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shrutim12 · 13 days ago

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Poonawalla Fincorp’s Digital Push: Making Lending Smoother and Governance Stronger

Lending Made Simpler for Everyday Borrowers

For many borrowers, the lending journey can feel long and impersonal. Recognising this, Poonawalla Fincorp Limited, backed by the Cyrus Poonawalla Group, has made noticeable changes that prioritise customer convenience and clarity.

The company has mapped out over 100 different customer types based on browsing patterns and digital habits. These insights help design outreach that speaks directly to what each borrower might need. Whether it’s a reminder, an offer, or a repayment prompt, the message is customised—not generic.

As of now, Poonawalla Fincorp runs between 80 and 100 automated campaigns across its app and website. These campaigns adjust based on each user’s preferred language, browsing behaviour, and even their location, helping ensure that every borrower is reached with the right message at the right time.

Also Read: Empowering India’s Small Retailers: The Imperative for Accessible Loan Options

Tools That Empower the Borrower

To reduce dependency on physical branches and call centres, Poonawalla Fincorp has launched several borrower-friendly digital tools. People can now check their credit scores, view and manage their loans through a self-service portal, and invite friends using referral QR codes—all from their mobile devices.

What’s more, the company is preparing to launch chatbot support that operates 24/7. Alongside this, five more Indian languages will be added to the platform, allowing borrowers from smaller towns and non-English-speaking regions to navigate the app and services with ease.

These upgrades are designed to put control in the hands of borrowers—making it easier for them to manage loans, ask questions, and explore options without needing in-person support. Soon, more personalised updates and content will also be introduced based on the borrower’s history and preferences.

Improving How Rules Are Managed Internally

Poonawalla Fincorp has not stopped at the customer-facing side of operations. A key area of transformation is how the company now monitors and responds to regulatory changes. A new system has been put in place to scan for updates from the Reserve Bank of India and flag areas where company policy needs to be realigned.

To begin with, these alerts are reviewed by the compliance team to ensure accuracy and completeness. However, the system is expected to evolve and produce in-depth reports that previously required days of manual review.

The shift ensures that the company keeps up with fast-changing regulatory norms while maintaining complete control over internal processes. It also reduces the possibility of human error or oversight.

Also Read: Smart Moves in Finance Technology by Poonawalla Fincorp Limited

Debt Management That Works Faster and Smarter

The company’s approach to managing overdue loans has also been updated. A new platform evaluates how borrowers respond to communications like reminders, repayment nudges, or check-ins. Based on these patterns, the system suggests which communication strategy to follow, drawing from over 100 proven approaches.

This enables more tactful, informed engagement with borrowers who may be at risk of default. It also speeds up the entire recovery workflow. What once required four to five days of manual effort now happens in a matter of hours—freeing up time and helping the team focus on more sensitive cases.

Agent Assignment, Now in Hours, Not Days

Another pain point that has been improved is how Poonawalla Fincorp assigns recovery agents. Previously, selecting the right agent for a case could involve multiple people and delays. Now, an internal platform assesses each case, ranks its urgency, and automatically assigns the best-suited agent—all within three hours.

Borrowers benefit from this change too. Faster resolution means fewer follow-ups, less confusion, and more confidence in the process. Internally, it helps teams stay agile and maintain momentum in their follow-through efforts.

Also Read: Poonawalla Fincorp Limited Enhances Customer Experience and Compliance Through AI While Expanding Loan Offerings

Digital Improvements Across the Organisation

While customer service and collections have received the spotlight, Poonawalla Fincorp has also used this opportunity to improve internal operations across departments. From hiring to audits to loan disbursal, better tools and clearer processes are now in place.

These changes ensure that every team within the company operates with consistency, accuracy, and a shared understanding of updated rules and practices. It’s a step forward in making the entire organisation more cohesive and better prepared to serve borrowers.

Keeping Tech Human-Centric

Poonawalla Fincorp CEO has shared that while digital systems are being introduced in every major area, the company remains committed to retaining human judgment where it matters. In areas such as compliance, collections, and loan reviews, people remain at the centre—guided, but not replaced, by technology.

This approach reflects a balanced path forward. Faster service doesn’t mean less care. Smarter workflows don’t eliminate the need for insight. The technology simply removes friction from the process so that borrowers get quicker support and employees can focus on what they do best.

With changes rolled out across customer service, internal governance, and operational workflows, Poonawalla Fincorp is positioning itself as a lender that listens, adapts, and leads with responsibility. Its commitment to strengthening both the front and back ends of lending shows that modern finance can be efficient without losing its human touch.

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nulledclubproblog · 21 days ago

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QuickQR Nulled Script 6.3.7

Download QuickQR Nulled Script – The Ultimate QR Menu Maker Looking for a fast, efficient, and modern way to digitize restaurant menus? QuickQR Nulled Script is the perfect solution for businesses aiming to offer contactless menus using powerful QR code technology. This incredible tool empowers restaurants, cafes, bars, and other food service providers to enhance customer experience while embracing the digital era—completely free from our platform. What is QuickQR Nulled Script? QuickQR Nulled Script is a premium QR code menu maker originally designed for restaurant owners. With this script, businesses can create dynamic, visually appealing, and mobile-optimized menus accessible via scannable QR codes. It eliminates the need for printed menus and allows for seamless real-time menu updates, enhancing safety, hygiene, and convenience. Best of all, you can now download this powerful solution absolutely free—without any licensing restrictions. Take your restaurant's service to the next level without breaking the bank. Technical Specifications Script Name: QuickQR Nulled Script Version: Latest stable release Languages Supported: Multi-language support Database: MySQL Compatibility: PHP 7.4+ Responsive Design: Yes – fully mobile-optimized Admin Dashboard: Included with advanced analytics Features and Benefits Contactless QR Code Menus: Enhance customer safety and hygiene by eliminating physical menus. Drag-and-Drop Menu Editor: Customize your digital menu effortlessly with a visual editor. Multi-Restaurant Support: Manage multiple outlets with one script installation. Modern User Interface: Beautiful and intuitive design that works flawlessly on all devices. Real-Time Menu Updates: Make instant changes to your items, prices, or descriptions without needing to reprint anything. Integrated Analytics: Track views, scans, and engagement with comprehensive reporting. Use Cases Whether you own a cozy cafe, a bustling food truck, or a chain of fine-dining restaurants, QuickQR Nulled Script offers a scalable solution that meets your needs. It's perfect for: Restaurants and cafes aiming to go digital Bars and pubs offering seasonal menus Hotels with in-room dining services Event planners and caterers showcasing menu options on-the-go How to Install QuickQR Nulled Script Installing QuickQR Nulled Script is a straightforward process: Download the script package from our website. Upload the files to your web server using FTP or cPanel. Create a MySQL database and import the provided SQL file. Update your configuration settings to connect the script to your database. Access the admin panel, customize your settings, and start building your digital menu. No coding skills are required. The user-friendly dashboard guides you through every step, making it perfect even for beginners. Frequently Asked Questions (FAQs) Is the QuickQR Nulled Script safe to use? Yes. The script is tested for performance and security. We ensure all downloadable files are free of malware and safe to use in live environments. Can I use this script for multiple restaurants? Absolutely. QuickQR Nulled Script supports multi-restaurant setups, allowing you to manage all outlets from a single dashboard. Are future updates available? While official updates from the original publisher require a license, you can revisit our website regularly for the latest nulled releases and improvements. How do I get started? Simply download from our nulled plugins section, install the script, and start creating your QR-based digital menu today. Conclusion If you want a powerful, stylish, and fully functional QR menu system without paying a dime, the QuickQR is your best bet. Digitize your menu offerings, impress your customers, and take control of your restaurant’s digital presence today. Want more tools like this? Check out wpforms nulled and other premium scripts you can download for free.

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directmailprintapi · 2 months ago

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Top Direct Mail Automation Software to Streamline Your Campaigns in 2025

Direct mail has experienced a powerful resurgence, especially when combined with digital automation. In 2025, businesses are increasingly turning to direct mail automation software to deliver personalized, scalable, and trackable print campaigns.

In this comprehensive guide, we’ll explore the top direct mail automation software platforms and how they help streamline your marketing, reduce costs, and boost ROI.

What Is Direct Mail Automation Software?

Direct mail automation software integrates with your CRM or marketing platform to trigger, print, and mail physical campaigns based on user behavior, segmentation, or workflows.

Core Capabilities:

On-demand printing and mailing

CRM and marketing platform integrations

Personalization at scale

A/B testing and campaign analytics

Real-time tracking

Why Direct Mail Automation Matters in 2025

Amidst digital overload, physical mail stands out. With automation, you eliminate manual workflows and ensure your message reaches your audience faster and more effectively.

Key Advantages:

Improved targeting through data-driven personalization

Better engagement and response rates

Lower operational workload

Seamless omnichannel experiences

Top Features to Look For

To choose the best software, prioritize features that align with your business goals:

1. CRM & Marketing Automation Integration

Ensure it works with platforms like Salesforce, HubSpot, ActiveCampaign, Klaviyo, or Mailchimp.

2. Real-Time Printing and Mailing

Send postcards, letters, and self-mailers instantly with full automation.

