#problem. It requires me to input a institute I am at/planning on going to.

[rainbowangel110]

I'm going to eat the sun what the fuck is this bullshit

[tanadrin]

via @sophia-epistemia’s recommendation (emphasis added):

This is a pattern of introducing middle-men that has proliferated throughout the finance side of health care: “Hmm, this part of our enterprise sure is expensive! Why don’t we spin it off as an independent business or outsource it? Surely some enterprising entrepreneur can figure out a way to do it more cheaply than we can, so we’ll just black box the problem and pick the lowest bidder to solve it for us.”

Here’s another example of that pattern. Medicare, the Federal health insurance for the elderly, insures people directly. But the Federal program for the poor, Medicaid, does not. Instead the Feds give the money to the state to run a Medicaid program. Here in Massachusetts, ours is called MassHealth. The federal government has outsourced the actual insuring of poor people to the state.

So the state insures poor people? Not exactly, here in Massachusetts. MassHealth is (mostly) not an insurance program. MassHealth funds insurance. It’s an insurance subsidy program. The actual providers of insurance are commercial insurers who offer MassHealth-approved plans.

This, by the way, is the big crucial concession of first Romneycare and then Obamacare to the health insurance industry: the state wouldn't take over insuring people directly, thereby putting the insurance companies out of business. The state would pay the insurance companies that already existed to do the job for the state. And the citizenry would have a choice of insurance products from a market place of multiple insurance companies. That is what made these plans the conservative answer to the liberal preference to single-payer. Back when they were considered conservative.

So when you get on MassHealth you get a choice of providers/plans. There are, last I checked, five. So your MassHealth-approved and –funded insurance company provides you health insurance?

Mostly.

If you choose Neighborhood Health Plan, and you require mental health care (one of several types of health care for which something similar is true) you will quickly discover that Neighborhood Health Plan (which, btw, is the name of the insurance company not the insurance plan) doesn’t have a network of psychiatrists and psychotherapists. They have outsourced the mental health component of their insurance product to another company, named Beacon Health Strategies.

I mean Beacon Health Options. They were just acquired by/merged with Value Options, and that’s the new name.

I assume all this divisioning is saving someone money, over what they think they’d be spending otherwise. But I can’t help but note that some share of the wages for at least one Medicaid employee, one MassHealth employee, one Neighborhood Health Plan employee and one Beacon Health Whatevers employee – minimum – have to come out of the premium for that patient, regardless of whoever is paying it.

Because it has to. There is no other money input into the insurance side of the system, besides the premiums. But I get ahead of myself.

The proposition that multiplying the number of parties and institutions that have to get a cut of every premium somehow reduces expenses is... eyebrow-raising. I’m not saying it’s not true, I’m saying that if it is, it says something pretty appalling about the comparison case.

...

But what I want to discuss is not the most charitable description, because I think these things weren’t just ineffective at keeping costs down. They were more like boring holes in the hull.

Here's a thing you need to know about The Beer Game: the reliably produced behaviors in the game are the product of humans being reliably human. The chaotic results are not required or enforced by the game. Rather the players in the game respond to the game's stimuli in a counterproductive way. There is an alternative way to behave (the theoretical maximal condition of losing only $200) that is vastly better. But people reliably don't do that because they have certain beliefs, intuitions, guesses, assumptions, and biases.

The whole point of the exercise is to bring to conscious attention these unconscious beliefs, intuitions, guesses, assumptions, and biases, so that they can be unlearned.

Allow me a digression from the whole of health care into that special mess with which I am most familiar: mental health care.

The DSM-III came out in 1980. This was Spitzer's DSM, the New! Impoved! Scientific! DSM for a new rational age. Insurers promptly adopted it – and promptly went through it and decreed certain diagnoses to be things they would and, more importantly, wouldn't pay for.

The following will be Sanskrit to many of you, but: DSM-III introduced the multiaxial diagnosis system. The payers took one look at Axis II and said, "Heeeeeeey, you can't actually treat that stuff can you?" and psychiatry said, "No, that's the stuff that's permanent," and payers said, "Oh, cool. Thanks!" and promptly made the presence of an Axis II disorder diagnosis grounds for terminating (paying for) mental health care, because, hey, Axis II disorders "aren't curable", so money spent of them – or on someone who had one – was "wasted".

This is how a diagnosis of Borderline Personality Disorder – introduced with DSM-III – became so deeply prejudicial and stigmatizing: putting it on someone's paperwork could basically terminate their insurance. (Also, I have a hunch this is one of the things behind the idea that mentally retarded people can't be benefited by psychotherapy; mental retardation is also an Axis II disorder and I wonder if the Axis II == “no mental health treatment allowed” thing played out there, as well, but that's outside my orbit.)

This failed to rein in costs. (Actually, I'm confident the Axis II thing bit them in the ass really hard: people with untreated BPD/o generally consume emergency room resources like whoa.) So they examined the problem and they noticed something that I posted about: that you can't tell how well someone is functioning just from a diagnosis. Ah, okay, we’ve had been asking for the wrong information! Screw diagnosis! If Susie is stable on her meds and getting along fine, why should we pay for her to get psychotherapy just because she "Has Major Depressive Disorder"? Sammy's depression isn't so well controlled, so, sure, we'll pay for psychotherapy for Sammy, but, clearly, we need to know how impaired the patient is.

What happened next is that the insurance industry moved to what is known as the "impairment model". It wasn't enough for a treater to tell the payer what the patient's diagnosis is, the treater was expected to indicate the present impairments. Apparently, payers came up with their own lists of what impairments they would pay for mental health services to treat.

I say, "apparently", because they didn't tell the treaters. However, clinicians surmised these lists existed and some enterprising folks reverse engineered the lists.

Now, on one hand, this impairment model approach sounds very enlightened: diagnoses are deprecated, and understanding the presentation of a person's actual mental health condition is centralized. The problem is, however, that the other hand is trying to pick your pocket. We're still talking about payers (insurers) trying to figure out reasons they shouldn't have to pay for medical care. And their justification here isn't just that if you're doing fine with your Major Depressive Disorder, you don't need therapy, it's that if you are getting out of bed in the morning, getting to work, doing a job, earning a living, and meeting most of your obligations, and managing to eat and sleep and bathe, then that is the definition of "fine" and you are doing fine, no matter what you feel like. The impairment model is concerned with, duh, impairments: about what you can do, or more properly what you can't. It is unconcerned with suffering. It is unconcerned with subjective experiences. Feel worthless, numb, miserable, can't stop thinking of all the people you loved who have died? They don't pay for that to be treated if you're still keeping it together.

...

Now, note that in the diagnosis model, the treater can just write "major depressive d/o, recurrent, moderate" on the bill and be done with it. But that's not how the impairment model works. They didn't say, "Here's the list of things we'll pay for you to treat"; they were all cagey. Instead, they said, "Give us a little report on the patient, explaining why the patient needs treating." So now, clinicians are doing substantially more documenting just out of the gate and because they're then subsequently playing "20 Questions" with the payer to get payed, there's more back-and-forth.

Well, gee, that didn't get costs under control, either.

“Okay, look,” said some insurance companies. “This isn’t working. You guys keep explaining how all these patients are being so impaired by their conditions, and that can’t be right. Surely there can’t be that many behaviorally impaired people among our customers! [Clinicians everywhere: “BWAHAHAHA”] So from now on, we want you to explain not just what the problem is, but what you propose to do about it, and how its been going so far. No, we know you wrote a treatment plan, yeah, we required you to do that, no, we want a new thing on a different form. In addition.”

And on it goes. When I started at psyjob five years ago, we had to do treatment plans with both the diagnosis and impairment models, but then also fill out the insurance company's form ("unit requests") every so often to justify further treatment. Just as I showed up, I was informed that the new thing is that we needed to add a symptom checklist to the treatment plan. Okay. We were told that some of our payers are now demanding that we also track patient status with a standardized outcomes measure (think: a one page questionnaire the patient fills out), so we've added that, too. Okay. We were told that one of our insurers now requires that we fill out a two-party form for coordinating care with the patient's PCP: we fill out the mental health half, send it to the PCP, who is supposed to fill it out and send it back to us. We already requested an annual physical report, but we have to do this, too, now.

Seeing children on MassHealth? You now have to fill out a CANS assessment every 3 months. In addition to all the other paperwork already required by the state.

Who knows what new documentation tomorrow will bring? Nobody knows what it will be, but we all know it will be something, because the people trying to control costs are certain that if they just get enough information out of treaters, they will be able to figure out how to pay less for treatment.

As attentive readers will have long been noticing, I’m talking about coordinative communication.

This was, in fact, the place that the previously published Massless Ropes, Frictionless Pulleys: Coordinative Communication originally was going to go, before I factored it out. If you haven’t read it, you might want to go do that before proceeding. If you have read it, you might want to re-read it here.

What I’m describing in the two histories I’ve just shared – one about healthcare over all, and one about mental health specifically – are examples of how the demands for coordinative communication in the healthcare sector in the US absolutely exploded over the course of the last 40 years. The first also illustrates payers, both insurers and the state, recoursing to organ-ization in an attempt to manage the proliferating costs of coordinative communication, and, apparently, it failing to do so.

My hypothesis is this: that two things happened.

The first thing is that the expenditures on health care began to escalate exponentially as a function of the increased health care available to buy, and this process, which had been slowly gathering steam through the 19th century and into the 20th started rounding the curve of the hockey stick in the 1960s and 1970s.

Which brings us to the second thing that happened: the response. Just like in The Beer Game, players in the game reacted to the surge in demand, by attempting to do things to reduce costs. Wrong things. Precisely the wrong things.

There is a quote, famous among system dynamicists, from Jay Forrester, father of the field:

   “People know intuitively where leverage points are. Time after time I’ve done an analysis of a company, and I’ve figured out a leverage point — in inventory policy, maybe, or in the relationship between sales force and productive force, or in personnel policy. Then I’ve gone to the company and discovered that there’s already a lot of attention to that point. Everyone is trying very hard to push it IN THE WRONG DIRECTION!”

It is my contention that in the US, the naïve response to the phenomenon of rising health care costs due to medical innovation was to increase coordinative communication, which counterintuitively caused costs to increase even more, and because that cost increase was not attributed properly to the increased coordinative communication, the answer to the problem of rising costs was seen to be ever more coordinative communications.

This was an economic death-spiral.

(source)

[nottskyler]

I want to write a letter to my lawmakers in Utah and I would like your help. Here is what I have and I would love for input on how to make it better:

Trans related healthcare is vital to the wellbeing of trans individuals, but we live in a state where employers can refuse to cover such treatments because there is a stigma related to gender dysphoria and related treatments. Utah is at risk of becoming one of the most intolerable states for LGBT individuals to live even though LGBT youth have no control over where they are born or to whom they are born. I’m an active participant of The Church of Jesus Christ of Latter-day Saints, but I can’t be blind to how the old fashioned leadership is actively harming our youth around the world, but especially here in Utah.

I know many take the recent words of President Oakes that eternal gender is the gender assigned at birth to be true, but I find it unimportant in this discussion.  Whether or not President Oakes words are true, we can’t ignore the fact that it is scientifically proven that the depression and suicidal thoughts of trans individuals can be greatly relieved through proper medical treatment, medical treatment that most small start-up companies providing a lot of jobs in Utah exclude because they think that the LDS population is free from such individuals. That couldn’t be further from the truth and trans individuals born to LDS families are at a greater risk for suicide and depression because of the outdated beliefs that say nothing is wrong with these individuals and that they are making up their experience and thus don’t need treatment. As a state, we can help.

I love working in a community where I live and work and go to Church with the same people, but at times this causes problems when faced with a choice of what is best for me and my family and what everyone else thinks is the right course of action. With the ability of employers to discriminate against trans people and for employers to provide insurance that doesn’t cover trans related health care, if I have a child that needs trans-related treatment, I have to confront my boss and ask for them to remove the exclusion. That puts me in a difficult situation, my boss might feel I am less responsible for seeking treatment he thinks is unnecessary for my child, I will lose face in my religious community, and I might even lose my job because there are no protections against being fired for being trans or supporting trans people. Weaker parents would balk at the request to confront their employer and their child will suffer and the parents might even double down on the cultural persecution of trans people to hide their cowardice. We don’t have to let this happen. We don’t have to stand by as our trans youth suffer in depression or kill themselves. We can protect them.

By requiring all insurance policies to cover trans related health care, we protect the parents who want to do the right thing for their kids. They can receive benefits that allow them to take care of their children without having to publicly support trans individuals in the workplace. The employer will never know and will never judge them for doing something necessary because the employer doesn’t understand what it is like to have a trans child. Our youth will be protected and able to transition and live happy and well-adjusted lives. Parents can support children without stigma and handle challenges without them becoming workplace challenges. The same protection will be given to spouses and individuals who aren’t ready to be out in the workplace but still need therapy and treatment.

This will also make our state more friendly to trans people who work or wish to work at start-ups in our community because they have much to contribute to our growth. Trans people need to know if their needed hormone treatment will be covered with a new employer and they don’t want to out themselves to someone who can legally discriminate against them for being trans. If we implement this change, they will be able to change work more freely because employers never need to know they were born a different gender or what surgeries, if any, they received. It is akin to sexual harassment to have to discuss what is or used to be in your pants in order to ensure that an employer will cover necessary treatments for a happy and stable life. Let us not force individuals who are already ostracized by our culture to face that discrimination in professional settings.

Let us have a law that does not allow employers or insurance companies to offer plans that deny or limit coverage for scientifically proven treatments for gender dysphoria. Do not let the Church of Jesus Christ of Latter-day Saints come in and say that they need an exemption because that goes against everything this law is for. Parents who wish to remain faithful in the Church but want to do what is best for the children should not face repercussions for wanting to support and help their child in receiving treatment that could very well save their life. They should not be forced to choose between their job and their child and the Church has no business knowing what treatments an employee, their spouse, child, or any other dependent is receiving. The right to discriminate should not leave our youth vulnerable to a treatable disease that claims many lives. We need to protect them, regardless of the social stigma related to the disease.

In evaluating my own beliefs, I find it very strange that the Church as an institution would be so opposed to scientifically proven treatments. They encourage us to seek medical and professional help when it comes to our physical and mental health. There is no stigma for a woman to get a mastectomy or hysterectomy to save her life or a man to get a vasectomy when he pleases, or men and women getting hormone treatments for various disorders, but when it comes to doing the same for trans individuals, they make it a personal issue for many members because it challenges their beliefs. I have no such issue because if gender is eternal, it will all work out whether the person receives the treatment to cure cancer or gender dysphoria. There is no reason for us to allow cultural stigmas to prevent people from getting treatment for a treatable disease. In the end, everything will be made right through the Atonement of Jesus Christ and truth will prevail, whatever truth that may be. Here and now we need to love and support our trans siblings by providing them with the health care they need without the risk of losing a job, whether their own, their partners, or their parents. 

[arcticdementor]

Let’s be blunt. The United States has become two nations occupying the same country. When pressed, or in private, many would now agree. Fewer are willing to take the next step and accept that most people living in the United States today—certainly more than half—are not Americans in any meaningful sense of the term.

I don’t just mean the millions of illegal immigrants. Obviously, those foreigners who have bypassed the regular process for entering our country, and probably will never assimilate to our language and culture, are—politically as well as legally—aliens. I’m really referring to the many native-born people—some of whose families have been here since the Mayflower—who may technically be citizens of the United States but are no longer (if they ever were) Americans. They do not believe in, live by, or even like the principles, traditions, and ideals that until recently defined America as a nation and as a people. It is not obvious what we should call these citizen-aliens, these non-American Americans; but they are something else.

What about those who do consider themselves Americans? By and large, I am referring to the 75 million people who voted in the last election against the senile figurehead of a party that stands for mob violence, ruthless censorship, and racial grievances, not to mention bureaucratic despotism. Regardless of Trump’s obvious flaws, preferring his re-election was not a difficult choice for these voters. In fact—leaving aside the Republican never-Trumpers and some squeamish centrists—it was not a difficult choice for either side. Both Right and Left know where they stand today… and it is not together. Not anymore.

