#Unicredit Bulbank

[soumyapanda28]

Exploring the best banks of Bulgaria

Bulgaria’s keeping money segment has seen surprising development and solidness in later a long time, making it an alluring goal for both neighborhood and worldwide financial specialists. With a well-regulated managing an account framework, a wide run of administrations, and progressed advanced keeping money arrangements, Bulgarian banks have effectively situated themselves as reliable financial educate. In this article, we are going dig into a few of the leading banks in Bulgaria, highlighting their qualities and highlights that make them stand out within the showcase.

UniCredit Bulbank: UniCredit Bulbank is the biggest bank in Bulgaria and has been working within the nation for over a century. It offers a comprehensive suite of managing an account administrations, counting retail and corporate managing an account, riches administration, and venture items. With a broad organize of branches and ATMs, UniCredit Bulbank guarantees simple get to to its administrations over the nation. The bank has too made noteworthy speculations in computerized managing an account, giving clients with user-friendly online and portable managing an account stages.

DSK Bank: DSK Bank, a backup of OTP Gather, is one of the driving banks in Bulgaria with a solid center on retail banking. It caters to a differing extend of clients, advertising personalized administrations and imaginative managing an account items. DSK Bank has an broad department organize and contributes intensely in innovation to supply helpful and secure banking experiences. Their commitment to client fulfillment has earned them a notoriety as a trusted and customer-centric bank in Bulgaria.

Raiffeisenbank: Raiffeisenbank has set up itself as a noticeable player within the Bulgarian managing an account segment. It offers a wide run of money related items and administrations, counting retail and corporate managing an account, speculation keeping money, and resource administration. Raiffeisenbank prides itself on its customer-centric approach and gives custom fitted arrangements to meet the special needs of people and businesses. The bank has too grasped digitalization and offers progressed online and versatile keeping money stages to improve client comfort.

First Investment Bank: First Investment Bank has picked up acknowledgment for its solid budgetary execution and customer-oriented administrations. It gives a comprehensive extend of managing an account items, counting retail and corporate managing an account, resource administration, and capital advertise administrations. Fibank places a solid emphasis on development and has created a extend of computerized keeping money arrangements to improve client encounter and availability. Furthermore, the bank has made notable commitments to social causes and community advancement, gaining it a positive notoriety within the nation.

United Bulgarian Bank: United Bulgarian Bank (UBB) is one of the most seasoned banks in Bulgaria and includes a long-standing nearness within the showcase. It offers a wide cluster of keeping money administrations, counting retail keeping money, corporate managing an account, and speculation items. UBB is known for its solid client connections and personalized approach to managing an account. The bank moreover places critical significance on corporate social obligation, effectively supporting different social, instructive, and natural activities.

Conclusion: Bulgaria’s managing an account segment has prospered in later a long time, with a fewbanks illustrating excellence in benefit quality, advanced development, and client fulfillment. UniCredit Bulbank, DSK Bank, Raiffeisenbank, To begin with Speculation Bank, and Joined together Bulgarian Bank stand out as a few of the leading banks in Bulgaria, each bringing its special strengths and offerings to the table. Whether you’re an person or a commerce substance, these banks give a wide range of administrations to meet your financial needs, upheld by progressed innovation and a customer-centric approach.

[iso91]

Как да активирам електронен ваучер за храна? Е - Voucher

Здравейте Приятели днес в този урок ще ви обесня как да си регистрирате електронният ваучер който сте получили от работното място.

Как се активира електронен ваучер за храна? E - Voucher Unicredit Bulbank

1. Посетете официалният сайт на E - Voucher. 2. Натиснете бутон Регистрирай Се Сега! 3. Ще ви иска лични данни. - Имена - Имейл Адрес - Парола - Повтори Парола - Отметни празното квадратче с Тикче, че не си робот :) И най накрая натисни +Регистрирай Се! След като сте се регистрирали успешно следващата стъпка е да въведете имейл и парола отбележете с тикче квадрата и натискате Вход.

Инструкции за активиране на електронен ваучер за храна

В появилият се прозорец ще ви иска следните неща. - Избери Оператор - Kaufland - Въведи ИД номер от гърба на картата който се състои от 16 цифри - Номер на картата (Работна Карта) - Отбележи с тик квадратчето - Натисни ДОбави. - Готово :) Поздравления Вие успешно преминахте вашата активация и регистрация. Чрез сайта можете да си следите баланса и транзакциите. Важно! ПРИ ПЪРВАТА ПОКУПКА ВИНАГИ ВКАРВАЙТЕ КАРТАТА В ПОСТ ТЕРМИНАЛ САМО ВЕДНИЖ ЗА ДА АКТИВИРАТЕ КАРТАТА СИ В КАУФЛАНД ИЛИ ЛИДЛ ТЕ ЩЕ ВИ ПОПИТАТ ДАЛИ ЗА ПЪРВИ ПЪТ ЩЕ ГО ПОЛЗВАТЕ. СЛЕД ТОВА ЩЕ ГО ИЗПОЛЗВАТЕ БЕЗКОНТАКТНО. НЕ Е ЗАДЪЛЖИТЕЛНО ДА СМЕНИТЕ ПИН КОДА НА КАРТАТА А Е ПРЕПОРЪЧИТЕЛНО ВСИЧКО ЗАВИСИ ОТ ВАС. Дано да съм ви бил полезен :) Желая ви Успех и Приятно Сърфиране из нашият сайт. Read the full article

[spamreports]

Unicredit Bulbank phishing

[babayevramil-blog]

