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#yes im breaking the fine china that my mom keeps
soundofseventeen · 5 years
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13 Days of Christmas (Xu Minghao)
I’m almost done.
Word count: 2268
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“Did he see me?” You asked ducking behind the curtains.
“If he did, he would’ve been knocking on your front door already,” Chan said nonchalantly. “Has anyone ever told you that you’re so fucking weird?”
“He has a dog, Chan! And he’s the cutest thing ever!” “Are you talking about Minghao hyung or his dog?” 
“Shouldn’t you be at home?” “Shouldn’t you stop taking pictures of my friends?” He brought the baseball cap he was wearing down to his eyes. “Seriously, I’m getting tired of you falling in love with them.”
“I’m not in love with any of your friends!”
“Let’s see...there was Cheol hyung at the coffee shop, Mingyu and Jihoon hyungdeul at the gym, Jun hyung at the park...and my personal favorite Soonyoung hyung at that restaurant.”
“That one wasn’t intentional!” you pointed your finger at him “You know I was meeting Wonwoo there!”
“So you say.” He shrugged, looking for his jacket to put it on. “Listen, as much I don’t enjoy spying on my friends with you, I have to go meet Vernon and talk to him about a show coming up...no you can’t come to either.”
“I wasn’t asking to go.”
“You can’t either way so ‘bye! I’ll text you later.”
You rolled your eyes. You loved Chan but he liked to blow things out of proportion from time to time. He had very attractive friends, yes, but you didn’t care for following them around town and hoping they’d notice you. Yes, Seoul was big but he wasn’t exactly the shy type….he had 12 other friends that he constantly like to spend time with….at the same time. You could barely handle four people at once for a couple of hours but hey you respected him. But that wasn’t the point.
You could name one attractive thing from the oldest to the one barely older than him but he wouldn’t really listen to that. But there was something about Minghao that kept you on your toes. You couldn’t exactly figure out why he stuck out like a sore thumb. He had the iconic resting bitch face made you afraid to approach him in the past, even when he had the cotton candy looking hair thing going on. You talked to him the least and admired him from afar the most. He also had this thing where he ruined your ego by rejecting someone else. As in, someone else confessed they had a crush on him and he said he wasn’t interested and to think about other things besides him. (As if he was some kpop idol.)
And then, he seemed a little friendlier when he got a dog. It wasn’t a big change but it was enough for you to say hi to him...and take pictures of the dog when Minghao wasn’t looking. But as always,  Chan caught you at the wrong time and made his own assumption. Well, he wasn’t wrong but you wanted to play it cool...or as cool as you could manage. 
You waited a few more minutes until you were sure that Chan was gone, so you could leave to do your grocery shopping for the week. The cold weather often made it impossible for you to get things done but with the holidays approaching faster and faster, you wanted to have your fridge and cabinets stocked with food in case someone in your family dropped by to surprise you or in the unlikely event that you’d be snowed in. You knew you had enough nonperishable food to last you to the New Year...even to Valentine’s Day, but you didn’t like being at home with nothing to do, so you threw your jacket on, transferred money out of your savings and headed straight for the supermarket, not quite sure what you were gonna buy.
*
You were quite proud of yourself for everything you bought...even though you felt tired.
Well, you didn’t actually get into the spirit of buying food, (and maybe presents if you found some that you liked enough to give) until you had caffeine in your system. You loved Chan, you really did, but he somehow usually managed to drain enough energy out of your system to power an army. You stopped at the local dog cafe, since it was the closest thing to you. You’d been there a handful of times and even though you had no complaints about the coffee...the price was another story. Somehow though, being surrouded by all the furry animals made up for it. 
You sat at one of the tables after getting your drink, becoming a bystander to the outside world. You opened your backpack and pulled out your sticky notes. Though you still had time for the Chfristmas gift shopping, you wnated to be sure you had enough to make it to your next paycheck...even with what you transferred. It was noisy inside but somehow you were still able to get lost in your thoughts and what you still had to do, only coming back to reality whenever a pup scurried past by and their tail thumped on your leg.They often made you wanna have a pet of your own, but you couldn’t afford one just yet.
”Do you mind if I sit here?”
You looked up to see Minghao balancing a laptop, a book, his own cup of coffee and his newest trusty sidekick and you nodded, standing up quickly to see if there’d be any way to help him unload but he waved you off. 
“I got this. It’s just so crowded here and you were the only familiar face I saw so I thought it’d be good to ask you.”
You merely smiled at him, unsure of what to say. You’d be lying if you said you never pictured something like this would happen, but you also couldn’t deny it made the situation a little scarier. Minghao in your daydreams often stopped by quietly, and shyly put your favorite pastry on the table and he shared his earphones with you and he’d sneak peeks at you. This Minghao quickly opened his laptap and fed his dog a biscuit to keep him quiet. He didn’t bother to make conversation with you and instead flipped through the notebook and typed in whatever was written down. “I’ll be out of your hair soon. I just need to buy a few presents for people.”
“Oh, you can stay as long as you want. Im just making some payments and then I’m leaving.”