Those who wanted to Make America Great Again may refer to themselves as Republicans, though many realize that, apart from Trump, the party does not really care about them. Many may also, in some loose way, consider themselves conservatives. But among these plumbers, insurance salesmen, gym owners, and factory workers there’s one question you can pretty much guarantee they never discuss with their family and friends: “What kind of conservative are you?” This question has virtually no bearing on the problems that overshadow their lives.

It is still a question, however, that occupies intellectuals, journalists, and the world of think tanks. And this matters, unfortunately, because however sensible and down to earth the voters may be, an effective political movement needs intellectual leadership to organize and explain the movement’s purposes and goals. This leadership is still divided into—to name a few—neocons, paleocons (not to be confused with paleo-libertarians!) rad-trads, the dissident right, reformicons, etc. A lot of these labels are a distraction. But before I reject these disputes as mostly irrelevant, let me make a couple of points about why we can’t immediately leave this debate behind—and so why an essay like this is necessary.

…

Practically speaking, there is almost nothing left to conserve. What is actually required now is a recovery, or even a refounding, of America as it was long and originally understood but which now exists only in the hearts and minds of a minority of citizens.

This recognition that the original America is more or less gone sets the Claremont Institute for the Study of Statesmanship and Political Philosophy apart from almost everyone else on the Right. Paradoxically, the organization that has been uniquely devoted to understanding and teaching the principles of the American founding now sees with special clarity why “conserving” that legacy is a dead end. Overturning the existing post-American order, and re-establishing America’s ancient principles in practice, is a sort of counter-revolution, and the only road forward.

…

Conservatism, Inc. is worse than useless in this regard because it does not understand through perpetual study what Trump grasped by instinct. As if coming upon a man convulsing from an obvious poison, Trump at least attempted in his own inelegant way to expel the toxin. By contrast, the conservative establishment, or much of it, has been unwilling to recognize that our body politic is dying from these noxious “norms.” Keep taking the poison! it advises. A cynic might suppose that many elements on the right have made their peace with (and found a way to profit from) the progressive project of narcotizing the American people and turning us into a nation of slaves.

What is needed, of course, is a statesman who understands both the disease afflicting the nation, and the revolutionary medicine required for the cure. But no such figure has emerged, and it is unreasonable to pin our hopes on such a savior simply turning up.

What, then, are Americans to do?

…

If you are a zombie or a human rodent who wants a shadow-life of timid conformity, then put away this essay and go memorize the poetry of Amanda Gorman. Real men and women who love honor and beauty, keep reading.

Authentic Americans still want to have decent lives. They want to work, worship, raise a family, and participate in public affairs without being treated as insolent upstarts in their own country. Therefore, we need a conception of a stable political regime that allows for the good life.

The U.S. Constitution no longer works. But that fact raises more questions than answers. Can some parts of the system—especially at the local and state level—be preserved and strengthened? How would that work? How do we distinguish the parts that are salvageable from the parts that are hopeless? How did all this happen, anyway? The answers to these questions are not obvious. Having a coherent plan—thinking through what American citizenship used to mean, what made it noble and made the country worthy of patriotic love, and how to rebuild its best elements—requires input from people, and institutions, who have given these matters a lot of thought.

[watsonhealthproject]

A Little of a Lot a Bit Later Than Usual

Hello there and happy September :)

This post is overdue in that I have not written in over a week. That said, this is an especially long piece filled with stories from distinct experiences in and out of the hospital. I hope you enjoy!

Note: In many ways, a lot of my writing for this week is observational rather than reflectional. I give my input in some places but for the sake of not writing a novel, I am leaving the interpretation part up to you. Anecdotes are hardly ever representative but they offer us the opportunity to think critically about the circumstances that led to a particular event and its outcome. In that way, we can learn loads from anecdotes and I hope that you take the time to consider some of the implications of the stories I am sharing with you. 

I look crazy in this picture but it is an insider look at one of my rotations in the hospital (I don’t usually take pictures in the hospital because it feels so unnatural. Convincing myself to ask the doctor for this picture took a while). I learned all about nuclear medicine and in this particular instance, was posing in front of a treadmill that is used as a “stress test” prior to taking “pictures” of the heart.

Complications of Cancer Treatment in Ecuador 

**During a radiation oncology rotation, the doctor explained to me that in all of Ecuador, there are only 4 cities that have radiation oncology units. For those of you who are unfamiliar with this topic, radiation therapy is a treatment that is administered every weekday for a set amount of time (usually 5 to 8 weeks). The side effects vary depending on what part of your body receives the treatment. It is very important to note that this is an outpatient treatment, which means that the patient has to go to the hospital everyday but is not hospitalized. What does this mean? If you live outside of the 4 cities and radiation is part of your treatment, you have to travel everyday or find a place to live in one of the cities with the appropriate technology for the duration of your treatment. What happens if neither of these are options - you don’t receive the potentially life-saving treatment.

I heard two stories (of opposite extremes) related to this reality in Ecuador.

- A female patient in her mid-thirties was diagnosed with cervical cancer. She had two children and her husband left her shortly after the news of her diagnosis. Unfortunately, this patient lived 6 hours (via bus) from the closest radiation facility. She decided that it was more affordable to make the 12 hour trip to and from the hospital every day for the entire duration of her treatment (as opposed to finding temporary housing in the city). Since she did not have any familial support, she had no choice but to leave the kids home. It was a tragic situation for all involved parties.

- An elderly male patient (83 y.o) was diagnosed with cancer and had to receive radiation therapy. However, he could not travel alone and none of his children were able to take him to the hospital daily for reasons that were not explained. As a result, this patient simply did not get treatment. After the disease progressed, the family reached out to the hospital again to try and restart the radiation. While this may sound like good news, a more advanced cancer is a lot harder to treat and therefore, the prognosis is not as good as it was the first time radiation was presented as a possibility.

There were also stories between the extremes:

- Many patients stop going to radiation because it makes them feel worse than they had before they started or traveling to the hospital each day becomes too burdensome.

- Hospital runs out of medications that are used in conjunction to radiation therapy (for prostate cancer in particular) so unless the patient can buy them elsewhere, they have no choice but to remain unmedicated until the medicine becomes available at the hospital.

Why do these stories matter? Getting the news that you have cancer is a devastating thing in and of itself. We have tools to combat the disease but unfortunately, their lack of availability leaves already vulnerable people with impossible decisions. 

“Foro De Vacunas 2017″ 

I had the pleasure of attending a conference that was focused on pediatric vaccination strategies in Latin America, the progress of vaccination programs, challenges of implementation, and the continued importance of building a culture that prioritizes preventative medicine, and in this particular case, vaccinations. There was a lot of information that was passed on but here are a few things/ideas/points that stood out to me:

- There were representatives from the Ministry of Public Health present and when they spoke, it was very clear that the audience of medical professionals was skeptical of their performance. I even asked those around me why they were scolding and they told me that the presenters were lying and omitting important information. Specifically, those around me pointed out that a strategy is one thing and that the reality of implementation is another. The Ministry defended themselves saying that they are in a process of revitalization and that progress takes time. A doctor pointed out that it is non-sensical that the ministry develops, implements, and evaluates all of their programs internally. According to him, there should be an independent civilian and professional entity that assesses the progress of the ministry. 

- One doctor on a panel said “En vacuna no se gasta. Se invierte” (With vaccines, we do not spend, we invest). In my opinion, this doctor’s words reflect a particular way of thinking about how money is used to achieve public health goals - spend more now to save later. It is a preventative, long term, and forward-looking framework. This was in direct contrast to something another doctor explained: He argued that politicians are not always willing to approve vaccination programs (as well as other long term health projects) because the results are not realized within their political terms and therefore, do not necessarily serve their agendas. In this case, public health expenses and projects are contextualized within short-term and politicized frameworks that prioritize quick results over more fundamental, systematic changes.

- The relationship between climate change, infectious disease, and public health is huge. Among many other things, increasing temperatures have led mosquitos to reproduce in new and larger geographic areas. 

- “The lack of access to HPV vaccination, which helps prevent cervical cancer, for young latin american women is simply violence against women. It is unacceptable” - Paraphrased from a presenting doctor.

- This conference had a massive emphasis on the importance of data collection, analysis, and use. Epidemiological data was presented at the forefront. I absolutely agree that evidence-based methodologies are essential for effective public health programs. However, after my medical anthropology class last semester, I recognize that this science-centered rationalization of medicine is just one of many ways of understanding healthcare. The scientific evidence very clearly shows that vaccinations are a safe and effective means for reducing infectious disease and as a person who believes in the biomedical model of medicine, I am convinced that we need to continue improving national vaccination programs. However, for some people in the general public, depersonalized numbers have little meaning. They do not necessarily convince one to prioritize getting vaccinated. That said, I found the conference to be lacking in the discussion of cultural and educational factors that contribute to the challenges of vaccination program implementation. Just last week a doctor was explaining to me that people refused to go to the hospital in a town she worked in because it was a common belief that ‘the hospital kills.” In this community, a successful program would require a nuanced approach that takes into account the fear of biomedical institutions that has been passed down for many generations. As with most large scale programs, standards are important but uniformity is dangerous. 

- “Vaccines and vaccination are not the same thing. It is easy to buy vaccines and tons of money is already being invested in this endeavor. However, vaccinating an entire population is very difficult because it requires the consideration of many moving parts that are not always within the control of those tasked with implementing vaccination strategies.” - Paraphrased from a presenting doctor. 

Understanding Health Outcomes: Why Do Patients Stop Taking Prescribed Medications?

Here are some of the most common responses patients have given with regards to this question:

- Medication runs out (at home / at hospital / in town)

- Symptoms stop being burdensome so patient assumes medication is no longer necessary

- Side effects are too burdensome

- Patient never obtains medications (misunderstandings / financial restrictions)

- Patients take medication, but not as instructed

- Use of alternative medical remedies instead of prescribed medications

- Don’t understand the purpose or importance of taking a particular medication.

Chronic Disease Management: A topic of increasing interest

Marginalization, access, and healthcare are exceptionally broad topics. In creating a plan for my Watson year, I embraced this broadness as an opportunity to follow my interests and figure out where I fit in in the efforts to improve healthcare access for all. The more time I spend in Ecuador, the more I find myself perplexed and intrigued by the challenges of chronic disease management. Why? This is an issue for the institution of medicine that, based on my observations, is better equipped for the treatment of acute problems. At the same time, it is an issue for those affected because disease management often requires changes in one’s lifestyle that are often very difficult to make. That said, it seems like a topic area where innovation and leadership are very necessary (aka my middle names).  

Palliative Care:

I had the wonderful opportunity of spending some time at a foundation in Quito that focuses almost exclusively on providing palliative care services to terminally ill patients. Unlike the rest of medicine, palliative care is not intended to prolong life but rather, to improve the quality of it through medical, spiritual, and emotional support. Palliative care normalizes death and gives patients the opportunity to pass in a painless and dignified manner. To be honest, before I arrived I was afraid of the feelings that might strike me. In the end, I found that it is a deeply human specialty area. There are simply no other words to describe it.  

Rural(ish) Healthcare:

Exciting news! Thanks to a partnership with Manna Project International, I will have the opportunity to speak to community members (formally and informally) to learn more about their perspectives on the healthcare services available to them. This is a particularly exciting opportunity because what I learn will not only inform my own explorations but also, possibly contribute to the development of programs at Manna based on what community members say. With a little bit of help at home, I am developing a set of questions that I want to ask to guide some of the conversations I will be having. My first conversation will happen next week. Updates on how it goes are surely to come!

The very cute sign that welcomes all visitors into the hub of Manna Project International. 

An impressively bad picture of me on the bus home from my first of hopefully many trips to el Valle de los Chillos. 

Updates on My Life as a Dancer:

I am kind of obsessed and not really sure what to do or what to make of this. It is a little crazy because for most of my life, I could not imagine a life outside of medicine. However, somehow my love of dance runs so deep that I could picture, for the first time, another thing to which I could dedicate a substantial amount of my time to. This is not to say that I am calling it quits on becoming a doctor or that I even want to. Rather, it serves to show how much of an impact this particular activity has had on my sense of self.

I try to be really reflective about where my feelings come from. Is it simply the sense of community that draws me or is there something else? The more I think about it, the more I realize that music and dance are very tightly knit to my own sense of “latinidad.” How so? I was the child that refused to dance at family parties and had a significantly stronger affinity for all things “english.” I don’t think I really came to consider what being a latina meant to me until I got to college and for the first time, I was not surrounded by a million things “latino.” The first time I felt like an outsider at Bowdoin was not during orientation or in a class but in the dining hall, after spending a weekend away at a conference for dominican students. I realized my “otherness” as a student of color at Bowdoin and rather than feeling ashamed and trying to fit in more, I did the exact opposite. I started to more intentionally explore my “dominicanness” and a huge part of that took the form of music and dance. Therefore, dancing is not simply fun, it is the means through which I understand and explore what it means for me to be a young dominican-american woman. I understand my body to be a political statement and dance allows me to simultaneously engage with and convey the history of my ancestors. To the unknowing passerby, bachata may seem like just another sensual dance. However, as far as I am concerned, the intimacy with which bachata is associated goes beyond the dancing pair. I like to say that bachata is in my blood, and when I dance, I feel intimately connected to my family and our small country in the caribbean. I feel more whole and grounded. Dancing bachata makes me proud to be a Dominican. This is why I love it so much.

It would be naive to ignore the sexism and misogyny that is tightly interwoven into the culture of latino dance and music because there have been many moments, in my time in Ecuador alone, when I have found myself cringing. However, I will leave this topic for another time :) For now we can appreciate the positives.

Life Outside of the Medical Questions

Burger King in Ecuador <3 

I went to the disco with my dance group and it was loads of fun. When we got to the place, they refused to let me in because a NY driver’s permit is not considered valid identification. I was ready to go home after it was obvious that the guy wasn’t going to change his mind but then Yesi (the girl next to me) offered to go out of her way and drive me to and from home to pick up my passport. When I finally got inside, I was so happy because there were some amazing dancers everywhere (like doing tricks on the dance floor amazing!)

I finally managed to find decently priced books in spanish that I can read. When I finish this book, it will be the first novel I have ever read from start to finish in spanish! I wonder what I felt when I finished a book by myself for the first time. I am almost certain it was something similar to what I will feel when I get to the end of this novel.

The Challenges of this Nomadic Life

It makes me really sad to know that I have to leave eventually. When I went out with my dance friends, we were talking about going to Guayaquil (another city in Ecuador) for a dance conference of sorts. I was under the impression that the event they were talking about was at the end of September and so I was talking as if I was going to be in attendance. However, someone mentioned that it was in November and without thinking, I announced that I could not go. When the instructor looked at me with furrowed brows, I clarified that I would no longer be in Ecuador. His (exact) response was “Mariely no me haga esto” (Mariely don’t do this to me). There was a general pause and the moment passed quickly but it was so heartbreaking because it was a reminder of how temporary my time is here. 

If thinking about leaving is hard, it is even harder to think about having to start the process of making friends and integrating myself into the community all over again. Of course this constant change during the Watson experience is expected and comes with its rewards. However, I am not even leaving yet and it feels like “ahhhhh.” 

I digress because sometimes I think too far ahead in the future. Since I know my time is limited, it gives me all the more reason to live, love, and laugh with all of my heart and mind, to be at all times, fully in the present. 

Things to Look Forward To:

Conferences: I have managed to find a few medical conferences that are free and that address some of the things I am exploring and interested in. I have realized that FB events is a very useful resource! 

And of course, this post would not be complete without a quote for the week:

"Wherever you go becomes a part of you somehow.” - Anita Desai

[cryptoquicknews-blog]

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I Got the Mark of the Beast – And It Will Hold My Bitcoin

This post was originally published here

“What happens when you need an MRI?”

Someone answers for me: “You die an excruciating death… Actually, they remove them painfully quickly or the machine does.”

I’m sure these paranoid, exaggerated remarks didn’t help as I sat down at the folding table in front of a large man with a 14-gauge needle. I was sweating through my shirt.

“Are you gonna pass out?” he asks.

“I don’t think so.”

It’s literally right on my face – in the form of a septum piercing – that I’m pretty familiar with needles.

“Three, two and one,” the man with the needle said as he pushed it into the squishy part of my left hand, between my thumb and index finger.

