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easiestwaytoloseweight · 5 years

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Top 5 Running and Life Updates AND the 5 Day Run Faster Challenge

Hello! I missed you! Did you even notice I was gone?

No??

I could have been kidnapped!! Someone should have called the police!

Actually – I’d rather you call a really great podcast reporter to follow my tracks… telling my story in a very dramatic way… but instead of ending the show with a cliffhanger – find me! K. Thanks.

I’ve been busy working on Weight Loss Blog behind the scenes and have some exciting things to share…

A. I have YEARS of training updates, race recaps, gear reviews and recipes here! But somewhere along the way as I updated the page and redesigned things the categories got messed up. So I’m working to get it reorganized and easier to navigate. I know a lot of you are stopping by on your phone and I want to make sure it’s easy to read via mobile.

B. I have an amazing challenge coming up and have been working hard to get it ready!!!

The Run Faster 5 Day Challenge starts July 29th!!

Do you want to run faster?

Do you have a running goal?

Do you want to run stronger and feel more confident?

You’ll learn: How to set goals that help you run faster How to get to know your body to identify effort How to get started with speed workouts Running hacks that can help you get faster The tools you need to train better

AND you get all that info in the Run Faster workbook with pdf worksheets and a running log. I’ll share a video going over that day’s lesson & do a Q&A session daily.

The challenge is open to runners of all levels – anywhere in the world.

Let me know if you have any questions – DM @RunEatRepeat on Instagram

Okay… now here are some other random life updates!

1- 4th of July…

I had a fun 4th of July with my family. This is the only picture I took from the day…

2. Diego had an accident!

A friend asked me to be his plus one to a rehearsal dinner and wedding last weekend. I left Diego at his house during the dinner – he also has a Golden Retriever, Tucker. They’re best buds!

When we got back to his house after dinner I noticed something happened to Diego’s eye. Next thing ya know we’re at the Animal Emergency Room!!

We thought he punctured it or something horrible. Luckily it was ‘just’ a scratched cornea. The doctor cleaned it out, put solution in it and then checked it with a black light.

I was very scared at first!! But as soon as the doctor said it was probably a scratched cornea I relaxed a bit because…

the exact same thing happened to me a few months ago.

AND it was at the same location with the same doggo!!

Tucker accidentally scratched me in the eye and I mentioned it on my IG stories. Then, a lot of you messaged me to be safe and get it checked out.

So yeah… how random is that??! Now I have to put drops in Diego’s eye 3 times a day, but he’s going to be A-okay!

WARNING – I’m going to post a picture below of Diego’s eye. It’s a little bit gross if you’re squeamish. But I don’t think it’s that bad.

I’m sharing this because I know someone might desperately be searching for more info as their friend drives them to the Animal Emergency Room in the middle of the night and needs more info asap.

Our pets can’t tell us what’s wrong! So err on the side of caution and get them help.

This was at the emergency room. When I first saw him – his eye was super swollen and red inside. I could not see his pupil / eyeball / whatever you call it in dogs. THERE WAS NO EYEBALL.

But he didn’t seem to be in any pain. <- That’s noteworthy because if I didn’t really take a good look at his face I might not have noticed at first. Or it could have happened hours before and didn’t hurt any more?

His energy was normal, he greeted us like normal and wagged his tail. But there was very obvious trauma to his eye.

I took this pic right after we got home from the pet emergency room. He already seemed to be doing better!

Also… I drank a la la la lot at the wedding. I needed it after the eventful night before!

This is the only pic I took at the wedding. And it’s the only time I’ve put on makeup in 500 years so I’m posting it without my friend’s face because I don’t want Diego to get jealous.

3. EARTHQUAKE! I felt the earthquake last week!!! AHHHHHHHHHHHHHHHH!!!!

But really I was on the phone and just thought I was dizzy at first. Then, I realized it was an earthquake and just kinda stood there trying to figure out if it was going to be ‘the big one’. Nope.

4. Podcast!

There’s a new podcast episode up Friday! Please check it out on your podcast app!

On your iPhone = it’s just the Podcast app. [Or you can download Stitcher or another one] On your Android = I use Stitcher… you can also use Spotify

5. Five day challenge!

Now sign up for the Run Faster 5 Day Challenge!

And tag @RunEatRepeat so I know ya did!!

Run SMART Goals

Fill out this form to get the SMART Running Goals worksheet to your inbox!