Пополнить счёт Реквизиты для банковских переводов Пожалуйста, поручите Вашему банку перевести денежные средства на: Наименование банка: UniCredit Bulbank Head Office Адрес банка: София, Болгария Имя получателя: Trading 212 EOOD IBAN: BG77UNCR70001522101538 BIC: UNCRBGSF Валюта: USD Сумма: 30 000.00 Описание: Счёт 780177

RAMIL BABAYEV 6768677175931710

[myblogworld]

A family’s transition from a regular to a digital wallet

You are going to experience a story of a transition - an ideological one, surrounding an average Bulgarian woman, acquainted with the spirit of a fighter and harboring a great attachment to customs and traditions. From a daughter’s perspective, I have always admired my mother's ability to overcome any problematic situations, to take care of me and my younger brother, to be a loving wife, but also a dedicated career woman. Inspired by my mother's mental endurance and spiritual strength, I decided to step out of my comfort zone - studying abroad was the perfect opportunity to test my own abilities.

Life before the transition:

The preparation prior to the start of my journey was long but exciting. Saying goodbye to my loved ones was one of the most difficult experiences. If I only knew what was ahead of me ...

Living and studying in a foreign country is exciting but very expensive - we all know that. The British pounds I had to live with for the first few months of my stay were in cash. Such a thick bundle of money had not been trusted to me until this moment. My mother, who used to question all "new technologies" and despised the high bank taxes for international transfers, insisted that me flying  from Varna to London with £ 4,000 in my pocket was the safest and most inexpensive option. Unfortunately, I fell asleep at the London airport which led to me getting robbed. However, not all my money got stolen because I had divided the amount into two places - in my wallet and in my hand luggage. I was then left with a very limited budget, forcing me to go on a rather restricted diet. The call I had with my mother, explaining her the situation, went through several stages - panic, anger, coming in terms with the absurdity of the situation in which we had found ourselves.

Before leaving my home city, banking was a distant and unnecessary responsibility that life confronted me with in a rather unpleasant way. For the first time, the educational role was in my hands - I needed to find an easy and affordable way for bank transfers to happen, which my mother could trust. I researched different options to make the best choice. RaiPay and UniCredit Bulbank offered the functionality I was looking for, but there was no option for a bank account in pounds. In addition, RaiPay was only compatible with Android, and I am an iOS user.

Among the countless applications on my phone was also the iCard app. I had used it for a past online purchase but I had never learned all its features. I already had my own iCard account - all that was left was for my mother to create one of her own. The unique thing about this Bulgarian company is the possibility of owning multiple virtual accounts in different currencies, which work without the aggravating transfer fees. Presenting my mum with the research I have conducted, I was able to convince her that further money-related accidents can be avoided by switching to this digital wallet. The few tears I shed added some extra value to my arguments. After a seamless creation of a virtual account, currency exchange and a tax-free transfer - all through the application - my mother was fascinated with iCard.

Life after the transition:

When I went back to Bulgaria during the holidays, I found that the mobile application has become an integral part of my family's life. Contactless payments had become everyone’s new habit. My younger brother, still a minor, was showing off his own debit card to his classmates. My parents had all their loyalty and bonus cards digitized, which not only had slimed down their wallets but was allowing them to double the points collected when shopping. Waiting outside a utility bill’s payment point was a thing of the past – all this was replaced by paying through the app.

The digital wallet improved aspects of our family life, which we were accustomed to. Therefore, the existence of such a simple solution to problems we did not even know we had, was a big surprise. My mother, strong and independent as ever, kept her passion for tradition, but now iCard was also included.

[bulgariamelnik]

A special visit to the Sofia

The Council of Women in Business in Bulgaria with a special visit to the Sofia opera and Ballet

A special visit to the Sofia opera and Ballet was organized for the Council of Women in Business in Bulgaria. Almost 70 ladies – members, participants in the educational initiative Leadership academy, friends of the organization and their families were immersed in the magic of the opera stage art.

The group of the Council of Women in Business was part of the audience of the new performance of “Carmen” – a work of the director of the Sofia opera and Ballet – academician Plamen Kartalov. The opera gained the deserved ovations from the guests of the Council as they all shared their enthusiastic opinion about the innovative production and the talent of the Bulgarian performers.

The performance was not the only experience that captivated the guests from the Council of Women in Business in Bulgaria in the Sofia opera and Ballet. Part of the visit was also a specially organized tour behind the scenes in order to get acquainted to the magic of some of the most interesting moments of the preparation for a production from the inside.

The ladies and her families visited the ballet rehearsal room, the dressing room where the artists are transformed for their stage roles and saw the costumes, the requisition of the opera, the console and the whole stage. They also learned how and from where are the sound and the lightening managed during a performance.

The guests from the Council met with the academician Plamen Kartalov and with the deputy director of Administrative questions of the Sofia opera and Ballet – Hristina Staneva, who organized the special visit, as well.

After the end of the performance the group from the Council of Women in Business in Bulgaria had the chance to get acquainted to the performers of “Carmen“ and to congratulate them personally on their wonderful performance.

The General Assembly re-elected Dr. Eng. Boryana Manolova for a new 3-year term as a Chairwoman of the Council

Gergana Ivanova, Irena Tsakova and Miglena Uzunova-Tsekova joined the MB

A new working group will  foster communication and interaction between the Council’  members

Three new members of Management Board of Council of Women in Business in Bulgaria was elected during the General Assembly of the organization.

