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#Indian Matrimonial site in United Kingdom
matchmeglobaluk · 11 months
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Best Marriage Website In United Kingdom
Discover lasting love with Matchmeglobal, the best marriage website in the United Kingdom. As one of the top reliable UK matrimonial sites, Matchmeglobal ensures a seamless and secure online experience. Our platform is dedicated to helping you find your perfect match with ease. Trust Matchmeglobal for a reliable online UK matrimonial site that prioritizes your journey to lifelong happiness. Join us in your quest for love, where meaningful connections begin. You're happily ever after starts here with Matchmeglobal.
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truelymarry2 · 6 months
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Finding Your Perfect Match: TruelyMarry - Your Ultimate Punjabi Matrimonial Service
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In the bustling world of matchmaking, TruelyMarry stands out as the epitome of excellence in Punjabi matrimonial services. As a premium matrimonial service catering specifically to the Punjabi community, TruelyMarry offers a plethora of features and benefits for those seeking life partners within this vibrant culture.
With its user-friendly interface and extensive database of matrimony profiles, TruelyMarry makes the daunting task of finding a suitable match a breeze. Whether you're looking for a Punjabi bride or groom, Hindu, Sikh, Khatri, Arora, or Punjabi Brahmin, TruelyMarry has something for everyone.
One of the distinguishing features of TruelyMarry is its focus on catering to specific preferences within the Punjabi community. Whether it's matching individuals based on their manglik Punjabi caste or facilitating matrimonial services for second marriages, TruelyMarry ensures that every aspect of Punjabi matchmaking is covered.
What sets TruelyMarry apart from other matrimonial sites is its dedication to providing a personalized experience for its users. Unlike generic matrimonial platforms, TruelyMarry understands the nuances of Punjabi culture and traditions, ensuring that every match suggested is culturally and personally compatible.
TruelyMarry isn't just limited to Punjabis residing in India; it also caters to the global Punjabi diaspora. Whether you're in Canada, the United States, the United Kingdom, or any other part of the world, TruelyMarry connects Punjabis from all corners of the globe, making it the best Punjabi Indian matrimonial site available.
Moreover, TruelyMarry offers a range of services beyond just matchmaking. From providing assistance with wedding planning to offering counseling services for couples, TruelyMarry is committed to supporting its members at every step of their marital journey. TruelyMarry is the Safest Platform for Everyone.
One of the most appealing aspects of TruelyMarry is its commitment to inclusivity and accessibility. While it offers premium matrimonial services, it also recognizes the importance of providing options for those who may not be able to afford them. That's why TruelyMarry offers a free Punjabi marriage site, ensuring that everyone has the opportunity to find their perfect match without financial constraints.
Whether you're a young professional looking to settle down or someone seeking companionship later in life, TruelyMarry is the ultimate destination for Punjabi matrimonial bliss. With its comprehensive features, personalized approach, and dedication to inclusivity, TruelyMarry truly stands as the beacon of hope for those seeking their happily ever after within the vibrant Punjabi community.
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hardynwa · 1 year
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India Police arrests Nigerian for defrauding women on dating app
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A Nigerian, alongside three Indians, has been arrested in India for allegedly cheating several Indian women on matrimonial applications, the Indian police said on Thursday. The investigators said the suspects posed as doctors, engineers and information technology professionals to connect with women on several matrimonial apps and took money from them on the pretext of clearing customs fees for gifts. The suspects were identified as Chibaka alias Tall Issa of Nigeria and Delhi residents Aman Kumar (26), Rahul Singh (28), and Santosh Kumar (38), police said. The cybercrime team of Gurugram police disclosed that they recovered 25 mobile phones, 65 ATM cards, 34 cheque books and 12 passbooks from the fraudsters. Assistant commissioner of police (cyber) Priyanshu Diwan, said the suspects had formed a gang and were operating from Delhi in the last few months, Hindustantimes.com reported. According to him, “The Nigerian was the kingpin of the gang and met the other suspects in Laxmi Nagar area of Delhi. They used to scan profiles of the victims on matrimonial sites and later befriended them on social media such as Instagram and Facebook,” he said. Explaining how the culprits were caught, he narrated that they cracked down on the gang members after a 36-year-old woman complained on March 22 that she was duped of ₹16 lakh (about N9m). The woman alleged that on January 26 this year, she received a friend request on Instagram in which the person introduced himself as a doctor living in the United Kingdom. “We exchanged our numbers and started chatting on WhatsApp. The suspect said he would be sending some gold items and £20,000. On January 30, I received a call from a woman who introduced herself as an employee of a courier company in Mumbai and said that gold and foreign currency had arrived in my name,” said Sampa Pal, a resident of DLF Phase-4. The woman asked the victim to deposit ₹55,000 as tax and after receiving the money, she again asked to deposit ₹3,27,920. Again, on February 2, the suspect asked her to deposit ₹3 lakh followed by ₹2.98 lakh. “It did not stop here and in total I deposited ₹16 lakh within a week and realised that I had been cheated as they were asking me to deposit another ₹7.26 lakh,” said