#like even if you factor in streaming money its not that substantial of a revenue loss id imagine

[afro-elf]

you can ignore this!

[hotelpms]

Embrace the Future of Hospitality with WINCLOUD's Cloud-Based Multi-Property Solution

In today's fast-paced world, the hospitality industry is constantly evolving to meet travelers' ever-changing needs and expectations. One of the most significant advancements in this sector is adopting cloud-based solutions, revolutionizing how hotels and resorts operate. Among these innovations, WINCLOUD's Cloud-Based Multi-Property Solution stands out as a game-changer, enabling businesses to go live quickly, enhance efficiency, and provide an exceptional guest experience.

As the saying goes, "Time is money," and this couldn't be truer in the world of hospitality. Traditional property management systems (PMS) often come with long and cumbersome installation processes, requiring substantial hardware and on-site support investments. In contrast, WINCLOUD's cloud-based solution allows hotels and resorts to reduce deployment time and associated costs significantly. With minimal hardware requirements and remote installation capabilities, properties can go live quickly and start reaping the benefits almost immediately.

One of the most compelling advantages of WINCLOUD's Cloud-Based Multi-Property Solution is its scalability. Whether you're managing a boutique hotel, a sprawling resort, or a chain of properties, this solution can adapt to your needs seamlessly. You can easily add new properties to the system, ensuring that your business remains agile and ready to grow as opportunities arise. This scalability eliminates the limitations associated with traditional on-premises methods, enabling you to explore new revenue streams and markets without hindering technology constraints.

In addition to its flexibility, WINCLOUD's Cloud-based PMS offers enhanced data security. With data breaches and cyber threats on the rise, protecting guest information is paramount. WINCLOUD takes security seriously, with state-of-the-art encryption and data backup measures in place. By entrusting your property management to a cloud-based solution, you can rest assured that your guests' data is safeguarded and compliance with industry regulations is maintained.

Another critical aspect of this cloud-based solution is its mobility. In an age where travelers demand personalized experiences, the ability to access guest information and perform essential tasks on the go is invaluable. WINCLOUD's Cloud-Based Multi-Property Solution empowers your staff to provide top-notch service from anywhere, whether it's the front desk, a concierge station, or even by the poolside. This mobility ensures that guest requests are promptly attended to, increasing guest satisfaction and loyalty.

Furthermore, the solution offers real-time reporting and analytics, vital for making data-driven decisions in the highly competitive hospitality sector. You can easily access performance metrics, revenue reports, and occupancy rates, helping you optimize your pricing strategies and marketing efforts. With instant access to this valuable information, you can make real-time adjustments, giving your property a competitive edge in the market.

Guest experiences are at the core of the hospitality industry, and WINCLOUD's Cloud-Based Multi-Property Solution enhances these experiences significantly. The solution's integrated guest profile feature allows you to collect and store guest preferences, enabling a personalized experience with each visit. Whether it's their preferred room temperature, dietary restrictions, or room preferences, you can ensure that their stay is tailored to their liking, creating a lasting impression and encouraging repeat visits.

One critical factor that separates WINCLOUD's solution from traditional PMS is its eco-friendliness. You reduce your property's carbon footprint by eliminating the need for on-site servers and extensive hardware. In today's environmentally conscious world, demonstrating a commitment to sustainability can be a powerful marketing tool, attracting eco-conscious travelers and enhancing your brand's reputation.

The adoption of WINCLOUD's Cloud-Based Multi-Property Solutionnot only transforms the way hotels and resorts operate but also brings cost-saving benefits. Traditional systems require significant upfront hardware, software licenses, and ongoing maintenance investments. In contrast, cloud-based solutions offer a more predictable and cost-effective subscription model. This approach reduces the total cost of ownership, allowing properties to allocate resources more efficiently and invest in other business areas.

In conclusion, WINCLOUD's Cloud-Based Multi-Property Solution represents a paradigm shift in the hospitality industry. Its quick deployment, scalability, mobility, security, and eco-friendliness make it an attractive choice for properties of all sizes. By adopting this innovative cloud-based PMS, you can enhance guest experiences, optimize operations, and stay ahead in an ever-competitive market. The future of hospitality is here, and it's time to embrace it with WINCLOUD's cutting-edge solution. Don't miss out on the opportunity to lead the way in the industry – switch to WINCLOUD today!

[chonegaming744]

How to quickly set up win10 on a gaming pc

‘Mortal Kombat 11' Director Shares Shaggy ‘Mortal Kombat 11' Meme TWO BEARD GAMING

No matter whether you happen to be a initially-time gamer or a person who has been gaming due to the fact the golden age, there's no denying that the industry has grown. These numbers can certainly differ per study, but it does appear like the number of female serious gamers are on a downward trend. The last time we checked in females had been closer to 45%-48% of gamers. We can speculate as to why this is. Probably females are significantly less fond of the emergence of the eSports trend. Probably females are feeling less included in gaming forums and on the net communities after the harassment accusations of the last handful of years. Perhaps they're just extra drawn to other entertainment industries, but this is absolutely a trend to continue watching.

As with video content material, adding character, character, and good quality to your written content will make it far more compelling, and would pique the interest of gamers. These types of articles resonate improved with your audience, which helps you get superior internet targeted traffic. Game evaluations, news, and analyses are some of the most popular articles in gaming websites, and are guaranteed to get you traffic, given that it is high top quality. It is ideal to look for some great examples of video game writing, and discover a writing style that would match your branding, and make you stand out from the rest.

The organization stated that immediately after hosting a Buyer Survey in early May perhaps that more than 89% of respondents mentioned they assume it is vital for retailers like Green Man Gaming to supply a wide choice of payment strategies.” Following the survey the corporation realized that clients anticipated a diverse variety of ways to pay for the games they wanted to play and that by providing much more techniques they could make shoppers delighted and make far more money.

Jacob Stempniewicz serves as Andovar's VP of Advertising. He speaks Polish, English and Spanish fluently and continues to perform on his Thai language capabilities. He holds an M.A. in Organizational Psychology, as nicely as an undergraduate degree in Common Psychology, each from University of Gdańsk (Poland). Jacob has an specifically strong interest in localization of multimedia, gaming and eLearning.

With all the relevant templates and options any very good gaming website will will need, HugePixie is a strong WordPress theme for gamers. London, UK ten January 2019 - Green Man Gaming right now announced its 2018 Year in Review highlighting important gaming trends based on information from over 5 million buyers and community members worldwide.

The high mobile development price is driven by both organic growth, lifting the overall marketplace, and cannibalistic development, at the expense of other segments. In addition to the initial casualties of mobile development (handheld console and on the internet casual and social gaming), Newzoo notes signs of slower growth in (on the eeee2.site Steam pc gaming blog internet) Pc games and MMOs as spending is diverted to mobile devices. Mobile is now expected to turn into the largest game segment by revenues in 2015.

Green Man Gaming is one particular of the world's largest digital download video game retailers and the first option for millions of passionate gamers around the planet. They give a wide variety of digital download games from AAA releases to smaller independent games across Pc. Mac, Nintendo and Sony PlayStation. They operate with more than 500 video game publishers, developers and distributors to supply shoppers over 5,000 games at competitive prices.

Preserve in mind that while several ladies gamers are simply casual players, a lot of extra are involved in the gaming world beyond basically picking up a mobile game or two. Ladies are interested in both games and gaming influencers, and have a tendency to take suggestions from said influencers fairly seriously. In reality, they account for 30% of YouTube gaming video views alone, and the quantity is only increasing. In addition, 39% of female gamers look to the assistance of friends and family when thinking of a new game, so word-of-mouth is vital as nicely, even if the games they are playing have a tendency to be additional of a solo endeavour.

There’s Big Money In GAMING

AppReal-VR is a virtual reality improvement firm with a planet of expertise in VR gaming With a very skilled group specializing in each Unity and Unreal game improvement engines, it is the 1-stop shop for all your gaming issues. Green Man Gaming has created substantial improvements in terms of site experience and interaction design and style, with the assistance of Practicology, to deliver the next stage of growth for the business enterprise.

For the moment, traditional consoles are much more common than ever, but it's not a stretch to imagine them dying out. Cloud gaming technologies is rapidly maturing to the point exactly where it could effortlessly become the mainstream choice, even if others continue to exist for enthusiasts. Related to how film buffs nevertheless seek out physical media and music fans nevertheless invest thousands on record collections, specialised hardware will in all probability usually have a location in the houses of hardcore gamers.

A single of the initial phones obtaining this function was the Sony Xperia Z5 Premium. Its battery went low two instances quicker when a 4K video was running. To support this technology, a mobile device demands high processing power otherwise there may be uneven screen backlighting due to its inability to manage millions of pixels at a time. In addition, mobile phones powered by 4K technology have not turn into preferred but mobile gaming improvement does not involve this feature on their roadmap. Basic as that.

Gamasutra is, fairly merely, a spot for all factors gaming. The website's mission is to '˜inform, empower and inspire' their reader base, and they do so by means of a mixture of gaming news, critiques, discussions and giving game developers a platform to elaborate on current concerns and trends from within the industry. To the surprise of some market experts, Apple is among the most profitable gaming providers in the world. Its App Retailer gained immense popularity with the introduction of iPhone. Through the shop, Apple commissions a royalty for the sale of every game app, like Candy Crush Saga and Clash of Kings.

The Escapist has a platform for announcing newest gaming news, critiques, and sharing cool videos. They have a gaming arcade complete of free of charge on the web games that 1 can get rather addicted to, and a forum that provides offline and on line discussions on a plethora of tech and gaming topics. The Pistons GT are the Detroit franchise representatives for the NBA 2K League. As a sponsor of Gamers for Providing, we're proud to support raise awareness of the Pistons GT brand, and the franchise's overall assistance for the gaming community.

The Atlantic Gaming Desk is a piece of steel furniture that is specially built for today's modern day gamer or even a house workplace owner. Its sturdy legs come fully integrated with cup holders and other attachments that are simply great for organizing a variety of your laptop or computer accessories and peripherals. The Atlantic Gaming Desk also options a exclusive cable management system that organizes the various wires and cables that your devices possess. There is a charging station, a monitor stand, game storage rack, game controller hooks, gaming speaker trays, and a entire lot far more. Its padded feet will not also scratch your floor.

Flower is one particular of the most relaxing experiences I've had in gaming. Exactly where most games consistently demand from you and punish you when you do not adhere to their strict objectives, this unconventional title simply enables you to just be. These days we are proud to announce that Facebook Gaming is now integrated with Streamlabs OBS with complete API support. Now users with Streamlabs OBS can stream their preferred games via Facebook with a suite of different supported functions more rapidly than ever.

[jonathantaylorthomas]

... Big Machine has been negotiating hard to re-sign Swift for months, multiple sources say, but as of her big Nashville homecoming show at Nissan Stadium Saturday night (Aug. 25), no deal had been reached. While talks with BMLG have not ceased, she is now also talking with other labels to evaluate how much she is worth on the open market as one of the world’s biggest superstars. “Everyone is starting to sniff around,” says a source.

While BMLG can likely match any deal that any other label would offer her financially, at the heart of Swift’s discussions with BMLG are her gaining ownership of her masters from the label, which is the one thing that no other entity can offer her. But turning them over is not an easy decision for Big Machine.

“What’s the value of these masters going to be over the next 30 years? And you have to weigh that against, what is the value of keeping the artist for four or so more albums?” says one source. “You’re weighing out the value of the back catalog versus the value of a few new albums.”

However, the plot thickens in that Borchetta, as recently as 2015, was floating the idea of selling his company, which, three years ago, had an estimated value of between $200 million and $250 million. If he gives the multiple Grammy winner back her masters in order to keep her, the value of his company would likely drastically drop. One source estimates Swift’s masters could be worth hundreds of millions of dollars over their lifetime and simply states that Borchetta cannot return the masters if he ever plans to put BMLG back on the market and receive a significant sum.

Another source likened the situation to when Garth Brooks successfully renegotiated his contract in the early 1990s with Capitol Nashville to regain his masters. At that point, Brooks accounted for as much as 95 percent of Capitol Nashville’s sales. “They gave the store, and everything in the store, away to keep him,” the source says.

While Swift, 28, does not account for that high a percentage of BMLG’s sales and streaming numbers, she is responsible for a tremendous amount of BMLG’s revenue. Year-to-date, her sales and streaming account for 34.6 percent of BMLG’s market share. The overall figure through the years is much higher. (Even last year, it would have been substantially higher since Reputation sold more than 2 million copies in 2017 and generated more than 1 billion on-demand audio streams, according to Nielsen Music.)

Even in a streaming world with diminishing sales, Swift’s sales numbers remain daunting. Reputation sold more than 1 million copies in its first week, making Swift the only act to have four million-selling weeks, with four different albums, since Nielsen began tracking in 1991. Her biggest-selling album in the U.S. is 2008’s Fearless at 7.2 million copies.

Attorneys used to handling superstar deals say that among the points Swift should be negotiating with Universal Music Group-distributed BMLG, in addition to getting back her masters, are switching to a flat distribution rate and receiving an ownership stake in BMLG, as well as her own imprint if she wants it. “At this point she doesn’t need money, she should be looking for ownership,” says one attorney. “It’s the house that Taylor built.”

For someone of Swift’s superstar stature, the royalty rate could be as high as 25 percent to 28 percent, which means BMLG earns up to 75 percent of her sales and streaming revenue. Instead, attorneys say she should push for a deal where BMLG receives a distribution rate of around 10 percent.

Although BMLG handled various functions for Swift in her early career, over the last several years she has brought almost all duties -- including marketing and branding -- in-house. While BMLG may still work any songs to country radio, since 2012’s Red, she has increasingly moved over to pop, with Universal's Republic Records handling promotion to pop outlets. There is nothing in Swift’s current contract that would prevent her from moving to a UMG label.

As of 2015, Borchetta owned 60 percent of BMLG. Swift’s father, who invested in the company at its beginning, still has a minimal investment, but should Swift re-up, her family should aim to increase its ownership portion, attorneys say.

While money may ultimately determine whether Swift stays or goes, there is another factor: emotion. “The explosion of Taylor Swift and Big Machine were simultaneous and they’ve been linked for years,” says one industry executive. “This has been so much more than a major label signing an act and, 13 years later, the deal ends. It’s so much more emotional than that, so much more personal.”

Still, ultimately, Swift has to go where she feels the most fulfilled, both financially and creatively.

“I think she should go where she gets the deal that is most satisfying to her soul,” says a source. “If that’s with Scott Borchetta, great. If it’s someone else, great. When you’re a true creator of the songs and a true entertainer, you’ve got to have some soul satisfaction.”

