#free overdraft

[korokposting]

my overdraft #myOverdraft

[ya-zz]

am I 150 in overdraft? yes. 

is that gonna stop me from buying a game? no. 

[ghostresidues]

in a HORRIBLE mood bc i just paid my student fees and rent simultaneously. grrrr

[possibly-in-wonderland]

This is what this month has felt like

[ikingamongstkings]

(via Sofi vs. Chime: A Deeper Dive into Free Checking Accounts.)

[i-love-cartoons]

Please, donate to my family, I urgently need money🙏🏻💔😭

I'll get paid tomorrow, and then I can probably donate a little bit! Everyone please share and donate if you can; this is a vetted fundraiser

[aarontveit]

hey folks.

i've updated the list, and i will keep updating if/when needed. and i'd greatly appreciate any shares/etc :)

my pp: donate here. $0/20 - overdraft rip (i don't have overdraft protection so this is just a negative balance lol) $0/33 - august phone bill $0/95 - external hard drive

i am putting off funding for the ac indefinitely

thank you for the constant support, seriously. it means a lot. it really does <3 right now, i have to keep myself on extra-firm lockdown for the next six months until my follow-up scans (or until i meet with the adrenal specialist, whichever comes first). the tumor on my adrenal nodule has grown, but the upside is no signs of spreading is showing! it just still is not at a point to be safely removed without posing a risk to the adrenal gland etc (iirc, it needs to be 3cm ish before they will remove it).

i spoke with the new adrenal specialist - and we are waiting until i have my new scans done in mid-december before we proceed any further. he was a very lovely guy! and he's feeling very very positive (his words, exactly, were "i'm not even a little bit worried about you" which was hilarious lol).

any donations are still helping toward groceries, bills, and PC funding needs when applicable. it especially helps with keeping me indoors, being able to get the things i need delivered <3

thank you so much for any help.

thank you for helping your fellow disabled trans dude ride out each month.

i am also willing to take on gif/scene requests from the stuff you've seen me gif regularly television wise or take on movie gif requests in exchange! please feel free to reach out if interested <3 requests filled: 15 requests info/more info.

thank you again <3

[waves-against-a-cliff]

Its me again

Its me. Hi, I'm the problem, its me. I was unemployed through November to the end of December. We all know how rough the holidays can be for anyone but I felt, stupidly, obligated to give gifts to those around me. I was fine. Until the subscriptions hit and then the overdraft fees.

I've broken my own promise to myself and started to doing sex work (praise to those who do it, its seriously hard), I opened a Patreon and got a new job. Yet the hours weren't enough and the pay too little, I got increasingly unpopular on the cam sites I used. So here I am begging for help once again.

If you want to get something out of money you're sending I suggest commissioning me from my KoFi.

Yes my real name is Juniper Reeds, feel free to call me Juni or to keep calling me Waves. I love you guys so much, even if we don't hit this goal I'll keep being here and keep writing.

[elekid]

lost my wallet while off my meds and that really fucked up my bank account. im waiting for my paycheck to deposit, but i need to get some groceries today and for my account to not overdraft. if we could get $40 that would help alot. thank you so much https://cash.app/$retrovirus666

[korokposting]

you will never guess what I purchased this afternoon

quite tempted to finally get the botw dlc pack so I have an excuse to play it all again for the third time... in need of my comfort game rn tbh but I'd feel bad abandoning hollow knight/ww/mc like that

[dxmedstudent]

"Adjusted for inflation, my starting salary of £12,000 was less than the £36,000 a first-year resident doctor now earns, but that conceals important differences. The hospitals where I did my early placements were obliged to provide me with free accommodation on site. These days resident doctors must rent privately, and with even rooms in shared houses costing £600-£1,000 depending on location, this represents a significant pull on income.

I was able to get a mortgage on a two-bed Victorian terrace in Oxford during my second year as a resident. With house-price growth far outstripping general inflation over the past three decades, home ownership is unattainable for many young doctors today.

... Additionally, I finished my five years at university with nothing more than the modest overdraft my friendly NatWest bank manager had granted me. A medical graduate today begins their career around £100,000 in student debt, a figure that will rise even as they begin paying it off out of their salary, thanks to exorbitant interest rates."

I'm no longer a junior/resident doctor, but I still very much support the campaign - but I agree with this summary that the working conditions of UK medicine have changed significantly, and that living standards have changed considerably as a result.

Not only that, but medicine is no longer the job for life it once was. People imagine a life of stability, however as the article states:

"When I qualified, jobs were well matched to the numbers of new graduates, and one rarely had to move to a different part of the country unless by choice. Residents today enter a lottery system in which they can be randomly posted hundreds of miles away from friends and family. There are often too few jobs available, so an unlucky minority are held in suspended animation, often waiting till just a fortnight before their start date to learn if something has been cobbled together somewhere in the country to enable them to commence their career.

