#like theyre helping us pay a few hundred off our bills and will give us 120€ for groceries next month 😭 meanwhile the actual welfare | Explore Tumblr Posts and Blogs

themoneybuff-blog · 6 years ago

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Questions About Weddings, Roth IRAs, Shoes, Blankets, and More!

Whats inside? Here are the questions answered in todays reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Thoughts on caring for parents 2. Wedding question, part one 3. Wedding question, part two 4. Starbucks Visa 5. Books on home buying 6. Frugal running shoes 7. Roth IRA contribution question 8. Roth IRA or bigger e-fund? 9. Unwanted Christmas toys 10. Marketing crocheted baby blankets 11. Where do I get advice? 12. Further areas of philosophy Here in Iowa, it felt like winter did not begin until about January 12th or so, but when it did, it hit with a vengeance, with many inches of snow and a forecast for the coming week that has wind chills at our home approaching -50F. When the weather gets that cold, it interferes with all kinds of things. You simply avoid going outside if at all possible, which means that As I write this, Im bundled up in multiple layers of clothing with a cup of hot tea on my desk. I feel quite good after getting up quite early to shovel snow. I dont bother running the snowblower unless we have several inches, as shoveling our drive of a few inches of snow is good exercise. On with the questions. Q1: Thoughts on caring for parents My wife and I are in our forties. We have two adult children that are moved out and on their own. Her parents are both in their late seventies; my parents have been deceased since I was 20. Her parents are ailing. Theyre not in a situation where they need to be in a retirement home, but household tasks wear them out. They live about an hour away and we visit them two or three times a week to help out, as do my wifes siblings. We have been talking about the possibility of having her parents move in with us to make things easier on all involved. We are actually set up very well with this, as we have a large main floor bedroom that could be used by them and a main floor bathroom with a shower that could be modified a bit to make it easy for them to use. Our main worry is that the other siblings will simply stop helping or visiting in any way and just assume were taking care of it. They really like the regular visits from their children and grandchildren and we worry that will all dry up if they move in with us. Our secondary worry is financial as it will add some household expenses. What are your thoughts on this? Shaun In general, if everyone is on board with this, I think multigenerational living is a great approach for everyone involved. The key to making it work is communication people cant hold back on their feelings or else you will turn every little molehill into a mountain. You have to listen to each other and genuinely try to be supportive of one another to the best of your ability. If you can do that, itll work well. As for your specific concerns, with your primary worry, one way to handle this is to just simply have regular family dinners at your house. Make it a routine to have people over for dinner a couple of times a week. I dont know whether your home can support this, but it sounds like it can. Doing this gives people a reason to visit and see your in-laws rather than just stopping by. Its usually easier to go visit a parent or a grandparent if you have a reason to do so; if its just stopping by, its easy to skip it. If theres a meal involved, it feels more like a reason to visit. So, if the move happens, just institute some regular meals. Maybe have a regular Sunday evening potluck or something like that, and maybe start inviting a few people over on weeknights on a regular basis. For the extra meal effort, dont hesitate to ask people to come early to help prep if needed or to bring a side dish in fact, thats a good idea, because it invests them in the meal and makes the visit feel more purposeful. As for the financial concern, talk that over with your in-laws. They will probably want to feel some ownership over the situation anyway. You can simply ask them to pay the energy bill and the internet bill or something like that, something that will partially replace their utility costs at their old place and possibly cut your overall bills, too. They can contribute to buying food, too. This can end up being a money saver for you, actually. The key with any situation like this is open communication and candor. Everything wont go perfectly and youll all do things that drive the other one crazy. Just be open about it and dont let it grow into hurt feelings. Understand that everyone loves each other and you all want to make this work. Q2: Wedding question, part one I have two wedding-related questions for the Reader Mailbag. One of my best friends is getting married, and has asked me to be a bridesmaid. We are in our mid-to-late 20s. She and her fiance make good incomes and come from fairly well-off families. My friend and I have pretty different approaches to our finances as she really enjoys going out, eating out, shopping, etc. Meanwhile, Im currently in grad school. My friends wedding will be at a swanky venue in one of the most expensive cities in the U.S. (Note: its not a destination wedding, but I dont live there.) I expect everything about the wedding to be top-of-line. My friend wants all of her bridesmaids to purchase bridesmaids dresses together as a group from the same store, by the same deadline. The store stylist said that this guarantees that all of the dresses will come from the same dye lot. The dress that my friend chose for everyone to wear is $300. Its not that I dont have the money for this, but thats a lot of money! I found that same dress, used, in my size online. The used dress is significantly less money than the dresss retail price. I dont feel that dye lot matters much, but some online wedding forums warn against bridesmaids purchasing dresses piecemeal to avoid inconsistencies that may show up in the wedding photos. I would feel awkward asking my friend if I can order the dress on my own rather than as part of the group, because I feel like Id be ruining her expensive photos. Again, its not that I absolutely cant afford it, but it just seems so wasteful to spend hundreds of dollars on a dress when I can find it for so much less. Is this a time when I just need to suck it up and participate in the group order for the sake of maintaining social normalcy? I already feel bad because Im skipping the bachelorette party which is across the country, so I feel like Im the odd one out. Tammy If I were in your shoes, I would sit down and talk to your friend about the situation. Simply ask if it is okay for the bridesmaids to buy the dress on their own. If she asks why, simply explain the reason youre a graduate student, $300 is a lot of money, and you found the same dress in the same color for much less. The thing to remember is that if this causes a real issue, then there are issues in the friendship to begin with. A good friend appreciates the situation that their friend finds themselves in and works to find a way around it. A wedding is not made or broken on the dress worn by a bridesmaid. Just have a conversation. The vast majority of the time, this will be a non-issue. If it is an issue, its a valuable indication of the status of the friendship. Q3: Wedding question, part two Second, how much would you recommend spending for the wedding gift? I was thinking of something from the registry thats $100, but a lot of wedding etiquette sites say that if its a really good friend, you should be spending closer to $175. I dont want to seem cheap or send the message that I dont value her as a really good friend, especially when this is going to be a really nice/luxurious occasion. But theres also a shower gift to account for Tammy You should completely ignore wedding etiquette sites when they give an exact dollar amount for a gift, especially one as weirdly precise as $175. Thats just weird, bad advice. Give a thoughtful gift you can afford. Pick something from the registry that you can afford and then also write a nice handwritten note to go along with the gift expressing your best wishes for the couple in your own words with your best penmanship. Anyone who looks negatively upon a gift given to them is a person lacking in character. Gifts should always be given freely based upon what the giver can easily afford. Q4: Starbucks Visa As a Starbucks lover, is the Starbucks Visa worth it? How does it compare to popular cards like the Chase Freedom? Lana Well, lets walk through the hypothetical example given in their sales pitch. In that example, youre spending $525 a month for a year, $25 at Starbucks and $500 elsewhere, so that adds up to $6,300. Lets say you use the card for two years, so the total is $12,600. This earns you 64 rewards in the first year and 28 rewards the second year, totaling 92 rewards. A reward is a drink or food item at Starbucks and appears to be at least somewhat Starbucks choice. Lets assume these are worth an average of $4 each, so your total rewards are $368 in value. To get that reward, you also have to pay $100 in annual fees on the card. So, youre getting $268 in value, all in the form of Starbucks items that you largely cant select yourself. Thats a little over 2% in rewards in the form of food items that are probably good but you cant select yourself. Thats not really the best card deal out there, and its going to decline in value each additional year because you only get that big bonus the first year. I dont think this card is worth it unless you drink a lot of Starbucks, in which case you might want to rethink how much youre spending in coffee shops. Q5: Books on home buying Do you have any recommendations on books to read to learn about home-buying? My wife and I are planning to purchase this year. Jim My first recommendation for first-time homebuyers is Home Buying Kit for Dummies by Eric Tyson (seriously). Its an extremely good guide to what people should know about buying their first home, and Sarah and I read an earlier edition thoroughly when we were considering buying our current home. Ignore the for Dummies part its a really good guide. From there, Id hone in on which aspects of home buying arent crystal clear to you and read articles and