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Debt funds invest in a range of securities, depending on their credit scores. A security's credit rating signifies the risk of default in disbursing the returns that the debt instrument issuer promised. A fund manager guarantees he's investing in highly valued credit instruments. A higher credit rating means the company is more likely to pay interest on the loan secured on a regular basis, as well as to pay the principal back upon maturity.

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Working capital loan to small and medium-sized businesses meeting their needs for working capital. A working capital loan lets you manage your day-to-day activities. Typically these loans cover recurring costs including accounts payable, pensions, etc. Our working capital loans help you cover your work expenses during a time of low sales / revenue. We combined the best features of multiple types of these loans to create an offer that is ideal for Indian SMEs and startups.

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Fund-based credit facilities are those where an actual outflow of funds from the bank to the borrower occurs upon sanctioning of finance and non fund based credit doesn`t involve such outflow of bank`s flow. Typical examples of fund-based facilities are revolving loans, cash loans and overdraft, and non-fund-based facilities are credit letters, bank guarantees, comfort letters, etc.

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Non fund based facilities are such facilities extended by bank which do not involve outgo of funds from the bank when the customer avails the facilities but may at a later date crystallise into financial liability if the customer fails to honour the commitment made by availing these facilities. The banker undertakes a risk to the amount on happening of contingency.

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Non fund based facilities are such facilities extended by bank which do not involve outgo of funds from the bank when the customer avails the facilities but may at a later date crystallise into financial liability if the customer fails to honour the commitment made by availing these facilities. The banker undertakes a risk to the amount on happening of contingency.

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Non fund based facilities are such facilities extended by bank which do not involve outgo of funds from the bank when the customer avails the facilities but may at a later date crystallise into financial liability if the customer fails to honour the commitment made by availing these facilities. The banker undertakes a risk to the amount on happening of contingency.

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Syndicate loan means when a group of lenders collectively extend loan to a single borrower, using a similar terms and conditions, documentation etc administered by common agent. Syndicating the loan allows lender to spread risk & take part in financial opportunities that may be too large for their individual capital base. Generally these loans are acquired by borrower for big projects such as merger, acquisition, etc.

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A lending of money by one or more individuals, organization, or other entities to other individuals, organizations, etc. The receiver (the borrower) incurs a debt and is usually liable to pay interest on that debt until it is repaid as well as to repay the principal amount borrowed. Bank loans can be short or long term, depending on the lending purpose. Bank loans are mostly used to fund start-up capital, and for larger long-term investments.

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www.ultiwise.in is an initiative by Ultiwise, a team of more than 100 corporate legal and finance professionals, set out to assist entrepreneurs around the globe in their business quests. We believe that every business needs nourishment in its budding stages. Ensuring smooth navigation through the bumpy ride of legal compliance, financial risks is what we are good at.

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Government business loans were primarily introduced to provide funding to Micro , Small and Medium Enterprises ( MSMEs) and other key entities. There are several variations of these schemes and through different online platforms the modern entrepreneurs can determine which one suits them the most. Let's discuss further the forms, features and eligibility criteria of Indian government business loans offerings.