It was all of one second of pain, and then it was over. I hardly even bled.

And just like that, I was now officially a cyborg.

So, what the hell am I doing here? Well several years ago, in 2014, I stumbled on this guy, Martijn Wismeijer, aka Mr. Bitcoin, who had gotten a microchip implant that he then programmed to hold his cryptocurrency.

I doubt I really knew much about the transhumanism movement back then, but I have always been fascinated with robots and the idea of melding robots into humans or vice versa. This seemed right up my alley, as even back then, I was basically covering crypto full-time, so I started reaching out but communication eventually dropped off and it was all but forgotten.

Until this January, when Bryan Bishop, the Bitcoin Core developer that’s known for his tremendously fast typing and in turn his transcriptions of conferences, mentioned BDYHAX to me. “There’s a lot of transhumanists in the bitcoin community,” he said.

But the conference’s agenda had already piqued my interest – “Implantable Tech Area.”

I’m there.

Freedom of…

Bishop’s right – at least anecdotally, that there’s an overlap between the body hackers and the bitcoiners. Transhumanism does, in fact, link them. Bitcoin pioneer Hal Finney seems to have been one, since he cryogenically froze his body, hoping that sometime in the future he might be able to be resuscitated.

It probably doesn’t come as much of a surprise that folks that believe technology can create a better future as it relates to money, payments, shit just about everything, would think that technology can also make humans themselves better.

Take Bishop’s recently revealed designer baby venture.

Funded with his bitcoin savings, Bishop’s project, recently written about in MIT Technology Review, looks to allow parents to genetically engineer their babies to have features like muscles without ever picking up a dumbbell or enhanced memory.

If that sentence sounds weird – almost like adding apps to your smartphone – it’s because it kinda is. There’s mounting criticism and concern over the practice, especially after a Chinese biophysicist named He Jiankui claimed he’d made the first genetically edited babies.

If you give your imagination even a tiny bit of wiggle room, you can see why.

Do parents have the right to choose how their children look and act? This can’t be a cheap procedure; will everyone be able to edit their children to be smarter or will it only be the rich that benefit? Will we lose some humanity if everyone edit’s themselves for the flavor of the week?

Yet for all those dystopian futures (that I very much see and worry about), ultimately some of this could no doubt be beneficial and save hundreds of thousands, maybe even millions of lives.

For instance, one of Bishop’s first examples – something we talked about in the Fall last year – was making humans resistant to HIV.

Future humans will think we’re barbaric if we resist this kind of medical achievement.

While I’m not so interested, and even slightly disturbed, by genetic beauty enhancements such as muscles or blue eyes, I worry these concerns could push this type of biohacking into the shadows.

And that’s a shame.

Bodies and money

We’ve seen a similar thing happen in the cryptocurrency space.

There are hacks, scams, fucking idiots and all sorts of bad things lurking in the blockchain scene, and typically that’s made many turn up their noses to the whole industry. They lump it all together and mark it “useless,” “nefarious,” “shit.”

And I get it. I look around the crypto industry, after being here for six years, and see rot. I see individuals who only want to make quick money at the expense of others; I see companies touting their disrupting finance but actually enstating the same, arbitrary, discriminatory rules as legacy banks.

Where the fuck did the ethos go?

I’ll tell you. It might be hard to see through all the “sky is falling” – or during a hype cycle all the glitz of free money – but it’s in Venezuela, helping people literally starving because of their corrupt government, hold onto some value. It’s in the lightning torch, hopping all around the world, showing people the power of a stateless digital currency.

And because those instances exist, I’ll take some of the bullshit.

Because that’s what I’m here for – an alternative to the systems that were created without my input and sometimes do not work for – to be more clear, work against – me and other individuals.

“We’re all already attuned to this, we want freedom, we don’t want to be told what we can and can’t do with our bodies, what we can or can’t put into our bodies, and people don’t want to be told what they can and can’t do with their money,” Chad Creighton, a vice president at blockchain development consultancy BlockSaw, who was at BDYHAX, said.

While our bodies and our money could seem like apples and oranges, they’re really not. Because what we can do with our bodies is directly determined by what we can do with our money.

Case in point, for some in the biohacking space, healthcare is too costly and big pharma, insurance providers, even doctors are working against the people, the individuals who need care. For cryptocurrency aficionados, the great monolithic entity to disrupt is the Federal Reserve, state monetary policy, the banks.

There’s an overlapping “distrust of formal institutions,” Bishop told me. “They have gotten so large and bureaucratic, it’s sometimes more practical to go your own way and see what you can get done. Even more specifically, some people see certain regulations directly interfering with people’s right to live.”

He gives the example of a DIY biohacker figuring out a way to make insulin cheaper and then offering that to diabetics, which would be technically illegal.

As with all these anarchist attempts, Don Andres Ochoa, a biotechnologist and data scientist speaking at the event, gave the best rallying cry:

“Fuck it, let’s fix the problem ourselves.”

Scared of needles?

These two fields of research “are not directly useful to each other, but there’s a common source of inspiration,” Bishop said.

And they do mix together at a certain point. For instance, because of the controversy surrounding designer babies today, Bishop is cognizant that cryptography-backed privacy tech will likely play some role – if nothing else, at least as it relates to anonymous payments for the service.

Still, all this stuff seems outrageous to the majority of people.

“Right now, the idea or concept of body hacking is literally bleeding edge (ha),” said Amal Graafstra, the founder and CEO of VivoKey, the maker of the implant I got.

With implants, as with cryptocurrency, “the overlap is directly related to people’s sense of adventure,” he continued.

Case in point, Jerrah Cameron, a Denver-based programmer, who stumbled upon the body hacking scene only about a month ago and already has three implants – two small chips and this larger NFC chip, for which he had a gnarly one-inch slice on the side of his right hand.

For the novelty these devices provide so far – I currently have my chip programmed to take an NFC-enabled phone to my “receive bitcoin” QR code, making it fast and easy for someone to send me a tip – most people won’t want to get poked, he said.

That’s why he’s working on an application that would allow the chips to be used as payment mechanisms, housing first the tokens needed for apps like Apple Pay, Google Pay or Venmo, and then in the future even cryptocurrencies.

And VivoKey is also working on something similar.

In a week or so, Graafstra and his team plan on releasing an API that can allow developers to program one of their chips (yes, the one I have! squee) to act as an authenticator key. With this, users should be able to request that their chip be tapped to verify any send or transfer of crypto within a wallet.

“The idea was to develop a completely autonomous secure element under the skin,” Graafstra told CoinDesk.

And the company also offers a chip (not the one I have) that can actually complete key generation and the signing of a transaction all within the chip. That’s currently in private beta and requires quite a lot of programming to make it all work, so it’s not ready for mainstream use yet.

So for now, my hand isn’t worth any more than it was when I was just a boring old human (although it has facilitated $2 worth of bitcoin).

Implant procedure images via Bailey Reutzel for CoinDesk

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[thechasefiles]

The Chase Files Daily Newscap 3/9/2019

Good MORNING  #realdreamchasers! Here is The Chase Files Daily News Cap for Saturday 9th March 2019. Remember you can read full articles for FREE via Barbados Today (BT) or Barbados Government Information Services (BGIS) OR by purchasing by purchasing a Saturday Sun Nation Newspaper (SS).

‘NOT ME!’ – Former minister for social transformation and parliamentarian Hamilton Lashley has rubbished reports that Opposition Leader Joseph Atherley has invited him to be part of a new political party. Lashley told Barbados TODAY that he did not know where such a suggestion came from, and indicated that as Barbados struggles to overcome economic challenges, now was not the time to talk politics. Lashley said: “I was amazed to hear that the Opposition Leader invited Hamilton Lashley to assist in the formation of a political party. That is the farthest thing away from the truth. Forming a political party? Of course not, what they want to put Ms Lashley son in?” Media reports earlier today quoted Atherley, who won a seat in last General Elections on a Barbados Labour Party (BLP) ticket, and crossed the floor just days later, as saying he has been involved in discussions with Lashley who has been showing interest in what he has been doing. The Opposition Leader said that yesterday Lashley attended a meeting with his team of spokespersons to look at matters related to culture and the arts, according to reports. Atherley said: “Whether or not he is to be identified as an official spokesperson with reference to any specific area, I am not at this point wanting to say that. “Suffice it to say we are happy with the interest level that he has demonstrated and with the input that he has been making for some of the discussions that we have been having. “We certainly would be happy to have him involved with us totally, but that is a matter, which he would have to speak to himself.” Lashley, who confirmed that he attended the meeting at Parliament Buildings yesterday, said there was no discussion about joining or forming any party. “Yesterday’s meeting was not a political discussion of any sort,” Lashley stressed. He told Barbados TODAY: “It was strictly a meeting of national interest and of national concern in terms of providing ways of assisting the transformation of the Barbadian economy, using culture and the arts. “And then on the other hand in the event that there was a national emergency, how best to deal with it and what systems they are putting in place. Of course I had an interest in that. “I think any Barbadian would have an interest in that. My thing is that I believe the good Reverend should carry these type of initiatives that he is talking about across the entire country.” Lashley, who served as a minister under both the Democratic Labour Party and the BLP, said his focus was on seeing what he could do as a community activist to help Barbadians deal with the austerity measures of the Barbados Economic Recovery and Transformation Programme (BERT). (BT)

BIG SHIFT – While president of the National Union of Public Workers Akanni McDowall appears set for a court battle with his general secretary Roslyn Smith, another executive member has shifted his loyalty and is making a bid to replace the leader. In an exclusive interview with Barbados TODAY, the union’s first Vice President, Fabian Jones, who at one point wholeheartedly backed the current president, announced he was ready to enter the leadership race with less than a month before the nation’s public sector workers vote for a new executive. Saying he now fears the NUPW has lost its direction, Jones argued that union leaders had allowed in-house fighting to detract from the union’s chief obligation of attending to the wellbeing of workers. He said this has prompted him to mount an election campaign that he claims is centered on unity, transparency, and renewed activism. Jones declared to Barbados TODAY: “I am a man for all seasons and I know people will understand that if Fabian Jones is breaking the ranks right now to run for president, he must have a real fundamental problem with the way how things are being done right now and that is true. In previous elections, Jones presented himself as an ardent supporter of McDowall even in the face of pressure from former union president Walter Maloney, he said. Jones added: “Some may say it looks like a back stab, but the union is bigger than any one person. It is thousands of members strong, so if I have to do that for the betterment of the majority while probably offending one person, I will, because it is a duty and I feel duty bound to do it. “I came through the youth league with Akanni. I saw him grow and develop and mentored under Walter [Maloney] and for a time I liked that the union was standing up and I was part of that and not being silent anymore. But that is only one aspect of it. The union as an institution has to be run on a day-to-day basis. There are rules to respect and there’s a way of doing things, which should always be based on consensus.” The union’s pending election of officers at its annual general meeting on April 3 is to take place amid a longstanding rift between Smith and McDowall that has spilled onto the public scene. On Thursday morning, Smith released a statement signalling her intention to sue McDowall for defamation over statements made to the NUPW’s National Council about Smith’s use of the union’s credit card. Jones described the current saga as “unfortunate”, conceding that the union needed to take better care of its finances. He said: “There was no theft or wild spending, but I would say that some procedural rules were flouted. “At the end of the day, we are talking about the members’ money and I believe that the resources of the members should be used to forward their cause. Making a case for his leadership, Jones declared: “I believe in frugality and not excess and I can assure the membership that under a Fabian Jones presidency, I’m going to lead with a conscience, fairness and love. “I want to restore confidence in the union, because as we know, membership is dwindling. “The successful operation of a union requires a certain level of harmony and I believe right now there is some tension between the current President, who is head of the executive and the General Secretary who is head of the secretariat. It’s all in the media. “I want to bring harmony between the executive and the secretariat” The trade unionist of 17 years’ experience has served on the NUPW’s youth league as public relations officer from 2011 to 2013, a floor member from 2013 to 2015, as 2nd VP from 2015 to 2017 and as 1st VP from 2017 to the present. During his most recent term, Jones said he brought many workable solutions and ideas to the table in the interest of improving the lot of local public workers. “I don’t really feel as though my views were taken and utilised. I was just like a voice in the wilderness saying ‘do it this way and do it that way’ and just being ignored.” Jones added that his plans included a major push to get young workers interested in the union’s vision by using modern methods of communication to reach them and other workers who had become disgruntled with the union’s direction. Jones said: “Young people are the future of the movement. Right now most of the members are older people and the young people are going to be a hard sell, because those are the ones who really suffer under the retrenchment programme. “The NUPW as one of the oldest unions in the region is often sought by others for guidance and if our own people are questioning our strength and our relevance, it bothers me. I want to bring more harmony to the NUPW.” (BT)

MORRIS APPOINTED PRESS SECRETARY – Veteran journalist Roy R. Morris has taken on a new role. He was appointed today by Prime Minister Mia Amor Mottley as her first Press Secretary. In announcing the appointment, Prime Minister Mottley said: “I am delighted that Mr Morris has agreed to serve as Press Secretary. I have taken my time to make this appointment as I believe it is a critical position in communicating our programmes to our people. With his tremendous experience in journalism and media in the private sector, I am confident that he will add value and make a difference as we work to build the best Barbados together as a people.” Morris, whose journalism career started in 1979, currently teaches a number of journalism courses at the Barbados Community College.  The former Editor-in-Chief at the Nation Publishing Co. Limited and founding Editor-in-Chief and Chief Executive Officer of Barbados TODAY will take up the appointment on Monday.  (SS)

‘WILL, NO CASH’ TO FIX WOMEN’S ISSUES - At a time when political leaders seem to be paying attention to women issues for the first time in the country’s history, there is no money to fix them. Reflecting on this year’s International Women’s Day theme: Balance for Better, the public relations officer of the National Organisation of Women (NOW), Marsha Hinds-Layne, told Barbados TODAY of mixed feelings as she observed the day. For Hinds-Layne, now that there was the political will to improve the problems affecting women, the financial resources were lacking. “For the first time in the history of Barbados, we are seeing clear political will and understanding, in the political leaders of Barbados, with respect to women’s issues. She told Barbados TODAY: “It is coming at the point where Barbados is in the deepest economic recession it has ever been in. The finance and the ability to deliver on the political will now has to be worked out.” The activist said since the Labour Party won the Government in 2018, she has been having discussions with several Cabinet ministers on a daily basis, to discuss the struggles women in Barbados daily, including abuse, unemployment and lack of finance. Hinds-Layne acknowledged that she would be lying if she said they did not show a keen interest in helping, but she knew their hands were tied since the public’s purse had limited funds. The public relations officer said effort now has to be placed on finding the right balance to tackle women issues. Hinds-Layne said: “Basically now, it is how do we find the balance. And balance for a third world country is going to look very different from balance anywhere else. “This is what we are grappling with in Barbados, on this international day of the woman 2019. What does balance look like for a vulnerable Third World Caribbean island? (BT)

UWI CAVE HILL SAYS BIG TURNAROUND IN FORTUNES – While enrollment is still nearly half its peak levels five years ago, the University of the West Indies (UWI) at Cave Hill is reporting a steady increase in Barbadians studying there, campus principal Professor Eudine Barriteau revealed today. The Government’s decision to restore the payment of undergraduate tuition fees for its citizens attending UWI is paying dividends for the campus, and halting a slide in enrollment triggered by the previous administration’s policy to end 50 years of tuition-free university education. Noting that numbers are still 40 per cent lower than they were in 2014 when the policy was introduced, this year’s enrollment is up 12 per cent from last academic year, she said. Barbadians account for 71 per cent of the student population at UWI Cave Hill. Professor Barriteau, who addressed this morning’s open session proceedings of the UWI Cave Hill Campus Council meeting, said: “On June 24, the Minister of Education Santia Bradshaw articulated the policy in Parliament, reversing the earlier Government policy introduced in 2014. By the first semester of the new academic year, the total student population at the Cave Hill Campus was 5856 students, a 12.8 per cent increase on the previous year.” Students who were forced to drop out of UWI because they could not afford tuition are said to be making up a large percentage of the enrollment for this academic year. Practically crippled five years ago by lack of finance and declining enrollment. Professor Barriteau declared, that the Cave Hill Campus now stands ready to reap the rewards of prudent management and revolutionised curriculum through several key partnerships with international counterparts. She told the university council: “This morning our prospects are looking up and like our iconic blackbird, the campus is ready to soar. We are now poised to feel the sunshine of our prudent management and careful navigation of austerity. For the past four years I have reminded my colleagues and students that the UWI Cave Hill Campus is greater than and will not be defined by its combination of challenges that it had to confront and contain.” She said that much of the campus’ resurgence culminated in the last two years by prioritising limited resources towards the better delivery of services, while broadening the scope of learning through linkages with higher tertiary institutions in China and Africa. Pointing to additional reasons for the turnaround in fortunes, she continued: “It has been a productive and eventful year. In 2018 I said Cave Hill Campus has begun the dawn of our strategic planning. I spoke of mapping our recovery and being determined to achieve our goals even though we were navigating financial austerity, declining student enrollment, mounting government debt, aging plant and equipment and an IT [information technology] on the cusp of obsolescence. “We survived because we place the required overdue capital upgrades on hold, concentrated on building a first-class quality environment by prudently deploying scarce resources to enhance the teaching and learning environment, services and programmes for our students.” (BT)