find books to fill in gaps in your knowledge. If I had to pick a second book, Id probably look at 100 Questions Every First-Time Home Buyer Should Ask by Ilyce Glink. While its not as thorough as the Tyson book, it does delve nicely into specific areas of the home buying experience and can complement specific areas of the Tyson book well. Q6: Frugal running shoes For a new years resolution I followed your advice and started a resolution of running for 1 minute every day this year and running more if I feel like it but not required. Its been working great! I have been running about 20 minutes a day on average on warm days and at least running a block or two on the really cold days. I thankfully have a spot to run on snowy days. Anyway Im writing to ask for frugal advice on running shoes. I used to be a big spender back when I was running and bought expensive shoes constantly. I whipped my finances in shape during a time when I wasnt running for various reasons but now that Im back at it, I need to figure out a way to do this without spending $100-200 a month on shoes. Ideas? Tom Lets get this out of the way right now: I do not advocate anyone running in worn out shoes. You are begging for various physical problems by doing so. You should be replacing your shoes 300 to 500 miles or every 18 months, because the sole of the shoe simply wears down. Look at the bottom of the shoe and see if you see a lot of creases on the shoes bottom and theres significant discoloring thats a great sign of wear and you should probably get new ones. My recommendation is to find a good mid-cost model that really works well for you, buy a pair of them, and then stalk out bargains on that specific model. I have either personally liked or heard very good things about ASICS Gel Venture, Nike Revolution 4, and Adidas Cloudfoam, all of which are available under $50 a pair with ease, so try those. Once you have a sub-$50 pair you really like, just watch very closely for bargains on those shoes and buy multiple pairs at once if you find a really good deal. You can watch them on Amazon by using tools like Camel Camel Camel, for example. Q7: Roth IRA contribution question I decided to put some money that I got for Christmas from my wonderful generous grandparents into a Roth IRA. I opened one through Vanguard and went to deposit the money and they asked if it was a 2018 contribution or a 2019 contribution. Which should I choose? Not sure of the ramifications. Julie Since this is a new Roth IRA meaning you havent made any contributions to a Roth IRA in 2018, I assume and Im also assuming that (a) you havent filed your taxes for 2018 yet and (b) the amount youre contributing is less than $5,500, then you should make a 2018 contribution. Each year, youre allowed to contribute up to $5,500 to your Roth IRA starting in 2019, that limit goes up to $6,000. That window to contribute starts on January 1 of a given year and ends when you file your taxes for that year early in the following year. So, until you file your 2018 taxes (some time before mid April), you can still make a 2018 Roth IRA contribution, and you should do so because that window is about to close forever, plus it leaves the 2019 contribution window wide open. This is a great thing to be doing with a gift from grandparents, by the way. While they might want you to do something fun with that money, if you told them that you put it aside for your future, theyll be proud of you and for good reason. Heres another good Roth IRA question. Q8: Roth IRA or bigger e-fund? I have about $3,000 in an emergency fund which would be enough to get by for about two months. I am single with a 7 year old daughter. I have about $1,000 surplus in checking. Should I add to the emergency fund or add to my Roth? Nowhere near contribution limits for the year. Amy First of all, I want to say that I am in awe of what youre pulling off here. Youre a single mother who not only has a healthy emergency fund, but is also concerned about saving for retirement. You are on the ball and deserve kudos for that. Second, two months of living expenses is a good healthy emergency fund. If I were in your shoes, I would probably make the Roth contribution with most of the surplus, leaving a little behind in checking as a buffer. Then, I would set up an automatic transfer from checking to savings each week $10 or $15 or $20 should do. This way, your emergency fund automatically grows slowly over time and if you have to tap it, you know its going to refill over time with no further effort. So, Id probably contribute around $750 to the Roth IRA, then Id set up a $20 per week automatic transfer into my emergency fund going forward. Q9: Unwanted Christmas toys My kids receive an absurd number of gifts for Christmas each year. For the last few years, my husband and I have actually removed a few items from their pile that they were less interested in and put them aside to see if they remember them and if not we quietly sell them and put the money in their 529. We figure the gifts were unwanted. This past weekend my sister came over and mentioned the toy she had bought for our middle child. It was one he had overlooked and we had put in storage in the garage. We hadnt sold it yet. He wanted it so we dug it out and gave it to him. My sister was obviously curious as to what the deal was and we explained it to her and she got really mad at us and called us thieves. What are your thoughts? Jason I honestly dont see anything too wrong with your approach. Youre putting the gifts that your children arent interested in aside for a while, giving it some time in case they do think about them, and then if they dont, you sell them off and put the money aside for their college education. Its not as if youre stealing their toys or anything youre just turning the ones they dont want into something that will help them for life. Your sisters response might have had something to do with the fact that she apparently put a lot of thought into the gift and your child wasnt interested in the gift, which hurt her feelings. Her feelings were probably hurt even worse when she found out you were going to sell it unopened. This is one of those situations where you should just give it a little time and talk about it when the situation is less raw. I think your sister will see the sense in what youre doing. Q10: Marketing crocheted baby blankets In late 2018, three extended family members had babies so I crocheted a blanket for each one. The recipients seemed to genuinely love them and two suggested that I try to sell them. I enjoy making them but I dont even know where to start. Carrie My honest suggestion is that you throw out the suggestion to your social network. Post it on social media along with a picture or two of the baby blankets and say that youre willing to make them for baby shower or birth gifts. State your price and the dimensions and what kind of customization options you offer. Im honestly not sure what to charge for the blankets. Thats something you would be much better at assessing than I am. My suggestion would be to go relatively low in price at first cover the price of the yarn and make a little for yourself, but not a mint and then raise it if your blankets become popular. You might also consider an Etsy account in order to sell your wares. Q11: Where do I get advice? You give so much great advice! Where do you go when you need advice? Jenna When Im in a situation where I dont know what to do, I usually write it all out. Im a huge proponent of doing three morning pages, which is a journaling technique where you sit down each morning and just brain dump three pages of writing in a blank journal. I try really hard to do that every day, and it often turns into a forum for me to take a problem in my life and turn it over thoroughly with pros and cons. I usually need to really understand a problem first before I can look for meaningful advice on it. Quite often, this process will make the solution to my problem screamingly obvious. The next step, if journaling doesnt give me an answer, is always to talk to my wife, even if the advice I need involves her. We communicate with each other a lot not a day goes by without a few meaningful conversations. Sarah is my primary source for advice on everything. If Im still unsure, I usually go to the library and try to research ideas on my own. I tend to trust expert advice from books, where the reasoning behind the advice is usually laid out and I can see how that advice applies to my life. If Im still unsure, I usually talk to a few people in my life that I really trust. I have a few mentors in the community. I really trust and value the views of my parents and my wifes parents and my sister-in-law. I talk to them next. If Im still not sure what to do, Ill go talk to a professional in that particular field, but its very rare that I get to this point. Q12: Further areas of philosophy I have been enjoying your semi-regular series of Saturday articles about how different schools of philosophy provide personal finance guidance. What areas are you planning to cover in the future? Dane So far, Ive covered stoicism, Epicureanism, Aristotleanism, and secular Buddhism, for those interested. Danes note actually came in before the last one was posted. Going forward, I definitely want to write an article on transcendentalism, which Ive touched on indirectly several times. This would cover Emerson and Thoreau (who I hold in very high regard), among others. I can see a useful article on utilitarianism at some point. I want to read more about various Eastern schools of philosophy which, outside of secular Buddhism and a few others, I know little. Beyond that, it really depends on where my reading takes me. I love reading philosophy, particularly those with a practical angle that provides insights on how to live, and I find that most such schools of thought that deal with the practical in some fashion have a lot of application to personal finance. Got any questions? The best way to ask is to follow me on Facebook and ask questions directly there. Ill attempt to answer them in a future mailbag (which, by way of full disclosure, may also get re-posted on other websites that pick up my blog). However, I do receive many, many questions per week, so I may not necessarily be able to answer yours. https://www.thesimpledollar.com/questions-about-weddings-roth-iras-shoes-blankets-and-more/

