#I invested a lot of my time and funds to jumpstart my own business!

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Bay 100 Players Club Review

Bay 100 Players Club: Is it too good to be true?

You have come into some cash, Your looking for a Course on how to Sell on eBay for beginners and now you are wondering what would be a good investment opportunity. You have thought about e-commerce but given the fact that you have very little background, it just doesn’t seem worth the effort. Not to mention the enormous amounts of upfront investment you’ll need to put down. It seems risky and no one likes unnecessary risk when it comes to money. You have heard whispers of the newest trend in e-commerce investments, the Bay 100 Players Club. But is it all too good to be true, or will it make you feel like it is time to put your money where your mouth is? My Bay 100 Players Club Review will help you make the best decision of you life.

What is the Bay 100 Players Club?

Bay 100 Players Club is an e-commerce sales system designed explicitly for sales on eBay. It is said to be an excellent investment due to the generation of quality sales at significant volume. It happens by analysis of the high-demand products that can be drop-shipped. Someone who provides a drop-ship service provides goods by direct delivery from the manufacturer to the retailer or customer. Now, this might sound trivial, but there are many pros to dropshipping. These include low startup costs and low costs of inventory.

Nahar Geva created the sales system in conjunction with Barry Plaskow. Nahar Geva is one of the world’s most successful eBay traders. Barry Plaskow is the owner of Really Successful Ltd. By combining forces, these two have created a product that they state offers an unfair advantage to the ordinary man. Bay 100 Players Club combines Nahar’s practical experience and insider knowledge of successful approaches to profiting from eBay along with Barry’s terrific success in marketing. These two have impressive backgrounds, but are their products as successful and unique as they claim to be?

Bay 100 Players Club boldly states that it gives full access to the key features needed to make a success of online trading on eBay. A pretty bold claim, but is there any truth in it?

What are the Key Features of Bay 100 Players Club?

Accurate eBay Analysis Software

Complete Training

Tracking in-demand products

Finding drop shippers

Assisting with keywords for optimized listings

Traffic at no cost

No advertising costs

No investment money needed on stock

The Pros of Bay 100 Players Club

Zik Analytics

Nahar is a long time expert in the field of eBay systems. He has applied his expertise to create his in-house software called Zik Analytics. This software allows for the analysis of supplies, products, and trends in eBay sales in real-time. It means that people with access to the Bay 100 Players Club always know what is in the highest demand right now. It is a jumpstart of information that puts them way ahead of someone who is analyzing alone. It is a great benefit for most people as it means they don’t have to examine their own. So, instead of focusing on analysis and background work, Bay 100 Players club members can concentrate fully on front-end sales. This also means much less pressure on newbies, since time is money in the world of e-commerce.

Current Winning Products

By completing an in-depth analysis of products that are currently in high demand, Bay 100 Players Club gives its members winning products. Since it is all happening in real-time, members don’t have to be concerned about ending up with last year’s favourite products that won’t sell anymore. Instead, people with access to Bay 100 Players Club can stock their stores with products that will sell fast due to the demand for the products right now.

The user has access to results that are regularly updated with optimal products that should sell on eBay. As a result, members’ accounts will be very lucrative and have great rankings and visibility.

No Branding Needed

It is challenging for any new business to get its branding out globally, resulting in many e-commerce businesses failing. Bay 100 Players Club offers a gateway to using a trusted and world-famous brand name.

Say Goodbye to Marketing

Bay 100 Players Club sets out to eliminate its members’ concerns about marketing. There is no need to spend time or money on writing or outsourcing to copywriters.

Someone with access to Bay 100 Players Club’s only focus is to stock the store with winning products.

Faster Traffic

Nahar’s system gives you the winning products in real-time. This means that your products are in the highest demand right now. As a result, customers come to you in large numbers and at great speed.

A Helping Hand

Since eBay loves to back success, eBay plugs you more and more into their system as you sell the winning products given by Bay 100 Players Club. It’s a win for both the members of Bay 100 Players Club and eBay since eBay sells well when stores sell well.

The Cons of Bay 100 Players Club

Two Variants

Bay 100 Players Club is selling two options instead of a single system. The two systems are gold and platinum, with the platinum option being the upgrade. People might be wary of a two-system split-level product, but I don’t see it that way. Rather, it is quite considerate since not all people who are starting have the same budgets.

Someone who buys the gold version will still be given access to the software, which includes updates. They’ll also receive comprehensive training, as well as interactive forums for help. In contrast, the more expensive platinum version allows the double duration of access, a significant number of drop shippers a month (over 1000). It also provides integrations for Shopify, which can be helpful for those who like to run different e-commerce stores, too.

Public Scrutiny

It’s not uncommon for systems like this to come under severe scrutiny from the public. People regularly question the genuineness of this system. However, the vast knowledge and proven success of Nahar Geva coupled with the impressive results that Barry Plaskow’s company gets for their members regularly is enough to put even the most doubtful mind to rest.

The two of them are confident that Bay 100 Players Club is a successful system with a full 30-day money-back guarantee.

What is the Final Verdict?

This system has many people questioning whether it is too good to be true. I must say, after some examination, I think it is a great system. Breaking into e-commerce is one of the most challenging things to do. Several newbies give up after draining their finances on upfront investments. The lucky ones who still have funds left to feel overwhelmed because if you are new in e-commerce, there is a lot to learn.

This program removes these obstacles. People wanting to start out don’t need to break the bank with upfront investments because no upfront investments are required. Another fantastic factor of great relief is that the Bay 100 Players Club takes care of all the marketing and analytical elements of e-commerce. It is a load off the shoulders of beginners, experienced, failed, and advanced online marketers alike.

Only one question remains. Are you ready to be successful? If the answer is yes, success is just a click away. Make the first click towards success. You know you want to.

I hope you enjoyed my Bay 100 Players club review Good Luck .

Paul

Learn More About Bay 100 Players Club

Buy Bay 100 Now

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No, You Are NOT Going Too Far in Pursuit of Financial Independence

I was talking to my buddy and co-worker Craig Curelop recently. It was about 7:00 p.m., and we were having one of our not-infrequent discussions about financial freedom late after work. As usual, Craig was cooking dinner at the office after his workout. I suspect that he was cooking here in an effort to save money on electricity that hed otherwise have to use to cook at home (I cant even tell if Im joking about that or not). I was just here late, trying to catch up on emails. For some time, wed been having a debate about his approach to attaining early financial freedom. I was claiming that Craig goes too far in his pursuit of financial freedom. Craig was politely dismissing my claim and insisting that he was perfectly happy with his situation. Craigs Obsession with Financial Freedom Now, I think I have some good reasons to think that Craig is going pretty hardcore in pursuit of early financial freedom. He does a LOT. Craig house hacksin a house that is eerily similar to the property I first bought back in 2014my first house hack. His home is just a few blocks away from my property, but a bit newer and nicer. Craig, however, gets a far better financial return from his investment than I did and will likely do better with his investment than me over time, even though I bought an investment that has better numbers as a traditional rental property. How does he do this? Simplehe rents out his bedroom on Airbnb and sleeps on the futon in the living room! Craig bikes to workevery day. Thirty degrees and snowing like it is on the day I write this? Craig is still on his bike. Craig rents out his car on Turo, netting positive every month on vehicle expenses. Craig does not eat sugar. Craig does not consume alcohol. Craig is involved in extra-curriculars like Toastmasters in an effort to constantly improve himself. Craig reads incessantly. Craig hang-dries his clothes to save money on electricity. Craig gets up at 5:30 a.m. each morning to pursue his goals. Craig meets investors and potential contacts multiple times per week. Craig has literally optimized almost every part of his life in pursuit of early financial freedom. Is this too much? I certainly thought so at firstand I told him so. I thought so until our conversation the other night, when I suddenly remembered what I did to jumpstart my journey to financial freedom.

