#like baby i suffered so bad i got strep throat !!! THREE times !!!

[pennyserenade]

every time i think about seasons 8 and 9 of the x files

[fortunatelycooltrash]

So people love to say that America doesn’t have free healthcare because the quality would sink and the waits would go up. Now, while those are valid worries despite being no excuse for the atrociously high prices of even minior procedures, I’d like to share some bullshit that I’ve experienced involving normal US hospitals and medical branches alike.

My root canal is going to cost 2500 dollars because it is not covered by most dental plans despite it being a completely necessary procedure that directly affects my health. Absorb that then absorb the fact this plan covers some of braces. The crown alone is costing over 1200.

I almost died in a hospital waiting room because my ‘stomach ache’ that was causing me so much pain I was sick with it wasn’t severe enough to qualify for immediate attention. Undiagnosed Appendicitis.

My nephew and sister almost met their end because an incompetent doctor misdiagnosed my sister with a URI. She had type A flu.

My cousins father had a doctor who refused to diagnose him despite him coming back constantly because of lethargy. Said he couldn’t find anything wrong. Her father was poor and had really bad insurance. Finally he went to another doctor and was diagnosed with kidney cancer. He could have lived if he had been diagnosed a year or two prior before it spead but by the time he got his diagnosis, it was too late. He died, I believe, a few months later but I was young so he might have made it a year or longer.

I suffered from chronic nosebleeds as a child to the point that blood didn’t even scare me anymore. The doctor told my mother that it was coming from wounds inside my nose and I was most likely picking at it and there was nothing medically wrong with me. My mother, knowing even as a child I knew not to waste her money, took me to another doctor. Severe Anemia. Still suffer from it too this day. Have to take those horrid tasting red pills🤢.

My aunt constantly butchering her budget because she needs her insulin and it’s cost keeps getting higher despite it remaining relatively the same. Luckily my state is looking to cap it at 100 though if that will actually go into effect isn’t determined yet.

My mom, bless her, repeatedly going in for her back aching only to be told pain was normal for someone of her weight and age. Nope, she is a nurse and turned people that were 300 pounds or more. She had completely blown her back and had a pinched nerve that was so severe she could barely stand without pain. The doctor that diagnosed her was surprised she could even walk.

My sister, having a grand mal seizure in the nurses office of a high school. They told her to stop faking. That bitch wasn’t even a real nurse so this one doesn’t count but I had to mention this because why the fuck wasn’t a registered nurse hired?

My (other) aunt having minor chest pain then suffering a heart attack in the waiting room because they had her wait so long since she didn’t seem serious. I’m sure that’s going to have lasting damage that could have been easily prevented.

My sister giving birth and getting a 28,000 dollar bill for a room and care for her and the baby. She was there for a day and a half. She didn’t even have a long or complicated delivery.

My mother being told she was completely fine to continue working despite having an off feeling about her third pregnancy(about 24 years ago) the doctor told her there were no complications and she could go on as normal. She miscarried her seven month along daughter three days later because her placenta was underneath the baby and tore. That doctor is still in practice.

The nurses in my mothers delivery room ignoring both her and the monitor. Which, if they had been looking at, clearly desplayed my older brother with his umbilical core wrapped tight around his neck. He lived because my moms main doctor walked in and had a conniption fit when he noticed the vitals dropping. He’s the doc my sis uses now. A good man.

(Same bro)My older brother turning blue everytime he cried being brushed off. Hole in his heart that has since closed.

When I was younger, I slipped in the shower and hit my head so hard against the metal lining of it(stall shower) that the skin split open and abscessed. My doc treated the abscess but did no further testing after a 4 hour wait. As we were leaving, I don’t remember much of this week my mom told me, I vomited and passed out in the parking lot. Had a concussion.

My brother being misdiagnosed with the flu, strep, and a few other things over the course of a few weeks before one doctor finally tested him for HIV. It was positive. Luckily he only had one partner. Unluckily, the partner was the one that gave it to him via cheating on him.

Me, almost dying of a violent case of strep throat because they said I had a sinus infection. My fever peaked at 104 then, blessedly, broke. I do not remember this as the memories of the days I was sick are incredibly fever burned but I remember wrapping blankets around me because I was so cold.