Gergana Ivanova – Founder and Partner at the Smarts Advertising Agency and PR agency Paragraph 42, Irena Tsakova – Authorization and Legal Activities Director, Dundee Precious Metals Chelopech EAD and Dundee Precious Metals Krumovgrad EAD and Miglena Ouzunova-Tsekova – Senior Human Resources Director of A1 Bulgaria were elected and welcomed as new members form the participants of the meeting which took place on June 17th in Sofia.

Four current members of the Management Board of the Council of Women in Business in Bulgaria  – Tsvetanka Mincheva – Head of Global Banking Services Division and member of the Management Board of UniCredit Bulbank, Darina Stoyanova – General Manager of Prestige 96 AD, Eng. Vanya Kaneva-Minkova – Director of “Human Resources and Administration” in VP Brands International  and Zoya Paunova – CEO of Astra Zeneca Bulgaria were re-elected for a second term.

Three of current members – Lidiya Shuleva – Managing Partner of Business Intellect, Milena Dragijska – CEO of Lidl Bulgaria and Maya Peycheva-Takeva – Country HR Manager at Hewlett Packard Enterprise are continuing their term.

The General Assembly expressed a high opinion of the work dedicated to the development of the Council’s programs and initiatives in 2018 such as the National Internship Program Staying in Bulgaria, Leadership Academy Succeed in Bulgaria, monthly meetings with politicians and key opinion leaders as well as afterwork events. The report for the Council’s  activities was made by its Executive  Director Maria Mavrudieva. She also emphasized on the priorities and further projects among which are validation and upgrade of the current projects as well as new ones.

The participants in the General Assembly decided to set up a new working group in addition to two existing ones focused on Communication and HR. The new group’ main goal will be to encourage and foster the networking between Council’s members in order to facilitate sharing of good practices and collaboration.

[bulgaristya]

A special visit to the Sofia

The Council of Women in Business in Bulgaria with a special visit to the Sofia opera and Ballet

A special visit to the Sofia opera and Ballet was organized for the Council of Women in Business in Bulgaria. Almost 70 ladies – members, participants in the educational initiative Leadership academy, friends of the organization and their families were immersed in the magic of the opera stage art.

The group of the Council of Women in Business was part of the audience of the new performance of “Carmen” – a work of the director of the Sofia opera and Ballet – academician Plamen Kartalov. The opera gained the deserved ovations from the guests of the Council as they all shared their enthusiastic opinion about the innovative production and the talent of the Bulgarian performers.

The performance was not the only experience that captivated the guests from the Council of Women in Business in Bulgaria in the Sofia opera and Ballet. Part of the visit was also a specially organized tour behind the scenes in order to get acquainted to the magic of some of the most interesting moments of the preparation for a production from the inside.

The ladies and her families visited the ballet rehearsal room, the dressing room where the artists are transformed for their stage roles and saw the costumes, the requisition of the opera, the console and the whole stage. They also learned how and from where are the sound and the lightening managed during a performance.

The guests from the Council met with the academician Plamen Kartalov and with the deputy director of Administrative questions of the Sofia opera and Ballet – Hristina Staneva, who organized the special visit, as well.

After the end of the performance the group from the Council of Women in Business in Bulgaria had the chance to get acquainted to the performers of “Carmen“ and to congratulate them personally on their wonderful performance.

The General Assembly re-elected Dr. Eng. Boryana Manolova for a new 3-year term as a Chairwoman of the Council

Gergana Ivanova, Irena Tsakova and Miglena Uzunova-Tsekova joined the MB

A new working group will  foster communication and interaction between the Council’  members

Three new members of Management Board of Council of Women in Business in Bulgaria was elected during the General Assembly of the organization.

Gergana Ivanova – Founder and Partner at the Smarts Advertising Agency and PR agency Paragraph 42, Irena Tsakova – Authorization and Legal Activities Director, Dundee Precious Metals Chelopech EAD and Dundee Precious Metals Krumovgrad EAD and Miglena Ouzunova-Tsekova – Senior Human Resources Director of A1 Bulgaria were elected and welcomed as new members form the participants of the meeting which took place on June 17th in Sofia.

Four current members of the Management Board of the Council of Women in Business in Bulgaria  – Tsvetanka Mincheva – Head of Global Banking Services Division and member of the Management Board of UniCredit Bulbank, Darina Stoyanova – General Manager of Prestige 96 AD, Eng. Vanya Kaneva-Minkova – Director of “Human Resources and Administration” in VP Brands International  and Zoya Paunova – CEO of Astra Zeneca Bulgaria were re-elected for a second term.

Three of current members – Lidiya Shuleva – Managing Partner of Business Intellect, Milena Dragijska – CEO of Lidl Bulgaria and Maya Peycheva-Takeva – Country HR Manager at Hewlett Packard Enterprise are continuing their term.

The General Assembly expressed a high opinion of the work dedicated to the development of the Council’s programs and initiatives in 2018 such as the National Internship Program Staying in Bulgaria, Leadership Academy Succeed in Bulgaria, monthly meetings with politicians and key opinion leaders as well as afterwork events. The report for the Council’s  activities was made by its Executive  Director Maria Mavrudieva. She also emphasized on the priorities and further projects among which are validation and upgrade of the current projects as well as new ones.

The participants in the General Assembly decided to set up a new working group in addition to two existing ones focused on Communication and HR. The new group’ main goal will be to encourage and foster the networking between Council’s members in order to facilitate sharing of good practices and collaboration.

[bulgariabalkan]

A special visit to the Sofia

The Council of Women in Business in Bulgaria with a special visit to the Sofia opera and Ballet

A special visit to the Sofia opera and Ballet was organized for the Council of Women in Business in Bulgaria. Almost 70 ladies – members, participants in the educational initiative Leadership academy, friends of the organization and their families were immersed in the magic of the opera stage art.

