#like what's the point of adding consent-related questions to your script
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i wasn't a fan of the "i don't know means yes" line from today's ep because this is not how consent works and i wish people would understand that
#it's great that shows are talking about consent more#but they keep getting it wrong#like in what world does âi don't knowâ mean âyesâ????#i also had an issue with the way they dealt with consent in hidden agenda#because not answering a consent-related question does not mean the person is giving consent#like what's the point of adding consent-related questions to your script#when you end up giving people a questionable idea of what giving actual consent means at the end of the day#perfect 10 liners#yothagun#sabrina talks
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Letâs Get It On
How To Write Sex
Guest Poster: CB
Here is our second Writer Workshop post, written by CB. Have a read and then head over to the Discord Server where we have a channel for you to take part in a discussion based on the post, with chances to share your own ideas too.Â
So Your Characters Want to Bang
Welcome to my Ted Talk on How To Successfully Write Pornography! Weâre going to cover a few bases here (first, second, third, and home base, to keep up with the metaphor), but feel free to reach out if you have any questions either on the Discord server or here on the Tumblr. If you take a look at my body of work you can see that a significant portion of it is explicit fic, which Iâm told is a struggle for some folks. Apparently my CPU is 80% porn.exe, so Iâve got a bit of a niche. Additionally, Iâve got a medical professional background that includes a very specific nurse certification in sex-related shenanigans, so if youâve got questions, Iâve got answers.Â
When I decide to write porn (or when my characters decide it for me), I have a few basic things that I keep in mind in order to make sure the story stays on track, the character arcs fit with the scenarios, and that everything doesnât start to feel too formulaic. Iâm going to share my methods and maybe you will find something that helps you out or inspires you to give writing explicit fic a try!
The Mechanics
Letâs start with the basics. Fictional pornography can start to feel, well, a little bit formulaic, especially if you read or write a lot of it. Thereâs a standard formula of kissing, rubbing, fingers, dicks (or other bits), everybody comes, the end! Thereâs nothing wrong with sticking to the basic formula, especially your first time (ha!), but here are some thoughts on how you can make sure youâre getting the specifics done and done well, and how to avoid feeling like youâve written the sexual equivalent of an English essay.Â
Lubrication. It⊠really doesnât matter exactly what kind of sex your characters are having, you canât go wrong with lube. Getting things wet and slippery is half the fun and also twice the enjoyment. Sometimes characters decide to get it on in unfortunately risque locations, and lube may not be readily available - here is a nice list of MacGyvered lube solutions you may find helpful in that circumstance. That being said - if you are writing anal sex of some sort, lubrication is an absolute must have.Â
Preparation. Otherwise known as foreplay. Prep is and can be sexy! Everyone involved wants to have a good time, some preparation is required! I donât just mean fingers in the butt (although that can be important too, weâre gonna get to that), but just generally building up the level of arousal over time adds to the dynamic youâre trying to create between two characters. Even if itâs fuck-or-die, sex pollen shenanigans, just talking about how hot the character feels for it is still a form of preparation/foreplay. Specifically speaking to buttsex - the amount of prep your character needs is heavily dependent on the circumstances. For your consideration - is this a first time sex situation, or does your character regularly bottom? Are they pressed for time, or is this a long, drawn-out affair? There is not (despite what fanfic writers would have you believe) a certain number of fingers that you have to insert into anyoneâs anus that makes them âreadyâ for sex. A person who regularly bottoms may not need any fingering at all, in fact, but they are still going to need lube. (See point 1.) If your character has never bottomed before, theyâre going to need more time and patience than a character that does it a lot, but that doesnât necessarily mean they need more and more and more fingers. It just means they need a partner with consideration for their comfort. And lube.
Coming. People (and thus, characters) donât often come at exactly the same time. Frequently someone comes first. The other person may not come at all! They donât have to! If itâs important to you, thatâs fine. But it can be fun to play with the dynamics of one character coming and the other character not, because theyâre caring for the first character, or because they want to wait and enjoy the burn for later, or because of whatever other reason - which brings us back to character and story dynamic. Also, playing with this particular dynamic can make your pornography feel a lot less formulaic. Character B didnât come because they wanted to wait and savor the feeling, and maybe in a few hours or days, Character A gets to really have a good time paying them back with a truly spectacular orgasm. Maybe they just really wanted to see their partner fucked out and happy, and coming really wasnât that important to them. Maybe theyâre sex-postive ace, or maybe they take medication that makes sex and orgasms hard to achieve, but they still enjoy the intimacy. Itâs up to you (and your characters!), but itâs not necessary for both people to come for the scene to be satisfying.
Penetration. Penetration is not the end-all-be-all of sex. Penetration isnât even required for something to be considered sex. Some people never want penetration, and thatâs okay. This is a good time to consider your charactersâ boundaries, a good way to involve consent, and a good way to consider what kind of bedroom dynamic your characters are going to share - even or especially if itâs completely different to the dynamic they share outside the bedroom. Is penetration necessary or important to the characters, the story, or the development of the relationship? Even if you just want to write it, thatâs fine, but considering your charactersâ perspective and feeling will give the act more depth and nuance.
Expectations (and subverting them so that whatever youâre writing feels fresh and different). Like I said before, thereâs a certain amount of âthis is whatâs going to happenâ expectation in fictional pornography. A series of steps that you can pretty much guarantee is going to get you from point A to point F in the sexual alphabet. One of the biggest ways that you can make your sex scenes feel more intimate, more character-driven, and more unique is by subverting those expectations and doing something different that fits your dynamic better or isnât âthe normâ. For example, in a recent fic I had a character fantasize about what it would be like to have the object of their affection on their hands and knees - but when it came time for the sex, said character flipped the script and climbed on top instead! Fictional pornography isnât real, and people donât necessarily want realism in their fiction, but adding some realistic elements (oh no, Iâve lost the lube!/it turns out I donât like this one thing can we try another thing/a hilarious thing has just happened) can be fun and unexpected, and make the reader more invested in your story.
So You Want To Add An Explicit Scene
Youâre writing a lovely enemies to friends back to enemies to lovers arc and the time has come to do the do. Iâm excited for you! Iâm excited for your characters! But now you want to know how do I add this to my story organically? How do you make this feel like a natural progression of the story, how do you segue from fighting Doombots to sweating it up in the sheets?Â
The trick, in my experience, is to build up to that moment way before you get there. You have to lay the groundwork for attraction before anyone takes off any clothes. Does Character A get distracted during the fight by staring at Character Bâs biceps? Was that an absolutely beautiful sniper shot at an impossible angle and it was so good that Character Aâs breath literally catches in his chest and he nearly gets hit in the face by a robot fist? Did someone else in the battle have to remind Character B to pay attention to the fight? Is it movie night and Character A doesnât even know the plot of the film because theyâve been too busy staring at Character Bâs face in the light of the television screen?Â
A little pining goes a long way, but you have to establish attraction before your characters can act on attraction. It feels jarring to your readers if the characters hated each other two paragraphs ago and now theyâre fucking in a public space. Even if itâs hate sex, you gotta have the POV character hate how attractive they find the other character. Then you just need an inciting event - one character takes off their shirt because itâs ripped from the fight, or they bump into each other in the communal kitchen and that hot line of their bodies pressed together sparks a kiss - and then youâre off and running!Â
The exception to this might be an established relationship Plot What Plot fic, but even then, youâve probably got an idea that sparks the actual sex - include that in your fic!
Help, This Is Moving Way Too Fast!
Oh no, the pacing is off! It happens to the best of us, donât worry. You get in a hurry (just come already, oh my god!), and you push through to the end and then on re-read or in beta, you find that the whole thing just feels flat and rushed. It started off so well, and then you lost something somewhere in the middle.Â
The way I combat this is by focusing on how the characters feel and/or how they react to whatâs happening.Â
Someoneâs mouth is on someone elseâs body - how does the POV character feel about this? If theyâre the recipient, is this the hottest thing thatâs ever happened to them? Are they afraid to let go and enjoy it? Are they 404 Error: Brain Not Found? Play around with it. Does the non-POV character say something unbelievably hot/romantic/sappy/hilarious? What kind of mood are you trying to set? This is a character interaction as much as dialogue is, so youâre still working with the back-and-forth of two people who are communicating, but with their bodies. (And words too, to be honest). Â If the scene is too rushed, slow it down with some internal dialogue, external dialogue, or something emotional (like a realization or an acknowledgement - oh no I love them/oh no I donât hate them/they always take good care of me). If the scene is too long (to be honest this rarely happens, but it can), consider whether youâve added too much dialogue or other extraneous interactions that have slowed your scene and taken attention away from whatâs happening.
Help, It Sounds Like A Medical Exam
This is nearly always a terminology problem.Â
Iâm not here to tell you what words you can and cannot use in your sex scenes. Everyone feels differently about acceptable terminology (though we have all laughed at dick euphemisms). And thatâs not even getting into writing fics with trans characters or different gender identities. Personally, I tend to use cock/dick for penis, and I avoid specifically naming parts for vagina-havers because Iâve never found a good one that I liked that I felt flowed smoothly in my own writing. So this one is more nebulous because itâs a personal choice youâre making about what words do it for you and what words donât. Itâs also, again, about your characterâs perspective. If you have a character who prefers certain terminology, thatâs the terminology you use.Â
Hereâs what I can suggest. Donât focus as much on the parts of the body youâre writing, and focus much, much more on the sensations youâre creating. There is a mouth on your POV characterâs penis - how does that feel to them? Is it: hot, tight, wet, is there something happening with the tongue, are they sucking really hard, are they going really deep? Alternatively - is the non-POV character enthusiastic? Are they into it? Is how into it they are super hot to the receiving character? Are they sloppy but determined? Beyond the physical sensation, how about emotional reactions? Has your POV character never had this before, or has no one ever treated them with such tender care? Is it the best blowjob theyâve ever received? The worst? (This can still be hot - can the POV character give them careful, precise instructions on how to do it better? Does the non-POV character find THAT extremely hot?).Â
Keep in mind that youâre not writing technical directions for the characters in your scene. Â (Unless you are, because youâve discovered Gentle!Dom!Bucky, who is telling Praise!Kink!Clint exactly what to do.) Youâre writing a scene that conveys something emotional to the reader. Â Is it a sexy emotion? Yes, yes it is. It might also be a sad emotion, or a happy one, or any of the range of human emotions, really, but the point is that readers probably know how the sex works mechanically, what youâre trying to do is give them feelings about it.
Speaking of Feelings
Letâs talk a little bit about motivation. Yes, even sex scenes need motivation. Not to be the prima donna actor over here, but ask yourself: Why am I writing a sex scene?Â
Generally speaking, well-written sex scenes are better received if they accomplish a goal. Writing a sex scene well is easier if you have this goal in mind before you ever sit down in front of your computer.
Does this scene advance the story? By this I mean: is this an emotional resolution, does it convey something about the charactersâ relationship that cannot be conveyed in another venue or does it better express that aspect of their relationship, does it have meaning beyond the immediate gratification of an orgasm or add to the fic in some way?
Does this scene advance the relationship? Is it a big step for one or both characters? Are you showing vulnerability/trust/compassion/concern/etc? Is it an emotional milestone? Is it an expression of love that one of the characters canât make with words but can demonstrate physically?
Iâm going to pull some very specific examples from my own work, helpfully crowdsourced and reviewed by a trusted friend so that I can talk more clearly about what I mean.
Russian Red: if you havenât read this one, itâs a story about Bucky wearing lipstick and then giving Clint a blow job. Thatâs it, thatâs the fic. When I put it like that, it doesnât sound all that exciting, really, and maybe it doesnât even sound like something youâd like. A man wearing lipstick may not be your thing!! Thatâs okay! (And as an aside, people enjoy reading/writing things that they have absolutely zero interest in in real life, and thatâs okay! Fantasies are weird like that, and a normal part of human sexuality, and we arenât judging anyone for their kinks here.) But this fic employs very specifically some of the points Iâve made so far, so I want to talk a little about it, especially foreplay and emotional investment.Â
Bucky wearing lipstick in this fic is not about Bucky at all. It is explicitly about fulfilling a fantasy for Clint. In fact, later in the fic, Bucky has a moment of insecurity about it because he had what he thought was a great idea, and in the moment of truth it becomes a bit of screaming panic because what if the whole thing is stupid!!!! Weâve all had that moment. So readers can relate. But also - throughout the course of the fic it becomes something that Bucky also enjoys and finds sexy. So there are multiple motivators: emotional satisfaction for Bucky because heâs doing something for Clint, physical satisfaction for Clint because he is getting his fantasy fulfilled, and then the added bonus of Bucky finding the whole thing unexpectedly hot means that he is also satisfied by the encounter. I have created an emotional need that is satisfied through porn.
Emotional investment (also known as the character is putting in work). Bucky goes through a lot to make this fantasy happen. He has to tell Natasha what heâs doing for one thing, which is uncomfortable. A little bit of character discomfort makes the payoff at the end better, because your reader is invested in your character having a good outcome! It also shows that Bucky cares about Clint more than he cares about the mild discomfort/vulnerability of asking Natasha about lipstick for a mildly kinky thing heâs doing.
Foreplay - the more invested Bucky gets in doing this thing for Clint, the more he starts to find it hot and exciting, the more like foreplay it becomes, which means the payoff in the end is that much better. (Revisit the point on preparation from earlier!). There is a lot of build up from the moment Bucky puts the lipstick on (tactile sensations, memories tied to lipstick, etc.) to the moment he leaves the very first red imprint of his mouth on Clintâs skin and realizes oh shit, this is hot.
This fic is very, very close, tight third-person POV. Keeping the POV so close and tight means that your reader is very much in your POV characterâs head - the reader is getting their experiences (emotional, physical, tactile senses) but theyâre only able to interpret the other charactersâ motivations and reactions through the lens of your POV character. Itâs trickier writing, but it means the reader is more connected to the character and therefore the porn. Also, it means that the reader is much more in tune with the non-POV charactersâ reactions, which means incoherent mess is just that much hotter.
Personal Security/Security Failure: So these fics are⊠their own claim to fame in fandom. Gentle!Dom!Bucky and Praise!Kink!Clint have sexy, sexy adventures. The first fic is their first meeting, the second one is fondly known as Circus Spanking. If you havenât read them, thatâs the basic summary, but please mind the tags if you choose to explore this series. Here weâre going to hit on consent, which is important and sexy, and vulnerability/trust.Â
Again itâs very close, 3rd person POV, which means youâre very much in Clintâs head when heâs a wrecked, incoherent mess. In the previous fic Bucky was watching the incoherency happen, which is very hot. In this fic the reader is experiencing the incoherency. Thereâs also a lot of buildup in the first fic of Clint experiencing this inexplicable attraction to Bucky, and the confusion he has that Bucky is equally attracted to him - so like foreplay, youâre building it up before they ever take their clothes off.
Consent. If you are dabbling anywhere in the kink neighborhood I cannot express to you how important it is to include explicit consent. Please get a kink sensitivity reader. Donât surprise your audience with dubious consent - make it clear and explicit from the start, even if itâs consensual nonconsent (which is a tag, but can also be addressed early with a line like âthis is something theyâd talked about previouslyâ). But also! Consent can be sexy! It can be fun! It doesnât have to be a drawn out contract of hard limits and detailed diagrams (though I have seen that done and done well!). Consent can be as simple as checking in with a partner if theyâve gone quiet or seem so wrecked they canât express themselves. Consent can be one character telling another exactly what theyâre going to do to them (hot hot hot!!), asking if theyâre okay with it, and then doing exactly what they said.
Vulnerability/trust. Just like with the previous fic, vulnerability adds a sense of emotional intimacy that can be super hot. If youâre writing kinky fic, vulnerability and trust go hand in hand, and show how deeply invested characters can be in each other - and that they respect and care for one another as well. One character making themselves vulnerable to another with the understanding that the other character isnât going to take advantage of that trust can be supernova hot if you employ it correctly. The key here is making sure that the character in the position of power respects the vulnerable characterâs boundaries. Security Failure in specific sets up an emotional need (increased trust) that is fulfilled physically by the porn that follows. Clint needs to trust Bucky more, and Bucky needs to know that Clint trusts him. Clint making himself super vulnerable in this fic lets both of these needs be fulfilled.
 Interactions outside the bedroom compared to interactions inside the bedroom. In this fic, I chose to have these mirror each other - Bucky is in control of himself and in command of the situation in all of their interactions, so before they ever get naked you know what to expect from the dynamic. What can also be fun, however, is subverting expectations, so that how characters interact outside the bedroom is very different from how they interact inside the bedroom - so this is another time when knowing what your characters want/prefer is important motivation for your writing!
Character moments in your porn - thereâs a scene in the first fic where Clint (this is all Clint POV) thinks about how much he likes performing a certain act, because it makes him feel good and useful. Itâs a very short interaction but it tells you a lot about the character - it tells you he likes to be useful, that he likes to be considered good (hello praise kink!), and it tells you he has low self-esteem which makes you want to wrap him up and a blanket and tuck him in and tell him how good and useful he is, but you also want Bucky to wreck him. Your characters still have characterization, even during porn. In the second fic, we see character growth that mirrors growth within the relationship, but thereâs still room to grow because Clint is still uncertain and insecure, and the fic helps advance their relationship to a new level of trust. Through porn.
Communication, communication, communication. Especially in kink fic but honestly in most porn - your characters have to communicate with each other! It can be nonverbal, but youâve gotta make it clear to the reader.
The Big Finish
Everyone came (or maybe they didnât), now what CB?
Oof, good question.Â
To be honest, endings are the hardest (ha!) part. And luckily, weâre going to have a Workshop specifically about how best to accomplish them! But as far as sexy scenes and how to wrap them up and move on, I like to use resolution of whatever need I was trying to meet, and then open the next scene with something that demonstrates a new level of intimacy/relationship dynamic/etc. if itâs part of a larger storyline, or just fade to black if itâs a one-shot.Â
I hate to keep beating a dead horse, but this also depends on your motivation for writing your sex scene. If you were trying to accomplish something with the story, then you need to somehow demonstrate that goal has been met - are they more comfortable around each other now, are they happier to show off their relationship to their friends, are they finally admitting theyâre in a relationship? If you were trying to accomplish something with the relationship itself (which, as you can see, may go hand in hand with the story), then how can you show that? Does the one who usually leaves finally fall asleep in the other personâs arms? Is there a big flowery declaration? Does someone crymax? Does one partner tenderly clean the other partner up with a warm cloth and snuggle them into submission? The world is your oyster! Do what feels right for your characters and the journey youâre taking them on!Â
And donât forget the lube.Â
#winterhawk#WHOB#winterhawk olympic bang#writer workshops#writer workshop: smut#guest post#kangofu-cb#cw: sex mention
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Being emotionally responsible (pt. 2): learning from Asexuality
I previously wrote a post about what being emotionally responsible means, and how emotional illiteracy is really detrimental to keeping relationships (for yourself and others).Â
Hanging out around non-monogamous communities (bdsm, swingers, polyams, you name it), you constantly hear people talking about âsexo-affective responsibilityâ towards their partner(s). But under the guise of ~sex positive~ culture, and owning and exploring your sexuality, people tend to focus a lot more on the sex aspect, and very little on the emotional responsibility side of it.
In part, I believe, because thatâs not what sells. People want to have fun, and explore new avenues for pleasure and experiment. Because the sexual act itself is easy (although itâs never âjust sexâ - and thatâs a capitalistic lie). Could you imagine being that person talking about trauma and sexual violence in a space where people go to have fun? non sense! That should be something for therapy (if you believe in such a thing).
And if and when you bring up the topic of power imbalances, abuse, and issues of coercion/consent, generally the community tends to get very defensive and shout âshame! youâre shaming me!â and point blank refuse to acknowledge any of it. Which, imho, doesnât help anyone at all and just provides abusers from being held accountable.
What I wanted to bring up is how asexuality can help us understand emotional relationships better by taking the focus completely away from sex. Because, when you see sex as something accessory, you put all the value in the emotional bond you have with each other.Â
[I will be referencing David Jayâs talk on the topic along the entire post (video can be found here, and transcript can be found here).]
David begins his talk by commenting on something basic and universal for everyone: the struggle to find connection. And goes on to define it like this: «And I want you to think back to the last time you had a really good, really deep conversation. Think about how that felt like in your body. Think about what it felt like to be that engaged with another person. That's what I mean when I say connection.»
What David is talking about here, this connection, is nothing but love in its purest and simplest form. Itâs making the effort to know and understand someone, and have that reciprocated - and thus form a relationship.
And itâs important to understand that you can build love in any type of relationship, whether itâs romantic or platonic, sexual or non-sexual. Personally, I find that romance and friendship are simply in a spectrum of love that you find among equals* who have an emotional connection.
So, in his quest to try to understand how these relationships operate, David asks a very simple question: what makes some relationships more connected (or emotionally intimate) than others?
And the answer is simple: itâs about the time you decide to spend with someone. And because you find your interactions and connection nurturing, you decide to prioritize this relationship over others and spend even more time together, so the bond continues to grow and strengthen.
And then he comes to share the example on how he deepened his connection to his friend Brandon, by asking him to have a conversation where they talked about and acknowledged their relationship, how it was working and how they wanted to build on that.
And there was something about that simple conversation that was terrifying. But once I could sit down and have it with him, the relationship was transformed. It didn't become a romantic relationship. But being able to make explicit the way that we made decisions about time, allowed the relationship to be talked about, celebrated, and prioritized in a way that most friendships are not.
