#and saying that theyll wait for us to 'die out' like this is the aids crisis is alarming

[mx-paint]

.

[virgo-dragon]

Loz Fanfic Thing

for @du-hjarta-skulblaka and whoever else is interested note: this /did/ have some formatting but ut didnt copy/paste, im on movike, and im lazy Open on Cosplayer Dude at convention in Link Cosplay, having a good time (maybe in vendor's hall?) Bam! Fuckin Ganondorf comes through the wall like the Kool Aid Man going on about “those god damned goddesses fucking putting the triforce in this shit hole” Ganondorf sees our hero and is like “Agh! /YOU/! I thought I took care of you! Oh well, once more never hurt anyone” and Hero immediately shits pants Ganondorf essentially takes our hero prisoner w a planned execution Zelda in hiding as one of his minions frees Hero at last minute, runs off w them Big Epic Chase Scene. Hero runs off something/into something/is nearly caught but saved at last minute which leads to blackout and meeting Main Ally (but not Companion. No Companions) Cue “You’re the hero!” “Im most definitely fucking NOT the Hero! Im only dressed up as him! Im not even guy! MY NAMES NOT EVEN LINK!” (Maybe a “Who’s Link? His name was ’(Our Hero’s Name)’”and then an “Oh jesus fuck” “Ok well if ur gonna be fighting you gotta get a proper sword and shield” “Well I GUESS!” *cue raiding the ruined Vendor’s Hall for a sword and shield (neither look like the things but that get painted like them later) Cue Search for the Stones/Pearls/Pendants and travelling between dimensions via lame old plastic ocarina and the rushed learning of Legendary Hero (comment on cheesiness) Courage: needs hammer Wisdom: Needs boomerang Power: Needs floaty glidey thing (sailcloth-type maybe?) Cue Hurdy Gurdy Get and Main Theme Learn (acts as Zelda’s Lullaby in OoT) Cue Quest for Master Sword (cue quest for Master Sword Sheath) -found in Temple of Time (but what about the sheath tho) Cue Quest for Hylian Shield Cue Return to Ally -learn Clocktown Theme as Home Warp Song Oh no! Ganondorf has found the Triforce of Power! (Of course) Chase after Ganondorf as he tries to get the Triforce of Wisdom -End up protecting Zelda on her way out/sneaky leading her out maybe bc she got there first -maybe Look-Alike plan? Race to the Triforce of Courage -Rejects Hero at first bc idk they dont accept their role as Hero or smth. Maybe they just need to accept the courage in themself? Accept that they value courage and have been denying it bc it’s “cliche”? -but also rejects Ganondorf bc he values Power above all and he’s got that piece Cue Standoff with Ganondorf Cue ToC finally accepting Hero “Oh now i can take you you piece of shit” “to be fair, if youd taken it at first, Ganondorf couldve taken it from you.” “.../why/ did you have to have the Triforce of Wisdom” Cue Return to Ally Zelda stays behind at Ally’s bc she thinks she wont be found and/or shell be able to hold her own and/or she can make it defensible/hideable -this place becomes a dungeon later on -”You won’t listen to me when I tell you I know for a FACT this won’t work, right?” “Well, no. But also i cant fight im gonna fuckin die if i go out there w you.” “Tru” Shakey Shakey its an Earth Quakey Cue Trip to find Wise Guy Sahasrala to find out wtf’s going on “Its bc the worlds have been forced close together. They’re becoming unstable.” “Well how tf do I push them apart?” “Ya gotta get both Zelda and Ganondorf back into Hyrule bc they’re keeping it here” Question of whether or not our Hero needs to go w them or do something else- WAIT -The Goddesses just merged the Spirit of the Hero w out Hero one day bc that Link fuckin DIED and so at the Very End the spirits un-merge and our Hero gets to