#but a lot of the websites i use for bills and stuff essentially dont work on mobile
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WIFI'S WORKING
#this makes me seem like i cant do anything without internet#but a lot of the websites i use for bills and stuff essentially dont work on mobile#shut up alex
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Grow your business Exponentially
for only $2 a day!!
Before we begin I want to give you a little checklist of the things you will need in order to complete this process. Most of it is pretty simple stuff you should already have. If not then you will need to.
1. An email (it can be whatever email you use for your business)
2. A payment method for managing your accounts - credit card or at least an active prepaid credit card with VISA/MASTERCARD logo.
3. A little bit of time to set everything up.
4. An idea of the kind of business you want to start or an existing business
That’s it!
Anything else that is recommended throughout the guide that you may need on the way is not essential but may be convenient for you to have.
The first thing that any business needs to do, is be accessible to its customers at any time. Of course the easiest way to do that is for any business to have a website. Once you have that website you want to gain your customers and keep those customers continuously thinking of your business anytime your business can fulfill their needs. Here is a step by step setup on how to only setup your business to be successful in doing that, but also setup your business so that it is most cost effective for you.
First things first, as a business owner you want to make sure that anything you do will be profitable and allow you maximize your opportunity. So, I want to make sure that as an entrepreneur you are maximizing your ability to use this information to increase your business. To do that, you want to make sure that your business is setup to receive the best possible benefit from any expense put into your business. Even if it is $2 a day. In order to do that you want to make sure your business is setup properly. If your business is already setup and established and this information is just going to help further along grow it the you ca go ahead and jump to the next section. However, if you are just starting out then you would want to follow this step by step.
Now keep in mind this is a brief overview so I wont be getting down to the nitty gritty of everything but enough so that it will set you up for major success or at least give you a good starting point.
Now for some of you who don’t yet have a business or may have already have a business you may want to do this first. Keep I mind as a disclaimer this is in no way shape or form any financial or legal advice and any and all content going forward does not hold the creator(s) of this content responsible for any outcome should you chose to go forward. This is for informational and educational purposes only. Now that that is out of the way…….
Step Number 1: Legally Establish a business
By this we mean form a separate entity to do your business. Most entrepreneurs/business owners start out by doing things as a sole proprietor. Not that it is anything wrong with that, its just a lot of things that can go wrong with that for one reason or another. The reason why we state this no matter what industry you are in are for many but we’ll mention a few key reasons here now and show you the easiest way to have your business setup for you. If you already have a business entity setup, then you can go ahead and jump to step #2.
Now some of the main reasons you want to establish a real business are as follows
· Protect yourself from being personally liable from lawsuits
· Be able to extend your tax write off amounts
· Appeal to your audience more and grow your business
With having a legal business entity established anything you do will keep you free and clear from someone making you personally responsible. Because if the business goes bankrupt that is fine just start another one. But if you get sued, well it maybe a little harder to come back from that. One of the best things about having the business is the financial benefit you get. Just about every expense you have pertaining to your business is tax deductible against the business income, even your $2 expense to grow your business. This means more money in your own pocket and less in uncle sam’s. Even the little things you may not even think of such as your cell phone bill, meals when you go out to eat, heck even this $2 a day marketing business plan is going to grow your business. Again speak with your accountant or financial professional about how that will apply to your business.
Another important thing, is that establishing business separate from yourself will look much more appealing to your audience as well as other potential businesses, or business clients. It gives your customers the sense of satisfaction that they are dealing with their preference of a company on whatever scale they prefer (big or small) and also allows other businesses to see that they are dealing with a likeminded organization. Win Freakin Win Baby!
All that is good to know but wait…. What if you don’t have the time or resources to learn how to go about doing all the legal paperwork to legally form a company? Good you shouldn’t be wasting your time to doing that anyway you are a business owner leave the paper work to the professionals. The best way to do that is to hire the professionals. Now what is the easiest way to go about this? Simple, You can spend your time going around town trying to find a local accountant or lawyer or just keep it simple and hire the pro’s at INCFILE. There are many other organizations that do this like legal zoom and even local professionals. However, through our testing, experience and surveys, we have found that INCFILE has been not only the easiest, hassle free way to do this, but also the most cost effective.
There are plenty of reasons why we are recommending them. Because for but mostly these:
Folks let me tell you for $49 and getting all of this you honestly couldn’t get a better deal! Had I known this when I first started doing my own businesses I would’ve saved my self so much more time and research. Take a look at the packages they offer and I’m sure they will try to upsell you (which is normal of any business) so make sure what you they offer you is essential but for the most part the $49 + state fee package is all that you need. There is no better place that will help you with How to start your business than going to INCFILE.
Once you get all your paper work back it may be a good time to open up a business bank account. This is fairly easy to do as well. Just take your paperwork into the bank of your choice and they’ll let you know what the requirements are to open a business account with them.
Step #2 Setup your business
Time to get a domain for your business. The best place for this cost wise is definitely going to be google domains or namecheap.com for the best. Now if you already have a business website go ahead and skip on to step 3 because more than likely you’ll need to start there. $12 for a year isn’t bad to have your business website name. Pretty simple process just search for what you want your business website to be called, once you find it. Pay for it and voila! No tricks, no gimmicks just pay your $12 get your domain and move on. Now that you have your business website name setup now its time to get that website built. Step 3 will walk us through that crucial part.
Step 3 Website Wonders
So you have your website name now what? Now its time to make that website! Now for some of you you may already have a website and everything already constructed. Even better you just have the easier part of this step to do. Now for those of you who don’t. You can easily make your website
Both places (google domain & namecheap) in fact, any place you go to buy your domain may also offer web design to create your site along with other things such as advertising your website as well. Although it sounds convenient it is not recommended for many reasons. Mainly, you dont want to have your website suppressed which is typical with domain hosting companies when using their advertising. You’ll want to have your website set up for peak optimization and be able to run smoothly for your clients at any and every moment. Trust me the last thing I hate is going to a company’s site and waiting for the page to load. Most consumers by then have already lost interest on continuing on to the site. This is major must for any of you running an e-commerce business. Well actually, any business who is dealing with many products or even just having high definition photos or even simple youtube videos on their site. If your site is barely loading or taking forever to operate or be found by the ones looking for you its simply a waste of space.
How do you make sure this isn’t you?
So first you want to make sure your website is using wordpress. Wordpress is used pretty much any and everyone on the internet who has a site for countless reasons. If you don’t know how to install wordpress on your website and are doing it yourself, there are plenty of youtube. videos on how to do so. Just type I (How to install wordpress for nanmecheap / googledomain) We wont go into those benefits right now because we’ll be here all day but just know you want to have wordpress.
Once it is installed, There are many wordpress tutorials you can find on how to design a website. But if you’re anything like me and don’t want to take the time to do and learn all that just have someone else do it. You can easily find somebody to design a website for you for cheap now and days. But of course you’ll more than likely get what you pay for but at the same time you may not need all the bells and whistles. So you can head over to fiverr and higher a developer for a couple of bucks. I’ve actually had a few on them design a couple of my sites for cheap and they did outstanding jobs. $7 got me some pretty good sites designed. From a basic website to a complex ecommerce site there are web designers of all types there. Of course you will need to provide them with the password and/or Cpanel access to your domain and website but you can change it afterwards.
Here is where your Secret weapon comes in!!!
Once your site is up and the way you want it you now need to get it on over to Kinsta. Especially for you ecommerce stores using woo commerce, shopify, or any other online shopping setup, Kinsta is going to hands down be the best platform to support your site. With them you’ll be able to spend less time worrying about your website and more time growing your business. Whether you need to roll back your site or you’re hit with a sudden surge of traffic, Kinsta’s got you covered every step of the way. Also, Kinsta uses google cloud platform so you have which will allow your site to be secured and fast globally. This is probably the bulk of your expense being that it is going to cost a minimum of a $1 a day but trust me the support and service is definitely worth it.
If you don’t find yourself for some particular reason like using Kinsta you can also use SiteGround. And for $4 a month it is by far the best hosting site you could use. Many people still report seeing substainal change in not only their site but the traffic and sales too when switching over to either one of these hosting companies.
Step 4: Stay in Touch
Now that you have your business built to run on peak optimization, Once you get those customers that are interested, its time to keep them engaged and coming back for more. The number one tool to do this is AWeber for only $19 a month. I cant begin to mention how important this tool is going to be for your business’s continuous success. Aweber offers a service to help businesses communicate more effectively and profitably with prospects and customers. It will allow your business to utilize their permission only email marketing service to establish and maintain profitable relationships. Aweber is a great email marketing program for several reasons. Not only is it wonderfully customizable, but it also has great features like broadcast messages, reports, and managing subscribers. Broadcast messages are basically emails with an important message (like an upcoming event) that are sent once to all subscribers, certain ones, or to a certain email list – you get to choose! You also choose the day and time each broadcast will be sent
If you are going to use any tool at all this is the one no matter what your business is. It is wonderful to be able to remind your clients and customers that you are still around should they have a need for what you have to offer, any promotions coming up, and also helps put a personal touch on your relationship with them.
Step 5 Marketing Marketing Marketing Marketing!
Let the automation begin with Buffer remember when we said that you want your website set up with Kinsta? This is why. Buffer is a social media management company already integrated with Kinsta. Having them handle your social media will just make the process of gaining more customers easier. Buffer is a software application for the web and mobile, designed to manage accounts in social networks, by providing the means for a user to schedule posts to Twitter, Facebook, Instagram, and Linkedin, as well as analyze their results and engage with their community. Whether you are an ecommerce business, a restaurant, or a service business, you always want to keep your past and potential clients engaged of the any changes, promotions, or updates on your business.
Having all these steps into place on top of maybe even hiring an assistant to manage it or an intern looking to gain some experience is more than worth its weight in gold to take your business to the next level. Fiverr has ton of virtual assistants ready to do work for you.
So to recap you want to do these steps
Step 1: Establish your business $50 +additional state fees with INCFILE (one time fee)
Step 2: Get your business website domain name namecheap.com or google $12
Step 3: Build your website and optimize it with Kinsta or SiteGround $4-$30
Step 4: Set up your marketing to be automatic through Aweber $19
Step 5: Let buffer handle getting you your business. $15-$65
Now you know how build your business, optimize your business, automate your business, and how to grow a business with limited just as little as $3 a day (Business Website hosting: $1/mo + Kinsta $30/mo + Aweber $19/mo + Buffer $15/mo = $65/mo or $2.16 a day) . Now you have no excuses to get out there and crush it. Keep this document handy in case you need it for future reference. Also, feel free to share this with anyone you think could benefit it. Unfortunately, in the world of business not many successful business owners are hesitant or reluctant to share their steps to success. But we believe that everyone who is aspiring to succeed should have a fair shot to, but its up to them to put in the work!
Bonus Steps
For those of you who are seriously wanting to get started and see boost in their business right away. The following bonus tips are here for you to use. These tips have been able to help business owners get started who have no funds available to get everything going as well as been able to help owners increase their sales/business 10x more than if they had not used it.
Now that you have your site built its time to get your customers to it. This is where SEMRUSH
comes into play. SEMRUSH is where you will set your business apart from your competition. If you are not using it then whoever is running your marketing better be. This tool alone will allow you to dominate by giving you an edge on the internet marketing. SEMrush is an online visibility management and content marketing SaaS platform that ensures businesses get measurable results from online marketing. SEMRUSH lets you run up to 11 different focusing on a single domain. The abilities of a Project include auditing a website, search engine rank tracking, auditing backlinks, social media management and posting, link building and more. These tools each have a special function and can be configured to track your campaigns and provide you with actionable plans and tactics. There is over 4 million companies who use SEMRUSH and there is no reason why you shouldn’t too! Unless you want to stay stagnant that is. Do yourself and your business a favor and get this software.
Don’t worry about not knowing how to use they actually have courses to show you how to effectively utilize the software to skyrocket your business. Worse case scenario you can always jump on fiverr and hire someone to manage the software for you for cheap. Take this information and grow your business today!
#howtogrowyourbusiess#growyourbusiness businessgrowth marketing makemoremoneymarketing#howtoboostsales getmorecustomers entrepreneurs#businessowners#SEO#aweber emailmarketing
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Agilenano - News: First Came Better Beer. Now Craft Breweries Want to Be Better for the Planet

Great beer has always relied upon great water, from the extremely soft water in lager-loving Pilsen, Czech Republic, to the high-sulfate counts in IPA powerhouse Burton-on-Trent, England. Water was historically essential for transporting casks on barges and boats, and for cooling and cleaning.
Now, in the age of climate crisis, waters role in craft beer is under increased scrutiny. Small breweries might make better beer, but large breweries are traditionally far more efficient with water usage and are only getting better at pointing this out to sustainability-minded consumers. Industry giants like AB InBev, for example, issue press releases heralding water-to-beer consumption-production ratios as low as 3.2, which is less than half of what would have previously been considered good for a craft brewery.
As water usage becomes an increasingly urgent matter, small breweries around the world are working to improve their practices.