3. Templates & Customization

Pre-built templates and variable data printing (VDP) help scale personalization.

4. Analytics & Tracking

Track delivery, responses, and ROI in real-time.

5. Compliance & Data Security

GDPR, HIPAA, and CCPA compliance are essential for data protection.

Top Direct Mail Automation Software for 2025

1. Lob

A leader in direct mail automation, Lob integrates seamlessly with CRMs and allows developers to programmatically trigger campaigns.

Strengths: API-driven, scalable

Ideal for: Enterprises, SaaS, Fintech

2. PostGrid

PostGrid provides address verification, print, and mail automation in one platform.

Strengths: Global reach, HIPAA-compliant

Ideal for: Healthcare, finance, legal

3. Click2Mail

Offers direct integration with USPS and robust campaign design tools.

Strengths: Government-friendly, self-serve

Ideal for: SMBs, government agencies

4. Sendoso

Combines digital gifting with direct mail, allowing hybrid campaigns.

Strengths: Sales engagement, gifting + mail

Ideal for: B2B sales, ABM campaigns

5. Inkit

Known for secure document generation and mailing automation.

Strengths: Offline data sync, compliance-ready

Ideal for: Insurance, banking, healthcare

Use Cases for Direct Mail Automation

Abandoned Cart Recovery Trigger postcards to users who abandon carts with limited-time offers.

Customer Retention Send thank-you letters or anniversary discounts to loyal customers.

Lead Nurturing Integrate with your sales funnel to send timely physical content to hot leads.

Reactivation Campaigns Win back lapsed customers with personalized messages.

Integrating Direct Mail with Your Digital Stack

The best platforms plug directly into your existing MarTech stack:

CRM: Salesforce, Zoho, HubSpot

Marketing Automation: Marketo, Mailchimp, ActiveCampaign

Ecommerce: Shopify, BigCommerce, WooCommerce

Zapier: For customized automation without coding

How to Evaluate the Right Tool

Ask these questions before choosing a provider:

Does it support my preferred mail formats?

Is customer support responsive?

What are the minimum volume requirements?

Can I track and measure ROI?

Is it secure and compliant with my industry needs?

Best Practices for 2025 Campaigns

Personalize at scale using CRM data.

Use QR codes or PURLs for better tracking.

Send timely, event-based triggers (e.g., birthday cards).

A/B test headlines, imagery, and CTAs.

Focus on sustainability—use eco-friendly paper and vendors.

Benefits of Direct Mail Automation

Saves hours of manual effort

Reduces human error in mailing

Enhances personalization

Boosts conversion rates

Integrates with digital marketing

SEO and Omnichannel Strategy Tips

Google rewards brands that offer consistent cross-channel experiences. Here’s how direct mail automation supports SEO:

Encourage visits to landing pages from mail

Include QR codes that track to UTM links

Retarget visitors with PPC after they scan mail

Collect data from physical responses for SEO content targeting

Future Trends in Direct Mail Automation (2025 & Beyond)

AI-driven campaign optimization

Sustainable print-on-demand solutions

Deeper behavioral targeting

Voice-activated direct mail triggers

Programmatic print bidding for lower costs

Conclusion

In 2025, marketing efficiency is non-negotiable. Direct mail automation software helps you cut costs, boost ROI, and deliver highly personalized, offline experiences at scale. Whether you're nurturing leads, reactivating customers, or launching new products, choosing the right platform will elevate your brand’s visibility—both in mailboxes and in search engines.

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API To Print Direct Mails – Wix

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ecosmining · 1 year ago

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How to Open a Crypto Wallet: Types of Wallets and How to Create One

Cryptocurrency is one of the ways to save funds during unstable times in the financial market. Moreover, it is an alternative way to carry out various transactions and receive payments from any point in the world, regardless of sanctions and various restrictions. After all, cryptocurrency is not controlled by banks, the state, or specific companies. Let’s figure out the types of crypto wallets, how to create a crypto wallet, and carry out various operations with its help.

What is a Crypto Wallet and Why is it Needed?

A crypto wallet is a service or special program that allows you to store, exchange, trade, and perform various operations with cryptocurrency. To create a crypto wallet, you need to register on a platform/site/cryptocurrency exchange or another resource. You will be issued a cryptographic code in the form of public and private keys that ensure the security of funds.

It functions according to the principle of an ordinary wallet, allowing you to store and spend digital coins and tokens. However, it is essential to understand that it contains data about the keys, and the cryptocurrency itself is stored in the blockchain.

Types of Crypto Wallets

A cryptocurrency wallet can be of different types depending on the level of security, the number of available cryptocurrencies, the interface, etc. Let’s consider several categories of crypto wallets.

Format, or Principle of Operation

Cold Wallet These are special devices that connect to a computer, laptop, etc.

Hot Wallet

These are mobile, desktop, and web applications that are installed on a device.

Encryption

This refers to the storage and management of public and private keys of the crypto wallet.

Custodial Wallet

Such a wallet is issued by a cryptocurrency exchange, a fund, or another intermediary that stores the user’s keys on its server.

Non-custodial

Wallet In this wallet, the user fully controls the private keys, which are not transferred to third parties. In case of loss of keys, access to funds can be restored using a special phrase recorded during registration.

Type of Device

You can use wallets on different devices, so there are several options for services.

Hardware Wallet

A special device stores your keys to the wallet. Outwardly, it resembles a flash drive and connects to a PC.

Desktop Wallet

The crypto wallet in the form of an application is installed on a computer. All data about crypto savings and private keys are stored in the PC’s memory.

Mobile Wallet

This is an application for a smartphone or tablet. Private keys are stored in encrypted form on the gadget, and information about transactions is on third-party resources.

Online Wallet

The service functions through a browser, and you can log into it from any gadget: smartphone, tablet, or PC.

Paper Wallet

In this case, the private key to the wallet is written on a sheet of paper in the form of a QR code. Access is opened through special sites; information about the keys is on physical media.

Main Characteristics of a Good Wallet

A crypto wallet where it will be safe and convenient to store your digital savings should have certain characteristics.

Platform Availability. It is desirable that the wallet is compatible with the OS of both smartphones and PCs or has at least browser extensions.

User-friendly Interface. This is not a triviality because if the user does not understand how to transfer or buy cryptocurrency, they will not spend time figuring it out but will look for a more understandable analog.

Security and Confidentiality of Data. The service should have these items described in detail, all processes should be described so that the user understands on which blockchain the service is based, how the security of funds is ensured during transfers, etc.

Customer Support. Support for users who can help with any question as quickly as possible through different channels: e-mail, messenger, through Discord.

Token Visibility. It is essential that all tokens presented in the wallet are recognizable. This is important both when exchanging and from a security point of view.

Wallet Reputation. The creators of the project will gladly write that their product is the best of all. However, it is essential to read user reviews and study what is written about the service on the Internet.

There is also another parameter — compatibility with the blockchain. This can be a fundamental moment for those who work with a specific cryptocurrency, for example, Bitcoin or Ethereum.

Popular Crypto Wallets

There are three popular services that have earned a reputation as reliable platforms to create a crypto wallet. Most often, these are hot wallets.

Exodus

The crypto wallet allows you to store, buy, and sell cryptocurrency on different devices: smartphones, tablets, PCs. It supports more than 300 cryptocurrencies, as well as NFT and various crypto assets. Exodus is compatible with different operating systems on gadgets: on smartphones — iOS and Android, on PCs — Windows, MacOS, and Linux. There are also extensions for the Chrome browser.

Trust Wallet

The crypto wallet works with various digital assets: from cryptocurrency to NFT. Since it belongs to the Binance cryptocurrency exchange, there is an option for simplified cryptocurrency transfers for exchange users. Trust Wallet is compatible with iOS, Android, and has an extension for the Chrome browser.

The service supports over a million tokens and is compatible with 50 blockchains. Also, the wallet has its own TWT token, which helps in the development of the ecosystem. By purchasing it, users can participate in decisions to improve the functions of the wallet and receive bonuses.

MetaMask

The crypto wallet operates on the Ethereum basis, so it is intended for storing, buying, and selling ERC-20 tokens. It interacts with BNB Smart Chain, Polygon, and HECO, thanks to which users can work on these platforms with DEX and DeFi services.

MetaMask allows you to store and exchange both cryptocurrency and NFT tokens. Moreover, the service is compatible with hardware wallets, Ledger, and Trezor. It works on smartphones with the iOS and Android operating systems and has an extension for browsers on PCs.

What Should a Crypto Wallet Necessarily Be Able to Do?

When creating a crypto wallet, pay attention to what functions the service has.

Standard Set:

Generation of a unique access key Setting a limit on the duration of the working session Support for multiple cryptocurrencies Buying and selling cryptocurrency Conducting transactions to other wallets Creating a QR code for transactions Setting up push notifications Monitoring and updating the exchange rate of currencies Compatibility with iOS and Android gadgets Additionally, the wallet may have such options:

Calculation of the commission depending on the amount in the deal Conversion of fiat into cryptocurrency Interaction with cryptocurrency exchanges, which simplifies cryptocurrency trading Access to staking

How to Open a Crypto Wallet in Russia?

