Hopers and Changers is more than just messaging. It’s a glimpse into the emotional tension underpinning the Democratic primary—and that matters. Policy wonks and Washington pundits like to describe the Democratic primary as an ideological tug-of-war: moderates versus progressives, centrists versus an insurgent Left, pragmatic policy tweaks versus sweeping proposals. But politics are more visceral than that. Voters are humans who make decisions based on gut and mood, not white papers. They may harbor preferences about one candidate’s proposed tax policy over another’s, but they’ll end up voting for the person that best reflects their vision for the future of America. Do they want to heal the country after Trump’s divisive term? Or do they want to burn the whole rigged system to the ground? Which is more important, hope or change?
And here’s the twist: those emotional preferences don’t always break down on predictable ideological lines. Just look at the 12% of Sanders 2016 voters who picked Trump in the 2016 general election. Or the 6.7 million who voted for Obama in 2012 and then for Trump four years later. Those decisions helped decide that election—and they were gut decisions, not policy calculations.
From churches in South Carolina and high school gyms in Iowa to old opera halls in New Hampshire, voters have explained to me their decisions in emotional terms, not ideological ones. Some working class, culturally conservative Democratic voters are gung-ho for Sanders, precisely because of his promise to overturn a system that feels rigged. And some left-leaning Democrats, exhausted by partisan battle, told me they plan to support Buttigieg precisely because they’re yearning for the nation to return to relative political calm.
The standard Washington narrative has it that moderate candidates like Biden and Buttigieg (along with new entrants like billionaire Michael Bloomberg and Massachusetts Gov. Deval Patrick) will attempt to win by wooing independents and swing voters, while progressives like Sanders and Warren will attempt to win by electrifying the base and driving voter turnout. But if there was ever a lesson from 2016, it’s not that simple. Now more than ever, it’s about emotion over ideology.
Laura Hubka, chair of the Howard County Democrats, who served as an Iowa precinct captain for Sanders in 2016, told me she was supporting Buttigieg in 2020 not because her ideology has changed, but because her mood has: “Trump made things different,” she says. “The world looks different to me now.” Meanwhile, some Republicans suggest that Sanders—rather than more centrist candidates—is Trump’s biggest competition among rural voters. “I worry about him the most,” former Wisconsin Governor Scott Walker told McClatchy, describing Sanders’ antiestablishment bonafides. “Because I think a lot of voters, particularly in the bubble, forget it’s more about a gut check than a policy list.”
When I ran this taxonomy by some Democratic strategists—dividing the Democratic field into Hopers versus Changers, healers versus fighters—they agreed that voter behavior is rarely determined by ideology alone. “Ideology is generally a surrogate for other things,” Democratic strategist David Axelrod told me. When Obama was elected in 2008, he explained, it was partly because of his opposition to the war in Iraq, but it was also “more about a style of leadership that offered hope to get out of a very dark period in our politics.”
Rashad Robinson, executive director of Color of Change, said that Democratic voters’ preferences in 2020 are also shaped in part by their experience of the Obama years. “If you believe that we achieved what we needed to achieve in the Obama years, you’re a healer,” he said, explaining that those voters are going to be more drawn to messages of hope. “If you had a different opinion about what we could achieve, and we didn’t quite get there, then you might be a fighter: because you recognize that the forces that stood in the way of so much of what Obama wanted to do are not going to be disrupted just by bringing people together.”
The first caucus in Iowa is still is still two months away, an eternity in campaign-time. But it’s already clear that this primary season will play out at the intersection of two historical crises that could have very different implications for voters’ moods.
First: never in American history has an incumbent President headed into a re-election campaign under an impeachment inquiry. And in times of national crisis, Democrats historically have tended to win with a calm, hopeful message. After Nixon’s resignation, Carter successfully ran on a message of returning a “good, and honest, and decent” government to the American people. After two terms of George W Bush’s wars, Obama successfully ran on a message of audacious hope. In fact, every Democrat elected to the presidency since the 1960s won on an optimistic, unifying message. Score one for the Hopers.
But the second historical crisis points in a different direction: beyond the sturm and drang of the Trump presidency, Americans are grappling with the most unequal economic landscape since the Gilded Age. According to the Federal Reserve, the top 1% of Americans now own 29% of the nation’s wealth: that’s more than the wealth of the entire American middle class, combined. And it’s gotten dramatically worse through the Obama administration. In the 10 years since the Great Recession, households in the top 0.1% have seen their incomes rise 30%, while most Americans have seen their modest wage increases eaten up by soaring costs. While the stock market is high and unemployment is low, the majority of Americans are putting in longer hours, working more jobs, and making only marginally higher wages while paying more for everything from education, child care, housing, and health care. The middle class is exhausted, underwater, and pissed off. That’s a point for the Changers.
