#send activation email with php

[furiouszealot]

I want to make an addendum to further clarify some stuff since i keep seeing the same questions and misinformation posted:

What about the accounts? There are no accounts on 4chan. The closest thing to that are the e-mail based verification system and the 4chan pass, both of which ill explain after the read more to keep compactness.

What about the feds? There were no feds. I am as heartbroken by this reveal as you are, but 4chan moderation had no feds amongst them. Can't say the site wasn't being surveilled to some degree, but that's just standard at this point.

What else did the hacker do? Nothing. The servers were taken down by 4chan team to prevent further tampering. A supossedly leaked mail from one of the main mods said that they were working on the website and all of the moderation members passwords to access the backend were being changed.

About the exploit? After some reading and a helpful reblog on the first post, the exploit used was reverse shell powerscript, which has been present since php 5.5, and since about 2013. Take in consideration that the current php version is 8.7

Anything else? Some stuff. Apparently there was some sharty spam on here after the first day, but i think they've already got bored? Also i forgot to mention /qa/ got axed from 4chan originally because one day they decided to raid /lgbt/, ironic. /ghost/ is still going strong, although people started to flock little by little, so activity died down ever so slightly.

Now, i'll get some inane babble out of my system bellow, and will add some responses i got from anons to provide further commentary. Keep in mind this will be updated every now and then. Also I'm still open to replies if you want to tell me something about your experience as an anon.

About the verification system - The verification system was implemented sometime last year yo prevent spamming or ban evading, it boils down to a captcha that makes you wait 15 minutes before posting to verify your session, either that or provide a mail to which a verification link would be send, and you're free to post from there. 4chan pass is similar in the sense that you have to associate an email address, but neither of these were compromised. Mails used to verify are hashed, payment methods are processed through a third party, and neither of them were leaked by the hacker, since it wasn't in their interest to compromise users.

As for the images. I'll keep any names out to preserve anonimity, which seems fitting regardless.

To help understand:

/a/ - Anime & Manga

/k/ - Weapons

/tg/ - Tabletop games

/mlp/ - take a wild guess

/qst/ - Quests

/s4s/ - Shit 4chan Says (I have no fucking clue what "Jack Rusell" threads are)

/vt/ - Vtubers

/ck/ - Cooking

/vg/ - Videogame Generals /u/ - Yuri

Can't vouch on /vt/ being shit, since I lurked mostly /co/ and /vg/, but I believe it regardless. I'm posting this because I want to insist on what I said before: the bigger communities migrated to other chans, there we're already 4channers in here, a portion stayed on /ghost/, smaller sites are struggling to keep up with the bigger influx of people. I predict things will stay like this until we have actual news on 4chan status.

On a personal note, the funniest thing that has been unearthed from /j/ is how much janitors seemed to loathe the dragon ball threads.

There are A LOT of posts like these, but this is one of the reuploads that made me laugh the most. Bejitabros stay winning.

Can't think of anything else worth adding, if something of value comes up, it will be added bellow this point.

Also I know i wrote below instead of bellow on my first post. Bite me.

Post script notes:

I want to rectify the thing about /ghost/ going strong. Theres some guy accusing everyone of being some dude he has a vendetta against since 2013, and has turned the entire thread into a troll fest with his mere pressence.

2 million Israeli posters - You may have seen an image going around that claims that Israelis were leaked to be the number 1 posters on /pol/. While the image is real, it's extremely old, and it was common practice on /pol/ to put the Israel flag just to shitpost.

As for more Anon commentary:

People that say that "nothing of value was lost" really don't know jack shit about internet culture. 4chan (specifically /x/) was the origin place of SCP, the Backrooms and creepypastas as a whole, and the videogame boards made katawa shoujo, among other things. Acting like it was only a honeypot for schizos and extremist ideologies is being reductionist as fuck. Most people that post there just want to discuss their hobbies and stay in a format more comfortable than most social media, without an algorithm forcefeeding you literal trash designed to destroy your attention span just to get you to watch more ads. Pretending Anons are irredeemable monsters just because they posted on a mongolian basket weaving forum about what cartoon they watched, what game they played, or what clearly inedible food they ate, is detrimental to the already decaying evniroment of the internet. Don't celebrate when other people's spaces get shut down.

Also, a tool to track activity on altchans was made, so I guess this facilitates my predictions about where the traffic is going - https://eylenburg.github.io/altchans.htm

As of 24/04 (no im not putting the month before the day) an ETA was given that the site would be up as read only on late sunday or early monday. Edit: nevermind its back up lol

If you followed me because you expect more posts like this, abandon all hope. I post mainly about homestuck, lmao.

All right, I know no one gives a shit, but let me give you a recounting of the fall of 4chan from the perspective of someone who was there and has been lurking both 4chan and tumblr for a few years now.

I'll try to provide as much context as I can, but a lot of images were either lost or im too lazy to look for them in the +5000 reply thread in soyjak party.

Anyways, info below:

So, necessary context: a few years back, 4chan had a board called /qa/, which if you know little about the page, you may think every board is like /b/ or /pol/, which means a containment cess pool of grifters, (you) baiters, incels, and other deranged individuals. The thing is, /qa/ was somehow worse. The entire board was plagued and infested with soyjack edits, board culture was a nuclear disaster, anons were incredibly hostile in there, you know the drill, the big bad 4chan, but this time its actually true.

One day, moderation deleted /qa/, anons that posted there got mad, tried to raid other boards, failed, and then moved on to an altchan called soyjack party, which entire purpose you can guess from its name alone.

Apparently, the boards that allow pdf uploads (paper and origami, for example) didn't check if the uploaded file was actually a pdf file, so postscript files could be used to get access. This is as far as my understanding of web backend goes, sorry.

The hacker claims to have been working on this since 2021, and that he had access since about a year ago, but was recopilating data.

Now, what actually happened when the hack ocurred? Well, a banner of miku dancing with a song that played automatically was placed on top of every board, with the text "/QA/ IS BACK", this was possible because apparently no board was ever deleted, they were just hidden from the public.

A thread was then made on soyjack party, claiming authorship over the hack, and shit went south from there. Anons went en masse to talk there, a lot of weird discussion happened, the thread got the bump limit removed and got pinned, more than 5k posts were amassed on the first night alone. Keep in mind this happened at about 8 pm and most of the stuff went on through midnight.

So, the hacker leaked some things, first of all, the html files for the entirety of /j/ and the email address for every moderation member (important note: the pressence of .gov mails was disproven by the hacker themselves, so i guess there were never any feds), what is /j/? the board exclusive for jannies and moderators to discuss actions taken on the website regarding spam, ban evaders, threads spiraling out of control, etc. Among other things, some of the inner workings of 4chan got revealed, such as the web extension for jannies that allows them to do their job easily, how reports are handled, and other stuff. (Anecdotically, some guy got permabanned for calling anons jews or n-words over a 100 times in the same few threads)

Then, the source code got leaked. Important to say, the hacker removed the part of the source code related to the captcha, as to not facilitate bot attacks on the future, and all information related to email verification or 4chan pass users information also got removed, so all in all users are safe.

What was found on the sourcecode? That it was old, mostly. Most boards used code that hasn't been updated since about 2016, and /flash/ used the exact same code from when it was created back on 2011.

From there, desuarchive, a site that archives threads that die from bump limit, opened a dragon ball general on ghost mode, and thus began what later got called /ghost/, a solely text based thread with well over 20k replies as of right now, where a fraction of the 4chan population took refuge and is currently discussing random things with no particular topic. Kinda hard to read, but its comfy.

What does this mean for other sites? Not a lot, really. A lot of anons already crossposted in 4chan and tumblr already, and the ones that din't most likely wont come here. Some of the bigger/most dedicated groups, like /vt/, migrated to other boards. Various altchans are trying/tried to catch some of the flock of users that got lost, but i doubt it will get anywhere, since soyjak party for example was struggling with just the influx of users that came for the hack thread given its poor infrastructure. Kiwifarms saw a surge of new accounts apparently, but a lot of anons kinda loathe the idea of having to register, so theres that.

