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arreumddawo · 3 years

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27/3/21

HIIIIIIIIII, i’ve only blinked and its already MARCH. this time last year, what was i doing? i think i’ve already went for this current job interview and then a while later, the lockdown was announced~ but wow, time really flies huh. *cues the angmoh man blinking gif*

for the most part, i really want to write down the feelings i’ve been feeling (melancholy and loneliness) for the past few days and how i’ve sorted them out internally AND how i just want the future nabilah to just READ this and REMIND HERSELF that everything will be okay. it will be okay you dramatic, overreacting bitch! it will be okay. haha okay lets starteu~

#/melancholy

i’ve been feeling downcast the past few days. i dont even know where to begin. melancholy as well as feelings of sadness and depression have always been a part of me since 2017 im not gonna lie but lately, these episodes got a little bad despite me trying to keep myself occupied hahah. for the most part, i am just really really afraid of getting older. i really am. its not so much of the “getting older part” which gets to me i guess but its more of how lately, i just want to turn the hands of time and go back to my past when i was 16 in secondary school (heck even primary school) and just live a life where i didnt have to worry about anything except for studying you know? where times were simpler and i was (definitely) happier. i miss wearing a school uniform, i miss only having to worry about my studies, i miss being at home at noon and watching disney channel until i accidentally nap and not understanding trig/physics/chem. oh- what id give to be in my youth again. id do anything. i would study harder and change my whole course of life and hope that i could be someone im proud of. im desperately clinging on to good memories. i terribly miss being young. i really do.

and recently, i feel like im expiring, i feel old (really old) which is funny cos ive only turned 23 BUT the fact will always be that im turning 24 this year (2021) AND its when the bone-crushing realisation of getting old really sinks in (for me). i find myself looking back at my accomplishments (which trust me is little to none) and i just feel like people are accomplishing great things (even at such a young age). there’s nothing in my life where i can truly be proud of. what have you done with your life, nabilah? questions i ask myself everyday. but then again, people would say the past experiences have shaped who i am today and without them, i would’ve been a completely different person WHICH brings me back to the next point. the current me right now who is writing this post is not someone im all that proud of either. i feel like- i feel like im struggling (keyword: struggling) to achieve great things before i turn 30 (and trust me when i say i dont even want to live that long of a life). i’m tired of adulting, of getting old, of having to worry about financial issues, of having to worry about whether i’m at that milestone where everyone expects me to be, of wondering whether im really suited for this field im currently working in. im aware that it may be very shallow of me to think this way considering that there are some people in their 30s who will probably read this, laugh at me and say “you’re still young + you still have a long way + you still have time to figure out your life” but the FACT is THAT im NOT young! i still have a long time to figure out my life? yeah that is if i plan to live way over my 30s (which i DONT). side note, my biggest fear is actually living a long life. so.. like.. what now?

#/loneliness

this is a very touchy topic for me considering that i am planning to devote myself to the single life and dying a virgin because i really dont think (keyword: really, really) there’s a man good enough for me out there. even if there is, he lives only in my imagination. and yes, as embarrassed as i am to admit it, YES i do feel lonely at times. honestly, i really thought that loneliness is something im able to handle really well considering that ive been single.. what? my whole life? LOL HAHAHAH (its true. sucks to be ugly.) but yeahhhh as of late, during times when things get hard at work and i start tearing up in public transport on the way home, when home doesnt feel like home anymore, when the world conspires against me... i look up and wonder @God, “don’t i deserve someone who i can talk to, who loves me for who i am, who doesnt mind the mess i am?” ok that was abit cringey but yeah i used to be ashamed of secretly wanting someone special despite swearing to the single life BUT thats just how it is! and honestly i feel that humans are not psychologically meant to be lonely, that is why we’ll always crave for a partner (even if we dont need one). but all that aside, its not like im going to even try and find one (like i said, there is no one good enough for me out there) and i absolutely detest the idea of getting married and having kids so i will have to suck this lonely feeling up and just live. for the most part, i just wanted to point out how lonely this adult life can be.

side note: its really great that i have a really good support system (my siblings and friends), so yeah.. i’m really grateful for that<3.

things i want the future nabilah to read (now that i have come to terms with these feelings):

phew that was a rollercoaster now wasnt it. now that you’ve typed all that and acknowledged what you feel, i have a few things to say to you.

i just want you to know that you are (as much as you dont want to hear this or dont believe in this), you are doing well (at least the future you reading this wont look back and be embarrassed of who you were). you may not have done well for o’s, may have slacked a bit during poly and uni and regret everything academic wise (and yes personality wise) but always remember that, these things do not define the authentic real you. not getting into a local university and not achieving greater things in life during your youth, these are trifle things that you shouldnt be ashamed of or even beat yourself up about. after all, they dont matter in the afterlife?? so like, stop it. its not like you can go back to the past and change it, you only have control of the present and thats WHAT you have to work on. as tough as it may be, as much as you refuse to get old, the harsh reality is that you have to and you will. you have a degree and you’re getting experience working in the field you have always been curious about and you’re on your way to get a another diploma under your belt. you’re really doing the most if i must say??. and you’re so lucky to be able to love what you studied and do what you like. off track and a side note, i wanted to tell you that i woke up today feeling a tremendous shift in me (and i really honestly think its because of the conversations i had with zim, bff and syiqs the past consecutive days). but i honestly woke up feeling excited at what i have to offer the world. you may not be the prettiest and the smartest but the amount of love you have (and willing to give) in your heart, the feelings of empathy you’re capable of and the change you want to make in lives.. these are things that define you and you can do just that. there are times where you will definitely feel afraid and wonder if you’re doing the right thing but as long as you keep reminding yourself of your morals and values, i think you’re pretty much on the right track.

