#bajaj finserv agent

[zfundsofficial]

Top 10 Mutual Fund Distributor Companies in India

If you are looking forward to joining the best mutual fund distribution network, it's best to go ahead with well-reputed companies. These distributors are mainly in charge of helping investors make informed decisions. 

In this article, we will share the top 10 mutual fund distributor companies in India in 2024.

Best Mutual Fund Distributor Companies in India

Here are the best mutual fund distributors in India in 2024:

1. ZFunds Mutual Fund

ZFunds Mutual Fund is one of the fastest-growing mutual fund distributors in 2024. The company offers commissions as high as ₹50,000. Since they are growing rapidly, it can also help you get a comprehensive industry exposure.

ZFunds offers various financial services such as loans against mutual funds, loans against insurance policy, and loans against fixed deposits. Thus, providing a lot of choices for clients to choose from.  

2. Sharekhan

Sharekhan is a private firm based in Mumbai with a vast network of over 7,000 partners. The platform offers amazing commissions ranging from 0.75% to 1.5% of AUM. Although the investment amount is quite high, you also get to see high profits within a few months. The distributorship tenure lasts for a lifetime. 

3. IIFL Mutual Fund

IIFL Mutual Fund Distributor was founded by Nirmal Jain in 1995. It has grown as a reliable option that has a huge network of over 3,000 AMC distributors. However, the distributorship tenure lasts only 2 years with commissions between 1% to 2% of AUM. 

One can start with a minimum office area of 150 sq. ft. and two employees. The company provides free advisory support, webinars, and product training agents. IIFL has a payout time of 30 days, ensuring the financial stability of distributors.

4. Karvy Mutual Fund

Karvy Mutual Fund is another top-notch distributor and advisory brand in India since 1983. The best part about this company is that anyone can start with low investments from ₹0 to ₹40,000. Additionally, having an office space is also optional. 

As of now, the company has a small network of about 100 distributors across India. To get started, distributors get support services such as product training and webinars. 

5. HDFC Mutual Fund

The HDFC Mutual Fund has a massive network of over 2,000 AMC distributors today. Since the broker already has a good reputation in the market, the distributor company appears like a supportive company. Thus, ensuring that everyone’s money is safe.

It offers great commissions between 1% to 2% of AUM. After every 30 days, you can expect your payout. Additionally, HDFC mutual fund provides webinars, product training, advisory services, and back-office support. 

6. NJ Mutual Fund

The NJ Mutual Fund’s distributorship requires a minimum area of 150 to 250 sq. ft. and at least two employees. They offer direct mutual funds without any charges per client acquisition. Since the company has a great network of 5,000 distributors and a strong reputation, it increases your credibility. 

7. Bajaj Finserv Mutual Fund

Bajaj Finserv Mutual Fund is also a reputable company with an extensive network of over 1,000 distributors. It also offers lucrative commissions of upto 2%. Therefore, the upfront investment amount of ₹1 Lakh is also reasonable. 

8. Prudent Mutual Fund

Prudent Mutual Fund is a prominent mutual fund distributor with over 1,000 distributors in India. The investment amount is quite affordable with a range of ₹25,000 to ₹55,000. Payouts are also made every 30 days. Due to the vast distributor network, the earning potential is high. 

9. FundsIndia

FundsIndia mutual fund agency platform with a network of 150+ agents. The platform also offers an attractive opportunity for sub-distribution. The entry cost is only ₹5,000 which makes it very affordable for aspiring mutual fund distributors. 

10. SBI Mutual Fund

The SBI Mutual Fund is one of the top mutual fund agent networks in India. It has an extensive network of over 2500 top agents. The company offers commissions up to 2% of AUM. However, the initial investment is also high, starting from ₹1 Lakh with mandatory office expenses ranging between ₹45,000 to ₹60,000. 

Conclusion 

We've listed down some of the best mutual fund distribution platforms of 2024 here. Most of these companies offer high commissions ranging from 0.6% to 1.5%. Still, the ultimate choice is yours to research and join the best mutual fund distribution network. 

[tusharkhseo]

Personal Loan DSA | Bajaj Partners

Bajaj Partners is an intuitive platform designed for personal loan DSA (Direct Selling Agents) to streamline the loan application process. This user-friendly portal enables DSAs to manage leads, submit loan applications, and track their status effortlessly. By leveraging advanced technology, it ensures quick and efficient loan processing, enhancing productivity and customer satisfaction. Bajaj Finserv’s dedicated support and comprehensive training programs further empower DSAs, helping them to expand their business and provide better financial solutions to their clients.