Pal. Police said after conducting an investigation, a case was registered under Section 120 B (conspiracy), 419 (impersonating) and 420 (cheating) of the Indian Penal Code (IPC) at the Cyber Crime police station on February 17. Preet Pal Sangwan, assistant commissioner of police (crime), said they traced the internet protocol addresses of the suspects, and a raid was conducted by a team led by Jasvir Singh, station house officer of the Cyber Crime police station and the suspects were arrested from different places in Delhi on Wednesday night. “During questioning, the suspects revealed that the Nigerian man was deported from Mumbai eight years ago, who returned to India on a Schengen visa and another passport. We are still verifying whether his passport is original or forged. He was continuously active in committing matrimonial frauds,” ACP Sangwan said. The police said the gang had opened more than 100 bank accounts that were used by them to transfer money. One of them used to withdraw money through ATMs from different areas and many times travelled to another city to evade being identified by police, said police. They were asked to pay money in lakhs to “register” the valuables. The victims were then asked to spend more money in the name of securing the gifts and freeing their friends,” he said. Read the full article
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lighdesoti-blog · 5 years
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priyashahmatchmaker · 3 years
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Priya Shah Matchmaker | Reforming Matchmakings
Priya Shah Matchmaker, has become one of the most popular matrimonial sites in India and overseas, delivering the most incredible matchmaking services. She has made over 9000 couples in over thirty years of service to people from all walks of life and around the globe. She has established herself as a force to be reckoned with. Her unique and classical approach to matchmaking distinguishes her as the finest matchmaking service provider. She believes that Indian culture is a tremendous source of inspiration for many people who wish to marry in a more conventional and proper manner. In this regard, she organizes the services in such a way that clients can meet with her in person and express themselves more frankly and clearly about their matchmaking requirements. She believes that an ice-breaking session between the prospect matches is necessary in order to understand their needs, desires, demands, and temperament. It's a far cry from the robotic world of the internet, where adding a human touch to the process is impossible.
Sailing in the ship of a matrimonial business is not very difficult for Priya being an M.A. & Ph.D. in marriage consultancy (U.S.A.). Her skills and experience have been invaluable to her on this path. Her warm personality and thorough understanding of the concept of marriage make her a trailblazer in this profession. Her well-balanced judgments on fundamental traditional values and contemporary ideas are an additional trait that puts her ahead of the curve. Priya now works in various regions of India and worldwide (Mumbai, India's metro cities, the United States, the United Kingdom, Dubai, Singapore, Australia, Africa, and so on), bringing smiles to the faces of many couples. Priya Shah, the matchmaker, believes that this incredible journey is only the beginning for her; she hopes to sprinkle this happiness potion into the lives of many more prospect brides and grooms and their families.
For Priya, even the tiniest detail is a significant worry, and every desire is a top priority. Thanks to her revitalized approach to matchmaking, her matching services not only provide you with more security and confidence but also redefine the entire experience of using a matrimonial service. Her constant goal is to provide services that are more reliable and flexible. Most matchmaking services have failed to do this, but Priya Shah Matchmaker, champions the matchmaking process to its maximum level of sophistication. She believes that marriage is a significant milestone in everyone's life that requires a lot of thought and consideration. She holds every profile in high regard and keeps them, dear, to her heart! Because she knows each of her clients personally and takes the time to develop a relationship with them before giving their information to anyone so that she can make an informed judgment about who would be the best match for her clients when the time comes.
She has only one goal and ambition: to work tirelessly to discover the most compatible two people and bring them together to establish a lovely union. She has added a new family to her life with each match, and she now knows many wonderful families from all over the world who are still a part of her life. She is adamant about being upfront and honest with her clients; she doesn't just share descriptions and images with her clients but researches and digs deep into each and every family and prospect girl or boy to provide them with the most incredible and in-depth honest reports about the families and stated match.
She has a long list of premium Indian and international clients who are the absolute crème de la crème. For the past 30 years, she has been arranging marriages for India's leading business and Bollywood families! Her list of clients includes highly qualified professionals such as doctors, engineers, M.B.A.s, Chartered Accountants, Architects, well-known business owners, industrialists, and members of Hindu communities such as Gujarati, Punjabi, Sindhi, Bengali, South - Indian, Marwari - Agarwal, Maheshwari, Gupta, Jain, and others who are well-established in India and abroad.
Forbes Magazine has also featured her in their pages on a few occasions for her innovative work in the field of matchmaking. Dr. Priya Shah, the matchmaker, has also been named India's Best Matchmaker by the World Association for Small and Medium Enterprises and the Ministry of MSME of the Indian government.
So, if marriage is on your mind, contact Priya Shah Matchmaker, via her website or pay a visit to her office in Mumbai to find your dream partner in reality.
