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Let's talk about flying to pick up a puppy by yourself
And some ways to make it easier on you.
Your prep starts honestly, about a week before baby actually comes home. Maybe 2 weeks.
For my pre-flight prep, I first picked out a flight carrier. I went with the one my breeder recommended.
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It has expandable sides, and a little storage pocket. And it's resistant to chewing. I'm really glad I didn't buy a cheaper one, and I can't stress enough that it's cheaper to buy a quality one the first time than have a zipper break or a tear in the middle of your trip. My trip in total was 4 flights and 4 hours in the car, with him being with me for half of it and having the longest layover of my day. I could only really let him out a couple times, so this next part was incredibly helpful.
I mailed the carrier to my breeder,
at her behest. This was *huge* because the siblings got their scent on it and he was acclimated to being in it before I got to him. It acted as a secure place for him to ride in the car and for his first few nights here, he slept in there through the night.
And now that he's in his crate, the removable pad with scents on it has been instrumental in establishing the crate as a safe place for him.
Video of why I'm really glad I got the durable carrier.
Please consider what you're wearing that day.
Wear clothes you don't need to fuss with *at all* that's normal airport protocol- but I can't stress this enough, you're carrying the puppy in your arms through the TSA checkpoint and other people will be fussing over him. Make sure your appearance and personal bag is no fuss.
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See: jeans, hoodie, puppy treat and potty bag that can be shoved into my personal Item, and a no fuss backpack.
In my personal travel bag I kept:
Pee pads, his food from the breeder, a change of clothes in case of incidents, a portable battery to charge my phone, collapsible food and water bowls, collar and leash incase one wasn't provided, and SEVERAL toys in there.
The toys were great for waiting in the terminal. I'd expand the sides of the crate and introduce a new toy to him to help him run a bit of energy out before we had to board.
Peepads: Even though airports have animal relief areas, chances are they're either kind of gross or your dog may be a little too young for it to be safe. I was traveling through one of the busiest airports in the world, and nobody was checking jack shit so I opted for potty breaks to occur in bathrooms with pee pads. He didn't end up going but it's better to be prepared.
I flew Delta and used Skymiles accumulated from our credit card with them that we pay off monthly, so the only thing I paid for out of pocket was 95.00 to bring Argos on board. My flight only costed 20k miles total, and that was only a small portion of what we'd accumulated over the 6 months we've been using the card. I think it's worth considering if you're planning to fly to a breeder. It enabled me to go anywhere in the country that Delta flies and not worry about costs.
Day of hack: double check your flights on the airlines app and switch your seat if possible. I swapped one of my return flight seats to an empty row for 15.00, which meant I could have my carryon and him with me at the same time and that was very nice for readjusting where my stuff was and taking a damn nap. Because at this point, I'd been up for about 18 hours and still had 7 hours of traveling before I'd get home.
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I think my last thing is that if you're like me and you do have an invisible disability- ask if you can preboard. Dont be afraid to say "hey, i have this problem and standing in the heat while carrying a bunch of stuff is potentially going to cause an episode. " The employees were extremely nice, and willing to work with me. Ultimately, I went through all of this because he's a service dog prospect and will hopefully help.
Small things for me specifically prior: ate in the morning and right before I picked him up, he was able to chill in his carrier while I ate dinner at a restaurant in the airport- didn't make any sounds. He slept the whole time. I don't think I couldve eaten in the food court, too much to carry between him and my main bag.
I think that's it. I may add to this if I remember anything I forgot.
Edited to add: for my besties with miscellaneous illnesses-
A baggie with your medicines is IMPORTANT. Do not forget some dramamine, advil, Tylenol, whatever, pack it if there's a small chance you'll need it!
I ended up getting migraine symptoms like 5 hours into travel, and that was not a day I could afford to have blurred vision. <3 remember to take care of YOU on the journey.