If you are not planning to store large amounts in cryptocurrency, it is not worth opening a non-custodial or cold wallet. Since it is something like an electronic safe, you will have to work hard to open it.

It is easier to open a custodial or hot wallet. First, you need to choose a desktop or mobile version of the wallet, depending on what is more convenient for you. A custodial wallet can be opened on exchanges, in a browser, or through special applications. And then, the instructions for opening a wallet in most services/programs are approximately the same.

Go to the main page. Click on “Create a new crypto wallet.” Specify personal data, set a secret code, write down the private and public key, and set a password for the application. Go through verification if it is available on the platform/service. To start using the wallet, you need to replenish it. For example, through a transfer from another user. Or by buying cryptocurrency through an electronic payment system, an online exchanger, using a card, and P2P trading. It is essential to clarify before creating a wallet that the service works with users from Russia. Only in this case, it will be possible to create a crypto wallet with replenishment and withdrawal with the help of a bank card. Now, for example, such exchanges work with citizens of the Russian Federation: Bybit, KuCoin, Phemex, BingX, MEXC, and OKX. Also, you can change cryptocurrency into rubles and withdraw it to a card using the Wallet in Telegram.

You can create a crypto wallet on our platform with a high level of trust and a convenient interface. A multicurrency crypto wallet with more than 200 currencies from the company ECOS, which provides cloud mining services. The service has a wide range of functions that allow you not only to trade, buy, and exchange digital assets but also to work with NFT, engage in mining, and have access to ECOS portfolios. You can withdraw funds from the wallet to a card. Also, ECOS clients are waiting for regular rewards and bonuses for the active use of their platform.

#bitcoin #mining #crypto #blockchain

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ailtrahq · 2 years ago

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The Bank of Russia is contemplating 2025 to be the year when the digital ruble, the local central bank digital currency (CBDC), may see widespread adoption in the country. This move indicates the central bank’s strategic approach to modernizing the payment landscape in the nation. Olga Skorobogatova, the first deputy governor of the Bank of Russia, emphasized that the digital ruble is viewed as an additional payment method alongside existing options like the Faster Payments System, Mir payment cards, QR code/NFC payments, biometrics-based payments, and cash. Russia’s Ruble Will Coexist With Physical Cash The introduction of Russia’s digital ruble raises questions about the potential for citizens to receive state payments exclusively through the central bank digital currency (CBDC). That would be similar to the Mir payment system, implemented in 2014 as a state-controlled card payment system to mitigate concerns about potential US and European sanctions. The Bank of Russia has stated that the digital ruble will coexist with physical cash and is not intended to replace it. However, China, considered a strong ally of Russia, has already initiated payments to civil servants in Changshu using the digital yuan to promote the adoption of the state-controlled currency. The Bank of Russia aims to establish agreements with China, India, and the UAE to connect their payment systems, enabling Russians to use the digital ruble for overseas transactions. Introducing the digital ruble is unlikely to significantly alter or improve Russia’s geopolitical situation. Additionally, Russian officials have acknowledged that CBDC trials can only be conducted with technologically capable and friendly nations. Ruble Doesn’t Use Biometric Data The Russian Central Bank earlier clarified that the digital ruble is unrelated to the state’s efforts to collect biometric data. The bank initiated CBDC trials in 11 cities across Russia approximately a month ago. In contrast, Russian lawmakers passed a law in the previous year permitting banks and state agencies to collect biometric data from their clients, including facial scans and fingerprints. This initiative led to the development of the Unified Biometric System (UBS), intended to serve as a national digital remote identification platform utilized by the Kremlin and banks. Unfortunately, these two separate projects have become intertwined in the eyes of some observers, leading to an increase in digital ruble and biometrics-related scams. Reports indicated that fraudsters contacted individuals in various regions, urging them to provide biometric data to convert their cash ruble savings into CBDC tokens. Source

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whiteantcrawls · 5 years ago

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Resources for Home Schooling

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✅Online homeschool platform & curriculum for Pre-K to 12th grade. All main subjects are covered, plus extra curriculum courses. http://discoveryk12.com/dk12/

✅Printable board games, activities and more for phonics and reading all using evidence-based methods. Can be customized to any student's needs including creating flashcards for other subjects. https://dogonalogbooks.com/printables/

✅K-8 online math program that looks at how a student is solving problems to adjust accordingly and build a unique learning path for them. https://www.dreambox.com/at-home

✅Engaging reading game for grades 2-8 that combines strategy, engagement, and imaginative reading passages to create a fun, curriculum-aligned literacy game. https://www.squigglepark.com/dreamscape/

✅Higher level math series... online video series with detailed solutions to more than a thousand publicly-released College Board SAT Math, Subject Test Math Level 1, and Subject Test Math Level 2 problems.https://www.youtube.com/channel/UCbQoCpvYRYRkRRvsObOPHaA…

✅Foreign languages https://www.duolingo.com/

✅Interactive video earth science based curriculum supplement. https://www.everyday-earth.com/

✅A safe research site for elementary-level readers. They are offering -- free 24/7 access USERNAME: read (case sensitive) PASSWORD: read (case sensitive) https://www.facts4me.com/

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✅Educational brain breaks to help students review essential literacy and math skills, while getting in some exercise. Find over 900 videos to help your child keep learning at home and burn off some extra energy. Our site is best used for ages 4-8. https://fluencyandfitness.com/register/school-closures/

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✅Free Printables for PreK-2nd Grade https://www.teacherspayteachers.com/…/Lite…/Price-Range/Free

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✅Magic Spell is a carefully crafted spelling adventure. https://brainbox.games/

✅Resources for AP students https://marcolearning.com/

✅Enter your math problem or search term, press the button, and they show you the step-by-step work and answer instantly. 2nd grade through college. https://www.mathcelebrity.com/online-math-tutor.php

✅Elem Math games, logic puzzles and educational resources https://www.mathplayground.com/

✅Poetry and music https://www.thewell.world/mindful-mu…/mindful-poetry-moments

✅3D printing projects and Coding projects, involving math and other K-12 subjects https://www.instructables.com/…/EdgertonCent…/instructables/

✅Introductory and intermediate music theory lessons, exercises, ear trainers, and calculators. https://www.musictheory.net/

✅Scads of free resources, games, learning resources, and lesson plans for teaching personal finance https://www.ngpf.org/

✅Improve your typing skills while competing in fast-paced races with up to 5 typers from around the world. https://www.nitrotype.com/

✅Illustrated recipes designed to help kids age 2-12 cook with their grown-ups. Recipes encourage culinary skills, literacy, math, and science. https://www.nomsterchef.com/nomster-recipe-library

✅Online curriculum that builds better writers. https://www.noredink.com/

✅80+ do at home science activities https://elementalscience.com/…/n…/80-free-science-activities

✅Daily lessons and educational activities that kids can do on their own https://www.superchargedschool.com/

✅Adaptive curriculum in Math and ELA for Grades K-8 https://www.scootpad.com/

✅Novel Effect makes storytime a little more fun for kids (and grown-ups too!) As you read out loud from print books (or ebooks!) music, sound effects, and character voices play at just the right moment, adjusting and responding to your voice. https://noveleffect.com/

✅Quick & easy at home projects curated for kids 2 and up https://www.kiwico.com/kids-at-home

✅Teaches students how to write a paragraph through interactive online tutorial http://www.paragraphpunch.com/

✅PreK-12 digital media service with more than 30,000 learning materials https://www.pbslearningmedia.org/

✅Curricular content hub specifically designed for K-3 students. https://pebblego.com/free-pebblego-capstone-interactive-acc…

✅Science and math labs and simulations https://phet.colorado.edu/

✅An online physics problem and video bank designed for conceptual, standard, honors or AP1 physics. https://www.positivephysics.org/home

✅Prodigies is a colorful music curriculum for kids 1-12 that will teach your kids how to play their first instrument, how to sing in tune & how to understand the language of music! 21 for free https://prodigiesmusic.com/

✅Free videos from around the world from grade 3-12 https://www.projectexplorer.org/

✅QuaverMusic is offering free access to general music activities to all impacted schools, including free student access at-home https://www.quavermusic.com/info/at-home-resources/

✅For students to practice and master whatever they are learning. https://quizlet.com/

✅ReadWorks is an online resource of reading passages and lesson plans for students of all levels K-12. https://www.readworks.org/

✅Critical Thinking resources for K-6 students https://marketplace.mythinkscape.com/store/redtkids

✅Music Based Spanish Learning https://rockalingua.com/

✅Science simulations, scientist profiles, and other digital resources for middle school science and high school biology https://sepuplhs.org/

✅The Shurley English program for grades K-8 provides a clear, logical, and concrete approach to language arts. https://www.shurley.com/

✅Sight reading and sight singing practice exercises. https://www.sightreadingfactory.com/

✅Music practice transformed https://www.smartmusic.com/

✅Spellingcity is free right now with code VSCFree90 https://www.spellingcity.com/

✅Kid-friendly workouts — choose from Strength for Kids, Agility for Kids, Flexibility and Balance for Kids, Warm-Up for Kids, Cooldown for Kids, Stand Up and Move for Kids, OR create your own custom kid workout. https://app.sworkit.com/collections/kids-workouts