“Who could you possibly be stalking today?” He didn’t break his gaze from the laptop so you couldn’t tell if he was joking.
“I...no one. I have to do grocery shopping and maybe start buying people stuff.” You did some addition, wondering just how much you could pay this month and still have enough to spend and letting out an irritated sigh when the numbers didn’t agree with you. You completely ignored him then, focusin on the internal bargains you made with yourself until you reached a satisfactory conclusion. You tapped your fingers on your knee absently, making one more quick estimate when you felt somthing licking your hand, Alright, you momentarily forgot that it was a pet cafe so you gasped a little louder than inteded, but it was time to go anyways.
Minghao noticed this and quietly rebuked the poor pup in Chinese and turned his attention to you. “I’m sorry. You don’t have to go. I can leave.”
“I have to go anyways,” you stood up, feeling embarrassed. “I have to go make dinner and then call my mom to see how she’s doing. Plus, if I give my landlord the rent money money now, I’ll be able to spend mh next check however I please.”
He surprised you by standing up too. “No, I insist. You can stay and I’ll leave with Pandi. I didn’t mean to disturb you.”
“Mingaho, it’s fine,” you assured him. “I have to go and-shit it’s cold!” The breeze that snuck in when the door opened reminded you that the holiday was here and you rushed to put your overcoat and gloves on, grateful that you left your beanie on.
“Pandi said she’s sorry...hey Y/N?”
“What?”
“I think you might need your phone for future things,” he chuckled. He picked it up and shoved it into his pocket. He took your only grocery back and walked outside with it until you were ready to join him. “I guess we can walk with Chan’s friend tonight, huh sweet girl?” He knelt to the dog’s level, and put on the small jacket he carried in his messenger bag on her and after some deliberation, a Santa hat too
You finally stepped outside as he was zipping her up and you had to contain your squeal at the adorableness. You had to admit though: seeing your intimidating crush caring for some thing as vulnerable as a pet made your heart do things. He just gave you a shy smile and offered you your bag. “Wait, are you coming with me?” The thought alone made your heart race in a way that scared you.
“Well, we live in the same area...and it’s almost dark outside...don’t you think it’d be more awkward to walk by ourselves?” He shot you a pointed look and you had  to admit that you felt silly. He was still kinda scary. “Besides, I need to talk to you.”
There it was...the chill in your bones that had nothing to do with the air. “Oh my god, please tell Chan I’m not in love with any of you and I don’t stalk any of you.”
“I was just gonna say that if you wanted to watch Pandi when I go back to China next month...Chan said you’re good at taking care of pets.” You couldn’t tell if the reddening of his cheeks came from the cold air or the acknowledgement of what you said, but you cursed Chan for making your life miserable. “The stalking thing was a joke.”
With a blush as red as his Pandi’s Santa hat, you could conclude with absolute certainty was that if you didn’t give Chan a well-deserved lump of coal...you’d defintiely be chucking one at him soon. “Oh...sorry.”
“I’m gonna regret asking this, but is that really all you and Chan talk about?”
Oh, the candidness only embarrassed you further, and you wished more than anything to have been run over by a reindeer. “Chan seems to think...I’m in love with either one of you guys or all of you. And I’m not...at all.” The attraction was another story. “He’s convinced that I know all of your schedules and have all these photos of you hidden somewhere in my room.” You shot Minghao a short glare as he opened his mouth. “And I can 100% tell you it’s bullshit.”
“So you’re really gonna deny taking pictures of me from your room?”
“They’re all of your dog, I swear!” You whined. “You just happened to come out in a few of them.”
“Y/N.”
Your gloved hand reached into your pocket to take out your phone and you threw it at him. “The code is 2605.”
“Why are you giving it to me?” He asked, sounding amused. He didn’t know what your lockscreen would be, but he had to admit that he found it endearing. (unless it’s Hao, then picture something completely different.) And the same for your wallpaper. 
“Because if I showed you, you’d think I was deleting them.”
“How do I know they’re not backed up in your laptop somewhere?” He didn’t know that you could be so funny either. No wonder Chan liked hanging out with you.
“Wait until I get home and I bring the fucking thing to you,” you muttered but he still heard you.
“Are you gonna give me gingerbread cookies and hot chocolate too?” He finally stopped stalling and went to your gallery, unsure why his heart was pounding.
“If it’s gonna shut you up, then yes.” You took his leash to take Pandi, but were surprised when he didn’t say anything. The screen was still bright enough for you to catch the glare reflecting off his glasses as he casually swiped through them. He finally nodded approvingly and he handed it back to you, but let you keep the leash. “Proof enough?”
“I mean, I’m still not convinced. I might have to see your laptop too. Plus you promised me cookies.” He was a little bummed that he found a whopping total of three pictures he was included in when it came to his pet, and that was including the one where it was only his shoe. 
Minghao had always found you cute, but when Lee Chan started the crazy rumors of you being a stalker, he was skeptical, especially how you managed to show up a lot of the time after he pointed it out. Coincidence? Or something else? 
