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#Low TDS Certificate
cuckoosingapore · 23 days
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Steps To Choose The Best Water Purifier.
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With the growing water impurities, it is very important to invest in a good water purifier. Choosing the Best Water Purifier Machine for your home or office is an important decision, as it directly impacts the health of your loved ones.
With the umpteen numbers of options available in the market selecting the right one can be challenging. Here is a guide to help you make an informed decision.
Understand your water quality: Before purchasing a water filter, it is important to know your water quality supplied in your area. If the water supplied in your area has low TDS levels, then it can be treated with a basic filtration system. However, water with high level of dissolved solids, heavy metals, and higher TDS levels need a more advanced purification process. CUCKOO has engineered different kinds of water filters that cater to various filtration needs.
Alkaline Water: The demand of alkaline water has increased over the years because of its great health benefits and many people prefer to consume alkaline water regularly. CUCKOO’s water purifier contains Alkaline Mineralizer that balances pH water levels and ensures the presence of essential minerals including sodium, calcium, potassium and magnesium in water.
Budget: Consider your budget and invest in the water filter that best meets it. Also, check if the water filter needs regular maintenance. CUCKOO water filters are cost-effective, have lower maintenance costs. They consume less electricity and their filters do not need frequent replacement.
Family needs: Your family needs and habits of water consumption are important to consider when choosing a good water filter. Regardless of the size of the household, the most important aspect to consider is the storage capacity of water filter. Understand your family needs and habits of water consumption before choosing a water filter.
Reviews: Check the online reviews of various water filters. This will give you insights on their purification process. The reviews of past customers provide reliable information about the quality of water filters, helping you make informed decision.
Certifications: Look for certifications from recognized health and safety organizations when selecting a water purifier. CUCKOO, a reputable and the Best Water Purifier is certified under SIRIM, Halal, NSF and Safety Mark certification, epitomizing high quality and well-regulated water filtration systems.
CUCKOO water filters are epitome of pure and healthy water.
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waterfiltergurus · 8 months
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Is ZeroWater Legit? We Tested 3 of Their Water Filters
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ZeroWater is one of the better-known water filter pitcher manufacturers, using 5-stage gravity filtration that promises to bring your water's TDS (or total dissolved solids) down to 0. Lots of people claim that ZeroWater filters are the best out there, and we were keen to see whether they're worth the hype. We've tested three ZeroWater pitchers and dispensers in our own home. In this review, we've commented on how they improved our water quality, their ease of use, their overall value for money, and more. We've also discussed why we have a problem with ZeroWater's marketing promises. 🎥 Video Review https://youtu.be/Kw5no7NIr-s?si=Xf9Fx5sPUC_ahPrx 🧾 Overview of ZeroWater Filters ZeroWater (or Zero Water) is an affordable water filter brand that sells faucet water filters, water filter pitchers, and water filter dispensers. We'll be discussing the ZeroWater filter pitchers and dispensers in this guide. The products we have personal experience with are: - The 12-Cup Ready-Pour Pitcher - The Ready-Read Dispenser - The 40-Cup Glass Ready-Pour Dispenser ZeroWater's pitchers and dispensers all use the same 5-stage water filter cartridge, which is a gravity filter. The idea is that you fill the top compartment of the pitcher or dispenser, then wait for the water to filter through into the bottom compartment. Then, depending on whether you're using a pitcher or a dispenser, you can pour water from the spout or open the spigot. ZeroWater's main selling point is that its filter reduces almost all TDS from water. All ZeroWater products come with a TDS meter so you can check that the filter is working properly. The filter has been tested to remove 43 common contaminants, and has been NSF certified to Standards 42 and 53 for its filtration performance. Zero Technologies (the warrantor) offers a 90-day warranty for ZeroWater dispensers and pitchers. If you detect a manufacturing defect within this timeframe, you can make a warranty claim to receive a free replacement part. We couldn't find any mention of a warranty for the 5-stage filter. In our testing, the ZeroWater filter pitchers and dispensers did a great job of improving our water quality, and we really appreciated the NSF certifications to assure us of their contaminant removal abilities. We were less impressed with the 40-50-gallon filter capacity, which is one of the worst we've seen for a filter of this kind. We also found that, because of the 5-stage gravity filtration, it took a long time to send water through the filter. 👍 What We Like - Super easy press filtration (no difficult-to-use filter straw or pump) - Eliminates the need for plastic water bottles - Targets bacteria and viruses - Attractive bottle design - Provides quick filtration - no waiting for gravity - Carbon filter component improves taste of water & removes additional dangerous contaminants 👎 What We Don’t Like - 40-50-gallon filter lifespan is low compared to similar filters - We had to replace our filters at least every 1-3 months, incurring a greater maintenance cost - Slow filtration speed - Demineralizes water 💡 First Impressions Our first impression of the Zero Water filters was positive. They're on the affordable end of the water filter pitchers and dispensers we've reviewed, with a starting price of just $25 for the 7-Cup Ready-Pour Pitcher. The 40-Cup Ready-Pour Glass Dispenser is ZeroWater's most expensive offering, at $75. The packages we received contained the following items: - The pitcher/dispenser body - The upper reservoir - The first filter - The lid - The TDS meter The majority of the Zero Water filter pitchers and dispensers are made of BPA-free polypropylene and ABS (a terpolymer). Polypropylene is a super popular material used for water filters because it's durable, flexible, and highly resistant to moisture absorption, as well as being free from BPA and BPS. ABS is a food-grade plastic, which is non-leaching and mold-resistant. We did find that the plastic feels a bit thinner and flimsier than pitcher/dispenser units made of Tritan plastic. We found that the 12-Cup Ready-Pour Pitcher and the Ready-Read dispenser were lightweight and easy to carry - especially the pitcher, which we could carry with one hand even when it was full. The exception is the Zero Water 40-Cup Glass Ready-Pour Dispenser, which is made of glass. This dispenser is heavier, at 12.5 pounds (in comparison, the 32-cup Ready-Read dispenser weighs just 5.5 pounds). But it's not intended to be lifted once it's been set up at the install location anyway. Getting Started & Our Thoughts on Design Getting started was really easy - we just had to assemble the pitcher or dispenser. Unlike most other gravity filters we've tested, Zero Water filter cartridges don't need to be primed or soaked before use, which saved us a ton of time and meant we could start enjoying filtered water straight away. Once assembled, we thought the filters and dispensers looked pretty conventional, with no super unique features that made them different from other similar units sold today: - The 12-Cup Ready-Pour Pitcher has a traditional pitcher shape, with a reservoir that slots into the top of the unit. The filter screws into the bottom of the reservoir. We could pour from the pitcher and only filtered water would leave the spout. - The Ready-Read dispenser is rectangular, with a plastic spigot. It needs to be positioned at the edge of a counter or a sink so that you can fit a glass underneath it. - The 40-Cup Glass Ready-Pour Dispenser is cylindrical, with a plastic spigot. The spigot is high enough that you can position a smaller glass underneath without having to put the dispenser on the very edge of the counter. We found that if the dispenser was sitting too close to the edge, we had an issue where we would bump into the spigot and accidentally turn it on and water would start running out. In all, on first inspection and use, we thought the Zero Water water pitcher and dispenser units were simply but solidly built, with a good variation of water-holding capacities. We appreciated the glass option as a plastic-free alternative (although we wish the spigot was also all-glass). 🧪 Our Testing We've used our Zero Water filters to filter city water in our home in Colorado. We wanted to test them for a few specific performance factors, including how they affected our water quality, how long they took to filter our water, their ease of use, and more. We've discussed these factors in detail below. Our Water Taste, Smell, & Quality First, we wanted to see how the Zero Water filter could improve the taste, smell, and overall quality of our water. The Zero Water filter cartridge that's used across all dispensers and pitchers uses five filtration stages, including 3 layers of physical filtration, ion exchange resin, and activated carbon media. The filter has been tested to remove 43 different contaminants, including metals like arsenic, lead, and chromium, as well as fluoride, chlorine, and PFAs. We expected that our filtered water would taste better given the inclusion of activated carbon media in the filter. Activated carbon is widely used for water filtration because it removes contaminants associated with taste and smell, namely chlorine. We taste-tested our unfiltered tap water and compared it to our filtered water, and here were the key things we noted: - All chlorine tastes and smells were gone - Our water tasted clean and fresh, if not a bit plain We think the reason why our water tasted "plain" is because the filter's ion exchange resin removes minerals like calcium and magnesium, which give water an alkaline taste. In a study of 15 bottled mineral waters, calcium, magnesium, sodium, and potassium were highlighted as the key mineral nutrients that give water its unique flavor. Without these minerals, and given that our water's TDS was close to 0, our water was lacking any properties to enhance