Once past the two-year foundation programme, further jeopardy awaits. Numbers of specialty training programmes have failed to keep pace, so competition has become intense. For some branches of practice, fewer than one in six applicants will secure a training place... Medical unemployment simply didn’t exist during most of my career, but over the past few years it has become a grim reality. In general practice it is now endemic, the funding squeeze of the past 15 years leaving many surgeries unable to afford to recruit new doctors, even as patients’ top priority for the NHS has become the ability to access care from a GP."

This is a sad reality that is fuelling much of the discontent. Not only are doctors perfectly able to see how their profession has been increasingly denigrated and devalued by politicians and the media, both literally as we're repeatedly told we should be happy with effectively being paid less than they were 10 years ago (when nothing in life costs less!), facing increasing uncertainty over where and if they will find jobs, as the hyper-rotational system struggles to be fit for purpose.

This hyper rotational training process makes it difficult to become part of a community, to make friends and find partners, makes it difficult to put down roots and get to know our teams, as we are shuffled from place to place every few months. And it leaves staff open to abuse and neglect as the constant rotating makes it difficult to address concerns about the quality of training or the behaviour of other staff.

There are so many problems to address.

[riverpiracy]

Reminders: paramount plus free trial ends tomorrow!!! • 2 days ago

SMS - Wife O' My Life 💖: why can't I watch Yellowstone?? Sick to death of your fuck ass. Hope Judge orders you to electric chair

Bank of America: overdraft detected in checking account. we hate you we hate you we hate you we hate you kill you kill you

SMS - Lawyer John: call me ASAP!!! things are going CLASS ACTION in my calvins and popa needs relief if you want to get out of small claims court Alive 😈

gmail: A GAME FROM YOUR WISHLIST IS ON SALE - GREEN THUMBED AND HORNY ASSED RANCHING SIM -10% $49.99 $45

[mousedetective]

5/21/24 - Mostly Queer Disabled Homeless Family Needs Just A Little Help!

New Post!

So I found out why the two Ace Cash Express loans didn't come out earlier this month: they were due the 24th. I managed to get both my loan and my mom's extended to the 31st, but we're still probably going to overdraft so I need to make sure I have $297 in each account to cover it.

I also still need help with the Moneylion loans (my mom owes $308, I owe $200) and would like to have enough money to cover one of the last bills we can cover to get my mom's credit repayment service payment even lower (it's $70). So I'm keeping the amount I need at $1100, but anything at all, even a few bucks, is a HUGE help. I can put little bits towards the Moneylion payments, and paying these off ahead of time frees up money for apartment application fees. Please help or reblog? Thank you!

$0/$1100

[northgazaupdates]

Important blog update

I do not want to make this post, I have been putting it off for months in hopes that I could make things work. However, I no longer feel I can work at my current pace, and I need to make the hard decision before I fall apart completely.

Due to my ongoing health problems and numerous personal issues in my life, I need to step back from this blog.

I will not abandon this blog, I will still share and update posts when I can. My activity will just be less frequent, and I will have to limit my activity according to my health status.

However, I cannot make posts for any new campaigns. I will keep supporting the campaigns I am already assisting to the best of my ability, but I absolutely cannot take on any more.

Further details below

I try to avoid talking about myself as much as possible, as the focus of this blog is and will always be the people of north Gaza and all of Gaza. However, I want to be clear that I did not make this decision lightly. I have agonized over it for months, and I am only taking this step because I feel like I am about to go over the edge.

There are numerous factors influencing my decision:

My chronic illness(es) getting worse

The amount of time I spend every day making, researching, editing, updating, and sharing posts is making my family feel like I am neglecting them

My grandmother is in the hospital and my mother and I are the only members of our family taking care of her, despite my mother having many siblings, who demand frequent updates

I am falling behind in my studies

I still have not found a full-time job

My bank account balance is low and I am in danger of incurring high overdraft fees

I am dealing with conflicts at home and in my personal life

I am struggling to cope with severe depression

I am also suffering chest pains and breathing problems in addition to my diagnosed conditions.

I am sick, exhausted, and stressed to the point of near-collapse. I have tried to push myself as much as possible, but if I continue working at this pace, I will give out. I will not be any help to anyone if I have to be hospitalized.

Again, I am not leaving completely. I am only decreasing the amount and types of activities in which I will be engaged.

I am deeply sorry. I wish it had not come to this, and that I could keep taking on new campaigns and making frequent posts. But I need to limit myself while I am still capable of being some use.

