#SBI Progressive Web App

[insightfultake]

SBI Explores Fintech Partnerships to Empower Customers with Custom Debit Cards

In a move that could revolutionize how customers manage their banking experience, the State Bank of India (SBI), the country's largest lender, is actively seeking fintech partnerships to introduce self-service debit card printing kiosks. This initiative aims to enhance customer convenience while keeping the bank at the forefront of digital banking solutions.

[spoorti1509-blog]

7 Ways Chatbots Can Improve Banking Experince for Users

What is a chat-bot? A chat-bot is software which can have a conversation with a person. Achatbott is designed in such a way that they listen and respond with relevant information associated with digital assistants who are equipped with voice and text activated and these chatBots can vary according to the back-end integration done by of AI Companies.

They are designed in such a way that today they are capable of assisting humans with almost everything. Saying that they can be our friend, philosopher, and guide won’t be wrong. Now a day we can easily notice these chat bots marking their presence around us in various ways. While some of the chat bots are simple in their design and some are designed and developed very complex and enough to surprise even a technical savvy individual with their capabilities.

Definitel,y we have entered either one of two things, that is the age of the chat bot, or else the age of hype and craze about AI chat bots .We can observe many banks and financial companies facing the same problems from year to year and unable to solve them because of their complexity level.

Let’s explore some intriguing details about mobile banking apps and web banking application:

• According to another report by Forbes, the Bank of America had cut many branches in 2016 to concentrate on mobile banking.

• Juniper examine led an examination which expressed that mobile managing an account clients will achieve 2 billion continuously 2020.

• There is a Hike of 40% of the complete number of mobile banking customers in the India. State Bank of India (SBI) included 4.2 million mobile customers.

• In the rundown of best three most utilized applications in the India, Banking apps are the third position holder. The review additionally reasoned that 91% of mobile app users prefer utilizing banking applications as opposed to visiting the physical branch.

Advantages of utilizing saving money applications:

Now a days these Banking applications are enormously prominent because of its portable and astounding advantages developed by mobile app development companies. The majority of the recent college grads favour utilizing online Banking apps. The physical work like fillingthe form, signing papers is totally kept away from with these Banking applications and web applications.

Bank users can get the advantage of moment managing an account and no need of holding up in long lines to deposit cash or to update passbook. These banking applications and web applications can do all these little tasks with just one click using apps.

Applications spare a great deal of time. On the off chance that the users pursue typical or offline techniques, definitely, their precious time will be wasted and expended. By sparing the time of clients, the banking applications can hold the clients.

These banking applications are accessible for 24×7. The client needs to pursue the timings of banks for performing little assignments. How wild that gets in the event that you need to go to the bank in their planning just to check account balance? However, with the assistance of banking apps, the customer can exchange cash whenever and from anyplace just like Google Pay.

Let’s see what innovation can be utilized to upgrade the customer experience in banking segment. The Banking applications offer help to clients who have any questions. These inquiries can be asked accessible if the need arises or message (chat). Either the banks offer live chat support. Or then again they offer AI chatbots.

As I said these Chatbots are machine learning technology which figures out how to answer questions by clients. To show the bots, Developers and AI apps development companies offer a huge number of guides to the machine. Every user has diverse or unique questions. These inquiries can be replied by a robot! Hence these bots are called as chatbots.

Chatbot for web advancement:

Quick reaction:

The Major advantage of these chatbot for Banking is that it offers a quick reaction. The machines learn through a huge number of examples, the bot is presently ready to offer a response to all questions progressively. The constant reaction by chatbots offers amazing client experience. Chatbots can offer quicker reaction than human administrators.

Ongoing critical thinking is vital for managing an account since banking tasks are essential. This component can enhance the client experience. Reaction time is better in chatbots. Chatbots can comprehend more inquiries in less time.

Performing various tasks:

The chatbots can offer a response to numerous inquiries at any given moment. On the off chance that the bank relies upon live chats system, there may be such huge numbers of unanswered inquiries. The live chat specialists are not fit for noting overabundance inquiries. Clients can get disappointed because of this experience and can rush to your rival bank too.