Here's what I'd like you to take away: as you think more about the asexual community, remember that our struggle for connection is tangled up in a culture of sexuality. And that in order to disentangle it, we need to understand how these things operate. We need to recognize that they are fundamentally the same. Whether they are sexual, or non-sexual. We need to begin to explore the structure by which they grow. So that we can write new scripts for new kinds of connection. And if we can do that, then I believe that our shared struggle for connection may become just a little bit easier. And imagine what the world would look like if it did.
What I like about Davidâs approach is that it is inviting us to put aside all the feelings of (sexual) desire we might have for a person, and instead focus on the emotional bond - and make an active decision to nurture that.
Because thatâs what love is: not just a passing feeling (no matter how strong it is), but the conscious action of getting to know someone on an intimate level and act on those feelings by strengthening and exploring the emotional bond further.
I think when we focus too much on the sexual aspects of relationships, we neglect to take care of whatâs really important - the love part. Which is also the hardest part. Itâs the part that takes up the most effort, itâs the part that takes up the most time, itâs the part that takes up the most mental capacity.
And when I see people indistinguishably relating to a dozen people simultaneously and then claim to be emotionally responsible, I canât help but be in complete disbelief, because thereâs just not enough hours in the day. People who also would never, ever, dare to have that type of conversation where the relationship is acknowledged - because they prefer to hide behind a thick curtain of âthereâs nothing between us (relationship wise)â and âI donât owe you anythingâ and âyouâre responsible for your own feelingsâ - which is all just bullshit capitalistic consumerism of bodies (yes, Iâve been promising this post for a while - itâll come, eventually). These types are simply completely unaware of what emotional responsibility actually means, or theyâre simply lying (to themselves and others).
Once the emotional bond becomes the priority, then sex, if it happens, is an added bonus to that. Because if/when sex doesnât happen - the bond is still there. Being able to talk frankly about your feelings for one another should be the utmost basic requirement for a connected relationship - and, if I may, could also be the stepping stone into repairing broken relationships.
Thatâs how you start chipping away and subverting at Romantic, Patriarchal, Heteronormative love. By actually learning to connect and being emotionally present for all of it.
*Hereâs a piece on how some relationships are inherently imbalanced and thus real reciprocity becomes impossible.
#Asexual#Asexuality#Relationships#very long but also very good post#ethical non monogamy#romantic love#love#Emotional responsibility#friendship
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(The Sunday Times article for those of you unable to read it)
Last Sunday, just days after being nominated for an Oscar, TimothĂ©e Chalamet bounded into a busy London bar like a man who still believes nobody knows who he is. Heads turned. Autograph hunters were in the yard outside. At one point during our interview, he shouted âBoom!â so loudly that tables of drinkers turned, stared, turned back, then turned around again. âItâs, itâs...â one said, slightly uncertain as to who he was or, more likely, how to pronounce his first name.
Itâs plain old âTimothyâ; and what filmgoers recognise him for is his breakthrough role in Call Me by Your Name, a gay coming-of-age story that has grown from cult hit to mainstream contender. He is smart and sensitive as Elio, who falls for his familyâs American hunk of a guest, Oliver (Armie Hammer), during a picturesque Italian summer.
In person, Chalametâs hair bounces, as does the rest of him. He is thin and wiry; as graceful as a ballerina and as energetic as the Duracell bunny; fond of light physical affection. He talks at the motormouth clip typical of Hellâs Kitchen, New York, where he grew up.
I have never met anyone as delighted to be alive as he is right now. Who can blame him? At 22, he is, for Elio, the youngest best actor nominee since 1944. He would be the youngest ever winner: not bad, considering he was previously best known for a bit part in Homeland and quit Columbia University to audition for, but not be cast in, Manchester by the Sea and the latest Spider-Man. In a fortnight, he will be at the Baftas for both lead actor and the coveted rising-star prize. But everyone knows itâs the Academy Awards that matter most. How does all that feel?
âThis is how it matters to me,â he says. âCall Me by Your Name has gone beyond my wildest dreams. People came out because of that film. But I donât want to be known for something that happened when I was young. So [the nomination] comes with tremendous gratitude and is something Iâll humblebrag about to my friends and family, yet this is hopefully just the start. Thereâd better be more.â
The good news, I say, is that he is unlikely to win, as voters seem unable to look past Gary Oldmanâs prosthetics in Darkest Hour. So the accolade might be a millstone, but not as heavy as it could be. He laughs at my cheek.
âThe truth is, you want to prepare a speech, but â I donât know,â he says, frozen. âThese ceremonies are overwhelming enough, independent of having to get up in front of legends and have your mouth move.â A fellow nominee, Daniel Kaluuya, the young British star of Get Out, is equally excited. âWhen we lock eyes,â he says of Kaluuya, âwe give each other a look of âWhat the f*** is happening?ââ
The crazy thing is that Call Me by Your Name is only the second best film starring Chalamet nominated for best picture this year. The best is Lady Bird, Greta Gerwigâs exquisite straight coming-of-age story, in which Saoirse Ronanâs titular teen struggles with men and her studies. Itâs an astonishingly astute film, with Chalamet playing Ronanâs second boyfriend. He sits by the pool reading literature, looking brooding â which is exactly what Elio does. Chalamet claps along loudly when I bring up typecasting. Heâs too hot now to sweat the small stuff.
Gerwig has been nominated for best director at the Oscars, which makes her the story of the night. Although other awards have found room for Lady Bird in several categories, they have overlooked the one that counts: best director. Some thought her film was simple compared to, say, Christopher Nolanâs Dunkirk, with its crew of hundreds moving a boat off a beach, and that such traditionally male-made projects are simply harder to do. Size matters, it seems, to panels of predominantly male voters. Or perhaps they just donât like women to direct.
âThereâs no difference in being directed by a woman,â Chalamet says sharply. âBut in the public representation, there is a huge difference, and thatâs why itâs so important Greta was nominated, and so shocking she is just the fifth woman to be so.â
He looks bemused as I float the idea it might be easier to make a film that is character-driven, as is Lady Bird, than something on a grander scale. âAnd itâs interesting,â he adds, âthat the conversation is framed in relation to production of the movie, because itâs clear that itâs way harder to get an audience for smaller films. Budgets are significantly less.â He sounds irked, clearly finding questions about the battle of the sexes dated and odd.
Yet Chalamet should be used to this by now. He has come into the industry in the era of Timeâs Up, which strives for better treatment for all, especially women. Itâs hard being in the middle of a storm thatâs still raging. There was a late caveat to this interview, namely that I couldnât ask Chalamet about Woody Allen. The actor recently donated his salary for the directorâs forthcoming movie, A Rainy Day in New York, which he filmed last summer, to funds including Timeâs Up. He had made a statement about it a couple of weeks ago, and that was that.
I pushed back. Journalists have been accused of dodging difficult questions, but if the interviewee refuses to be asked, that leaves us in limbo. I was then allowed one specific question about Allen, by email. I asked three. Chalamet answered this one: âYou were the first lead to donate your salary for a Woody Allen film. What has been the reaction to your statement?â
He replied: âIâm just focusing on the work as much as possible. I mean, I literally get to have this conversation with you in relation to Lady Bird, which freshly presents a female coming-of-age story, independent of a male romance being the catalyst; and to Call Me by Your Name, which similarly presents male coming-of-age with a new lens⊠Thanks to these films, Iâm getting new opportunities. But Iâve also learnt that, along with the opportunities, I have new responsibilities, and none of this is lost on me.â
I have sympathy for him. Allegations against Allen have been public for years, and itâs not as if established A-listers such as Cate Blanchett or Javier Bardem are quizzed about their decision to work for the director. Chalametâs feeling, I imagine, is that his salary statement was enough, and such a move has probably helped end Allenâs career anyway. Iâd be stunned if anyone sees A Rainy Day in New York, and gobsmacked if a leading actor signs up for his scripts again.
Still, although we canât talk about Allen, we can discuss Timeâs Up. Chalamet is in a business going through a great upheaval. He calls it a âreally important moment in Hollywoodâ, and thereâs a sense that, like every new generation, he looks at those above him with suspicion, at times even disdain. âIâm in a new wave of actors that doesnât stand for stuff like this and is part of that change,â he says proudly. âItâs actually been a lesson for me to learn what the â well, prejudices isnât the right way to put it â the old-school way of thinking was. How they used to talk about these things.â
Does he expect the change Timeâs Up seeks will be organic? âIt would be a little passive to say itâs going to be totally organic,â he says bluntly. âBut weâve seen in the last months that there is real momentum.â
I canât shift from my head some theatre I saw him do online from five years ago. The monologue was from White People by JT Rogers. After a largely satirical diatribe, he ended with a furious â and heartfelt â âWhat right does any human being have to be hateful?â before storming off stage.
Call Me by Your Nameâs fandom is now at such a pitch that it already has its own nerds. They have noticed that the opening line of Love My Way, the track Armie Hammer does an elaborate dance to, is: âThereâs an army on the dancefloor.â Cute. âOK, I did not know that,â Chalamet admits. Just that morning, they were discussing a possible film in which âhe plays a president and I play a KGB spyâ. They are the Brangelina we need right now.
Yet leave any film in the sun for long enough and it will get burnt. First, there has been press and online comment that itâs a story about grooming, which is weird, given that Elio is 17, Oliver is 24 and the age of consent in most American states is 16; in Italy, itâs 14. Still, that criticism persists. As does one about straight actors â which Chalamet and Hammer are â playing gay men. It canât have been for box office, given that the former was unknown, but critics have questioned why out actors couldnât be cast instead.
Chalamet pauses, which is rare, and answers carefully, as if they teach actors how to make a statement in the age of the hashtag along with the Stanislavski method.
âWell, first, itâs important for actors of all identifications to be represented, so any propulsion to bring that movement forward is good,â he begins. âBut as relates to Call Me by Your Name, this is a story that presents love, sexuality, identification and orientation in a definitionless way. Thatâs one of the beautiful things about the movie. Ultimately, Luca [Guadagnino] is the best person to talk to, because this is his film and he does what he wants.â
âI donât know anything about the sexuality of Armie or TimothĂ©e,â the director said huffily when I interviewed him last year, before adding that he didnât think Elio would necessarily be a gay man later in life. Maybe the amount you care about the sexuality of the cast in Call Me by Your Name is directly related to how binary you consider sexuality. The filmâs youngest actor, like most of his millennial peers, simply doesnât care.
What about a sequel? âF***, yeah,â Chalamet says. âItâd be a dream. And the great thing about being an actor is that the storytelling would have nothing to do with me.â
I wish him luck with âthose awardsâ as he leaves for another ceremony. He laughs. I meant the Oscars. âOh, those awards?â He laughs louder, as if it hasnât sunk in, and disappears into the lift. Up, up he goes, and, hours later, is named actor of the year by the London Criticsâ Circle, beating that Oldman.
#timothee chalamet#call me by your name#lady bird#i hate paywalls#putting under read more so i dont get a dmca for this lol
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How to Block Cookies on a WordPress Website
âCookiesâ are shrimp bits of information that allow user-explicit substances, nonetheless they have moreover change right into a supply of privateness points and safety risks. Proper right here is why the so-known as âCookie Lawsâ grew to become as quickly as place in position. In a nutshell, this requires person consent to be restful earlier than using them. To fulfill this requirement, youâll desire a mannequin to each block cookies and accumulate consent.
One in every of primarily essentially the most attention-grabbing methods to stop this in your wordpress net scenario is (in any case) by using plugins. There are a want of plugins available to may help you protect on the true facet of the Cookie Laws in wordpress.
On this textual content, weâre ready to initially discuss concerning the Cookie Laws in additional factor, then weâll watch at whether or not or now no longer or now no longer wordpress websites make use of cookies. Lastly, weâll spherical up some options and discuss concerning the system that you simply wish to additionally dwelling up a cookie consent notification in your net scenario. Letâs catch to it!
An Introduction to the Cookie Laws
The Cookie Laws is a regulation place in position to protect of usâs privateness whereas browsing the score. It requires web sites to catch advised consent from EU-basically principally principally based mostly friends earlier than gathering any data about them through cookies. Step one of complying with the laws is exhibiting a cookie banner (moreover generally known as âcookie leerâ) on the personâs first search suggestion from to your scenario:
This cookie banner should moreover hyperlink to a cookie coverage, which accommodates particulars linked to the precise cookies in make use of in your scenario very similar to information retention time, the wants of the cookie, the title of the third catch collectively working the cookie and so forth.
The next step is de facto blockading the cookies earlier than receiving the personâs consent, then releasing the cookies as quickly as consent has been restful. Now as that you simply wish to additionally think about, this step is essentially essentially the most refined on a technical stage. Earlier than we bounce into the options, letâs purchase a examine what cookies are and whether or not or now no longer or now no longer you little question make use of them when working a wordpress scenario.
Cookies themselves are easy textual content information created and saved on a personâs pc after they search suggestion from an online scenario. They retailer user-explicit information, very similar to login credentials and momentary session data. For a precise-world occasion, take into epic returning to an e-commerce scenario the place aside your searching cart restful contains the objects you beforehand added. Proper right here is as a result of they had been saved using cookies.
Whole, cookies normally produce the Specific particular person Journey (UX) sooner and extra personalised, nonetheless they will moreover be ragged in additional invasive methods, very similar to when creating âbehavioral profiles,â or exhibiting retargeting adverts. Typically issues esteem this include cookie information being shared all of the draw through a pair of internet sites or advert distributors.
wordpress itself generates two utterly completely different kinds of cookies by default: for a session and for feedback. The veteran is set when a person logs appropriate right into a wordpress net scenario and retailers their authentication particulars. The latter features a personâs title, e-mail handle, and URL fields to robotically believe in these sections after they proceed a say in your net scenario.
Now purchase into epic that many plugins, widgets, add-ons very similar to social buttons, and exterior suppliers very similar to analytics make use of cookies too, and it turns into certain the Cookie Laws necessities seemingly apply to you.
Three Plugins for Setting Up a Cookie Banner and Managing Cookies on Your wordpress Net scenario
In checklist to adapt with the Cookie Laws in your net scenario, you are going to want to disguise a cookie banner, hyperlink to a cookie privateness with the whole related cookie particulars, and block cookies until youâve restful person consent.
Underneath are three of the extinguish plugins listed within the wordpress plugin listing that that you simply wish to presumably be additionally make use of to current the strategy easier.
1. Illmenite Cookie Consent
First up, Illmenite Cookie Consent is a delicate-weight possibility for environment up a cookie banner in your net scenario. It makes make use of of a notification bar assemble on the extinguish of the score web site, and completely has a single environment for inputing a hyperlink to your cookie coverage.
On the alternative hand, as a result of this plugin merely presents a hyperlink and notification to determine-out of cookies, any implementation methodology it doesnât be aware the Cookie Laws (besides youâre working totally exempt cookies, which seemingly now no longer the case). Itâs the accountability of the situation proprietor or information controller to dam cookies until they accumulate person consent, which can seemingly be problematic with a unadorned bones decision very similar to this one.
Whatâs extra, this specific plugin hasnât been examined with newer variations of wordpress. This might presumably moreover dwelling off an argument with safety in case your setup is now no longer utterly vetted.
Whole, whereas youâre shopping for for a minimalistic decision and have in-rental methodology of dealing with utterly completely different substances of Cookie Laws compliance, this plugin will seemingly be most attention-grabbing. In each different case, be taught on whereas youâre shopping for for each elevated customization, or a extra full decision.
2. GDPR Cookie Consent Banner
Subsequent up, GDPR Cookie Consent Banner robotically areas a cookie consent field in your net scenario. All you have to stop is ready up and set off the plugin, which makes it incandescent easy to make make use of of.
There are moreover a want of customization alternate strategies that you simply wish to additionally make make use of of. Love most of utterly completely different plugins included on this checklist, it contains the approach to showcase your cookie leer on primarily the basic visited web site totally and contains the talent to dwelling a lengthen time for the banner.
On the alternative hand, principal esteem our outdated entry, this plugin moreover does now no longer block cookies instantly it merely reveals a banner and hyperlink. Whatâs extra, the plugin doesnât generate a cookie coverage for you. Whereas this plugin does have a extreme rating and an excellent few downloads, you risk violating the laws whereas you escape one factor else utterly completely different than exempt cookies.
3. iubenda Cookie Decision for GDPR
Lastly, the iubenda Cookie Decision is the totally plugin on this checklist which implements a completely customizable notification banner, generates a cookie coverage, gives cookie blockading, and presents cookie administration substances along side consent analytics. This makes it one among primarily essentially the most attention-grabbing methods to current your scenario absolutely Cookie Laws (and GDPR!) compliant.
Besides, this plugin contains some handy efficiency to current your life a puny easier. As an exAMPle, this might robotically insert the iubenda code within the header of each web site in your scenario, and conceal a transparent web site to clients whoâve already outfitted their consent.Â
For meeting ePrivacy necessities and GDPR compliance, weâve discovered that the iubenda Cookie Decision is the totally all-in-one device.
Mainly essentially the most attention-grabbing strategy to Block Cookies on a wordpress Net scenarioÂ
As that you simply wish to additionally truthful have gathered, net webhosting a cookie consent invent in your net scenario can serve to assemble perception and loyalty alongside along with your friends, whereas making you legally compliant as efficiently.
Letâs traipse over dwelling one up using iubenda Cookie Decision, as this plugin is straightforward to make make use of of and moreover gives lots of of customization alternate strategies. Putting in and activating the plugin happens within the humble system. After that, that you simply wish to additionally click on on iubenda on the left-hand facet of your wordpress admin rental.
Youâll be delivered to however each different strategies disguise:Â
Underneath proper here is a titanic self-discipline asking on your iubenda code to set off the plugin:
To catch your code, youâll want to originate an epic on the iubenda net scenario and set off the Cookie Decision. The Whole notion is free, and is a massive system to catch began.Â
When youâve enter your code, that you simply wish to additionally switch on to the additional settings. Now out of the field, the plugin robotically blocks a few of primarily essentially the most well-appreciated scripts. On the alternative hand, should restful you ought so as to add personalised scripts now no longer already blocked, that you simply wish to additionally make use of the Scripts interface.
Donât peril whereas you donât instantly understand all of the items, iubenda has a incandescent intensive guides available for all their plugins. When you save your modifications, navigate to the doorway extinguish of your scenario, check out out how the leer seems to be like, and tweak the result until youâre jubilant. For added and intensive customization alternate strategies, traipse to the Cookie Decision interface in your iubenda epic dashboard.
Lastly, the ultimate step is collectively alongside along with your cookie coverage to your banner. Iubendaâs plugin does provide the approach so as to add your keep personalised made coverage, nonetheless getting ready a cookie coverage in your keep (or using a template) will seemingly be refined because the cookie coverage should restful be legally criticism.
Within the event youâd purchase to proceed it to the consultants (a pleasing decision), iubenda dynamically creates a cookie coverage on your banner on the clicking of a button for all Professional Thought clients.
Conclusion
Having an environment friendly system to dam cookies and accumulate consent is an very major fragment of working a wordpress net scenario. The ethical information is there are numerous options to choose from to may help you stop so.
This submit has checked out 4 plugins for blockading cookies and gathering consent in your net scenario. Letâs quickly recap them:
Illmenite Cookie Consent. A delicate-weight decision for along side a consent banner, nonetheless one which doesnât may help you be aware the Cookie Laws.
GDPR Cookie Consent Banner. A customizable plugin with a simple setup, although it doesnât block cookies instantly
iubenda Cookie Decision for GDPR. An all-in-one decision that helps you again GDPR compliance through a notification banner, privateness coverage textual content, blockading and administration substances, and our high seize.
Enact youâve got acquired any questions on block cookies in wordpress? Inquire of away within the feedback piece beneath!
Picture credit standing: LUM3N.
Tom Rankin
Tom Rankin is a key member of WordCandy, a musician, photographer, vegan, beard proprietor, and (very) novice coder. When heâs now no longer doing any of these things, heâs seemingly dozing.
The submit Mainly essentially the most attention-grabbing strategy to Block Cookies on a wordpress Net scenario appeared first on Torque.
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Amazonâs Ring is a Perfect Storm of Privacy Threats
Doors across the United States are now fitted with Amazonâs Ring, a combination doorbell-security camera that records and transmits video straight to usersâ phones, to Amazonâs cloudâand often to the local police department. By sending photos and alerts every time the camera detects motion or someone rings the doorbell, the app can create an illusion of a household under siege. It turns what seems like a perfectly safe neighborhood into a source of anxiety and fear. This raises the question: do you really need Ring, or have Amazon and the police misled you into thinking that you do?
Recent reports show that Ring has partnered with police departments across the country to hawk this new surveillance systemâgoing so far as to draft press statements and social media posts for police to promote Ring cameras. This creates a vicious cycle in which police promote the adoption of Ring, Ring terrifies people into thinking their homes are in danger, and then Amazon sells more cameras.