Smaller communities, such as generals that didn't get a lot of traffic, or boards on the slower end (say, /ic/, /lit/, etc) will probably vanish or disseminate until (or if) 4chan comes back up. I'd say give it a month, don't get your hopes up whether you want it to stay dead or want it to come back.

Given how many anons are staying on places like /ghost/ or other similar archives with the same ghost posting feature, i doubt it will be as bad as people are making it sound. Besides, the communities that are most likely to migrate to places like tumblr are either /co/, /vg/ or /lgbt/ refugees, which aren't THAT bad. Not every board was like the main cesspools (/b/, /r9k/, /pol/). From now on, either 4chan comes back up in a few weeks (somewhere between 2 weeks to a month is expected), altchans capture the migrating anons, or a brand new imageboard rises from the ashes to become the new go-to site for old 4chan posters.

In conclusion, nothing ever happens, but also don't worry, chances are this won't affect tumblr in the slightest. If it does, you can cash in your "you were wrong" ticket whenever you want, i'll take the L. As a footnote, keep in mind: NO users were compromised, if you ever posted there and are worried for your safety, physical or digital, you are safe. Edit: Forgot to add, if you are a 4chan refugee, im BEGGING you to dm me and tell what board you were from and where are you migrating, if at all.

[nulledclubproblog]

Grow CRM Nulled Script 2.6

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[himanshu123]

Exploring Laravel’s Ecosystem: Top Tools and Packages You Should Use 

Laravel has become one of the most popular PHP frameworks due to its elegant syntax, robust features, and a thriving ecosystem. If you're working with Laravel or considering it for your next project, exploring its extensive range of tools and packages is crucial to optimizing your development process. A Laravel Development Company can help you unlock the full potential of Laravel by implementing these tools effectively. Whether you're building a small website or a complex web application, understanding the tools available within Laravel's ecosystem can significantly improve both the development speed and the performance of your project. 

The Laravel Ecosystem: A Treasure Trove of Tools 

Laravel is not just a framework; it’s an entire ecosystem with various tools and packages that simplify everything from authentication to deployment. Laravel’s ecosystem is known for its simplicity, scalability, and ability to integrate with a variety of technologies. It’s designed to streamline development, making it easier for developers to build web applications quickly and efficiently. 

One of the standout features of Laravel is Laravel Forge, a tool that simplifies server management, allowing developers to deploy applications with ease. Forge provides a robust solution for provisioning servers, configuring SSL, and monitoring server health. This tool eliminates the hassle of manual server management, enabling developers to focus on writing clean and efficient code. 

Top Laravel Tools and Packages to Boost Your Productivity 

Here are some essential tools and packages that you should consider when working with Laravel: 

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Nova is a beautifully designed administration panel for Laravel applications. It provides a clean and intuitive interface for managing the data in your application. Nova allows you to create custom dashboards, manage resources, and build complex relationships between different parts of your app. 

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When it comes to asset compilation, Laravel Mix simplifies front-end workflow. Mix provides a clean API for defining Webpack build steps for your Laravel application, making it easier to manage CSS, JavaScript, and other assets. 

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Spatie is a renowned company within the Laravel community that has created a wide array of useful packages. Some of their most popular packages include Laravel Permission for role-based access control, Laravel Media Library for handling file uploads, and Laravel Activitylog for tracking user activity. 

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[fromdevcom]

With continuous research and development of internet technology, its reach continues to increase worldwide on a daily basis. One issue that has been causing concern to individuals, as well as the corporate world, is the increasing malware attacks and cyber-security on computers that are connected to the internet. To combat this menace, one solution that is widely-known and effective is online malware scanners. There is plenty anti-virus software available for download, however,  we are trying to list the online only scanners. These scanners can help you identify security problems on your computer without downloading and installing the software locally.  Based on our research on the web, most of the below-listed software are not comprehensive to fix problems. This software list can help you identify the security issues related to malware, spyware, virus, trojans and worms on a various popular operating system including Windows, Linux, and Mac OSX.   The article lists the best online malware scanners. Bit Defender Based on in-the-cloud scanning technology, this online malware scanner, this technology detects the active malware on any computer in a minute. It is due to the fact that the main focus of this scanner is on the active e-threats and the detection process is performed by a remote server. Acunetix Vulnerability Scanner Working as a virtual security officer, this scanner technology scans a comprehensive website that has been integrated with web servers, web applications, and additional perimeter servers for any vulnerability. In addition, this online scanner also enables the viewer to fix it before the attack of the hackers on the weak IT infrastructure. Scan My Server This online malware scanner provides one of the most comprehensive reports of different security tests such as Cross Site Scripting, Blind SQL Injection, HTTP Header Injection, Source Disclosure, PHP Code Injection, SQL and Injection among the others. The site notifies the scan report to the user by email and sends the vulnerability summary. ESET This online malware scanner can be described as a comprehensive malware that detects unknown worms, viruses, phishing, spyware, Trojans and other types of internet threats and removes them effectively from the computers. In addition, it uses various browsers such as opera, Edge, Internet Explorer and Firefox among the others. Trend Micro Housecall This online scanner can be described mainly as on-demand antivirus software that identifies and removes unwanted browser plugins, worms, Trojans and viruses among the other malicious software. Some other features include smart feedback, smart scan, and review and restore files, enhanced scanning and vulnerability scans. SUCURI If you think that your website has been attacked by malware or contains malware in any form, all you have to do is to copy and paste your website URL on this site. The latest fingerprinting technology of this site enables the owner to scan, monitor, and clean up any malware that is the main reason of any malfunctioning. F-Secure Online Scanner If you are facing any malware problem, even if you have already installed a security software, this is the best choice for you. All you have to do is to click your mouse a couple of times and download this software. Completely free software, this online scanner has the capability to remove spyware and virus on the PC. SSL Server Test This is one of the best and free online services that offer a comprehensive analysis of any SSL web server configuration that is on the public internet. This online service uses the information given by the user only for providing the service and does not store it for further use. Quttera With this online malware scanner, the user can protect his website with a blacklisting check, malware detection, site clean-up services among the other tools for a trusted and safe website. This is due to the fact that this online scanner scans the website for phishTank, potentially suspicious files, malware domain list and safe browsing.

Detectify A seamless security service; this online malware scanner seamlessly integrates into the development process of a website and analyze it from the hacker’s perspective. Further, it also offers a comprehensive report about the latest vulnerability findings. Metadefender This online malware scanner offers various types of free online tools for small businesses such as heuristics, anti-malware engines, customized securities policies, and data sanitization tools in order to protect your company from known as well as unknown threats that arise from the internet. SiteGuarding A professional web security solution, the company offers a completely free and professional consultation from the engineers and security experts, and they offer information about how to protect the website from further internet attacks. The team also removes malware in a fast manner and tries to prevent future attacks. Web Inspector It is a fact that any website experiences many attacks on the daily basis, to combat this virus and malware attack, this website offers a regular and daily scanning to check whether there is any malware on the web pages. This step also prevents hackers from the distribution of the virus-infected software to the website visitors or customers. Acunetix From the company servers, this online malware scanner performs a comprehensive network and web security scan for the benefits of the customers. For this performance, the customers do not require to install or download the software. In addition, it provides all details and remains active for an unlimited time period. Asafa Web Now, you can scan your online website at the regular intervals through a daily or weekly scan by this online malware scanning website. The schedule that has been customized by you ensure that you are notified quickly if you are experiencing any issue with the internet virus or malware attack. Virus Total A subsidiary of Google, this website offers a comprehensive free service that analyzes the suspicious URLs and files as well as enables the identification of worms, viruses, Trojans as well as any other type of malicious content. In addition, this service is also used to detect false positives such as malicious content that pose as innocent files. Netsparker Cloud An online web application online malware scanner, this security scanner offers one of the most advanced scanning technologies across the world. This advanced technology includes the only desktop scanner that offers false positive free automated software that is offered to the customers for their benefit. Avira Analysis Of Suspicious Files And URLs This online malware scanner offers a free service that detects the malware and removes it from the file. If this malware is new, they update their signature datable and remove in from the file if it is possible. The site also offers the false positive option, from where you can get the second opinion about any file. UpGuard Web Scan If you want to check your website for any suspected malware attack on an immediate basis, all you have to do is to visit this website and paste your website URL for a comprehensive check-up on a quick basis. Tinfoil Security Investing in the data security is the top priority of any company and this company provides an affordable and comprehensive third-party security solution that thoroughly scans the company website. Further, it also identifies the venerable areas before your company website is hacked by malicious elements. Jotti Virus Scan A free service, the website of this organization enables the user to scan suspicious files with many anti-virus programs. As one time, the user can submit 5 files at one time. However, the size of the file is limited to 50 MB. The organization also shares the results with these anti-virus software companies so that their products should be improved. Nodistribute Malware Scan There are many online scanners in the market who offer free services, but also disturb your privacy by sharing the