So Democratic voters are teed up this cycle, but they’re teed up for different reasons. Those who see Trump as uniquely dangerous—his overtures to dictators, his administration’s parade of corruption scandals, his invitations to foreign leaders to interfere in our democracy—believe that getting rid of him will pave the way for a hopeful future. Those who are furious at the structural inequalities that persisted over the last decade—rampant income inequality, a dying planet, unaffordable health insurance, crushing student debt—believe that Trump is merely the symptom of a corrupt system, one that needs to be overhauled with major structural change.
So which of these two impulses will win out? Right now, the polls are split. According to a Nov 1 New York Times/Siena poll, 55% of Iowa voters want a candidate who will find common ground, while 43% want someone who will fight for a bold, progressive agenda. When the question is asked a different way, the answers flip: 54% want a candidate who will fundamentally change America, while 42% want a candidate who will bring politics back to normal. Either way you cut it, the divide is real.
But other polling suggests that the truly persuadable voters are drawn to those who can restore hope. According to a New York Times/Siena College poll of voters across six competitive states, more than 8 in 10 persuadable voters are looking for someone who can bring the country together over someone who will fight for a progressive agenda. Three-quarters said they preferred a moderate over a liberal. Pennsylvania Lieutenant Governor John Fetterman, who supported Bernie Sanders in 2016, now cautions against an increasingly purist progressivism. The candidate most likely to win Pennsylvania voters, he says, is someone who “embraces a muscular version of progressivism but not one that that’s too extreme, the one who understands that there are people who may have voted for Donald Trump but they shouldn’t be written off.”
The primary, then, is not just a contest between fifteen different candidates. It’s a choice between two paths forward for both the Democratic party and the nation. Will voters pick a candidate who promises to return to a more hopeful America, or will they pick a candidate who promises to fundamentally transform it?
By Charlotte Alter on December 04, 2019 at 12:46PM
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The Psychology of Investing In Gold
Human civilization has an insatiable lust for gold.Because gold is dispersed widely throughout the geologic world, it became prevalent in human cultures and religious ceremonies across the globe. Dating back millennia.
Last year, two large tombs were discovered and excavated at the site of the ancient city of Pylos in southern Greece. Inside the 3,500-year-old tombs, archaeologists found remains of gold jewellery and thousands of pieces of gold foil, remnants of the sheets of gold that once lined the tomb floors.
The ancient Egyptians considered it a symbol of eternity and referred to it as “flesh of the gods”. Consider the tomb of the boy-king Tutankhamun. He was enshrined in three gold coffins and his finery included a gold funerary mask.
Gold may no longer be used in tombs, but it does line the walls of the vaults of central banks.
Gold has been a symbol of wealth and power, a store of value, a means of exchange, legal tender, and has facilitated global trade. It is evident that it was considered the most powerful representation of wealth when nations adopted the gold standard which directly linked the amount of a nation’s currency in circulation with the amount of gold that it held in reserve.
A few generations ago, when our ancestors did not buy stocks, when there were no Gold ETFs, where investment options were extremely limited, gold provided a great deal of security due to its recognition anywhere in the world.
Psychiatrist Dale Archer, who discusses markets and human behaviour wrote in A Psychology Lesson: Chinese citizens have always bought and held onto as much physical gold as they could afford, because it’s ingrained after generations of instability. Forced to flee their villages and homes by famine, war and constant government repression, gold was the only thing they could take with them.
In The Great Partition: The Making of India and Pakistan, a Sikh woman Taran relates how her mother took all the gold and tied it in handkerchiefs and distributed it among different family members for safekeeping. We did not know where each of us would end up – this gold was our security.
*You cannot talk of gold and ignore critical components of human psychology*.
So when the debate on gold as an investment arises, it is not as simple as it evidently appears to be. There are layered nuances that go into its timeless allure and mankind’s love affair with it over millennia.
It is fundamentally seen as a way to pass on and preserve wealth from one generation to the next. But it has also been a go-to investment during times of fear and uncertainty, which tend to go hand-in-hand with economic recessions and depressions, and conflicts, wars and geo-political turmoil. The security it gives to people, specially those who live in rural areas or volatile environments, is unmatched. As Warren Buffet once said, “Gold is a way of going long on fear”. Gold is a universal currency. If you have to flee to another land, your currency may be trash, but not gold.