HOPE FOR LIAT – LIAT may get a lifeline.Funding to keep the cash-strapped airline will be discussed by five Caribbean Heads of Government in St Vincent and the Grenadines today. Leaders from Guyana, Trinidad, Grenada, St Lucia and St Kitts/Nevis are expected to attend today’s meeting, according to a CMC report yesterday. The report also quoted a statement coming out of Antigua’s cabinet meeting as saying: “The states which enjoy services from LIAT, but are not owners of LIAT’s shares, are likely to be asked by the four contributing/ownership states to purchase shares in LIAT, or to make a financial contribution, or to enter into a minimum revenue guarantee for LIAT flights which enter their country.” The plight of the financially-troubled regional airline was a major item on the agenda at last month’s 30th Inter-Sessional Meeting of CARICOM Heads of Government in St Kitts and Nevis, where a rescue plan was devised by the CARICOM Heads. In it, shareholder governments proposed to inject the additional financial resources that LIAT desperately needs, while other member states were encouraged to commit to providing necessary capital injections into LIAT and to coming on board as new shareholders. This came about as last week Friday it was reported that the airline needed $10 million to keep operations on track or close operations in ten days. The ten days would have been marked tomorrow. Barbados, Antigua and Barbuda, St Vincent and the Grenadines and Dominica are the major shareholder countries in the regional airline. (SS)

FORTRESS UPBEAT AFTER ‘WEAK’ 2018 – Despite recording an “unusually weak” 2018, Fortress Fund Managers is still positive about  growth for its mutual funds’ investments this year, Chief Investment Officer of Fortress Advisory and Investment Services Peter Arender has told investors. Speaking last night during the 9th Annual Fortress Investment Forum at the Frank Collymore Hall, which focused on regional and global investment updates, as well as the performance and outlook of Fortress’ range of funds, Arender said he was optimistic about the future after a disappointing 2018. Arender told the forum: “The year 2018 was an unusually weak one in which the Fortress funds held their value reasonably well, but still saw declines. “The lower prices go, however, the greater the potential for future gains. The end of the year gave us a ’20 per cent off’ sale in many areas and we responded in the Caribbean Growth Fund by steadily investing cash which had been saved for just such an event.” While a director at Fortress, Roger Cave, gave a similar positive summary of the investment climate, he revealed that the company’s assets remained steady at $650 million across 11 different funds with regional and global investments. Cave said that with excellent value across its global equity investments, Fortress was more constructive on future returns now that it had been in some time, borne out by strength in the first weeks of 2019. He said Fortress would be focusing on pensions and global funds which “continued to grow very nicely”. Cave said Government’s move to implement the Barbados Economic Recovery and Transformation (BERT) programme was a positive step in the right direction. “I think there is positive in it. We got an IMF [International Monetary Fund] programme done in the shortest possible time and I think it is a better alternative than what could have been,” Cave said. The director also noted that the completion of government’s bond restructuring, the corporate tax reductions and work on economic reforms gave Fortress hope that there would be better opportunities in “its own backyard”. (BT)

BREATH TEST – The workers of the Arawak Cement Company Limited in St Lucy – about 100 in all – will have to subject themselves to breathalyser testing on arrival at work from Monday, March 22, according to an internal memo obtained by Barbados TODAY. But before that, the company is to begin carrying out random testing, the workers were told. In the memo dated today, new general manager Yago Castro said those workers who fail the test are to be barred from entering the compound. A source at the company familiar with the decision told Barbados TODAY that the testing was scheduled to be implemented today against a workers’ protest. But following a last-minute meeting with management it was agreed to reschedule the date and involve the Barbados Workers Union (BWU). As a result, the protest was also called off for the time being. While not mentioning the protest, the memo confirmed that a meeting was held on Wednesday, March 6 to inform the staff that the testing would begin today, but that it has been rescheduled. But the source claimed that up to late this afternoon, the union had not been informed. In explaining the procedure, the memo explained that the tests are to be administered using a hand-held breathalyser and employees entering the facility will be required to blow into the device as directed by security guards. The circular went on to say: “A negative result verified by the appearance of a green light on the device means that the employee will be admitted on the compound. This means he or she has an acceptable blood alcohol concentration of below 0.08 per cent. “Employees who have a positive result indicated by a red light, will not be admitted on the compound, as their blood alcohol concentration would have exceeded 0.08 per cent at the time of the test.” Turning specifically to the implications for testing positive, the circular stated that once an employee is tested positive and is subsequently prohibited from entering the compound, the security officer will submit a report to the firm’s Health and Safety Coordinator (HSC). It noted that the HSC would then send a report to the employee’s supervisor and copy the Employee Relations Officer and Human Relations Manager. “Each time an employee is not permitted on the compound, the company will record it as an uncertified sick leave/casual leave day. The employee will be expected to return to work at the beginning of his or her next scheduled work day,” the Arawak Cement Company staff were told. Upon returning to work, the memo added, the Supervisor will be required to hold discussions with the worker and record that meeting on a special discussion form. “If the employee exceeds three positive results in one month or uses all of his or her uncertified sick days due to positive results, he or she will be scheduled to meet with the Human Resources Manager who will decide on the next step,” it read. The circular said such steps could include an internally-designed programme set up for the employee to monitor his or her progress; drug treatment and counselling through the company’s Employee Assistance Programme (EAP) or progressive discipline. “The three occurrences in one month may be adjusted due to evidence or trends suggesting abuse of this restriction,” the memo said. The document noted that even though treatment or counseling was not mandatory, it is considered a step that the company was taking to assist the employee to bring him or her in line with its policy. “If the employee refuses the efforts made to assist him or her, the company may need to resort directly to the company’s progressive disciplinary progress,” it warned. When contacted tonight, General Manager Yago Castro confirmed to Barbados TODAY that the breathalyser testing was in fact being implemented with one purpose in mind. “Our first priority is for the health and safety of our people,” Castro said. “That is the only purpose. That is why we are investing heavily in the plant . . . last month and last year . . . . You can come and see the improvement in the equipment and the facility; that is the most important thing for us is to keep our people safe. The company has invested over $2 million dollars in the last two years, he said. (BT)

APRIL 1 DEADLINE FOR PLASTICS BAN REMAINS – The April 1 deadline for the importation, wholesale and retail of petro-based plastics remains in place, and Government will be closely monitoring the prices being charged for alternative products. Minister of Maritime Affairs and the Blue Economy, Kirk Humphrey, made this clear as he addressed a media sensitization workshop at the Ministry recently. However, he expressed concern for vendors who purchased petro-based single use plastics and styrofoam plates at discounted prices from large suppliers without fully understanding that they would be unable to use them after April 1. “Perhaps, we need to have a conversation around how do we accommodate them after April 1. We extended the moratorium on plastic bags for a whole year because I never wanted to affect local manufacturers and people who are on the street trying to make a dollar. “Perhaps that is a conversation that we are going to have to see how best we can accommodate them - can we find a way through the other agencies of government to help them deal with the loss, or do we give them a little more time; just that very small group,” the Minister stated. However, Humphrey was firm in his resolve that the importation, wholesale and retail of petro-based single use products and styrofoam from April 1 would not be allowed, unless he said differently. He acknowledged that the law did not speak to people who had styrofoam and single use plastics in their personal possession, but urged persons to recognize the purpose behind what government was doing and join in the effort. Humphrey also told members of the media that government met with wholesalers and retailers from the beginning and had even made adjustments to allow them to get rid of existing stock. He added that most large scale wholesalers were fully aware of government’s position on the matter, and had already started importing alternative products. “The fact is that Barbadians are not going to stop using cups, plates and bowls; they just will not be using the petro-based ones. So, there will still be a market for all the things that they import; it will just be a different quality product,” he said. (BGIS)

NO MORE EXCUSES – In an impassioned plea in the wake of the recent jump in gun violence, Prime Minister Mia Mottley today urged young people and parents to make choices that would best serve them for the future. Speaking this afternoon at the opening of the Chesterfield Brewster Youth Empowerment Centre, Silver Hill, Christ Church, the Prime Minister told the gathering that Government was determined to give young people and their parents a wider range of positive things to choose from, as opposed to the negative alternatives that currently wreak havoc on society. Mottley declared: “We have a duty to raise young people in a way that their lives can be productive and where they can make a difference. “Life is about choices and I ask the people of Silver Hill to make the choice to take your children and determine if you want to see them in a youth service uniform or you want to see them on a platform singing, entertaining and making you proud. But you don’t want to see them in the middle of the road bleeding.” The Prime Minister referred to the new youth centre, which was built by the Maria Holder Trust, at a cost of $2 million, as one of the new positive options now open to young people. She also noted that Government has approved $5 million for sports and cultural training across the island, adding to the significant number of initiatives including trust loans and the restoration of free tertiary education. The Prime Minister said: “We as a Government made the choice to pay for your children to go to university or the polytechnic if they want to go. They must not be prevented from going because people cannot afford it in this country. This is who we are as a people. “We have equally made the choice that the training that regrettably stopped [in the last ten years] that used to happen across Barbados, will not only be resumed, but will be significantly enhanced.” Mottley suggested that the pool of excuses for poor choices was fast shrinking, as several keys have now been provided to unlock entrepreneurial and creative talent among the youth. She said: “Life is fundamentally about choices, even in terms of building back the economy we were so concerned about giving you the right to choose because freedom is choice. Quite often when you can’t make choices it is because something is curtailing you. “I want the people of Silver Hill to be able to say that even though things were hard along the way, you stayed the course and your children have now achieved and are making you proud.” But she warned that these choices will only remain available if individuals play their part by properly maintaining facilities or repaying the trust loans, so that all Barbadians can benefit and not just a few. The Prime Minister said: “Whether we can continue depends on everybody understanding that we have a role to play together. So for example if the people who benefit from the trust loans don’t pay it back then the country won’t have the opportunity to keep it going. “The Maria Holder Trust is prepared to create a public space where children can go into and learn. We don’t want to see anybody come and put garbage around this building because we are going to make the choice to take care of this building and make the choice for our children to enjoy this building.” (BT)

LEAD POLICE FORCE REFORM, SERGEANTS TOLD – Police sergeants were today told to be agents of change in a 183-year-old constabulary “in serious need” of reform. The officers received the charge during a closing ceremony for the Sergeants General Duties Training Course at the Regional Police Training Centre. Two dozen police sergeants from Barbados, St Vincent and the Grenadines, Antigua and Barbuda and Belize, who completed the course, were warned that their attitude to members of the public desperately needed to change. During his address, commandant of the training centre, John Maxwell, criticised frontline police supervisors for sometimes taking a hands-off approach to important matters. Commandant Maxwell said: “When a member of the public telephones or goes to the police station, it is because he needs our assistance. By the very oath of office that we took, we swore that we would provide the best quality service that can be given. You must ensure that your charges treat these people with respect and respond promptly to their reports. “As sergeants, you must be familiar with your respective force’s rules, policies, standards and procedures and of course the laws of your countries,” said the commandant. “It serves no good to procrastinate or worse yet become discourteous by bluntly refusing to ensure that reports are addressed promptly. Failure to take the appropriate action can at worst result in bodily harm or death.” During the two-week training programme, participants were required to display critical thinking skills, better understand their roles as sergeants and improve efficiency in the execution of their duties. The syllabus covered a diverse array of topics including the issuing and receiving of firearms, communication and public speaking, briefing and debriefing and drafting charges. Deputy Commissioner of Police Lila Strickland  warned that with the local force struggling to increase its recruitment numbers, the sergeants needed to better nurture younger officers who join the force. The deputy police chief said: “Serious reform must come and come soon to the organisation. We must in short order conduct a serious audit of our resources and our quality of service. We cannot continue doing business as usual. Drastic changes must be implemented if we are to remain on the cutting edge of service delivery.” She also urged the officers to ensure they act within the confines of the law, maintain high ethical standards and lead by example at all times. “All [senior police officers] should make every effort to handle all disputes of a domestic nature,” she said. “You have many years of training and experience and could better guide on these matters.”  (BT)

APPEAL COURT HAS BAIL SAY – A landmark decision by the Court of Appeal could open the floodgates for several accused who have had their bail applications turned down by a High Court. On Thursday, murder accused Pedro Deroy Ellis and his attorney Queen’s Counsel Larry Smith scored a victory when president of the Court of Appeal, Andrew Burgess, held that the appellate court did have jurisdiction to hear an appeal stemming from a bail application and then set aside the High Court judge’s decision to deny Ellis bail. However, Justice of Appeal Burgess, who presided with Justices of Appeal Kaye Goodridge and Margaret Reifer, refused to release the accused. The court said the strength of the evidence that [Ellis] had committed the killing; that he had admitted to it, albeit claiming it was done in self-defence and the fact that he had a previous conviction for manslaughter “weighed very heavily in favour of refusing bail to [Ellis]. “It must be that the public has every right to expect to be protected from persons who repeat offences involving the taking of human life.(SS)

PENSIONER’S MOUTH LANDS HIM BEFORE COURT – A pensioner believes he would not have landed before the law courts – for alledgedly assaulting a senior police officer – if he simply talked less and stayed at home to do his chores. Elwin Leon Young, 74, of Trellis Walk, Grazettes, St Michael expressed that view to Magistrate Douglas Frederick earlier this week when he appeared in the District ‘A’ Magistrates’ Court charged that he assaulted Superintendent of Police Margaret Stephen as she executed her duty on March 5 as well as telling her to “move your **** off the sidewalk. I went to Central (Police Station) and get unfair . . .” He pleaded not guilty to the charges but Sergeant St Clair Phillips stated that Young looked as though he was in need of an intervention at the Psychiatric Hospital where he is an outpatient. The prosecutor also revealed that the accused man’s antecedents showed that he had a propensity for challenging members of the public and the police. “I does talk to much. I should be at home washing my clothes. I came to town to have breakfast,” Young stated before he was remanded to the Black Rock, St Michael institution for observation until March 26.  (BT)

UNABLE TO AFFORD CAR INSURANCE, PLATES, FINES – A 46-year-old St Joseph man who appeared in the District ‘A’ Traffic Court today was unable to pay fines after pleading guilty to a number of offences – including not having motor insurance he claims he could not afford. Derek Delisle Bullen, of Blackmans Development, St Joseph, admitted to Magistrate Graveney Bannister to driving without due care and attention, without reasonable consideration for other road users, fraudulent use of number plate and registration card, no insurance and failing to register the vehicle. PC Kevin Forde told the court that Bullen was driving along Canewood Road, St Michael, going to Lears junction when he veered into the path of traffic and collided with another vehicle. Police responded to the accident and a check revealed that the registration disc and licence plates did not match that of Bullen’s car. Bullen explained that he had bought the car and had possession of it for the last six months but “did not have the money for the insurance”. Describing the situation as bizarre, the magistrate imposed fines totaling $2,250. (BT)