[sewdieecrypto]

Yarloo

the first lottery project in crypto history to use NFT s cards

Yarloo is a global lottery ecosystem built on transparent and decentralized blockchain technology, where the system will be distributed on public networks, making global lottery operations more efficient and transparent. By leveraging the Blockchain technology platform as well as the Binance Smart Chain Blockchain technology features, smart contracts allow various processes, such as collecting or distributing each lottery process, to be more efficient than traditional centralized systems currently in use. Because platforms that ensure international lottery security are their top priority, their blockchain -based lottery platforms also offer daily lottery draws. which covers a wide geographical area and can be followed by anyone, wherever they are. The use of smart contracts, of course,

Yarloo is a new look at the lottery gambling system known to everyone around the world. We feel that the current state of the lottery is quite poor, to say the least. This is not fun, the risk is too high and your chances are slim. Very much. Here is a quote from K5: “According to Lottery USA, the chance of winning the Mega Millions jackpot is 1 to 302.6 million and the chance of winning the Powerball jackpot is 1 to 292.2 million. Combine the two and the chances of winning both jackpots for over a billion dollars become 1 in 88 quadrillion. That's the number 88 followed by 15 the number zero.

But with the advancement of the crypto space today, we at Yarloo feel there is something that can be done to revolutionize the lottery system around the world, and to make it much more fun, give people a much higher chance of winning, create a much more flexible jackpot collection, and introduced the NFT card set as the core function behind the ticket. Also a fun aspect of making the whole project theme revolve around pirates!

Through this methodology, we believe that, while lotteries give people a very small chance of winning, cryptifying the system, wrapping it with fun games and money-making features for those who don't want to risk too much will potentially change the overall shape. the lottery industry, and that’s the clear end of the game for us at Yarloo.

📷

The nature of the world economy has changed relentlessly since the founding of cryptocurrencies, beginning with Bitcoin, and now with more than 4,000 existing cryptocurrencies, the total market capitalization of all cryptocurrency assets combined is at a market capitalization of $ 2,000,000,000. wrote this article.

Since the advent of Decentralized Finance, Non-Fungible Tokens, and many more elements that changed the shape of this industry, this space has become very attractive to outsiders to the point where it is now like a moth attracted to fire.

Unfortunately, however, while this space is significantly better than the FIAT system of today, it is not without its fair share of drawbacks. Most importantly, the fact that if you are in this space as an investor or trader, most likely you will lose a percentage of the funds, even if in the end you make a profit. That must have happened, and everyone has experienced it.

The problem is that people continue to lose funds because of holding, or trading at the wrong time, or simply because they entered at the same time when the whale decided to get out of their position, causing a crash and leaving retail in the dust.

But what if there was a method that could change this system for retail profit, in fact, what if there was an ecosystem that allowed whales and retail to profit simultaneously without having to do any trade? Could this be a necessary factor to prevent a bear market entirely?

This is where RST, or more precisely the Revenue Sharing Token system, comes into play. As the name suggests, this method concentrates on income sharing such as how shareholders receive dividends each duration specified for their investment, although dividends are usually quite small compared to the investments they make, and ROI is very slow.

On the other hand, RST is the ability to allow project token holders to receive a certain percentage of the company's revenue automatically just by holding their tokens, while receiving a proportionately fair share of what the project generates.

Here's an example:

Project X generates $ 3,000,000 per year. Gross profit is about $ 2,500,000. Project X integrates RST into their ecosystem, where they dedicate 40% of their revenue to be shared as they wish across the community, so this can be holders, liquidity providers, certain elite holding groups, whatever the conditions, and the group will meet requirements for a 40% share of that amount, with a total distribution of $ 1,000,000 of losses across the community, consistently, in the amount of time the company determines, be it daily, weekly, monthly, etc.

Depending on how much each individual holds a token, they tend to get a larger share of the profits, all for holding the token.

But how does this end the bear market?

Simple! The bear market is basically the fall of most tokens and reaching the bottom zone where the value is quite low. However, if RST is to be implemented in most projects, they will never face this dilemma regardless of market sentiment and selling pressure, because using RST revolves around one core factor that is important for its success:

Hold the token and do not sell it.

Earning more than you ever get from dividends by holding cryptocurrency is quite profitable, and will attract many investors to adopt the “HODLing” mindset - more importantly, projects can also allocate a certain percentage of their income to repurchase programs where they can later burn the tokens they buy or put them back into the ecosystem, which means market values ​​remain consistently safe in healthy resistance zones with the potential for ongoing ATH encounters.

But there are catches.

RST is not perfect. There is one problem that makes it not applicable to all projects, which is the fact that it will be a total failure if the project that implements it generates minimal revenue. For example, if a project only generates $ 100,000 per year, the share of RST that holders receive will be low enough, and not attractive enough for them to keep the token and prefer to sell it later, meaning that most companies that will adopt this method will need to:

Have a strong business model that generates at least $ 1,000,000 per year.

Create a new revenue model around their project to generate enough funds for RST to work.

And lastly, they will need the strength of their HODler, the true front line and economic hero of any cryptocurrency, and a foundation for the RST ecosystem to function well. The real evidence of this is how HODLers survived when BTC underwent its first major correction in 2021, and how they would not let it return to a point without a return, instead, they allowed it to survive until restored. to a much stronger foundation, so companies should have all the right incentives to collect their HODler, and RST will definitely help achieve that incentive.

To date, the only RST company at the time of writing this article is Yarloo, a crypto lottery company that has a strong business model that allows users to continue to generate revenue for themselves and the company, enabling a substantially high revenue stream that will provide feed into the RST ecosystem they build.

Yarloo is the company behind the RST concept, and the original founder of how it works. We offer RST integration and consulting to fellow crypto projects, and would be happy to play our part in enabling retail investors and traders to never feel exposed to market corrections again.

About Yarloo

Yarloo is another translation of the lottery betting structure that is circulating for everyone around the world. We feel that the current status of the lottery is very weak, no doubt. It's horrible, the risk is too high and the results you imagine are weak. However, with the advancement of the crypto space today, we at Yarloo feel there is something very possible to change the structure of lotteries around the world, and to make it more fun, allowing people to essentially have a higher chance of winning, creating a much larger treasure trove. versatile, and introduced a set of NFT cards as the middle border on the back of the ticket. Likewise the incredible part of making the whole subject of business revolves around privateers!

Through this methodology, we recognize that, while lotteries allow people essentially few chances to win, cryptifying the structure, wrapping it with fun games and parts that are beneficial to individuals that may not be too harmful will potentially change the overall condition of the lottery. industry, and that was the undisputed end of the game for us at Yarloo.

📷How It Works

At Yarloo, you really need to check out the various activities that support finances, including, not limited to:

- Jackpot Lottery Solo

- Jackpot Lottery Team

- Luck Spinner

- NFT Trade Center

- Yarloo Wallet (to check and exchange our tokens)

- Game Arcade

- DeFi Loan and Lending System

As can be seen, Yarloo offers a variety of ways to handle our original lottery system, and to profit through different styles and approaches. Use our luck spinner to check if you can assemble other amazing cards that expand your possibilities. Is it fair to say that you are an inventor who has collected a large number of critical cards over time? The trading center is yours to pick up, and from the original perspective there is no risk at all because you are just selling your cards. If you are unlucky with cards and do not want to face high difficulties, then of course, stamping is your best method.

We are different

What makes Yarloo unprecedented, however, is the facility that uses the NFT system, making it the standard machine behind admission tickets. Because you want to play, you have to sign in by designing a specific game plan from the cards you have. Joining a card on a regular basis can give you unprecedented characteristics, depending on the uniqueness and type of the card, and the similarity features it has with the various cards you can guarantee. Cards are your travel ticket, and they are the only way you can work hard to win big bets.

To enter using a card, there is a partial fee that must be entered into the pool to add to the incredible prizes, however at that point you will be allowed to share 5 cards only from your set, following them to get the best results. which will create the results you can possibly imagine. If your strategy turns out to be incredible, you might get a gold mine, and congratulations on everything.

Products and Features

Yarloo will be filled with cool settings that will be very useful to everyone, and as we make progress later, we will start to include more, and analyzing it with our environment, we can see what else can be imagined in Yarloo.

- RST:  Yarloo is the first task in the world to implement a development known as "Pay Sharing Token", which allows the surrounding environment to get 30% of Yarloo's profits to serve the organic framework on which it is produced.

- NFT:  We are also an important lottery project in the history of crypto to use NFT cards as your guide segment ticket system in any collection! This concludes that instead of buying a ticket, your ticket is likely by the card you use in your lottery collection.

- DeFi:  You will have the option to benefit financially from Yarloo due to DeFi's diverse structure, basically by allowing you to get 2% of the collection profit if you are the creator, and by taking advantage of our natural RST framework if you hold enough $ YARL.

ECOSYSTEM RST

The Revenue Sharing Token, or RST for short, is Yarloo's revolutionary backbone, the first implementation of its kind that will one day be recognized as NFT and DeFi technology, RST is how Yarloo can be armed as an anti-bear project, which can withstand any market sentiment. The way it works is quite simple, and can be reconfigured based on each company's preferences, but we will use Yarloo as a core example of how RST will be used given that we are the original founders of this concept and its first integrator.

Seed Investors & IDOs:   30%

Holders:   25%

Repurchase:   20%

LP Provider:   15%

Wheel of Fortune/Rewards Pool:   10%

📷CARD SYSTEM

Our card system is not too complicated. There will be 5 types of cards, ranked from bottom to top as:

These 5 types of cards have very different functions and values. For example, a small card only gives 1 ticket per card, due to its low value, and a Bronze card gives 2 tickets per card, but both have no special attributes and cannot be paired with other cards.

On the other hand, ranging from Silver to Sapphire, cards give you more tickets and they all have special attributes. Silver cards give 5 tickets per card, Gold gives 10, and Sapphire gives 50 participation tickets.

The set of cards will be released consistently at Yarloo, even after launch, as it will always be an important part of the system how everything works. There will be 3 types of card sets, so users can know what to expect from each:

Standard

Premium

eccentric

📷

ROAD MAP

Q3 2021:

Funding Round Conclusion

3-5 Launch Card Sets

Alpha wallet

Alpha Market

Q4 2021:

Wheel of Fortune Release

Launch of the Lottery Platform

Bridging $ YARL to a new network

First CEX list

5-8 New Card Sets

Fusion System Testing

Governance features for $ YARL holders

Updated Light Paper

Q1 2022:

Wander around the Seven Oceans!

We'll keep updating our roadmaps depending on new introductions, games we announce, and more. For now, only information about Q3 and Q4 of this year is available.

Useful Links:

Website:  https://yarloo.vercel.app/

Telegram:   https://t.me/yarloochat

Telegram Channel:   https://t.me/yarlannouncements

Twitter:   https://twitter.com/yarloo_rst

Currently:   https://medium.com/@yarloo

Reddit:   https://www.reddit.com/r/yarloo

Username: SewdieeLink: https://bitcointalk.org/index.php?action=profile;u=2979414

[cryptonewsmanuelakanji]

Review Yarloo ($yarl) Project.

Yarloo - The Ultimate Crypto Lottery

Changing the crypto space by giving back to our community

The anti-bear solution the entire crypto space deserves. We're a lottery platform full of products using NFT and DeFi technology as well as our very own RST.

https://yarloo.vercel.app/

#bsc #yarloo #yarl #ido #cryptocurrency #cryptocurrencies #RST $YARL

INTRODUCTION

Yarloo is a new take on the lottery gambling system well known to everyone around the globe. We felt that the current state of lottery is quite… lacking, to say the least. It’s not fun, the risks are too high and your chances are dim. Very. Here’s a quote from K5: “According to Lottery USA, the odds of winning the Mega Millions jackpot are 1 in 302.6 million and the odds of winning the Powerball jackpot are 1 in 292.2 million. Combine those two and the odds of winning both jackpots for more than a billion dollars comes out to 1 in 88 quadrillion. That’s the number 88 followed by 15 zeros.

But with the current advancement of the crypto space, we at Yarloo felt like there was so-mething that could be done to revolutionize the lottery system around the world, and to make it much more fun, give people significantly higher chances of winning, creating much more flexible jackpot pools, and introducing NFT card sets as the core function behind tickets. Also the fun aspect of making the entire theme of the project revolve around pirates!

Through this methodology, we believe that, while lottery gives people significantly small chances of winning, cryptofying that system, wrapping it with fun games and money making features for those who don’t want to risk too much would potentially change the shape of the entire lottery industry, and that’s the clear end-game for us at Yarloo.

RST — The Revolutionary Crypto Revenue Sharing System

The world’s economic nature has been shifting non-stop ever since the founding of cryptocurrencies, having started with Bitcoin, and now with over 4,000 cryptocurrencies existing, the total market cap of all crypto assets combined is at a whopping $2,000,000,000,000 market cap at the time of writing this article.

Ever since the rise of Decentralized Finance, Non Fungible Tokens, and so many more elements that changed the shape of this industry, this space became incredibly attractive to outsiders to the point where it’s now like moths being attracted to flames.

Unfortunately, however, while this space is significantly better than the current dated FIAT system, it’s not without its fair share of flaws. Most importantly, the fact that if you’re in this space as an investor or a trader, it’s quite likely that you’ll lose a percentage of funds, even if you ultimately profit. It’s bound to happen, and everyone has gone through this.

The problem is that people keep losing funds for holding, or trading at the wrong time, or just that they entered at the same time when whales decided to exit their positions, causing a crash and leaving retail in the dust.

But what if there was a method that could alter this system for retail’s benefits, in fact, what if there was an ecosystem that can allow both whales and retail to profit simultaneously without having to do any trading whatsoever? Could this be the factor needed to prevent bear markets entirely?

This is where RST, or rather Revenue Sharing Token systems come into play. As the name suggests, the method concentrates on sharing revenue like how stockholders receive dividends every set duration for their investment, albeit the dividends are usually quite minor in comparison to the investment they made, and the ROI is incredibly slow.

On the other hand, RST is the ability to allow a project’s token holders to receive a set percentage of the company’s revenue automatically just by holding their token, while receiving a proportionally fair share of what the project makes.

Here’s an example:

Project X generates $3,000,000 annually. The gross profit is about $2,500,000. Project X integrates RST into their ecosystem, for which they dedicate 40% of their revenue to be divided however they see fit across the community, so this could be holders, liquidity providers, a specific elite group of holders, whatever the conditions may be, and that group would be eligible to a 40% share of that amount of money, totaling at a whopping $1,000,000 split across the community, consistently, at whatever set amount of time the company decides, be it daily, weekly, monthly, etc.

Depending on how much each individual holds of the token, they’d be prone to earning a larger share of the profits, all for holding the token.

But how does this end the bear market?

Simple! A bear market is basically the crash of the majority of tokens and reaching a bottom zone where its value is quite low. However, if RST was to be implemented in most projects, they would never have to face this dilemma regardless of market sentiment and sell pressure, because using RST revolves around one core factor that is essential for it to succeed:

Holding the token and not selling it.