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lovethephotoo · 2 years
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Underrated Travel Hacking Tips for Everyone
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I haven’t taken a vacation for the last three years with good reason regarding the severity of the global health crisis and the economy of the US. Inflation is at an all-time high and the cost of everything from groceries to clothing increased.
On one of my work lunch breaks, I stumbled upon a YouTube video from professional, full time travel vloggers who enjoy saving money. I saw that the Youtuber went on a “travel hacking” trip around the world to save up miles and points for two weeks. I personally would not like to spend only a day in different countries while spending so much money to fly there. Also, I don’t want to pay the annual fees for travel credit cards. Therefore, I decided to do my own research to see which tips could work for any frugal traveler.
·         Link your accounts: Delta SkyMiles and Instacart have a partnership. Everyone needs groceries. I order from Costco every week to support my family and we buy the necessities (milk, meat, fruits, and vegetables) only to cut costs. Every one dollar spent on Instacart is one and a half miles on Delta. It racks up quickly.
·         Bonus Tip: Instacart has a great deal when an order is placed within a three-hour window, the customer receives two dollars off their order. More money in your wallet!
·         Best Credit Card: Amazon Prime Rewards Visa is the most economical credit card that has no annual fee. I invested in an Amazon Prime membership in 2016 and never looked back. It is the only streaming service that I pay for. Majority of my purchases are from Amazon and I received five percent back with each order. It is two percent back on restaurants, gas, and drugstores. There is one percent back on all other purchases.  The points can be used to buy anything that Amazon has on their website.
·         SkyMiles Shopping: Airlines like Delta have their own designated website where a customer can earn airline miles with their purchases. Every company listed on the website has a specific number of miles that a customer can earn. I love fitness and I buy my workout clothes from the website. During the holiday season, I was able to earn three miles per every one dollar spent for a Delta flight by buying two tie dye sweatshirts.
With the information that I learned and stated above, I booked my flight to Hilo, Hawaii and I posted some photographs that I took below. It was heavenly paradise.
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The magical sunset that I experienced from the summit at my hotel.
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It was so beautiful to see the aerial view of Hawaii from a helicopter and the scent of sea water was relaxing.
Sources:
https://news.delta.com/turning-groceries-getaways-delta-teams-instacart-reward-skymiles-members-everyday-purchases
https://www.skymilesshopping.com/
https://www.amazon.com/gp/cobrandcard/marketing.html?&plattr=ChaseMS
https://www.youtube.com/watch?v=U1pk2FJBhcg
https://www.youtube.com/watch?v=8CPQE7Hdebc
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American Express business credit card approval hack (Get Approved Instantly)
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Exploring American Express Cards: 5 Options to Consider
As a Credit Specialist, I'm often asked about the best credit card options, especially when it comes to American Express. Today, I'll share five American Express cards that I believe offer compelling benefits, and why you should seriously consider them.
The Revolving Cards
American Express Blue Cash
Offers a $250 statement credit after spending $3,000 in the first 3 months
No interest for the first 12 months on purchases
American Express Business Plus Card
Provides 15,000 points after spending $3,000 within the first 3 months
Also a revolving card with no interest for the first 12 months
The Travel Rewards Cards
Marriott Bonvoy Card
Earn up to 150,000 points by spending $6,000 within the first 6 months
Great for frequent Marriott travelers Hilton Honors Card
Earn 75,000 points by spending $3,000 within the first 6 months
Beneficial for Hilton loyalists
The Advantages of American Express Cards
The primary reason I recommend these American Express cards is that they generally do not require a hard pull on your credit when you apply. This means you can have multiple American Express cards without significantly impacting your credit score.
Additionally, American Express charge cards can be tricky, as any amount charged will be reported as the card being maxed out, even for small purchases. That's why I prefer the revolving American Express cards discussed earlier.