its taste. Important taste information: Towards the end of the filter life, our filtered tap water took on an unpleasant, slightly acidic taste. This is due to the ion exchange resin degrading, which releases an organic compound called trimethylamine, and has been experienced by numerous other customers (some describe the taste as sour, lemony, or even fishy). We've found that the only way to prevent this smell is to frequently wash out our pitcher/dispenser and replace the filters on time. We haven't been able to obtain firsthand testing data for the Zero Water 5-stage filter yet, but it's on our list, and we'll update our review when we have these results. TDS Reduction Since a big part of Zero Water's marketing is that its 5-stage filter can greatly reduce TDS, we wanted to see how much TDS the filter could reduce from our own water. We used the included TDS meter to test our water's TDS before filtration, and post-filtration. We first did this test when we'd started using a new filter, so we could see exactly how much TDS it could reduce before its filtration became less effective as it neared the end of its lifespan. Our unfiltered water had a TDS reading of 31, and this reading went down to 0 in our filtered water. We got the same reading of 0 after two weeks of use. That meant the filter did the job of reducing our water's TDS as advertised. However, we still have issues with ZeroWater's marketing, which seems to insinuate that all dissolved solids are bad (we've discussed this later in the review). Ease of Use We were also keen to test how easy the Zero Water filtration systems were for us to use. We wanted something that we could easily integrate into our everyday routine, and the Zero Water systems ticked our boxes. A big advantage for us was that the systems are countertop gravity units, so we didn't have to waste time installing them at our water line. However, this does have its setbacks - it meant we had to fill the pitcher/dispenser manually throughout the day, so we always had filtered water whenever we needed it. The dispensers were particularly easy to use because we could dispense water straight from the spigot. However, they were less practical and needed to be kept in one location. Unlike the 12-Cup Pitcher, they couldn't be carried when full. One setback of the pitcher design that we noticed was that if we tilted the jug too much, a lot of water would come out of the spout all at once. Zero Water filters reduce TDS like reverse osmosis systems, but, unlike reverse osmosis, they don't waste water. That meant we could enjoy a similar filtered water quality without having to empty batches of wastewater down the drain. Filtration Time Filtration time is something that we were less impressed with. We expect gravity filters like pitchers and dispensers to filter water more slowly because they're not powered by water pressure. This is one of their setbacks compared to other types of filters, like faucet filters and under-sink filters, which are connected to your water line and deliver filtered tap water on demand. But the Zero Water filter system works very slowly, even by a gravity filter's standards. We think this is because the filter combines 5 filtration stages in one cartridge, so there's a lot of resistance as water travels through. The good news, at least, is that means water gets plenty of contact time with the filter media. We got into the habit of filling our pitchers and dispensers as soon as we woke up, then topping up the unfiltered water reservoir wherever we dispensed some filtered water, so we always had filtered water ready to drink. 📑 Filter Testing & Certifications The Zero Water 5-stage water filter is NSF certified to Standard 42 and Standard 53 for the reduction of chlorine taste and odor, chromium 6, lead, mercury, PFOA, and PFOS. The manufacturer has also obtained independent testing using EPA-approved methods to demonstrate the filter's ability to remove 43 different contaminants from tap water (view the independent lab testing data here). We appreciate ZeroWater's transparency, but we wish the filter could be tested to remove additional contaminants of concern, including pesticides, chloramine, pharmaceuticals, radionuclides, microplastics, and VOCs. See the full list of contaminants that the Zero Water filters have been tested to remove below. ❗️ Our Problem With ZeroWater's TDS Removal Claims We mentioned earlier that ZeroWater puts a big emphasis on the fact that its filters can remove TDS, or total dissolved solids, down to 0 in tap water. We understand that many folks like knowing that they're removing virtually all their water's dissolved solids, and using the TDS meter for proof of the process. The problem we have with this is that it has misled a lot of customers into believing that reducing TDS down to zero is absolutely essential, and that all dissolved solids are bad. This isn't true: there are some dissolved solids, like healthy minerals, for instance, that are good for us. But these minerals affect TDS, and because ZeroWater's marketing is all about getting TDS down to 0, they get removed by the ZeroWater 5-stage filter. Do we need healthy minerals? According to this 2017 review of 67 studies, various minerals in water have positive effects on digestion and skeletal health, and may even reduce the risk of coronary heart disease. However, folks who follow a healthy diet don't need to obtain minerals from their drinking water because they'll get plenty from their foods. Plus, there are some contaminants that don't affect TDS, including non-ionic compounds (disinfection chemicals, byproducts, and pesticides), dissolved gases like nitrogen, and particles like silt, clay, and microorganisms, which don't dissolve in water and therefore aren't classed as dissolved solids. All of these won't be measured by a TDS meter. So, even if your water's TDS is low, it might still contain certain harmful impurities. That said, in ZeroWater's case, there is an activated carbon component that should adsorb many of these other organic contaminants that aren't detected by the TDS meter. This Drinking Water And Health evaluation found that disinfectant chemicals like chlorine, chlorine dioxide, and ozone "react readily with carbon" and are effectively adsorbed by an activated carbon media. The only way to know this for sure is with lab testing - something we plan to do soon. We personally prefer to retain certain healthy dissolved solids in our water. We would much rather see evidence that ZeroWater filters can remove specific contaminants that we're concerned about, instead of knowing that they can remove TDS as a whole. Luckily, ZeroWater does have proof of contaminant removal, although we'd like to see its filters get tested to remove more impurities - some of its closest competitors have been tested to remove 200+ or even 300+ contaminants. 🔧Setup & Maintenance Considerations We found that the ZeroWater filter systems were easier to assemble and set up than most similar systems. The big advantage for us was that we didn't have to prime or soak the filter, so we could just attach it to the unit and start filtering straight away. ZeroWater's 4-step assembly instructions are really simple to follow, and there are plenty of videos online if you need a visual demonstration. On the other end, our maintenance commitments were worse than we expected, because the lifespan of the 5-stage ZeroWater filter is one of the worst we've seen for a gravity filtration system. It can filter just 40-50 gallons of water before it needs to be replaced. Experts recommend that we aim to drink around half a gallon of water per day. Let's say you have two people in your household, so you filter a gallon of tap water a day in the ZeroWater pitcher. That means it'll last you around 40-50 days, or 5-7 weeks on average. We found that our filters lasted around 1-2 months, but some customers said their filters only lasted 2-3 weeks. Assuming that we needed around 8 filters a year, we'd be spending around $110 annually on filter replacements, so at least the ongoing cost isn't too bad. Our tip: If you want to extend the lifespan of your ZeroWater filter, pre-filter your tap water through a cheaper system before you send it through the ZeroWater system. This will reduce some contaminants, so your costlier ZeroWater cartridge will have a longer lifespan. The helpful thing about having a TDS test meter is that we could use it to monitor the filter's performance. The manufacturer recommends replacing the filter when the TDS levels read 006. You can also go off taste, since we and many other customers noticed a distinct taste to their water when a filter change was needed. But the TDS water tester is a more accurate way to determine the filter performance. 🤔 Is the Zero Water Pitcher Or Dispenser Right for You? In our opinion, the ZeroWater pitcher or dispenser is right for you if you want a way to remove total dissolved solids from your tap water without the expense, complex setup, and water waste of a reverse osmosis system. As long as you're happy to commit to changing filters as and when needed, the ZeroWater filter systems offer a simple, affordable, easy-setup, filtered drinking water solution. The annual cost of replacement filters is significantly cheaper than the cost of sustaining a bottled water habit. The Zero Water pitcher is cheaper than most other point-of-use filters, so it's a good option in general if you want to keep your costs low. When don't we recommend the ZeroWater filters? Given that the 5-stage filter removes healthy minerals, we don't recommend ZeroWater if you prefer to retain these minerals in your tap water. Instead, choose a carbon-based water filter pitcher that removes harmful contaminants while retaining minerals (most of them do). Plus, the filter lifespan is pretty bad, so we don't recommend ZeroWater to folks who want to enjoy filtered drinking water with mineral commitment or maintenance. Finally, the ZeroWater filter has only been tested to remove just over 40 contaminants, while other water filter pitchers and dispensers we've reviewed have been tested to remove hundreds. If your priority is contaminant removal rather than TDS reduction, we suggest looking at some of the other pitchers and dispensers on the market. Found this review helpful? Comment below or share this article! Read the full article
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Buying Alkaline Water in India? Read this first
We all know that staying hydrated is the key to good health and wellness. In our fast paced lives, bottled water and mineral water give us the ease and comfort of staying hydrated on the go. More than a choice, mineral water has become a need at this point and you do find it everywhere – from your corner store to even online on Amazon.
