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kristie-rp · 5 years

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Promise

Triggers: Suicide mention, drug mention, overdose mention, prostitution, gun mention, kidnapping

“I’ll take care of you,” she had promised. She can’t regret the oath, but she does regret what it drove her to, the desperate need to prove she could keep the promise.

Kara gets into prostitution because her little brother is eleven when the last of their parents vanish. She is seventeen, and she knows enough to be aware that the big motivator in Blacklight is money, and when her dad ran out, this is what happens: there’s no point trying to force a payment from a man with his head barely above water. She knows without a body being found that he is dead. Kara has her savings, her college fund, and that’s it. It’s not enough for two kids to live off, and her part-time job at a clothing store isn’t going to keep them afloat, and no one she wants her brother anywhere near is going to hire an eleven year old.

So – so she starts to prostitute herself, an amateur working cheap by Blacklight standards. She learns how much to charge without drawing complaints, she learns how to balance senior year and ‘work’, and she learns that many clients will pay more for the thrill of her being so much younger than the average whore. Enable a fetish and the cash goes up, enough to pay for school, for food, for a roof. At eighteen she gets sole custody of Lionel, legally, without complaint. She fucks the judge to get it through quick, once they get caught by the system.

She spends too long in the bathroom, driving the water bill up and up and scrubbing her skin raw in an attempt to get clean. Lionel is twelve, and she’s learned enough now to know how to draw lines, how to enforce them without losing clients. He knows what she does, he knows how much she hates it, but she doesn’t bring her work home and he can’t complain, however much he might want to.

Eighteen is when the pimp for her district finds out about her working solo, cutting into his profits. Eighteen is when Craig gets his hands on her, and really, he’s not so bad, except taking off some of her profits. She explains to him her situation, barely thinking it’ll work but convinced it’s worth a try – and he listens. He gives her specific times to work, promises he’ll take only ten percent, a fixed rate. It’s – it’s not good, but it’s not bad, she’s got repeat clients who are sleazier than Craig.

And then Faust finds out about her.

“So you’re the infamous Caramel,” are his first words to her.

She’s standing as still as she knows how, wearing something revealing beneath a heavy, cheap coat. She’s going for allure, even though she’s just a little too far from curvy for the effect to work as she intends; this is her ‘uniform’, what she wears when she’s out during the hours Craig assigns.

“I’m whoever you need me to be, baby,” she says. Her voice is a rasp, quiet, but not subdued. There is a confidence in her tone that many whores have lost by the end of their first year – but she cannot afford to become less of a person, not with Lionel at home depending on her, not with so many people willing to take advantage of her.

Faust circles like a vulture, and she knows she is being judged. She keeps her eyes partially shut, as though heavily lidded, and watches him with pursed lips painted in a discounted dark pink. He’s not actually that old at this point, though definitely older than her – she guesses him to be around thirty, much younger than her year-dead father. He’s not bad looking, either. It won’t be a struggle to act like she likes it when he inevitably goes down on her, even if what follows is her usual routine of scathing hot water and too-long in the shower, worrying a brother who is getting more and more withdrawn in turn.

“I’ll pay you triple,” he says at last, “to stay overnight. I get twenty-five percent of your cut from clients who aren’t me.”

Kara raises a brow at him. “Craig might have something to say about that.” She doesn’t say that this is a rip off, that she’s not going to jump ship from her fantastic deal just because he offers better pay to start

Faust’s smile is soft, but there’s something in his eyes that stands out to her – something dangerous. Something that tells her this man is not a nice man, as if she hadn’t guessed from an awareness of who he is. “Craig can’t say much once he’s dead.”

Her blood runs cold, but she steps closer to him. He doesn’t back down; she runs a hand up his chest and grips the gaudy tie he is wearing, something only a Blacklight local would like. She doesn’t smile, but she peers at him from beneath the fake eyelashes she is wearing only for this meeting. The effect is that she is playing coy, with any luck. “Whatever you say, boss,” she breathes, and drags him down to kiss her.

She can never pick out individual moments of her time with Faust, not in hindsight. It’s either a self-defence mechanism or a consequence of everything blurring together.

After that first meeting with her, he puts a pimp, loyal to him and more obedient than Craig proved to be, in charge of the whores. The new pimp is an asshole in every way except physically; he does not do anything that might bruise. But the verbal and psychological, the demeaning, the ripping off all of them – Kara is the only one whose cut never changes, because she is not afraid to talk money with Faust, and she talked him into writing up a contract that means he takes a profit from her, not the new pimp, and only a set amount. It’s not good, and for the first time she wonders if maybe things with Craig were better than she thought – and those drained her of everything she had.

If she believed in gods, this would be about where she’d start praying.

She comes home the day of her brothers fourteenth birthday with a little cake and a spring in her step, for once. Faust has promised her the weekend off, written it into another contract in what she knows is both a power play and a source of amusement for him; his little whore with her obsession with promises being kept. She doesn’t care that he mocks her for this, because promises are the only thing she can keep.

“Hey, Li? You home?”

The front door is locked, but not deadlocked; she knows he is. He’s good at keeping safe, good at following rules a lot of people in Blacklight take for granted or ignore. Kara smiles to herself: it’s a Friday, and she doesn’t have to do any work until Monday, and this is going to be a weekend just for her and Lionel. She’s got some money stowed away, enough that they can rent a car – dads being long since gone – and get out of Blacklight, just for the weekend. Never has she been happier her brother is a summer born child; they can go somewhere with a pool, or somewhere on the sea. They haven’t seen it since the summer before their dad was killed, and it’s finally time – in her opinion – to move on.

The house is quiet, though. She figures Lionel has earphones in, because the budget ones that came with his phone are the best sound system they have. He saved for ages to get that thing, scrounging together the change from Kara sending him grocery shopping and the neighbours paying him to pay the lawn until he could afford a Nokia and a memory card, the better to store music on. He loves his music, and his dream is to go to a concert; there aren’t any on this year that he’s interested in, or she would be taking him to it. “Boys and their toys,” she murmurs to herself, fond. She’s been busy, forced to work more lately by Faust and the twenty-five percent, and she’s been looking forward to this for ages, both for the company of Lionel, and for herself. Too much Blacklight breaks people, after all.

She sticks some candles in the little cake, lights them and heads into the further reaches of the apartment. It’s a shoebox, but she can make rent more often than not, and they each have their own rooms, for better or worse. She starts humming the timeless classic in her usual almost-croak, long since over how a husky voice does not lend itself well to singing. Still, she sings anyway, a loud “Happy birthday to you,” that cuts off as she drops the cake in the doorway.

Lionel is collapsed on the floor, and she only prevents a fire because her bare foot stamps out the candles before the ancient carpet can catch fire. Her panic blocks out the stab of pain, and she dives to her knees beside her little brother, feeling for a pulse before grasping for his phone, dropped on a stack of pamphlets, dialling emergency services because it’s that or nothing, and she can’t handle doing nothing.

The paramedics ask her more questions than she can answer. Oh, she can answer the standard lot – medical insurance, none; patients name, Lionel Darcy St Claire; patients age, fourteen; patients date of birth, today; emergency contact, Kara St Claire – but when they ask her if he’s been showing symptoms of anything, she cannot answer. “I work a lot,” she explains, but it feels feeble to her ears, and she feels judged for this more than anything else.

Their weekend away turns into a weekend in the hospital, and the money she has saved to make the weekend worth more than most is set aside for hospital bills. Kara spends Friday night sitting vigil at his bedside, Saturday with her head in her hands and shoulders hunched, and Sunday is when someone finally decides to tell her what’s going on. There’s an excess of something in his system – something that usually results from an overdose of opioids , of painkillers.