Other American Express Options
American Express Plum Card
Offers a 60-day interest-free period to pay off balances
Provides discounts for early payments Gold Delta SkyMiles Card
Relatively easy to get approved, even with a credit score as low as 640-660
Earn 50,000-55,000 Delta SkyMiles by spending $4,000 in the first 6 months
In conclusion, these five American Express cards offer a range of benefits, from cash back and travel rewards to flexible payment options. By understanding the nuances of each card, you can make an informed decision that aligns with your financial goals and spending habits.
YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/837177018262633148/ https://www.diigo.com/profile/roxannetavares https://roxannetavares.blogspot.com/ https://calendar.google.com/calendar/event?eid=cXVjMzEwcTViNXF2ZWxmMWYzN3Fsa21jZXMgaXpldHRhc21hcnQ2MzRAbQ https://docs.google.com/forms/d/e/1FAIpQLSdScFI50q-X2hgi4hzi2x1rkb75d7dSG5IibcAVZBG1GbP-TQ/viewform https://roxannetavares.wordpress.com/
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dentalimplant0 · 12 days
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American Express business credit card approval hack (Get Approved Instantly)
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Maximizing American Express Card Benefits: A Credit Specialist's Perspective
Top 5 American Express Cards to Consider
American Express Blue Cash and American Express Business Plus Cards: These revolving credit cards offer a 12-month interest-free period on purchases.
Marriott Bonvoy Card: Earn up to 150,000 points by spending $6,000 over a 6-month period.
Hilton Honors Card: Earn $75,000 points by spending $3,000 within 6 months.
Key Considerations
American Express Soft Pulls: American Express typically performs a soft pull on your credit, allowing you to have multiple cards without significant impact.
Charge Card Considerations: Charge cards can show as maxed out on your credit report, even for small purchases.
Credit Limit Increases: Avoid requesting credit limit increases beyond three times your initial limit to prevent financial reviews.
Additional Options
American Express Plum Card: Offers a 60-day interest-free period and potential discounts for early payment.
Gold Delta SkyMiles Card: An easy-to-obtain American Express card that can help you earn travel rewards.
Strategies for Debt Management
Use credit cards to pay tax bills and receive refunds.
File exempt from federal taxes for 3-4 months to increase your take-home pay and pay down debt.
Remember, if you have any further questions about business credit, personal credit, or credit repair, don't hesitate to schedule a one-on-one consultation. I'm here to help you navigate the world of credit and financial management.
YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/747456869434486993/ https://www.diigo.com/profile/patriciacomputer https://twitter.com/MorseKasey93400/status/1793147668069236767
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5 American Express Cards You Should Consider
As a Credit Specialist, I'm here to share with you five American Express cards that I believe offer great value and benefits.
Revolving Cards with No Interest for 12 Months
- American Express Blue Cash and American Express Business Plus cards are revolving cards, which means you don't have to pay off the full balance at once. - These cards also offer a 12-month period with no interest on purchases, making them a great option.
Bonus Points and Rewards
- Marriott Bonvoy Card offers 150,000 points if you spend $6,000 within 6 months. - Hilton Honors Card provides 75,000 points for spending $3,000 within 6 months.
The Advantages of American Express
- American Express typically does not perform hard credit checks, allowing you to have multiple cards without significantly impacting your credit score. - However, be cautious with charge cards, as any amount used will appear as the card being maxed out on your credit report.
Other Noteworthy Options
- American Express Plum Card offers a 60-day interest-free period, and you can get a discount for early payments. - Gold Delta SkyMiles Card is relatively easy to get approved for, even with a credit score as low as 640-660. YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/601019512801828822/ https://www.diigo.com/profile/myrtlemoore0 https://twitter.com/myrtlemoore0/status/1793065800972062940 https://myrtlemoore0.blogspot.com/ https://calendar.google.com/calendar/event?eid=anYyYTU4aWswZGg4MGc0dWUzc2gwbnN1aXMgaGFybmRlbmltYUBt https://docs.google.com/forms/d/e/1FAIpQLSdMwPcL_eUQaaNYplYMDOuza46v-0C8xTKI27DjX7Boo-bcKw/viewform https://myrtlemoore0.wordpress.com/
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joshcarpetclean · 13 days
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American Express business credit card approval hack (Get Approved Instantly)
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Maximizing Your Credit Card Benefits with American Express
As a Credit Specialist, I understand the importance of finding the right credit card that offers valuable benefits without breaking the bank. Today, I'd like to share my insights on five American Express cards that I believe are worth considering.