✅A collection of hundreds of free K-12 STEM resources, from standalone models and simulations to short activities and week long sequences of curriculum materials. https://learn.concord.org/

✅Course sets (Levels 1–5) that combine and thoroughly cover phonics, reading, writing, spelling, literature, grammar, punctuation, art, and geography—all in one easy-to-use, beautiful course. https://www.goodandbeautiful.com/

✅At home OT, PT, and ST resources designed to build skills in children through movement and play. https://www.theottoolbox.com/

✅Science projects that can be completed with or without Internet access https://sciencespot.net/Pages/classhome.html

✅Keyboarding practice https://www.typingclub.com/ or https://www.typing.com/

✅Next Generation Science video game focused on middle school where students directly engage in science phenomena as they solve problems. https://www.tytoonline.com/

✅Short videos and readings that answer various burning questions for students. There are vocabulary challenges and comprehension questions. http://wonderopolis.org/

✅Math practice https://xtramath.org/#/home/index

✅K-5 curriculum that builds deep understanding and a love of learning math for all students https://www.zearn.org/

✅A quick start resource to help families pull together a plan for surviving the next 1-2 months at home with their kids, but it can also be a time of slowing down and enjoying kids as they learn. Preschool through 8th grade https://abetterwaytohomeschool.com/learning-at-home-everyth…

✅450 Ivy League courses that you can take https://www.freecodecamp.org/…/ivy-league-free-online-cou…/…

✅Spelling 1-4 grade https://www.spellingtraining.com/

✅2,500+ online courses from top institutions https://www.edx.org/

✅22 languages to learn https://www.memrise.com/

✅Learn to code https://www.codecademy.com/

✅Miscellaneous games for all subjects k-8 https://www.funbrain.com/

✅Phonics and learning to read https://readingeggs.com/

✅PreK - 5 games for all subjects https://www.turtlediary.com/

✅Online digital coloring pages https://www.thecolor.com/

✅Every course you could possibly want to homeschool preschool - 8 https://allinonehomeschool.com/

✅Every course you could possibly want to homeschool for high school https://allinonehighschool.com/

✅Phonics worksheets for kids https://www.funfonix.com/

✅Free stories online ages 3-12 https://www.freechildrenstories.com/

✅National Geographic Young Explorers is a magazine designed specifically for kindergarten and first grade students. Children can listen to the magazine being read to them as they follow along with the highlighted text. https://ngexplorer.cengage.com/ngyoungexplorer/index.html

✅Learn all about earthquakes https://earthquake.usgs.gov/learn/kids/

✅Learn all about the periodic table https://www.chemicool.com/

✅Farmer's almanac for kids... Date, weather, moon phase, etc. https://www.almanac.com/kids

✅Guide to gardening for kids https://web.extension.illinois.edu/firstgarden/

✅Website allows students to play basic games to reinforce math skills and compete against the computer or others https://www.mangahigh.com/en-us/

✅Space science for kiddos https://www.nasa.gov/kidsclub/index.html

✅Math Games, Logic Puzzles and Brain Builders https://www.mathplayground.com/

✅Games, quizzes and fact sheets take kids on a journey through time. https://www.bbc.co.uk/history/forkids/

✅NGAkids interactives offer an entertaining and informative introduction to art and art history. https://www.nga.gov/education/kids.html

✅News and more for kids https://www.youngzine.org/

✅Randomly generates 356,300,262,144 story starters https://thestorystarter.com/

✅Immerse yourself in cryptography https://www.cryptoclub.org/

✅Math games galore https://gridclub.com/

✅Tons of science experiments that you can do at home https://www.stevespanglerscience.com/lab/experiments/

✅An interactive way to learn history https://www.mission-us.org/

✅Just explore, have fun, and learn some science along the way. https://thehappyscientist.com/

✅Interactive games based on the book series https://www.magictreehouse.com/

✅Work on the 8 parts of speech https://www.grammaropolis.com/

✅Learn all about cells https://www.cellsalive.com/

✅All sorts of learning here if you dig in https://www.google.com/earth/

✅Scratch draws students of all types into coding and lays a foundation for future learning. https://scratch.mit.edu/

✅A wonderful, endlessly detailed way to get kids engaged in the world of art. https://www.metmuseum.org/art/online-features/metkids/

✅Tests kids’ geography skills. Using images from Google’s Street View, it plops players down in the middle of the street and asks them to figure out where they are. https://www.geoguessr.com/

✅Allows students to type in any city, state, or country to view an archive of historical photographs and other documents. It’s a unique way to help them learn about history. http://www.whatwasthere.com//

✅Short videos about numbers that help kids explore complex math topics and make math more fun. https://www.numberphile.com/

✅A human visualization platform that allows students to explore the human body in really cool ways. https://human.biodigital.com/login?returnUrl=/dashboard

✅Helps kids learn to appreciate the arts by providing them with the opportunity to play games, conduct investigations, and explore different forms of art. https://artsology.com/

✅Lets kids play instruments online. Instruments include the guitar, piano, pan flute, drums, and bongos. https://www.virtualmusicalinstruments.com/

✅Crafts, activities, bulletin board designs, and finger plays for early education teachers and parents to use with kids. http://www.preschoolexpress.com/

✅A large selection of fun songs to help teach preschool and kindergarten students https://www.songsforteaching.com/preschoolkindergarten.htm

✅Resource section includes free flashcards, coloring pages, worksheets, and other resources for children, teachers, and parents. https://supersimple.com/

✅Life skills curriculum for students in grades K-12. Their resources include strategies for teaching social and emotional skills. https://www.overcomingobstacles.org/

✅Coding for ages 4-10 https://www.kodable.com/

✅No need to travel to one of the Smithsonian’s zoos or museums — this website brings your child everything from live video of the National Zoo to the Smithsonian Learning Lab right to their screen https://www.si.edu/kids

✅Cool Kid Facts gives your child access to educational videos, pictures, quizzes, downloadable worksheets, and infographics. They can use these to learn about geography, history, science, animals, and even the human body. https://www.coolkidfacts.com/

✅This interactive website, hosted by the U.S. Government Publishing Office, allows your child to see the ins and outs of the U.S. government by taking a series of learning adventures with none other than Benjamin Franklin. https://bensguide.gpo.gov/

✅This NASA initiative covers a wide range of topics including weather, climate, atmosphere, water, energy, plants, and animals. https://climatekids.nasa.gov/

✅Ask Dr. Universe is a science-education project from Washington State University. Kids can send Dr. Universe any question they may have about history, geography, plants, animals, technology, engineering, math, culture, and more. https://askdruniverse.wsu.edu/

✅Your child can play games, learn fun facts, and find out how to turn coin collecting into a hobby. https://www.usmint.gov/learn/kids

✅From rainbows to tornadoes and winter storms to tsunamis, meteorologist Crystal Wicker breaks down the fascinating world of weather. http://www.weatherwizkids.com/

✅Kids Think Design explores careers in fashion design, graphic design, interior design, book design, product design, film and theatre, architecture, animation, and environmental design. http://www.kidsthinkdesign.org/

✅This educational website hosted by the Smithsonian Museum takes a deep dive into ocean life. https://ocean.si.edu/

✅Brainscape offers over a million flashcard decks for every subject, entrance exam, and certification imaginable. https://www.brainscape.com/

✅The Theta Music Trainer offers a series of online courses and games for ear training and music theory. https://trainer.thetamusic.com/en

✅Banzai exposes students to real-world financial dilemmas to teach them the importance of smart money management. https://www.teachbanzai.com/

✅Innerbody explores the 11 bodily systems in depth. With interactive models and detailed explanations, this website will help them learn more about the internal mechanics of the amazing human body.https://www.innerbody.com/htm/body.html

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fintechvietnam · 5 years ago

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Reliable Digital banking development company in Vietnam

The digital transformation for banking institutions can help clients have a good experience when implementing transactions. Aside from that, investing in digital banking development gives a great advantage in cost reduction. So, many companies are looking for a mobile application development company.

Finding a reliable digital banking development company is very difficult because the software market has a larger amount of providers and you have no idea about hiring them. Let's keep reading this article it can give you a helpful suggestion.

Benefits of digital banking development

Digital transformation for banking institutions brings a lot of advantages for the customers, individual ones, small companies, and huge corporations, as well as banks themselves. Clever strategy and constant improvements can result in a number of advantages:

Digital banking development brings a lot of advantages for the users and banking institutions

Convenience and Time - saving

Personal and company bank accounts are available at any device, the only things you need are an Internet connection and a few taps on the screen. This brings more customer satisfaction as they are able to constantly keep on track of their account balance and manage the information on their personal profile.

In addition to this, there is no need to go to the bank to conduct the transaction as they can do it on a mobile phone. It helps users saving-time significantly.

Cost savings

When transaction on digital banking can reduce the dependence on paper forms, as all transactions are done electronically, which contributes to reducing the expenses incurred by the conventional bank and the client pays them administrative expenses.