The group of the Council of Women in Business was part of the audience of the new performance of “Carmen” – a work of the director of the Sofia opera and Ballet – academician Plamen Kartalov. The opera gained the deserved ovations from the guests of the Council as they all shared their enthusiastic opinion about the innovative production and the talent of the Bulgarian performers.

The performance was not the only experience that captivated the guests from the Council of Women in Business in Bulgaria in the Sofia opera and Ballet. Part of the visit was also a specially organized tour behind the scenes in order to get acquainted to the magic of some of the most interesting moments of the preparation for a production from the inside.

The ladies and her families visited the ballet rehearsal room, the dressing room where the artists are transformed for their stage roles and saw the costumes, the requisition of the opera, the console and the whole stage. They also learned how and from where are the sound and the lightening managed during a performance.

The guests from the Council met with the academician Plamen Kartalov and with the deputy director of Administrative questions of the Sofia opera and Ballet – Hristina Staneva, who organized the special visit, as well.

After the end of the performance the group from the Council of Women in Business in Bulgaria had the chance to get acquainted to the performers of “Carmen“ and to congratulate them personally on their wonderful performance.

The General Assembly re-elected Dr. Eng. Boryana Manolova for a new 3-year term as a Chairwoman of the Council

Gergana Ivanova, Irena Tsakova and Miglena Uzunova-Tsekova joined the MB

A new working group will  foster communication and interaction between the Council’  members

Three new members of Management Board of Council of Women in Business in Bulgaria was elected during the General Assembly of the organization.

Gergana Ivanova – Founder and Partner at the Smarts Advertising Agency and PR agency Paragraph 42, Irena Tsakova – Authorization and Legal Activities Director, Dundee Precious Metals Chelopech EAD and Dundee Precious Metals Krumovgrad EAD and Miglena Ouzunova-Tsekova – Senior Human Resources Director of A1 Bulgaria were elected and welcomed as new members form the participants of the meeting which took place on June 17th in Sofia.

Four current members of the Management Board of the Council of Women in Business in Bulgaria  – Tsvetanka Mincheva – Head of Global Banking Services Division and member of the Management Board of UniCredit Bulbank, Darina Stoyanova – General Manager of Prestige 96 AD, Eng. Vanya Kaneva-Minkova – Director of “Human Resources and Administration” in VP Brands International  and Zoya Paunova – CEO of Astra Zeneca Bulgaria were re-elected for a second term.

Three of current members – Lidiya Shuleva – Managing Partner of Business Intellect, Milena Dragijska – CEO of Lidl Bulgaria and Maya Peycheva-Takeva – Country HR Manager at Hewlett Packard Enterprise are continuing their term.

The General Assembly expressed a high opinion of the work dedicated to the development of the Council’s programs and initiatives in 2018 such as the National Internship Program Staying in Bulgaria, Leadership Academy Succeed in Bulgaria, monthly meetings with politicians and key opinion leaders as well as afterwork events. The report for the Council’s  activities was made by its Executive  Director Maria Mavrudieva. She also emphasized on the priorities and further projects among which are validation and upgrade of the current projects as well as new ones.

The participants in the General Assembly decided to set up a new working group in addition to two existing ones focused on Communication and HR. The new group’ main goal will be to encourage and foster the networking between Council’s members in order to facilitate sharing of good practices and collaboration.

[communistbulgaria]

A special visit to the Sofia

The Council of Women in Business in Bulgaria with a special visit to the Sofia opera and Ballet

A special visit to the Sofia opera and Ballet was organized for the Council of Women in Business in Bulgaria. Almost 70 ladies – members, participants in the educational initiative Leadership academy, friends of the organization and their families were immersed in the magic of the opera stage art.

The group of the Council of Women in Business was part of the audience of the new performance of “Carmen” – a work of the director of the Sofia opera and Ballet – academician Plamen Kartalov. The opera gained the deserved ovations from the guests of the Council as they all shared their enthusiastic opinion about the innovative production and the talent of the Bulgarian performers.

The performance was not the only experience that captivated the guests from the Council of Women in Business in Bulgaria in the Sofia opera and Ballet. Part of the visit was also a specially organized tour behind the scenes in order to get acquainted to the magic of some of the most interesting moments of the preparation for a production from the inside.

The ladies and her families visited the ballet rehearsal room, the dressing room where the artists are transformed for their stage roles and saw the costumes, the requisition of the opera, the console and the whole stage. They also learned how and from where are the sound and the lightening managed during a performance.

The guests from the Council met with the academician Plamen Kartalov and with the deputy director of Administrative questions of the Sofia opera and Ballet – Hristina Staneva, who organized the special visit, as well.

After the end of the performance the group from the Council of Women in Business in Bulgaria had the chance to get acquainted to the performers of “Carmen“ and to congratulate them personally on their wonderful performance.

The General Assembly re-elected Dr. Eng. Boryana Manolova for a new 3-year term as a Chairwoman of the Council

Gergana Ivanova, Irena Tsakova and Miglena Uzunova-Tsekova joined the MB

A new working group will  foster communication and interaction between the Council’  members

Three new members of Management Board of Council of Women in Business in Bulgaria was elected during the General Assembly of the organization.

Gergana Ivanova – Founder and Partner at the Smarts Advertising Agency and PR agency Paragraph 42, Irena Tsakova – Authorization and Legal Activities Director, Dundee Precious Metals Chelopech EAD and Dundee Precious Metals Krumovgrad EAD and Miglena Ouzunova-Tsekova – Senior Human Resources Director of A1 Bulgaria were elected and welcomed as new members form the participants of the meeting which took place on June 17th in Sofia.