Maybe you saw an ad, or a famous celebrity or athlete endorse it – but these days all anyone seems to talk about is alkaline water. So many brands claim alkaline water can increase your energy, hydrate you better than regular water and even increase your immunity and longevity. But how true are these claims and what is the logic behind it? If you buy alkaline water in India, read below to make an informed choice.
What is alkaline water?
The pH level measures how acidic or alkaline a substance is on a scale of 0 to 14. Normal drinking water has a neutral pH of 7. Alkaline waterhas a pH closer to 8 and above.
Most consumers think that alkaline water only has a high pH level because today in the market you get alkaline water with pH 8, 9, and even 10. But this is scientifically inaccurate. The pH alone isn’t enough to impart substantial alkalinity to water. For water to be alkaline it must also contain natural-occurring citrate minerals like calcium, magnesium, sodium, bicarbonates etc. So in reality it is the mineral composition (TDS) of a water that affects its pH and makes a water alkaline. These minerals can either come from nature or they are produced by a machine called an ionizer.
Natural Alkaline Water vs Artificial Alkaline Water
When a spring or aquifer water passes through underground layers of soil and alluvium it picks up a range of citrate alkaline minerals such as calcium, magnesium, potassium, bicarbonates and silica etc. The presence of these naturally occurring minerals raise the pH of water closer to 8 and above which makes the water alkaline, naturally. Natural alkaline water is originally natural mineral water, but not all natural mineral waters are alkaline – it depends on the mineral composition. This type of natural mineral water which is also alkaline, is bottled directly at source and is so pure that it does not require any kind of chemical processes, RO or purification. Drinking naturally alkaline mineral water can be a good source of bioavailable minerals which are a part of our daily diet as proven by scientific research and even endorsed by the World Health Organization.
The raw water in artificially produced alkaline water, also known as ionized water is sourced from anywhere. Before it is put through an Ionizer, ionized alkaline water is usually purified using RO (Reverse Osmosis) which demineralises water and causes 74% water wastage. In ionized alkaline water,  ionizers split apart water molecules using electricity to artificially raise the pH level. These electronic ionizers manipulate the pH to very high levels 8, 9, and 10 and above, however, this high pH is temporary and can decrease over a period of time, sometimes in  a matter of a few hours. What about minerals? Some brands re-add minerals to ionized alkaline water after doing RO purification but , scientific research suggests that  almost none of the commonly used methods to re-add minerals to water after RO can be considered adequate to positively impact human health. In fact even the WHO cautions against drinking demineralised water or mineral water with a low mineral content because natural bioavailable minerals are a must to stay hydrated and healthy.
Which alkaline water should you buy in India and why?
If you are buying mineral water in India, first check for an ISI mark as well as a FSSAI certification. Did you know that it is illegal to buy mineral water in India without a BIS ( Bureau of India Standards) certification? According to BIS and FSSAI there are only two types of mineral water in India : Natural Mineral Water certified under IS 13428 and Packaged Drinking Water certified under IS 14543. There is no specific BIS standard or FSSAI license for alkaline water. In fact if you are buying mineral water in India which says the pH is above 8.5 , that is not permitted according to the mineral water laws in India. The BIS and FSSAI have clearly defined the permissible pH range to be between 6.5 - 8.5
If the mineral water you are buying has an IS 13428 certification and the pH is 7.8 and above it is a naturally alkaline mineral water. This type of natural alkaline water is the best for wellness because its natural minerals like calcium, magnesium and electrolytes like sodium are very important for a healthy diet. We don’t manufacture minerals in our body, we get them from our diet and just like the food we eat, even the water that we drink is an important source of these minerals. These minerals are needed in our body to protect cardiovascular health, help bone density, better digestion and prevent diseases caused by deficiencies such as osteoporosis in the long run. If you are an athlete, natural alkaline water has the minerals and electrolytes that you need to recharge. Natural mineral water in India is rare and India only has 28 licenses of natural mineral water. Out of all the Indian natural mineral water brands, Vedica has a pH of 7.9 and Aava Natural Mineral Water has an average alkaline pH of 8 as mentioned on their packaging. If you compare the mineral compositions, Aava water which originates from the Aravalli hills has silica which is an essential mineral for good skin and collagen production which makes it a unique alkaline water, naturally.
90% of mineral water brands and alkaline water brands in the India market are packaged drinking water (IS 14543)  brands which use RO and other processes such as UV Radiation, Ozonization and Ionization. Apart from removing healthy minerals from water, for every litre of water that’s purified with RO, 2 or more litres of water is wasted. Such ionized alkaline water brands are easy to find but they are priced at Rs 100 and more. If you use RO filters at home and install a water ionizer , you too can make ionized alkaline water in your home instead of paying a premium price for it. Most ionized alkaline water brands re-add some minerals but as shown above, science says it’s no match for what is found in nature.
So the next time you are buying alkaline water in India, make sure you check for the BIS certification to ensure it’s naturally sourced and mineral-rich. Ionized alkaline water with a high pH is essentially just purified and packaged drinking water with fancy nomenclature. Don’t believe everything you read online because science shows that alkaline water is healthy when it’s natural – that too because of its natural minerality not just a high pH.
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Which Things To Consider For Your Tax Planning ?
5 best tips for Tax planning from financial advisor
It’s difficult enough to have a reasonable and adequate income these days amidst the rising inflation and dynamic needs, and it is hard to save a lot of money on the side too. What makes things all more challenging is the tax one has to pay on the income earned, which leaves very few opportunities to save money.
Taxes are an obligation one must comply with, and there is no way to bypass such an obligation. Thus, one must pay taxes, regardless of the needs and requirements. More often than not, it becomes burdensome for an individual, especially when they need to learn how to save money while paying taxes and following tax planning.
Boost your saving with tax planning
As a law-abiding citizen, you play an essential role when paying your taxes on time or before. Having said that, who wouldn’t want to save some significant amount of their hard-earned money? And there is nothing wrong with that, especially when you are legally doing that without resorting to any unfair means. All that is needed is for you to know some intricate details about the law and your current financial status and needs.
In such a scenario, tax planning can be of great assistance and not only help you save unnecessary outflow of taxes but also makes you financially aware of your needs and help you make informed decisions. Tax planning is a way of financial planning that leads to tax efficiency. It aims to reduce tax liabilities, optimize the exemptions, and use the benefits to their full potential as much as possible. However, easier said than done. While tax planning brings excellent benefits, it may be complex for someone who needs more knowledge or is a novice. Whatever it may be, these tips or ways can aid your tax efficiency efforts.
Estimate your taxes beforehand:
It is always suggested to note how much income you will be at the end of the year. That is the income that gets taxed. If you can get a rough idea of this estimate after that, you can look for instruments to help you save taxes on the amount. However, it is necessary to start early to avoid any last-minute panic or rush.
Investments and expenditures:
Having a specific idea of income and tax liability will enable you to free your hands for investments and expenditures. You can invest in tax-saving instruments such as provident funds, equity-linked saving schemes, saving certificates, and many more. Early planning can enable you to seek the best tax-saving tools that suit your needs and offer high returns with low risk.
Maintain a proper record of receipts
This is the best way to remain organized and has efficient tax planning in place. The receipts of money spent during a financial year can help you track a record of the significant expenditures made. You can claim a deduction through these receipts and save on paying taxes. Thus, it is necessary to keep receipts of medical bills, travel bills, etc., to claim deductions while filing taxes.
Be agile throughout the year:
Heed to the changes in income level at regular intervals. This will enable you to make necessary changes to the investments. Clarity on the tax liability is essential for a tax saving plan, and it will only happen through regular income analyses.
File ITR early:
Income tax is a complicated issue, and one is prone to make mistakes if rushed through the process. It will create problems, and you might even receive an undesirable notification. Thus, it is always advisable to file ITR in advance in a planned manner which can also garner you a TDS refund at the earliest.
Income tax is no joke. However, with good advice, this can become easier with time. Tax planning is necessary to have a financially stable life without stressing the pockets at any time. Fipro can aid your effort in managing your finances, efficiently planning your taxes, and make you a financially educated individual.