24/7 Service

Online banking services are available 24/7 all year round, even at the weekends. There is no need to stay in lines and wait for the bank to open in order to conduct certain operations.

Easier Management

Online accounts can be easily managed, although they require more information than traditional banks. Customers can add information themselves or directly contact online assistants to provide support on the current issue. What is more, digital banking allows users to retain payee information within the system, there is no need to re-enter data for the following payments, etc.

More Securities

Digital banking provides higher security and less risk of manipulation or theft of checks. In addition, the reliability of cash flows is higher and the speed of the movement of cash is faster.

Innotech Vietnam

Innotech Vietnam is a reliable mobile app development company in Vietnam. Be appreciated for high-quality products, services, and innovative solutions in a fintech company. We strive to create innovation and develop advanced fintech solutions. We provide a wide range of mobile application services, ready to meet all customer service requirements. The products and solutions we offer based on these advanced technologies become valuable for our customers through professional project management methods and tools to help customers effectively manage progress and resources a force of the project.

Innotech's head office

Innotech Vietnam has done more than 200+ mobile app projects for clients worldwide in Japan, the USA, Australia, Singapore and Vietnam. We’re confident to deliver even the most complicated mobile app development project successfully in areas such as banking and financial, logistics, transportation, education, and other industries. More than 90% of companies have kept coming back to Innotech for a wide range of Mobile App Development and they enjoy the same standard of service every time. Besides, we are proud that we are trusted by many Institutions in Banking and Finance such as ACB Bank, Tyme Bank, Unifimoney, Manulife, Commonwealth Bank, …

Digital Banking Development Services

Digital banking development services have offered many comfortable features and possibilities for users.

Digital banking should have many comfortable features and possibilities for users

Online Banking

To facilitate online use, most banks that offer online banking provide a host of high quality, technological solutions that make your banking experience easy and fast. The online banking development provides users banking services anytime and anywhere include:

View a summary of your account and transaction history

You can view or print your account statements and balances

Set up online payments and direct deposit services

Reorder checks for your account via the web

Some services allow you to export your account histories to third-party accounting software

Transfer funds from one account to another or make deposits which saves a lot of time and money for you.

Other accounts and services like CDs, IRAs, and others can be managed from the online account.

Personal Finance Planning

It's an advanced feature that digital banking brings to users. Users can loan calculators, premium calculators, financial planning tools, tools to help analyze investments, budgeting, forecasting, and also tax preparation, etc. Most of the financial planning can be done efficiently on digital banking without the need to personally visit a bank.

Mobile banking options

Users can do mobile banking app from anywhere and at any time only with smartphones. Just a few clicks on mobile phones, users can perform transactions include:

Transfer services allow users to transfer money to another person and between the owner’s accounts at different banks.

Payment services can directly pay the mobile fees, book tickets (movies, flights), automated payment for water/electricity bills, etc. In addition, users can set payments scheduling to make regular payments and pay bills in a snap.

Mobile banking app can integrate more features for users such as QR transfer, QR Payment, Snapshot, Biometric, Notifications,…

A chatbot on the mobile banking app can help 24/7 support and get professional consultation or advice anytime users need it.

Read more: “Reliable mobile development for banking company in Vietnam"

Digital Wallet

Digital wallets are one of the best innovations in the field of technology. Users can make payments from these e-wallets at shop, supermarket,.. there is no need for a physical card.

Rewards and Loyalty Program(s)

These digitally integrated reward programs are more efficient cost-effective and measurable, reward and incentivization capabilities to customer acquisition and retention. Such as special gifts, promotion code, coupons, vouchers and cashback, etc. for regular users.

Non-Internet Based Phone Banking

Users have also been made more convenient digital banking services on devices that do not have an internet connection. These services include SMS, Missed Call and USSD banking.

With SMS and missed call banking services, you are only required to send a text or give a missed call on some specific numbers.

USSD banking lets you access a host of banking services just by dialing *99# from your mobile number and interacting with a menu.

They can be accessed from anywhere and at any time since they do not need an internet connection. Especially, they are free services and all transactions are completely cashless.

Dedicated Remote Adviser

Remote banking makes your banking experience simple and hassle-free by dedicating a digital relationship manager for their service at anywhen and anywhere.

Users can be assured of a dedicated relationship manager at their service, for taking care of all their banking and financial needs, during banking hours or even beyond them.

Why should you choose Innotech Vietnam?

Expert by experience

With more than 12 years of experience, Innotech Vietnam has experience in core banking software integrations for financial institutions such as ACB Bank, Tyme Bank, Unifimoney, Manulife, Commonwealth Bank, etc.

Ready solutions

Technical solutions and demonstration of a product or technique are available.

Dedicated teams

With more than 80+ mobile app developers, UI – UX Design, BA, project managers and QA/QC. Innotech staffs have good knowledge of banking and financial operation.

Young, dynamic, professional and creative engineers combined with highly experienced experts

Reputation

Experience in consulting, deploying and managing mobile applications with more than 2 million users.

Cybersecurity

Maintaining the security and confidentiality of our clients’ projects is always our top priority. We try our best to respond to cybersecurity standards for the partner.

Read more case study:

ACB BANK – MOBILE APP DEVELOPMENT CASE STUDY

MANULIFE – INSURTECH SOLUTIONS CASE STUDY

TYMEBANK – SHORTAGE OF HIGH-QUALITY ENGINEERS AND SOLUTIONS.

UNIFI.MONEY – NEO BANK APPLICATION DEVELOPMENT

If you are looking for a Mobile App development company to provide solutions for digital wallet companies, we're happy to grant our services. Contact experts at Innotech Vietnam for any questions about Mobile Application!

Email: [email protected]

Fintech Vietnam is a technology update portal about Fintech in Vietnam and Fintech trends worldwide.

Nguồn: https://fintechvietnam.com.vn/reliable-digital-banking-development-company-in-vietnam/

#digital banking #mobile app development company

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kleiotechnology-blog · 6 years ago

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Building a Popular Mobile Wallet App: 8 Essential Features

The 21 st century is the age of technology and is popularly pronounced as the era of advancement. Here, everything is based on top-of-the-line technology. Over the past few years, we have seen many revolutionary technological inventions that have changed the entire scenario of human life. Starting from the invention of radio to telephone, the popular era of TV to present time greatest technology of artificial intelligence, every single step towards the new invention is changing the concept of human life.

We have seen the traditional period when people used to pay their bills or any sort of money exchange only through cash. But after several decades and the advancement of technology, the concept of the card system and internet baking has evolved among the masses. And now, it is astonishing, but people are thoroughly using digital platforms like E-wallet apps on their smartphones.

Some popular mobile wallet apps like Paytm and Phonepe have established their hegemony in the digital transaction market. The world is now more focusing on the usage of e-wallets more than the physical ones. Some leading E-wallet apps like Paytm has over 300 million users and in terms of a global platform, WeChat comprises of over 600 million users, are undoubtedly ruling the digital world.

What is the concept of a mobile wallet app?

If you want to define this term in a technical way, then it would be not possible. Because everyone who uses this technology has its own hunch about this phenomena. But in simple words, we can say that it is a digital medium which allows you to store the money and send or receive the money from other e-wallets. It also holds the information about the card for easy accessibility of money. In nutshell, it’s a digital wallet that gives you the facility of an easy transaction without using the physical card or checks in ATM’s or Bank houses. A survey conducted in 2016 says that 32 percent of the people are using wallet apps and the rest of them are aware of the service.

So, after analyzing the aspects of a mobile wallet app, now the question is why we should build a wallet app?

If you are speculating that this is the new concept in the digital world, then you are completely wrong because numerous types of mobile wallets are marking their presence on the play store. And it is not only showing the high competition, but also the higher demand among the users.

A recent report suggests that around 64 percent of users are preferring smartphones while doing payment and the rest of the users have mobile wallets on their mobile devices. And another speculation says that the value of the online transaction will attain the economy of 6 billion in the very next year. These kinds of research and surveys are proving the essentiality of mobile apps and online transactions. And the aphorism says that in the past few years, the platform of mobile wallet app has become the mainstream medium for the people.

So, let’s check out some core benefits and services of the Mobile Wallet app.

1) Easy accessibility

This is one of the cores and essential features of a wallet app because you need to just download the app and make yourself logged in. This is a simple process which you need to do for the mobile wallet app usage.

2) Easy to transfer

The easy and quick process of money transferring from your bank account to mobile wallet shows the technology of immediacy. It just requires some basic information of your card with a verification code on your registered mobile number.

3) Vast Range of service

Beginning from the mobile recharges to bill payments, your ticket booking to online purchases, it gives you a vast variety of choices. It also allows you to free yourself from the queues of electricity, gas or water bills.

4) Assurance of timely payments

This platform gives you the assurance of timely payments. It means, without any possibility of delay you can do the easy payments form your wallet.

5) Cashback and gifts

And this one of the best part of these mobile wallet apps because with every single transaction or payment, you can get some exciting cash back and gift vouchers; or with the use of promo codes, you will get a lightning deal from the app.

So, these are the benefits of a mobile wallet app, which you can get designed from a reliable app developer in Florida. Now find out the 8 essential features for the building of a mobile wallet app.