%3Ciframe%20allowfullscreen%3D%22%22%20src%3D%22https%3A%2F%2Fumap.openstreetmap.fr%2Fen%2Fmap%2Famazon-ring-partnerships-over-225-jurisdictions-ro_353580%3FscaleControl%3Dfalse%26amp%3BminiMap%3Dfalse%26amp%3BscrollWheelZoom%3Dfalse%26amp%3BzoomControl%3Dtrue%26amp%3BallowEdit%3Dfalse%26amp%3BmoreControl%3Dtrue%26amp%3BsearchControl%3Dnull%26amp%3BtilelayersControl%3Dnull%26amp%3BembedControl%3Dnull%26amp%3BdatalayersControl%3Dtrue%26amp%3BonLoadPanel%3Dundefined%26amp%3BcaptionBar%3Dfalse%22%20width%3D%22100%25%22%20height%3D%22400px%22%20frameborder%3D%220%22%3E%3C%2Fiframe%3E
Privacy info. This embed will serve content from openstreetmap.fr
Map of Ring partnerships with police compiled by Shreyas Gandlur. See full screen.Â
How Ring Surveils and Frightens Residents
Even though government statistics show that crime in the United States has been steadily decreasing for decades, peopleâs perception of crime and danger in their communities often conflict with the data. Vendors prey on these fears by creating products that inflame our greatest anxieties about crime.
Ring works by sending notifications to a personâs phone every time the doorbell rings or motion near the door is detected. With every update, Ring turns the delivery person or census-taker innocently standing on at the door into a potential criminal.
Neighborhood watch apps only increase the paranoia. Amazon promotes its free Neighbors app to accompany Ring. Other vendors sell competing apps such as Nextdoor and Citizen. All are marketed as localized social networks where people in a neighborhood can discuss local issues or share concerns. But all too often, they facilitate reporting of so-called âsuspiciousâ behavior that really amounts to racial profiling. Take, for example, the story of an African-American real estate agent who was stopped by police because neighbors thought it was âsuspiciousâ for him to ring a doorbell.
Even law enforcement are noticing the social consequences of public-safety-by-push-notification. At the International Associations of Chiefs of Police conference earlier this year, which EFF attended, Chandler Police Assistant Chief Jason Zdilla said that his city in Arizona embraced the Ring program, registering thousands of new Ring cameras per month. Though Chandler is experiencing a historic low for violent crime for the fourth year in a row, Ring is giving the public another impression.
âWhat happens is when someone opens up the social media, and every day they see maybe a potential criminal act, or every day they see a suspicious person, they start believing that this is prevalent, and that crime is really high,â Zdilla said.
If getting an alert from your front door or your neighbor every time a stranger walks down the street doesnât cause enough paranoia, Ring is trying to alert users to local 911 calls. The Ring-police partnerships would allow the company to tap into the computer-aided dispatch system, and alert users to local 911 calls as part of the âcrime newsâ alerts on its app, Neighbors. Such push alerts based on 911 calls could be used to instill fear and sell additional Ring services.
From Neutral Guardians to Scripted Hawkers
Thanks to in-depth reporting from Motherboard, Gizmodo, CNET, and others, we know a lot about the symbiotic relationship between Amazonâs Ring and local police departments, and how that relationship jeopardizes privacy and circumvents regulation.
At least 231 law enforcement agencies around the country have partnered with Ring, a report by Motherboard revealed. This partnership takes both a financial and digital form.
Police that partner with Ring reportedly have access to Ringâs âLaw Enforcement Neighborhood Portal,â which allows police to see a map of the locations of Ring cameras. Police may then ask owners for access to their footageâand when owners give permission, police do not need to acquire a warrant.
The arrangement is also financial. Amazon encourages police to encourage residents to install the Ring app and purchase cameras for their homes. Per Motherboard, for every town resident that downloads Ringâs Neighbors app, the local police department gets credits toward buying cameras it can distribute to residents. This arrangement makes salespeople out of what should be impartial and trusted protectors of our civic society.
This is not the first time the government has attempted to use an economic incentive to expand the reach of surveillance technology and to subsidize the vendors. In 2017, EFF spoke out against legislation that would provide tax credits for California residents who purchased home security systems.
Police departments also get communications instruction from the large global corporation. Documents acquired by Gizmodo revealed that questions directed at police departments concerning Ring are often passed on to Ringâs Public Relations team. Thus, many statements about Ring that residents think are coming from their trusted local police, are actually written by Ring. Worse, Ring instructed police departments not to reveal their connections to the company. Instead of getting an even-handed conversation with your local police about the benefits and pitfalls of installing a networked security camera, residents are fed canned lines from a corporation whose ultimate goal is to sell more cameras.
Even the Monitoring Association, an international trading organization for surveillance equipment, announced its concern regarding Ring's police partnerships. The organization's President, Ivan Spector, told CNET, "We are troubled by recent reports of agreements that are said to drive product-specific promotion, without alerting consumers about these marketing relationships...This lack of transparency goes against our standards as an industry, diminishes public trust, and takes advantage of these public servants."
Dissemination of Your Video Images
So, Ring and the police have an intimate relationship revolving around sharing data and money. But at least users own their own video footage and control who gets access to it, right? Not if you ask Amazon.
Earlier this year, social media users pointed out that Ring was using actual security camera footage of alleged wrong-doers in sponsored ads. Amazon harvested pictures of peopleâs faces and posted them alongside accusations that they were guilty of a crime, without consulting the person pictured or the owners of the cameras. According to their terms of service, Ring and its licensees have âan unlimited, irrevocable, fully paid, and royalty-free, perpetual, worldwide right to re-use, distribute store, delete, translate, copy, modify, display, sell, create derivative works,â in relation to the footage taken from your front door.
Police will also seek access to residentsâ video footage. Residents may deny police access when requested. However, Amazon actively coaches police on how to persuade residents to hand over the footage. A professional communications expert instructs police on how to manipulate residents into giving away their Ringâs footage.
If convincing the resident doesnât work, police can go straight to Amazon and ask them for the footage. This process circumvents the cameraâs owner. Amazon says it will not disclose Ring video to police absent a warrant from a judge or consent from the resident. And California law generally requires police to get a warrant in this situation. But some California police say they donât need a warrant. Tony Botti of the Fresno County Sheriffâs department told Government Technology that police can âsubpoenaâ a Ring video. A subpoena typically does not require judicial authorization before it is sent. Botti continued: âas long as itâs been uploaded to the cloud, then Ring can take it out of the cloud and send it to us legally so that we can use it as part of our investigation.â Amazon needs to clear up this uncertainty.
Next Steps
The rapid proliferation of this partnership between police departments and the Ring surveillance systemâwithout any oversight, transparency, or restrictionsâposes a grave threat to the privacy of all people in the community. It also may chill the First Amendment rights of political canvassers and community organizers who spread their messages door-to-door, and contribute to the unfair racial profiling of our minority neighbors and visitors. Even if you chose not to put a camera on your front door, video footage of your comings and goings might easily be accessed and used by your neighbors, the police, and Amazon itself. The growing partnerships between Amazon and police departments corrodes trust in an important civic institution by turning public servants into salespeople for Amazon products.
Residents of towns whose police department have already cut a deal with Ring should voice their concern to local officials. Users of Ring should also consider how their privacy, and the privacy of the neighbors, may be harmed by having a camera on their front door, networked into a massive police surveillance system.
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Longwood Florida Cheap car insurance quotes zip 32791
"Longwood Florida Cheap car insurance quotes zip 32791
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Im looking for some cheap cars to insure for an 18 year old. Stuff like 106 quicky's, gti's, corsa,punto,saxo,clio. Ive been wanting a clio williams but there very dear on insurance if u can give me a price for any of these cars from the top of your head it would help thanks.""
I'm paying $3000 a year for car insurance..HELP?
Okay so I got into some accidents messing around along with some tickets a few years ago and about 2 in a half years ago a DUI. The car insurance should get lowered a little I think by next July 2014 because of good record for almost 3 years knock on wood so my question is should I attempt to find a different insurance by now or what? Or should I just sell car and find a ride with friends to work somehow? This is really taking every penny I have. I pay what I can while my family pays the rest. I've had plans to move to NC in Oct of this year in a apartment with my friend so I'm currently saving up around $3000 for expenses on bills, food, and whatever else which should last me until I find new job out there. Everything with us is getting split 50/50 but with me the car insurance is so high its going to be impossible to do. Help on what to do?? I'm not looking to stay at my parents house for very much longer so saving up isn't a option past oct.""
""If my girlfriend crashes my car, does my insurance cover it?""
I am an insured driver and I believe my girlfriend is still insured on one of her parents cars, but we share my car currently and its not that I dont trust her, I don't trust other people. If an accident occurs while she is driving with my consent and she is a licensed driver (who is possibly insured on another vehicle) will my insurance cover? I have pretty good insurance as my car is finanaced and I was forced to get a few options I could have avoided if I bought an old junker. She has my car by herself for the day for the first time and I can't help but worry.""
What is the cheapest car insurance in st. louis for teens?
What is the cheapest car insurance in st. louis for teens?
Temporary 2 week car insurance for 21 yr old?
My boyfriend i s coming over from australia and has an aussie driving licence, we are thinking of borrowing a car from my friend who is a second hand car salesman and hence has many cars hanging about but which are uninsured. Does anyone know if it is possible to borrow one of the cars (which are road taxed) and insure it for me for 2 or 3 weeks only (21, had a driving licence for 3 years) or my boyfriend (26, had an aussie licence for 8 years)?? Which company can we use?! Please help ASAP!""
Does a car not in use need insurance?
Just wondering what the laws were in Canada if I need insurance on my car that is unplated and probably going to the junk yard in the next 2 weeks (have to scavenge some parts before I let it go) Calling my insurance company tomorrow to add on the new car but wondering if I should take the old car off altogether?
""If your home is valued at 73,000, why would your insurance company raise the coverage to 101,000?""
If my house burns down, would they really pay out 100,000 or just the property value ?""
Teen driver car insurance?
i'm 18 years old, got my license officially in march. I can't really drive my parents car around because im not on their insurance plan (and they worry) what is the cheapest car insurance plan i could get possibly to be insured with my parents? not sure what they have i think its state farm. does insurance depends on the car? if it matters my dad has a 1997 mini van,plymouth. and my mom has a 2005 jeep cherokee. about how much would it cost to be insured in one of their cars?""
Why are Pickup trucks so expensive to insure?
ok, I'm 17 and I own a 1999 Dodge Ram 4x4. I pay an insane amount for insurance, and I know I'm a teenager, but I haven't had any tickets or accidents to make it go up. Anyway, my truck is really common in my area, there are Ford, Chevy, and Dodge trucks everywhere you look. But yet I compare the insurance of my truck to a brand new Camaro SS, and the Camaro way cheaper, Heck I compared it to a Brand new Mercedes Benz CLS63 AMG, and it's still way cheaper. I'm thinking about getting a little newer Dodge Ram, but the insurance is a little more expensive on it than what I'm already paying. So why are trucks the most expensive vehicles to insure? I mean if they are in a low speed accident, they don't cost nearly as much to fix as a Brand new expensive car such as a Mercedes with expensive parts, and trucks don't get damaged as easily either. It's kind of frustrating that I have a 11 year old vehicle that you see everywhere, and the cost to insure it is outrageous already, but even If I get the same truck only 5 years old, it's even more to insure, which is understandable seeing how it's newer. I know trucks are big, but even a Brand new Suburban cost less to insure than my 11 year old truck. The truck I'm thinking about buying is the most expensive vehicle possible to insure on a standard drivers license.""
Where can i get affordable health insurance for someone with no kids?
Where can i get affordable health insurance for someone with no kids?
Emergency Roadside Assistance(ERA) in my auto insurance policy vs. or do I get AAA?
I was speaking with AAA about auto insurance and she advised me not to get ERA but to buy a AAA membership. Granted, I have to consider the fact that works for AAA, but she said that ERA is bad because if you use it, it counts as a claim and could affect your renewal price or if you switch providers they may use that to charge you more $. ERA costs me about $35/year and AAA is about $65 (although you did get more ). Any thoughts? Is here claim claim something valid? Thanks!""
What private health insurance programs cover gastric bypass?
I've got group health and found out that only employer insurance programs through them include bariatric coverage. Does anyone know of a health insurance program that covers gastric bypass which I can buy on my own without needing to do so through an employer?
Longwood Florida Cheap car insurance quotes zip 32791
Longwood Florida Cheap car insurance quotes zip 32791
Can I get Car Insurance on my own?
I'm 17 and ive had my license and been insured since 5-3-2013. But my parents are cancelling me off of their insurance because they found a pistol grip in my truck and are convinced im some type of thug gangster when in reality i was at a friends house helping them clean his dads gun and i guess they had just left it in their. But they said if i can find a insurance company that will take me without my parents having to be responsible for any mistakes i make (like if i got a speeding ticket their insurance wouldn't go up) I can still drive as long as i pay for my own insurance etc. I'm still in high school but i work a full time job because i get out of school at 10:30 everyday so i can afford insurance plus i do alot of side work. It's a real messed up situation because the truck i have now i payed 2500 cash for it after saving up for 3 years and now my dads selling it and taking the money because it was in his name so nothing i can do there. im selling most my stuff so i can buy another car. i just need insurance. I really need a license so i can continue to get back and forth to school and work. Please any help would be much appreciated.
What is the cheapest auto insurance price in Michigan?
What is the cheapest auto insurance price in Michigan?
What is the most affordable health insurance in NYC?
My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?""
Would abortion be commonplace and covered by insurance if men got pregnant?
I think it would be.
Does my dad lose his no claims if I'm added to his car insurance?
I have a query about car insurance. When I passed my test last May, I was told that if I was to have my dad as the main driver, and me as the named driver, and my dad has 9 years or more no claims, then they would have to be reset to 0 years when i am added to the insurance, is this true? if it is, then i'm going to have to stick with the ridiculous insurance quotes... if not, then i've just realised that i could be saving myself 1000! Any opinions appreciated! :)""
Will my insurance go up?
i got pulled over for speeding 71 in a 60. with my new truck. well i don't have my insurance card yet in my truck yet. so i got a warning for the speeding so that's good. but i got a citation for not having my insurance card. but i have to go to court to show them i have it. will my insurance go up after that. also my insurance is state farm if that help.
How much are your car insurance(College Kids) (Iam 22)??
Iam 22 now, I am under my fathers geico policy, I pay $278.00 a month, not even full coverage. My car is Nissan Maxima 00. I have never been in car accident since I got my license for 4 years now. I know Iam paying little too high cuz my sis who turn 18 is also on the policy now by law. For that price I should be getting full coverage !! But wondering how much are you guys paying for your insurance monthly etc? College kids related only please, dont tell me you pay dirt cheap cuz your 40 years old, thats obivious. Also what is the cheapest company I can switch to ? cuz Iam in college and have barely any money, all my money goes in the insurance and if Iam lucky I get to gas up a full tank maybe once a month lol.""
Which is best health insurance company in india?
best health insurance company
What life insurance policy should I get?
I have the option of variable whole life, whole life, and term life. I know term life is the best, but i am only 18 and i don't have time to go out and invest in mutual funds unless its really easy and quick. I am a college student, and I have no income. I am planning on becoming a nurse, but of course that is not guarenteed. Which one should I get and why? Please don't just say don't get whole life! it sucks yeah i know that but i need details. Also what about for my parents who are in their early 60's . Which one should they get??""
Health care bill will make health services more affordable and of higer quality?
why would it? can anyone give me a paragraph on why and why these things happen?
What's the cheapest I can get car insurance for?
I'm 17 years old, and am looking to get my first car, something like an old Ford KA, Ford Fiesta or similar, you know the kinda cars I'm talking about. I am able to keep it in a secure residential car parking space. I'd prefer not to be told to just look around on price comparison websites , I've looked but the prices im being quoted are ranging from 3500 to 8000 and I'd like a rough idea on the cheapest I would be able to get it for, and tips as to how I can get it at a good value price?""
Speeding ticket//No insurance!!!???
My friend was driving my car and got pulled over for speeding I didnt have insurance at the time she was pulled over, But I do have insurance now.(a couple days later.) The ticket is being paid tomorrow with my proof of insurance, what will happen b/c the date of purchase is after the day she was pulled over. I live in ohio. PLs help""
Please can anyone help me out on my car insurance dilemma?
I passed my driving test on the 24th of July 2007, however I was stopped on the 25th of July 2009 for having no insurance on a car owned my mum and my younger sister who are both insured on it. I was wondering if I would get my driving license revoked. As I got told that after 2 years I would have the full 12 points on my license, and I got told by the police that the penalty for driving uninsured was 6 points of my license. I then rang DVLA and they said that I would receive the full 12 points on my driving license on exactly two years to the day i.e 24th of July 2009. They were pretty certain about it. And that any point changes would take up to a month to show up. The police men were really rude and when I asked them what was going to happen they were like you have to go court etc. So I'm just wondering what I would actually happen, would I lose my license, have a ban, go to court, etc. Any information would be helpful and most appreciated.""
Has the economy effected the auto insurance rates for individual policies?
Has the economy effected the auto insurance rates for individual policies?
Cheap Car Insurance in CT?
Cheap Car Insurance in CT? He has a lapse in coverage... He has one minor moving violation dated in 2006. He needs State Min. 20/40/10 then He needs Comp and Collision 2000 deductible... He drives a 2001 Buick Century... Cheap Insurance Companies Anyone? Websites or phone numbers please... I have already tried all I know. Geico, Untrin, Esurance, Progressive, Safeco, Nationwide, State Farm, Travelers, Allstate.... Any others?""
Is the insurance for a ford mustang convertable cheaper or higher than a coupe?
I heard the convertable is cheaper but, that doesn't sound right. Please only answer if you have an idea.""
Will a car insurance company cover a collsion if I have a salvage title?
I purchased a vehicle which came with a clean title from an owner.I called my car ins.company and added insurance to the car then went to register it.DMV says this vehicle was in an accident and would have to be a salvaged title. My question is if my ins.company has it down as a clean title and I get into an accident,will they then find out its a salvage title? If not then how will they find out if at all? Im afraid if I tell them its salvaged now they won't insure the car then I'd be stuck with it.""
Would insurance cover it if i get my teeth bonded?
my teeth are chipped pretty badly, and it's causing me a lot of discomfort. i've had them sanded before to smooth the chipping, but they're already little. would insurance cover this? (united healthcare)""
Which is the cheapest & best car insurance co for skoda fabia car in India?
Which is the cheapest & best car insurance co for skoda fabia car in India?
How will 2 points on my license affect my insurance?
I live in South Carolina and am insured through State Farm. I recently recieved a speeding ticket that cost me 2 points on my license. What is an approximate percentage increase that I can expect in my insurance rates over the next couple of years?
I need advice with my car insurance please.......?
Can my cousin who lives in California ad me to his insurance policy if I have a drivers license from washington? Or do I need a license from California as well?
""Hello , I have a car in my wifes name ...but the car insurance is in my name can i get it licensed?
Can i get it licensed in kentucky ...while it is in her name? ..she doesn't drive ..i have the insurance on the car in my name..etc .
Hi there!Does anyone have a clue for cheap a car insurance?
i got my licence since june last year ,in november 2009 i bought a vw golf mk3 1.6 manual and i got it insured with swiftcover for 154 a month now the insurance is due for renewal and they send me a new quote for 138 a month,wich i think is still a bit too expensive! PLEASSE HELP!!! THANKS""
""If someone wrecks my car and I have full coverage, would that person have to claim on their insurance also?""
Today I went about an hour away to purchase a second car. On the drive back it began snowing and the roads got very bad. I was driving my old car and a friend was driving the new one. He was in front of me, the car he drove hit a patch of ice and slid into the curb, I tried to stop but when I hit the brakes my car slid too and ran into the back of the one he drove. I have full coverage on my old, and minimum coverage on the new one. If I claim this on my insurance to cover damage, will he have to claim it on his too, or would mine cover it completly? Because I don't want to file a claim if it will effect his insurance, since it was both my vehicles. Any input would be helpful. Thanks!""
When will my motorcycle insurance go down?
I am 19 years old and I am on my second year of riding. I have no tickets or accidents (thank God) and I am still paying over $1,000 a year in insurance for my 250cc bike (2009 Kawasaki Ninja 250r).I have done some shopping and this is the lowest price. Allstate wanted $6,000, freakin unbelievable. I just wanna know when it will go down. Thx.""
Longwood Florida Cheap car insurance quotes zip 32791
Longwood Florida Cheap car insurance quotes zip 32791
How does the car insurance process work?
So to start this stressful story I just purchased a new truck in Louisiana. My guy and I pulled out of the dealership lot and literally about a minute down the road we were hit by a girl in a car who says she didn't see us. Her car was damaged pretty bad but ours has a big dent and a scratch. It's still functional but now the passenger door won't open because of the location where her car contacted ours. So a police officer came and filed a crash report and gave us her information, but says that we have to wait til Friday to be able to get a copy of the crash report. We have full coverage insurance on our truck and our basic warranty. I'm going to call the insurance company to be sure but I was wondering what are the steps to filing a claim and getting my truck fixed. What exactly do I need to do to complete the whole process. I'm very into details so all serious and thorough answers are appreciated. Thanks""
Cheapest car insurance for teenagers?
I have a 16 year old what insurance is the cheapest to put her on
Whats the best car for insurance for a 18 year old?
hey guys, i know its cheaper to go on family insurance however i want to build my no-claims so it will work out better the next year. so could you guys give me a heads up for the best practical car for actual insurance for an 18 year old and whats the best company? Many thanks:D""
Car insurance price for 17 year old?
I've got 2 questions cropped into 1 1st question, im looking to buy a Ford Fiesta HOPEFULLY after i pass my driving test. Ford Fiesta 1.2-1.6 litres. 2004-2006 model. Insurance price to a new 17 year old male driver living in northwest london where not much vandalism/problems occur compared to other towns. Car will be on off road parking overnight. Whats the approximate insurance price im looking at? 2nd question being that if anyone had recently taken the theory test. Is it hard? Easy? Thanks in advance""
Cheap car to insure?
