#Question Bank Class 10 English Communicative | Explore Tumblr posts and blogs

kavinderrawat · 2 months ago

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Affordable and Trusted: Where to Find the Best Home Tuition Near Me!

Sure, there are YouTube videos and online courses everywhere—but can a screen track your child’s learning gaps? Not quite. That’s where home tuition shines. Having a real person to explain, revise, test, and motivate is still the gold standard in education.

Parents across India are realizing that while digital tools help, nothing beats a personal tutor who sits next to your child and ensures they understand every concept.

So, if you've been googling "Best Home Tuition Near Me", you’re already on the right path.

The Real Benefits of Local, Trusted Home Tuition

Personalized Attention

No two students learn the same way. Home tutors adapt their teaching methods to your child's pace, interests, and strengths. This boosts confidence and ensures better results.

Flexible Scheduling

Forget the rigid schedules of coaching centers. Home tuition allows parents and students to set timings that fit their school and activity calendars.

Exam-Focused Preparation

Home tutors provide extra question practice, mock tests, and revision sessions before exams, giving your child an edge in scoring higher.

What to Look for in the Best Home Tuition Near Me

Qualifications and Experience

The best home tutors are well-qualified, often with teaching degrees or strong academic backgrounds. Always ask for credentials and demo classes.

Teaching Style and Student Compatibility

A tutor should not only be knowledgeable but also friendly and communicative. Comfort between the tutor and student is key to effective learning.

Affordability without Compromise

You don’t need to spend a fortune. Great tutors offer value-driven learning packages that are both affordable and high-quality.

From Class 1 to 12 – Home Tuition for Every Stage

Primary Classes (1–5): Foundation Years

Focus areas:

Basic arithmetic and number sense

Reading, comprehension, handwriting

Spelling and phonics

Understanding science and environment

Middle School (6–8): Concept Clarity Stage

Focus areas:

Subject introductions: Algebra, Geometry, Geography, Civics

Grammar and vocabulary building

Regular tests to build academic stamina

High School (9–10): Board Preparation Zone

Focus areas:

CBSE/ICSE board pattern

NCERT solutions and question banks

Model test papers and time management

Senior Secondary (11–12): Career-Defining Time

Streams covered:

Science (PCM/PCB)

Commerce (Accounts, Eco, Business Studies)

Humanities (Pol. Science, Psychology, History, Sociology)

Top Subjects Covered by the Best Home Tutors Near You

Mathematics (All levels)

Science (Physics, Chemistry, Biology)

English & Hindi

Social Studies & EVS

Accountancy & Economics

Geography, History, Civics

Computer Science

Sanskrit & French (on request)

Spotlight on Saraswati Tutorials – Your Local Tuition Partner

If you're still wondering where to find the Best Home Tuition Near Me, then look no further than Saraswati Tutorials – a name trusted by hundreds of families in Dehradun.

Why Parents Trust Saraswati Tutorials

Tutors are screened, experienced, and well-reviewed

Tutors assigned according to student's subject, class, and comfort level

Free demo class and easy tutor replacement if needed

Transparent pricing and weekly student reports

How Their Tutors Adapt to Your Child’s Learning Style

Whether your child is a fast learner or needs patient repetition, Saraswati’s tutors adjust their pace and techniques. Their aim? To help your child love learning and ace exams.

Areas Covered for Best Home Tuition Near You

Saraswati Tutorials provides home tutors across Dehradun in:

Rajpur Road

Balliwala

Nehru Colony

Race Course

Clement Town

Prem Nagar

Dalanwala

Sahastradhara Road

Vasant Vihar

So yes, if you're searching for "Best Home Tuition Near Me", Saraswati is probably already in your neighborhood.

How Much Does Home Tuition Cost? A Quick Guide

Class LevelSubjectsPrice Range (Per Month)Class 1–5All Subjects₹1,500 – ₹3,000Class 6–81–2 Subjects₹2,000 – ₹4,000Class 9–10Core Subjects₹3,500 – ₹6,000Class 11–12Stream-Specific₹5,000 – ₹8,000

Note: Actual cost may vary depending on subject complexity and tutor qualifications.

FAQs – Best Home Tuition Near Me

1. Is home tuition better than coaching classes?

Yes. Home tuition offers personalized, distraction-free learning, which coaching centers can’t match.

2. Can I request weekend classes only?

Absolutely! Saraswati Tutorials offers flexible weekly schedules including weekend-only tuition.

3. Do home tutors bring study material?

Yes. Most tutors bring their own worksheets, question banks, and notes aligned with the student’s syllabus.

4. Are tutors available for competitive exam prep too?

Yes. Tutors for JEE, NEET, NDA, CUET, Olympiads are also available.

5. What if I don’t like the tutor after a few sessions?

No worries! Saraswati Tutorials allows easy tutor replacements within 1–2 days.

6. How do I get started?

Just book a free demo class through their contact number or website. A coordinator will guide you through the next steps.

Final Thoughts – Invest in the Right Tutor Near You

In today's fast-paced academic environment, you don’t need to look far or pay extra. The Best Home Tuition Near Me can be found right in your neighborhood—affordable, personalized, and fully aligned with your child’s academic needs.

With trusted names like Saraswati Tutorials, you’re not just hiring a tutor—you’re building your child’s future.

#Best Home Tuition Near Me #Home Tuition Near Me #Best Home Tuition

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amityranchi · 10 months ago

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Top BCom Colleges In Jharkhand: Admissions, Placements & More!

Are you someone who always wanted to grow your career in the banking sector? Or someone who always dreamt of running your own business and becoming a business tycoon someday? If you answer yes to any of these questions – then this article is for you.

In this article, we are going to shed light on the admission process at the top BCom colleges in Jharkhand, and which college reigns supreme in BCom studies.

Admission Criteria For BCom Studies

Class 12th: Candidates must have passed Class 12th or its equivalent examination from a recognized board.

Subjects: The required subjects often include English, Mathematics, and Commerce or Accountancy.

Entrance exams: Some BCom colleges in Jharkhand may conduct their own entrance exams to assess candidates' aptitude and knowledge.

Popular exams: Common entrance exams for BCom admissions include CUET (Common University Entrance Test), MAT (Management Aptitude Test), and XAT (Xavier Aptitude Test).

Group discussions and personal interviews: Many colleges may conduct group discussions and personal interviews to evaluate candidates' communication skills, problem-solving abilities, and overall personality.

Counselling and seat allotment: Once the admission process is complete, candidates will be invited for counselling sessions to choose their preferred colleges and courses based on their merit and availability of seats.

Choosing The Right College For A BCom

If you are a student from Ranchi who is willing to pursue a BCom degree from one of the best BCom colleges in India, then choosing Amity is a viable option. It is a top-ranked college for many reasons; the updated curriculum, excellent placement opportunities, and world-class infrastructure make Amity – the best. Now let’s look at the major reasons that sets Amity apart from other colleges:

BCom Curriculum

Amity’s Bcom curriculum goes in-depth and teaches everything about banking, finances, economics, and more. It is not just like a regular BCom school, students get updated knowledge from the professors and know that what are the current trends in the market.

Placement Opportunities

Amity provides excellent placement opportunities in some of the top firms and MNCs of India. Here, more than 5,500 students have been placed a year before passing out. These numbers show the dedication of Amity’s placement cell to making their students' future secure.

Holistic Development

The university has a vibrant campus life and everything that is required to grow in an academic environment. The university focuses on a well-rounded education and development that is required to grow and graduate as a skilful individual.

Conclusion

The right BCom college can shape your career in many ways, and Amity University emerges as the best University for BCom in Ranchi which offers a strong academic foundation, excellent placements, and an environment that is meant for learning. By considering the admission criteria and carefully analysing your options, you can make an informed decision and embark on a successful journey in the field of commerce. Admissions Open!

Source: https://amityuniversityranchi.blogspot.com/2024/10/top-bcom-colleges-in-jharkhand.html

#top bcom colleges in Jharkhand #Best Bcom Colleges in India #Best University for Bcom in Ranchi

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potatoes-tomatoes · 2 years ago

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Those questions are all so good, I can't pick!

1-30 pls? The ones you feel like doing 🫶

I have special interest in your thoughts on veganism tho

chipotle order?

carnitas bowl with pinto beans lettuce tomatoes crema guac and cheese

2. thoughts on veganism?

ain’t for me. I wasn’t born and raised to say no to meat as a hispanic texan. I feel it’s too self righteous a lifestyle, and somethin that’s very…hm… class restricted I’ll say. You gotta be able to afford sayin no to animal products. I understand in practice it’s so that one doesn’t partake in the loss of life or harm to an animal… but it’s like, why restrict that guilt to animals? Why restrict it to signals only we easily perceive? Trees and plants communicate to each other too, they also send their own signals of distress when in danger. They’re their own form of sentient. Whatever we eat, we are taking some or all the life of. (I guess except for eggs? bc that's just chicken period) That’s just something we must accept.

Also sometimes the marketing for it I find is funny. “vegan leather” you mean synthetic shit?? "yeah I'm sippin outta my vegan cup oh what brand is it you ask heh, Solo." like c'mon man. get outta here.

3. a specific color that gives you the ick?

I believe all colors have the potential to be beautiful within the right palette

4. mythical creature you think/believe is real?

answered!

5. Favorite form of potato?

Frenchly Fried

6. do you use a watch?

nah just my phone

7. what animal do you look forward to seeing when you visit an aquarium?

the seals

8. do you change into specific clothes for the house when you get home?

ya my pjs (old shirt and sweats)

9. do you have a skincare routine (and how many steps is it)?

wash my face with face cleanser, put on moisturizer. every other day or so I put on an innisfree mask.

10. on a plane, do you ask for apple or orange juice?

I ask for a coffee with two creams and no sugar.

11. anything from your childhood you’ve held on to?

Oh many things, i got a bin full of em. sketchbooks, elementary yearbooks, diaries. My prized posession is my first stuffed bear, Clover. She’s stuck with me since I was 6 years old!

12. brand of haircare/bodycare/skincare that you trust 100%?

;–; none of them they all did me dirty. and I get too overwhelmed to look into what brands are the cheapest and best for my skin/hair.

13. first thing you’re doing in the purge?

stealing money to pay off my goddamn loans. That or I'd like to know who directly could cancel my loans (like is there a. like a "cancel loan" button on a computer or what. who's in charge of that button. I'm so smart guys I know exactly how the banking system works) so I could spook them into getting it done for me. I wouldn't hurt anyone, but I'd look the part to get them to do what I want.

14. do you think you’re dehydrated?

nah i drink plenty water.

15. rank the methods of death: freezing, burning, drowning

oof that’s tough. They all seem equal to me.

16. thoughts on mint chocolate chip?

LOVE LOVE LOVE!!

17. an anxious compulsion you do everyday?

I often check to see if my back is straight or if I’m not pursing my lips

18. your boba/tea order

matcha or taro, blended.

19. the veggie you dislike the most?

lima beans eughhh

20. favorite disney princess movie?

Tangled

21. a number that weirds you out?

my ex's (badum tsh)

22. do you have an emotional support water bottle?

I am in possession of only one water bottle

23. do you wear jewelry?

no. I own some though for some reason.