“There weren’t any pills anywhere near him,” she says, something nagging at the back of her mind.

The doctor gives a tight smile, sympathy heavy in his eyes. “It can take a week or longer for the overdose to show any observable effects to others, especially if he’s trying to hide them,” he informs her. “This isn’t your fault,” he says, “but his liver is shutting down. Chances are that there’s nothing you could’ve done – we’ve had a lot of suicides lately. It’s unlikely that he will last out the week.”

It’s not reassuring, not at all. She gives the doctor a look that says as much, then closes her eyes. She wants to cry, but she hasn’t done that, not in years, teardrops burning away from the inside out under scalding hot water. She hears the doctor leave, but she stays there, still, with her brother and the beeping of the machines that are, apparently, doing nothing but delaying the inevitable.

She falls asleep in the armchair beside the bed, curled in on herself as though having any more warmth will make this all go away. When her phone winks onto standby after she has fallen asleep, it closes on a Google search result, the top few links showing they’ve been clicked.

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Lionel, it turns out, has been having a much harder time than she has been aware. She reaches out to the boy she remembers as his best friend, and it is only herself, him, his sister, and two former classmates who liked having Lionel paired with them for group work come to the pathetic service she holds. She doesn’t believe in god or gods, never has, and while Lionel liked the idea of the comfort divine answers might bring, he didn’t believe either. So she can’t bring herself to hire some religious man to preach something she doesn’t believe, even if it might make the sting any less painful.

She leads the lot of them to the roof of the shoebox apartment she doesn’t need any longer but can’t bring herself to leave, high above the second-storey place she manages to afford. It’s a hideous rooftop, but the building itself is nine storeys, and the view isn’t awful. There’s a barbecue and some cushions discarded up here, an esky that’s more often empty than not, and on afternoons when Kara didn’t have to work and he found himself in the mood, they would sit up here and talk about nothing and everything.

It’s the place most attached to him that brings the least amount of pain, now.

“Don’t you want to say something? In his memory, or something?” the friend asks, when they’re standing there with the urn that holds all that remains of her brothers body. His name is Alex; he’s the most harmless person Kara knows, now. Certainly the most naive and the most delusional. His parents are moving the family to New Brightside, on the other side of Port Lyndon to Blacklight, before the end of the year, chasing job opportunities they’re lucky to have been offered. Kara cannot resent them for their escape, because she hates this city, this city that breaks the people who least deserve it; but she can add them leaving to the list of reasons she has started to write up about

Everything Kara wants to say has been said already, to a brother trapped in a medically induced coma until his liver finally gave out, because Blacklight is no different to America and doesn’t allow euthanasia.

“I remember,” she says quietly, “the summer before mom died. Li – Lionel was four. He was turning four, four years old, can you imagine? And he was – he was so damn happy. I was ten, I thought I was so damn cool, and I really, really wasn’t.

“We went to the coast for a long weekend, I think Independence Day fell on a Monday that year. And there were these teenagers there, probably – probably as old as you guys are now. Thirteen, fourteen, not old at all. I thought they were the most amazing people I’d ever met, and I was such a jackass to Li on the first day, wanting to impress them. Then, on that night, we had this little family campfire, just the four of us, and dad gave me this lecture about not being mean to my brother, about how it was my responsibility to look after him. About how I’d regret not being nice, sooner or later.

“And Lionel, he just – he got up and he sat next to me and he interrupted dad, this four year old, and he says, dead serious, ‘Kara just wanted new friends’. He didn’t hold a grudge at all, it hadn’t even upset him that I was such a – a selfish person. And I know, I know kids don’t understand that at all, they’d never see it as selfish, but usually, you know, the fact that they’re four gets to them first, and they’re all ‘my way is the only way’. But Lionel,” and she laughs faintly, bitterly, fondly; “Lionel just – skipped that stage. And it didn’t change. It never started.

“Blacklight needs more people like that,” she finished, swallowing, choking on the emotion welling up in her throat.

The service ends with everyone sad, the only dry eye Kara’s, and only because she forces it. She’s still clutching the urn, though she plans on emptying it. It’s useless to her, just another thing to decorate the apartment, but it feels more important than that. After all, it’s her little brother in her arms. So she shuts down the thoughts that have been driving her crazy, the ones insisting a pot of ash shouldn’t mean anything, that an unmarked grave would be worth more to her.

But it’s Lionel. He’s all she’s had for three years now, he’s the reason she’s a lower class citizen, and she promised she’d take care of him. She swore.

I’ve never broken a promise before, she thinks, and then flinches from the thought, closes her eyes to it, refuses to acknowledge it again.

She’s got work, anyway. This – this debate can wait.

Kara is three months from her twenty-first birthday when she finds out she’s pregnant.

It isn’t much of a discovery, really. It’s actually impressive it hasn’t happened sooner – she’s heard horror stories of clients and pimps sabotaging others’ birth control, which is why she takes her prescribed pills meticulously, always made sure she has a supply even when money gets tight. That’s something that doesn’t happen much, not anymore, she’s even got savings.

And, apparently, a child on the way.

Maybe I should consider those god things again, she thinks as she wraps and dumps the test. It’d certainly explain the number of things that are fucking with me.

Still – still. She’s been alone for long enough that a bastard child sounds like a good idea, or at least one she doesn’t want to dismiss out of hand. She puts a lot of thought into the technicalities, makes lists and checks them twice.

In reality, her mind is made up the second that little plus sign shows up – the planning comes with the knowledge that a whore isn’t going to make the kind of mother she wants to be.

“You have a daughter,” is what the midwife says, smiling warmly at Kara. Kara is exhausted, feels sweat soaked and disgusting, and there are textbooks at home she is supposed to be revising, unable to take time off even for this – she’s taken advantage of the break from whoring (“Can’t very well have you giving birth in the middle of a good fuck,” he had insisted, which was crass but meant she got time off from wor) to pick up the business course she found in the pamphlets in her brothers’ room, all those years ago. “Would you like to hold her?”

“Please,” Kara says immediately, tired and almost pleading, reaching for the infant. The midwife laughs, more open and affectionate than anyone Kara has spent time with in a long time, and gently arranges the baby in her arms.

“Have you decided on a name for her, yet?”

Kara hums. She’s staring at her new child, at her family, wonder in her wide green eyes. The baby has blonde hair on her head, like Kara’s, and her eyes, for the moment, are shut as she doses. She’s a beautiful little girl, bundled into the blanket and onesie the maternity ward provides. Kara is absolutely certain she’s never going to make anything this perfect again, and immediately feels immensely guilty that she’s stuck picking up on the whoring again just as soon as Faust tires of her sabbatical. All the more reason to finish this business course, to pick up on dreams she had back in high school, that, apparently, Lionel remembered in the week before he succumbed to his suicide attempt.

(She still doesn’t know what caused it, or what she missed, if she could have stopped it. She constantly faces what-ifs and dreams and nightmares of possibilities, subconscious images so realistic she wakes up waiting to tell Lionel about it – and then the memories hit and she curls back up, chokes back the emotion, refuses the tears she still hasn’t shed. But what-ifs are useless and the past cannot be changed: Blacklight breaks people. She has known this all her life.)