1) Function to be prioritized

In simple words, an E-Wallet app is a combination of different features and functions and you need to be very cautious while combining these features in one app. Because it will solely decide the success of the app.

2) Security

High encryption and secured payment gateways are the base of a wallet app. The essential process of verification before transferring the money and to prevent the information of the user's account is the primary goal of the E-wallets.

3) Inclusion of digital receipt

Every user wants assurance for their payment, that’s why the concept of digital receipt becomes inevitable for the wallet apps.

4) Reward points and cashback features

People love to do shopping with benefits, and it clearly means the concept of discount and cashbacks are essential for the success of E-wallets. Apps like Paytm gives numerous options of promo codes, reward points, gifts and discounts for the users.

5) Engage and notify your user

This is one of the core areas where you need to work arduously for keeping your user engaged and notified. Your program should be well prepared to engage the user with your new offers and schemes. With the latest offers, new discount schemes and coupons, you can engage the users for opting your platform.

6) Selecting best app developer.

Basically, this is the first step of your plan which needs to be done with perfection. Selecting the best app development company is really an intricate work but it also reflects your all project too. For instance- a leading app developer in Miami is the best option for you if want precision in work.

7) QR codes

The feature of QR technology is popularly pronounced as the alternative of NFC. This feature allows the users to do the payment in the easiest and fastest way than other options.

8) Research

Thorough research is required in the process of making a successful mobile wallet app. You need to analyze every aspect of the technology and market condition before executing the work.

Conclusion

So, after thoroughly dissecting each aspect of a mobile wallet app, we can say that the platform of e-wallet is a great asset for those who prefer to opt for the new payment transaction platform. But for the greater success, you need to choose a better option. The Xamarin app development companies have expertise in the field of app development and if you want to ensure your success, then you must go with them.

#best app developer #best app developer in miami #mobile wallet app #app development companies #kleio technology #digital design and development #iphone app development

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sifipaygateway · 4 years ago

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10 Reasons Why Your Business Should Accept Digital Payments

Chasing after clients to get paid is a full-time job no matter what type of business you operate. Unfortunately, providing your customer a payment receipt does not guarantee that you will be paid in time. Accepting payments has gotten easier for both you and your customer thanks to the best payment gateway solutions in India.

The wand of cash may feel comforting in your hand, but what you don't realize is that it could be a major impediment to your company's overall success. When it comes to running a business in today's modern world, the cold hard cash and those flashy coins may provide you with the ultimate delight, but these cryptic means of receiving payments may become an unwanted strain.

It's unlikely that eliminating physical forms of transactions will ever be a viable option. The majority of businesses rely on cash to survive. It is critical that you comprehend the operation of your company and design a strategy accordingly. Integrating digital payment modes could provide your company a competitive advantage. Regularizing digital payments might help your company manage its finances more effectively and expand its market.

There could be a slew of reasons why you should only accept cash payments. However, we've put together a list of ten simple logics that explain why the best payment gateway solutions in India can offer your company the push it's been looking for.

< Photo created by freepik.com >

1. Immense growth in the digital payment sector

Looking to immense growth and opportunity in near future, it has become essential for businesses to adapt digital form of payments if they wish to thrive.

2. Innumerable payment options

Think more than just cash. Accepting payments through digital medium provide your customers with a plethora of options that they can choose from, as per their convenience. This includes UPI, Debit and Credit cards, Bharat QR, Link Based, IVR, POS and mPOS, IPG and so on. Is your business taking the leverage of this digital boost?

3. Avoid the hassle of counterfeit and change

Does the thought of counterfeit still worries you? Do you constantly lose your customers because you don’t have change? If these questions keep troubling you day and night, it’s time to change the way you undergo business. Accepting payments through online modes keeps you at bay from accepting counterfeit currency. It also diminishes your problem of constantly looking for change, allowing you to focus completely on your business and sales.

4. Get paid directly in your bank account

Constantly running to the bank with a cheque or a substantial amount of money does not seem feasible for someone who has to run a business. When accepting payments digitally, you save yourself from the constant struggle of going to and for bank every time after getting paid. With digital payments you get the benefit of getting paid directly in your bank account.

5. Nudge your clients politely over outstanding payments

Every customer avoids paying. They would stretch and delay it as much as they can. You might remind them once or twice, but constantly poking them about outstanding payments may make them irritated, leading them to avoid doing business with you. With digital payments, you can gently remind your customer about an unpaid amount by sending them payment links through which they can make payment to you. Link Based payments allow you to generate and send payment links to your customers on WhatsApp or SMS, favoring them to make payment while sitting at home.

6. Get paid in days, not weeks

Not only do digital payments save your trip to the bank, it also invariably reduces the efforts your customer needs to put in when paying you through cheque or other such ways. Digital payments are instant and require minimal time and effort.

7. Reduce the risk of theft

Keeping a generous amount of cash may always attract problems. This may make your business an easy target for the criminals. When a business goes cashless, the risk of such notorious activities drops significantly. Accepting the best payment gateway solutions in India can not only shield you and your business from getting robbed but it will also provide your business with the thrust that it has always desired.

8. Extend beyond your immediate neighborhood/ Attract Savvy customers

When you indulge in digital payments you take your business beyond boundaries. A cashless, digitally equipped business will appeal more and would hence attract a wider range of customers. Help increase your customer base by enriching your business with digital payments and open new opportunities via SEO marketing.

9. Go for higher value transactions

If you want to get out of the low-value-transaction segment, then opening your arms to digital payments is your best deal. A lot of people do not indulge in making higher value transactions in cash. This is where digital payments come to your rescue. Digital payments are not only easy and accessible but making payments through digital modes such as, credit cards also allows you benefits like EMI.

10. Track your transactions and its settlement on real-time basis

Dashboard and Merchant console system, a recently evolved solution, allows merchants to track and keep a check on the transactions they have received and allow them to monitor its settlement in their bank accounts on a real-time basis.

#online payment gateway #payment gateway india #payment gateway solution india

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sagarrachnagrp · 5 months ago

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‘Together with’ Phygital Edition Books proffer Learning via Digital Tools

Latest edition of ‘Together with’ Phygital Edition Books have been curated by experts at Rachna Sagar, in accordance with latest CBSE Guidelines. Along with the series of NEP aligned Textbooks for all Stages (Foundational Stage: Classes A-2, Preparatory Stage: Classes 3-5, Middle Stage: Classes 6-8), e-Question Banks for Grades 10 & 12 have also been released by Rachna Sagar for Session 2024-25.

Phygital (Physical + Digital) enables learning through books as well as the digital tools such as videos, audios, exercises, digital exercises etc. Series of QR Codes provided in the book allows the learners to access all the online tools as:

“An Ideal Study PLAN is a SCAN Away.”

Series of e-edition of textbooks for Nursery to Grade 8 includes:

· Teacher Resource Manual (TRMs): NEP Aligned Kits with Subject based Charts, detailed Lesson plan, Puppets, Motivational Stickers, Classroom Charts, Educational Games.

· TLM: Educational Games, Story Book of Alphabets, Stickers, Subject Charts & Calendars, Picture Dictionary, Writing Worksheets, Creative Work, and Fun Time.

· Competency based Evaluation: Listening texts, Project Work, Activities, Writing and vocabulary skills.

2D/3D Videos for better conceptual understanding

Read More: https://rspleducationhub.blogspot.com/2025/01/together-with-phygital-edition-books.html

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techfuturemrfr · 4 years ago

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Global Mobile Money Industry Size, Global Leading Growth Drivers,Emerging Audience,Market Segments,Sales,Profits and Regional Study

Market Scope

The global mobile money market size can touch USD 99 billion by 2023. It can display a CAGR of 31% during the forecast period. The huge penetration rate of smartphones and opportunities in micropayments and data based financial services can bode well for the market. Efficiency of mobile wallets and its high transaction rate can develop mobile money technology. Moreover, the ease in conducting financial transactions and use of modes such as UPI, smart cards, QR codes can favor the market demand greatly.

The rapid pace of online shopping due to ecommerce websites as well as discounts on products for attracting customers can drive the download rate of mobile money applications. Adoption of mobile payments by physical stores and rise of proximity payments can drive the market growth. Push towards cashless payments amid the COVID-19 pandemic is expected to benefit mobile payment developers. Recently, PayTM and AGTech Holdings have decided to collaborate on development of interactive games and other modes of entertainment for keeping customers engaged on mobile applications. Moreover, the introduction of blockchain for securing financial transactions can facilitate market growth.

However, regulations on online payment can restrain market growth.

Get Free Sample Copy Report @ https://www.marketresearchfuture.com/press-release/mobile-money-market

Segmentation

By the nature of payment, the mobile money market is segmented into P2P, P2B, B2P, and B2B. Domestic P2P continues to be the leader in terms of market share in this segment.

By transaction mode, the mobile money market is segmented into SMS, mobile banking, mobile applications, smart card/NFC, and others.

By financial service, the global mobile money market is segmented into mobile money, mobile credit, mobile savings, and mobile insurance.