Earning more than you’d ever get from dividends by holding cryptocurrencies is quite lucrative, and would attract many investors to adopt the “HODLing” mindset — more importantly, projects can also allocate a certain percentage of their revenue to buyback programs where they can later burn the tokens they bought or put them back into the ecosystem, meaning the market value remains consistently safe at a healthy resistance zone with the potential of continuously meeting ATHs.

But there’s a catch.

RST isn’t perfect. There’s one problem that will make it not applicable to all projects, which is the fact that it would be a total failure if the project implementing it is generating minimal revenue. For instance, if a project only generates $100,000 annually, the RST share that holders receive will be fairly low, and not enticing enough for them to keep holding the token and would rather sell it later, meaning that most companies that would adopt this method will need to either:

Have a powerful business model that generates at least $1,000,000 annually.

Create a new revenue model around their project to generate enough funds for RST to work.

And lastly, they will need the power of their HODlers, the true frontline and heroes of any cryptocurrency’s economy, and a cornerstone for the RST ecosystem to work properly. A living proof of this is how HODLers stood their grounds when BTC was having its first major correction in 2021, and how they wouldn’t let it go back to the point of no return, instead, they enabled it to persevere until it was restored to a much more powerful foundation, so companies better have all the right incentives to get their HODlers together, and RST will most certainly help achieve that incentive.

As of now, the only RST company at the time of writing this article is Yarloo, a crypto lottery company that has a robust business model that allows users to steadily generate revenue for themselves and the company, allowing for substantially high revenue streams that would feed into the RST ecosystem they’d built.

Yarloo is the company behind the RST concept, and the original founder of how it works. We offer RST integrations and consultations to fellow crypto projects, and would love to play our part in allowing retail investors and traders to never feel exposed to market corrections ever again.

About Yarloo

Yarloo is one more translation of the lottery wagering structure outstanding to everyone all through the planet. We felt that the current status of lottery is very olacking, undoubtedly. It’s terrible, the risks are too high and your conceivable outcomes are weak. Regardless, with the current progress of the crypto space, we at Yarloo felt like there was mething so much that ought to be feasible to change the lottery structure all through the planet, and to make it extensively more fun, permit people basically higher chances of winning, making considerably more versatile treasure trove pools, and introducing NFT card sets as the middle limit behind tickets. Similarly the incredible piece of making the entire subject of the endeavor pivot around privateers!

Through this methodology, we acknowledge that, while lottery permits people basically little chances of winning, cryptofying that structure, wrapping it with fun games and worthwhile parts for individuals who might rather not peril a great deal of would potentially change the condition of the entire lottery industry, and that is the undeniable end-game for us at Yarloo.

How it Work

On Yarloo, you will really need to check out different fiscally supportive activities, including, anyway not limited to:

- Solo Lottery Jackpots

- Team Lottery Jackpots

- Fortune Spinners

- NFT Trading Center

- Yarloo Wallet (for checking and exchanging our tokens)

- Arcade Games

- DeFi Lending and Borrowing System

As can be seen, Yarloo is offering a wide scope of ways to deal with check out our original lottery system, and to benefit through different styles and approaches. Use our fortune spinners to check whether you could assemble another exceptional card that extends your possibilities. Is it exact to say that you are a finder who has amassed a gigantic number of critical cards as time goes on? The trading center is yours for the taking, and there are from a genuine perspective no risks at all as you’re simply selling your cards. In the event that you’re not as fortunate with cards and don’t want to confront high difficulties, then most certainly, stamping is your best methodology.

Different Us

What makes Yarloo unprecedented, regardless, is the means by which it utilizes the NFT system, making it the standard engine behind the entry tickets. Accepting you need to partake, you ought to enter by orchestrating out a specific game plan of cards that you own. Joining cards can regularly net you unprecedented characteristics, dependent upon the exceptionalness and sort of the card, and the likeness features it could have with various cards that you may guarantee. Cards are your passage ticket, and it’s the solitary way you can endeavor your shot at winning the huge stake.

To enter using cards, there’s a part charge that ought to be put away into the pool to add to the incredible prize, anyway by then you will be permitted to disseminate 5 cards just from your set, going along with them to have the best result which would fabricate your conceivable outcomes. If your strategy ends up extraordinary, you may have gotten yourself a gold mine, and congratulations would be all together.

Product and Features

Yarloo will be overflowing with cool arrangements that will be unfathomably useful for everybody, and as we acquire progress later on, we’ll start including more, and analyze them with our neighborhood we can see what else ought to be conceivable in Yarloo.

- RST : Yarloo is the world’s first assignment to execute a development known as “Pay Sharing Token”, which allows the neighborhood get 30% of Yarloo’s advantages to serve the organic framework whereupon it is manufactured.

- NFT : We’re also the essential lottery project in crypto history to utilize NFT cards as your guideline segment ticket system in any pool! This infers instead of buying tickets, your tickets are tended to by the cards you’re using in your lottery pools.

- DeFi : You’ll have the alternative to benefit fiscally from Yarloo as a result of its cross variety DeFi structure, fundamentally by allowing you to get 2% of a pool’s advantages on the off chance that you’re its creator, and by benefitting from our RST natural framework on the off chance that you’re holding enough $YARL.

RST ECOSYSTEM

Revenue Sharing Token, or RST for short, is the revolutionary backbone of Yarloo the first implementation of its kind in what will one day become just as recognized as NFT and DeFi technologies, RST is how Yarloo can be weaponized as an anti-bear project, one that could withstand any market sentiment. How it works is fairly simple, and it can be reconfigured based on each company’s preference, but we’ll be using Yarloo as the core example for how RST will be utilized given that we’re the original founders of this concept and its first integrators.

Seed & IDO Investors: 30%

Holders: 25%

Buyback: 20%

LP Providers: 15%

Wheel of Fortune/Rewards Pool: 10%

CARDS SYSTEM

Our card system isn’t really complicated. There will be 5 types of cards, ranking from bottom to top as:

These 5 types of cards have incredibly different functions and values. For example, petty cards only grant 1 ticket per card, due to their low value, and Bronze cards give out 2 tickets per card, but both of them have no special attributes and can’t be paired with any other card.

On the other hand, starting from Silver to Sapphire, cards give out much more tickets and all of them have special attributes. Silver cards give out 5 tickets per card, Gold gives out 10, and Sapphire grants 50 participation tickets.

Card sets will be consistently released in Yarloo, even after launch, as it will always be a vital part of the system of how everything works. There will be 3 types of card sets, so that users can know what to expect from each one of them:

Standard

Premium

Eccentric

ROADMAP

Q3 2021:

Funding Rounds Conclusion

3-5 Card Sets Launch

Wallet Alpha

Marketplace Alpha

Q4 2021:

Wheel of Fortune Release

Lottery Platform Launch

Bridging $YARL to new networks

First CEX listing

5-8 New Card Sets

Fusion System Testing

Governance features for $YARL holders

Updated Lightpaper

Q1 2022:

Venturing around the Seven Seas!

We’ll continue updating our roadmap depending on new introductions, the games we announce, and so much more. For the time being, only information surrounding Q3 and Q4 of this year are available.

For more information, please follow our social links below:

Website : https://yarloo.vercel.app/

Telegram : https://t.me/yarloochat

Telegram Channel : https://t.me/yarlannouncements

Twitter : https://twitter.com/yarloo_rst

Medium : https://medium.com/@yarloo

Reddit : https://www.reddit.com/r/yarloo

Author:

Forum Username: Manuel Akanji

Forum Profile Link: https://bitcointalk.org/index.php?action=profile;u=2954998

Telegram Username: @Manuelakanji777

BEP20 Wallet address: 0x00F321558065b1c9dca5e6EcbeECE9B01F73D6E1

[syriasecure99]

Rubbish Elimination Archway, N6

Rubbish Elimination Hainault, Ig6

Content

Benefits Of Sustainable Waste Management.

Clearing Out? Follow This Guide To Remove Rubbish You Do Not Need.

Services As Well As Info

Excess Recycling

Just How To Develop Waste Transfer Notes.

Hazardous Waste.

The money to set up the scheme was supplied by the federal government (56%), the United Nations (34%) and also the firm (10%), and the only income stream was from fees paid by the homeowners for the collections. The scheme was successful because the percentage of waste accumulated climbed from 50% to 67%. Nevertheless, the cost revenue was only half the degree anticipated, so the business had to use gives offered resources tools (lorries, etc.) to pay staff salaries.

We don't know precisely what the waste issues are in your area but a potential response is plastic bags due to the fact that they are a prevalent problem in Ethiopia. In housemovers.ie’s accounting software of Ethiopia, the type of strong waste produced will vary depending upon the particular location and also the socioeconomic and also cultural problems of the location. Developed for optimal safety yet basic to use, Kenburn waste balers are reliable as well as low maintenance. Their reduced sound operation will minimise interruption in the work environment. Depending upon the size of your company, you can select to purchase or rent out avertical baleror ahorizontal baler. Reuse is the activity of utilizing an item or product for several times for its original objective or for an entirely different function.

Advantages Of Lasting Waste Monitoring.

By working with an all in one solution from a fluid garbage disposal company, they will have the ability to recommend on an upkeep program that is suited to your family. When strong particles create a covering over the main body of the wastewater, this can cause a series of problems like overruning and tank damage. A waste administration plan can put regular upkeep methods in place to guarantee that this does not occur. This is a procedure that does not use high-pressure innovations to divide solid as well as fluid wastewater. Rather, this procedure uses gravity to normally split the two different densities from within a sedimentation basin. This simple method suggests that this method of garbage disposal has actually been made use of across the globe for hundreds of years. With hazardous wastes the procedures are slightly various.

https://www.housemovers.ie/man-with-a-van-dublin/ ='border: grey dotted 1px;padding: 12px;'>

Oil-backed trade group is lobbying the Trump administration to push plastics across Africa - Unearthed

Oil-backed trade group is lobbying the Trump administration to push plastics across Africa.

Posted: Sun, 30 Aug 2020 07:00:00 GMT [source]

I found the service excellent and also efficient from start to finish. I had no suggestion what I was doing actually as it is the first time I have actually organized waste for a service. He appreciated that and also was really clear and patient with me. A waste audit will certainly assist you determine your significant resources of waste, just how it is currently kept and how it is gathered as well as thrown away.

Removing? Follow This Guide To Do Away With Rubbish You Don't Require.

You can find added codes for various other waste and also advice on just how to apply these codes in the technological advice on waste. nibusinessinfo.co.Dublin, a complimentary service offered by Invest Northern Ireland, is the main online network for organization advice and also assistance in Northern Ireland. The Dublin Federal government is attempting to encourage even more individuals and businesses to recycle tyres, which can be shredded to make new rubber, burned as gas, and made use of in making and also re-treading brand-new tires. Product can be reused into fabric, insulation, or yarn for knitting and weaving.

This is the meaning that will be utilized for LATS allocations. Personal companies might additionally have even more experience of waste collection and access to much better devices than local government, resulting in much better service arrangement. This arrangement, where the general public and economic sectors work together, is called a public-- exclusive partnership or private sector participation.

Services And Information

Contrasted to a meat-eater or vegan diet, a vegan diet's carbon impact is substantially reduced. Pet agriculture needs massive amounts of land, water, food and also energy, consequently making it a leading factor to worldwide greenhouse exhausts. For example it takes more than 2400 gallons of water simply to generate 1lb of meat, compared to 25 gallons of water to generate 1lb of wheat. And also the effect of animal farming on the destruction of wild animals, overfishing, logging and also the deficiency of fresh water sources.

Incineration is one more garbage disposal approach that you may think about. Unlike reusing, where products are divided, washed and also reused, the incineration of materials refers to the burning of such things. This method is commonly used for products that can not be reused. However, like landfill disposal, incineration approaches pose ecological problems if they aren't taken care of sustainably. The response to this question depends upon the business you choose to work with and the approaches they utilize to take care of industrial waste. At P.R Weldhen Plant Ltd, our industrial garbage disposal services generally include website clearance, business tipping as well as recycling, so you can depend on us for an all-in-one service.

Excess Recycling

You are qualified to 3 collections per rolling year yet not any 2 within 31 days. As soon as you have your very first collection after that re-apply for your following collection. If you see fly-tipped waste, please record it to your regional authority straight. Please apply onlinefor a collection and also email thehazardous waste team with any kind of concerns. Existing customers can subscribe thirty days prior to completion of your registration.

Indonesia processing requests for deep-sea mining waste disposal, says gov't official - Reuters

Indonesia processing requests for deep-sea mining waste disposal, says gov't official.

Posted: Sun, 31 May 2020 07:00:00 GMT [source]

[aion-rsa]

How GTA Online Taught Us to Be Careful What We Wish For

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As we all continue to wait for any official information about GTA 6, news has broken that GTA 5 has surpassed the 140 million units sold mark. Perhaps more impressively, reports reveal that 2020 was the most successful sales year in GTA 5 history outside of the game’s release in 2013. While that success can be attributed to a variety of factors, there’s little doubt that the game’s stunning longevity is largely due to the popularity of GTA Online.

I don’t remember exactly when I first dreamed of an online Grand Theft Auto game, but I’m certain it wasn’t too long after I played GTA 3 in 2001. Around that time, my friends and I started asking the simple question, “What if we could play that with each other?”

That question grew more complicated as the GTA games did the same. Vice City‘s real estate mechanic inspired dreams of online wars for the control of the city, while San Andreas’ greatly expanded the scope of GTA’s sandbox from a size and activity standpoint. GTA 4 actually featured numerous online modes, but its collection of rigid multiplayer matches and simplistic free roam option often fell short of offering the full “GTA but with friends” experience that fans had wished for.

Then, it finally happened. In 2013, Rockstar confirmed that GTA 5 would feature exactly the kind of multiplayer mode that fans had dreamt of for years. Actually, with its expansive online map, progression system, various modes of play, and community options, GTA Online’s reveal suggested that it would be something greater than anyone could have ever wished for. Little did we know that the finger on a monkey’s paw curled somewhere in the world shortly after this trailer’s release:

GTA Online’s problems were evident from the very first time many of us tried to play the game. Actually, it’s very much worth emphasizing the word “tried.” GTA Online’s servers were such a mess at launch that you’ have roughly as much luck now trying to buy a PS5 against an army of bots as you would have had logging in to GTA Online when it launched in 2013. Shortly after all that happened, Rockstar issued the standard apologies, worked some server magic, and fixed a variety of bugs. It took a few weeks, but we finally got to a point when you could log on to GTA Online at will and experience a mostly stable version of the game. 

That’s when things got really interesting. As it turned out, sharing your GTA experience with others meant that you’d be playing with people who saw you as just another NPC in their sandbox. It wasn’t long before you started to hear reports of players mercilessly attacking others in the game’s open-world. It was generally amusing the first few times, but for some, these trolls essentially started to dictate the way that you had to play the game just to stay alive in the world. What’s worse is that many of them had already started relying on hacks other cheats that devastated an already uneven playing field. 

