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#im starting therapy again to address this i have no idea how to socialize. its so bad yall
themusicalvoid · 5 years
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I’ve been trying to write a post over and over and over but it just keeps feeling embarrassing. I don’t necessarily know who reads these, but it’s always been comforting to talk into this void and know that someone is listening and caring. Thank you for being the ear that i always desperately need to talk to. I haven’t felt safe posting here in a very long time. Every time i start to feel safe, my abusive mother pries her way in and breaches my sense of privacy. It’s terrifying and paranoia inducing and she’s been doing it to me since I was 13. Part of taking back my life is trying to push out of the box i have set myself into in order to try to maintain a sense of privacy from her. I stopped talking to a few people to protect my privacy because she became friends with them. And then i stopped posting on certain social media. And it has snowballed into me literally not talking to anyone or seeing anyone because I’m terrified that she has somehow gotten her claws into them as well.  She has made me stop posting on all social media, or I atleast have to make sure I’m not posting something that would make her think I’m secretly talking about her. I have to be careful not to reveal too much about my personal life because i have no idea when she is reading and when she isn’t. She knows more about me than i am comfortable with. She has always forced her way into the deepest crevices of my private life. She has seen things that only lovers and close, close friends should see, and has outright told me that she had a right to see them because how dare i hide something from her, she thought i was her friend?  It goes both ways of course, she demands that i know intimate details about her as well. Since i was little, she has thoroughly described the intricacies of her depression and would tell me every time she felt like killing herself. If she is reading this now, she thinks im heartless for not being a good friend and caring for her mental health. But when you are 15 and struggling with your own blossoming mental health issues and your mother is unloading her relationship issues onto you and telling you she wants to kill herself, only 3 years after you were molested and had to go through that with no real therapy? That is too much. It has branded me with mental and emotional scars that she claims belong to her. She tries to send me links to tell me that she is a victim of abuse and that is why she is so “people-pleasing”. Yet she denies the possibility that she is a narcissist. Claims to love me, yet holds things over my head that no mother should ever hold over a child’s head.
But this is all just devastatingly embarrassing. I am 21 years old and my mother won’t stop treating me like i am in middle school. I’m being tagged and referenced to in facebook posts just like she did when i was young and was misbehaving. She’s checking extremely private social media of mine that i have explicitly asked her not to look at. She’s even spied on jacinda’s social media! She never comes out and admits that she is spying on me. She claims that someone on here is seeing things that i post, and telling her about them either because they are concerned for me or because they want to defend her. Who in their right mind would do that at my age? She claims its one of our “mutual friends”. Who??? Some rando who lives in another country? One of the random mutuals of mine who have no idea who my mother even is? One of my friends from middle/high school who she used to awkward and creepily speak to even when i wasn’t around?
I’m so tired of not being able to vent here and be myself. For the past few weeks she keeps talking about not being able to be herself and saying she needs to find herself again. So why is she so bent on preventing me from being my own person? She has made me so terrified of being my own adult person. She has made me feel endless guilt. And i’m just so tired of it. I don’t quite know how to block people based on IP’s and i don’t even know how to find her IP address, but hopefully i can block her on here. I’ve tried before but she still managed to find me. But in the end, even if she continues spying on me i can’t let that keep me in the hole that i’m in right now
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susventingdolphins · 3 years
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My sister no longer feels like a friend (No TL;DR, but if you want to get to the last breaking incident and skip the past context / events go to the bottom)
I (23) have these two friends I'll call them L (21) and X (23), L has been like a sister to me for 3 years. I still love her as one but so much has happened that I don't love her as a friend anymore. L and X I've helped with their mental health since I met them, L for 3 years I've been her on call pseudo friend-therapist trying to help her so she could eventually get professional help for herself. Its been non stop taking care of her and having friends around us favor her and abuse me and neglect me to force me to be the perfect "caretaker" for her by "toughening me up" L knew about this but shrugged it all off. L Rarely reciprocated with listening to me, when i did try to go to her she'd be judgemental and threaten me to force me into things I didn't want to do. So eventually I rarely went to her unless it was dumb friend sh*t and nothing big in my life. And even then it was only when I wanted to end my own life did I go to her. But she always blew me off and it was my husband who had to pull me back each time.
The major issues though? It started off last year First incident with L Blew off my past abuse out of no where, using her religion to push me into forgiving the man who sexually, physically and verbally abused me, gave my whole family ptsd, gave my mother physical scars, screwed up and ruined my one brothers knee, hurt me so badly that I live with constant physical pain as a result from too much force / physical trauma to my body. But L told me I had to forgive him that abuse is a cycle and only god can judge. When I told her to stop and told her she should know better as shes been through verbal abuse and emotional manipulation from both of her parents. She insisted I was being ridiculous by still hating him and having ptsd from him. Got angry and offended and told me again only god can judge and that im not allowed to or I'll go to hell. Second Incident with L She compared me to her abusive mother out of the blue when I was trying to help prevent L from ending her own life scared for her, all because she had insecurities and anxiety and outright admitted to me she let her imagination run wild and painted a completely different version of me in her own head, yet she still judged me for the actions of that imagined version things I never even did or said and she held them against me. Third incident with L She knows I have a fear of men bc of my PTSD, Men are terrifying even online for me, the older they are the worse it is. It causes me major panic attacks so I prefer to outnumber men with females and nonbinary friends when Im with new men so I don't feel overwhelmed. I like to take things slow with men. L however thought it was a good idea to throw me in a group chat with 5 men and just the two of us and to make it worse pressured and forced us into a voice call, acting depressed and hurt if I didn't join. She told me she was trying exposure therapy to help me get over it. I never asked her to do such a thing and I had a major panic attack. I got angry at her for this and she got defensive and angry and when I didn't let it go she then wanted to take her own life again. When I apologised to her for being mad and forced myself to let it go suddenly she was all rainbows and sunshine again. Fourth Incident with L I had a dangerous ex friend, who I couldn't leave bc they were threatening me and had found out my IP address. L knew this I spoke to her about this. I legally