Four current members of the Management Board of the Council of Women in Business in Bulgaria  – Tsvetanka Mincheva – Head of Global Banking Services Division and member of the Management Board of UniCredit Bulbank, Darina Stoyanova – General Manager of Prestige 96 AD, Eng. Vanya Kaneva-Minkova – Director of “Human Resources and Administration” in VP Brands International  and Zoya Paunova – CEO of Astra Zeneca Bulgaria were re-elected for a second term.

Three of current members – Lidiya Shuleva – Managing Partner of Business Intellect, Milena Dragijska – CEO of Lidl Bulgaria and Maya Peycheva-Takeva – Country HR Manager at Hewlett Packard Enterprise are continuing their term.

The General Assembly expressed a high opinion of the work dedicated to the development of the Council’s programs and initiatives in 2018 such as the National Internship Program Staying in Bulgaria, Leadership Academy Succeed in Bulgaria, monthly meetings with politicians and key opinion leaders as well as afterwork events. The report for the Council’s  activities was made by its Executive  Director Maria Mavrudieva. She also emphasized on the priorities and further projects among which are validation and upgrade of the current projects as well as new ones.

The participants in the General Assembly decided to set up a new working group in addition to two existing ones focused on Communication and HR. The new group’ main goal will be to encourage and foster the networking between Council’s members in order to facilitate sharing of good practices and collaboration.

[vladimirsa]

Рейтинг 100 крупнейших банков Центральной и Восточной Европы – 2019

1 / 3←>||→ Рейтинговое агентство РИА Рейтинг по заказу АЭИ ПРАЙМ провело исследование банковских секторов стран Центральной и Восточной Европы (ЦВЕ), по результатам которого был составлен рейтинг ста крупнейших банков ЦВЕ на начало 2019 года. Данные для рейтинга были взяты из публичной финансовой отчетности банков, статистических бюллетеней, прочих публикаций коммерческих банков и центральных банков. В ходе исследования были проанализированы финансовые показатели банков 14 стран: Белоруссии, Болгарии, Венгрии, Казахстана, Латвии, Литвы, Молдавии, Польши, России, Румынии, Словакии, Украины, Чехии и Эстонии. При этом в рейтинг банков Центральной и Восточной Европы попали крупнейшие банки 13 стран. Минимальный размер отсечки для попадания в рейтинг составил 4,3 миллиарда долларов. Несмотря на заметный отрыв России, можно сказать, что все странны в рейтинге ТОП-100 банков Центральной и Восточной Европы представлены достаточно хорошо, учитывая очень большую разницу в численности населения и размерах экономик. Для сравнения, объем российской экономики по паритету покупательной способности (ВВП по ППС) за 2018 год составил 4,2 триллиона долларов, а суммарный размер экономик остальных стран в рейтинге равнялся 4,1 триллиона долларов. Таким образом, не удивительно, что российские банки обошли конкурентов по представленности в рейтинге, а часть российских банков оказалась в лидерах. Экономика Польши является второй по размеру (ВВП – 1,2 триллиона долларов) и закономерно у этой страны второе место по количеству банков в рейтинге. Замыкает тройку крупнейших экономик в рейтинге Румыния, объем ВВП которо�� за 2018 год составил 0,52 триллиона долларов. При этом в рейтинге Румыния представлена только шестью банками (5-е место по количеству банков). Если судить по соотношению объемов ВВП и числа банков в рейтинге, то можно говорить о хорошем развитии финансового сектора в таких странах: Чехия, Венгрия, Словакия и Болгария, так как в этих странах достаточно много крупных банков. Динамика банков ЦВЕ оказалась «заложницей» валютной переоценки Динамика активов банков ЦВЕ в 2018 году была умеренно-негативной. В частности, совокупные активы ТОП-100 банков ЦВЕ в долларовом выражении снизились на 1,5% до 2,25 триллиона долларов на 1 января 2019 года. Для сравнения, объем суммарных активов ТОП-100 банков ЦВЕ немного меньше объема активов 9-о крупнейшего банка мира (BNP Paribas). Таким образом, финансовая мощь банков Центральной и Восточной Европы хоть и достаточно заметная, но существенно уступает крупнейшим банками мира. Три крупнейших банка ЦВЕ находятся в России Суммарный объем активов российских банков в рейтинге ЦВЕ составляет 1,1 триллион долларов. Таким образом, почти половина всех активов ТОП-100 банков приходится на российские кредитные организации. Второе, третье и четвертое место по суммарному объему активов банков в рейтинге, как и их по числу банков, заняли: Польша (414 миллиардов долларов), Чехия (269 миллиардов долларов) и Венгрия (119 миллиардов долларов). С другой стороны, наименьший суммарный объем активов в рейтинге у банков Украины, Белоруссии и Латвии, активы которых составляют 23,7, 16,7 и 12,0 миллиарда долларов соответственно. Наибольший прирост суммарного объема активов в долларовом выражении был у банков из Болгарии. В частности, общие активы болгарских банков относительно результата этих же банков годом ранее выросли на 8,1%. Польские и румынские банки показали прирост активов на 3,9%. Еще у пяти стран прирост активов составил от +0,1 до +2,6%. Тогда как пять оставшихся стран характеризовались снижением суммарного объема активов. При этом наибольшим снижением характеризовались банки Казахстана, суммарные активы у которых сократились на 12,9%. Помимо российских банков в первую десятку попали три польских банка (PKO Bank Polski, Santander Bank Polska и Bank Pekao), два чешских (Česká spořitelna и ČSOB) и один венгерский (OTP Bank). При этом крупнейший банк Польши – PKO Bank Polski в текущем рейтинге занял 4-е места (86 миллиардов долларов). Крупнейший чешский банк, Česká spořitelna, с объемом активов в 63 миллиарда долларов занял 5-е место. Венгерский OTP Bank стал самым крупным банком этой страны и расположился в рейтинге банков ЦВЕ на 8-м месте (52 миллиарда долларов). Самый крупный казахский банк, Halyk Bank, занял 19-е место с активами в 23 миллиарда долларов на 1 января 2019 года. Крупнейший банк Словакии, Slovenská sporiteľňa, занял 22-е место (20 миллиардов долларов). Banca Transilvania стал крупнейшим представителем Румынии, и в рейтинге занимает 25-е место, а его активы на 1 января составили 19 миллиардов долларов. Зарегистрированный в Эстонии Swedbank Eestis занял 39-е место с активами в 13 миллиардов долларов активов. Беларусбанк стал крупнейшим банком Белоруссии и занял 40-е место (активы на 1 января составляли 12,1 миллиардов долларов). Следующей страной по размеру крупнейшего банка стала Болгария, ее самый крупный банк, UniCredit Bulbank, занимает 42-е место с консолидированными активами 11,8 миллиарда долларов. Крупнейшим банком Литвы стал Swedbank Lietuvoje, активы которого на 1 января составили 11 миллиардов долларов (46-е место в рейтинге). Предпоследнее место в ЦВЕ по размеру самого крупного банка у Украины, ее ПриватБанк расположился на 50-й позиции в рейтинге. Замыкает список стран Латвия, у которой самый крупным банком стал Swedbank Latvia (67-я позиция, 6,7 миллиарда долларов). Активы снизились у большинства банков ЦВЕ Количество банков, сокративших активы в 2018 году, равнялось 51, при этом ��сточник: Read the full article