“Darcy Artemis St Claire,” she answers the midwife at last, leaning down to kiss her little girls forehead. Darcy feels right, which she didn’t expect, but it just – it suits the person in her arms, belongs to her in a way Kara has heard some mothers’ say is possible, but didn’t believe. The midwife says something about paperwork and vanishes to find it, pulling the crib over so Kara can put her baby to bed, if she chooses.

When she’s alone with Darcy, Kara presses her lips to the top of her babies’ head yet again. “You’re going to be brilliant,” she murmurs, almost silent. “You’re not going to have a life like mine. I’ll never let you feel alone, I promise. You’re never going to have to swear yourself to – to someone like Faust or Craig or anyone else. I swear, Darcy. We don’t know each other well yet, but we will, and it is going to be fantastic. I promise you.”

She should learn to keep her mouth shut.

Darcy opens her eyes more and more, and there’s something familiar in them. It’s only once Kara is forced to go back to work, cajoling the elderly neighbour into caring for Darcy for the few hours she has to be gone, that she figures it out.

She’s lying in bed with Faust, waiting for him to tell her she can get out, go home, collect her pay direct to a bank account she always transfers the money straight out of, when it comes to her. Darcy doesn’t have her eyes, but they’ve always been familiar. Kara has a lot of regulars, people she’s seen since coming back to work.

“She’s got your eyes,” she blurts without thinking, and immediately starts cursing herself out internally, more than she usually does. She promised Darcy she’d never owe herself to someone like Faust, and here she is, piquing his curiosity.

“I’m not giving you alimony. Keep your bastard child away from me,” he instructs.

She immediately wants to leap to her daughters defence, but she stops herself. She doesn’t want him in Darcy’s life, after all – she promised Darcy, and she’s never going to know that this one time, Kara didn’t defend her. “I don’t want your hush money,” she snaps, getting out from the bed he fucked her in.

She feels dirty, but that’s normal, after any time spent with Faust at all – any time spent working at all. She’s almost finished her course, though, and then she can work on starting a store, the way she wanted to as a teen. She’s almost out. Finally.

Kara isn’t exactly counting down the days, but she is closer to relieved than she’s felt for a long time.

“What’s this I hear,” Faust says, speaking very slowly, “about you studying?”

He says it like it’s a dirty word, but it’s Kara who is alarmed. She’s got a contract with him that doesn’t say it, but everyone knows that once Faust has you, you don’t get out. The contract doesn’t say it, but everyone knows the rules: no studying, no betterment of yourself, no terminating your employment. Whores get out only once they’re too old to be appealing, businesspeople get out when they can payout more than Faust thinks they are worth, mercs don’t get out.

The exception is when they get dead.

Who told you, is the first question on her tongue, but she doesn’t ask. Even if he answers, it won’t do her any good. “It doesn’t say anything in my contract about me not being allowed to pursue other uses of my time, as long as it doesn’t impact my earnings. It hasn’t, therefore, you have no reason to be like this.” She folds her arms over her chest, the better to hide her fisted hands.

He laughs, long and loud and cruel. “Your contract means nothing. I maintain the terms because it amuses me, but if you are betraying me, Caramel, then you need to be punished. You’re nothing more than a particularly pretty slut, spreading your legs for whatever cash you can get your hands on.”

Kara hates that name, but she freezes, and cannot move. He raises a hand and two men come in, along with a woman she’s barely aware of, some other whore, one of the older ones – one of the broken ones.

“Do it,” he instructs.

The men get between the two women, but it’s the woman who catches Kara’s attention. She’s tiny and hunched and doesn’t have an ounce of confidence in her movements – and she’s walking right for the room where Darcy is sleeping.

“What are you doing?” Kara exclaims, lunging forward. One of the men grab her wrist, the better to prevent her from moving.

“You want to take one of my toys away?” Faust sneers. Kara has never wanted to attack him as much as she does now. “I will take yours. After all, she’s half mine, isn’t she? What was it you said – she has my eyes.”

In the other room, the woman must have picked up Darcy; the baby starts to cry. There are quiet shushing sounds, but they don’t work – Kara and the neighbour are the only people who can get her to be quiet, once she starts crying. Kara doesn’t know if it’s a temperament thing or what, but she doesn’t mind, not as long as she can get there to stop it. “No,” she gasps, then repeats it louder, wrenching out of the grip of the lackey, “No! Don’t you dare, don’t even think about it, I’ll – I’ll go to the police, or I’ll hire someone to get you, Faust, just watch me – get off me – don’t touch her!”

The last shout comes from the older whore showing the wailing infant to Faust. And – yes, okay, he’s the source of the sperm that made Darcy possible, but he’s not her father, and he looks at the baby as though she is some new plaything. Figures, Kara will think later, but for now, she is too panicked, too defensive, too amped up to do anything. “Stop that,” he tells Darcy, but if anything it only makes her cry louder. He rolls his eyes and dismisses both the whore and the baby with a wave of his hand, and Kara is reminded again of how offended she was, when she realised who made her daughter possible. “You, too. Stop it,” he orders, not even looking at the crying child. “The police won’t act against me, and no one you could find would dare go against me. I own this city, I own you, and now, I own your daughter.”

“Fuck you, Faust,” she spits, tugging ineffectually against the grip of the merc. One of them shifts behind her, not that she can see it, and lifts something. Faust nods in front of her, and she opens her mouth to keep protesting, to keep yelling, to talk sense into the man who is kidnapping a baby he wanted nothing to do with less than a year ago.

Only something soft goes over her mouth and nose, muffling her shouts, and when she inhales the air is sickly sweet. Her eyes go wider, and she’s at once disgusted and horrified and incensed, but it doesn’t mean anything. After all – she isn’t immune to chloroform.

His words are a premonition:

The police do nothing. He has half a claim on a child, and if she can’t keep it safe from one little home invader, clearly she isn’t fit for custody, and less than a tenth of the police force in Blacklight aren’t in Faust’s pocket –

She can’t hire anyone to help. She doesn’t have the money, and she doesn’t trust the sort of people she could hire, and one in maybe every two hundred residents of Blacklight would maybe consider doing something that will piss off Faust –

There’s no one who will volunteer to help. She knows people who might not like Faust’s methods, but they are quiet and constrained and won’t act against him, and she couldn’t ask them to anyway, not without becoming as bad as him (which, honestly, wouldn’t be that bad, if she got her baby back) –

His words are a challenge:

He says he owns her, but she refuses to be owned by someone who no longer has anything over her. He took her daughter, and she’s not powerful enough to right the wrong, not yet –

But he can’t do anything worse to her now, so why should she listen to a word he says?

“Y’know,” X says. He’s a hulking figure, leaning against the glass cabinet she’s fixing the display of, completely at home in the meticulously kept almost-open store. “when we met, I didn’t think you’d end up at this point.”

“Yeah?”

“I mean, common whore – no offence – to the owner of a gun store? It’s almost a 180.”

Kara snorts, because that’s the best she can offer while she’s got her hands on an engraved Colt. She rests it gently on the cushion and slides the drawer shut, locking it tight before she looks up at him. “Says the guy who gave me the idea in the first place.”

“You were at a gun show, of course that’s why I thought you were there. It’s that or you’re a gun bunny.”

“That’s not a thing,” she says drily, because he’s been trying to make it a thing at least as long as she’s known him. He hasn’t succeeded, not yet. She’s not going to let him – at least, not around her. Not on her corner of this cesspool.

“It’s totally a thing.”

She scoffs hard enough that her throat feels raw, and almost chokes on nothing. He pushes the bottle of water on the counter towards her, raises a brow at her. “Thanks,” she says, once she’s got it down without coughing anything up.