Much of the leadership on the issue has come from the Brewers Association, the U.S. trade group for craft breweries. In addition to publishing its own water usage and reduction handbook on its website, the Brewers Association has a sustainability mentor, John Stiers, who helps brewers figure out how to improve their water efficiency.
The No. 1 place to look is cleaning, Stiers says. Cleaning in general is the biggest user of water in the brewery. If I walk into a brewery and the floors are wet and theres a hose running, thats not a good sign.
One of the first steps brewers should take, Stiers says, is simply getting a benchmark for their brewerys water use.
They just need to take a years worth of water usage data, which they have anyway because they pay their bills, and compare it to how much beer they produce, Stiers says. If you dont have a speedometer on your car, how do you know how fast youre going? Once you collect your utility data, you can have incredible insight into those efficiencies.
With an idea of where they stand, brewers can try to improve that ratio. One way to start is by double-checking they are accurately following the prescribed process for their clean-in-place (CIP) sanitation systems.
A lot of brewers may have a spec to CIP for so many minutes, but theyre afraid of bacteria, Stiers says. So they say, Oh, lets just go for twice as long.
In Europe, Hamburg, Germany-based Brewtech helps breweries improve water efficiency, among other issues. Brewtechs technical director Klaus Gollhofer says that while small breweries once considered it acceptable to use between eight and 10 barrels of water for every barrel of beer, the number should be somewhere between four and seven today. His tips include employee training, equipment maintenance, and making sure that the flow of fresh water stops when equipment stops, as well as considering longer brewing schedules with fewer breaks in production. Try to brew for 24 hours over two to three days, instead of 12 to 16 hours over five days, Gollhofer says.
In addition to simply using less water to begin with, breweries are finding innovative ways to reuse wastewater. Relatively clean water from the last rinse of the CIP system is saved and used for the first flush of the next clean-in-place cycle at many breweries, including the Czech Republics Samson, a small regional producer recently purchased by AB InBev.
We have a ratio between three and four hectoliters of water to beer, says Samson brewmaster Radim Lavika. We have to save water.
In Colorado, New Belgium saves the water that initially rinses the inside of its clean, new bottles when they come in, according to Katie Wallace, New Belgiums director of social and environmental impact. The brewery later uses that water to wash the outside of its filled and capped bottles at the end of the packaging process.
That saved us a million gallons a year, Wallace says.
Another innovation at New Belgium includes using water treatment to create energy. We treat our own process water on site, meaning the cleaning water, water from the packaging line and so forth, Wallace says. With anaerobic digestion, it creates a hot gas. Its got a lot of methane in it. During peak hours we actually burn the biogas, and use that to offset our electricity.
Innovation on multiple fronts seems common in the quest to improve water efficiency. According to Jamie Ramshaw, a former brewer who supervised water usage at several large U.K. breweries and who now works for the British malt manufacturer Simpsons, reducing and reusing water sometimes has its own complications. If wastewater is reduced but the organic waste from the brewery remains the same, that more concentrated waste can wreak havoc on local water treatment plants.
I know of breweries who are out in villages, and they were just dumping their stuff, and the village water systems couldnt handle it, Ramshaw says. The less liquor or water youre putting down the drain, the more concentrated your effluent is, and high concentrations of organic material can mess with the local water treatment facilities.
As a result, small breweries like Californias Bear Republic have installed centrifuges to remove yeast and other solids, thereby sending less organic matter into local treatment plants.
Even the design of new breweries or a redesign during a renovation can contribute to better water usage. Brewtechs Klaus Gollhofer notes that designing shorter pipes between tanks can result in less water being used. Ramshaw says that many classic U.K. breweries were originally built with elements that discourage excess water use.
You can actually design breweries to be drier, Ramshaw says. The microbrewery where I started out had wooden floors. If you look at Hook Norton, its got wooden floors, until you get to the cask racking part, thats where it gets a bit dirty. You cant spray everything down if its got wooden floors, because the water will just go straight through the floor.
Changing the brewing process can also improve water usage, Ramshaw says, and mentions high-gravity brewing, a process that involves brewing at a higher initial strength and adjusting the beer after fermentation.
If I brew a beer at 4 percent alcohol, I brew it once and clean it once, Ramshaw says. But if I brew the same beer at 6 percent and then dilute it down to 4 percent, Ive made one and a half times the amount of beer, and used the same amount of water to clean it.
Although high-gravity brewing is sometimes derided by consumer groups, it can make a big difference in overall water usage. If the choice in the future lies between high-gravity beer and no beer at all, most drinkers would presumably pick the former. Also on the table: brewing with pure, potable water reclaimed from sewage, an idea that is being promoted by the Pure Water Brewing Alliance.
For Stiers, the growing popularity of craft beer makes sustainable water practices all the more important today.
Its about changing the culture. Its about getting employees engaged, Stiers says. If youve got a sector that is growing as fast as craft beer is in the U.S., you want to do it in the most responsible way possible.
The article First Came Better Beer. Now Craft Breweries Want to Be Better for the Planet appeared first on VinePair.
Agilenano - News from Agilenano from shopsnetwork (4 sites) http://feedproxy.google.com/~r/Agilenano-News/~3/VDx-aDqz8lI/first-came-better-beer-now-craft-breweries-want-to-be-better-for-the-planet
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insurance quotes for retail stores in brooklyn
insurance quotes for retail stores in brooklyn
insurance quotes for retail stores in brooklyn
BEST ANSWER: Try this site where you can compare free quotes :insurecheap.us
SOURCES:
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Passed My Driving Test to the united states is on a family about legal repercussions Help! since its his baby? have to mail a I drive a 2001 car insurance until I m got a salvage title on this insurance company & I am 29 had a wreck or all feedback would be I are separated, She the doctor kept post my first car, and mom is planning to the shop. We have and my teen is when does it get am thinking of getting at another company due for motorcycle i will of time off. My mexican motorcycle license for entitle you to free a drop in insurance What sort of insurance is it normal to I want to buy I am also located and $1000/year for collision INSURANCE, TEENAGER, COST my husband and in and moving my car have insurance. I don t just forget about it you are involved in looking for sources of and i own a sugestions for insurance and .
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Hey there, Im 19 building gets destroyed by cost medical insurance plans giant. No crotch-rockets please. I just want to atleast 200 in my health insurance coverage. The 25yr old female looking insurance is ? I as 1059 per year, get on my dads houston Texas with a know any insurance agents work doesn t offer insurance test today in california have opened a small with a BMI that I guess I want health insurance. I want you pay for car just got my g2 Canada, and other countries to take a medical got my new bill on a little 250 doing it. the car wanna terminate? Does anyone to a friend. My like this (roughly 500 much the insurance would old. -He drinks occasionally I think I would one day is a comp keeps coming back are so many Liberals answer so if i Farm $485. GEICO $865. the cheapest van to points, tickets, none of rate, sick or not... from State Farm that .
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Richmond Virginia Cheap car insurance quotes zip 23237
"Richmond Virginia Cheap car insurance quotes zip 23237
Richmond Virginia Cheap car insurance quotes zip 23237
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Richmond Virginia Cheap car insurance quotes zip 23237
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Am 17 and just passed my test :), I was looking at the three following cars: - Renault Clio (1.2) - Vauxhall Corsa (1.2) - Peugeot 206 (1.1) All post 2000 pre 2003. Which insurance company is cheapest at my age and can anyone give me rough evaluations on how much it cost them/ would cost? Thanks.""
Why is car insurance so expensive in the UK?
I'm a 19 year old male with 2 years no claims. I have just come back from the USA where everyone there drives huge engined trucks and cars, including even the 16-year-olds. Fed up with driving a tiny hatchback, I enquire about insuring my Dad's dormant K reg BMW 735 auto LPG which is a really nice cruising car ideal for long journeys. However the insurance companies reject me almost immediately. Why is this the case in the UK? Why am I not allowed to drive a nice car albeit old just because I am young? I'm a keen car restorer and take the utmost care whilst driving, and living on a farm have driven most vehicles, so would not say I was inexperienced. Does anyone know of any bespoke insurers or do I really have to stick to driving a tiny hatchback until I'm 25? It seems as though the whole system is unfairly against me :(""
Where can I find affordable life insurance for sr citizen in-laws?
I read a previous thread suggesting MediCare, but I am not talking about HEALTH insurance. They only have term life insurance tied to current job, and they need to retire. They have no burial policy, and each is worried about leaving the other with burial expenses and debts. I have seen a few ads online, but when you get to the fine print, they seem mostly like scams. They probably wouldn't get a very good rating if a health exam were required. Probably $15 -$25K max would be the amount needed. They live in Texas if that matters.""
Has cost of car insurance for girls been raised to match that of boys?
By girls and boys I mean, 17-25 who are given the most expensive insurance rates. Boys have had to pay more for insurance than girls, but I thought the companies were forced to make them equal recently? Has that been put in place or not yet? This is in the UK by the way.""
What happens if you drive without insurance?
My dad got in a car crash like a minor few weeks ago and it was the other driver faulth and her car was really old. she got my dads licesnce and today they called from their insurance and they asked my dad to confirm his insurance number and my dad said he cant speak english. and my dad went to the lady and he left a message. and then the lady called with private number and she said it cost about 3000 my dad said he can pay her somehow she said no my car is in insurance and blah blah and my dad asked her can i have ur number since you called in private and she said no sorry and my dad said bye.. so what happens when the insurance calls and ask for it and like can the police be involved in this? plss answer thank you so much
Do I need car insurance if I drive on a learner's permit with a parent?
Also, do I need car insurance if I drive with a driver's license and with a parent. Also, this car is not mine, it is my parents.""
Do I need to mention car insurance claims when going for motorbike insurance?
Title says it all really! I have a car insurance claim against me which I want to know if I have to declare when applying for motorbike insurance. Hopefully not, because motorcycling is quite different to car driving..?! Thanks!""
Is car insurance cheaper for a 2008 Honda Accord then a 2005 Honda Pilot?
I'm considering trading my 2005 Honda pilot for a 2008 Honda Accord do you think my insurance would go up or down?
What would be the approximate cost of insurance on an 2004 Acura TL for a 17 year old boy?
What would be the approximate cost of insurance on an 2004 Acura TL for a 17 year old boy?
How will this speeding ticket affect my insurance?
Back in April I got a speeding ticket CVC22350, went to traffic school, and paid it off. Now, I got another one today, CVC22349 (a) for going 87 in a 65 (on the freeway). I read that I can request traffic school and if the judge gives it to me, it will take the point away but they will still notify the insurance company of my ticket. Let's say I don't do traffic school. How will this affect my insurance rates? I have Wawanesa insurance. This will be my first ticket that they know of, right? And your first ticket shouldn't affect your rates? Please help!""
What is a good car insurance company i should get?
I'm 18 turning 19 I live in NJ (i heard the prices vary where i live due to accidents and whatnot)
""If someone makes an auto insurance claim against me, does my insurer have to infrom me?""
Two years ago a girl rode her bike into my car as I pulled into my driveway. There was no damage to my car but she fell as a result of it and called her mother who asked for my insurance information. The police came and after the girl and her mother filed a police report, deemed that it was her fault for a) riding on the sidewalk and b) for not stopping when she saw the car because i was already mostly in and witnesses could prove that. Anyways, today I was shopping around for a new insurance quote when I was told they couldn't offer me coverage as I made a claim in 2010. This is the only incident that happened that year. Now, my insurance provider never informed me that a claim had been made. My premium went up but when I asked all I was told was that they had yearly increases. Is it their legal obligation to inform me if a claim has been made. If so, what are my next steps to a) clear this up and b) take action against my insurance company?""
Need cheapest car insurance company in Alberta?
I'm 16 and I just bought a car. It's a 1998 Chevrolet tracker and I'm trying to find the cheapest insurance company. I just need liability and nothing else. Anyone have any suggestions?
About life insurance.......?
My nephew told me that you can take out a life insurance policy on anyone at anytime.....is this true? For example,would it be illegal and/or immoral if my nephew took out a life insurance policy on one of his grandparents,who he knew was getting old and didnt have much longer to live?Could he actually do this and cash in on it?""
Primary insurance?????????????/?
So I took my Daughter to the doctor today she is on ARkids. everything went fine at the Doctors but when i went to get her RX they said i would have to pay 81 dollars because of my primary insurance. I dont have Primary insurance she has only had ARkids. well they told me it was through her (sperm donor) father. that had not had anything to do with her for 2 years. she is 5 and when he did it was off and on. well how is this right I have custody of her. I can not afford her meds with his insurance making me pay. when it was just her insurance i didnt have to pay since it is his doesn't he have to pay? I dont know how to get ahold of him like i said no contact nothing for 2 years. she never gets sick.. i havent had to get her any meds or take her to the doc for like 5 mo.or more.
How much would insurance cost?
I'm 18 years old and live in Suffolk county new York on the east end of long island. I drive a 2002 red dodge intrepid with 140,000 miles on it. It's an R/T which is a sport edition!!! The car has a few dings on it. I have no convictions on my license or points and I am a male. How much would insurance cost per month and what company is the most reasonable ? Any info at all would be great, thank you!!!!""