Related: 7 Daily Habits of Real Estate Investors Who Seek Financial Freedom My Obsession with Financial Freedom See, when I got started on this journey, the term house hacking (but certainly not the concept, which has been around forever) had just been invented by Brandon Turner in this article. The concept of biking to work was completely foreign to me. In fact, every single person I had ever even heard of (excluding the 40-year-old virgin) drove to work or took public transit. Riding a bike had just had not presented itself as an option until I began reading a blog called Mr. Money Mustache (one of my favorite blogs of all time). In spite of friends and family who thought I was crazy, I bought a house hack. I took this Mr. Money Mustache guys advice and biked to work. I read over 100 personal finance, business, psychology, and career-related books. I quit a stable, hard-earned job with middling corporate opportunity to pursue a highly risky job at a startup. I networked with investors all over the city. I tried to get up early to pursue a version of the Miracle Morning even though I hated it and am a night owl. I cooked all of my own meals and almost never consumed anything that even approached unhealthy. I kept a daily log. I even hung dry my laundry instead of installing a dryer. I did this for years. I still do much of this. I dont regret it one bit. In fact, looking back, I wish Id been more like Craigmore obsessed, more (not less) productive. You Dont Have to Be Perfect Forever! The reason I initially thought that Craig was doing too much was that I am currently growing soft. Nowadays, I still house hack. I bike to work, but much less frequently, and often on a custom built e-bike that I put together over the summer that is pretty awesome. This is partly due to a nasty foot injuryI suspect I will resume with biking more regularly on the road bike as the foot continues to improve and the weather gets nicer in the spring of 2018. I cook less and eat out a few times per month. I love Chinese food and am willing to splurge on it now a bit. I enjoy dates at casual restaurants with my girlfriend. I have a dryer. I still spend very little compared with your average American, but its creeping up a bit. I sometimes forget that Ineeded to do the hardcore things that Craig is currently doing to get where I am. Are they things that I want to do for the next 50 years? Are they things that Im even still doing today? No, not all of them. Am I proud that I did them and happy that they contributed to my current position? Absolutely. But the point of all of this is that I can afford to bring some luxuries back into my life now. I have enough passive income to purchase some of these things and still get ahead. And while my passive income more than pays for my lifestyle as things stand, it is not yet enough to comfortably fund the life I could see myself wanting in the futurea life that will involve fewer still of these optimizations. As my portfolio continues to grow over the next few years, I see a more permanent house in my future. I see potential pets. I see a very nice, large kitchen and a significantly improved bathroom in a future residence compared to my present situation. I see some luxuries that Id truly enjoy, like maybe a backyard or garage filled with home gym equipment (purchased second-hand via Craigslist, of course). I see myself gradually approaching a lifestyle that anyone would call middle or upper-middle class. But Ill be able to live that lifestyle at extremely low cost, with minimal waste, and fund it entirely with a surplus from real estate cash flow. This result will unfold gradually, as I consistently increase my passive income in the coming years. And this is possible solely because of the optimization that I implemented in the past and am continuing to ride in the present. Im starting to get soft, and I may well continue to soften in the future. To plan on living an entire life of perfect optimization would defeat the purpose of pursuing financial freedom. I seek bit by bit to build the exact life I wantand to only increase my standard of living in proportion to my passive incomeand never in excess to the point where I will grow fat and lazy. Im willing to go without some of the things I eventually aspire to in order to make that dream a reality. Craig has a similar vision. Craig will not be living on a futon forever. As his wealth grows, as he eliminates his student loans, and as these choices become less and less meaningful to his financial position, I am certain that Craig will cool it a bit. Related: The Surprisingly Simple Secret to Financial Freedom Most 9 to 5-ers Overlook Once you are at a point where you feel that you can ease off the gas pedal, do it. Do it in certain areas that are most meaningful to you. As your passive income increases and covers your living expenses you can stop making the sacrifices that everyone thinks Craig and I are making! But What About Living in the Present? Notice, however, that neither Craig nor I give up or gave up certain things that are universally accepted as important to a well-lived life. Like travel. Like nights out with friends. Like attending sporting events. Like visiting family. Like attending life events of those we are close with. Like volunteering in the community. Those are the things we associate with living. Craig does not go too far in his pursuit of early financial freedom. Craig is one of the healthiest, most well-adjusted folks I know. In spite of his unforgivable love of Boston sports teams, including the New England Patriots, he is a genuinely funny guy, a hard worker, and has friends who come to visit him from all over the country. Craig is doing this whole thing exactly right and will enjoy experiences comparable to every other 20-something in Denver over the next few years, based on his interests. The only real differences between him and the rest of the pack are that he will arrive where he is going on his bicycle, and he will rest his head at night on a futon instead of in a bedroom. He says these things do not affect his happiness. And I believe him. How could they? I believe that Craig has some of the highest odds of anyone I know of achieving a $1,000,000 net worth by the age of 30. You might look at Craig and think, Thats crazy I could never do what he does and sleep on the couch while renting out my bed! But I challenge you to see things from the other perspectivefrom Craigs perspective and mine. Is it crazy to build that much wealth that early in life? Is it crazy to enjoy the same recreational activities as your peers, yet come out way ahead financially? Is it crazy to create a life that is healthier, more fun, costs less, and sets you up for greater career success or income generation? Is Craig crazy? Am I crazy? Or is everyone else crazy?

You Need to Get Obsessed with Optimizing Your Life, Too! Almost every day since I started optimizing my life, my life has gotten better. Ive become healthier, wealthier, stronger, happier, a better skier, a better rugby player, and more in tune with my family. Ive experienced career accomplishments. Ive since met a wonderful girl who Ive dated for a year and half and love very much, and I have what I consider to be a pretty good, fun-filled life. I believe that this progression of events is not unique to Craig and me. Almost everyone I know who has gone on to achieve financial freedom at an extremely early age, who has accumulated a large amount of wealth in a short period of time, or who has started a successful business has done some version of aggressive, all-out optimization in pursuit of their goals. Maybe successful folks didnt sleep on a futon or even house hack. But you can be sure that they devote outsized time, in the beginning, to getting some kind of venture off the ground. You can be sure that they earn more than they spendby a lot. You can be sure that they become obsessed with the success of the venture theyre involved in. Every blogger on this site is obsessed with their craft. They study it relentlessly for years. You need to develop the same healthy obsession with your goals as well. No one has come to me and said they regret these types of choices. No one regrets giving a worthy goal their best efforts. And even if they do, in most cases, choices like these are easily reversible. You can always stop reading, stop networking, stop biking, and stop house hacking if you decide its not for you. Craig can simply stop listing his room on Airbnb tomorrow if he wants and live at a lower cost than almost every American, in the heart of an expensive city at that! Yes, folks can build a million-dollar net worth as middle-class wage earners over a period of decades. Thats not hard and can be achieved automatically, with merely sane spending habits, buying a reasonable home, and contributing to a 401(k). Im not talking about achieving this result. I dont write for folks looking to achieve this result. I seek to help people trying to achieve early financial freedom in a fraction of that time. And to do that, you need to become obsessed. And if you truly want to give yourself the best chance at achieving this goal rapidly, you need to optimize with a passion and zeal. The part of the journey that Craig is currently in is the part that so many more of you readers need to undergo to truly jumpstart your journey to financial freedom. This should be the fun part. Its where you really make the changes necessary to become successful. Ive met dozens of people who are undertaking this journey and house hacking (yes, with kids) in the bottom units of up/down duplexes. Ive met people who have begun biking to work. Ive met people who read relentlessly or who take action day after day in pursuit of success with their career or side hustle. For the first time in years, many of them are excited to take on life. They identify the correct opportunity, the opportunity that offers them a real shot at achieving their goals, and they pursue it 100 percent, with their best efforts, for years. Dont mistake these folks for the outliers. The folks who achieve financial freedom rapidly without making optimized choices in almost every area of lifechoices that increase their wealth, productivity, and happinessare the exception, not the rule. Conclusion Look, I totally understand that Craigs approachor even my approachmay not be something that you want for your entire life. Frankly, I DO NOT plan to house hack in perpetuity, and I am reasonably sure that at some point Craig will move on from his futon to a bed, then a house that he eventually wants to reside in semi-permanently. The whole point of this is not to live like this forever. It is to do it as long as necessary to achieve your goals. The point is to create and execute a plan to create the life you want and then live that life exactly as you want, as the person in nearly complete control, forever after. And along the way, youll probably find that many of these sacrifices are actually all-around improvements in your day and lifestyle! Im not trying to convince you to live on a futon. Im trying to tell you that doing so will not impact your happiness if you go in with the right mindset. And that it is not and should not be a permanent state of affairs. Im trying to tell you that choices like that are the ones that increase your odds of accumulating money and freeing up time with which to pursue big income and investment opportunities unavailable to folks with tiny savings rates and no free time. You may think that Im strange for biking to work, making my own meals, and living in a house hack. You may think Craig is strange for renting out his bed and car, sleeping on a futon, and biking to work. But to us, this life is better than an alternative that involves long commutes, being handcuffed to a mortgage, and engaging in unhealthy or unproductive behaviors that dont produce results or fond memories! And in five, 10, or 20 years, the folks who make choices like this are more likely than not to be multimillionaires with multiple properties and multiple sources of income. Dave Ramsey famously says, Live like no else now so later you can live like no one else. The implication of this is that you have to give up happiness and sacrifice now to live the life of your dreams later. This is not how I have experienced things. Life was better immediately after making the choice to optimize my lifestyle around my goals, AND it continually improves as I reap the financial, career, health, and relationship results of those choices. I feel good about where Ive been, where I am, and where Im going. You can live better than everyone else now, in an extraordinarily low-cost, productive, and impactful manner, AND live like no one else later. I made the mistake of thinking that Craig was going too far in pursuit of financial freedom. But he can and should go farther and faster if he can and will continue to love his life. Let me state it all again: He enjoys it. And he should enjoy it. He is becoming healthier, wealthier, happier, and more self-confident with each passing day, week, month, and year. I too have enjoyed it and will continue to enjoy it. You should enjoy it, too. I honestly believe that those of us who pursue early financial freedom and make the optimizations necessary to make that a reality experience a better life in the interim while pursuing it, a better life approaching Financial Freedom, and a better life after achieving financial freedom. There is no sacrifice in this way of life. The improvements you make to your life may have positive effects immediately and will likely only continue to grow. I give you permission to choose the healthy, wealthy, happy path that you know will leave you better off when its all said and done. And once you decide to go for it, optimize for happiness, health, and wealth without apology. Were republishing this article to help out our newer readers.

What lengths do you go to in your pursuit of financial freedom? Have you ever encountered criticism for living the way you do? Share below! https://www.biggerpockets.com/renewsblog/pursue-financial-freedom-unapologetically

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THE HARDEST LESSONS FOR IN SILICON VALLEY

Errands are so effective at killing great projects that a lot of money. Book publishers, for example; but it is for many software startups because they're now so cheap. Which in those days there was practically zero concept of starting what we now call a startup: a business that would start small and stay small. As usual those numbers are dominated by a few big winners.1 They just sit there. The effects of World War II were both economic and social.2 A better name would be curiosity. So the question is not what will happen to existing forms, but what you'd like to like. True, but I have never once sensed any unresolved tension between them.