“You...are...infuriating.” You shook your head. Maybe this would make your crush go away.
“Are they homemade?” He remembered that Chan said you baked for fun from time to time.
“You’re not getting any.”
“I guess I’ma have to tell my friends you’re a stalker.”
Yep, walking home as the stars came out and with the wind blowing the pine scent in every direction, your crush on him was slowly fading. 
He gave you a small smile followed by a giggle and gently ruffled the beanie on your head. “You’re funny.”
Or not.
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ghostlyfanparadise · 3 years
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BING! BING! BING! The annoying ear piercing alarm clock goes off waking me up. I take my clumsy half asleep arm and hit the alarm clock accidently knocking it to the floor. “Sara it’s time to get up,” I hear my mom yelling from downstairs. I get up slowly going over to my dresser. I pull out a black t-shirt and jeans. I go to the bathroom and get changed. I brush my long black hair into a ponytail. I opened the door and headed down stairs and into the coffee shop where my best friend Janele was sitting having breakfast. My mom comes up to me and hands me a paper bag for my lunch. “Thank you,” I responded. I walked over to where Janele was sitting. I sit across from her and she asks me if I want to go to the library with her after school today. I responded “yes,” but little did I know that it was going to be the biggest mistake in my life.
After school we go to the liberry. I pickedz up a book with an interesting title. The librarian comes over and says, “are you sure that that's the book you want?” I responded “yes.” I quietly walked away, I checked out the book, and the clerk slipped a piece of paper in the back to remind me when to return it. “Come on girl.” Let's go, it's getting late,” Janele yelled. I leave the library with her . When I come back home I go up stairs, I put on a tank top and some soccer shorts that were my sister’s, I climb in bed and I start reading my book, but then I fall asleep wishing I never did. When I wake up I'm shivering. It took me a minute to realize that I'm no longer in my room. I'm in a very cold place almost like Antarctica. I stand up with snow all over me and my skin as red as an apple. “Put your hands up Right now!” I hear someone yelling. I think to myself this is just great, but then I realize that the voice wasn't talking to me, the voice was talking to someone else. I move slowly to check it out, shivering. Then I hear someone yelling not another step. I slowly turn around and I see a woman with some sort of gun. She has a furry jacket on and long red hair. I put my hands up, and I say to the women I'm not a threat. My name is Sara Veras. I'll get out of here as soon as I know where here is. Another woman comes out from behind me, and says she's not from around here. Since she has shorts on the other women says she says her name is skyler laranny leader of the starganes and, she points to the other one and says that's julie landerson my second in charge I respond um im just from earth is there anyway I can get back there I ask. Julie responds that earth was destroyed about three years ago. Skyler asks what year do you think it was in 1998 when Skyler and Julie Ecstange looked and knew I was in trouble. Julie says it's 2001 I slowly start to back up then I turn around and run as fast as I can I don’t know where I was going but I just knew I had to get out of there something wasn't right I could feel it but, soon everything went dark. When I wake up I'm on a bed and I have a nice warm blanket on me. I sit up and I hear a voice that says doctor saras awake. I begin to panic again. I look at my arm and my burning red skin is no longer there and that didn't help any. I start having trouble breathing. The doctor comes over to me and tells me to take in deep breaths he takes out some sort of needle. I take my hand and try to take it but it didn't work he injects it into my skin and I feel better I ask him where am I what happened he responds and says that julie and sky found me collapses on the ground in the southern part and they are looking for answers at the library on how you got hear but, I must ask what is the last thing do you remember from earth I respond laying on my bed reading a book then I probably fell asleep why I ask they think it might help for some reason he hands me some clothes and says this is the best we could come up with from your time put this on and meet me outside. I'm going to take you to the liberry I put on a yellow short sleeve crop top that's a little short, light blue jeans, and a rubber band for my hair I get dressed and head outside were the doctor was waiting come on let's go julie already hates me I don’t need her to hate me more. I ask if Julie is his boss and he just looks at me and keeps walking. We go towards this old break building that looks like it's been there forever . When we walk in there are books everywhere. It's like I died and this is heaven. Skyler lets out a small laugh and says it’s not that impressive you should see the one in the city. The doctor asks if you have found anything yet Julie responds yes and it’s bad. I ask what it is as I walk around looking at all of the books. Julie says you can never go back home and you have to travel two more times before you can settle down. I stop looking and drop to my knees and we don’t know when the next time travel incident will be I ignored her I just wanted my sister raily I just sat there crying skyler comes over and