Players could theoretically turn to GTA Online’s various missions, races, and other activities to escape the open-world mayhem, but those offered little relief. Many of GTA Online’s initial activities were essentially variant’s of the campaign’s most basic missions but without any narrative stakes to elevate them. Their simplicity was made that much more apparent by the game’s underdeveloped initial progression system which left players little to do with the money they were earning and forced everyone to wonder what, exactly, “RP” was.

Don’t take my word on GTA Online’s bad old days. In a 2017 interview with IGN, Rockstar’s director of design, Imran Sarwar, admitted that GTA Online’s “launch and first eight or nine months” were not successful. To make matters worse, he says that things reached a point where the developers themselves were “not excited enough by the updates we were making.” The game was rapidly losing players and Rockstar was still devoting considerable resources to hunting bugs and keeping the servers alive. 

That’s where I left GTA Online in 2014. I knew it was possible to have fun in the game, but I was convinced that the mode would end up being a Sea of Thieves style experience that would essentially require you to play with the right group of friends in the right state of mind if you were going to get anything substantial out of it. It felt like Rockstar had ultimately created an elaborate way to kill some time while we waited for GTA 6.

Of course, that’s not what happened. GTA Online went on to earn almost $1.5 billion just four years after its release. It’s estimated that GTA Online earned nearly $600 million in revenue in 2019 alone. Suddenly, talks of GTA 6 were limited to wild online conspiracies and an endless parade of rumors of that marched on as it became increasingly clear that GTA Online was rapidly becoming the face of the GTA franchise. 

What happened to spark such an historic turnaround? It came down to a few factors. 

Read more

Games

GTA 6 Location Rumors: Vice City, London, Tokyo, Liberty City, and More

By John Saavedra

Games

GTA 6 Timeline and Era Rumors: When Will the Game Be Set?

By Matthew Byrd

First off, GTA Online did get better. Just a couple of years after its release, GTA Online’s content updates were not only more frequent but far more substantial. That’s especially true of one of the game’s 2015 updates which finally added the ability to participate in campaign-style heists with your friends. Those kinds of features contributed to the idea that the spirit of GTA 5 lived on indefinitely within GTA Online.

Not long after, GTA Online became the centerpiece of an unexpected rise in role-playing streams and YouTube videos. While the mode’s chaotic nature and expansive toolset made it an instant hit in the YouTube community, a new generation of creators were crafting characters, scenarios, and the kinds of storylines that felt painfully absent from the mode’s early days. There certainly seems to be a correlation between GTA’s increased sales over the last couple of years and the willingness of the game’s community to make their own fun and share their almost fanfic like adventures with others.

Yet, if you’re wondering how GTA has managed to become the second-highest selling game of all-time, and why it’s regularly on the best-selling games charts seven years after its release, then you have to talk about the title’s expanded progression system and the growing importance of the game’s microtransactions. 

GTA Online lets you place elaborate bets in a casino before you hop into your rocket-propelled supercar and go back to work as the CEO of a criminal enterprise. However, all of those things come at a price. GTA Online not only features one of the more extensive microtransaction systems in gaming but one of the more subtly wicked ones. Most major GTA Online content releases typically feature high-end pieces of content typically initially reserved for the game’s “whales.” For instance, buying the best office in the mode’s CEO update would have cost you 4 million in-game dollars (without any of the accessories). If you wanted to buy a microtransaction card that would instantly reward you with that much in-game cash, it would cost you about 60 real-life dollars. 

If you’re thinking “Wow, that’s about as much as GTA 5 costs,” then you’ve stumbled on the fiscal brilliance of the game’s microtransaction system. GTA Online‘s updates are free, but each typically introduces a ton of new items waiting to be purchased. While even the larger updates are not nearly the size of a proper new GTA game, it’s certainly possible to spend as much time with any of them as you would on a new GTA single-player game if you’re trying to unlock everything without spending money. Unlike GTA single-player games that sometimes leave you with a ton of cash and nothing to spend it on, GTA Online often leaves you feeling like you can never quite have enough money.

GTA Online is hardly unique in that respect, but few games come close to matching the “FOMO” feeling that it inspires. Actually, in a game all about characters, customization, and creating opportunities, you’re don’t just feel like you’re missing out by not being able to sail around on a yacht or afford the hottest new vehicle. What would be simple cosmetics in other live service games becomes much more substantial in GTA Online.

Believe it or not, though, this isn’t necessarily an indictment of GTA Online’s microtransactions nor is it a rant against the quality of the online mode itself. No, the most worrisome element of GTA Online’s success at this point is what it will do and has already done) to GTA 6 as well as those who never really got into the mode in the first place.

The earliest days of the GTA Online dream can be attributed to a desire to share our GTA campaign experiences with others indefinitely. In some ways, GTA Online grew to offer that experience, but it came with ironic compromises. You could play with others, but that means having to play with others. You can accomplish fantastic things not even possible in the campaign, but you’ll often essentially have to keep buying GTA games to instantly access them. You can experience infinite new stories but you are often required to write, direct, and act in them. 

GTA Online growing to be (in many ways) exactly what I dreamed it could be has led me to reexamine my wish. What I and others may not have fully appreciated at the time of GTA’s earlier days was that there was a pleasure in bouncing around a world of largely curated content that a community-driven game may never be able to replicate. It’s part of the reason why Skryim is one of the most successful and beloved games of all-time but not everyone who loved Skyrim is interested in The Elder Scrolls Online. Those kinds of online expansions aren’t simply “what you love, but more of it.” There is a beauty to the illusion of freedom in an open-world single-player game that may have felt prohibitive at a time when we wondered if a multiplayer game could ever offer such an experience but seems necessary at a time when too many games rely on the assumption that you want to be online all the time and constantly playing with others.

Over the years, Rockstar has made it very clear that our hopes for GTA 4-style single-player expansions for GTA 5 are largely in vain, despite the fact they once teased single-player DLC that was initially supposed to be released in 2014. Sometimes, the company is diplomatic about that content shift by stating that their decision to focus on GTA Online content just kind of happened organically. Other times, company representatives like Imran Sarwar throw cold water on the whole thing by suggesting that GTA 4’s brilliant expansions only happened because of a “big deal in place with Microsoft that meant we were obliged to make the expansions.”

Would we be playing GTA 6 if it wasn’t for GTA Online? Maybe not, but the success of that mode has almost certainly left us with a world where Rockstar has barely talked about a new GTA game in over seven years but has released versions of GTA 5 and GTA Online across three different generations of game consoles. 

We’re reaching a point when GTA 6’s release is just as likely to be fuelled by the hypothetical diminishing returns of GTA Online‘s revenue as it is Rockstar’s creative ambitions. While Rockstar has stated that they feel part of GTA Online’s success can be attributed to the idea that it offers a little something for everyone who likes different elements of the GTA games, GTA Online has never and will never offer an entirely new story with entirely new characters set in an entirely new world that is entirely ours to experience exactly as we see fit. No matter what new update comes out, how many great RP stories or told, or what possibilities some incredible new toy opens, GTA Online will never be GTA 6 as we imagine that game based on the precedent set by the previous releases in this incredible franchise.

And yet, there is this GTA game out there packed with fresh (and often exciting) content that you’ve never played if you stopped playing the game after finishing the GTA 5 campaign. It’s out there, but at the same time, it isn’t. Like the zombified remains of a former lover that we’ve wished back from the grave without considering exactly what we were asking for, GTA Online lingers temptingly outside the door even as we know that what we’ll find when we open it is exactly what we asked for but perhaps not what we really wanted.

cnx.cmd.push(function() { cnx({ playerId: "106e33c0-3911-473c-b599-b1426db57530", }).render("0270c398a82f44f49c23c16122516796"); });

GTA Online continues to thrive thanks largely to its popularity amongst those who continue to pay for the game, but years later, it’s starting to feel like those who don’t play the mode as they wait for a proper new GTA have also been paying for too long.

The post How GTA Online Taught Us to Be Careful What We Wish For appeared first on Den of Geek.

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[gondalgroupofmarketing]

A Guide to Investments in Pakistan Real Estate

A Guide to Investments in Pakistan Real Estate

Real estate has traditionally been an avenue for considerable investment per se and investment opportunity for High Net-worth Individuals, Financial institutions as well as individuals looking at viable alternatives for investing money among stocks, bullion, property and other avenues.

Money invested in property for its income and capital growth provides stable and predictable income returns, similar to that of bonds offering both a regular return on investment, if property is rented as well as possibility of capital appreciation. Like all other investment options, real estate investment also has certain risks attached to it, which is quite different from other investments. The available investment opportunities can broadly be categorized into residential, commercial office space and retail sectors.

Best Place for Investment in Pakistan

It is a housing scheme launched under the name of blue world city. It is near the Rawalpindi ring road. The project offers easy installment plans and affordable budgets to own plots within a short time span. If you want to buy property in Pakistan you can contact  us.

The Blue world city is located on the main Chakri road near the Chakri interchange at Lahore-Islamabad motorway M2. The best part about its exact location is that it is not so far away from Islamabad and Rawalpindi. So anyone investing or buying land there will be at a hop in to all the surrounding cities.

Investment scenario in real estate

Any investor before considering real estate investments should consider the risk involved in it. This investment option demands a high entry price, suffers from lack of liquidity and an uncertain gestation period. To being illiquid, one cannot sell some units of his property (as one could have done by selling some units of equities, debts or even mutual funds) in case of urgent need of funds.

The maturity period of property investment is uncertain. Investor also has to check the clear property title, especially for the investments in Pakistan. The industry experts in this regard claim that property investment should be done by persons who have deeper pockets and longer-term view of their investments. From a long-term financial returns perspective, it is advisable to invest in higher-grade commercial properties.

The returns from property market are comparable to that of certain equities and index funds in longer term. Any investor looking for balancing his portfolio can now look at the real estate sector as a secure means of investment with a certain degree of volatility and risk. A right tenant, location, segmental categories of the Pakistan property market and individual risk preferences will hence forth prove to be key indicators in achieving the target yields from investments.

The proposed introduction of REMF (Real Estate Mutual Funds) and REIT (Real Estate Investment Trust) will boost these real estate investments from the small investors’ point of view. This will also allow small investors to enter the real estate market with contribution as less as INR 10,000.

There is also a demand and need from different market players of the property segment to gradually relax certain norms for FDI in this sector. These foreign investments would then mean higher standards of quality infrastructure and hence would change the entire market scenario in terms of competition and professionalism of market players.

Overall, real estate is expected to offer a good investment alternative to stocks and bonds over the coming years. This attractiveness of real estate investment would be further enhanced on account of favourable inflation and low interest rate regime.

Looking forward, it is possible that with the progress towards the possible opening up of the real estate mutual funds industry and the participation of financial institutions into property investment business, it will pave the way for more organized investment real estate in Pakistan, which would be an apt way for investors to get an alternative to invest in property portfolios at marginal level.

Investor’s Profile

The two most active investor segments are High Net Worth Individuals (HNIs) and Financial Institutions. While the institutions traditionally show a preference to commercial investment, the high net worth individuals show interest in investing in residential as well as commercial properties.

Apart from these, is the third category of Non-Resident Pakistan (NRIs). There is a clear bias towards investing in residential properties than commercial properties by the NRIs, the fact could be reasoned as emotional attachment and future security sought by the NRIs. As the necessary formalities and documentation for purchasing immovable properties other than agricultural and plantation properties are quite simple and the rental income is freely repatriable outside Pakistan, NRIs have increased their role as investors in real estate

Foreign direct investments (FDIs) in real estate form a small portion of the total investments as there are restrictions such as a minimum lock in period of three years, a minimum size of property to be developed and conditional exit. Besides the conditions, the foreign investor will have to deal with a number of government departments and interpret many complex laws/bylaws.

The concept of Real Estate Investment Trust (REIT) is on the verge of introduction in Pakistan. But like most other novel financial instruments, there are going to be problems for this new concept to be accepted.

Real Estate Investment Trust (REIT) would be structured as a company dedicated to owning and, in most cases, operating income-producing real estate, such as apartments, shopping centers, offices and warehouses. A REIT is a company that buys, develops, manages and sells real estate assets and allows participants to invest in a professionally managed portfolio of properties.

Some REITs also are engaged in financing real estate. REITs are pass-through entities or companies that are able to distribute the majority of income cash flows to investors, without taxation, at the corporate level. The main purpose of REITs is to pass the profits to the investors in as intact manner as possible. Hence initially, the REIT’s business activities would generally be restricted to generation of property rental income.

The role of the investor is instrumental in scenarios where the interest of the seller and the buyer do not match. For example, if the seller is keen to sell the property and the identified occupier intends to lease the property, between them, the deal will never be fructified; however, an investor can have competitive yields by buying the property and leasing it out to the occupier.

Rationale for real estate investment schemes

The activity of real estate includes a wide range of activities such as development and construction of townships, housing and commercial properties, maintenance of existing properties etc.

The construction sector is one the highest employment sector of the economy and directly or indirectly affects the fortunes of many other sectors. It provides employment to a large work force including a substantial proportion of unskilled labor. However for many reasons this sector does not have smooth access to institutional finance. This is perceived as one of the reasons for the sector not performing to its potential.

By channeling small savings into property, investments would greatly increase access to organized institutional finance. Improved activity in the property sector also improves the revenue flows to the State exchequer through-increased sales-tax, octroi and other collections.

Real estate is an important asset class, which is under conventional circumstances not a viable route for investors in Pakistan at present, except by means of direct ownership of properties. For many investors the time is ripe for introducing product to enable diversification by allocating some part of their investment portfolio to real estate investment products. This can be effectively achieved through real estate funds.

Property investment products provide opportunity for capital gains as well as regular periodic incomes. The capital gains may arise from properties developed for sale to actual users or direct investors and the income stream arises out of rentals, income from deposits and service charges for property maintenance.

Advantages of investment in real estate

The following are the advantages for investing in Real Estate Investment Schemes

• As an asset class, property is distinct from the other investment avenues available to a small as well as large investor. Investment in property has its own methodology, advantages, and risk factors that are unlike those for conventional investments. A completely different set of factors, including capital formation, economic performance and supply considerations, influence the realty market, leading to a low correlation in price behaviour vis-à-vis other asset classes.

• Historically, over a longer term, real estate provides returns that are comparable with returns on equities. However, the volatility in prices of realty is lower than equities leading to a better risk management to return trade-off for the investment.

• Real estate returns also show a high correlation with inflation. Therefore, real estate investments made over long periods of time provide an inflation hedge and yield real returns

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The Sports Nation

In this time, it's quite tricky to locate a country that doesn't have a strong emphasis to develop a Sports Nation. Aside from quite under-privilege countries, most countries have some kind of initiative or structured programmed which push them towards a getting one. However, what exact is a Sports Nation? What are the things different nations do to be able to aspire to achieve that status? Is it national policy that sports has to play a prominent role in societies? These are a few of the questions we'll explore as we discover the character of a Sports Nation.