By industry vertical, the global money market is segmented into BFSI, media & entertainment, travel & hospitality, web services, retail, and healthcare among others. The retail segment is expected to lead in revenues due to the use of mobile wallet applications for purchase of goods. Low processing charges, faster checkouts, and less lines can favor the market over the forecast period.

Browse Full Report Details @ https://www.marketresearchfuture.com/reports/mobile-money-market-1052

About Market Research Future:

At Market Research Future (MRFR), we enable our customers to unravel the complexity of various industries through our Cooked Research Report (CRR), Half-Cooked Research Reports (HCRR), Raw Research Reports (3R), Continuous-Feed Research (CFR), and Market Research & Consulting Services.

MRFR team have supreme objective to provide the optimum quality market research and intelligence services to our clients. Our market research studies by products, services, technologies, applications, end users, and market players for global, regional, and country level market segments, enable our clients to see more, know more, and do more, which help to answer all their most important questions.

Contact:

Market Research Future

+1 646 845 9312

Email: [email protected]

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newsalert24 · 4 years ago

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Digital e Rupi Kya hai..? PM Launch e rupi redeem New Online Payment

PM Modi Launch e-Rupi | What is Digital e Rupi? | Digi e Rupi Redeem Now | Digital Rupee India | Digital Currency in India | डिजिटल ई-रूपी क्या है? | e-Rupi Digital Payment Dear friends, As we know Prime Minister Narendra Modi launch e-Rupi and it's a person & purpose specific digital payment solution. What is e-Rupi in India? It's a cashless and contactless instrument for digital payment. A SMS string or QR code based e-voucher and which is delivered to the mobile of the beneficiaries. डिजिटल ई-रूपी क्या है? यह एक कांटेक्ट लेस और कैशलेस भुगतान करने का सिस्टम है. जिसका उद्देश्य सेवा प्रायोजकों और लाभार्थियों को डिजिटल तरीके से जोड़ने का काम करता है. Digital e Rupi Kya hai Through this system users of this seamless one-time payment mechanism will able to redeem the voucher with a card, digital payments, app or internet banking access. The Prime Minister of India Narendra Modi Ji recently launched a person and purpose specific digital payment solution on 02 August 2021.

Digital e rupi in India How does e-rupi work? Read this article to know about the release further also heighlight how the instrument functions. Dear friends, e-RUPI connects the sponsors of the services with service providers, and beneficiaries in a digital manner. The prime benefits of this service that there is not physical interface in the whole procedure. As well as being pre-paid in nature, digi e-rupi assured timely payment to the service provider without no intermediary involvment. - CSC Digital Seva Registration - National Digital Health Mission - Namami Gange Recruitment - EPIC Voter Card Download How to redeem e-Rupi online? Now question is that Where can you use e-Rupi? Recently the Central Government of India introduce digital payment solution to ensure a leak proof delivery of welfare services. It can be used in Drugs and Nutritional support under Mother & Child Welfare scheme, drugs and diagnostic, TB eradication programme like PMJAY-Ayushman Bharat Yojana, fertilizers subsidies, and others. Currency Digital e-Rupi Under Central Government of India Introduced by PM Narendra Modi Ji Check online How to make payment by digital e-rupi? Get online Digital e-Rupi Redemption procedure Know about What is Digi e-Rupi make payment online? Digital e-Rupi in India digital e-upi benefits डिजिटल ई-रूपी के लाभ - - यह एक कैशलेस और कांटेक्टलेस डिजिटल भुगतान करने का माध्यम है. - इसका उद्देश्य सेवा प्रयाजकों और लाभार्थियों को डिजिटल तरीके से जोड़ा जाता है. - विभिन्न सेवाओं की लीक प्रूफ डिलीवरी सुनिश्चित करता है. - इसके माध्यम से सेवाओं प्रयाजकों को बिना किसी भौतिक इंटरफ़ेस के डिजिटल तरीके से सेवा प्रदान करने वाले और लाभार्थियों के साथ जोड़ता है. - इससे यह भी सुनिश्चित करेगा की लेन-देन पूरा होने के बाद ही भुगतान किया जायेगा. - डिजिटल ई-रूपी, यह प्री-पेड प्रकृति का है. - इसका भुगतान भारत सरकार की विभिन्न सेवाओं और योजनाओं के लिए किया जा सकेगा.

PM Digital eRupi Online PM Modi tweet - Some of the benefits of e-Rupi are - Cashless and contactless digital payment, Connects service sponsors and beneficiaries digitally, Ensure leak-proof delivery of various welfare services. - Narendra Modi (@narendramodi) - Diksha Portal Registration - How to Withdraw Money without ATM IPL Match List Schedule for Remaining Matches PM Modi Health Card Apply Digital e-Rupi New Payment online डिजिटल तरीके से भारत देश के वासियों का जीवन बड़े पैमाने पर बदल रही है. जिसके माध्यम से ईज ऑफ लिविंग आगे बढ़ रही है. आज सोमवार २ अगस्त २०२१ को भारत के माननीय प्रधानमंत्री नरेन्द्र मोदी जी ने डिजिटल करेंसी को लॉन्च किया है. लॉन्च करने का समाया 4:30 बजे है. जिसके माध्यम भुगतान करना और सेवाओं का लाभ प्राप्त करना और भी सरल और सुगम होगी. यह एक फ्यूचरीस्टिक डिजिटल भुगतान समाधान है जो की भविष्य में बहुत ही लाभकारी होगा. डिजिटल ई-रूपी उपभोक्ताओं को बहुत से लाभ प्रदान करेगी. Official Portal Click here Yogi Home Click here Read the full article

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insectfacts · 4 years ago

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Digital e Rupi Kya hai..? PM Launch e rupi redeem New Online Payment

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tradecryotocurrency · 4 years ago

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What Is Cold Storage For Bitcoin

“A fool and his money are soon parted” ~ Thomas Tusser

Since the launch of Bitcoin in 2009, the world of cryptocurrencies has grown larger and more popular, particularly in recent years. There has been an increase in the usage and acceptance of virtual currencies alongside a growing number of tokens and investors. However, with the increase in prominence has also come higher incidence of thefts, fraud and hacking. Since the regulatory framework of virtual currencies remains murky, there is often no recourse for owners in case of fraud or theft.

The onus to keep bitcoins secure thus typically falls on the investor. Users must decide how to store bitcoins and other cryptocurrency tokens in the safest, most secure way possible while still having access to those tokens as needed. Where should you store bitcoin? Technically nowhere, as it’s not actually bitcoins that are stored in the same way as a physical store of value like gold. Indeed, Bitcoin as a network is not actually individual physical coins at all, but rather it is closer to a piece of computer software. Below, we'll take a closer look at what users should know about storing bitcoin and how to keep their holdings safe with a system known as cold storage.

Basics of Bitcoin Wallets

Before we can understand cold storage, we must first explore the concept of a bitcoin wallet. For the cryptocurrency user, wallets function in a somewhat similar way to physical wallets which hold cash. They can be thought of as a storage device for cryptocurrency tokens. However, in most cases wallets are not physical items, and neither are the bitcoin they hold. Rather, they are digital storage tools which have both a public key and a private key. These keys are strings of cryptographic characters which are necessary in order to complete transfers of bitcoin to or from the wallet in question. The public key, analogous to a username, identifies the wallet so that other parties know where to transfer coins during a transaction. The private key, similar to a password, is the wallet's owner's special access code and acts as a security device to help ensure others cannot access the bitcoin stored within.

There are various ways to secure a bitcoin wallet, the popular ones being encryption, backup, multisig and cold storage; none is infallible though. The first way is to encrypt your wallet by using a strong password. The second way is to make a backup of the wallet. Even a computer malfunction can result in a loss of bitcoins, let alone hacking. Multisig is another method is to protect bitcoins. It involves creating a multi-signature transaction system under which more people (usually at least 2 or 3) need to approve the funds being released.

Volume 75% 1:29What Is Cold Storage For Bitcoin?

What is Cold Storage?

While wallets provide some measure of security, if the private key is intercepted or stolen, there is often very little that the wallet owner can do to regain access to coins within. One potential solution to this security issue is cold storage.

Cold storage is often seen as even more secure than a traditional wallet. It involves storing bitcoins offline—that is, entirely separate from any Internet access. Keeping bitcoins offline substantially reduces the threat from hackers. There is no need to worry about a hacker gaining digital access to a wallet when the wallet itself is not online.

The method of cold storage is less convenient than encrypting or taking a backup because it can be harder for users to access their coins. Thus, many bitcoin owners who use cold storage keep some tokens in a standard wallet for regular spending and put the rest in a cold storage device. This reduces the effort of digging out coins from the cold storage every now and then for everyday use. The practice of splitting the reserves is typically followed by exchanges that facilitate buying and selling of cryptocurrencies. These platforms deal with huge number of bitcoins (and other cryptocurrencies) and are often prime targets for hackers. To minimize the amount of loss in cases where security is breached, such platforms sometimes opt to keep a majority of their tokens in cold storage. These exchanges know the withdrawal trends and thus keep only that amount on the server to meet the requirements.