hugs me but it doesn't help I just want to scream but I can’t I want to run but my legs won't move I just sit there. When finnlay skyler says that no matter what happens try to go to the southern side of stargana that's where we will look for you we will also have a box buried in the snow for you by the tree that was next to you when we found you ok I just look up and shake my head yes I stand up and leave the building. Julie goes after me and starts walking next to me. She takes my arm and we head to a small hut I walk in and she tells me how to use a machine that can make anything I want and also I have a computer that I can ask it anything. Once she leaves I ask the computer how was earth destroyed the computer responds it wasn't destroyed there was a pleg called COVID-19 that was made in China by humans it wiped out the human race there was only three survivors, that were somehow transported to another time to another planet but they all died shortly after, from the virus. All but one Sara Veras shocked I ask the computer who made the device the computer responds the starganens made i- computer stop I yell I start crying and I end up on the floor against the wall with my head in my knees when I get up I go to the machain and fix me a tub of chocolate ice cream and a spoon I lay down on my bed and eat it right out of the tub. When I finished I went back to the machain and made a backpack, clothes, canned food, trankies, and water. I shoveled it all in there somehow. I put it on my back and I run as fast as I can stupid I know but I cuoldnt trust anyone not even myself. I somehow ended back up at the southern side again but, this time it was different. It seemed colder if that's possible. I start walking in the freezing cold thinking I should have really come up with a plan. I started walking back the way I came but it didn’t help that I wasn’t paying attention so now I'm lost on a freezing planet in the middle of nowhere. What's going to happen next birds flying backwards? I slowly began to walk back trying to remember how I got here. When I hear BING BING BING it sound a lot like footsteps I quickly run and hide behind a big tree when I feel a tap on my shoulder I turn around and it’s Julie she looks at me and says don’t worry there harmless then she said you time traveled again it’s year 2132 I must have looked shocked because she says i’m not human remember it will be a very long time before I die. Come on let's go she handed me a soft furry jacket I put it on and she asks better I respond yes thank you I ask if the doctor and skyler are still alive she responds yes and that you missed a great wedding I asked her who got married and she just grinned at me and kept walking when we arrive she shows me to a tall glass building come on lets go I walk in taking a deep breath thinking here we go again. We walk in and I see skyler wearing some sort of armor, her hair in a bob, and a black bracelet good to see you again how long has it been a few centres apparently she laughs a little and says I have good news we figured out a way to send you home but we have to wait for the time travel we don’t know where your ended up but we do know this it will be tonight keep this with you what is it I ask she says instructions for me or whoever is in charge she pats me on the shoulder and walks away. Next thing I know im back in the middle of nowhere I start to walk When I hear nice to see you again I look behind me and it’s Julie she says in case you're wondering its year 2321 and your still alive I respond yup she says I hand her the plane to get me home and she says i’m glad you minted that because if were going to do this we have to do this know I ask why she says because we're evacuading stargana what's going on I ask she says sometimes no matter how advance you are you can’t win you have to leave everything and give up NO you can’t do that I yell at her and says we don’t have a choice im sorry lets go next thing I know i'm on a ship under heavy fire NOW she yells I get sucked into some sort of black hole and then i’m home on
the floor of my room with the book in my hand my sister comes up stairs and say what did you do now I jump up and hug her as tight as I can never wanting to let go are you ok she ask i’m fine oh i’m going to the liberry to return this book do you want to come I ask her no i'm good thanks for asking she responds. I head to the liberry and mr. landerson says you were in the book went you I respond yes shokly he says I was to it didn’t change my mind from being a liberan but this might change you I mean you are a 16 year old in 12th grade he smiles at me I smile back and hand him the book and leave. Ten years have passed since then. I'm now in outer space in the first colonization ship launched. We went to a planet called rentza 159 and were next door neighbors to stargana. I guess everything ended well in the ended.
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I got pulled over doing 48 in a 25. Ouch..i know. The cop gave me a court date and i dont know whether i should go to court and try to get this revised so it doesnt look so bad or if i should just pay the 150....AND is my isurance going to go up. I have grange...PLEASEEEE help out...im 19 and no previous tickets or violations
""Car Accident, Insurance won't pay up .. Any advice ?""
I was in an car accident two weeks ago, the other driver hit the side of my car because she did not make her stop. I tried to stop however, she was still able to hit the left side of my car. Police arrived but he recommended for us both to file a claim on each others insurance and that they would settle the problem themselves. My insurance company came to take photos of the damages and asked us what had happen. I received letters a couple of days ago, one from my insurance and the others person insurance. My insurance denied her claim because the damages demonstrated that it was her fault. However, i also received a letter from her insurance, that they also denied my claim. I called her insurance and they told me that it they weren't going to pay for any of the damages made to my car, because the the collision shows that it was my fault. I told them i was going to get my lawyer . and they told me i could do what ever i wanted. So, anyone has any advice ? **there was also a witness (a neighbor) who saw what happen**""
""What's more important , Insurance payment or Car payment?""
My car is soon going into repossesion. they gave me a dead line 23rd , and i am desperately looking for a job . anyway , i have 200 dollars in my acct. I was thinking of paying the 200 dollars for my insurance. which i was lever late for paying . and then hope that i get a job and pay the 425 dollars which i am 30 days past due , payment on the 23rd.. do you think I should just not pay the insurance this month , and let them bill me for a fine , than let my car go into repossesment ? if i dn't pay for it , i will have atleast 200 in my bank and then I could hopefully ask my mom ( which i dn't wanna do ) for the rest ( another 225 , total 425 for the CAR ) till i get a paycheck .""