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vivahsaubhagya · 4 years
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Chhath Puja 2020 Tithi: कब मनाया जाएगा छठ का महापर्व, Chhath Puja 2020 Date, Chhath Puja 2020, chhath puja, Kharna, nahay khay, Chhath Puja 2020 tithi : आज से छठ पूजा की शुरुआत हो चुकी है. आज नहाय खाय है. व्रति महिलाएं इसकी प्रक्रिया पूरी करने में जुी हुई है. नहाय खाय के द‍िन गंगा स्‍नान करने का चलन है. इस द‍िन घर की पूरी सफाई की जाती है और छठी मइया के स्‍वागत के ल‍िए घर आंगन, घर के आगे और पीछे हर स्‍थान की सफाई होती है. छठ का पर्व चार द‍िनों का होता है और इसका व्रत सभी व्रतों में सबसे कठ‍िन होता है. इसल‍िए इसे महापर्व के नाम से जाना जाता है. हिन्दी पंचाग के अनुसार, छठ पूजा का खरना कार्तिक मास के शुक्ल पक्ष की पंचमी तिथि को होता है. खरना को लोहंडा भी कहा जाता है. इसका छठ पूजा में विशेष महत्व होता है. खरना के दिन छठ पूजा के लिए विशेष प्रसाद बनाया जाता है. खरना के दिन भर व्रत रखा जाता है और रात प्रसाद स्वरुप खीर ग्रहण किया जाता है. इस बार छठ पूजा 18 नवंबर से 21 नवंबर पर चलेगी. अगर आप भी छठी मइया के पर्व को मना रहे हैं तो यहां देखें छठ पूजा से जुड़ी हर अपडेट..
With thousands of devotees swarming in to pay their idolization to the Sun God, Chhat is the most revered and pious festival of Bihar. It speaks highly of the deep rooted folk culture and origin of the divulge. The word Chhath denotes the number six as it commences on the sixth daylight from Amavasya (Diwali). Devoted to the Sun God, Chhat requires an arduous obedience of quick without water for greater than 24 hours. The Parvaitin (one who observes the parv/puja) follows a time of abstinence and segregation from the main household for two days and is in addition to supposed to carry the ritual of bathing in the holy water of Ganges without help.
Chhath Puja 2020 : कब मनाया जाएगा छठ का महापर्व Nahaye-Khaye –
On the first hours of hours of hours of daylight of Chhat, the parvaitin takes the holy bath and cooks a proper meal sans onion and garlic. Her curt begins after the meal and is single-handedly out of the shadowy upon the neighboring-door evening.
Kharna – On the second hours of daylight of the festival, the parvaitin cooks the prasad re her own that includes kheer and chapattis. She breaks her fast furthermore this prasad and the leftovers are distributed as the most pious prasad of Chhati maiyya.
Pehla Arghya – The two day fast begins, concerning the third day of the puja. The parvaitin along once the devotees, promenade to the Ghats to give Arghya to the atmosphere sun. The Arghya is an offering of milk and gangajal and is considered to be amrit. When I said that consent of Chhat is arduous, I was not just referring to the fasts. Since Chhat is intensely praised in winters, it is hermetically sealed hard for the parvaitins and devotees alike to stand waist deep in the cool waters of the river and pay for Arghya. It is believed that one who observes Chhat must not wear every one one of stitched. Hence, most parvaitins (brave they must be) just drape a sari concerning them!
Doosra Arghya – The journey towards the Ghats begins anew in front hours of daylight about the fourth daylight. Personally, my favourite portion of the festival (except for the share where we profit prasad, of course!), where the state is yet mahogany black and millions of diyas and fireworks enlighten the Ghats; the sight is nothing less than a magical procession. Truly, one can lonesome witness the involve to fall in in addition to and environment the sheer piety and beauty of this festival. The entire Ghat is ornamented when terracotta lamps and canopies of sugar-cane stalks where the devotees desist their soops (baskets). Each soop consists of the Chhat prasad that includes and the first crop of the season. The day Arghya is offered taking into consideration again to the rising sun as soon as hymns and folk songs, praying to the Sun god to ward off evil and dark spirits and enlighten the world taking into account sanctity and goodness.
While the rituals are pious and attractive, there are numerous tempting things roughly this festival. On your mannerism to the Ghats, you will most likely acquire a unintended to see some devotees who feat not promenade around foot! Yes, there are some who roll regarding the subject of their backs all the way from their blazing to the Ghats (which can be several kilometres)! Another bemusing site is to appearance really olden women observe the puja and be absolutely to your liking even after plunging waist deep in the cool river. But most tempting is the ambience that is created during the four days of the festival. The roads are flamboyantly decked when stalls of food and toys upon their sides, women bearing in mind vermillion all along till their nose never seem to halt chanting the Chhat folk songs, kids and men alike drowned in the fervour of the festivity- Chhat Puja is not just a festival, its a carnival of joy and worship blended taking into consideration grip and holiness that brings families and links together.