Revolving Cards with No Interest for 12 Months
American Express Blue Cash: Earn a $250 statement credit after spending $3,000 on the card within the first 3 months.
American Express Business Plus Blue Cash: Earn 15,000 points after spending $3,000 within the first 3 months.
The key advantage of these cards is that they are revolving, meaning you don't have to pay off the entire balance at once. Additionally, you won't be charged any interest for the first 12 months, making them an excellent option for managing your finances.
Lucrative Welcome Bonuses
Marriott Bonvoy Card: Earn up to 150,000 points after spending $6,000 within the first 6 months.
Hilton Honors Card: Earn 75,000 points after spending $1,000 within the first 6 months.
These cards offer substantial welcome bonuses that can be redeemed for valuable travel rewards, making them appealing for those who enjoy travel and want to maximize their points.
Understanding American Express's Approach
American Express typically performs a soft pull on your credit when you apply for their cards, which means it won't negatively impact your credit score. This allows you to have multiple American Express cards without worrying about multiple hard inquiries.
Additionally, I generally avoid recommending the Platinum or Gold cards from American Express, as the annual fees of $695 and $250, respectively, may not be justified for many individuals.
Strategies for Optimizing Your Credit Utilization
It's important to note that with American Express charge cards, any amount you use on the card will be reported as a maxed-out balance, which can negatively impact your credit utilization ratio. To avoid this, I suggest being cautious when checking your spending limit, as it can trigger a financial review by American Express.
Finally, I encourage you to explore the American Express Plum Card, which offers a 60-day interest-free period, and the Gold Delta SkyMiles Card, which is relatively easy to get approved for and can help you earn valuable travel rewards.
If you have any other questions about business credit funding, personal credit funding, or removing negative items from your credit report, feel free to reach out for a one-on-one consultation.
YouTube Source: "Unlock Business Success: Insider Tips for Rapid American Express Credit Card Approval" YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/697072848615442527/
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American Express business credit card approval hack (Get Approved Instantly)
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Exploring the Benefits of American Express Cards
As a Credit Specialist, I'm often asked about the best American Express cards to consider. In this post, I'll highlight five American Express cards that offer great benefits, including:
The American Express Blue Cash and Business Plus Cards
- These cards are revolving, which means you don't have to pay interest for the first 12 months on purchases. - The **American Express Blue Cash** card offers a **$250 statement credit** after spending $3,000 in the first 3 months. - The **American Express Business Plus** card offers **15,000 points** after spending $3,000 in the first 3 months.
The Marriott Bonvoy Card
- This card can earn you **up to 150,000 points** if you haven't had a Marriott card before. - You need to spend $6,000 over a 6-month period, which is typically around $1,000 per month.
The Hilton Honors Card
- This card offers **75,000 points** if you spend $3,000 within the first 6 months.
The American Express Plum Card
- This card offers **60 days** to pay the balance without any interest. - It also provides a discount if you pay the balance sooner.
The Gold Delta SkyMiles Card
- This card is relatively easy to get approved for, even with a credit score as low as 640-660. - It offers **50,000-55,000 points** after spending $4,000 in the first 6 months. Remember, American Express is known for not always doing a hard pull on your credit, which allows you to have multiple cards. However, be cautious when checking your spending limit, as it can trigger a financial review. If you have any other questions about business or personal credit, feel free to schedule a one-on-one consultation. YouTube Source: Unlocking the Secrets: American Express Business Credit Card Approval Hacks for Instant Success YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/714242822182765912/ https://www.diigo.com/profile/ukconsultant0
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themartyoconnell · 13 days
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American Express business credit card approval hack (Get Approved Instantly)
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Exploring American Express Cards: A Credit Specialist's Perspective
As a Credit Specialist, I'm often asked about the best American Express cards to consider. While the premium cards like the Platinum and Gold may come with hefty annual fees, there are several American Express cards that offer great benefits without breaking the bank. Let me share my top picks:
Revolving Cards with 0% Interest
American Express Blue Cash - Earn a $250 statement credit after spending $3,000 in the first 3 months. This is a revolving card, so you don't have to pay it off all at once.