24. which do you find yourself using, american or british english?

American, but I prefer using the british grey instead of american gray.

25. would you say you have good taste in music?

My taste in music is the only thing abt myself I’m confident in hgjkfd yes I would say so.

26. how’s your spice tolerance?

Take a look at my hispanic card you’ll see “güerita“ in bright bold lettering.

27. what’s your favorite or go-to outfit?

jeans and a t-shirt with my chanclas

28. last meal on earth?

Fettuccine Alfredo

29. preferred pasta noodle?

Bowties, they funky

30. ask me anything !

well gosh how am I supposed to answer this one y’aint sent me nothin on it pinsky XD

#I do my best to research stuff I don't like so if i have any vegan followers who got choice words to say to me by all means come my way #cel speaks #cel answers

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bluescreening · 5 years ago

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Practical GCSE Advice

Tips From A New Year 12 Who Somehow Got All 9s

Don’t worry, I’m not becoming a studyblr. I’m writing this on results day as a sort of farewell to GCSEs and to impart some “wisdom” upon the youngsters before I move on to A-levels. I’m going to keep this to specific, practical things you can do to improve, none of that vague nonsense. Subject-specific tips for maths, geography, triple science, language, literature, graphic comms and comp sci under the fold because this is too bloody long already.

General Tips:

Don’t go revision crazy. People will always emphasize revision, but so long as you’re revising effectively (see below) you’re safe to start revising about a month before mocks, and two months before your final exams. In terms of a revision schedule during those months, I worked with one or two hours per day, with a free day on Friday and Sunday.

Use apps to stay organised. Put your school timetable and exam dates in your calendar of choice with appropriate reminders and colour coding. To keep track of homework and revision, use Adapt - you can put in your GCSEs and it tracks which topics you have covered and how many times, as well as allowing you to input homework and your school timetable. During study time use Forest (free on Android) to lock yourself out of your phone for a certain amount of time.

Pay attention to lessons from the start. From the beginning of Year 10 every lesson is a GCSE lesson, and everything you learn could come up in an exam. Follow along with your teacher, make the best notes you can, do the work and understand the concepts as early as you can. You’ll thank yourself in a year as you watch the rest of your class wonder what a ribosome is when revision time comes.

Revise effectively. Use Adapt or a textbook to keep track of your confidence level on every topic, so when you’re revising you can focus on the ones you don’t understand whatsoever. Also, don’t just read stuff when revising. You have to train your brain to retrieve the information. Memorise vocabulary and basic facts using flashcards, then answer exam questions. Lots and lots of exam questions.

Use your teachers. They want you to succeed because it reflects well on them! If you don’t understand something after a lesson, pop back at break or lunch, or shoot them an email and they will help. Don’t just bank on it not showing up in the test because Sod’s Law dictates that it will. After Christmas in Year 11 they will often start revision sessions or intervention. Attend them for any subjects you’re even slightly shaky on. They’ll boost your grade like nothing else, even if it does take up some of your chill out time.

Buy textbooks and study materials through school. If your school offers you textbooks and workbooks it’s likely that will be the best deal for them, since they’re purchased in bulk. Grab all you can in Year 10 and talk to the school if you can’t afford many - they may be willing to help. If you know any higher-level teachers see if they have any sample study materials from CGP and the like. My English teacher gave me a lovely set of sample CGP Macbeth flashcards that would have proved really useful.

Make flashcards at the end of every topic. Stay on top of them. You want a term on one side and a definition on the other, or a quote and analysis etc. If you don’t like endless bits of card floating around use Quizlet - you might not even need to make them yourself as many people have shared GCSE flashcards there.

And finally - don’t forget you’re a human! Humans need regular sleep, healthy food including breakfasts, hydration, fun and social time. Make time in your day to take care of yourself. Your brain works better when you’re healthy so often an extra hour of sleep will do more for your grade than an extra hour of revision. Hanging out with your friends and keeping up with your hobbies reduces stress.

Feel free to ask me any questions you may have about any of this stuff, or if you just need advice I’m here too! I’ve done it before, I can help you out.

Subject Specific Tips:

Edexcel Maths:

Use CorbettMaths. All the time. If you haven’t done every one of his worksheets at least once you’re not grinding hard enough. Jk, but seriously this guy used to teach me in real life and he’s awesome. He makes flashcard packs, videos on every aspect of GCSE maths, daily challenges, textbook exercises, practice exam questions... literally everything you could ever need.

Practice everything until you’re sick of it, and then do ten more questions.

You’ll need to memorise some trig identities. Don’t memorise them as a table, that’s hard. Memorise them as these triangles, sketch them out in an exam and work it out on the spot. Easy.

AQA Geography:

Don’t goof off during your fieldwork. Don’t make the same mistake as me. If I ever had to do the fieldwork paper I would not have got a 9. Even though it’s a field trip, even though you’re with your friends, this will directly impact your GCSEs and you need to treat it like an exam.

Memorise vocabulary then move onto exam questions. Geography is very formulaic and exam questions repeat themselves - take advantage of that.

Memorise. Your. Case. Studies.

AQA Biology, Chemistry and Physics:

A l l h a i l f r e e s c i e n c e l e s s o n s .

Practice those reading comprehension questions where you’re presented with information and have to answer questions about them. A surprising amount of people get overwhelmed because they haven’t revised it. You can’t! You have to read and understand it within the exam.

Memorise your bloody equations for physics or you will fail. Use Quizlet, learn them all by the end of year 10 even if you don’t know what they’re about yet, practice using them.

Buy the CGP workbooks and complete them! Make sure to buy the answers too, because CGP are scammers.

AQA English Language and Literature:

Identify 10-20 brief quotes from each piece of literature so you have a few for each character and theme. They can overlap! Also, memorise the author’s intentions for each one. With poems (for those of you who have to do them... I’m not salty, I promise) ask your teacher to recommend 5 that match up with the most themes and memorise 3 quotes from each. Remember to analyse the rest of the poems too - any of them could come up so it’s good to have an understanding.

Memorise structures for every question. The examiners will tell you not to use structures. Shut up, I got all 9s. Structures are the best way for slow writers to ensure they get everything they need to in. TETAAC (topic, evidence, terminology, analysis, alternative interpretation, context) works for lit essays and can be modified for every other question. Work out how many paragraphs you can write in 40 minutes and take that into account when planning. Once the plan is done it’s just a matter of making it sound frilly. English: hacked. My normal plan for a lit essay is a one-sentence thesis statement for an intro, 3xTETAAC paragraphs and a conclusion which reiterates everything but better.

Don’t worry if your grade is terrifyingly low to begin with. That’s just how English rolls. You’ll slowly develop the skills you need and start to make 3 or 4 grades of progress throughout year 11.

OCR Art and Design - Graphic Communication:

Think long and hard about whether you want to do graphics or fine art, if your school offers both. Graphics is designing logos, fine art is whatever you want. I should have taken fine art in retrospect.

Make as much work as possible from the very start, even if you haven’t decided on your portfolio project yet. Everything, and I mean everything, can be shoehorned. If you make a lot of work you have some leeway and can leave out your early stuff so your overall portfolio looks better.

Annotate as you go and store all your thoughts digitally. Even if you have no clue what you’re supposed to write in annotations, put down your thought process. It’s easy to tidy up something you wrote a year ago, but it’s really hard to stare at a letter F made out of newspaper and remember where on earth you were going with it.

To make enough work you will need to stay after school often and give up a lot of lunch times. That’s just how it goes. At least with the right crew it can be fun - the combo of my friends and the very chaotic art teachers at my school made my Thursday graphics sessions something to look forward to.

OCR Computer Science:

Use Quizlet flashcards to memorise terms. Being able to correctly define terms is half the battle, literally. You’ll basically get an instant 9 on the first paper if you memorise every term defined in the textbook. Luckily, someone beautiful and generous by the name of sporkified (wink wink) on Quizlet has created two sets with everything you need to know for the entire qualification.

Practice programming in your chosen language before your programming project starts. Learn to do everything mentioned in the textbook and try it out on a sample project. Many will tell you to not bother about the programming project, it doesn’t matter. That’s true to some extent, but excelling in the programming project can tip you up a grade as well as making the algorithm questions on paper 2 easier for you.

Take part in Cyber Discovery. Give it a Google, sign up. It’s really hard if you have no practical computer experience but doing it gave me a real edge with paper 2 which is where you want to focus your energy as it’s weighted more. Also it’s fun.

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winryofresembool · 5 years ago

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Things We Lost in the Fire, ch 6

aka Caleo uni au

Fic summary: Calypso starts studying at a new university, but to her annoyance her new flatmate is a loud mouthed mechanic who also likes to sneak his dog in whenever. But as she learns to know him better, she realizes they might have more in common than what she first thought. Eventually, even the darkest secrets come out…

Chapter summary: Calypso gets a makeover.

Characters in this ch: Calypso, Annabeth, Piper, Leo

Words: 3233 (a long one :O)

Genre: romance & hurt/comfort

Warnings: none

previous chapter / next chapter / AO3

...

“So, Greek is your native language? That’s so cool!” Annabeth exclaimed as she and Calypso were on their way to a nearby mall to purchase new things for the new semester. “I’ve been trying to learn Ancient Greek just for fun but it’s harder than you’d think, I’m not very good yet.”

“Yeah,” Calypso nodded understandingly. “I’ve been living here since I was about 10 so I’d like to think that my English is fine now – apart from the accent – but it took me half a year to actually start speaking English in the class when I started school here… And I was homeschooled during my high school years so it was hard to maintain the language skills. It’s nice to be able to communicate with other students face to face now,” Calypso said with a sad undertone that Annabeth didn’t miss.

“You were homeschooled?” she asked with surprise. “Any special reason for that?”

Calypso didn’t know what to answer to that. The truth was very hurtful and she hadn’t ever told anyone about it, much less someone she had known less than a week. That’s why she tried to smooth it out as much as she could when she answered: “Um… My father seemed to think it was a safer option than going to a public school.” She shrugged. Annabeth didn’t ask more questions, probably thinking that her answer seemed acceptable.

“Makes sense. I’ve done a lot of studying at home too, mostly because I have ADHD and dyslexia so learning isn’t as easy to me as it is to some.” That information surprised Calypso.

“But… Sorry for the assumption but to me you seem like the type who always wants to be on the top of her class.”

“You guessed right.” Annabeth smiled. “But it hasn’t been an easy road. I have had to try a lot of learning methods before I finally found some that worked for me and made it easier for me to focus. Luckily these days there are a lot of audiobooks and other options for dyslexic learners so… it’s not so bad.”

“Right,” Calypso said. The conversation ended because they had finally arrived at their destination. Calypso had brought very little with her into her new home - just the most essential clothes and other everyday items - so there was plenty she needed. However, she also needed to figure out where to get more money once she was done with the shopping. She had some savings on her bank account thanks to helping her dad with his business (mainly stuff like paying bills and writing emails on his behalf) and because a dead relative had left her some money in her will, but those would only last for a couple of months. She had considered her options and one of them was opening an online shop where she’d sell things she’d herself made, from clothes (she was pretty handy with both knitting and sewing) to decorative objects such as jewellery and ceramic pots. The issue with the latter option was that she had no place to make them; the room she currently had was too small and Leo probably wouldn’t be thrilled if she turned their common area into a workshop.