[paulmerchants-blog]

Paul Merchants Partners with Bajaj Allianz to provide General Insurance

Paul Merchants is a renowned NBFC based in Chandigarh that has conjoined with Bajaj Allianz General Insurance, one of India's leading private general insurers, to provide their customers with General insurance products. Now Paul Merchants along with Bajaj Allianz will cater to their customers with all types of Motor, Travel, Commercial, and Home insurance products seamlessly.

Paul Merchants serves customers from semi-urban to rural India by providing them with affordable and best insurance policies. Paul Merchants has collaborated with Bajaj Allianz General Insurance, a leading name in the industry, to offer the finest comprehensive general insurance services, that will safeguard and actively protect all hard-earned assets of their customers.

According to Mr. Rajneesh Bansal, Managing Director of Paul Merchants, "Bajaj Allianz General Insurance has been doing exceptionally well over the last 22 years, establishing a reputable presence with customers and gaining significant traction. Through this partnership, we will offer a range of insurance products that can financially safeguard our customers along with the best-in-class customer service."

Being a licensed IRDAI corporate agent Paul Merchants Finance will offer all types of general insurance products to customers. The clients will be offered all types of insurance products like Travel, Motor, Cyber, Personal Accident and Home Insurance.

With our 200+ branches under the brand "CoverPay," in collaboration with insurance companies, customers will be INSURED without any hassle.

Speaking on the occasion Mr. SHAIBU CHERIAN, Director of Paul Merchants Finance said ,"We are constantly looking for new ways to provide tailored solutions to our consumers, and we will soon have a few integrated solutions available through our digital distribution channels. We are pleased to have collaborated with Bajaj Allianz General Insurance to develop and offer numerous insurance solutions. This collaboration will surely strengthen our presence in the insurance industry."

The official launch of the partnership was held in Chandigarh on the 6th December 2023. Present on the occasion were:

Mr. Rajneesh Bansal, Managing Director Paul Merchants.

Mr. Mainak Banerjee, Head Websales & Digital Business, Bajaj Allianz General Insurance

Mr. Shaibu Cherian, Director Paul Merchants Finance.

Mr. Ruchit Butala, Head Aggregator, Bajaj Allianz General Insurance

Mr. Rahul Sangwan, VP- Insurance Sales.

About Paul Merchants

Paul Merchants Finance Pvt. Ltd is a well-renowned and established Non-Banking Financial company registered by the honorary Reserve Bank of INDIA. The Company was founded in the year 2010 and has now become an exemplary brand in Financial Services. The unparalleled services and exceptionally innovative products are well accepted and enduringly appreciated by the customers. Paul Merchants Finance Ltd is growing and is spreading its terminals to every part of the country.

Paul Merchant Finance Pvt Ltd. is a fully owned subsidiary of Paul Merchants Limited.

Paul Merchants Ltd has already been a well-established name and is ruling the world of foreign exchange for the last 31 years, being a BSE-listed company, Paul Merchants is a well-flourished brand.

Paul Merchants is one-stop destination for all financial services, thanks to the company's diversification of products and services. Money transfers, prepaid cards, and the insurance distributions are only a few of many significant goods.

Visit our website for further queries: https://paulmerchantsfin.com/

About Bajaj Allianz General Insurance

Bajaj Allianz General Insurance stands as India's premier private general insurance company. It is a collaborative effort between Bajaj Finserv Limited, India's most diversified non-bank financial institution, and Allianz SE, the world's leading insurer and largest asset manager. Bajaj Allianz General Insurance provides a wide range of general insurance products, including motor insurance, home insurance, and health insurance, along with distinctive insurance offerings like coverage for pet insurance, weddings, events, cybersecurity, and the film industry. The company commenced its operations in 2001 and has consistently expanded its reach to be in close proximity to its customers. Presently, it maintains a presence in nearly 1,500 towns and cities across India. Notably, Bajaj Allianz General Insurance holds the issuer rating of [ICRA]AAA from ICRA Limited, signifying the highest level of assurance regarding the punctual fulfilment of financial commitments.