American Express Business Plus - Earn 15,000 points after spending $3,000 in the first 3 months. Again, this is a revolving card with no interest for 12 months.
Bonus Point Opportunities
Marriott Bonvoy Card - Earn up to 150,000 points by spending $6,000 over 6 months, which can be used for free hotel stays.
Hilton Honors Card - Earn 75,000 points by spending $3,000 in the first 6 months, providing value for your everyday spending.
Understanding American Express Cards
One key benefit of American Express cards is that they typically don't perform hard pulls on your credit, which means you can have multiple cards without significantly impacting your credit score. Additionally, be cautious with charge cards, as any amount used will appear as the card being maxed out on your credit report.
Other Valuable American Express Options
American Express Green Card - Offers a 60-day net term, allowing you to pay the balance in full without interest.
Gold Delta SkyMiles Card - An easy-to-obtain card that can earn you 50,000-55,000 bonus miles, perfect for frequent travelers.
Remember, when it comes to credit cards, it's essential to understand the terms, fees, and benefits to make the best choice for your financial situation. If you have any other questions about business credit, personal credit, or credit repair, feel free to reach out for a one-on-one consultation.
YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/753438212691142521/
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hildatjames · 13 days
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American Express business credit card approval hack (Get Approved Instantly)
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Five American Express Cards You Should Consider
As a Credit Specialist, I'm here to share five American Express cards that I believe are worth your consideration. These cards offer various benefits, from no interest charges for 12 months to lucrative sign-up bonuses. Let's dive in:
Revolving Credit Cards
American Express Blue Cash: Earn a $250 statement credit after spending $3,000 within the first 90 days. This is a revolving card, meaning you don't have to pay it off all at once.
American Express Business Plus Blue Cash: Earn 15,000 points after spending $3,000 within the first 90 days. Another revolving card option.
Lucrative Sign-up Bonuses
Marriott Bonvoy Card: Earn up to 150,000 points by spending $6,000 over a 6-month period.
Hilton Honors Card: Earn 75,000 points after spending $3,000 within the first 6 months.
Charge Card Considerations
When using American Express charge cards, it's important to note that any amount charged will appear as a maxed-out card on your credit report. To avoid this, I recommend revolving credit cards over charge cards.
Additional Recommendations
American Express Plum Card: Offers a 60-day interest-free payment period, with a discount for early payments.
Gold Delta SkyMiles Card: An easy-to-obtain card that can help you earn travel rewards.
Remember, these are just a few of the American Express cards I believe are worth considering. If you have any other questions about business credit, personal credit, or credit-related services, feel free to click the link in the description to schedule a one-on-one consultation.
YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/604397212522321327/
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jarrettboone · 13 days
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American Express business credit card approval hack (Get Approved Instantly)
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Exploring the Best American Express Cards for Savvy Consumers
As a Credit Specialist, I'm here to share my insights on five American Express cards that I believe offer exceptional value and benefits. Whether you're looking to maximize rewards or minimize interest charges, these cards are worth considering.
The Revolving Cards:
American Express Blue Cash - Earn a $250 statement credit after spending $3,000 within the first 3 months. This is a revolving card, allowing you to pay it off gradually without incurring interest for 12 months.
American Express Business Plus Card - Earn 15,000 points after spending $3,000 within the first 3 months. This is also a revolving card, providing the same 12-month interest-free period.
