#diwaliplanning

[erajasthancom]

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[travelkidalove]

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[edelweisswealthmanagement-blog]

TIPS ON HOW TO EFFECTIVELY MANAGE YOUR EXPENSES THIS DIWALI

Diwali is celebrated all over India. It celebrates and new beginnings and the triumph of good over evil. In this festive occasion it is normal that our spending increases because we tend to purchase gifts, redecorate our houses, etc.

With all the excessive spending that comes during Diwali, it is essential that we know how to manage our budget the right way. The following tips can help you achieve this task:

·       Make a list of expenses that are bound to happen during Diwali and stick to that list

·       Utilize the mega sales happening online, and utilize online shopping as a means to reduce to expenses

·       Diwali without sweets is impossible, so makes sweets at home and save up on the excess expenditure

·       Host a potluck party at your home with friends and family which will prevent burning a hole in your pocket by going to an expensive restaurant

·       Use clever makeover for your home, rather than spending excessively on renovation and redecoration

Tip for Dhanteras: You can look at alternate digital gold investment options to better utilize that Diwali bonus which you usually tend to spend on physical gold. Gold Exchange Traded Funds and Gold Sovereign Bonds are smart investments choices for Diwali.