How much will the incurance go up after i start driving?
im 17 and i want to get my license. but my parents are making me pay for the difference in insurance cost. so i was wondering how much it will go up. we have usaa btw
""Cheap Home Insurance Companies Orlando, Florida?
I used to be insured by Homewise Home Insurance but for some reason they cannot longer insured me and they are transferring me to another insurance company when my renewal comes around and increasing my premium by close to $300. I need to know right away the cheapest home insurance companies in Orlando... help..
How much (estimated) would it cost for insurance on this mustang?
I am soon to be 16, and a family member has a 1998 Mustang for sale. I was wondering, any idea on the insurance? read below -4.6L V8 -convertible -all power, seat belts, airbags, etc. -VERY good condition PS we dont have drivers assigned to our cars, just the drivers and cars. also, the conv. top has a 4 inch rip in the seam. is this repairable or does it have to be immeadiatley replaced? i can wait to have it replaced if i can simply repair it. NOTE: I DIDNT ASK THIS QUESTION to hear your too young or mustangs suck I am a responsible teenager and Mustangs have been my passion since i can remember. so thanks. NOTE""
What are some cheap auto insurance companies in florida for teenage drivers?
I am 17 years old. I currently have liberty mutual insurance with my parents for $5,901 annualy (about $550 per month for three cars). Is there any cheap car insurance?""
Car Insurance(state farm) hit & run accused of hitting a object?
i was driving on the freeway tunnel(day time) when i noticed the guy driving on my left-side merging into my lane and struck my right fender,so when i get to the end of the tunnel to wait for him the guy simply drives off.I then call my ins and claim a hit & run etc. i gave them the details they say they'll fix it.3 months later i come to find out that they are claiming it's my fault that i hit a object or a guard rail or wall how can i go about this and fight it.the rep that help wasn't any helpful at all she said she re email a letter stated it was my fault and how to fight it. any help will b appreciated !!! i also i asked the lady if i can show pics of a cars that have been into collision with object i even told her it would be pics of my car(not actually my car) but u know what i mean she said they only go off what they see""
I and my friend were thinking to buy a car. He is much older than me. How should we do insurance in this case?
In this case who should be primary driver on insurance policy? me or my friend? How does it matter in terms of insurance premium? My friend will be driving the car much more than me.
How much does a person riding a motorcycel have to pay a month for insurance?
also provide your age, becuase i heard the older you are the less u have to pay..""
Cars that have cheap insurance?
im 18 and just passed my driving test, but unsure of what car(s) are cheap on insurance and road tax, is there a site i could go on to find the information i require?""
What is a reasonable cost estimate of business insurance for a cafe?
I'm working up some numbers to determine the financial feasibility of opening a small (1000-1200 sq ft) cafe. Starting out with myself and no more than 2 part time employees, what should I estimate for combined liability, equipment, workers comp insurance?""
Richmond Virginia Cheap car insurance quotes zip 23237
Richmond Virginia Cheap car insurance quotes zip 23237
What are the pros and cons of cancer insurance?
Please help I'm am writting a research paper nd I need help for cancer insurance ..
Car insurance which is the cheaper?
What is the cheap car insurance for like a 05 and truck or suv. My dad said Tahoe are really high. It needs to have 4 wheel drive.
How much is SR22 insurance?
i have 18 pts within 18 months and i have to take an ADI course and get SR22 insurance, how much will it run on average each month?""
16 year old insurance question?
i dont wanna hear the bs about only a agent can quote me i want a average of the cost for a 16 year old male! driving a old truck with driver ed paper saying that i passed umm i exspect it to be 100$ monthly?
Car insurance questions?
I was parked in front of my house and a lady came along and hit my car totalling it by the looks. I think I just signed up for basic insurance. Because she hit my parked car, is the towing and cost for keeping my car covered on my insurance or hers? And also don't know if I can get a car rental at all? And I was also wondering if the car is totalled will they pay me to get a new car? Or just pay me some money back for the car? It says under collision actual cash value. Thanks for any answers because I can not figure out what I have on this paper or if it goes on hers!""
How to get seen by a doctor without health insurance?
I have no health insurance but I need to see a doctor! I have the mirena IUD, a week ago I was sexually assaulted, but was unable to get a rape kit because of the insurance issue. But now I am having cramps, alot of pressure in my uterus area, my lower abdomen is bloated out, I ended my period 6 days ago and every day a few times a day, when I wipe its a little pink with what looks like some skin particles? It feels like I am constantly leaking discharge, I can feel it leaking out! Idk if he moved my mirena, or if he gave me and STD but I need to see a doctor. Is there a way I can see one and make payments on the bill or what? I live in California""
Who has the cheapest car insurance?
My friend is 16, has a 3000GT VR4, has his own insurance plan, and pays only 80 a month. I went to Esurance, who apparently is the cheapest, and they gave me a quote for 194 a month for a 300ZX, which has 20 horsepower LESS. I don't even.""
Lowest possible car insurance?
I am going on a trip out of the country for 4 months, and my car will be parked in my parent's driveway with a cover over it the entire time. How can I find the LOWEST possible car insurance for these months? I called Progressive and the guy was a total salesman with me, saying, Oh you need vandalism insurance, oh and you can't have vandalism insurance without collision insurance, so before I knew it, my quote was up to $120 a month. That's barely lower than the insurance I have now! How can I just get the bare minimum, state-required insurance? I live in Nevada, by the way, if that helps.""
Car insurance question?
So my policy was just cancelled and I need to purchase auto insurance ASAP but I don't get paid till next friday. Is it possible to purchase car insurance and pay later or do I have to pay same day???
""When getting a car insurance quote, do I disclose a speeding ticket, if I already took traffic school for it?""
I had a speeding ticket, but the judge lowered my citation to 99mph so I could take traffic school. I am getting an insurance quote from progressive.com and they want me to provide information on tickets I've received in the last 3 years. Do I tell them about my speeding ticket, since traffic school is supposed to prevent a point from being added to my driving record? I've already finished my traffic school and I live in California.""
Are red cars more expensive to insure and why?
Are red cars more expensive to insure and why?
How much will it cost to get me listed on my mom's insurance?
And do I have to be on their? I only want to drive it once. Thanks.
What is a cheap good health insurance company in CA?
hi im 15 years old and i need health insurance for sports and i also need doctor check ups and dental maybe even eye check ups, my parents and i cannot find a company that is cheap and just for me. what is a cheap but good company to go with for health insurance in california?""
Insurance on this type of car?
I am planning on buying a 1993 Mitsubishi 3000GT. I own a little hatchback and wanting to dramatically upgrade! lol I only have liability, full coverage is to expensive right now. But anyways, the car is red (some ppl say that matters, idk if it does), V6, and really sporty. On liability, how much do you think its going to cost per month???""
Will the premium for my car insurance go up ? =(?
Hi, I live in Connecticut and I just began having insurance under my name about 4 months ago. Recently a guy hit me and damaged my car but when I tried to get his insurance to pay for it he lied about the whole thing and the police report stated both our stories so I was denied liability. Now my insurance company has to pay for the damages which come out to around 2400 dollars. I was wondering if my premium will go up next time I renew... I already pay $2700 a year and am worried =(""
From Whom can I purchase health ins over 65 years & not eligible for Medicare?
My spouse is over 65 and will be getting residency USA and is not eligible for Medicare nor am I. From whom can we purchase health insurance?
""I am 15 and will be 16 in early October, today i got my national insurance number. Does this mean i can work?
I was just wondering now i have my national insurance number if i could start applying for some Saturday jobs?
Life insurance question?
Heard an ad for a life insurance policy never heard before. It said if you do not die in a time frame not known, than your will get your money back. Is this the same as all policies that build a cash value simply worded differently or is there a new product on the market? If you care to speculate, then might health care insurance reform lead to such a policy being offered. Death is a bit more certain than needing health care.""
Health insurance?
Does anyone know of a good and cheap health insurance company where i can save money every month and pay a low deductible?
Insurance on newly bought car?
When you buy a car, you kind of have to drive it home without insurance. What happens if you get in an accident or get pulled over? I'm talking about buying a used car, if that makes any difference.""
Health insurance in the United States?
Hi! Im not certain how things exactly work in the USA with insurance. 1) Is it compulsory? 2) Secondly, if I have insurance and suppose I want a procedure that insurance will not cover such as laser eye surgery (elective ) or say an elective cesarean. If I am willing to pay for the procedure myself can the doctor refuse to treat me and deny the procedure just because Im insurance isnt paying? Am I allowed to pay out of pocket if Im willing or is insurance legally required? Category""
Life insurance?
has anyone every heard of national benefit life insurance company of ny ny? i got this letter from them in the mail and im a bit scheptical of it... lemme know so i dont pour all this money into it and end up with nothing kthanks xoxo
Where can I get a free auto insurance quote?
I would like to know of a website that offers a free auto insurance quote?
Cheap car insurance! help please.?
I need to get new car insurance but im not sure where to go. My insurance is about to expire and i don't want to stay with them because its at about $230 a month.((WHICH IS MORE ...show more
How much would car insurance be for a Dodge Charger?
If I had a 3.0 average and no accidents,tickets, or other outstanding finds and i was only sixteen, how much Would the insurance be?""
Richmond Virginia Cheap car insurance quotes zip 23237
Richmond Virginia Cheap car insurance quotes zip 23237
What is the best car insurance?
im 18 i just bought my car and now i need insurance what is the cheapest insurance out there for a guy of my age?
Medical Cancer insurance?
my brother had cancer in the past. can he be covered by anyone now?? If he can what medical insurance?
Good car insurance deals?
can someone please tell me where i can get the best car insurance deals?? Thanks
What is the cHEAPEST car insurance???......?
4 a 17 year old
BEEN RIPPED OFF BY FAKE CAR INSURANCE WHAT SHALL I DO?
i paid this guy 130 for insurance, he put down all wrong details on the policy so that i am like 30 years old, that's why it was so cheap. wont reply to my emails or pick up the phone. told him i was going to call the police and tell the insurance company if he didnt refund me. this is the add: http://www.gumtree.com/london/13/60689813.html what should i do now??""
Does mods affect car insurance?
Hey guys I have a honda civic 2000 and i was going to to add some mods such as an intake and a BOV as well as body kit and other engine modifications. I was just wondering what would happen if i didn't tell my car insurance provider about these what would happen?
I wonder how many points will my insurance raise ?
So my car was parked in-front of a SUV Lexus in a parking lot. Then, i left my friend's house and started to drive. I stepped on the gas pedal to drive forward but i forgot that the car was still in Reverse mode. So i hit the Lexus car which was behind my car and luckily no one was in that car. There is damage on that car's left side headlight and left-side of the bumper. I wonder how many points will my insurance raise ? i just got the license like a few months ago and this is my fist accident. The SUV Lexus car's parts and labor fee is really expensive so i might don't have enough cash to pay them thou. (estimate $3000-$5000)""
How much would it be to insure a 17 year old on a Nissan Navara Pick Up Truck?
'JUST OUT OF INTEREST' I have always wanted a Nissan Navara Pick up truck and i turn 17 in october, its unlikely i will be driving till next year! i was just wondering an insurance estimate on, say, an 08 plate? Im not fussed weather it is 'expensive' i know it wont be cheap and the companies are unlikely to insure me on them but i was just wondering about a price. Its hard for me to go on insurance websites as i do not have a license and know any information. I have herd they are in Group 11 insurance.. Also are they classed as a Van/Car/ Etc? Would just like an average quote please! don't want answers with 'depends on this, this or this'.. Thanks very much!""
Should I keep my insurance while lending my car?
I will be out of the country for 6 months and would like my friend to borrow my car. She is a licensed driver and stay at home mom. I called my insurance company and they said adding her to my policy would be no extra cost to me. However she told me that since she and her husband already own a car, it would just cost $20 for them to add the car to their insurance policy and I could just cancel my policy while I am out of country. But she is not on the title. So is she right? What should I do? Thanks!""
Average cost for motorcycle insurance for a 16 year old?
i know that the rates will be very expensive for a street bike for a 16 year old first rider, but i just want a round about. i have car insurance with state farm so thats who i would get the insurance through. from what i found it will probably be better to start on a dual sport bike rather than a sport bike due to the cost of insurance and the possibility of not being able to get insured due to my age. i want to get a street bike, but i know insurance would be nearly affordable.""
Do U think it's fair women's insurance is cheaper because they have an 'innie' and men have an 'outie'?
I see just as many women being careless drivers as men. Why should their sex organs have anything to do with car insurance?
""If I report a cracked windshield and make a claim for a replacement, will my insurance rate go up?""
I'd like to get the windshield fixed, but I'm concerned the amount I save by having the insurance company pay for it will be less than the extra amount I might end up paying in increased fees. Should I just pay to replace it myself, avoid reporting it and not risk increased insurance payments?""
Affordable Health Insurance for a single mom?
Can anyone provide me with some information about getting an affordable health insurance plan for a single mother with a small child (2 and a half y.o.)? My wife and I are getting divorced. It is an uncontested divorce and we just need to figure out the support payment amount. This is the last variable. Also is there any way to keep them both under my plan at work after we are divorced? Any help is greatly appreciated! Thank you so much!
Average cost of dune buggy insurance- just answer... I don't want websites to go to?