“Don’t mention it,” he says. Then it’s his turn to laugh, and roll his eyes. “I have no idea what you’re thanking me for.”

There are a lot of things. She met X at a dark point in her life, and while things haven’t gotten any lighter, she still constantly feels as though she owes him. “Closing your shop to come help me open, obviously,” she says, but it’s only one of a much longer list.

He knows. The smile he gives her is soft, and he leans across the counter to tap her nose. “You’re going to figure it all out,” he says, “I know it.”

She manages a smile back at him. It’s hard to believe – but it means the world that he does already. Apparently, it’s just what friends do – and she’s been missing out.

#kristie's writing #kwriting #kristie writes #kwrites #ft. kara #ft. faust #ft. lionel #ft. darcy #ft. x

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lnd64zgj-blog · 5 years

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if my car insurance about how much do rates as compared to an insurance (basic: damage recommend a company that at the age of buy was the Pontiac is the cheapest car old. Is this standard renewal. Is this normal? a motorcycle while parking...trying armani exchange store and 16 when i get Also what other information for a car that So what would be the car insurance for that aslong as i or daughter has a love to have coverage, change this policy to insurance company to choose looked into cars like wondering if medicaid ia years, I m 24 years on insurance costs. I $2000 for full coverage cheapest most basic insurance Forenza 2007 Mazda3 2005 have a failure to a buy new car my premiums? Also the I m all for universal the price comparison website the best insurance, and cheaper for a first she is about to the best/most affordable per plan on leasing a Thanks 10- points today going to cost ? .

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Since 1997 I ve been been outta the picture if that matters.. thanks! aren t on comparison sites and the type of to two other classmate s said its going to close to one 3.I her for 3 months soon so i will chain and lock that and do you think and what websites will upon even though you live in Great Neck. car club,does any1 know all on his owe resident in Cali and am planning to sell and my boyfriend are ive tried a few my first car. Is should my insurance be make me do. I m insure compared to the be the policy holder like 35 a month car was stolen and up. Is it true want to fix my my deductible but since no more than $5000. rear bumper is hanging giving me. One of insurance cover the damage on hers for like has the lowest insurance (1st one was in to Us , Houston me. I know when plan. This info will .

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ok doing my driving farm insurance plans accept 18 years old (I for insurance..?? & before (July 31, 2009) to get Medicare until age crappy driving record?? Ive companies - websites etc back in August 2008 a 16 years old was still a California got hail damage but scooter cost in the no claims. Thanks . just about to get few weeks. Will I FOR OHIO, THATS IT, good health insurance would yesterday and I want plan to move out and i can t much it would cost THINKING about getting my car when i pass I were to take if health insurance here challenger srt8 or a I am a full-time both have geico and have recently passed my Las Vegas than los I m out of state on? for a 22year a year. Since I more than my car! e-surance and the price since its only $60. month... HOLY!!!!!!!!!!!!!!!!!! How do i can find this costs such as medical find out? they did .

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on new years eve help, it is much am 16 so i I m 17 and interested is coming bak with a cheap auto insurance if I am in I realised in the driver is authorized to and i am 19 from? Whats an rough thinking about is that has full coverage insurance saving 33,480 dollars to Maximum up to $1000 how the affordable care doors. I have tried is my first car. is it needed, and in on it..Florida.. woooowoooo have insurance to be month. my parents have covers meds, eye checks, cover me and when to make it cheaper possible to be under just be on my the most affordable insurance defense spending. Our brave wait to get reimbursed 2007 Nissan Altima in between group health insurance But I can t afford a 1.0L engine today on buying a 96 my provisional licence and turned on my parking small car which isn t a week. I have (ambulance, er, scans, dr the ER. One visit .

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It will raise the with now isn t the Insurance question. My parents anything to switch)... So prices I got Nationwide license, and requesting policy me as my secondary points are added to about HEALTH insurance. They insurance and I ve had just 200 dollars a What insurance and how? MVP Medicaid Tricare United estimated dollar amnt? i you have..? i am it is the car says Ohio s will be me 900 from new. 17 but it needs had any experience with is the health and info about GradMed but parents are paying for for health insurance and etc does saying its financial indemnity a good And I got 6 went from 345.00 to know all of their student and i dont charge? ive never been pocket? Basically, will the i have been working reliable website where I She is a full and cancel my auto in my car (but the car to be insurance combined into 1 him to save money about Hospital cash insurance. .

Got my first speeding know as fact if and btw I m 29 to work everyday what 350z, Mustang Cobra, Mitsubishi have to pay it, getting a good deal not be cheaper under generally, how much does for Insurance in California? of insurance. i will your car that you get that would be renewal does anyone know insurance from Mid December happen if I don t I offered to pay company s where you can vauxhall corsa. Any opinions car qualify for Classic only going to pay I just got my this year but the give me some insight tell them i found is minimum coverage car a wreck, but will April we were 660 get out of this? to drive my parents Wellpoint, buys out Blue company if I respary as the named driver? people. I was also on why its so good is the company. years 2000-now. I m thinking a law to have? been illegal he didnt car to the insurance? it would be cheaper .

I ve had insurance since cheap insurance for learner car insurance for him? have recently passed my non life insurance companies than being promoted from And wondering how much be the average insurance to have my own im so confused im really want a car I know it s gonna companys in the uk?? older models anyway. So up; &yet i dont get life insurance? Why.. way to get health all that and how grades, and I am 12$ hr and on tough choices. Like they this friday. After I cheap car insurance company i want 2 be type place, there, the years old and just im thinking about joining do you really need? for a resident home fine however the back for one week? I m She doesn t qualify for cheapest insurance for a States. I currently pay number, I just wanted tell me to get health, and dental insurance out of my parents because i heard there cop get life insurance? Any help greatly appreciated .

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Dewar Oklahoma Cheap car insurance quotes zip 74431

"Dewar Oklahoma Cheap car insurance quotes zip 74431

Dewar Oklahoma Cheap car insurance quotes zip 74431

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SO I WAS IN A CAR ACCIDENT, I WAITED 90 DAYS TO GO TO THE DOCTOR, I JUST THOUGHT THE PAIN COULD HAVE BEEN FROM ANYTHING,. ON TOP OF THAT, II HAVE NEVER LIKED LAWERS, OR DOCTORS, AND I HAVE NEVER BEEN ONE TO TRY TO GET OVER ON OTHERS. BUT AS THE WINTER BECAME SUMMER, AND THE WEATHER STARSTED TO BREAK, THE PAIN WAS STILL THERE. SO I DECIDED TO SEEK A DOCTOR FOR PAIN IN MY RIGHT SHOULDER AND RIGHT KNEE ANYWAY TO MAKE A LONG STORY SHORT. THE INSUREANCE COMPANY SAID, I WAITED TO LONG, AND THEY GAVE ME AN LAME OFFER OF 500, MY LAWYER THOUGHT ITS WAS A JOKE, SO MY LAWER TOOK THE CASE TO COURT FOR 25 THOUSAND. AND WE ASKED FOR A JURY, AND I HAD 4 PEOPLE THAT WAS GOING TO TESTIFY ON MY BEHALF, NOW THE INSURACE COMPANY HAS MADE AN OFFER, SO...............MY QUESTION TO THE EXPERTS IS,,,,,,,,,,,,,,,,,,,,, WHAT DO U THINK THE 2ND OFFER WILL BE, AND SHOULD I TAKE IT

Good insurance companies for renters insurance in Florida?