The strep attacked so quick and harshly that if I had lived alone it probably would have killed me since I wouldn’t have been able to get help and I would’ve kept trying to get ‘warmer’ and helped raise my temp over 106. You typically don’t come back from that one unharmed. If at all.

My older bro(cord baby) being told suffering from auditory hallucinations was a common thing(not wrong but they should have actually asked about his family history and idk, did more??) he had undiagnosed bipolar disorder. He is medicated and much happier now.

Me breaking my gotdamn pointer knuckle and the x-ray person getting blurry x-rays that she used despite the fact that they weren’t accurate. Thank you bitch, now my abnormally short pointer finger clicks because it began to set wrong.

Theres a few more but I’m currently giving my bro a hard time for texting me a text meant for his bf so imma bounce for now. May add more later. The whole point to this was to show people that don’t want free health care because the ‘quality would go down’ or the ‘wait would be too long’ that the wait is already long enough for you to die anyway and the quality already sucks ass if you’re poor because they will not diagnose you correctly.

Or They will misdiagnose you then blame YOU when you sue(happened to my mom in that miscarriage one but because he hadn’t wrote a release back to work she had no actual proof he’d told her she could.)

Or They will overcharge you for things that have a far cheaper value simply because they can and you can’t do anything about it because you need that procedure or medicine to keep your health good.

I can understand things like heart surgery or transplants, you know, the big major stuff not being free because yeah that shit takes a fuck ton of resources and care so I get it, I do. I can reasonably say “Yup that should cost thousands.” I mean, I’m don’t even avocate for fully FREE healthcare, I just want a limit on their overpricing bull shit to where it matches with economic standards.

You can’t expect someone with an average 7-4 job that pays 10/hr(oooh ya, y’all think I’d go higher? Guess what, young people starting out their careers also get sick!) to drop thousands upon thousands of dollars for whatever. The sad thing is I can say ‘whatever’ and you can actually think of multiple things that aren’t that major or that resource draining yet still cost thousands.

Even someone making 15/hour couldn’t do that and I’d be hard pressed to say even 20-25/hr could do that. They may have it better and be able to pay it off faster but they’d still be in debt for a while or have to work years after their planned retirement to make up for the lost savings if they were lucky enough to have them.

I’ve also heard people complaining about it raising taxes but you’ll spend way more getting something done at a hospital then you’d spend on those taxes in a year.

Besides, if you’re so pissed about taxes then to even it out protest the stupid taxes. Your house? Taxed. Your inheritance that you gain but also leave behind to care for your family? Taxed. Your property that you bought 100% full price paid? Taxed every year. Your car? Taxed.

How bout getting pissed about those instead of getting pissy about people getting their health fixed? There are plenty of ridiculous taxes so I don’t know why people are so against having one that actually helps people.

Sorry for this rant, I know it’s not centered around my profile theme but I am majorly pissed off that I’m about to have to let a tooth rot out of my head because my insurance decided that: covering something cosmetic like braces? Yeah! Covering a completely necessary surgery that can actually harm/kill the person via infection if left untreated? Nope, that costs us more!

I can’t drop two fucking grand on dental surgery. It’s just not happening. I don’t know anyone who can do that shit. Anyone who gets pissed off about me posting this: go slam a hammer against your tooth until it cracks down the middle, exposing your nerve to the harsh unforgiving world then let it develop a cavity around it.

Afterwards, try to eat literally anything: hot, cold, hard, soft, it doesn’t matter. You’ll cry, I promise. Now imagine being told the only way to fix that is to cough up over two grand and if you can’t well then oh fucking well? Kinda hurts ya a bit. Not nearly as much as the tooth but still.

Hell, I know dental probably wouldnt even get covered if they made healthcare reduced or free but this whole situation has reminded me just how fucked you are if you get anything remotely wrong with you in the U.S

[classycollectorartisanposts-blog]

Does an insurance consultant in Massachusetts need to be licensed?

"Does an insurance consultant in Massachusetts need to be licensed?

It is corporate insurance, not personal.

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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I suppose it would depend on the nature of the damage to ones car and also who was at fault. However in my case, my car caught fire from what I believe may have been an electrical fault. It is now a total write off. I realise the insurance company has to carry out it's investigations but how long should this take and how soon would one expect to receive an offer. I made a claim 6 weeks ago and am still being fobbed off with the explanation that the investigations are on-going.""