My deepest apologies,

-NGU mod

Palestine will be free🇵🇸

[saint-nevermore]

haaaaa im overdraft again and still anticipating my phone bill...AGAIN. fingers crossed i hear back from disability soon and will be a lot more comfortable 😭 for now every little helps - if you send anything through kofi, feel free to leave a request in the message box :D i am @saintnevermore on both kofi and pypl. my kitty toast for your time

[kingdionra]

hi I've been trying to beg on the fediverse for a while but it's not going very well so I thought I would try here as well >.<

putting the teal deer up front, long explanation & images-for-proof under the cut: two traumatised and disabled queers have successfully run away from abuse but now have no furniture or other household essentials, looking for another €4000* or so to get everything we need + get out of our overdraft

GOAL: €1865/4000

throne link

£ paypal: diontheblackdragon@gmail.com

cashapp: £KingDionRa

DM for roommate's € paypal or my UK bank deets to do a straight transfer <3

also if you want you can get an album for your moneys, i have it up for free download on both my site and on bandcamp :3

*this is higher than the original goal I set on fediverse because I'm including the ebike and winter clothes and getting out of our overdraft (which is costing us a bit in fees every month)...but also this still isn't including new computers which we both need lol but this already feels like so much to ask for!

LONG ASS STORY:

okay so over a year ago i ran away from the uk in its entirety to stay with my internet best friend of over a decade in germany, because i'd been in and out of homelessness there for most of my adult life and just kept ending up with abusers (because that's what happens when you jump at the first chance you get to get out of a homeless shelter by moving in with people you don't know), and then running away from them because they tend to get worse and worse and eventually you'd rather be homeless again than live with someone who continually messes you up and ignores your boundaries and lies to you and bullies you and fucks with your health. and yeah after long enough of that i had zero faith in the system to help me or in local queer groups to do so either, because they're the ones who kept finding me white middle class assholes to live with who turned out to be classist ableist racist shitfaces who talked the talk but failed to walk the walk

anyway, this was not an ideal situation because my best friend was living in a very tiny (25 square meters TOTAL) apartment surrounded by asshole neighbours after also only recently escaping homelessness, but we both found our mental health was VASTLY improved by living together (see it turns out we're NOT the problem!! it was the abusers all along!!!!) despite the very cramped living space (we literally couldn't both stand in the kitchen at the same time and it only had a minifridge and a stovetop) and having to share a room despite NOT being a couple and having no privacy

but eventually that situation got worse and worse due to a literal nazi living next door who engraved swastikas in our mailbox and threatened physical violence on us (pretty sure he thought we were a queer interracial couple and was very mad about that), and things came to a head when he repeatedly called the cops on us for being too noisy at night (we LAUGHED TOO LOUD at gone 10pm omg how dare we) and kept trying to get us in shit with the landlord by making up lies about us

SO, we asked the internet (fediverse) for money to move, and managed to get enough to hightail it the fuck out of there (we actually left the country because neither of us like germany it's, surprise surprise, full of nazis) to a very cheap place in very rural finland where we can each have our own room and that we can actually afford the rent on ourselves but, being poor and desperate, we only asked for literally the bare minimum to move, and left asap, and got here with no furniture, no beds, no household necessities, no nothing.

we've been here 2 months now and have managed to acquire one (1) bed that we're having to share (again we are NOT a couple and the lack of privacy is driving us both up the wall) but we still need:

-a second bed so i can actually USE my own room that i finally have again

-bedding (inc. warm things before winter sets in! and additional covers so we can actually put things in the wash)

-winter clothes before it gets too cold

-a washing machine

-desks and chairs so we can actually sit somewhere and work

-a cargo ebike so we can get to the nearest town (7km) and buy food, rather than relying entirely on non-perishables that we can order over the internet (it's been 2 months since we've had any fresh food and that sucks)

-a new phone for roommate cause theirs broke

-a laptop or desktop for roommate cause they have nothing atm

-a new desktop for me because i only have access to an old shitty kind of broken laptop at the minute (one of the hinges is fucked and i can't close or open it without worrying it will break for good and it doesn't charge right half the time and usually takes multiple attempts to boot up and i'm scared every time that this time will be the time that it just Won't), because when i tried to fundraise for a new one like a year ago i was offered this and didn't think i could say no, but i am very worried it will break any day now, and it is Not Good for recording music on or making art or games (you kind of need to run the games to make them....)

current overdraft:

our very empty living room:

my very empty bedroom:

please help us actually get sorted out and set up in our new place, so that we can actually RELAX for the first time in our lives (i'm 35 and my best friend is 38 >.<)

we both really want to actually do good work and help the world, and i have so much creative shit that i want to get on with but that has just been like, put on hold constantly, for *years*. i have so many stories and games and songs and so much art and a whole-ass comic i want to make and just haven't been able to do ANY of it for so long! (i'm keeping track of all my creative ideas in a huge google spreadsheet that links out to google docs full of properly fleshed out plans for things though, so that i can get to work asap!)

we just need a little bit more help to get started and then we will be giving back SO MUCH, i promise! all my content is and will forever be free! so you can consider this an investment in future works that you will definitely all get access to! <3

thank you so much for reading this far, and for sharing and boosting and donating if you can, you're incredible and awesome and very much appreciated <3