Chatbots can spare such circumstances. Best of all, one single chatbot can deal with various inquiries. You need not introduce more than one chatbot. A solitary chatbot can deal with the numerous questions in the meantime.

No human supervision:

Chatbots are prepared for a considerable length of time. It requires a great deal of investment to make a productive chatbot. Once the chatbot is prepared, there is no requirement for human supervision. Banks can spare the expense of assets for help. It is in any case hard to enlist talented skilled executives. In such cases, chatbots can be the best alternative. Chatbots takes a shot at its own as customized for a few hours. There are no odds of human mistakes in chatbots. Chatbots labor for a few hours with no kind of breaks.

Convenience:

Customers feel and think that it’s simple to communicate with chatbots. Chatbots offer prescient inquiries. Clients can tap on pertinent inquiries and there is no compelling reason to type anything. The banks need not spend cost on preparing specialists for offering superb chat administrations since these chatbots are already developed, trained and fed by programs by Artificial Intelligence services. Banks can offer training to chatbots moreover.

Accessibility:

Since bank applications can offer administrations 24×7, the help ought to be likewise for 24 hours. It is an extreme employment to discover gifted assets who can work in such shifts. Furthermore it adds to the expense. With chatbots, clients can interact without much of a difficulty whenever and find solutions to their inquiries progressively. Chatbots can work whenever and as long as you need them to work. On the off chance that a user of the bank is in another nation, he can undoubtedly contact with no geographic hindrances.

Cost effective:

The most important part is Cost effective as Banks can spare a ton of expense by offering chatbots. Since clients get constant answers, the maintenance increments and the risks of client misfortune diminishes. This eventually spares time. There is no requirement for enrolling assets for help. Since there is no expense of hiring and training a people, there is no expense of assets preparing. Chatbots are cost-proficient when contrasted with live chat operator costs.

Conclusion

Obviously, the banks get different types of queries each day. These questions can be with respect to password issues, account balance issues and so on all the banking inquiries are essential and need instant solutions. In such cases, the chat bots can comes in handy.

So one final sentence is these type of challenges will continue to escalate, therefore, it is must and should for the banking sectors to take utilize the Artificial Intelligence companies services which can assist and help to improve their day to day customer engagement and build customer loyalty too. All they need to do is research about different chat bot AI Development Companies that offers better services while understanding their basic requirements and finally build a banking application that runs successfully and fulfil their expectations.

[nirajsham]

                Online Offline Confused         ONLINE BANK, ONLINE TAX, ONLINE CLASSES, ONLINE COLLEGES        Today the world is going to work Online and Offline. We today in  our life everything is Online, such as Online bank account, Online sbi, Online Jobs, Online Glasses, Online Accounts, Online Loan,Online Video Converter, Online Banking, Online Colleges, Online Schools, Online Classes, Online Degrees, Online Courses, Online Video Downloader, Online Camera, Online Food Ordering, Online Office, Online Travel Agent, Online Tax Filing, and more. Which is countless? Today, people enjoy the technology and the technology in running the tires of the fingers, and the curse is also there. Now everything in the world is going towards 5G. This technology will make people a machine. This technology is as fast as a machine. Computer technology and online indicates a state of connectivity, and offline indicates a disconnected state. Nowadays every service available is online.       ONLINE BANKING, ONLINE JOBS, ONLINE LOANS       The speed of the world around us varies by speed. It is really fun to see! As a few years ago, we were living without having to connect to the Internet. Then the Internet started and running online around the world. After the smartphone came, our whole world changed. Many Online Banking Accounts, Online sbi, Online jobs, Online Eyeglasses, Online advertising, Online loans, Online video converter, Online banking, Online Net Banking have been available.       Now, the revolutions have begun. Of course, there is no talk of getting away from the Internet, only the search has begun to take advantage of how to take advantage of it when we are away from the Internet. Today the world is searching for everything online. Even today Online business, Online Service, Online freelancer and Online counseling also available.           In today's era, the Internet is so affordable. All of them can use it. So now we have become extremely comfortable with the data issue. However, the time has not come yet for the peace of this matter. That's about the whole Internet company, now we have no Internet The easiest way to get the benefit of the Internet is to get the Native App in the smartphone. It is possible to read anything without the connection of the net, But in the smartphone, the net is not just for reading. For anyone who uses the net in the smartphone. Now the race has been started to make everything possible without Net Connectivity.      For example, if you use Google Chrome browser on your phone, you can read the popular articles in your area, read the articles in your section, go to the download section, or download articles in your area and also read offline.         The new types of apps named Progressive Web Apps, without having to install any native apps, allow us to download the pages that we visit in different websites to be automatically downloaded for offline access. We just add the icon of the website to the homepage on the phone.         With the help of apps like a pocket, you can save various pages for offline reading and a free app called RSS reader. If we make a specific setting, then our choice citation can sink for new article offline reading. There are several apps like this Online reading in google apps. Thus, using maps can be more efficient with folded connectivity, But in some parts of the city, you can download for offline use.             ONLINE VIDEO & ONLINE MOVIES       If you use a lot of Google Drive for office or college work, then the facility of offline use has also been developed. You can download the video in a service like Netflix or Amazon Prime, but you can download it right on YouTube. Now the Online video downloader, Online video converter is also available. It is of music if some mobile company has a SIM card, it is connected to it. Faculty of Download, Therefore, the distinction between online offline in the mobile has been completely erased, should be used to use.