Let's work on a budget for a car of 10,000. I'd like a car newer than 2004, so I'm more than happy to have a second hand /used car. I'm looking for something a little bit more on the luxurious side of things, rather than the stereotypical first car (Clio, Corsa, Fiesta etc). UK models only! What cars are fitting my brief, and have cheap insurance for a 17 year old male. I know insurance is far from cheap nowadays, but I'm asking for the cheapest.""
Im looking for people with private health insurance or no insurance?
if you have medicare, medicaid, or group insurance at work, dont answer. was it difficult to get insurance? who is ur carrier? do you have pre existing conditions?""
What can I get for medical insurance?
Im 26 and collecting unemployment. I currently have no medical insurance. What can I get for medical until I get another job?
How much would insurance cost for a 22 year old to be insured with his mother?
My mum has been driving for 24 years . The car I want to be a secondary driver is the Honda Jazz 2004 which is 1.3 Litre. How much is insurance looking to cost around?
Im looking for really cheap mediocre Auto Insurance!!1 HELP!!! PLEASE?
I have a mustang and I want cheap Cheap insurance any Ideas? I need to be able to pay with a credit card.
Will having a hidden kill switch in my car make insurance cheaper?
So basically, noone will be able to start the car unless they know where the switch is hidden. Surely this increases the security of the car, therefore should make insurance cheaper.""
I'am 16 and does anyone has an idea how much would be my car insurance. i live in toronto?
16 yr old and wondering
WHo LOVES Mercury Auto insurance and the alien commercials? lol Whats your favorite commercial?
Mercury Insurance rates are soo low that they are run by Aliens from the planet mercury lol This model simulation represents the facility and their landing site lol How about the Comcast Commercials? lol I was super high one time and saw the Turtles and was hellaaa freaked out lol.
Where can i get cheap auto insurance in mass ?
OK. So I'm basically a new driver only got my licence about 3 months ago and now I'm buying a car. I am 20 years old and don't know if I am going to pay like 400 a month cause that's insane. Does anyone know a cheap auto insurance company or any where, where I could get help?""
""If my mum is insured to drive my car, does she still need insurance on her car?""
My mum has been driving for 30 years and she currently has her own car with fully comp insurance. I have just bought a car and want to go under my mums insurance. If I do this, can she cancel the insurance on her car and still drive it (if the cover has a policy that says she is insured to drive any car). In other words will her fully comp insurance cover her on both cars? If not if there an option to add another car onto the policy without having to get a completely different quote? Thanks for your answers""
Do you think its fair that young men have to pay more for auto insurance than a women?
Do they cause more accidents or is it the insurance companies know a young man will pay more for the privilege to drive?
Will a suspended license affect my insurance?
I just found out my license is suspended in another state from a ticket I don't remember getting from 2003. They just put in on my record because I've been to the DMV several times after 2003 and no one ever said anything about a suspension. I have an opportunity to get a new job, but they have to check with their insurance as I will be driving a company vehicle. Will the suspension affect the insurance? My personal insurance rate has not been affected nor has my current company's insurance said anything about it.""
What are my best options for cheap car insurance?
I have just passed my driving test and I am looking to buy a car. I'm 21 year old female, and obviously I haven't got any no-claims or anything! Ideally I am after a little 1.0lt KA or Corsa. I've had a look on Compare the market etc and I've been quoted at 2,100 as being my cheapest offer on my own policy! My dad drives, but he is taking some convincing when it comes to insuring me on his policy! Basically I am wondering what the best way is to obtain cheap insurance!""
First time driver and car insurance ?
I live in California and im 18 and im curious as to which of these two options is cheapest if my mom puts my on her car insurance policy so that i can legally drive her car anytime or if she can put my car on her insurance which is cheaper ? also if i drive my moms car sometimes like to the store or something and i have my license and the cars registration and insurance with me will a cop still give me a ticket becasue im not on the insurance policy or will they be cool because they just want to make sure the car has insurance ?? thanks
How does car insurance work?
I dont know much about car insurance. Do get it when we have a car only or if i sell the car i still have that insurance with me for a possible next car in future?
Impact of Auto Insurance Quotes on Credit History?
I am with Geico currently and is up for renewal. I am planning to take quotes from different companies. May be they offer me a low rate. But I am scared by the fact that it will impact my credit score. Can you please advice? I have been driving for 4.5 yrs with clean record.
Car insurance premium question UK?
OK, my question isn't nothing serious I paid 800-ish for my 1st year and 795 for 2nd year of me passing my test (I am 22yr old) and lived in the same year. Obviously in the two years I have changed my 1998 clio to a 2003 fiesta. Both my policies were TPFT. However my car insurance is due to expire in 2 months time and I have went on several insurers as well as gocompare etc and getting quoted 1495 cheapest and up to 3400 for my 2003 fiesta 1.4 why??????""
1st Car insurance way too high?
the insurance on my dads name with my provisional license is way too high nobody would pay 2300 pounds, iv put all the correct details in and put on as many drivers that put down price and every other possible way to reduce price but thats the cheapest on confused.com this means i need to sell my car that i have had for 1 and a half years that iv been working on for me turning 17 and driving it, im too depressed now and i badly dont want to sell it has anyone got any solutions or recommendations anything?""
What is the best supplemential health insurance for someone on medicare?
a friend of mine is on disability and need supplemental health insurance but does not want to leave her doctor under blue cross ,she is paying almost 300 a month out of her 1200 a month disability ,she is over 55 years old and in good health.""
Can I visit the hospital or doctor without health insurance?
I have been off of by parents health insurance for two years, even though I am a full-time college student, it's just how it was written in their plan. Here is the scoop: Two years ago I injured my knee and got treated for puncture wounds, and had some minor problems with a popping sound here and there over the years. Now, recently, the same knee is in so much pain, I almost cry. It feels like someone is sticking a flat-head screw driver into my knee and hitting it. I checked my symtoms (swollen, severe pain, weakness, loud popping and clicking, instability, pain when walking) on web md and every symptom points to a tore ALC ligament. The charts for pain match 100%. I don't have any form of health insurance, can I still go somewhere to get treated? My knee is severely swollen, and I can feel a shooting pain up and down my leg. It also feels like my knee is pulsating... Help please, I need to go get this taken care of ASAP, I was advised to for it can cause blood clots.""
Do you have to be on the insurance of the car you use for your drivers license test?
I know the car you use has to have insurance but do you, the driver, have to be on that policy?""
Longwood Florida Cheap car insurance quotes zip 32791
Longwood Florida Cheap car insurance quotes zip 32791
What is the major advantage of term life insurance over whole life insurance?
What is the major advantage of term life insurance over whole life insurance?
Insurance cancellation question?
I cancelled my old insurance with Access about 2-3 weeks ago and I was told I'd be receiveing and reimburstment check back from them since the policy had only been active for about 2 months. What's to average wait time on one?
No Insurance?
I have being taking mixed martial arts for a few weeks now with a local martial arts centre (own gym etc) but each time I ask about paying for insurance they just say they still have to sort the insurance out, would you still train there without.""
Cheapest car insurance?
ok so im a 20 year old male, ive had my license for about a year, im about to insure my sisters old minivan, its a 99 siloutte. what would be the cheapest insurance company to go with and does anyone know about how much that would be??""
Insurance for 1 day...?
I'm going to prom and I have a car but I can't drive it till the summer because that is when my parents wanted to get me insurance for me. The problem is I have prom this Saturday and I really want to go by myself without my parents dropping me off. I can't ride with friends cause I have a date. Just rule that idea out. Please help. Is there anyway I can have insurance for a day or something? It's just for one night and I have my license.
Auto insurance estimate for 5 points?
Hi i have 5 points on my license i live in Baltimore city and drive a 1985 Chevrolet corvette with historic tags insurance with it in my dads name is very cheap even with me as the listed driver but i think my insurance company some how missed that i have 5 points on my license so i am just wondering if anyone has any ball park figures as to what my insurance might be when they see that i have 5 points thanks.
Canceling car insurance?
I paid my car insurance for a year but I have started a new job that I get a company car. If I cancel my car insurance will I get some money back?
How can i get homeowners insurance if i own a rottweiler?
i currently have gieco home insurance and they said they will not cover my home if i own a pit bull, rottie or chow what i'm i supposed to do with my rottie? please help""
Can You Buy Health Insurance From College?
I was reading the tuition fee from a dental school and they charge you 450 dollars a year for health care. Does that mean they will insure me while I am there or what? Do College provide health insurance while you're there?
Liability car insurance?
I need to know some good places to get liability car insurance for a good price
Car insurance. A question about car insurance.?
Hey people. So I haven't brought a car yet. But I was just on the car insurance site today and I decided to fill it in and get an idea of what I may have to pay. And the cheapest I got was 6,241. Now my friend he's 18 years old and he passed he's test last week and has a 2 door ford focus that's not including the trunk/boot and he only pays 1,200 for he's car insurance and all I know is, that he is on somebody else's insurance that has been driving for years. Could anybody explain to me why my car insurance is gonna cost me 6,241 and he's only costs him 1,200. I'm 18 also by the way.""
Classic car insurance for 1972 camaro?
Hi i am currently 22 and have 5 years driving 4 years no claims with no crashes or convictions. I am looking into buying a 1972 camaro Z28 from America and bringing it back to the UK. I want to buy classic insurance but dont have much knowledge about it. i know some people have said you must park it in a garage and limit to around 5k miles a year but apart from that i dont know. what sort of price can i expect for the insurance? what companies are good in the UK and how does age affect it as i may wait till i'm 25 and go with mates who also want American cars but have only just got their licenses. cheers
Car Insurance?
I want to cancel my insurance or rather freeze it until the 3 November. Would i get into trouble though if i took it to the garage when i had cancelled my insurance or eve froze it..
How much is your car insurance?
I don't want to sound personal but I am wondering what everyone pays in car insurance. I happen to live in Michigan which has the highest car insurances rates in the country. I am planning to move soon and was wondering how much people are paying across the country. Please don't feel a need to give me the exact number, a range is fine. Also, please tell me the car type because I know that matters. Again with car type you don't have to tell the car. Example if you drive a 911 Porsche you could say, 2 door, luxury sports car. Any other information would be greatly appreciated, thanks!""
Cheapest insurance?
What company has the cheapest insurance for used cars.
2012 subaru wrx insurance rate?
I am looking to get a 2012 subaru wrx. I am 17 and i am part of my family's all state insurance plan. I have never had an accident and i live in New York. What kind of price should i be looking at. I was told that because the car has a turbo it increases the insurance rate even though it is a four door four cylinder car. Thanks for the help.
Does it cost more money to ad your spouse with your car insurance?
My wife keeps asking for my car. But I dont feel comfortable giving it to her becuase her name's not under my car insurance. How does it work if i want to ad her on? Do the insurance company charge you more money or is it still the same? If they do charge more money, do you know any insurance that's reasonable price? thank you""
Average auto insurance rates?
I'm doing a cost of living project for my Pre-Calculus class, and I need to find monthly cost for auto insurance. The project is hypothetical, and so far I have been unable to get any sort of estimation as my legal information is not accurate to my hypothetical information. So, I'm asking what would be a typical or average rate for a twenty-two year old female college graduate, relatively good driver, and first time buying insurance would be. The coverage should include Comprehensive and Collision, and it's just one driver, one car. Thanks a ton, and if you could tell me where you got your information, citation or personal experience, that'd be great as well.""
Changing motorcycles and insurance question?
Long story short I have got a new bike. The bike I am Insured on has about 2 months left before I gather another year no claims. However, I was wondering would/do Insurance companies offer a way for me to transfer the next/last 2 months to my new bike (At a possible cost) then charge me a full year when its due (In 2 months) Any help will be appreciated. I don't want to phone my insurance up cause every time I phone someone like that and tell them I have a new bike I want to insure they go crazy and keep phoning me! I have 1 years NCB and i'll be 18 in 2 months (when I will get 2 year NCB) Cheers Geoff""
Who buys Insurance like State Farm? ?
If by any chance, anyone know what type of people buy insurance like age or lifestyle (single, or married etc.)? Is it normal for a teenage guy to look insurance up? -Insurance as in Auto, Life, and House and everything if that narrows it down but covering all those types""
Is it legal for insurance companies to require that you have a certain amount for personal bodily injury?
coverage before they can give you an insurance quote.
Auto insurance?
which auto insurance should i get for my 2005 chrysler sebring? i have farmers but its so freaking expensive! i pay 200 dollras every month and i know theres people who pay less i wanna know which insurance would be cheaper? but i want full coverage and everything.
Pimped car insurance?
I've always wondered how people get car insurance after their car has been pimped. I mean the cars are changed so dramatically and all these gadgets added - how on earth do you explain it to an insurance company?!!
Cheapest Car Insurance Companies For A 17 Year Old Boy?
I've done a lot of research and can't find anything less than around 2500 a year, any good companies that can can give me a better quote? I'm thinking about getiing a Renault Clio or a VW Fox if that helps. Any tips or suggestions for good insurance companies would be much appreciated!""
""Car insurance. I've had two quotes for my new car, one from our existing?""
insurers who we've been with for a loooong time (we have a 9-year NCB for starters), which has come in arond 350. and one from the insurance company attached to the make of my new car which came in almost the same price. On the other hand, I took online quotes which came in from 175.lowest, to 313.highest. I queried this with the second company I've just spoken to to get the free 7-day cover in place, and they told me online companies are cheaper because it's online and you don't speak to 'a person'. Obviously this is a big difference (we are currently paying just over 200 for our car) and I'm now confused about what to do. And frankly who is telling me the truth.""
Longwood Florida Cheap car insurance quotes zip 32791
Longwood Florida Cheap car insurance quotes zip 32791
https://www.linkedin.com/pulse/peoria-illinois-cheap-car-insurance-quotes-zip-61639-janice-stone/"
0 notes
Text
How GDPR Affects Facebook Advertising
How GDPR Affects Facebook Advertising
Are you a website owner and wondering how GDPR affects Facebook advertising? How does GDPR affect the Facebook pixel, custom audiences, and lookalike audiences?
In this post, I will dive deeper into what marketers should be doing to comply with GDPR and the EU Regulations.
First, Consult Your Lawyer
Iâm not a lawyer and this post should not be used as legal advice. I have done a lot of research and consulted my own lawyer.
Also note that many things are evolving with these regulations. I will update this article with any major changes but many things are shifting as this unfolds.
Does GDPR Affect Me?
Short answer â Yes.
Even if you donât do business in the EU, your website may use cookies and people from the EU can navigate there.
Even if you are a local company, people could opt in to your newsletter from the EU.
At the very minimum, you should:
Update your Privacy Policy (not a bad thing to review anyway)
Review your optin form design to inform people what they are opting into as well as a check box to ensure consent.
Make sure your email lists are all gathered with consent (for example, no uploading all your LinkedIn contacts, or every person youâve met at a conference). If they arenât, delete those lists (they are against CAN-SPAM anyway).
This post isnât meant to be an exhaustive list of all the changes you need to implement â just a highlight of some of the major issues and then a deeper dive into how GDPR affects Facebook advertising.
What are the risks of non-compliance?
There is a lot of fear-mongering over the big fines they are mentioning with GDPR violations but the probability that a small company outside the EU will run into legal issues is probably very small. But not out of the question.
Facebook Pixel and GDPR
Facebook has a lot of resources available for learning more about their approach to GDPR but here is what they say about using the Facebook Pixel:
When you use the Facebook pixel, you have to comply with the GDPR. Our terms provide that companies implementing our tools must comply with applicable laws when they use our tools. For companies operating in the EU, this includes having a valid legal basis to process data and under laws applying to cookies, obtaining prior informed consent for the storing of and access to cookies or other information on a personâs device.
The biggest issue that comes into play with the Facebook Pixel is who is the âData Controllerâ and who is the âData Processorâ. The Article 4 GDPR Definitions are officially:
(7) âcontrollerâ means the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of personal data; where the purposes and means of such processing are determined by Union or Member State law, the controller or the specific criteria for its nomination may be provided for by Union or Member State law; (8) âprocessorâ means a natural or legal person, public authority, agency or other body which processes personal data on behalf of the controller;
Then there are also âJoint Controllersâ which add a little to the confusion.
Facebook has said that for the âmajority of their services, they operate as the Data Controllerâ but are the Data Processor in the case of Data File Custom Audiences.
I think a gray area is whether we have the ability to control the data that is gathered by the Facebook pixel. While the Facebook pixel is installed on our websites, we cannot remove people who remove their consent from marketing.
That has to be done through the Facebook platform so that makes Facebook the Data Controller in that case.
We do have control over getting consent in the first place through a âcookie bannerâ displays for first time visitors and allows people to check that they agree to cookies or donât agree to cookies.
BUT the challenge is that the pixel fires and tracks immediately when someone lands on the website unless you disable it first until the person has opted in.
And if you are using remarketing and not disabling the pixel until you get consent, you will be showing ads to people who have âopted outâ of cookies on your site.
Facebook has just implemented a solution to delay the pixel firing until you get consent for developers:Â Â https://developers.facebook.com/docs/facebook-pixel/events-advanced-use-cases/v3.0#gdpr-update
This solution involves some coding and is little more advanced. There are plugin solutions (that I will cover later).
There are many differing opinions on whether you can just cover this in a privacy policy and tell people where they can opt out of Facebook Ads.
Facebookâs Cookie Consent section says this:
Getting Consent
Decide what action a user must take to consent. These are a few popular ways that websites and apps do this:
Navigating beyond a banner or notice
Dismissing a banner or notice
Clicking on an âI agreeâ button
Youâll need to communicate to users that by taking this sort of action, they are consenting. The EU regulatorâs cookie guidance contains useful advice on how to do this.
Offering Choice
There are many ways to provide choice to users. Here are some options:
Provide your own opt-out that disables advertising-related uses of data collected from cookies
If you use third-party plugins or pixels, link to the third partiesâ privacy policies or consent mechanisms
Point users to browser or device controls that may block cookies or limit ad tracking
Use an industry resource that provides cookie choices, like the tools provided by the DAA, DAAC & EDAA
Not all of these or other options will suit your needs. Again, what works for you depends on the specifics of your website/app, what countries it is accessible from, and how you use cookies or other storage technology.
These examples feel a little murky to me.
I want a cookie banner that delays the Facebook pixel firing until approval only in EU countries but remains active for the rest of the world. I have not found a perfect solution for that (but you can see what Iâm choosing to do later in this post).
youtube
Facebook Custom Audiences and GDPR
When you are using uploaded email lists or contact information into a Facebook Custom Audience, you are definitely the Data Controller at that point and need to make sure your contact information allows marketing.
If you have gathered emails or Custom Audiences from places like:
LinkedIn Contacts (downloaded without consent from LinkedIn)
Email addresses from business cards (loaded into your email system without consent)
Purchase or scraped lists (gathered without consent)
Shared Pixel information from other parties (without consent from the users)
Then you need to delete those Custom Audiences from Facebook and not market to them.
If you have uploaded email lists that have prior consent, then you can use them.
Another issue with Custom Audiences is that you have to keep your Custom Audience updated when people opt out.Â
So that means either using a tool to dynamically sync them (some providers have that capability) or you need to re-upload a new email list each time you advertise on Facebook.
You can technically manually edit your uploaded Custom Audiences but thatâs a lot of manual labor IMO.
Facebook Lookalike Audiences and GDPR
Facebook Lookalike audiences are NOT affected by GDPR because they use a âseedâ audience of one of your custom audiences and find all new people to put into the Lookalike Audience.
So the people who are in your current audience are not in the new Lookalike Audience and thus you do not need their permission to market to them.
Privacy Policy Update
You do need to update your Privacy Policy and state that you use cookies. Something like:
We use first-party and third-party cookies to compile aggregate data about site traffic and site interaction so we can optimize our website and create a better user experience for you.
Thereâs much more that needs to go into your privacy policy to comply with GDPR, this is just specific to the Facebook Pixel. Again, consult you lawyer to craft your specific Privacy Policy.
What I am doing with my Cookie Consent Banner
Since I havenât found the perfect solution, Iâm working with a free cookie consent banner solution that will allow you to request consent for people who are in the EU countries.
Iâve looked at many many cookie banner solutions, some free and some paid and I may make adjustments as more information and better technology comes to light.
Which Cookie Banner I am testing â Cookie Notice by dFactory.
Iâm also using another plugin that specifically works with only this plugin to show the Cookie Consent Banner to only the countries that are affected by GDPR â Category Country Aware WordPress.
There are more instructions about this solution here:
http://wptest.means.us.com/european-cookie-law-bar/
Here is how you show your Cookie Consent Banner to only EU Countries for GDPR:
Install the Cookie Notice WordPress plugin and configure the the Message, and the Refuse button.
Install the Category Country Aware WordPress plugin and make sure you have the countries set to the EU.
You can test that the banner works by temporarily adding in your own country code and then removing it after you have verified that itâs working.
The country codes that you need to add into the Category Country Aware Plugin are:Â Â EU,AT,BE,BG,HR,CY,CZ,DK,EE,FI,FR,DE,GR,HU,IS,IE,IT,LV,LI,LT,LU,MT,NL,NO,PL,PT,RO,SK,SI,ES,SE,GB
Also note that you can use Script blocking with the Cookie Notice WordPress plugin BUT if you use the Country Aware plugin, then the people outside the EU will never get the âopportunityâ for consent and so the Facebook pixel will not load. As of this writing, Iâm not adding the Pixel script blocking but I will look for a better solution or more clarification on the regulations.