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love-transparentstudentarca-blog · 7 years ago

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What wold be the cheapest and best insurance?

"What wold be the cheapest and best insurance?

I'm 19 and a full time college student and I live in Wisconsin. I have a work study job at school as well as a full time job in the summer. I live with my grandma because I was technically abandoned by my mom while in high school and she is unemployed so I don't think she has insurance. I wrestle in college and earlier this year I sustained a concussion and a few days afterward I got rear ended which made the symptoms a lot worse. Theyre insurance is paying for some of the bills but not all. So what insurance should I try to pursue.

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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Question about pitbull insurance in VA?

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What if I don't want to have Obama's health insurance or any health insurance?

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What is the best and cheap motorbike insurance I can get?

Hi everyone. I'm buying a motorbike soon and wanna know the cheap and best motorbike insurance I can get. I'm 17 and getting a 125cc motorbike and just wanna know the cheap and best I can get thanks you.

Health Insurance for individuals in the Seattle are?

Fifty year old healthy couple looking for some good but AFFORDABLE health insurance. Currently have Regence Blue Cross and just got hit with a 30% increase. Ouch!! Hardly use it, ...show more""

Cheap car insurance in PA?

I'm 17 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be?

What's the average cost of car insurance for a 20 year old male?

I'm shopping around for car insurance and I'm trying to get an idea of what's average. I'm a 20 year old male living in Florida with no points on my license.

""Under Obamacare, can I switch insurance companies anytime I want?""

I live in California and started new health insurance with Blue Shield on January 1, 2014. But they are awful. Even though I not only applied with them, I was accepted by them, I paid the January premium back in December, and they have already covered two of my prescriptions. But Blue Shield keeps mailing me letters saying I never paid them anything and that they are cancelling my application. My application? I made it past that stage. I am their client, not just an applicant. I can't get an answer from them and I'm worried that as of 1/28/14 I will no longer have health insurance (since that is the date they informed my on 1/24 that they are cancelling my application). So since Blue Shield thinks that I'm not even their client, that they think I never paid them the very first premium which I did and have proof of, can I ditch them and choose a new insurance company or do I have to wait for the next open enrollment? (And when would that be?) (FYI - Blue Shield has never mailed me a bill for February. They just keep mailing me the same bill that was due - and that I paid!!! - back in December that covered me for January.)""

What kind of insurance coverage should I get for my motorcycle?

I have pretty much decided to get an SV650S as my first bike. Right now I am reasearching insurance coverages but am pretty much clueless. I don't know what coverage to get. This will be my first bike and I have very little experience riding. I have taken an MSF course and live in Los Angeles Area. I guess I am not looking for a particular insurance carrier(although it will help), I am looking for an explanations of the coverages so I know what to get.""

What wold be the cheapest and best insurance?

""Car accident, no insurance?!!!!?""

A high school kid hit my car today, I was at a stop sign and he turned too early and hit my car. I do not have insurance(welp I know, I'm a single mother we can't afford it all). Anyway, he did have insurance and he was at fault. Will his insurance cover the cost to fix my car or no? Since I didn't have insurance and all that is?""

""My car Insurance got cancelled, will my license get suspenede?""

I live in Miami Fl, she told me I can start all over and give a down and 5 month payments. But im kind of tight with money now and wanted to get insurance in about 3 months. Will my ...show more""

Can I go to a doctor and claim no insurance even though I have health insurance?

I don't want my father getting bills from the doctors office or his insurance company.

""Lawsuits have been limited to $250,000 in California for years now - insurance costs haven't gone down...?

...at all. Why do Republicans pretend that is the solution to healthcare costs?

Dollar Car Rental Insurance Cost?