The Travel Rewards Cards:
Marriott Bonvoy Card - Earn up to 150,000 points by spending $6,000 within the first 6 months. This card is ideal for frequent travelers looking to maximize their Marriott rewards.
Hilton Honors Card - Earn 75,000 points by spending $3,000 within the first 6 months. This card offers excellent value for Hilton loyalists.
The Charge Card Alternative:
American Express Plum Card - This charge card offers a 60-day interest-free period, allowing you to pay your balance in full without incurring any additional costs. It's a great option for business owners who need more flexible payment terms.
Gold Delta SkyMiles Card - This card is relatively easy to get approved for, even with a credit score as low as 640-660. It offers 50,000-55,000 bonus miles for spending $4,000 within the first 6 months, making it an attractive choice for frequent flyers.
Remember, when using American Express cards, it's essential to understand the implications of "maxing out" your card, as this can negatively impact your credit utilization. Additionally, be cautious when checking your spending limit, as this could trigger a financial review by the issuer.
If you have any other questions about business credit, personal credit, or removing negative items from your credit report, feel free to schedule a one-on-one consultation by clicking the link in the description.
YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/863283822361857195/
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patriciacomputer · 13 days
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American Express business credit card approval hack (Get Approved Instantly)
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5 American Express Cards You Should Consider
As a Credit Specialist, I'm often asked about the best credit cards to use, especially when it comes to American Express. While the premium Platinum and Gold cards may seem tempting, there are several other American Express cards that offer great benefits without the hefty annual fees.
Revolving Cards with 0% APR Introductory Period
American Express Blue Cash - Earn a $250 statement credit after spending $3,000 within the first 3 months. This is a revolving card, so you don't have to pay it off all at once.
American Express Business Plus Card - Earn 15,000 points after spending $3,000 within the first 3 months. Also a revolving card with no interest for the first 12 months.
Lucrative Signup Bonuses
Marriott Bonvoy Card - Earn up to 150,000 points when you spend $6,000 within the first 6 months.
Hilton Honors Card - Earn 75,000 points when you spend $3,000 within the first 6 months.
Charge Cards with Unique Benefits
American Express Plum Card - Enjoy a 60-day, interest-free period to pay your balance in full and receive a discount for early payment.
Gold Delta SkyMiles Card - This card is relatively easy to get approved for, even with a credit score as low as 640-660. Earn 50,000-55,000 bonus miles when you spend $4,000 within the first 6 months.
Remember, when using American Express charge cards, be cautious about checking your spending limit too frequently, as this can trigger a financial review. It's also important to stay within three times your credit limit to avoid potential issues.
If you have any other questions about business credit, personal credit, or removing negative items from your credit report, feel free to click the link in the description to schedule a one-on-one consultation.
YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/775463629617625435/ https://www.diigo.com/profile/patriciacomputer
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jamescomputer0 · 13 days
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American Express business credit card approval hack (Get Approved Instantly)
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Maximizing Your Credit with American Express Cards
As a Credit Specialist, I'm here to share with you five American Express cards that I believe can provide significant benefits. These cards are revolving, meaning you don't have to pay off the entire balance at once, and they offer various perks that can help you save money and earn rewards.
The American Express Blue Cash and Business Plus Cards
American Express Blue Cash: Earn a $250 statement credit after spending $3,000 on the card within the first 3 months.
American Express Business Plus: Earn 15,000 points after spending $3,000 within the first 3 months.
Both of these cards are revolving, allowing you to pay off your balance over time without incurring interest charges for the first 12 months.
The Marriott Bonvoy and Hilton Honors Cards
Marriott Bonvoy Card: Earn up to 150,000 points by spending $6,000 within the first 6 months.
Hilton Honors Card: Earn 75,000 points by spending $3,000 within the first 6 months.
These hotel-branded cards offer generous sign-up bonuses, making them attractive options for frequent travelers.
The Advantages of American Express Cards
Soft Credit Checks: American Express often performs soft credit checks, which won't impact your credit score, allowing you to have multiple cards without significantly affecting your credit.