results of your websites with the anti-virus software companies, even if it is for making improvement in their products. If you do not want to share the result of your website with anyone, this is the best site for you. ThreatExpert An advanced automated threat analysis system, the ATAS system has been designed for analysis and report the behavior of adware, Trojans, worms, computer viruses, and spyware among the others in an automated mode. FortiGuard If you suspect that you have downloaded a malicious program from the internet or there is a suspect file on your desktop or laptop computer, all you have to do is to visit this website and scan it online. The file would be searched on your computer and the server of the company would make a comprehensive check. You will get a confirmed email as a result to the provided email address. Comodo Cloud Antivirus This software offers various features such as auto-sandbox, virus monitoring, and behavior analysis technologies for the protection of your computer and database from any known or unknown malware from the internet. Free Virus Scan By McAfee An established player in anti-virus software market, this company offers the latest version of the free virus online scanner for the customers who require immediate security solution Panda Security An established company in the anti-virus software, it offers information and free diagnostic tool for the benefit of the customers. Protecting personal, professional or business database from any type of attacks such as the virus, worms or any other types of malicious elements has become an essential part of cyber-security. Hence, choosing an effective and budget-friendly anti-virus software or online malware scanner is quintessential for securing data and operating one's online business without hindrances. Article Updates Article Updated April 2019 : Minor changes, updated introduction section and udpated links.

[config-nilesh]

Laravel customized portal development services

Building Scalable Custom Portals with Laravel

Laravel is one of the most popular PHP frameworks, offering a clean and elegant syntax while providing powerful tools to develop scalable, custom portals. The key features that make Laravel particularly effective in building dynamic, flexible portals for diverse business needs include Eloquent ORM, Blade templating engine, and Laravel Mix.

Eloquent ORM is a beautiful and robust implementation of the ActiveRecord pattern in Laravel, making database interaction very simple. Developers need not write complicated SQL queries to interact with the database; they can use simple PHP syntax for the same purpose, ensuring the development process is efficient and free from errors. This is very helpful in developing scalable portals, where the user base and data can be managed very smoothly as the user base grows. With one-to-many, many-to-many, and polymorphic built-in relationships, Eloquent provides a smooth solution for complex data relationships.

Blade is Laravel's templating engine that helps make dynamic and reusable views by increasing efficiency. Blade is very easy to use and has powerful features like template inheritance, conditional statements, and loops, through which people can easily build robust and user-friendly front-end interfaces for their portals. This ability to organize and reuse layouts makes the development process faster and more manageable.

Laravel Mix is a wrapper around Webpack that makes the management of assets such as CSS, JavaScript, and images easier. The developer can compile, minify, and version assets to ensure that the portal performs well and is optimized for performance and scalability. As portals grow in complexity, using Laravel Mix ensures that the front-end assets are properly compiled and organized, contributing to faster load times and a smoother user experience.

Improving Security in Laravel-Based Portals

Security is a critical aspect when developing custom portals, especially as they handle sensitive user information and business data. Laravel offers a robust suite of built-in security features to safeguard your portals against various threats.

Authentication and Authorization are essential to ensure only authorized users can access certain areas of the portal. Laravel provides an out-of-the-box authentication system, including registration, login, password reset, and email verification. You can extend and customize this system based on specific business requirements.

Laravel's authorization feature permits you to control access to different parts of the portal using gates and policies. Gates provide the "closure-based" simple approach for determining if a user may perform a certain action, whereas policies are classes that group related authorization logic.

Encryption is handled automatically in Laravel. All sensitive data, including passwords, are securely encrypted using industry-standard algorithms. Laravel’s built-in support for bcrypt and Argon2 hashing algorithms ensures that even if the database is compromised, user passwords remain safe.

Third, it ensures protection against other common vulnerabilities, which include Cross-Site Scripting (XSS), Cross-Site Request Forgery (CSRF), and SQL injection attacks. CSRF is enabled by default in Laravel and generates a token for each active user session that validates requests as coming from the same domain. It automatically applies XSS protection through built-in escaping mechanisms in Blade views.

Integrating Third-Party APIs in Laravel Portals

Integration of third-party APIs in custom portals can be highly beneficial for their functionality. Whether it is a payment gateway, data synchronization, or social media integration, Laravel provides an easy and efficient way to integrate with external services.

Laravel's HTTP Client, based on Guzzle, provides a simple and expressive interface to make API requests. You can send GET, POST, PUT, and DELETE requests to external services, handle responses, and manage errors. Laravel makes it seamless to interact with RESTful APIs by handling JSON responses out of the box and offering methods to parse and manipulate data efficiently.

For example, integrating a payment gateway such as Stripe or PayPal is pretty easy with the help of tools from Laravel. Through setting routes and controllers for handling API requests, you will easily enable your users to carry out smooth transactions. This means the payment process is secure and reliable.

The Jobs and Queues feature of Laravel can also be used for managing API integrations that are asynchronous in nature. This will be helpful in case of data syncing or other tasks that might take time to process, keeping the portal responsive even during complex interactions.

In business solutions such as Config Infotech, the integration of APIs for data management or collaboration tools can optimize operations and improve the overall functionality of the portal, allowing businesses to stay competitive and agile.

In a nutshell, Laravel is a powerful framework that allows developers to build scalable, secure, and highly functional custom portals. With its built-in features such as Eloquent ORM, Blade templating, and Laravel Mix, developers can create portals that are not only efficient but also maintainable as the business grows. Its focus on security, combined with its flexibility to integrate third-party APIs, makes it a top choice for building robust, enterprise-level portals.

[configs4u]

Laravel customized portal development services

Laravel, one of the most widely-used PHP frameworks today, features an elegant syntax combined with a more powerful approach towards developing scalable and custom portals. The salient features of why Laravel has really been a particularly effective one while building dynamic yet flexible portals, catering to varying business needs are Eloquent ORM, Blade Templating Engine and Laravel Mix.

Eloquent ORM is such an elegant and powerful implementation of ActiveRecord in Laravel, making it easy to interact with databases. All complicated SQL queries are avoided by developers as they can relate to the database using simple PHP syntax that keeps the development process efficient and error-free. It is particularly helpful for constructing scalable portals because it can easily manage operations that might otherwise be complex when handling increasing user bases and data volumes. With one-to-many, many-to-many, and polymorphic relationships built in, Eloquent takes care of complex data relationships.

Blade is Laravel's templating engine that increases the efficiency of making dynamic and reusable views. It is simple to use and includes powerful features like template inheritance, conditional statements, and loops. It helps make the building of robust and user-friendly front-end interfaces for portals easier. Its ability to organize and reuse layouts makes the development process faster and more manageable.

Laravel Mix is a wrapper around Webpack that makes it easier to manage assets like CSS, JavaScript, and images. Developers can compile, minify, and version assets so that the portal will perform well and be optimized for performance and scalability. The more complex the portal, the more important it is to ensure that front-end assets are properly compiled and organized so that load times are faster and the user experience is smoother.

Improving Security in Laravel-Based Portals

Security is an important factor in developing custom portals, as they deal with sensitive user information and business data. Laravel has a robust suite of built-in security features to protect your portals from various threats.