Hello I will be renting a Dodge Charger next week. I am thinking of getting the insurance - ( i have full insurance with allstate and also CC covers it too) I hate to get them involved, even if i pay more for the insurance, i just want to leave without having to revisit it, if something where to happen. How much does Insurance cost with Dollar rent a car? The one where they let you go for any kind of damage. Thanks""

Why is everyone whining about being required to buy heath insurance?

you probably don't realize it, but you practically are required to buy car insurance. if you wreck and you have no insurance, it's not very pretty, especially for your money. Same thing with heath. if you get sick and don't have insurance, it's not very good! i don't understand why people so strongly oppose requirement to buy heath insurance, but don't even stop to think about car insurance, the same principle.""

Is car insurance sexist?

im a guy trying to get a car and am being penalized on car insurance being quoted 10k for a 400 car yet the insurance quoted offers the same coverage for only 5k if i selected gender ...show more

How much will my auto insurance go up(rough idea) if I get a job where I would use my car?

Just curious what range it might fall in. My premium with state farm is very low, about $70 a month with full coverage on a 1994 3000GT. Milage would be like 125 a day.""

What is general insurance?

i want to know abt general insurance.

Health insurance from a broker?

HI, I need to take out a health insurance policy for myself because my work doesn't offer any. I called a local insurance broker who offers that service in addition to others like life, business, etc. My question is, is there any negative reason to buy from him verses going online and buying a policy by myself? I think I'd get more info from a broker right? Thanks""

Where can I go for the best and cheapest classic car insurance?

We have a 1965 classic mustang and want to insure it for it's restored value.

Can i go onto my Dads car insurance and get my own car aswell?

What the title says. Can i go onto my dads car insurance and drive my own car, instead of driving my dads?""

Do auto insurance companies actually confirm the info you provide for the quote?

After requesting a quote online, you anto insurance companies actually confirm that all the info u gave are true? For example; moving violations, actual address? Does the DMV verify this info?""

Does anyone know any cheap car insurance so i can put my 19 year old on my insurance.?

I have a 19 Year old who is really eager to drive. so ive decided to put him on my insurance but who im with at the minute i would need to get a mortgage to pay for it. Does anyone known any cheap insurance company's?? hes only got a provisional licences and hes had it for 2 and a half years.

Is there a good site to compare the insurance rates of different cars?

I'm looking at cars for my son (who just turned 16) and would like to see which cars are best in terms of insurance rates without going through the process of getting a quote for each car.

Can I cosign a car title with my boyfriend but just add another car on my insurance?

I already own a car of my own and my boyfriend had a car too until he crashed it yesterday. since we are tight on money I was going to help him pay for half of a new one and cosign on ...show more

Can I get renter's insurance without a deductible?

Yesterday I got a quote from Geico on renters insurance. They said that I would have $6,000 personal belongings protection, $100,000 personal liability, with a $500 deductible. This would cost me $142 a year. I'm okay with the coverage amounts and the cost of the policy but I would like to get a smaller or zero deductible. Is this possible with renters insurance? Also Geico doesn't write the policy they use someone else but didn't want to what company it is. Can I get a zero deductible? What insurance company should I go with?""

Cheapest car to buy and insure for teen?

so iv just passed my driving test im 17 me and my mum are going half on a car and insurance what is the cheapest car to buy and insure for a girl

Health Insurance for expecting baby?

Where can I get free / low cost health insurance for my expecting baby? In louisville, Ky ???? Please help!!!""

Will my car Insurance rates up if my car was vandalized?

My car was vandalized and there was about $1100 in damage. I m paying the $500 deductable and my insurance is paying the rest. Will my rates go up?

What is the difference in Medicaid/Medicare and state insurance?

Will a 30kph ticket skyrocket my insurance?

Alright, so I got pulled over going 90 in a 60. I know I shouldn't be speeding but I was late for work, I never got a ticket before... I'm a 18 yrs old male, and I don't have much money to afford expensive insurance... I'm currently paying 150$ a month (before the ticket) so will my insurance skyrocket? It's considered a major infraction where I live.. *also, the police officer told me that he can apply a bigger charge if I decide to fight the ticket... Are they aloud to do that??""

""Car insurance, it makes me think why bother.?""

Last year a neighbour crashed his car into my drive, damaging the railings, lucky my car was not there at the time and no one was hurt. He was charged as he had no insurance. I got a letter from the Police last week stating that he got 6 points and was fined 500.0. My car insurance is now up for renewal and I was quoted 600.0, obiviously I'm gonna have to get insured, but it does make me think why bother, what do you think???""

Help with Yamaha raptor 660 insurance for a 20 year old ?

Hi i'm finding it hard to get insurance on my raptor 660. i'm 20 years old and the only company i can find is falcon insurance and they want 1500 :| does anybody know any other good places for young riders ? i've tried, Carole nash Lexham MCE Bike sure Performance direct axa Adrian flux Call connections and a few more. Any company suggestions to help find it cheaper would be appriciated thanks...""

How much will my car insurance cost for 16 year old girl in possibly a ford taurus?

I'm going to be 16 and obviously I'm a girl. I might end up driving a ford taurus. But it's not decided yet. I'm going to put on as a secondary on my car and them my moms dodge grand caravan and my dads dodge dakota. Secondary on all. How much will my insurance probably cost? Would it be smarter to just be a primary on my car and not even on anyone else's car or would it be smarter to just be a secondary on my car? Or a secondary on all? Thanks

What wold be the cheapest and best insurance?

Getting car insurance if your parents do not drive?

I'm 16 and I just received my license. My older brother gave me his car when he moved to L.A (he'll be driving a company car). The only problem is getting insurance. My mother has never been a driver and therefore does not have a policy of her own. Most insurance companies that we've contacted say that unless you're 18, the insurance has to go in your parents name. Does anyone know how a teenager can have a car insurance policy put in their name?""

Will insurance still able to view my previous ticket record and raise my car insurance?

I got a ticket in April of 2004. I paid the fine and went to traffic school. Just two days ago, i got a ticket for speeding (48 at a 35 limit). 1) will I still able to go to traffic school for this ticket? (I'm in CA, my friend told me we are allowed to take traffic school if it's over 18 months since the last citation, is this correct)? 2) i read some yahoo answer on car insurance and someone is saying the insurance company will still able to view the previous citation and raise the car insurance if we get the second citation within 3 years of the 1st one. the point will be unmasked for insurance company to see. is this true? 3) if it is true, does that mean even if i'm able to go to traffic school for my second citation, the insurance company can still raise car insurance for my 1st citation?""

How do insurance companies expect 17 year olds to not front?