[sueheaven]

Sports Insurance Market Unidentified Segments – The Biggest Opportunity Of 2022

Global Sports Insurance Market Report from AMA Research highlights deep analysis on market characteristics, sizing, estimates and growth by segmentation, regional breakdowns & country along with competitive landscape, players market shares, and strategies that are key in the market. The exploration provides a 360° view and insights, highlighting major outcomes of the industry. These insights help the business decision-makers to formulate better business plans and make informed decisions to improved profitability. In addition, the study helps venture or private players in understanding the companies in more detail to make better informed decisions. Major Players in This Report Include:

Allianz (Germany)

Metlife (United States)

Aviva (United Kingdom)

Allstate (United States)

Nationwide (United Kingdom)

Sadler & Company (United States)

Bajaj Finserv Ltd. (India)

Sure Sports (United States)

China Life Insurance (China)

China Pacific Life Insurance (China) Sports Insurance protects assets with adequate insurance. It is designed to cover professional players, clubs, groups in the sports industry. There are different types of sports insurance and other categories. With the rapid development in the life insurance industry majorly in the Asia Pacific industry. The companies operating in this industry are moving towards digitization. Market Drivers  Increase in Injury Rates in Sports Industry

Development in Sports Industry

Development in Economies Along with Increase in Middle-Class Population

Market Trend  Rapid Development in Sales Channels with Technology Advancement

High Adoption of Direct Channels to Selling Policies

Opportunities  Development in New Accounting Standards and Regulation

Cost Optimization Strategies Driving New Investment in Future

Challenges  Lack of End User Awareness

The Sports Insurance market study is being classified by Type (Sports Disability Insurance, Excess Medical Insurance, Primary and Secondary School Sports Insurance, Other), Application (Professional Sports, Amateur Sports, School Sports, Other), Sales Channels (Insurance Agents/Brokers, Direct Response, Banks, Digital, Others), Technology (Blockchain, Insurance Analytics, Others) Presented By

AMA Research & Media LLP

[jeenaljain]

Why Does IDV In Your Car Insurance Plan Matter?

The term, Insured Declared Value (IDV) needs to be understood in order to understand the calculation of premiums when buying a car insurance policy. Breakdowns, repairs and car accidents can lead to considerable stress on the financial health of policyholders. In order to ensure that the policyholder has taken sufficient cover to cope with such conditions, the IDV of the vehicle plays an important role..

What is Insured Declared Value (IDV)?

IDV is the 'insured sum' when renewing or buying a car insurance policy. It is the amount for which your vehicle is covered and forms the basis of all settlements in the event that the car is stolen or destroyed in an accident beyond repair. But if various agents, brokers and insurance aggregators give various quotes, it's time to carefully analyze, but not necessarily go for the lowest quoted premium. Two risks are covered by a reasonable car insurance policy. The first is the risk of self-damage and the second is the risk of third parties. The self damage risk premium depends on the IDV, although the third-party tariff (price) is required by law. Therefore, IDV plays an important part when you have your car insured for the first time or at the time of renewal from a insurer such as  Bajaj Allianz car insurance renewal.

How is IDV calculated?

The car insurance provider uses the following variables to arrive at the IDV of your car and then changes it to regular depreciation rates as specified under the Indian Motor Tariff Act.

Vehicle registration information

The city where, according to the registration certificate, the car was registered.

First date of purchase or registration, as specified on the certificate.

Registration form, whether privately owned or owned by a corporation.

Car manufacturer and car model information

Ex showroom price of the car

In a nutshell, Insured Declared Value(IDV) = (Manufacturers Listed Price – Depreciation) + (Accessories not included in Listed Price – Depreciation)

Relationship between IDV and Vehicle Insurance Premium

The premium for car insurance is directly proportional to Insured Declared Value. The premium for the car also goes down as the vehicle ages and so does the IDV. As per the Insurance Regulatory and Development Authority of India (IRDAI), only 95 percent of its showroom price can be the maximum declared value for the car. Therefore, the market value of your car depreciates by 5% just six months after purchase .

Factors to be taken into account when evaluating Insured Declared Value:

Depending on the ex-showroom price taken by the insurer, Insured Stated Value can be in some ranges. As a car owner who does not know the correct IDV, you might obtain insufficient compensation.

It’s important that the IDV of the car is not understated as even though you might pay a lower premium but at same time you would get a reduced insurance cover.

One should also not exaggerate the IDV of the car under the impression that the claim value will increase. A higher IDV is no guarantee that you will get a higher price when you are selling it. Claims are settled not just on the basis of IDV but also depend on type of loss.