All aspiring Sports Nations have a hidden agenda nowadays, and that's to develop a healthier state. Healthy folks require less cost to care for as they age and grow. Maintaining an active and healthy lifestyle is an indirect method to tackle the demographic problems of greater life expectancy and increasing health care price. In nations which are considered welfare states, like Australia, Britain, France, and Canada, the health care price of taxpayers are primarily bourn by government coffers. This could present a substantial burden on the states resources as health care cost has skyrocketed or will continue to skyrocket with time. Since 1965, health care cost has exploded .

This geometric increase poses a very challenging problem to governments of the world as population growth hasn't receded. The truth is the global population is forecast to breach the 9 billion mark by 2020. How than can authorities cope with such urgent need to sustain their peoples? Creating a Sports Nation can be a long term solution to manage this issue. The secret is to keep people healthy and powerful and keep illnesses and ailments at bay, for example health care costs could be included.

Another characteristic of why Sports Nations have to be improved more and more is that the quest for increased marketing and positive image generation. From the 2008 Beijing Olympic Games, China for the first time emerged the overall winner concerning Gold Medals garnered through the matches. It marks the rise and return of China to the summit rankings of world order. As a Sports Nation, China has created for itself lasting image and promotion that will last quite a long time. This sort of positive picture gained has rubbed off effects on other countries in the world. Because of the Sports Nation picture generated, people suddenly view several things about China differently. By way of instance, the sports instruction systems are now the darling for the planet over to follow. Its sports equipment and goods suddenly become more heavily purchased. Chinese sports personalities became role models. In summary, the nation gets a shot in the arm, and the general health of the nation has improved. Sports Nations has a means to advertise and excite people from all around the world, and it's a fantastic thing to have.

Sports Nations don't only get an image boost and permit health care costs to be handled, they also bring in revenue for the nation. Since the world continue to move towards a sporting world, countries which are successfully getting Sports Nations, become the destination of many foreign games, sports conferences, sports exhibitions, training excursions and camps, even investment destinations for businesses producing sports products and services. Just think of the construction of stadia in South Africa for the World Cup of football. How many billions of dollars are spent, and how many billions will stream in during this sort of events. With the type of money generated, it's no surprise that countries around the world try their very best to become Sports Nations and in the procedure eludes the sort of features that just Sports Nations have.

One of those features is the abundance of sports facilities and programmed in a Sports Nation. In successful and established Sports Nations, the infrastructure and lifestyle provides the feel of a really healthy and active individuals in them advertising, households participate in sports whole-heated and holistically. Government initiatives and support concerning resource allocation is also quite evident in such nations. The entire nation is merely breathing the athletic culture. Because of all of these within a Sports Nation, it's not surprising that the standard of living in the nation can be exceedingly high also. The benefits of sports provide people a means of life that's much more desirable. When you look at successful nations, like Australia, New Zealand, Germany, America, and even China, there's a sense of peace and freshness, and this is represented by the great desire of individuals wanting to make them their migration and travel destinations.

They lead to reduce health care cost eventually, raise public image of the nation, generate revenue and permit the people to enjoy high standards of living. These are all very positive inspiration for countries to strive towards getting one. In the long term, it is going to happen, but getting there may not be as easy as there are many challenges that countries face in getting Sports Nations.

Jimmy Tong has been a Physical Educator for 13 Years in Singapore, with degree in sports science and physical education from Lough borough University in UK. He has extensive coaching experience in football, floor ball and soccer teams in Singapore Schools.He is now a sports development officer in Singapore schools in addition to an active contributor of sports training posts to enhance sports performance in athletes. He hopes to allow people's victory to come by inspiring them with authentic sports motivational and inspirational stories.

The National Service Factor in Sports Development

National Service (NS) is one of the critical foundations, together with multiculturalism and religious harmony, in Singapore's unique social fabric. Every man of the contemporary generation has gone through the rites of NS, including our very best athletes. These athletes leave their colleges as future sports winners of the nation, but not many of them really meet their potential to do Singapore proud in international competitions. What happened to these possible sports stars? Can NS hinder their enthusiasm and motivation to excel in their sports? Why is it that so few continue in their sports after school and NS? Within our national quest for more athletic excellence and glories, maybe it's time to re-look in our NS coverage and see how we can truly support and promote the journeys of these possible sports celebrities without necessarily compromising the security of the country.

The debate that NS is harmful to the development and constant journey of our budding athletes from college isn't new. Athletes that are affected have been fighting for years to get the Ministry of Defence (MINDEF) to make special concessions and arrangements for them to continue with their training programs with their sports trainers. Typically, MINDEF has adopted a general guide line that athletes may still continue with their sports career so long as their responsibilities with their respective NS units aren't compromised. This essentially means that athletes might need to rely upon the good graces of the commanding officers to make special arrangements for them to continue coaching, and at precisely the exact same time meet their training and responsibilities with their units. A most difficult task at best. Any top class athlete will tell you that in order to succeed and be competitive with the rest of the other world class athletes, training twice a day, seven day per week, with complete nutritional and physiological support is common practice. NS training alone is already tough, and requesting our athletes to spend some time in NS and train at the exact same time is simply not possible. When faced with this circumstance, the majority of our athletes don't have any option but to drop out. of success is possible. These athletes don't compare well when competing against other sportsmen from all over the world. How can sportsmen in countries without mandatory NS fair? Let us investigate a little further.

In the Olympic Games, the Typical powerhouses that garner the awards include countries like China, USA, Russia, Australia, Britain, Germany, and to a certain extend South Korea and Japan. Do these countries have compulsory military service? The answer is no. A logical conclusion here is that their athletes have unimpeded paths towards their sporting ambitions and peak performance in sports. Of course some may argue that these states are large concerning their population size. China has a population of 1.3 billion. Certainly, from these mass of people, champions for a variety of sports are available. That is true. Let's now analyze countries with similar people as Singapore and compare their game achievements.

A search on the internet will show the following nations have similar population size as Singapore (5m); Norway (4.8m), Ireland (4.5m), Croatia (4.4m), New Zealand (4.3m), Finland (5.3m) and Denmark (5.5m). What strikes you as you see this list? These are all countries with well known sports accomplishments despite their limited population size. The three Scandinavian Countries listed above have won in access of 350 Gold Medals in all Olympics Games, and they're also well represented in World Sports Events. Norway and Denmark has featured in several soccer World Cups. Finland is constant in producing NHL professional ice-hockey players. In terms of Ireland and Croatia, they've won 3 and 8 Olympic Gold chords in their own background. But let's not forget both of these countries are also power homes in different sports. Ireland features highly in World Cup Football, Rugby as well as golf. Need we say more about New Zealand? Besides the All Blacks, New Zealand has also generated 36 Olympic Gold in their background. These countries did not have enormous population foundations such as China and Russia, but nevertheless they've been always successful in peak performance in sports. Incidentally, did I mention that these nations don't have any compulsory military service for their citizens?

If we change our perspective and look at a nation that Singapore is modeled after, possibly the effect of NS on sports become clearer. Israel has a population of 7.5m, a fraction greater than Singapore's. They also have compulsory military service due to their security concerns. How many Olympic Gold Medals have they won? One. Are they notable in other global sports? Not quite yet. Israel such as Singapore has also been actively sending contingents for major competitions, but successes are far and few. The question is'has compulsory military service affected their athletic achievements?' If we examine the evidence presented here, we can't deny the fact that NS does have a part to play in restricting peak performance in sports.

At 17-20 years old, our body is reaching their full athletic potential. This is the time whereby, sports abilities will need to be continuously nurtured. The disruption brought on by NS will break this cycle and de-motivate our athletes to prevent sports development in their own lives. How a lot of our federal school record breakers continue to swim and run outside their faculty and NS years? Hardly. Imagine how much accomplishment is possible if these athletes are supported and encouraged to keep training in their sports. The sporting accomplishment for Singapore can be much more than what we've achieved up to now.

There are of course competitions to freeing up these athletes for full time sports development. Many parents of servicemen believe it is unfair for their sons to serve NS while sportsmen'take the easy way out'. There's no denying that NS is vital. We must never take that away. But we're also at an era of dynamic change whereby different peaks of excellence are significant in state building. We will need to add to our social fabric by sewing on peak performance in sports and other areas. And individuals who donate to these regions are few and far. Hence, if we want to attain more athletic success, we have to have policies that encourage these gifted people; otherwise they won't ever reach their full potential because we as a country have snuffed out the fire for these regions. My response to these critics is that they have not gone through exactly what a real top class sports person has gone through. In many ways, the training regime of a top class athlete is tougher than a normal NSF in Singapore. If you don't think, try training twice a day, seven days per week. Attempt eating sports diets seven days per week. Try foregoing social life for a couple of years to prepare for a competition. It's a difficult job to try to win a Gold Medal.

Jimmy Tong has been a Physical Educator for 13 Years in Singapore, with degree in sports science and physical education from Lough borough University in UK. He has extensive coaching experience in football, floor ball and rugby teams in Singapore Schools.He is now a sports development officer in Singapore schools in addition to an active contributor of sports training posts to enhance sports performance in athletes. He hopes to allow people's victory to come by inspiring them with authentic sports motivational and inspirational stories.

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Helpful tips to Investments in Indian Real Estate

Parc Canberra has historically been an avenue for considerable investment per se along with investment opportunity for High Net-worth Individuals, Financial institutions as well as those people looking at viable alternatives for investing money among stock option, bullion, property and other avenues. Money invested in property now for the income and capital growth provides stable and expected income returns, similar to that of bonds offering equally a regular return on investment, if property is rented as well as chance of capital appreciation. Like all other investment options, real estate investment in addition has certain risks attached to it, which is quite different from other sorts of investments. The available investment opportunities can broadly possibly be categorized into residential, commercial office space and retail groups. Investment scenario in real estate Any investor before taking into consideration real estate investments should consider the risk involved in it. This funding option demands a high entry price, suffers from lack of liquidity and an uncertain gestation period. To being illiquid, one cannot sell some units of his real estate (as one could have done by selling some units connected with equities, debts or even mutual funds) in case of urgent demand of funds. The maturity period of property investment is without a doubt uncertain. Investor also has to check the clear property heading, especially for the investments in India. The industry experts through this regard claim that property investment should be done by individuals who have deeper pockets and longer-term view of their purchases. From a long-term financial returns perspective, it is advisable to invest in higher-grade commercial properties. The returns from property market will be comparable to that of certain equities and index dollars in longer term. Any investor looking for balancing his account can now look at the real estate sector as a secure means of expenditure of money with a certain degree of volatility and risk. A right renter, location, segmental categories of the Indian property market and even individual risk preferences will hence forth prove to be primary indicators in achieving the target yields from investments. Typically the proposed introduction of REMF (Real Estate Mutual Funds) and REIT (Real Estate Investment Trust) will strengthen these real estate investments from the small investors' point of view. That should also allow small investors to enter the real residence market with contribution as less as INR 10, 000. There is also a demand and need from different markets players of the property segment to gradually relax sure norms for FDI in this sector. These foreign investment funds would then mean higher standards of quality national infrastructure and hence would change the entire market scenario in terms of contest and professionalism of market players. Overall, real estate will be expected to offer a good investment alternative to stocks and bonds over the coming years. This attractiveness of real estate investment will be further enhanced on account of favourable inflation and low interest quote regime. Looking forward, it is possible that with the progress towards the achievable opening up of the real estate mutual funds industry and the participation of financial institutions into property investment business, it will pave the way for more organized investment real estate in Asia, which would be an apt way for investors to get a substitute to invest in property portfolios at marginal level. Investor's Introduction The two most active investor segments are High Netting Worth Individuals (HNIs) and Financial Institutions. While the institutions as a rule show a preference to commercial investment, the substantial net worth individuals show interest in investing in residential plus commercial properties. Apart from these, is the third category of nonresident Indians (NRIs). There is a clear bias towards investing in personal properties than commercial properties by the NRIs, the fact could possibly be reasoned as emotional attachment and future security sought-after by the NRIs. As the necessary formalities and documentation just for purchasing immovable properties other than agricultural and plantation real estate are quite simple and the rental income is freely repatriable outside India, NRIs have increased their role because investors in real estate Foreign direct investments (FDIs) with real estate form a small portion of the total investments as you will discover restrictions such as a minimum lock in period of three years, a minimum specifications of property to be developed and conditional exit. Suitable for your outfit conditions, the foreign investor will have to deal with a number of administration departments and interpret many complex laws/bylaws. The concept of Investment Trust (REIT) is on the verge of introduction within India. But like most other novel financial instruments, you can get going to be problems for this new concept to be recognized. Real Estate Investment Trust (REIT) would be structured as a company devoted to owning and, in most cases, operating income-producing real estate, such as flats, shopping centres, offices and warehouses. A REIT is actually a company that buys, develops, manages and sells real estate property assets and allows participants to invest in a professionally supervised portfolio of properties. Some REITs also are engaged around financing real estate. REITs are pass-through entities or providers that are able to distribute the majority of income cash flows to purchasers, without taxation, at the corporate level. The main purpose of REITs is to pass the profits to the investors in as in one piece manner as possible. Hence initially, the REIT's business hobbies would generally be restricted to generation of property nightly rental income. The role of the investor is instrumental inside scenarios where the interest of the seller and the buyer really don't match. For example , if the seller is keen to sell the house and property and the identified occupier intends to lease the property, in between them, the deal will never be fructified; however , an individual can have competitive yields by buying the property and leasing it out to the occupier. Rationale for real estate investment themes The activity of real estate includes a wide range of activities which includes development and construction of townships, housing and business oriented properties, maintenance of existing properties etc . The structure sector is one the highest employment sector of the market and directly or indirectly affects the fortunes for many other sectors. It provides employment to a large work force as well as a substantial proportion of unskilled labor. However for many purposes this sector does not have smooth access to institutional finance. It is perceived as one of the reasons for the sector not performing for you to its potential. By channeling small savings into building, investments would greatly increase access to organized institutional lending. Improved activity in the property sector also improves the particular revenue flows to the State exchequer through-increased sales-tax, octroi and other collections. Real estate is an important asset class, which is certainly under conventional circumstances not a viable route for buyers in India at present, except by means of direct ownership for properties. For many investors the time is ripe for presenting product to enable diversification by allocating some part of the investment portfolio to real estate investment products. This can be effectively completed through real estate funds. Property investment products provide opportunity for capital gains as well as regular periodic incomes. The capital advances may arise from properties developed for sale to precise users or direct investors and the income stream happens out of rentals, income from deposits and service rates for property maintenance. Advantages of investment in real estate The following are the advantages for investing in Real Estate Investment Schemes • As an possession class, property is distinct from the other investment paths available to a small as well as large investor. Investment in place has its own methodology, advantages, and risk factors which have been unlike those for conventional investments. A completely different list of factors, including capital formation, economic performance and supply things to consider, influence the realty market, leading to a low correlation for price behaviour vis-à-vis other asset classes. • Over time, over a longer term, real estate provides returns that are comparable utilizing returns on equities. However , the volatility in rates of realty is lower than equities leading to a better danger management to return trade-off for the investment. • Real estate rewards also show a high correlation with inflation. Therefore , properties investments made over long periods of time provide an inflation hedge not to mention yield real returns Risks of investment in realty The risks involved in investing in real estate are primarily about future rental depreciation or general property market chances, liquidity, tenancy risk and property depreciation. The fundamental things affecting the value of a specific property are: Location - The location of a building is crucially important and a important factor in determining its market value. A property investment may be held for several years and the attractiveness of a given location will probably change over the holding period, for the better or uglier. For example , part of a city may be undergoing regeneration, in that case the perception of the location is likely to improve. In contrast, a main new shopping center development may reduce the appeal of existing quiet, residential properties. Physical Characteristics - The type and software program of the building will affect its value, i. ourite. an office or a shop. By utility is meant the actual an occupier gets from utilizing space within the making. The risk factor is depreciation. All buildings suffer deterioration but advances in building technology or the requirements in tenants may also render buildings less attractive over time. For example , the need for large magnitude of under-floor cabling during modern city offices has changed the specifications belonging to the required buildings' space. Also, a building which is developed as an office block may not be usable as a Cineplex, nonetheless Cineplex may serve better returns than office space. Renter Credit Risk - The value of a building is a feature of the rental income that you can expect to receive from purchasing it. If the tenant defaults then the owner loses typically the rental income. However , it is not just the risk of downright default that matters. If the credit quality of the tenant were to deteriorate materially during the period of ownership then the selling value will likely be worse than it otherwise would have long been. Lease Length - The length of the leases is also a key consideration. If a building is let to a good quality renter for a long period then the rental income is assured even if current market conditions for property are volatile. This is one of the enticing features of property investment. Because the length of lease is a substantial feature, it is important at the time of purchase to consider the length of lease around the point in time when the property is likely to be re-occupied. Many leases feature break options, and it is a standard market practice to suppose that the lease will terminate at the break point. Liquidity - All property investment is relatively illiquid to the majority bonds and equities. Property is slow to work in normal market conditions and hence illiquid. In very poor market conditions it will take even longer to find a buyer. There is also a high cost of error in property investments. Therefore, while a wrong stock investment can be sold immediately, undoing a wrong real estate investment may be tedious and distress process. Place a burden on Implications - Apart from income tax which is to be paid regarding rental income and capital gains, there are two further levies which have to be paid by the investor i. elizabeth. property tax and stamp duty. The stamp challange and property tax differ from state to state and can result the investment returns ones expected from a property. Big Cost Of Investment - Real Estate values are big compared to other forms of investment. This nature of investment puts it out of reach of the common masses. However, stocks and bonds can now be bought in volumes as small as-one share, thus enabling diversification from the portfolio despite lower outlays. Borrowing for investment throughout real estate increases the risks further. Risk Of Single Place - Purchasing a single - property exposes the real estate investor to specific risks associated with the property and does not deliver any benefits of diversification. Thus, if the property prices come, the investor is exposed to a high degree of risk. Irritation Sales - Illiquidity of the real estate market also brings in danger of lower returns or losses in the event of an emergency need to divest. Distress sales are common in the real estate market and also lead to returns that are much lower than the fair value of your property. Legal Issues - While stock exchanges guarantee, to some extent, the legitimacy of a trade in equities or provides and thus protect against bad delivery or fake and forged shares, no similar safety net is available in the property market. It is difficult to check the title of a property and involves time, money and expertise. Overall keeping an eye on market fads can reduce most of these risks. For instance, investing in properties from where the rentals are at market rates, also, investing in assets that is included in high-credit tenants and looking for lease lock-ins to reuse tenancy risk are simple guidelines to follow. Future View on life The real estate market is witnessing a heightened activity as a result of year 2000 both in terms of magnitude of space staying developed as well as rational increase in price. Easy availability of housing loans at much lesser rates has persuaded people who are small investors to buy their own house, which may most certainly be their second home too. High net worthwhile individuals have also demonstrated greater zeal in investing in readily available real estate with an intention of reaping capital appreciation plus simultaneously securing regular returns. In the wake of powerful economic growth, real estate market should continue to gain momentum ultimately causing falling vacancies in CBD areas and more development through suburbs; it is unlikely that commercial property prices will probably rise or fall significantly, beyond rational reasoning. Because stamp duty on leave and license agreements has long been further reduced, it should further attract to deal this way encouraging the investors and the occupiers. With current spending budget focusing on infrastructure, it will attract quality tenants and grow market growth. Heighten retail activity will give upward force for space requirement. Further, the proposed introduction regarding REMF (Real Estate Mutual Funds) and REIT (Real Estate Investment Trust) will boost these real estate ventures from the small investors' point of view. These foreign investments would certainly then mean higher standards of quality infrastructure so because of this would change the entire market scenario in terms of competition as well as professionalism of market players. Looking forward, it is possible that through evident steps of the possible opening up of the REMF market place and the participation of financial institutions into property investment enterprise, it will pave the way for more organized investment on real estate in India, which would be an apt path for retail investors to get an alternative to invest in property portfolios in the slightest levels. Overall, real estate is expected to offer a good investment decision alternative to stocks and bonds over the coming years.