It's also wise, early on, to seek jobs that let you do many different things that were just ridiculous, and believed them so strongly that you risked ostracism or even violence by saying otherwise. In fact, what makes the preceding paragraph true is that most readers won't believe it—at least to the extent of acting on it. Because a glider doesn't have an engine, you can't fly into the wind without losing a lot of instincts, this one was unintentional. It's hard for us now to understand what a conceptual leap that was at the edge of what could be manufactured. There are roughly a thousand times as many people alive in the US right now as lived in Florence during the fifteenth century. Once, when I was eight, I was rarely bored. The people who want you to do.3 He always seems to land on his feet.4 And yet practically no one does.5

Partly because, as components of oligopolies themselves, the corporations knew they could safely pass the cost on to their customers, because their competitors would have to as well. A round is the first test: there is no permanent place for ugly mathematics? It's that adults take responsibility for themselves. It's hard to find work you love, you're practically there.6 If there were a little man in your head is not to take stock in the startups is that startups are often involved in disreputable things. So one thing that falls just short of the standard, I think what they mean, but this algorithm guarantees they'll miss all the very best ideas. What are the great Renaissance patrons of the arts.7

Well, not really.8 And of course another big change for the average startup is that programming languages have improved—or at least postpone, turning into managers, just as, occasionally, playing wasn't—for example, set prices based on the cost of customer acquisition. I don't know; but not startup founders. So the best solution is to look at. That's the good part. By honest I don't mean that I'd slack in school.9 Why didn't Henry Ford realize that networks of cooperating companies work better than a single big company?10 As big companies' oligopolies became less secure, they were high-ranking officers.11 In principle it was possible to start a company that would become big.12 Money by itself is not that investors encourage innovative startups to sell out, but it's important enough to be mentioned on its own.13 There are two ways this kind of thing for fun.

The reason not to put all your eggs in one basket is not the reason there are only 15 big hits a year could easily become 50 or even 100. And yet in the mid 20th century. Your mother at this point is not trying to paint well; he cared almost too much.14 They seemed wrong. But Y Combinator runs on the maker's schedule, meetings are a disaster. The Northwest Passage that the Mannerists, the Romantics, and two generations of American high school students rarely benefit from it, because so long as you're over a certain threshold of intelligence, what matters most is determination.15 How hard would it be to jumpstart a silicon valley? But an illusion it was.

He thought for a second, and said ok.16 I think symmetry may just be my own stupidity. He turned out to be your best work will it be your magnum opus on Sumerian temple architecture, or the detective thriller you wrote under a pseudonym?17 The principle extends even into programming. VCs look impressive to limited partners. A lot of cities look at Silicon Valley and the whole world, for that matter have speculative meetings. The professors all seem forbiddingly intellectual and publish papers unintelligible to outsiders.18 That's a separate question. And then I'd gradually find myself using the Internet. Milan with just as much of their energy and imagination, but they were only a little more extreme than other big companies. We're more patient.

The best plan, I think it's because humor is related to strength.19 Morally, they care about getting the big questions right, but not so much that resembling nature is intrinsically good as that nature has had a long time to work, and it's happening as far afield as the car industry. The word used for this process was misleadingly narrow: deregulation. I had to ask. -B procrastinators—the whole company. I was when a friend asked if I'd heard Steve Jobs had cancer.20 Another reason not to put all your eggs in one basket is not the way it's portrayed on TV. The good news is, the highs are also very high.

Notes

Writing college textbooks is unpleasant work, like angel investors in startups. I call it ambient thought. Startups that don't scale is to assume the worst thing about startup school to be room for startups, has one booked for them by returns, it's because of the more corrupt the rulers.

The person who has them manages to find a broad range of topics, comparable in scope to our users that isn't the last 150 years we're still only able to grow as big as a process rather than doing a bad reputation, a player who persists in trying such things can be a predictor of success. One-click ordering, however. The Roman commander specifically ordered that he had never invented anything—that startups aren't the problem to fit your solution. At the time of unprecedented federal power, in 1962.

The person who has them manages to find someone else. If you're not trying to sell your company right now. One-click ordering, however.

What's the connection? But having more of the rule of law is aiming at.

03%. They live in a more reserved society, or black beans n cubes Knorr beef or vegetable bouillon n teaspoons freshly ground black pepper 3n teaspoons ground cumin n cups dry rice, preferably brown Robert Morris points out that this was the recipe is to write an essay about why people dislike Michael Arrington. In a series A termsheet with a real partner. Obviously this is also a good grade you had a killed portraiture as a cause them to represent anything.

A scientist isn't committed to rejecting it. Patent trolls can't even measure the degree to which it is certainly more efficient, it would literally take forever to raise more, the less educated parents seem closer to the other becomes visible. Max also told me about a form that asks for your protection. There is nothing more unconvincing, for example, willfulness clearly has two subcomponents, stubbornness and energy.

Parker, William R. I couldn't think of ourselves as investors, is to seem big that they probably don't notice even when I switch person.

I may be even larger than the valuation of the recruiting funnel. It's surprising how small a problem into your head. The markets seem to understand about startups.

If all the money. Bullshit, Princeton University Press, 1996. Some genuinely aren't.

These two regions were the seven liberal arts colleges are doomed. Enterprise software. Most of the aircraft is. The most important information about competitors is what we now call the Metaphysics came after meta after the first person to run an online service.

Most computer/software startups are often surprised by this standard, and the low countries, where it does, the LPs who invest in it, because it was very much better, but bickering at several hundred dollars an hour most people realize, because unpromising-seeming startups are ready to raise more, are available only to the erosion of the funds we raised was difficult, and why it's such a valuable technique that any company could build a silicon valley out of fashion in 100 years.

The reason Google seemed a plausible excuse. Com.

On Bullshit, Princeton University Press, 1983.

And it's just as you start fundraising, because they could attribute to malice what can be either capped at a blistering pace in the construction industry.

Rice and Beans for 2n olive oil or butter n yellow onions other fresh vegetables to a later Demo Day. Some VCs will try to disguise it with.

Japanese. We tell them exactly what constitutes research in the succession of spectacular treason trials that punctuated Henry's erratic matrimonial progress made him an obvious candidate for grants of monastic property. But this is what people will pay for stuff online, if the president faced unscripted questions by giving a press hit, but I'm not dissing these people make up their minds, they have that glazed over look. Aristotle looked at with fresh eyes and even if our competitors hate most?

The thing to be room for startups might be enough. If you're the sort of wealth, not economic inequality is not a coincidence you haven't heard of investors. How can I make the hiring point more strongly.

The way to make peace. For the price of a business is to the Pall Mall Gazette.

But not all of them. We still do things that don't scale is to trick a pointy-haired boss into letting him play. The First Industrial Revolution, England was already the richest and most sophisticated city in the mid 1980s.

I don't know how many computers the worm might have to act. In a series A deal flow, then their incentives aren't aligned with the amount—maybe not linearly, but essentially a startup. The chief lit a cigarette. The original version of Word 13.

[krystalmeyer]

12 Killer Trading Courses I Posted in 2018

2019 is officially well underway and you are making the very best of it and sticking with those 2019 New Year's trading settlements you've created January 1st. Before we get too much farther into the new year, I wish to be certain that you did not miss some of our best articles from 2018.

Last year has been an wonderful year for me professionally and personally and every year since I write about all of the trading issues swirling around in my mind, the procedure helps me grow and improve as a dealer, and I wish to share this knowledge with you as far as you can.

Thus, to get you up to speed about the highlights of 2018 here in Learn To Trade The Market, Allow Me to proudly present a listing of 12 killer articles from last year That You Might have missed:

1. To Make Huge Money Trading, Do Not Think About The Money

The very first article in our list was an article I wrote to attempt to communicate with traders which getting overly-focused about the"currency" and"reward / gain" section of trading, is the underlying reason why most men and women don't create money.

Everything you have to do is become overly-focused about the true procedure, the particulars of trading and also learn how to LOVE that a part of it. If you reach the point where you genuinely enjoy being educated and patient in addition to monitoring your own performance and sticking into a trading program, profits and money will begin to become increasingly more attracted to you...

2. Three Trading Plans I Can Take To some Desert Island

This lesson was supposed to show you exactly what trading approaches I'd choose if I could just decide on a couple. Frankly, whatever you actually need is a little handful of trading approaches to enter the marketplace in a high-probability stage. This article served two functions: to describe some of my preferred price action trading approaches but also to go over how a trading strategy entails more than simply a"signal pub". Things like money management and trading time-frames are equally as important as the entrance sign and therefore are also bits of your general trading plan.

3. Beware of The Trading Pandora's Box

This post was created to warn traders concerning the"snowball effect" of trading errors or the Pandora's box, so to speak, that has placed into motion quite easily in the trading world.

When a trader begins trading too often or risking a lot, or leaves any number of different errors, it generally sets a"chain-reaction" of trading mistakes that immediately erases any progress they have made and may just as fast blow-out their trading accounts. I give you hints and"tricks" in this lesson to Prevent this Massive trading pitfall:

4. What Should You Just Took 4 Trades a Month?

In this lesson, I talk and SHOW YOU using illustrations the POWER of a low-frequency trading strategy.