Conclusion

One can get the car insured for a lower IDV during renewals from Bajaj Allianz car insurance renewal, thereby taking the premium down. Apply for insurance on a full IDV since this is the amount that the insurer will pay if your vehicle is totally destroyed or stolen and ensure that the values are the same as decided earlier until you get the policy document. Now that you know about the importance of IDV while buying a car insurance plan, if you have not already done so, you should not hesitate buying a suitable insurance policy for your car.

Though third-party vehicle insurance is compulsory under the Motor Vehicles Act of 2019, you can opt for a comprehensive car insurance policy such as the one available on Finserv MARKETS. Car insurance from Bajaj Allianz provides coverage against natural and man-made disasters such as earthquakes, robberies and others. Thanks to the vast networks of shops across India, you can also get access to round-the-clock roadside assistance to help you fix or replace any part of the car damaged during an accident.

[finance-update]

Home-owner Need to Know these Things About their Property

Do you know being a landlord comes with a lot of responsibilities such as renovate your home to maintain your house and hire an agent to get the right amount of your house. To bear the expenses in maintaining the house avail a Bajaj Finserv rental deposit loan. You should ensure that the rent agreement should be draft and register. For more enquiry visit our website. https://www.bajajfinserv.in/insights/4-things-every-house-owner-should-do-before-renting-out-their-property

[paisafactory]

Check Your Business Loan Eligibility Criteria:-

Qualifying for a business loan from Bajaj Finserv is simple business loan agent in jaipur. You just need to fulfil the following criteria to avail the benefits of the loan:

 ·         You should be between 25-55 years old.

·         Your business should have a vintage of at least 3 years.

·         Your business should have its Income Tax returns filed for at least the past 1 year.

You may need to submit other relevant financial documents at the time of document verification. You will be informed of these as and when required.

Business loan in jaipur, Here is a list of the Business Loan customer profiles that we consider:

 ·         Self Employed Professionals (SEP)

·         Allopathic doctors, chartered accountants, company secretaries and architects who are practicing their profession. Proof of qualification – document to be shared

·         Self Employed Non Professionals (SENP)

·         Traders and manufacturers, retailers, Proprietors, and service providers etc

·      

[diegoqdmaleagp31insurance-blog]

best insurance health

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SOURCES:

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[hugecount]

4 Points You Need to Know About the GST Registration Process | Hugecount

GST or Goods and Services Tax came into effect from July 2017 to eliminate the cascading effect of tax on tax. This taxation system mitigated complications in administration and compliance of taxes and is meant to reduce inflation in the future.

The multiple beneficial features of the GST registration process, along with the Government endeavours saw the inclusion of an additional 3 Lakh traders, taking the number of traders registered under GST to a total of over 10 Lakh.

Complying with the GST norms, business irrelevant of their size and genre of trade can draw numerous perks that end up saving their time, boosts the customer base, and brings in a few additional changes to the business’s financial condition. Hence, the GST registration procedure has been kept comparatively simple for the convenience of the individual.

Check out the following important points that you need to keep in mind regarding the process for GST registration

The threshold for GST registration

According to the norms set by the GST council, here are a few factors that determine if a business is liable to obtain GST registration –

Businesses that have a turnover of more than Rs. 20 Lakh. The threshold for North-Eastern states, and that of Himachal Pradesh, Jammu and Kashmir, and Uttarakhand is Rs. 10 Lakh.

NRI taxable individuals or casual taxable people.

Individuals previously registered under VAT, Service Tax, Excise, etc.

E-commerce operators, agents of suppliers, input service distributors.

GST is a mandate for any individual involved in the commercial field of trade since it provides one with a legal registration and the respective GSTIN or GST ID number. This number enables one to avail the various benefits of input tax credit. Companies with a turnover of more than Rs. 75 Lakh can enjoy additional benefits of GST composite schemes where they only need to pay 1% tax on their total turnover.

Documents require for GST registration

Individuals need to furnish the following documents to avail GST registration –

Business PAN Card

Address proof of the business

Business registration papers

Bank account statements as per the lender’s requirements

ID and address proof of the company’s promoters

Procedure for GST registration

Considering that GST is a mandate for almost all, the GST registration procedure in India is kept conveniently easy for the easy accessibility of all –

Step 1: Log on to the official website for GST registration – www.gst.gov.in

Step 2: Chose the option for ‘new registration.’