“So,” she turned to Annabeth as they were checking a display at a bookstore. “This might be a bit of a random question, but do you have to work to pay for your studies?”

“Oh, yeah, I do!” Annabeth answered. “My dad would have helped but we’ve never been that close and I don’t feel it’s fair so I give children art classes and sometimes tutor them in various subjects. It also helps that I live together with my boyfriend so we can split our bills…”

“You said earlier that he’s a swimmer, right?” Calypso remembered from their earlier conversation. “I used to know one who I think is pretty good these days. But I haven’t kept in touch with him for a couple of years.”

“Oh? What’s his name?” Annabeth inquired. “I might know him?”

Calypso was about to answer when she suddenly spotted a couple of people she knew in the crowd outside the bookstore. She inhaled sharply and pulled Annabeth farther from that direction, hiding behind her.

“No, no… that can’t be… how would they know…” she muttered to herself.

“What’s wrong?” Annabeth asked, trying to see what had caused Calypso’s reaction.

“I… just saw some people I don’t want to find me. It’s a long story. But we should go.” Calypso said as quietly as she could, nodding towards the entrance of the mall.

“But we just came here…”

“I’m sorry!” Calypso bit her lip. “I really don’t want him to see me. We can go to some other place.”

“Fine,” Annabeth agreed, still glancing to the direction where the mysterious person had been. “There’s another shopping center nearby.”

Once they were safely outside, she asked: “What was that about?”

“I wish I could tell you but I don’t want you to get involved in this mess…” Calypso said, wrapping her arms around herself protectively. “But this is bad, they might have a clue I’m here… I don’t know what they’d do if…”

“You don’t make any sense now,” Annabeth noted bluntly. “But OK, someone is looking for you and you don’t want them to find you. I know we haven’t known each other long, but you can trust me. I’ll help you out if you need it.”

“Thanks,” Calypso said gratefully. “Right now, the farther I am from those people, the better.”

“What are we waiting for, then?” the blonde girl tugged on her sleeve and started running like a little child. “Let’s go!” she said, smiling as she ran farther from Calypso, and she couldn’t help but follow her.

…

In another shopping center Calypso spotted a hair salon, which gave her an idea. She figured that if she looked different than before escaping her childhood home, the men who worked for her father would have a harder time recognizing her. That meant a new haircut, new clothes, and possibly different kinds of make-up too. She didn’t usually use a lot of products on her face – mascara and lipgloss were her go-to make-up items – but maybe Annabeth would be able to help her with that.

“I… should probably use my money on more important things, but do you happen to know anyone who’d be willing to give me a haircut? And maybe even help with dyeing it?” Calypso asked while looking at the ads on the wall of the hair salon.

“You want to cut it?” Annabeth eyed her long, caramel colored hair that had been braided. “I thought it looks so pretty now.”

Calypso mumbled something about wanting to start kind of from a clean slate in a new place, not wanting to go too deep into her reasons.

“I understand.” The other girl nodded. “As for your question, yes, I happen to know just the person! My friend Piper McLean is quite experienced in that field because one of her sisters is a hairdresser and she taught Piper to cut her hair. She’s helped me sometimes too!”

“Piper?” The name reminded Calypso of something. Then she realized that she had heard Leo mention a girl named Piper the other day. “That is not a very common name here, is it? I mean, I think my flatmate knows someone called Piper too…”

“Now that you mention it, I think it might indeed be the same Piper,” Annabeth realized. “She does talk about Leo sometimes; apparently they are good friends. Somehow I’ve yet to meet him, though.” Calypso from a couple of days ago might have said that Annabeth really hasn’t missed much, but something had changed after the conversation with him the other day. She no longer felt annoyed simply by the mention of his name, and even though she didn’t really want to admit it, there was a part of her that wanted to know more about him. Something bad, apparently related to fire, had happened in his past that he kept inside him, and when Calypso thought about it, she couldn’t help but feel for him… She too had lost a lot. But then she shook her head because now was not the time to get stuck in her past.

“Maybe you will meet him if you come to our flat at some point; he’s home working a lot,” she answered instead.

“Maybe!” Annabeth said enthusiastically. “I’d like to know what all the fuss is about because somehow I seem to have a lot of connections towards him. First my boyfriend, then Piper, and now you too.”

“Small world, huh?” Calypso smiled. Annabeth agreed and after they paid for their purchases she proceeded to call Piper to ask if she’d be willing to help a friend out. Piper had nothing against that. They decided to meet up at Leo and Calypso’s flat in a few hours because it was closer to their current whereabouts than Annabeth and Piper’s homes.

...

About two hours later, Calypso’s wallet was notably lighter, but she had gotten herself a new, pink everyday dress, a jacket, shoes that matched the dress, a light blue shirt, some make-up products (for which she had had to ask the shop assistant’s help) and henna hair dye. She had debated on her color options for a good while, but ended up on the orange-ish because it wasn’t too far from her own hair color (she didn’t want too radical changes when she was dying her hair for the first time) and she also liked using natural, organic products when possible.

“Thanks for coming with me!” Calypso told Annabeth happily when they were finally back at her flat. “You were a big help.”

“No big deal,” Annabeth said back. “I’m always happy to help a friend. Not that you needed it a lot.”

“I meant more than just shopping wise,” Calypso said, looking down at her feet. “I don’t know how I would have reacted if I had been alone when…”

Annabeth understood she was referring to the strangers who had frightened her.

“You still don’t want to talk about that?” she asked carefully.

“I’d rather not,” Calypso shook her head. “It’s… a part of my life that I’m trying to leave behind me.”

Annabeth narrowed her eyes. “Can I ask you one question, though? You know those guys and they know you? And they’re searching for you?”

“I… I don’t know what they were really doing here. It could have been a total coincidence. I mean, only you knew we were going to be at that mall so it feels impossible that they would have known…” Calypso rubbed her forehead tiredly.

“You’re not trying to run away from the police or anything? Sorry, I just had to ask.”

“No, no!” Calypso lifted her hands in front of her defensively. “They are from my dad’s company… it’s complicated.”

That was Annabeth’s cue to stop asking more questions. She figured that Calypso would tell her with time if she let it be. The atmosphere started getting a bit awkward so both of the girls were relieved when Annabeth’s phone rang and Piper announced she was waiting at the front door. Calypso let her in.

“So you’re the famous Calypso!” she exclaimed the moment she saw her.

“Famous?” Calypso asked, her eyebrows raising.

“I just meant that Leo has talked quite a lot about you,” she grinned cheekily. Calypso couldn’t help but notice that the girl was very pretty, with mysterious multicolored eyes and brown hair that suited her even though it was cut unevenly. She secretly hoped that she had made it look like that on purpose and it didn’t show her real hair cutting skills.

“He has?” Calypso asked. “I bet he’s said nothing good about me…”

“Oh, don’t worry,” Piper replied, “he may seem a bit rude on the surface but I promise that he’s actually much nicer than what he looks like. Just awkward around new people. So, no, he hasn’t said anything that would make me hate you.”

“That’s a relief, especially since you’re supposed to use the scissors near me soon,” Calypso attempted to joke and to her relief Piper laughed at it.

“Anyways, as I’m sure you already know, I’m Piper.” She shook Calypso’s hand. “I hope you don’t mind me coming into your flat even though we are just meeting right now.”

“Oh, no problem!” Calypso reassured her. “I trust Annabeth’s judgement on friends.”

“Not Leo’s, though?” The corner of Piper’s mouth raised with amusement.

“Uh…” Calypso rubbed her neck. “We’ve had a slightly weird start but I think we have made a bit of progress in the past few days, though.”

“So he has talked to you like he promised?” Piper asked.

“Well, however you take it. The fire alarm started acting up yesterday and he fixed it. And I did learn some new things about him meanwhile,” Calypso confessed.

“Such as?”

“Either he’s really afraid of the voice of the fire alarm… or then the thing that causes it,” Calypso said vaguely, trying to see from Piper’s reaction if she knew something she didn’t.

“His home burned when he was a child,” Piper revealed. “He was only 8. It was pretty traumatizing for him so you’d probably do well if you didn’t ask about it. He’ll tell you more when he’s ready.”

Calypso could relate to that feeling because she had literally only moments before told Annabeth that she wasn’t ready to talk about her background.

“He mentioned something about a fire the other day but he was pretty vague about it… But anyway, that explains why he wasn’t thrilled when I was going to use the matches…” Calypso noted and the other two hummed in agreement. To lighten the mood, Piper decided to change the subject:

“Anyway, I believe I came here for a makeover, so maybe we should get started!” she said happily, gesturing towards the items she brought.

…

A couple of hours later, Piper had performed her magic and Calypso looked almost like a different person. Her hair, which used to reach her bottom, was now shoulder length and orange-ish instead of caramel blonde. Piper would have agreed to cut a fringe as well, but Calypso refused. The brunette was also a rather skilled make-up artist (she didn’t wear a lot of make-up herself, but her mother was extremely enthusiastic about all things beauty related and had taught her from a young age. Piper claimed she’d be proud if she saw her now) and she taught Calypso some simple tricks to do her everyday make-up. Turned out she didn’t need much: her skin was naturally smooth and her eyelashes long and dark. To complete the look, Calypso put on her new dress, and the other two girls cheered when she showed them it.

“I’d say mission successful!” Piper exclaimed, clapping her hands. “Even my mom would approve.”

“You think so?” Calypso asked shyly, still trying to get used to her new look.

“Definitely,” Annabeth agreed as well.

“Can I offer you something as a thanks?” Calypso suggested. “Coffee? Tea? Juice? I think I have some pie left from the other day as well unless Leo has stolen it…”

“Tea sounds good,” Piper nodded approvingly and the girls moved into the common area.

“Leo doesn’t seem to be home?” she asked Calypso when she started boiling the tea water. “And here I thought he’s always here building something.”

“I think he mentioned something about a sparring session…” Calypso shrugged. “I didn’t ask more about that.”

“Oh yeah, sometimes he and Jason and a couple of other friends do that but I know Jason wasn’t going to go anywhere today, he has a deadline for an assignment…”

The girls were still wondering the mystery of Leo’s whereabouts when keys started clinging by the front door and soon it opened. A smile spread on Leo’s face when he recognized Piper who sat on the kitchen counter.

“Speaking of the devil, there he is,” the brunette stated before Leo had time to say anything, making the boy confused.

“Pipes, what are you doing here? How did you get in?”

“I was with Calypso and Annabeth, duh,” she answered, gesturing at the two girls that Leo hadn’t noticed until that moment.

“I didn’t know you knew Calypso,” Leo stated before turning his attention properly to the two other girls. First he nodded at Annabeth who was sitting by the dining table and started introducing himself: “Hi, I’m Le...wow”

“What?” Annabeth snorted but didn’t get a reply because Leo had finally noticed that his flatmate looked very different from before. In a good way.