The key to allowing only authorized users access to some sections of the portal is Authentication and Authorization. Laravel provides a very comprehensive system of authentication that is ready out of the box for registration, login, password reset, and email verification. All these things can be extended or customized as per specific business requirements.

Controls access to different parts of the portal using gates and policies. Gates can offer a simple closure-based approach to how you determine if a given user can perform a certain action, while policies are classes that group related authorization logic.

Laravel automatically handles encryption. All other sensitive data, including passwords, are encrypted using industry-standard algorithms. In Laravel, the built-in bcrypt and Argon2 hashing algorithms ensure that even in the event of a database breach, passwords for the users cannot be compromised.

It further protects against the most common attacks, including XSS, CSRF, and SQL injection attacks. CSRF protection is enabled by default in Laravel, generating a token for each session that may be active for an authenticated user. This token then validates whether requests originate from the same domain. Protection from XSS, in turn, is automatically applied in Blade views through Laravel's built-in escaping mechanisms.

Including Third-Party APIs in Laravel Portals

Integrating third-party APIs into custom portals can greatly enhance their functionality. Whether it's for payment gateways, data synchronization, or social media integrations, Laravel provides an easy and efficient way to integrate with external services.

Laravel's HTTP Client, which is built on top of Guzzle, provides a simple and expressive way to create API requests. You can send GET, POST, PUT and DELETE requests against other services, handle the response, and manage errors. Laravel provides an extremely easy mechanism to work with RESTful APIs by supporting JSON responses and giving you methods that parse and manipulate data in an efficient way.

It becomes pretty easy, for instance, to integrate the payment gateway if you are working with Stripe or PayPal using the built-in tools in Laravel. With routes and controllers set up to handle the API requests, you can give your users an easy and frictionless transaction with security and reliability.

Additionally, Laravel’s Jobs and Queues feature can be utilized to manage API integrations that require asynchronous processing. This is useful when integrating data syncing or tasks that might take time to process, ensuring the portal remains responsive even during complex interactions.

For business solutions like Config Infotech, integrating APIs for data management or collaboration tools can optimize operations and improve overall portal functionality, enabling businesses to remain competitive and agile.

Summing up, Laravel is a very powerful framework, enabling developers to build scalable, secure, and highly functional custom portals, thus helping in creating portals that are not only efficient but also maintainable as the business grows. In addition, having a focus on security, with considerable flexibility in integrating third-party APIs, it will be one of the top choices for building robust enterprise-level portals.

[chocolatedetectivehottub]

web development,

web development,

A Beginner’s Guide to Web Development: Building the Future Online

Web development is the process of building and maintaining websites. From simple static pages to complex web applications, web development touches almost every aspect of how we interact with the internet today. Whether you’re looking to build a personal blog or a full-fledged e-commerce platform, understanding the basics of web development is essential. This article will guide you through the fundamentals, tools, and key concepts of web development.

1. What is Web Development?

Web development refers to the activities involved in creating a website or web application. This includes everything from coding, designing, and deploying the website to maintaining its functionality and ensuring its security. It can be broken down into three main categories:

Frontend Development: The front end of a website is what users see and interact with. Frontend development focuses on the visual elements, layout, and user experience (UX).

Backend Development: The backend involves the server-side logic, databases, and interactions that power the website. It ensures that everything functions as expected when a user interacts with the website.

Full-Stack Development: A full-stack developer is someone skilled in both frontend and backend development. They have the expertise to build complete web applications from start to finish.

2. Frontend Development

Frontend development involves creating the part of the website that users see and interact with. It’s all about building an attractive, user-friendly interface that works seamlessly across devices.

Key Technologies:

HTML (Hypertext Markup Language): The skeleton of a webpage, HTML structures the content by defining elements like headings, paragraphs, images, and links.

CSS (Cascading Style Sheets): CSS defines the visual appearance of the webpage. It controls aspects such as layout, colors, fonts, and responsiveness.

JavaScript: JavaScript is the language that makes websites interactive. From dynamic content to form validation, JavaScript enables user-driven actions such as clicking buttons or submitting forms.

Popular Frontend Frameworks:

React: A JavaScript library developed by Facebook for building user interfaces, especially for single-page applications (SPAs).

Vue.js: A progressive JavaScript framework that is easy to integrate and flexible for building modern web interfaces.

Angular: A TypeScript-based framework maintained by Google, Angular is designed for building large-scale web applications.

3. Backend Development

Backend development focuses on the server, databases, and application logic that ensure everything works behind the scenes. It is responsible for handling requests from the frontend and performing actions like storing user data, sending emails, and processing payments.

Key Technologies:

Server-Side Programming Languages:

PHP: A popular server-side scripting language used for creating dynamic websites and web applications.

Node.js: A JavaScript runtime that allows you to write backend logic in JavaScript, making it easier to use the same language for both frontend and backend.

Python: Known for its simplicity and readability, Python is widely used for web development with frameworks like Django and Flask.

Ruby: Ruby on Rails is a robust framework that helps developers build applications quickly and efficiently.

Databases: Websites often require databases to store and retrieve data.

MySQL: An open-source relational database system.

MongoDB: A NoSQL database that stores data in JSON-like documents.

PostgreSQL: A powerful open-source relational database system known for its advanced features and scalability.

APIs (Application Programming Interfaces): APIs allow different software systems to communicate with each other. They are integral in connecting the frontend with the backend and enabling services like authentication, third-party data integration, and more.

4. Full-Stack Development

A full-stack developer is proficient in both frontend and backend technologies. They have the skills to build entire web applications and understand how all the components of the website or web app work together. Full-stack developers often use tools and frameworks that help bridge the gap between the frontend and backend, such as:

Node.js with Express: For handling backend logic with JavaScript.

MERN stack (MongoDB, Express, React, Node.js): A full-stack JavaScript solution for building modern web apps.

LAMP stack (Linux, Apache, MySQL, PHP): A traditional web development stack commonly used for building dynamic websites and applications.

5. Tools and Best Practices for Web Development

To build high-quality websites, web developers rely on various tools and follow best practices that ensure the final product is efficient, scalable, and user-friendly.

Version Control: Git is the most widely used version control system. Git allows developers to track changes in code, collaborate with others, and manage codebases efficiently.

Code Editors: Tools like Visual Studio Code, Sublime Text, and Atom are popular code editors that help developers write and organize code.

Responsive Design: With users accessing websites from various devices (phones, tablets, desktops), it’s essential to create websites that are responsive and adjust to different screen sizes. CSS frameworks like Bootstrap and Flexbox are commonly used for responsive layouts.

Testing: Testing is a crucial part of web development. Tools like Jest, Mocha, and Cypress help ensure your code works as expected. Unit testing, integration testing, and end-to-end testing are all part of a robust testing strategy.

Security: Web developers must prioritize security by implementing measures like HTTPS, data encryption, and secure authentication practices to protect users’ data and privacy.

6. Web Development Trends

Web development is always evolving, with new tools, techniques, and frameworks emerging. Some current trends include:

Progressive Web Apps (PWAs): PWAs offer a native app-like experience on the web. They are fast, reliable, and can work offline, making them a popular choice for modern websites.

Serverless Computing: This approach allows developers to focus on writing code without managing the infrastructure. With serverless services like AWS Lambda, you can scale your application easily without worrying about server management.

WebAssembly: A binary instruction format that allows running high-performance code in the browser, WebAssembly is gaining traction for building fast, client-side applications.

AI and Chatbots: More websites are integrating AI-powered chatbots and voice assistants to improve user experience and provide personalized interactions.

7. Conclusion

Web development is an exciting and rewarding field that offers vast opportunities to build and shape the digital world. Whether you’re interested in frontend, backend, or full-stack development, there’s a path for everyone. By learning the key technologies, staying up to date with trends, and practicing good development practices, you can create websites that are not only functional but also beautiful and user-friendly. With constant innovation and growing demand, web development is a career that will continue to evolve and remain at the heart of the digital revolution.

4o mini

[takeoffphilippines]

Hotel H2O: How It Feels Like Staying in an Aqua Room?