Im not being funny, but its quite clear that seventeen boys cannot afford to pay 300-500 per month for a car worth 400, there is no possible way to afford that when you are trying to do a-level and your part time job pays you maybe 80-120 per week, its just unreasonable, whats the point in having a license if they expect you to pay that, so i can see why most teens do front""

How are illegal immigrants getting free health care?

I heard in a lot of debate about illegal immigrants and how they care free services such as health care. I became a U.S citizen two years ago and I've been trying to find cheaper and quality health care, but I couldn't. I researched free health care online, but can't find it. I don't have health insurance, so whenever I visit the doctor, I either pay upfront if it's about $200 or they send me the bills if its way higher. So how are illegal immigrants getting free health care?""

Car Insurance - Older owner still has insurance on it?

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What state or states do not require car Auto insurance in order to own a car and use it ?

I would like to know what states in USA do not require car Auto insurance for the owner or user of the car he or she is driving? If there is such a state please prove me where you get the source! And How does the driver pay off all the victims billing cost after injuring this victim and victim has a bunch of bills coming in from Hospital service? If now you agree with me that all drives should be required to pay and have auto insurance, This is the same reason is why all people need to have healthcare insurance who can afford it! Not only it will keep the insurance cost lower for average person, everyone is now guaranteed to qualify without being denied due to history, disability, or medical cost person needs, but if everyone has health insurance nation wide medical expense will be less rising; like people who did not have insurance get into accident/injury Whether falling off a cliff, get hit by a car and driver drives off, or gets injured due to snake bite. NONE of them are intentional or expected but they happen and many other! If everyone is insured the insurance pays for the medical expenses whether its $500 or $500K But if not everybody has healthcare insurance average person wont be able to afford the $full medical bill will be hunted by collection agency but still not likely to pay any more then $5000 for medical expenses! There for the rest of the medical cost falls on WHOM??? THE TAX TAPYERS OR OTHER medical service Customers!!! By raising the prices of medical expenses! THAT is why Californias Blue Cross Blue Shield insurance Raised about 57% cost in 2010 or 2011!! What do you expect if Thousand or millions of Illegal most Latino immigrant get Medical service in Hospitals like even Child birth, or emergency room, but they dont have medical insurance, cant afford it, YOU SEE that raised their insurance cost BY 57%!!! DO YOU WANT THIS TO HAPPEN NATION WIDE?? IF NO If you want Medical cost to remain affordable, THEN A) Support National Healthcare that everybody should have it who can afford it B) In order to receive Fed/State TAX, Social Security, Medicare, and Medicaid from the Illegal Immigration should be attempted to be caught and exported to their main country, or should be attempted to be caught and if given full citizen ship to them only if these immigrants must server some number of years of Army, military, or Air force service voluntarily. OR be required to pay a minimum amount of $ that individual invested into the Social Security system, or minimum number of years legally work in U.S.A, if they want to receive the Social Security benefits if future. HOWEVER How many years serving , How much individual or couple invested minimum, and /or how many minimum number of years in order to qualify for Social Security service is up to the government to calculate and decide. THIS WAY Citizens Will all be able to fully pay their medical expenses, and The illegal immigration will not be as big of an issue!""

Are old Land Rovers cheap to insure for young drivers? 10points!?

For a 17 year old like myself, I've been asking around and a majority of people have said that a Series 3 to a 20+ year old defender are far likely to be cheaper to insure a young driver on. Is this true? I want a Land Rover because they are solid cars and the parts are easy to find and cheap to repair if anything went wrong. I'm looking for either a defender or a series 111 in good shape.""

Has the law changed with car insurance for additional drivers?

Today I was looking at car insurance quotes & it seems that it costs the same to be an additional driver on somebody Else's car as it is to be a main driver on your own car. I got a quote to be an additional driver on my mothers car she currently pays 850 per year on her car and to get me also insured on her car it will cost 4.700 a year. It will cost me 3,995 a year on my own 1.0l corsa (main driver). My mothers car is a VW polo 1.4. I think the reason for the law change is because of a lot of parents are fronting for their children to make it a lot cheaper which I believe is called fronting.""

Does anyone know any cheap car insurance for 17 year olds in the UK?

Hi, I need some insurance for my Ford Fiesta 1999. I have been looking at some insurance qoutes but there still VERY expensive ( Around 6000-10000 ) I would love to get around 2000 for my car as i know its possible but i just need to find a insurer. Does anyone know any? Thanks""

Whats an estimate for car insurance for an 18 yr. old female?

No prior driving or anything Not in school(if that matters) What would be the best insurance in your opinion?

How much will my car insurance go down when i turn 21?

Whats the best vintage muscle car on insurance for a 18 year old?

ive heard that if a car had a smaller engine, 4 door instead of coupe etc. it would be cheaper on insurance. So i want to know what muscle car would be cheapest on insurance for a 18 year old.""

Does car insurance go up if you get your drivers permit?

will my parents car insurance go up if i only get my permit?

What is the best car insurances for teens? and also cheap?

Insurance on Crossfire. 16 Year old.?

i am a 16 year old boy and i was wondering what the insurance would be on a 2004 Chrysler Crossfire Coupe. I am pretty sure that it is a sportscar. So, help me out. I got to convince my parents to get me one.""

Driving without Proof of Insurance?

I was recently stopped by a police officer for speeding and when giving him my license and proof of insurance he stated that my insurance had expired. I then received a $550 fine for not having insurance, but not for speeding. I do have insurance, but the proof of insurance is what expired (we searched everywhere and the cards that the insurance agency was supposed to send did not show up). My question, then, is what do I do about this? I was not aware that my proof of insurance had expired (again, not the insurance) and I was freaked out because this is the first time that I have ever gotten pulled over (I'm a college freshman and the car is in my grandmother's name, it was a grad gift) On the ticket do I contest the claim and go to court or do I admit the claim and go to court? What are the possible outcomes or what is most likely to happen?""

First time driver...really need insurance help?

ok, so i am 17 and i just bought a car. i live in CA and i really need to find auto insurance for cheap. i know its really expensive for a first time driver to get insurance for themselves, so if anyone knows of an insurance company that does not charge that much i would greatly appreciate a response. thanx""

Toronto best cheap auto insurance?

DO I NEED SHIPPING INSURANCE?

I recently bought a packet of tea-light candles off of eBay and was wondering if I should purchase shipping insurance. I mean its candles do I really need it?

How much is motorcycle insurance?

What are some things to keep it as cheap as possible? I know taking a safety class can. I`m 19 years old if that means anything. Thanks.