Calypso was frozen in her spot with a teapot in her hand, blushing when she felt Leo’s stare at her. But Leo didn’t notice that. He noticed how the make-up brought out her almond shaped eyes (Leo wondered how he had never noticed before that they were so dark brown that they almost looked black), how the dress she was wearing reminded him of one his mom had worn often during the holidays, and how the short hair curled cutely from the ends, tickling her jaw a bit. If he was honest with himself (which he tried hard not to be), he had previously thought she couldn’t possibly be prettier than she already was, but clearly he had been proven wrong. He had to bite his lip to not curse out loud (because he would NOT have a crush on his flatmate).

“Well? What do you think?” Piper asked when the silence that had fallen into the room was about to get awkward. “We had a small makeover here.”

“I… uh… she looks… good?” Leo stammered, feeling the heat rise all the way to his ears. In reality, he had to gather all his willpower to stop himself from using all the extravagant words he often used to describe his work (usually as a joke). Because he did like what he saw, he couldn’t deny that no matter what.

“Good? Calypso, his ears say otherwise. I’ve never seen them that red.” Piper teased.

“Shut it, Beauty Queen. “ Leo mustered the most burning expression he was capable of making.

Piper didn’t care. “Just so you know, Calypso, he’s used that name as a joke since we learned to know each other, so don’t think that he thinks of me that way. I have a boyfriend.” Calypso smiled at her awkwardly.

“Yeah, and sometimes I don’t get why Jason stands you. Estas loca.” Leo shook his head before withdrawing into his own room.

“Aww, he goes for Spanish when he’s nervous, Cal. I think you really made quite an impression,” Piper laughed, not caring about Leo’s reaction.

“Was that necessary, though?” Calypso asked, feeling almost as flustered as Leo a moment before.

“Don’t worry about it. We just like to make fun of him.” Piper shrugged. “He won’t be mad long.”

“But…” Calypso started, not knowing what to make of Leo’s reaction. Had he really liked her new look? Why had he gotten so flustered? Finally, she decided she must have been overthinking it. “Uh, never mind. Anyway, thanks for the help, Piper. What do I owe you for this?”

“Nothing. But please invite me over more often. I think we are gonna have fun together!”

#caleo #leo valdez #calypso #heroes of olympus #percy jackson and the olympians #trials of apollo #my fics #caleo uni au #let me know what you think!

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xtruss · 5 years ago

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The Amazon’s ‘Mouth-Watering’ Fifth Flavour

— By Catherine Balston | BBC Travel | November 23, 2020

The ancestral sauce of black tucupi is making its way onto the menus of some of South America’s best restaurants, bringing a new sense of pride to an age-old tradition.

It all started with a bottle of chilli sauce. It was so fiery it makes my eyes water just thinking about it. I had bought it in 2014 from an old woman in Paraitepuy, a Venezuelan village near the base of Monte Roraima. It was the end of a seven-day hike up the table-top mountain, a sacred place for the local Pemon people, from which waterfalls spill over the edge in dizzying vertical drops. The sauce came home with me where it stayed, lurking unused in my kitchen cupboard for the next four years as it was far too hot for my palate.

A couple of years later, I discovered that this sauce was in fact black tucupi, a thick, dark sauce rich in the satisfying savouriness of umami, the so-called “fifth flavour”. Little-known beyond indigenous communities in the Amazon, it is being discovered by high-profile chefs in São Paulo, Lima, Bogotá and even Paris. Curious to know more, I began to dig into its origins, and what emerged was a tale of ancestral wisdom, rare Amazonian languages, poison and layers of intrigue that thickened, just like the sauce, the deeper I dug.

I am not the first person to be fascinated by black tucupi. The first written record of the sauce dates to 1929, in a posthumous publication by the Italian explorer and ethnographer Ermanno Stradelli: “To my taste, it is the king of sauces,” he wrote, “as much for game as for fish… and to which extraordinary cures can be attributed.”

Black tucupi, a thick, umani-rich sauce, has been made by indigenous communities across the Amazon for thousands of years (Credit: rchphotos/Getty Images)

Stradelli had discovered black tucupi during one of a number of expeditions deep into the Amazon rainforest in the 1880s and 1890s. The unique flavours of the Amazon enchanted him, as they had the Dutch, English and Portuguese explorers who had been shipping their “discoveries” back to Europe as far back as the 16th Century. When writing about this king of sauces, Stradelli referred to it as tucupi pixuna (pronounced “pishuna”) – pixuna meaning “black” in Nheengatu, a now-severely endangered language that was spoken all across the Amazon region until the late 1800s.

Tucupi pixuna, tucupi negro, kumaji, ají negro, kanyzi pudidy and cassareep are all different names for the same sauce. It’s a linguistic register of some of the indigenous nations that still make black tucupi right across the Amazon as far and wide as Guyana, Brazil, Peru, Colombia, Venezuela and Ecuador. “When was black tucupi discovered? Who discovered it? No-one will ever know because it was thousands of years ago,” explained Sandra Baré, from the Baré people that live in the Upper Rio Negro region, one of a handful of ethnic groups who still speak Nheengatu and whose tucupi pixuna is sold in markets around São Gabriel da Cachoeira, on the banks of the Rio Negro.

As for how it is made, that is one question Baré can answer, and I happily listened to her explain the process as part of a cooking class on manioc, a root vegetable (also known as cassava, or tapioca when in its pure starch form) that is now the staple food for hundreds of millions of people across the world. “Manioc has been sustaining indigenous nations for many years,” said Baré. She detailed the various techniques for turning bitter manioc into breads and flours, as well as the process by which bitter manioc juice is simmered down from a yellow liquid into dark and syrupy black tucupi.

Manioc, which is a staple food for hundreds of millions of people across the World, is packed with toxic cyanide (Credit: Tina Leme Scott)

“You have to be really careful cooking black tucupi because bitter manioc kills,” Baré warned. “Anyone who drinks the raw juice won’t take two steps before falling down dead.” It turns out bitter manioc is packed with toxic cyanide, and I wonder how many people over the years have literally fallen at that first hurdle. None hopefully, at least not for a couple of millennia, as bitter manioc has been cultivated and cooked (which brings the cyanide down to safe levels) by the Amazon’s indigenous nations as far back as 4,000 years.

Denise Rohnelt de Araújo, a Brazilian cook and food writer, first came across Stradelli’s reference to tucupi pixuna 10 years ago in História da Alimentação no Brasil, an encyclopaedic register of Brazil’s diverse culinary history that was first published in 1963 by the historian Luís da Câmara Cascudo. She’s been on its trail ever since, collecting samples from all over the Amazon. Late last year, when I visited her home in Boa Vista in Brazil’s northernmost state of Roraima, she presented me with a box full of bottles in all shapes and sizes.

“When I read Stradelli’s description of this king of sauces, I had to find out more,” de Araújo told me. “There are various different ways to make black tucupi and none of them are the same. The only thing they have in common is that it’s a reduction of bitter manioc juice. Some remove the manioc starch, others don’t. Some are fermented. Others add ants. The Venezuelans add chilli. In Guyana you have clove and cinnamon. Some have a slight bitterness or smokiness. Every ethnic group does it their own way.”

Boa Vista was my jumping-off point into the interior of Roraima to see for myself how different indigenous peoples make black tucupi. Here in the heart of the Amazonian savannah on the triple border of Brazil, Venezuela and Guyana, hot, dry air blows across a mainly grassy landscape. At Tabalascada, about 24km outside Boa Vista, a Wapichana community are fighting to preserve their land and their culture. Monoculture crop farming and urban development encroach from all sides. I hiked from the village into the forest with a community leader, Marcolino da Silva, to see their manioc plantation. The young plants were only five months old and nearly twice my height already, with leaves fanning out at the top of thin stems.

To prepare black tucupi, manioc has to be peeled and grated and the juice squeezed out (Credit: Tina Leme Scott)

Back in the village, a long table was being laid for lunch under the shade of some tall mango trees with parakeets screeching overhead. The shy but lively 62-year old Dona Carol, da Silva’s mother, is the village expert in making black tucupi, and she busied about bringing dishes to the table and clapping a nosy cockerel away. Everything she laid out was made with manioc, from the bread (beiju) to a manioc and fish stew (damorida) and a jug of boozy fermented manioc (caxiri). The prints of trainers, bare feet and animal claws in the dry earth charted the afternoon’s comings and goings, and as the sun started its downward slide and the caxiri went to my head, I eyed up a nearby hammock. Dona Carol has been teaching the younger generation her black tucupi recipe. “They have to learn to do this to not forget our Wapichana culture,” she said. “I am here today but who knows about tomorrow. Death knows no age.”

My next stop, Yupukari, was just over the border in Guyana’s Rupununi region. In a small Macuxi village, home to about 100 families, I was spending three days learning how to make black tucupi. I met the team at Caiman House, an eco-lodge in the village and one of a dozen or so eco-lodges run by indigenous peoples in the interior wilderness of Guyana. Nature lovers come here to explore the “land of the giants”, as it has been called; the world’s largest otters, spiders, anteaters, rodents and eagles can all be spotted here.

I had my sights set on black tucupi, however, known in Guyana as cassareep, or cassava sauce. This is the only country in the Amazon Basin where black tucupi has made its way into the national cuisine. It’s an essential ingredient in pepperpot, a meat stew in which black tucupi mingles with the cloves and cinnamon of Guyana’s Caribbean heritage. Industrially made cassareep is sold everywhere in Guyana, but I’d come to learn the traditional, artisanal way.

The resulting manioc juice is decanted and then simmered for several hours until it becomes dark and syrupy (Credit: Tina Leme Scott)

My next two days were spent with two local women as they harvested, peeled and grated nearly 100kg of manioc. The grated manioc was stuffed into a plaited palm tube called a matapi (or tipiti in Brazil), which looks like the engorged belly of an anaconda before it is stretched out thin, squeezing the manioc juice into a bowl below. Next, the juice rests for a few hours to let the solid starch (tapioca) decant, and the juice was then poured into a cauldron and left to simmer over a wood fire for around four or five hours.

In the meantime, the women transformed the grated manioc into toasted flour and flatbread. A crowd of onlookers shuffled around the space to avoid the smoke as it curled up and around. Things got tense in the final minutes as the simmering manioc juice begins to camarelise, turning red and then dark brown, then as thick as molasses and hastily whipped off the fire before it burned. Once it had cooled we all dipped the flatbread into the sauce and tasted the flavour bomb: intense, sweet and mildly sour.

The next day, it was added to a fragrant bowl of tuma pot – a traditional fish stew – served for lunch on my last day. I also took a bottle home with me, all the more valuable having seen the backbreaking work in making it.

Outside of indigenous communities, black tucupi evangelists in some of South America’s best restaurants are getting excited about its umami potential, glazing meats with it, adding it to dressings, broths and sauces, and even mixing it in Bloody Marys.

Black tucupi is making its way onto the menus of South America’s best restaurants due to its rich umami flavour (Credit: Tina Leme Scott)

In São Paulo, chef Helena Rizzo glazes fish with black tucupi at Maní restaurant; while Carla Pernambuco served confit duck with a black tucupi sauce at Carlota. On the far side of the continent in the Peruvian capital, Lima, high-profile chefs have been experimenting with black tucupi on their menus for a few years already. Their supply, sold in elegant glass bottles in Lima’s upmarket delis, comes from Bora and Huitito women near Iquitos in the Peruvian Amazon thanks to a partnership with NGO Despensa Amazónica. Pedro Miguel Schiaffino has put it at the heart of his menu at new casual diner Boa Street Food, infusing tomato sauce, pirarucu (fish) sausages and smoked pork tacos with its richness; while Gaston Acúrio brushes it on roasted cauliflower at Astrid y Gastón.