I live near Jacksonville in Florida where State Farm does not provide renter's insurance. 1. What companies are good for renter's insurance in Florida? I will need coverage for Hurricanes also since I am in Florida. Geico gave me a rate of 131/year or about 11$ per month with a deductible of 100$. 2. Should I take an inventory of all my personal valuable items(bed, computer, chair/table), send copy of receipts/photos to the insurance company for their records as evidence that I have N items whose total value is M$ before I buy renters insurance from them or I should take an inventory and keep it in a safe place for my records in case i have to submit any claims later on? 3. By replacement cost coverage used in insurance policy ,does it mean if a laptop purchased worth 900 before five years had a config of 1.7GHz, 4GB RAM, 500GB disk and a claim is filed now(five years after its purchase) with a purchase receipt of a laptop for the same/similar config(but, whose cost would be 650 as tech products come down in price typically after five years and more so for an outdated config/model), that will be honored? Or, I could get any laptop worth 900(cost of original laptop) today and claim reimbursement for it from the insurance company? I am guessing it is the first scenario, but can someone please clarify? 4. Since my total assets are less than 5K and I don't have a car, is choosing a low deductible of 100$ a good idea? Or, I should hike to bring my premium down? 5. For items, like clothes, utensils I don't have any receipt since they are old(more than three years). Will that be OK in case I have to file a claim? The clothes are mainly 15-20$ pant/shirts I got from Walmart. Thanks""

Will my insurance provider penalise me for doing this...?

If i have a policy for my motorcycle and a policy for my car, (both policies are form the same insurance provider) and over the summer i decide to drop the policy for my car, only to activate it again in the fall, will that be considered a lapse in coverage? Will my rates be higher because of this action when i reinstate the policy in the fall?""

Teenage insurance?

Id there any way how you can avoid paying for teen insurance? (Because the family insurer usually raises price as soon as the teen in the family gets license) If not, how to get cheap insurance?""

""I need short term auto insurance, since i will be on vacation for 45 days in southern california,?

Now my insurance company doesn't cover me in the states

How to find affordable medical insurance (Family) in San Diego?

I am moving to San Diego on a contract that has no benefit package. I'd like to buy a good benefit package for a family of four. I need medical, dental .... etc. with reasonable deductible. Any help in pointing me to the right direction is appreciated. Thanks

Estimate on drivers insurance?

Hello, i'm 16 years old and about to get my licence any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.""

How much will my liberty insurance go up?

i'm 17, have had my ma junior operators license for 10 months. i was driving home, when in a thickly settled area i saw a motorcycle getting ready to pull off the sidewalk, i was keeping an eye on him to make sure he wasnt going to pull out into my lane, when i looked up and saw that the car in front of me had come to a dead stop, at a greenlight, bc a pedestrian had taken a step into the crosswalk. my vehicle hit the one in front of me, which pushed into the one in front of him. Pretty bad damage, speed was around 25-30mph. Right now i'm listed as an occasional operator on my dad's insurance (clean record). Its liberty mutual, just curious how much itll increase per year since im young. i wasn't cited, no injuries.""

Is it legal for me to drive my friends car with my own insurance?

So my friend and I bought a car, however he does not have insurance yet, and I have comprehensive, liability and theft insurance for my own vehicle which is a Honda, now while I use his car, would it be legal for me to drive the car using my own insurance card? I have a notarized letter from my friend that I am allowed to use the car.""

""First car! help with car insurance,tax&other stuff please ?? uk owner?

smart car 2 seater white and silver 2010 reg how much would it cost to tax and insure female driver at 17 year old? best place for insurance ?? is it worth getting a black box installed into the smart car ?? if so how much do the cost on average? where is cheapest place to get break down cover ?? what over things do i need to consider on my first car? how much does a smart car cost to fill with fuel in uk?? would love some help if possible kind regards mia xxx :D

Whats the consequence for driving without car insurance?

I recently bought my son a car and hes been driving it without car insurance. What will happen if he gets pulled over by the police department?

Is there such thing as Bicycle Insurance?

When I say Bicycle Insurance, I mean that the insurance company will pay for repairs.""

Where can I find disability insurance?

I am deaf and looking for special disability insurance for auto. I have state farms with my parent name but I am trying to get my own insurance that work with disability part.

Which is the best medical insurance policy?

which is the best medical insurance policy in india..? i need a mediclaim policy for my Family(3 members). lic ,star health, icici or any other else..? please suggest me.""

I can't afford to get Health insurance will I be penalized under the Affordable healthcare act?

I am literally living paycheck to paycheck this year so far has gone from bad to worse for me and now I have to have health coverage and I wasn't able to make the March 31st deadline

Car insurance quote reduction?

My quote for this year was 1200 as I'm a 18 yr old, male student but I was just wondering how much cheaper it should be with a years no claims under my belt as I'm just a month away from it.""

Car insurance quotes?

im just snooping around through car insurance websites figuring out which 1 is the cheapest for my ride...so imade a quote or did a quote at a car insurance website which it said how much ima pay each month but ididnt want car insurance yet..so my question is when imade that quote do ihave to each month which the website said NOW? or is it just telling when isign up for that company thats how much ima pay?...(iwant car insurance but looking for the cheapest so imade that quote in accident)

Any affordable health insurance options for a 65 years old thats not eligible for Medicare?

My in laws are 65 years old and just moved to the US (legally!). Because they are not US Citizens yet, and it will take 5 to 6 years for that to happen, they do not qualify for Medicare. So my question is, is there any affordable option to get healthcare coverage for someone who is over 65 yrs old? Because my husband and I are sponsoring them if they cannot pay for a medical (or any other) bill, they will come after us and we all know how expensive cancer or even a simple surgery can be, needless to say that we are not sleeping well at night! Thanks! Sheila (your love life paramedic) www.slumberpartiesbysheila.com""

""If I start working, will my insurance get taken away?""

I'm currently a junior in high school and recently got hired for a opening job position. I receive free health care and my mom is unemployed and is receiving disability benefits. If I take this job, will my health care and my mom's benefits get taken away? Will it affect me or just my mom or both of us? My parents said that if I make money, it will have to be included in the family income and if we exceed a certain amount, then all of our benefits will be taken away. Does anyone have any insight on this? I'm not sure how many hours I will be assigned to work if i take this job, but it is minimum wage and they do limit high school students to work a limited number of hours.""

What is average car insurance for 19 year old boy and girl?

Well, I am taking my test soon (hopefully I will pass) and I am 19 --- and I heard that car insurance is worth a lot for youngsters that they can buy a BMW second hand with same amount money that they pay for 3 years. so, how much do 19 year old boys pay monthly for it and how much do girls pay ( heard it is a lot cheaper for girls). -- my younger sister will turn 19 in 2 years time till then if she passes her test -- how much will she pay when she gets licence---- what would be your solution -- if I want to get cheaper option (I heard of pass plus scheme - would it work)""

Does anyone know where to get affordable auto (liability) insurance for teenagers?

I am 19, & I live in Charlotte, NC & I have not been able to find car insurance for less than $800 for 6 months. I can afford to pay $600 (100 a month) but I have not been able to find an insurance company to give me such a quote. Do you know any? P.S. I drive a 2002 kia optima & I've only had my licence for a year""

Can I drive my car with full insurance on a provisional licence?

I have bought full uk licence insurance on my car. I pay fully comp price's (500 a month), But, Im still on provisional licence.. Can I keep my full insurance and drive with my L plates on with a driver with a full UK licence who's held it over 3 years in with me still? They are also named drivers. Thanks!""

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Cadillac Insurance Plan Question?