meet THE Hero YES (note: Decide what Kind of Link this kid is) Parts of Hyrule start appearing in our world and Vice Versa Return to Ally’s Place to find it dungeon-ified, Zelda missing presumably deep in the dungeon, and Ally lying bleeding, dying “Yo Zelda’s in there but you’re gonna need a whole HOST of other items to get through there” *dies* Cue Questing for Other Items (Both Tunics / Environment Devices, Bow, Hookshot, and Bombs) -cue instructions and/or panic about learning to use the items (Water Thingy on breathing, Hookshot on fuckign BONES, and Bombs on ignition and usage) Back to the Ally Dungeon! HOLY SHIT LEARN SONGS FEATURED AND/OR USED IN THEGAMES THROUGHOUT THIS WHOLE THING (Zelda’s Lullaby doesn’t do anything here go fuck urself) (here it’s the main theme) Go through JUST in time to see Ganondorf take Zelda (of course) (but she at least puts up a fight this time) Standoff w Ghost/Shadow/Phantom Ganon “Well Shit What do I do Now?” Goes back to convention Cue Reflection on all this fucking shit Cue another Link Cosplayer coming up and being like “Dude holy fuck what the fucking shit” Cue Useful Information on Ganon’s Whereabouts “How’re we gonna get in tho its fucking heavily guarded (bc i figure you could use some help im coming with but i also dont quite recognize you’re /really/ the Hero bc thats not a real thing at least i dont think it is)” “Take this old replica shit I got at the start of this fucking fiasco and come confuse w me, his monsters are rly dumb theyll never know we’re diff heights and maybe even skin colors” They succeed “Yo bro this is getting a bit much for me and you look like you’ve got it good luck and let me know if you need my help again. Heres my number” “god i forgot phones were a /thing/” Cue finding Ganondorf and Final Standoff in Our World Cue Sacred Realm or some bs scene Cue Message from the Goddesses in form of Big Mysterious Voice saying “whoops we fucked up cant push away the worlds until Spirit of Hero is unmerge” (clever hints all along that Spirit of Hero was there and at least part of the time acting) “Looks like you gotta Stab the Thing in the Temple of Time. Also leave all your cool shit there please” -actually maybe not bc most things can be made -maybe its like “look we know there’ll still be residual effects and shit in your world so a) Take these Ghost Versions of shit that work the same and go fight it or b) take the Actual Items and they’ll find their way back to Hyrule later Cue journey to Temple of Time to stab sword in pedestal Cue Meeting w the Spirit of the Hero and subsequent near fan-personing of Our Hero Long talk about everything (and maybe the bringing up of the Link name) -”nah bro my name’s Link idk what that shit was probably the Goddesses doin shit” “So you mean I wasnt actually destined to be the hero?” “No you were, but the name always helps.” -I imagine this Link to have much of the personality and maybe look of Skyward Sword Link which makes sense bc he was the Original Link Cue Return to Our World and Wrapping Up of Shit Cue Epilogue Our Hero Agender, but if asked will say Mayonnaise Needs glasses so has to wear those fuckin sports glasses -I hate those glasses -they have silver/gray ones. The kind that look like weird goggles After Inciting Incident they go and fucking use ALL the bobby-pins to keep their hat on -”Suddenly I kinda maybe rly wanna wear this through the adventure. At least it’s well made and I’ll get several kicks out of keeping it on” Swears at anything and everything in a dungeon -“OH BOY A BOSS ROOM NOT LIKE IM FUCKING SURPRISED” -“god damned FLOOR/WALLMASTERS I WILL SLAUGHTER YOU AND YOUR ENTIRE FAMILY!!! FUCKIN LEAVE ME ALONE” Has played many a Zelda