Charge Cards and Spending Limits: Be cautious when checking your spending limit on charge cards, as this can trigger a financial review by American Express.
Additional Recommendations
American Express Green Card: This card offers a 60-day grace period for payments, allowing you to avoid interest charges.
Gold Delta SkyMiles Card: This card is relatively easy to get approved for, with a typical approval for individuals with credit scores around 640-660.
Remember, managing your credit responsibly is crucial. If you have any questions about business credit funding, personal credit funding, or removing negative items from your credit report, feel free to click the link in the description to schedule a one-on-one consultation.
YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/777785798173275180/ https://www.diigo.com/profile/jamescomputer0
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repairnorwalk · 13 days
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American Express business credit card approval hack (Get Approved Instantly)
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Exploring 5 Rewarding American Express Cards
As a Credit Specialist, I'm often asked about the best American Express cards to consider. Today, I'll highlight five American Express cards that offer valuable benefits, without breaking the bank.
Revolving Cards with Interest-Free Periods
American Express Blue Cash - Earn a $250 statement credit after spending $3,000 in the first 3 months, with no interest for 12 months.
American Express Business Plus Blue Cash - Earn 15,000 points after spending $3,000 in the first 3 months, with no interest for 12 months.
Bonus Point Opportunities
Marriott Bonvoy Card - Earn up to 150,000 points by spending $6,000 over 6 months.
Hilton Honors Card - Earn 75,000 points by spending $3,000 within 6 months.
Charge Cards and Credit Limit Considerations
American Express charge cards can be beneficial, but it's important to understand that any usage, even small amounts, will be reported as a maxed-out card on your credit report. Additionally, checking your spending limit too often may trigger a financial review, requiring you to provide additional documentation.
Other Noteworthy American Express Cards
American Express Plum Card - Offers a 60-day interest-free period and discounts for early payments.
Gold Delta SkyMiles Card - Relatively easy to qualify for, with 50,000-55,000 bonus miles after spending $4,000 in the first 6 months.
Remember, responsible credit management is key. If you have any other questions about business or personal credit, feel free to schedule a one-on-one consultation.
YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/625155992055323431/ https://www.diigo.com/profile/jamescomputer0
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castillocourtney0 · 13 days
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American Express business credit card approval hack (Get Approved Instantly)
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Exploring American Express Card Options: A Credit Specialist's Perspective
As a Credit Specialist, I understand the desire to find credit card options that offer value without breaking the bank. In this post, I'll share my thoughts on five American Express cards that I believe are worth considering.
Revolving Card Options
American Express Blue Cash and American Express Business Plus Cards: These revolving cards allow you to avoid interest payments for the first 12 months, making them an attractive choice.
With the Blue Cash card, you can earn a $250 statement credit after spending $3,000 over 3 months. The Business Plus Card offers 15,000 points for spending $3,000 within 90 days.
Travel Rewards Cards
Marriott Bonvoy Card: New cardholders can earn up to 150,000 points by spending $6,000 over 6 months, which can be redeemed for free hotel stays.
Hilton Honors Card: Earn 75,000 points by spending $3,000 within 6 months, providing valuable rewards for frequent travelers.
Advantages of American Express
One of the key benefits of American Express cards is that they often perform a soft pull on your credit, allowing you to have multiple cards without significantly impacting your credit score. Additionally, American Express typically does not require a hard pull for existing cardholders who want to request a credit limit increase, as long as they stay within reasonable limits.
Considerations for Charge Cards
While charge cards like the Platinum and Gold cards can offer valuable benefits, it's important to understand that any usage, even for small amounts, will be reported as a maxed-out card on your credit report. This can negatively impact your credit utilization ratio, so it's crucial to use these cards carefully.
Additional Recommendations
American Express Plum Card: This card offers a 60-day, interest-free payment period, making it a potential alternative to the Platinum or Gold cards.