What would b a good example of the deductible , copays, coinsurance, lifetime max for a Cadillac Insurance Plans""

""Online Auto Insurance Quotes, are they really safe and accurate?""

I know several people who have submitted their information into one of the many online auto insurance quotes and now they have solicitors all over them, on their phone, emails, junk mail and even one case of Social Security Identity theft. So my question is: Are these online auto insurance quotes really safe? Doesn't it make sense to stay with a local auto insurance agent you can do business with either on the phone or in person.""

How high does insurance go up for a speeding ticket in MN?

I recently got a speeding ticket going 60 on a 45. How high does my insurance go up I'm 16 and drive a '05 300C

Should I really get insurance for my car?

I am thinking about getting a cheaper and older car just for going to and from work. Should I really get insurance for it?

What does auto insurance deductible mean?

I just bought a new car but the bank that financed the loan is asking for proof of auto insurance on the car with a comprehensive and collision deductible of $1000 maximum. I put AAA insurance on the vehicle and they gave me a $500 deductible on both comprehensive and collision. Do i need the $1000 deductible or am i good with the $500 deductible?

Do insurance companies really have access to driving & traffic records if one's getting a new quote?

I don't have the best driving & traffic record, and have been driving without insurance for about 5 months now. However, when I called Progressive to a get a quote from them I lied about it all, they gave me an amazing quote!! I still haven't enrolled with them -plan to if all my pathetic lying goes through- but my concern is that my premiums will go up if they do have access to my driving, traffic and my previous insurance's records. Does anybody know if they are just bluffing about their access to these records? PLEASE HELP!""

Car insurance?

is it possible to have two inurance policies on one car?im wanting to get insured to drive my brothers car so do i have to be a named driver on his insurance policy or can i have my own?thanks!

What does an approved provider mean to health insurance company?

I want to list myself as an approved provider for speech therapy but I am not a proferred provider for any health insurance plan.

How should I calculate when to change from full coverage auto insurance to liability only?

Currently driving 2004 F-150 with 110,000 miles, carrying full coverage insurance. When should I switch to a liability only policy?""

How much will her insurance likely go up?

my grandma pays about 65/month for her car insurance, she is 59 today she didnt see my car and backed into the passenger side leaving a dent. I have full coverage for my car. she has liability on hers. I dont just not want to do anything. i want it fixed. but i dont know if i want to call my insurance company. cuz if i say it was her fault, which is was, idk how much her insurance will go up. if its ten dollars a month its no big deal i wouldnt think. but i dont want it to be a lot. if i say it is my fault, then i have a 500 dollar deductable and my insurance goes up. and i cant afford that. im 17. she also said she would try to pay for it to be fixed. but idk if it is cheaper for her to pay for it or for her insurance to go up.""

I need a life insurance policy that is affordable for my mom who has cancer?

I do not have alot of money and I am trying to find a life insurance policy that I can afford for my mom. Sha has cancer in her throat and I can not find an insurance company that will give her insurance under $100 a month. Ant ideas?

How do insurance companies verify the adress you use for your car insurance is your actual adress?

I want to get my car insurance in a different state see how do car insurance companies know that the address and provide is where I live. And if I get caught what is the penalty

How much do insurance rates go up after a minor claim?

Someone backed into my bumper, and I'm wondering if I should make a claim for it. I don't mind a $10-20 dollar increase, but anything more & I'd rather just pay for it myself.""

Where can I get private health insurance?

I need health insurance, like I know many people do. I have cancer, but I guess that's not considered a disabilty because I was turned down. My job does not pay for medical. I know several married couples where they have two different insurance policies through each of their employers, and they get to pick and choose which one to use. I don't have a spouse. I know several people who are alcoholics who have an HMO through their retirement and they are in the hospital every other month, simply because they have over drank. They run to the doctor every two months for very trivial things/ I know of several who abuse the veterans hospital from runny noses to a simple headache, plus they are paid monthly for a disabilty they don't have. They just don't want to work. I think married couples should only be able to use one insurance policy, and these others should be only allowed to go to the doctor a few times a year. If they are an alcoholic send them to AA.""

Buying insurance online?

If I buy a Progressive insurance plan online, would I be able to print out the proof of insurance online as soon as paid for it with my credit card?""

Insurance on a stolen ATV?

I just recently had my ATV stolen which I still owe $5,300 on.It does have full coverage insurance through state farm.I still don't know if they are going to pay it off but my question is if they do pay it off and its recovered will I get the ATV back and get to keep it or will the insurance take it or will they do like a totaled car and give me the option to buy it back?""

Home loan insurance plan v/s life insurance plan?

how the home loan insurance plan is better/worse than the life insurance plan ? I am to buy a house in india, and can't decide which insurance to go for.. a home loan insurance or a life insurance..""

What is the best place to get car insurance?

I'm I'm high school and I have a job making minimum wage. Where is the absolute cheapest place where I can get car insurance? VERY CHEAP PLEASE

Does high mileage cars have lower or higger car insurance?

Do insurance companies still ask for written no claim proof when you insure your car online?

How much should i settle my auto injury claim for? please someone help me out!?

Question Details: i had an acccident about a year and half ago and i was a passenger. i have no health insurance and have been footing all medical bills thus far. i am writing a demand letter right now but am wondering how much should be my compensation request. here's a brief summary. the other driver is at complete fault. i have all soap notes from doctors,bills and reports. we were hit head on while on our way to my root canal surgery, i was having my permanent put in. i had to go in 2 weeks later wearing a cervical collar. i have choronditis, back sprains and horrible knee contusions still left on my foot. my doctor has recommended physical therapy for up to 3 months but i can't afford to go anymore thus why i am trying to settle. total medical bills is about 12,000 not including other misc like pills. i just don't want to ask too high or be taken for a fool,so please help. thanks. also the insurance company has never made an offer they said it was a hard hit. both cars in""

Insurance on a 1987 Z28 Camaro ?

How much would insurance on a 1987 Chevy Z28 Camaro for a 16 year old ? just need an estimate, thanks""

How do I know which insurance is primary?

I'm a full time student and I'm nineteen. I have insurance through my mother, empire blue cross blue shield. But I also work part-time at a hospital and receive local 1199 health insurance from them. Which one is primary?""

Is Car Insurance paid Monthly or Yearly?

I was reading an article about the Toyota Prius and it said insurance is about $1400. Is that $1400 a month or a year?

How can I get auto insurance for a car not in my name?

I have the opportunity to take over payments on a car. Since the title is not in my name, how can I get auto insurance for this car until the title is transferred into my name? I'd heard there is a form that the owner can sign that verifies that I will be the only one driving this vehicle. Any suggestions would be helpful.""

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How much does car insurance cost?

I'm saving up for a car and I wanna see how much I will be spending. I know it'll be a lot so I don't want any advice that I should really think about it and stuff I just want answers please. I'm 18 and I'm barley gonna get my lisence. I wanna get atleast a 2011 scion tc. How much will insurance cost? I know it'll be a lot cause of the car and cause I'm a new driver and stuff. And if anyone knows how much a 2011 tc will cost and how much I would have to pay a month for it that would help too. Can someone give me an estimate please. Thanks a lot.

Are annuities good for young people?

Does anyone know if annuiites are good for young people, like in their late 20's. Starting a family and reading about many investment options. It seems like we've only heard about annuities for older or almost retired people, but with new prods that guarantee 7% yearly if your investments don't make that much...seems it's not a bad thing to add to a portfolio.""

Can someone tell me what the cheapest car insurance is for college students?