Cookie Notice GDPR Configuration
Category Country Aware WordPress Plugin Configuration
Make Progress towards GDPR Compliance
As you probably know, there are a lot of opinions out there and this will take some time to sort through and become more concrete. From what Iâve heard, as long as you are making efforts towards compliance and continuing to get better, you will not get in trouble. Larger companies have to be working harder with their legal teams and smaller companies are probably not at as big a risk of lawsuits. But definitely DO NOT ignore this!
Feel free to let me know what you have found in the comments below but again, Iâm not a lawyer and the advice in this blog and in the comments should also be vetted by your legal team for your business.
Official Resources for GDPR
Facebookâs information on GDPR:Â https://www.facebook.com/business/gdpr
Facebookâs FAQs on GDPR:Â Â https://www.facebook.com/business/gdpr#faqs
Cookie Consent Guide for Facebook:Â Â https://developers.facebook.com/docs/privacy
Facebookâs terms:Â Â https://www.facebook.com/legal/terms/businesstools
European Commissionâs overall outline about Data Protection: https://ift.tt/2q7KsxZ
European Commissions information about Cookies:Â Â http://ec.europa.eu/ipg/basics/legal/cookies/index_en.htm
European Commissions Guidelines on Consent:Â Â http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=623051
ICOâs guidelines on Cookies:Â https://ico.org.uk/for-organisations/guide-to-pecr/cookies-and-similar-technologies/
Good Resources and articles on GDPR
Kinsta post about GDPR for WordPress users:Â Â https://kinsta.com/blog/gdpr-compliance/
Aweberâs 6 Myths about GDPR and Email Marketing although I think the Myth #2 screenshot example is not good because the optin isnât telling people that they will receive additional information (if you are sending them more than the 20 videos).
Social Media Examinerâs article about How GDPR Impacts Marketers.
Amy Porterfieldâs Podcast on GDPR:Â Â http://www.amyporterfield.com/2018/04/gdpr/
Suzanne Dibbleâs Facebook Group for Online Entrepreneurs:Â Â https://www.facebook.com/groups/GDPRforonlineentrepreneurs/
Article from https://ift.tt/2klFPNC
https://ift.tt/2s8jaI8
0 notes
Text
How GDPR Affects Facebook Advertising
How GDPR Affects Facebook Advertising
Are you a website owner and wondering how GDPR affects Facebook advertising? How does GDPR affect the Facebook pixel, custom audiences, and lookalike audiences?
In this post, I will dive deeper into what marketers should be doing to comply with GDPR and the EU Regulations.
First, Consult Your Lawyer
Iâm not a lawyer and this post should not be used as legal advice. I have done a lot of research and consulted my own lawyer.
Also note that many things are evolving with these regulations. I will update this article with any major changes but many things are shifting as this unfolds.
Does GDPR Affect Me?
Short answer â Yes.
Even if you donât do business in the EU, your website may use cookies and people from the EU can navigate there.
Even if you are a local company, people could opt in to your newsletter from the EU.
At the very minimum, you should:
Update your Privacy Policy (not a bad thing to review anyway)
Review your optin form design to inform people what they are opting into as well as a check box to ensure consent.
Make sure your email lists are all gathered with consent (for example, no uploading all your LinkedIn contacts, or every person youâve met at a conference). If they arenât, delete those lists (they are against CAN-SPAM anyway).
This post isnât meant to be an exhaustive list of all the changes you need to implement â just a highlight of some of the major issues and then a deeper dive into how GDPR affects Facebook advertising.
What are the risks of non-compliance?
There is a lot of fear-mongering over the big fines they are mentioning with GDPR violations but the probability that a small company outside the EU will run into legal issues is probably very small. But not out of the question.
Facebook Pixel and GDPR
Facebook has a lot of resources available for learning more about their approach to GDPR but here is what they say about using the Facebook Pixel:
When you use the Facebook pixel, you have to comply with the GDPR. Our terms provide that companies implementing our tools must comply with applicable laws when they use our tools. For companies operating in the EU, this includes having a valid legal basis to process data and under laws applying to cookies, obtaining prior informed consent for the storing of and access to cookies or other information on a personâs device.
The biggest issue that comes into play with the Facebook Pixel is who is the âData Controllerâ and who is the âData Processorâ. The Article 4 GDPR Definitions are officially:
(7) âcontrollerâ means the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of personal data; where the purposes and means of such processing are determined by Union or Member State law, the controller or the specific criteria for its nomination may be provided for by Union or Member State law; (8) âprocessorâ means a natural or legal person, public authority, agency or other body which processes personal data on behalf of the controller;
Then there are also âJoint Controllersâ which add a little to the confusion.
Facebook has said that for the âmajority of their services, they operate as the Data Controllerâ but are the Data Processor in the case of Data File Custom Audiences.
I think a gray area is whether we have the ability to control the data that is gathered by the Facebook pixel. While the Facebook pixel is installed on our websites, we cannot remove people who remove their consent from marketing.
That has to be done through the Facebook platform so that makes Facebook the Data Controller in that case.
We do have control over getting consent in the first place through a âcookie bannerâ displays for first time visitors and allows people to check that they agree to cookies or donât agree to cookies.
BUT the challenge is that the pixel fires and tracks immediately when someone lands on the website unless you disable it first until the person has opted in.
And if you are using remarketing and not disabling the pixel until you get consent, you will be showing ads to people who have âopted outâ of cookies on your site.
Facebook has just implemented a solution to delay the pixel firing until you get consent for developers:Â Â https://developers.facebook.com/docs/facebook-pixel/events-advanced-use-cases/v3.0#gdpr-update
This solution involves some coding and is little more advanced. There are plugin solutions (that I will cover later).
There are many differing opinions on whether you can just cover this in a privacy policy and tell people where they can opt out of Facebook Ads.
Facebookâs Cookie Consent section says this:
Getting Consent
Decide what action a user must take to consent. These are a few popular ways that websites and apps do this:
Navigating beyond a banner or notice
Dismissing a banner or notice
Clicking on an âI agreeâ button
Youâll need to communicate to users that by taking this sort of action, they are consenting. The EU regulatorâs cookie guidance contains useful advice on how to do this.
Offering Choice
There are many ways to provide choice to users. Here are some options:
Provide your own opt-out that disables advertising-related uses of data collected from cookies
If you use third-party plugins or pixels, link to the third partiesâ privacy policies or consent mechanisms
Point users to browser or device controls that may block cookies or limit ad tracking
Use an industry resource that provides cookie choices, like the tools provided by the DAA, DAAC & EDAA
Not all of these or other options will suit your needs. Again, what works for you depends on the specifics of your website/app, what countries it is accessible from, and how you use cookies or other storage technology.
These examples feel a little murky to me.
I want a cookie banner that delays the Facebook pixel firing until approval only in EU countries but remains active for the rest of the world. I have not found a perfect solution for that (but you can see what Iâm choosing to do later in this post).
youtube
Facebook Custom Audiences and GDPR
When you are using uploaded email lists or contact information into a Facebook Custom Audience, you are definitely the Data Controller at that point and need to make sure your contact information allows marketing.
If you have gathered emails or Custom Audiences from places like:
LinkedIn Contacts (downloaded without consent from LinkedIn)
Email addresses from business cards (loaded into your email system without consent)
Purchase or scraped lists (gathered without consent)
Shared Pixel information from other parties (without consent from the users)
Then you need to delete those Custom Audiences from Facebook and not market to them.
If you have uploaded email lists that have prior consent, then you can use them.
Another issue with Custom Audiences is that you have to keep your Custom Audience updated when people opt out.Â
So that means either using a tool to dynamically sync them (some providers have that capability) or you need to re-upload a new email list each time you advertise on Facebook.
You can technically manually edit your uploaded Custom Audiences but thatâs a lot of manual labor IMO.
Facebook Lookalike Audiences and GDPR
Facebook Lookalike audiences are NOT affected by GDPR because they use a âseedâ audience of one of your custom audiences and find all new people to put into the Lookalike Audience.
So the people who are in your current audience are not in the new Lookalike Audience and thus you do not need their permission to market to them.
Privacy Policy Update
You do need to update your Privacy Policy and state that you use cookies. Something like:
We use first-party and third-party cookies to compile aggregate data about site traffic and site interaction so we can optimize our website and create a better user experience for you.
Thereâs much more that needs to go into your privacy policy to comply with GDPR, this is just specific to the Facebook Pixel. Again, consult you lawyer to craft your specific Privacy Policy.
What I am doing with my Cookie Consent Banner
Since I havenât found the perfect solution, Iâm working with a free cookie consent banner solution that will allow you to request consent for people who are in the EU countries.
Iâve looked at many many cookie banner solutions, some free and some paid and I may make adjustments as more information and better technology comes to light.
Which Cookie Banner I am testing â Cookie Notice by dFactory.
Iâm also using another plugin that specifically works with only this plugin to show the Cookie Consent Banner to only the countries that are affected by GDPR â Category Country Aware WordPress.
There are more instructions about this solution here:
http://wptest.means.us.com/european-cookie-law-bar/
Here is how you show your Cookie Consent Banner to only EU Countries for GDPR:
Install the Cookie Notice WordPress plugin and configure the the Message, and the Refuse button.
Install the Category Country Aware WordPress plugin and make sure you have the countries set to the EU.
You can test that the banner works by temporarily adding in your own country code and then removing it after you have verified that itâs working.
The country codes that you need to add into the Category Country Aware Plugin are:Â Â EU,AT,BE,BG,HR,CY,CZ,DK,EE,FI,FR,DE,GR,HU,IS,IE,IT,LV,LI,LT,LU,MT,NL,NO,PL,PT,RO,SK,SI,ES,SE,GB
Also note that you can use Script blocking with the Cookie Notice WordPress plugin BUT if you use the Country Aware plugin, then the people outside the EU will never get the âopportunityâ for consent and so the Facebook pixel will not load. As of this writing, Iâm not adding the Pixel script blocking but I will look for a better solution or more clarification on the regulations.
Cookie Notice GDPR Configuration
Category Country Aware WordPress Plugin Configuration
Make Progress towards GDPR Compliance
As you probably know, there are a lot of opinions out there and this will take some time to sort through and become more concrete. From what Iâve heard, as long as you are making efforts towards compliance and continuing to get better, you will not get in trouble. Larger companies have to be working harder with their legal teams and smaller companies are probably not at as big a risk of lawsuits. But definitely DO NOT ignore this!
Feel free to let me know what you have found in the comments below but again, Iâm not a lawyer and the advice in this blog and in the comments should also be vetted by your legal team for your business.
Official Resources for GDPR
Facebookâs information on GDPR:Â https://www.facebook.com/business/gdpr
Facebookâs FAQs on GDPR:Â Â https://www.facebook.com/business/gdpr#faqs
Cookie Consent Guide for Facebook:Â Â https://developers.facebook.com/docs/privacy
Facebookâs terms:Â Â https://www.facebook.com/legal/terms/businesstools
European Commissionâs overall outline about Data Protection: https://ift.tt/2q7KsxZ
European Commissions information about Cookies:Â Â http://ec.europa.eu/ipg/basics/legal/cookies/index_en.htm
European Commissions Guidelines on Consent:Â Â http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=623051
ICOâs guidelines on Cookies:Â https://ico.org.uk/for-organisations/guide-to-pecr/cookies-and-similar-technologies/
Good Resources and articles on GDPR
Kinsta post about GDPR for WordPress users:Â Â https://kinsta.com/blog/gdpr-compliance/
Aweberâs 6 Myths about GDPR and Email Marketing although I think the Myth #2 screenshot example is not good because the optin isnât telling people that they will receive additional information (if you are sending them more than the 20 videos).
Social Media Examinerâs article about How GDPR Impacts Marketers.
Amy Porterfieldâs Podcast on GDPR:Â Â http://www.amyporterfield.com/2018/04/gdpr/
Suzanne Dibbleâs Facebook Group for Online Entrepreneurs:Â Â https://www.facebook.com/groups/GDPRforonlineentrepreneurs/
Article from https://ift.tt/2klFPNC
https://ift.tt/2s8jaI8
0 notes
Text
How GDPR Affects Facebook Advertising
How GDPR Affects Facebook Advertising
Are you a website owner and wondering how GDPR affects Facebook advertising? How does GDPR affect the Facebook pixel, custom audiences, and lookalike audiences?
In this post, I will dive deeper into what marketers should be doing to comply with GDPR and the EU Regulations.
First, Consult Your Lawyer
Iâm not a lawyer and this post should not be used as legal advice. I have done a lot of research and consulted my own lawyer.
Also note that many things are evolving with these regulations. I will update this article with any major changes but many things are shifting as this unfolds.
Does GDPR Affect Me?
Short answer â Yes.
Even if you donât do business in the EU, your website may use cookies and people from the EU can navigate there.
Even if you are a local company, people could opt in to your newsletter from the EU.
At the very minimum, you should:
Update your Privacy Policy (not a bad thing to review anyway)
Review your optin form design to inform people what they are opting into as well as a check box to ensure consent.
Make sure your email lists are all gathered with consent (for example, no uploading all your LinkedIn contacts, or every person youâve met at a conference). If they arenât, delete those lists (they are against CAN-SPAM anyway).
This post isnât meant to be an exhaustive list of all the changes you need to implement â just a highlight of some of the major issues and then a deeper dive into how GDPR affects Facebook advertising.
What are the risks of non-compliance?
There is a lot of fear-mongering over the big fines they are mentioning with GDPR violations but the probability that a small company outside the EU will run into legal issues is probably very small. But not out of the question.
Facebook Pixel and GDPR
Facebook has a lot of resources available for learning more about their approach to GDPR but here is what they say about using the Facebook Pixel:
When you use the Facebook pixel, you have to comply with the GDPR. Our terms provide that companies implementing our tools must comply with applicable laws when they use our tools. For companies operating in the EU, this includes having a valid legal basis to process data and under laws applying to cookies, obtaining prior informed consent for the storing of and access to cookies or other information on a personâs device.
The biggest issue that comes into play with the Facebook Pixel is who is the âData Controllerâ and who is the âData Processorâ. The Article 4 GDPR Definitions are officially:
(7) âcontrollerâ means the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of personal data; where the purposes and means of such processing are determined by Union or Member State law, the controller or the specific criteria for its nomination may be provided for by Union or Member State law; (8) âprocessorâ means a natural or legal person, public authority, agency or other body which processes personal data on behalf of the controller;
Then there are also âJoint Controllersâ which add a little to the confusion.
Facebook has said that for the âmajority of their services, they operate as the Data Controllerâ but are the Data Processor in the case of Data File Custom Audiences.
I think a gray area is whether we have the ability to control the data that is gathered by the Facebook pixel. While the Facebook pixel is installed on our websites, we cannot remove people who remove their consent from marketing.
That has to be done through the Facebook platform so that makes Facebook the Data Controller in that case.
We do have control over getting consent in the first place through a âcookie bannerâ displays for first time visitors and allows people to check that they agree to cookies or donât agree to cookies.
BUT the challenge is that the pixel fires and tracks immediately when someone lands on the website unless you disable it first until the person has opted in.
And if you are using remarketing and not disabling the pixel until you get consent, you will be showing ads to people who have âopted outâ of cookies on your site.
Facebook has just implemented a solution to delay the pixel firing until you get consent for developers:Â Â https://developers.facebook.com/docs/facebook-pixel/events-advanced-use-cases/v3.0#gdpr-update
This solution involves some coding and is little more advanced. There are plugin solutions (that I will cover later).
There are many differing opinions on whether you can just cover this in a privacy policy and tell people where they can opt out of Facebook Ads.
Facebookâs Cookie Consent section says this:
Getting Consent
Decide what action a user must take to consent. These are a few popular ways that websites and apps do this:
Navigating beyond a banner or notice
Dismissing a banner or notice
Clicking on an âI agreeâ button
Youâll need to communicate to users that by taking this sort of action, they are consenting. The EU regulatorâs cookie guidance contains useful advice on how to do this.
Offering Choice
There are many ways to provide choice to users. Here are some options:
Provide your own opt-out that disables advertising-related uses of data collected from cookies
If you use third-party plugins or pixels, link to the third partiesâ privacy policies or consent mechanisms
Point users to browser or device controls that may block cookies or limit ad tracking
Use an industry resource that provides cookie choices, like the tools provided by the DAA, DAAC & EDAA
Not all of these or other options will suit your needs. Again, what works for you depends on the specifics of your website/app, what countries it is accessible from, and how you use cookies or other storage technology.
These examples feel a little murky to me.
I want a cookie banner that delays the Facebook pixel firing until approval only in EU countries but remains active for the rest of the world. I have not found a perfect solution for that (but you can see what Iâm choosing to do later in this post).
youtube
Facebook Custom Audiences and GDPR
When you are using uploaded email lists or contact information into a Facebook Custom Audience, you are definitely the Data Controller at that point and need to make sure your contact information allows marketing.
If you have gathered emails or Custom Audiences from places like:
LinkedIn Contacts (downloaded without consent from LinkedIn)
Email addresses from business cards (loaded into your email system without consent)
Purchase or scraped lists (gathered without consent)
Shared Pixel information from other parties (without consent from the users)
Then you need to delete those Custom Audiences from Facebook and not market to them.
If you have uploaded email lists that have prior consent, then you can use them.
Another issue with Custom Audiences is that you have to keep your Custom Audience updated when people opt out.Â
So that means either using a tool to dynamically sync them (some providers have that capability) or you need to re-upload a new email list each time you advertise on Facebook.
You can technically manually edit your uploaded Custom Audiences but thatâs a lot of manual labor IMO.
Facebook Lookalike Audiences and GDPR
Facebook Lookalike audiences are NOT affected by GDPR because they use a âseedâ audience of one of your custom audiences and find all new people to put into the Lookalike Audience.
So the people who are in your current audience are not in the new Lookalike Audience and thus you do not need their permission to market to them.
Privacy Policy Update
You do need to update your Privacy Policy and state that you use cookies. Something like:
We use first-party and third-party cookies to compile aggregate data about site traffic and site interaction so we can optimize our website and create a better user experience for you.
Thereâs much more that needs to go into your privacy policy to comply with GDPR, this is just specific to the Facebook Pixel. Again, consult you lawyer to craft your specific Privacy Policy.
What I am doing with my Cookie Consent Banner
Since I havenât found the perfect solution, Iâm working with a free cookie consent banner solution that will allow you to request consent for people who are in the EU countries.
Iâve looked at many many cookie banner solutions, some free and some paid and I may make adjustments as more information and better technology comes to light.
Which Cookie Banner I am testing â Cookie Notice by dFactory.
Iâm also using another plugin that specifically works with only this plugin to show the Cookie Consent Banner to only the countries that are affected by GDPR â Category Country Aware WordPress.
There are more instructions about this solution here:
http://wptest.means.us.com/european-cookie-law-bar/
Here is how you show your Cookie Consent Banner to only EU Countries for GDPR:
Install the Cookie Notice WordPress plugin and configure the the Message, and the Refuse button.
Install the Category Country Aware WordPress plugin and make sure you have the countries set to the EU.
You can test that the banner works by temporarily adding in your own country code and then removing it after you have verified that itâs working.
The country codes that you need to add into the Category Country Aware Plugin are:Â Â EU,AT,BE,BG,HR,CY,CZ,DK,EE,FI,FR,DE,GR,HU,IS,IE,IT,LV,LI,LT,LU,MT,NL,NO,PL,PT,RO,SK,SI,ES,SE,GB
Also note that you can use Script blocking with the Cookie Notice WordPress plugin BUT if you use the Country Aware plugin, then the people outside the EU will never get the âopportunityâ for consent and so the Facebook pixel will not load. As of this writing, Iâm not adding the Pixel script blocking but I will look for a better solution or more clarification on the regulations.
Cookie Notice GDPR Configuration
Category Country Aware WordPress Plugin Configuration
Make Progress towards GDPR Compliance
As you probably know, there are a lot of opinions out there and this will take some time to sort through and become more concrete. From what Iâve heard, as long as you are making efforts towards compliance and continuing to get better, you will not get in trouble. Larger companies have to be working harder with their legal teams and smaller companies are probably not at as big a risk of lawsuits. But definitely DO NOT ignore this!
Feel free to let me know what you have found in the comments below but again, Iâm not a lawyer and the advice in this blog and in the comments should also be vetted by your legal team for your business.
Official Resources for GDPR
Facebookâs information on GDPR:Â https://www.facebook.com/business/gdpr
Facebookâs FAQs on GDPR:Â Â https://www.facebook.com/business/gdpr#faqs
Cookie Consent Guide for Facebook:Â Â https://developers.facebook.com/docs/privacy
Facebookâs terms:Â Â https://www.facebook.com/legal/terms/businesstools
European Commissionâs overall outline about Data Protection: https://ift.tt/2q7KsxZ
European Commissions information about Cookies:Â Â http://ec.europa.eu/ipg/basics/legal/cookies/index_en.htm
European Commissions Guidelines on Consent:Â Â http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=623051
ICOâs guidelines on Cookies:Â https://ico.org.uk/for-organisations/guide-to-pecr/cookies-and-similar-technologies/
Good Resources and articles on GDPR
Kinsta post about GDPR for WordPress users:Â Â https://kinsta.com/blog/gdpr-compliance/
Aweberâs 6 Myths about GDPR and Email Marketing although I think the Myth #2 screenshot example is not good because the optin isnât telling people that they will receive additional information (if you are sending them more than the 20 videos).