Step 3: Fill in Part A of the registration form. Provide business details like legal name of the trade, email address, contact number, business PAN number, state and district of the business, etc. Following which you will need to click on submit and then receive an OTP.

Step 4: Use the temporary referenced number obtained to continue with part B of the process. Provide details like bank accounts, authorised signatory, partners/promoters, etc. Click on save and continue.

Step 5: Submit the uploaded documents.

Applicants will now receive an acknowledgement message in their registered contact number and email in the form of a referenced number.

Benefits

India continues to grow as a start-up hub and at present hosts about 7200 such start-up companies. A significant number of such businesses require seed stage funding that is provided by reputed lenders. However, such NBFCs require a business vintage of a minimum of 3 years as minimum eligibility criteria to avail such credits.

In case of leading financial institutions like Bajaj Finserv, individuals can avail Business Loan by furnishing their GST registration certificate. Such advances provide individuals with adequate funds to establish or expand their business and come with multiple other borrower-friendly features –

Loan approval within 24 hours of applying for it.

High-value credit amount of up to Rs. 30 Lakh.

Zero collateral.

They also bring you pre-approved offers on numerous financial products that include both unsecured advances like business loans, personal loans, etc. and secured advances like home loans. These offers make the application process to avail such finances hassle-free and convenient. You can take a look at your pre-approved offer by providing a few essential details like name and contact number.

Apart from helping in conveniently availing of business credits, acquiring a GST identification number also helps in the following ways –

Integration of multiple taxes into one GST.

Tax exemption for smaller companies with a turnover of lesser than Rs. 20 Lakh (Rs. 10 Lakh in case of north-eastern states.)

The completion of the GST registration process is marked by the receiving of a registration number. GSTIN plays a pivotal role in obtaining diverse benefits under the GST regime. This includes availing considerable funds that would help businesspersons to stock their inventory, expand their workspace, etc.

Source: https://hugecount.com/business/4-points-you-need-to-know-about-the-gst-registration-process/

[jeenaljain]

Why Is Bike Insurance Mandatory In India

A two wheeler offers plenty of comfort and advantages, especially in terms of saving time and resources. In fact, as a mode of transport, more and more people are opting for a two-wheeler, particularly in cities where traffic and crowding are an issue. But since a Two-Wheeler has many advantages, it often comes with its own collection of risks. For one, the risks of an unfortunate accident can either cause injury to the rider, or even damage the two wheeler. This can result in an extra financial strain.

And how can you be prepared for threats like that? This is where you'll gain from Two Wheeler Insurance. A Bike Insurance would make sure you are financially well covered. Buying at least a Third-party Liability Insurance Policy such as Acko Bike Insurance is mandatory in India for those who are not familiar with the law regulating bike insurance. This provision is consistent with the Act on Motor Vehicles. You will have to face monetary penalties if you fail to comply with this legislation. For non-compliance, you can even end up in prison! Worse, an accident arising from an uninsured bike may have significant legal implications. But in India, why is bike insurance compulsory?

Why is bike insurance in India compulsory?

The short response to the question 'why bike insurance in India is mandatory' is that accidents are unforeseeable. This unpredictability makes it necessary both for yourself and for anyone who might be harmed by your vehicle to purchase insurance. Therefore, the Indian market has two primary forms of bike insurance policies: 

Third-party like Acko Bike Insurance

Comprehensive Bike Insurance.

Of these, it is mandatory for the Liability Plan. The Comprehensive Plan has general coverage which requires compulsory coverage. Therefore, you must have the required cover no matter which plan you choose.

How is Bike Insurance Covering You?

You are covered in two main areas by a bike insurance policy: protection against legal liability and protection against financial spending resulting from bike-related mishaps.

Legal Liability - If your motorcycle goes out of control and injures a person or damages someone's property you are legally entitled to pay for damages. You are protected from such incidents by a third parties liability policy, in which the insurance agent is to deal in accordance with the terms and conditions of the legal liabilities on behalf of you.

Economic spending - A Comprehensive Insurance Plan will help you get the bike fixed without paying a big amount of cash from your wallet if your bike gets destroyed in a flood or is hit by fire caused during riots. As per the terms and conditions of the contract, the insurance provider will perform the repair work which can be calculated using Bike Insurance Calculator available online.

Tips to keep in mind when buying insurance for two-wheelers

Here are some helpful tips to help you purchase online bike insurance:

Before going out to purchase a policy, consider the insurance criteria.