and i know, i know you hate yourself more than anything else in this world. the face you see in the mirror and the horrible things you feel inside you, your dumb thoughts and all that but i really pray that in the years to come, you’ll grow to be kinder to yourself (and definitely the people around you). be kinder to yourself and have courage to face your flaws and work towards being a better person everyday. be kind to everyone (especially your parents) and just have a little faith that you can go through many hurdles in your life. you cannot do everything but you can do some great things and that is enough. i dont have to remind you that everything here and now in this world is just temporary right? remember the podcast you heard yesterday? true happiness will be in the afterlife, inshaAllah. death will come for you, you just have to be patient and never forget to work towards the afterlife. also dont feel too lonely. ultimately, you know you dont have the mental capacity for things like marriage and having kids and all but dear nabilah, if you get lucky and love comes to you one day through Allah, i hope that you dont close your doors firmly shut to it and embrace it if you may (only run when the guy proposes cos u aint got no time for that). last but not least, please never let go of good memories. cling on to them and let them be attestations of your kindness and love. always be kind and always try to be better for the people around you. i hope you’re smiling as you read this, i hope you’re proud of who you have become and i hope that you continue to always remind yourself of amazing person you are, despite all that you went through.

- 23 year old nabilah (technically 24 this year but hey SUCK IT TIME IS A SOCIAL CONSTRUCT)

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themoneybuff-blog · 6 years

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The thin green line: Why you should be skeptical of financial blogs

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Ive been blogging since before blog was even a word. (I wrote my first blog post twenty-one years ago last Thursday!) Ive had a financial blog for a dozen years now. In that time, things have changed in a variety of ways. For instance: Blogging has become more business-like and less personal. A decade ago, most blogs even money blogs were rooted in the authors individual experience. Nowadays, most big financial blogs have a minimal editorial voice. Theyre much like money magazines used to be.Audience interaction is limited. In the mid-2000s, it wasnt unusual for blog articles to get dozens (or hundreds) of comments. This site has old articles with over 1000 comments. Nowadays, many blogs have removed reader commentsbecause they receive so few reader comments. And when blogs do allow comments (as here at GRS), theyre scarcer than they used to be.Today, most bloggers want to make money. In fact, thats their primary goal. When I started blogging in 1997, there was no way to make money from it. When I launched this site in 2006, my primary goal was to get out of debt. My secondary goal was to help others get out of debt. Yes, I wanted to make money but that was only my third aim. It was almost an after-thought. (This was, in part, because it was more difficult to make money blogging in 2006.) Most of the changes in the world of blogging are neutral. Theyre neither good nor bad. They just are. But I think the move to a more money-centric approach often does a disservice to readers to people like you. How I Became a Blogging Cynic Twelve years ago, if I read something on a financial blog, I generally accepted it at face value. If somebody recommended a book, I trusted their sincerity. If they wrote about the best bank accounts, I believed they were telling me about the best bank accounts. If they raved about a company or service they liked, I had no reason to doubt them. Today, Im much more skeptical. Why? Because most of my friends are bloggers, and I know what they think and say in private. Now, these folks are not bad people I love them! but, like most of us, theyll sometimes put profit ahead of, well, truth. Honesty. Objectivity. Today, for instance, I saw an article from a colleague I respect. He was raving about a financial service. The problem? Im damn sure hes never used the service himself and the only reason hes recommending it is he gets a commission on it. With his huge audience, he can make big bucks by promoting this company.Or there was the time I overheard another colleague talking with her partner about an advertiser who had just cancelled their affiliate program. (An affiliate program is, essentially, a commission program. You provide a sale or a lead to a company, and you get a kickback.) If theyre not going to offer an affiliate program, my colleague told her partner, were not going to promote them. We need to go back and change articles to feature a company that does offer an affiliate program. I wanted to call out my colleague on that last one but I didnt. I bit my tongue. I think her actions were shady, but I realize that not everyone shares the same values. What isnt right for me and my business might be perfectly fine for her. Whats perfectly fine for me and my business might seem shady to somebody else. Im not willing to criticize other financial bloggers for what they do. Im not in their shoes. Their business is not my business. Theyre free to make choices that adhere to their personal ethics. (My hope is that theyre at least considering ethics when they make these choices.) But I have to say: The stuff I hear and see behind the scenes has made me cynical. Ive become skeptical of the stuff I read on other money blogs. (Not on all money blogs Ill recommend some I trust later but on many of them.) The Thin Green Line Heres a prime example of how whats right for one person (and business) may not be right for another: credit cards. In the world of personal finance, credit card companies pay big bucks for sign-ups. Why do you get pitches for credit cards in the middle of cross-country airline flights? I guarantee you the flight attendants (or at least the airline) get a kickback. Why do services like Mint promote the hell out of credit cards? Because they make their money when users get new cards! And why do financial bloggers write credit-card reviews? Because theyre earning $100 or $200 or $500 per sign-up. Does that mean promoting credit cards is evil? No, of course not. But while some people feel okay promoting credit cards, others dont. I have never made a penny on credit cards. Not a cent. The opportunity has always been there, but Ive never taken it. Having wallowed through twenty years of credit-card debt myself, I dont want to play a part in trapping other people in the pit. (True story: Ten years ago, I turned down $20,000 for a single blog post about a credit card. Thats right: I could have earned several months worth of income for a days worth of work, but I said no.) Now, having said that, Ive made peace with the world of credit cards. Ive come to understand that credit cards are not evil. Theyre a tool. And like any tool, they can be used constructively or destructively. I now believe I can promote credit cards and earn commissions in a responsible manner, doing my best to steer readers clear of debt. As a result, Ill soon be writing more about the subject, and Ill include affiliate links when I do. (This might happen as soon as next week!) So, you see, whats right for one business may not be right for another. Theres a thin green line that each of us is unwilling to cross but that thin green line is in a different place for each person and each business. And that line can shift with time. Actually, this is true for all sorts of businesses, right? One restaurant may not offer alcohol because the owner has religious objections to the stuff. Another restaurant might be vegan-only. Another might source only products from within a hundred-mile radius. And so on. This thin green line isnt unique to bloggers or to financial bloggers.