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Седмица на ГЕРОИТЕ 2019

Беше толкова хубаво, че не искахме да свършва. За първи път във все още кратката, но славна история на Годишни награди за доброволчество ГЕРОИТЕ, умножихме по четири събитията, с които всяка година насочваме прожекторите към скритата сила, която отвръща на удара – доброволците и техните каузи. Те може и да не могат да спасят целия свят, но всеки ден спасяват света на някого в нужда. И предават доброто нататък.

Това е нашият албум със спомени от тази седмица, в която бяхме заедно с всички вас, безкрайни герои на времето. Не можем да опишем усещането да попаднеш в силовото поле, което се образува, когато събереш на живо, един до друг, толкова много човеци, малки и големи, за които доброто е нещо, което просто правят и сбъдват, без да им мигне окото.

Шапки долу за всички вас, където и да сте. Пращаме ви поздрави и прегръдки с тези уловени моменти от Седмица на ГЕРОИТЕ 2019.

Малките герои 2 юни 2019, Музейко

Говорим за неделя сутринта. Учебният корпус на Музейко започва да се пълни с деца, дошли да получат своята (може би първа) доброволческа мисия. Никакъв проблем, че си само на шест. Добре дошъл в отбора на супергероите.

С Dare 2 Care Animals учим езика на животните и как можем да помогнем на бездомно куче или коте, заедно с мама и татко. Например, като го приютим временно и се грижим за него, докато намери своето ново семейство.

Едва успяваме да се вместим в предвиденото време, защото участниците бомбардират с въпроси от всички посоки, ръсят коментари точно на място и споделят с най-живописни подробности случки с техните опашати бандити у дома. Истински активни граждани.

По същото време в съседната зала. Мисията тук е „Измисли въпросник за любимата си книга“ за платформата Книговище. Въобще не е фасулска работа, защото въпросниците трябва да отговарят на точно определени изисквания, за да влязат в играта.

Справиха ли се нашите малки доброволци? Нямаме никакви съмнения, защото всички се оказаха запалени читатели и чудесни събеседници. Ако някой ден в Книговище ти падне да решаваш въпросник за „Без дом“, „Матилда“ или „Храбрият оловен войник“, може би неговият автор е някъде на тези снимки.

А ето тук са майсторите на хранилки за птички в Детска архитектурна работилница. Кутии от сок, клечки от сладолед, шишчета за грил – всичко влиза в употреба и от нищо става нещо, щом имаш фантазия и сръчни пръсти.

В това време ушите пък са заети да слушат куп интересни факти за живота на пернатите ни съграждани и как да им помагаме в студените месеци.

Героите говорят 3 юни 2019, Кино Култура

Понеделник след работа, време за среща с главните герои в няколко доброволчески истории, които ни изпращат в няколко паралелни реалности и ни връщат оттам, заредени догоре с вдъхновение.

Янина Танева, „Фабрика за идеи“

Как едни млади „гражданчета“ потеглят с раници към обезлюдяващи се села и какво се иска, за да заплетеш нишките на една чисто нова идея за социално предприемачество, заедно с бабите и дядовците там? Кодовото име е „Резиденция Баба“, а в дъното на всичко е ето тази вълшебна Янина.

Велизар Стефанов, „Отвъд спорта“

Три момчета, израснали с „Войната на таралежите“ и вечно ожулени колене, решават да върнат днешните таралежи обратно навън, на площадките. Гениално проста формула – поправи кварталните игрища и ето ти ги децата, вече са след топката. Това е каузата на „Отвъд спорта“, а тяхната визитка са Израелските питки в Перник (култово игрище за баскет, не друго).