[apsbicepstraining]

The authority wants more offshore fish farms, but no one is sting

The US importations about 91% of its seafood, half of which is farmed in aquaculture facilities. Should the US do more to kickstart its own manufacture?

Off the coast of San Diego, Americas eighth largest city, commercial anglers collect about 1,100 metric tons of seafood from the Pacific every year.

That sounds like a lot. But it isnt much to Don Kent, who says he can do better with only one fish farm.

If Kent gets his way, he would promote 5,000 metric tons of yellowtail jack and white sea bass in a grid of cyberspace pencils calibrating about a square mile, fixed four miles off San Diego in federal irrigates. The species are prized in Southern California sushi restaurants, which now dish their clients imported fish almost entirely, most of it from China, Japan, Greece or Chile.

The US importations about 91% of its seafood. Whether consumers know it or not, approximately half of that is farmed in aquaculture facilities often like the one Kent wants to build. While the federal government has permitted shellfish farming for years, it didnt allow agriculture of finfish such as bass and salmon until earlier this year.

Why are we buying all of our yellowtail from farms in Japan when I could develop them four miles off our coast and lower the carbon footprint and the trade deficit at the same occasion? says Kent, chairman and CEO of Rose Canyon Fisheries, which aims to build the project. This is done of all the countries. Its merely not done here.

But Kent isnt likely to get approval soon, because the locating is all incorrect. The government is eager to promote offshore fish farming to alleviate pres on overfished wild species. But it requires that to happen first in the Gulf of Mexico. The National Marine Fisheries Service adopted its first rules for finfish agriculture in federal seas for the gulf region in January this year. Next up is the Pacific Islands region around Guam, Hawaii and Samoa, where in August the agency inaugurated developing a report to analyze the environmental impact of aquaculture.

The mismatch between the proposals location and the new regulations shows the governments predicaments in incubating a brand-new manufacture. Kents proposition, first be presented in October 2014, is the only fish farm proposition that the federal government has received thus far. A litigation filed in February battles the new rules for the Gulf of Mexico could greatly harm the environment and commercial-grade angling, and it may be keeping away potential applicants who want to wait for the cases resolve before registering plans.

We shouldnt be doing this on an industrial proportion until we have better information, says Marianne Cufone, a professor of environmental constitution at Loyola Law School in New Orleans. Its very possible the Gulf of Mexico will be altered eternally if we move forward.

Raising fish in coastal farms isnt a new phenomenon. It merely hasnt happened yet in federal oceans, which straddle from 3-200 miles offshore. Various districts earmark aquaculture in coastal waters under their domination, which increase out three miles from coast, including Maine, Washington and Hawaii.

Aquaculture net pen operated by Blue Ocean Mariculture near Kona, Hawaii. Photograph: NOAA Fisheries

Sales by the US aquaculture industry totaled about $1.3 bn in 2013, according to a periodic census by the US Department of Agriculture. Thats a 25% multiply over the prior census in 2005. Finfish account for approximately half the full amounts of the, with catfish and trout both freshwater species dominating the industry.

Offshore aquaculture labor chiefly the same everywhere: fish live in an pen created with nets that dangle underwater from floating doughnuts or programmes on the surface. The whole apparatus is fastened to the ocean floor.

The fish remain in the nets for as long as two years, from the time they find themselves fingerlings. They are fed a diet that may include other fish consume from canneries and commercial-grade fishing and handled pellets that may include corn, soybeans and other veggies along with fish byproducts.

The US is currently a small musician in ranging coastal fish farms, although it was long coastlines and appetite for seafood are subject to change that. Norway extends “the worlds”, must be accompanied by China, Chile, Indonesia and the Philippines, in agreement with the UN Food and Agriculture Organization.

Opening up the far offshore could ease the nations transactions imbalance in fish exchange and rebuild waterfront manufactures that have declined away as a result of overfishing, says Dianne Windham, aquaculture coordinator for the West Coast region of the National Marine Fisheries Service.

I think we actually have a great opportunity here to engages the responsible and sustainable development of offshore aquaculture, and determine high standards for what it ought to look like, Windham says.

The opportunity was slow to materialize, though. The new rules for the Gulf of Mexico took 14 times to complete. Congress repeatedly considered and then failed to pass legislative measures to legalize offshore fish cultivate. So the fisheries services stepped in to regulate the industry under the Magnuson-Stevens Fishery Conservation and Management Act, a constitution guided in 1976 to govern commercial fishing.

Its a wonderful opportunity for the Gulf of Mexico, but its been a long time coming, says Joe Hendrix, chairman of Seafish Mariculture in Houston, Texas, an aquaculture consulting group. Its difficult to implement these happenings because of a lot of naive people who have misplaced concerns.

Adult yellowtail, one of the species Rose Canyon wants to farm off the San Diego coast. Photo: Rose Canyon Fisheries

Hendrix is referring to commentators who say their concerns are very real. This includes the risk of farmed fish escaping from their cyberspaces and spawning with wild fish and emulating for meat; water pollution hot spots caused by fish excrement leaving the nets; and pharmaceuticals and genetic modifications used in some aquaculture activities.( The US Food and Drug Administration allows 18 different narcotics to be used on farmed fish ).

For instance, the brand-new federal rules for the Gulf of Mexico expect tolerate owners to report to the government only major escapement phenomena, defined as 10% or more of cultured fish fleeing from a write. Anything less doesnt expect reporting but may still disrupt the feeding and spawn of wild species.