could do nothing bc it was JUST online they hadn't made a move yet so I couldn't get legal help. L forced me to leave that ex friend threatening to leave me as a friend if I didn't and assured me I'd be fine if I broke it off, told me I don't really trust her or love her if I didn't. Even though I told L of the risks and the fact I couldn't legally protect myself because even if the ex did do something cyber crimes are often brushed off in my town and laughed off unless she DOES leak the IP or my address (and often times thats still ignored until someone physically tries to harm me or stalk me). It doesn't stop her from leaking everything else about me. The ex friend then leaked all my emails, my social medias, my face, to people online, including to hate groups of asexuals, knowing I was ace, one of the biggest things I wanted to avoid. the IP didn't get leaked but the ex friend did threaten to leak it if I went against her again, I then had a lot of threats flooding my email address after. Now as for long standing issues over the past 3 years 1. She would always bring up how much she hated her skinny body when I felt insecure of being fat 2. She would always get mad at me for wanting to lose weight because she felt I was hating on myself by wanting to lose even one pound, told me god made me this way and I was being disrespectful if I change it, even when it was for medical reasons. 3. She insinuated a lot that I wasn't good enough for my husband that because I have depression he deserved better 4. She threatened me all the time to tell my brother who has depression, that I was suicidal and pile all of my own problems on him knowing it'd
hurt him if I ever ended my friendship with her, she'd do this whenever I got mad at her for anything. 5. She never accepted that she hurt me a lot, instead she'd either suddenly want to die every single time until I let it go or she'd try to gaslight me into making it all my fault she hurt me. I never could communicate with her. 6. she constantly criticised me for not having as easy of a time learning as other people and for being unable to grasp anything in math (except the basics) and science. She also constantly corrected and mocked and made fun of me for my punctuation and grammar and discouraged me from following my dreams to become an author. 7. Constantly got jealous about all my new friends and trash talked them 8. Flirted with my IRL big brother trying to lead him on and use him to cheat, when she was in relationships with other men and knew my brother was off limits. 9. Trash talked my mother no matter how many times I got angry at her for it. 10. Forced me to voice chat and do so often without breaks, even when I didn't want to though she knew I had major anxiety involving using my actual voice to speak (its linked to my social anxiety, its weird and I don't get it myself. But speaking physically genuinely mentally pains me to do) 11. Sent me monetary gifts even when I told her not to, and always joked about me owing her, and went on about how much money they cost her and how much of her money she had left. 12. All the gifts she did send me was things she liked that she knew I disliked and she got angry if I didn't fall in love with these things. 13. Would disrespect my s*x repulsion (part of my own asexuality. Its my side of the spectrum) and force me into uncomfortable topics talking all about her having s*x with her boyfriends. For those wondering why X is also a problem: through all these each time I asked him what to do when talking to L didn't work, X excused her behaviour and blamed and pinned everything on me for "not trying hard enough to be a good friend, not being understanding enough, not being patient enough. You know how L is, its just her nature! You should be putting more legwork in to make up for it, you know she loves you. would she put up with you if she didn't? She only wants what is best for you, give her a break. Shes doing this all for you. You have to take care of her! you owe her, she deserves it." ‼️LAST INCIDENT FOR THOSE WHO DON'T WANT TO READ ALL OF THIS‼️ then the most recent incident with her some context first: I take mental health breaks, I am bluntly honest about what im going through if asked if I trust someone. If you're not part of the problem I always let you know why im leaving even if I don't go into detail. This is something I've said and made clear numerous times over the years and even warn people about the day we become friends so they have time to back out if they can't handle a friendship that isn't constant messaging. L and X for the past 6 months have ghosted me and been cold towards me, responding maybe 1 / 20 times and always short and curt unless they needed help for something. The whole time I waited for them, I helped them even when I was having bad day after bad day, my own mental health was dipping which i informed them of incase I seemed cold after awhile and couldn't keep up being bubbly. But I kept trying to make their day sending cute little supportive messages constantly and checking up on them bi-daily when I knew it was particularly a hard week for them. I waited and waited thinking "They will talk to me when they need me or when they feel ready. It'll be okay, Whatever it is we can tackle it together" and this is also something I expressed to them, that I noticed something is wrong but I'm here if they need me whenever they are ready. That the option is always open and I loved them. Then they got colder and colder, they started making snide jabs at me all the time which I brushed off as them having a bad day every single time. They made jabs about every part of my personality being annoying, my appearance being annoying and treated my
looks with disgust, they hated every single thing I got into and liked and got angry if I didn't like every single thing they did, they found any reason to criticise me those 6 months every single day. And on my 3 year friendship anniversary with them they treated me even colder and picked a bunch of small fights with me throughout the whole day from what games i was playing, to my choice of clothes, to what I ate to how much and how little I spoke, everything was wrong wrong wrong. Then fast forward to 2 weeks ago. 2 weeks ago L started a huge fight with me L told me my depressive break downs were pity parties minimized and scoffed and laughed at them. She told me My husband only puts up with me and I don't deserve him and im abusive and toxic for having depression that because I don't get better it hurts everyone else that I can't be happy all the time and im toxic because I "choose to have depression" She told me Im abusive for taking mental health breaks that by taking them and walking away from all social media for a few days at a time, im "practically telling us we're not good enough and we're unloveable." and that I am toxic for taking breaks. Her words. Im toxic for being friends with people I've fought with in the past and "stupid, naive, retarded, foolish, cowardly" that I love the pain and bathe in it and thats why I never get better. That im a "sh*tty friend for being depressed" told me to just willpower away my depression and anxiety. She told me I deserved to be depressed and have anxiety, told me I brought it on myself, told me my past didn't matter that my PTSD is my own fault, told me I never had to be perfect (I did in the past as a kid have to be to avoid being given to an abusive criminal bc he had this town wrapped around his finger into believing he was innocent as can be, this is something that lasted with me from I assume PTSD, I strive to be perfect to fix all my flaws I possibly am able to, and hide most of my negative emotions. This has never ever effected how I treated others, only how I treat myself. It also is something I've tried for years to snap out of but never been able to manage to.) and that im no ones saviour (never said, acted or claimed I was) and to stop helping other people, told me im nothing and no one and no one cares about me. Told me I don't matter and no one would care if I did die that im insignificant. She told me she was hurt I don't