David Tuckett, an expert in Economics and Psychoanalysis, and a Fellow of the Institute of Psychoanalysis in London, spoke about the cognitive and emotional narrative that surrounds gold as an investment. In an interaction with Wall Street Journal years ago, he said that gold has a deep meaning and fundamental connect for most humans, since there is a shared consensus about its attractive element and acceptability.
The perception of an investor when he or she buys gold could be radically different from the frame of mind when other investments are considered. If you are considering buying gold, ask yourself what the narrative is that is framing your point of reference.
Is it fear that is driving you? Fear of social unrest? A civil uprising? A war?
Are you concerned about hyperinflation? In such a situation it is understandable if you want your money to be best preserved in gold.
Do you believe that you are well positioned in the gold cycle to take a tactical bet and exit when you make a tidy sum?
Are you using it as a hedge against the depreciation of the rupee?
Are you using it as a portfolio diversifier?
Do you have an exit strategy?
Take a step back and answer these questions to reveal whether your decision is based on emotion or fear or knowledge. Once you do that, you will get much more clarity as to whether or not you need gold, and in what form.
To know more about Investment in Gold, you can visit our website http://www.jayantharde.com or contact our representative at +91 712 2282029 or meet us at 51, Gurukripa, Old Sneha Nagar, Wardha Road, Nagpur.
Source: https://hardejayant.blogspot.com/2020/07/the-psychology-of-investing-in-gold.html
#investment in Gold#gold bonds#gold stock#gold etfs#gold price investing#jayant harde#lic agent in nagpur
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Financiers make Warren Buffett-like moves in the middle of coronavirus crisis
not easily fixable by the government. ” data-reactid=”16″ type=”text”>< p content=" Markets have actually been hammered by coronavirus outbreak fears and an oil rate war, dropping nearly 20%off their February highs. The idea of a large-scale "remain at home" situation might prove to be a significant economic issue not quickly fixable by the federal government ” data-reactid=”16″ type= “text “> Markets have been hammered by coronavirus outbreak fears and an oil rate war, dropping nearly20%off their February highs. The thought of a massive” stay at home” circumstance could show to be a significant financial problem not easily fixable by the federal government
< p material =" Amidst the panic, significant U.S. investment brokerages like Fidelity, Lead, and T. Rowe Rate-- which have about $ 9 trillion under management combined-- are trying to preempt clients from fear selling, by telling them to " persevere“” data-reactid=”17″ type=” text” > In the middle of the panic, major U.S. financial investment brokerages like Fidelity, Vanguard, and T. Rowe Rate– which have about $ 9 trillion under management combined– are attempting to preempt clients from fear selling, by telling them to” stay the course“
This guidance– to think long term and not respond to the daily gyrations of the stock exchange– is exactly what iconic investor Warren Buffett, CEO of Berkshire Hathaway, has actually said on many occasions— consisting of the 2008 financial crisis when he composed in an op-ed,” Buy American. I Am. “
In his op-ed, Buffett stated he believed in the American economy and its companies, making the case to remain in or enter into the marketplace if you want to invest for the long term, due to the fact that” equities will likely outperform cash over the next decade, probably by a significant degree.”
According to Vanguard, some financiers are doing just that.
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Warren Buffett, Chairman and CEO of Berkshire Hathaway, smiles as he plays bridge following the annual Berkshire Hathaway shareholders fulfilling in Omaha, Neb., May 5,2019( AP Photo/Nati Harnik)
“Throughout the last week of February and the first week of March, the majority of families trading moved cash into equities instead of into fixed earnings( bonds and cash),” Vanguard’s Amy Lash informed Yahoo Finance. “More than 7 in 10 households trading moved into equities.”
Lash added that while there has been a total increase in trading from Lead clients, only 1%are making relocations, compared to a common day’s 0.4%. Individuals with only retirement strategy accounts– as opposed to taxed brokerage ones — have actually barely touched things. Less than 0.3%of Lead’s 30 million consumers have made any trades over the past month, according to Lead.
This narrative reveals that while there may be significant selling driving the markets lower– the S&P 500 index is at last May’s levels since Monday’s close — typical retail investors are looking ahead– to when the coronavirus will be under control and the worries soothed.
For numerous typical investors, the cost is best” data-reactid=”
counterintuitive given the day’s huge selloff, with major stock indexes off by more than 7%. It was a busy Monday, with 57%more logins at Fidelity than the average Monday over the past 12 months.” data-reactid=”46″ type=”text”>)” type=” text” > For many typical investors, the cost is right
This isn’t the only Buffett-esque lesson retail financiers are heeding.