Interbreeding is a concern because farmed fish become a weaker genetic direction, less able to avoid disease and parasites and to endure the rigours of the open ocean.

To date, weve been unsuccessful in preventing flee from aquaculture facilities, says Cufone, “whos also” executive director of the Recirculating Farms Coalition, a nonprofit that promotes aquaponics, a type of aquaculture in which fish and food crops are grown together. The radical is also a plaintiff in the lawsuit to halt the aquaculture rules for the gulf. Theres no reason to think we would be 100% successful in the Gulf of Mexico, either.

Examples of escapes are abundant. In January 2015, for example, some 51,000 farmed Atlantic salmon escaped from their pens off the coast of New Brunswick, Canada. In another case, farmed salmon have been found in Canadas Magaguadavic River and the rivers of British Columbia during spawning season.

Hendrix and others in the industry counter that escaped fish are not a number of problems because, raised in pens and hand-fed, they lack the fitness to live for long in the open ocean. In other words, theyll be dined by wild fish before they have a chance to compete for food or interbreed.

The brand-new aquaculture rules for the Gulf of Mexico too have no conditions governing fish aid or humane treatment of fish. Other societies, including Great Britain, accept that fish feeling hurting and stress, and that aquaculture facilities should be designed and managed to prevent such suffering.

The US federal government should have fish welfare rules in place before opening the sea to aquaculture, says Bernard Rollin, a prof of ethics codes and swine disciplines at Colorado State University.

Its well known by fish biologists that fish are terribly prone to stress , noise and crowding, says Rollin, a colonist in the field of agricultural animal welfare. If you screw it up, theyll all die.

The fight over developing a sustainable industry means a longer wait for fish farm developers like Kent, who grew up in San Diego and recollects the city waterfront was formerly known as Tuna Town because it helped a huge tuna fishing fleet with industries that improved crafts, repaired gear, grab and processed fish. That work principally left for Asia when regulations and public sentimentality arose in the 1970 s against the bycatch of dolphins by tuna fishermen.

So youve got a wielding waterfront where the only work its doing is entertaining people. Its not feeding people, says Kent, who is also CEO of Hubbs-SeaWorld Research Institute, a nonprofit limb of SeaWorld Parks and Entertainment.

Kent says his $50 m Rose Canyon campaign would generate 200 errands for the region and implement newer cage technology that is submersible, a blueprint that forecloses the enclosures from getting destroyed during struggling brandishes during storms.

Rose Canyon already faces opponent from environmental groups, and commercial anglers are concerned that aquaculture could affect the wild fishery.

Peter Halmay, a commercial fisherman based in San Diego and founder of the San Diego Fishermens Working Group, worries that farmed fish could develop viruses during confinement that would be released into the ocean and ravage native fish.

Hed preferably discover the government continue working to regenerate commercial-grade angling. For instance, catch limits have been in place for years to restriction harvest of important species, especially numerous ranges of rockfish. These curricula have been successful, he says, and it will soon be time to increase catch restraints again, a move that holds a lot of promise for the industry.

Our vision is for a vibrant operating waterfront based on the captivate of wild fish, Halmay said. Merely if such projects is a supplement to this image will it work.

The post The authority wants more offshore fish farms, but no one is sting appeared first on apsbicepstraining.com.

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[captain-unlikelynutbouquet-blog]

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So I hit my friends car and he told me to tell the insurance company someone hit me in a parking lot. If I do that and the insurance company inspects it, will they be able to tell that I hit someone instead of someone hitting me?""

If i have liablility insurance on my car now and i am trying to get a new quote...?

it is asking for my old deductable but i don't have my insurance info with me. does having liability coverage mean i don't have a deductable? i don't want to put in a wrong answer and not get an accurate quote.

How much would motorcycle insurance cost for a 17 year old with a 01 Suzuki Katana 600 in Texas?

I am looking into getting one and want to know how much the insurance would cost.

Whats the best car insurance for teen boys (specific details)?

I am an 18 year old male, african american (if that matters), and i live in a 5 person home. My parents both have cars, my mom a 2000 cadillac deville, and my dad a dodge caravan van. i have straight a's in school and i heard some insurers reward that, so i was wondering what would be the best car insurance for a teen in my position? Thank you for your help :)""

Good car insurance 17 years old?

what car would be cheap to buy and cheap on insurance for a 17years.