Your Mission: Be a Skeptic! The trouble with the rise of blogging as a business is that the business has become the focus for most financial blogs. Financial bloggers arent making decisions based on whats best for their audience. Theyre making decisions based on whats likely to bring them the most income. And truthfully? Theyre generally looking at short-term profit rather than long-term profit. Ive seen so many people make choices that earn them a big payout today at the expense of audience trust; as a result, their audience shrinks and theyre less able to earn profit tomorrow. This problem is even worse with corporate-owned financial blogs. As more and more businesses acquire small, personal blogs, these businesses make decisions based solely on short-term profit. They miss the fact that whats profitable in the short-term may actually kill the golden goose in the long-term. So far, it probably sounds like Im writing this article to call out my colleagues. Thats not the case. They can do whatever the hell they want with their businesses. I wish them all the best. (No, really. I do.) My purpose in writing this article is to encourage you, the blog reader, to approach financial blogs with skepticism. Do the same with any website nowadays, especially if its about personal finance. My goal is to get you to think critically about the financial advice you read on the internet. When a popular money blog recommends a specific mortgage company, ask yourself: Why did they write this glowing review? Did the author use the company themselves? Did anyone in their family use the company? No? Then what other motive could they have? And could their review be colored by the fact theyre getting paid? That list of best bank accounts on Financial Blog X? Its probably actually a list of best bank accounts that pay me a commission. And its not just blogs. Find a list of best bank accounts on a nationally-known money site and odds are its exactly the same thing. (Another common trick with lists of best bank accounts? Link to the ones that pay commissions, but dont link to the other ones even if the other ones are better.) Based on what I know of the space, its especially important to be skeptical of reviews for credit cards, bank accounts, and so-called robo-advisors. Financial bloggers with big audiences (or strong search-engine presence) can make a ton of dough pitching these products, even if they wouldnt ever choose them personally. Here are two specific examples: A lot of folks promote Bluehost, a company that provides hosting for websites and blogs. Why do they pitch Bluehost? Do bloggers actually use Bluehost? No. I dont know a single one who does. Yet, people promote the company because they earn $100 per sign-upmaybe more. When asked why they push Bluehost if they dont use the company themselves, theyll say, Well, my blog is too big. Bluehost is good for beginners. Fair enough. But in private, Ive never heard a single blogger say theyd use Bluehost even if they were starting out. Regardless, theyre perfectly fine running How to Blog articles that promote the company. (I have nothing against Bluehost, by the way.)In the personal finance space, you see ads for Personal Capital everywhere. I have them here on Get Rich Slowly. (And soon Ill move over my Personal Capital review from Money Boss.) In this case, many folks do use (and like) Personal Capital. I like the service primarily because I think they have one of the best retirement planning tools on the market. But many of the people promoting Personal Capital do not use the app for various reasons. In fact, some have strong objections to the company yet still push it on their financial blogs because they earn thousands of dollars per month doing so. Every so often, you get to see a public example of a blogger having second thoughts, changing their mind about what theyre willing to do for money. Last week, Early Retirement Dude wrote an article entitled I Wont Be Advertising for Personal Capital Anymore, and I Apologize for Doing So. (I love that piece for its honesty!) Again, Im not writing this article to call anybody out. And Im not trying to hold myself up as holier than thou. No, my aim is to make sure that you, as a consumer of financial information, view recommendations with a critical eye. Actually, skepticism is a handy skill in all walks of life. When you hear something, verify it before you believe it. And dont just verify it from a similar source. Seek out opposing viewpoints.