After a long break, I decided to treat myself to a quick staycation in Manila, and what better place to stay than Hotel H2O? If you're looking for a unique hotel experience, this spot is worth checking out! I'm excited to share all about my stay, from booking the room to the magical aquatic vibes.

Hotel H2O is not your ordinary hotel—it's a marine-themed escape located within the Manila Ocean Park complex. With rooms designed to immerse you in the beauty of marine life, the hotel offers a unique twist to a traditional staycation.

Hotel H2O stands out for its underwater-themed rooms that give you a glimpse of marine life without even leaving your bed!

Fun fact: The hotel’s proximity to the ocean park makes it a great family-friendly destination, combining entertainment with a relaxing stay.

Booking the Aqua Room

I opted for the Aqua Room, one of the hotel's signature rooms, and I booked it via Agoda for around 5K pesos—quite affordable for such a unique experience.

This room is like an underwater haven with a stunning aquarium wall filled with vibrant marine creatures.

The aquarium inside the room is truly mesmerizing. I spent hours just watching various fish swim by. Some of the species I spotted included angelfish, 3-spot domino damselfish, powder brown tang, clownfish, and many more.

It felt like I had my very own private ocean view!

Hotel H2O and Manila Ocean Park: A Perfect Duo

One of the best things about Hotel H2O is its convenient location. It's part of the same complex as Manila Ocean Park, which means you can easily combine your staycation with a day full of aquatic adventures.

The Manila Ocean Park offers fun for the whole family, with attractions like the Oceanarium, fish spa, and the Jellies exhibit. For those who book packages with the hotel, it's just a short walk to these exciting activities.

Dining at Hotel H2O: Makan Makan

When it came to food, I planned to try out the breakfast buffet at their in-house restaurant, Makan Makan Asian Food Village, but I ended up skipping it. The food options were a bit limited that day (for a Php 450 Breakfast Buffet), and since we had plans to visit Intramuros, I decided to grab something outside.

Most of the restaurants were closed in the evening so what better way is order food using food delivery app like Grab & Food Panda

Makan Makan is conveniently located near the hotel’s arcade and toy shop, making it a great stop if you're with kids or if you want to pick up some cool souvenirs from Manila Ocean Park.

A Great Hotel for Family Staycations

I can easily see how Hotel H2O would be a hit for families. The Aqua Room itself is an unforgettable experience for kids (and adults, too!), and with the Manila Ocean Park just next door, there's plenty of entertainment.

Whether you're looking for a quiet getaway or a fun-filled family trip, this hotel covers all bases.

In summary, my stay at Hotel H2O was a refreshing break from the usual city vibe.

From the serene aquarium views in the Aqua Room to the proximity to Manila’s iconic attractions like Intramuros and Ocean Park, this is a perfect staycation spot, especially for those looking to unwind with a bit of adventure on the side. I highly recommend it for families, couples, and even solo travelers who want something a little out of the ordinary.

Stay tuned for more hotel reviews and travel experiences! See you on my next staycation!

Check out my Exclusive Vlog in our Hotel H2O Staycation:

—

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[themesfores]

WP Mail SMTP Pro v4.1.1 Plugin

https://themesfores.com/product/wp-mail-smtp-pro-plugin/ WP Mail SMTP Pro Plugin v4.1.1 Making Email Deliverability Easy for WordPress The Most Popular WordPress SMTP and PHP Mailer Plugin Fix Your WordPress Email Problems, Once and For All You're not alone if you’re having issues with WordPress not sending emails. With the rise of aggressive spam filtering, reaching the inbox is tough unless your emails are configured correctly. Once you’ve switched from the default WordPress email settings over to WP Mail SMTP, your email deliverability issues will be solved for good. Note: If required, use any username/key to activate. WP Mail SMTP Pro WP Mail SMTP Pro Features Allow our experts to install and configure WP Mail SMTP for you. Keep track of every email sent from your WordPress site. Control which email notifications your WordPress site sends. Connect with SMTP.com, which has been delivering emails for over 20 years. Harness the power of AWS with our Amazon SES integration. Use your Zoho Mail account to reliably send all WordPress emails. Connect with your Office 365 account with our Microsoft mailer. Our Microsoft mailer also supports other services, including Outlook.com. Uses OAuth to authenticate your account, keeping your login info secure. Please note that any digital products on this website do not contain malicious code, viruses, or advertising. https://themesfores.com/product/wp-mail-smtp-pro-plugin/ #MailPlugins #WordpressPlugins

[idiosys-tech]

CODEIGNITER VS LARAVEL CHOOSE YOUR FRAMEWORK

PHP MVC framework works as an indispensable part of PHP apps and web development. Among all PHP frameworks, Codeigniter and Laravel are considered the most crucial ones. Both are strong competitors in providing customized solutions to developers. Whether you hire dedicated CodeIgniter developer or a Laravel developer, you will get plenty of options for customization. Here, we will make a comparative analysis of both frameworks to make you understand their functionality. Accordingly, you can choose the best-suited framework that caters to your web development needs.

What is CodeIgniter Framework?

PHP programming language framework, CodeIgniter comes with elegant and simple toolkits that help you to create full-featured web development applications. Considered as one of the most popular frameworks, it lets the users generate dynamic websites utilizing PHP. While using this framework, you get ample liberty as you don’t need to rely upon the MVC development pattern anymore. Codelgniter sanctions the plugins of third-party so that you can apply complex functionalities with ease. Another aspect to mention is its great data encryption procedures and security.

Salient Features of CodeIgniter:

Model-View-Controller Based System

Full-Featured Database Classes

Query Builder Database Support

Form and Data Validation

Security and XSS Filtering

Session Management

Email Sending Class

Why Use CodeIgniter?

This is one of the most significant questions people ask on the web. First of all, CodeIgniter offers optimum support and stability. It is a well-structured and clear framework that is light in weight. You can easily create documentation in this framework. Secondly, it allows caching of the site for boosted performance where the loading times are simpler than ever. Hence, the routing method is also easy. Thirdly, Codelgniter provides you with active community support where nearly all kinds of framework matters can be discussed. If these reasons are enough, you can find a CodeIgniter development company that provides Codelgniter development service.

Which Well-Known Companies Use CodeIgniter for Web Development?

The Mail & Guardian Feedcamp Casio McClatchy Nissan Bonfire Creditflux Buffer

Pros of Codelgniter:

It facilitates the hooks and class extensions

It authenticates the data and forms

The library with image manipulation curriculums

It presents the session management

Extremely lightweight framework

Cons of Codelgniter:

Not the best framework for large projects

Source code comes with a very low footprint

What is Laravel Framework?

As an open-source PHP framework, Laravel allows full-featured web applications development. The model-view-controller (MVC) architecture of Laravel is based on Symfony. Laravel was first released in 2011 and since then it has successfully made its way to today’s popularity. However, it has extensive language rules that make it a bit complex as compared to the other PHP frameworks. You are allowed to develop extremely powerful web applications using this framework. Moreover, there are expressive tutorials (Laracasts) and documentation provided by this framework. Laravel boasts a huge community that makes your web development easier.

Salient Features of Laravel:

Supreme quality session control

Easy assimilation with Third-Party Libraries

Strong Encryption Packages

Extensive Language Rules

Overloading Capacity

Steady Building Tools

Why Use Laravel?

Why choose Laravel over the other frameworks is definitely a valid question. First of all, it comes with an autoloading feature that can load itself mechanically. It means that the framework does not require any human intervention. Secondly, the modular packaging with the composer-based dependency manager deserves special mention. Thirdly, the database management system (DBMS) platforms like SQL Server, PostgreSQL, and My SQL are supported by this platform. Fourthly, this framework features a version control system, which makes the streamlined organization of migrations easier than ever. If all the above reasons compel you to choose this framework, go ahead and find a Laravel development company for your web and app development.