Cheapest car insurance for a 18 year old male?

Cheapest car insurance for a 18 year old male?

Car insurance for learner driver UK?

I am considering to buy a car before I pass my test. Without buying the car first I can't get a quote online. I understand insurance is not much differenet for a learner driver and someone that just passed their test. Anyone knows how much roughly insurance cost for a learner driver? Thinking of getting a 2002-2003 ford focus, and I am a female 27 years of age if that makes any difference.""

Does anyone know the best/cheapest uk car insurance provider after an accident?

I have been driving for 17 years, have no points or bans etc and have 9+ years no claims bonus. For the past 4 years i have driven a 1990 honda prelude that i loved, it was broken into last year, and a few weeks ago got wrote off (insistent it was my fault grrr). My insurance has gone from 25 per month to 50 per month for moving house and now for exactly the same model of car they want to put it up to 96 per month, not because of the crash but because its a new car, even though its the same model???? This is with the green insurance company. does anyone know of a really good company that might give me similar to what I pay now? I thought the idea of protecting the no claims bonus was so that the premiums dont go through the roof??? thankyou for any help and sensible answers xx""

Can you drive someone else's car without your own insurance but their car is covered?

For example, if I drive my friend's insured car and she's in the passenger seat while I'm driving (without my own insurance), is it legal? Also, can I drive my parents' car occasionally without my own insurance but the car is insured? I'm 17 with a California driver's license. Thank you!""

Why is auto insurance cheaper in quebec than ontario?

Why is auto insurance cheaper in quebec than ontario?

""I am turning 16 years, and i really want to drive a moped, how much will my annual insurance cost?""

I am turning 16 years, and i really want to drive a moped, how much will my annual insurance cost?""

Possible cancer without insurance?

My fiance has a visible tumor (it's visible--it was benign and removed before but came back). He lost his health insurance a couple years ago, and he seems to only be progressively be getting sicker (we don't know if it's because it's a cancerous tumor or his stress levels are insanely high). Either way, he obviously needs to see a doctor--but we have no insurance and we don't make enough to afford insurance (we might make little enough to qualify for medicaid--for this question, assume we do). My question is, what options does he have? We can't afford treatment. He doesn't want to go to a doctor w/o insurance because they won't help him since he can't pay and he will lose the job he has and what little he does make. Please, are there special programs? I know his condition does not qualify for the fast SSI claims as I looked into that already. Would medicaid be enough? Are there special cancer programs? Is there anything? Or is he really going to be left to die? He's only 26. Also, we live in Colorado (since that might make a difference).""

Is there a safe and accurate way to search online for auto insurance quotes...?

Don't want to enter social security number or actual home address for that matter. Using age, driving record, general home address (city and state) and of course the required car info...Is there a site that would give you an accurate range of what it would cost to insure a vehicle in NY state? Personal experience is best , but all knowledgeable info would be greatly appreciated. Thanks!""

progressive car insurance auto quote

progressive car insurance auto quote

Car Insurance? best option?

I recently have came back from a trip abroad, and well. I'm looking into car insurances and seeing if I can get any better deals and what other way than the internet! So here's a little about my Insurance right now. I'm paying about 761.82 every 6 months for just liability. I recently got into a small accident last year which raised it about 100$.00. Even though all that was repaired was his fender. it' whatever. I'm 19 and I drive an 01 PONTIAC Sunfire SE So you think this is enough or am I paying too much? Oh and I'm with GEICO""

Do mopeds in California require insurance?

Do mopeds in California require insurance?

Can anyone tell me about affordable life ins. after age 80?

I have a term policy that will expire in two months, and would like to find an insurance co. that has some ins. that is not priced so high that I can't pay the premiums. Thanks for not sending any SPAM !!""

What is the cheapest ADD/ADHD medication for the uninsured?

I take 20mg Vyvanse now, but they cost so much money (300 plus for 60 pills). I am working but wont get health insurance for another 2 months... Is there a substitute drug that is a bit cheaper? Ritalin? Aderol? Concerta? Does anyone know where I could see a pricing chart.""

Health insurance premium just went up because i turned 60.?

Anyone know where I can get my own health insurance rather than through my employer?

What is the basic kind of insurance required by California Law?

What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?""

""Know any good, cheap restaurant insurance companies?""