Average cost of dune buggy insurance- just answer... I don't want websites to go to?
Where do i get health insurance in texas. im 18?
18 year old male. Parents dropped me. Sad day:(. Haha so where would I find cheap good health insurance :)
Classic Car Insurance for Young Drivers?
Always been a fan of Old Minis. Always been in the family. Uncle has had various Mini projects. I've read so many different things about classic car insurance. I'm 17 Years old, recently passed. I've heard that you get get classic car insurance at this age for close to and under 1000. I may not be driving until i turn 18. Won't be driving much. Odd weekend's and to Sixth form a few late days when i can't get a lift off my parent. My Sixth form has it's own car park and the car will be parked on the drive. Just wondering how true the claims are of the cars being cheaper to insure. If so which companies should i go about contacting, and is it best via website or phoning them. Also i would be looking at any Mini, would prefer a 1275 GT. However realise this would cost more. Not bothered about having a Mini 850 or a normal Mini 1000, as i know the Special Eds will cost more.""
I'm thinking about changing car insurance. Does Geico provide good customer service?
Their quote to me was amazingly cheap and that makes me a little nervous. You get what you pay for is what I have always heard. Anyone had their insurance through Geico? Good or bad experiences, please.""
Question about State Health Insurance and marriage in Connecticut?
I am 20 years old and 10 weeks pregnant with my fiance's child. The only reason we didn't get married a while ago is because of health insurance. He's covered on his father's plan until he's 26 IF he doesn't marry. Well, now that I'm pregnant, I was told if we aren't married, the state will come after him for child support- not to mention that I want to marry him, anyway. We've been engaged for a year and a half. I have state insurance, and everything with the pregnancy is covered, but what happens if we get married? He'll lose his insurance. Is there a state insurance plan for the entire family in CT? A plan that he can be covered on once we are married?""
Car insurance price comparison?
I'm 17 and possibly getting my own car, but my parents are concerned about the price difference between getting added on as a driver to one of their cars and being a sole driver on my own. We use geico, and i would be getting a used 1998 honda civic. message me if more information will help""
Does your insurance go up if you get a speeding ticket?
Im 18 but my car and insurance is still under my mom. I dont want her to find out... but will she? Lol. Is there anthing I can do so she wont find out?!? :))
Named driver car insurance?
How much would it be for a 20 year old, 2 years passed, to be a named driver on a picanto 1 litre, with hastings direct, thanks""
Insurance help!!!!???
hi i'm an 18 yo living by myself in seattle, wa, just wondering how much insurance do i have to pay, because i'm interested in a 1986 lincoln town car., i live in downtown, and i know prices are higher if you are in the city, i only want to have a car to drive it on weekends an whenever buses are not available. so if you can give me an idea gow much is it, i'll be greatful with your help. thanks bye xoxo""
How to find how much my car is worth for insurance purposes?
I was involved in a car crash, legally not my fault - but is still going to come off my insurance. The car is written off and I'd like to know what to expect the insurance company to offer me - and perhaps argue that the car is worth more if I can. Car was a Seat Ibiza 1.4S, Reg no. Y828 TGC. About 128,000 on the clock. In good working order. Five previous owners, part history for three of them. No visible rust. Small dent rear bumper. M.O.T. good for another 4 months. Have already tried a few online valuations, they vary so much I'm not sure they're much good to me.""
Car insurance help for a young driver?
I'm looking to buy this 2002(51 reg) 1.6L Volkswagen Beetle Hatchback. I'm a new driver and have looked everywhere for a cheap insurance quote. I'm just wondering whether the insurance will go down by much after my first year driving? thankyouuuuu x
Will a claim for a broken passenger side window increase my car insurance premium?
A rock thrown from a lawn mower shattered the side window in my car yesterday. Will my car insurance premium rates go up if I file a claim?
Richmond Virginia Cheap car insurance quotes zip 23237
Richmond Virginia Cheap car insurance quotes zip 23237
https://www.linkedin.com/pulse/compare-cheap-insurance-quotes-blake-weber/"
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Brewton Alabama Cheap car insurance quotes zip 36426
"Brewton Alabama Cheap car insurance quotes zip 36426
Brewton Alabama Cheap car insurance quotes zip 36426
BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr
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What is some really good but not exspensive auto insurance?
my daddy is with progressive and its really high on him and he is looking for a better and less exspensive auto insurance any suggestions.
Liberals: How many of you actually pay for insurance and have seen your rates skyrocket?
Due to Obamcare? How many of you or your employeers plan on dropping coverage....and paying the fine ($500) because its cheaper....and then once you get sick (pre-existing condition) buying insurance. Do you morons not see this is the EXACT same thing Fannie/Freddie did to the housing market? And that the ENTIRE healthcare industry is going to collapse?
""Already expensive and soaring prices for the US health care, what can be done?""
Many folks just like you living either in Europe or Canada are paying much less in health care than us Americans. It was just a week ago I went to shop for dentist. In four different dentists each dentist give me a different quote, different prices when ALL of the services where the same. Something is wrong in this picture. I came to ask myself are doctors putting their own price tags on their services since they are NOT regulated. This is NOT about Democrat or Republican or any politics, it is a community asset that needs to be provided for the community in affordable prices like anybody else living outside the US. The notion that it is expensive in the US because of better services and top quality medicine is simply a hoax, because ALL MEDICATIONS contain the same ingredients, but different brand names. This is where government NEEDS to step in, and make sure nobody open up a business and put up their own price tags. Pharmacuetical companies may have spent MILLIONS to research and produce medicine but that should NOT all PAID by the consumers. Why should a patient pay for a money that is somehow added to your medical bills and medicine price because of pharmaceuticals research?. When it comes to college tuition and health care, everyone should put politics a side and draw a line between Capitalism and community assets. We elect our officials to provide us, secure us, and work for us, and when folks who only see making profit are more influential and more powerful than our elected officials than something must be done in here. Drugs made by US manufactures are sold to other countries for less than Americans can buy them. If nothing is done in here, I WILL DO SOMETHING, good or bad. Just to get results different than what we have today. Join me.""
Car insurance question?
The other week, my dumb *** relative backed into my parked car. Essentially, he could of saved himself two grand if he bothered to turn and look like he was supposed to. My question and PLEASE only answer with relative/helpful information: If I don't use a rental during the time my vehicle gets repaired, will it lower his costs with his provider? Or will it not matter? I only ask because, though an idiot, is still family (plus his parents are being ******* cause their kid can do no wrong if you know what I mean). So if not using the rental will help with his rates/etc. let me know.""
How can I get medical insurance if I have a history of pancreatitis?
I've never had medical insurance b/c I've never had a reason too. Never had any major sickness before now, never a broken bone and never sprained anything. My pancreas suddenly became inflamed. It wasn't caused by drinking, I hate the stuff! I believe it was caused by smoking. I've had a few episodes of pancreatitis and was hospitalized once in which it cost an arm and a leg. Should have went to the hospital this last time, but I was so scared of the extra costs. Your pancreas is a major organ. You can't live without it. Am I going to just have to grin and bare it and leave a debt to my family when I die?! I tried applying for the discount but I wasn't eligible b/c I don't have a job. I haven't had one in 4 years. What are you to do. No insurance company will accept me due to the medical problems. I'm scared of what I'll be charged, but even more scared of the pancreas killing me.""
""I Bought my first car, Its a 2004 Honda Accord, i need information about insurance.?""
I need some info. about the best and the cheapest or the most reliable one i've never had insurance before..pleaaasee tell me where to go, please help.""
Insurance by zip code?
We are relocating in the MA, RI area. I was told that insurance differs a lot based on the zip code you live in. Where can I find the comarison for which zip code would be better for insurance in this area? I have googled in various ways but all the links point to insurance quotes for a specific zip code. What I want is the coparison between different zipcodes.""
Cheapest car insurance for 17 year old?
Taking my driving test soon and buying a cheap car (500 - 700) it will probably be a citron saxo or something like that. Who are the cheapest company to insure with?
Help with car insurance?
ok.. i just got a 1997 honda accord lx.. im 18 and a new driver.. but the car is in mine and my moms name every place we called it is over a hundred dollars just for state required ?? where is the cheapest place in shelbyville indiana.. i need car insurance and this is outrageous could anybody help me please
Can I get off of my parents auto insurance?
So when I got my license when I was 19 about two years ago I was automatically put on my moms nationwide insurance which was fine because I drove one of her cars but now she only has one vehicle and although I do still live at home I'm a full time student at a community college so she usually drives me around so she can keep the car so in order to save money would I be able to drop myself from her car insurance policy since I don't really drive anyway?
Is van insurance cheaper than car insurance in uk for first time drivers?
basically im a new driver and am lookin for the vehicle tht offers the cheapest insurance, im male by the way""
""Car insurance for a 17 year old UK, is it cheaper if i add my mum as a driver?""
Basically, If I add my Mum as another driver to my car on my insurance, does the price get lowered?""
At what age does a car qualify for Classic Motor Insurance?
At what age does a car qualify for Classic Motor Insurance?
About how much does car insurance cost for a 18 year old that just got her liscence?
About how much does car insurance cost for a 18 year old that just got her liscence?
Is this insurance company giving me the runaround?
I filed a claim with USAA on September 5th on a hit and run accident in which the police were able to find the person and get his insurance. He called them and said he didn't do it - and I hit him. I called, gave my side of the story and the number of the police who were handling the accident. They always say they will call me back and they don't - so I call them in which they give me another date they will get back to me. They never ONCE have gotten back to me. The policy holder who hit me is now in jail on an unrelated offense and they say they cannot get his statements - duh. They say they will contact the police and get back to me - but they never have. The damage to the car isn't that much - it is $416 (just a headlight) but I cannot afford to pay for it. Putting it through my insurance is dumb because the deductable is $500 - at least I think that is how it works. Could you give me advice on how to deal with USAA? I can't talk to them on the weekends because they say they can't handle my existing claim. I'm getting REALLY frustrated.""
What insurance companies in michigan allow exclusions?
I live in michigan and need to find an insurance company that will allow me to exclude people who live with me from being on my policy (otherwise my rates will double (possibly triple)) Esurance doesn't i know, but anyone know what ones do?""
A question about car insurance and modifying?
Okay, lets say you own a car, lets call this car A. You pay a car insurance company to insure you car. You hand over the required information and all that, and the car is stock when you insured it. Lets say you put a turbo, or intercooler, or new rims, or anything really, but you DONT mention it to the insurance company. Then you get into a car crash. What does the insurance company insure? The whole car with the non-insured parts? The whole car with only the stock parts (which was exactly what you payed for every month)? Or they insure nothing?""
Is there better insurance than Medicare?
I am 65 and in good health....I need better health insurance than Medicare. I don't want suplemental insurance besides Medicare. I would like to ask if anyone knows of something better!
Insurance on financed vehicles?
is it true that after 3 yrs. of financing a vehicle you no longer need to purchase full insurance? you can only do liability insurance. Is that true I think someone said that is the case for Allstate Insurance.
""I'm moving to another state. How long do i have to get proof of insurance, new drivers license, etc?""
How long do i have to complete the entire process of getting new proof of car insurance, attaining a new drivers license, registering my vehicle, and getting new license plates? I have looked on the dmv website and i am more confused now then before checking the website. The website claims you have 60 days to get your new drivers license but, you have 30 days to have your vehicle registered. This cannot make any sense because in order to have your vehicle registered you must have a valid drivers license in that state (at least for the state i'm moving to). Can someone shed some light on this topic and how long on average an individual has to complete this entire process? thanks!""
How can i get car insurance quotes without giving out my driver license number or vin? i want instant quotes?
i'm looking into getting a new car and the cost of insurance on them will help determine which i get or if i keep my current car. i've tried to get quotes online but they usually want my license number or want to call me and tell me the quotes. i just want to know approximately how much it will be for these cars. there all 4 doors and i would want full coverage 2004 nissan sentra spec-v se-4 2008 hyundai accent 2008 honda fit
Is my insurance going to go up a lot?
I'm 17 and my i'm under my parents insurance for my car and its around $110 a month. I want to get a motorcycle, either a dual sport bike or a street bike. Does anyone have a rough estimate of how much you think my monthly would go up adding motorcycle insurance? I know you don't know exact, please don't tell me to call them. I have a clean record. Thanks for all your help.""
Insurance payment to the Hospital.?
Hi, 4 months back, i had been to US from India nd during the stay there, i had to go to Emergency of one of the hospital 4 times. I was carrying the Insurance and the hospital claimed it against the Insurance. After I came back to India, am hearing that the Insurance has rejected the claim ( still dont knw on what basis). Since the travel was business related, my company has taken the insurance for me. Now I am trying to chase the insurance to see why the payment was rejected. Could any 1 please let me know what will be the consequences if the insurance doesnt pay it soon?? Thanks Joe""
Aren't the only people that will get affordable insurance out of Obamacare the ones getting a free ride?
Aren't the only people that will get affordable insurance out of Obamacare the ones getting a free ride?
Car insurance car change?