Which Well-Known Companies Use Laravel for Web Development?

ulair Fox47 Bonappetour Startups Laracasts Explore Georgia Global Dietary Database Toyota Hall of Fame

Pros of Laravel:

It is extremely flexible

It ensures short rapid development time

It can be installed easily

It is suitable for large, complex apps

It is perfect for highly secured websites

Cons of Laravel:

Doesn’t allow shared hosting

Database queries

What’s the Difference?

Codelgniter follows a model-view-controller (MVC) that supplies an easy on-boarding whereas Laravel follows a model-view-controller (MVC) pattern of filing.

Codelgniter supports PostgreSQL, MySQL, MongoDB, and Microsoft BI whereas Laravel supports Microsoft SQL Server, ORACLE, MySQL, IBM DB2, PostgreSQL, JDBC compatible, and orientDB.

Codelgniter does not deliver any inbuilt modularity feature Laravel has inbuilt modularity features.

The template language followed by Codelgniter is PHP proprietary whereas Laravel follows Blade template engine.

Codelgniter is suitable for developing small to medium scale apps whereas Laravel is suitable for large scale apps.

Now that you know everything about Codelgniter and Laravel frameworks, go ahead and choose the best one for your business needs. If you are searching for a well-established web and app development agency, look no further than us. We, Idiosys Technologies, are one of the most eminent web and app development companies across the nation. We provide app development service and marketing solutions to a huge number of multi-national and start-up companies from India, Canada, the USA, Germany, Australia, Brazil, the UK and Panama. You can hire Laravel developer or Codelgniter developer from our company to build modern and high-end apps for your business.

[nulledclubproblog]

Mailbox plugin for RISE CRM Nulled Script 1.3.1

Boost Your Communication Efficiency with Mailbox Plugin for RISE CRM Nulled Script Looking to enhance the communication flow within your RISE CRM without spending a fortune? The Mailbox plugin for RISE CRM Nulled Script is the perfect solution for businesses and freelancers who want to centralize their email conversations directly within their CRM dashboard. This powerful plugin integrates your email inbox seamlessly into RISE CRM, helping you manage client interactions faster, smarter, and more efficiently — all at zero cost. What Is Mailbox Plugin for RISE CRM Nulled Script? The Mailbox plugin for RISE CRM Nulled Script is a premium extension designed to connect your email system with the RISE CRM platform. It enables real-time email syncing, access to conversation history, and organized communication — all inside your CRM interface. With this plugin, you’ll save time switching between tabs and ensure no client message gets lost in the shuffle. The best part? You can download it for free and enjoy premium-level functionality without limitations. Why Choose This Plugin? Unlike other CRM communication tools, the Mailbox plugin for RISE CRM Nulled Script offers advanced features at no cost. It's nulled and ready for use — meaning you don't need to worry about license keys or restrictions. Whether you're a developer, a startup founder, or a digital marketing agency, this plugin will supercharge your CRM workflow and make client management easier than ever. Technical Specifications Compatibility: RISE – Ultimate Project Manager & CRM File Format: PHP, JS, CSS Installation: Zip file, upload via plugin manager in RISE CRM Requirements: Latest version of RISE CRM Multi-Email Support: Yes Auto Sync: IMAP and SMTP support Key Features & Benefits Seamless Email Integration: Send and receive emails without leaving RISE CRM. Centralized Communication: Keep all conversations in one place for quick reference and better collaboration. Threaded Conversations: View email history in an organized, threaded format. Multiple Account Support: Manage several mailboxes with one plugin. Improved Productivity: Minimize app-switching and streamline communication workflows. Real-World Use Cases Imagine you're managing multiple projects and clients, each with their own email threads. in With Nulled Script, you can view all your emails alongside client information, project details, and tasks. Freelancers can use it to track client conversations without logging into external email platforms. Digital agencies can ensure team members stay aligned by having centralized access to client communications. Installation Guide Download the Mailbox plugin for RISE CRM Nulled Script from our website. Log into your RISE CRM admin panel. Navigate to the Plugin Manager and upload the ZIP file. Activate the plugin once installed. Go to settings and configure your IMAP/SMTP credentials. Start sending and receiving emails within your CRM dashboard! Frequently Asked Questions (FAQs) Is this plugin safe to use? Yes. Although it’s a nulled version, it is thoroughly tested to ensure it’s secure and bug-free. We recommend using it in a secured environment and backing up your CRM before installation. Can I connect multiple email accounts? Absolutely. This plugin supports multiple mailboxes, allowing you to manage several accounts within one CRM instance. Will this plugin slow down my CRM? No. It’s optimized for performance and designed to run smoothly with the latest version of RISE CRM. Where can I find more nulled plugins like this? Visit our collection of top-rated free CRM and WordPress tools for even more productivity-boosting plugins. Is it better than other communication plugins? Yes. The Mailbox plugin for RISE CRM Nulled Script provides premium-grade features without the cost. It stands out with its intuitive interface and real-time syncing capabilities. How do I get updates? We regularly update our plugins and provide new versions through our download portal. Stay tuned for enhancements and new features.

Explore More Tools Looking to build a beautiful WordPress site while enhancing CRM functionality? Don’t miss the wpbakery nulled plugin — the perfect design companion for your digital projects. Start powering your CRM with tools that actually work — without breaking the bank. Download the Mailbox plugin for RISE CRM today and experience next-level communication directly within your dashboard.

[mythauragame]

Under New Management

Hey all, Grif here!

Mythaura started out of a love for virtual pet games and the incredible sense of community that blossoms from them. It was always my goal to create something not only fun and visually wonderful, but someplace where people from all over the world can come together.

The last few years, I began to understand that my plans for Mythaura were starting to get further and further out of reach as my free time was something of a rarity. I realized that, to see the game released sooner, I would have to let it go. I’ve made the enormously difficult decision to hand Mythaura over to Koa. She has been coding on the project for a long time and is someone who knows Mythaura inside and out, since close to its inception. I whole-heartedly believe under Koa’s incredible leadership, the vision for Mythaura will be made into reality. I am very excited for the future of this project, and I really hope the community still is too! I want to thank everybody who has supported me and my vision for the game. Without the amazing encouragement of the community on tumblr and discord, Mythaura would not have ever lifted off the ground. Thank you to past Patreon supporters who kickstarted development for the game, your faith in the project means the absolute world to me. I hope Mythaura will be everything you wanted and more. I will still aim to be active in the community however if you need to get into contact with me,  please feel free to message me on Discord (Grif#1760) or please send an email to projectoctavo@gmail.com

---

Hello Mythaura, Koa here now to bring you the rest of the update!

First off, I want to extend my gratitude to Grif for everything she has given to the game. These last few years have been some of the most difficult in memory for so many people, and she has been committed to the success of Mythaura through all of it. Mythaura could not have gotten this far or have captivated so many people without her dedication and talent and I am honored to have the opportunity to carry the torch past the finish line.

As part of the immediate move, there will be some downtime as the domain and server are transferred and re-delegated. Rest assured we will have it back up as soon as possible. This downtime may last several days but when it is up again, there will no longer be a security certificate error when you access the site.

Introducing the New Owners

Koa and Sark are a married couple who love to code together. We’ve worked on numerous projects together and have a passion for gaming and all things nerdy.

Koa (she/her) - Full Stack developer with an emphasis in PHP & Laravel. She has developed with other pet sim games in all stages of release, including building one from the ground up. Koa is also a seasoned artist, and has the flexibility to work both on art assets and code development.

Sark (he/him) - Front End developer with an emphasis in User Experience and UI. Sark is a professional UI developer and plans to bring nearly ten years of his expertise to Mythaura to ensure we deliver an amazing user experience on both mobile and desktop.

State of the Game Right Now

The art assets are mostly complete. We also have already talked with previous artists and intend to retain them in order to finish out the remaining art assets.

The amount of code work still needed is substantial. It will be some time before we have an idea of when we can transition into a beta release but we do hope to provide a development roadmap in the coming months so you guys can follow along as we develop the game. While we will be dedicating as much spare time as we can to Mythaura, both the new owners are employed full time and working on this during evenings and weekends as a passion project. This will be a marathon, not a race, but we are in it for the long haul and hope you will stick around for the ride too!