Methods of Cold Storage

The commonly used methods of cold storage are:

Paper Wallet

A paper wallet is a way to safeguard against hackers or computer malfunction and involves printing the public and private keys on paper. In addition, a paper wallet may have a QR code which can be scanned and added to a software wallet to make quick transactions. Since the paper contains all relevant information needed for spending the coins, its safety is crucially important. It’s usually a good idea to encrypt as well as duplicate the paper wallet for more safety

Hardware Wallets

Storage devices like a USB drive are also used to keep the secret keys. Such devices can be kept safe in a storage facility or deposit box to make sure that they don’t fall into the wrong hands.

Hardware wallets are becoming a preferred choice to secure a wallet in an offline mode. These are small devices which are water and virus proof and even support multi signature transactions. They are convenient for sending and receiving virtual currency, have a micro storage device backup and QR code scan camera. Pi-Wallet is an example of a hardware wallet.

Sound Wallets

Although not especially common or popular, sound wallets are another way to secure virtual currency tokens. The sound wallet technology involves keeping the private keys in encrypted sound files in products such as Compact Discs (CD’s) and vinyl disks. The code hidden in these audio files can be deciphered using a spectroscope app or high-resolution spectroscope.

Deep Cold Storage

In addition to these cold storage methods, the concept of a deep cold storage service has also gained traction in recent years. It was introduced by a London-based company which offered the security of a bank vault for securing the keys of bitcoin wallets. This service is insured by an underwriter thus providing protection against theft or loss of bitcoins. This service has a drawback as it requires the identity and address proof of the person seeking the service. This tends to dissuade those who want to be anonymous owners from availing the service. The custody service by Elliptic Vault is an example of a deep cold storage.

#bitcoin #store bitcoin #cryptocurrency #crypto #sell bitcoin

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aksbrillmindz · 4 years ago

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How much does it cost to develop a bitcoin wallet like app

The buzzword these days is cryptocurrency, especially Bitcoin.

However, there are some unanswered questions on the subject... such as where and how to store bitcoins It's also inconvenient because we can't touch or see the money.

Finding a technology that hasn't achieved its maximum potential yet has the potential to produce a revolution when it comes to – A Bitcoin Wallet App – seems to be a difficult job (Cryptocurrency).

However, before we get into what the production entails and how much the Bitcoin wallet app would cost, it's important to understand the letters "Cryptocurrency."

What is a bitcoin wallet app? Before you move to the issue of how to build a Bitcoin wallet, it's a good idea to first understand what Bitcoin is all about.

The global cryptocurrency wallet is also thought of as your personal interface with the Bitcoin network, similar to how online banking functions as a "bridge" between you and your financial transactions.

Private keys, which are secret codes that allow you to spend bitcoins, are stored in bitcoin wallets. Indeed, it is these private digital keys that provide both access to public bitcoins and the ability to guide transactions that you must store and safeguard, not the Bitcoins themselves.

Finally, Bitcoin wallet users crossed 63 million in December 2020, with no signs of slowing down.

In a nutshell, a Bitcoin wallet app is one that:

Include your bitcoin private keys.

It assists in the management of all types of bitcoin transactions, including sending and receiving bitcoins.

Allows you to view information about your cryptocurrency balance.

In simple terms, a cryptocurrency wallet is a piece of software that produces a digital wallet that allows users to send, receive, and store digital currencies by storing public and private keys.

This definition is often misunderstood, with people believing it to be a wallet that stores money. Since it is a type of digital currency, it has no physical form, so all that is kept are the records of transactions that have been recorded in Blockchain.This definition is often misunderstood, with people believing it to be a wallet that stores money. Since it is a type of digital currency, it has no physical form, so all that is kept are the records of transactions that have been recorded in Blockchain.

What are the types of bitcoin app?

Bitcoin wallets are typically classified as mobile, desktop, online, or hardware. They're compatible with almost every major operating system, including Linux, OS X, Android, iOS, and Windows Phone.

Lets have a look into all of them

Mobile Wallets Mobile Wallets are wallets that can be used on smartphones and other smart devices with ease. This is a great choice.

Bitcoin Hardware Wallet They are sophisticated devices that electronically store private keys.

Paper Bitcoin Wallet A paper Bitcoin wallet is a printed document that contains two keys: a private key and a public key. With the aid of bitaddress.org, you can build and publish a Bitcoin paper wallet. However, there is a drawback: if you lose your wallet, you won't be able to access your funds again.

Online Crypto Currency Wallets

It's a virtual resource to which you can connect using a private key from anywhere (the internet connection should be there). It will be useful in situations where you are not in front of your computer but need immediate access to your Bitcoin account.

Desktop Bitcoin Wallet Along with Bitcoins, desktop Bitcoin wallets also emerged. The laptop wallet was invented by Satoshi Nakamoto. Although there are two forms of bitcoin PC clients – “THICK and THIN,” respectively.

THICK prefers to download the entire Blockchain, which necessitates a huge amount of storage space and a strong machine. Small, on the other hand, uses third-party providers to work with the Blockchain. It makes the whole thing a lot easier to handle.

What are the must have features?

Sign up:Authorization should be included in every cryptocurrency wallet app. As a consequence, the registration function belongs to the unskippable and, more explicitly, unconditional components.

User Profile:The profile, like any other app, contains all of the required personal information that can be used to manage bitcoin payments.

Built In Qr Code Scanner

Possibility of generating new addresses for the whole transaction BitCoin Trade:The main goal of this extensive feature is to sell or buy bitcoins. It assists you in keeping track of the situation so that you are still aware of the cryptocurrency sellers and can become one of them.

For all transactions, the ability to create new addresses

The software should be able to help several Bitcoin exchanges. It implies that you should build a multi-cryptocurrency wallet programme.

Cryptocurrency Management

The ability to see the balance in your "Wallet"

Payments can be sent and received using NFC, Bitcoin urls, and QR codes.

One of the most important aspects to consider is security.

Push Notifications: This function keeps the user updated about receiving transaction-related information.

What are the steps involved in making the bitcoin app?

Bitcoin is an open-source software with a well-known architecture. Bitcoin is not owned or operated by anyone, but anyone can join the network. As a result, creating a Bitcoin wallet app is not as difficult as it could seem.

So, if you want to make your own Bitcoin wallet software, you have a variety of free libraries to choose from, all of which have the same goal in mind: to make the creation process easier. These libraries may assist in synchronising the wallet with the blockchain and facilitating transactions.

Unfortunately, reviewing each of the current libraries within the reach of the article is repetitive, yet I have attempted to eclipse the benefits and disadvantages of the most common ones.

Coin Based Sdk The Coinbase SDK is a Java library that can be used to create a bitcoin wallet app for iOS and Android. The library also supports Python, Ruby, Java, and other programming languages.

Coinbase SDK, on the other hand, requires registration. However, once you've completed this point, you'll have access to things like:

Control of transactions

Buying and selling Bitcoins in return for other currencies

Payments in Cryptocurrency are incorporated.

You should pay attention, wistfully: Not every feature of the Coinbase SDK (Software Development Kit) is available in every region. However, the library is simple to use and, among other items, allows you to work with various cryptocurrencies.

Bitcoinj SDK

BitcoinJ is a cross-platform Bitcoin library that comes in handy while operating with Windows and Android systems. It's quick to use and comes with extensive documentation.

The benefits it provided were as follows:

There is no need to register.

Developers would enjoy the opportunity to connect with the official Bitcoin test network.

Connection to MainNet, the first Bitcoin transaction network, is easy.

If you want to learn how to make a Bitcoin wallet app quickly and easily, BitcoinJ is a great option.

How Do We Do It?

Since this library has a lot of extra features, you can do stuff like...

Maintain a healthy balance

With a good password encryption scheme, you can build new wallets.

Bitcoins are sent and obtained.

Configure the confirmation process for transactions.

Get information about the transaction's progress.

BitcoinJ is written in Java, so it works with JVM-compatible languages like C++, Ruby, Python, and JavaScript.

Integrating the payments into Apps

There's no need to make your own Bitcoin wallet app if your company doesn't require a complex multifunctional solution. You should ask your software development partner for a ready-to-use solution that allows you to make bitcoin payments in these situations.

Several well-known businesses, like Amazon, have already taken this move, as you are aware.

As a result, integrating payments into your already functioning app is a simple option. Fortunately, there are a number of technologies available for iOS and Android app creation. One of them will satisfy your payment criteria among so many.

Lets have a look BitPay is a mobile payment service that facilitates Bitcoin transactions.

BitPOS is a simple payment technology that works with both virtual (mobile and web) and actual (physical) points-of-purchase.

Coinify provides you with the ability to handle Bitcoin payments on mobile and the internet, as well as a slew of other useful and exciting features.

Coinbase is an excellent choice for making daily USD payments. The system's most important advantages are its traditional navigational system. It includes, among other things, buttons that simplify the payment process.

As a result of customising these services, you can easily manage your transactions, make bitcoin payments, convert cryptocurrency to real money, and do a lot more. Nonetheless, these innovations are useful on a smaller scale, where they are based on specific business tasks.

Conclusion We have informed how to create the bitcoin wallet app and we brillmindz the best mobile app development companies in dubai we have the capability to build this app

#mobileappdevelopment #androidappdevelopment #iosappdevelopment

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