This is especially important in the realm of politics. If you hear something from a liberal commentator, seek out a conservative rebuttal and vice versa. Dont live in an echo chamber. One of my favorite ways to check the accuracy of a review? When somebody recommends a product or service to me, I use Google to search for [product/service] sucks. Or, if Im on Amazon, I read the one-star reviews. You can learn a lot from the complaints about a company or product. Readers First Other personal financial blogs with traffic similar to Get Rich Slowly (about 10,000 visits per day) earn anywhere from $500 to $2000 per day. (Yes, really.) Get Rich Slowly earns only $50 per day. Crazy, right? Part of this is because Im lazy. Part of this is due to fear (no joke). But another part is because Ive been wrestling with how to make money without compromising my personal values, without crossing that thin green line. How do I advertise credit cards when I know credit cards cause problems for so many people? How do I promote banks in a way that Im providing honest, objective info yet still earning commissions? So far, Ive been treading water using Google Adsense and Amazon links. Im earning more than minimum wage with this blog but not much more. Get Rich Slowly is a business. Its a money-making venture. It doesnt make much money right now about $2000 per month but Im hopeful that it can eventually earn as much as it did in the olden days: over $20,000 per month. That said, Im not willing to compromise the editorial side of things to make a quick buck. Heres my number-one guiding principle at Get Rich Slowly: Readers first. In everything I do, from design to advertising to content creation, I try to put myself in your shoes. Does this article help my readers? Does this ad interfere with the reader experience? How does the layout of the site help or hinder the folks who come here? You know why I dont have pop-ups or splash screens at Get Rich Slowly? Because I think theyre actively reader-hostile. My colleagues tell me they vastly increase the number of subscribers and affiliate conversions, but I dont care. I personally hate pop-ups, so why would I subject my readers to them? That sounds like hypocrisy to me. Its important to note that readers first doesnt mean readers only. A readers only policy would mean no ads. Im not willing to run Get Rich Slowly for free. This is work, dammit, and I want to get paid for my work. (This notion is lost on a lot of folks at places like Reddit, where they think any blogger who tries to make money is somehow shady.) Readers first means that before I decide whether to run an ad, before I decide whether to write a review of Personal Capital, I do my best to minimize the negative impact on my audience. The best-case scenario is promoting something like a bank account. Helping readers sign up for good bank accounts is a win-win-win: a win for the reader, a win for the bank, and a win for me (because I get a commission). Amazon affiliate links are another no-brainer. A middling scenario is something like banner ads at the beginning and end of my articles. Or my Personal Capital review. Or the upcoming credit-card articles. Less-than-ideal scenarios include those two stupid ads I have embedded in the middle of articles right now, which seem to be causing headaches for certain readers. (Those are on the chopping block for when the redesign goes live. Eventually.) Or the promotion I did for Credit Sesame back in January. (My solution there? I did the promotion because I was contractually obligated to do so but I declined to take money for it.) Last year at Fincon the financial bloggers conference I participated in a panel discussion called What Will You Do for Money? We talked about scenarios like this as we explored financial journalism and ethics. If youre interested in this subject, you can watch this video recording of the entire panel (which the Fincon organizers have graciously made available specifically for this article). [embedded content] Four Financial Blogs Worth Reading Its perfectly possible to run a blog even a financial blog in a way that serves the readers and provides an income for the author. Thats how I made money before with Get Rich Slowly, and thats how I intend to make money in the future. There are lots of other financial bloggers whose view of the thin green line is similar to mine. Some are big. Youve probably read Mr. Money Mustache, for instance. Pete and I have remarkably similar views on monetization and serving the audience. Its easy, though, for MMM to play it safe. His audience is so large that even minimal monetization produces huge income. Im more impressed with new, small financial blogs who have made a commitment to serve their readers. When youre just starting out, you want to make money now now now. Its tough to wait. Most new bloggers bury their sites in ads. (I saw one a couple of months ago that was almost entirely ads the editorial content didnt start until below the fold. Ugh.) Most new bloggers want to run advertorials and/or promote products and services with big payouts. Here are four newer financial blogs that I think do a great job of making money while remembering to serve their readers: Please note that these are by no means the only financial blogs worth reading. There are tons of folks producing quality content and putting readers first. These are just four blogs that I personally have found to be filled with useful, entertaining articles without the marketing that mars the experience for me on other sites. Simply put, these newer bloggers have earned my trust. Honestly, if I were starting out, Id be tempted to focus on the money too. Im fortunate that Ive earned a wad of cash already, so I can sit back and take a more measured approach. Im not in a hurry to make lightning strike twice. Instead, Im going to stick to my Readers First pledge. Yes, I want to make money from Get Rich Slowly, but my primary aim is to help the folks who find this site to make and keep more money for themselves. If there are ways that I can do this while also earning a little scrilla, Im going to do it. Meanwhile, Ill continue to be skeptical of the information I find on other financial blogs. I encourage you to do the same. In fact, you should be skeptical of what you read here too. I know Im staying on my side of the thin green line, but you dont know that. I want you to be skeptical of me and my motives until Ive earned your trust. Several GRS readers have written to let me know they love the Spare Change section that resides after the first post on this sites home page. I use the Spare Change to share worthwhile articles from financial sites around the web. Its my attempt to sift the wheat from the chaff so that you dont have to. You can find an archive of all past Spare Change links via my Pinboard account. Shares 100 https://www.getrichslowly.org/financial-blogs/

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gocasualrunawaycollection-blog · 6 years

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"most affordable individual health insurance plans

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""If i want lighter trnasportation like a motorcycle or scooter, how much do they cost?""

how much for insurance, my car is nothing but trouble, and really i would love to just have a scooter, how much for one?""

Should we have socialist car insurance?

Is it unfair that people pay different amounts for their car insurance? Doesthis constitute discrimination against people who have to pay more? Should we socialise it so that we all pay the same rate? Why or why not? :-)

Wheres the best place to get cheaper car insurance with unspent convictions?

i kind of pissed off a local copper by patronising him infront of his fellow officers causing them to laugh at him making him to feel a considerable amount of resent towards me which then later took its toll two weeks later and he pulled me over and ticketed me for 4 bald tyres which my vehicle was booked for at my garage to have them fitted the following weekend (sods law i know lol) anyhow took it on the chin and resulted gettin a 3 month ban for TT99 (means havin too many points) :'( now i have my licence back its a nightmare tryna get f***ing insurance anywhere, anyone know of any brokers specialising in that sort of thing? anyone know from first hand expirience? (if only id had Hindsight, the day i took the mick out of that copper) :@ Regards, Rub""

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Cheapest car for a 17 year old girl?

What's the cheapest car to buy and on insurance for a new driver of 17? I've been told an old car with small engine but that's coming out 4,000 on insurance surely that isn't right?""

Which is the best medical insurance in washington state?

Estimation on car insurance?

Im 18, i have my g2s, getting my G's whenever i make an appointment.. im planning on getting a car this summer, i really like toyota celicas, they only come 2 doors. anwyays, just wondering how much i would be looking at for insurance on a car, im also female and live in ontario if that makes any diffrence..""