Rain or shine, development updates will be posted to social media once a month.

Patreon & Closing Notes

Patreon will not be reopening at this time. We are funding the completion of Mythaura out of pocket and want to focus all of our attention on building the much needed code infrastructure. There will be opportunities in the future for you to contribute and help, so keep an eye on our monthly updates for ways to get involved. 

A big thank you to all of you who have been sticking with us this whole time. We will be keeping an active presence on discord and invite anyone interested in following the project to join the official channel using this invite link: https://discord.gg/hdcp3V9Ts6.

[guide101ph]

HOW TO INVEST IN PAG-IBIG MP2: COMPLETE GUIDE

Pag-IBIG MP2 or the Modified Pag-IBIG II is an optional financial savings scheme for participants who intend to save even more and also earn greater returns in addition to their routine Pag-IBIG cost savings.

So if your goal is to boost your funds or cost savings, one good option is to spend it to Pag-IBIG MP2 with an outstanding 7% returns rate for your cash.

WHAT IS PAG-IBIG MP2 SAVINGS PROGRAM?

The Pag-IBIG MP2 Savings Program is a volunteer cost savings policy for Pag-IBIG Fund participants that select to save more and gain high dividends, together with their Pag-IBIG Fund Normal Cost Savings.

WHO CAN SAVE UNDER PAG-IBIG MP2?

You can open up a Pag-IBIG MP2 account if you come from any of the following groups:

All active Pag-IBIG members, regardless of how much your month-to-month revenue is.

Former pensioners, despite age, that have at the very least pay 24 month-to-month contributions prior to retired life.

If you're not a Pag-IBIG member yet, you have to sign up initial and pay your month-to-month payments to be considered a main member.

REASONS WHY YOU SHOULD  OPEN A PAG-IBIG MP2

Pag-IBIG MP2 enrollment is not required for Pag-IBIG participants, yet doing so will certainly be useful for you over time.

Here are 5 good reason to start saving under the Pag-IBIG MP2:

1. Above-market dividend rates.

One of the most fascinating factor to save under MP2 is its above-market yearly dividend prices.

In the past few years, MP2 reward rates have expanded securely, averaging at 6.96% from 2015 to 2017.

In 2018, the Pag-IBIG Fund declared the MP2 returns rate at 7.41%. While the declared MP2 returns rate in 2019 is 7.23%.

In other words, the MP2 is much more cost-effective compare to the regular Pag-IBIG cost savings program. MP2 dividend rates also exceed the average rates of interest of investment products from business financial institutions in the Philippines.

With the HDMF's unparalleled monetary efficiency year after year, it's anticipated to proceed the MP2 program's amazing reward rates.

HOW PAG-IBIG MP2 IS COMPUTED?

Returns earnings are tax-free, which suggests you'll get the sum total without having to pay the 20% last holding back tax obligation.

To calculate your MP2 dividend, multiply the reward price for the appropriate year by your ordinary month-to-month equilibrium.

Right here's the formula for MP2 returns calculation:

Dividend = Dividend rate x Average monthly balance

Calculating the MP2 dividend is not as simple as it looks, though.

Prior to proceeding with the computation, it is very important to comprehend initially what the returns rate and the average monthly balance mean.

The dividend rate is the interest rate based upon the Pag-IBIG Fund's yearly earnings. The Fund usually introduces the dividend rate for a particular year in the first or second quarter of the following year via a press release on the Pag-IBIG site.

For example, the dividend rate for 2018 is 7.41%, which the Pag-IBIG Fund mentioned in April 2019.

Meanwhile, the ordinary regular monthly equilibrium describes the average of the MP2 financial savings you've gained by the year-end. To find out your average regular monthly equilibrium, you need to recognize your total collective savings for the year first and afterwards split it by 12 (months).

For less complicated computation, paper your month-to-month MP2 savings through Excel file or Google Spread sheet and afterwards compute the average.

For instance, you're conserving Php 500 per month from January to December 2020. Outlined on a spread sheet, your collective cost savings look like this:

PERIOD                                           CUMULATIVE FINANCIAL SAVINGS (PHP). January 2020                                      500 February 2020                                  1,000 March 2020                                      1,500 April 2020                                         2,000 May 2020                                         2,500 June 2020                                        3,000 July 2020                                         3,500 August 2020                                    4,000 September 2020                              4,500 October 2020                                   5,000 November 2020                               5,500 December 2020                               6,000 Typical Monthly Balance                  3,250

The amount of the cumulative financial savings for 2020 is Php 39,000. Separate that by 12, and you'll obtain a quotient of Php 3,250. That's your average monthly equilibrium.

An easier way to calculate the typical month-to-month balance is to use the AVERAGE feature in Excel or Google Spreadsheet, which generates the exact same quantity: Php 3,250.

Now, you can already determine the dividend for the year 2020 based upon a dividend rate of 7.5% (the price the Pag-IBIG Fund always utilizes in its sample reward calculations).

0.075 (dividend rate) x Php 3,250 (your average monthly rate) = Php 243.75 (total dividend for 2020).

To compute your returns for the next four years, just duplicate all the steps above.

If you use the intensified cost savings option, do not neglect to include the returns quantity from the previous year to the advancing cost savings in January of the list below year.

But if you avail of the yearly returns payment choice, do not include the dividend quantity from the previous year to the present year since it's paid out to you annually.

For your quick recommendation, the table listed below from the Pag-IBIG Fund shows the annual reward payout over a five-year duration if you pay Php 500 month-to-month to your MP2 account (based upon a 7.5% reward price).

WHY IS THAT THE DIVIDEND RATE OF PAG-IBIG MP2 HUGE?

MP2 returns prices have actually gotten on an ascending fad. The rates have never ever gone down listed below 7% considering that 2016 approximately today.

While these figures appear as well excellent to be real, there's no factor to worry or doubt as to why the Pag-IBIG MP2 reward rates are "too expensive.".

The Pag-IBIG Fund's active economic efficiency for many years has actually accelerated the MP2 prices. The federal government agency associates its solid monetary standing to its functional performances as well as solid real estate finance payment collections.

Because the Pag-IBIG Fund invests 70% of its funds in its housing financing program, people buying MP2 make from the interest payments of real estate car loan consumers.

Likewise, MP2 dividends originate from at least 70% of the Pag-IBIG Fund's annual take-home pay, which has seen stable development for the past 6 years. In 2019, the Fund recorded a take-home pay of Php 34.37 billion-- it is the highest ever before.

An amazing yearly monetary performance transforms to greater returns profits for MP2 account owners.

HOW TO ENROLL IN THE PAG-IBIG MP2 PROGRAM?

There are 2 methods on just how to open an MP2 savings account, its either using directly at any Pag-IBIG office or utilizing the on-line MP2 Enrollment System.

PAG-IBIG MP2 WALK-IN ENROLLMENT.

STEP 1: Submit a fully-accomplished Changed Pag-IBIG II Enrollment Kind at the nearby Pag-IBIG branch.

STEP 2: After encoding your information, the officer will release an account number for every of your MP2 accounts. You'll use this account number to pay your savings.

STEP 3: If you intend to pay your very first month-to-month MP2 cost savings right away, educate the Pag-IBIG police officer. You'll be offered a stub for your line up number for the repayment.

STEP 4: When your number is called, proceed to the cashier as well as pay the amount you showed on your MP2 registration type. Get your official invoice.

PAG-IBIG MP2 ONLINE REGISTRATION.

Online registration for MP2 is quicker than enrolling by hand, as you won't have to fill in the kind at the Pag-IBIG office. Nevertheless, you still require to head to the local branch literally to finish your MP2 registration.

 Here's how to register in the Pag-IBIG MP2 program online:

STEP 1: Go to the Modified Pag-IBIG 2 Enrollment System.

STEP 2: Type your Pag-IBIG MID number, surname, first name, as well as birthdate in MM/DD/YYYY style. Then enter the code as it shows up on your display. Click the Submit switch.