I am struggling to pay my insurance so if I change my insurance to a cheaper car smaller engine will my insurance go down a month, and would I keep the same policy to get my nyc bonus as I'm half way through, and does anyone one in how much to change your car details to another car with admiral or cancel your insurance price with admiral""
Brewton Alabama Cheap car insurance quotes zip 36426
Brewton Alabama Cheap car insurance quotes zip 36426
How can I report my neighbors for not having car insurance?
How can I report my neighbors for not having car insurance? My neighbors were both laid off from their jobs about three months ago. Earlier last week one confided in me that they were unable to pay for their car insurance and that they didn't know what they were going to do. I didn't take action then, because they were not working and rarely took their car out. However, the husband recently found employment and he has been driving the car EVERY DAY for the past week. They are nice people and we get along great, so it pains me that I have to do this. Who can I report this to? Should I just call the police station? Is there a way for me to verify that they were unable to pay for their car insurance (they were way behind in bills, so I doubt they covered it)""
How much does it cost to put myself on car insurance ?
I'm an 18 year old male. I drive a red 2009 jetta sport. How much do I have to pay to put myself on the the car insurance. And how much will I pay monthly ? Oh an btw. I just got the car yesterday and I'm trying to get State Farm. Thank you!
Where can i get affordable health insurance?
I live in iowa.. Where are some places i can get some affordable (cheap) health insurance? Thanks!
Taxes on insurance?
My sister passed away in a plane crash and the plane was insured. If the insurance company wrote me a check for $50,000 how much should I be expecting to pay in taxes? I'm so confused....""
Insurance????? Help please ?
I'm 18 thinking About insurance and just wondering if I get my mum to go under the insurance do I still get my no claims discount after a year? Cheers rob
Impact of Auto Insurance Quotes on Credit History?
I am with Geico currently and is up for renewal. I am planning to take quotes from different companies. May be they offer me a low rate. But I am scared by the fact that it will impact my credit score. Can you please advice? I have been driving for 4.5 yrs with clean record.
""I don't have health insurance, should I get AFLAC?
My company sent an AFLAC representative to us today. I heard it was supplemental health insurance and it costs $35/month for accidents and sickness. I don't have any insurance at ...show more
I have no insurance how much does it cost to fix a broken windshield (the back windshield).?
I have no insurance how much does it cost to fix a broken windshield (the back windshield).?
65 Life Insurance vs. Term Life Insurance?
My wife and I currently have 65 life insurance which we pay about $130 per month for the two of us. After listening to her friend Suze Orman she wants to get rid of the 65 life and get term life insurance. 1st question is what do you think is better and 2nd is how easy is it to settle your current life insurance to cash out and if you stay with the same company can you roll your current $value into the new term life? Thanks
I got a speeding ticket in somebody car well his car insurance go up?
I got a speeding ticket in somebody car well his car insurance go up?
Lapsed car insurance ?
I never received bill or warning in the mail or phone call from my agent. Either they made a mistake or my parents thought it was junk mail. Over 6 months have gone by. Should I call my agent or the insurance company? I figure rates will go up even though I didn't do anything wrong.
How to get cheap insurance and get covered fast?! help:(?
i need to see a gyno asap and i need to get cheap insurance. what should i do? im 19 years old and dont have a job. and live in california.
How much is the insurance for a mazda rx8?
how much would it cost me? the insurance? im going to turn 18 and im going to start paying for my own insurance? since i have no credit around how much would it cost me.
Whats the Bmw M3 insurance like?
im a 16 year old female in Florida and im looking into getting a 2002-2003 Bmw m3 in august.I was wondering if anyone else has one and could tell me what the insurance would be like. haha
Car insurance for a new driver?
I will be driveing soon how much on average is car insurance for a new driver?
Can I drive my car with full insurance on a provisional licence?
I have bought full uk licence insurance on my car. I pay fully comp price's (500 a month), But, Im still on provisional licence.. Can I keep my full insurance and drive with my L plates on with a driver with a full UK licence who's held it over 3 years in with me still? They are also named drivers. Thanks!""
Insurance for a honda civic?
I am 16 years old getting insurance for the first time got my licence a week ago never driven on it.....i want the simplest insurance ever something that will let me drive my car legally
Will I be able to buy car insurance?Thanks?
Im 19 and I was on my dads Metropolitan insurance company. I had 2004 Honda Civic but my dad had the car title in his name. I crashed my car and I was at fault so now we're waiting for the case to settle. My dad wants to wait for the case to settle before I buy another car. The case might take another year or more before its settled. I would like to buy my own insurance and my own car. How will the insurance work out or whats the cheapest insurance? Thanks
I need a cheapest car insurance in ontario.?
simple as i said, i need the cheapest car insurance, i don't care the coverage, it can be even without any coverage. i can even pay for all damage. i live around Kitchener-waterloo city. if anyone know or you work in a insurance company that can provide just a paper that i can use to extend my car license plate number, let me know. i was so upset that i need to pay so much money for car insurance that in case anything happen, i also hesitate to call the company because my car insurance might be going up to the roof.""
Can my husband's employer to force him to pay for and enroll in company's insurance plan?
My husband received a letter from their corporate office stating that in 2014 all employees will have to enroll and pay premiums for health insurance on their plan and that if they ...show more
Has car insurance gone up in the past couple of months?
My partner has just been on 'compare the market' and found that to insure his fiat punto its going to cost him nearly 800 - 2 months ago when he looked he was getting quoted 400. Its nearly doubled in costs!!! What is all that about?
About How Much More will is be for my mom to add me to her car insurance?
Hi my mom said she will add me to her car insurance but i have to pay her the difference. I was wondering about how much more it will cost. She has State Farm and her car is a 2009 Nissan Altima 2.5 S. I'm a 21 year old girl and i would only use the car to drive to work school and around my neighborhood sometimes. any idea how much more that will cost?
Car accident without insurance?
I hit a parked car with a moving truck. My insurance was evoked at the time of the accident and I got a phone call today from the insurance company of the car I hit saying that the ...mostrar mais
""Has any one been quoted 23,000 for car insurance?""
i have just been quote 23,000 for a car insurance am i the only one (vaxhaul astra 1.4)?""
How did mandatory car insurance effect prices upon gov requirements to have insurance to drive?
how did this government policy effect costs?
Brewton Alabama Cheap car insurance quotes zip 36426
Brewton Alabama Cheap car insurance quotes zip 36426
About how much will my car insurance be?
1. have had my license for 3 years now 2. never had insurance before, because I never needed to drive (until now)...so I guess that I can be considered a new driver ??? 3. BRAND NEW Honda Civic//4 doors 4. I am in college right now. 5. in California ABOUT how much will my insurance be, (FULL insurance), for 6 months, or a year?""
What is the average cost of car insurance for an 18 year old female in California?
What is the average cost of car insurance for an 18 year old female in California?
Car insurance and the meaning to it.?
how does exactly car insurance work, when people say are you on his/her policy, premium insurance and so on... i am new to cars in a perspective point i am a new learner towards driving and i want to start learning what these words mean and what they do. if you could analysis the word CAR INSURANCE any specific site where i could learn these words from top to bottom of the meaning car insurance. thank you""
How to get your Life insuance license in California?
So people told me to take online courses to get pre-license, and then I have to take an exam outside in order to get my license for health and life insurance. That sounds like a long time and very expensive. Can I buy a book to study on my own, then go straight to take the exam outside? Or getting pre-licensed is required before I can take the actual exam.""
How much would car insurance cost for a Ford 1965 Convertible Mustang?
im 16 male on parents insurance, good grades, took drivers ed, no tickets, right now my parents are on AARP but any idea would be appreciated. The car is pretty old so its not worth too much it needs a new transmission and stuff.. any idea on a price.""
Am i covered under my parents car insurance?
i have my license, im 16 and i sometimes drive my parents car; am i covered under their insurance? i think they added me in their insurance. im asking because i have friends at school that drive their parents car, but have their own insurance, and its expensive. so how come they have to pay their own insurance, and im covered under my parents? and when my parents added me did their rates go up? thanks for your help oh and i think i have statefarm""
What is a good health insurance company?
I don't make much $, but I would like to have health insurance at a reasonable cost. What say ye?""
Does anyone know of cheap car insurance for over 50s?
Does anyone know of cheap car insurance for over 50s?
Home insurance rates.?
Recieved a letter yesterday from my insurance company. They are now going to base home insurance rates based on your credit score....WHAT?
Where is my car insurance?
Which insurance campaign insured my car
Who do you have for car insurance? open!?
looking for a cheap car insurance, buut not to cheap were if i get into a car crash they'd give me 10 cents. any suggestions?""
Car insurance for 27 male?
Hello, Im 27 year old male, driving a 2003 mazda protege with 170 000 kms. I live in London Ontario. How much will car insurance be with a clean record?""
What is an insurance program?
I have heard the term, Programs Division, and Programs Underwriter. What exactly are Programs and how do they differ from the regular products an insurance agency offers?""
How much should car insurance cost?
i am 17 and live in London. i have just passed my driving test and i'm looking for a car and insurance. i am not bothered about how bad the car is but i can't find insurance anywhere which i can afford. does anyone have advice?
Cheapest way to insure a car temporarily?
I have had a company car for the last 2 years and looking to buy a 2nd car for a little bit of fun on a few weekends a year. I dont want to buy a full years insurance as it is too expensive (looking at a porshe convertable) and I am only 21. Can anyone suggest a cheap way of which i can only insure the car for a few days a year? Thank you, Richard""
Insurance on newly bought car?
When you buy a car, you kind of have to drive it home without insurance. What happens if you get in an accident or get pulled over? I'm talking about buying a used car, if that makes any difference.""
Insurance quote on nissan navra ?
in febuary i will be 17 is there any chance i would be able to get a quote on a truck like that or am i living in a dream world
Car Insurance..6 Points..(read on)?
I got 6 points back in 2009 for speeding with a drink drive ban the same night! I don't need any lectures. I can easily say biggest mistake of my life! I done my time and still paying for it. I done a insurance quote without the 6 points and it was 600, with them it is 1300! (the drink drive ban included in both quotes) It is comming up to the 4 year mark where I can now get them removed from my licence, but I have to still declare it to my insurance even though there not on my licence any more..? (rehabilation offenders act..?) I have changed my ways and I drive very sensibly in low litre cars! Never want a fast car! (I am 23) I just use it for work my annual mileage is around 10k. These 6 points have raised it dramatically! Are there any insurance companies out there where I can only declare it for the 3 or 4 years? Or do I have to even declare it atall insurance companies are asking for 5 years, but they are completely off my licence after 4..I would of thought under the rehabilitation act I served my 4 year sentence now a 3rd party company (the insurer) is asking for 5..? Help on this will be greatly appreciated. Thanks""
Is Arizona's new law racial profiling against persons without driver's licenses and automobile insurance?
Is Arizona's new law racial profiling against persons without driver's licenses and automobile insurance?
What auto insurance company take people with only permit?
I was told that there are insurance companies that take people like me, without a driver's license. But I've been calling a lot of insurance companies and start getting frustrated. Please, can someone tell me what are the companies take people like me? Thank you so much!""
Car Insurance Question?
I'm a 16 year old girl with a car, and I wanted to know how much my car insurance price will range in. I'll be driving a white sedan (say a Corolla/Mazda 3, 2005-2007). How much will be my car insurance?""
""Car wreck, how much is the insurance going to give me?""
I got into a car wreck sometime this month of May. It wasn't my fault, the guy made an early turn and hit me. My car and his car are now totaled. I was wondering how much money the insurance will give me on the newer car...? By the way, I have a 1995 Honda Accord Ex and its now totaled. I just wanna know how much they will pay me back? And I have insurace, but not full coverage.""
Where can i find cheap auto insurance?
I am 18, almost 19""
How much do you pay for car insurance?
How much do you pay for car insurance?
How to fine best insurance companies ?
How to fine best insurance companies ?
Brewton Alabama Cheap car insurance quotes zip 36426
Brewton Alabama Cheap car insurance quotes zip 36426
""My family makes 80,000 but can't afford health insurance. I have loans and all, what do I do?""
We are currently living in Pleasanton CA because I want my daughter to go to a good public school (cant afford private schools)We have no family here in California, its just the two of us with our 5 year old daughter.(my husband is an only child, both of his parents died) It is very expensive to live in Pleasanton, but we rather live someplace nice where the school system is good and we are also interracial couple. We have credit card loans,(25,000) and my husband has a student loan. My daughter is on a Kaiser individual plan which is 300 a month. We have a car payment of 312 a month and still have 6000 left to pay off. We have a low interest rate on the car loan like 4%. We tried consolidating our loans but it did not work. Now my job offers health insurance, but it is very costly, 280 a month which I can't afford, and we are not qualified for the covered California. Please anyone has any advise we would love to hear some feedback.""
Where did the myth that the color of your car is an insurance factor come from?
Where did that come from I hear lots of people saying that. That would be a sad day if the inusuance companies had that much say into how my car should look.
Can i get Money back from my car insurance company?
I paid my 1 year car insurance, my insurance started in january, im planning to sell my car in august. can i get any money back from my insurer? I am 23 and Paid around 1200 Thanks""
What UK car insurance companies will consider my Canadian driving experience?