talk to them how I feel about them and keep it to myself instead when she knows they are hurting me. She then compared herself to my ex friend who abused me for 6 years straight and numerous times had tried to drive me to suicide. She then told me It was my fault she has insecurities. When I told X all that happened X blamed me for it telling me I deserved it and everyone else was too cowardly and everyone was thinking it and wanted to do it to me. He then told me he loved me and wanted me to talk to him how I felt about him, so I was honest decided "Okay I must be in the wrong if they both are upset" I apologised to them both for everything they accused me of because I genuinely felt bad. L and I kept talking because I was trying to fix things, L told me that I X and Her "Know we aren't your only friends but it'd be nice if we were, I'd like that it'd make me so much happier" She told me that she feels like she has to change to a warmer person and im a bad person for her feeling that way because she feels like she has to match up to my energy because I get depressed when they ignore and ghost me for weeks on end that its just "how we are, its our nature. We're cold people" Then turned around in the fight to tell me I have to change and become colder, that they hate who I am as a person, they hate that im affectionate and get attached to people. L told me X and her have been talking behind my back, sent me logs of it of the two of them insulting and mocking me and told me they did it out of love and frustration and in those logs X had told L many of my secrets I trusted X with, he didn't keep a single one. I went back to
X deciding to be honest since they want honesty, and told him about what L showed me and that I didn't trust the two of them anymore after this and the things said were harsh and hurted a lot and a lot of it did feel inaccurate while some things were on the nose, and he told me he didn't want to be my brother anymore, told me I was a bad friend and I again deserved what panda did, then he ghosted me. After this all happened, I snapped and something clicked and changed inside and I felt cold towards them. Affectionate to those who actually showed me love, and happier again because I trusted L the most and she broke my heart. It felt like I hit an epiphany. I became a new person, I changed my name online, I cut off toxic friends, I patched things up with old friends, I communicated more about my feelings so there'd be no misunderstandings anymore with good friends because of my own anxiety and insecurities with them. I was happier I had really good friends by my side who love me. I was a new me, I found myself again and it felt like there was light again in a tunnel that has been long and dark since I was 12. Fast forward to 3 days ago and she messaged me again after us not talking since that incident. She apologised and I felt relieved, but thats not the end. Her apology took a very unexpected turn. She told me she was only sorry she never said anything earlier, but she did not regret a single thing she said or did to me over the years since we met and especially not what she said and did that day. She told me again I was a horrible human being for being depressed and toxic for hating my own appearance and trying to lose weight. She then said "I know better, I knew better and let my own insecurities get to me. But its YOUR fault. You never told me otherwise. I didn't go to you either but you never told me what I needed to hear, you're supposed to be good at reading people, its your fault not mine" Told me that she is hurt by me for me taking mental health breaks, said I was doing it to be malicious to her and X, that there was no way I wasn't, even though she "knows better her insecurities say its that way so it has to be and its my fault for making her feel insecure." She then told me she wants to stop being friends but also wants to hold onto me. Told me I'd have to do a lot of work, when I spoke to her about all she ever did that hurt me, how I felt she turned around and made it all about herself. She then told me it'd be me that would have to change who I am as a person. "Become colder, Stop caring about others, Be warmer to us, don't leave us behind, stop taking mental health breaks" Then she told me "Its my fault you changed, I did well but I don't like how you changed. I pushed you onto that new path leaving myself stuck behind. I dislike this new you, I didn't expect for that to change your whole life and who you were. I don't like it, maybe we can change it back and be friends again" She then told me "the misunderstanding caused me to distrust you, you'll have to repair that if you want us to be friends still. I'll TRY but you have to fix everything or this wont work out" If we do stay friends shes going to be a casual video games only kind of friend only bc I still do love her. But honestly if we stop being friends Im fine with that too. Either way shes lost all right to be a big part of my life again and shes lost trust she'll never get back from me.
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mikecardenmpreg · 7 years
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recovery, etc.
so its been just about a year since i got back into therapy and i just want to say this because i didnt make it clear enough when it happened. when i went in for my intake session last december, they wanted to hospitalize me. like. that day. right then. they didnt even want to finish the interview. they just wanted to admit me. because people reporting numbers like mine were in hospitals on suicide watch. they did not want me to leave the premises. i had to assure them that i wasnt going to kill myself (even though i knew that wasnt a promise i could make). i had to sign a CONTRACT promising i would not kill myself before my first therapy session. the intake specialist was skeptical but he let me go (though he had no idea how i was able to function on a daily basis - jokes on him though because i wasnt functioning at all). he had a look in his eye that told me he wasnt sure letting my leave was a good idea. when i went to my first therapy session with ann a few weeks later, she also wanted to hospitalize me and again i found myself assuring someone i didnt know that i wasnt going to kill myself (and that still wasnt a promise i could make). a year ago i was so sick that i was nearly hospitalized for my own safety and for the safety of others. i smiled and joked and laughed through it all. i reblogged relatable sad posts. i tried not to make it seem like it really bothered me. but i was barely hanging on. 
i got my diagnosis on december 13th. i didnt talk to ann much but i told her just enough for her to deduce i had bpd. its something i knew for at least two years. i sat with my knees to my chest the entire session, uttering a few words here and there, picking at the fraying knees of my jeans. she took notes. she told me my numbers were concerning, that people with numbers like these are generally in inpatient care. i stared. nothing behind my eyes. i was a shell. she said “hopefully next time we meet youll be more comfortable with me and we can talk some more”. i felt like an asshole for sitting there and wasting her time. i thought i was a lost cause. i thought there was no way i was gonna get better.
and for the longest time i didnt. i was hurting so much. i was separated from all my friends and still dealing with the aftermath of not one but two absolutely devastating (at the time) rejections. i wanted to kill myself so badly but didnt have the means to do it efficiently and effectively (ive always been too scared to actually try to kill myself in case it didnt work - something ive told my therapist). i felt like the biggest fucking loser. i remembered the summer of 2012 and thinking (back then) that there was no way i could feel worse than i did then. i was wrong. how i felt in december 2016 through january-march 2017 was the worst ive ever felt in my entire life. looking back its mostly static. dont remember a lot of it. all i remember is being angry and suicidal and wanting to hurt everyone around me.