< p material =" Brokerage accounts at Fidelity saw an equity buy-to-sell ratio of 2.11 to 1 on Monday. That suggests that for every stock sale, there were more than two purchases-- rather counterproductive provided the day’s big selloff, with significant stock indexes off by more than 7%. It was a hectic Monday, with 57%more logins at Fidelity than the typical Monday over the past 12 months.” data-reactid=”46″ type=” text” > Brokerage accounts at Fidelity saw an equity buy-to-sell ratio of 2.11 to 1 on Monday. That implies that for every stock sale, there were more than 2 purchases– somewhat counterintuitive given the day’s big selloff, with significant stock indexes off by more than 7%. It was a hectic Monday, with57%more logins at Fidelity than the average Monday over the past12 months.
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Fidelity’s order book on Monday, March 9,2020. The marketplace went down 5 %, but people bought a lot of stocks.( Fidelity )
” Clients are using the market volatility to add equities to their portfolio,” Fidelity’s Robert Beauregard told Yahoo Finance.
Fidelity clients are doing exactly what Buffett does. When a stock he likes goes under a particular limit, ending up being cheap enough, he frequently buys more of it.
” The most typical situation is that clients already own the position,
common stocks people are lapping up? Apple (AAPL), Microsoft (MSFT), Inovio Pharmaceuticals (INO), Tesla (TSLA), and Amazon (AMZN). (Inovio said last week it was accelerating the timeline for development of a coronavirus vaccine and expects to start human trials next month in the U.S.)” data-reactid=”74″ type=”text”>think in the company, and are adding to their existing position at a’ discount,'” Beauregard said.
< p content=" The most common stocks individuals are lapping up? Apple( AAPL ), Microsoft( MSFT), Inovio Pharmaceuticals ( INO), Tesla ( TSLA), and Amazon ( AMZN). (Inovio stated last week it was accelerating the timeline for advancement of a coronavirus vaccine and expects to start human trials next month in the U.S.)” data-reactid=”74″ type= “text “> The most common stocks individuals are lapping up? Apple( AAPL), Microsoft( MSFT), Inovio Pharmaceuticals ( INO), Tesla( TSLA), and Amazon(AMZN&) ).( Inovio stated last week it was speeding up the timeline for development of a coronavirus vaccine and anticipates to start human trials next month in the U.S.)
< p material=" For index funds and ETFs, SPDR S&P500( SPY )saw 7 purchases to every sell, iShares Core S&P 500 ( IVV )8.8, and Lead’s S&P500( VOO) a whopping 9.” data-reactid=” 75″ type=” text” > For index funds and ETFs, SPDR S&P500( SPY
low-cost S&P 500 index fund,” he wrote in his 2016 Berkshire Hathaway annual shareholder letter.” data-reactid=”76″ type=”text”>) saw 7 purchases to every sell, iShares Core S&P500( IVV ) 8.8, and Vanguard’s S&P 500( VOO) a whopping 9.
< p content=" Those 3 funds duplicate the S&P500 index, which itself is perhaps the best representation of the broader U.S. economy. Buffett would approve:" My routine suggestion has been a inexpensive S&P500 index fund,” he wrote in his2016 Berkshire Hathaway yearly shareholder letter” data-reactid=”76″ type=” text” > Those three funds duplicate the S&P500 index, which itself is perhaps the best representation of the more comprehensive U.S. economy. Buffett would authorize:” My regular suggestion has been a low-cost S&P500index fund, “he composed in his2016 Berkshire Hathaway yearly shareholder letter
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< p content=" Ethan Wolff-Mann is a writer at Yahoo Financing focusing on customer concerns, personal finance, retail, airline companies, and more. Follow him on Twitter@ewolffmann ” data-reactid=”78″ type=” text” > Ethan Wolff-Mann is a writer at Yahoo Financing concentrating on customer problems, individual finance, retail, airline companies, and more. Follow him on Twitter @ewolffmann
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Read the latest financial and business news from Yahoo Finance” data-reactid=”87″ type=”text”>
Is the stock market overreacting to the coronavirus?
Twitter, Facebook, Instagram, Flipboard, LinkedIn, YouTube, and reddit.” data-reactid=”88″ type=”text”>
< p content =" Check out the most recent monetary and company news from Yahoo Finance” data-reactid =”87″ type=”text” > Read the most recent financial and organisation news from Yahoo Financing
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from Job Search Tips https://jobsearchtips.net/financiers-make-warren-buffett-like-moves-in-the-middle-of-coronavirus-crisis/
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