Why is Chhath Puja 2020 much-admired
There place unit several stories that begin to the lineage of Chhath Puja. it’s assumed that within the accumulation, Chhath Puja was celebrated by Draupadi and in addition to the Pandavas of Hastinapur consequently as to resolve their issues and regain their free kingdom. The mantras from the Rig religious writing texts place unit musical whereas attend the sun. because the version goes by, this Puja was initial started by Hindu deity Putra Karna WHO dominated anew the Anga Desh (Bhagalpur in Bihar) throughout the age of Mahabharatum. The scientific records or rather the Hindooism records dates backing going on to the first sacred writing amount. Legend says that the sages and rishis of that times used this technique therefore as to restrain from any outside suggests that of food and profit energy directly from the rays of the sun.
The Rituals of Chhath Puja
Chhath Puja 2020 Tithi: कब मनाया जाएगा छठ का महापर्व, Chhathi Maiya, normally referred to as Usha is that the deity idolized during this Puja. The Chhath competition involves many rituals, that area unit significantly harsher as compared to oscillate Hindu festivals. These typically cause problems taking dips in rivers or water bodies, strict brusque (one cannot even beverage water within every single one method of fasting), standing and providing prayers in water, facing the sun for long periods and additionally providing prashad to the sun at sunrise and sunset.
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meravyaahs · 4 years
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holyanderson · 5 years
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NRIMB offers United Kingdom Matrimonial services with a large database of United Kingdom brides and grooms worldwide. It has the most comprehensive matchmaking features, allows making contacts, messages, match alerts, and many more features. It's 100% free, safe and secure, simple and easy to use.
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matchmeglobaluk · 9 months
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lillykates-blog1 · 5 years
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justlanroyref-blog · 5 years
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dayallegal-blog · 8 years
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Electronic Money
The national availability of airtel    money follows the success of service’s first phase of launch in Delhi    NCR and Chennai in 2011. Commenting on the rollout, Sanjay Kapoor, CEO –    India & South Asia, Bharti Airtel said, "While an estimated 240    million people across India hold bank accounts, more than 90% of country’s    population uses cash to pay for its daily needs. Additionally, a majority    of customers continue to rely on traditional or time consuming methods like    money orders and cheque remittances when it comes to transferring funds. On    the other hand, the penetration of mobile telephony currently enriches the    lives of over 900 million people in our country and can facilitate a    paradigm shift in the way India transacts. We see the national rollout of airtel    money playing a pivotal role in accelerating mobile based commerce in    India and look forward to further extending the availability of this    service
Airtel Money is a mobile commerce service    that enables you to use your Airtel mobile to do the following:
·       Send and receive money across networks
·       Instantly top up your airtime and also send airtime to someone    else's phone
·       Make payments for utility bills, goods and services
·       Link your bank account to your Airtel Money wallet and enable you to    do the following : check bank balances,deposit money from your phone to    your bank account and vis a vis)
·       Make cardless withdrawals from partner ATMs
·       GOOGLE WALLET
Google Wallet is a peer-to-peer payments service developed by Google that allows people to send and    receive money from a mobile device or desktop computer at no cost to either    sender or receiver. When set up, a Google Wallet account must be linked to    an existing debit card or bank account in the United States. Google Wallet    can be used through the Google Wallet app, Gmail and the Google Wallet Card. The    app is available for Android devices running Android 4.0 and    above, and for iOS devices running iOS 7.0 and above.[1] Google Wallet also had NFC payment    capabilities, until the creation of Android    Pay.
The physical Google Wallet Card was an optional addition to    the app which allowed users to make purchases at point-of-sale (in stores    or online) drawing from funds in their Google Wallet account, attached    debit card account, or bank account. The card could also be used to    withdraw cash at ATMs with no Google-associated fee, and could be used like    a debit card for virtually any purpose, including such things as renting a    car. It was discontinued on June 30, 2016.
Google Wallet is structured to allow its patrons to send    money to each other. To send money, a Google Wallet user enters the email    address or phone number of the recipient. The recipient must then link that    phone number or email address to a bank account in order to access those    funds. If the recipient also has a Google Wallet account, the funds will    post to that account directly.
Users can link up to two U.S. bank accounts when the Wallet    account is created.[3] Received money goes to the Google    Wallet Balance and stays there until the user decides to cash out to a linked    account, or spend it directly from there using a Google Wallet Card.