""I am a college student I need a good car with low insurance (I have 25,000 to spend)?""

I have a decent amount of money to spend on a car, but I am still young, and in turn my insurance would be high if I got something like a mustang. I need something like looks sporty, is moderatly prestigious, sexy, etc but will have low insurance for someone who is 18. I love BMWs. I havn't ever been in an accident and I think age 24 is when my insurance will go down a lot. I guess I will have to wait to get a sports car then.""

What is a good insurance for a home recording studio?

A recording studio has been set up at home, all i need to know is which insurance will cover it.. and the websites?""

How much is a doctor visit without insurance?

My friend hasn't been feeling well for a few days now and needs to see a doctor. Does anyone know how much a doctor visit would be if she went to a walk in clinic? She doesn't have any insurance. By the way we live in Miami, Fl.""

Car insurance - does everyone that drives the car have to be included?

I've been driving my grandmother's car for about a year. She has insurance on the car, but my name is not on the insurance. I am wondering if I would be covered if an accident occurred. The insurance is liability and uninsured motorist if I remember correctly.""

Do I need to be insured to test drive cars I want to purchase?

I am looking to buy a new car, so far I have test drove 3 cars this week and my colleague at work has just notified me that I am probably breaking the law. I am buying a car either through auto trader or ebay (Fiat Stilo incase anyone is selling) so most the sellers are private, I currently drive a VW Polo fully comp, does that insurance not cover me to drive someone else's car even if they are in it ? What about their insurance, does that not cover me ? And if I'm not insured, what would I have to do to make sure I am not breaking the law ? A temporary insurance costs me nearly 100 as I am quite young, its an absurd amount to pay just to test the car (about 10%) and its completely ill advised to buy a car without first test driving it ? Regards Omar*""

Do you NEED insurance for a motorcycle?

meaning can you get arrested with no insurance?

Car insurance vs the law?

If I was driving at 100 mph in my car and a police officer caught me on radar and i started to pull over and then lost control and flipped and totaled the car would my insurance still cover it? I have the fullest of full coverage also, if I was still making payments and the car got impounded would the car be repossessed FROM the cops? thanks""

Is it legal for a car insurance company to do this?

I was in a no-fault wreck on Christmas Eve(slid into two cars on ice). The damages were about $3500 to my car. A buff job for the first car, and a chrome polish on the bumper of the old truck. They are not worried about making an insurance claim. There are not enough damages. First off, my car is fully insured with Progressive on my mother-in-laws insurance. The car is in mine and my spouse's name. I am not on the insurance because it was not allowing my mother-in-law to add me. It kept giving her an error. She was however able to add my spouse. I received a call on Saturday from a claims specialist. They told me that because I am not on the insurance, they may not cover the repairs. They are looking into whether or not she in fact did try to add me. If they can't find that she did try to add me, they said they will not cover it. Shouldn't they pay for it no matter what. Seeing how the car has comp. and collision? This is the first time I've had to deal with a claim on the insurance, so I really don't know anything about the process. I'm going in blindfolded. Everyone I've talked to has said that it doesn't matter who is driving it, if the car is insured, it's the insurance companies responsibility to cover the costs. It would be no different than you letting your neighbor borrow your car. Am I wrong??? If you have any comments or advice, please help me out. I need something to go off to work with them! Or more like against them. Thank you!""

California unemployment insurance?

Can I still receive unemployment benefits if I return to school? I know you have to be available to work full time. What if I don't tell them I'm going back to school? I know they have job training but I'd like to go to a fully accredited school. Please help. Thank you

What are the advantages/disadvantages of Life Insurance?

Just in general, what are the pro's and con's of investing in Life Insurance""

Temporary car auto insurance in California?

Hi guys, I thought of using my friend's car for a month and half since he will be out of station. I was wondering what would it take or rather how to address the insurance issue. Is it possible to get a temporary insurance for a month or is it possible to add my name on to his insurance for a short term? Either ways, how much would it cost ! Also would be great if you guys can enlighten me on some of the providers here.""

Survey - Are you in good hands?

Survey - Are you in good hands?

Does an insurance consultant in Massachusetts need to be licensed?

It is corporate insurance, not personal.