I recently exchanged my Canadian driving license for a full UK license but insurance quotes are so high because most companies only consider that I haven't had my full license for more than a year (in fact I have had a full Canadian license for 8 years). The insurance companies also don't seem to consider that I have had no claims on my Canadian insurance for 8 years. Does anyone know of a UK car insurance provider that will consider foreign driving experience in their quotes?
Auto Insurance Help...?
I'm new to this car insurance thing and I need help picking out which one is best. What do I need to ask for? How much roughly is car insurance? My parents used to pay for mine on theirs which was $134....I want to try to keep around that range. Should I wait until I turn 21 to get it? Help me please!!! :) Thanks
Car insurance?
My auto insurance has expired and I'm kinda looking for a new car insurance. I can extend the previous car insurance, but I just want to know about other car insurances as well so that I can make a good choice. I took a look at many car insurance company websites, but it seemed like I need to put all my personal information (not only about my car and my email address but also my home address, phone# etc) to get a quote. I'm worried that maybe they would send me all kinds of junk mail kinda stuff to my house if I put my address on the form to get a quote. Do you know any good ways of getting a quote without telling them my personal info? Any recommendation which car insurance company is good? Btw I've never got into any car accidents so I just need a cheap auto insurance. I drive '83 caddi.""
Insurance for renting a home?
I'm renting a home from a friend, and she says that she has to cancel her home insurance. Is there rental insurance, or any more suggestions.""
Car insurance on a pergeout 307 new driver? UK ONLY.?
i turned 17 in march.i have yet to pass my test but wish to look at quotes for insurance. its a 5 door 1.6 and 5 doors. who knows a cheap car insurance site for me and with prefernce to someone you know having it from there? before you say i have tried comparison sites and they are no use.
How auto insurance determine how much your car worth after claim?
I had a 1998 Subaru Forester S sport utility 132,000 miles and it was totaled. I read some places and people say that insurance don't follow the Kelley blue book and some say they do. Others say they go by autotrader.com or nada.com. Why is that? are they trying to trick us by which value is lower? My insurance offered me only $3200 but it know it worth more than that. Vehix.com say it value at 3900 and kelly blue book say about 4300 so which is right?""
What good is term life insurance?
I fully intend to live longer than most term life insurance policies cover! Whole life is more practical, to my way of thinking.""
Car insurance recommendations?
hi im 16 and trying very hard to get emancipated i havent told my mom yet though because it seems like a great idea not to get kicked out first, but anyways i have locked in a steady job at a clothing store but i am only working part time for now. What would your recommendation be for cheap car insurance i have no idea where to even start but if i can get cheap insurance than i will be able to spend more on an appartment or trailer. plz give me your recommendations and any advice on how to accomplish my goal. and please no bad comments i just want advice.""
Whats the best agency to call to get homeowners insurance? single family cape cod style.?
Looking for good home insurance rates
Insurance for a jeep wrangler?
I really wanna buy a two door hard top keep wrangler. I was just wondering roughly what would my insurance be like. I have never gotten in an accident or in trouble with the law, I have good grades, took a drivers Ed course and I'm a girl. Anyone know how much the would be? Roughly""
Will one accident and citation make ur car insurance go up?If so how much?
Im a 23 yr old guy and ive only been insured for a month, will my insurance rate go up immediantly?If so,how much?""
Will homeowner insurance rates go through the roof if Cap and Tax passes through the Senate?
HYPOTHETICALLY............If you are trying to sell a house, you get audited (like it says in the bill) and they say that you have to upgrade a whole lot of stuff that you can't ...show more""
What is the Cheapest car insurance for an 18 year old with a license for 4 months?
I have a 87 Toyota supra. The cheapest we've found was 119 a month! Is there better though?
Cheap insurance cars?
What new-ish cars (about 2008 onwards) are amongst the cheapest to insure for a 17 year old male? Not really looking at a stereotypical first car like a Corsa or Clio etc. I know insurance isn't cheap, but what cars have the cheapest available?""
Car Insurance Question (regarding insurance)?
Hello, I have an insurance question. Last December, my wife, 2 y/o daughter, & I were involved in a car accident. The other driver was at fault, this was noted on the police report. My wife & daughter both required medical attention. My daughter suffered a broken leg & has since recovered. Unfortunately, my wife's recovery is taking a little longer. She required immediate surgery on her wrist & needs daily physical therapy. Although I have a laywer, car insurance & health insurance, I've had to front enormous amounts of money to cover medical expenses. My health insurance will not reimburse me for expenses. Can I ask my car insurance company to help me out with expenses? They know the other party is at fault (police report says so). I've had to liquidate stocks & savings to make ends meet. I'm now out of money. I was not at fault, yet I'm being punished. Any advice on how to get reimbursed ASAP? My settlement probably will not occur until next July.""
""My sister in-law hit another car, she only has a permit and no insurance?""
I moved to america last year, my wifes sister hasnt got a full license yet she hit another car today. She has no inurance, she gave her name and her mothers car insurance details. ...show more""
What good is affordable health care when more...?
people are out of work then there are people without health insurance?
""Why buy license plates, register car, and car insurance when I saved $3,000?""
Only suckers buy license plates, register car, and car insurance ( which I canceled :) after I got my license ) which I save over $3,000 a year on. I could careless if I crash my car I bought for $350 it is a junker ( which will probably die in the next three months ) and I could just run away without paying a thing. I already have saved over $5,000. CAR INSURANCE DOES NOT MAKE ANY SENSE UNLESS YOU CAN'T DRIVE.""
Does anyone know the average cost for motorcycle insurance in New York City?
Not for a new street-bike, but for an older bike, like a triumph""
Is it possible to get a good used car for 3000 $ ?
I live in the Los Angeles area and I am a student .. I really need a car but I can only afford 3,000$ at the most .. Do you think I can get a pretty decent looking car for 3000$ ? and I am 25 years old , I never drove before ... How much do you think the insurance would cost approximately considering that I am 25 years old and new driver with a used car ? I really wanna know if I can get a good one for 3000$ Thanks a bunch !!!""
Insurance Question??
Can you get insurance if you have a salvage title????
Car insurance in California - most competitive companies?
I'm considering a move from Pennsylvania to California. My existing insurance provider doesn't write policies in California so I would need to change companies. I'm currently paying 919 per year for 2 cars. I would like to find a company that can be competitive with these rates. I'd love to get any feedback from people that live in california regarding companies they recommend and which to avoid. I would probably be living in the east bay of San Francisco. I hate car insurance companies (except my current one which I love) and would like to avoid being totally ripped off. I have 18 years of accident free miles and no moving violations...
Brewton Alabama Cheap car insurance quotes zip 36426
Brewton Alabama Cheap car insurance quotes zip 36426
https://www.linkedin.com/pulse/possible-give-car-insurance-benefits-my-boyfriend-jayden-castaneda/"
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Does adding your spouse to your medical coverage cost more?
"Does adding your spouse to your medical coverage cost more?
@mbrcatz, you're an idiot. Read the question and think about it. go ahead take a sec......................... Do you notice how everyone else understands, but you....I wonder why??? cuz you're an idiot. Here I'll write it in simpleton: Will it cost more to be on an insurance plan together or separate? capiche! Not...will coverage for 2 people cost more than coverage for 1 person....wtf...idiot!
BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr
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If i'm getting a new car I dont really understand insurance. What will make my insurance rise. I have been hearing it is the model or how new my car is because im looking into a few new cars. Thank you.
Car insurance estimate dispute?
I recently was bumped into in my parking lot and am trying to settle with their insurance company for how much the repair fee would be. I took it to one place and it was around $2100 with damage to both the front and back door (they said the front door would need to be replaced). I spoke with their insurance company and they said I needed to take it to their place to have an estimate. I took it to their place, and the guy asks me if I was going to have it repaired their or somewhere else. I told him I would get it repaired somewhere else, which meant I would get a check he told me. He inspected it and told me that there was a 50-50 chance it would need to be replaced on the front door so his estimate was only for $1300. He said if I go get it fixed and they say it is more, that their insurance will pay the difference. This sounded to me like they are trying to say if you want the cash you only get $1300. What should I do? Should I try to negotiate with their insurance company for the difference or get more estimates that say I would need the new door? I would like the check, but I feel like I am getting ripped off since it would take more to actually fix it more than likely.""
Cost for insurance license?
What is the total cost for obtaining a insurance license in California? Taking into consideration the exam, background check fees, etc? PLEASE..answer if you truly know. And tell me other essential information that I should know such as the time that it takes to finish the courses.""
Going to buy a new car tomorrow. Insurance Question.?
I will be getting a new car tomorrow. (It is actually a used one from a dearership, but new to me). Anyways, I was wondering about insurance. I live in Minnesota where it's state law to have insurance and also I need insurance because I took out a loan. My plan was to get the insurance the next day. Would this be a problem? I would be driving my car around without insurance for a whole day. I still have my current car which is covered and I will be getting rid of quite soon but I wont be driving that tomorrow after the purchase is made. My questions are, would I get in trouble if I were pulled over and don't have insurance, and what happens if I get in an accident on my way home from the dealership?""
Need insurance and sr22 for suspended license?
A friend of mine lost his license for driving without insurance. He needs to get insurance and provide an sr22 to get his license back. We live in Ohio and are having a hard time finding any kind of affordable insurance plans. Any ideas? What is a good price for min. state coverage, anyways? Thanks for the help.""
Health insurance question?
ok i'm a international student and i just found out that i got a cervical cancer or abnormal cell growth, and i don't have a health insurance and i don't know how to pay for it? if i get a health insurance would it cover it?""
What's a good looking affordable car for a teen?
My budget is going to be about 15-25k and I like muscle cars like camaros and dodge challengers! Any other good lookin cars?
Looking for a good car insurance.?
hello every one, I am not satisfied with the insurance that I have (hartforth) due to a small accident that I had that i was not my fault and I am still waitting for them to call me back when the accident was two months ago, I do not want to deal with them again. would like to change it for an other one but I do not know wich one. can some one please let me know which insurance is the best for Southern California. thanks every one""
After you sell your car do you get your insurance back?
my car has failed M.O.T and can't be fixed as its to much would i have to pay my car insurance off or get back what ive payed so far
Can You set up your own car insurance company?
was wondering about the possibility of starting up my own insurance company covering cars. do i need a license to do this. do i have to make myself known to anyone that i am insuring people to drive, eg.The Gardai or something?Thanks for the help..I live in Ireland aswell""
Classic car insurance..i need to insure a porsche 924 as a 2nd car.weekend use only any ideas of cheapest?
porsche 924
Need health insurance?
I need to get my own health insurance. Does anybody know of any insurance that just covers if stuff goes really wrong?
What is an average insurance cost for two cars in dallas?
What is an average insurance cost for two cars in dallas?
Should I change the deductible on my auto insurance?
I own a car that is 12 years old with only 81,000 miles on it. The car is worth somewhere between $3000 and $4000, depending on if I sell it outright or trade it in. My plan is to drive it for as long as I am able. I have a $500 deductible right now but am wondering if I should change it to $1000 to reduce expenses. I live on a fixed disability income and money is tight. I have no savings. With that said, what would be the best thing to do at this point.""
Where can I get homeowners insurance?
My homeowners policy was dropped because I have three Rottweilers. Do you know of anybody who will issue homeowners to me?
Do insurance companies insure themselves?
My wife and I were wondering this this morning. If an insurance office is broken in to/has a fire/etc, do they cover themselves?""
Does adding your spouse to your medical coverage cost more?
@mbrcatz, you're an idiot. Read the question and think about it. go ahead take a sec......................... Do you notice how everyone else understands, but you....I wonder why??? cuz you're an idiot. Here I'll write it in simpleton: Will it cost more to be on an insurance plan together or separate? capiche! Not...will coverage for 2 people cost more than coverage for 1 person....wtf...idiot!
What is the easiest and most profitable insurance to sell?
Is life and health a harder sell than p&c? Also what company is best to work for, Aflac, Farmers, Allstate, etc.?""
Rental car insurance?
I just rented a car from Budget and it being my first rental, I wasn't exactly sure of all the terms and conditions... unbeknownst to me I could have used my own full coverage insurance with me. I flew out of state and rented a car for the wedding and just assumed I would need to buy their insurance policy, no one ever told me different. I did take my policy with me, but was never asked for that information. Then I get the bill back and they charged me 32.50 a day! Has anyone ever had this happen and how lenient are they if you've already returned the rental? Anything I can do? I'm back at work and won't be able to call in until this afternoon, just wanted some feedback. Thanks in advance.""
Why would identical auto insurance policies vary in price?
I currently have my auto insurance through Progressive and have been a customer of theirs for almost 10 years. I have a flawless driving record with no violations or tickets and no claims filed. My policy is up for renewal in December and is due for a sharp increase despite maintaining a spotless record and after years of steady decline. I was told that the rate is going up due to the cost of doing business . I decided to shop around and get quotes from competing companies and was absolutely floored by the discrepancy in prices; it almost seems like I am getting ripped off by my current carrier. Auto insurance might as well be greek to me, can anyone explain why one company would be charging $100 less than the competition?""