The Google Wallet app is available for free from either Google Play or the App Store. After downloading the    app, the user creates a four-digit personal    identification number (PIN)    for managing everything within their Google Wallet account. The PIN    verifies access to the Wallet app on the user’s mobile device.[4]
Before it was discontinued on June 30, 2016, the Google    Wallet Card was recognized by the Cirrus    network operated by MasterCard (rather than the Plus network operated by Visa)
Google Wallet protects payment credentials by storing user    data on secure servers and encrypting all payment information with    industry-standard SSL (secure socket layer) technology. Full credit and    debit card information is never shown in the app. All Google Wallet users are also    required to have a PIN to protect access to their Wallet account. The    payments PIN is used for:
·          Gaining access to the Google    Wallet app on a mobile device
·          Making point-of-sale purchases    with a Google Wallet Card
·          Withdrawing cash with a Google    Wallet Card at an ATM
Google also recommends having a general passcode on mobile    devices for additional security.
In some cases, users have to verify their identity in order    to make certain transactions. If prompted to do so, the user will visit the    Wallet website and follow steps to ensure their accurate identity. This is    in adherence with US Federal Deposit Insurance Corporation financial    regulations that require payment providers to ensure customer identity.
If a Google Wallet Card is lost or stolen, users can    immediately cancel access to it by signing into myaccount.google.com.    Google also offers the additional flexibility of temporarily locking the    card if a user suspects that the card has simply been misplaced. In the    event of unauthorized transactions, Google Wallet Fraud Protection covers    100% of verified unauthorized transactions made in the US reported within    120 days of the transaction. Only US residents who have Wallet accounts    associated with a US address are eligible for coverage under this policy.
 ROLE OF ECOMMERCE    IN ONLINE PAYMENTS
E-commerce is anything that involves an online transaction.    This can range from ordering online, through online delivery of paid    content, to financial transactions such as movement of money between bank    accounts.
The e-business is one of the biggest things that have taken    the Indian business by storm. It is creating an entire new economy, which    has a huge potential and is fundamentally changing the way businesses are    done. It has advantages for both buyers as well as sellers and this win-win    situation is at the core of its phenomenal rise.
Rising incomes and a greater variety of goods and services    that can be bought over the internet is making buying online more    attractive and convenient for consumers all over the country.
Electronic commerce is presently an essential ingredient of    India’s trade facilitation policy. Since 1991, after economic reforms    explicitly took place in India as a result of opening of the economy with a    view to integrate itself with the worldwide economy, the need to facilitate    international trade both through policy and procedure reforms has become    the foundation stone of India’s trade and fiscal policies. Resultantly,    last few years have witnessed a technological revolution accompanied by the    wide spread use of the Internet, web technologies and their applications.    Electronic Business (e-commerce) as part of the information technology    revolution became widely used in the world trade in general and Indian    economy in particular.
As a symbol of globalization, e-business represents the    cutting edge of success in this digital age and it has changed and is still    changing the way business is conducted around the world. The    commercialization of the Internet has driven electronic commerce to become    one of the most capable channels for inter-organizational business    processes.
 Greater Economic Efficiency
We have achieved greater economic efficiency (lower cost)    and more rapid exchange (high speed, accelerated, or real-time interaction)    with the help of electronic business. Key drivers in Indian e-commerce are:    1. Increasing broadband Internet (growing at 20%[ MoM) and 3G penetration.
2. Rising living standards and a growing, upwardly mobile    middle class with high disposable incomes.
3. Availability of much wider product range compared to what    is available at brick and mortar retailers.
4. Busy lifestyles, urban traffic congestion and lack of    time for offline shopping.
5. Lower prices compared to brick and mortar retail driven    by disintermediation and reduced inventory and real estate costs.
6. Increased usage of online classified sites, with more    consumer buying and selling second-hand goods.
7. Evolution of the online marketplace model with sites like    eBay, Flipkart, Snapdeal, Infibeam, qnetindia.in and Tradus. The evolution    of ebusiness has come a full circle with marketplace models taking center    stage again.
Literature review
India has an internet user base of about 137 million as of    June 2012. The access of ebusiness is low as compared to markets like the    United States and the United Kingdom but is growing at a much faster rate    with a large number of new entrants. Cash on delivery is a unique thing to    India and is a preferred payment method. India has a vibrant cash economy    as a result of which around 80% of Indian e-business tends to be Cash on    Delivery.
E-business in India is still in burgeoning stage but it    offers extensive opportunity in developing countries like India. Highly    intensed urban areas with very high literacy rates, huge rural population    with fast increasing literacy rate, a rapidly growing internet user base,    technology advancement and adoption and such other factors make India a    dream destination for e-business players. Moreover, squat cost of personal    computers, an emergent installed base for Internet use and a progressively    more competitive Internet Service Provider (ISP) market has added fuel to    the fire in augmenting e-commerce growth in Asia’s second most populous    nation. India’s e business industry is on the growth curve and experiencing    a surge in growth. The Online Travel Industry is the biggest segment in e    business and is flourishing largely due to the Internet-savvy urban    population. The other segments, categorized under online non-travel    industry, include e-Tailing (online retail), online classifieds and Digital    Downloads (still in a blossoming stage). The online travel industry has    some private companies such as Makemytrip, Cleartrip and Yatra as well as a    strong government presence in terms of IRCTC, which is a successful Indian    Railways initiative. The online classifieds segment is broadly divided into    three sectors; Jobs, Matrimonial and Real Estate. A description by the    Internet and Mobile Association of India has exposed that India’s    e-business market is mounting at an average rate of 70 percent annually and    has grown over 500 percent since 2007. The current estimate of US$ 6.79    billion for year 2010 is way ahead of the market size in the year 2007 at    $1.75 billion. Apparently, more online users in India are willing to make    purchases through the Internet. Overall e-commerce industry is on the edge    to experience a high growth in the next couple of years.The e-commerce    market in India was largely dominated by the online travel industry with    80% market share while electronic retail (E-Tailing) held second place with    6.48% market share.