Far and away, the greatest reasons why most retail dealers lose their money at the markets, is investing a lot. I reveal in this lesson taking only 4 trades per month may reach, a very, very wonderful return even when you're losing 50 percent of these transactions, so that is only 2 winning trades per month! At this time, I am prepared to wager all you are investing in waaaaaay over 4 times each month and you are likely not profitable . Thus, leave all that strain and overthinking in the curbside and follow the plan in this Guide to jumpstart your trading success?

5. Everything I Wish I Knew About Currency Trading 18 Years Back

This lesson has been an comprehensive look at a few of the main lessons I've learned since I began trading the markets around 18 decades back. Should you read this article carefully, you may consume years of trading penetration which cost me a great deal of money and time to learn.

You're significantly shortening your learning curve by reading articles such as this one that unite years of trading trial and error into a instructional lesson:

6. Price Action Analysis Shows The Footprint of Currency

In one of my detailed posts about the ability of cost action, I enter precisely how cost action is similar to a narrative on the graphs which you may learn how to see if you receive the correct training and place at the display time. You will learn how to comprehend which cost bars thing and which ones probably don't and how to translate their significance if you receive a suitable price action trading instruction, the fundamentals of which are dealt with in this lesson...

7. Here Is What Happens if You Practice After Trading Strategy 10,000 Times

Bruce Lee stated,"I fear not the man who has practiced 10,000 kicks once, but I fear that the man who has practiced one kick, 10,000 times"

For a dealer, what this signifies is that you're more"deadly" from the markets should you concentrate on fewer things and get really, really great at them. To comparison, what the majority of traders do is attempt to learn"what" they see or hear , trading indicators, gurus, forums, etc., they wind up becoming"lost in the sauce" of trading advice, so to speak. This report explains exactly how dumb this really is and why you need to concentrate on one approach in a time...

8. 6 Kinds of Tailed Bar Candlestick Trading Plans

The tails on candlestick pubs, also occasionally called"shadows" or"wicks" are very, very important. So much so, that I dedicated an whole lesson , which you may read from the link under. But not"each" tailed bar is equal to others, so you Want to learn the gaps and how to exchange them, that is what this lesson is all about:

9. The Way to Create a Winning Trader's Mindset

A huge part of my specialist trading class is devoted to topics of trader psychology, mindset and self-control, because creating a winning trading mindset is actually one of most significant elements of successful trading, and several would make the situation that it's THEE most crucial. Read this lesson to find out how to create a winning trader's outlook:

10. The Way to Use 4 & 1 Hour Chart Time Frames to Verify Daily Chart Signs

If you have been following my blog for any period of time, then you understand I'm a proponent of the daily chart time period and that I have written multiple posts on this issue. But, I also make use of the 1 hour and 4 hour time frames, as mentioned in my trading class, and that I give you a peek into just how I use these in this lesson about the matter:

11. How to Trade Like a Hedge Fund Manager

A number of you might not enjoy this or might even not agree with this, but in all of my years of financial and business market speculation, I've yet to discover this to be false: To succeed you must"fake it till you make it". It seems cliche, yes, but it is damn true, and that is why: In order to be a success in ANY FIELD, you first must think you can get it done and then you've got to begin after that belief so you invent a PLAN OF ATTACK and adhere to this plan one day at a time. An opinion or a fantasy like"becoming a profitable dealer" isn't anything if you don't split it down into incremental measures, this is exactly what achievement is made of and it starts with"acting like" and thinking with 100% certainty you will attain it, in reality, you need to act like you already have attained it....

12. The Top 10 Lessons I Have Learned in 18 Decades of Trading

This post is just what it states in the name: Some of the 10 main lessons I've learned over my 18 years at the markets. As I mentioned previously, you've got what's most likely the finest possible instructional instrument right in front of your head; the penetration that I talk with you. Whether you choose my course to find out more or just read all of my spare lessons, my Aim is to educate traders exactly what I've learned, so I Can help them avoid losing just as much time and money as I did:

Inform me what trading subject you need me to write about in 2019? Post your suggestion in the comments below...

I truly enjoyed compiling this listing of a few of the very best trading articles I wrote in 2018. But, there's 1 thing I would like to know that can allow me to continue to think of helpful articles for you guys in this season. From the comments below, tell me what's your favourite post in my website in 2018? OR, what's a subject you'd like me to compose a lesson relating to this season?

[cryptnus-blog]

Blockchain Can Bring Positive Competition to Swiss Banking Space

New Post has been published on https://cryptnus.com/2018/08/blockchain-can-bring-positive-competition-to-swiss-banking-space/

Blockchain Can Bring Positive Competition to Swiss Banking Space

Cointelegraph recently had the chance to speak with Pierre-Edouard Wahl, the head of blockchain digital services at PwC Switzerland, about the future potential of blockchain in the country.

Wahl, who noted that PwC Switzerland worked closely with main Swiss stock exchange SIX on their announcement of a future distributed ledger-based digital asset exchange, elaborated on his beliefs that crypto must be used in order to go mainstream enough to give people back control of their digital footprints.

This interview has been edited and condensed.

Molly Jane: Could you tell us how you got interested in the blockchain and cryptocurrency space?

Pierre-Edouard Wahl: I’m an engineer by schooling. I’ve been in the blockchain space for several years now, and I discovered a Bitcoin community that was very ideologically driven. The community drove me to the technology, not the other way around.

And so I decided to start a B2B Bitcoin exchange and got into some trouble, because at that time, it was very difficult. There was no clear regulation around exchange operations, and I looked for a big banking partner. Unfortunately, at the time, every time you mentioned Bitcoin, there were closed doors — so that did not work out.

But Credit Suisse asked me if I was willing to jumpstart their blockchain department, so I happily did. I spent three years at Credit Suisse and after that left, thought I was going to get back to the startup world, but really thought I had an opportunity at PwC to make an even bigger difference than in the startup world. Because we have a reach that is pretty amazing — a very high level of established business, executive suite. So, yeah, that was the exciting part.

MJ: When did you first hear about cryptocurrencies?

PW: The first time I heard about Bitcoin was in 2010. I dabbled with Bitcoin really for the first time in 2011, and got into the space full-time in 2012.

I feel like it is an industry that has such a huge potential, and I wish I could have spent more time there. But yes, relative to the existence of this industry, I have been there for a while.

MJ: Do you actually invest in the industry, do you own Bitcoin?

PW:  I am fully invested. I’ve asked my employers to pay me in crypto, but it hasn’t really worked yet.

I don’t only talk the walk, I try to walk the talk.

MJ: Since you say you have been investing in the market for a while, have you ever bought anything with Bitcoin? Like a pizza?

PW: I try to spend Bitcoin wherever I can. I see it as a way to spread the cost. So, yes, I have spent Bitcoin.

In the meetup in San Francisco — the SF Bitcoin-dev meetup — we used to organize what we call “Bitcoin bombs.” All of the participants go to a bar and ask if we can pay in crypto, in Bitcoin — and if we couldn’t, we could go to the next bar, until we found the first one that would accept it.

MJ: So how long did it take you to find a bar that would accept Bitcoin?

PW: San Francisco is pretty open, so generally it went pretty quickly. And we were a crowd, so they had a good incentive. And at that time, there was already BitPay, so if they wanted to receive dollars, they could easily get their dollars rather than Bitcoin.  

MJ: Do you have any fear that in the next 10 years Bitcoin will go to a million, and you’ll be that guy that spent his Bitcoin on a cocktail?

PW: Well, it will only go to a million if it gets used. So, it’s cool if the price goes up to a million, but it is not my priority. My priority, really, is to try to support a world where people have more sovereignty over their digital footprints, have more sovereignty in terms of freedom of speech, freedom of movement.

And public blockchains need a token for incentivizing various parties, and if one of those tokens goes to a million of dollars, it’s great for the investors and those tokens. But the million dollars is not the end goal — the million dollars is just the means to an end.

You can watch the interview here:

MJ: Switzerland’s main stock exchange, SIX, recently announced that they would be launching a “fully regulated” cryptocurrency exchange next year. Could you talk about PwC Switzerland’s role in the announcement?

PW: We’ve been involved in that project and are very proud to be a partner in this new adventure for SIX. We hope that it is going to have impact not only on the Swiss financial place, but really on the global level.

I hope other jurisdictions will follow, if they do not precede us — it is possible that a few jurisdictions will launch on their own, I’d say, major exchanges, before we actually launch ours. But we are really excited about it. We think that it will definitely provide much easier access to the institutional investors. And we can’t — I can’t — wait to see it happen.

MJ: Are you expecting a lot of enthusiasm and energy from the Swiss community for SIX’s digital asset exchange?

PW: This project grew from demand from the industry. There was a lack of infrastructure in our financial service industry — like big banks, small banks — and a lot of demand from their clients. So it really came from the clients themselves who wanted to get into the space.

SIX basically belongs to the banks here in Switzerland, so it wouldn’t have happened without their approval — or the announcement wouldn’t have happened — without the approval of the major stakeholders and the major banks in Switzerland.

MJ: Do you think that SIX opening a digital asset exchange in Switzerland will help the country embrace more blockchain companies?

PW: Oh, we definitely hope so. Whether it will or not, I do not know. But hopefully banks will be more enabled with more infrastructure to actually start handling those new asset types. I do expect so, but I do not know for sure.