What do I do if a car insurance company overpays on a claim?

My parked car was hit last week. The gentleman who hit it gave me his information, and his insurance company assessed the damage and wrote me a check to pay for its repair. When I took the car to the Toyota shop it will be repaired at, the worker analyzed the car and the report filed by the insurance agent. He said that one of the repairs was not completely necessary. If I choose not to get everything on the insurance report fixed, what do I do with the extra money? Can I keep it, or do I have to return it to the insurance company? Can I get into trouble if I do not return it in a timely fashion?""

Light collision on the highway...covered by insurance?

my girlfriend was driving my car, and i was sleeping so i didn't see what happened... she was driving on the most left lane, and there was a car on the right hand side of our car.. again, i didn't see what happened, but she told me that car didn't stay on his lane, and slightly crossed to our lane, then the front of our car hit the back of that car... no one is injured, my gf and that driver both stopped on the shoulder and see if there are any damages... but it was at night, and too dark to see anything... that man said he is just going to go home and drive away... after we went back home, we found out there are some scratches and some dent on the front of my car... i took it to the auto body shop, and it the people there said it's gonna cost about $900 to fix it... should i contact my insurance company..? or is it not covered..? (sorry, i know i am all new to this...)""

I need to rent a car but I have no car insurance?

I am 25 and have a secured credit card and am looking to rent a car for my road trip in December but have no car insurance at this time since my car needs a lot of repairs and so basically it's just sitting in my parents driveway until I can get it fixed and is not registered therefore I don't have insurance on it. Long story short this is my first time renting a car ever and it's just going to be me driving but since I don't have car insurance then how does this work? Help is appreciated.

""Are most companies going to switch to Obamacare, for their insurance coverage plans.?""

Are most companies going to switch to Obamacare, for their insurance coverage plans.?""

""When you have a deductible with car insurance, who do you pay the deductible to after getting into an accident

I was in a car accident with a hit and run driver and I have collision with a 500 deductible. So when and to who do I pay my deductible to? And who does my insurance pay their portion to; me or the repair shop for the repairs on my car??

Can I drop my non-owners insurance policy after I get my revoked license back?

I got a DWAI a while ago, and I will be eligible to reapply for a license soon. In order to do this, I have to apply for non-owner's car insurance and fill out an SR-22 form. After I have gotten my license back, can I legally drop the non-owner's insurance? I have never owned a car or had insurance before, so I have no idea how car insurance policies work.""

""If I got a speeding ticket in my parents car, their insurance rates with state farm will increase?""

I got a speeding ticket, driving my dad's car, their insurance rates will be affected in any way?""

How much does it cost to get a $1 Million Insurance policy for a film?

Approximately how much would it cost to obtain a $1 Million Dollar Insurance Policy for a feature film shoot? No fancy stunts or explosions, a few car scenes with car mounts, shooting on the RED camera with a 5-ton grip truck. Any ideas? All the websites that give quotes make you fill out a lot of information to obtain a quote from a representative. I just need an estimate.""

What can I get FIRST: a driver's license or car insurance?

I'm 19 & have had a class O learner's permit since February & my brother has been giving me driving lessons with his car since then. A couple days ago he got me this $300 car for when I get my license (so I won't keep asking to borrow his, lol) so..... I called the DMV, but this lady said I needed proof of insurance for a driver's license, plates, registration, etc.... So I called this insurance company, but the guy there said he needed a valid driver's license # to even give me a quote.... I'm probably gonna get my license in the next couple of weeks, but.... 1) Why isn't a learner's permit # considered valid when trying to get car insurance? 2) Which can I get FIRST: a driver's license or car insurance? And how?""

Car Insurance for Mum + 17 Year old?

My mum and I are looking to buy a car soon, since I have just passed recently. My mums been driving for about 6 years.. I just passed last week, and I'm 17 years old. I was trying to get quotes for me as a Named driver on a VW Golf 1.6l, but i seem to get no quotes at all.. My mum WILL be the main driver and I will be driving it only once in a while. Have any of you guys experienced the same thing? How do you think I can get a quote for my mum and myself for a reasonable price? Any good insurances websites that i could check out/call? Thanks in advance""

Should I report my small fender bender to my insurance?

so I hit a motorcycle and broke one tail light off of it. The guy took my insurance info but said if I pay out of pocket he won't report it. the thing is... there was really no fender damage to the paint but he said he needs to paint it. I went to an autobody shop and to fix the light it will be about maybe $200. but if he is gonna want to paint his fender, should I report it to my insurance. I have pictures but not close ups of the paint. how much will my premium go up. I have no deductible and I have mercury insurance in California. Is it worth going through insurance... how can he prove that the paint job is caused by me? Thanks! Any advice on what to do would be great! I don't want my insurance to go up and don't mind paying out of pocket, but am scared he will eff me over with the paint job and go to my insurance.""

Whats the best car insurance website to compare?

looking for cheap car insurance, plz :)""

How will a speeding ticket going 9 over affect me personally and insurance wise?

Hi, i just got my first speeding ticket going 9 over 40, the cop said usually it would not effect my insurance but if not how will it affect me? If i pay the ticket and not call my insurance will that be that and it will be over? Please help""

My job doesn't offer me any insuance - what's the best affordable health insurance I can get?

Auto Insurance in Ontario?

Hi, I just bought a used Toyota Tercel 1999. I am living in Toronto, Ontario, Canada I am wondering in anyone knows which auto insurance comapny is the best in terms of giving a good rate and give you least hassle about claims. all help is greatly appreciated.""

Can I qualify for medical insurance now?

I was non insurable as of last year due to pancreas problems. I went in the hospital 2 months ago and it turns out my problems were caused from my gallbladder. Had my gallbladder removed so now is it possible for me to be insured?