""Just got my drivers license, what's next? how do I get insurance? where do I go?
I'm 19 and I finally got my drivers license :P but I don't have a car. but I need insurance 1. How do I get insurance? 2. Where do I go for Insurance? 3.What do I have to take with me? I need to get a car so... 4. How much down payment do you think is good? like would 1000 do it ? I dont have money. :| 5.can I get loans? or should I get loans? Thanks 4 helping ;)
Is a 2006 TOYOTA SCION TC considered a sports car when getting insurance will the rate be more than getting 4
i want to get a 2006 TOYOTA SCION TC but not sure if its considered a sports car since its a coupe any know if the rate will go up alot ??
Home Content Insurance?
Hi this may be a odd question but is it possible to get insurance for one item?? I have had 2 replace my comp and it would have helped if I had insurance instead of getting anouther built! Thanks
""How many low information posters truly believe Obamacare's $5,0000 deductibles constitute affordable insurance?""
How can you say you have insurance when you have to pay $5,000 before it kicks in every year? A study by HealthPocket Inc. in December found that the average individual deductible for Obamacares bronze plan was $5,081 a year42 percent higher than the average deductible of $3,589 for an individually purchased plan. The deductibles on the low-cost plans are the real scandal here. The administration will surely trot out a long line of cancer patients and people with other terrible medical problems who got treatment in 2014 with coverage they werent able to buy in 2013, but there are going to be far more working poor and middle class people who still have to scrape together a decent premium after the subsidies, pay it faithfully, then get sick and go to the doctor, only to find out their policy doesnt cover anything until theyve paid a $5,000 deductible. I predict a LOT of dissatisfied lower income premium payers.""
Does a car insurance company need to know the state in which the car will be used?
I am buying car insurance for a 21 year old child who will attend graduate school out of state. Primary address will still be with me. Car will be in my name; child/student will be listed as primary driver. Child/student will live in an apartment while at graduate school. Does the insurance company need to know in what state the student will be?
Who has the best car insurance thats the cheapest?
i need the best (or even the not so best) car insurance that is perferably the cheapest with a range of 100 to 160 dollars a month for a civil service worker
Muscle Car Insurance Rates?
Well, I'm an 18 year old male and I've managed to stumble across a 1970 Plymouth Barracuda being sold for a reasonable price and in pretty good condition. It's been my dream car for a while and I was just curious if I can get some estimates on how much I'll be paying for car insurance? I live in British Columbia Canada if that makes a difference. I've taken driving school and I've heard good grades can lower rates as well, which I have. Oh yeah, its got a 440 4 bbl :). Thanks""
Life insurance question?
Does a person have to pay taxes on the proceeds of a life insurance policy?
Car Insurance Quote - Looking for afford auto insurance?
Car Insurance Quote does some one know a cheap auto insurance that is dependable I am a good driver please advise.
Best health insurance for a 63 year old male?
My dad retired at 62 and a half... to make a long story short, he was promised continuing health insurance from his employer but now they are saying they will only be secondary- meaning they only pay if he buys a primary. What would be a good option for health insurance for him? Unfortunately, he is a smoker and had a stroke... he is 63 and a half right now.""
How much is car insurance on average for a 17 year old driver?
I'm 17, and having to pay my own car insurance every month. How much is that going to cost me each month? I have Farmer's insurance.""
Question for uk drivers: How much does disqualification effect car insurance?
Was convicted 5 months ago for permitting use of a vehicle without third party insurance and driving with not in accordance with a licence . Got 4 month disqualification but managed to keep driving licence just need to re-apply for it back from d.v.l.a. Does being disqualified greatly effect insurance? will it affect insurance the same as say drink driving?
Car insurance?
i am a student, 20 years old, that cannot afford car insurance. Is there a state (ca) program or something for people with really low income?""
""My sister in-law hit another car, she only has a permit and no insurance?""
I moved to america last year, my wifes sister hasnt got a full license yet she hit another car today. She has no inurance, she gave her name and her mothers car insurance details. ...show more""
Cheapest motorcycle insurance ?
Cheapest motorcycle insurance ?
How to get cheap car insurance?
its for my brother, hes 17 and needs car insurance hes looking at a corsa. we have tried to do it all the known cheapest ways such as a group policy and with my mums no claims etc anyone any suggestions, please help! :)""
How much will a long lapse in my car insurance coverage cost me (on average) when I try to get inusrance again
And by long I mean between 6-12 months.
Cheap auto insurance safe to have?
I'm going to buy auto insurance and the rates I'm getting are pretty low, $72.00 per month (Progressive) and $92.00 (Geico). But I picked the state's lowest minimum coverage that was available, and I was wondering if it's safe/okay to do that? Thanks :)""
How much would insurance cost for a silverado?
new one 2010 im 18
Insurance or personal?