Check the policy's cover, premium, and features in detail using Bike Insurance Calculator online.

Have a look at the plan's terms and conditions.

At incredibly low rates, digital-first insurers are known to provide increased coverage.

For a wide-range cover, go for a Detailed Plan.

Choose only those add-ons that add value to the policy.

Here are a few explanations for getting an insurance policy for any bike owner:

If someone has purchased a new bike, they have to purchase an insurance policy. The Government of India has made it mandatory for any bike owner to have an insurance policy under the Motor Vehicles Act.

The poor road conditions combined with rash driving increase the risk of accidents. An accident can cause injury to cars, or sometimes even loss of life. In these conditions, loss of money is unavoidable when one has to spend on fixing the car and getting medical help if injured. The insurance provider will take care of all the maintenance costs if a policy has been purchased. Therefore, a hole in your wallet will not burn and you don't have to think about unexpected expenses.

Policies often cover bike damage due to natural disasters such as flooding, earthquakes, fires, etc. So, under these terms, you may make an argument. Many bike owners are individuals with minimal capital. Getting an insurance policy means that, in the event of an accident or theft of a car, they escape the risk of unexpected expenses.

A claim for damages to the other vehicle (called the third party) involved in an accident can be filed with third-party Bike Insurance. The key justification for one to have an insurance policy is that it assists the policy holder with financial assistance for any expense incurred due to vehicle repair work damaged in collisions, natural calamities, etc. One can demand a reasonable sum of money in their time of need by only paying a small amount to purchase the insurance policy.

Now that you know about bike insurance being mandatory in India , if you have not already done so, you should not hesitate buying a suitable insurance policy for your motorcycle. Though third-party vehicle insurance is compulsory under the Motor Vehicles Act of 2019, you can opt for a comprehensive two-wheeler insurance policy such as the one available on Finserv MARKETS. Two-wheeler insurance from Bajaj Allianz provides coverage against natural and man-made disasters such as earthquakes, robberies and others. Thanks to the vast networks of shops across India, you can also get access to round-the-clock roadside assistance to help you fix or replace any part of the bike damaged during an accident.

[jeenaljain]

What is The Impact of Stamp Duty on Investments

Possession is just the physical transfer of the property, which is not sufficient! You need to have the legal ownership as well, and for the same, we legally register the transaction by paying the stamp duty with the registrar.

 Collected by the Government of India, stamp duty is typically a transaction paper or an agreement between two or more parties with the registrar against the legal purchase of a financial instrument. It is a tax, similar to income tax, that is imposed by the state, payable under Section 3 of the Indian Stamp Act, 1899 to legally record certain types of transactions, mainly military commissions, marriages, and the sale or transfer of a property. It is generally a fixed percentage of the amount or is charged at a certain value percentage of the property stated in the document, which further depends on the nature of the agreement. Stamp duty is not uniform across states and vary depending upon the owner’s gender and type of documents.

 Applicability of Stamp Duty

 The rate of stamp duty has increased from 1 July 2020. The GOI implements changes in stamp duty on the purchase of mutual funds made through any of the following modes: 

SIPs (Systematic Investment Plans)

STPs (Systematic Transfer Plans)

A one-time lump sum

Dividend reinvestment option

  What is the Impact of Stamp Duty on Investments?

 Today, you needn’t pay the stamp duty separately. It will be auto-deducted by the registrar and the transfer agent when you purchase a mutual fund. 

 As per SEBI, 0.005 percentage of stamp  duty will be levied on the purchase of mutual funds, STP, SIP, and dividend reinvestment. The tax amount will not be applicable to the redemption of the units, however, a stamp duty of 0.15 percent will be applicable in case of transfer of units between Demat accounts.

 ·       The stamp duty is a one-time charge, which means the investors with an investment time frame of less than one month will be most impacted. Refer to the table below to know the impact of stamp duty on the mutual fund returns: 

Should You be Worried?

 As the fee is very nominal, the retail mutual fund investors should not worry much about it. However, they should be mindful in selecting the right investment category. Picking the wrong category and frequently switching it from one scheme to another would make them pay stamp duty repeatedly on the same investment amount. Also, an investor should invest in a long-term scheme as it reduces the stamp duty impact cost. If you are keen on investing in a long-term investment tool, Bajaj Allianz ULIP available on Finserv MARKETS is the right choice for you! Moreover, the simple and effective platform makes the buying process even more convenient!