Success! Now check your email for the worksheet! Thanks

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captain-spookycandycollecti-blog · 6 years

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affordability exemption health insurance

"affordability exemption health insurance

affordability exemption health insurance

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr

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Alright so I had my insurance policy through my mom with Allstate. Today we got a cancellation letter from them, and it was because of a reckless driving charge put against me. What should we do, what is the next step of getting a new policy? My mom also just got a new car about three years ago and i know for sure that she does not have it payed off. Will she be in endangerment of losing her loan. Lastly, if we do get new insurance, what do you purpose the figures maybe?""

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I'm soon going to have my license suspended for 30 days. My car insurance is paid through next year. Will it still be valid during my suspension period? (i.e. liability if my girlfriend drives it even though she's licensed / insured as well or for comprehensive damage, etc.). No, I will not be driving my car or any other during my suspension period. I just wanted to know if there are generally any 'clauses' in policies that eliminate the ins. co. liability if the insured has a suspended license and something happens to the vehicle. Separate question: Does adding a car to your policy trigger a license check by the insurance company? Thanks for your help!""

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MG ZR 1.4 Car Insurance for 18 years old boy?

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""What's your best car insurance quote? I'm with Budget at the mo, (ending in Sept) .....?""

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Ok I am for the poor getting Health Care....And I am also for insurance reform?

for crying out loud there are kids poor with illness..for them to not be insured is just insane... 1.What I am not for however is this fine for not having insurance if you can afford it.It is there choice and they should be made to pay for there health care should it go South...If they lose there house,car etc than that is there fault because they made a choice.AND please don't come on here and say there is not a fine for it because there is..I just read it again... 2.What I would also like to know is why the Democrats voted out the amendment to the bill that stated that if you have insurance you will not have to replace it with something else?Is that not something Obama has already promised would be in the bill... Thanks for all the Answers ahead of time...""

How much does your motorcycle insurance cost?

Also say your gender, state, age, etc. P.S how much would it cost for a 18 year old male in NYC with a 600cc engine? ninja..""

Does Obama think $600 per month is a low price for health insurance?

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OK im 17 and a guy. I passed my test about a month ago so i can drive :) My parents agreed that they would pay insurance for me if i paid for lessons and the car. Ive saved up for years and scrounged all the money i have and had just enough. Anyway i now only have 1500 left and i cant find any car insurance near to that. My dad keeps saying he will do it one evening but its been a month so i asked him today because he had nothing to do, and he just started shouting at me for always going on and i should go get a '******* job because im a lazy little ****'. This is pretty unfair as i work hard at school, get straight A's, never in trouble with the police like most people who live near and don't drink or do drugs unlike most my friends. How should i get him to pay for it, its not even though he's paying all of it, im putting up prob 60% of it and he promised to pay for all of it :(""

affordability exemption health insurance

Which car company has the lowest amount of insurance to pay monthly?

im getting a car soon and i have to know which car company has the lowest monthly payment of insurance can anyone help me out??

Wats the cheapest car insurance company for young drivers?

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We live in a council flat and because we have metal framed windows without the key locking system like the new ones, insurance companies wont insure us for our contents. I complained to this to the council also but they are not going to replace windows either, even though one is stuck, yet they put all new windows in around the corner to us and gave them new doors, and left our block out. Suggestions?""

Cost of car insurance?

I am a 17 year old female. No crashes, good driver. I just got enough money to buy a car, and need to pay for the insurance. I Dont know how much money that would cost. I hear its diffrent everywhere, but what is the adverage for minnesota would you say? I'd appreciate it! thanks :)""

About how much does an Sr22 bond cost?

The reason I need one is, I was pulled over and caught without insurance. Now in order to get my license reinstated I must first get this bond.""

My grandma says TEENAGERS arent covered on her car insurance. Is this possible?

i want to drive her car cause im 16 and just got my temps a couple weeks ago and all she keeps saying is that her insurance only covers people 21 and older. i totally think shes lying! cant anyone drive the car? the insurance is already one the CAR, not the person, so shouldnt the insurance cover the car regaurdless on who's driving??""

Car insurance question....?

A stray dog ran out in front of my car causing me some damage. My insurance adjuster writes his own estimate so he told me what the insurance would pay minus my deductible. He said the check would be sent to me, that I can have anyone I want to fix it and to shop around. Does that mean if I can find someone to do it for less I can keep the extra to help me toward my deductible????? even though I need to tell them who is doing it before the check is sent to me. (the check will have both names on it) My friend says if I can get it done for less that agreement is between me and who I chose so any extra is mine?????? I don't want to do anything wrong but I also don't want to give money away that I don't have to.""