Деси Вълчева, Кухня за нуждаещи се хора при храм „Св. Пророк Илия“, кв. Дружба, София

Деси може да ви каже с точност колко килограма лук трябва да обелиш, за да сготвиш вкусна, питателна супа за 400 души, които често си лягат гладни. И колко силни са моментите, когато тези хора поемат от ръцете ти своето бурканче топлинка. Всъщност, всяка една събота можеш да го изпиташ лично.

Милена Драндийска и Боряна Желева, Hewlett Packard Enterprise

Милена и Боряна са част от ядрото на The Cause Team в тяхната компания и паралелно с редовите офис задачи имат още едно вълнуващо предизвикателство – да палят няколкостотин колеги за доброволчески и благотворителни инициативи. Самите те отдавна са разбрали за себе си, че щастието не е в това да ти е лесно, а всяко усилие да има смисъл и да променя поне парченце от реалността.

Калинка, Виктор, Карма и Идалго

Две седмици преди да излязат на сцената на „Героите говорят“, тези тук младоженци и небеизвестни луди глави бяха изкачили 5000 метра в сърцето на Непал, чак до езерото Тиличо. И им се беше видяло не чак толкова екстремно, колкото им се искало да бъде. Със същото въодушевление и чиста радост от живота, Калинка и Виктор изпълняват и доброволческите мисии, на които са се посветили. Защото вярват, че в житейския кръговрат един път си долу и имаш нужда някой да ти подаде ръка, а друг път си горе и ти си този, който трябва да подаде.

Ивана Кънчева, Гражданско сдружение „Алцхаймер България“

Когато Ивана свърши да говори, може би много хора в публиката искаха ей така, само да я прегърнат. Нея и нейната баба. Защото Ивана разказва за една тежка и непопулярна кауза с такава лекота, позитивизъм и слънце в душата, че няма как да не поискаш и ти да станеш един от „Приятели на деменцията“.

Благовеста Пугьова и Зойко Миленков, фондация „Подарете книга“

От девет години Блага се занимава с това да вдъхновява и организира едни хора да подаряват от своето си лично време на деца в домове. Поради тази причина може да ѝ се вярва, когато излезе с нова математическа теория, според която времето ти се умножава, когато го подаряваш на друг. Зойко пък е прочут илюзионист, също така студент и освен това едно от децата, на които Блага е подарявала от времето си, когато е бил малък. Днес самият Зойко умножава дните си по споменатата вече формула. Не е фокус. Пробвай на podarivreme.org.

Героите в офиса 5 юни 2019, УниКредит Студио

Сряда, малко след първото сутрешно кафе. Стратегическа среща с фокус корпоративна социална отговорност или как с прецизно изработена политика и вътрешна мотивация да превърнем служителите на една компания в действаща доброволческа сила.

Даваме думата на хората-които-знаят-как от УниКредит Булбанк, VMware, Experian, HPE и Български дарителски форум.

Виктория Блажева, УниКредит Булбанк

Начало на сутрешния блок с преглед на актуалните тенденции в корпоративното доброволчество. Какво си записахме с дебели букви? Две латински думи – pro bono. Когато си професионалист с изключителни умения и опит в своята сфера, една от най-смислените доброволчески намеси е да приложиш точно тези умения в подкрепа на каузи, в които вярваш. Тогава ефектът от действията ти е неизмеримо по-голям. А ролята на твоята компания е да ти отвори свобода и пространство, за да го направиш.

Христина Харалампиева, VMware

Ето и един съвсем конкретен, изпробван и доказано работещ модел. Четири ключови елемента: 40 часа годишно, които всеки служител може да използва в работно време, за да участва в доброволчески инициативи. Вътрешна платформа, през която да открие каузата, в която да се включи, или да събере отбор за своя акция. Отдадена група колеги, които координират, организират и зареждат екипа с ентусиазъм. Грант на стойност 1000 долара, който отключваш при постигане на твоите 40 доброволчески часа и можеш да дариш на организация по твой избор. Ето резултатите.

Ел��забет Вълчева, Experian

Още една ключова дума, когато говорим за въздействието на доброволческите действия: дългосрочност. Менторските програми например са супер комбинация, в която имаш удвоения ефект на това служителите ти да прилагат и предават уменията си, като в процеса се ангажират и изграждат много по-дълбока връзка с хората, на които помагат. И така съвсем реално променят живота им. Ето две постижения право в десетката с младежи от „Дом Възможност“ и „Конкордия България“.

Милена Иванова и Боряна Желева, Hewlett Packard Enterprise

Въпрос от модератора: Как отчитате колко служители са доброволствали? Къде е скритият механизъм, който брои часовете и следи резултатите? Въпросът е зададен на точните хора, защото тяхната компания първа въвежда в България глобалната платформа Benevity, създадена именно с тази цел – да улесни развиването на корпоративната доброволческа култура на всички нива. Много български каузи също вече са там и може би точно в този момент някоя от тях получава своята заслужена доза подкрепа.

Красимира Величкова, Български дарителски форум

Много важни думи за финал. Никога, никога, никога не забравяйте, че отделни единици хора са способни да предизвикат промяна и намесата на държавни институции в каузи, които са изглеждали малки, трудни или невъзможни. Само защото са били големи инати и не са се отказали да работят за тях. Друг начин няма.

Годишни награди за доброволчество ГЕРОИТЕ 2019 6 юни 2019, Sofia Live Club

Тринайсет удивителни знака. Тринайсет удивителни знака, че няма невъзможни неща. Тринайсет изключителни примера за доблест, смелост, полет на духа и безотказен заряд.