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salujagoyal · 2 years
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We are a team of tax experts having deep insight into every clause of TDS and hence brief the rules and regulations of the tax department for property buyers. It is a mandatory process for a property buyer to deduct tax from the sale price and make a payment to the seller for the remaining money. This amount of tax deducted on the property sale depends on the type of seller; a resident or an NRI.
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industrialroplant · 2 years
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How do industries monitor and measure the quality of their effluent before releasing it?
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Before being released into a body of water or the municipal wastewater system, industrial effluent must be treated. The effluent must be continuously monitored to prevent discharge fines or penalties for exceeding limit levels. Many companies provide intelligent solutions for all sectors that accurately and dependably track all pertinent data and assist in safety adhering to contractual and legal requirements. Additionally, they help you determine whether the quality permits reuse as process water. Let’s learn about these technologies here.
Tests performed at the industries to monitor and measure the effluent quality:
The factory has the capability to conduct some tests. On-site, using hand-held probes, simple measurements of pH, conductivity (TDS), temperature, and DO may all be made. The benefit of this is that findings may be acquired right away without the need to collect and transport samples. However, it is crucial to utilise the right tools because inexpensive, basic tools like “pen type” pH metres are insufficient. Additionally, the workers operating the equipment must be properly taught in order for them to spot equipment flaws.
After gently agitating the effluent sample for a short period of time, a pH metre probe that has been calibrated should provide a steady pH value. The equalisation tank, the biological unit, and the final effluent are just a few of the ETP units that require pH monitoring. A good quality, temperature compensating pH metre may be pricey, but it is probably a wise investment. To get the most performance out of the apparatus, pH electrodes must be handled properly and in accordance with the manufacturer’s instructions.
Many ETP providers recommended the colour standard below 60 Pt-Co (Platinum-Cobalt) unitsa for discharge effluent. The gold standard for measuring colour is the platinum-cobalt technique, with 1 mg of chloroplatinate ion generated by 1 mg of platinum/L as the unit of colour. On the grounds of the ETP, colour can be quantified using either the Spectrophotometric Method or the Visual Comparison Method.
Total solid dissolved TDS metres come in a variety of varieties, but like with pH metres, it is best to use a high-quality bench type metre. Based on a measurement of conductivity that can be associated with dissolved solids, TDS is measured using a metre. A calibrated TDS metre probe must be completely submerged in the sample after a modest amount of representative sampling has been taken.
Test for Mixed Liquor Suspended Solids “Mixed Liquor Suspended Particles” refers to the mixture of solids formed when influent wastewater and recycled sludge are combined in the bioreactor (ASP aeration tank). A piece of dry filter paper is weighed and its weight is recorded for the MLSS test.
Test for Sludge Volume Index By measuring the biomass in the reactor and the clarifier as well as the coagulation unit, flocculation unit, and sedimentation unit, the Sludge Volume Index (SVI) test is useful for determining the performance of the biological unit. The higher the settling quality of these units, the lower the SVI score. Additionally, high SVI values suggest that the secondary clarifier may have bulking issues and poor settling characteristics.
Test of the Stirred Sludge Volume Index Another test for the settling characteristics of the mixed-liquor of the AS unit is the Stirred Sludge Volume Index (SSVI). The test is nearly identical to the SVI test, with the exception that using a specifically built stirrer at a very low speed is thought to provide a more accurate result.
Metals must be analysed in accordance with the law (typically annually when the Environmental Clearance Certificate is renewed or as requested by buyers) because the Environmental Conservation Act, 1995 and Rules, 1997 specify effluent quality standards that factories must comply with that include metals.
Conclusion:
These tools provide a healthy habitat for the plants and animals living in the water body by measuring the water clarity and photosynthetically active radiation (PAR). Researchers and environmentalists may design and carry out initiatives to maintain the water bodies and promote biodiversity by measuring and monitoring the major indicators of water quality. You may assess the numerous factors that affect the water quality in freshwater and brackish water bodies using the aforementioned techniques.
For further support, inquiries, or product purchases, call on +91-9650608473 or email at [email protected]
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propertyexperttips · 2 years
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TDS on NRI property
 
 Concept of lower deduction of tax
TDS deducted little or not at all from NRIs' property sales
NRIs must pay Long-term Capital Tax at a rate of 22.88% if they sell a property in India after keeping it for at least two years. TDS deductions made possible by the IT Act of 1961, however, can aid to reduce or minimise this tax rate.
Tax Deducted at Source, or TDS deduction, is the tax paid by the recipient of goods and services on the total transfer amount from the provider, as permitted by the Income Tax Act of 1961. For domestic transactions, the mechanism for TDS deductions is quite straightforward. For non-resident Indians who desire to sell whatever property they may have in India, there is some misunderstanding regarding tax imposition. The amount of income tax that must be paid as well as TDS deductions are discussed in this article for NRIs who wish to sell property in India.
Capital gain tax must be paid by NRIs who sell real estate in India. Whether a profit is subject to tax depends on whether a capital gain is long- or short-term.
Gains for NRIs selling real estate
Gains on sales are calculated as Sale Consideration less Purchase Cost. (buying price paid by NRI). The income tax officer must calculate the capital gain for NRIs selling property in India. The buyer may deduct 20% from the capital gain value after receiving the NRI seller's report from the assessment officer.
Instead, if their real tax rate is less than 22.88%, NRI vendors can obtain a reduced or No TDS Deduction Certificate by submitting Form 13 to the Income Tax Department online. This will assist NRIs in avoiding the inconvenience and locking their money away for months through TDS Deductions at the rate of 22.88% of the sales proceeds.
As soon as a potential buyer is identified and the sale price of the property is established, it is desirable to apply for a low or no TDS Deduction Certificate pursuant to Section 197 of the Income Tax Act.
For the purpose of issuing a Nil or Lower Tax Deduction Certificate, the Income Tax Department may require the following papers.
Passport
PAN
Sale Deed or Sale Agreement
returns for tax filing
Financial statement
any other record considered pertinent
What does an NRI capital gain on real estate mean?
The property owned by an NRI seller falls under the category of "Capital Asset," which can refer to either a long-term or short-term capital asset. A property is subject to long-term capital gain tax if it is sold more than two years after the date it was acquired. If held for two years or less, it is subject to short-term capital gain tax.
While short-term capital gains will be implied at the standard tax slab rate of 30% on the selling value, long-term capital gains will be implied at a concessional rate of 20% on the sale value.
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wizelywizeup · 2 years
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Income Tax Basics: A Beginners’ Guide To Paying Taxes in India
Every Indian citizen is required to pay income tax as a matter of law. Additionally, if you are a rookie at paying income taxes and have just begun your profession, you need to be aware of specific details about the tax* obligation. It will make the procedure more straightforward, and you'll obtain the most outstanding results.
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Income Tax Basics for Beginners
1. PAN Card - The ten-digit Permanent Account Number is a unique identification number. To guarantee that each taxpayer pays tax by income tax rules, the government issues a PAN card to each taxpayer. When paying taxes, submitting returns, requesting refunds, etc., it is crucial to have your PAN card information on hand. It is crucial to own a PAN card and keep it safe for use in the future.
2. Assessment Year and Financial Year - Before paying your income taxes, you should understand the distinction between the assessment and the financial year. The time frame or year during which the money is received is referred to as the financial year or the prior year. Additionally, the assessment year—the year after the financial year in question—is when the income produced during that financial year becomes taxable.
3. Heads of Income - The many income sources that must be considered when calculating income taxes are described in the heads of income. Five primary sources of income are recognised by the Income Tax Act of 1961:
- Earnings from a salary
- Gains from a residential property
- Gains and profits from a business or vocation
- Income from capital gains and other kinds of income
These earnings will be included in the calculation of total gross income. It serves as the foundation for future income tax calculations.
4. Tax* Exemptions - The Indian government has comprehensive tax laws that enable taxpayers to exclude particular financial benefits from their gross income. House rent allowance, leave travel allowance (LTA), life insurance plan returns, etc., are a few well-known income streams that are free from taxes. The total gross income will be reduced by the amount exempt from taxes.
5. Tax Deductions - Other payments are eligible for a tax* deduction, while other income sources are excluded from the income tax calculation based on actual expenditure. You may deduct the cost of your investment in a life insurance policy, an equity-linked savings plan, a national savings certificate, a public provident fund, etc., from your taxes.
For instance, Section 80C of the Income Tax Act of 1961 allows you to deduct up to 1,50,000 of the premium you pay for a term insurance policy. So, to safeguard your financial future and save money on taxes, you should consider investing in such financial products.