Need Health Insurance!?

My husbands company doesnt provide benefits. We have three kids and need health insurance. We have been looking but all the insurance you can find is like $10000, $5000, $3000 deductible, 20% co-insurance, pay nothing AFTER deductible for office visit and $500~$1000 premium.unbelievable!. We cant get states insurance because our income is little high (middle class). What can we do to get regular insurance for my family?""

Is there any programs in Tennessee (US) to help single mothers with car insurance?

I know this isn't the right catagory (I posted it in the correct one also) but I usually get good, helpful answers here so please try to help me! I am a single mother and I do work, but it's only seasonal, as of right now (there is talk I might be hired on full time but the hours would be very slim for a while after the holidays...it's retail). I was attending college online and I paid 6 months of car insurance with my living allowance from my student loans...well..my (ex) partner lost her job and we had to move and I was going through too much stress with a newborn and moving and everything that I had to quit school...now in December my insurance is due again and I am not going to have the money. I just started working so I haven't made any money yet. Is there anything to help me pay car insurance? I am trying my best make a better life for my daughter and I, but it gets soo discouraging working but still stressing soo much over money. I am trying to take care of my student loan but I have to come up with like $1500 to pay at least half of what I owe before they will give me another loan to go back to school and get a degree and I do not have that kind of money and with little family support no one will loan me that much. Please help me I dont' know what my options are right now.""

Insurance for car and motorbike on one policy?

does anyone know of any insurance companys that will do a joint policy for car and motorbike. i have 2yrs ncb on my motorbike and have recently passed my car test so would like a company to take into account my riding experience when insuring me on a car. carole nash will only do this if you have had your car license for as long as you motorbike ncb.

What is the cheapest car to insure for a 17 year old male? 10 points?

I'm getting ridiculous quotes for a Citreon C1 Group E insurance for 7000+ under 1 liter engine size !!! By using compare the market and other comparison sites! Where can I find affordable insurance quotes? My brother was insured on a 06 1.2 Polo for 2,300 and only been driving for 6 months. surely a C1 will be cheaper!! Need help""

I can help with affordable health insurance in Las Vegas?

How much value does insurance comp. knock off when car has been damaged repaired?

i buyed a car that had previousally been in an accident and been repaired, i was not aware of this, and recently my car was stolen and the insurance company have said that they will reduce the value of the car and i wanted to know how much they will reduce it by and if i can do something to get a better value.? thankyou in advance.""

What is the average price of auto insurance with 1 adult and 1 teen driver with Allstate?

How much would the insurance of a 125 cc Honda Innova cost in Ireland ?

I'm 17 turning 18 in december and want to start driving the bike .

What is a good affordable health insurance for a part time worker?

I am a part time worker averaging 15-20 hours per week, minimum wage. I do not qualify for the job insurance since I have to be full time. Is there any insurances out there that are affordable for me? Please and thank you!""

Which company offer you the cheapest car insurance?

I'm a girl, over 25, no conviction, it's for a mini""

Do i need to have insurance on a car im not driving?

I am turning 16 the very next April and i was planning on getting my license next year. Anyways i was looking online for cheap used cars that are suitable for teens because im paying from my own money. So i found this great honda civic for only $1,250 and there is only a few days left before the owner closes the sale and i really really want that car. So i was thinking buying it now and my dad drives it home and when i get my license he gives me the keys. But i was wondering do i need insurance even if i'm not driving the car? just keeping it in the garage?? because i do not think i will be able to handle the monthly insurance plans. as i said before im paying from my own money THANKS FOR THE HELP!!""

Cheapest insurance for a vauxhall Astra 1.4 55 reg?

I'm paying round 90 a month for a 1.4 Astra with tesco. Absolute rip off I live in a half decent area and have no claims over 9 years, why is it so expensive, pain in the ****!!!""

I'm17 and have not got my license yet but when i do how can i get cheap car insurance?

I have heard that if i buy a classic car, my insurance will be cheaper, is this true? And do you have any tips for getting it as low as possible""

Good/cheap insurance plans?

Hello! I am a 21 year old mother of 2 ( a 13 mo. old and a 26. mo. old) My husband and I do not qualify for medicaid (apparently you have to be dang near homeless) and we need health insurance. He has a heart condition (hes 25! ) and I tend to get sick alot! lol anyone have any ideas for affordable health insurance?? ( under $100 /mo if possible) thanks for your time, Be Blessed!""