Можем да напишем имената на всеки един от тях, но вие вече ги знаете, защото това са ГЕРОИТЕ 2019 и със сигурност са обиколили информационите ви потоци поне по веднъж.

Те бяха отличени сред 132 достойни номинации в четирите категории – доброволци, организации, журналисти и компании.

Те бяха героите, чиито истории наелектризираха, разплакаха, въодушевиха и взривиха от овации един цял Sofia Live Club, пълен с три пъти по сто от най-прекрасните хора на земята, прегърнали своите каузи и отдаващи се безрезервно.

Една церемония не стига, за да отпразнуваме всички вас. Поклон.

Продължаваме да пишем заедно историята на TimeHeroes.org. 

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Седмица на ГЕРОИТЕ 2019 стана възможна с подкрепата на:

Суперпартньор: UniCredit Bulbank Партньор: Hewlett Packard Enterprise Генерален медиен партньор: bTV Визуална идентичност: All Channels Communication Патрон: Фондация „Америка за България“ Медийни партньори: Streamer.bg, News.bg, Lifestyle.bg, Дневник, Майко мила, Vesti.bg, Под тепето, Boyscout.bg,  Организационни партньори: Bulged, Rebrand, B2N, Кино Култура, CoKitchen, Chez Fefe, Спутник, Ракета Ракия Бар, Детска архитектурна работилница, Книговище  Водещ: Стефан А. Щерев Откриващо изпълнение: Галина Риом-Ройбек / Мини Арт Фест Бенд: Ража (Dead Man’s Hat), Анна Бо, Илия Ранков, Димитър Бакърджиев, Максим Стоименов (BROND, Mental Architects) Сценография: Илияна Кънчева Видеограф: Droneman  Фотографи: Анастас Шипков и Асен Георгиев 

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A special visit to the Sofia

The Council of Women in Business in Bulgaria with a special visit to the Sofia opera and Ballet

A special visit to the Sofia opera and Ballet was organized for the Council of Women in Business in Bulgaria. Almost 70 ladies – members, participants in the educational initiative Leadership academy, friends of the organization and their families were immersed in the magic of the opera stage art.

The group of the Council of Women in Business was part of the audience of the new performance of “Carmen” – a work of the director of the Sofia opera and Ballet – academician Plamen Kartalov. The opera gained the deserved ovations from the guests of the Council as they all shared their enthusiastic opinion about the innovative production and the talent of the Bulgarian performers.

The performance was not the only experience that captivated the guests from the Council of Women in Business in Bulgaria in the Sofia opera and Ballet. Part of the visit was also a specially organized tour behind the scenes in order to get acquainted to the magic of some of the most interesting moments of the preparation for a production from the inside.

The ladies and her families visited the ballet rehearsal room, the dressing room where the artists are transformed for their stage roles and saw the costumes, the requisition of the opera, the console and the whole stage. They also learned how and from where are the sound and the lightening managed during a performance.

The guests from the Council met with the academician Plamen Kartalov and with the deputy director of Administrative questions of the Sofia opera and Ballet – Hristina Staneva, who organized the special visit, as well.

After the end of the performance the group from the Council of Women in Business in Bulgaria had the chance to get acquainted to the performers of “Carmen“ and to congratulate them personally on their wonderful performance.

The General Assembly re-elected Dr. Eng. Boryana Manolova for a new 3-year term as a Chairwoman of the Council

Gergana Ivanova, Irena Tsakova and Miglena Uzunova-Tsekova joined the MB

A new working group will  foster communication and interaction between the Council’  members

Three new members of Management Board of Council of Women in Business in Bulgaria was elected during the General Assembly of the organization.

Gergana Ivanova – Founder and Partner at the Smarts Advertising Agency and PR agency Paragraph 42, Irena Tsakova – Authorization and Legal Activities Director, Dundee Precious Metals Chelopech EAD and Dundee Precious Metals Krumovgrad EAD and Miglena Ouzunova-Tsekova – Senior Human Resources Director of A1 Bulgaria were elected and welcomed as new members form the participants of the meeting which took place on June 17th in Sofia.

Four current members of the Management Board of the Council of Women in Business in Bulgaria  – Tsvetanka Mincheva – Head of Global Banking Services Division and member of the Management Board of UniCredit Bulbank, Darina Stoyanova – General Manager of Prestige 96 AD, Eng. Vanya Kaneva-Minkova – Director of “Human Resources and Administration” in VP Brands International  and Zoya Paunova – CEO of Astra Zeneca Bulgaria were re-elected for a second term.

Three of current members – Lidiya Shuleva – Managing Partner of Business Intellect, Milena Dragijska – CEO of Lidl Bulgaria and Maya Peycheva-Takeva – Country HR Manager at Hewlett Packard Enterprise are continuing their term.

The General Assembly expressed a high opinion of the work dedicated to the development of the Council’s programs and initiatives in 2018 such as the National Internship Program Staying in Bulgaria, Leadership Academy Succeed in Bulgaria, monthly meetings with politicians and key opinion leaders as well as afterwork events. The report for the Council’s  activities was made by its Executive  Director Maria Mavrudieva. She also emphasized on the priorities and further projects among which are validation and upgrade of the current projects as well as new ones.

The participants in the General Assembly decided to set up a new working group in addition to two existing ones focused on Communication and HR. The new group’ main goal will be to encourage and foster the networking between Council’s members in order to facilitate sharing of good practices and collaboration.