http://www.techmekraj.com/2019/07/online-offline-confused-online-bank.html

[voguepay]

Headline News from PaymentsNews.com - May 19, 2017 http://ift.tt/2q0Eywv

Headline News is brought to you by Glenbrook Partners. Glenbrook provides payments strategy consulting and education services to payments professionals worldwide!

ON THE WEB

Telegram now lets users buy things from chatbots in its messaging app - TechCrunch - "Telegram, which puts a focus on security, introduced chatbots nearly two years ago, and now it is bringing support for payments for chatbots. That’s likely to open up a whole series of commercial opportunities for companies that want to use the chatbot platform to connect with consumers. The most obvious is e-commerce, but real-life commerce through bots — for example, buy a coke in a shop by interacting with its bot — is a possibility that other companies beyond Telegram are considering. Kik CEO Ted Livingston recently told TechCrunch that the introduction of payments is key to making chatbots live up to the hype."

Google announces Payment API, Assistant payments, targeted Android Pay loyalty offers & more - 9to5Google - "The new Google Payment API, which will work with both verified credit or debit cards linked to a Google account, is launching to enable faster payments in apps and online by requiring only a security code or authentication with an Android device to complete a purchase. Google is accepting sign ups for developers that are interested in getting early access to the new API."

Cryptocurrency Market Cap Tops $60 Billion to Hit All-Time High - Coindesk - "The total market capitalization of all cryptocurrencies reached an all-time high today, passing $60bn as the innovative assets continued to draw robust inflows. This figure reached $63.6bn at one point during the day's trading, according to online data service CoinMarketCap, which represented a weekly, monthly and quarterly increase of roughly 18%, 115% and 220%, respectively."

Fraudsters Exploited Lax Security at Equifax’s TALX Payroll Division - Krebs on Security - "Identity thieves who specialize in tax refund fraud had big help this past tax year from Equifax, one of the nation’s largest consumer data brokers and credit bureaus. The trouble stems from TALX, an Equifax subsidiary that provides online payroll, HR and tax services. Equifax says crooks were able to reset the 4-digit PIN given to customer employees as a password and then steal W-2 tax data after successfully answering personal questions about those employees."