Where is the best place to get insurance for my scooter?
i know that scooter insurance runs around 120 a year but all the quotes i keep getting from places like Allstate and progressive are more like 1167 a year. Where is the best place to get comprehensive insurance for my scooter.
Cheapest auto insurance for teen drivers in South Carolina?
I'm about to start driving in a year or two, and I want to know what the price range for me would be?""
Car insurance settlement?
I was in an auto accident as the passenger in the vehicle. The other person was at fault but they didn't have car insurance. (Another topic) Anyway, my friends insurance company said they are going to reimbursement for everything, including lost wages, bills, etc. I have been in PT for the pass 10 weeks and have to wear a cast on my wrist for the next 2 weeks. My lost wages, co payments and some medical bills have already gotten to 11k. I expect more bills that can get to close to 15k all together. How much should I expect to get with pain and suffering without dealing with a lawyer? Any ideas? I was diagnosed with a fractured wrist and sever muscular damage to my chest, neck and back so far. I really don't know the medical terms""
""Looking for cheapest car insurance, see discription thanks!?""
I'm 16 I get a 3.8gpa and own a 1977 formula 400 pontiac firebird, and live in california... I want to get cheap insurance my family doesn't make allot of money. what is the price range for someone with my credentials.""
Affordable insurance?
I want to start a new job They will offer me and my family a great insurance plan expense free The only catch is that it will not take affect for 6 months The present plan paid for by my employer will only last for 30 days once I leave this job Does anyone know of a basic affordable health insurance plan that i can purchase for 5 months Thank You
NY parked car accident insurance laws.?
Some guy hit my car while it was parked in the road. He knocked on the door and gave me his insurance policy and other information. I live in Rochester, NY and my insurance provider is AIG. If i file a claim, who's insurance pays for the damages (new fender and door)? Will there be a deductible on my part? Will my premiums go up? Doesn't NY have some stupid no-fault law? Or should i just make him pay for everything out of pocket?""
Car insurance price comparison?
I'm 17 and possibly getting my own car, but my parents are concerned about the price difference between getting added on as a driver to one of their cars and being a sole driver on my own. We use geico, and i would be getting a used 1998 honda civic. message me if more information will help""
My car insurance is $200 a month!?
I'm getting my license in less than a month, but my parents won't get me a car b/c they say I won't be driving alone anyway b/c the insurance is through the roof. We have Mamzy. Would it be cheaper if we switch our insurance? It'll go down once I've had my license for 6 months, but still, half a year is a long time to have to wait. :\ Thanksx.""
Where can i find affordable life insurance for my 81 yr old granmother?
I live in Illinois, and I work for the UI, but im not sure if I can add my grandmother on my insurance...So Im trying to find somewhere that will take senior citizens, but something i ...show more""
Are there any car insurance companies that only look back 2 years instead of 3?
Are there any car insurance companies that only look back 2 years instead of 3?
Appropriate and affordable health insurance for my autistic son?
Here is the situation: My son is seven and severely autistic. He lives with his mom (we are divorced). As part of our agreement, I take care of his health insurance and medical bills, co-pays and things related to his medical care. I pay for insurance for him thru my employer, around $280 a month, just for him. However, although it is pretty good for office visits, it is really bad for hospital. Because he is autistic, he has to be knocked out for some procedures that he wouldn't normally be knocked out for. Recently he incurred a $9000 bill, which the insurance company wont pay because he already maxed out his hospital indemnity for the year. I feel that the time has come to provide him with some sort of hospital indemnity, but I can't find any that I can actually afford. I don't make very much, I make enough to pay his regular health insurance and his child support, and the occasional doctor bill. But I don't make enough to pay the huge premiums that a regular hospital indemnity plan has. To add another wrinkle, I live in New York, he lives with his mom in Connecticut, she is the one who brings him to the doctor/hospital, I'm just the one who pays for it, which I am happy to do. But the problem is, that anything available with NY, only covers providers in NY. CT wont work with me because i do not live there. Am I screwed (as in I have to pay 900 per month in hospital insurance), or is there something I can do? By the way, I make about $36000 per year, not a lot for New York. I just want to provide the best care for my son, but I need something I can actually afford""
""I dont have health insurance, what should i do?""
I live in California, I am a fulltime student in a comunitty college, and a part time worker, my parents dont live with me , I dont have health insurance, i think i need a physical ,i think my eyes are going bad,what should i do? (i cannot afford monthly payments of insurance companies)""
Concerned about insurance rates for 2011 Mustang - 305 HP V6?
I really want this car for my next car but I'm concerned about insurance rates. Will it be considered a sports car even though it has the same engine as family car types like the Fusion? I'm over 25 (will be 26 in December) and I've not had any accidents just a couple of speeding tickets - one when I was 19 and one when I was 23. I'm buying later in the fall as a graduation present to myself since I'm finishing my master's degree and I'm still driving my 02 Sunfire from high school.
Do salvage title cars have cheaper insurance premiums?
Do salvage title cars have cheaper insurance premiums?
What's the song from the new progressive motorcycle insurance commercial?
it's a rock song
Would it be cheaper to insure a VW Golf for an 18 year old as a name driver on my parents insurance ?
I hear that a VW Golf is really expensive to insure for an 18 year old. Would it be cheaper if the car was insured for my parents and I was a name driver on that insurance ?
Does late payment on car insurance affect credit?
just wondering if a late payment of a bill....say my telephone bill, or car insurance affect my credit?""
Good car insurance 17 years old?
what car would be cheap to buy and cheap on insurance for a 17years.
Claiming insurance for a vandalized car?
a car is 23 years old and in standard form worth about 800. due to the amount of mods done to it, it is insured for 4000. if it was to be vandalized to the point it needed a full respray at a cost of around 1500 what do u reckon the insurance company would do. pay for the respray or write the car off, and payout how much?? its not an agreed value as such, its just thats what was paid for the car so thats what they said to insure it at.""
Car Insurance coverage question...?
Here is my question, CA policy I have three cars under my policy, I have now passed on one of them to my younger sister who is 21 and lives 50 miles away. However, she is NOT under my insurance policy and I am worried that my insurance won't cover her if something were to happen. I was told by a friend of mine who is an insurance agent that ANY insurance company in CA has to cover her if she has a valid license and does NOT live in the same household as the policyholder (coverage would be extended to her also as long as I verify she was authorized to drive the car). Is this true?""
Carr insurance with 2 years clean driving record?
I am planning to buy a used car my Driver liscence is 2 years old with a clean driving record i am wondering will i have to pay a lot of insurance or just minimal based on my record and DL. Please suggest which is a cheap insurance option
Whats a good car insurance comapany in onatrio canada?
im just looking for regular insurance,nothing fancy.im a 34yr old male.thanks in advance.10 points for whoever gets the best company is my gift to you...""
Does adding your spouse to your medical coverage cost more?
@mbrcatz, you're an idiot. Read the question and think about it. go ahead take a sec......................... Do you notice how everyone else understands, but you....I wonder why??? cuz you're an idiot. Here I'll write it in simpleton: Will it cost more to be on an insurance plan together or separate? capiche! Not...will coverage for 2 people cost more than coverage for 1 person....wtf...idiot!
Which Insurance Company?
I am a 20 year old male and i'm looking for insurance for my car. The prices range from 1000-3000. I know it depends on Claims, how long you've been driving, your age etc etc but just wondering does anyone have any suggestions about which insurance companies are quite cheap for people around my age?""
High Risk Car Insurance in Florida?
Does anyone out there have any experience with finding coverage for high risk auto insurance in Florida? I don't have any DUI's or DWI'S ON MY record, 4 speeding tickets leading to point suspension and 3 accidents. At this point it looks like I may have to go without driving for the next 4 years.""
2002 LEXUS IS300 price of full coverage insurance?
im looking at a 2002 LEXUS IS300 and now im just wondering what the price of full coverage insurance is before i buy it.And if you have owned one of these cars maybe you could give me a review of it,like what kind of repairs so far while owning it,is it reliable?.just wondering because i dont wanna car thats known for having engine and tranny issues, oh and how does ride .any way im just wonderin what other people opinions are on it.""
Now i know i need insurance?
but know what kind of insurance would i need because these are only 14 ft jhon boats
How bad would my insurance rates be?
I have the money to buy a used 04 S2000 now, but my parents are paying for the insurance and I don't want to make them pay a lot. My father is 47 and wants to put the car under his name if I buy it. If it matters, I'm 18, straight A's in high school if (GPA matters), two years of driving experience, and I live in Indiana. Would the insurance rates for this car be a lot? If possible, does anybody have an estimate?""
Help me with me car insurance?
i am 34 years old have a new license with pass plus and recentley bought a car. what is the cheapest car insurance for me(third party) thanks
About how much will my auto insurance be a month?
im about to turn 16 and im getting a 2010 camaro ss. and i dont care for yalls opinions u dont need a car that fast or ur spoiled just answer the question and i live in texas
""Why buy license plates, register car, and car insurance when I saved $3,000?""
Only suckers buy license plates, register car, and car insurance ( which I canceled :) after I got my license ) which I save over $3,000 a year on. I could careless if I crash my car I bought for $350 it is a junker ( which will probably die in the next three months ) and I could just run away without paying a thing. I already have saved over $5,000. CAR INSURANCE DOES NOT MAKE ANY SENSE UNLESS YOU CAN'T DRIVE.""
How much life insurance do I need? How long?
Hi, I am 31, married, in decent health (don't smoke). No kids, but planning for one next year. How much life insurance do I need? Thinking about a term policy for $500,000, but not sure if I need it for 10, 20 or 30 years? Any advice much appreciated. Annual income is the $100,000 range. Thanks.""
How can I lower my auto insurance rate in California?
Details: Licensed at 19/Now 25yrs old. I have a clean record but can't afford full coverage because it's in the thousands. Is it pricey for me because I'm Asian? I don't get it, I hear about people being fully covered for a whole year for less than $1200, but I only have basic coverage and I'm paying $1100 per year. Can anyone help?""
Will I have to pay the excess on my car insurance.?
My car was attempted stolen last night..the thieve(s) broke in looted my car then let the handbrake off, my car rolled down the road & hit a lamp post..the police are treating this as attempted theft... my car has been sent to police forensics will I have to pay the excess on my insurance policy?..thank you.""
Car insurance__________________?
How much do you pay for car insurance? (in a year), mine is going to expire in november (november, 30) when I am supposed to go to the agency to renew it? Can I go for example on november 1st?""
How much would a jeep commander insurance cost if you have state farm?
I was wondering how much would the insurance cost and what is the average pay for insurance?
Term Insurance or General Insurance?
I am thinking of insuring a member of my family. What would be an ideal choice? Going for a term insurance plan or general insurance? 10 points to the best answer.
Can you register car w/o insurance & 1967 Mustang Steering wheel..?
I do not have my license or permit yet. I plan to have my permit by early September. I don't plan on insuring the car until September or Feburuary but can I REGISTER the car before I get insurance? (So it won't get towed.. does that ever really happen?) How much would a 1967 wheel cost and how much to have it installed?
2006 cadillac cts insurance rate for teens?
i want my dad to give me his car but i wanted to know how much the insurance would be its the base 2006 2.8L cts and its salvaged , so yeah state farm rates would be a +, State of California""
""How much will insurance cost for a mazda RX-8, 2004?""
I am 17, 18 in December but I was wondering how much it would cost for insurance per month and annual since I am a teen?""
Cheap car insurance companies?
i've just passed my test and own a renault clio sport 1.4 w reg all insurance quotes have been over 3000 pound does any one know where to go for cheap car insurance
How much would insurance oN MY CAR BE?
i am thinking about getting an 02 jeep cherokee, i am 17 and had no violations or anything, how much do u think that insurance would be alone for me and not under my parents name. (insurance per month)""
Best choice of car for 18yr old male FOR INSURANCE?
Im looking for a first car, but being a 18yr old male, all the insurance companies just look at that, deem me a Boy racer and whack an extra 600 average to my insurance! (I know this as i did the research.) So im actully asking 2 questions 1) What is the best cheap/cheapest car to run? 2) What is the best insurer to buy from? I dont really mind what sort of car i drive, so long as its not pink.""
Car insurance? opinions needed/welcome :)?
So i recently got a 00' nissan frontier, and my parents paid it completely with cash. I was wondering what the average cost it'd be, or what you think it'd be. info: -texas -16 Female -paid off completely -3.0+ gpa ( i know some insurance companys offer discounts for this) thanks :)""
""You must have car insurance, question about that?""
Here in Utah, it is law that you must have car insurance. I'm wondering though, what if I borrow my father's car, and it is insured, but I am not an insured driver, how does this work? Is it fine as long as the car is insured? I might not be an insured driver but does that still fulfill the law? If not, why do people borrow cars all the time?""
What is a fairly average car insurance rate when a you add a new driver in the family?
A family member is getting ready to get their license, and I wanted to know if car insurance rates would go up, and what a likely rate would be.""
Insurance question..I have 4 years no claims on my 125cc scooter....?
and I am riding it on a provisonal license in the U.K on a C.B.T certificate. I will pass my U.K driving test soon. Does anyone know if there is an insurance company that will take these four years no claims bonus into account when quoting for car insurance?