I had a brush with a car i n the parking lot and the bumper of the other car came off. its a new car and the bumper needs to be replaced. The guy is claming $700 for repairs. Just wondering if i shuld pay it from my pocket or shuld go thru insurance. In case i claim insurance do points get added to my insurance which will impact my insurance cost in the coming years? whcih is more sensible...
Question about Scion Tc insurance?
So I figured it couldn't hurt to ask about the insurance on a Scion Tc. I'm 16 and looking into getting a scion as my first car. My family and I have state farm insurance, and I would co-sign with them. It would be a used scion with about under 50000 miles and probably a year 2006 or 2005. I live in new york if it helps and am a new driver, no tickets or points. So I was just basically wondering how much other people pay a month or year for a scion tc, their age, the year of their car, and the state they live in. Also and more importantly is a scion tc considered a sports car, or is it under sports car insurance. If it is how much extra monthly is that. I would also be eligible for a steer clear program reduction, good grades reduction, and the reduction for taking drivers ed if anyone has any idea how much that would save. Thanks for anyone who can help!""
How do I register myself as the new registered keeper of a Car if I didn't know the previous owner?
I bought a car from an auction recently. It has got a V5 with it but because it was an insurance write off (Cat D) I don't have the Signature of the previous owner. What should I do to register myself as the new registered keeper?
What is the cheapest car insurance?
Hi, I need car insurance but I really don't have a lot of money to spend on car insurance. I need the cheapest possible. I've tried Progressive & Harley's Ville and both were way too expensive. Progressive has given me so many issues it is ridiculous. What is the cheapest car insurance. Please?!""
Is it worth having private medical insurance if your in your 30s and healthy?
Is it worth having private medical insurance if your in your 30s and healthy?
Auto insurance required when buy new car???
I live in california and recently went to the dealer bought a brand new car, and the saleman told me that I need to buy the insurance for my new car right at the dealer otherwise he can not let me drive that car home from the dealer eventhough I have full insurance coverage on my old car(current car)? He ask me to get the insurance coverage that they offer for 30 days? Is this right or it is a scam to get more money from me? Is it true that for everyone who buy new car to get the insurace coverage before they can drive it home even if you have full coverage insrurace on your old car? Thanks""
Insurance help? Please? ?
Hey guys, check it out. I'm looking for insurance, but i don't want to deal with going to each and every insurance site looking for a quote. Does anybody know a solid insurance. First-hand experiences are very much preferred. Also, I live in Pennsylvania, if that matters. I'm sure it does.""
Is Obamacare's goal to provide healthcare for everyone? or requires everyone to BUY health insurance?
Is Obamacare's goal to provide healthcare for everyone? or requires everyone to BUY health insurance?
Affordable cheap dental insurance?
I'm 21 and need dental insurance.. I need to be able to see a dentist if I need to and would like braces so that % off with the dental would be great . What are some affordable dental insurance plans for myself? thanks!
Buy insurance to the child?
I have a 1 year old children don't know what insurance for him
Can a Home Mortgage Company insist you paint your house?
My mom receieved a letter from a mortgage company stating she needs to make 3 repairs to here house. (paint the outside, fix trim around door, repair soffet) They also said they would drop her in 30 days if not corrected. HELP.... Is this legal? I may also say my mom put a claim in last year with them and they (insurance co) had to repair a canapy for 2k.""
Lower cost health insurance recommendations needed?
I'm hoping to be working in a few more days thru a staffing agency but their insurance isnt very good, over $800/month for my son and I and VERY limited medical. He has ADHD and has to have coverage. I doubt if we qualify for any state assistance too. But I've looked at a few individual plans thru various carries and they arent much better... for just over $350/month we're both covered (not including dental or vision) but the deductible is SUPER high does anyone know of any insurances with individual plans with a decent price and coverage. We're in California""
Affordable health insurance for a 19 year old?
I am a 19 year old white female, i live in California, i go to a community college part time, and i babysit and work part time as a substitute custodian(no benefits). Im looking for really cheap even free health insurance since I make roughly $120-$400 a month. I've looked at my school's health care, it doesn't cover what i want(just covers family planing and std test). I would like something that would cover doctor visits or i pay a small copay. If anyone knows what i can do or where to look, i would greatly appreciate it.""
Would it really cost me a lot more insurance?
I have a 93 camry and I'm trying to look for a new car to replace it. I asked my insurance company about the cost of insurance for a 2009 honda civic EX sedan 4 door and it was 536 every 6 months. Researched that car more to find out it was in an accident so scratched that car out of the picture. I found a 2007 honda civic EX coupe 2 door and no accidents and i see nothing wrong with it. They are both EX but the coupe is older. Would the insurance be much of a difference?
Insurance salvage cars?
i want to buy salvage and damaged cars from insurance companies which have been written off. I understand that salvage yards do this. does anyone now how i can buy written off cars from insurance companies
Auto State Farm insurance almost up?
I just looked at my auto insurance card that it expires next month.....i still want to keep it so do i have to call them to renew it or something, or do they call you ?""
(uk) Do you need to tell your car insurance this....?
If you get diagnosed with mild arthritis, do you need to tell your car insurance this? And if so, do they make it more expensive?""