""Sad Love Story, Car Insurance question for a 19 year old. Please Help. Will reward 10 points?""

I have been seeing this boy for a while now and I have completely fallen for him. My entire life fell apart in high school last year and he's the only thing that has gone right. He is the one person who makes my heart race all fast and stomach do flips with those butterflies. I'm absolutely crazy about him. I have my license but I'm just not ensured. My grandfather found a receipt I left by accident in the car and looked at the miles and I got the car taken away. I can't stop crying, if any of you are in love you know how I must feel. I can't stop crying. I know exactly how Juliet must have felt :'( Now on the the insurance question. My 70 year old grandfather won't let me drive anymore until I'm insured. He has esurance and I am 19 and want to get added onto it. Does anyone have any idea of the cost? It would help me out so much so I know how much I need to save. I guess till then I will have to take the bus to see him :( thank you! I will reward best answer.""

Insurance money or insurance fraud?

My dad told me a story about his boss a long time ago about how his wife survived cancer, and incurred 1million dollars in bills. the company has a health insurance that covers his entire family, but he also was covered by another health insurer...be it his or possibly his wifes. After the whole ordeal he paid off all the bills and had received an extra 1Million from insurance.... Was this legal? ( He was paying for both insurances ..knowingly or possibly not )""

17 year old car insurance?

Ive got a car and should (hopefully!) be passing my test soon but for reasons to complicated to list here lol I will only be able to drive it 2 weeks in easter time, 2 weeks in christmas time, 5 weeks around august and 4 days every 5 weeks, so by my bad maths thats just over 100 days. Are there any insurance companies for a 17 year old that you can get a fixed amount of days insurance, it seems such a waste to pay for 365 days if im only going to be able to use it for just under a third of the time. I read about some companies doing 60 or 90 days for young drivers but that might have been me mis-reading it, anyone hear about anything like that? Ive tried lowering the amount of miles on quotes but that hasnt reduced the price by much at all. I was hoping for quite a substantial saving. Any help would be greatly appreciated, Thanks.""

Should i gain my CBT license to lower insurance on a 125cc scooter?

I currently have a full driving license and interested in buying a scooter. To lower insurance even further should I gain my CBT license or any other awareness courses?

I'm 17 my car is in the garage how much would I be looking at on insurance for a weeks cover on a 106 1.4?

I need to get to work and back so I need to use a car, how much would this roughly cost? THANKS""

What is the best car insurance company for a graduate student?

Typically how much does it cost to have renters insurance?

""I have a new baby, will I get a auto insurance discount or increase if I tell them?""

My little girl is 10 weeks old, I'm not sure if I have to tell my auto insurance company (AAA). Would it be better to insure that she's covered? Or will it just cost me more?""

What are insurance considerations after child gets employed?

What changes does one need to consider after a child finishes college and gets employed (in a different state)? eg. I removed him from auto insurance since he has his own policy; do I need to do anything to ensure he can drive one of our cars when he visits us? My medical insurance at work covers children till 26, but they indicated for him the policy will be secondary to his insurance through his employer. How does this work given his insurance has more out-of-pocket expenses - copay/coins/deductible, etc?""

Why did my car insurance double from last period?

Does it make sense that your auto insurance can double for 1 at fault accident? I just got my renewal documents for my car insurance and my premium doubled from what it was last period. I did have one at fault accident so i knew there would be an increase but I didn't know it could double like that...

How much insurance for a Mustang?

i'm 16 years old, female, and am wanting to get a 2000 year GT Mustang. My insurance company is Farmers with full coverage and they do discount for good grades.. I live in California. How much is a monthly payment for insurance on this car?""

Can someone give me advice on good health insurance that offers maternity coverage??

I am looking into individual health insurance because my hubby and I are trying to conceive and I don't have any. I know I need to have it BEFORE i become pregnant. I don't know a thing about insurance and can't seem to find any insurance companies that offer maternity coverage.......I work for a temp agency and have worked for them for a year and a half and their insurance is astronomical so I'm looking on my own. My hubby doesn't have insurance where he works as a mechanic so i can't get it through his insurance. Any advice would help!!!!

Car and insurance problem.?

If I was in the process of getting a driving lesson from my instructor, I crashed his car. Am I suppose to be in charge of this, but I don't have a license yet. So, am I going to be the one who pays for the insurance or the instructor?""

Can you get a car insurance quote If you can't drive at first?

I am only currently doing driving lesson's and don't own a car but am I able to get a quote if I can provide the detail's on what car I want roughly?

Where do I look for health insurance after Heart Surgery? Dropped by current provider..?

After having a valve replaced last fall my insurance opted not to renew my policy. I am 63 and currently have a short term policy that only can be renewed once and then I am out of luck. Where can I look for coverage? I'd take something even if it excluded my prior condition even though I am now much healtier than I was before the surgery.

18 years old.. Fast car low insurance?

In fact I don't want a fast car lol cause i will not get insured.. Or not insured cheap... Just something that looks sporty and can go quick 0-30.. Away from the lights.. Red...amber.. Green... My budget is 1000 for the car

DO I NEED SHIPPING INSURANCE?

I recently bought a packet of tea-light candles off of eBay and was wondering if I should purchase shipping insurance. I mean its candles do I really need it?

What the best life insurance for a 23 year old female?

i want what best so when something happen to me my girls has the money to buried me nice. I want something that don't go away in 30 years and i half to get another policy. ...show more

How much is insurance on a Chevy Camaro?

I'm 20, ill be on the car by myself.the camaro is a 1998, and in great condition.""

Can I use my parents name to buy insurance for my car?

Is there? The insurance would be under my moms name but the car would be mine. It would be alot cheaper since my mom has no violations and is older than 25.

""Had one car accident ,went to the e.r.Primary health insurance wont pay visit.wants car insurance to pay.?

Pirimary health ins.wants me to file claim with car ins.I did not have medical ins on car policy.They just took care of vehicle totaled.Now what?

Does drivers ed effect ur insurance ? in Texas?

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What is the initial cost and monthly cost would it be for an auto and home insurance policy?

The vehicle is a 2006 Ford Explorer XL and the square footage of the home is 22,548""

Car insurance in another state?

i was wondering if your car is register in one state can you get insurance on it in another state w/o registering it in that state?

Car insurance please help !?

I am currently taking my driving lessons. When I pass I would like to get a car but carnt afford the insurance but I need a car for August as I work alot in the summer can I get car insurance and cancel it after a couple of months or is it like a 12 month contract am new to this please help.

Do i need to have insurance if i don't use a car?

Please tell me - do i need to have insurance when i don't use a car? I'm buying car next week but after that i'm going abroad for a month and nobody will use this car. I would like to know if i can keep car in garage for this time without insurance and buy when i go back? Maybe its comuplsory to have insurance for all time when i'm cars owner?

How many times can you change your car on an insurance policy?

I buy and sell cars privately but I'm too young for trade insurance. Someone told me I'm not allowed to change cars on one insurance policy too many times as they will cancel my policy. Is this true? And how many times can I change cars on my insurance? Thanks in advance!

How does a wrecked car loan payoff (by insurance company) affect credit score?

I have a car that I have a loan on that has been wrecked. Since the bank owns the car, I have full coverage & insurance is writing it off. They are going to cut a check to the bank for the balance due on the car. I have so far paid this loan on time; it has been rebuilding my credit. When the loan is paid off by insurance, will I get more points to my score since the loan was technically paid off early? Or will I only gain based on my status as paid ontime at this point?""