My parents want to open up a restaurant, and so they need restaurant insurance. Would any of you happen to know any good, but cheap restaurant insurance companies? He's looking for a price around 2,600 to 2,800 dollars for the cost.""

Bankers home insurance in Florida dog question?

I currently have bankers home insurance for home insurance and wondered if there are any dogs that are not allowed or would cause my insurance bill to go up?

How to get under someone else's insurance policy?

I'm 22 so my insurance is double the price of my dad's. I want to get on his policy or have him on mine so that my insurance can be cheaper. Does he have to be part owner of my car? Do we have to use the same company?

""Insurance policy,,,,,,,,,,,?

I signed a life insurance policy on the spot. It was an error at some point. I realize that what i needed was a retirement insurance. Is it possible to request the insurance company to change my policy?

What is a car that will have low(er) insurance rates for a new 16 yr old driver??

So i just turned 16 and i didnt get my license yet but i am soon and my parents insurance agent said different cars have higher or lower prices on insurance, he said maybe a mid-size sedan or a small suv or minivan. but... i dont know. Anyone with experience with this cause i'm in need of a car!!""

How can i get cheaper car insurance at 17?

How can i get cheaper car insurance at 17?

How much should I expect to pay for flood insurance in michigan?

I am purchasing a cottage for about $60k in Michigan. It is on an inland lake and is in an AE flood zone. How much should I expect to pay in flood insurance?

Can I buy a car without car insurance?

Hi, I am trying to purchase myself a Mazda, but after I checked the car insurance quote offered by RBC and other companies, things get ridiculous-the quote calculated my insurance to be more than 5000 per year-that's much more than my car! I am 19 years old and this is my first car. I just got my 5N license in Halifax. I didnt take the drivers course, so can I get my car without insurance? Or can you guys recommend a low-price insurance company? Thanks for helping!""

Will my dui affect my dad car insurance rate?

I got a dui and my licence is suspended and I currently don't have car insurance. Im not covered on my dads plan or any plan. When he gets new car insurance next month will this affect his insurance or no because im not on his anymore?

Do I have to have car insurance in wis?

I have a car that is old, ( a VW Fox to be exact) and i was wondering if i need to have car insurance for it? i use the car for nothing more than to drive to work and back, because of the amazing gas milage, but i was woundering if im going to get into trouble if im ever pulled over and dont have insurance. I live in WIS so keep that in mind. Any help would be welcome. thx ahead of time.""

How much will insurance cost for a 16 year old.?

Nissan 350z in florida. I heard that if you take drivers ed in school it lowers your insurance, is this true? To SLACKER286 (answers all of my car questions lol): how old are you and how much is your insurance each month for your 350z, thanks""

Insurance rate on 2010 camaro v6?

Hey ive jus finished drivers ed, and im turning 16 in the fall. Im planning on buying a v6 camaro in the spring and i want to know how much insurance would cost a month. (i live in canada)""

How to get my stolen car's value back from insurance?

Hi, my car was stolen from a repair shop that I had left overnight for maintenace work. I say they are negligent for not securing the keys. I filed a claim through their insurance and through my insurance thinking mine would go after them and give me a fair price for what I payed, not the current market value. I heard about the arbitration. Any suggestions on steps I can take to recover more money? plus why should I pay the deductible? Shouldn't I receive money from both insurances? I also incurred other expenses, I had to spend money on notaries, lost time from work, gas money making all these trips for the investigators etc. Thank you very much for any advice.""

How much does it cost to insure a first car in the UK?

I don't want a super fast car, just a banger to get me around, I was thinking Ford Ka or a 1960's mini, also if it's used does that effect insurance? And any hidden costs that I should know about? And does having an old car make it cheaper or more expensive to run? Also any hints tips or suggestions would be very welcome, thank you. :)""

My job doesn't offer me any insuance - what's the best affordable health insurance I can get?

My job doesn't offer me any insuance - what's the best affordable health insurance I can get?

How does car insurance work?

I got my driver's license last January when I turned 16. Our family only drives one car. My dad has insurance for our car under his name. Do I need insurance under MY name to drive the car too?

Should i get 20 year term or a 30 year term life insurance?

My husband and I currently have a 20 year term life insurance policy. We are switching companies because we were paying too much at State Farm. I'm 30 and he is 33 and we are both in very good health. We have a 9 month old baby boy and our policies are for $500,000 each. The rate I'm getting is $45 for both of us for the 20 year term and $70 for both of us for the 30 year term. Which one should I go with?""