What is the estimated price of being added onto a parents car insurance?

i am 16 sorting out the finances of my future car and have noticed the unreal car insurance price for a little car such as a nissan almera and am thinking of going onto my parents car insurance.

Is it true because of government changes my car insurance bill should be lower?

some lady @ work told me 0bama passed some kind of bill so i should change my insurance so it can be lower...its currently @ $400 a month i cant afford this anymore PLEASE HELP

Individual health insurance plan for college student?

I have social anxiety disorder and am going to visita doctor to get meds. I am new to the whole healthcare thing so I have s few questions. If I were to sign up for a health insurance plan now, wouldthey cover my docyor visits? What about meds? Can you reccommend some good individual health insurance coverages. I am mainly worried about doctor visits costs I assume they will be monthly my meds I can probably pay for myself Also do they have monthly payment plans for doctor visits for those without insurance""

How can I keep my car insurance policy if I sell my car?

Is there a way that I can keep my car insurance policy active for a low monthly payment if I sell my car and plan to buy another one next year? I don't want to cancel my policy due to all the goodies I get, so cancelling will make me a new customer when I try to get insurance again. Has anyone experienced this situation before? Thanks.""

How much does it cost to go to ER without insurance?

Every once in a while (like every other month), I get dizzy and vomit. If I go to the hospital to diagnose the problem do i go to the ER. And also about how much will it cost me I don't have insurance.""

How much would it cost for insurance for a c6 corvette Z06?

it can be an estimate or an average?

most affordable individual health insurance plans

Car insurance prices for 19 year old workers?

i am after getting a car because i have just passed but i am getting a sports car or a convertable and the insurance for them are so expensive! its unbelievable i got a quote for a x reg audi tt and it was 6000. how much would it be for a 8000 mini one?

Is it really worth it to get Full coverage insurance on a vehicle more than 10- 15 years old?

Do I still qualify for my parent's insurance?

My employer just told me that I qualify for their insurance plan but they won't help me pay for it. I get paid biweekly just under $400 and they want to take $137 out of that check to pay for my health insurance. My mother says that I would still qualify for her health insurance since I technically didn't get an offer of health insurance (she's says an offer is where an employer offers to pay part of the cost of the health insurance). Should I start looking for my own, more affordable health care plan or will I qualify to get back on my parent's plan?""

I need info about maternity Insurance?

I currently have insurance through assurant health and I am looking to add maternity insurance. I was contacted by an agent asking me what deductable I wanted a 10 thousand or 5 thousand deductable. The thing is I heard that I may be eligible for medicaide. My husband only makes about 30,000 a year and I am a full time sudent. I am unsure what to do as I am completley in the dark about the situation. Please someone give me some insight thank you""

Modified car insurance?

2000 mustang gt. Added cold air intake, exhaust kit, engine headers, aftermarket gps and backup cam, and aftermarket rims. Would an insurance company cover these?""

Car Insurance: Can they check. .?

It would be nice if someone knows this answer for sure, say a cop. I have a license, my registration is good until 2013, my insurance card says its good until 2013. Now say I do this. Say I tell my insurance company, I no longer want to have insurance with them anymore, even though I still have a card stating im insured until 2013 Will I be able to get away with a casual traffic stop (if I ever had one), since I have a card stating im insured until 2013, though in reality, I dont? Im figuring I would, since perhaps the cops computers do not have a way of checking if their insurance is valid or not just from a simple computer check. I have paid my insurance for about 3 years, no accidents, and if I had the money, id pay it. For all intents and purposes, the car insurance card only lasts for 6 months anyway, instead of a full year""

Where do I get SR-22 insurance?

I got a DUI and obviously need SR-22... I have an 05 Grand Prix which is currently under my parent's insurance policy (which saves me a about $150/month) Here's my problem- I need SR-22 to get my license back, and to get SR-22 added to the policy I need my license.. Catch 22 (ha) SO I've been dealing with this for a while now. Heres the question- How, and where can I get SR-22 without having to put my car on a new policy? Having my own policy as a single female under the age of 25 (with 2 wrecks and 1 DUI on my record) is OUTRAGEOUS... Any ideas??? I'm tired of being illeagal. Thank you SO much. -Oh Yeah- Non-Owners insurance won't work because the car is in my name.""

AXA Equitable Life Insurance?

anyone have Equitable as their insurance company? Comments? Also, can anyone tell me about the Flexible Premium Universal Life Insurance Plan? THANKS!""

""Buying private health insurance, broker or direct?""

I need to purchase a private individual health insurance plan. I am a little confused if I should use a broker or just go direct. There seems to be so many plans out there. I live in Las Vegas, NV. I have received quote both ways and there price seems to be around the same thing so I don't know if there are added benefits from using a broker as to going direct, anyone have any experiences?""

Can I switch Car Insurance 2 weeks later if I am financing a car?

I bought a car and I am financing it through the dealership. I got it insured but now I found a cheaper premium through a different Insurance Company, so I would like to switch. This is about 2 weeks after I put it on the original Insurance Company. And is there a fee for canceling the Insurance so I could switch to the other company?""

Which Insurance company is better to take Mediclaim cover?

Which Insurance company is good to take health policy in India? India there are 24 non life insurance companies are there. Which one is better response at the time of claim. Give some suggestion to take medi claim insurance cover...

Insurance cost for brother with 3 points on his license age 20?

he got 3 points age 14, TWOC, now wants a car, how much do you think insurance will cost?""

How much would a doctors check up be without insurance?