6. Income Tax Slab Rate - After taking tax deductions and exemptions into account, you will arrive at your net taxable income. This taxable income will be subject to the applicable income tax rate. As a result, the income tax slab is a detailed breakdown of the income tax rate that applies to income based on the income range for the various taxpayer groups, such as people, senior citizens, and super senior citizens. There is a fundamental exemption cap for the various taxpayer classes.
Additionally, the government unveiled a new tax structure for the fiscal years 2020–21 with lower income tax rates but excluded several tax breaks and exemptions. So, when calculating the tax due, you can select between the old system and the new regime. It is vital to note that adopting the old regime will be advantageous if you have plans to invest in various financial goods for the benefit of your family.
7. Tax Deducted at Source (TDS) - According to TDS, a deductor who pays a deductee a sum, such as a salary, will deduct the tax and send the money straight to the government. Upon receipt, the government will provide the information on Form 26AS for the benefit of the taxpayers when completing the ITR.
For example, you can benefit from a tax exemption if you are a salaried person who receives a House Rent Allowance as part of your pay. The least amount of HRA is deducted:
Depending on whether the resident's city is a metropolis, 50% or 40% of the basic pay is based there, and the extra rent is paid compared to 10% of the base pay.
The total gross income will be reduced by the amount exempt from taxes.
8. Advance Tax - If you owe more than 10,000 in taxes for a given fiscal year, you must pay them monthly at set periods rather than all at once. The Advance Tax is the name given to it.
9. Filing of Income Tax Return (ITR) - providing the Income Tax Department with information on your income taxes depending on your many sources of income, tax deductions and exemptions, etc. Several ITR form types are available, including ITR1, ITR2, ITR3, etc. Make sure you select the appropriate form.
10. Income Tax Refund - The Income Tax Department will reimburse the excess amount paid—the income tax refund—if the total tax withheld from your income exceeds your actual due. You must quickly file the ITR if you need to make a refund claim.
Conclusion
According to India's tax rules, submitting an ITR and paying income tax are both requirements. But for newcomers, learning how to calculate taxes and file them electronically can be challenging. You will benefit from the thorough ten-point checklist's assistance with the fundamentals of income tax computation.
For more information, you can visit here
https://wizely.in/wizeup/income-tax-for-beginners/
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bluewaterh · 2 years
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What is the TDS Index in a Reverse Osmosis System?
The high or low TDS value can visually reflect the performance of RO systems filtered water. What is TDS? TDS is the abbreviation of "Total Dissolved Solids," which refers to total dissolved solids measured in milligrams per liter. It indicates how many milligrams of dissolved solids are dissolved in 1 liter of water. So that means that the only dissolved solids that the TDS value can be measure are: 1 Dissolvable salts (calcium ions, magnesium ions, etc.) 2 Ionic organic matter (ammonium acetate, sodium sulfate, etc.) 3 Some heavy metal ions (chromium, zinc, lead, copper, etc.) Why can the TDS value be used to determine the filtration effect of the RO system? Note that the size of the TDS value does not directly represent the quality of water, but it can reflect the purity of water. By comparing the value of pure water and raw water, you can confirm the filtering effect of the water purifier. After the RO system filtered water, will undoubtedly be lower than the original water, as to how much lower, but also depends on the effect of the desalination rate of the RO membrane, which depends on the quality of the RO membrane. It should be stressed that the TDS value to determine the effect of a water purifier only applies to a pure water machine and is not retrofitted with a mineral filter water machine. In addition, ultrafiltration machines, etc., are not applicable. At this point, you may ask, drinking water with a low TDS value, that is, pure water, is good for our body?
The answer is yes. 1 The high solubility of pure water is very easy to be absorbed by human cells, which helps to promote metabolism 2 Pure water is a weak alkaline beverage that can eliminate grease from the human system 3 Ironing clothes with pure water, boiling water is more free from the trap of scaling 4 Washing the face with pure water regularly can moisturize the skin, prevent facial wrinkles, and play a beautiful effect 5 Use pure water to cook food, make tea, cook, taste better On the other hand, drinking pure water for a long time may lack the necessary minerals, but don't worry, you can get all these substances from your daily diet. Why is the TDS value still high after filtration? The following are a few ways to test the TDS value. a.First, need to test the raw water TDS value, RO membrane desalination rate of 96% or so b.The raw water TDS value is too high c.If the calculated RO membrane desalination rate is less than 90%, the measurement should consider internal leakage. It can be processed as follows: remove the RO membrane, there are two small waterproof rubber rings on the left side of the RO membrane, you can wrap the appropriate amount of raw tape in the two small rubber rings, and then install on the measurement. d.  If the new replacement of the reverse osmosis membrane, you need to run 20 such as the recent replacement of the post-activated carbon also need to be flushed e.  Confirm whether the pure water in the storage bucket is stored for too long f.  The pure water port of the RO membrane shell has no cracks, which may cause the mixing of pure water and wastewater g.  Measurement of pure water quality, please measure from the reverse osmosis membrane pure water port 9, high-pressure pump pressure is not enough h.  The pre-filter is not regularly replaced The TDS value is too high for a reason, the quality of the RO membrane itself may have problems. The water purification industry has developed so far, and some irregular manufacturers make fake products, so be sure to buy regular brands. For example, YUNDA water purification has 21 years of experience in the industry, all certificates are available, thoroughly professional, you can log on to the website to view them: /water-filter-cartridges/water-filters-for-kitchen-bathroom/ro-system/ I hope this article can be of help to you.
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paybimainsurance1 · 2 years
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Here are top 6 post office investment plans :
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National Savings Certificate (NSC)**This is a low-risk with fixed income scheme offered by the government and is available with the post-offices across India. This post office saving scheme for boy child is loaded with best features and benefits to aptly suit your child’s needs. It facilitates a fixed income and definite returns to generate best revenues. This plan is currently available at 6.8% rate of interest per annum.
Features:
Minimum investment – Rs.1000
Maximum investment – no max. limit
Interest Rate – 6.8%
Lock in tenure – 5 years
Tax Benefits – Up to Rs.1.5 lakh (as per Section 80C of Income Tax)
Benefits
The plan offers fixed return on investment higher as compared to FDs.
Offer Tax benefits under section 80C.
Available at an initial investment of Rs 1,000, which is very less.
The Plan is available with a maturity period of 5 years.
No TDS allowed so the insured can obtain full value at maturity.
Ponmagan Podhuvaippu Nidhi Scheme
The department of post, Tamil Nadu introduced the Ponmagan Podhuvaippu Nidhi Scheme in the year 2015,especially meant for the male child. The account for this post office saving scheme for boy child can be opened through a parent/guardian for a minor boy below 10 years of age, while minor boys above 10 years can open the account on their own name. This special plan is limited to the residents of Tamil Nadu only, and can be availed by parents before their son attains 10 years of age.
Features:
Minimum investment – Rs.500
Maximum investment – 1.5 lakhs
Interest Rate – 9.70%
Maturity period – 15 years
Tax Benefits – available under Section 80C of Income Tax
Benefits
The plan offers ways to increase your income.
Offer Tax benefits under section 80C.
Nomination facility available.
Payments can be made in lump sum or in 12 small installments.
Parents can avail loan facility from fourth year of the account.
Post Office Monthly Income Scheme (POMIS)
Post office monthly income scheme or POMIS is a saving scheme for boy child where you can earn a fixed monthly interest by investing a certain amount. This scheme is easy to open in any post office across the country and is packed with features and benefits. For this scheme, the one key requirement is to have a post office savings account.
Features:
Minimum investment – Rs. 1000
Maximum investment – 4.5 lakhs
Interest Rate – 6.6%
Maturity period – 5 years
Tax Benefits – TDS is not applicable but sum invested is not covered under Section 80C
Benefits
The plan offers capital protection until the plan matures
This is a low risk plan and safe.
It offers affordable deposit amount facility.
The scheme offers guaranteed returns.
Multiple ownership is also available under this scheme.
Kisan Vikas Patra (KVP)
Kisan Vikas Patra or KVP is an apt plan that suits perfectly to the low income as well as the middle-class income families in India. This is a short-term post office saving scheme for boy child in India that permit parents to invest on a particular lump-sum money per year.
Features
Interest Rate – 6.9%
Minimum amount – Rs.1,00
Maximum amount – No Upper Limit
Maturity period – 10 years and 4 months
Lock-in period – 30 months
Benefits
The plan offers guaranteed returns with zero risks.