Social Media Examinerâs article about How GDPR Impacts Marketers.
Amy Porterfieldâs Podcast on GDPR:Â Â http://www.amyporterfield.com/2018/04/gdpr/
Suzanne Dibbleâs Facebook Group for Online Entrepreneurs:Â Â https://www.facebook.com/groups/GDPRforonlineentrepreneurs/
Article from https://ift.tt/2klFPNC
https://ift.tt/2s8jaI8
0 notes
Text
How GDPR Affects Facebook Advertising
How GDPR Affects Facebook Advertising
Are you a website owner and wondering how GDPR affects Facebook advertising? How does GDPR affect the Facebook pixel, custom audiences, and lookalike audiences?
In this post, I will dive deeper into what marketers should be doing to comply with GDPR and the EU Regulations.
First, Consult Your Lawyer
Iâm not a lawyer and this post should not be used as legal advice. I have done a lot of research and consulted my own lawyer.
Also note that many things are evolving with these regulations. I will update this article with any major changes but many things are shifting as this unfolds.
Does GDPR Affect Me?
Short answer â Yes.
Even if you donât do business in the EU, your website may use cookies and people from the EU can navigate there.
Even if you are a local company, people could opt in to your newsletter from the EU.
At the very minimum, you should:
Update your Privacy Policy (not a bad thing to review anyway)
Review your optin form design to inform people what they are opting into as well as a check box to ensure consent.
Make sure your email lists are all gathered with consent (for example, no uploading all your LinkedIn contacts, or every person youâve met at a conference). If they arenât, delete those lists (they are against CAN-SPAM anyway).
This post isnât meant to be an exhaustive list of all the changes you need to implement â just a highlight of some of the major issues and then a deeper dive into how GDPR affects Facebook advertising.
What are the risks of non-compliance?
There is a lot of fear-mongering over the big fines they are mentioning with GDPR violations but the probability that a small company outside the EU will run into legal issues is probably very small. But not out of the question.
Facebook Pixel and GDPR
Facebook has a lot of resources available for learning more about their approach to GDPR but here is what they say about using the Facebook Pixel:
When you use the Facebook pixel, you have to comply with the GDPR. Our terms provide that companies implementing our tools must comply with applicable laws when they use our tools. For companies operating in the EU, this includes having a valid legal basis to process data and under laws applying to cookies, obtaining prior informed consent for the storing of and access to cookies or other information on a personâs device.
The biggest issue that comes into play with the Facebook Pixel is who is the âData Controllerâ and who is the âData Processorâ. The Article 4 GDPR Definitions are officially:
(7) âcontrollerâ means the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of personal data; where the purposes and means of such processing are determined by Union or Member State law, the controller or the specific criteria for its nomination may be provided for by Union or Member State law; (8) âprocessorâ means a natural or legal person, public authority, agency or other body which processes personal data on behalf of the controller;
Then there are also âJoint Controllersâ which add a little to the confusion.
Facebook has said that for the âmajority of their services, they operate as the Data Controllerâ but are the Data Processor in the case of Data File Custom Audiences.
I think a gray area is whether we have the ability to control the data that is gathered by the Facebook pixel. While the Facebook pixel is installed on our websites, we cannot remove people who remove their consent from marketing.
That has to be done through the Facebook platform so that makes Facebook the Data Controller in that case.
We do have control over getting consent in the first place through a âcookie bannerâ displays for first time visitors and allows people to check that they agree to cookies or donât agree to cookies.
BUT the challenge is that the pixel fires and tracks immediately when someone lands on the website unless you disable it first until the person has opted in.
And if you are using remarketing and not disabling the pixel until you get consent, you will be showing ads to people who have âopted outâ of cookies on your site.
Facebook has just implemented a solution to delay the pixel firing until you get consent for developers:Â Â https://developers.facebook.com/docs/facebook-pixel/events-advanced-use-cases/v3.0#gdpr-update
This solution involves some coding and is little more advanced. There are plugin solutions (that I will cover later).
There are many differing opinions on whether you can just cover this in a privacy policy and tell people where they can opt out of Facebook Ads.
Facebookâs Cookie Consent section says this:
Getting Consent
Decide what action a user must take to consent. These are a few popular ways that websites and apps do this:
Navigating beyond a banner or notice
Dismissing a banner or notice
Clicking on an âI agreeâ button
Youâll need to communicate to users that by taking this sort of action, they are consenting. The EU regulatorâs cookie guidance contains useful advice on how to do this.
Offering Choice
There are many ways to provide choice to users. Here are some options:
Provide your own opt-out that disables advertising-related uses of data collected from cookies
If you use third-party plugins or pixels, link to the third partiesâ privacy policies or consent mechanisms
Point users to browser or device controls that may block cookies or limit ad tracking
Use an industry resource that provides cookie choices, like the tools provided by the DAA, DAAC & EDAA
Not all of these or other options will suit your needs. Again, what works for you depends on the specifics of your website/app, what countries it is accessible from, and how you use cookies or other storage technology.
These examples feel a little murky to me.
I want a cookie banner that delays the Facebook pixel firing until approval only in EU countries but remains active for the rest of the world. I have not found a perfect solution for that (but you can see what Iâm choosing to do later in this post).
youtube
Facebook Custom Audiences and GDPR
When you are using uploaded email lists or contact information into a Facebook Custom Audience, you are definitely the Data Controller at that point and need to make sure your contact information allows marketing.
If you have gathered emails or Custom Audiences from places like:
LinkedIn Contacts (downloaded without consent from LinkedIn)
Email addresses from business cards (loaded into your email system without consent)
Purchase or scraped lists (gathered without consent)
Shared Pixel information from other parties (without consent from the users)
Then you need to delete those Custom Audiences from Facebook and not market to them.
If you have uploaded email lists that have prior consent, then you can use them.
Another issue with Custom Audiences is that you have to keep your Custom Audience updated when people opt out.Â
So that means either using a tool to dynamically sync them (some providers have that capability) or you need to re-upload a new email list each time you advertise on Facebook.
You can technically manually edit your uploaded Custom Audiences but thatâs a lot of manual labor IMO.
Facebook Lookalike Audiences and GDPR
Facebook Lookalike audiences are NOT affected by GDPR because they use a âseedâ audience of one of your custom audiences and find all new people to put into the Lookalike Audience.
So the people who are in your current audience are not in the new Lookalike Audience and thus you do not need their permission to market to them.
Privacy Policy Update
You do need to update your Privacy Policy and state that you use cookies. Something like:
We use first-party and third-party cookies to compile aggregate data about site traffic and site interaction so we can optimize our website and create a better user experience for you.
Thereâs much more that needs to go into your privacy policy to comply with GDPR, this is just specific to the Facebook Pixel. Again, consult you lawyer to craft your specific Privacy Policy.
What I am doing with my Cookie Consent Banner
Since I havenât found the perfect solution, Iâm working with a free cookie consent banner solution that will allow you to request consent for people who are in the EU countries.
Iâve looked at many many cookie banner solutions, some free and some paid and I may make adjustments as more information and better technology comes to light.
Which Cookie Banner I am testing â Cookie Notice by dFactory.
Iâm also using another plugin that specifically works with only this plugin to show the Cookie Consent Banner to only the countries that are affected by GDPR â Category Country Aware WordPress.
There are more instructions about this solution here:
http://wptest.means.us.com/european-cookie-law-bar/
Here is how you show your Cookie Consent Banner to only EU Countries for GDPR:
Install the Cookie Notice WordPress plugin and configure the the Message, and the Refuse button.
Install the Category Country Aware WordPress plugin and make sure you have the countries set to the EU.
You can test that the banner works by temporarily adding in your own country code and then removing it after you have verified that itâs working.
The country codes that you need to add into the Category Country Aware Plugin are:Â Â EU,AT,BE,BG,HR,CY,CZ,DK,EE,FI,FR,DE,GR,HU,IS,IE,IT,LV,LI,LT,LU,MT,NL,NO,PL,PT,RO,SK,SI,ES,SE,GB
Also note that you can use Script blocking with the Cookie Notice WordPress plugin BUT if you use the Country Aware plugin, then the people outside the EU will never get the âopportunityâ for consent and so the Facebook pixel will not load. As of this writing, Iâm not adding the Pixel script blocking but I will look for a better solution or more clarification on the regulations.
Cookie Notice GDPR Configuration
Category Country Aware WordPress Plugin Configuration
Make Progress towards GDPR Compliance
As you probably know, there are a lot of opinions out there and this will take some time to sort through and become more concrete. From what Iâve heard, as long as you are making efforts towards compliance and continuing to get better, you will not get in trouble. Larger companies have to be working harder with their legal teams and smaller companies are probably not at as big a risk of lawsuits. But definitely DO NOT ignore this!
Feel free to let me know what you have found in the comments below but again, Iâm not a lawyer and the advice in this blog and in the comments should also be vetted by your legal team for your business.
Official Resources for GDPR
Facebookâs information on GDPR:Â https://www.facebook.com/business/gdpr
Facebookâs FAQs on GDPR:Â Â https://www.facebook.com/business/gdpr#faqs
Cookie Consent Guide for Facebook:Â Â https://developers.facebook.com/docs/privacy
Facebookâs terms:Â Â https://www.facebook.com/legal/terms/businesstools
European Commissionâs overall outline about Data Protection: https://ift.tt/2q7KsxZ
European Commissions information about Cookies:Â Â http://ec.europa.eu/ipg/basics/legal/cookies/index_en.htm
European Commissions Guidelines on Consent:Â Â http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=623051
ICOâs guidelines on Cookies:Â https://ico.org.uk/for-organisations/guide-to-pecr/cookies-and-similar-technologies/
Good Resources and articles on GDPR
Kinsta post about GDPR for WordPress users:Â Â https://kinsta.com/blog/gdpr-compliance/
Aweberâs 6 Myths about GDPR and Email Marketing although I think the Myth #2 screenshot example is not good because the optin isnât telling people that they will receive additional information (if you are sending them more than the 20 videos).
Social Media Examinerâs article about How GDPR Impacts Marketers.
Amy Porterfieldâs Podcast on GDPR:Â Â http://www.amyporterfield.com/2018/04/gdpr/
Suzanne Dibbleâs Facebook Group for Online Entrepreneurs:Â Â https://www.facebook.com/groups/GDPRforonlineentrepreneurs/
Article from https://ift.tt/2klFPNC
https://ift.tt/2s8jaI8
0 notes
Text
How GDPR Affects Facebook Advertising
How GDPR Affects Facebook Advertising
Are you a website owner and wondering how GDPR affects Facebook advertising? How does GDPR affect the Facebook pixel, custom audiences, and lookalike audiences?
In this post, I will dive deeper into what marketers should be doing to comply with GDPR and the EU Regulations.
First, Consult Your Lawyer
Iâm not a lawyer and this post should not be used as legal advice. I have done a lot of research and consulted my own lawyer.
Also note that many things are evolving with these regulations. I will update this article with any major changes but many things are shifting as this unfolds.
Does GDPR Affect Me?
Short answer â Yes.
Even if you donât do business in the EU, your website may use cookies and people from the EU can navigate there.
Even if you are a local company, people could opt in to your newsletter from the EU.
At the very minimum, you should:
Update your Privacy Policy (not a bad thing to review anyway)
Review your optin form design to inform people what they are opting into as well as a check box to ensure consent.
Make sure your email lists are all gathered with consent (for example, no uploading all your LinkedIn contacts, or every person youâve met at a conference). If they arenât, delete those lists (they are against CAN-SPAM anyway).
This post isnât meant to be an exhaustive list of all the changes you need to implement â just a highlight of some of the major issues and then a deeper dive into how GDPR affects Facebook advertising.
What are the risks of non-compliance?
There is a lot of fear-mongering over the big fines they are mentioning with GDPR violations but the probability that a small company outside the EU will run into legal issues is probably very small. But not out of the question.
Facebook Pixel and GDPR
Facebook has a lot of resources available for learning more about their approach to GDPR but here is what they say about using the Facebook Pixel:
When you use the Facebook pixel, you have to comply with the GDPR. Our terms provide that companies implementing our tools must comply with applicable laws when they use our tools. For companies operating in the EU, this includes having a valid legal basis to process data and under laws applying to cookies, obtaining prior informed consent for the storing of and access to cookies or other information on a personâs device.
The biggest issue that comes into play with the Facebook Pixel is who is the âData Controllerâ and who is the âData Processorâ. The Article 4 GDPR Definitions are officially:
(7) âcontrollerâ means the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of personal data; where the purposes and means of such processing are determined by Union or Member State law, the controller or the specific criteria for its nomination may be provided for by Union or Member State law; (8) âprocessorâ means a natural or legal person, public authority, agency or other body which processes personal data on behalf of the controller;
Then there are also âJoint Controllersâ which add a little to the confusion.
Facebook has said that for the âmajority of their services, they operate as the Data Controllerâ but are the Data Processor in the case of Data File Custom Audiences.
I think a gray area is whether we have the ability to control the data that is gathered by the Facebook pixel. While the Facebook pixel is installed on our websites, we cannot remove people who remove their consent from marketing.
That has to be done through the Facebook platform so that makes Facebook the Data Controller in that case.
We do have control over getting consent in the first place through a âcookie bannerâ displays for first time visitors and allows people to check that they agree to cookies or donât agree to cookies.
BUT the challenge is that the pixel fires and tracks immediately when someone lands on the website unless you disable it first until the person has opted in.
And if you are using remarketing and not disabling the pixel until you get consent, you will be showing ads to people who have âopted outâ of cookies on your site.
Facebook has just implemented a solution to delay the pixel firing until you get consent for developers:Â Â https://developers.facebook.com/docs/facebook-pixel/events-advanced-use-cases/v3.0#gdpr-update
This solution involves some coding and is little more advanced. There are plugin solutions (that I will cover later).
There are many differing opinions on whether you can just cover this in a privacy policy and tell people where they can opt out of Facebook Ads.
Facebookâs Cookie Consent section says this:
Getting Consent
Decide what action a user must take to consent. These are a few popular ways that websites and apps do this:
Navigating beyond a banner or notice
Dismissing a banner or notice
Clicking on an âI agreeâ button
Youâll need to communicate to users that by taking this sort of action, they are consenting. The EU regulatorâs cookie guidance contains useful advice on how to do this.
Offering Choice
There are many ways to provide choice to users. Here are some options:
Provide your own opt-out that disables advertising-related uses of data collected from cookies
If you use third-party plugins or pixels, link to the third partiesâ privacy policies or consent mechanisms
Point users to browser or device controls that may block cookies or limit ad tracking
Use an industry resource that provides cookie choices, like the tools provided by the DAA, DAAC & EDAA
Not all of these or other options will suit your needs. Again, what works for you depends on the specifics of your website/app, what countries it is accessible from, and how you use cookies or other storage technology.
These examples feel a little murky to me.
I want a cookie banner that delays the Facebook pixel firing until approval only in EU countries but remains active for the rest of the world. I have not found a perfect solution for that (but you can see what Iâm choosing to do later in this post).
youtube
Facebook Custom Audiences and GDPR
When you are using uploaded email lists or contact information into a Facebook Custom Audience, you are definitely the Data Controller at that point and need to make sure your contact information allows marketing.
If you have gathered emails or Custom Audiences from places like:
LinkedIn Contacts (downloaded without consent from LinkedIn)
Email addresses from business cards (loaded into your email system without consent)
Purchase or scraped lists (gathered without consent)
Shared Pixel information from other parties (without consent from the users)
Then you need to delete those Custom Audiences from Facebook and not market to them.
If you have uploaded email lists that have prior consent, then you can use them.
Another issue with Custom Audiences is that you have to keep your Custom Audience updated when people opt out.Â
So that means either using a tool to dynamically sync them (some providers have that capability) or you need to re-upload a new email list each time you advertise on Facebook.
You can technically manually edit your uploaded Custom Audiences but thatâs a lot of manual labor IMO.
Facebook Lookalike Audiences and GDPR
Facebook Lookalike audiences are NOT affected by GDPR because they use a âseedâ audience of one of your custom audiences and find all new people to put into the Lookalike Audience.
So the people who are in your current audience are not in the new Lookalike Audience and thus you do not need their permission to market to them.
Privacy Policy Update
You do need to update your Privacy Policy and state that you use cookies. Something like:
We use first-party and third-party cookies to compile aggregate data about site traffic and site interaction so we can optimize our website and create a better user experience for you.
Thereâs much more that needs to go into your privacy policy to comply with GDPR, this is just specific to the Facebook Pixel. Again, consult you lawyer to craft your specific Privacy Policy.
What I am doing with my Cookie Consent Banner
Since I havenât found the perfect solution, Iâm working with a free cookie consent banner solution that will allow you to request consent for people who are in the EU countries.
Iâve looked at many many cookie banner solutions, some free and some paid and I may make adjustments as more information and better technology comes to light.
Which Cookie Banner I am testing â Cookie Notice by dFactory.
Iâm also using another plugin that specifically works with only this plugin to show the Cookie Consent Banner to only the countries that are affected by GDPR â Category Country Aware WordPress.
There are more instructions about this solution here:
http://wptest.means.us.com/european-cookie-law-bar/
Here is how you show your Cookie Consent Banner to only EU Countries for GDPR:
Install the Cookie Notice WordPress plugin and configure the the Message, and the Refuse button.
Install the Category Country Aware WordPress plugin and make sure you have the countries set to the EU.
You can test that the banner works by temporarily adding in your own country code and then removing it after you have verified that itâs working.
The country codes that you need to add into the Category Country Aware Plugin are:Â Â EU,AT,BE,BG,HR,CY,CZ,DK,EE,FI,FR,DE,GR,HU,IS,IE,IT,LV,LI,LT,LU,MT,NL,NO,PL,PT,RO,SK,SI,ES,SE,GB
Also note that you can use Script blocking with the Cookie Notice WordPress plugin BUT if you use the Country Aware plugin, then the people outside the EU will never get the âopportunityâ for consent and so the Facebook pixel will not load. As of this writing, Iâm not adding the Pixel script blocking but I will look for a better solution or more clarification on the regulations.
Cookie Notice GDPR Configuration
Category Country Aware WordPress Plugin Configuration
Make Progress towards GDPR Compliance
As you probably know, there are a lot of opinions out there and this will take some time to sort through and become more concrete. From what Iâve heard, as long as you are making efforts towards compliance and continuing to get better, you will not get in trouble. Larger companies have to be working harder with their legal teams and smaller companies are probably not at as big a risk of lawsuits. But definitely DO NOT ignore this!
Feel free to let me know what you have found in the comments below but again, Iâm not a lawyer and the advice in this blog and in the comments should also be vetted by your legal team for your business.
Official Resources for GDPR
Facebookâs information on GDPR:Â https://www.facebook.com/business/gdpr
Facebookâs FAQs on GDPR:Â Â https://www.facebook.com/business/gdpr#faqs
Cookie Consent Guide for Facebook:Â Â https://developers.facebook.com/docs/privacy
Facebookâs terms:Â Â https://www.facebook.com/legal/terms/businesstools
European Commissionâs overall outline about Data Protection: https://ift.tt/2q7KsxZ
European Commissions information about Cookies:Â Â http://ec.europa.eu/ipg/basics/legal/cookies/index_en.htm
European Commissions Guidelines on Consent:Â Â http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=623051
ICOâs guidelines on Cookies:Â https://ico.org.uk/for-organisations/guide-to-pecr/cookies-and-similar-technologies/
Good Resources and articles on GDPR
Kinsta post about GDPR for WordPress users:Â Â https://kinsta.com/blog/gdpr-compliance/
Aweberâs 6 Myths about GDPR and Email Marketing although I think the Myth #2 screenshot example is not good because the optin isnât telling people that they will receive additional information (if you are sending them more than the 20 videos).
Social Media Examinerâs article about How GDPR Impacts Marketers.
Amy Porterfieldâs Podcast on GDPR:Â Â http://www.amyporterfield.com/2018/04/gdpr/
Suzanne Dibbleâs Facebook Group for Online Entrepreneurs:Â Â https://www.facebook.com/groups/GDPRforonlineentrepreneurs/
Article from https://ift.tt/2klFPNC
https://ift.tt/2s8jaI8
0 notes
Text
How GDPR Affects Facebook Advertising
How GDPR Affects Facebook Advertising
Are you a website owner and wondering how GDPR affects Facebook advertising? How does GDPR affect the Facebook pixel, custom audiences, and lookalike audiences?
In this post, I will dive deeper into what marketers should be doing to comply with GDPR and the EU Regulations.
First, Consult Your Lawyer
Iâm not a lawyer and this post should not be used as legal advice. I have done a lot of research and consulted my own lawyer.
Also note that many things are evolving with these regulations. I will update this article with any major changes but many things are shifting as this unfolds.
Does GDPR Affect Me?
Short answer â Yes.
Even if you donât do business in the EU, your website may use cookies and people from the EU can navigate there.
Even if you are a local company, people could opt in to your newsletter from the EU.
At the very minimum, you should:
Update your Privacy Policy (not a bad thing to review anyway)
Review your optin form design to inform people what they are opting into as well as a check box to ensure consent.
Make sure your email lists are all gathered with consent (for example, no uploading all your LinkedIn contacts, or every person youâve met at a conference). If they arenât, delete those lists (they are against CAN-SPAM anyway).