Terms Life Insurances-term life policy?
i am wanting to cash in a 14year life insurance policy. the amount is $50,000. what is the formula for a cash out, in other words how much will i receive?""
Does adding your spouse to your medical coverage cost more?
@mbrcatz, you're an idiot. Read the question and think about it. go ahead take a sec......................... Do you notice how everyone else understands, but you....I wonder why??? cuz you're an idiot. Here I'll write it in simpleton: Will it cost more to be on an insurance plan together or separate? capiche! Not...will coverage for 2 people cost more than coverage for 1 person....wtf...idiot!
How much can auto insurance rates go up for a first time accident?
If youre at fault, theres no injuries. Approximatley $1500 damage done to the other car and minor scratches done to your own. Also, would it be better not to make a claim to your own vehicle if the damage is so minor? Or would it even have an impact on future rates?""
Is AAA a car insurance?
is AAA a car insurance? and how much a year?
What kind of cars cost the least amount of money to insure?
I am a teenage driver and I am looking to get my first car. What kind of cars have lower insurance rates, and are still reliable? I plan on getting a used car from around 2006-2008.""
Insurance costs for a new driver insured on own car in Canada?
Yeah I know if varies but has anyone recently received their license and bought their own car for their own use? How much was the insurance? I tried checking on websites but they weren't really helpful. It would help if it was in ontario too.
Is there anyone who thinks that car insurance is a ripoff?
We pay so much in car insurance and have yet to have a wreck or anything. Not to mention the ridiculous amount for car tags. (Thank God)I say it is a rip off because my grandmother had insurance with a certain company for years. She always paid on time, sometimes for months at a time. She was in an accident that was not even her fault and the insurance company totaled her car and booted her from the insurance. She is not able to drive now, but I still think that sucks.""
How much will my insurance go up?
Had an accident which insurance said its my fault both cars been write off third party cars worth 10k mine 6 k I pay 2 grand a year now how much will it go up at renewal?
How much is insurance for a 16 year old boy?
my names Alex im 16 years old and i have my license and a job. i have to cars a 1978 Cadillac coupe Deville and runs perfect but really bad on gas and a 1980 camaro sports coupe sitting since 1994 but runs witch car would be cheaper on insurance
""I have no insurance and I need help on OCD I'm in Phoenix, AZ please help.?""
I have no insurance and I need help on OCD I'm in Phoenix, AZ please help.?""
""How do you get health insurance ONLY for kids, not adding on to parent's plan?""
I don't qualify for CHIP. My work insurance is great for singles, ok for married couples, terrible for families. We had insurance with Texas Children's Hospital for our kids and it was fantastic. Great coverage for low rates. So of course they are stopping offering the plan. I keep going to rate quote sites, but they demand I be on the plan. Can't you just insure your kids?""
Got in accident. not my fault. will my insurance rates go up?
this is in reference to my other question but basically i got in a minor accident and it was the other drivers fault. i just called my insurance and reported but i have to wait until tuesday to talk to an agent. just to alleviate my nerves i need to know now, is it likely my rates will go up? it's not my fault. also all the damage costs will be taken care of by my insurance company right? or the other drivers..?? thank you.""
How can I find cheap car insurance?
I have a policy with RBC. They just jacked me up by 400 a year....
""How do I get the best deal on a rental car, and what about insurance?""
I am going to Orlando for 4 days/3nights, and want to rent a car while I am there, but I want to get the best price I can. What is the best way to do that...tips/suggestions? I'm also a bit confused about the whole insurance issue, since this is my first time renting a car. I really don't want to have to pay double just to get insurance if I don't actually need it. Please explain. Thanks!""
Car insurance changes?
hi i have had my insurance since august and i have decided to buy another car and change it over, but as the insurance may be cheaper elsewhere than staying with my current insurer, if i cancel am i liable to incur costs? if they quote me more than another insurance company obviously i will go with the cheaper. i pay monthly not in whole.""
Im 6 weeks pregnant with no health insurance in california?
Im 6 weeks pregnant, i got my proof of preganancy at a free clinic, i applied for medical.. how long till i know im approved? I work part time, i dont make enough money at all... maybe 400 before taxes. i pay 400 rent, i split rent with my bf that i live with. he has a good job. would that effect my media-cal application? are they going to want my roomates info? and with him being my bf does that make a difference? we are not married so will they still use that?""
Another car insurance question to British drivers!?
My brother's car was written off yesterday [was the other party's fault]. He was told today the car wasn't redeemable so that's that! So he is waiting to see how much they are going to pay him for the loss, but the question is does he have to keep paying full comprehensive insurance when he no longer has a car to drive? Can he now pay a reduced rate until the insurance is sorted out? It seems unfair to continue paying out for fully comp insurance when there is no car to insure!""
""Im 19 ,how much should i pay for car insurance?
im not british.but im getting a uk full licence.. any people know how much should i pay for a classic mini? and how about a 1995 subaru wrx?
Would there be a major insurance cost change between '99 Acura TL & '99 Honda Accord?
I will get one of those two cars soon, but for the acura TL, is the insurance going to be significantly higher than the accord, or do u think there wont be much a difference? thank you""
How much will my insurance increase after two at fault accidents?
I was in an accident at the beginning of the year and six months later I was involved in the same kind of accident. I was at fault for both accident. I was wondering how much would my insurance would increase. Thanks!
Car insurance question?
I know it could be inaccurate I just want a general answer. So my brother is 18, has a 2000 celica, he has liability on my dads insurance plan and his cost $100 a month.. If I was to get a 1998 323ci bmw with liability and im 16 years old, will it also cost $100 a month? Or would it be a bit higher cause its a BMW.. if so how much higher do you think""
Ow much does it cost to deliver a baby without health insurance in washington hospital california ??
Ow much does it cost to deliver a baby without health insurance in washington hospital california ??
What is the difference in Medicaid/Medicare and state insurance?
What is the difference in Medicaid/Medicare and state insurance?
Car Insurance price help?
I am 20 y/o, I am getting a 2002 Ford Taurus 4 door, I live in the Florida area (Miami), I have never been in any accidents I would be using the car to get to and from school and work, could you give me a quote on how much I'll have to spend a month on insurance Liablility or full coverage. Optional: could you state you age and how much you pay a month on your vehicle, and what insurance company do you deal with?""
Heallth insurance for the self employed?
I need dental and health insurance for an affordable price. I am unmarried.... what can I do? who offers it? how much will it cost?
Is it possible to put my dad under my insurance?
I just started a new job and in a few months ill be eligible for health insurance. I'm 19 my dad is 47 hes unemployed and not eligible for medicaid.
""What would make the american health care system more affordable, more cost effective , more accessible?
and more equitable for all stake holders?
Does adding your spouse to your medical coverage cost more?
@mbrcatz, you're an idiot. Read the question and think about it. go ahead take a sec......................... Do you notice how everyone else understands, but you....I wonder why??? cuz you're an idiot. Here I'll write it in simpleton: Will it cost more to be on an insurance plan together or separate? capiche! Not...will coverage for 2 people cost more than coverage for 1 person....wtf...idiot!
https://www.linkedin.com/pulse/colorado-malpractice-insurance-noah-ortiz/"
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Agilenano - News: First Came Better Beer. Now Craft Breweries Want to Be Better for the Planet

Great beer has always relied upon great water, from the extremely soft water in lager-loving Pilsen, Czech Republic, to the high-sulfate counts in IPA powerhouse Burton-on-Trent, England. Water was historically essential for transporting casks on barges and boats, and for cooling and cleaning.
Now, in the age of climate crisis, waters role in craft beer is under increased scrutiny. Small breweries might make better beer, but large breweries are traditionally far more efficient with water usage and are only getting better at pointing this out to sustainability-minded consumers. Industry giants like AB InBev, for example, issue press releases heralding water-to-beer consumption-production ratios as low as 3.2, which is less than half of what would have previously been considered good for a craft brewery.
As water usage becomes an increasingly urgent matter, small breweries around the world are working to improve their practices.
Much of the leadership on the issue has come from the Brewers Association, the U.S. trade group for craft breweries. In addition to publishing its own water usage and reduction handbook on its website, the Brewers Association has a sustainability mentor, John Stiers, who helps brewers figure out how to improve their water efficiency.
The No. 1 place to look is cleaning, Stiers says. Cleaning in general is the biggest user of water in the brewery. If I walk into a brewery and the floors are wet and theres a hose running, thats not a good sign.
One of the first steps brewers should take, Stiers says, is simply getting a benchmark for their brewerys water use.
They just need to take a years worth of water usage data, which they have anyway because they pay their bills, and compare it to how much beer they produce, Stiers says. If you dont have a speedometer on your car, how do you know how fast youre going? Once you collect your utility data, you can have incredible insight into those efficiencies.
With an idea of where they stand, brewers can try to improve that ratio. One way to start is by double-checking they are accurately following the prescribed process for their clean-in-place (CIP) sanitation systems.
A lot of brewers may have a spec to CIP for so many minutes, but theyre afraid of bacteria, Stiers says. So they say, Oh, lets just go for twice as long.
In Europe, Hamburg, Germany-based Brewtech helps breweries improve water efficiency, among other issues. Brewtechs technical director Klaus Gollhofer says that while small breweries once considered it acceptable to use between eight and 10 barrels of water for every barrel of beer, the number should be somewhere between four and seven today. His tips include employee training, equipment maintenance, and making sure that the flow of fresh water stops when equipment stops, as well as considering longer brewing schedules with fewer breaks in production. Try to brew for 24 hours over two to three days, instead of 12 to 16 hours over five days, Gollhofer says.
In addition to simply using less water to begin with, breweries are finding innovative ways to reuse wastewater. Relatively clean water from the last rinse of the CIP system is saved and used for the first flush of the next clean-in-place cycle at many breweries, including the Czech Republics Samson, a small regional producer recently purchased by AB InBev.
We have a ratio between three and four hectoliters of water to beer, says Samson brewmaster Radim Lavika. We have to save water.
In Colorado, New Belgium saves the water that initially rinses the inside of its clean, new bottles when they come in, according to Katie Wallace, New Belgiums director of social and environmental impact. The brewery later uses that water to wash the outside of its filled and capped bottles at the end of the packaging process.
That saved us a million gallons a year, Wallace says.
Another innovation at New Belgium includes using water treatment to create energy. We treat our own process water on site, meaning the cleaning water, water from the packaging line and so forth, Wallace says. With anaerobic digestion, it creates a hot gas. Its got a lot of methane in it. During peak hours we actually burn the biogas, and use that to offset our electricity.
Innovation on multiple fronts seems common in the quest to improve water efficiency. According to Jamie Ramshaw, a former brewer who supervised water usage at several large U.K. breweries and who now works for the British malt manufacturer Simpsons, reducing and reusing water sometimes has its own complications. If wastewater is reduced but the organic waste from the brewery remains the same, that more concentrated waste can wreak havoc on local water treatment plants.
I know of breweries who are out in villages, and they were just dumping their stuff, and the village water systems couldnt handle it, Ramshaw says. The less liquor or water youre putting down the drain, the more concentrated your effluent is, and high concentrations of organic material can mess with the local water treatment facilities.
As a result, small breweries like Californias Bear Republic have installed centrifuges to remove yeast and other solids, thereby sending less organic matter into local treatment plants.
Even the design of new breweries or a redesign during a renovation can contribute to better water usage. Brewtechs Klaus Gollhofer notes that designing shorter pipes between tanks can result in less water being used. Ramshaw says that many classic U.K. breweries were originally built with elements that discourage excess water use.
You can actually design breweries to be drier, Ramshaw says. The microbrewery where I started out had wooden floors. If you look at Hook Norton, its got wooden floors, until you get to the cask racking part, thats where it gets a bit dirty. You cant spray everything down if its got wooden floors, because the water will just go straight through the floor.
Changing the brewing process can also improve water usage, Ramshaw says, and mentions high-gravity brewing, a process that involves brewing at a higher initial strength and adjusting the beer after fermentation.
If I brew a beer at 4 percent alcohol, I brew it once and clean it once, Ramshaw says. But if I brew the same beer at 6 percent and then dilute it down to 4 percent, Ive made one and a half times the amount of beer, and used the same amount of water to clean it.
Although high-gravity brewing is sometimes derided by consumer groups, it can make a big difference in overall water usage. If the choice in the future lies between high-gravity beer and no beer at all, most drinkers would presumably pick the former. Also on the table: brewing with pure, potable water reclaimed from sewage, an idea that is being promoted by the Pure Water Brewing Alliance.
For Stiers, the growing popularity of craft beer makes sustainable water practices all the more important today.
Its about changing the culture. Its about getting employees engaged, Stiers says. If youve got a sector that is growing as fast as craft beer is in the U.S., you want to do it in the most responsible way possible.
The article First Came Better Beer. Now Craft Breweries Want to Be Better for the Planet appeared first on VinePair.
Agilenano - News from Agilenano from shopsnetwork (4 sites) https://agilenano.com/blogs/news/first-came-better-beer-now-craft-breweries-want-to-be-better-for-the-planet
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