Steps to getting your life insurance license in CA?

I have no previous experience with Life Insurance and am considering getting my life insurance license. What are the steps involved, how long does it take, how much does it cost, and how difficult is the test? Anyone help?""

What would be the best cheapest car a teen could get?

What would be a cheap car that doesn't have high insurance that a teen could get? (Brand and model)? Thanks

How much would the auto insurance go up if I got my drivers license?

Im about to turn 17 Im not going to get it right now but during the summer when I am 17. And I want a car but my mom says that its too expensive. I wouldnt ask for a car if i didnt need it but I need it for this program at school starting next year that I want to take. So I just want to know How much would the insurance go up. We have farmers auto insurance. so please tell me asap < = \

""My car was totaled, do I still have to make payments to my car insurance?

I was in a car crash in the beginning of August and my car was declared total by my insurance. I still had 5 more payments left and called my agent which said I still have to pay for them?

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My parents need my drivers license number to get an insurance quote. Can they see if I got a ticket?

In early January, I got a speeding ticket. I paid it off right away with Christmas money, that way I didn't have to tell my parents. Now, my parents say that they need my drivers license number to get a quote on insurance. By getting a quote on insurance, can they see that I got a ticket?""

Cheap Car Insurance in Fl?

I'm a 17 year old girl and I have a 95 Pontiac Firebird . What are some super cheap car insurances in Florida . I just need the basic coverage , like just the state minimum . Can somebody please tell me some cheap insurance companies !""

Health insurance ?

Whats a good and affordable health insurance in nashville tennessee

What is the cheapest car insurance in Minnesota?

I am a new driver, but I am 21 years old and my car is an old model ( Geo metro 1997)""

Wich is is best life insurance ?

wich is is best life insurance ? MY AGE IS 32

Roughly how much will my insurance premium increase if i totaled my car?

I have AAA full coverage with a 1000 deductible. On Saturday night, I totaled my car by losing control and slamming into the wall to avoid some idiot hitting my passenger side (with my friend sitting there). I'm 18 years old and I've had my license for almost three years (three years in January) and I've never a ticket or been in any other accident and in this accident, no other vehicle had contact with my car. I'm sorta just looking for a rough estimate on how much my insurance will go up. I currently pay 1,500 a year. Thanks in advancee.""

Help with my car insurance!?

My car is registered to my work adress. I sometimes take trips to see my parents and my car is parked outside there home all weekend. Last weekend somebody damaged my car. Is my car still insured if the vehicle is stolen from this address? I am fully comp on my insurance. Cheers!

""Has any one been quoted 23,000 for car insurance?""

i have just been quote 23,000 for a car insurance am i the only one (vaxhaul astra 1.4)?""

Should I be put on my moms car insurance?

should I be put under my mothers insurance, or should i take care of my car insurance my self? Im 18""

How much will motorcycle insurance cost?

I'm 16 I got a 97 Kawasaki ninja how much to I have to pay I have my own car insurance policy can I get it with the same company

I just bought a Lamborghini does any 1 now how much insurance costs??/?

Do I need to change my Car Insurance? What do i need to do?

I am a foreign student in United States. I stayed at California for 2 years. Now, I moved to Indiana State. I have a car Insurance with California address. My License plate is still California's. Do I need to do anything with my insurance? When I tried to do a trial quote for changing address at Geico, the quote for new address is almost 2 times more expensive than the old one. I don't know what to do. I believe Indiana Auto insurance must be cheaper than that of California. Should I just cancel it and start a new one? Do I still need to do anything with DMV?""

Term Life Insurances-Nicotine and insurance testing?

I am about to take a blood test for a term life insurance policy. I smoked a cigar about 10 days ago, and about 4 dips of snuff per week (for the past several months). Do they test for nicotine or some other chemical in tobacco to verify if I am a smoker or not? A friend of mine tested positive for smoking and he had smoked a cigar about two months previous...can they test that far back on a blood test??? Thanks""

Will I need an SR-22 insurance?

My license was suspended for one year, I get it back this year. 18 year old male. Wisconsin. This is my record, 12-31-2011 Driving 1 to 10 miles per hour over the speed limit (3 POINTS) 04-15-2012 Imprudent speed (8 POINTS) 06-08-2012 Driving 20 miles per hour or more over the speed limit (12 POINTS) 08-19-2012 Imprudent Speed (8 POINTS) Also, what should I expect the insurance to cost and is it required?""