STEP 3: Fill in the on-line form. The fields for Pag-IBIG MID no., Call, Date of Birth, Existing Residence Address, as well as Email Address are already pre-filled, so no demand to load them out (On the screenshot below, the individual information are concealed for privacy objectives). Don't fail to remember to enter your Monthly Earnings and also Preferred Monthly Payment-- these are needed areas.

STEP 4: Review the terms and conditions listed below the on-line registration type. After that get in the code you see. Ultimately, click the Submit My Application switch.

STEP 5: A web page confirming your effective Pag-IBIG MP2 enrollment will appear. Keep in mind and also do not neglect your MP2 account number found on the upper right edge. The page additionally contains your achieved registration form (Once more, individual details are concealed on the screenshot below).

STEP 6: Review the terms and conditions. Write your name and sign at the end of the page. Make a note of the day too. Click the link at the bottom part of the page to publish your MP2 registration type. You may save it initially as a PDF apply for printing later. If you're an employee, publish an extra copy as well as submit it to your HR personnel or employer, so you can remit your MP2 cost savings through salary reduction.

STEP 7: Optional: If you intend to open up an additional MP2 account, repeat actions 1 to 6.

STEP 8: See the local Pag-IBIG office as well as send the printed copy of your MP2 registration form/s.

STEP 9: If you want to pay your very first monthly MP2 savings today, notify the Pag-IBIG police officer. You'll be offered a line number for the repayment of your application.

STEP 10: When your number is called, continue to the cashier and also pay the amount you showed on your MP2 enrollment kind. Get your official receipt.

HOW MAXIMIZE YOUR PAG-IBIG MP2 INVESTMENT TO ACHIEVE IMPORTANT LIFE GOALS?

Here are the different means to broaden your Pag-IBIG MP2 investment based on your objectives.

1. For long-term investment (10+ years).

If you remain in your 20s or 30s, you have greater than ten years to spend your cash for any type of long-term financial goal, like developing your retirement fund or buying your dream home.

For this, your goal must be to expand your money gradually. Right here's how to attain it via Pag-IBIG MP2 cost savings:.

Develop Pag-IBIG MP2 savings account with the compounded dividend choice.

Give an one-time MP2 payment (ideally not less than Php 30,000).

Withdraw your incomes at the end of the five-year maturation duration.

Re-establish your earnings by opening a brand-new MP2 account.

Repeat the process for one more 5 years and so on.

Withdraw your overall cumulative cost savings and returns when you've reached your target earnings.

2. For capital preservation.

If you remain in your old age (or approaching it), you can not take financial investment dangers anymore. So as opposed to buying the lasting, your objective is to maintain your funding so that your money doesn't lose its worth to rising cost of living.

Pag-IBIG MP2 can assist you accomplish that goal with the yearly reward payout alternative, which permits you to receive dividends per year while maintaining the value of your investment. Here's how to do it:.

Create a Pag-IBIG MP2 account with the yearly reward payment alternative.

Give a single MP2 payment (The greater the amount, the greater return you'll obtain).

Get your returns annually via your Pag-IBIG Commitment Card Plus or the bank account you registered in your MP2 account opening.

Withdraw your advancing incomes when your MP2 account gets to the five-year maturity period.

Re-establish/invest your earnings by opening a brand-new MP2 account.

Repeat the procedure for one more five years and more, as long as you require a consistent stream of income.

3. For multiple medium-term investment goals.

The Pag-IBIG Fund gives opening up as many Pag-IBIG MP2 accounts as feasible. Take advantage of this function if you have a number of goals to attain for the next five years or two.

The optimum variety of accounts will certainly depend on the expenses you're preparing for. Each account will certainly be developed for a details purpose, such as traveling fund, tuition fund, wedding fund, home/vehicle acquisition, etc

For more info like this click here: Pag-IBIG Calamity Loan Application: How to Apply?

[config-nilesh]

Laravel customized portal development services

Building Scalable Custom Portals with Laravel

Laravel is one of the most popular PHP frameworks, offering a clean and elegant syntax while providing powerful tools to develop scalable, custom portals. The key features that make Laravel particularly effective in building dynamic, flexible portals for diverse business needs include Eloquent ORM, Blade templating engine, and Laravel Mix.

Eloquent ORM is a beautiful and robust implementation of the ActiveRecord pattern in Laravel, making database interaction very simple. Developers need not write complicated SQL queries to interact with the database; they can use simple PHP syntax for the same purpose, ensuring the development process is efficient and free from errors. This is very helpful in developing scalable portals, where the user base and data can be managed very smoothly as the user base grows. With one-to-many, many-to-many, and polymorphic built-in relationships, Eloquent provides a smooth solution for complex data relationships.

Blade is Laravel's templating engine that helps make dynamic and reusable views by increasing efficiency. Blade is very easy to use and has powerful features like template inheritance, conditional statements, and loops, through which people can easily build robust and user-friendly front-end interfaces for their portals. This ability to organize and reuse layouts makes the development process faster and more manageable.

Laravel Mix is a wrapper around Webpack that makes the management of assets such as CSS, JavaScript, and images easier. The developer can compile, minify, and version assets to ensure that the portal performs well and is optimized for performance and scalability. As portals grow in complexity, using Laravel Mix ensures that the front-end assets are properly compiled and organized, contributing to faster load times and a smoother user experience.

Improving Security in Laravel-Based Portals

Security is a critical aspect when developing custom portals, especially as they handle sensitive user information and business data. Laravel offers a robust suite of built-in security features to safeguard your portals against various threats.

Authentication and Authorization are essential to ensure only authorized users can access certain areas of the portal. Laravel provides an out-of-the-box authentication system, including registration, login, password reset, and email verification. You can extend and customize this system based on specific business requirements.

Laravel's authorization feature permits you to control access to different parts of the portal using gates and policies. Gates provide the "closure-based" simple approach for determining if a user may perform a certain action, whereas policies are classes that group related authorization logic.

Encryption is handled automatically in Laravel. All sensitive data, including passwords, are securely encrypted using industry-standard algorithms. Laravel’s built-in support for bcrypt and Argon2 hashing algorithms ensures that even if the database is compromised, user passwords remain safe.

Third, it ensures protection against other common vulnerabilities, which include Cross-Site Scripting (XSS), Cross-Site Request Forgery (CSRF), and SQL injection attacks. CSRF is enabled by default in Laravel and generates a token for each active user session that validates requests as coming from the same domain. It automatically applies XSS protection through built-in escaping mechanisms in Blade views.

Integrating Third-Party APIs in Laravel Portals

Integration of third-party APIs in custom portals can be highly beneficial for their functionality. Whether it is a payment gateway, data synchronization, or social media integration, Laravel provides an easy and efficient way to integrate with external services.

Laravel's HTTP Client, based on Guzzle, provides a simple and expressive interface to make API requests. You can send GET, POST, PUT, and DELETE requests to external services, handle responses, and manage errors. Laravel makes it seamless to interact with RESTful APIs by handling JSON responses out of the box and offering methods to parse and manipulate data efficiently.

For example, integrating a payment gateway such as Stripe or PayPal is pretty easy with the help of tools from Laravel. Through setting routes and controllers for handling API requests, you will easily enable your users to carry out smooth transactions. This means the payment process is secure and reliable.

The Jobs and Queues feature of Laravel can also be used for managing API integrations that are asynchronous in nature. This will be helpful in case of data syncing or other tasks that might take time to process, keeping the portal responsive even during complex interactions.

In business solutions such as Config Infotech, the integration of APIs for data management or collaboration tools can optimize operations and improve the overall functionality of the portal, allowing businesses to stay competitive and agile.

In a nutshell, Laravel is a powerful framework that allows developers to build scalable, secure, and highly functional custom portals. With its built-in features such as Eloquent ORM, Blade templating, and Laravel Mix, developers can create portals that are not only efficient but also maintainable as the business grows. Its focus on security, combined with its flexibility to integrate third-party APIs, makes it a top choice for building robust, enterprise-level portals.

[drewogrady377]

Computer Managed Services - Is Managed Service Higher Priced Than Traditional Repair?

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