“Some people compare it to soy, some to Worcestershire sauce, but chefs simply see it as something unique,” said Joanna Martins, whose Brazilian food company Manioca sells black tucupi to retailers. She supplies some of Brazil’s top chefs with her version and is testing out the US market, too.

The Wapichana community in Tabalascada has plans to launch a certified, branded version to Brazilian retailers next year. They sell it locally and informally for now but are building up their capacity through a partnership with Brazilian NGO Instituto Socioambiental (ISA) as well as government funding thanks to Joênia Wapichana (the first indigenous woman to be voted into the Brazilian congress).

Manioc is also turned into flours and bread, as well as traditional alcoholic beverages (Credit: Tina Leme Scott)

“Black tucupi is an incredible product that respects the Wapichana way of life and their traditional agricultural systems, and that in turn helps protect biodiversity and the forest,” said ISA’s Amanda Latosinski. “For the youngsters, the chance to earn an income is an incentive to not leave for the city, and to resist the pressures of destructive activities like mining.”

It’s a win-win for the indigenous communities. And it’s a win-win for those who can get their hands on a precious bottle – the chance to try a unique, umami flavour and support a tradition that runs deep into the heart of the Amazon. I can still only handle a few drops at a time of the fiery black tucupi bought all those years ago in Venezuela, but the treacle-like cassareep from Guyana is black gold, used in my cooking as sparingly as my willpower allows.

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sagarrachnagrp · 6 months ago

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CBSE Class 10 English Communicative Physical + Digital Question Bank for 2024-25 Board Exams

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atplblog · 6 days ago

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theculturedmarxist · 6 years ago

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What will reading Marx do for my bank account?

At the very least, because the people that determine what is in that bank account study Marx, and so you should as well.

A valid, but very revealing question. It’s a common sentiment, especially considering all the economic factors effecting the working class today, everywhere in the world. The accumulation and capital is an overriding concern, both for practical reasons, as well as the logic we absorb from living in a capitalist society. All human endeavor is reduced to cost analysis. Time spent not making money is time wasted, and wasting time—not making money, either for yourself or others—is a cardinal sin of capitalism. The drive to convert every aspect of the lives humans live into a monetary transaction is relentless, and has become so common that it simply goes without question. It has seeped into and colored everything people do, their romances, their careers, their passions, their lusts. The logic of accumulation and transaction eliminates the person and in its place leaves a bank account, a debit card, a dumb repository of value in relation to what they can do for someone else.

The less you eat, drink and buy books; the less you go to the theatre, the dance hall, the public house; the less you think, love, theorise, sing, paint, fence, etc., the more you save – the greater becomes your treasure which neither moths nor rust will devour – your capital. The less you are, the less you express your own life, the more you have, i.e., the greater is your alienated life, the greater is the store of your estranged being. Everything ||XVI| which the political economist takes from you in life and in humanity, he replaces for you in money and in wealth; and all the things which you cannot do, your money can do. It can eat and, drink, go to the dance hall and the theatre; it can travel, it can appropriate art, learning, the treasures of the past, political power – all this it can appropriate for you – it can buy all this: it is true endowment. Yet being all this, it wants to do nothing but create itself, buy itself; for everything else is after all its servant, and when I have the master I have the servant and do not need his servant. All passions and all activity must therefore be submerged in avarice. The worker may only have enough for him to want to live, and may only want to live in order to have that.>

So entrenched has this mindset become that in the mainstream it goes utterly unquestioned. People are immersed in it from birth, and might go to their grave without even knowing that there was any possible alternative, or even that they should desire one. Marx (for instance, he’s certainly not the only one) offers both a perspective outside of this logic as well as the analysis that can not only allow people to see it, but dismantle it. Marx and Marxist analysis provide a vocabulary and framework otherwise missing from the average worker’s lexicon. They are missing not because they are so esoteric and abstract that they require an imparted understanding, like a teacher to a child, but because the people in charge of workers’ lives—government officials, police, landlords, institutional educators, and bosses most of all—have done everything they can to strike them from the record. Billions are invested in making the thoughts themselves impossible, in inverting human tendencies and behaviors and values to make even the idea that the system is unfair a shameful one. Everything drives at ensuring that the worker stays isolated, ashamed, and desperate.

The benefit of reading Marx and other communists is that they understand this arrangement, go to great lengths to explain its whys and wherefores, and offer workers the tools not only to reframe the narrative in a manner of speaking, but the ideological guidance necessary to undo and escape it. Where capitalism breeds alienation, communists advocate socialization. Where capitalism fosters isolation, communists urge community. Where capitalism cultivates war and hatred, communism professes peace and international solidarity.

Marx tells the worker why he has to consider his bank account in the first place. He explains the mechanisms by which it is filled and drained and to whose profit. The confusion of chauvinism, nationalism, racism, classism, genderism, and so on is dispelled when revealed to be the deceptive antics of the very people that keep the working individual in perpetual anxiety over their bank account.

And still, even though Marx was writing about events that seem like a distant memory, does any of this sound familiar?

Dazzled by the “Progress of the Nation” statistics dancing before his eyes, the Chancellor of the Exchequer exclaims in wild ecstasy:

“From 1842 to 1852, the taxable income of the country increased by 6 per cent; in the eight years from 1853 to 1861, it has increased from the basis taken in 1853, 20 per cent! The fact is so astonishing to be almost incredible! ... This intoxicating augmentation of wealth and power,” adds Mr. Gladstone, “is entirely confined to classes of property.”

Again, reverse the medal! The income and property tax returns laid before the House of Commons on July 20, 1864, teach us that the persons with yearly incomes valued by the tax gatherer of 50,000 pounds and upwards had, from April 5, 1862, to April 5, 1863, been joined by a dozen and one, their number having increased in that single year from 67 to 80. The same returns disclose the fact that about 3,000 persons divide among themselves a yearly income of about 25,000,000 pounds sterling, rather more than the total revenue doled out annually to the whole mass of the agricultural laborers of England and Wales. Open the census of 1861 and you will find that the number of male landed proprietors of England and Wales has decreased from 16,934 in 1851 to 15,066 in 1861, so that the concentration of land had grown in 10 years 11 per cent. If the concentration of the soil of the country in a few hands proceeds at the same rate, the land question will become singularly simplified, as it had become in the Roman Empire when Nero grinned at the discovery that half of the province of Africa was owned by six gentlemen.

In the domain of Political Economy, free scientific inquiry meets not merely the same enemies as in all other domains. The peculiar nature of the materials it deals with, summons as foes into the field of battle the most violent, mean and malignant passions of the human breast, the Furies of private interest. The English Established Church, e.g., will more readily pardon an attack on 38 of its 39 articles than on 1/39 of its income. Now-a-days atheism is culpa levis [a relatively slight sin, c.f. mortal sin], as compared with criticism of existing property relations. Nevertheless, there is an unmistakable advance. I refer, e.g., to the Blue book published within the last few weeks: “Correspondence with Her Majesty’s Missions Abroad, regarding Industrial Questions and Trades’ Unions.” The representatives of the English Crown in foreign countries there declare in so many words that in Germany, in France, to be brief, in all the civilised states of the European Continent, radical change in the existing relations between capital and labour is as evident and inevitable as in England. At the same time, on the other side of the Atlantic Ocean, Mr. Wade, vice-president of the United States, declared in public meetings that, after the abolition of slavery, a radical change of the relations of capital and of property in land is next upon the order of the day. These are signs of the times, not to be hidden by purple mantles or black cassocks. They do not signify that tomorrow a miracle will happen. They show that, within the ruling classes themselves, a foreboding is dawning, that the present society is no solid crystal, but an organism capable of change, and is constantly changing.

The colonial system ripened, like a hot-house, trade and navigation. The “societies Monopolia” of Luther were powerful levers for concentration of capital. The colonies secured a market for the budding manufactures, and, through the monopoly of the market, an increased accumulation. The treasures captured outside Europe by undisguised looting, enslavement, and murder, floated back to the mother-country and were there turned into capital. Holland, which first fully developed the colonial system, in 1648 stood already in the acme of its commercial greatness. It was

“in almost exclusive possession of the East Indian trade and the commerce between the south-east and north-west of Europe. Its fisheries, marine, manufactures, surpassed those of any other country. The total capital of the Republic was probably more important than that of all the rest of Europe put together.” Gülich forgets to add that by 1648, the people of Holland were more over-worked, poorer and more brutally oppressed than those of all the rest of Europe put together.

Today industrial supremacy implies commercial supremacy. In the period of manufacture properly so called, it is, on the other hand, the commercial supremacy that gives industrial predominance. Hence the preponderant rôle that the colonial system plays at that time. It was “the strange God” who perched himself on the altar cheek by jowl with the old Gods of Europe, and one fine day with a shove and a kick chucked them all of a heap. It proclaimed surplus-value making as the sole end and aim of humanity.

Even these examples removed by time have their parallels and echoes today. Now just as then, capitalists refuse to raise wages, claiming it will bankrupt them. Now just as then, capitalists accumulate by rape and pillage the wealth of lesser nations. Now just as then, capitalists one and all make their fortunes through the pitiless exploitation of the working class. You worry about your bank account because it’s been emptied to fill the hoard of the person that owns all you make and for which they’ve never labored themselves.

That’s why you should read Marx and all the rest, because you have a bank account to worry about in the first place—a clock perpetually ticking down towards your ruin, and the only means of escape is joining with your fellow workers and building Communism.

#marx #marxism #capital #capitalism #economics #history #red academia

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jennymanrique · 5 years ago

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Micro-businesses affected by COVID-19 battle to have access to the second round of federal government loans

Ziba Beauty had to close its 14 stores in California due to the Coronavirus outbreak. Photo: LinkedIN’s company.

The first round of the government PPP disappeared among the big banks and big business owners. What can ethnic businesses do to access federal relief?

In just five days, Sumita Batra, CEO of Ziba Beauty, went from planning the opening of her 14th beauty salon in Southern California to laying off her whole team of more than 100 employees so they could apply for unemployment benefits.

“For me it’s been like losing a member of my family,” said Batra in a news conference organized by Ethnic Media Services, in which experts discussed the state of small businesses, most of which founded by minorities and highly impacted by the COVID-19 pandemic.

“We offer an intimate and personal service. I can’t remove your eyebrow hair without touching you,” Batra explained referring to eyebrow threading, a technique that originated in India and that Ziba Beauty pioneered in the United States. “I’m not comfortable risking the health of my team or that of my clients. I’ve decided not to reopen the stores, at the risk of losing the 33-year-old brand that my mother and I built with our own hands,” added Batra. Her mother, who is over 70, now suffers from arthritis.

Ziba Beauty closed all its stores on March 13, leaving 45,000 clients without service. Since then Batra has had to pay salaries, vacation back pay and late rents from her own pocket. After many calls and paperwork, Batra was able to access the Paycheck Protection Program (PPP), which offers loans from federal government stimulus funds.