Please excuse my grammar, but I'm a bit panicky. I need to know the cost of a doctors check up in California for a 21 year old man without insurance. My boyfriend has been having some chest pains, and we think he sprained his wrist. I'm so worried about him. He can't afford insurance at the moment, due to the fact that he can barely pay for his college classes and food. I need an estimate from anyone who has been in a similar situation. Thank you so much in advance!!""

Can some one help me with a car insurance quote?

I am writing a paper, for my english class. I am writing about some of the high priced items in the world today. one area is cars. would any one have a ruff idea of how much it would cost to insure a 2007 Rolls-Royce Phantom for a person that is 27 years old""

Neighbors tree fell on my house and 3 of my cars whos insurance has 2 pay?

during a bad storm my neigbors tree fell over and landed on 3 of my cars and my house i was wonderin whos insurance has 2 pay? mine or the neighbors?

Health and life insurance?

im needing to look into health and lfie insurance for myself, and was wondering where to start? What is everyone using? i need something reasonable and something where i dont get the run around with!! Any help appreciated!""

Is it possible to get different car insurance under the same household?

Hi, So I have a question regarding different car insurance. MY family has allstate for the car insurance. However, I do not want to go under allstate for family reasons. I am trying to get geico for my car. However, my father states that if you were to get geico you would still have to add everyone's name under the insurance policy. I am trying to get my own individual policy without adding anyone under the car insurance policy. I wanted to know if it is possible to get different car insurance under the same household? Thanks :) P.S: I am 23 years old. About to turn 24 years old. I wanted to get my own individual policy without adding anyone on the car. The car was a gift from my parents to me.""

Citroen Saxo Insurance?

Hello, im a 17 year old currently learning to drive, once i have a Full UK driving license,think i would be able to get insured on a citreon saxo? As far as i know there are a few types of saxo's, the 1.1, the 1.4 furio, and the vtr 1.6 i think! Many people have told be they are classed as a boy racer car so the insurance will be high but surely if i buy a standard 1.1 or 1.4 saxo i will be able to get insured. What do you guys think? What saxo best for first car? Any other first cars recommened? How much round about do you think it will be to insure? Thanks""

I was driving my firends car and had an accident. Whos insurance covers the wreck? My friends or me?

I was driving my friends car and wrecked it. My insurance says that insurance covers the vehicle not the driver. Is this the opinion of all insurance companies?

What is the Average Cost for Health Insurance?

I want to buy health insurance? What is the average cost for health insurance? Thank you.

Getting free insurance when buying a van new?

I'm Ste & I'm 21. I've just passed my license a month a go and I'm struggling to get a decent quote from any insurance company. That's made me think about buying one new as I know some car showrooms do free insurance policies for young drivers (Mainly over 21) which is lucky as i've recently celebrated my 21st. So, are there any van company's with free insurance? I've got no no claims and I've had my license a month. Any help would be brill! Cheers, Ste.""

Why is group health insurance better than individual?

My employer is offering group insurance. My individual insurance seems like a better deal but everyone keeps saying group is better? Why is this?

Insurance policies and pre existing conditions?

i have been looking into to health insurance policies.Since i no longer can carry a HMO through my state since they are doing away with the program altogether. I dont know what to look for, for the best usage of my money. I have had some medical issues come up but have not really been diagnosed with anything yet and need to have a procedure and a few test done but because i do not have insurance then they want an outrageous down payment that i can not afford. So my question is, what policies should l look for? should i be looking into pre existing health insurance? Is short term health insurance something i should steer away from? i need health insurance like yesterday!""

What should the governments role be in healthcare?

What are you ok with the government touching, concerning your personal health care.""

How much is car insurance for a 16 year old?

I am turning 16 next month. I'm getting my liscense then too. I'm a girl... Ahah. I've heard insurance is cheaper for females. I live in henderson, nevada (pretty much las vegas). And my first car is going to be a 1999 porsche 911 carrera. It's in mint condition also. My dad barely used it. I know it will be high-ish since it's a sports car :/ About how much would my insurance be on it a month? THAN YOU! <3""

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Insurance on a used car verses a new car?

My dad says that if I buy a new car my insurance will double or even more than my insurance on my used car. Is that true?

Car lease insurance question?

I am leasing a car from Honda and wanted to know if there is insurance you can take out to cover any damage to the car that will repair scratches and minor dents, things that I will be hit for when I return the car when the lease ends? I was wondering what that kind of insurance is? Thanks""

Honda cg125 or cb125 and running cost and insurance please?

What is the most popular/best dental insurance in California?

Looking to invest in Dental Insurance, but I want something good, where I'm not paying so much out of pocket""

How long does a person have to turn an accident in on your insurance?

I was in a fender bender in a long line of traffic. The front car decided to not use a turn signal and lock up his brakes, causing a chain reaction of everyone having to lock up their brakes. I locked mine up, and my car skidded into the person in front of me. We will car it Car B. Well, Car B was very close to the car in front of him already and Car B hit Car A. The driver of Car B said that there was little to no damage on the rear or front of his car, so he didnt see any means to get the police or insurance involved. Car A has a few tiny marks due to the screws of Car B's front lisence plate. He says that he wants to show it to his parents this weekend, and will let me know Monday. But he has my insurance information. I'm assuming that I would be responsible for his car also. But i'm just wondering how long does he have to turn this in on insurance? I'm afraid that if something else was to happen to his car, him having my information, he could turn it in on something completely unrelated later on.""

What to do about car insurance claim?