Car insurance for minors !?

So im 16 and have my permit. I have to take 3 behind the wheels with an instructor until i can take my license test. But when and if i get my license can i be on my dads insurance if i do not live with him. My mom will not pay anything for my insurance so if i want to get my license i have to be on insurance and the only insurance i can get is with my dad. So does anyone know if i can be on my dads insurance if i do not live with him? or must i be on my moms?

I am 18 years old and i want to buy a used car but the insurance is too much for my budget?

it would cost me around $7000 for 6 months of coverage can someone please give me some advise on this matter?

Car Insurance on a cheap car question?

Okay so i am currently a secondary driver on two of our car at my house. I am 17 years old. I want to buy a super cheap car on kijiji for like $500 just to mess around in as I wouldn't care if anything were to happen to it. I have a few questions. When i go to pick up the car, can i drive it without plates? Do i need insurance to drive it home? or is there a grace period? If i were to buy the car, fix it up, and then sell it, are there any regulations on this? what documents do i need? I have never bought a used car from a private seller or bought a car in general so any help is greatly appreciated!""

How an insurance brokeage business works?

i want to know how an insurance brokeage works in simple points please!!!! thank u!

Fast cars with low insurance costs?

id like 0-60 inunder 6 seconds but low(ish) insurance rates for someone under 21. New, used, whatever.""

Do car insurance rate drop when one turns 25?

If so, how much? I'll be 25 in 3 weeks.""

I just found out i'm pregnant with no insurance?

I just found out I'm pregnant and don't have insurance. I live in California near the Los Angeles/ Orange County line. I am trying to find out if there are any free/low cost clinics I can go to to get checked out? Any info would be greatly appreciated.

Help! Being sued for auto accident and my liability was too low. What can happen?

I just received notice from my insurance co that I am being sued for an accident that I was at fault in last summer. At the time, there were no injuries reported and we each were able to drive away. It was a very low speed accident and I was allowed to take a driving class in lieu of a ticket. Now I get notice that I am being sued for $100,000. My liability limits were only $25,000. The insurance company is asking for more info and said they will provide an attorney, but since I would be liable for $75,000, should I retain my own attorney? Should I be worried? Also I was just about to sell my home (has very little equity by the way). Am I still allowed to sell once I am served? What happens if they win? Will they attach my wages? I have no assets. Thanks so much for any help! I am about to have a nervous breakdown!!!""

What are the insurance laws for cars in storage in Oregon?

I do not want to drive my car. I will just have it sitting in a garage at a relative's house. I've read from numerous people, that you don't need insurance if the car is ...show more""

How to get a temporary car insurance?

my friend would like to come to the UK buy a car and then go back to Hungary , So for the time until he gets back to Hungary how to get a car insurance for that 1 or 2 days , and how to inform the DVLA ( if he has to inform them (i am not sure ) ) that the car left the UK ? Thank you for answers""

What's wrong with car insurance?

I am a safe driver. I've never had a car accident or ticket. As a consequence of my choices, I pay very low rates for car insurance. Other people I know have had accidents and many tickets, they pay a lot for car insurance. In this system, each person pays a different rate based on the consequences of their choices and actions. So what is wrong with this system? Why can't we use the exact same system for health insurance? If I eat right, exercise, and wash my hands then I will rarely get ill and should pay very low insurance rates. My neighbor eats junk food, smokes, and never exercises, has lots of medical issues and will for as long as he lives, shouldn't he pay a much higher rate for insurance? Why would anybody want a government system in which we will both pay the same rate? That is blatantly unfair to me since I make good choices and wont get sick as often. Furthermore, I have the choice of lots of different car insurance companies (Geico, Allstate, Nationwide, Progressive, etc.), this competition drives lower costs and better service. Why would I want to give up choice in favor of a monopoly? What is wrong with our car insurance system that somebody would not want the exact same system for our health care?""

affordability exemption health insurance

https://www.linkedin.com/pulse/whats-classic-british-car-thats-cheap-insurable-learner-jose-hart/"

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10 ridiculously easy ways to save $300 a month

by Maurie Backman for The Motley Fool @CNNMoney July 25, 2017: 10:21 AM ET

It’s an unfortunate fact that Americans seem to have a hard time saving money. Last year, GOBankingRates reported that 69% of U.S. adults have less than $1,000 in the bank, while 34% have no savings to show at all.