But only 12 per cent of Afro-American and Latino businesses and 25 per cent of Asian-American businesses, have been able to access the PPP, approved by Congress in April in a $350 billion stimulus package. Although the aim of the program was to help small businesses with fewer than 500 employees to survive the pandemic, the funds ran out in just two weeks as hotel chains, restaurants and even big businesses with risk capital benefited from the money.

“It wasn’t a fair fight,” said Charles Phillips, philanthropist and a Class A director of the Federal Reserve Bank of New York (FED). “All the money went to the big banks.”

Phillips explained that small businesses don’t have relationships with banking giants like JP Morgan or Bank of America, which have the oiled machinery to automatically fill out applications, receive government money and satisfy their big clients.

For micro-enterprises, PPP loans must be granted by The Community Development Financial Institutions (CDFI), which have more limited capital and serve communities facing the barrier of the English language. Though there are a little over 1000 CDFIs around the country, only 90 participated in the first round of loans.

“The application process is more complicated and now the Fed is providing more guidance and the CDFI are learning the rules,” said Philips.

At the end of April, an additional $484 billion were approved by Congress for the second round of PPP financing. Sixty billion dollars of that were set aside to be distributed by smaller banks with less than $50 billion in assets. That has allowed 324 CDFIs to participate this time and to reduce loan amounts from an average of $260,000 to $115,000, which leads to access by small businesses to the money.

Other barriers, explained Philips, are, for example, that more than 90% of Afro-American-owned businesses do not produce documentation such as W2 or 1099 forms or they just cannot afford the luxury of requesting loans that they will not be able to repay later. Even within the Latino community, people have already been swindled by unscrupulous agents, who asked them for money in return for filling out the applications. In addition, the PPP stipulates that 75% of the loan must be used to cover paychecks and there are companies whose operating costs are much higher than the salaries.

“Collateral warrantees or tax returns are not necessary now. It’s been easier in the second round,” said Philips. “But we still have reasons to worry. We need more economic stimuli, and there are more people acknowledging that, both in the House as well as in the Senate.”

In the last few weeks, Congress approved four bipartisan laws, two of them aimed additional funds to the PPP for a total of $300 billion, according to Representative Ted Lieu, of California’s 33rd Congressional District.

“We (the democrats) fought hard so that the second round of funding would be accessible to businesses with less than 20 employees,” said Lieu, whose immigrant parents started a business with no idea of what a loan or a chamber of commerce were or how the government worked.

“The challenge is that the CDFIs and the businesses understand that this program exists.” That is why Lieu ensured that each member of Congress have personnel dedicated to helping business owners apply for loans.

A problem of gender

In addition to the problems minorities face in accessing these loans, historically, businesses founded by women only obtain 2% of risk capital funds. Shelly Collins Kapoor, founding partner of Shatter Fund, a fund that invests in the initial stage of companies founded by women entrepreneurs, shared the number as she warned of what could happen in a post-COVID era.

“In a survey we took among our clients, we found that a third had to lay off their employees and more than half had no access to capital and had to close down their businesses,” said Kapoor, who is also a member of California Governor Gavin Newsom’s entrepreneur task force.

Around 12.3 million businesses across the country are woman-owned. They employ nine million people and generate $1.7 trillion in income. “If women continue expanding their businesses, we have the chance to increase our GDP by $500 billion,” said Collins.

The businesswoman warned that the pandemic cannot let what happened in World War II to happen again: “women roll up their sleeves during a crisis and when it passes, her work is forgotten,” she said referring to the number of women who are essential workers.

In the last month, Batra of Ziba Beauty has had to reinvent her business and now offers a line of “essential COVID kits” that include KN95 face masks, hand disinfectant, alcohol wipes, toilet paper and gloves that were part of the inventory in her salons.

“I had no idea of how to do online business or how to manage inventory. I didn’t even know what a CRM (Customer Relationship Management) was,” Batra said. Today her sales do not make up even 10% of her previous income, but she is sure that if aesthetic services of her kind return very soon, they will only contribute to the spread of COVID-19.

“I’ve discovered how by using existing technology for medical sterilization, I can keep my salons sterile, but what I don’t know is how to keep clients sterile so they don’t bring the virus to the salon,” said Batra. “When I discover that, then I might become a millionaire, because that’s the question we’re all asking ourselves,” she concluded.

Originally published here

Want to read this story in Spanish? Click here

#English #Coronavirus #covidー19 #micro-businesses #ppp #federal government #donald trump #businesswoman #Ziva Beauty #Sumita Brata #Federal Reserve Bank #Congress

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sirius-whoisleft · 6 years ago

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GENERAL INFORMATION ➤

Full Legal Name: Sirius Orion Black III Nickname(s): Padfoot Age: 18 Gender & Pronouns: cisgender male; he/him Sexuality: Initially, I began writing him as a demiromantic pansexual. However, I am pleased to announce that with each day I write him? He not only gets gayer, but his capacity to love and crush and pine grows threefold.

Date of Birth: November 3rd Horoscope: Scorpio, baby!!!!! Hogwarts House: Gryffindor, though and through Nationality: French by way of London Occupation:

Sirius is currently a seventh year Gryffindor student at Hogwarts School for Witchcraft and Wizardry which is, all things considered, a pretty sweet gig. He’s preparing for NEWTS! He’s living off the trust fund provided for him by his dearly departed Uncle Alphard! He hasn’t been kicked out yet! He’s snogging his boyfriend in the library every chance he gets!

And, improbably, Sirius Black is preparing for his future.

Recently, Sirius had been admitted to the competitive and prestigious Gringott’s cursebreaking training program. After graduation, he’ll make that five-times-a-week trek down to Diagon Alley and immerse himself in ancient societies, runes, translations, curse-handling, history, desert magic and...yes...wait for it...copious paperwork! Upon graduation from the program, Sirius will emerge a newly minted and proud Cursebreaker, working at the bank’s back office most days, doing research and translations and the like, but also getting his hands dirty on trips. The pyramids of Egypt and the tombs of China will call to him, and he can’t wait to see them all!

Unfortunately, his time with the cursebreakers will be cut short, and he’ll hurl himself headlong into his Order of the Phoenix membership under Alastor Moody’s dark influence...but that’s a story for another day.

Summarized in One Word: Bombastic!

APPEARANCE ➤

Faceclaim: Ben Barnes Height: Just as with the sexuality question, Sirius gets both gayer AND SHORTER the longer I write him. Currently he’s hovering around 5′7″ by accurate standards, but in my mind he’s a tiny little pocket bastard. Hair Color: Black Eye Color: Grey Noticeable Features: Devastating good looks. Emphasis on the devastating due to the strong Black family resemblance. A growing collection of tattoos. Long hair that he’s wont to elegantly flick away from his eyes. Perpetual haughty looks off into the distance.

Typical Outfit or General Fashion Sense: Sirius dresses simply, but well. How well depends on the occasion and your personal opinion, but it can’t be argued that he looks good doing it. His typical layabout clothes consist of either a band-tee or button-down with a pair of trousers or muggle jeans (the magic of which Remus Lupin introduced him to); for formal affairs, he still remembers how to walk the walk and can pull off a suit and tie with uncomfortable ease.

Truth be told, Sirius is still figuring out his fashion sense! He went from his clothing being dictated by his family to skating by on a Hogwarts uniform for several years. He’ll come into his own slowly and with purpose – the first step being an overindexing on punky, black leather jackets.

HISTORY ➤

Hometown: London Financial Status: Trust fund bastard! After being cut off by the House of Black, Sirius coasted by broke and on the basis of favors from the Potter family for over a year before his Uncle Alphard passed away and left him a hefty little nest egg with which to make his way in the world. For all his talk about wanting to be of the common people and despising the wealthy and all they stand for, Sirius was raised with the safety net of exorbitant wealth and still defaults to many of those old habits and assumptions. Spoken Languages: French was his first language, followed by English and then Latin. He’s deeply interested in dead languages and the study of runes. Dream Job: Cursebreaker! Bad Habits: Biting the inside of his cheek. Lashing out at those that care about him most. Pushing friends and concern away. Refusing to apply himself lest he try and fail. Squandering his education. Cocaine, alcohol, and other substances; his general proneness to addition. Recklessness and adrenaline-highs. Stealing the covers at night. Joking to cover up his real feelings. A proclivity for dark magic. Singing in the shower.

FAMILY BACKGROUND ➤

Mother: Walburga Black (neé Black), estranged. Father: Orion Black, estranged. Sibling(s): Regulus Black, estranged. Pet(s): n/a Cousin(s): Bellatrix Black. Andromeda Black. Narcissa Black. Evan Rosier.

MAGICAL ABILITIES ➤

Wand: Reed, dragon heartstring, 10 ½ inches, rigid

Patronus (and which memory they’re currently using to cast a patronus if they can, or which one they’d use if they could): Like his Animagus form, Sirius’s patronus takes the shape of a large dog. He’s able to cast it with highly varying levels of success lately; while he has a good tutor in Remus and a willingness to try, Sirius’s magic has always been affected by his mood swings and he just...has too many of those to predict. His most successful attempts have been driven by days of rare concentration and memories colored by the other Marauders. Currently, were he to try and produce one, Sirius would think about the day that Remus kissed him in their dormitory following The Prank fallout – giving him affection and forgiveness and a second chance.

Boggart: The House of Black version of himself - the one that might have happened if he hadn’t been able to break away from his family in time.

OWLS: Ancient Runes, History of Magic, Astronomy, Charms, Defense Against the Dark Arts, Transfiguration, Potions, Herbology, Arithmancy NEWTS: Ancient Runes (O), History of Magic (A), Astronomy (O), Charms (O), Defense Against the Dark Arts (O), Transfiguration (E), Potions (O), Arithmancy (O)

What Kind of Magic do They Excel at:

Sirius’s best subject is Defense Against the Dark Arts. He is handy with a wand, knows his own power, and is unafraid to act in the heat of the moment – perhaps a bit recklessly, but there’s nothing life-or-death about the inside of the classroom, and so he simply manages to come off looking talented.

The most important reason behind him succeeding in that class is the simple fact that he believes it to be useful; it’s going to Mean Something in the Real World, and so it’s one of the few school subjects that commands his attention and respect in equal measure.

He also has a talent for Ancient Runes that’s finally being appreciated—now that he’s allowing people to appreciate it, and owning his deep interest in the subject openly—and, unfortunately, for the complexities of Dark Magic.

PSYCHOLOGY ➤

MB Type: The Campaigner

Few personality types are as creative and charismatic as Campaigners. Known for their idealism and enthusiasm, Campaigners are good at dealing with unexpected challenges and brightening the lives of those around them. Campaigners’ imagination is invaluable in many areas, including their own personal growth.

Yet Campaigners can be easily tripped up in areas where idealism and kindness are more of a liability than an asset. Whether it is finding (or keeping) a partner, staying calm under pressure, reaching dazzling heights on the career ladder or making difficult decisions, Campaigners need to put in a conscious effort to develop their weaker traits and additional skills.