It helps accumulate savings for future your child.
Allow parents to get loans with low interest rates.
Nomination facility is available.
Post Office Recurring Deposit (RD)
This another good saving post office schemes for boy child in India. This is a recurring deposit plan that offer high rate of interest as compared to regular saving account in a bank. Under this scheme, parents can save a particular amount in the account every month for 5 years.
Features
Interest Rate – 5.8%
Minimum amount – Rs.100
Maximum amount – No Upper Limit
Maturity period – 5 years
Benefits
The plan offers limited restrictions.
Nomination facility is available.
Transfer of funds is available from RD to savings account.
Allow parents to save enough for their male child’s future.
Public Provident Fund (PPF)
Public Provident Fund or PPF is a post office scheme for male child in India that help parents to save on taxes as well. PPF is a long term plan of investment available at an attractive rate of interest and offers god returns on investment.
Features
Interest Rate – 7.1%
Minimum Amount – Rs.500
Maximum Amount – Rs 1.5 lakh
Tenure/Lock-in period – 15 years
Tax Benefit – available up to Rs.1.5 lakh under Section 80C
Benefits
The plan offers low risk.
Nomination facility is available.
Allow parents to take loans against the invested amount from 3rd of scheme.
Transfer of funds is available under this savings scheme.
Long term savings with attractive interest rate.
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fantasticmains · 2 years
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Sarla polyester share moneycontrol
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Holding Srf could be a better choice for now! Srf has performed better than Trident in short term. Srf has performed better than Visagar Polytex in short term. Srf has performed better than Welspun India in short term. Tips NEWS Tomorrow Forecast Targets ExpertsView Analysis Munafa Value Stock of Srf is picking up selling momentum according to indicator.Ĭlick here for more in-depth technical analysis of Srf (SRF) Related Company This is the SELL zoneĪlthough the stock is in the SELL zone, but selling might be slowing down RSI is generating a BUY signal but buying is losing momentum. Ichimoku cloud is of red color and prices are in or above the red cloud Prices appear to be coming downĬCI has generated a SELL signal for Srf and SELL signal is strong! Bears are getting stronger in this stock. Srf Stock is trading near its recent LOWS, which reflects strong selling momentum. MACD generated a SELL signal for Srf recently but the sell signal is initial and weak. Signal strength is Weak and stock is losing momentum. Buyers are extremely bullish on the stock.ĪDX buy sell signal for Srf stock is SELL. Price action analysis of Srf (SRF) based on a time period of 10 days is definitely positive! This means that there is a strong uptrend in the stock for the given time period. Price action analysis of Srf based on a time period of 5 days is Sellers are extremely active on this stock. This means that there is a strong downtrend in the stock for given time period. Price action analysis of Srf based on a time period of 3 days is definitely negative. NEWS for Srf is here Srf Technical analysis of indicators Effective date of this dividend is 03 Thu Feb 2022 - NEWS as on Ĭompany Announcement SRF Limited has informed the Exchange about Copy of Newspaper Publication - NEWS as on Ĭompany Announcement SRF Limited has informed the Exchange about Investor Presentation - NEWS as on SRF announced a dividend of Rupees 4.75 per share, which makes a dividend yield of 0.2 based on current price. Effective date of this dividend is 03 Thu Feb 2022 - NEWS as on Ĭompany Announcement SRF Limited has informed the Exchange regarding 'Tax Deducted at Source (TDS) on Dividend'. SRF announced a dividend of Rupees 4.75 per share, which makes a dividend yield of 0.19 based on current price. Most active PE for Srf are 2600.00 PE & 2500.00 PE Click here for detailed Option analysis of Srf PE StrikeĬompany Announcement SRF Limited has informed the Exchange about Schedule of meet - NEWS as on Ĭompany Announcement SRF Limited has informed the Exchange about Loss of Share Certificates - NEWS as on Srf (SRF) moving average of 20 SMA is at 2620.5 and 20 EMA is at 2635.84 Market capitalization: 69294.34 20 DMA of Srf is at 2620.5 and 200 DMA is at 2407.28, while 50 DMA and 100 DMA are at 2478.24 respectively Click here for further volume analysis of Srf Compared to average volume, daily Volumes in the last session was 846724, out of which 356408 went into delivery, which is 42.09 percent of total daily volumes. Yesterday Srf closed at 2682.40 and moved within a range of 2672.65 & 2734.95 with a total volume of 559328 during the day, which is -0% from previous closing of 2682.45 and a volume of 0.876 times from previous volume of 559328ġ0 day average volume for Srf is 7961078, out of which 3241515 went into delivery, which is 40.72 percent of total averaged volumes. Stock of Srf (SRF) is trading below an important moving average line, but it crossed this line recently, which means that it could show a small or a large recovery soon enough depending on its trend.Īs on 21 Wed Sep 2022 Stock of Srf closed at 2627.30 and moved within a range of 2615.15 & 2733.15 with a total volume of 846724 during the day, which is -2.05% from previous closing of 2682.40 and a volume of 1.514 times from previous volume of 559328 It appears as if Srf SRF gave a large move recently. Look for opportunities to sell or SHORT Srf SRF at this time. Technical analysis forecast for Srf Stock is that its in a downtrend for shortterm, and I will avoid taking a BUY or a LONG trade in this stock. Click here for mid term or long term forecast for Srf We recommend sell trade which could be profitable for a price target of 2562.23 with a stoploss of 2680.23 for today or tomorrow. Intraday forecast of Srf is towards sell and stock might move lower. Short term important support and resistance levels for Srf are 2703.37, 2718.02, 2620.57Īll the above mentioned levels are valid for intraday trading in Srf stock
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waterfiltergurus · 2 years
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Are Water Filter Pitchers Safe? (A Water Expert Explains)
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Water filter pitchers are becoming an increasingly popular method of filtering household water supplies, as we become more and more aware of the dangerous trace contaminants in our drinking water. In this guide, we'll be sharing what we know about the safety of water filter pitchers, based on our 10+ years of testing, reviewing, and comparing the most popular pitcher filters on the market. 📌 Key Takeaways - Yes, water filter pitchers are safe - as long as you replace the filters as recommended by the manufacturer to prevent bacteria growth in the filter media. - The safety of a filter pitcher depends on the quality of the product and your own quality of care. - To know for certain that a water filter pitcher removes certain contaminants from your water, check for official NSF certifications or testing to NSF Standards. 🚰 Is It Safe to Use a Water Filter Pitcher? Yes. Generally, it's safe to use a water filter pitcher. In fact, using a water filter pitcher is safer than drinking plain tap water, due to the filter's contaminant removal abilities. The best water filter pitchers are capable of reducing chlorine, lead, pharmaceuticals, other chemicals and heavy metals, and even microorganisms in drinking water. That makes your water safer to drink than before. There are a few things to keep in mind, though, if you want to ensure that using a water filter pitcher is safe. First, buy a high-quality system. Don't be tempted to spend pennies on a poor-quality unit. You might save money, but there's no real benefit to that if the pitcher doesn't do a good job of eliminating a broad range of impurities in your water. You should also change the filters regularly. Even the best water filter pitcher needs routine filter replacements. An old filter will quickly begin to harbor bacteria, which could recontaminate your water with dangerous microorganisms. It's your responsibility to ensure the long-term safety of your pitcher by replacing the filters as recommended by the manufacturer. 📖 How Do I Know Whether a Water Filter Pitcher is Safe? The best way to determine the safety of a filtered water pitcher is to conduct a before-and-after water test. Try to test for all the contaminants that the pitcher is advertised to remove. If there are hundreds, focus on the contaminants you're most concerned about. Some common contaminants to test for are chlorine, lead, fluoride, arsenic, chromium-6, VOCs, and pharmaceuticals. Conduct a test on your water in its unfiltered form, which will give you an overview of your water quality before you use the filter. Then use the same test on a batch of filtered water from the pitcher. Compare the results. If the contaminants are greatly reduced or now nonexistent in your water, your pitcher filter is safe and effective. If there isn't much difference in the contaminant levels, you probably have a poor-quality pitcher, or you need to buy a replacement filter cartridge. 📌 Important note: don't use a TDS meter to measure the safety of a pitcher filter. Most water filter pitchers can't reduce total dissolved solids. Since many TDS are healthy minerals and salts, you probably don't want your pitcher to produce a low TDS reading. Low TDS doesn't always equal safe drinking water. ✅ Do Pitcher Water Filters Work? Wondering whether a filtered drinking water pitcher really works? The answer is yes - as long as you buy a high-quality model. If you choose one of the best available pitchers, you won't be let down by the filter's performance. There's a reason why pitchers are the second most popular filtration solution, after refrigerator filters: they offer an affordable, effective means of water treatment. But not all filtered tap water pitchers are designed equally. 