in april i started dbt. it took awhile for me to get into the class. ann had me take other classes to help cope with my other problems (anxiety mostly) and helped me process some of my issues until i could get into dbt. borderline is a little out of her area of expertise but she knows how to listen and is very very good at validating all my little hang ups (i love my therapist).
it took me a few weeks to see the value in dbt. for the first few months all it did was dredge up old shit and trigger me until i was hollow and numb. every week it felt like i was being ripped open and flayed. every week i got to relive a different traumatic memory. every week i disassociated to keep myself safe in this room of strangers (who were also disassociating to keep themselves safe). (disassociation is not a healthy coping mechanism) 
but then i went on medication for my depression and anxiety and the combination of that, dbt, and regular therapy sessions actually began to like work? like? thats wild? and i started to see changes in my life because i was learning how to communicate appropriately and deal with my trauma effectively. and i stopped dwelling on the things that made me feel bad and started diving in to the things that made me feel good. i started spending more time with friends and reaching out and actually putting an effort into being a better friend. i started being honest and open with my parents about my progress rather than being super secretive and hiding things. and somehow the constant stress dreams and nightmares and violent thoughts and suicidal ideations stopped. i was finally able to enjoy things again. i was even able to spend time with my parents and actually enjoy it. hell i even looked forward to seeing them and talking to them (which is a really fucking big deal).
there have been slip ups along the way. things have happened that have really bent me out of shape. but i was able to deal with those things and recover. last december i was prepared to ruin every relationship i had. i told my parents to not come to my graduation. i almost deleted all my friends phone numbers and unfollowed them on all social media so i never had to speak to them again. i was ready to isolate myself from everyone so that when i killed myself (which i was getting ready to do) i wouldnt hurt anyone.
im not gonna say that i cant believe that person then and the person i am now are the same people because i can absolutely believe it. there are times when i want to go back to my old ways because regressing is a lot easier than constant progress. and getting better doesnt always have 100% positive results. ive learned a lot about myself and others along the way. ive had to sever ties. ive learned that some people arent capable of change. ive learned that sometimes taking a break from the people you love the most is the best thing you can do for yourself (and for them). ive had to have hard conversations because getting better has forced me to learn that you gotta actually work for what you want. 
i havent been perfect this whole time either. i still havent learned how to value my own feelings over the feelings of others or how to accept that other people care about me. im sure some day i will. a year of therapy isnt going to fix everything. but some day ill have a breakthrough.
the whole point of this though is that if i can make it through my darkest moments and turn my shit around....anyone can. but its important to know beforehand that its a process. nothing happens overnight. nothing happens in a month. recovery is something you have to work at day and night for the rest of your life. its something you have to want. it doesnt come easy and its not pleasant. its not all soothing baths and flowers and handwritten journals. its crying and screaming and addressing your past traumas and welcoming them into your home like theyre family (and then accepting that they happened but not letting them dictate your every move). its being honest - brutally honest - with not only yourself but with others. its letting go of people you love and learning to exist in the void of loneliness (until the people you love learn to accept the new you). its showing up every week (or month or whatever) and saying something for once, even if you think its stupid, even if you think its irrelevant. recovery is ongoing. im about to finish my first year. i still have a lot of work to do and im actually kind of excited to do it? which is cool considering my contingency plan has always been to kill myself.
anyway. i just wanted to say that. i dont pat myself on the back very often but ive accomplished a lot this last year. and not gonna lie but ive referred to myself as “most improved patient” in my head multiple times these past few months. im in a pretty okay place right now. im glad im still here (despite the world getting worse literally every day). im glad i have people i can share that with. and i hope some day soon i can return the love and support ive been given tenfold :)
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pennsylvania uber insurance
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I'm a tourist in the U.S, and I want to use my friend's car occasionally, her car is insured but my name is not on her insurance policy, do I need to be on it to be covered?, Also, in case an officer asks me to pull over, do I need to be on the car insurance or just show him the car is insured?""
California Health Insurance?
I am looking to get health insurance for a year, more to take care of neglected issues than to cover my butt if I get sick/hurt (I'm 27, betting on youth and good health!). Kaiser seems to be the most appealing because they cover a broader range of services. I am namely interested in physical therapy (winged scapula), dermatology (oily skin/acne), perhaps mental illness services as I have suffered from depression (although I somewhat consider it a problem of my past). I'm aware insurance plans won't cover preexisting conditions, but how can they really prove these issues didn't start yesterday, right? I'm overwhelmed with my choices. Is it worth paying $330/mo for $0 deductible, 0% coinsurance, $40 co pays and a max out of pocket @ $3000? Or is it smarter to pay $166/mo, $2700 deductible, 0% coinsurance, $0 co pays after deductible, and max out of pocket @ $5000 (including deductible)? Etc. I have put off getting insurance because I'm scared I will pick a completely inappropriate plan. Can anyone shed some light on this for me?""
With new Social Programs and Affordable Insurance for Everyone.....?
I can see that I will have a lot more money to go spending on eating out, going on long vacations and not having to work those long hours to make it anymore. Cant wait till November, its going to be Change time. How long before these goodies are implemented by the Democrats and the bad costly programs rid of?""
Help with insurance?
As of Friday I found out I was pregnant. I would like to schedule a doctors appt. ASAP but i dont have health insurance. Which would be the best and quickest insurance that I can apply for? and is there an insurance that I can apply for online?
How can I buy car insurance?
Sorry, my real question is as follows: My mom owns a car, and I want to drive the car and get it insured. I do not know if I can find an auto insurance agent and tell her or him that I want to insurance the car for myself alone, without paying insurance fees for my mom. I just want to insurance my mother's car and drive it by myself without paying any premium fees of insuring both mom and I. Any one has experience about that? Is it possible?""
How much would it cost me to get a motorbike include CBT and insurance?
I am 18 years old. I am wondering how much would it cost me to have a yamaha R1+CBT+cheap insurance. please help
Is Bristol West Insurance a good company?
I am looking to change my insurance company and got a really good quote on insurance, but it's seems a bit too good. Does anyone have any information regarding this company? I found them through Farmers Insurance Group.""
""Does anyone know where to get cheap car insurance (Ontario,Canada)?