The Modern Mobile Web: State of the Union - Chromium.org - "What a difference a year makes. Last year at Google I/O, we shared that the mobile web was open for business. New technologies such as AMP and Progressive Web Apps (PWAs) were bringing new capabilities, better performance, and a streamlined workflow to the mobile web. Fast forward one year later: more than two billion AMP pages have been created and "PWA" has proved to be far more than a buzzword—it’s now the way that many businesses around the world are building for mobile devices. "

ON THE WIRES

First Data Launches Global eCommerce Solution for Payment Facilitators - "With First Data’s Global PFAC solution, payment facilitators have access to a single integration interface, enabling their merchants to easily authorize transactions in more than 150 currencies worldwide, and settle in 17 currencies."

Wells Fargo Helps Automates Accounts Receivables - "Wells Fargo & Company (NYSE:WFC) announced today significant enhancements to the Receivables Manager service offered to Treasury Management customers. The industry-leading tool saves time and improves efficiency for accounts receivable departments. Receivables Manager now offers three distinct capabilities – remittance advice matching, ACH and wire repair, and an integrated receivables file– that together streamline and automate the receivables application and posting processes."

XRP Liquidity to Increase With Listings on 6 New Exchanges - "Ripple, the only blockchain payments provider with proven commercial deployments, has announced today the expansion of its partnership with BitGo to list XRP on several leading digital asset exchanges: Bitso, Coinone, bitbank, and SCI’s BuyBitcoin. Additionally, AlphaPoint will be adding XRP to their platform so that their exchange customers can easily list XRP, and separately, Quoine’s QRYPTO exchange will list XRP in Q2 2017. SBI Virtual Currencies also plans to list XRP later this year."

Portland Launches Mobile Parking Payment App, Parking Kitty, Powered by Passport - "Portland, Oregon is changing the city’s parking experience. Doing away with a few of the hassles traditionally associated with city parking, Portland has launched Parking Kitty, a mobile payment app powered by Passport, the global leader in mobile payments for parking and transit. The mobile application will also be available throughout the region at Washington Park and Portland State University."

GLENBROOK PAYMENTS EDUCATION EVENTS

Understanding the accelerating pace of change in the payments industry has never been more important. Get the knowledge you need fast at one of our two day Payments Boot Camps. Our one day Insight Workshops follow each Boot Camp and are deep dives into key topics such as digital payments and the global phenomenon of real-time push payments. Take a discount for attending all three days. Our workshop schedule is all set for the fall. Check it out here. We hope to see you soon!

Bring your colleagues along! Group discounts are available. For more information or to learn about our private workshops conducted at your location, contact Glenbrook's Russ Jones.

UPDATES FROM GLENBROOK

We're hiring! Passionate about payments? Love solving tough client problems? If that describes you, come join us! Click here to learn more!

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Note: Headline News is compiled by Glenbrook Partners. Throughout the day, as we spot interesting developments, this post is updated. Do you have news to share? Tell us here: gotnews@paymentsnews.com!

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[payment-providers]

New Post has been published on Payment-Providers.com

New Post has been published on https://payment-providers.com/headline-news-from-paymentsnews-com-may-19-2017/

Headline News from PaymentsNews.com - May 19, 2017

Headline News is brought to you by Glenbrook Partners. Glenbrook provides payments strategy consulting and education services to payments professionals worldwide!

ON THE WEB

Telegram now lets users buy things from chatbots in its messaging app – TechCrunch – „Telegram, which puts a focus on security, introduced chatbots nearly two years ago, and now it is bringing support for payments for chatbots. That’s likely to open up a whole series of commercial opportunities for companies that want to use the chatbot platform to connect with consumers. The most obvious is e-commerce, but real-life commerce through bots — for example, buy a coke in a shop by interacting with its bot — is a possibility that other companies beyond Telegram are considering. Kik CEO Ted Livingston recently told TechCrunch that the introduction of payments is key to making chatbots live up to the hype.“

Google announces Payment API, Assistant payments, targeted Android Pay loyalty offers & more – 9to5Google – „The new Google Payment API, which will work with both verified credit or debit cards linked to a Google account, is launching to enable faster payments in apps and online by requiring only a security code or authentication with an Android device to complete a purchase. Google is accepting sign ups for developers that are interested in getting early access to the new API.“