But while accumulating a large chunk of cash isn’t likely to happen overnight, if you start small, you can gradually build your savings so that you have a financial safety net in place. With that goal in mind, here are 10 ways you can save $300 a month — without having to make yourself utterly miserable in the process.

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1. Unload your vehicle

Having a vehicle is no doubt convenient, but if you live someplace with adequate public transportation, you stand to save a bunch of money by getting rid of that car and taking the train or bus. AAA reports that it costs $725 a month, on average, to own a vehicle. Meanwhile, the monthly cost of public transportation in Washington, D.C. (which has the most expensive public transportation commute in the country) is $237. If you subtract that amount from the $725 you’d otherwise spend on an automobile, you’ll save well more than $300 a month right off the bat.

2. Lower your housing costs

Housing tends to be the typical working American’s single greatest monthly expense. But if you’re willing to make some compromises, you can save a bundle on your rent or mortgage payment and stick that cash directly into savings. Downsizing to a smaller living space, for example, might easily lower your rent by $300 a month, as might moving to a neighborhood that’s comfortable but perhaps not the most sought-after option in town.

3. Get a roommate

If you can’t find a more affordable home, or don’t want to move to a less convenient neighborhood, your next best bet is to find someone to help share the cost of your current space. As long as your lease allows for it, you can convert part of your living room into a second bedroom, and essentially slash your rent in half. If you own a home and are willing to rent out a room or part of your basement, you can achieve a similar goal and take that newfound cash directly to the bank.

4. Eat at home

The typical food establishment charges a 300% markup on the items it serves, which means that if you spend $30 on an entree, you could otherwise prepare that same meal yourself for a mere $10. And if you’re the type who dines out often, whether it’s weekend date nights or daily lunches, you could be spending way more than necessary just to keep yourself fed. Say you typically blow $10 a day on lunch from your local deli, plus another $100 a week on restaurants and takeout. All told, that’s $600 in food costs, which you can easily shave down to $200 if you make those meals yourself.

5. Do it yourself

Many of us outsource our home maintenance, even when it comes to things we’re more than capable of doing ourselves. Though it makes sense to hire gutter cleaners or tree trimmers to avoid potentially dangerous work, mowing your grass, for example, is hardly hazardous to your health — so if you’re currently paying someone else to do it for you, going the DIY route could work wonders for your budget. Imagine you’re currently spending $200 a month for a home cleaning service, and another $100 for lawn maintenance. If you’re willing to do this work on your own, you’ll easily shave $300 off your monthly costs.

6. Find free entertainment

Nobody likes to be bored, and it’s natural to want to spend your limited free time doing things you enjoy. But you don’t need to spend a ton of money to keep yourself occupied. Instead, explore your options for no-cost entertainment, whether it’s hiking outdoors or free concerts or movies in the park. If you’re smart about sourcing cheap activities, you can easily save $300 in a month’s time.

7. Quit smoking

Not only is smoking bad for your health, but it’s also bad for your wallet. A pack of cigarettes costs $5.51 on average, and many smokers take down two packs a day for a total of $330 a month or more. If you eliminate that habit, you’ll not only free up that money for savings, but lower your risk of long-term health issues — which could end up saving you countless dollars in lifetime medical costs.

8. Refinance your mortgage

Though there are costs involved in refinancing a mortgage, going that route could put hundreds of dollars back in your pocket if you wind up snagging a much lower rate. Imagine you took out a $200,000 mortgage five years ago, at which point your credit wasn’t so great. If your score has since improved, and you’re able to slash your rate in half by refinancing, you can easily cut your monthly interest costs by $300.

9. Capitalize on your employer’s 401(k) match

Though not every company sponsors a 401(k) plan, of those that do, an estimated 92% match workers’ contributions to some degree. If your company offers a 401(k) match, contributing enough of your own money might land you an additional $300 a month courtesy of your employer. Say your company is willing to match up to 3% of your salary, and you’re a higher earner bringing home $120,000 a year. If you contribute $3,600 of your own money, you’ll get another $3,600 out of your company — just like that.

10. Get a side hustle

If your current earnings and expenses really don’t allow you to save much money, working a second job could be the ticket to banking some cash. A recent study from Bankrate found that a good 44 million Americans currently have some sort of side hustle, and of those, 25% bring home an additional $500 from that second gig. If you’re willing to put in the time, you stand to benefit big time by giving up a few weekends or evenings a month.