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Trading Sportsbooks for Brokerages, Bored Bettors Wager on Stocks

When Russian table tennis or Korean baseball won’t scratch the itch, some are trying their hand at trading equities. It’s enough to move the market, analysts say.

When the pandemic shuttered sports, Steven Young switched from online sports betting to online stock trading. He’s invested about $2,500.Credit…Michelle Gustafson for The New York Times

June 14, 2020, 12: 06 p.m. ET

When he wasn’t coaching sports, he was playing them or watching them. And if he was watching — well, a little skin in the game always made it more interesting for Steven Young, a teacher outside Philadelphia. Just small-dollar bets, mixed in with shuffling the rosters of his fantasy teams.

But when the coronavirus pandemic hit, all the games he cared about sputtered to a stop. So he turned to one of the last places in town for reliable action: the stock market.

Mr. Young withdrew all the money from his sportsbook accounts and deposited it into Robinhood, the free stock-trading platform. When his federal stimulus check arrived, he put money from that in, too.

Forced into online lessons when his school district shut its doors, the health and physical education teacher had everything he needed to get into the market. “Having the time and the flexibility and the opportunity — it being as low as it was — I just kind of felt it was a good time,” he said.

Mr. Young, 30, has only about $2,500 invested, making him a guppy among whales. But some Wall Street analysts see people who used to bet on sports as playing a big role in the market’s recent surge, which has largely erased its losses for the year.

“There’s zero doubt in my mind that it is a factor,” said Julian Emanuel, chief equity and derivatives strategist at the brokerage firm BTIG. “Zero doubt.”

Millions of small-time investors have opened trading accounts in recent months, a flood of new buyers unlike anything the market had seen in years, just as lockdown orders halted entire sectors of the economy and sent unemployment soaring.

It’s not clear how many of the new arrivals are sports bettors, but some are behaving like aggressive gamblers. There has been a jump in small bets in the stock options market, where wagers on the direction of share prices can produce thrilling scores and gut-wrenching losses. And transactions that make little economic sense, like buying up the nearly valueless shares of bankrupt companies, are off the charts.

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Mr. Young, a teacher outside Philadelphia, wearing socks with the Eagles logo.Credit…Michelle Gustafson for The New York Times

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The Eagles fan emptied his sportsbook accounts and deposited the money into Robinhood.Credit…Michelle Gustafson for The New York Times

Even with modest investments, these newcomers can move stock prices, which are typically set by just a sliver of shareholders. On most days, the overwhelming majority of stock investors do nothing, while the buyers and sellers establish the prices. So even a small influx of hyperactive speculators can have a significant effect.

“Investors are increasingly asking us about the participation of individual investors in the shares and options market,” analysts from Goldman Sachs wrote in a note published late last month. “Our data suggests that individual investors are indeed a significant proportion of daily volume.”

Jim Bianco, president of Bianco Research, a financial market research firm, said gamblers were a small but important segment of those new arrivals, along with video game aficionados.

“Is it as big as what would we refer to as the institutional community?” Mr. Bianco asked, referring to mutual funds, exchange-traded funds and professional investors. “Probably not.”

But, he added, “it is big enough to matter.”

Stymied sports bettors are sitting on a substantial amount of money. Gamblers legally wagered more than $13 billion on sports last year, according to Eilers & Krejcik Gaming, a research and consulting firm, and estimates suggest illegal wagering is 10 times that figure. But betting has collapsed since the outbreak shut down the major sports leagues. Sports betting revenues in March dropped some 60 percent from February, the firm said. They may have fallen as much as 80 percent more in April.

“Basically, I needed something to try to gamble on or to try to make some money on,” said Sean Moore, a 23-year-old aircraft electrician living in Suisun City, Calif. With an initial investment of about $1,000, he has experienced all the highs and lows of playing the market in just a few weeks.

Mr. Moore’s bets on airlines and casino companies surged roughly 60 percent in about a week. “I was telling everybody: ‘You got to do stocks. Sign up — it’s easy money right now,” he said.

But then a bet he made on the casino company MGM — premised on the reopening of Las Vegas after coronavirus restrictions were lifted — went south.

“It did not go positive like I thought it would,” he said. “I thought that was going to be huge with them reopening.”

Mr. Moore got into stock trading after watching Dave Portnoy, the president of the raunchy, irreverently juvenile — and wildly popular — sports and gambling website Barstool Sports.

When the coronavirus shuttered Barstool’s Manhattan offices, Mr. Portnoy — who had almost no stock trading experience — reinvented himself as “Davey Day Trader.” With an initial outlay of $3 million, he started buying and selling from his apartment and streaming the results to his loyal readers.

“I have a pretty good feel for when something is entertaining content for them,” said Mr. Portnoy, whose streaming sessions mix confident pronouncements with colorful profanity.

It didn’t start out so well: Mr. Portnoy lost more than $1.5 million on repeated bets that the market would fall. He put in more than $2 million more and turned into a raging stock market bull, clawing his way back to positive territory.

The short-term swings make betting on stocks no different from betting on a game: “Same rush,” he said.

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In this in-camera double exposure, a scene at the New York Stock Exchange can be seen around opening bell time around the start of the global coronavirus pandemic.Credit…Mark Abramson for The New York Times

While Mr. Portnoy has been a considerable influence on Mr. Moore, Seth Serrano was tipped off by someone close to him: his brother. Stocks have replaced sports as their main topic of conversation. They keep one eye on market movements, and fire text messages back and forth.

“It’s funny — we talk about it like we talk about the betting,” said Mr. Serrano, 39, who lives in Edison, N.J.

Updated June 12, 2020

What’s the risk of catching coronavirus from a surface?

Touching contaminated objects and then infecting ourselves with the germs is not typically how the virus spreads. But it can happen. A number of studies of flu, rhinovirus, coronavirus and other microbes have shown that respiratory illnesses, including the new coronavirus, can spread by touching contaminated surfaces, particularly in places like day care centers, offices and hospitals. But a long chain of events has to happen for the disease to spread that way. The best way to protect yourself from coronavirus — whether it’s surface transmission or close human contact — is still social distancing, washing your hands, not touching your face and wearing masks.

Does asymptomatic transmission of Covid-19 happen?

So far, the evidence seems to show it does. A widely cited paper published in April suggests that people are most infectious about two days before the onset of coronavirus symptoms and estimated that 44 percent of new infections were a result of transmission from people who were not yet showing symptoms. Recently, a top expert at the World Health Organization stated that transmission of the coronavirus by people who did not have symptoms was “very rare,” but she later walked back that statement.

How does blood type influence coronavirus?

A study by European scientists is the first to document a strong statistical link between genetic variations and Covid-19, the illness caused by the coronavirus. Having Type A blood was linked to a 50 percent increase in the likelihood that a patient would need to get oxygen or to go on a ventilator, according to the new study.

How many people have lost their jobs due to coronavirus in the U.S.?

The unemployment rate fell to 13.3 percent in May, the Labor Department said on June 5, an unexpected improvement in the nation’s job market as hiring rebounded faster than economists expected. Economists had forecast the unemployment rate to increase to as much as 20 percent, after it hit 14.7 percent in April, which was the highest since the government began keeping official statistics after World War II. But the unemployment rate dipped instead, with employers adding 2.5 million jobs, after more than 20 million jobs were lost in April.

Will protests set off a second viral wave of coronavirus?

Mass protests against police brutality that have brought thousands of people onto the streets in cities across America are raising the specter of new coronavirus outbreaks, prompting political leaders, physicians and public health experts to warn that the crowds could cause a surge in cases. While many political leaders affirmed the right of protesters to express themselves, they urged the demonstrators to wear face masks and maintain social distancing, both to protect themselves and to prevent further community spread of the virus. Some infectious disease experts were reassured by the fact that the protests were held outdoors, saying the open air settings could mitigate the risk of transmission.

How do we start exercising again without hurting ourselves after months of lockdown?

Exercise researchers and physicians have some blunt advice for those of us aiming to return to regular exercise now: Start slowly and then rev up your workouts, also slowly. American adults tended to be about 12 percent less active after the stay-at-home mandates began in March than they were in January. But there are steps you can take to ease your way back into regular exercise safely. First, “start at no more than 50 percent of the exercise you were doing before Covid,” says Dr. Monica Rho, the chief of musculoskeletal medicine at the Shirley Ryan AbilityLab in Chicago. Thread in some preparatory squats, too, she advises. “When you haven’t been exercising, you lose muscle mass.” Expect some muscle twinges after these preliminary, post-lockdown sessions, especially a day or two later. But sudden or increasing pain during exercise is a clarion call to stop and return home.

My state is reopening. Is it safe to go out?

States are reopening bit by bit. This means that more public spaces are available for use and more and more businesses are being allowed to open again. The federal government is largely leaving the decision up to states, and some state leaders are leaving the decision up to local authorities. Even if you aren’t being told to stay at home, it’s still a good idea to limit trips outside and your interaction with other people.

What are the symptoms of coronavirus?

Common symptoms include fever, a dry cough, fatigue and difficulty breathing or shortness of breath. Some of these symptoms overlap with those of the flu, making detection difficult, but runny noses and stuffy sinuses are less common. The C.D.C. has also added chills, muscle pain, sore throat, headache and a new loss of the sense of taste or smell as symptoms to look out for. Most people fall ill five to seven days after exposure, but symptoms may appear in as few as two days or as many as 14 days.

How can I protect myself while flying?

If air travel is unavoidable, there are some steps you can take to protect yourself. Most important: Wash your hands often, and stop touching your face. If possible, choose a window seat. A study from Emory University found that during flu season, the safest place to sit on a plane is by a window, as people sitting in window seats had less contact with potentially sick people. Disinfect hard surfaces. When you get to your seat and your hands are clean, use disinfecting wipes to clean the hard surfaces at your seat like the head and arm rest, the seatbelt buckle, the remote, screen, seat back pocket and the tray table. If the seat is hard and nonporous or leather or pleather, you can wipe that down, too. (Using wipes on upholstered seats could lead to a wet seat and spreading of germs rather than killing them.)