My husband and I just bought a car today and we have not applied for our insurance yet we are planning on applying tomorrow(if there not open) then Monday. Does anyone know of a good insurance company we just had a baby 2 months ago so we are really trying to save money if anyone knows a good place would you please let us know. Thank you very much.
""Do I have a conviction, car insurance?""
I had my car licence for less than 2 years and went out to view a car, I was offered a test drive which I accepted. The police pulled me over and I was done for not having any car insurance, stupid of me but I never thought, my full licence was revoked and I had to start all over a gain on a provisional licence and also received a heavy fine. I reset my test again and passed and when I am asking for insurance I am asked for any convictions, I have not got a conviction on my licence or any points, my friend says I have been punished already by having my licence taken off me and re sitting my test again, and paying a fine. I now have had my full licence for 1 year instead of 3 years, what am I supposed to declare my licence is clean?""
Liability Insurance for an Electrician?
I am an electrician and would like to get liability insurance because I do a lot of jobs on my own. Where can I find this? And is there an inexpensive plan? I live in New Hampshire.
Cheap health insurance in Mass?
I have a decent health insurance plan at work that covers me but my wife does not have health insurance at her part time job and my family plan is way too expensive. I guess I'm looking for the cheapest health insurance to just cover her; particularly her expensive prescriptions. Any help would be much appreciated. -Thnx
Car insurance for students UK?
My son is on my car insurance as a named driver. He's 19 and held a clean licence for 2 years. However, he's off to university in September and will only use my car when home...probably only for the odd day here and there. Is there any insurance company who will add him as a named driver for a few days each time he comes home thus enabling me to go back to my usual extremely low payment? I'm a 50 something driver with a totally clean licence and max no-claims.""
pennsylvania uber insurance
pennsylvania uber insurance
The best car insurance company for a young driver?
Hey guys I'm 18 and about to get my first car and I've been notified that i need a car insurance before even buying a car from a car dealership. HELP! I've heard that young driver's insurance is more expensive than experienced driver's insurance, Is there a cheap car insurance for beginning drivers?""
How to get bonded and insured in Texas?
We are starting our own business and running it out of our house. We need to get bonded and insured, but we don't know where to start. Anyone have any suggestions?""
Medical insurance question?
if you are not married to your spouse but have a child together can you go under their medical insurance through work?
How do people driver around without car insurance and get away with it?
I watch court shows on tv and many people are taking someone to court because of an accident and the other party does not have car insurance
How much would my car insurance be?
I'm looking to buy another car. I would really like a BMW or a VW, years like 1996 to 2004. I'm thinking like a 3 series BMW or a passat or jetta. I know these are typically nicer cars thus insurance would be higher, though some people claim they're cheaper because they're more safe. Anyway, how high are we talking here? I don't need an exact number but a decent estimate would really help so I don't buy a nice car and find out I can't afford the insurance. I'm an 18 year old guy, I have NO tickets of any sort, no accidents, I commute about 20 miles to college, iv been licensed for over a year, I took drivers education. I'm under my own name not my parents so my insurance is astronomical cause I'm an 18 year old guy. Please help.""
How is being required to buy health insurance any different than being forced to buy car insurance?
I know people are saying it's unconstitutional for the government to make us buy health insurance, but states already force you to buy car insurance. Wouldn't that be unconstitutional, too? I'm not trying to be a Smart Alec or anything. I seriously want to know the logic behind how people feel.""
INSURANCE QUESTION ?!?
18 year old, male, 2010 camaro ss with 4000 miles on it. had a few speeding tickets, no wrecks LOOKING FOR INSURANCE QUOTES PLEASE""
Is $3000.00 for Car Insurance?
my 18 yr old son just bought a 2007 Chevolet Cobalt. .$3000.00 for insurance. that just make the whole family sick. we have the house and two other Vehicles with same insurance company. i don't even think we got a discount. $3000. 00 for the Cobalt plus the two trucks. that about $5500.00 for car insurance we all have clean driving records. 18- 24 yrs old male! How much do you paid for car insurance?
What is a medical insurance deductible?
What is a medical insurance deductible?
Car insurance?????
what is the cheapest and the best for full coverage?
""For car insurance rates, does the amount of the claim matter, or is it just that you had a claim?""
Wondering about how car insurance premiums work. I just got into an accident this morning. I rear-ended someone so it was my fault. When we file a claim to fix her car, is it worth it for me to get mine done as well? Or will getting mine fixed cause my premium to go up even more when its time to renew?""
Insurance question?
do you have to be married to someone to be on their health insurance?
USAA Full coverage auto insurance covering theft?
Last night my husband and I were hanging out with some friends and someone broke into all of our vehicles and stole stuff. However, my husband and I drive a 2009 Mitsubishi Lancer and it was locked, yet someone managed to get in without causing any damage whatsoever and stealing our xbox 360. Weird thing is, my purse was in the car with everything in it, and so were the guitars for guitar hero and our entire CD case, and the only thing that was stolen was the xbox...Weird I know. We go through USAA and have full coverage. My question for anybody who knows or has a good guess is, do you think that our insurance would cover that? We don't have a receipt or anything since it was bought so long ago. Thanks for all your answers in advance and remember best answer gets 10 points =] Happy answering! Amberly""
Which will cost more to insure? 00-04 mustang base or 00-04 mustang gt?
I'm 17 and live in New York. Been driving with a clean record for one year and I currently pay $100/month on my mom's '10 camry. I want to get my own car and I have narrowed everything down to a mustang, but I can't decide between a base model or a gt. I have discounts on my current policy such as good student and drivers ed. I will also take a defensive driving course for an added discount and the new car will also bring about a multi-car policy discount which will be helpful. My mom will be contributing the same $100 towards the car as she is now and the rest I have to pay for by myself. I have heard that the base and gt will cost about the same to insure, but that doesn't seem right considering that the gt has 100+hp more than the base, but people have supported that by saying the base models are involved in more crashes among young drivers. So can anybody set the record straight for me? Please don't give me responses saying that only my insurance agent can tell me that or too high for you to afford. Also would it be a wise decision to drop collision coverage for a huge insurance discount? I don't plan on racing this car.""
My insurance adjuster wont give me enough money for my car repair?
