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[yebusa-blog]

Social Security and Medicare benefits | Five facts you should know

At www.yebusa.com, we help simplify Social Security and Medicare decisions. These two entitlement programs provide solid foundations for many successful retirement plans.

Maximizing a guaranteed income with cost of living protection and selecting the best Medicare health care plan for you, at the lowest possible price, are critical to successful retirement planning. Additional items you need to know are: Social Security earned benefits maximize if started at age 70; If you don't begin Medicare benefits at age 65 and a creditable plan does NOT cover you, you will pay lifetime penalties; You can coordinate earned and survivor benefits; If you earned a pension while working for a Government entity without contributing to Social Security, and you are also eligible for Social Security, you may receive a reduced Social Security benefit; Ex-spouses who were married for at least ten years are eligible for an ex- spousal and survivor benefits under certain conditions. For more information, call us on our toll- free number: (800)889-9651.

[yebusa-blog]

Facts - Need to consider before applying to Security Benefits online

Before applying for Social Security and Medicare benefits, an individual needs to set up a "My Social Security Account" at https://www.ssa.gov/myaccount/. It provides detailed account information, including your estimated benefits, last reported earnings, your earnings record, etc. Your "My Social Security Account" will pre-populate Social Security application sections and provide you will the best estimate of expected payment. Click on https://www.yebusa.com, email support@yebusa.com or call (800) 889-9651 for more insights.

[yebusa-blog]

What you need to know about Spousal Social Security benefits | Yebusa

The spousal benefit received is frequently a combined benefit of the couple's earned Social Security Primary Insurance Amount (PIA). To determine spousal benefit amounts, a couple's PIA is used and adjusted based on the planned benefit start date. Unlike earned benefits, spousal benefits maximize at full retirement age. If you are younger than Full Retirement Age (FRA), Social Security's earnings test might reduce your earned and spousal income until you reach FRA. These are some of the reasons you should consider contacting Social Security and Medicare specialists like YEB Enterprises. Please schedule an appointment with us at support@yebusa.com or (800)889-9651. Visit www.yebusa.com for additional details.

[yebusa-blog]

Know the documents required to apply for Medicare benefits

Knowing what forms you need and how to complete them will save you a lot of time and frustration. At www.yebusa.com, we can assist with form identification and completion. You will find many of these documents and applications, including; Medicare IRMAA life-changing events, Employer Proof of Coverage, Social Security Tax withholdings, and Lump-Sum Death benefits at www.yebusa.com/social-security-medicare-documents.