E-Tailing and digital downloads are expected to grow at a    faster rate, while online travel will continue to rule the major proportion    of market share. Due to increased ecommerce initiatives and awareness by    brands, e-Tailing has experienced decent growth. According to the Indian    Ecommerce Report released by Internet and Mobile Association of India    (IAMAI) and IMRB International, “ The total online transactions in India    was Rs. 7080 crores (approx $1.75 billion) in the year 2006-2007 and it was    grown by 30% to touch Rs. 9210 crores (approx $2.15 billion) by the year    2007-2008.
India's e-commerce market was worth about $2.5 billion in    2009, it went up to $6.3 billion in 2011 and to $14 billion in 2012. About    75% of this is travel related (airline tickets, railway tickets, hotel    bookings, online mobile recharge etc.). Online Retailing comprises about    12.5% ($300 Million as of 2009). India has close to 10 million online    shoppers and is growing at an estimated 30% CAGR vis-à-vis a global growth    rate of 8–10%. Electronics and Apparel are the biggest categories in terms    of sales.
As per "India Goes Digital", a report by Avendus    Capital, a leading Indian Investment Bank specializing in digital media and    technology sector, the Indian ecommerce market was estimated at Rs 28,500    Crore ($6.3 billion) for the year 2011. Online travel constitutes a sizable    portion (87%) of this market today. Online travel market in India is    expected to reach Rs 54,800 Crore ($12.2 billion) in size by 2015. Indian    e-tailing industry is estimated to grow to Rs 53,000 Crore ($11.8 billion)    in 2015.
Overall e-commerce market is expected to reach Rs 1,07,800    crores (US$ 24 billion) by the year 2015 with both online travel and    e-tailing contributing equally. Another big segment in e-commerce is    mobile/DTH recharge with nearly 1 million transactions daily by operator    websites.
 CRITICISM OF ONLINE    PAYMENTS
Despite the advantages of e business in India, there are    certain challenges to be faced which are as follows
1. Indian customers return much of the commodities they    purchase online
E business in India has many first time buyers. This means    that they have not yet made up their mind about what to expect from    e-business websites. As a result, buyers sometimes fall prey to hard sell.    But by the time the product is actually delivered, they reveal remorse    and return the goods. Though    consumer remorse is a global problem, but it is all the more prevalent in a    country like India, where much of the growth comes from new buyers. Returns    are expensive for e-business companies, as reverse logistics presents    unique challenges. This becomes all the more complex in crossborder    e-business.
2. Cash on delivery is the preferred payment mode.
Low credit card access and low trust in online transactions    has led to cash on delivery being the preferred payment choice in India.    Unlike electronic payments, manual cash collection is painstaking, risky,    and expensive
3. Payment gateways have a high failure rate
As if the preference for cash on delivery was not bad    enough, Indian payment gateways have an unusually high failure rate by    global standards. E-business companies using Indian payment gateways are    losing out on business, as several customers do not attempt making payment    again after a transaction fails.
4.Internet penetration is low.
Internet penetration in India is still a small fraction of  what is there in a number of western countries. On top of that, the quality  of connectivity is poor in several regions. But both these problems are on  their last legs. The day is not far when connectivity issues would not  feature in a list of challenges to e-business in India.
5. Feature phones still rule the roost
Though the total number of mobile phone users in India is very high, a significant majority still use feature phones, and not smartphones. As a result this consumer group is unable to make e-business purchases on the move. Though India is still a couple of years away from the scales tipping in favor of smartphones, the rapid downward spiral in the price of entry-level smartphones is an encouraging indication. I expect that the next few quarters will witness announcements of new smartphones in India at the $30-40 price point. That should stimulate growth in smartphone ownership. As a result E-Business market will also rise further.
 RISKS INVOLVED IN MAKING PAYMENTS ONLINE
In the past decade, the Internet has evolved from a specific resource for IT pros and computer geeks to a daily destination for people all over the world. Recent years have also seen an explosive growth in the online retail arena. These days, many people are just as willing to order a book from Amazon.com as they are to stop by their local bookstore.
Those same people have embraced the Internet as an easy, effective method for paying bills and other banking. However, it's important to remember that there's a vast difference between making technology available and making it secure and reliable.