This post isnât meant to be an exhaustive list of all the changes you need to implement â just a highlight of some of the major issues and then a deeper dive into how GDPR affects Facebook advertising.
What are the risks of non-compliance?
There is a lot of fear-mongering over the big fines they are mentioning with GDPR violations but the probability that a small company outside the EU will run into legal issues is probably very small. But not out of the question.
Facebook Pixel and GDPR
Facebook has a lot of resources available for learning more about their approach to GDPR but here is what they say about using the Facebook Pixel:
When you use the Facebook pixel, you have to comply with the GDPR. Our terms provide that companies implementing our tools must comply with applicable laws when they use our tools. For companies operating in the EU, this includes having a valid legal basis to process data and under laws applying to cookies, obtaining prior informed consent for the storing of and access to cookies or other information on a personâs device.
The biggest issue that comes into play with the Facebook Pixel is who is the âData Controllerâ and who is the âData Processorâ. The Article 4 GDPR Definitions are officially:
(7) âcontrollerâ means the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of personal data; where the purposes and means of such processing are determined by Union or Member State law, the controller or the specific criteria for its nomination may be provided for by Union or Member State law; (8) âprocessorâ means a natural or legal person, public authority, agency or other body which processes personal data on behalf of the controller;
Then there are also âJoint Controllersâ which add a little to the confusion.
Facebook has said that for the âmajority of their services, they operate as the Data Controllerâ but are the Data Processor in the case of Data File Custom Audiences.
I think a gray area is whether we have the ability to control the data that is gathered by the Facebook pixel. While the Facebook pixel is installed on our websites, we cannot remove people who remove their consent from marketing.
That has to be done through the Facebook platform so that makes Facebook the Data Controller in that case.
We do have control over getting consent in the first place through a âcookie bannerâ displays for first time visitors and allows people to check that they agree to cookies or donât agree to cookies.
BUT the challenge is that the pixel fires and tracks immediately when someone lands on the website unless you disable it first until the person has opted in.
And if you are using remarketing and not disabling the pixel until you get consent, you will be showing ads to people who have âopted outâ of cookies on your site.
Facebook has just implemented a solution to delay the pixel firing until you get consent for developers:Â Â https://developers.facebook.com/docs/facebook-pixel/events-advanced-use-cases/v3.0#gdpr-update
This solution involves some coding and is little more advanced. There are plugin solutions (that I will cover later).
There are many differing opinions on whether you can just cover this in a privacy policy and tell people where they can opt out of Facebook Ads.
Facebookâs Cookie Consent section says this:
Getting Consent
Decide what action a user must take to consent. These are a few popular ways that websites and apps do this:
Navigating beyond a banner or notice
Dismissing a banner or notice
Clicking on an âI agreeâ button
Youâll need to communicate to users that by taking this sort of action, they are consenting. The EU regulatorâs cookie guidance contains useful advice on how to do this.
Offering Choice
There are many ways to provide choice to users. Here are some options:
Provide your own opt-out that disables advertising-related uses of data collected from cookies
If you use third-party plugins or pixels, link to the third partiesâ privacy policies or consent mechanisms
Point users to browser or device controls that may block cookies or limit ad tracking
Use an industry resource that provides cookie choices, like the tools provided by the DAA, DAAC & EDAA
Not all of these or other options will suit your needs. Again, what works for you depends on the specifics of your website/app, what countries it is accessible from, and how you use cookies or other storage technology.
These examples feel a little murky to me.
I want a cookie banner that delays the Facebook pixel firing until approval only in EU countries but remains active for the rest of the world. I have not found a perfect solution for that (but you can see what Iâm choosing to do later in this post).
youtube
Facebook Custom Audiences and GDPR
When you are using uploaded email lists or contact information into a Facebook Custom Audience, you are definitely the Data Controller at that point and need to make sure your contact information allows marketing.
If you have gathered emails or Custom Audiences from places like:
LinkedIn Contacts (downloaded without consent from LinkedIn)
Email addresses from business cards (loaded into your email system without consent)
Purchase or scraped lists (gathered without consent)
Shared Pixel information from other parties (without consent from the users)
Then you need to delete those Custom Audiences from Facebook and not market to them.
If you have uploaded email lists that have prior consent, then you can use them.
Another issue with Custom Audiences is that you have to keep your Custom Audience updated when people opt out.Â
So that means either using a tool to dynamically sync them (some providers have that capability) or you need to re-upload a new email list each time you advertise on Facebook.
You can technically manually edit your uploaded Custom Audiences but thatâs a lot of manual labor IMO.
Facebook Lookalike Audiences and GDPR
Facebook Lookalike audiences are NOT affected by GDPR because they use a âseedâ audience of one of your custom audiences and find all new people to put into the Lookalike Audience.
So the people who are in your current audience are not in the new Lookalike Audience and thus you do not need their permission to market to them.
Privacy Policy Update
You do need to update your Privacy Policy and state that you use cookies. Something like:
We use first-party and third-party cookies to compile aggregate data about site traffic and site interaction so we can optimize our website and create a better user experience for you.
Thereâs much more that needs to go into your privacy policy to comply with GDPR, this is just specific to the Facebook Pixel. Again, consult you lawyer to craft your specific Privacy Policy.
What I am doing with my Cookie Consent Banner
Since I havenât found the perfect solution, Iâm working with a free cookie consent banner solution that will allow you to request consent for people who are in the EU countries.
Iâve looked at many many cookie banner solutions, some free and some paid and I may make adjustments as more information and better technology comes to light.
Which Cookie Banner I am testing â Cookie Notice by dFactory.
Iâm also using another plugin that specifically works with only this plugin to show the Cookie Consent Banner to only the countries that are affected by GDPR â Category Country Aware WordPress.
There are more instructions about this solution here:
http://wptest.means.us.com/european-cookie-law-bar/
Here is how you show your Cookie Consent Banner to only EU Countries for GDPR:
Install the Cookie Notice WordPress plugin and configure the the Message, and the Refuse button.
Install the Category Country Aware WordPress plugin and make sure you have the countries set to the EU.
You can test that the banner works by temporarily adding in your own country code and then removing it after you have verified that itâs working.
The country codes that you need to add into the Category Country Aware Plugin are:Â Â EU,AT,BE,BG,HR,CY,CZ,DK,EE,FI,FR,DE,GR,HU,IS,IE,IT,LV,LI,LT,LU,MT,NL,NO,PL,PT,RO,SK,SI,ES,SE,GB
Also note that you can use Script blocking with the Cookie Notice WordPress plugin BUT if you use the Country Aware plugin, then the people outside the EU will never get the âopportunityâ for consent and so the Facebook pixel will not load. As of this writing, Iâm not adding the Pixel script blocking but I will look for a better solution or more clarification on the regulations.
Cookie Notice GDPR Configuration
Category Country Aware WordPress Plugin Configuration
Make Progress towards GDPR Compliance
As you probably know, there are a lot of opinions out there and this will take some time to sort through and become more concrete. From what Iâve heard, as long as you are making efforts towards compliance and continuing to get better, you will not get in trouble. Larger companies have to be working harder with their legal teams and smaller companies are probably not at as big a risk of lawsuits. But definitely DO NOT ignore this!
Feel free to let me know what you have found in the comments below but again, Iâm not a lawyer and the advice in this blog and in the comments should also be vetted by your legal team for your business.
Official Resources for GDPR
Facebookâs information on GDPR:Â https://www.facebook.com/business/gdpr
Facebookâs FAQs on GDPR:Â Â https://www.facebook.com/business/gdpr#faqs
Cookie Consent Guide for Facebook:Â Â https://developers.facebook.com/docs/privacy
Facebookâs terms:Â Â https://www.facebook.com/legal/terms/businesstools
European Commissionâs overall outline about Data Protection: https://ift.tt/2q7KsxZ
European Commissions information about Cookies:Â Â http://ec.europa.eu/ipg/basics/legal/cookies/index_en.htm
European Commissions Guidelines on Consent:Â Â http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=623051
ICOâs guidelines on Cookies:Â https://ico.org.uk/for-organisations/guide-to-pecr/cookies-and-similar-technologies/
Good Resources and articles on GDPR
Kinsta post about GDPR for WordPress users:Â Â https://kinsta.com/blog/gdpr-compliance/
Aweberâs 6 Myths about GDPR and Email Marketing although I think the Myth #2 screenshot example is not good because the optin isnât telling people that they will receive additional information (if you are sending them more than the 20 videos).
Social Media Examinerâs article about How GDPR Impacts Marketers.
Amy Porterfieldâs Podcast on GDPR:Â Â http://www.amyporterfield.com/2018/04/gdpr/
Suzanne Dibbleâs Facebook Group for Online Entrepreneurs:Â Â https://www.facebook.com/groups/GDPRforonlineentrepreneurs/
Article from https://ift.tt/2klFPNC
https://ift.tt/2s8jaI8
0 notes
Text
How GDPR Affects Facebook Advertising
How GDPR Affects Facebook Advertising
Are you a website owner and wondering how GDPR affects Facebook advertising? How does GDPR affect the Facebook pixel, custom audiences, and lookalike audiences?
In this post, I will dive deeper into what marketers should be doing to comply with GDPR and the EU Regulations.
First, Consult Your Lawyer
Iâm not a lawyer and this post should not be used as legal advice. I have done a lot of research and consulted my own lawyer.
Also note that many things are evolving with these regulations. I will update this article with any major changes but many things are shifting as this unfolds.
Does GDPR Affect Me?
Short answer â Yes.
Even if you donât do business in the EU, your website may use cookies and people from the EU can navigate there.
Even if you are a local company, people could opt in to your newsletter from the EU.
At the very minimum, you should:
Update your Privacy Policy (not a bad thing to review anyway)
Review your optin form design to inform people what they are opting into as well as a check box to ensure consent.
Make sure your email lists are all gathered with consent (for example, no uploading all your LinkedIn contacts, or every person youâve met at a conference). If they arenât, delete those lists (they are against CAN-SPAM anyway).
This post isnât meant to be an exhaustive list of all the changes you need to implement â just a highlight of some of the major issues and then a deeper dive into how GDPR affects Facebook advertising.
What are the risks of non-compliance?
There is a lot of fear-mongering over the big fines they are mentioning with GDPR violations but the probability that a small company outside the EU will run into legal issues is probably very small. But not out of the question.
Facebook Pixel and GDPR
Facebook has a lot of resources available for learning more about their approach to GDPR but here is what they say about using the Facebook Pixel:
When you use the Facebook pixel, you have to comply with the GDPR. Our terms provide that companies implementing our tools must comply with applicable laws when they use our tools. For companies operating in the EU, this includes having a valid legal basis to process data and under laws applying to cookies, obtaining prior informed consent for the storing of and access to cookies or other information on a personâs device.
The biggest issue that comes into play with the Facebook Pixel is who is the âData Controllerâ and who is the âData Processorâ. The Article 4 GDPR Definitions are officially:
(7) âcontrollerâ means the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of personal data; where the purposes and means of such processing are determined by Union or Member State law, the controller or the specific criteria for its nomination may be provided for by Union or Member State law; (8) âprocessorâ means a natural or legal person, public authority, agency or other body which processes personal data on behalf of the controller;
Then there are also âJoint Controllersâ which add a little to the confusion.
Facebook has said that for the âmajority of their services, they operate as the Data Controllerâ but are the Data Processor in the case of Data File Custom Audiences.
I think a gray area is whether we have the ability to control the data that is gathered by the Facebook pixel. While the Facebook pixel is installed on our websites, we cannot remove people who remove their consent from marketing.
That has to be done through the Facebook platform so that makes Facebook the Data Controller in that case.
We do have control over getting consent in the first place through a âcookie bannerâ displays for first time visitors and allows people to check that they agree to cookies or donât agree to cookies.
BUT the challenge is that the pixel fires and tracks immediately when someone lands on the website unless you disable it first until the person has opted in.
And if you are using remarketing and not disabling the pixel until you get consent, you will be showing ads to people who have âopted outâ of cookies on your site.
Facebook has just implemented a solution to delay the pixel firing until you get consent for developers:Â Â https://developers.facebook.com/docs/facebook-pixel/events-advanced-use-cases/v3.0#gdpr-update
This solution involves some coding and is little more advanced. There are plugin solutions (that I will cover later).
There are many differing opinions on whether you can just cover this in a privacy policy and tell people where they can opt out of Facebook Ads.
Facebookâs Cookie Consent section says this:
Getting Consent
Decide what action a user must take to consent. These are a few popular ways that websites and apps do this:
Navigating beyond a banner or notice
Dismissing a banner or notice
Clicking on an âI agreeâ button
Youâll need to communicate to users that by taking this sort of action, they are consenting. The EU regulatorâs cookie guidance contains useful advice on how to do this.
Offering Choice
There are many ways to provide choice to users. Here are some options:
Provide your own opt-out that disables advertising-related uses of data collected from cookies
If you use third-party plugins or pixels, link to the third partiesâ privacy policies or consent mechanisms
Point users to browser or device controls that may block cookies or limit ad tracking
Use an industry resource that provides cookie choices, like the tools provided by the DAA, DAAC & EDAA
Not all of these or other options will suit your needs. Again, what works for you depends on the specifics of your website/app, what countries it is accessible from, and how you use cookies or other storage technology.
These examples feel a little murky to me.
I want a cookie banner that delays the Facebook pixel firing until approval only in EU countries but remains active for the rest of the world. I have not found a perfect solution for that (but you can see what Iâm choosing to do later in this post).
youtube
Facebook Custom Audiences and GDPR
When you are using uploaded email lists or contact information into a Facebook Custom Audience, you are definitely the Data Controller at that point and need to make sure your contact information allows marketing.
If you have gathered emails or Custom Audiences from places like:
LinkedIn Contacts (downloaded without consent from LinkedIn)
Email addresses from business cards (loaded into your email system without consent)
Purchase or scraped lists (gathered without consent)
Shared Pixel information from other parties (without consent from the users)
Then you need to delete those Custom Audiences from Facebook and not market to them.
If you have uploaded email lists that have prior consent, then you can use them.
Another issue with Custom Audiences is that you have to keep your Custom Audience updated when people opt out.Â
So that means either using a tool to dynamically sync them (some providers have that capability) or you need to re-upload a new email list each time you advertise on Facebook.
You can technically manually edit your uploaded Custom Audiences but thatâs a lot of manual labor IMO.
Facebook Lookalike Audiences and GDPR
Facebook Lookalike audiences are NOT affected by GDPR because they use a âseedâ audience of one of your custom audiences and find all new people to put into the Lookalike Audience.
So the people who are in your current audience are not in the new Lookalike Audience and thus you do not need their permission to market to them.
Privacy Policy Update
You do need to update your Privacy Policy and state that you use cookies. Something like:
We use first-party and third-party cookies to compile aggregate data about site traffic and site interaction so we can optimize our website and create a better user experience for you.
Thereâs much more that needs to go into your privacy policy to comply with GDPR, this is just specific to the Facebook Pixel. Again, consult you lawyer to craft your specific Privacy Policy.
What I am doing with my Cookie Consent Banner
Since I havenât found the perfect solution, Iâm working with a free cookie consent banner solution that will allow you to request consent for people who are in the EU countries.
Iâve looked at many many cookie banner solutions, some free and some paid and I may make adjustments as more information and better technology comes to light.
Which Cookie Banner I am testing â Cookie Notice by dFactory.
Iâm also using another plugin that specifically works with only this plugin to show the Cookie Consent Banner to only the countries that are affected by GDPR â Category Country Aware WordPress.
There are more instructions about this solution here:
http://wptest.means.us.com/european-cookie-law-bar/
Here is how you show your Cookie Consent Banner to only EU Countries for GDPR:
Install the Cookie Notice WordPress plugin and configure the the Message, and the Refuse button.
Install the Category Country Aware WordPress plugin and make sure you have the countries set to the EU.
You can test that the banner works by temporarily adding in your own country code and then removing it after you have verified that itâs working.
The country codes that you need to add into the Category Country Aware Plugin are:Â Â EU,AT,BE,BG,HR,CY,CZ,DK,EE,FI,FR,DE,GR,HU,IS,IE,IT,LV,LI,LT,LU,MT,NL,NO,PL,PT,RO,SK,SI,ES,SE,GB
Also note that you can use Script blocking with the Cookie Notice WordPress plugin BUT if you use the Country Aware plugin, then the people outside the EU will never get the âopportunityâ for consent and so the Facebook pixel will not load. As of this writing, Iâm not adding the Pixel script blocking but I will look for a better solution or more clarification on the regulations.
Cookie Notice GDPR Configuration
Category Country Aware WordPress Plugin Configuration
Make Progress towards GDPR Compliance
As you probably know, there are a lot of opinions out there and this will take some time to sort through and become more concrete. From what Iâve heard, as long as you are making efforts towards compliance and continuing to get better, you will not get in trouble. Larger companies have to be working harder with their legal teams and smaller companies are probably not at as big a risk of lawsuits. But definitely DO NOT ignore this!
Feel free to let me know what you have found in the comments below but again, Iâm not a lawyer and the advice in this blog and in the comments should also be vetted by your legal team for your business.
Official Resources for GDPR
Facebookâs information on GDPR:Â https://www.facebook.com/business/gdpr
Facebookâs FAQs on GDPR:Â Â https://www.facebook.com/business/gdpr#faqs
Cookie Consent Guide for Facebook:Â Â https://developers.facebook.com/docs/privacy
Facebookâs terms:Â Â https://www.facebook.com/legal/terms/businesstools
European Commissionâs overall outline about Data Protection: https://ift.tt/2q7KsxZ
European Commissions information about Cookies:Â Â http://ec.europa.eu/ipg/basics/legal/cookies/index_en.htm
European Commissions Guidelines on Consent:Â Â http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=623051
ICOâs guidelines on Cookies:Â https://ico.org.uk/for-organisations/guide-to-pecr/cookies-and-similar-technologies/
Good Resources and articles on GDPR
Kinsta post about GDPR for WordPress users:Â Â https://kinsta.com/blog/gdpr-compliance/
Aweberâs 6 Myths about GDPR and Email Marketing although I think the Myth #2 screenshot example is not good because the optin isnât telling people that they will receive additional information (if you are sending them more than the 20 videos).
Social Media Examinerâs article about How GDPR Impacts Marketers.
Amy Porterfieldâs Podcast on GDPR:Â Â http://www.amyporterfield.com/2018/04/gdpr/
Suzanne Dibbleâs Facebook Group for Online Entrepreneurs:Â Â https://www.facebook.com/groups/GDPRforonlineentrepreneurs/
Article from https://ift.tt/2klFPNC
https://ift.tt/2s8jaI8
0 notes
Text
How GDPR Affects Facebook Advertising
How GDPR Affects Facebook Advertising
Are you a website owner and wondering how GDPR affects Facebook advertising? How does GDPR affect the Facebook pixel, custom audiences, and lookalike audiences?
In this post, I will dive deeper into what marketers should be doing to comply with GDPR and the EU Regulations.
First, Consult Your Lawyer
Iâm not a lawyer and this post should not be used as legal advice. I have done a lot of research and consulted my own lawyer.
Also note that many things are evolving with these regulations. I will update this article with any major changes but many things are shifting as this unfolds.
Does GDPR Affect Me?
Short answer â Yes.
Even if you donât do business in the EU, your website may use cookies and people from the EU can navigate there.
Even if you are a local company, people could opt in to your newsletter from the EU.
At the very minimum, you should:
Update your Privacy Policy (not a bad thing to review anyway)
Review your optin form design to inform people what they are opting into as well as a check box to ensure consent.
Make sure your email lists are all gathered with consent (for example, no uploading all your LinkedIn contacts, or every person youâve met at a conference). If they arenât, delete those lists (they are against CAN-SPAM anyway).
This post isnât meant to be an exhaustive list of all the changes you need to implement â just a highlight of some of the major issues and then a deeper dive into how GDPR affects Facebook advertising.
What are the risks of non-compliance?
There is a lot of fear-mongering over the big fines they are mentioning with GDPR violations but the probability that a small company outside the EU will run into legal issues is probably very small. But not out of the question.
Facebook Pixel and GDPR
Facebook has a lot of resources available for learning more about their approach to GDPR but here is what they say about using the Facebook Pixel:
When you use the Facebook pixel, you have to comply with the GDPR. Our terms provide that companies implementing our tools must comply with applicable laws when they use our tools. For companies operating in the EU, this includes having a valid legal basis to process data and under laws applying to cookies, obtaining prior informed consent for the storing of and access to cookies or other information on a personâs device.
The biggest issue that comes into play with the Facebook Pixel is who is the âData Controllerâ and who is the âData Processorâ. The Article 4 GDPR Definitions are officially:
(7) âcontrollerâ means the natural or legal person, public authority, agency or other body which, alone or jointly with others, determines the purposes and means of the processing of personal data; where the purposes and means of such processing are determined by Union or Member State law, the controller or the specific criteria for its nomination may be provided for by Union or Member State law; (8) âprocessorâ means a natural or legal person, public authority, agency or other body which processes personal data on behalf of the controller;
Then there are also âJoint Controllersâ which add a little to the confusion.
Facebook has said that for the âmajority of their services, they operate as the Data Controllerâ but are the Data Processor in the case of Data File Custom Audiences.
I think a gray area is whether we have the ability to control the data that is gathered by the Facebook pixel. While the Facebook pixel is installed on our websites, we cannot remove people who remove their consent from marketing.