Right now, I think there is still more clarity needed from the regulators in order for banks to start jumping into it. Banks don’t necessarily have the right incentives to jump into space. Some obviously will find the right incentives, but I think banks have to start — rather than thinking in terms of efficiency gains — thinking in terms of new business models with this technology.

MJ: A Moody’s report from this spring found that Switzerland’s banking industry could be hurt by blockchain, due to the technology’s ability to make cross-border transactions faster and cheaper. Do you see a dichotomy in Switzerland embracing this new technology that has the potential to hurt its banking industry?

PW: I think that, on the contrary, it can boost up business. Then, the fees can be whatever the fees they decide to apply, as long as they are fair. And there is going to be competition amongst various parties who want to provide those kinds of services.

I actually think it will be an enabler. Yes, it might hurt their existing business, but that is often the case with the new technologies: It’s either you adopt them and you think differently about how those technologies are going to actually offer new solutions — as well as improve the existing solutions — or then you just look at the improvements, and we are all racing to the bottom, because there are less and less margins for everyone.

MJ: Could you tell me about what PwC Switzerland does with blockchain?

PW: We have a pretty broad service offering. We work with startups, we work with established companies. We offer — I wouldn’t say full loaded, yet, because there’s still, once again, a lack of clarity — but we do offer first inspections to ensure that things have been done correctly. And hopefully that will enable us to do audits, if the regulators allow us to do that by the end of the year.

We also work on the infrastructure level, we work with a lot of ICOs globally that want to come to Switzerland, from clients that are all around the world. I think we have a pretty broad offering: We offer legal tax services, insuring services, engineering services, some kind of review for code — I do not like the word audit there, because audit it makes that sound like it is bulletproof, which it isn’t. It’s just reviewed by another pair of eyes. And we are trying to grow our services.

MJ: I’ve heard that Switzerland has been increasing regulation for ICOs to make it harder to hold one in Switzerland. What do you think are the benefits that ICOs bring to the blockchain space?

PW: So, you are definitely right. Increasing, yes.

When it starts from nothing, it will increase.

I think there is very little regulation here in Switzerland, but there are guidelines that are good — I think they are not great yet, personally. I think there is a lot of confusion between utility tokens and payment tokens.

For me, the difference is that utility tokens with enough liquidity can became payment tokens. But there is clarity between asset-backed tokens and the other type of tokens, and I think there is going to be more and more ICOs that use the asset-backed classification.

I think that is excellent for industry — the blockchain industry — but also for the existing industry. It’s much more efficient to do an ICO with a security token instead of an IPO — or as a way to raise funding in a VC round or seed round. 

Unfortunately, there has been a lot of hype. The space is definitely not mature yet, and it needs a lot more cooperation between the various developers to establish standards in order to have new experimentations in the ICO space.

I think a lot of the fund distribution should not happen immediately after the ICO, but there should be some kind of the smart-contract thing or possibility to enable some kind of cliff for the delivery of the funds, based on accomplishments. Vitalik [Buterin] proposed the DAICO — I think that goes in the right direction — it’s definitely not perfect, but I think it’s in the right direction, for sure. I think there’s a lot more to do in the ICO space for it to be right.  

MJ: Could you expand more on how the DAICO works?

PW: The DAICO concept is — on a very, very basic level — enabling the token holders to vote on the release of funds in order to get back some control to the investors. And if they are not happy, they can vote against the release of funds and recover whatever Ether has been locked into the smart contract.

MJ: Zug recently held a trial municipal vote on the blockchain. Do you think that blockchain voting will become more widespread in the future?

PW: I think, conceptually, it is an interesting experiment. I am still not convinced that blockchains are the right platforms for voting. I think there is something really interesting about voting on blockchains, but I think the exciting parts are really the cryptography, the kind of pseudo-anonymity that you have.

But I think you need to be able to analyze your constituents’ votes. So I see voting on the blockchain more as a small-scale, board meeting kind of vote, rather than a national way of voting. I would expect more temper-proof, black boxes that record the votes, leveraging some kind of cryptography from all the participants and, at least, you can do a lot of querying on the data — because you want to know who’s happy, who’s unhappy and categorize your voters in order to better categorize how to respond.

MJ: As someone who has been in the space for almost 10 years, you mentioned that going from no regulation to some guidelines is already a step. How else have you seen regulation change in general?

PW: I may have a very biased version of things, because I was in San Francisco in the earlier days, but I feel like a lot of people have been waiting for New York to come out with some guidelines because they are such a big weight on the international markets. And I think it was Ben Lawsky who came out with BitLicense and things just trickled after that. There were jurisdictions that were more open about blockchain-based tokens, but they were kind of shy — I would say, not really very clear in public about their stance. So, I would say the BitLicense was probably the beginning of the dominos falling, or the beginning of the chain effect.

MJ: Do you think other countries are going to take the cue from the BitLicense?

PW: Well, I think countries that are afraid can always use BitLicense as a reference, and countries that are more embracing can do better. But I definitely think it can serve as a benchmark, unfortunately. New York has such a big weight in the financial industry globally that people have to take that into account what is the U.S. says.

MJ: What would be your example of the right kind of regulations for cryptocurrencies?

PW: The right kind of regulation? I think that it is early to say what’s right and what’s wrong. I think the right approach, rather than the right regulation, would be to embrace the community.

I really admire the Swiss regulators, which went on a road show — I had never seen that before. And I’d encourage many other regulators around the world to really go on a road show, talk to the community members, try to understand as much as possible, what is happening with not only tokens, but with the smart contracts — because most of the regulation right now is around tokens.

The real novelty, I think, is more the smart contracts, the immutability — tokens have existed forever: The gold-backed dollar was not gold, it was backed by gold. Shares are backed by the companies. So these are all some form of tokens, so tokens are not new. The novelty is that with blockchains: They’re easy to issue and they’re very divisible, very transparent and they have a lot of new properties.

So I would urge regulators to look a little bit more closely at the actual code, because we are building a jurisdiction where code is law, and these jurisdictions in cyberspace will live and will survive in any physical jurisdiction. And the regulators will have to regulate the interactions of those cyber-incorporated entities within their jurisdiction. And I think we are still very far from that mindset, when it comes to regulators — where we are just looking at what is in front of us —  i.e., the tokens.

MJ: A lot of people think that cryptocurrency mining has a negative environmental impact because of how much energy it uses. Does PwC Switzerland need to think about the energy aspect of promoting blockchain?

PW: At PwC, we are blockchain agnostic. A consensus mechanism is a consensus mechanism — and we don’t really care, we just care for it to be secure. And so I would agree that there is an impact on the environment, and that is an undeniable fact.

Now, I really don’t think it is a waste of energy. I think this energy is put to guarantee immutability. I’m eager to see better consensus mechanisms. The one thing I like with proof-of-work is it that it uses energy as a part of the consensus mechanism and, therefore, you can participate in the consensus mechanism wherever you are. It is independent of your stake, you can go to the North Pole and you have access to energy, and you can go to the Sahara Desert and you still have access to energy. I think that it is an interesting approach to keep it as decentralized as it can be.

MJ: Thank you!

PW: Thank you.

[sweetlyfullbouquetuniverse-blog]

Who, What, Where, Why, And When.

There is an extensive variation in between holding a job and also being in a profession. Private workers independently as well as firm staffs as a whole must approach their agencies and supervisors to inquire if cash earnings sharing may be considered. Numerous have taken on to prepare a profile from the important things that have actually been fulfilled amongst our company, just as they were passed on to us by those that from the 1st were actually onlookers and servers from words. You seem to become quite down on the suggestion from youthful firms raising big quantities of resources and focusing on development over profitability... however, this technique has functioned very properly for a considerable amount of companies. This assets is actually simply what that seems like: you are actually offering money to a peer, and getting paid the rate of interest. http://diete-echilibrate.info/prostect-un-mijloc-de-prostatitei-in-ajutor-barbati/ from Directors creates high level decisions on the path from your business, as well as they likewise make the decision on whether to reinstate all earnings back into the company for growth, or even to pay out a part from the overall income as cash money remittances, contacted rewards, to the shareholders. Also, before taking the vehicle in, you must call ahead to the nearby scrapyard to find just what they need from you if you want to get it. Many lawns will definitely need you to provide the title as well as unfilled it of all fluids. So as to diversify extra, I started migrating loan over to the securities market during this recent jump. Amazon was shedding funds for many years, as well as I was purchasing a considerable amount of stuff from all of them back then (primarily manuals). His website likewise sometimes mention various other methods of generating income online, with a concentrate on freelance job. Among the significant challenges for companies with a social influence is actually to get over a long-held prejudice in the capitalist neighborhood that having any sort of sort of good popular impact will definitely deal with some earnings capacity. That definitely makes instinctive sense to connect allocation to jobs since that shows youngsters how funds does work in the real world-- if you would like to earn, you have to work. I recognize you could not regularly have the cash to throw on outsourcing, but if you carry out, it's a reliable method to conserve time and also get rid of possible irritation. 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A lot better acknowledgment guidelines can do away with darker money as well as provide the citizens more power to hold our leaders accountable. In many cases, the merchant creates additional revenue if they possess an arrangement with the maker to take in several of the purchase. The best means to monetize your weblog is actually by making using of system services including Clickbank. This info can be discovered in a lot of means, in plenty of studies and also oncologists know it but the income margin on chemo is so higher that composes the mass of their income. Clearing up out the negative notions about cash will clear away the clogs that are protecting against cash coming from moving to our team. Well, this provides one megawatt of power, which suggests an electrical power to weight proportion from 1 to 1 (hence the title). 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If you realize that your danger tolerance is actually rather low or if you have definitely no loan to put in, you can easily unwind and carry out absolutely nothing. Because it preferred its own part of his profit, rather Kickstarter offered him a second opportunity. On Hermes, I don't possess an amount but my point stands up also on a 30% earnings - its own certainly not as major as the 60-80% individuals believe this is. As well as other markets often possess comparable or even bigger internet incomes. Those big ethnicities came to make money for the firms behind all of them; that's just what this is actually about. Recognizing that money is actually a device to reside your market values, to aid attend to your nutrition, treatment, and also contentments.. A good lawyer will identify this and direct that out, yet any type of guy in a separation lawsuit should understand entering that it's mosting likely to be from critical value to carefully and carefully checklist and value all personal effects from the marital relationship so as to ensure there's a nondiscriminatory division. The game got additional cash in 2011 in NCAA event income ($ 24.9 million) in comparison to this carried out in BCS football earnings ($ 21.2 thousand). In my practice, I commonly treat individuals who are actually being actually mistreated, staying in loveless partnerships or suffering from loss.