📝 How to Buy The Right Pitcher Filtration System How can you make sure you buy a water pitcher that really works? Do your research, compare products, and find one that removes all the contaminants you're concerned about. Read reviews from experts (like us) that test water filter pitchers and share the best performing products. Don't just go for the biggest or best-known brand. For instance, Brita is one of the biggest names in the industry, but every Brita filter available today can only reduce a handful of contaminants. In comparison, the Clearly Filtered Water Pitcher reduces more than 360 contaminants. For reassurance that a pitcher removes what it's advertised to remove, check for an NSF/ANSI certification. Popular certifications are: - NSF/ANSI 42, for reduction of chlorine, taste, and odor - NSF/ANSI 53, for reduction of contaminants with health effects, like lead - NSF/ANSI 401, for reduction of emerging contaminants, like pharmaceuticals - NSF/ANSI 473, for reduction of PFOA and PFOS Official NSF certifications are ideal, but if a filter is certified to NSF Standards by the Water Quality Association (WQA), that's also great. We also appreciate when a manufacturer shows transparency by sharing their third-party test results online. Continue Reading: - What Are the Best Water Filtration Pitchers? - Reviews of the Best Well Water Filter Pitchers - Top Pitchers for Fluoride Reduction - Which Filtering Pitcher Removes the Most Contaminants of All? - Are Water Filtration Pitchers Worth the Investment? 🔎 Are Plastic Pitcher Jugs Safe? Most water filter brands use plastic pitcher jugs, allowing for a lightweight pitcher that's easy to carry and pour from. But is there any risk in using plastic for water storage? Yes. Plastic is known to contain BPA (Bisphenol A), an industrial chemical that has several possible health effects, including fetal development issues, behavioral effects in children, increased blood pressure, cardiovascular disease, and type 2 diabetes. You can avoid drinking BPA by buying a pitcher that's BPA-free. Most manufacturers will state this in their marketing details because they know it's a selling point nowadays. With that said, a BPA-free plastic product isn't necessarily 100% safe, especially if the manufacturer has simply swapped BPA for another BP chemical, such as BPF, BPAF, BPP, BPS, BPZ, BHPF, and so on. If you want to know exactly what a plastic pitcher is made from, you'll probably have to contact the manufacturer, since this information is unlikely to be available in the marketing materials. Or, look for a pitcher made from Tritan plastic, which generally isn't made from BPA or other bisphenol compounds. 📉 How to Maintain a Water Pitcher We've already mentioned the dangers of failing to replace filters on time, which leads to bacteria, mildew, mold, or algae buildup in the filter. The yearly filter replacement cost is $10-$60, depending on the model, so you don't have to spend a fortune to ensure safe long-term use of your pitcher. We've shared the filter lifespans of some of the most common pitchers in the table below. *Important Note: The length of time a filter lasts is dependent on the quality of water being filtered. Alongside filter changes, you should also clean the pitcher itself using hot water, soap, and a soft sponge. Try to do this at least once or twice a week. ❔ Are Water Filter Pitchers Safe? FAQ Is it safe to use a water filter pitcher to filter well water? No, it's not usually safe to use a standard water filter pitcher to treat well water - or not without pre-filtration, anyway. That's because well water is often much higher in contaminants like iron and sediment than city water, which would clog the filter membrane and significantly shorten its lifespan. Plus, if your well water contains microorganisms, the average water filter pitcher doesn't usually offer full protection against these impurities. There are some exceptions, though - such as the Epic Nano Water Pitcher, which is specially designed to treat well water. Are water filters pitchers worth it? Yes. If you're concerned about drinking water contaminants, the best water filter pitchers are worth it. Water pitchers are some of the most affordable means of water filtration, meaning that you can make a relatively small investment in a highly capable system (as long as you choose wisely). To get the best value for your money, look for a water filter pitcher that can remove hundreds of tap water contaminants, like the Clearly Filtered Water Pitcher. Are Brita pitchers safe to use? Yes, Brita pitchers are safe to use, as long as you change the filters on time. Brita is a trusted brand that has been a leader in the water filtration industry for years. You can trust that Brita's products are legitimate and do what they're advertised to do (with official NSF certifications for reassurance). With that said, you can get better filtered water pitchers than Brita's nowadays, which reduce more impurities and make water safer to drink than any Brita product can. Are water filter pitchers better than bottled water? That depends on the pitcher in question and the brand of bottled water. Some bottled water brands purify their water with reverse osmosis, while others simply sell bottled tap water. Regardless of bottled water quality, buying a good pitcher is always better than buying bottled water from an environmental perspective because you'll be cutting down on your plastic bottle waste. Read the full article
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taxshooter · 2 years
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Lower TDS Certificates u/s. 197: Section 197 of the Income Tax Act, 1961 provides for the facility of NIL deduction of tax at source or at a deduction at a Lower rate of tax.
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Which Things To Consider For Your Tax Planning ?
5 best tips for Tax planning from financial advisor
It’s difficult enough to have a reasonable and adequate income these days amidst the rising inflation and dynamic needs, and it is hard to save a lot of money on the side too. What makes things all more challenging is the tax one has to pay on the income earned, which leaves very few opportunities to save money.
Taxes are an obligation one must comply with, and there is no way to bypass such an obligation. Thus, one must pay taxes, regardless of the needs and requirements. More often than not, it becomes burdensome for an individual, especially when they need to learn how to save money while paying taxes and following tax planning.
Boost your saving with tax planning
As a law-abiding citizen, you play an essential role when paying your taxes on time or before. Having said that, who wouldn’t want to save some significant amount of their hard-earned money? And there is nothing wrong with that, especially when you are legally doing that without resorting to any unfair means. All that is needed is for you to know some intricate details about the law and your current financial status and needs.
In such a scenario, tax planning can be of great assistance and not only help you save unnecessary outflow of taxes but also makes you financially aware of your needs and help you make informed decisions. Tax planning is a way of financial planning that leads to tax efficiency. It aims to reduce tax liabilities, optimize the exemptions, and use the benefits to their full potential as much as possible. However, easier said than done. While tax planning brings excellent benefits, it may be complex for someone who needs more knowledge or is a novice. Whatever it may be, these tips or ways can aid your tax efficiency efforts.
Estimate your taxes beforehand:
It is always suggested to note how much income you will be at the end of the year. That is the income that gets taxed. If you can get a rough idea of this estimate after that, you can look for instruments to help you save taxes on the amount. However, it is necessary to start early to avoid any last-minute panic or rush.
Investments and expenditures:
Having a specific idea of income and tax liability will enable you to free your hands for investments and expenditures. You can invest in tax-saving instruments such as provident funds, equity-linked saving schemes, saving certificates, and many more. Early planning can enable you to seek the best tax-saving tools that suit your needs and offer high returns with low risk.
Maintain a proper record of receipts
This is the best way to remain organized and has efficient tax planning in place. The receipts of money spent during a financial year can help you track a record of the significant expenditures made. You can claim a deduction through these receipts and save on paying taxes. Thus, it is necessary to keep receipts of medical bills, travel bills, etc., to claim deductions while filing taxes.
Be agile throughout the year:
Heed to the changes in income level at regular intervals. This will enable you to make necessary changes to the investments. Clarity on the tax liability is essential for a tax saving plan, and it will only happen through regular income analyses.
File ITR early:
Income tax is a complicated issue, and one is prone to make mistakes if rushed through the process. It will create problems, and you might even receive an undesirable notification. Thus, it is always advisable to file ITR in advance in a planned manner which can also garner you a TDS refund at the earliest.
Income tax is no joke. However, with good advice, this can become easier with time. Tax planning is necessary to have a financially stable life without stressing the pockets at any time. Fipro can aid your effort in managing your finances, efficiently planning your taxes, and make you a financially educated individual.
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HB-8003S-T9315 Series Explosion Proof Cameras in Dubai by Powerzone Electronics
HB-8003S-T9315 Series Explosion Proof Cameras in Dubai by Powerzone Electronics
Explosion-proof thermal imaging PTZ camera 
The highest level of explosion-proof certification, explosion-proof mark: ExdIICT6 Gb/Ex tD A21 IP68 T80 °C. Multi-angle matte/gloss array infrared light, low thermal energy, low power consumption, illumination distance up to 150 meters and Intelligent wiper function, the wiper adopts the car wiper blade, which has good weather resistance and easy replacement. 