Cryptocurrency Market Cap Tops $60 Billion to Hit All-Time High – Coindesk – „The total market capitalization of all cryptocurrencies reached an all-time high today, passing $60bn as the innovative assets continued to draw robust inflows. This figure reached $63.6bn at one point during the day’s trading, according to online data service CoinMarketCap, which represented a weekly, monthly and quarterly increase of roughly 18%, 115% and 220%, respectively.“

Fraudsters Exploited Lax Security at Equifax’s TALX Payroll Division – Krebs on Security – „Identity thieves who specialize in tax refund fraud had big help this past tax year from Equifax, one of the nation’s largest consumer data brokers and credit bureaus. The trouble stems from TALX, an Equifax subsidiary that provides online payroll, HR and tax services. Equifax says crooks were able to reset the 4-digit PIN given to customer employees as a password and then steal W-2 tax data after successfully answering personal questions about those employees.“

Cayan preps new mPOS device, the Genius Mini – Mobile Payments Today – „Cayan said in a press release that the Genius Mini supports the growing trend of retailers and restaurants embracing mobile tablet POS systems and can accept all payment types including chip cards, NFC mobile payment and magstripe cards.“

The Modern Mobile Web: State of the Union – Chromium.org – „What a difference a year makes. Last year at Google I/O, we shared that the mobile web was open for business. New technologies such as AMP and Progressive Web Apps (PWAs) were bringing new capabilities, better performance, and a streamlined workflow to the mobile web. Fast forward one year later: more than two billion AMP pages have been created and „PWA“ has proved to be far more than a buzzword—it’s now the way that many businesses around the world are building for mobile devices. „

ON THE WIRES

First Data Launches Global eCommerce Solution for Payment Facilitators – „With First Data’s Global PFAC solution, payment facilitators have access to a single integration interface, enabling their merchants to easily authorize transactions in more than 150 currencies worldwide, and settle in 17 currencies.“

Wells Fargo Helps Automates Accounts Receivables – „Wells Fargo & Company (NYSE:WFC) announced today significant enhancements to the Receivables Manager service offered to Treasury Management customers. The industry-leading tool saves time and improves efficiency for accounts receivable departments. Receivables Manager now offers three distinct capabilities – remittance advice matching, ACH and wire repair, and an integrated receivables file– that together streamline and automate the receivables application and posting processes.“

XRP Liquidity to Increase With Listings on 6 New Exchanges – „Ripple, the only blockchain payments provider with proven commercial deployments, has announced today the expansion of its partnership with BitGo to list XRP on several leading digital asset exchanges: Bitso, Coinone, bitbank, and SCI’s BuyBitcoin. Additionally, AlphaPoint will be adding XRP to their platform so that their exchange customers can easily list XRP, and separately, Quoine’s QRYPTO exchange will list XRP in Q2 2017. SBI Virtual Currencies also plans to list XRP later this year.“

Portland Launches Mobile Parking Payment App, Parking Kitty, Powered by Passport – „Portland, Oregon is changing the city’s parking experience. Doing away with a few of the hassles traditionally associated with city parking, Portland has launched Parking Kitty, a mobile payment app powered by Passport, the global leader in mobile payments for parking and transit. The mobile application will also be available throughout the region at Washington Park and Portland State University.“

GLENBROOK PAYMENTS EDUCATION EVENTS

Understanding the accelerating pace of change in the payments industry has never been more important. Get the knowledge you need fast at one of our two day Payments Boot Camps. Our one day Insight Workshops follow each Boot Camp and are deep dives into key topics such as digital payments and the global phenomenon of real-time push payments. Take a discount for attending all three days. Our workshop schedule is all set for the fall. Check it out here. We hope to see you soon!

Bring your colleagues along! Group discounts are available. For more information or to learn about our private workshops conducted at your location, contact Glenbrook’s Russ Jones.

UPDATES FROM GLENBROOK

Note: Headline News is compiled by Glenbrook Partners. Throughout the day, as we spot interesting developments, this post is updated. Do you have news to share? Tell us here: gotnews@paymentsnews.com!

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