Difference On Insurance Between A Vectra Turbo Petrol & Leon FR Diesel?
Recently decided I'd like to change my car from a 2006 Vauxhall Vectra 2.0 Turbo Petrol to a 2006 Leon 2.0 TDi FR Diesel.. But it all depends on Insurance.. They both fall into group 12 and the vectra has 175BHP where as the Leon has 170 BHP will the insurance be cheaper or more?
What is multi trip insurance?
going back packing for a year, what is multi trip insurance?""
""On average, how much do employers pay for health insurance in the USA?""
So I need a statisitic, on average, how much employers provide healthcare insurance to employees? I've got that from Jan 1st 2014 the Patient Protection and Affordable Care Act will impose a $2000 fine on employers with over 50 employees who do not offer health insurance. But statistics for how much employers actually provide health insurance are all over the place... Typically, employers pay about 85% of the insurance premium for their employees In 2008, over 95% of employers with at least 50 employees offered health insurance. the percentage of large firms offering these benefits fell from 66% in 1988 to 34% in 2002 These quotes are from wikipedia, but I've been looking at other sites too. I just don't know what to believe, or how to understand what they actually mean. What percentage of employers actually provide adequate health insurance to it's full time employees?""
Question about car insurance and theft.?
lets say somebody that has an auto loan gets their vehicle stolen, the insurance will cover the rest of the loan but what happens to the funds the bank has already received for the vehicle?""
Which auto cost more for auto insurance sienna or rava 4?
Which auto cost more for auto insurance sienna or rava 4?
What is the difference between life insurance and health insurance?
What is the difference between life insurance and health insurance?
I have got automatic driving license 2 days go and I`m looking for car insurance?
i just checked with direct gov to understand the insurance policy then i checked the compare sites to get a better deal depending on the car that i will buy , the problem the least ...show more""
I am 59yo. Is it wise to carry a term life insurance for 100K? What are the advantage to this? I am divorced?
I am retired. My premium cost is $680 per year. It is a 20 year policy which I picked up when I was 59, now I am 74 yo. Give me your opinion.""
What would it cost to go to the dentist with no insurance?
The last molar on my bottom left row of teeth hurts pretty bad, its decayed to the point where half the tooth is gone. I was just wondering what it would cost to get this fixed if you have no insurance? Also whats the the cost difference between getting a crown put versus having the tooth extracted? What are the pros and cons of each?""
Anyone know insurance companies that will sell life insurance to severely obese people?
Anyone know insurance companies that will sell life insurance to severely obese people?
Immediate Medical Insurance Help Required?
Hi I am Rishika from Bangalore. I am new to this place. I had got a medical insurance done for my parents but It got expired one month back. Unfortunately, my mom is due for a surgery in the next week and I am looking for any quick medical Insurance help that I can get. I understand its too late to get a medical insurance done. I can arrange for the medical expenses by hand as of now. Is anyone aware of any policies from which I can reimburse the amount later. Or is anyone aware of any medical insurance people from whom I can make a deal and make it a cashless transaction using the insurance policy?? IM confused like hell. Please please help :(((((( :( Yours, Rishika""
How do I register myself as the new registered keeper of a Car if I didn't know the previous owner?
I bought a car from an auction recently. It has got a V5 with it but because it was an insurance write off (Cat D) I don't have the Signature of the previous owner. What should I do to register myself as the new registered keeper?
What are some good health insurance companies in CA for self employed people?
We mainly are looking at it for medical needs. Dental would be nice, but its not necessary. And vision isn't necessary at all.""
Car insurance cost if I want car insurance only 3 months?
Hi, I'd like to buy car insurance for only 3 months, and I'm wondering how much this will cost me approximately. * car price: $3000 * city: Phoenix * new driver, no record Could someone give me a ballpark figure please? Do you think it will be more like $300 (this is $100 per month) or more like $1500 (this is $500 per month)..... I have no idea. Thank you in advance.""
Would car insurance be more on a newer 2-door red sports car or an older 4-door sedan BMW?
Basically, I am a 20 year old college student and I am going through the proccess of buying a car. I have some family friends helping me out. They told me I could get financed for a 2006 red 2 door sports car but I am still on my parents insurance and I don't want it to skyrocket. I will be paying for my car but I don't want to make my parents pay a ridiculous amount for my insurance. I would just like to know which one is more likely to be cheaper...""
I had a car accident but insurance info exchanged what to do?
Ok today while leaving grocery store I was driving so on the middle of the stope light it turn green the car in front of me start moving than stopped all of the sudden I was about to drive and than slammed my breakes I barely touched the car in front of me he stooped came outside the car and said u scratched my car I told him I don't think that's my car . He asked for my insurance and I asked for his he said he didn't have them in the car so I refused to give him my insurance info .. I took aspic of the car plate and the damaged also he did I the same Gave home my name and my number .. Told him whenever u got the insurance info he can call me ... The problem the car is under my brother name and insured under his name as my name is not in nether of the car or the insurance.. What to do ?? My brother can't afford to add me on .. And I know the damaged wisent that much .. Please help should I call back with the insurance or just ignore ???