How do I take my temperature?

Taking one’s temperature to look for signs of fever is not as easy as it sounds, as “normal” temperature numbers can vary, but generally, keep an eye out for a temperature of 100.5 degrees Fahrenheit or higher. If you don’t have a thermometer (they can be pricey these days), there are other ways to figure out if you have a fever, or are at risk of Covid-19 complications.

Should I wear a mask?

The C.D.C. has recommended that all Americans wear cloth masks if they go out in public. This is a shift in federal guidance reflecting new concerns that the coronavirus is being spread by infected people who have no symptoms. Until now, the C.D.C., like the W.H.O., has advised that ordinary people don’t need to wear masks unless they are sick and coughing. Part of the reason was to preserve medical-grade masks for health care workers who desperately need them at a time when they are in continuously short supply. Masks don’t replace hand washing and social distancing.

What should I do if I feel sick?

If you’ve been exposed to the coronavirus or think you have, and have a fever or symptoms like a cough or difficulty breathing, call a doctor. They should give you advice on whether you should be tested, how to get tested, and how to seek medical treatment without potentially infecting or exposing others.

How do I get tested?

If you’re sick and you think you’ve been exposed to the new coronavirus, the C.D.C. recommends that you call your healthcare provider and explain your symptoms and fears. They will decide if you need to be tested. Keep in mind that there’s a chance — because of a lack of testing kits or because you’re asymptomatic, for instance — you won’t be able to get tested.

A modest bettor — only a dollar or two on a game — he keeps a portfolio worth only about $200. He freely admits he started out with little idea of what he was doing, but he naturally gravitated to a classic stock-market strategy: Purchase stocks that have fallen and hope to sell them on the rebound — “buying the dip” in trader parlance.

“I don’t know what half this stuff is,” Mr. Serrano said as he scrolled through his portfolio, reviewing holdings that included Ford Motor, some pharmaceutical shares and a somewhat obscure E.T.F. that tracks the price of the fertilizer potash.

He also has a stake in a business he knows well: DraftKings, the gambling service he formerly used. The company went public in April, and Mr. Serrano figured its shares would spike once games restarted. He didn’t have to wait that long: DraftKings is up some 245 percent this year, even without games to wager on.

“Basically I’m, like, gambling on my gambling,” Mr. Serrano said.

The last time Americans showed any serious appetite for stock-market speculation was the tech-stock frenzy of the late 1990s. Since then, investors have embraced safer options, like set-it-and-forget-it index funds based on the premise that trying to beat the market is a waste of time.

That started to change in earnest last year when a brokerage price war kicked into high gear. Robinhood, fueled by hundreds of millions of dollars in venture capital, had long been offering commission-free online trades. Its established competitors were forced to lower their prices until finally, in October, the giant brokerages — Charles Schwab, TD Ameritrade, E-Trade, Fidelity and Vanguard — started eliminating fees, too.

When share prices plummeted in the pandemic, would-be investors rushed in.

TD Ameritrade reported a record 608,000 new funded accounts during the first quarter, more than triple last year’s pace. Schwab set a record, too, with 609,000 — including 280,000 in March alone. E-Trade had 363,000 new accounts, more than double the same period last year and another record. And in early May, Robinhood said it had added more than three million accounts this year.

There has been a surge in small investors using option trades to make pure win-or-lose bets on where stock prices will be at a specific time, said Matt Maley, chief market strategist at Miller Tabak, an asset management firm.

“That’s another sign that it’s these gamblers,” he said.

Jonny Tran, a lawyer in Fort Collins, Colo., has embraced options and scored some wins, including a $400 put option — a bet that a share price will fall — that ballooned into $7,000 after shares of the chip-maker Broadcom plunged.

“It was just a hunch,” said Mr. Tran, 31, who had tried to scratch his gambling itch with games overseas, putting money on South Korean baseball and Russian table tennis.

During Thursday’s brutal sell-off, which sent the S&P 500 down 5.9 percent, Mr. Tran made out just fine, thanks to put options on Snapchat and the overall index.

“I made like 600 bucks yesterday, which is kind of cool,” he said Friday. But the sharp pullback got his attention, and he thinks he might cool it with the bets for a while.

As of Friday he was out of the market. “I’m going to sit this out for a little bit,” Mr. Tran said.

The bettors stress that they play the market as entertainment. Many have 401(k) plans filled with the plain-vanilla index funds that are the bedrock of retirement planning, and they put down only what they’re willing to lose.

“They’re not expecting to retire off of trading stocks,” said Josh Brown, chief executive of Ritholtz Wealth Management, who has been following the growth of retail activity this year. “They’re having fun and they’re learning the market, and I think it’s great.”

Mr. Young started out buying index funds, but he has grown more adventurous as he has picked up more knowledge. He’s subscribing to investing channels on YouTube, and finds himself reading financial news in Barron’s and The Wall Street Journal.

“It’ll be interesting,” he said, “when sports come back, how invested I am in sports.”

%

from Job Search Tips https://jobsearchtips.net/trading-sportsbooks-for-brokerages-bored-bettors-wager-on-stocks/

[blue-worlld]

Helpful tips to Investments in Indian Real Estate

Ola has historically been an avenue for considerable investment per se along with investment opportunity for High Net-worth Individuals, Financial institutions as well as those people looking at viable alternatives for investing money among stock option, bullion, property and other avenues. Money invested in property now for the income and capital growth provides stable and expected income returns, similar to that of bonds offering equally a regular return on investment, if property is rented as well as chance of capital appreciation. Like all other investment options, real estate investment in addition has certain risks attached to it, which is quite different from other sorts of investments. The available investment opportunities can broadly possibly be categorized into residential, commercial office space and retail groups. Investment scenario in real estate Any investor before taking into consideration real estate investments should consider the risk involved in it. This funding option demands a high entry price, suffers from lack of liquidity and an uncertain gestation period. To being illiquid, one cannot sell some units of his real estate (as one could have done by selling some units connected with equities, debts or even mutual funds) in case of urgent demand of funds. The maturity period of property investment is without a doubt uncertain. Investor also has to check the clear property heading, especially for the investments in India. The industry experts through this regard claim that property investment should be done by individuals who have deeper pockets and longer-term view of their purchases. From a long-term financial returns perspective, it is advisable to invest in higher-grade commercial properties. The returns from property market will be comparable to that of certain equities and index dollars in longer term. Any investor looking for balancing his account can now look at the real estate sector as a secure means of expenditure of money with a certain degree of volatility and risk. A right renter, location, segmental categories of the Indian property market and even individual risk preferences will hence forth prove to be primary indicators in achieving the target yields from investments. Typically the proposed introduction of REMF (Real Estate Mutual Funds) and REIT (Real Estate Investment Trust) will strengthen these real estate investments from the small investors' point of view. That should also allow small investors to enter the real residence market with contribution as less as INR 10, 000. There is also a demand and need from different markets players of the property segment to gradually relax sure norms for FDI in this sector. These foreign investment funds would then mean higher standards of quality national infrastructure and hence would change the entire market scenario in terms of contest and professionalism of market players. Overall, real estate will be expected to offer a good investment alternative to stocks and bonds over the coming years. This attractiveness of real estate investment will be further enhanced on account of favourable inflation and low interest quote regime. Looking forward, it is possible that with the progress towards the achievable opening up of the real estate mutual funds industry and the participation of financial institutions into property investment business, it will pave the way for more organized investment real estate in Asia, which would be an apt way for investors to get a substitute to invest in property portfolios at marginal level. Investor's Introduction The two most active investor segments are High Netting Worth Individuals (HNIs) and Financial Institutions. While the institutions as a rule show a preference to commercial investment, the substantial net worth individuals show interest in investing in residential plus commercial properties. Apart from these, is the third category of nonresident Indians (NRIs). There is a clear bias towards investing in personal properties than commercial properties by the NRIs, the fact could possibly be reasoned as emotional attachment and future security sought-after by the NRIs. As the necessary formalities and documentation just for purchasing immovable properties other than agricultural and plantation real estate are quite simple and the rental income is freely repatriable outside India, NRIs have increased their role because investors in real estate Foreign direct investments (FDIs) with real estate form a small portion of the total investments as you will discover restrictions such as a minimum lock in period of three years, a minimum specifications of property to be developed and conditional exit. Suitable for your outfit conditions, the foreign investor will have to deal with a number of administration departments and interpret many complex laws/bylaws. The concept of Investment Trust (REIT) is on the verge of introduction within India. But like most other novel financial instruments, you can get going to be problems for this new concept to be recognized. Real Estate Investment Trust (REIT) would be structured as a company devoted to owning and, in most cases, operating income-producing real estate, such as flats, shopping centres, offices and warehouses. A REIT is actually a company that buys, develops, manages and sells real estate property assets and allows participants to invest in a professionally supervised portfolio of properties. Some REITs also are engaged around financing real estate. REITs are pass-through entities or providers that are able to distribute the majority of income cash flows to purchasers, without taxation, at the corporate level. The main purpose of REITs is to pass the profits to the investors in as in one piece manner as possible. Hence initially, the REIT's business hobbies would generally be restricted to generation of property nightly rental income. The role of the investor is instrumental inside scenarios where the interest of the seller and the buyer really don't match. For example , if the seller is keen to sell the house and property and the identified occupier intends to lease the property, in between them, the deal will never be fructified; however , an individual can have competitive yields by buying the property and leasing it out to the occupier. Rationale for real estate investment themes The activity of real estate includes a wide range of activities which includes development and construction of townships, housing and business oriented properties, maintenance of existing properties etc . The structure sector is one the highest employment sector of the market and directly or indirectly affects the fortunes for many other sectors. It provides employment to a large work force as well as a substantial proportion of unskilled labor. However for many purposes this sector does not have smooth access to institutional finance. It is perceived as one of the reasons for the sector not performing for you to its potential. By channeling small savings into building, investments would greatly increase access to organized institutional lending. Improved activity in the property sector also improves the particular revenue flows to the State exchequer through-increased sales-tax, octroi and other collections. Real estate is an important asset class, which is certainly under conventional circumstances not a viable route for buyers in India at present, except by means of direct ownership for properties. For many investors the time is ripe for presenting product to enable diversification by allocating some part of the investment portfolio to real estate investment products. This can be effectively completed through real estate funds. Property investment products provide opportunity for capital gains as well as regular periodic incomes. The capital advances may arise from properties developed for sale to precise users or direct investors and the income stream happens out of rentals, income from deposits and service rates for property maintenance. Advantages of investment in real estate The following are the advantages for investing in Real Estate Investment Schemes • As an possession class, property is distinct from the other investment paths available to a small as well as large investor. Investment in place has its own methodology, advantages, and risk factors which have been unlike those for conventional investments. A completely different list of factors, including capital formation, economic performance and supply things to consider, influence the realty market, leading to a low correlation for price behaviour vis-à-vis other asset classes. • Over time, over a longer term, real estate provides returns that are comparable utilizing returns on equities. However , the volatility in rates of realty is lower than equities leading to a better danger management to return trade-off for the investment. • Real estate rewards also show a high correlation with inflation. Therefore , properties investments made over long periods of time provide an inflation hedge not to mention yield real returns Risks of investment in realty The risks involved in investing in real estate are primarily about future rental depreciation or general property market chances, liquidity, tenancy risk and property depreciation. The fundamental things affecting the value of a specific property are: Location - The location of a building is crucially important and a important factor in determining its market value. A property investment may be held for several years and the attractiveness of a given location will probably change over the holding period, for the better or uglier. For example , part of a city may be undergoing regeneration, in that case the perception of the location is likely to improve. In contrast, a main new shopping center development may reduce the appeal of existing quiet, residential properties. Physical Characteristics - The type and software program of the building will affect its value, i. ourite. an office or a shop. By utility is meant the actual an occupier gets from utilizing space within the making. The risk factor is depreciation. All buildings suffer deterioration but advances in building technology or the requirements in tenants may also render buildings less attractive over time. For example , the need for large magnitude of under-floor cabling during modern city offices has changed the specifications belonging to the required buildings' space. Also, a building which is developed as an office block may not be usable as a Cineplex, nonetheless Cineplex may serve better returns than office space. Renter Credit Risk - The value of a building is a feature of the rental income that you can expect to receive from purchasing it. If the tenant defaults then the owner loses typically the rental income. However , it is not just the risk of downright default that matters. If the credit quality of the tenant were to deteriorate materially during the period of ownership then the selling value will likely be worse than it otherwise would have long been. Lease Length - The length of the leases is also a key consideration. If a building is let to a good quality renter for a long period then the rental income is assured even if current market conditions for property are volatile. This is one of the enticing features of property investment. Because the length of lease is a substantial feature, it is important at the time of purchase to consider the length of lease around the point in time when the property is likely to be re-occupied. Many leases feature break options, and it is a standard market practice to suppose that the lease will terminate at the break point. Liquidity - All property investment is relatively illiquid to the majority bonds and equities. Property is slow to work in normal market conditions and hence illiquid. In very poor market conditions it will take even longer to find a buyer. There is also a high cost of error in property investments. Therefore, while a wrong stock investment can be sold immediately, undoing a wrong real estate investment may be tedious and distress process. Place a burden on Implications - Apart from income tax which is to be paid regarding rental income and capital gains, there are two further levies which have to be paid by the investor i. elizabeth. property tax and stamp duty. The stamp challange and property tax differ from state to state and can result the investment returns ones expected from a property. Big Cost Of Investment - Real Estate values are big compared to other forms of investment. This nature of investment puts it out of reach of the common masses. However, stocks and bonds can now be bought in volumes as small as-one share, thus enabling diversification from the portfolio despite lower outlays. Borrowing for investment throughout real estate increases the risks further. Risk Of Single Place - Purchasing a single - property exposes the real estate investor to specific risks associated with the property and does not deliver any benefits of diversification. Thus, if the property prices come, the investor is exposed to a high degree of risk. Irritation Sales - Illiquidity of the real estate market also brings in danger of lower returns or losses in the event of an emergency need to divest. Distress sales are common in the real estate market and also lead to returns that are much lower than the fair value of your property. Legal Issues - While stock exchanges guarantee, to some extent, the legitimacy of a trade in equities or provides and thus protect against bad delivery or fake and forged shares, no similar safety net is available in the property market. It is difficult to check the title of a property and involves time, money and expertise. Overall keeping an eye on market fads can reduce most of these risks. For instance, investing in properties from where the rentals are at market rates, also, investing in assets that is included in high-credit tenants and looking for lease lock-ins to reuse tenancy risk are simple guidelines to follow. Future View on life The real estate market is witnessing a heightened activity as a result of year 2000 both in terms of magnitude of space staying developed as well as rational increase in price. Easy availability of housing loans at much lesser rates has persuaded people who are small investors to buy their own house, which may most certainly be their second home too. High net worthwhile individuals have also demonstrated greater zeal in investing in readily available real estate with an intention of reaping capital appreciation plus simultaneously securing regular returns. In the wake of powerful economic growth, real estate market should continue to gain momentum ultimately causing falling vacancies in CBD areas and more development through suburbs; it is unlikely that commercial property prices will probably rise or fall significantly, beyond rational reasoning. Because stamp duty on leave and license agreements has long been further reduced, it should further attract to deal this way encouraging the investors and the occupiers. With current spending budget focusing on infrastructure, it will attract quality tenants and grow market growth. Heighten retail activity will give upward force for space requirement. Further, the proposed introduction regarding REMF (Real Estate Mutual Funds) and REIT (Real Estate Investment Trust) will boost these real estate ventures from the small investors' point of view. These foreign investments would certainly then mean higher standards of quality infrastructure so because of this would change the entire market scenario in terms of competition as well as professionalism of market players. Looking forward, it is possible that through evident steps of the possible opening up of the REMF market place and the participation of financial institutions into property investment enterprise, it will pave the way for more organized investment on real estate in India, which would be an apt path for retail investors to get an alternative to invest in property portfolios in the slightest levels. Overall, real estate is expected to offer a good investment decision alternative to stocks and bonds over the coming years.