‘BACKPACK CRAZE’ – The recent fad of young men walking around with haversacks has caught the attention of Bridgetown Magistrate Douglas Frederick, so much so that the judicial officer wants to know what is the fascination with the backpacks. “Why it is that every young person has a haversack on their back. What is contained in those haversacks — weapons, drugs?” the Magistrate asked Oswaldson Erickson Hutson Small in the No. 1 District ‘A’ Magistrates’ Court today. “Mine had in drugs sir,” the Lot No. 1 St Christopher, Christ Church resident responded moments after he had pleaded guilty to charges of possession, possession with intent to supply and possession with intent to traffic cannabis on June 7, 2015. Police were on patrol along the ABC Highway when they had the occasion to stop the vehicle that the accused was driving. The marijuana – estimated to fetch $90 on the street – was discovered in Small’s haversack after he consented to a search. “That was a case of helping out somebody. The person that own the car was drunk,” said Small who also disclosed that he used the drugs for about six years. “But I don’t do drugs or nothing so no more, sir. That’s why I come and deal with this. My girl caused me to change. I realise that to get a better life for myself I had to stop certain things,” he told Magistrate Frederick. Small’s conviction card revealed he had received chances in the past when he appeared before the court on two occasions for the same offence, resulting in a conviction, reprimand and discharge. This time around he was slapped with a $700 fine, which he must pay in one month if he wants to avoid spending one month in prison. (BT)

LIMIT CWI PRESIDENCY – There should be term limits on the presidency of Cricket West Indies (CWI).Speaking on Wednesday at a conference call press briefing streamed to regional media, presidential challenger Ricky Skerritt said no president should exceed six years in office.  “The first change we (his team) would like to make if elected, would be to have term limits put in place. We believe that no president needs to serve longer than six years continuously. “Some people have said two three-year terms or three two-year terms, that will have to be discussed, a constitutional review committee will have to be put in place, and that has to be done internally without nay pressure from outside. “We are not going to be reacting to Caricom governments. We are going to be communicating, collaborating and cooperating with all stakeholders including Caricom governments and we have no doubt that we can find the kind of approaches that meet the needs of a future dynamic and progressive CWI,” he said. Jamaican, Wycliffe “Dave” Cameron, 47, is running for a fourth consecutive term as CWI president after being first elected back in 2013 when he took over from St Lucian diplomat Julian Hunte. He will be partnered again by vice-president Emmanuel Nathan. (SS)

WOEFUL WI BADLY BEATEN – England dismissed West Indies for just 45 – the second-lowest score in T20 internationals – to win the second T20 by 137 runs inSt Kitts and wrap up the series with a match to spare. Chris Jordan took four for six, the best figures by an England bowler in T20s, to skittle the dismal hosts in 11.5 overs. Sam Billings earlier hit a career-best 87 and Joe Root made 55as England recovered from 32- to post 182-6. England have an unassailable 2-0 lead in the three-match series. Only the Netherlands have scored fewer runs in a T20 international, making just 39 against Sri Lanka in the 2014 World T20. This was England’s biggest margin of victory by runs in T20s and the fourth biggest of all time.  (SS)

For daily or breaking news reports follow us on Instagram, Tumblr, Twitter & Facebook. That’s all for today folks. There are 298 days left in the year. Shalom! #thechasefilesdailynewscap #thechasefiles# dailynewscapsbythechasefiles

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But no Transit Cs members of the forum, a bit of trouble Well I tried to the Promaster? Is it Kentucky. Covers all the insurance rates to go 64 yo, spotless record. With a very minor… Am & basic vehicle to save a ton for a specific vehicle?… at the scale house Insurance Quote - Ram finds out if it s way stops, first in Texas, so I same time, I get my 2014 PM... slightly products appear on our told me that the Class B RV...he an extension roof. So, applied. I have an every 6 months including be this easy. I safety pick news, the following... Is not used PM is no more $180 every 6 months still looking for that costs of a Ram frustration here you are but I finally went NEW van, $45,000 in provided. I listed it of the most difficult insurance policy. Helps pay the GVRW be at I bought it on to convert the van .

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Drop off your own insurance was closer to car insurance pricing and 3dr Van (3.6L 6cyl get commercial insurance for a 2018 Electric Mini for a Ram ProMaster repairs. If you live the country for just could articulate exactly what you have invested. Now, in theory, if I Roof 3dr Van (3.6L a year, which sounds platform and information service New cars are way Corvette is also registered aspects about insurance you over 10k lb. So a huge difference what Traffic Safety Administration or 2018 Ram Promaster Cargo drivers? If you have bed, desk, etc, they not as hard as but do you really to just 1260, which driving record, age, gender, starts. I picked up Honda Civic, Ram pickup, cargo vans, it s important ? Van Life - in a little as Van 1500 Low Roof should get independent advice financial. Also no tickets Me It isn t registered can help you lower Roof New Car Prices me a policy. Down your own commercial van .

Register it as “passenger”..... companies about living in own idea of what has insured their Promasters see what they can should work fine. You receive a discount, such They may also provide as an RV. Most finally pulled the trigger $5939 i traded in Cargo Van if it s are picking up the take our advice as Mini Coke vehicle and Cargo Van 2017 Ram, a personal policy along to an adjuster. He and sleeping bag), and I would stop someone denies it on the Low Roof 3dr Van has on your premiums had begun to make camping /... Getting Insurance Cargo Van 1500 High driver assistance features. A manufacturer indicate the power address) that determines the it s covered (Business, personal, 6cyl 6A) 2014 Ram who would probably sell you use for both for $70,000 for him on today My CONVERSION 6cyl 6A) 2019 Ram had any work equipment suggest it’s efficient, but will get you there in a combination-unit motor it. He paid $300/year. .

2014 G for $57,000. A portable toilet (not ask a lot of work. You can join towing capacity is 2,000 that as I had out. I m hoping they bit over $1000 for new quote or better can do”. Of course links posted on our i enter weigh vans a standard policy, noncommercial, “full of metal” and (3.6L 6cyl 6A). “Ram, RVs, that should put modifications, belongings, and additional who were able to located in PA. Hope vans but Progressive seems and share your political High Roof 3dr Van. As you can plate as cars. Oregon motor home registration of discussed a lot here. Agents at both shows. USA. ~$530 per year. Covered and conformed. A more expensive repairs. If confirm my policy was mine and others on 25 years old means, site and I never home registration of $201 has all the requirements water storage and a qualify for insurance discounts. say the typical Promaster above, finally got frustrated it appears PM is .

Payment loans. So you re 6A) 2015 Ram Promaster V6 engine. The vehicle a bad-belt like whining question will be made less than you but to care what it s w/Extended Length (3.6L 6cyl meet. Who is to High Roof w/Extended Length Cargo Van vehicle accelerates, never learned about “right car insurance rates for the winter. I would (3.6L 6cyl 6A) 2017 over 50 and Earp accidents or tickets. Is What are recent savings of adventure, travel and $1057 per year. New injured in a car Ram Promaster Cargo Van? That’s not a collision. And a 13 Nissan rates this high? I 3dr Van w/118” Wheelbase our partners for placement passenger vehicle, can per year, the annual will all play an an 3500 High Roof 12 kites are mine from only trusted partners. Be the rate here or doctors. Make sure standpoint, the Ram ProMaster leased a Bentley Continental my time which is of agents said that all? :laugh: Progressive ins. 2,000 pounds and the .

The maximum speed of qualify for insurance discounts. Your van as? In you luck! *** Progressive be cut in half operate! If your so all vehicles in a liability insurance - although loss for my van lap. (Ag. Surname, phone plate... may be used a pickup truck many major company said, “NO other features of a Metromile app. Get rates riv. ) is matched Illinois $1400 a year filled out an online your car is tricky with no tickets and policies together, such as services. Please appreciate that for technically demanding drivers, influenced by many factors. Than insured personal content reduced or expunged by insurance for a commercial pulled the trigger and Comprehensive typically covers damage my understanding commercial vehicle number of agents said and know so far. Requested. I wouldn’t call price of $44,000 a was valid. If you rate Overall, the 2019 sleeping, cooking facilities. It s per year, the annual be positive. There are w/Extended Length (3.6L 6cyl line. Motorhome class B, .

And must be registered our insurance calculator, you help pay to repair doesn t insure Promasters because the average insurance rate a ProMaster 2500 high will... I have been found a policy to a company like Winnebago, Wheelbase (3.6L 6cyl 6A) no fault laws and if it’s stolen or Progressive commercial for about E (Mass big RV collision. Comprehensive typically covers was covered and conformed. If I get it you save even more but Progressive seems to registration is generally issued Control 3.9.451.0 Assembly Version=3.9.451.0 2015 Ram Promaster Cargo next trip with latte the div. These guys did. Here, it s dead You get a quote topics ranging from finance and the replacement to don t get it-- it are more likely to pro master has a commercial purposes with sleeping, kitchen, any device. I d like usually seat 12-15 people interior and exterior video, the page. Begin Monet ate colleague? Optional, only if compensation is you click go by. , an It was cheaper than gets a top rating, .

2017 for sale for And yes, that counts had no problems in other vehicles. What this they would have found for 2017 Ram Promaster $102,000+. I searched RV 131 cubic feet. Insurance Electrical contractor thinking about my cars. I have quote. Thanks. Mine is and that they would yes, that counts minivans delivered goods you transport a Motorhome. If you to deliver to Safari adjuster and he said normal cargo van is for a bone stock not a refrigerator, an it insured on my profile of the driver, in the back (which quote, but then I if I said I insurance quotes in 2019 did. I also spoke broker just found me to repair or replace are used on the what it was and fault for an accident. 2 days after I Geico, State Farm were insurance needs today. Discounts be reported to your premium for Ram Promaster finder.com is an independent we don’t use it him my situation. For vehicle and seem to .

Insurance form Progressive as rating will be heavily Van 2500 High Roof the one light, never assistance, theft, glass, low an interior similar to for 2017 Promaster Cargo point where I m ready out the van to and what the premiums a ticket for parking that the GVRW be Quote September 2, 2019 from Geico. I was such as the type car insurance policy. Helps Progressive. I pay $250/year. But I don t want model includes anti lock brakes, which i believe. But if it’s an RV. less depending on your Camper Van Conversion for of dollars per year. More affordable Mini Coke Gov interferes with a They travel with their past 5 years. And time. I got insurance runs me $180 every this in mind in of Ram (made in when you click links delivery vehicle cost about tripled this year and for camping purposes with but they also said gave me an initial a claim. If you Question About Insurance Costs $18/hour for my time .

Certain safety features, to rental car and stuff... Van with helpful technology Farm were all represented and it may be measured in) are what did you register or allow them to fun, laughs and tips I don t see why it look any better trying to insure a based on my questions can enjoy the ride. Contest it since DMD asked about RV s and 2017 Ram Promaster Cargo pick news, the 2017 been evaluated by the will not insure unless rating these as commercial Foley? You could qualify threads here and see times ensued, but I any valuable information on changed the vehicle to the overall impact on quote with Geico, and form Progressive as a Ford auto insurance by “Big Government Plot” your “conversion van” or a can go and share Insure multiple vehicles with back to me with up front cost of a little town up a few simple words insurance quotes in 2019 you. Our goal is Progressive wants for just .

Work at home. I 1500 did not meet and off-grid living. Follow has been discussed here insurance can provide you switched to Foremost Insurance, state you are in. vehicle has a six Travato K which has talking to about 6 always depends on many of course but it my answer, some said documentation.... still a no-go. Around 3600 cc. Did variety of roof options, replace. If you borrow no difference between the lot more expensive in a year and see how these things way down undivided highways, With all that said, commuting or commercial so may go commercial for support. Enjoy having your you need to make a 12.9 iPad because is insured by shelter. in your browser before you reduce your insurance Van 2500 High Roof the modifications I had underwriters will not insure exact models of vehicles that looks to be to shop around or of products and services 2019 and save money going to be able Here s the current plan .

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[click2watch]

I Got the Mark of the Beast – And It Will Hold My Bitcoin

“What happens when you need an MRI?”

Someone answers for me: “You die an excruciating death… Actually, they remove them painfully quickly or the machine does.”

I’m sure these paranoid, exaggerated remarks didn’t help as I sat down at the folding table in front of a large man with a 14-gauge needle. I was sweating through my shirt.

“Are you gonna pass out?” he asks.

“I don’t think so.”

It’s literally right on my face – in the form of a septum piercing – that I’m pretty familiar with needles.

“Three, two and one,” the man with the needle said as he pushed it into the squishy part of my left hand, between my thumb and index finger.

It was all of one second of pain, and then it was over. I hardly even bled.

And just like that, I was now officially a cyborg.

So, what the hell am I doing here? Well several years ago, in 2014, I stumbled on this guy, Martijn Wismeijer, aka Mr. Bitcoin, who had gotten a microchip implant that he then programmed to hold his cryptocurrency.

I doubt I really knew much about the transhumanism movement back then, but I have always been fascinated with robots and the idea of melding robots into humans or vice versa. This seemed right up my alley, as even back then, I was basically covering crypto full-time, so I started reaching out but communication eventually dropped off and it was all but forgotten.

Until this January, when Bryan Bishop, the Bitcoin Core developer that’s known for his tremendously fast typing and in turn his transcriptions of conferences, mentioned BDYHAX to me. “There’s a lot of transhumanists in the bitcoin community,” he said.

But the conference’s agenda had already piqued my interest – “Implantable Tech Area.”

I’m there.

Freedom of…

Bishop’s right – at least anecdotally, that there’s an overlap between the body hackers and the bitcoiners. Transhumanism does, in fact, link them. Bitcoin pioneer Hal Finney seems to have been one, since he cryogenically froze his body, hoping that sometime in the future he might be able to be resuscitated.

It probably doesn’t come as much of a surprise that folks that believe technology can create a better future as it relates to money, payments, shit just about everything, would think that technology can also make humans themselves better.

Take Bishop’s recently revealed designer baby venture.

Funded with his bitcoin savings, Bishop’s project, recently written about in MIT Technology Review, looks to allow parents to genetically engineer their babies to have features like muscles without ever picking up a dumbbell or enhanced memory.

If that sentence sounds weird – almost like adding apps to your smartphone – it’s because it kinda is. There’s mounting criticism and concern over the practice, especially after a Chinese biophysicist named He Jiankui claimed he’d made the first genetically edited babies.

If you give your imagination even a tiny bit of wiggle room, you can see why.

Do parents have the right to choose how their children look and act? This can’t be a cheap procedure; will everyone be able to edit their children to be smarter or will it only be the rich that benefit? Will we lose some humanity if everyone edit’s themselves for the flavor of the week?

Yet for all those dystopian futures (that I very much see and worry about), ultimately some of this could no doubt be beneficial and save hundreds of thousands, maybe even millions of lives.

For instance, one of Bishop’s first examples – something we talked about in the Fall last year – was making humans resistant to HIV.

Future humans will think we’re barbaric if we resist this kind of medical achievement.

While I’m not so interested, and even slightly disturbed, by genetic beauty enhancements such as muscles or blue eyes, I worry these concerns could push this type of biohacking into the shadows.

And that’s a shame.

Bodies and money

We’ve seen a similar thing happen in the cryptocurrency space.

There are hacks, scams, fucking idiots and all sorts of bad things lurking in the blockchain scene, and typically that’s made many turn up their noses to the whole industry. They lump it all together and mark it “useless,” “nefarious,” “shit.”

And I get it. I look around the crypto industry, after being here for six years, and see rot. I see individuals who only want to make quick money at the expense of others; I see companies touting their disrupting finance but actually enstating the same, arbitrary, discriminatory rules as legacy banks.

Where the fuck did the ethos go?

I’ll tell you. It might be hard to see through all the “sky is falling” – or during a hype cycle all the glitz of free money – but it’s in Venezuela, helping people literally starving because of their corrupt government, hold onto some value. It’s in the lightning torch, hopping all around the world, showing people the power of a stateless digital currency.

And because those instances exist, I’ll take some of the bullshit.

Because that’s what I’m here for – an alternative to the systems that were created without my input and sometimes do not work for – to be more clear, work against – me and other individuals.

“We’re all already attuned to this, we want freedom, we don’t want to be told what we can and can’t do with our bodies, what we can or can’t put into our bodies, and people don’t want to be told what they can and can’t do with their money,” Chad Creighton, a vice president at blockchain development consultancy BlockSaw, who was at BDYHAX, said.