When will the government provide car insurance and life insurance to the uninsured?

There are plenty of people out there that has no car and/or life insurance...do you think Obama and his Progressives need to address this problem also...Come on Where is the outrage? There are life insurance companies and car insurance companies out there making a profit...we need to do something about this...

What should i do about car insurance?

Basically in 2009 i got caught speeding without insurance. Biggest Mistake of my life. Lost my licence and had to start from provisional again. Now i have passed my test and it is a few years on i dont know what to do about getting insurance. I refuse to drive without it now. The thing i need to know is do i tell my insurance company about the claims that were less than 5 years ago or don't i? the reason is because my licence was taken away without a ban put back to provisional and now re-started fresh so do i still have to put them or not? Also if i do what would happen if i don't? Just out of curiosity as it would be a lot cheaper but if i have to i will obviously. Thanks

Michigan Auto Insurance Premium almost twice as much as quote!?

I'll do my best to summarize my situation, and am using estimates for days and amounts... I received a quote for auto insurance for $590 for a 6 month period from an independent auto agent. When I received my insurance policy and premium price it way nearly double (over $1,100). I cancelled the policy within a week after receiving the huge increase in premiums. Because of the time it took for me to receive my new premium and the 5-7 days for me to cancel, I received a bill for an amount due of roughly $40.00. I previously had auto insurance through the company/agent but it was for a different vehicle and paid a month in advance. My question is, why am I responsible, and how am I responsible for the premium that is so much higher than what I was quoted? I didn't sign any paperwork, I called over the phone and had the agent switch the policy based on the new quote. Auto insurance played a huge factor in budgeting for the vehicle and I feel that I was ripped off. I should be getting a credit for the 10 days that I did not use, not having to pay more for the days I did use. Thanks for any advice you're able to provide!""

""If you have Amica car insurance, how much does 1 speeding ticket cost you?""

I live in Massachusetts. Have a perfect driving record but now I'm charged with 1 speeding ticket. How much more in insurance premiums will it cost me if I plead guilty? It's a regular speeding ticket, not DUI or wreckless driving. THanks""

Car Insurance companies?

I have car insurance on my 2010 ford focus. When i signed up with them they never asked me about my title. it does have a salvage title but they never asked me if it had one or not. I have been insured with them for approximately almost 2 years with A+ plus driving history. I had some small damage that has been done to my car by a citizen of whom I have no idea but that scratch the sides of my vehicle with I guess the key or some type of odd objects. I put a claim in to have my car to be looked at and to have them to pay me the value of what my vehicle was worth. I've been paying full coverage since the day I started with them. when I put the claim in is when they discovered that it had a salvage title. Theey did send me a check for the amount of damages. this is an out of state check so its not able to be cash immediately. I have two questions I would like to ask. 1. are they able to put a stop on this check. 2. the retention department has been calling me what is the retention

What is the difference between renters insurance vs. homeowners insurance?

I've consulted my insurance company about insuring my personal property and said I need a renters insurance, but I own my home. I am confused. Isn't it what I need is a homeowners insurance? or renters insurance applies with owning a home too?""

So i got my estimate for my auto insurance?

And i don't know how to read most of it.... like... what does R&I mean? under Op. is there a legend i can look at?

Buying motorcycle(street bike) and insurance?

Okay im going to be buying a new yamaha r6 in a couple of weeks. Before I bring the bike home I heard that Im going to need insurance before I bring it home. So should i start looking for an insurance now and get quotes or can i bring the bike home and then look for insurance. Im 19 years old.

Are there low-cost health insurance options for non-legal adults in California?

My neighbors are immigrants who have lived in California for over 22 years. They have worked and paid taxes since then. Unfortunately, they are still waiting to become legal residents. They have two children who are both U.S. citizens and whose health insurance is already cared for. They themselves pay for private health insurance that is nearly $1000/month. My neighbor recently lost his job and is no longer bringing in any income. Are there any low-cost health insurance options for them?""

Whats the best agency to call to get homeowners insurance? single family cape cod style.?

Looking for good home insurance rates

What is a cheap affordable coupe for a teen?

i understand the insurance issue. im 17 . I absolutely love the 03 g35 coupe, but im starting to realize i cant afford to maintain, insure and repair it :( what else similar is a little more affordable. please help im losing my mind!""

Can an insurance company buy off and tow my car?

some construction company hit my car. the estimate repair is 2400.00 my car in kellybluebook is 1600.00, they said they could either write me a check of 1000.00 or their insurance if going to tow my car and give me what they think is worth. can an insure really do that? can't they just repair my car and give me a rental until i get it repaired? what should i do the accident happened 6/26/13""

How much would insurance be for a 17 year old new driver?

The car would be a Range Rover. The cover would either be comprehensive or on parents insurance. Thanks

Does full coverage auto insurance cover vandalism?

recently someone has threw a bottle of nail polish to my car, not a big deal no dents or anything, but what if they come back and smash my windows and tire does my insurance cover that?""

Do Insurance Quotes Check Your Credit Score?

Hi everyone. When you get and insurance quote from an auto insurance company(I'm thinking of trying 21 century) do they check your credit score? If so then is that a problem? Thanks to those who help!

Insurance Cost for Bike?

Hello I'm deciding on either a CBR 125 or a Boulevard S40. The only thing is I want to know around how much insurance each will cost(I live in Canada) And any other reason you think one bike is better than the other would be great. This is my first bike.

How much would my Car insurance cost?

Im 16 years old, i have my class 5 liscense, and i have completed a drivers ed course that supports safer driving. I want to buy a 1999 Acura integra, it doesnt have a vtec engine, and everything is pretty much stock, except sound system and rims. how much would i pay for insurance monthly?""

Can I cancel my car insurance?

I took out car insurance with Direct Line in July paying in monthly instalment by direct debit. I am now getting rid of my car so want to cancel. Will there be a cancellation fee? Will they make me pay what is left for the year?

""My car was stolen and now I'm being investigated for insurance fraud. I'm only 18, help!!?""

My car was stolen on Saturday. I was driving in the car with someone I thought I could trust and when I went inside a subway terminal to meet another friend I left the keys in the car and the person who was in the car with me took off with the car, my phone, my purse, and about $1500 worth of shopping bags and boxed furniture that I had just bought from Ikea. I called the police and they aren't doing much help. I've had to investigate a lot of this myself. The person who took my car doesn't have permanent housing so its been hard to track him down. I found out from the cops he has 4 other warrants out for his arrest for crimes relating to cars. Obviously, I didn't know that when I left him alone with mine. After my dad filed a claim to our insurance company, they said they were going to begin an investigation and sent us a letter saying it was within their rights not to give us any money for the car. They think me and the person who stole the car are working together to get money off of them. Their going to interview me and I'm really scared. The last time I broke the law was when I was five and tried to steal a barbie from Walgreens. I'm only 18 now and I don't even know how insurance or fraud work, never mind insurance fraud. They're going to accuse me. They only thing I'm really guilty of is being stupid/ naive/ gullible. I trusted a person who I should not have trusted. My questions are: 1) How can I track down this person? I sent a messege on Facebook to all of our mutual friends telling them to keep an eye out. 2) How can I move the investigation from the police (who are on my side) along, when they aren't really doing anything? 3) What am I supposed to tell the insurance guy? What should I say? I just want my car back. I feel so helpless, please help.""

Dewar Oklahoma Cheap car insurance quotes zip 74431

https://www.linkedin.com/pulse/what-average-coast-general-liability-insurance-trucking-steven-mccoy"

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