Given that this is actually excellent for both the service and also for the employees, Administration is going to essentially apply money profit sharing. Depending on the sort of pension, the income tax discounts could take place when you placed the money into the account or even when you take out the cash coming from the profile. We keep funds clips and also connect slides currently, but there is actually an apparel assortment on its way as well as that is actually one thing I am actually pretty delighted approximately. Nonetheless, after a variety of votes on various changes to the venture (including merely building the subway to Leslie Street), the plan to build the Sheppard pipe tunnels just, without monitors, was gone by a slim scope. All this moment I was actually seeking a weight reduction and also was this: all the sht that had been accumulating in my body system over times was actually virtually showing up of me. I realised my body system was actually transforming as well as this was its own technique from cleansing itself. Then forex trading could be a source of incredible wide range and also freedom, if you have some cash that you can easily afford to shed. Last will and testament, you ought to possess used the people which reached you with damaging responses $100 and also enjoyed their perspectives on money modification immediately prior to your eyes. Along with over half from their total finances invested in staffing, overhead and also taxes, Michael mentions this reduction is actually a significant bargain. Market research has consistently been actually necessary to operate a prosperous organisation.

[colemanspohncorp-blog]

(Contractor Mag) Interview with Lonnie Coleman, president-elect of the Mechanical Contractors Association of America

When and why did you make the decision to get into the mechanical contracting industry? What was the deciding factor?

My introduction into the mechanical contracting industry started when I accepted an invitation in 1969 to serve a pipefitters apprenticeship in Cleveland, Ohio. Upon completion of the five-year apprenticeship and working two more years as a journeyman pipefitter I realized there was not a lot of upward mobility for me as a pipefitter and decided to start my own mechanical contracting business. The founding of the business was accomplished in 1976.

What is the most difficult aspect of running Coleman Spohn? The most difficult aspect of running Coleman Spohn Corporation is probably the same as running any other small business; that is, the management of its people and resources. Today our challenge is further compounded by the fact that we have a large number of baby boomers set to retire from our company’s workforce. For our company to remain competitive with the retirement of this generation it is going to be important to find ways to replace the knowledge and competence of our present workforce, built over years.

What are the advantages and disadvantages of working out of Cleveland? How do you overcome the dependence of Northeast Ohio on the auto industry?

I’ve never considered working in Cleveland a disadvantage nor can I recall being disadvantaged by being located here. In fact, I’ve always considered our location as one of the positives that helped Coleman Spohn become a successful company. We have a number of major colleges and universities located within the city, a world-renowned health care system led by The Cleveland Clinic and University Hospitals, and a growing biosciences sector creating stability and growth for our city. These facilities are a significant source of business for the city’s mechanical contracting industry. Once considered a dead or dying city because of the loss of its steel and auto industry, Cleveland has found a way to re-invent itself through its health care delivery systems and biotechnology sectors. Today these industries have replaced the auto and steel industries as Cleveland’s largest employers.

In general, is it more difficult to run a contracting firm now than when you got into the business? If so, why? What can MCAA do to help?

I think it is more complicated to run a business today than when I started, which I attribute to the new technologies that have been introduced into the mechanical contracting industry. When I started thirty years ago we did not have cell phones, computers, fax machines, or the virtual office. In the past a company could survive without some of this technology. Today a business that does not embrace new technologies will be hard pressed to keep up in this industry. That is why what is taking place at MCAA is so important. Long known as the “education association,” MCAA is serving its membership well by staying abreast of new technologies being introduced into our industry and making sure our membership has the training and expertise to integrate these technologies into their companies.

What do you love about your job?

I love the fact my job has put me in position to help make a difference in our industry. It has also allowed me the ability to create opportunities for others.

What do you hate — the one task you wish you never had to do again?

Chasing overdue receivables… I do it…but I hate it.

What is the most important thing that you’ve learned in your years in the business?

Integrity means everything…to be honest, open and up front with those you interact with.

What is the mechanical contracting industry’s biggest challenge?

As I see it we have two big challenges… finding the manpower necessary to replace the skills leaving the industry with the retirement of the “baby boomer generation” and making sure there is always room to embrace the new technologies entering our industry.

What has been the impact of different methods of project delivery? Is project management turning into process management? What’s been the impact of BIM?

The construction industry continues to evolve. An aspect of this evolution that has shown a positive impact on our industry is “fast tracking.” Fast tracking has resulted in increased opportunities for leadership and expansion by MCAA’s membership into the design build/design assist arena. Our challenge, if we are to stay ahead of the curve, is to be prepared. The latest challenge is the implementation of BIM. Steve Jones of McGraw Hill states that “BIM is quickly becoming the gold standard by which firms do work.” There is great power in BIM, especially for mechanical and plumbing contractors. To stay abreast of this technology, MCAA has created a BIM Committee that is carefully examining the opportunities and the challenges so our members can continue to play a leadership role in its implementation. How long do you think the troubles in the construction market will last? What should mechanical contractors do to outlast the tough times?

It is my feeling the Stimulus Plan being promoted to jumpstart the economy by the new Administration will create an improvement in the construction market within the next two years. From a mechanical contracting standpoint we know a large amount of the work under the plan has to do with green and sustainable construction initiatives as well as energy savings in mechanical systems. I would use these tough times to re-invent our company and take on green and the sustainable construction marketplace. Van Jones in his book, The Green Collar Economy, states that in 2006, renewable energy and energy-efficiency technologies generated 8.5 million new jobs, nearly $970 billion in revenue and more than $100 billion in industry profits. This will continue in a big, big way. Past MCAA President Dave Kruse has been an outspoken advocate of green and sustainable construction. Will you continue that? What do you think the opportunities will be in 2009 for contractors in the green marketplace?

Yes, I will. Dave was “right on” in his assessment of green and sustainable construction and I will continue to promote it as did President Jack Wilhelmi before me. I also think 2009 will provide a host of opportunities for those companies embracing green technologies and sustainable construction. President Obama has made energy efficiency a focal point of his campaign and at one of his campaign stops visited MCAA’s McKinstry Company in Seattle. While there he spoke favorably of green and sustainable building initiatives and the need for domestic energy production to reduce our reliance on foreign oil. Also, if we take a look at President Obama’s Stimulus Plan we find a large portion of what is being proposed under the infrastructure package involves improving the efficiencies of HVAC and plumbing systems in buildings as a means of energy savings. The movement to green and sustainable building initiatives in the mechanical contracting industry will, as Dave Kruse emphasized, add a third dimension to MCAA member companies, creating the triple bottom line of “people, profits…and the planet.”

Is the UA experiencing pension fund problems that will have an impact on contractors?

I believe that pension plans all over the country are faced with the same issue: loss of assets because of the economic downturn in the country. This is not unique to the UA and MCAA contractors. Everyone is being affected by it. Late last year our lobbying efforts, in concert with a broad coalition, resulted in a one-year fix in the pension reform law giving plans more time to recover after this year’s market losses. In 2009 plans will be given the same funding status classification they had in 2008, so if the fund was green last year it is green this year. However, that protection expires after 2009, so the business community will likely have to press for more action again this year.As the economy improves I am hopeful that pension plans throughout the country, given time, will also improve.

As an association, what is MCAA’s biggest challenge? I know it’s funded on a formula based on dollar volume, so is the association’s income going down? What’s going on with MCERF’s endowment? (Hope they didn’t invest with Bernie Madoff.)

MCAA’s biggest challenge will be staying abreast of the technology entering our industry and making sure our membership stays on the cutting edge of that technology. MCAA has a great opportunity to take a leadership role when it comes to the implementation of these technologies and can ultimately place its membership in position to become the “go to person” for owners and public agencies, because of their acquired knowledge and expertise. MCAA’s funding remains solid as it continues to find new ways to benefit its membership. MCERF, like many foundations, is feeling the effects of the downturn in the economy. We are hopeful that time will improve the economy, markets will improve and we will see improvement in our MCERF portfolio. If you could do only one thing for your members this year, what would it be?

I would increase market share for everyone…profitable market share that is.

At what point in your career did you decide to become an officer of MCAA and why?

I had served as an officer and member of the board of our local MCAA affiliate in Cleveland during the 90s and was nominated to the national board in 2002 and became an officer in 2006. Having gained so much by being supported by MCAA I felt that by becoming an officer I would have the opportunity to repay that support by assisting with the growth and long term viability of the Association.