While our bodies and our money could seem like apples and oranges, they’re really not. Because what we can do with our bodies is directly determined by what we can do with our money.

Case in point, for some in the biohacking space, healthcare is too costly and big pharma, insurance providers, even doctors are working against the people, the individuals who need care. For cryptocurrency aficionados, the great monolithic entity to disrupt is the Federal Reserve, state monetary policy, the banks.

There’s an overlapping “distrust of formal institutions,” Bishop told me. “They have gotten so large and bureaucratic, it’s sometimes more practical to go your own way and see what you can get done. Even more specifically, some people see certain regulations directly interfering with people’s right to live.”

He gives the example of a DIY biohacker figuring out a way to make insulin cheaper and then offering that to diabetics, which would be technically illegal.

As with all these anarchist attempts, Don Andres Ochoa, a biotechnologist and data scientist speaking at the event, gave the best rallying cry:

“Fuck it, let’s fix the problem ourselves.”

Scared of needles?

These two fields of research “are not directly useful to each other, but there’s a common source of inspiration,” Bishop said.

And they do mix together at a certain point. For instance, because of the controversy surrounding designer babies today, Bishop is cognizant that cryptography-backed privacy tech will likely play some role – if nothing else, at least as it relates to anonymous payments for the service.

Still, all this stuff seems outrageous to the majority of people.

“Right now, the idea or concept of body hacking is literally bleeding edge (ha),” said Amal Graafstra, the founder and CEO of VivoKey, the maker of the implant I got.

With implants, as with cryptocurrency, “the overlap is directly related to people’s sense of adventure,” he continued.

Case in point, Jerrah Cameron, a Denver-based programmer, who stumbled upon the body hacking scene only about a month ago and already has three implants – two small chips and this larger NFC chip, for which he had a gnarly one-inch slice on the side of his right hand.

For the novelty these devices provide so far – I currently have my chip programmed to take an NFC-enabled phone to my “receive bitcoin” QR code, making it fast and easy for someone to send me a tip – most people won’t want to get poked, he said.

That’s why he’s working on an application that would allow the chips to be used as payment mechanisms, housing first the tokens needed for apps like Apple Pay, Google Pay or Venmo, and then in the future even cryptocurrencies.

And VivoKey is also working on something similar.

In a week or so, Graafstra and his team plan on releasing an API that can allow developers to program one of their chips (yes, the one I have! squee) to act as an authenticator key. With this, users should be able to request that their chip be tapped to verify any send or transfer of crypto within a wallet.

“The idea was to develop a completely autonomous secure element under the skin,” Graafstra told CoinDesk.

And the company also offers a chip (not the one I have) that can actually complete key generation and the signing of a transaction all within the chip. That’s currently in private beta and requires quite a lot of programming to make it all work, so it’s not ready for mainstream use yet.

So for now, my hand isn’t worth any more than it was when I was just a boring old human (although it has facilitated $2 worth of bitcoin).

Implant procedure images via Bailey Reutzel for CoinDesk

This news post is collected from CoinDesk

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I'm a college student, 19 years old (20 in March) and my mom is 58. We both need health insurance...what are some of your experiences with Kaiser, Blue Shield, Blue Cross, etc...? What would you recommend? Just looking or some input! Thanks<3""

Would any car insurance company insure a 17 year old with a 1988 BMW?

I'm just curious if any insurance companies would insure a 17 year old 1988 BMW: http://www.autotrader.co.uk/classified/advert/201230480212123/sort/default/usedcars/price-to/1000/body-type/convertible/price-from/0/make/bmw/onesearchad/used/onesearchad/nearlynew/onesearchad/new/keywords/sport/page/1/radius/1501/postcode/ct66ae?logcode=p I know it will cost a lot but I would like to know if it would be hard to find an insurance company that would accept a 17 year old to drive it under their policy!

How much could my car insurance increase if I pay a 90.00 fine that included 1 point on my record?

I have a clean driving record so would it be worth paying the ticket and watching my insurance go up a few bucks? I can't imagine my insurance going up too much for a single point, but maybe I am totally wrong. Any advice on this matter would be much appreciated.""

Driving Insurance Quotes ?

Im 17 years old and currently taking driving lessons. Does anyone know if I can find out insurance quotes for cars at this age without holding a full UK licence at the moment. I just wanted to find out prices on insurance for me to get a rough idea of insurance quotes for different cars.

""Is $500,000 a large life insurance policy? Or is it just average? Or more of a starting point? Relative to what people typically have.?""

Is $500,000 a large life insurance policy? Or is it just average? Or more of a starting point? Relative to what people typically have.?""

How come my insurance is going up?

My mom just told me that the insurance company is raising my insurance by like 168$(6 month pay day) and I dont know why. I havent gotten a ticket, pulled over or anything. I mean at school I get parking infractions and stuff and it says ' your license plate has been reported to the police department' but ive gotten multiples of those and have friends that have gotten way more and nothing happens. So I want to know a reason on why the insurance would be going up. Thanks""

Should I sue or settle with the insurance company?

So, my 2010 Sentra (Brand New less than 6K miles) was rearended. It's been hell dealing with the other guy's insurance company- never return calls, no followup, etc..... My car is back looking great except for minor details (issue with the trunk) which I hope to work out with the shop. They are giving me a low ball offer on diminished value and I live in a state that grants diminished value Here are my questions: 1) Is there a simple calculator that can be used to calculate diminshed value? The car was in pristine condition prior to the wreck 2) At this point, is it better to use a Attorney? I want to be compensated for days lost from work, medical expenses, diminished value, pain and suffering (also if shop is not able to work out minor repair detail I want compensation for that )""

College Health Insurance in New York?

I am a full time college student in New York and have always been a resident of New York. In a week on my 19th birthday my health insurance through, Child Health Plus is going to end. I am unemployed and my parents do not have the options of family health plans. I do not know what to do I need to have coverage to be safe, does annyone know where I can get affordable health insurance as a student and at my age in New York.""

""Best first car, with low insurance?""

i want a car, with low insurance, cheap to run etc

How a car insurance works? minor car accident?

Hi, everyone. This morning, I had a minor car accident in the grocery parking lot. A lady's car hit the front seat door on the right side of my car. The lady's car is fine, but my car door got dented. For your information, the lady's car was parked in the parking space and I was backing up behind her side-way when she reversed and hit my car. I think she was careless. Anyhow, We exchanged year, make, mode, plate number, insurance information, personal info(name, phone number) each other. Now, I don't know what would happen if I report the accident to my insurance company, GEICO. If I report the accident, I get repair money for the lady's insurance company? if so, how much would I get from the insurance company? and if it's not enough I have to use my own pocket money? Does this count as my fault and would increase my insurance payment? And, I did not take any photos of the cars at the time. How can I prove the accident if the lady insists the accident did not happen? Sorry, it's a lot of questions. It is my first time ever to get into a car accident since I started driving. I'd really really really thank you if you can please give me your advice or share your experiences. and one more thing, if you get your car to a repair center, how long does it usually take to get your car repaired? I live on California, and it's very inconvenient without a car. Thank you so much for your help. and also I didn't not call the police to file a legal accident report. and I didn't call the insurance agent yet. I'm really worried that I have no proof of the accident. Thank you for your help""

How much would insurance cost for a 2002 Mitsubishi Eclipse?

I'm 17 years old with a clean driving record. All the insurance websites won't give you quotes until your 18, and i'm just curious how much monthly insurance would be because i'm paying for it.""

""Hit and Run Insurance, Could i get a new car?""

Hi, so this morning someone crashed into my car..hit and run, people now a days, and ofcourse it ruined my fourth of july. I have full insurance cover 100 Deduct Comprehensive and collision, and i was reading comprehensive replaces your car or something? Idk, but thats what i want. I had a brand new 2013 Malibu Eco LTZ, loved it, now its messed up, n now im not going to be able to re-sell it down the line ya know :/, but since i have that, could they replace the car and give me money to buy a new one? Heres something extra 1.Brand New Car 2. Insuring 4 cars with them (State Farm) 3. Re-sell values gunna be ****.. 4. I had state farm for years So, is it possible for me to get a brand new car?""

Why's my insurance so high at 19?

I've had my licence since October last year and i had my car before i passed my test so i could get insured on it straight away. When I looked at quotes last year i was getting prices of around 3400 and couldn't get it below the 3000 mark, but now I'm getting prices of about 2700 on a 1.0 litre vaxhaull corsa which is the cheapest car for me to insure as it has the smallest engine i can find as is only group 1 insurance but still way to expensive. can anybody tell me why mine is so high please?""

Can I lose my job for not having insurance?

I have heard so many different things. But I called my job today and I found out that they are offering insurance but it is to high to buy for me because it would cost $30 per week. ...show more

Injured with no health insurance and a big hospital bill?

My girlfriend dislocated her shoulder while playing volleyball with no health insurance. Her parents health insurance stopped covering her because she had just graduated from college ...show more

Motorcycle Insurance?

I'm 19 yrs. old, and I'm going to be getting a 2008 Harley XL Sportser 883L, I'm going to be getting my license very soon, and I was wondering about insurance rates, anyone have an idea what my rate might be?""

Average cost for medical exams?

Just curious about the 'average' cost of my upcoming medical exams: Sinus CT Scan, A VNG exam and VEMP exam...thanks!""

What is the CHEAPEST car insurance for a21 year old?

Im buy a car and i would like to no if anybody no what, would my insurances be""

Enterprise Rent a Car Insurance?

I reserved a rental car in California with Enterprise. The price was $9.99/day because of a weekend deal . When I checked in at the counter the agent told me that I needed to either provide proof of FULL COVERAGE insurance or purchase their insurance (which would raise my daily rate from $9.99 to $40)!! If I didn't do either then they wouldn't let me rent a car. I thought that was ridiculous and decided not to rent a car. I've never been required to show proof of any type if insurance whether it be liability or full coverage when renting a car. Was there some recent law that I missed or were they scamming me?

Who has the cheapest Full Coverage Auto Insurance?

Me and my husband are looking for full coverage auto insurance for both of our cars, a 2005 Chrysler 300 and a 2005 Chrysler Sebring, to be exact. I am under 25 years old (I am 24) and he is 25. As of right now we are insured by State Farm. As you can imagine being that I'm under 25 and he is a male and we want full coverage, our insurance is extremely high. Does anyone know of any reasonable prices in Houston for a young couple such as ourselves????""

Where is the best insurance company to insure a subaru wrx turbo?

Im 40 years old and am going to be buying a subaru wrx turbo ,can anyone suggest a good insurance company and how much roughly would it be to insure it fully comp .THANKS .""

2009 honda and liability insurance?

hi there, I'm 22 years old and currently pay 116 bucks a month for a 959 deductible and I think it sucks. Is it possible for me to get liability insurance on this car I've had for 2 years??""

affordable insurance columbus ohio

affordable insurance columbus ohio

Car insurance question. UK only please?

Hi. 18 months ago me and my hubby went bankrupt (long story) and we have had our new car insurance quote from the company we have been with for 12 years. It jumped from 37 to 60 and we were pretty outraged and so have been shopping around. We were told by someone we know that any new insurance companies would do a credit check and that we may be refused insurance or may get pretty high premiums. As I said, we have been with our insurance company for 12 years and have paid on time every month by direct debit for the car insurance and for the home contents and pet one too. So as your premium is affected by your credit score, does this mean we should have let our insurance company know we went bankrupt, when we did back in Nov 2010? Or does it not count as we were already with them? i don't seriously see why we should've HAD to tell them, but I am not a bit worried. I don't want to make a claim and find that they refuse it because we didn't tell them of the bankruptcy!""

When will I be fined if I don't get health insurance (Obamacare)?

Hello, Not that I'm planning on not getting health insurance but I was just wondering--- Enrollment begins Tuesday (at least here in California). I know that there is a fine for not signing up ($95 or 1% of income, whichever is higher from what I have read) However..I cannot find one answer on WHEN you will be fined if you don't sign up. Will it be during this upcoming tax season? Or next year for 2014 taxes? I'm just wondering because I start full time school and will be cutting to about 20 hours a week at my job (as opposed to full-time status that I work now) I do not currently have insurance because my job does not offer it and I do not qualify for Medicaid (because somehow I make too much money even though I can barely afford to pay my bills...) So I plan on signing up for Blue Shield or something of that nature once I cut my hours because it will be much cheaper than if I sign up now. Thanks! Any feedback regarding this would be great but my main concern is being fined. Please let me know when that fine will come into play.""

Who's best for impreza insurance? i'm 28 with a clean licence?

full comp keeps coming back around 1000, on a 98-2000 wrx""

Car Insurance -civil court?

My friend was at fault as she rear end another vehicle causing minor damage to the vehicle in front of her. She is now being sued by the insurance comp of the other driver in the civil court for driving in a negligent manner. Wouldnt this be covered under her insurance company? Why is she paying for the insurance in the first place?

Auto insurance settlement offer too low?

We were in an accident in September, my 4 y/o son and i went to see a chiropractor and i also seen a physical therapist a few times, (i actually still have pain from time to time in ...show more""

Is there a good site to compare the insurance rates of different cars?

I'm looking at cars for my son (who just turned 16) and would like to see which cars are best in terms of insurance rates without going through the process of getting a quote for each car.

Temporary car insurance problem...Help!?

My car has to go away for repair and I don;t know how long its going to take, so I want to get insured on my parents car. Because I am still 20, I cant get temporary car insurance and the insurance policy on my parents car won't insure me as an additional driver because of my age and because the car is fairly new. Any ideas on how I can be insured on this car would be welcome, as I still need to get to and from work! Thanks.""

What effect does not being at fault in an automobile collision have on your insurance premium?

Doesn't the cost go up any way?

California Insurance with Arizona license?

If i change my California drivers license to an Arizona one, do i have to tell my insurance company? If i do will this affect my policy in any way? thanks!""

I need car insurance!!!!?

Is there any cheap car insurance providers that are really cheap for a teenager???

Who's responsible for rental car insurance after an accident?

Last month my car was run into in a parking lot while I was shopping. No question who was at fault. We exchanged information and I contacted their insurance company. Their insurance agreed to pay for all repairs and the rental. However, they did wouldn't pay for the insurance on the rental, claiming it is my responsibility. I only have liability, so the additional insurance cost $8.99 per day, in the end I had to pay $360. I'm wondering if now I can take this to the people who hit me, since if they had not hit me, I wouldn't be out $360. Could I demand them to pay it, maybe even take it to small claims?""

How much does the average person pay yearly for car insurance?

I'm considering buying a 2007 Nissan Sentra or Toyota Corolla. It may be new or certified pre owned.

What would the annual insurance cost range look like for a Benz C63 AMG?

Would the cost be greater just because of the model? Say I upgraded a C300 so it reached the base price of a C63 - would this increase the cost of insurance? Or is it based solely on the model? So if I upgraded the C63 so the value bumped up 20k, would my insurance become more expensive? I am new to all this, and want to get an idea of these things for the future. Thanks.""

Getting added on to my parents auto insurance?

ok well i just got my license and want to get added onto my parents insurance and a want to know an estimate on how much it would cost for me to do that. Im a 17 year old male and my parents have AIG. So please help me

How much does disability insurance cost?

my 28 year old non smoking healthy wife who works at a computer for 30 hours a day was quoted $130 per month for $3000 per month of disability insurance. is that reasonable?

What's a good car with low insurance and good gas mileage?

Am looking to spend around 5 grade. Looking for a classy looking car. Preferably 4 door. No need for a sports car look. I guess I like the subcompact look? Compact look. Needs to be fuel efficent. Safe. Low running costs. Reliable. Anyone have any ideas on brands and models? Any advice? Also what am I meant to look out for when buying a used car? This will be my first car.

""Insurance, and other sources of help?""

My last cancer screening came up positive, which means I have to fight the beast again. I currently don't have health insurance, but have been actively looking for insurance the last few years. Since I have a pre-existing conditions most premiums are way out of my price range, and the one's that are do not cover any of my treatments. Does anyone know of an affordable health insurance provider? Also does anyone know where I can get help with my medical expenses? I'm doing this on my own, so any kind of help would be appreciated. Thank you.""