Need a car with cheap insurance...and ideas?!?

hello im currently doing driving lessons and once passed need to get a car (obviously..lol) we are currently unemployed so only have 100 max to spend monthly on car insurance & petrol (although we shouldn't need to put much petrol in tbh..or could sacrifice some every now and again!) but we need the car to find a job - catch 22! once we have jobs we obvioulsy be able to afford more. wondered if anybody could suggest any cars? we have a 10 month old son so would prefer back doors... thankyou in advance :)

Car insurance question.?

If I buy a car from my uncle, and do not drive it do I still have to pay for insurance on it? Extra info: I only have my permit and get my license in October. So I don't plan on driving it until October. I don't want to have to pay insurance on a car I wont be driving until a couple of months. Thanks in advance.""

Does taking DUI class help reduce insurance rate?

I'm working on getting a driver license and wondering whether my prospective insurance rate will be lowered (even just a tad) if I take some DUI classes. I'm 19 and abiding in Georgia.

""Just got my drivers license, what's next? how do I get insurance? where do I go?

I'm 19 and I finally got my drivers license :P but I don't have a car. but I need insurance 1. How do I get insurance? 2. Where do I go for Insurance? 3.What do I have to take with me? I need to get a car so... 4. How much down payment do you think is good? like would 1000 do it ? I dont have money. :| 5.can I get loans? or should I get loans? Thanks 4 helping ;)

Whats the cheapest insurance out there?

whats the cheapest insurance out there for a 1998 Pontiac grand prix!!

What wold be the cheapest and best insurance?

https://www.linkedin.com/pulse/how-can-i-get-cheaper-car-insurance-must-way-bernharda-mulder"

0 notes

cyberdelusionphilosopher-blog · 7 years ago

Text

When does insurance rates go down?

"When does insurance rates go down?

I been in an accident in 2006 and I was looking for insurance quote for less and I wanted to know if it will lower in 3-5 years. start with a clean slate. Thanks

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr

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What is the cost of homeowners insurance on Alabama shores?

Have or have not got insurance if you live on Alabama coast?

Is credit used in determining health insurance rates?

I am licensed in GA for property & casualty insurance, so I know credit is used to help determine rates for auto & homeowners insurance, but it is considered in health insurance?""

Canada car insurance -- am I getting screwed?

Our 1990 GMC truck (average condition -- nothing special!) was vandalized about two months ago. The punks damaged the doors so badly trying to get in that our insurance co. was going to write it off. Aside from the doors, the truck is perfectly fine (runs great), so Hubby spoke to the adjuster who promised us a cash settlement , and said he wouldn't write the vehicle off. We got a chq in the mail, and used some of it to put new doors on the truck (it's not pretty, but we don't really care). NOW we got a letter from AB Transport saying that the truck is salvage, and no longer legal to drive. Insurance wrote it off! The cash is gone (spent very wisely -- don't judge!), and now we are being forced to buy a new truck. Insurance told Hubby that we didn't have a choice , but I thinks that's bogus. Hubby signed papers for the cash settlement, but nothing for the write off. CAN THEY DO THAT? What are our rights?""

How can i find affordable private health insurance?

Can my daughter be put on my insurance?

My daughter is 21 and she has no insurance. She is a full time college student and does not work. Can I put her on my insurance through my work? And what are the requirements?

UK Car Insurance for young drivers?

Hi, well i have been driving for almost a year now and i was paying 4500(Extremely Expensive i know) for insurance with Hughes. I am just wondering how to get the bare minimum cheapest insurance possible for an 18 year old with 1 year no claims. I recently got quoted again for 1500. It would be greatly appreciated if anyone could tell me how to make the insurance as cheap as possible (In my own name) Thanks!""

How much is the cost of a health insurance policy for a family of 5 in USA?

lets assume Joe (38years old) and Sally (38years old) public both work and make a total of $70,000 a year between them. They have 3 children, Todd, 15, Gwen 13, and Gina 10. They have to buy their own health insurance since their employers do not provide it. They want a plan that does the following: max $25 dollar deductible for any visit to a doctor....and then 80% of all cost after that up to an individual maximum cost per person per year of $2000 at which point the insurance will pick up 100% up to $300,000 per person per year. Dental and vision coverage is a flat 80% of all procedures after $25 deductible. If this family goes out in the market place to buy this insurance, how much will it cost them per month.""

How much would it cost for me to insure this?

If anyone works for an insurance company or knows how much this will be please help? Just passed my text and am 17years of age, how much to insure the car below? Nissan Micra 1.0 S 3dr Hatchback 51 reg Manual Petrol 35k miles""

I need afforable health insurance.?

I don't even know how to look for insurance but I need to find an affordable individual insurance policy in Nevada. I am a 22/female. However I am asthmatic (only mildly) and I take birth control for medical reasons (I am not sexually active). However I have never smoked, done drugs, and if I drink it will only be like one glass 1-3x a year, so hardly at all.""

Car insurance question?

My car got hit... the bumper is almost falling off. It is not my fault and the other person's insurance is covering it and they are sending me a check to cover the cost of it being fixed. Here's the thing... my car is a POS. I doubt it's even worth $1000. Do I have to get my car fixed with the money? Or can I use it how I want (such to help get a new car with)? I know the ethical thing to do would be to get it fixed, but it may actually be totaled (still drivable but the cost of getting it fixed may be more than it's worth). I was thinking about telling the insurance company, but I don't want to risk losing the $ to get it fixed... I've heard of other people getting in accidents, then getting the check and just not getting the car fixed. Anyone know?""

Lowest insurance cars for 17 year old / first car?

i'm looking to buy my first car and wanna spend about 1000, does anyone know a good lads car around this price with comparatively low insurance for young drivers? thanks peoplee!""

Where do insurance proceeds go on a 1041 estate tax return?

Lady died in a tornado. House was destroyed and personal belongings. She got 200K in insurance proceeds, which will be distributed to her 2 kids equally. Where does this $ go on the 1041 estate tax return? Secondly

""Hello , I have a car in my wifes name ...but the car insurance is in my name can i get it licensed?

Can i get it licensed in kentucky ...while it is in her name? ..she doesn't drive ..i have the insurance on the car in my name..etc .

Terms Life Insurances-term life policy?

i am wanting to cash in a 14year life insurance policy. the amount is $50,000. what is the formula for a cash out, in other words how much will i receive?""

What does a good student car discount mean?

like, what grades qualifies for a good student. I've looked on a lot of insurance pages and it doesn't say what grades means your a good student please help!""

When does insurance rates go down?

I been in an accident in 2006 and I was looking for insurance quote for less and I wanted to know if it will lower in 3-5 years. start with a clean slate. Thanks

How much would it cost for a 19 year old and 24 to get full coverage medical and dental insurance?