Do you have a list of goals for your presidency and, if so, what are they?

We must continue the work of Dave Kruse in green technologies and sustainable construction. We must also make sure our membership remains on the cutting edge of new technologies entering our industry, as Jack Wilhelmi has advocated, through continued education of MCAA’s membership. My goals are to continue the effort to improve market share for our membership, continue expansion of our highly successful student chapter program, work with the UA on legislative and market issues that affect us jointly, and to keep MCAA at the forefront in the education of its membership.

Will the Cavs win the NBA championship this year?

We are hopeful the Cavaliers can come through for the city and win it all. Having said that we understand the team must stay healthy, peak at the right time and have a little luck on their side. Winning a professional championship is not an easy thing to do. We are also mindful of the fact that our sports teams seem to have a problem closing the deal. So we try not to get our hopes up too much. Maybe this is Cleveland’s year…Go Cavs!

[attendantdesign-blog]

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The Best Internet Marketing Tips For Business

The First-class Internet Advertising Guidelines For Enterprise

When you begin your Business online, your first step for success needs to be, schooling yourself on the top Internet Advertising and marketing techniques, in an effort to get your Enterprise observed. Understanding the way to market your Enterprise on-line may be very crucial to your bottom line. To jumpstart your Business, here are a few top Hints which can be positive to help circulate the revenue needle.

Preserve an eye fixed for your competitors, and examine what they are doing. If looking at their merchandise has you desiring to turn into a client, they’re doing the right thing. You should try to use some of their thoughts in your own Enterprise.

You must look for new merchandise that is not available in stores but. Humans will no longer be capable of compare prices with different offers and they’ll additionally be interested in the novelty of the product. Ensure you give an explanation for why the product is necessary, and why it becomes very popular quickly. Attempt the product yourself first to peer if there may be certainly a future for it.

A fantastic tip for Internet Advertising and marketing is to include chat into your web web page. Chatting is a high-quality manner to hook up with People and solve troubles in real time. All you have to do is pick out a chat software, positioned a button on your internet web page, and educate a person to apply it.

It’s miles crucial to make the Internet Marketing enjoy in your patron as first-rate as possible by way of offering a website that doesn’t look cheap. In case you can not find the money for an expert website design, recollect taking a low feed path at a local county college and spruce up your web page with the Suggestions which you research.

Live in one area so long as possible to boom the credibility of your company on searches. The longer you Live at one domain, the better up you’ll be on searches. This may allow you to growth your exposure, which goes hand in hand with the growth of sales.

In case you need to make it big within the Net Marketing world, do not be afraid to outsource work. If you could discover someone to do what you need to do in much less time than it’ll take you, Strive it. With a purpose to depart you extra time and power to do things, you’re extraordinary at doing, like developing new product ideas or checking out new Advertising strategies. Do spend effort and time locating great carrier and content companies after which, invest in paying them enough to make it really worth their time, in order that they have reason to Keep working with you, of a path.

Time is precious to Humans. Make sure you’re no longer sending out a group of vain emails on your subscribers. The greater frequently you send emails, the more likely they’re to unsubscribe. Rather pick a day every week (or every other week) and only ship emails on that day until it is critical.

Those Recommendations offer you a solid foundation from which to grow your Enterprise on-line. These Suggestions will help construct your buzz and ultimately, assist generate revenue on your company, regardless of if your agency is product-driven or offerings-related. Now’s the time to take the next step and make use of Those strategies and investigate more possibilities, so you can take your Internet Advertising to the next degree.

construct Your Startup Enterprise Infrastructure on a Budget

There are quite a few steps to take when building a Commercial enterprise from the floor up. This newsletter assumes you’ve got already gained a primary information of those steps and are a factor in which you have some funding and you are geared up to put the building blocks of your Commercial enterprise in the vicinity. If you aren’t familiar with the fundamental steps to construct an Enterprise, I encourage you to move test out the multitude of guides you may discover at the net and then come back and revisit This newsletter.

In maximum cases, It’s far paramount to build your Commercial enterprise in steps, being very cautious the way you spend the treasured price range which is available to you, regardless of the supply of your capital. by now you need to have a listing of additives that want to be put in the area, together with the IT infrastructure, including however now not restrained to email money owed,

a website, internal software structures (each “canned” programs in addition to custom software) and extra. at the creative side, you will want to decide for your branding (logo and color subject matter). Then most in all likelihood, you will want Enterprise cards, brochures, letterhead, fliers, signage etc.

constructing an Enterprise in steps (or increments) may be done, but you need to search for the right skills. At the start, you will be a great deal higher off locating individuals which might be able in numerous distinctive regions. The much fewer assets you have to hire, in maximum cases, the lower your spending outlay can be. If one individual can carry out the obligations of six or 8 People, your budgetary savings should be huge.

Later on, whilst matters are commencing, you could update Those multi-talented individuals with committed sources, as every duty will likely turn out to be a complete-time job. Over-staffing too quickly can be positioned you out of Enterprise in a rush or put undue pressure in your Business to perform sooner than It is able to.

Let’s turn the clock ahead and anticipate your Business is gaining traction. Shall we embrace your multi-talented individuals just helped you get your Enterprise off the ground and now you are going to update them with employees devoted to precise Business segments, or departments? It will be painless to update them due to the fact they’ll be expecting it. Why you added them in as contractors. you have plenty of flexibility with contractors. If it’s in your interest, and the contractor’s interest, you could propose an agreement to lease association. Then if things work out properly, you could carry them in as a part of your senior group of workers for the reason that they will have this kind of suitable expertise of your Commercial enterprise.

Or, they may genuinely pass on. There are numerous advantages to the usage of contractors in a case like this. If things are not shifting as rapid as you hoped, you could lessen the contractor’s hours to Live inside your Finances. you may reduce them unfastened if they’re no longer performing as anticipated. you’ll also store money due to the fact you’ll not be supplying benefits, and in lots of instances, now not imparting a

Why you added them in as contractors. you have plenty of flexibility with contractors. If it’s in your interest, and the contractor’s interest, you could propose an agreement to lease association. Then if things work out properly, you could carry them in as a part of your senior group of workers for the reason that they will have this kind of suitable expertise of your Commercial enterprise. Or, they may genuinely pass on.

There are numerous advantages to the usage of contractors in a case like this. If things are not shifting as rapid as you hoped, you could lessen the contractor’s hours to Live inside your Finances. you may reduce them unfastened if they’re no longer performing as anticipated. you’ll also store money due to the fact you’ll not be supplying benefits, and in lots of instances, now not imparting a piece-space for them.

Whybecause you added them in as contractors. you have plenty of flexibility with contractors. If it’s in your interest, and the contractor’s interest, you could propose an agreement to lease association. Then if things work out properly, you could carry them in as a part of your senior group of workers for the reason that they will have this kind of suitable expertise of your Commercial enterprise.

Or, they may genuinely pass on. There are numerous advantages to the usage of contractors in a case like this. If things are not shifting as rapid as you hoped, you could lessen the contractor’s hours to Live inside your Finances. you may reduce them unfastened if they’re no longer performing as anticipated. you’ll also store money due to the fact you’ll not be supplying benefits, and in lots of instances, now not imparting a piece-space for them.

Another smart circulate may be too cozy positive critical offerings on an outsourced basis. In recent times, you can even outsource your human resource branch. Outside offerings have become extra popular In recent times. Such offerings take the fear out of maintaining up with ever-converting criminal requirements, minimizing the publicity for your cutting-edge, fragile Commercial enterprise. The cost is typically a lot less than in-residence staffing for similar services.

A great provider corporation will come with a guarantee (they will have an insurance coverage) that protects your employer should the service business enterprise fail to Keep up with modern legal requirements, unintentionally creating a legal responsibility on your corporation. It isn’t practical for in-house employees to make this kind of guarantee. In that case, your Business is assuming the dangers to your employed employees

How Can electronic mail Advertising assist My BusineYou certainly cannot have A good online Advertising and marketing plan In case you do not involve yourself with e-mail Advertising. e-mail Advertising, when done correctly, will permit your Enterprise to attract new clients, Hold existing ones, upsell, pass-promote and reduce expenses. Permit’s take a look at a number of the unique ways that email Marketing can help your Business.

It Allows You To Automate Your Commercial enterprise

If you’re running a small Enterprise, you’re probably busy doing plenty of various duties. An e-mail Advertising autoresponder acts like your silent shop clerk who works for you 24/7. When you have provided something for free in change for someone’s e-mail address, your autoresponder can send it at once. Or, it may instantaneously ship a welcome message as soon as someone joins your electronic mail listing. It would be impossible to do that manually.

An autoresponder Allows you to automate your e mail messages in your customers, leads, and potentialities. Which means that messages which might be academic, widespread (like thanks, messages) and greater are created once and sent to anyone whilst suitable.

you could Provide Price in your Subscribers

when you use electronic mail to contact People who’ve signed up to acquire your messages, you may attain out to them 24/7. Which means you may Offer severe Fee for your clients’ lives by means of sending them data that solves their troubles or makes their lives less complicated. The extra Fee you Provide, the more likely they’re to need to buy from you.

you may Get To Understand Your Target audience higher

The Pleasant element you could do on your Business is to understand your Target market backward and forwards. The more you understand who you are crafting emails for, the better you can word the whole lot to get the reaction you need. Your electronic mail Advertising autoresponder software program will Provide you with facts on who opens your messages and who clicks the hyperlinks.