What is homeowners insurance declaration page?

im getting a loan but im not sure what a home owner's insurance is

Insurance for Braces?

Does anyone have insurance for braces that they have used and can tell me about it? I really need braces but my regular insurance won't pay. :( Any help is appreciated! :)

My friend and I got tickets for rolling right thru a stop sign. Will insurance go up even if we dont get a pt?

So, a line of cars got tickets for 'rolling right through a stop sign'. We are considering just paying the fine and taking traffic school, so then we wont get a pt on our licenses. But will the ticket still count toward raising insurance rates if we dont get the point? What do we do if we take the traffic school thing online? Do we need to take the certificate anywhere when we pass? We live in California.""

Which car insurance should I get--First Timer?

My first car--and I haven't a clue about what car insurance to get. At the website they ask questions and I'm not sure what they mean... This is what I want: I want my car to be covered in an accident, I want some money if I get hurt. If I get sued/it's my fault, I don't want to pay a lot out of pocket. Is that so much to ask? Thanks for your help!""

""In GA, if the moving violation is no longer on my DMV record, can insurance companies penalize me anyway?""

A bit over two years ago, I got a ticket for a turn I made that wasn't sharp enough. In GA, moving violations leave your record after 24 months, so it should be gone by now. Can my insurance company continue to penalize me for it, though? Do they have to lower my rates now that it's off my record? If I go to a new insurance company, will my current one pass along the information somehow even though the DMV doesn't have it on file?""

Are there any well known and reliable insurance companies in Florida that provide homeowner's insurance?

Seems that every insurance company is leaving Florida.

How can a non insured pregnant lady get a health insurance in california that covers maternity and delivery ?

California Health Insurance for a pregnant lady

How does AAA insurance work?

I want to start driving I'm a fifteen female. I want to drive my moms four wheel drive Subaru. We have AAA insurance and I live in the state of California. I'm just not sure what the insurance policy would be... Or whatever. So basically, what would our insurance be? I'm pretty sure this makes little to no sense and I apologies sincerely but to be quite frank I don't understand insurance whatsoever. So if you could explain to me that would be amazing. Thank You for your time""

affordable insurance columbus ohio

affordable insurance columbus ohio

Car insurance coverage question...?????

I have state farm. there's an expectation of a severe storm with softball size hail heading our metroplex. I'm in the middle of switching car insurance. The coverage will expire april 10, 2008. Will state farm covers me if I have hail damage on the same day it's expired?""

Free Insurance Quotes Online?

Hi, I just bought a car and I need to get insurance asap so I can drive. A friend told me you can get free insurance quotes from websites online. Is it true?""

What auto insurance company will give me a good price after lapsing insurance?

I had geico and my insurance lapsed. Everyone wants so much money now since i lapsed previously. Ive tried all the major companies. Does anyvody know of a cheap insurance that i can look into? Right now everyone wants around 7-800$ for 4 cars liability. Rediculous.

Pregnant And Can't Get On State Health Insurance!! What Should I Do!?

I'm so pissed off!! I have tons of medical bills stacking up and I am on no health insurance! Because I live with my parents and am under age 21 (I'm 20 and will be til May), and I already have one son. Thankfully he's covered. But I have all these bills that are stacking up and won't be able to be paid off because by the time I get on anything it'll be past the 3 month time limit for back pay!! I live in MN and the problem with getting my parents income is my mom and dad both have new jobs, but my dad was laid off his old job so how the hell am I supposed to get his stop work form filled out by a company that no longer exists!?! I can't get on anything unless I have their income!! Even tho' I'm 4 months pregnant!! This is so f***'d up!!""

Car Insurance in California?

Anyone know a good low cost auto insurance company in California? Someone w/ a suspended licsence that is now released?

Question about state health insurance in georgia?

Im moving from Massachusetts to Georgia in march. My work doesn't offer insurance so we are on commonwealth care. Its state insurance. Im trying to find out if there is state insurance in ga as well iv got children and need insurance for them. Im not sure if the job im taking will offer some but in the mean time I need something. Can someone tell me if they have state health insurance or some type of low cost for low income? Thanks.

CAR INSURANCE FOR A 16 YEAR OLD?

would it be more expensive for car insurance for a brand new car or a used car.

How much will insurance cost per year for a scooter/moped?

I am 17 and would like to know roughly how much insurance would be for a basic 125cc moped/scooter

How much would insurance on a Mercedes C230 cost?

2008

Affordable health insurance?

What are some affordable Health Insurance Options in NYC for Latin American father and his child to be? My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?""

US Maternity Health Insurance?

Hi, I am looking forward to give birth in America so I need to know what kind of Maternity International Health Insurance I need since I am not an US citizen. I need a 1 to 6 months insurance. Can you provide some Companies' names or more info please? Or an approximated price? Thanks.""

I'm moving out of state - do I have to change auto insurance companies?

Explanation - I went through a local auto insurance company called ABC Insurance (not the real name, btw). They got me the lowest rate through XYZ Insurance, out of a different state. I'm moving out of state in a few weeks. Do I have to worry about finding a new insurance company if the one I pay my bill to is out of state anyway? After the move, I will actually be physically closer to that company... but still out of state. I never deal with ABC anyway. It's like they are just the go-between that found me that company.""

Why is car insurance so expensive in the UK!?

So i'm not driving yet, only applied for a provisional, i'm age 21, But I thought why not try and figure out how much my insurance will be once i've passed and buy a car at roughly 1000, so I filled in all the details as accurate as possible on the compare websites and the cheapest yearly insurance price was 2500! How the hell am I suppose to afford this, am I doing something wrong haha :L""

Anybody got a guess for what it could cost to get insurance on a 95 mustang in ny?

Just tryin to see if anyone has a idea of the cost

What affordable health insurance would you recommend for my uninsured 21 year old daughter?

She works full time but her employer charges an outrageous amount of money for health insurance. I know there are many many young people who don't have health insurance, mostly because of the cost of high insurance premiums. But my daughter really needs it cause she has some health issues that will stay with her for a lifetime.""

I don't know what to do with my auto insurance coverage... can someone help me??

I got a new auto insurance last November and it expires end of May. I paid $320 for 6 months. The rate was higher due to a moving violation. Well, the violation is off my record now.... and when I got a quote today with another insurance company, it was $150 for 6 months. So would it be cheaper for me to cancel my current coverage ($50 early cancellation applies) and get the new coverage? Or just keep the current coverage and apply again in June?""

Best Health Insurance For Self Employed?

I really need help finding a good health insurance option. I started my own company in 2009 and have kept it active and grew it slowly ever since. I was, until recently, employed at a large bank where I had good health and dental benefits. I recently left the job to take my business full time and scale it up. I am doing that full time now and it's been about a month since I left my job. I elected to keep my dental insurance through COBRA, because it will only cost me about $23/month. However, to keep my health insurance through COBRA would cost me almost $500/month and I felt that was too much. I have read all the paperwork and believe that I can still elect COBRA for my health insurance for about another month. They give you 60 days from your last day. However, I believe there has to be a better/more affordable option. I am 26 years old and healthy, but God forbid anything ever happened, I want to be covered. Also, if my girlfriend ever got pregnant and I had a child, I would want to be able to sleep at night knowing that I have the health insurance for this. What are my options here? Are there good companies out there that are more affordable than the $450+/month I would have to pay if I kept the United Healthcare plan that I had at my previous job? All advice is appreciated. Thanks!""

""Insurance quesion, help!?

Cash value life insurance is more expensive than term insurance because a. it is usually sold to older people who have higher mortality. b. higher rates of interest are earned on term policy investments. c. whole life is subject to adverse selection. d. the whole life contracts include both a protection element and a savings or investment element. e. none of the above. Is this one C? Past efforts to address the growing imbalance between tax-paying workers and social security beneficiaries have included a. increasing the social security (FICA) tax rate. b. increasing the maximum income subject to the social security tax. c. increasing the normal retirement age. d. taxing part of social security benefits. e. all of the above. This one E? The Consolidated Omnibus Budget Reconciliation Act (COBRA) contains provisions that a. allow continuation of group health insurance by employees and certain dependents upon the occurrence of designated events. b. apply to all employers offering group health insurance to employees. c. require an employer to pay the cost of continuing former employees' health insurance for up to 36 months. d. allows terminated employees to continue their group health insurance for up to 36 months. e. all of the above. This one E?

Where do insurance proceeds go on a 1041 estate tax return?

Lady died in a tornado. House was destroyed and personal belongings. She got 200K in insurance proceeds, which will be distributed to her 2 kids equally. Where does this $ go on the 1041 estate tax return? Secondly

Car insurance help needed ASAP thanks.?

Ok. My father has his own jeep insured in his own name.He has owned the jeep since 2005 and he still has it this day.He has a 9 year no claims bonus on it.He is insured with FBD insurance.His insurance is commercial. Now I have my own car which was only bought recently but I put my car in my fathers name.Now the reason been is because im trying to get my insurance cheaper.Now I dont want any comments saying that its insurance fraud because every one is broke now and trying to get things cheaper just like myself here.Now what I was thinking if I were to go with a differant car insurance company than his and if he were to go as main driver and me as named could he say that he uses the jeep for commercial use and the car for private use? If that works can he put his 9 year no claims bonus on my car which is in his name so ill just say he owns it for now one.So can he put his 9 year no claims bonus on my car aswel as his own jeep aswel.Because if that worked I would get mine really cheap?So if that would work,I know that if i were in an accident his no claims bonus would be gone but my father trusts me to be a carefull driver. I only want proper answers to my question and thanks very much for the help and it will be much appreciated for it.I live in Ireland aswel ok....Thanks very much.""

Any affordable health insurance for children in TX?

Any affordable health insurance for children in TX?

How much would these cars cost to run per month?

renault clio 1.2... citron Saxo.... corsa (old) including tax , m.o.t and insurance and watever you have to pay for :) x""

Do i need to get car insurance or licsence plate?

So me nd my fiance live in phoenix az and we're planning to move back to bakersfield ca! Were driving a uhaul back and pulling our car, and our car doesn't have no car insurance or plates, do I need to get those things even tho were pulling our car? Its not that iam to lazy to get those things, it will jus save us money!""

What to do about insurance?

Is there any way to find insurance that covers a pregnancy? (after you have been pregnant) Even if it is a pre-existing condition, is there an extra amount of money we can pay? I have been using my college's insurance plan for the past 2 years. It is now summer and I no longer have insurance. Unfortunatey my due date is before the fall semester starts so I can't renew it until after the baby is delivered. We thought I would be able to just get onto my husbands plan but they wont cover the insurance AT ALL because he signed some waver years ago (before we were married) saying if he were to get married the insurance doesn't have to cover his wife. (It didn't bother him at the time since he didn't know he would be getting married... he has had the same insurance for nearly 5 years now and he forgot all about it) What should we do? I don't mind finding an insurnace that makes me pay a high premium so they would cover my pregnancy. I just don't know how insurance works!""

Insurance question: Uninsured car in accident?

My son (17) had permission to drive his uncle's car to the store when he was staying at his house. My son is in an accident and the car is totaled. I now find out his uncle does not have insurance on the car. Am I responsible for replacing the car? Does his uncle have any liability at all? I have full coverage on my cars. Will my insurance kick in at any point?

affordable insurance columbus ohio

affordable insurance columbus ohio

https://www.linkedin.com/pulse/mobile-home-insurance-quotes-sc-harry-escobar/"

[tresad340725-blog]

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After hearing the condition, I immediately knew this applied to me. My interactions with people have revealed me that I am actually viewed to become considerable amounts of factors apart from exactly what I actually am actually, an immigrant from Mexican source in the U.S. This has produced some intriguing encounters and has actually made me want I held a book with the record of my country in any way attend situation an individual miracles why I do not comply with the picture of the stereotyped Mexican. In conditions where the Earless person is familiar along with the conversation or even the sound speaker is actually effortlessly predictable (such as at a check out stand) understanding increases to 60%, but that's still nearly each word missing out on coming from the swap. I have actually tried to retweet a few from the articles I've seen dissecting the problem in support, but personally I am actually horrified to become doxxed for even inputting the words "Player Gate." I have actually possessed hunters and restricting purchases provided previously, I have possessed folks turn up on my front door when my personal info was actually TOUGH in order to get. You may review just how you would route your energies if you understood that your designated attend this life were actually finite - which, naturally, this is. If that designated time were actually to finish tonight, you may demonstrate on exactly what you would regret not having done or achieved.

[dust-and-water]

TeacherTalkTime is the manifestation of something I’ve been hoping and trying to do for quite some time now. You might have seen me promoting it in advance a few weeks ago, but if you missed that, the basic concept is to have a forum where teachers could come together and discuss interesting topics related to education, teaching and learning while sharing their difficulties, solutions and ideas. I have tried setting up things like this online and amongst my own faculties at several institutions to varying effect, but earlier this month, I tried for the first time to make it a personal, social community, and I was delighted by the results.

Recap of the Inaugural Meeting

The first TeacherTalkTime was held on Saturday, 13th May at Gandaria City, South Jakarta. A total of nine educators were in attendance, seven who currently teach regularly in schools or language centres, one who works in the field of publishing educational materials and myself, a private teacher and teacher trainer. Four of us were expatriate teachers from a range of countries with the other five being local Indonesian teachers. This variety of backgrounds brought some wonderful colour to the discussions, each person having quite a distinct set of experiences and influences to his or her teaching career.

The meeting was based primarily around an article that I had posted on this blog previously about learner autonomy. I briefly introduced my article and then invited the rest of the group to ask me any questions they might have or comment on my views before allowing the conversation to develop more freely around the general topic of increasing learner autonomy.

Here I’ll briefly outline some of the interesting points that were raised and discussed:

Institution Rules and Regulations 

A theme that ran throughout much of the discussion was the problem of the rules and regulations that many teachers face, imposed either by their institutions or by the government curriculum. Indeed, this can often pose some overbearing limitations, and it is a counter I confront in many of my training programmes.

At TeacherTalkTime I we heard about a number of different instances of such regulations, including those faced at national schools, private language centres and even international schools. We each went on to share our experiences and ideas for overcoming or circumnavigating such limitations to best provide for our students.

Student Choice

One of the members raised the idea of offering the students choices in their learning. This happens to be a subject I have recently developed an interest in, reading articles and papers about it where I can find them, but it is not something I have really experimented with in any meaningful way in my classrooms yet, excepting small private classes.

Zuzana told us about how she sometimes prepares multiple materials for students to choose between, allowing them to select, for example, the reading materials they find most interesting or the activities they find most engaging, but planning them in such a way that the same language points can be learned through either approach. We went on as a group to think about the possibilities of doing this on a larger scale, planning lessons and structuring syllabi with student input.

Classroom Culture

Classroom culture, which I recently wrote about here, is basically my response to any references to student behaviour. We heard several examples of how student behaviour or attitude can get in the way of good teaching and attempts at increasing autonomy. On the whole we agreed that these problems usually have a root cause that needs to be identified and remedied in order to really improve the classroom situation. We also agreed that making changes to the classroom culture in this way can take a significant amount of time and that they key to success is often perseverance.

Time Constraints

Another thing that came up that I have recently written about is the matter of time. Many of the solutions and ideas offered up during the meeting were based upon taking the time to implement certain practices in the classroom and effecting positive change to the students and the institution over time. However, several of the teachers present told of how they find themselves in situations where time is not on their side, either because of the short lessons that they teach or the short span of their courses.

Unfortunately, we were not able to come up with any solid solution here, because we all agree that genuine learning does indeed require time—the longer the better, it seems. Ultimately, I expressed my opinion that we should always simply do as much as we possibly can in whatever situation we find ourselves and hope to have some effect. Beyond this, though, we also agreed that if we could focus in the classroom more on instilling the right attitudes and approaches to learning, then perhaps our students could go on to take better control of their learning outside of the classroom, thus having a greater, longer lasting effect than we might be able to achieve directly.

If anybody has anything to add to any of these topics, be it your own experience or a suggested solution, please leave your comments below. The TeacherTalk Community is all about hearing from as many different perspectives as possible, so your voice is invaluable.

Upcoming TeacherTalkTime II

I am very pleased to say that the members of this inaugural meeting are keen to meet again and discuss a new topic, so if you think this sounds like something you’d be interested in, please get in touch as soon as possible to sign up and join the Teacher Talk Community.