A guy hit my car and his insurance said my car is worth less that what it really is the damage for my car is worht $3000 but they will only give me $2200 for it also on the evaluation report they made they said my car was in a worser condition than it really is. What can I do to get what i deserve? i don't want to settle for less
Will one violation make my insurance go up?
The other day I failed to see a no right turn on red sign posted above an intersection. My right turn on the red light was safe, no cars were coming, and the car in front of me did the same thing, which I copied. A police motorcycle was parked waiting down the road, expressly for watching this, and pulled over the car in front of me, myself, and the driver behind me, who did the same thing. I have a clean DMV record. The fine is $170. I could elect to go to traffic school for an additional $150 so the violation won't be on my DMV record, but with my schedule, it will be hard finding the time for this, and I think the $170 fine is bad enough. My auto insurance is my only concern. How likely is it they'll raise my premiums (2 vehicles) with only one violation on my record? Also, how long does the violation stay on my DMV record (California). Thanks!""
If I am 16 can I get a rental car if my insurance company covers it?
We went to the rental car company and they said that being under the age of 18 I can not get a rental car, but I do have full rental coverage on my insurance. Would I be covered to get one since I have full rental coverage? I am going to call my insurer tomorrow to see. But I'd like to know now.""
""What is the rate of car insurance in denver, co?""
also, i am going to be going school there and i am from hawaii..will i have to change my license plate and get a new car insurance or can i keep my hawaii insurance because im just a student.""
Question for LIFE INSURANCE BROKERS or salespeople!!!!?
From a insurance brokers perspective; What is the advantages for a client who buys TERM LIFE insurance, over WHOLE OF LIFE insurance, in your opinion???""
Idea as to how much full coverage car insurance would be for a 17 yo. Just a ballpark figure. Thanks.?
Idea as to how much full coverage car insurance would be for a 17 yo. Just a ballpark figure. Thanks.?
How can I tell if my chiropractor is under my insurance?
How can I tell if the chiropractor I have been going to accepts my insurance. I'm switching insurances on November 1st, so I need to know if they accept my new insurance. If they don't, I want to see what my other options are.""
How Much Does Dog Owner Liability Insurance Cost?
I am looking in to getting a basenji/ miniature pinscher mix. The dog is only 19 lbs so it not a very big dog but the apartments I live in require this kind of insurance in case it bites someone. I would like to know monthly and yearly cost. (I dont have renters insurance I just want to know dog liability insurance)
Can you get braces free if you have health insurance?
i want braces. can i get them free if i have health insurance
What is a good car insurance for someone that is 21?
im 21 my car is insured by my moms insurance but she wants to take me off. What are some good options??i live in california and im a full time student i know some insurance give discounts like mercury insurance
Where can i get cheap health insurance for my 18 year old?
I need health insurance for my daughter shes 18 shes going to college and i will have to continue support...whats my best options or cheapest route?
pennsylvania uber insurance
pennsylvania uber insurance
Most reliable auto insurance company?
How much would my monthly premium be for auto insurance? I'm male and 18, no accidents and responsible. I drive an old sedan, silver. I drive to work, to college, to the market and back home. No joy rides, no trips or visits. What auto insurance company is the best?""
""Can I keep the check from the insurance, and don't repair my car?""
My car was hit by another car, and the other driver's insurance is willing to cover my repair cost. So I went to a body shop and got the estimate which is over 1k. That looks like a lot of money. I was wondering, if the insurance company agrees to give me a check, can I just keep the money and don't repair my car? Would the insurance company know? And since I left my contact info to the body shop, is the body shop going to chase me down? Thanks~!""
""2012, 17 Year Old Insurance?""
Looking to pass my test in Feb. (3rd) And all threads and posts I have looked at are from 2010 or something. Just wondering what the best sort of car is for my age and insurance provider and any tips to lower my premium as the lowest I have come out with was with elephant.co.uk at 2900, third party fire and theft on a citroen ax. Which is above my budget... Any Clues Anyone ? Thanks""
What insurance do you have ?
we are looking for a good family insurance that could have dental coverage and eye care coverage as well as health any suggestions ? (ps family of four)
Insurance for car and motorbike on one policy?
does anyone know of any insurance companys that will do a joint policy for car and motorbike. i have 2yrs ncb on my motorbike and have recently passed my car test so would like a company to take into account my riding experience when insuring me on a car. carole nash will only do this if you have had your car license for as long as you motorbike ncb.
Car insurance questions?
I'm just coming up to the end of my first year of driving. My insurance is due on the 12th of December. I was quoted 1700 by my current insurer, which obviously, I'm not paying. I've now managed to get an insurance quote from Admiral for 680. My questions are; 1. No Claims Bonus - I'm on track to have 1 years no claims but obviously at the moment I wont have? I want to pay for my insurance ASAP so can I just put 1 years no claims on the form and put the start date as the 12th? 2. Do I need to tell my current insurer I wont be renewing with them? Is there some sort of automatic renewal system in place with car insurance companies? My dad threw the renewal letter out so I have no way to check myself short of ringing the company but I wont be able to do that until Monday and I kinda wanted to buy my insurance now.""
Where do I find florida health insurance ?
I am looking for a health insurance quote for florida health insurance. I am looking for cheap florida health insurance.
Health Insurance question.?
I am recently married and have health insurance through my employer with aetna. We have yet to change her name over on the insurance as it is still in her maiden name. We recently found out she is pregnant. Before a doctors visit should we be making a call to get her name changed over? Is she still covered at all on my insurance?
When getting insurance for a vehicle??
Do you get the insurance first then a licence..or get a licence before you get insurance?i've heard 2 different stories from 2 different insurance companies..which is true?
Best medical / health insurance in Dubai?
family health insurance, which should cover maternity expenses as well. also it should be economical and well received at all hospitals / clinics. thanks in advance""
Dentist cost for teeth cleaning without insurance?
I live in Fairfax, VA and was wondering how much would it cost for the teeth cleaning with no heath insurance. thanks""
""If I am 27 and single, do I need to be paying for life insurance?
I have been paying for life insurance for a few years now and I am convinced that I shouldn't be. I do not have any children or plan on any in the next few years. My father says it is so I am locked into a premium. Does that really matter?
Reg. vehicle insurance?