Hi I'm looking to get myself and husband full covered medical and dental insurance monthly priced? we live in florida. I want to do like a family plan maybe. If you could give me seperate prices on the dental and medical, it will be greatly appericated:)""

How much of a monthly take home pay should you pay for a car & insurance?

""How long until a DUI goes off your driving record, for insurance purposes?

My husband got one in 05 in Washington State. I heard it was three years and then you don't have to disclose the DUI to an insurance company. I will be policy shopping soon and I don't want my rates any higher than necessary.

Should I tell my insurance company I race?

I am 17 years old and currently have a regular drivers license, with no class M designation. I have been riding dirtbikes since I turned 4, and have been racing them for the past 3 years. I think telling this to my insurance company would do one of two things (if it does anything at all haha). Either they will think, oh this kid knows what he's doing, let's cut him a break and lower his rates or they will think oh this kid races, he will probably carry those habits to the road, thereby endangering himself and others. Which do you think they will do? Also, I AM planning on getting my motorcycle license when I turn 18. I probably wont use it for everyday use, since I have a dirtbike meant for off road use, but there are some races where you are required to have a street legal bike, and that means it has to be registered and insured. Since im not gonna be using it much, I don't want to have to pay more for the tiny 250 cc dirtbike than I do for my truck with a v8, that can easily double the speed and endangerment to others of my dirtbike. All in all, im just wondering how the insurance company would react to me dropping that information on them. And for those of you who find it interesting, I also have a boaters education certificate (complete bullshit, but required for legal use) and a private pilots license. So once I get my motorcycle license, I will legally and safely be able to take control of any mode of transportation except helicopters, and I've flown enough of those in the sim that I could even autorotate one if I had to :D more than likely lol. Thank you to everyone who helps answer my question!""

Looking for Maternity Insurance?

We're wanting to get preggers in the near future. We're trying to look at our financial options for insurance. Currently we don't have major medical insurance (I don't need any comments on this, it's not what I'm asking about). I'm hoping to get a type of maternity insurance that will cover a couple thousand dollars. We're also planning on home birthing (again, this isn't my question, so I'm not interested in opinions on this matter). Does anyone know any carriers that I could get some maternity insurance from for the states of Utah and/or New Mexico?""

Will my insurance rates raise?

its been a little over 4 months since ive had my at fault accident and my insurance hasnt gone up.I have allstate and the accident forgiveness doesnt apply to california yet,so will they ever raise my rates or is it just going to stay the same?""

How to get the best quotes in car insurance?

i am looking for the best US quotes in car insurance. Some free service that provides some tips and tricks to get good deals on car insurance.

How can i insure my car for 1?

just read somewhere on this site that you can insure a car for 1 surely this is a load of uncle tom cobbler? would be very impressed if someone can answer this question... seeing as my car is only worth 500 why should i be expected to pay almost that in insurance? it would get written off any way should i ever claim. cos being an olde banger insurance cost for parts and availability not as easy and quick to get.

If i buy a car before i turn seventeen how much can i expect to pay for insurance?

i was thinking a car like a tiburon. any comments? ideas? reccomendations? what kind of car should i get???

What would my car insurance be?

I am 16, female, first time getting insurance. I am thinking about getting a convertible, would my insurance be more? If so about how much more? But black or blue, not red or yellow. One of my friends is my age/sex and hers is about $100/mo. Would mine be about the same, give or take a little? I am trying to come up w/ a budget and see what I can afford so any help will be greatly appreciated! Every free insurance quote site you must fill in your EXACT car type or be 18+, I have already tried that.""

What steps are needed to obtain a license to sale Insurance in the State of California?

I have a college degree, but just had a baby and I'm looking to obtain a license to sale Insurance for when my son gets older so I can have a flexible schedule. What is the process in the State of California to obtain a license to sale Insurance? (car insurance, business insurance, home insurance, etc.) Is there a seperate license for each kind of insurance? or does one license cover all of them? Also, what are the steps to obtain a license? Any information would be great! (also, how long is the process of obtaining a license?)""

""I need car insurance, but have a terrible driving record right now. Any suggestions?""

How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around.""

Car Insurance?

What's the cheapest car insurance company out there for people with 1 years no claim?

It is regarding SR 22 Insurance.?

I know am totally doomed. But I need little help here, 1. I hold a California Driver's License and Got convicted for DUI in New Jersey. 2. New Jersey did not suspend my Driver's License it just gave me a ticket and transferred the case to California. California Ordered me to have a SR 22 submit to them. 3. I do not live in California any more. So when I take SR 22 for which state should I take it for California or for the State am living in? 4. California still holds my suspension. And how do I get rid of that ? I know it is a complicated case. All ready went through a lot. So please help me out of this.""

Buying a new car..insurance help?

So need some help.ive bought a brand new car which is coming on the way from suppliers so will take a few weeks.so i have a car im trading which ive never done before so im unsure wot to do about insurance as the insurance on my current car expires 13th feb and the garage will nd a cover note of new insurance to tax car..and as i dont know the reg plate yet.same for tax of car what do i do when renewal letter comes through(renewal date 31st jan)as hopefully will hv car by then.

How do mexicans look for auto insurance in Mexico?

When you live in Mexico, do people use yellow pages, local independent agents, online websites..how do they go by buying auto insurance? Also, what is their biggest problem when coming to the usa and looking for auto insurance, aside from the language barrier?Are the coverage similar, do they have a trust problem, etc..what would be the most helpful thing a US insurance company could do for them? Thanks for your help.""

""I'm 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?""

I'm 17, I want a vauxhall corsa sxi or a fiat 500 abrath, how much will each of these cost on insurance?""

What do you pay for car insurance?

I have 3 cars and paid $1600/year. I had a speeding ticket 15 miles per over and now my insurance has been raised to $2600/yr. I've quoted other insurances and they are all about the same.

I applied for Car Insurance and...?

They asked me if there any other drivers in the house. I told them my parents and my older sister have insurance.. I am 24 and they said thanks for telling us? The question is does that mean they can once in a while borrow my car and they are covered?

Whats the best affordable insurance?

I have a good driving record no tickets no suspension. I would like to know who has the best affordable liability car insurance from a range of monthly payments between $50-90?

How can I get discounts on auto insurance?

I want to know more about auto insurance discounts. I would like to reduce costs so a discount will be nice.

""Buying a car, when to purchase insurance?

If i decided to go to a used car dealer and buy a car when do i buy insurance? Can i drive it home then buy insurance or do i need to get the insurance before i drive it off the lot?

Car Insurance?

I just got my license and my parents bought me a used car (03 Nissan Sentra). It has insurance under my mom's name, but not mine. Can I legally drive that car and if I do get into an accident driving it, will it be covered?""