*Power Zone Electronics is one of the leading suppliers of Ex-proof cameras in Dubai, UAE. For more details about this product, kindly visit – https://www.powerzoneelectronics.com/product-category/explosion-proof-cameras
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LAKSHMI ASSOCIATES ACCOUNTING FIRM & GST EXPERT
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Bookkeeping solutions for businesses under one roof.  All accounting solutions for small and medium scale businesses. We provide services for business registrations in Gurgaon, We give all services like related to GST service, Accounting service, Income Tax, Payroll, TDS, etc.
1) GST-Good and Services Tax
Goods and services Tax (GST) is a roundabout assessment (or utilization charge) utilized in India on the gracefully of merchandise and ventures. It is a far-reaching, multistage, objective-based expense: complete on the grounds that it has subsumed practically all the roundabout assessments aside from a couple of state taxes. Goods and services Tax (GST) is a worth included duty exacted most merchandise and ventures sold for homegrown utilization. The GST is paid by customers, yet it is transmitted to the administration by the organizations selling the products and services. Lakshmi Associates is one of the best GST-Good and Services Tax services providers in Gurgaon.
2) Accounting & Audit Work
Bookkeeping and review have an essential task to carry out in the budgetary record-keeping cycle of any business however their jobs are distinctive in their core interest. While bookkeeping means a lot more extensive field, incorporating everything from the association to the administration of the progression of cash through the organization, Best Accounting Services in Gurgaon.
Inspecting is an aspect of the bookkeeping scene. It is an assessment of bookkeeping and budgetary records that is attempted autonomously. This is done to decide whether the organization or the business undertaking has adjusted its activities to the laws and the sound accounting standards, Top Accounting Company in Gurgaon.
Regardless of whether you are a private venture or a mind-blowing association, monitoring all your money related exercises can be overwhelming services. Furthermore, bookkeeping does precisely that for you by monitoring your business. It dependably records each part of monetary exercises occurring, which is a private snippet of data for the administration of your organization. One key capacity of bookkeeping is staying with you refreshed about the performance. This helps in recognizing the sectors of best performer and under performer and those that require restorative measures. The data got from bookkeeping aid the drawn-out venture arranging of the business too.
3) Business & Registrations
Business enrollment implies the prerequisite of every individual or business offering types of the assistance of business use of pesticides, either completely or as an aspect of the business, to enlist with the division. Anybody can choose one day to begin working as a business. The business and registrations private limited company in Gurgaon has numerous accommodating aides. All that individual needs to do is give an item or administration to someone else that creates a benefit to be "good to go". While formal business enrollment with the state or nearby government isn't really needed to finish business exchanges, it is a nice decision for another business person for an assortment of reasons. There are likewise lawful and promoting favourable circumstances to enrolling a business name. Lakshmi Associates CA in Gurgaon can help direct you in picking the correct business enrollment.
4) Income Tax
Considering what is income tax and how can it work? Tax charge in India is an expense paid by people or substances relying upon the degree of income or increases during a budgetary year. The income might be both real and notional. The administration of India chooses the pace of tax charge just as pay charge chunks on which people are burdened. Those under higher pay chunks are charged at higher rates. The available tax pieces are changed every now and then, remembering the value levels. Now and again, the administration likewise gives tax charge discounts, which advantage individuals in the lower-pay gathering. Together with long haul reserves, the legislature likewise gives tax charge motivators. The sum put resources into charge sparing plans are deducted from net tax, which diminishes the measure of available pay and advantages the citizen.
In the event that the real duty payable is not exactly either the measure of advance expense paid or the measure of TDS for the relating year, they assess may guarantee the abundance chargeback by recording the fitting ITR Structure. When the ITR is confirmed, the pay charge discount is prepared if the tax Expense Division finds that the case is certifiable, ITR Company in Gurgaon.
5) Payroll
A company payroll is qualified to get pay and the sums that each ought to get. Alongside the sums that every representative ought to get for time worked or undertakings performed, Payroll can likewise allude to an organization's records of installments that were recently made to representatives, including pay rates and compensation, rewards, and retained charges, or the company’s specialty that figures and pays out these sums. One way that finance can be dealt with is in-house.
This implies that a company handles all parts of the payroll cycle all alone, including time sheets, figuring compensation, creating paychecks, sending the ACH, or Robotized Clearing House, for any immediate stores, and dispatching any expense installments essential. Payroll can likewise be moved operations to a full-service payroll handling organization. At the point when an organization decides to re-appropriate their payroll service, time sheets, wage counts, making paychecks, direct stores, and expense installments can be taken care of all, or to some degree, by the Best payroll company in Gurgaon.
6) TDS
TDS means 'Tax Deducted at Source'. It was acquainted with gathering charges at the source from where a person's tax is created. The administration utilizes TDS as an instrument to gather charge so as to limit tax avoidance by burdening the tax (halfway or entirely) at the time it is produced as opposed to sometime in the not too distant future.
TDS is pertinent on different earnings, for example, compensations, premium got, the commission got, profits and so on, TDS isn't pertinent to all salaries and people for all exchanges.
Diverse TDS rates have been endorsed by the tax Duty represent various installments and various classes of beneficiaries. For instance, installment of reclamation continues by an obligation common asset to an inhabitant individual isn't dependent upon TDS however for a Non-occupant Indian is dependent upon, TDS Services in Gurgaon.
7) Digital Signature Certificates
Digital Signature Certificate (DSC) is a lawfully perceived technique for marking records electronically. A Digital Signature is a sort of deviated cryptography used to reproduce the security
properties of a manually written mark on the paper. Computerized regularly give two calculations, one for marking that includes the client's mystery or private key, And one for checking marks that Include the client public key. The yield of the marking cycle is called the best digital signature.
Computerized signature endorsements are utilized by programs on the Web and nearby machines to affirm the character of an outsider. The advanced marks are currently acknowledged at standard with manually written marks and the electronic archives that have been carefully marked are treated at standard with paper reports.
Computerized Signature has frequently mistaken for examined duplicates of a physical composed mark, which don't have any legitimate support for the confirmation of electronic reports.
8) Part-Time Accounting Services
1. Lower Expense
This is one of the principal points of interest in employing Low maintenance bookkeeper. A firm wills just compensation the bookkeeper for the work that has been finished by the bookkeeper. Likewise, he won't be qualified for the vast majority of the advantages that are given to a customary All day working bookkeeper, for example, retirement benefits, and so forth, which would set aside much cash which could be used in the improvement, Best Accounting Services in Gurgaon.
2. Vast Information
The business climate is dynamic and staying up to date with the business climate is significant for a bookkeeper. There are some bookkeeping administrations and apparatuses that are utilized by bookkeepers everywhere in the world. A low maintenance bookkeeper will have to save time to upgrade himself further and find out about these devices. It is likewise the situation that the Low maintenance or re-appropriated bookkeeper may likewise work for a few firms all at once. This will furnish him with experience of functions in various businesses.
3. Provides Adaptability
Low maintenance or bookkeepers don't have a fixed timetable and just labor for a few hours per day. It relies upon the recruiting firm how much work they need these bookkeepers to do. The employing firm can really choose to call them and what will their timings be. A low maintenance bookkeeper gives adaptability to the firm to welcome them at work at whatever point the firm esteems fit. A significant number of Low maintenance bookkeepers are resigned experts or individuals who have their own arrangements of needs.
4. Build Your Notoriety
The Low maintenance bookkeeper would be known as of now by the current accounting company in Gurgaon. The Low maintenance bookkeeper would have the option to adjust to a firm effectively as he will just need to work for several hours consistently. A firm can attempt to test new bookkeepers occasionally which would help in choosing which bookkeeper will be the best for the organization. Subsequent to working and demonstrating a specific bookkeeper can be recruited Full-Time by the Accounting firm in Gurgaon.
5. Competitive Compensation
The compensation of Low maintenance bookkeeper can rely on numerous things. The installment could depend on the number of hours worked, or a singular amount sum could be referenced while recruiting your administrations. It likewise might be on an undertaking on an hourly premise. As your
experience increment, your compensation and notoriety will likewise increment. A portion of the Low maintenance bookkeeping experts likewise gets all the advantages that a Full-Time representative procures in a firm, however that would rely upon the administration of the firm, CA company in gurgaon.
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