Enneagram: ENFP [read more]

Excellent communicators. ENFPs have outstanding communication skills and they know how to use them. They will engage anyone in conversation at the drop of a hat, and they know how to draw others out in a way that keeps the discussion flowing. Whether casually shooting the breeze or collaborating in the workplace, ENFPs provide the horsepower that keeps the engine of conversation humming along.

Imaginative. ENFPs are imaginative problem solvers and reject the idea that traditional ways are always the best. In every situation they believe an original approach is possible—and desirable—and they refuse to become prisoners of habit or routine. They see roadblocks as opportunities, and they confront every challenge they face with fresh eyes and no preconceived notions.

Natural leaders. ENFPs step forward to assume positions of leadership readily and instinctively. They are confident in their ability to handle demanding responsibilities many people find scary or intimidating. ENFP leaders are consensus builders who work hard to gain the trust of their associates, patiently listening to their ideas and reacting enthusiastically to their good suggestions. Their assertive, “can-do” attitude inspires others and motivates them to action.

Strong social conscience. Often active in social movements, ENFPs stand up for what they believe in without apology. Some people talk the compassion game but don’t follow through with meaningful action, but ENFPs believe it is vitally important to back up caring words with good deeds. Despite their friendly nature, an ENFP will go supernova with righteous anger when they are exposed to suffering and injustice. They can get quite loud and assertive, if that’s what it takes to get their opinions heard.

Hypersensitivity. ENFPs sometimes let their imaginations run wild and often perceive bad intentions that don’t really exist. Being hyper-alert and aware helps ENFPs improve their social comprehension, but reading between the lines only works when something is actually hidden there. If it isn’t, misunderstandings can occur and hurt feelings can damage good relationships.

Lack of focus and follow through. ENFPs are endlessly creative, capable of filling a thousand days with a thousand bold ideas. But they don’t always follow through on their inspirations, and if others are not brought on board to handle the details, their best ideas may never be put into practice. ENFPs rely on their initial excitement and passion too much and don’t always show the discipline necessary to translate their ideas into real-world production. They have a tendency to start new projects before the last ones are finished, and failing to see things through is where ENFPs sometimes come up short.

Overthink things. ENFPs have a tendency to perceive slights, resentments or hostility where none actually exist, and their habit of overanalyzing other people’s behavior can lead to unnecessary anger and conflict. If ENFPs aren’t receiving as many compliments as they expect from their significant others, their insecurities can be activated and they may start to feel unappreciated and unloved.

Overemotional and approval-seeking. While emotional expression is a core part of the ENFP's identity, they can come on too strong. The bubbly, energetic style of ENFPs doesn’t mesh well with every partner and introverts, in particular, can sometimes feel steamrolled in their presence. ENFPs are also approval-seekers, and in their desire to receive praise and acknowledgment they may try a little too hard to make a good impression, talking too much and listening too little in the process.

Moral Alignment: Chaotic Good

Archetype:

55% Rebel - The Rebel is comfortable throwing caution to the wind—and bucking the system...if that means getting their point across.

25% Advocate - The Advocate is the one everyone wants on their side. In the name of justice, they are not afraid to challenge authority or speak up for others.

20% Caregiver - Friendly, sincere, and compassionate, the Caregiver finds their reward in helping others. No one could ask for a better best friend.

Temperament: Sanguine

#tag: character development #plot prompt friday #***#tag: inspo #tag: headcanon

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meghalayacareer · 2 years ago

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IB Meghalaya Recruitment 2023: Executive & MTS (General) Vacancy (22 Posts)

IB Meghalaya Recruitment 2023: Intelligence Bureau (IB) Meghalaya States has released an employment notification for the recruitment of 22 posts of Security Assistant/Executive & Multi-Tasking Staff (General) Examination 2022. Interested and eligible candidates may apply online for Intelligence Bureau (IB) Recruitment 2023 starting from 28th January 2023 to 17th February 2023. Subsidiary Intelligence Bureau/SIB Location Shillong Local Language Requirement Khasi, Garo, Garo (Atong), Jaintia-Pnar, Assamese, Bengali & Nepali. Total Posts 22 Post Name: Security Assistant/Executive & MTS/Gen - No. of vacancies: 22 nos. - Classification: General Central Service, (Group ‘C’) Non-Gazetted, Non-Ministerial. - Essential Qualification: - Matriculation (10th class pass) or equivalent from a recognized Board of Education, and - Possession of domicile certificate of that State against which the candidate has applied. - Knowledge of any one of the local languages/dialects mentioned in Table ‘A’ above against each SIB. - Desirable Qualification: - Security Assistant - Field experience in Intelligence work. - MTS - Nil Pay scale: - Executive: Level-3 (Rs. 21700-69100) in the pay matrix plus admissible Central Govt. allowances. - MTS: Level-1 (Rs. 18000-56900) in the pay matrix plus admissible Central Govt. allowances. Age limit: - Executive: Not exceeding 27 years - MTS: 18-25 years Knowledge of Local Language/ Dialect: Candidates applying for the vacancies for the post of SA/Exe & MTS/Gen of a particular SIB are required to possess knowledge of any one of the local languages(s)/ dialect(s) indicated against it. They should be able to read, write and speak in that language/dialect. Centre/City of Exam for IB Meghalaya Vacancy The candidate has to indicate five (5) options/choices as examination centers for online/Tier-I exam from the following (list to be read vertically): - Arunachal Pradesh: Naharlagun - Assam: Dibrugarh, Guwahati, Jorhat, Lakhimpur, Silchar, Tezpur - Manipur: Imphal, Ukhrul - Meghalaya: Shillong - Mizoram: Aizawl - Nagaland: Dimapur, Kohima - Tripura: Agartala Scheme of Examination Tier Description of Examination Mark & Time Tier-I (Common for SA/Exe & MTS/Gen) Online Exam of Objective type MCQs, divided into 5 parts containing 20 questions of 1 mark each on a) General Awareness b) Quantitative Aptitude c) Numerical/Analytical /Logical Ability & Reasoning d) English Language & e) General Studies 100 & 1 hr. Tier-II# (Common for SA/Exe & MTS/Gen) Offline Exam of Descriptive type a) Translation of a passage of 500 words from a local language/ dialect to English and vice versa. 40 & 1 hr. Part of Tier-II (for SA/Exe only) b) Spoken ability {to be assessed at the time of Tier-III exam (Interview/ Personality test) 10 Tier-III (for SA/Exe only) Interview/Personality test 50 The Tier-II exam is qualifying in nature. The qualifying marks in Tier II are 20 out of 50 for SA/Exe and 16 out of 40 for MTS/Gen. Examination Fee of IB Meghalaya Vacancy Once the application is submitted, candidates will be automatically redirected to the SBI gateway to deposit the examination fee of INR 50 (if applicable) and Recruitment Processing Charges of INR 450 (plus Bank charges, if applicable), to be paid by all candidates, through Debit Card/Credit Card/Net Banking/UPI/challan, etc. Candidate may generate payment acknowledgment slip for future reference. Note: Banking charges, if applicable, will be borne by the candidate. How to Apply for IB Meghalaya Recruitment 2023? - Candidates should have a valid personal e-mail ID and mobile number. It should be kept active during the entire recruitment process. The application sequence number, password, and all other important communication/alerts will be sent on the same registered e-mail ID (please ensure that email sent to this mailbox is not redirected to your junk/spam folder). - Candidates should take utmost care to furnish the correct details while filling in the online application form. YOU CAN EDIT THE INFORMATION BEFORE SUBMISSION OF STEP-I and STEP-II. Once the form is submitted, it can't be edited. - The step-by-step process for submitting the application form is given below: - Registration of Personal & Contact details. The login Id and password will be sent to you through e-mail on your registered e-Mail Id. - Re-login and select the category and fill up the Personal Details, Qualification Details, Upload photo & signature, and submit examination fees, (if applicable) and “Recruitment Processing Charges (to be paid by all the candidates, irrespective of category, online via SBI EPAY LITE through net banking/debit cards/credit cards/UPI/challan, etc. - Application once submitted cannot be withdrawn and the fee once paid will not be refunded in any case, neither shall be held reserved for any other recruitment or selection process in the future. Important Web-links for IB Meghalaya Recruitment 2023 IB Registration Apply Online IB How to Apply Check Here IB Advertisement Check Here Read the full article

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aspirenow33 · 3 years ago

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Which is better - Chartered Financial Analyst online course or CA

Cfa Level 1 Training Online- Both the certifications are great add-ons to your resume as well as a career booster. Find out more about the differences between the two:-

CFA

The CFA online coaching charter is mainly the professional designation that permits the competence and ethics of financial analysts. The CFA Institute online course offers this certification. The journey of becoming a CFA charter will provide you with deep knowledge in areas like investment analysis, asset management, and ethics.

EXAM FORMAT

The CFA students need to clear three levels:-

LEVEL 1- There are a total of 240 multiple-choice questions and the average passing rate is 43%.

LEVEL 2- There are a total of 10-15 vignettes along with 120 multiple-choice questions. The average passing rate is 45%.

LEVEL 3- There are a total of 8-14 vignettes along with 60 multiple-choice questions. The average passing rate is 56%.

Job profiles usually offered after CFA

Equity Research Analyst

financial Analyst

Credit Analyst

Senior Financial Analyst

Equity Research Analyst

Corporate Financial Analyst

Accountant or Auditor

Consultant

Credit Analyst

CFA level 1 online training classes

Aspire Now global provides the best CFA level 1 best online coaching. Here are some of the reasons listed why you should join online CFA coaching at Aspire Now Global:-

Real-time doubt-solving sessions

Recorded/Live lectures

CFA registration and scholarship support

Complementary market sessions

CFA mock tests identical to actual CFA exam

100% placement assistance

Our Institute provides full assistance and support once you clear CFA level 1 online classes or any other level for which you have taken admission.

Chartered Accountancy is organized by ICAI.

The exam has three levels with three years of Articleship Training.

After becoming CA you become an expert in various domains:- Accounting, Auditing, and Corporate Laws.

In India only CA are authorized to audit the financial statement.

Exam Format

There are three levels:-

CA Foundation

CA intermediate

CA Final

It’s a computer-based test held twice a year in May and November. The level of difficulty of the exam is moderate to tough.

The exam is available in both English and Hindi.

To get more information about exam format checks ICAI's official website.

Job role offered after CA

Internal auditor

Direct and Indirect Taxation

Banking and Insurance sector

Financial Management

WHICH IS BETTER CA OR CFA?

Best Cfa Online Coaching -Which certification is better CFA or CA? There’s no specific answer to this question. This decision is made completely based on the candidate's desire. CFA is preferred by those candidates who have a keen interest in Portfolio Management, Investment Banking, and Risk Management.

On the other hand, CA is desired by those candidates who want to gain proficiency in accounting, taxation, and audit.

Both the designations are high in demand. Many candidates pursue CFA certification after becoming CA. CFA +CA combination certainly opens up new avenues for the candidate in finance.

To make the correct decision, the candidate needs to have clarity about both the programs, which program will suit the needs and would be more rewarding for the investment.

Why Chartered Financial Analyst online course?

Let’s differentiate the good points of having a charter degree:-

Real-world expertise

Great career opportunities

Employer Demand

Global recognition

Global community

Why CA?