Gold Delta SkyMiles Card: This card is relatively easy to get approved for, even with a credit score as low as 640-660, and can provide valuable travel rewards.
Remember, when applying for these cards, be mindful of the spending requirements and consider using them for expenses like rent or car payments to help meet the thresholds. Additionally, adjusting your tax withholdings or speaking with your HR department can be effective strategies for managing your credit card debt.
If you have any further questions about business credit, personal credit, or credit repair, feel free to reach out for a one-on-one consultation.
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davidfmoriarty · 13 days
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American Express business credit card approval hack (Get Approved Instantly)
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Exploring Rewarding American Express Credit Card Options
As a Credit Specialist, I'm often asked about the best American Express cards to consider. While the premium Platinum and Gold cards come with hefty annual fees, there are several other Amex cards that offer valuable benefits without the high cost. Here are five Amex cards that I believe are worth a closer look:
Revolving Credit Cards
American Express Blue Cash - Earn a $250 statement credit after spending $3,000 in the first 3 months. This is a revolving card, so you don't have to pay the balance in full each month.
American Express Business Plus Card - Earn 15,000 points after spending $3,000 in the first 3 months. This is also a revolving card.
Travel Rewards Cards
Marriott Bonvoy Card - Earn up to 150,000 points by spending $6,000 in the first 6 months. Great for frequent Marriott guests.
Hilton Honors Card - Earn 75,000 points after spending $3,000 in the first 6 months. Ideal for Hilton loyalists.
Charge Cards
American Express Plum Card - Enjoy 60 days to pay your balance without interest. Ideal for business owners who need flexible payment terms.
Gold Delta SkyMiles Card - Earn 50,000 bonus miles after spending $4,000 in the first 6 months. Easy to qualify for with a credit score around 640-660.
The key benefits of these Amex cards are the lack of hard credit checks, flexible payment options, and generous sign-up bonuses. Just be mindful of charge card utilization and avoid financial reviews by monitoring your spending limits. With the right Amex card, you can maximize rewards without breaking the bank on annual fees.
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robertmatthews0 · 13 days
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American Express business credit card approval hack (Get Approved Instantly)
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5 Lucrative American Express Cards Worth Considering
As a Credit Specialist, I'm often asked about the best American Express cards to have. Today, I'll share five American Express cards that I believe offer significant benefits, particularly when it comes to revolving credit, bonus points, and travel rewards.
Revolving Credit Cards
American Express Blue Cash and American Express Business Plus Cards: These revolving cards offer a 12-month interest-free period on purchases, making them great options for managing cash flow.
The Blue Cash card provides a $250 statement credit after spending $3,000 in the first 3 months, while the Business Plus card offers 15,000 points for spending $3,000 within the same timeframe.
Travel Rewards Cards
Marriott Bonvoy Card: Earn up to 150,000 points by spending $6,000 within 6 months, which can be redeemed for free hotel stays.
Hilton Honors Card: Earn 75,000 points by spending $8,000 within 6 months, providing valuable rewards for frequent travelers.
Key Considerations
When using American Express cards, it's important to understand that they typically don't perform hard credit checks, allowing you to have multiple cards without significantly impacting your credit score. However, be cautious when checking your spending limit, as this can trigger a financial review by American Express.
Additional Options
American Express Plum Card: This card offers a 60-day interest-free period, making it a great option for business owners who need flexible financing.
Gold Delta SkyMiles Card: This card is relatively easy to get approved for, with a 640-660 credit score, and provides 50,000-55,000 points for spending $4,000 in the first 6 months.
Remember, when managing your credit cards, it's essential to stay within your means and utilize strategies like filing for tax exemption to help pay down your balances. If you have any other questions about business credit, personal credit, or credit repair, feel free to schedule a consultation.
YouTube Source: https://www.youtube.com/watch?v=lDnbIXrQiLA YouTube Channel: https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAg Related Content: https://www.pinterest.com/pin/691513717818016991/
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