Is A Ford Mustang a good car for a 16 year old?

Im 16 and Im getting my license in a couple of months. Im looking for a car and I really like mustangs. Im thinking about buying a 2003 or 2004 mustang in sonic blue. But will getting a mustang raise my insurance a lot and how much more than a normal car? Also, what mileage is bad on a mustang?""

How much should I insure a 2 bedroom condo for?

I want to buy insurance for a 2 bedroom, 1150 square foot condo in Orange County, California. I am interested in knowing how much coverage to buy to cover inside damage due to a catastrophe like a fire for example. I don't care about coverage for personal belongings or outside of the building. I just need to know what it costs to restore the inside walls, floors, etc. in case they are ever destroyed.""

Safe to buy Insurance over the phone ?

I need car insurance , is it safe to give my credit card information over the phone ? What would they ask for ? Just the card number ? Will they want the expiration date and 3 digit code on the back ? Do they need my SSN number ? I know they will need an address , phone number and drivers license number. The people that answer (I have called 6 places for a quote) seem like the type you do not feel safe giving all this information too.""

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?

I have a car and have taken Auto insurance for it. Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also. If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars? Also if i am driving someone else car, will my insurance cover if there is any accident i have made?""

How much would my insurance cost? Or about how much. (Info listed in detail)?

Age: 17 Gender: Female Car type: 1984 chevy silverado side steps. Sitting on 35s. Jacked up. I HAVE taken Drivers Ed I will be added onto my dads insurance Any more info needed just ask.

Why is car insurance so high for a 30+ female with 10yrs ncd?

I'm just looking for a new/nearly new style Ford KA and looked at some insurance quotes and ive noticed that nothing comes in cheaper than 360. It's not what I'm driving as I've looked at smaller cars such as Peugeot 107's and Citroen C1's (both new and older cars). They all come out with nothing cheaper than 360! I had a brand new KA back in 2003 and that was only 260 for insurance (I do understand that insurance has gone up in 10 years!), but why cant I get anything cheaper? I'd see myself as a model driver as I've been driving for 11 years, never had an accident, never claimed on my insurance, never been booked or had any points and I'm now in the 'older' bracket! Please can someone explain, or reassure me that it's not just me this is happening to?""

Why is my car insurance so much cheaper than other companies?

i was looking around for auto insurance to see if there was anything cheaper than what im paying now. im a 20 year old male with a 2005 scion tc. i have been driving for about 2 years and currently use state farm. when i first insured my car 2 years ago, i was paying $148/mo. due to a speeding ticket, it has risen to $194/mo. i also have comprehensive and collision with a $500 deductible. $100,000/$300,000 coverage with full glass also. not complaining, i think this is great i looked at nationwide, allstate, geico, and progressive. these companies are supposed to be so great, but progressive quoted me at $485/mo for the same coverage! the other companies where all in that general area. progressives state minimum coverage plan for me was almost $300/mo. why do these other companies cost so much more? im not complaining about mine, obviously im not gonna switch, but i am curious as to the difference in price.""

What if im 18 and want to pay for my own auto insurance?

I'm thinking about moving out of my house cause it sucks. I'd have to buy my own car and I'm thinking an older civic, cause they're reliable. Anyone got any ideas on what a good but cheap way to insure would be?""

How much would insurance for a motorcycle cost for a 17 year old?

How much approximately for a 17 yr old with a 250 ninja? what about a 600cc bike? I do not have my drivers license yet, only my permit and I would get a learners permit on my bike. How much do you think it will cost?""

Will my wreck affect my dads insurance rates?

I'm on my step dads insurance on his buisness truck. If I got into a wreck would it affect his insurance rates or just mine.

Motorcycle Insurance?

I got into a car accident almost 2 years ago and I was wondering if it will effect me when I get insurance for my motorcycle?

""How is mortgage hazard insurance calculated? Rate in Houston, TX?""

How is mortgage hazard insurance (I don't mean PMI.) calculated? Does the rate depend on what insurance company I go with? I am buying a house in Houston, Texas.""

I need some legit cheap dental insurance..please help?

I have a upper wisdom tooth that needs to be emergency removed and I have no insurance and there is over 40 dentists in my area that will not take a payment plan and the one plan I applied for did not accept becuz I don't make enough money...heck im low income...but in major pain...anyone help? pleaseeeeeeeeeeeeee

Cheap motorcycle insurance?