In an age when people regularly use corporate networks to access Internet banking and payment systems from work, visiting a fraudulent Web site or running a hostile e-mail attachment can result in a compromise of a corporate network behind a firewall system.
In the early days of online retailing, more than a few significant security breaches with online retailers occurred, most of which were credit-card-related. Frankly, I'm still reluctant to do my banking or buy anything online.
It's less than comforting to consider how few users really understand how easy it is to forge an e-mail message, much less an official-looking Web site. Many online vendors require users to register their credit card and banking information, which is really the only way they can operate to prevent massive fraud. Users may assume that this information will remain secure, but history has proven that assumption wrong several times.
If your organization's employees use any online services that require them to register banking or credit card information, they're exposing themselves—and the company—to risk. In addition to just losing account information, falling victim to a worm, virus, or keystroke logger may cost someone his or her job at many companies.
Hackers can often easily dupe users accessing online payment systems and banking systems into revealing their account information after receiving official-looking e-mails. But again, e-mail is pretty easy to forge. And even an intelligent user may have difficulty discerning an official e-mail from a forgery.
A number of e-mail-based online banking frauds are currently circulating the Internet. PayPal, MBNA, eBay, Citibank, and a number of British banks are popular targets.
Don't assume your company's employees are immune to these fraudulent campaigns—they can be quite convincing to a lot of people. Short of implementing a corporate policy that forbids accessing online banking services at work, education is the best solution.
Inform your users about the risks of disclosing account information. In addition, encourage them to investigate the policies of a corporation before using its online financial services.
Online fraud efforts will likely continue to increase, and it wouldn't surprise me to see many corporations begin to establish policies prohibiting any type of online banking from the corporate network. Given the current scams, it's not going out on a limb to say that this is probably the best policy for the near future.
 Author Name
DEEPAK DAYAL
(MBA, LLB) | Managing Partner, Dayal Legal Associates .India. Advocate, Supreme Court Of India. 
http://www.dayallegal.in M : +919560732244 O:   +919069113331
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matchmeglobaluk · 9 months
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matchmeglobaluk · 10 months
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matchmeglobaluk · 11 months
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vivahsaubhagya · 4 years
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Introduction to Childrens Day
Children’s Day 2020 – Jawaharlal Nehru Jayanti Celebrations – Begetting children is considered as one of the greatest blessings of liveliness. It is even regarded as the principal strive for of marriage and family cartoon. While individuals regard their children as pretentious gifts who will carry tackle the lineage and intimates traditions, there is a much larger significance too, for them. Children are considered as the viewpoint for the days into the future, and it is as regards their fragile shoulders that the higher of the organization and the country rests. Childrens Day is an occasion that celebrates children. It acknowledges their value and recognizes their significance as the torchbearers for a aching and promising compound.
History of Childrens Day
Children’s Day There is a practice of earmarking a day of the year for exaltation those, who sham important roles in the lives of the people in the world. We in view of that have Mothers hours of day, Fathers Day, Siblings Day, Grandparents Day, etc. for showing worship to these associates members. Childrens Day occupies a place of self-importance together along in addition to these special occasions.
The records approximately the descent and proceed of the day is attractive. The obedience of Childrens Day as a formal occasion started from the second Sunday of June in 1856 by Dr. Charles Leonard, the priest of the church in Massachusetts, America, gone he held a prayer support dedicated for children. The daylight was first called as the Rose daylight, in addition to, as Flower Sunday and ultimately, as Childrens Day. However, it was Turkey, which first avowed the hours of daylight as a national holiday in 1929, character the date for its obedience as April 23. The daylight underwent auxiliary changes elsewhere in the world. An presidency called Womens International Democratic Federation set forth in the year 1949, The International Day for Protection of Children as Childrens Day, to be held more or less June 1 and this began to be observed by many countries previously 1950. Thus, though many nations allied in the bond of Childrens Day, vary nations started celebrating it on the order of the subject of various dates.
However, when, the United Nations recommended that Childrens Day to be observed upon November 20 and quite a few countries began behind this hours of daylight too. It was the United Kingdom, which stated in 1954 that Universal Childrens Day will be much-admired all year upon 20th of November and started observing it to freshen covenant together with world kids and to initiate doing for their welfare. Later, upon the linked date in 1959, the UN adopted the Declaration of the Rights of the Child and later in 1989, the Convention upon the Rights of the Child.
Childrens Day began developing gradually into a global movement as it started addressing various issues that were of situation to the kids at large, with poverty, slur, abuse, poorly-treatment, child labor, discrimination, disabilities, etc.
Significance of Childrens Day in India
Childrens Day holds a special significance in India. Here, it is the birthday of Pandit Jawaharlal Nehru, the first Prime Minister of our country and the architect of attend to looking India that is much-admired as Childrens Day. He loved kids following all his heart and so, 14 November, his date of birth is observed as Bal Divas, the Childrens Day here.