Chartered Financial Analyst Online Course -Charter Accountant degree you can work as an auditor, accountant, or budget analyst. The CA can also provide its services in capital markets. They can work in any private, government, or public sector. The demand for CA’s is more in the manufacturing and finance industry.

TOPICS

CFA

Organizing Body

CFA Institute

ICAI

Financial Statement Analysis

They read and analyze financial statements

They bid and audit financial statements

Job Roles

Investment Bankers, Portfolio Managers, wealth managers, consultants

Internal Auditor, Finance Management, Banking, Insurance.

Curriculum Focus

Investment decision making, Investment Management, and Evaluation

Auditing, Law, Accounting, Taxation

Levels

3 levels

Course Duration

4 years

4.5 years (min)

Salary

Average salary of a CFA is up to 4 lakhs

The estimated salary of a CA is 6-7 lakhs.

Experience Required

4 years of minimum experience

3 years of experience

Both the degrees are of the highest weightage and require proper attention and dedication. Hope the above article helps you to decide which certification will suit your requirements and interest. Still confused about which one is the best for your career, talk to our counselor if you have more queries or give us a call at 8299524773

#Cfa Level 1 Best Online Coaching #Cfa Level 1 Coaching Online #Cfa Level 1 Online Classes #Cfa Level 1 Training Online #Best Online Cfa Classes #Online Cfa Classes

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ucflibrary · 7 years ago

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Every October UCF celebrates Diversity Week. This year’s dates are October 15 – 19, and the theme is A New Day Dawns. University-wide departments and groups champion the breadth and culture within the UCF community, and work to increase acceptance and inclusion for everyone at UCF and the surrounding communities.

One of the fantastic things about UCF is the wide range of cultures and ethnicities of our students, staff, and faculty. We come from all over. We’re just as proud of where we are from as we are of where we are now and where we will be heading in future.

UCF Libraries will be offering a full slate of Diversity Week activities. To learn about the upcoming events visit: guides.ucf.edu/diversityweek

Join the UCF Libraries as we celebrate diverse voices and subjects with these suggestions. Click on the link below to see the full list, descriptions, and catalog links for the featured UCF Celebrates Diversity titles suggested by UCF Library employees. These 16 books plus many more are also on display on the 2nd (main) floor of the John C. Hitt Library next to the bank of two elevators.

And thank you to every Knight who works to help others feel accepted and included at UCF!

Before We Visit the Goddess by Chitra Banerjee Divakaruni Sweeping across the twentieth century, from the countryside of Bengal, India, to the streets of Houston, Texas, Before We Visit the Goddess takes readers on an extraordinary journey through the lives of three unforgettable women: Sabitri, Bela, and Tara. As the young daughter of a poor rural baker, Sabitri yearns to get an education, but schooling is impossible on the meager profits from her mother’s sweetshop. When a powerful local woman takes Sabitri under her wing, her generous offer soon proves dangerous after Sabitri makes a single, unforgiveable misstep. Years later, Sabitri’s own daughter, Bela, haunted by her mother’s choices, flees to America with her political refugee lover—but the world she finds is vastly different from her dreams. As the marriage crumbles and Bela decides to forge her own path, she unwittingly teaches her little girl, Tara, indelible lessons about freedom and loyalty that will take a lifetime to unravel. Suggested by Megan Haught, Teaching & Engagement/Research & Information Services

Between the World and Me by Ta-Nehisi Coates In a profound work that pivots from the biggest questions about American history and ideals to the most intimate concerns of a father for his son, Ta-Nehisi Coates offers a powerful new framework for understanding our nation s history and current crisis. Americans have built an empire on the idea of race, a falsehood that damages us all but falls most heavily on the bodies of black women and men bodies exploited through slavery and segregation, and, today, threatened, locked up, and murdered out of all proportion. What is it like to inhabit a black body and find a way to live within it? And how can we all honestly reckon with this fraught history and free ourselves from its burden? Beautifully woven from personal narrative, reimagined history, and fresh, emotionally charged reportage, Between the World and Me clearly illuminates the past, bracingly confronts our present, and offers a transcendent vision for a way forward. Suggested by Richard Harrison, Research & Information Services

Black Protest and the Great Migration: a brief history with documents by Eric Arnesen During World War I, as many as half a million southern African Americans permanently left the South to create new homes and lives in the urban North, and hundreds of thousands more would follow in the 1920s. This dramatic transformation in the lives of many black Americans involved more than geography: the increasingly visible “New Negro” and the intensification of grassroots black activism in the South as well as the North were the manifestations of a new challenge to racial subordination. Eric Arnesen’s unique collection of articles from a variety of northern, southern, black, and white newspapers, magazines, and books explores the “Great Migration,” focusing on the economic, social, and political conditions of the Jim Crow South, the meanings of race in general — and on labor in particular — in the urban North, the grassroots movements of social protest that flourished in the war years, and the postwar “racial counterrevolution.” Suggested by Richard Harrison, Research & Information Services

Call Me American by Abdi Nor Iftin The incredible true story of a boy living in war-torn Somalia who escapes to America--first by way of the movies; years later, through a miraculous green card. Suggested by Katie Kirwan, Acquisitions & Collections

Flesh and Bone and Water: a novel by Luiza Sauma In deeply affecting prose, debut novelist Luiza Sauma transports readers to a dramatic place where natural wonder and human desire collide. Cutting across race and class, time and place, from London to Rio to the dense humidity of the Amazon, Flesh and Bone and Water straddles two worlds with haunting meditations on race, sex, and power in a deftly plotted coming-of-age story about the nature of identity, the vicissitudes of memory, and how both can bend to protect us from the truth. Suggested by Megan Haught, Teaching & Engagement/Research & Information Services

Funny in Farsi by Firoozeh Dumas Funny in Farsi chronicles the American journey of Dumas’s wonderfully engaging family: her engineer father, a sweetly quixotic dreamer who first sought riches on Bowling for Dollars and in Las Vegas, and later lost his job during the Iranian revolution; her elegant mother, who never fully mastered English (nor cared to); her uncle, who combated the effects of American fast food with an army of miraculous American weight-loss gadgets; and Firoozeh herself, who as a girl changed her name to Julie, and who encountered a second wave of culture shock when she met and married a Frenchman, becoming part of a one-couple melting pot. Suggested by Cindy Dancel, Research & Information Services

Invisible: how young women with serious health issues navigate work, relationships, and the pressure to seem just fine by Michele Lent Hirsch Lent Hirsch weaves her own harrowing experiences together with stories from other women, perspectives from sociologists on structural inequality, and insights from neuroscientists on misogyny in health research. She shows how health issues and disabilities amplify what women in general already confront: warped beauty standards, workplace sexism, worries about romantic partners, and mistrust of their own bodies. By shining a light on this hidden demographic, Lent Hirsch explores the challenges that all women face. Suggested by Megan Haught, Teaching & Engagement/Research & Information Services

It All Falls Down by Sheena Kamal The brilliant, fearless, deeply flawed Nora Watts—introduced in the atmospheric thriller The Lost Ones—finds deadly trouble as she searches for the truth about her late father in this immersive thriller that moves from the hazy Canadian Pacific Northwest to the gritty, hollowed streets of Detroit. Suggested by Sara Duff, Acquisitions & Collections

Lady Cop Makes Trouble by Amy Stewart In 1915, lady cops were not expected to chase down fugitives on the streets of New York City. But Constance Kopp never did what anyone expected. Based on the Kopp sisters’ real-life adventures, Girl Waits with Gun introduced the sensational lives of Constance Kopp and her sisters to an army of enthusiastic readers. This second installment, also ripped from the headlines, takes us farther into the riveting story of a woman who defied expectations, forged her own path, and tackled crime along the way. Suggested by Sara Duff, Acquisitions & Collections

Not Here by Hieu Minh Nguyen Not Here is a flight plan for escape and a map for navigating home; a queer Vietnamese American body in confrontation with whiteness, trauma, family, and nostalgia; and a big beating heart of a book. Nguyen’s poems ache with loneliness and desire and the giddy terrors of allowing yourself to hope for love, and revel in moments of connection achieved. Suggested by Sara Duff, Acquisitions & Collections

The Art of Being Normal by Lisa Williamson An uplifting story about two teenagers set in the modern day in the United Kingdom. The author was inspired to write this novel after working in England's national health service, in a department dedicated to helping teens who are questioning their gender identity. Suggested by Sandy Avila, Research & Information Services

The Diversity Index: the alarming truth about diversity in corporate America and what can be done about it by Susan E. Reed Based on award-winning journalist Susan E. Reed's groundbreaking study of Fortune 100 companies, The Diversity Index considers the historical reasons we went wrong, taking a close look at the "Plans for Progress" protocol developed in 1961, which defined the steps of affirmative action. It was initially considered a failure for not providing immediate results. This book analyzes the long-term, widespread effectiveness of the plan, and reveals the stories behind the few companies that have made a difference, breaking down the 10 simple steps you can take at your own organization to fully develop integration, keep it growing, and empower your employees to develop new products and markets. Suggested by Sandy Avila, Research & Information Services

The Promised Land: the great black migration and how it changed America by Nicholas Lemann A New York Times bestseller, the groundbreaking authoritative history of the migration of African-Americans from the rural South to the urban North. A definitive book on American history, The Promised Land is also essential reading for educators and policymakers at both national and local levels. Suggested by Richard Harrison, Research & Information Services

The Way You Make Me Feel by Maurene Goo Clara Shin lives for pranks and disruption. When she takes one joke too far, her dad sentences her to a summer working on his food truck, the KoBra, alongside her uptight classmate Rose Carver. Not the carefree summer Clara had imagined. But maybe Rose isn't so bad. Maybe the boy named Hamlet (yes, Hamlet) crushing on her is pretty cute. Maybe Clara actually feels invested in her dad’s business. What if taking this summer seriously means that Clara has to leave her old self behind? With Maurene Goo's signature warmth and humor, The Way You Make Me Feel is a relatable story of falling in love and finding yourself in the places you’d never thought to look. Suggested by Sara Duff, Acquisitions & Collections

When They Call You a Terrorist: a black lives matter memoir by Patrisse Khan-Cullors and Asha Bandele When They Call You a Terrorist is Patrisse Khan-Cullors and asha bandele’s reflection on humanity. It is an empowering account of survival, strength and resilience and a call to action to change the culture that declares innocent Black life expendable. Suggested by Katie Kirwan, Acquisitions & Collections

White kids: growing up with privilege in a racially divided America by Margaret A. Hagerman Featuring the actual voices of young, affluent white kids and what they think about race, racism, inequality, and privilege, White Kids illuminates how white racial socialization is much more dynamic, complex, and varied than previously recognized. It is a process that stretches beyond white parents’ explicit conversations with their white children and includes not only the choices parents make about neighborhoods, schools, peer groups, extracurricular activities, and media, but also the choices made by the kids themselves. By interviewing kids who are growing up in different racial contexts—from racially segregated to meaningfully integrated and from politically progressive to conservative—this important book documents key differences in the outcomes of white racial socialization across families. And by observing families in their everyday lives, this book explores the extent to which white families, even those with anti-racist intentions, reproduce and reinforce the forms of inequality they say they reject. Suggested by Megan Haught, Teaching & Engagement/Research & Information Services

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