I am an 18 year old male in southern CA and I wanna know what is the cheapest motorcycle insurance for a 2006 yamaha r6 (crotch rocket) and where can i find it?

Has Tort reform had a beneficial impact on Health Insurance rates in California.?

California has had Tort reform in medical malpractice for 30 years. Has this kept Health Insurance affordable in California? Ask the parents ofNataline Sarkisyan how they feel about tort reform. Rather than pay for an expensive transplant and a lifetime of expensive care, her insurer simply denied the claim knowing they most her parents could get in punitive damages was $250,000. Seems to me that tort reform is another name for death panels!!!""

Car insurance advice needed for a 17 year old?

As I said in my previous question. I recently bought a Citroen AX 988cc for 500 and paid 2800 insurance for a year. I thought It was really good as all of my mates had paid well over 3000 for their Fiestas etc. I got alot of answers saying I had been ripped off. I would be so happy if you could tell me of a better deal. I called a total of 46 insurance companies, and used comparison websites on a variety of insurance group 1 cars. And this was the very cheapest I could find. Initially Iwanted a VW Golf. (Not the GTI Version) But I was quoted 9000 a year, not bad but I dont earn that much yet. I have 3 jobs but all are minumum wage. (6-10am, 10am-6pm, 7pm-11.20pm). Could you give me a better deal. Where to go, what other car would be cheaper, and general advice on getting it as cheap as olot of people in my previous question told me they got it. Thanks.""

Car insurance?

my car insurance is $1537 i dont know why im 18 years old have a kia spectra 03 drive 2 hours to school everyday can anyone pls help me

""I was caught driving with no insurance and in court they required me to have car insurance for 1 year,?""

ive been paying for car insurance for the past 6 monthsm, but I recently sold my car, and was wondering if I stil have to pay insurance when I have no car. what should i do?""

Cost of med insurance for a college student living on their own?

How much does individual health insurance cost for a college student out on their own? I realize its different for each person. Lets say the person is male and 18. No health related problems, no history of any either. How much? On average.""

Why is it that the Republicans Party Sucks up so much to the Insurance Companies?

???

How much would getting a cast cost me in the US with and without insurance?

I'm a US citizen studying in Canada. Sunday, I fractured my wrist playing football. I saw a sports medicine doctor on Monday, who sent me for x-rays and informed me I had a fracture. He told me to go to the hospital to get a proper cast. The fracture clinic there had closed for the day so I went to the ER, where they wrapped me up and took another x-ray. I saw an orthopedic specialist this morning who set my fracture (ideally I should have come in immediately after the incident and had it set then), after which they took another set of x-rays to check if the setting worked. The prognosis is good. I didn't pay a cent in all this, as I'm covered under the University Health Insurance Plan, which all international students in Ontario get, as the Ontario Health Insurance Plan only covers residents, anything under OHIP is covered with UHIP. I'm curious, what would the cost have been had this happened in the US, with and without insurance? Thank You""

Insurance Fraud?

I'm a 17 year old male living in Canada, and I just bought a car. Would it be insurance fraud to insure that car in my moms name, with her as the main driver and me as a casual driver, while she insures her own car with a seperate insurance company, not telling either company she technically owns 2 vehicles? Becuase she just wouldn't drive my car, and my car would be under her name but I would be listed as a casual driver and have much lower rates. If she insured her own car with another company and told them she only owns one car, I could have much lower insurance rates because I would be listed as a casual driver when really I'm the main driver. Is that insurance fraud? Is it legal? I've heard of people doing that...""

Life Insurance?

What is the best life insurance?

Question about car insurance and theft.?

lets say somebody that has an auto loan gets their vehicle stolen, the insurance will cover the rest of the loan but what happens to the funds the bank has already received for the vehicle?""

How can i get a german Health Insurance from outside of germany?

I need to have Health insurance accepted in before i go there. i will be staying there. I cannot find any way to sign up for health insurance from outiside of germany.

Does an insurance consultant in Massachusetts need to be licensed?

It is corporate insurance, not personal.

https://www.linkedin.com/pulse/why-motorcycle-insurance-so-expensive-savoie-santa"