Real Estate career vs Insurance career?
to all real estate agents and insurance agents.... I have my real estate, life insurance and auto insurance licenses... have been struggling in life insurance business and trying to start with auto insurance to see how it will work out for me and if I can cross sell life and auto together... Also I am very much interested in real estate, I feel like I love it more than anything but i am so scared to go after that, I am afraid that it will take another year or so from my life to really understand and have it going.... I have been struggling in life insurance sales but we all know that life insurance is kind of secondary but real estate, we know that everybody is making money to have that American dream but I don't know how it feels like to be in real estate business.... so any suggestions, about advantages or disadvantages, about money, in which area I can earn more money, about the activities and what should I do to earn trust and start selling... please advice which one should I choose and why based on your experience.... please teach me something, advice me, comment, and make suggestions.. I am lost and frustrated and don't know what to do ..I really want to what is for me and work hard to make it work ....""
What is affordable car inssurance for new drivers?
What is affordable car inssurance for new drivers?
Car insurance question?
hi, I'm currently 25 years old and will turn 26 on October, my question is will it be cheaper when i buy car insurance on october when i turn 26 or it will be the same from now? I lived in New York City. Thank you for your help""
What is the best way to recruit people to become insurance agents?
I recruit people for Farmers Insurance to become insurance agents. We train and help finance them to open their own insurance office. I'm doing this within a 30 mile radius of ...show more
Can you have 2 insurance policies on one car?
I have recently passed my test and wanted to be added to my partners insurance. They don't except people who haven't held a license for less than 2 years? Is it possible for me too take out my own insurance on her car?
Additional Driver costs?
How much should i expect to pay to add a permanent additional driver to my car insurance? It will be a driver on their provisional licence, aged 24. Its with Direct Line, in the UK I already have a quote, i just think i was quoted wrong, and want to know what other people think it usually costs.""
Why does a rental app ask for my car insurance info?
I got an application from an apartment complex on the app it ask's for a copy of my car insurance card why?
Decent and Cheap Health Insurance Plans for International Students in the US?
I will be studying my Master in the Boston area, this September. The grad-school health insurance is a little too expensive to me. What would be some of the decent and affordable health insurance companies and plans?""
Which is the best homeowners insurance?
i live in california and im getting a home and now i need home insurance which is the best thanks
Will my insurance go up if i get a traffic ticket for failing to stop at a stop sign?
what if i just pay the bill will my insurance go up? the thing is just this dec 6 2011 they added two new stop signs in a 4 way intersection before, if you were going north or south you didnt have to stop, and only the people going west and east had to stop its been several months since i passed by there and i just zoomed thru the stop sign and obviously violated the law. i bet im not the only one thats been stopped there im in california btw""
How much did your car insurance go up after a speeding ticket?
I got a ticket a few months ago, and I got one today. Both were oddly enough 21 mph over the limit. I have not noticed a rate increase yet, and I was wondering what others have gone through.""
Poll: how much do you pay for car insurance?
Poll: how much do you pay for car insurance?
Any insurance professionals? from UK or USA?
have you heard about Chartered Insurance Institute? and what do you think of its various diplomas? are they highly valued in your field? and can they advance your careers in insurance! thx
Young new driver getting car insurance?
Okay so i got my license January of this year and i am starting college. i already took a college class last semester while i was in high school. i heard you can send in your grades if their are good to reduce the bill. i lost my high school report card but i was wondering if i can request my college transcript ( which is one class) i got an A in it and i have a 4.0 so can i send that in to reduce the bill. and if not any other suggestions to reduce my car insurance? PS i have AAA and am going to be under my parents insurance
How do I get car insurance if my car was stolen?
I wrecked my car recently & was given a ticket for no insurance. My car was stolen shortly after & now I'm not sure what I'm supposed to do about the ticket or getting insurance. The court date is approaching very quickly! HELP PLEASE!
Car insurance for teenagers?
Im 18 and I own a used car. Never a trouble maker. I have a part time job. I want to know what insurance I can get for my car that is affordable.
How does american income life compare to other insurance companies?
anyone ever use american income life insurance and other?
Can i swap my car insurance when i still have a claim going through?
i need to change my insurance because of outgoings, but i have aclaim for compensation still going on because a man hit the back of my car. Can i still cancel my insurance and go with a better quote.""
How many independent insurance agents are there in the US?
I am trying to find out how many independent insurance agents there are in the United States. Any data, links or information would be great.""
Camera insurance for not professional?
I would like to buy an insurance for my camera. Please write only the link for not professional. Thank you so much! USA
How long will it take insurance company to pay off stolen car?
How long will it take for insurance company to pay for car? & what happens if they recover it?
How do I register myself as the new registered keeper of a Car if I didn't know the previous owner?
I bought a car from an auction recently. It has got a V5 with it but because it was an insurance write off (Cat D) I don't have the Signature of the previous owner. What should I do to register myself as the new registered keeper?
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