""I want to get insurance for 10 acres of vacant land in Scottsdale, Arizona. Where can I get a quote?""

I want to get insurance for 10 acres of vacant land in Scottsdale, Arizona. Where can I get a quote?""

""My parents are above 65 ,suggest any insurance plan?

suggest any insurance plan

progressive car insurance auto quote

progressive car insurance auto quote

Short term car insurance?

i need UK car insurance for just one day, ive looked at various companies such as more than and the AA but they will only do it for people over 21 and i am 20. does anyone know any companies that can do this?""

If My Mom has insurance coverage can i still get insurance with her if i own my own car?

ok so my mom has car insurance on her car, but she was telling me she registers my car under her name that the insurance will cover me and the car. But if the car is under my name can i still get insurance with her??""

""Female, over 25, 9 years driving experience needs CHEAP CAR INSURANCE?""

Hi, my previous insurance was less than 350.00 for third party, fire and theft (in london). My new car is similar but I am getting quotes for 800+ for third party fire and theft. This is ridiculous. I am in my late twenties and have been driving almost 10 years. I would really appreciate names of small insurance brokers. 10 points.""

What car is the lowest cost for insurance for a 18 year old male driver (2 years Driving)?

Just curious what is the least expensive to cover for those of you in the insurance industry

Does anyone know where to get classic car insurance for under 25's?

I'm 21 years old I own an rs turbo that is 23 years old. I know you used to be able to get classic car insurance through Adrian flux but they've just changed there terms so you have to be over 25, but there must be a another insurance company that will take under 25's.""

""I got into a fender bender, will my insurance be contacted?""

Long story short, the light turned red, the car infront of me short-stopped, I did as well with about 6-8 inches to spare with the car in front, and i got rear-ended in the back causing my momentum to hit the car on the front. the car in front of me and behind me had no damage, while my front bumper has scuffs and the license plate is hanging off. the lady in front was in such a rush, she just left since she said her car was fine and left before i could get a name or her license plate, and the lady behind me claims she never even hit me and was planning to leave, until i forced her to stay by threatening that i'd call the police. She refused to exchange information with me. the police came, and wrote a report, but he was giving me a lot of attitude saying that her car suffered no damage, though my rear license plate was bent. he claimed, whether or not she hit you before or after you hit the front car, i find it hard to believe that her hitting you caused that much damage to your front bumper . I got a generic report on a piece of paper and he told me to pick up the report tomorrow. I'm pretty sure she's not going to file a claim, most likely because she can't speak english. i honestly don't want to deal with filing a report and i'm planning on just buying a new front bumper and installing it myself, but my question is, is my insurance company going to be contacted and will my rates rise? I've never been in an accident before so I don't know how this works. My insurance company is HighPoint and I live in New Jersey.""

Insurance for a 17 year old on a ninja 250?

hey im looking at getting a ninja 250r for a first bike. i choose a 250 because it is cheap, cheap to keep up, i could work on almost every job myself, it wont do a wheelie at 90 and kill me, gets 65 mpg highway, and is still as quick as a z28 0-60. what would the insurance be on a little 250 for an almost 18 year old with a perfect driving record, and almost all major discounts ( good student...etc)? i know you cant say for sure but would it be a doable amount since it is just a 250, or is it going way too much cuz im a teen?""

How do I become a 220/440 insurance agent in FL?

How do I become a 220/440 insurance agent in FL?

COSECO Insurance Company?

does anybody know about COSECO Insurance Company I need a quote in auto insurance. i live in North York, is there any best rate insurance company""

""Car insurance, UK QUESTION!!!!!!!!!!?""

UK QUESTION!!!!!!!!!!!!!!!!!!!! I am researching car insurance at the moment, what do you think i can expect to pay? Whats a good insurance company to go with? heres my details... 18 year old female, New driver, Pass plus certificate, Insurance group 5 car, the cheapest ive found is 1246.00 is this a normal amount to have to pay??? Thanks :)""

Are insurance companies allowed to take skin colour into consideration when working out a cost?

If it is found that black people make more claims can the use this

Im pregnant and dont have health insurance.?