On wends. I was waiting at a red light and another car wrecked into my car. We pulled over and I called the police and my insurance and all that other fun stuff. He got a ticket and when the cop came back to me he gave me the other guys information. (as in his name, car, and license plates number and thats all.) I called my insurance (State Farm) the next day to see if they had any more information because I thought my insurance was gonna get in contact with his insurance (Titan insurance.) The guy at state farm said that in my policy there is a 500 dollar deductible. (I thought this other guys insurance was supposed to pay for this, not mine.) So I asked the guy that and he said if I wanted to go through his insurance I had to get a hold of them myself. (But isn't the two insurances supposed to get in contact with each other?) The last two days i've been calling titan insurance and state farm trying to figure out what the hell is going on because this titan place seems like they have no clue whats going on and state farm is telling me to go through my policy and none of them have answers to my questions. Why should it go through my insurance if hes the one that hit my car? I've never been in a car wreck before so I'm not sure how all of this is supposed to work so any advice would be good.""

..new driver in CA? insurance?

does the DMV automatically alert your insurance company that theres a new driver? or do you have to yourself? and if i havent yet, what happens if i get pulled over? should i not be driving?""

Is there a new law about not having car insurance?

i heard the law had just changed in California and my insurance just ran out in order to renew i need to drive to the bank and im not sure if i can with no insurance

Would anybody please tell me what do I have to do to become a car insurance broker?

I am interested in car insurance industry and would like to become an insurance broker. I don't know the course or the line to follow.

Question about health insurance coverage?

I work for a municipal court, a city job. I asked if I could purchase a direct pay insurance plan on my own without participating in the one the city has. They said if I wanted to enroll in my husband's or SO's health plan, I could do so. However, I cannot purchase an individual plan(I am single). Something about a buyback of insurance from another corporation. I do not understand this. Can anyone enlighten me? Thanks in advance.""

Insurance question !?

I live In London Ontario and I'm 16 I'm about to get my g1 if I pass use my parents car for a year and do drivers Ed and if I buy a Honda civic 2009 manuel transmission, hOw much would insurance be ? Please list a bunch insurance companies and tell me the price thanks!""

Can car insurance limit your driving distance by gade?

My father wouldn't let me road trip to another state because my car insurance would only let me drive from here to school. Can car insurance limit the places you drive?

I need help understanding Health Insurance Deductibles?

Ok, so I'm going to get health insurance and I'm Having a challenge trying to understand the deductible situation. The Health Insurance I'm looking into is Blue Shield of California and they have many plans, and it seems that the prices get a bit higher when the deductible gets lower. What does the annual deductible mean? Is that the amount that I have to pay off first before my insurance can cover me?""

Why dont we get a refund from car insurance companys when we dont make a claim?

i pay more for car insurance than i do for house insurance yet my car is worth a fraction of to my house ????

Do I have to pay higher car insurance if I buy a second car?

I have a Chevy Cobalt and have insurance for it. If I want to buy a used truck also so I have two vehicles, do I have to pay higher car insurance costs? Do I need to get a second policy for the truck?""

Can i get sr22 insurance without a VEHICLE ?

my liscence is suspended because i have lost the privelage to operate a motor vehicle in the state of rhode ialand and need sr22 to reinstate. however my liscence is issued in massachusetts. i need to clear up RI before MA reissues. i keep getting answers how to get sr22 without a liscense, but how do u get one WITHOUT A VEHICLE to insure. insurance is not required in MA without a vehicle. PLEASE HELP !!""

Audi a4 2003 insurance cost?

i have a 2005 honda civic lx, and im planning to buy a audi a4. currently im paying 110 for insurance, how much more expensive would my insurance be if i decide to buy an audi""

What is the cheapest car insurance?

Looking for cheap insurance because I have had to tickets for speeding.

Can i get a motorcycle insurance without having a license?

Or how else am i going to take the bike for the skills test

About How much would insurance be for this car?

It's a 3000gt SL. I heard if I got an alder camaro it would be around $145 a month, but will go down depending on how long you go without tickets and wrecks. So yeah, a 1992 Mitsubishi 3000gt SL.. Thanks""

How much money will you be saving by going to driver's ed?

I'm 16 and have my learner's permit in CT and I've heard that by going to driver's you save a bunch of money on your car insurance...I know that its ture but how much money can you really save?

Can I have my drivers license in one state and my license plate and car insurance in another?

I live in GA and bought a car in FL. To save money on taxes it was recommended that I register the car in FL and get a FL license plate. So, now I have a GA drivers license, a FL license plate, and FL car insurance. 1. Is this legal to have long term 2. If it's not legal and I switch everything back to GA, Will I have to pay GA taxes on the car that was purchased in FL ? To possibly complicate things more, the FL registration is not just in my name. It's also in the name of a friend who lives in FL who happened to cosigned for me to get the car. It's his address I'm using for the FL car insur and the registration.""

""Best health insurance, help ?""

I know nothing about insurance, share your experience with your search for health insurance. In your opinion, what's the best one ? Thanks in advance, Daniel :)""

Till what age can we get health insurance?

I want to know the upper age limit for purchasing health insurance.

Why is it so hard to get health insurance with an autoimmune disease?

I have rheumatoid arthritis and can't seem to find affordable health insurance. Providers see huge red flags when I tell them this. Right now I get all my healthcare with the county of Los Angeles, which is huge relief, but at some point I may want to leave the Los Angeles area. I have no idea what kinds of health care programs other states have for the lower income people. I am surprised that health insurance companies can get away with avoiding people with certain diseases, unless they want to pay huge premiums. Can someone explain this to me?""

most affordable individual health insurance plans

https://www.linkedin.com/pulse/do-i-need-uninsured-motorists-insurance-my-motorcycle-bobby-griffin/"

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themoneybuff-blog · 6 years

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The thin green line: Why you should be skeptical of financial blogs

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