How much would I pay for car insurance?

Im 19 and I was just wondering what would be a good estimate for how much I would pay for car insurance on like a normal sedan.

What is the penalty for driving without insurance in california?

what is the penalty for driving without insurance in california?

When does insurance rates go down?

I been in an accident in 2006 and I was looking for insurance quote for less and I wanted to know if it will lower in 3-5 years. start with a clean slate. Thanks

Which company offers the best priced automotive insurance? I have a teenage driver and the rates are killing!

I have seen many ads for GEICO but I do not know anyone that has tried them. I currently have PROGRESSIVE but do not think I am getting a great rate with them.

SR-22 Insurance help?

Got pulled over in the state of Iowa for not having a license, but I did have insurance should I deserve to get SR-22 insurance?""

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?

I have a car and have taken Auto insurance for it. Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also. If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars? Also if i am driving someone else car, will my insurance cover if there is any accident i have made?""

""If my annual premium is 6043.23, what is monthy car insurance cost?""

If my annual premium is 6043.23, what is monthy car insurance cost?""

""Please, what company can I get maternity insurance coverage with in Florida?""

My husband and I are not yet pregnant, but we are already trying. We do not qualify for medicaid and have no health insurance. We do not want to wait the twelve month waiting period before getting pregnant. So far my only option seems to be Ameriplan. I was hoping for more options.""

Mitsubishi evo 8 or mr car payments and insurance info?

if you have any of these two cars, how much is your monthly car payment? how much you pay for insurance. I'm planning to ge one but these two payments may not let me get it. I'd like to see if i can afford it. please give me some good answers. Thankyou""

Fast cars low insurance group?

Im looking for a car with a budget of around 2000. It needs to be below insurance group 10 and the hitch is i would like the 0-60 time to be less than 9 seconds. Any help would be appreciated!

How much would auto insurance be around for an 18 year old female?

I'm looking to buy a car but before i do i want to make sure i can afford it with car insurance

Is it possible to negotiate the weekly premium deduction of company offered health care insurance?

I was told I could not enroll in the Affordable Health Care plan because my employer offered a health care plan that meets the requirements of the Affordable Health Care Act. However ...show more

How can I get a lower price for car insurance?

I'm 20 years old and I'm about to get my car this weekend (hopefully) as well as my license hopefully by the 3rd week in may. And what insurance companies would you recommend?

Best place for car insurance?

I'm 16, and so I plan on starting to learn all the theory before starting driving lessons the day after my 17th birthday - as you can probably tell! Anyway, my mother and I have been discussing little cars and what not for when I pass, but insurance is another problem. Is anybody aware of a good place that will insure a teenager for not too much? I have heard that Admiral's Littlebox is quite good - has anybody any reviews for them? All answers and suggestions greatly appreciated! :-) Thanks""

Can people under 18 get their own car insurance?

My stepdad does not want to let me onto his car insurance because he doesn't trust me. Can I even get my own insurance before I turn 18?

2004 RX8 insurance? Teens I need help!!!!?

Ok I am looking to get a 2004 RX8. I am 16 and may get it at 17 if I wanna wait.I can afford the car (with parents help) but I wanna know, With Full Insurance Coverage, around what price is the Insurance (I know about the quote thing but what yours) for the 2004 RX8. Do any Teens have on that can tell me?""

6month CHEAP car insurance.! plz help?

hi, iam looking for a 6month cheap insurance policy plan for my bf's blazer. the court says he has to have sr22 with a 6month policy... if not he will go to jail. we have found one where 1200 is the cheapest at the moment but i would like to know if there is anything cheaper.""

""I have medicaid for my baby,how long can I have it for?

My daughter is covered under medicaid. She can't get insurance because she has a pre consisting condition. I am wondering how long I can have medicaid for? Is it wrong for me to ...show more

What is average Annual homeowners insurance premium in pennsylvania?

For single or for townhouse.

Auto State Farm insurance almost up?

I just looked at my auto insurance card that it expires next month.....i still want to keep it so do i have to call them to renew it or something, or do they call you ?""

Does anyone know a cheap but good insurance company?

im 19 in dec and have been driving an year, with no incidents so far :) the company i was with has gone up! and they said they were gna go down, i know i can get a better deal sum were else so im not goin to stop with them, jus wunderd if anyone knew any good company's? please leave websites aswell :)""

Different Types of car insurance?

i know of state farm progressive and Geico. what else is there?

Mother has Mental Illness but no Insurance?

We are at the moment living in california but my mother has mental illness when we were back in The Netherlands she was given pills to take to supress that voice in her heads making her go crazy, but now we are here and we don't have any insurance yet is it possible that she gets insurance if she supports her illness?""

How can I lower my car insurance?

I have a 2010 Chevy cobalt LT. I pay $420 a month for insurance! I understand I'm 21, and it's a sports car. But I've been driving for 5 years, I've never got in a crash nor gotten any tickets. Why could this be? I know lots of younger people with much more expensive cars but they don't pay nearly as much.""

Medical/health Insurance for H1b and H4 visa holder?

What is the best medical/health insurance ?Is dental,vision and pre natal included? What are HMO/PPO plan?What do i need to know about it? need some input. pls suggest. thanks =)""

How much would insurance cost (estimate) for a person my age?

Im a teen I live in Texas and I want a dodge challenger but insurance is the only thing my parents are thinking about so could someone give Me a estimate if how much it would be please and thank you

Auto Insurance?

i need to renew my auto insurance next month i drive a Infiniti G35 and a Subaru wrx (not STI) can anyone tell me if they have ever purchased insurance for any of these vehicles and where was the cheapest i need full cov. on both. Or just anywhere its cheap, i live in central california (bakersfield) THANKS""

Rear Ended by someone who doesn't have insurance?

I was rear ended by someone two weeks ago, and the person did have a valid insurance card on site, but after I contacted her insurance company, i was told that her insurance had expired before the accident took place. I know that now I have to use my insurance company (uninsured motorist) to pay for the auto repair, and I have to pay Deductible (which is either $500 or $1000). I'd like to know, is it possible that I can get my deductible back from the other driver? or can my insurance company help me retrieve the money back? It's totally the other person's fault. Why should I pay for the cost?! By the way, the accident was in NJ. Please let me know if you have any suggestions. Thanks.""

When does insurance rates go down?

I been in an accident in 2006 and I was looking for insurance quote for less and I wanted to know if it will lower in 3-5 years. start with a clean slate. Thanks

https://www.linkedin.com/pulse/short-term-insurance-coverage-aca-joshua-mccormick"

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