5 years back i took an insurance for my bike for Rs.35000/- Now the value is depreciated to 20000/-. So i stopped paying the insurance and my policy got lapsed. My question is suppose if any traffic constable asks me for the insurance what should i say? How to get rid of this situation without paying the fine.
Does speeding tickets raise your insurance?
I've gotten 2 speeding tickets this month so I'm worried. Does this raise your insurance rates?
Car insurance issues help wanted?
have a few issues I could really use some help with. The family car that I have been driving wasn't in my name but I was still covered on the insurance until one day I hit a mailbox with the passenger side mirror. The mailbox did not sustain any damage but the mirror somewhat did. I didn't call the police when it happened since the damage was extremely minimal. Anyways, then a couple weeks later a different family member (not the owner) had a little bit of a bigger accident when an animal suddenly appeared in front of the car forcing another accident. I have not had an accident in over 12 years but since I was mentioned after that second accident, I was also excluded from the insurance policy for that vehicle. The insurance cost is something like $158.00 per month but now they want the owner to add about $50 or $60 more per month EACH for the 2 people that were excluded because of the accidents.The car payment is about $415.00 per month and the insurance was $158.00 per month for just the owned which does not even drive the car at all but now they want an extra hundred per month for those 2 excluded drivers if they want to drive that car. Will this change if we switched insurance companies? And if I haven't had an accident in over 12 years, would it be possible to appeal that? Thanks in advance""
Are there any insurance companies who offer REALLY cheap new driver insurance?
I have my driving test (practical) booked for the 7th March 2012. I have been searching for cheap car insurance and the lowest I can find is about 7000 which I just cannot afford. Im only looking for insurance for a few months, less than a year for a few hundred pounds. Please, any suggestions greatly accepted. Thanks :-D""
""Im 19, live in pittsburgh with a liscense and no car insurance?""
i need to rent a car but im only 19 and i have no car insurance, is there anywhere for me to rent a car?""
Is life insurance premium deductible?
I got a life insurance on my own. I would like to know if the premium I'm paying is deductible? If you don't know if there a way to find out if it is.
How can i drive a car from florida to ny with temporary plates?
i want to buy a car in the state of florida. iam a ny resident with ny license and was wondering if i buy a car in florida how can i get tags and all that to drive to ny. i dont have insurance as of now
How much does the insurance of a normal car compare to that of an lgv/ hgv?
I'm thinking of converting a vehicle into a mobile home; of course if I can get more space for a similar price on insurance that would be great. I'm just looking for averages, I'm not a particularly high earner but if I know where i stand I have more of a chance making it realistically. Please don't answer i don't know or something similar that's just irritating. Thanks if u can answer though :)""
Private medical insurance?
Do you know any private medical insurance which will cover you whilst you are couple of weeks pregnant?
Best car to insure for a provisional driver?
I want to change my car, but the next car will have my son as a provisional driver. I have been driving for 20years, am female, and have not made any claims. Live in the uk. I have tried the insurance comparison sites, but you need to put a make and model in. Would like to know what others have found to be the cheapest. I would prefer an mpv, or crossover, but am open to suggestions. Many nanks""
How much would a 2005 Honda Civic Coupe be worth?
I probably totalled my car. What is the estimated value of the car? How much do you think my insurance company will give me for a new one? Is there a site I can go to?
Who is the cheapest car insurance provider in Nichigan?
Who is the cheapest car insurance provider in Nichigan?
Whats the insurance cost for a 17 year old?
Hey, I am 17 and i am wondering what car I should buy, my parents said that I can have any car over 10 years so I was thinking about what the insurance would be on Mercedes-Benz E class, 2.2 diesel 2000reg, please help? Thank you for every answer:D""
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pennsylvania uber insurance
Does one have to report fixing a car to insurance?
So let's say that an underage and uninsured driver hits my car in a parking lot. Not totaled or anything, but a large dent and a scratched. I know the child in the car, and his Dad tells me that he could just pay it for the damages out of pocket. If I get an estimate and get the car fixed with the fathers money, do I have to report it to the insurance? Am I allowed to just go to a body shop and get the doors fixed, and that is the end of that? Will I be in any legal trouble if I do it? Thanks.""
Need advice for car accident with allstate insurance?
My boyfriend got into an accident 2 weeks ago. Basically it was a 5-car pileup. The two cars in front of my boyfriend left the scene because they had no damage. The lady (Lexus driver and Allstate insurance carrier) who actually hit a Toyota Corolla (Traveler's Insurance carrier), which in turn hit my boyfriend's Ford Escort is not returning phone calls and did not give a statement to Allstate. She did give a statement to the Corolla's insurance company but basically claimed that the Corolla hit the Escort then hit her Lexus, which makes no sense because the Corolla didn't back up! He got estimates on his bumper from the Allstate and Travelers insurance companies which came back between $1100-$1600. He just wants to do a cash in lieu and get it fixed by a friend of his. Is it possible for him to just go after the Corolla's insurance company or does he have to continue to wait for the Allstate's policy holder to respond back to Allstate?!""
How much would a used VW beetle run me up? What about insurance?
I am going to be 17 this november and I'm working this summer to save up for a car, a beetle preferably. I'd like it in a pastel green or blue....convertible maybe :P I'd like it used because the new beetles are ugly. Stick shift is okay. How much would it cost me....if it was say, 10 years old or less AND used....convertible and non-convertable...and how much would insurance be in the state of NJ? I got an A on my written test in drivers ed so i think that might be a discount. Also, what is the gas mileage...on a stick and a no stick. Thanks! :)""
Which is smarter? Don't buy health insurance? or go toss premium money out the door?
Our company policy was cancelled, now there is a new plan being offered. So should we pay the new $1050 premium, or would it be smarter to put that money in the bank and pay for our ...show more""
""Founders insurance refuses to pay for an accident, how do we get them to pay?
my friend got rear ended and the hit was so severe they bumped into the person in front of them and the car at fault ha founders insurance wont pay they have to cover medical expenses as well as the car being totaled..they refuse to answer their phones or return any calls at all. i looked up the reviews for the company and everyone says they suck...so now my question is now how do we get them to pay for the car and medical expenses its been a week now and nothing
What car insurance would you recommended after having a DUI?