That has to be done through the Facebook platform so that makes Facebook the Data Controller in that case.
We do have control over getting consent in the first place through a âcookie bannerâ displays for first time visitors and allows people to check that they agree to cookies or donât agree to cookies.
BUT the challenge is that the pixel fires and tracks immediately when someone lands on the website unless you disable it first until the person has opted in.
And if you are using remarketing and not disabling the pixel until you get consent, you will be showing ads to people who have âopted outâ of cookies on your site.
Facebook has just implemented a solution to delay the pixel firing until you get consent for developers:Â Â https://developers.facebook.com/docs/facebook-pixel/events-advanced-use-cases/v3.0#gdpr-update
This solution involves some coding and is little more advanced. There are plugin solutions (that I will cover later).
There are many differing opinions on whether you can just cover this in a privacy policy and tell people where they can opt out of Facebook Ads.
Facebookâs Cookie Consent section says this:
Getting Consent
Decide what action a user must take to consent. These are a few popular ways that websites and apps do this:
Navigating beyond a banner or notice
Dismissing a banner or notice
Clicking on an âI agreeâ button
Youâll need to communicate to users that by taking this sort of action, they are consenting. The EU regulatorâs cookie guidance contains useful advice on how to do this.
Offering Choice
There are many ways to provide choice to users. Here are some options:
Provide your own opt-out that disables advertising-related uses of data collected from cookies
If you use third-party plugins or pixels, link to the third partiesâ privacy policies or consent mechanisms
Point users to browser or device controls that may block cookies or limit ad tracking
Use an industry resource that provides cookie choices, like the tools provided by the DAA, DAAC & EDAA
Not all of these or other options will suit your needs. Again, what works for you depends on the specifics of your website/app, what countries it is accessible from, and how you use cookies or other storage technology.
These examples feel a little murky to me.
I want a cookie banner that delays the Facebook pixel firing until approval only in EU countries but remains active for the rest of the world. I have not found a perfect solution for that (but you can see what Iâm choosing to do later in this post).
youtube
Facebook Custom Audiences and GDPR
When you are using uploaded email lists or contact information into a Facebook Custom Audience, you are definitely the Data Controller at that point and need to make sure your contact information allows marketing.
If you have gathered emails or Custom Audiences from places like:
LinkedIn Contacts (downloaded without consent from LinkedIn)
Email addresses from business cards (loaded into your email system without consent)
Purchase or scraped lists (gathered without consent)
Shared Pixel information from other parties (without consent from the users)
Then you need to delete those Custom Audiences from Facebook and not market to them.
If you have uploaded email lists that have prior consent, then you can use them.
Another issue with Custom Audiences is that you have to keep your Custom Audience updated when people opt out.Â
So that means either using a tool to dynamically sync them (some providers have that capability) or you need to re-upload a new email list each time you advertise on Facebook.
You can technically manually edit your uploaded Custom Audiences but thatâs a lot of manual labor IMO.
Facebook Lookalike Audiences and GDPR
Facebook Lookalike audiences are NOT affected by GDPR because they use a âseedâ audience of one of your custom audiences and find all new people to put into the Lookalike Audience.
So the people who are in your current audience are not in the new Lookalike Audience and thus you do not need their permission to market to them.
Privacy Policy Update
You do need to update your Privacy Policy and state that you use cookies. Something like:
We use first-party and third-party cookies to compile aggregate data about site traffic and site interaction so we can optimize our website and create a better user experience for you.
Thereâs much more that needs to go into your privacy policy to comply with GDPR, this is just specific to the Facebook Pixel. Again, consult you lawyer to craft your specific Privacy Policy.
What I am doing with my Cookie Consent Banner
Since I havenât found the perfect solution, Iâm working with a free cookie consent banner solution that will allow you to request consent for people who are in the EU countries.
Iâve looked at many many cookie banner solutions, some free and some paid and I may make adjustments as more information and better technology comes to light.
Which Cookie Banner I am testing â Cookie Notice by dFactory.
Iâm also using another plugin that specifically works with only this plugin to show the Cookie Consent Banner to only the countries that are affected by GDPR â Category Country Aware WordPress.
There are more instructions about this solution here:
http://wptest.means.us.com/european-cookie-law-bar/
Here is how you show your Cookie Consent Banner to only EU Countries for GDPR:
Install the Cookie Notice WordPress plugin and configure the the Message, and the Refuse button.
Install the Category Country Aware WordPress plugin and make sure you have the countries set to the EU.
You can test that the banner works by temporarily adding in your own country code and then removing it after you have verified that itâs working.
The country codes that you need to add into the Category Country Aware Plugin are:Â Â EU,AT,BE,BG,HR,CY,CZ,DK,EE,FI,FR,DE,GR,HU,IS,IE,IT,LV,LI,LT,LU,MT,NL,NO,PL,PT,RO,SK,SI,ES,SE,GB
Also note that you can use Script blocking with the Cookie Notice WordPress plugin BUT if you use the Country Aware plugin, then the people outside the EU will never get the âopportunityâ for consent and so the Facebook pixel will not load. As of this writing, Iâm not adding the Pixel script blocking but I will look for a better solution or more clarification on the regulations.
Cookie Notice GDPR Configuration
Category Country Aware WordPress Plugin Configuration
Make Progress towards GDPR Compliance
As you probably know, there are a lot of opinions out there and this will take some time to sort through and become more concrete. From what Iâve heard, as long as you are making efforts towards compliance and continuing to get better, you will not get in trouble. Larger companies have to be working harder with their legal teams and smaller companies are probably not at as big a risk of lawsuits. But definitely DO NOT ignore this!
Feel free to let me know what you have found in the comments below but again, Iâm not a lawyer and the advice in this blog and in the comments should also be vetted by your legal team for your business.
Official Resources for GDPR
Facebookâs information on GDPR:Â https://www.facebook.com/business/gdpr
Facebookâs FAQs on GDPR:Â Â https://www.facebook.com/business/gdpr#faqs
Cookie Consent Guide for Facebook:Â Â https://developers.facebook.com/docs/privacy
Facebookâs terms:Â Â https://www.facebook.com/legal/terms/businesstools
European Commissionâs overall outline about Data Protection: https://ift.tt/2q7KsxZ
European Commissions information about Cookies:Â Â http://ec.europa.eu/ipg/basics/legal/cookies/index_en.htm
European Commissions Guidelines on Consent:Â Â http://ec.europa.eu/newsroom/article29/item-detail.cfm?item_id=623051
ICOâs guidelines on Cookies:Â https://ico.org.uk/for-organisations/guide-to-pecr/cookies-and-similar-technologies/
Good Resources and articles on GDPR
Kinsta post about GDPR for WordPress users:Â Â https://kinsta.com/blog/gdpr-compliance/
Aweberâs 6 Myths about GDPR and Email Marketing although I think the Myth #2 screenshot example is not good because the optin isnât telling people that they will receive additional information (if you are sending them more than the 20 videos).
Social Media Examinerâs article about How GDPR Impacts Marketers.
Amy Porterfieldâs Podcast on GDPR:Â Â http://www.amyporterfield.com/2018/04/gdpr/
Suzanne Dibbleâs Facebook Group for Online Entrepreneurs:Â Â https://www.facebook.com/groups/GDPRforonlineentrepreneurs/
Article from https://ift.tt/2klFPNC
https://ift.tt/2s8jaI8
0 notes
Text
The GDPR and Browser Fingerprinting: How It Changes the Game for the Sneakiest Web Trackers
The GDPR and Browser Fingerprinting: How It Changes the Game for the Sneakiest Web Trackers
Browser fingerprinting is on a collision course with privacy regulations. For almost a decade, EFF has been raising awareness about this tracking technique with projects like Panopticlick. Compared to more well-known tracking âcookies,â browser fingerprinting is trickier for users and browser extensions to combat: websites can do it without detection, and itâs very difficult to modify browsers so that they are less vulnerable to it. As cookies have become more visible and easier to block, companies have been increasingly tempted to turn to sneakier fingerprinting techniques.
But companies also have to obey the law. And for residents of the European Union, the General Data Protection Regulation (GDPR), which entered into force on May 25th, is intended to cover exactly this kind of covert data collection. The EU has also begun the process of updating its ePrivacy Directive, best known for its mandate that websites must warn you about any cookies they are using. If youâve ever seen a message asking you to approve a siteâs cookie use, thatâs likely based on this earlier Europe-wide law.
This leads to a key question: Will the GDPR require companies to make fingerprinting as visible to users as the original ePrivacy Directive required them to make cookies?
The answer, in short, is yes. Where the purpose of fingerprinting is tracking people, it will constitute âpersonal data processingâ and will be covered by the GDPR.
What is browser fingerprinting and how does it work?
When a site you visit uses browser fingerprinting, it can learn enough information about your browser to uniquely distinguish you from all the other visitors to that site. Browser fingerprinting can be used to track users just as cookies do, but using much more subtle and hard-to-control techniques. In a paper EFF released in 2010, we found that majority of usersâ browsers were uniquely identifiable given existing fingerprinting techniques. Those techniques have only gotten more complex and obscure in the intervening years.
By using browser fingerprinting to piece together information about your browser and your actions online, trackers can covertly identify users over time, track them across websites, and build an advertising profile of them. The information that browser fingerprinting reveals typically includes a mixture of HTTP headers (which are delivered as a normal part of every web request) and properties that can be learned about the browser using JavaScript code: your time zone, system fonts, screen resolution, which plugins you have installed, and what platform your browser is running on. Sites can even use techniques such as canvas or WebGL fingerprinting to gain insight into your hardware configuration.
When stitched together, these individual properties tell a unique story about your browser and the details of your browsing interactions. For instance, yours is likely the only browser on central European time with cookies enabled that has exactly your set of system fonts, screen resolution, plugins, and graphics card.
By gathering that information together and storing it on its own servers, a site can track your browsing habits without the use of persistent identifiers stored on your computer, like cookies. Fingerprinting can also be used to recreate a tracking cookie for a user after the user has deleted it. Users that are aware of cookies can remove them within their browser settings, but fingerprinting subverts the built-in browser mechanisms that allow users to avoid being tracked.
And this doesnât just apply to the sites you visit directly. The pervasive inclusion of remote resources, like fonts, analytics scripts, or social media widgets on websites means that the third parties behind them can track your browsing habits across the web, rather than just on their own websites.
Aside from the limited case of fraud detection (which needs transparency and opt-in consent for any further processing), browser fingerprinting offers no functionality to users. When the popular social media widget provider AddThis started using canvas fingerprinting in 2014, the negative reaction from their users was so overwhelming that they were forced to stop the practice.
Some fingerprinting tricks are potentially detectable by end-users or their software: for instance, a site changing some text into multiple fonts extremely quickly is probably scanning to see which fonts a user has installed. Privacy Badger, a browser extension that we develop at EFF, detects canvas fingerprinting to determine when a site looks like a tracker. And a W3C guidance document draft for web specification authors advises them to develop their specs with fingerprinting detectability in mind. Unfortunately, however, new and more covert techniques to fingerprint users are being discovered all the time.
Fingerprinting After the GDPR
Youâll struggle to find fingerprinting explicitly mentioned in the GDPRâbut thatâs because the EU has learned from earlier data protection laws and the current ePrivacy Directive to remain technologically neutral.
Apart from non-binding recitals (like Recital 30, discussing cookies), the GDPR avoids calling out specific technologies or giving exhaustive lists and examples. Instead, it provides general rules that the drafters felt should be neutral, flexible, and keep up with technological development beyond fingerprinting and cookies. Below we explain how those general rules apply to tracking Internet users, no matter what technique is used.
Browser Characteristics as Personal Data
The cornerstone of the GDPR is its broad definition of personal data.[1] Personal data is any information that might be linked to an identifiable individual. This definition not only covers all sorts of online identifiers (such as your computerâs MAC address, your networksâ IP address, or an advertising user ID in a cookie) but also less specific features â including the combination of browser characteristics that fingerprinting relies upon. The key condition is that a given element of information relates to an individual who can be directly or indirectly identified.
It is also worth noting that under the GDPR âidentificationâ does not require establishing a userâs identity. It is enough that an entity processing data can indirectly identify a user, based on pseudonymous data, in order to perform certain actions based on such identification (for instance, to present different ads to different users, based on their profiles). This is what EU authorities refer to as singling-out[2], linkability[3], or inference.[4]
The whole point of fingerprinting is the ability of the tracking company (data controller) to be able to indirectly identify unique users among the sea of Internet users in order to track them, create their behavioural profiles and, finally, present them with targeted advertising. If the fingerprinting company has identification as its purpose, the Article 29 Working Party (an advisory board comprised of European data protection authorities) decided over ten years ago, regulators should assume that âthe controller ⊠will have the means âlikely reasonably to be usedâ to identify the people because âthe processing of that information only makes sense if it allows identification of specific individuals.â As the Article 29 Working Party noted, âIn fact, to argue that individuals are not identifiable, where the purpose of the processing is precisely to identify them, would be a sheer contradiction in terms.â[5]
Thus, when several information elements are combined (especially unique identifiers such as your set of system fonts) across websites (e.g. for the purposes of behavioral advertising), fingerprinting constitutes the processing of personal data and must comply with GDPR.[6]
Can Fingerprinting Be Legal Under The GDPR?
According to the GDPR, every entity processing personal data (including tracking user behavior online, matching ads with user profiles, or presenting targeted ads on their website) must be able to prove that they have a legitimate reason (by the definitions of the law) to do so.[7] The GDPR gives six possible legal grounds that enable processing data, with two of them being most relevant in the tracking/advertising context: user consent and the âlegitimate interestâ of whoever is doing the tracking.
How should this work in practice? User consent means an informed, unambiguous action (such as change of settings from ânoâ to âyesâ).[8] In order to be able to rely on this legal ground, companies that use fingerprinting would have to, in the first place, reveal the fingerprinting before it is executed and, then, wait for a user to give their freely-given informed consent. Since the very purpose of fingerprinting is to escape userâs control, it is hardly surprising that trackers refuse to apply this standard.
It is more common for companies that use fingerprinting to claim their own, or whoever is paying them to fingerprint users, âlegitimate interestâ in doing so. Â
The concept of legitimate interest in the GDPR has been constructed as a compromise between privacy advocates and business interests.[9] It is much more vague and ambiguous than other legal grounds for processing data. In the coming months, you will see many companies who operate in Europe attempt to build their tracking and data collection of their users on the basis of their âlegitimate interest.â
But that path wonât be easy for covert web fingerprinters. To be able to rely on this specific legal ground, every company that considers fingerprinting has to, first, go through a balancing test[10] (that is, verify for itself whether its interest in obscure tracking is not overridden by âthe fundamental rights and freedoms of the data subject, including privacyâ and whether it is in line with âreasonable expectations of data subjectsâ[11]) and openly lay out its legitimate interest argument for end-users. Second, and more importantly, the site has to share detailed information with the person that is subjected to fingerprinting, including the scope, purposes, and legal basis of such data processing.[12] Finally, if fingerprinting is done for marketing purposes, all it takes for end-users to stop it (provided they do not agree with the legitimate interest argument that has been made by the fingerprinter) is to say âno.â[13] The GDPR requires no further justification.
Running Afoul of the ePrivacy Rules
Fingerprinting also runs afoul of the ePrivacy Directive, which sets additional conditions on the use of device and browser identifiers. The ePrivacy Directive is a companion law, applying data protection rules more specifically in the area of communications. The Article 29 Working Party emphasised that fingerprintingâeven if it does not involve processing personal dataâis covered by Article 5(3) of the ePrivacy Directive (the section commonly referred to as the cookie clause) and thus requires user consent:
Parties who wish to process device fingerprints[14] which are generated through the gaining of access to, or the storing of, information on the userâs terminal device must first obtain the valid consent of the user (unless an exemption applies).[15]
While this opinion focused on device fingerprints, the logic still applies to browser fingerprints. Interpretations can vary according to national implementation and this has resulted in an inconsistent and ineffective application of the ePrivacy Directive, but key elements, such as the definition of consent, are controlled by the GDPR which will update its interpretation and operation. The EU aims to pass an updated ePrivacy Regulation in 2019, and current drafts target fingerprinting explicitly.
Looking at how web fingerprinting techniques have been used so far, it is very difficult to imagine companies moving from deliberate obscurity to full transparency and open communication with users. Fingerprinting companies will have to do what their predecessors in the cookie world did before now: face greater detection and exposure by coming clean about their practices, or slink even further behind the curtain, and hope to dodge European law.
Conclusion
When EFF first built Panopticlick in 2010, fingerprinting was largely a theoretical threat, in a world that was just beginning to wake up to the more obvious use of tracking cookies. Since then, weâve seen more and more sites adopt the surreptitious methods we highlighted then, to disguise their behaviour from anti-tracking tools, or to avoid the increasing visibility and legal obligations of using tracking cookies within Europe.
With the GDPR in place, operating below the radar of European authorities and escaping rules that apply to commercial fingerprinting will be very difficult andâpotentiallyâvery expensive. To avoid severe penalties fingerprinting companies should, at least, be more upfront about their practices.
But thatâs just in theory. In practice, we donât expect the GDPR to make fingerprinting disappear any time soon, just as the ePrivacy Directive did not end the use of tracking cookies. The GDPR applies to any company as long as they process the personal data of individuals living within the European Economic Area for commercial purposes, or for any purpose when the behavior is within the EEA. However, many non-EU sites who track individuals in Europe using fingerprinting may decide to ignore European law in the belief that they can escape the consequences. European companies will inevitably claim a âlegitimate interestâ in tracking, and may be prepared to defend this argument. Consumers may be worn down by requests for consent, or ignore artfully crafted confessions by the tracking companies.
The rationale behind fingerprinting, as it is used today, is to evade transparency and accountability and make tracking impossible to control. If this rationale holds, fingerprinters wonât be able to convince the EUâs courts and regulators that, indeed, it is their legitimate interest to do so. In fact, thereâs nothing legitimate about this method of tracking: thatâs what privacy laws like the GDPR recognize, and thatâs what regulators will act upon. Before we see results of their actions, browser companies, standards organizations, privacy advocates, and technologists will still need to work together to minimize how much third-parties can identify about individual users just from their browsers.
[1] Article 29 Data Protection Working Party, Opinion 4/2007 on the concept of personal data; GDPR Rec. 26 and 30; Art 4 (1)
[2]Â Article 29 Data Protection Working Party, Opinion 05/2014 on Anonymisation Techniques, pp 11-12. Singling-out: âthe possibility to isolate some or all records which identify an individual in the dataset.â
[3]Â Article 29 Working Party, Opinion 05/2014 on Anonymisation Techniques, pp 11-12. Linkability: âthe ability to link, at least, two records concerning the same data subject or a group of data subjects (either in the same database or in two different databases). If an attacker can establish (e.g. by means of correlation analysis) that two records are assigned to a same group of individuals but cannot single out individuals in this group, the technique provides resistance against âsingling outâ but not against linkability.â
[4]Â Article 29 Data Protection Working Party, Opinion 05/2014 on Anonymisation Techniques, pp 11-12. Interference: âthe possibility to deduce, with significant probability, the value of an attribute from the values of a set of other attributes.â
[5]Â Article 29 Data Protection Working Party, Opinion 4/2007 on the concept of personal data; see also Article 29 Data Protection Working Party, Opinion 9/2014 on the application of Directive 2002/58/EC to device fingerprinting.
[6]Â It is possible to collect information on a browserâs fingerprint without allowing for indirect identification of a user, and therefore without implicating âpersonal dataâ under the GDPR, For example, because no further operations, such as tracking user behaviour across the web or collecting the data allowing one to link non-unique browser characteristics to other data about the user, take place. This would be unusual outside of rare cases like a fingerprinting research project. In any event, the ePrivacy Directive also applies to non-personal data. See Article 29 Data Protection Working Party, Opinion 9/2014 on the application of Directive 2002/58/EC to device fingerprinting; ePrivacy Directive Art 5(3).
[7]Â GDPR Rec 40 and Art. 5(1)(a)
[8]Â GDPR Rec and 42 Art. 4(11); Article 29 Data Protection Working Party, Guidelines on consent under Regulation 2016/679
[9]Â Article 29 Data Protection Working Party, Opinion 6/2014 on the notion of legitimate interests of the data controller under Article 7 of Directive 95/46/EC; GDPR Rec 47 and Art 6(1)(f)
[10]Â See Recital 47 EU GDPR, "The legitimate interests of a controller, including those of a controller to which the personal data may be disclosed, or of a third party, may provide a legal basis for processing, provided that the interests or the fundamental rights and freedoms of the data subject are not overriding, taking into consideration the reasonable expectations of data subjects based on their relationship with the controller."
[11]Â Article 29 Data Protection Working Party, Opinion 6/2014 on the notion of legitimate interests of the data controller under Article 7 of Directive 95/46/EC; GDPR Rec 47 and Art 6(1)(f)
[12]Â GDPR Art 13
[13]Â GDPR Art 21(2)
[14]Â See Article 29 Data Protection Working Party, Opinion 9/2014 on the application of Directive 2002/58/EC to device fingerprinting "The technology of device fingerprinting is not limited to the configuration parameters of a traditional web browser on a desktop PC. Device fingerprinting is not tied to a particular protocol either, but can be used to fingerprint a broad range of internet connected devices..." (p.4)
[15]Â Article 29 Data Protection Working Party, Opinion 9/2014 on the application of Directive 2002/58/EC to device fingerprinting
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