Recently my boyfriend lost his job and we lost our health insurance. What can i do to get insurance for myself and our two other kids, him? I live in california""

Which auto insurance companies DON'T use a credit score when deciding rates?

I disagree with the use of credit scores and auto insurance, and would like to find an auto insurance company that doesn't use the method when selling me their service. Does anyone know of companies that don't check your credit, and instead uses your driving record, age, etc....like it used to be?""

How much would insurance be on 96 tahoe?

i'm 19, and i'm about to get my licences. i always be eye balling this tahoe. how much would insurance be on it??""

How much my insurance be on a Lamborghini? ?

Hi I have looked at a few quotes online but I haven't found a site that will insure me or give me an accurate quote. I'm 21 been driving two years and the car is a Lamborghini Gallardo Sypder. Thanks

How much would insurance be for a road/offroad dirtbike?

I'm looking into buying a honda CRF 230 that has headlights, breaklights etc.. everything it needs to be road legal. I'm wanting it because I ride alot of trails that you need to get on the road for so long to get on the next trail and I'd figure id license it so I dont have to worry about outrunning the cops but if the insurance would be high, I'd just forget it so whats the cheapest you can get insurance for that and by the way I'm 19 and have my motorcycle permit.""

I was wondering if anyone could tell me if you can get like your life insurance lisence online and where?

I was wondering if anyone could tell me if you can get like your life insurance lisence online and where?

HELP! Do I need car insurance if I don't own a car and don't drive much in the state of Florida?

I am 16 years old and State Farm is calling me and it is getting annoying. I don't own a car and I don't drive much. When I do drive I borrow the car that is under my sister's name. My parent's don't drive. My dad's license is expired and he doesn't drive anymore, and my mom doesn't know how to drive at all. I keep hearing conflicting things, some say that it is a law in the state of Florida (where I live) that anyone with a license needs to have insurance, while others say that it is not necessary to have insurance if you don't own a vehicle and don't drive much. My question is: Do I need car insurance in the state of Florida if I do not own a car and don't drive much? Thanks!""

""Need Jaw Surgery, No insurance. Low Income, [Best] advice please.?""

I need Jaw Surgery, and have no insurance. I'm from low income. From online readings, I heard you can get it done at UCSF for free, but there is a waiting line?? not sure about that. If have to pay, I heard 5k-7k with insurance. I don't have insurance, and if I were to get it, I don't want to pay kaiser $150/month. What is your [best] advice?? Thanks a lot!""

I got a no insurance ticket so I bought insurance less then an hour after.?

The date on the ticket is the same date my insurance started. Anybody know what the outcome might be?

Do you need insurance for a 50cc (49cc) scooter in California?

Do you need insurance for a 50cc (49cc) scooter in California?

Is insurance high for a base acura rsx or just the s-type model?

I'm a 21 year old male with one speeding ticket. I like the design on the rsx, but I've heard insurance is ridiculous on them. Is this true for the both models, or is the insurance rate for the base model significantly less than the type-s model? Thanks for any help!""

Insurance for a Kit Car?

I am sixteen. I have just got my licence (around a week ago). I have a kit car. It is a lamborghini kit car. What type of insurance would i have to get. Do i have to pay a lamborghini kit car insurance, or do i have to pay a kit car insurance. My kit car was made to be as close to the real lamborghini as possible (just in case that makes a difference). BTW, I am in USA... I noticed that some people were in UK, and that doesn't help me much :(. My main questions - What type of insurance would i have to get? What would be the best company for that insurance? What would the pricing be like? Thanks Anyways""

Car insurance questions please help?

my husband's car has been in the shop for a week i have been driving him back and forth to work when i can and he has been asking friends for rides when i am working yesterday i was in a car accident, someone u-turned into me, i can no longer take him to work obviously because my car is now getting repaired, his friends are tired of making the drive (it is about 20 miles one way) they keep offering him their cars saying because he is an insured driver and their cars are insured that it is fine for him to drive it I don't buy this because when we were shopping for car insurance the people made it clear to me the only person aloud to drive his vehicle was him even though I was insured with a different company under my mother's name what is the truth concerning insured drivers on separate policies driving other insured vehicles that their name is not on the policy""

I need RV insurance! Who is the best RV insurance company out there?

I need RV insurance and currently live in California. Who provides the best priced RV insurance with good customer service?

progressive car insurance auto quote

progressive car insurance auto quote

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