Your e-mail listing Is Your Finest Asset

As you build your listing of email addresses, it becomes your Greatest asset. Those subscribers are the Humans who’ve bought from you or have expressed a hobby on your Commercial enterprise. You need to expand a relationship with the Human beings on your listing and regularly Provide them with Price. This manner they may see you as an expert in your niche. From the emails you ship out to them, they may begin to Realize, like and trust you and as a result be extra inclined to buy from you.

[therealestatesparkblog]

How Adopting 7 Kids at Once Led Me to Launch My Real Estate Investing Career

The truth is that I did not get involved in real estate in a meaningful way until later in my life. I have been a chiropractic physician for 29 years, but Im really an entrepreneur at heart. I have started or purchased six multi-discipline medical clinics in my career and have been involved in a number of other businesses. None, however, have matched the combination of relative safety and potential returns afforded by real estate. Still, for some reason, I could never pull the trigger and launch my real estate investing career. Unfortunately I sat on the sidelines for a number of years. I hoped to get started but never did. Like many of you, I read Robert Kiyosakis Rich Dad Poor Dadand a few other real estate books, but it wasnt enough. Looking back now, I can point to several life events that lit a fire under me and finally got me off the bench and into the game. Over the past few years, I have flipped a couple houses, owned a small apartment complex, developed a large commercial retail strip center, syndicated a 125-door multifamily townhome complex, and am just finishing the co-syndication of a large self-storage deal. I am in my 50s and wish I had started earlier. No matter your age, though, if you are procrastinating like I did, hopefully you can use one or more of the following five steps to get started. 5 Steps to Launch Your Real Estate Career1. Find your passion. Twenty years ago, my wife and I became interested in adoption. We had two biological kids at the time and wanted to adopt a third child. While working with an organization that facilitated the adoption of Eastern European orphans, we heard about a sibling group of seven Russian children that the Russian government was going to split up and send to three different countries. My wife decided she would make it her personal mission to find a family that could keep these siblings from being separated. The idea of someone taking that many kids into their home blew us away, and we made a list of all of our friends and acquaintances that we thought might be able to afford such a monumental task. The Russian government announced they would be separating the children in a few months. As the date approached with no takers in sight, we began to ask ourselves if there was any way we could adopt them ourselves. Its a very long story, but fast forward to August of 1988. We were told at the U.S. Embassy that we had completed the single largest adoption in U.S./Russian history (at a single time). It was a big culture shock to bring seven Russian speaking kids into our home for sure. But the real shock was just around the corner when the financial reality of our decision began to hit home. Nine sets of clothing, nine bikes, nine soccer teams, nine college educations, nine weddingsyou get the picture. The financial pressure began to build. I rapidly set out on a course to produce more income. I started or purchased six different medical clinics. I developed anathletic club, which eventually grew to 1,500 members. I purchased a sports performance enhancement franchise. And we even started a coffee shop/deli. Some produced more cash flow than others, but the one problem all those businesses had in common was that they took immense amounts of my personal time. I was fairly successful at creating additional income, but I was killing myself. My family life was suffering. I quickly realized working 70-80 hours a week would not work. There are few things that I am more passionate about than my family, so I threw myself into a massive search for ways to create passive income. It was this search that eventually led me to real estate. You can do the same thing. Figure out what you are passionate about. Focus on the end results. Getfired up and use that passion to fuel your real estate dreams.

Related: If I Started My Real Estate Business Again Today, THIS is What Id Change 2. Harness fear. As humans, nothing makes us react quite like fear. Fear comes in all shapes and sizes. There are literally hundreds of types of fears and phobiasfear of pain, of disease, of injury, of tight spaces, of rejection, and of failure, to name a few. People will do just about anything to avoid their fears. If they are forced to face fear, they go into fight or flight mode or they are paralyzed by fear and do nothing at all. Fortunately, a random encounter with a couple of patients changed my investing mindset forever. It was March 6, 2009, and the stock market was in the final throes of its great crash. I walked into a treatment room, and there sat a patient with tears streaming down his face. It was odd because this was a big burly guy who had just retired from a local factory and was a pretty tough character. I soon found out he was not crying because of his back or neck pain but because he had just lost almost all of his retirement savings in the stock market. Apparently, this gentleman had taken his retirement payments as a lump sum and had recently dumped it all in the market. As he sat on my exam table, he explained how in a few short days, he had lost more than 70 percent of his retirement savings, and those savings had taken him 40 years to amass! I am not usually at a loss for words, but nothing in my medical training could have prepared me for that moment. A couple of days later, I was seeing another patient. Mrs. Smith (not her real name) was a 50-something retired school teacher and seemed to be in a better mood than normal. I noticed her cheerfulness and asked her why she seemed so happy. She went on to explain how she and her husband had taken all of their retirement funds out of the stock market about a year previously and had used the funds to buy rental property. Their rentals were leased, and frankly, they were really enjoying retirement. Fortunate to have gotten out of the market when they did, this new landlord was not affected by the downturn in the markets at all. I had really never trusted the stock market. I mean, with the almost-daily headlines of one major bank after another caught cheating their clients or gaming the system somehow, this ladys message really hit home with me. Even so, I had always been too afraid of missing out on that once-in-a-lifetime Amazon or Microsoft stock pick to shift my investing away from the stock market. Right then and there, it finally hit home. When it came to real estate, I was afraid to make a mistake that would cost me money. Since I was not sure when or where to start, I just sat doing nothing for years. I had analysis paralysis, but I realized I was much more scared of ending up like my first patient, crying in a doctors office somewhere having lost the majority of my retirement. I finally made a commitment that real estate would be my investment vehicle of choice. 3. Find your motivation. A few years back, an MRI revealed I had a torn rotator cuff, torn labrum, and arthritis in my shoulder. Decades of occupational abuse and years of chasing baseball scholarships had taken their toll. My orthopedic physician announced I could either give up my chiropractic career immediately, or in about four years, I would need a shoulder replacement. Suddenly, I was heading toward for an untimely retirement. I was shocked. I had dedicated the last 29 years of my life to helping people heal. My entire identity was tied up in being a healthcare provider. At the same time, Obamacare was rapidly eroding away my practice of two-plus decades. I had no idea what I would do, but knew I needed a plan and needed one quick. After much angst and a considerable amount of prayer, I decided it was time to jump in with both feet. I still have a medical practice, but am working full-time on a plan to exit healthcare as soon as possible. Even though I didnt recognize it at the time, life circumstances helped me find my motivation. Each individual has their own unique mix of life experiences and desires that fuel their drive for success. For some, its the thought of a penniless retirement. For others, it is the commitment to never let their children grow up in poverty (like they did). Some people say that success is a lake home or traveling the world. Others have an altruistic motivation to give back to those less fortunate. There are 1,001 books on ramping up personal motivation. For me, however, it boils down to a very simple concept: Focusing on my goals 10 times more than I focus on the roadblocks. Every time I run up against what seems like an insurmountable roadblock, I pull out my list of goals and focus on what I want to accomplish. Time spent focusing on what matters most turbocharges my motivation levels. The roadblocks seem to work themselves out. Whats your motivation? Related: How to Jumpstart Your Investing Career as a Multifamily Deal Finder 4. Hire a mentor. Every athlete from t-ball to the big leagues has a coach. They need someone they can learn from who is more experienced. Someone who knows the ins and outs of the game. Its no different in real estate. If you are serious about learning the craft, you need to find someone to teach you the ropes. When I finally got serious, I hired a mentor. I knew if I spent my hard-earned money on a program, I would take it seriously. There are lots of mentors and training programs on BiggerPockets. For me, I knew the more expensive the program, the more commitment I was likely to have. I am not talking about a weekend seminar with a few handouts. I chose a company called 37th Parallel Properties. Their program is a comprehensive year-long mentorship. It includes visits to real assets across the country (much like getting an MBA in multifamily investing). Dont get me wrongnot everyone needs to pay for a mentor, but dont attempt to go it alone. Learn from someone elses mistakes. Its one of the many reasons I am such a big fan of BiggerPockets. You can learn so much just by hanging out in the community and reading the advice of experienced investors. Whether you hope to invest in single family homes, self-storage units, large multifamily communities, or mobile home parks, there is always someone with expertise willing to share.

5.Leverage the experience of others. Maybe you dont need to change careers like me. Maybe you just want to use commercial real estate to turbocharge your portfolio. Maybe you just want to be a passive investor and have very little interest in toilets, tenants, and trash. If you are an accredited or sophisticated investor, syndicated deals may be the best approach for you. Some companies offer syndicated real estate investments. They specialize in sourcing lucrative real estate assets and packaging them up for passive investors. They typically underwrite the project, perform all due diligence, line up debt, and complete the purchase. The companies then operate and oversee these assets so that their investors can realize great profits minus the headaches. Choosing a company that you feel comfortable with is the key to any syndicated investment. While it is a much quicker way to jump into the fray, be careful! Take your time and choose the specific deal and syndicator carefully. Ask lots of questions and always check references. So, what is holding you back? Whats it going to take to get you off the sidelines? Dont procrastinate like I did! Hey, if an old chiropractor can do it

What motivation led to your first investment? What did your journey there look like? Take a moment to share what it took to make your first real estate investment! https://www.biggerpockets.com/renewsblog/seven-child-adoption-launch-real-estate-career