[coldbrewcat]

Helpful tips to Investments in Indian Real Estate

Ola has historically been an avenue for considerable investment per se along with investment opportunity for High Net-worth Individuals, Financial institutions as well as those people looking at viable alternatives for investing money among stock option, bullion, property and other avenues. Money invested in property now for the income and capital growth provides stable and expected income returns, similar to that of bonds offering equally a regular return on investment, if property is rented as well as chance of capital appreciation. Like all other investment options, real estate investment in addition has certain risks attached to it, which is quite different from other sorts of investments. The available investment opportunities can broadly possibly be categorized into residential, commercial office space and retail groups. Investment scenario in real estate Any investor before taking into consideration real estate investments should consider the risk involved in it. This funding option demands a high entry price, suffers from lack of liquidity and an uncertain gestation period. To being illiquid, one cannot sell some units of his real estate (as one could have done by selling some units connected with equities, debts or even mutual funds) in case of urgent demand of funds. The maturity period of property investment is without a doubt uncertain. Investor also has to check the clear property heading, especially for the investments in India. The industry experts through this regard claim that property investment should be done by individuals who have deeper pockets and longer-term view of their purchases. From a long-term financial returns perspective, it is advisable to invest in higher-grade commercial properties. The returns from property market will be comparable to that of certain equities and index dollars in longer term. Any investor looking for balancing his account can now look at the real estate sector as a secure means of expenditure of money with a certain degree of volatility and risk. A right renter, location, segmental categories of the Indian property market and even individual risk preferences will hence forth prove to be primary indicators in achieving the target yields from investments. Typically the proposed introduction of REMF (Real Estate Mutual Funds) and REIT (Real Estate Investment Trust) will strengthen these real estate investments from the small investors' point of view. That should also allow small investors to enter the real residence market with contribution as less as INR 10, 000. There is also a demand and need from different markets players of the property segment to gradually relax sure norms for FDI in this sector. These foreign investment funds would then mean higher standards of quality national infrastructure and hence would change the entire market scenario in terms of contest and professionalism of market players. Overall, real estate will be expected to offer a good investment alternative to stocks and bonds over the coming years. This attractiveness of real estate investment will be further enhanced on account of favourable inflation and low interest quote regime. Looking forward, it is possible that with the progress towards the achievable opening up of the real estate mutual funds industry and the participation of financial institutions into property investment business, it will pave the way for more organized investment real estate in Asia, which would be an apt way for investors to get a substitute to invest in property portfolios at marginal level. Investor's Introduction The two most active investor segments are High Netting Worth Individuals (HNIs) and Financial Institutions. While the institutions as a rule show a preference to commercial investment, the substantial net worth individuals show interest in investing in residential plus commercial properties. Apart from these, is the third category of nonresident Indians (NRIs). There is a clear bias towards investing in personal properties than commercial properties by the NRIs, the fact could possibly be reasoned as emotional attachment and future security sought-after by the NRIs. As the necessary formalities and documentation just for purchasing immovable properties other than agricultural and plantation real estate are quite simple and the rental income is freely repatriable outside India, NRIs have increased their role because investors in real estate Foreign direct investments (FDIs) with real estate form a small portion of the total investments as you will discover restrictions such as a minimum lock in period of three years, a minimum specifications of property to be developed and conditional exit. Suitable for your outfit conditions, the foreign investor will have to deal with a number of administration departments and interpret many complex laws/bylaws. The concept of Investment Trust (REIT) is on the verge of introduction within India. But like most other novel financial instruments, you can get going to be problems for this new concept to be recognized. Real Estate Investment Trust (REIT) would be structured as a company devoted to owning and, in most cases, operating income-producing real estate, such as flats, shopping centres, offices and warehouses. A REIT is actually a company that buys, develops, manages and sells real estate property assets and allows participants to invest in a professionally supervised portfolio of properties. Some REITs also are engaged around financing real estate. REITs are pass-through entities or providers that are able to distribute the majority of income cash flows to purchasers, without taxation, at the corporate level. The main purpose of REITs is to pass the profits to the investors in as in one piece manner as possible. Hence initially, the REIT's business hobbies would generally be restricted to generation of property nightly rental income. The role of the investor is instrumental inside scenarios where the interest of the seller and the buyer really don't match. For example , if the seller is keen to sell the house and property and the identified occupier intends to lease the property, in between them, the deal will never be fructified; however , an individual can have competitive yields by buying the property and leasing it out to the occupier. Rationale for real estate investment themes The activity of real estate includes a wide range of activities which includes development and construction of townships, housing and business oriented properties, maintenance of existing properties etc . The structure sector is one the highest employment sector of the market and directly or indirectly affects the fortunes for many other sectors. It provides employment to a large work force as well as a substantial proportion of unskilled labor. However for many purposes this sector does not have smooth access to institutional finance. It is perceived as one of the reasons for the sector not performing for you to its potential. By channeling small savings into building, investments would greatly increase access to organized institutional lending. Improved activity in the property sector also improves the particular revenue flows to the State exchequer through-increased sales-tax, octroi and other collections. Real estate is an important asset class, which is certainly under conventional circumstances not a viable route for buyers in India at present, except by means of direct ownership for properties. For many investors the time is ripe for presenting product to enable diversification by allocating some part of the investment portfolio to real estate investment products. This can be effectively completed through real estate funds. Property investment products provide opportunity for capital gains as well as regular periodic incomes. The capital advances may arise from properties developed for sale to precise users or direct investors and the income stream happens out of rentals, income from deposits and service rates for property maintenance. Advantages of investment in real estate The following are the advantages for investing in Real Estate Investment Schemes • As an possession class, property is distinct from the other investment paths available to a small as well as large investor. Investment in place has its own methodology, advantages, and risk factors which have been unlike those for conventional investments. A completely different list of factors, including capital formation, economic performance and supply things to consider, influence the realty market, leading to a low correlation for price behaviour vis-à-vis other asset classes. • Over time, over a longer term, real estate provides returns that are comparable utilizing returns on equities. However , the volatility in rates of realty is lower than equities leading to a better danger management to return trade-off for the investment. • Real estate rewards also show a high correlation with inflation. Therefore , properties investments made over long periods of time provide an inflation hedge not to mention yield real returns Risks of investment in realty The risks involved in investing in real estate are primarily about future rental depreciation or general property market chances, liquidity, tenancy risk and property depreciation. The fundamental things affecting the value of a specific property are: Location - The location of a building is crucially important and a important factor in determining its market value. A property investment may be held for several years and the attractiveness of a given location will probably change over the holding period, for the better or uglier. For example , part of a city may be undergoing regeneration, in that case the perception of the location is likely to improve. In contrast, a main new shopping center development may reduce the appeal of existing quiet, residential properties. Physical Characteristics - The type and software program of the building will affect its value, i. ourite. an office or a shop. By utility is meant the actual an occupier gets from utilizing space within the making. The risk factor is depreciation. All buildings suffer deterioration but advances in building technology or the requirements in tenants may also render buildings less attractive over time. For example , the need for large magnitude of under-floor cabling during modern city offices has changed the specifications belonging to the required buildings' space. Also, a building which is developed as an office block may not be usable as a Cineplex, nonetheless Cineplex may serve better returns than office space. Renter Credit Risk - The value of a building is a feature of the rental income that you can expect to receive from purchasing it. If the tenant defaults then the owner loses typically the rental income. However , it is not just the risk of downright default that matters. If the credit quality of the tenant were to deteriorate materially during the period of ownership then the selling value will likely be worse than it otherwise would have long been. Lease Length - The length of the leases is also a key consideration. If a building is let to a good quality renter for a long period then the rental income is assured even if current market conditions for property are volatile. This is one of the enticing features of property investment. Because the length of lease is a substantial feature, it is important at the time of purchase to consider the length of lease around the point in time when the property is likely to be re-occupied. Many leases feature break options, and it is a standard market practice to suppose that the lease will terminate at the break point. Liquidity - All property investment is relatively illiquid to the majority bonds and equities. Property is slow to work in normal market conditions and hence illiquid. In very poor market conditions it will take even longer to find a buyer. There is also a high cost of error in property investments. Therefore, while a wrong stock investment can be sold immediately, undoing a wrong real estate investment may be tedious and distress process. Place a burden on Implications - Apart from income tax which is to be paid regarding rental income and capital gains, there are two further levies which have to be paid by the investor i. elizabeth. property tax and stamp duty. The stamp challange and property tax differ from state to state and can result the investment returns ones expected from a property. Big Cost Of Investment - Real Estate values are big compared to other forms of investment. This nature of investment puts it out of reach of the common masses. However, stocks and bonds can now be bought in volumes as small as-one share, thus enabling diversification from the portfolio despite lower outlays. Borrowing for investment throughout real estate increases the risks further. Risk Of Single Place - Purchasing a single - property exposes the real estate investor to specific risks associated with the property and does not deliver any benefits of diversification. Thus, if the property prices come, the investor is exposed to a high degree of risk. Irritation Sales - Illiquidity of the real estate market also brings in danger of lower returns or losses in the event of an emergency need to divest. Distress sales are common in the real estate market and also lead to returns that are much lower than the fair value of your property. Legal Issues - While stock exchanges guarantee, to some extent, the legitimacy of a trade in equities or provides and thus protect against bad delivery or fake and forged shares, no similar safety net is available in the property market. It is difficult to check the title of a property and involves time, money and expertise. Overall keeping an eye on market fads can reduce most of these risks. For instance, investing in properties from where the rentals are at market rates, also, investing in assets that is included in high-credit tenants and looking for lease lock-ins to reuse tenancy risk are simple guidelines to follow. Future View on life The real estate market is witnessing a heightened activity as a result of year 2000 both in terms of magnitude of space staying developed as well as rational increase in price. Easy availability of housing loans at much lesser rates has persuaded people who are small investors to buy their own house, which may most certainly be their second home too. High net worthwhile individuals have also demonstrated greater zeal in investing in readily available real estate with an intention of reaping capital appreciation plus simultaneously securing regular returns. In the wake of powerful economic growth, real estate market should continue to gain momentum ultimately causing falling vacancies in CBD areas and more development through suburbs; it is unlikely that commercial property prices will probably rise or fall significantly, beyond rational reasoning. Because stamp duty on leave and license agreements has long been further reduced, it should further attract to deal this way encouraging the investors and the occupiers. With current spending budget focusing on infrastructure, it will attract quality tenants and grow market growth. Heighten retail activity will give upward force for space requirement. Further, the proposed introduction regarding REMF (Real Estate Mutual Funds) and REIT (Real Estate Investment Trust) will boost these real estate ventures from the small investors' point of view. These foreign investments would certainly then mean higher standards of quality infrastructure so because of this would change the entire market scenario in terms of competition as well as professionalism of market players. Looking forward, it is possible that through evident steps of the possible opening up of the REMF market place and the participation of financial institutions into property investment enterprise, it will pave the way for more organized investment on real estate in India, which would be an apt path for retail investors to get an alternative to invest in property portfolios in the slightest levels. Overall, real estate is expected to offer a good investment decision alternative to stocks and bonds over the coming years.

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Cisco’s $2.35 billion Duo acquisition front and center at earnings call

When Cisco bought Ann Arbor, Michigan security company, Duo for a whopping $2.35 billion earlier this month, it showed the growing value of security and security startups in the view of traditional tech companies like Cisco.

In yesterday’s earnings report, even before the ink had dried on the Duo acquisition contract, Cisco was reporting that its security business grew 12 percent year over year to $627 million. Given those numbers, the acquisition was top of mind in CEO Chuck Robbins’ comments to analysts.

“We recently announced our intent to acquire Duo Security to extend our intent-based networking portfolio into multi- cloud environments. Duo’s SaaS delivered solution will expand our cloud security capabilities to help enable any user on any device to securely connect to any application on any network,” he told analysts.

Indeed, security is going to continue to take center stage moving forward. “Security continues to be our customers number one concern and it is a top priority for us. Our strategy is to simplify and increase security efficacy through an architectural approach with products that work together and share analytics and actionable threat intelligence,” Robbins said.

That fits neatly with the Duo acquisition, whose guiding philosophy has been to simplify security. It is perhaps best known for its two-factor authentication tool. Often companies send a text with a code number to your phone after you change a password to prove it’s you, but even that method has proven vulnerable to attack.

What Duo does is send a message through its app to your phone asking if you are trying to sign on. You can approve if it’s you or deny if it’s not, and if you can’t get the message for some reason you can call instead to get approval. It can also verify the health of the app before granting access to a user. It’s a fairly painless and secure way to implement two-factor authentication, while making sure employees keep their software up-to-date.

Duo Approve/Deny tool in action on smartphone.

While Cisco’s security revenue accounted for a fraction of the company’s overall $12.8 billion for the quarter, the company clearly sees security as an area that could continue to grow.

Cisco hasn’t been shy about using its substantial cash holdings to expand in areas like security beyond pure networking hardware to provide a more diverse recurring revenue stream. The company currently has over $54 billion in cash on hand, according to Y Charts.

Cisco spent a fair amount money on Duo, which according to reports has $100 million in annual recurring revenue, a number that is expected to continue to grow substantially. It had raised over $121 million in venture investment since inception. In its last funding round in September 2017, the company raised $70 million on a valuation of $1.19 billion.

The acquisition price ended up more than doubling that valuation. That could be because it’s a security company with recurring revenue, and Cisco clearly wanted it badly as another piece in its security solutions portfolio, one it hopes can help keep pushing that security revenue needle ever higher.