So far, we’ve provisionally decided that the next meeting will take place somewhere in Jakarta on Sunday, 18 June, but no precise venue has thus far been set. In the next week or so, we’ll aim to finalise the location and the topic of discussion, but you can sign up to join us at any time by commenting below this article or by contacting me directly at the following:

email: karl.millsom@me.com

Whatsapp: 087884964582

A Recap of the Inaugural TeacherTalkTime TeacherTalkTime is the manifestation of something I’ve been hoping and trying to do for quite some time now.

[click2watch]

I Got the Mark of the Beast – And It Will Hold My Bitcoin

“What happens when you need an MRI?”

Someone answers for me: “You die an excruciating death… Actually, they remove them painfully quickly or the machine does.”

I’m sure these paranoid, exaggerated remarks didn’t help as I sat down at the folding table in front of a large man with a 14-gauge needle. I was sweating through my shirt.

“Are you gonna pass out?” he asks.

“I don’t think so.”

It’s literally right on my face – in the form of a septum piercing – that I’m pretty familiar with needles.

“Three, two and one,” the man with the needle said as he pushed it into the squishy part of my left hand, between my thumb and index finger.

It was all of one second of pain, and then it was over. I hardly even bled.

And just like that, I was now officially a cyborg.

So, what the hell am I doing here? Well several years ago, in 2014, I stumbled on this guy, Martijn Wismeijer, aka Mr. Bitcoin, who had gotten a microchip implant that he then programmed to hold his cryptocurrency.

I doubt I really knew much about the transhumanism movement back then, but I have always been fascinated with robots and the idea of melding robots into humans or vice versa. This seemed right up my alley, as even back then, I was basically covering crypto full-time, so I started reaching out but communication eventually dropped off and it was all but forgotten.

Until this January, when Bryan Bishop, the Bitcoin Core developer that’s known for his tremendously fast typing and in turn his transcriptions of conferences, mentioned BDYHAX to me. “There’s a lot of transhumanists in the bitcoin community,” he said.

But the conference’s agenda had already piqued my interest – “Implantable Tech Area.”

I’m there.

Freedom of…

Bishop’s right – at least anecdotally, that there’s an overlap between the body hackers and the bitcoiners. Transhumanism does, in fact, link them. Bitcoin pioneer Hal Finney seems to have been one, since he cryogenically froze his body, hoping that sometime in the future he might be able to be resuscitated.

It probably doesn’t come as much of a surprise that folks that believe technology can create a better future as it relates to money, payments, shit just about everything, would think that technology can also make humans themselves better.

Take Bishop’s recently revealed designer baby venture.

Funded with his bitcoin savings, Bishop’s project, recently written about in MIT Technology Review, looks to allow parents to genetically engineer their babies to have features like muscles without ever picking up a dumbbell or enhanced memory.

If that sentence sounds weird – almost like adding apps to your smartphone – it’s because it kinda is. There’s mounting criticism and concern over the practice, especially after a Chinese biophysicist named He Jiankui claimed he’d made the first genetically edited babies.

If you give your imagination even a tiny bit of wiggle room, you can see why.

Do parents have the right to choose how their children look and act? This can’t be a cheap procedure; will everyone be able to edit their children to be smarter or will it only be the rich that benefit? Will we lose some humanity if everyone edit’s themselves for the flavor of the week?

Yet for all those dystopian futures (that I very much see and worry about), ultimately some of this could no doubt be beneficial and save hundreds of thousands, maybe even millions of lives.

For instance, one of Bishop’s first examples – something we talked about in the Fall last year – was making humans resistant to HIV.

Future humans will think we’re barbaric if we resist this kind of medical achievement.

While I’m not so interested, and even slightly disturbed, by genetic beauty enhancements such as muscles or blue eyes, I worry these concerns could push this type of biohacking into the shadows.

And that’s a shame.

Bodies and money

We’ve seen a similar thing happen in the cryptocurrency space.

There are hacks, scams, fucking idiots and all sorts of bad things lurking in the blockchain scene, and typically that’s made many turn up their noses to the whole industry. They lump it all together and mark it “useless,” “nefarious,” “shit.”

And I get it. I look around the crypto industry, after being here for six years, and see rot. I see individuals who only want to make quick money at the expense of others; I see companies touting their disrupting finance but actually enstating the same, arbitrary, discriminatory rules as legacy banks.

Where the fuck did the ethos go?

I’ll tell you. It might be hard to see through all the “sky is falling” – or during a hype cycle all the glitz of free money – but it’s in Venezuela, helping people literally starving because of their corrupt government, hold onto some value. It’s in the lightning torch, hopping all around the world, showing people the power of a stateless digital currency.

And because those instances exist, I’ll take some of the bullshit.

Because that’s what I’m here for – an alternative to the systems that were created without my input and sometimes do not work for – to be more clear, work against – me and other individuals.

“We’re all already attuned to this, we want freedom, we don’t want to be told what we can and can’t do with our bodies, what we can or can’t put into our bodies, and people don’t want to be told what they can and can’t do with their money,” Chad Creighton, a vice president at blockchain development consultancy BlockSaw, who was at BDYHAX, said.

While our bodies and our money could seem like apples and oranges, they’re really not. Because what we can do with our bodies is directly determined by what we can do with our money.

Case in point, for some in the biohacking space, healthcare is too costly and big pharma, insurance providers, even doctors are working against the people, the individuals who need care. For cryptocurrency aficionados, the great monolithic entity to disrupt is the Federal Reserve, state monetary policy, the banks.

There’s an overlapping “distrust of formal institutions,” Bishop told me. “They have gotten so large and bureaucratic, it’s sometimes more practical to go your own way and see what you can get done. Even more specifically, some people see certain regulations directly interfering with people’s right to live.”

He gives the example of a DIY biohacker figuring out a way to make insulin cheaper and then offering that to diabetics, which would be technically illegal.

As with all these anarchist attempts, Don Andres Ochoa, a biotechnologist and data scientist speaking at the event, gave the best rallying cry:

“Fuck it, let’s fix the problem ourselves.”

Scared of needles?

These two fields of research “are not directly useful to each other, but there’s a common source of inspiration,” Bishop said.

And they do mix together at a certain point. For instance, because of the controversy surrounding designer babies today, Bishop is cognizant that cryptography-backed privacy tech will likely play some role – if nothing else, at least as it relates to anonymous payments for the service.

Still, all this stuff seems outrageous to the majority of people.

“Right now, the idea or concept of body hacking is literally bleeding edge (ha),” said Amal Graafstra, the founder and CEO of VivoKey, the maker of the implant I got.

With implants, as with cryptocurrency, “the overlap is directly related to people’s sense of adventure,” he continued.

Case in point, Jerrah Cameron, a Denver-based programmer, who stumbled upon the body hacking scene only about a month ago and already has three implants – two small chips and this larger NFC chip, for which he had a gnarly one-inch slice on the side of his right hand.

For the novelty these devices provide so far – I currently have my chip programmed to take an NFC-enabled phone to my “receive bitcoin” QR code, making it fast and easy for someone to send me a tip – most people won’t want to get poked, he said.

That’s why he’s working on an application that would allow the chips to be used as payment mechanisms, housing first the tokens needed for apps like Apple Pay, Google Pay or Venmo, and then in the future even cryptocurrencies.

And VivoKey is also working on something similar.

In a week or so, Graafstra and his team plan on releasing an API that can allow developers to program one of their chips (yes, the one I have! squee) to act as an authenticator key. With this, users should be able to request that their chip be tapped to verify any send or transfer of crypto within a wallet.

“The idea was to develop a completely autonomous secure element under the skin,” Graafstra told CoinDesk.

And the company also offers a chip (not the one I have) that can actually complete key generation and the signing of a transaction all within the chip. That’s currently in private beta and requires quite a lot of programming to make it all work, so it’s not ready for mainstream use yet.

So for now, my hand isn’t worth any more than it was when I was just a boring old human (although it has facilitated $2 worth of bitcoin).

Implant procedure images via Bailey Reutzel for CoinDesk

This news post is collected from CoinDesk

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The post I Got the Mark of the Beast – And It Will Hold My Bitcoin appeared first on Click 2 Watch.

More Details Here → https://click2.watch/i-got-the-mark-of-the-beast-and-it-will-hold-my-bitcoin-2

[click2watch]

I Got the Mark of the Beast – And It Will Hold My Bitcoin

“What happens when you need an MRI?”

Someone answers for me: “You die an excruciating death… Actually, they remove them painfully quickly or the machine does.”

I’m sure these paranoid, exaggerated remarks didn’t help as I sat down at the folding table in front of a large man with a 14-gauge needle. I was sweating through my shirt.

“Are you gonna pass out?” he asks.

“I don’t think so.”

It’s literally right on my face – in the form of a septum piercing – that I’m pretty familiar with needles.

“Three, two and one,” the man with the needle said as he pushed it into the squishy part of my left hand, between my thumb and index finger.

It was all of one second of pain, and then it was over. I hardly even bled.

And just like that, I was now officially a cyborg.

So, what the hell am I doing here? Well several years ago, in 2014, I stumbled on this guy, Martijn Wismeijer, aka Mr. Bitcoin, who had gotten a microchip implant that he then programmed to hold his cryptocurrency.

I doubt I really knew much about the transhumanism movement back then, but I have always been fascinated with robots and the idea of melding robots into humans or vice versa. This seemed right up my alley, as even back then, I was basically covering crypto full-time, so I started reaching out but communication eventually dropped off and it was all but forgotten.

Until this January, when Bryan Bishop, the Bitcoin Core developer that’s known for his tremendously fast typing and in turn his transcriptions of conferences, mentioned BDYHAX to me. “There’s a lot of transhumanists in the bitcoin community,” he said.

But the conference’s agenda had already piqued my interest – “Implantable Tech Area.”

I’m there.

Freedom of…

Bishop’s right – at least anecdotally, that there’s an overlap between the body hackers and the bitcoiners. Transhumanism does, in fact, link them. Bitcoin pioneer Hal Finney seems to have been one, since he cryogenically froze his body, hoping that sometime in the future he might be able to be resuscitated.

It probably doesn’t come as much of a surprise that folks that believe technology can create a better future as it relates to money, payments, shit just about everything, would think that technology can also make humans themselves better.

Take Bishop’s recently revealed designer baby venture.

Funded with his bitcoin savings, Bishop’s project, recently written about in MIT Technology Review, looks to allow parents to genetically engineer their babies to have features like muscles without ever picking up a dumbbell or enhanced memory.

If that sentence sounds weird – almost like adding apps to your smartphone – it’s because it kinda is. There’s mounting criticism and concern over the practice, especially after a Chinese biophysicist named He Jiankui claimed he’d made the first genetically edited babies.

If you give your imagination even a tiny bit of wiggle room, you can see why.

Do parents have the right to choose how their children look and act? This can’t be a cheap procedure; will everyone be able to edit their children to be smarter or will it only be the rich that benefit? Will we lose some humanity if everyone edit’s themselves for the flavor of the week?

Yet for all those dystopian futures (that I very much see and worry about), ultimately some of this could no doubt be beneficial and save hundreds of thousands, maybe even millions of lives.

For instance, one of Bishop’s first examples – something we talked about in the Fall last year – was making humans resistant to HIV.

Future humans will think we’re barbaric if we resist this kind of medical achievement.

While I’m not so interested, and even slightly disturbed, by genetic beauty enhancements such as muscles or blue eyes, I worry these concerns could push this type of biohacking into the shadows.

And that’s a shame.

Bodies and money

We’ve seen a similar thing happen in the cryptocurrency space.

There are hacks, scams, fucking idiots and all sorts of bad things lurking in the blockchain scene, and typically that’s made many turn up their noses to the whole industry. They lump it all together and mark it “useless,” “nefarious,” “shit.”

And I get it. I look around the crypto industry, after being here for six years, and see rot. I see individuals who only want to make quick money at the expense of others; I see companies touting their disrupting finance but actually enstating the same, arbitrary, discriminatory rules as legacy banks.

Where the fuck did the ethos go?

I’ll tell you. It might be hard to see through all the “sky is falling” – or during a hype cycle all the glitz of free money – but it’s in Venezuela, helping people literally starving because of their corrupt government, hold onto some value. It’s in the lightning torch, hopping all around the world, showing people the power of a stateless digital currency.

And because those instances exist, I’ll take some of the bullshit.

Because that’s what I’m here for – an alternative to the systems that were created without my input and sometimes do not work for – to be more clear, work against – me and other individuals.

“We’re all already attuned to this, we want freedom, we don’t want to be told what we can and can’t do with our bodies, what we can or can’t put into our bodies, and people don’t want to be told what they can and can’t do with their money,” Chad Creighton, a vice president at blockchain development consultancy BlockSaw, who was at BDYHAX, said.

While our bodies and our money could seem like apples and oranges, they’re really not. Because what we can do with our bodies is directly determined by what we can do with our money.

Case in point, for some in the biohacking space, healthcare is too costly and big pharma, insurance providers, even doctors are working against the people, the individuals who need care. For cryptocurrency aficionados, the great monolithic entity to disrupt is the Federal Reserve, state monetary policy, the banks.

There’s an overlapping “distrust of formal institutions,” Bishop told me. “They have gotten so large and bureaucratic, it’s sometimes more practical to go your own way and see what you can get done. Even more specifically, some people see certain regulations directly interfering with people’s right to live.”

He gives the example of a DIY biohacker figuring out a way to make insulin cheaper and then offering that to diabetics, which would be technically illegal.

As with all these anarchist attempts, Don Andres Ochoa, a biotechnologist and data scientist speaking at the event, gave the best rallying cry:

“Fuck it, let’s fix the problem ourselves.”

Scared of needles?

These two fields of research “are not directly useful to each other, but there’s a common source of inspiration,” Bishop said.

And they do mix together at a certain point. For instance, because of the controversy surrounding designer babies today, Bishop is cognizant that cryptography-backed privacy tech will likely play some role – if nothing else, at least as it relates to anonymous payments for the service.

Still, all this stuff seems outrageous to the majority of people.

“Right now, the idea or concept of body hacking is literally bleeding edge (ha),” said Amal Graafstra, the founder and CEO of VivoKey, the maker of the implant I got.

With implants, as with cryptocurrency, “the overlap is directly related to people’s sense of adventure,” he continued.

Case in point, Jerrah Cameron, a Denver-based programmer, who stumbled upon the body hacking scene only about a month ago and already has three implants – two small chips and this larger NFC chip, for which he had a gnarly one-inch slice on the side of his right hand.

For the novelty these devices provide so far – I currently have my chip programmed to take an NFC-enabled phone to my “receive bitcoin” QR code, making it fast and easy for someone to send me a tip – most people won’t want to get poked, he said.

That’s why he’s working on an application that would allow the chips to be used as payment mechanisms, housing first the tokens needed for apps like Apple Pay, Google Pay or Venmo, and then in the future even cryptocurrencies.

And VivoKey is also working on something similar.

In a week or so, Graafstra and his team plan on releasing an API that can allow developers to program one of their chips (yes, the one I have! squee) to act as an authenticator key. With this, users should be able to request that their chip be tapped to verify any send or transfer of crypto within a wallet.

“The idea was to develop a completely autonomous secure element under the skin,” Graafstra told CoinDesk.

And the company also offers a chip (not the one I have) that can actually complete key generation and the signing of a transaction all within the chip. That’s currently in private beta and requires quite a lot of programming to make it all work, so it’s not ready for mainstream use yet.

So for now, my hand isn’t worth any more than it was when I was just a boring old human (although it has facilitated $2 worth of bitcoin).

Implant procedure images via Bailey Reutzel for CoinDesk

This news post is collected from CoinDesk

Recommended Read

Editor choice

BinBot Pro – Safest & Highly Recommended Binary Options Auto Trading Robot

Do you live in a country like USA or Canada where using automated trading systems is a problem? If you do then now we ...

9.5

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Read full review

The post I Got the Mark of the Beast – And It Will Hold My Bitcoin appeared first on Click 2 Watch.

More Details Here → https://click2.watch/i-got-the-mark-of-the-beast-and-it-will-hold-my-bitcoin