I'm on my last month of having a year suspension and need to start checking out insurance companies. After AAA saw my penalty on record, I was instantly declined to be re-insured. Obviously I can't be picky, but all I ask is for the best deal at the lowest price. Not sure if these influence the price ranges or not, but here are some basics that may be of assistance: Female, 20. Toyota Yaris '09 wet-and-wreckless infraction, over a year ago. Been driving for 4 years. Sacramento, CA""
I was hit by a car. Which insurances should be reported?
Okay... I was driving my parents car to work. I am 19. No tickets or crashes since I was 15 and a half. I was rear ended when I stopped for an ambulance. My parents have insurance on that car, but I am not on their policy. I did have my mother's permission to use the vehicle. I have my own liability insurance but on a car that I sold several months ago. I maintained that insurance just in case anything happened. The woman that hit me immediately admitted blame. She also admitted blame to the officer that came out to see us. In fact, she cut him off to admit blame. I hope I am good to go as far as any sort of payment for damages. I understand if I get ticketed for not being on their policy... I just don't want to have to pay for my parent's car out of pocket, I can't afford that. Do all three party's insurances need to be reported? My dad is trying to tell me that my insurance is the only one that needs be reported as well as the woman's that hit me. I disagree. I think that all three need to be - but he's older and wiser than me. I think he just doesn't want his rate to increase so he's trying to make me call the woman and tell her to not report their insurance. Fml, i'm confused. thanks.""
If a person gets a speeding ticket while driving someones car and they want your insurance does it effect you?
if you let someone borrow your car and they get a ticket while driving your car do they need your insurance? and if you decided to make a copy and give it to them for proof of ...show more
Where can i get insurance for my Aixam ?
On a full uk motorcylce licence category B1. a number please ! thanks
Finding health insurance that covers meds?
i turn 26 next year and i really need health insurance when i get kicked off my parents plan... i dont know what to do. what is just the most inexpensive way to get my meds? i take adderall and paxil. thank you
Any reccomendations for a good dental insurance??
i have health insurance through my job, but they do not offer dental.""
Single mother looking for cheap car insurance?
im a young single mother trying to get my life together, fix a car, etc... got a lot on my plate. is there any resources for car insurance i can use? anything?""
Is there a type of car insurance where anyone who drives is covered?
hey is there a type of car insurance or a plan of car insurance where anyone who drives the car is covered and not just the person who is under the insurance Thanks P.S. I also need to know how much it would be
Why my car insurance is so high and how can I lower it?
Recently I moved my house and my insurance went off the roof. For a 03 reg ford-ka its 2300 whereas the car cost only 1400. I also have passed pass-plus, but in vain. Checked on gocompares and other sites, but of no use. I am 28yrs old. I don't know what to do, I love to drive and want that car so bad? Do you guys have any idea? Should I go and check out with my bank for insurance and stuff? please help?""
HEALTH INSURANCE QUESTION?
IVE GOT A LOT OF FRIENDS WHO PUT NON-SMOKER ON THERE INSURANCE AND THEY DO SMOKE TOBBACCO, so my question is how do they get away with it. when you smoke and you go and get a physical and they do blood work dont the doctor see your a smoker and then he or she tells your insurance company that your smoking. HOW DO YOU GET AWAY WITH INSURANCE FRAUD LIKE THAT... i just cant understand how does this work they have done it for years they say that the doctor never tells on them. if someone will give mea ligitiame awnser on how they get away with this i will give you 5 stars i need explanations not short awnsers""
Is a 2002 cadillac deville cheaper to insure than 1995 mercedes S420?
Is a 2002 cadillac deville DTS 4 door 4.6L northstar V8 @70,000 miles cheaper to insure and repair than 1995 mercedes S420 4 door @199,000 miles?""
Need a MRI and obgyn but don't have insurance?
I have had abnormal vaginal bleeding for a month and I found out the other day I have a tumor on my uterus and need a MRI and see a OBGYN but I don't have insurance. Would they just bill me? I'm low income and on work comp right now so it's even lower. I am applying for cmsp that's california state assistance but I won't have it by then
Car insurance for rentals & college students?
I'm not trying to buy a car or get insurance. It's for a project for school. What's the range of prices of car insurance for students ages 18-22 and also what are the prices of renting the most basic car from a company, like an average amount. Thanks :)""
I live in Florida. Can I get renters insurance to protect my things if I live with my parents?
I should add that I'm not a student and 24 years old.
Does anyone know of any cheap car insurance for an 18 year old?
Does anyone know of any cheap car insurance for an 18 year old?
How much would a Ferrari cost?
i want to save up for a ferrari and i need to know how much it would cost for a used and a new one
Best place for car insurance?
I'm 16, and so I plan on starting to learn all the theory before starting driving lessons the day after my 17th birthday - as you can probably tell! Anyway, my mother and I have been discussing little cars and what not for when I pass, but insurance is another problem. Is anybody aware of a good place that will insure a teenager for not too much? I have heard that Admiral's Littlebox is quite good - has anybody any reviews for them? All answers and suggestions greatly appreciated! :-) Thanks""
When can i refinance my car loan ??
i bought a car on June 5th this year ( 200-7-) Now i pay around 425 dollars for it every month , and as per insurance around 198 . i make around 750 dollars a month . i am doing this because i want to be independent from my parents. If i don't start somewhere then i will never be on my own . anyway emotional stuff aside..hehe. When can i refinance my loan , currently it's around 6-7% I think my credit score went high , my equifax is 669 , when i checked right now on creditinform.com. I have chase bank , you think they can lower it ? do you know how much lower they can go ? around 300 maybe? i am goin to take defensive driving class also , i heard that saves a lot of money also on insurance.. Please help , : ) thanks , have a nice day.""
Cheap health insurance?
what is the cheapest health insurance in california? i am male 22, i do not smoke..""
Auto Insurance Questions?
In the household there are 3 cars, but 18 driver is only listed under 1 car,(mom) If the other 2 cars are on the same house (but different names auto insurance) he can drive those car with no insurance coverage problem right?""
pennsylvania uber insurance
pennsylvania uber insurance
https://www.linkedin.com/pulse/how-much-commission-does-insurance-csr-make-monthly-average-fox/"
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