Celebrations upon Childrens Day
Childrens morning is celebrated considering than big eagerness in India, during which various programs are held for the children, both by the Government and new organizations. Cultural and educative happenings are furthermore conducted involving children, and plays are staged, competitions are held, gifts are distributed, and picnics are organized for them. Parents too participate in this joyous occasion and enjoy themselves along behind than children.
When is Universal Childrens Day Celebrated?
In 1954, it was fixed that Universal Childrens Day would be commended vis–vis the 20th of November, each year. This as well as marks the anniversary of the date taking into account the verification and convention almost childrens rights were adopted by the UN General Assembly. Though Childrens Day is much-admired on the order of the 20th of November by most countries, some countries have adopted growth dates for the occasion. India celebrates Childrens Day upon the 14th of November, Australia celebrates the occasion upon the fourth Wednesday in October, and the United States holds a same occasion upon the first Sunday in June.
History of Universal Childrens Day
The UN General Assembly first announced the concept of Childrens Day in 1954 to bring children of all races, castes, and creeds together, and for the welfare of children across the world. UNICEF World Childrens Day celebrates the youngest minds of the world by encouraging brotherhood and fraternity and highlighting the importance of the quickly-physical of children. Over the years, Childrens Day on the subject of the world has promoted a number of causes, such as eradicating HIV/Aids, promoting the education of all children, and more. On November 20th 1989, the UN General Assembly signed a combination to guard the social, civil, economic, health, cultural, and embassy rights of children to friendship later than child-specific needs for children across borders and achievement in their best assimilation.
Jawaharlal Nehru Jayanti History and Celebrations of Children’s Day 2020
Jawaharlal Nehru (/neru, nru/;[1] Hindi: [darlal neru] (About this soundlisten); 14 November 1889 27 May 1964) was an Indian independence protester and, taking into account, the first Prime Minister of India, as expertly as a central figure in Indian politics both past and after independence. He emerged as an eminent leader of the Indian independence movement, serving India as Prime Minister from its commencement in 1947 as an independent nation, until his death in 1964. He was pen pronounce Pandit Nehru due to his roots gone than the Kashmiri Pandit community, even if Indian children knew him bigger as Chacha Nehru (Hindi: Uncle Nehru).[2][3]
The son of Swarup Rani and Motilal Nehru, a prominent lawyer and nationalist statesman, Nehru was a graduate of Trinity College, Cambridge and the Inner Temple, where he trained to be a barrister. Upon his reward to India, he enrolled at the Allahabad High Court and took an assimilation in national politics, which eventually replaced his real practice. A practicing nationalist to the front his juvenile years, he became a rising figure in Indian politics during the upheavals of the 1910s. He became the prominent leader of the left-wing factions of the Indian National Congress during the 1920s, and eventually of the entire Congress, once the tacit acclamation of his mentor, Gandhi. As Congress President in 1929, Nehru called for true independence from the British Raj and instigated the Congress’s decisive shift towards the left.
Nehru and the Congress dominated Indian politics during the 1930s as the country moved towards independence. His idea of a secular nation-impression was seemingly validated behind the Congress swept the 1937 provincial elections and formed the running in several provinces; in this area speaking the added hand, the separatist Muslim League fared much poorer. However, these achievements were very compromised in the aftermath of the Quit India Movement in 1942, which saw the British effectively destroy the Congress as a diplomatic organisation. Nehru, who had reluctantly heeded Gandhi’s call for rapid independence, for he had desired to verify the Allied engagement effort during World War II, came out of a lengthy prison term to a much altered embassy landscape. The Muslim League out cold his pass Congress associate and now opponent, Muhammad Ali Jinnah, had comply to dominate Muslim politics in India. Negotiations in the midst of Congress and Muslim League for knack sharing failed and gave way to the independence and bloody partition of India in 1947.
Nehru was elected by the Congress to admit office as independent India’s first Prime Minister, although the ask of leadership had been approved as far away away plus as 1941, subsequent to Gandhi customary Nehru as his political receiver and successor. As Prime Minister, he set out to realise his vision of India. The Constitution of India was enacted in 1950, after which he embarked not quite an ambitious program of economic, social and political reforms. Chiefly, he oversaw India’s transition from a colony to a republic, though nurturing a plural, multi-party system. In foreign policy, he took a leading role in the Non-Aligned Movement while projecting India as a regional hegemon in South Asia.
Children’s Day 2020 – Jawaharlal Nehru Jayanti Celebrations – Under Nehru’s leadership, the Congress emerged as a catch-all party, dominating national and keep-level politics and winning consecutive elections in 1951, 1957, and 1962. He remained ably-liked behind the people of India in bitterness of political troubles in his unmovable years and failure of leadership during the 1962 Sino-Indian War. In India, his birthday is highly praised as Bal Diwas (Children’s Day).
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