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Holiday Loans

Holiday Loans are a type of Loan that one would take out to help cover the cost of a holiday. This may be £500 to cover spending money on a weeks break or perhaps £10,000 for a year of adventures, globe-trotting. Whatever it may be personal loan lenders will often be willing to lend any amount from £500 to £25,000 meaning most people’s dream holiday is on the cards.

Taking out a loan is not always the most viable option for some people, it really does depend on your situation. Therefore it is important to explore all the options available to you before committing to a loan. These days holiday companies often have their own finance deals available which can often be cheaper than taking a loan, with more flexible repayments. Visit a holiday agency either online or on the high street they will find a holiday tailored for you at the best price, saving you money and perhaps prevent you from requiring a loan. 

However, if non of these options are suitable, the holiday loan may be the best option. The easiest way to find a holiday loan is to visit a loan comparison website, there are many online. The process is very simple. you simply enter the amount you would like to pay and the time frame you would prefer to pay back the loan. You then enter a few personal details such as your monthly ingoings and outgoings. The comparison tool is then able to use your data to create a shortlist of personal holiday loans most suitable for you. Once your list has been produced you simply have to read the details of each loan and decide which one best suits your needs and situation.

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Personal Loan Comparison

Comparing personal loans has never been more simple. There are literally thousands of lenders in the UK alone. This might sound overwhelming and like a lot of hard work but luckily these days there are tools out there to do all the hard work for you.

You simply have to visit a loan comparison site such as moneyid.co.uk and fill in their soft search application form. Simply type in the loan amount you would like to borrow and the term period you would prefer for paying it back and then a few personal details such as your monthly income and outgoings and their comparison tool will do the rest of the work. The tool will search through hundreds of loans to find the ones most suitable for your requirements and situation and produce a shortlist for you to choose from. Your job is then to read the details of each loan and come to a decision as to which is best.  

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Contemporary Art

Where are the best contemporary art exhibitions in Europe?

The most visited contemporary art gallery in the world is the Tate Modern in London, England. It sits looking over the River Themes, in the building of an old factory. The gallery hosts a permanent exhibition across three floors as well as exhibitions celebrating the greatest contemporary artists to ever live.

Centre Pompidou: is the largest Contemporary art museum in Europe. The Paris located gallery rotates its exhibitions on 6-month rolling bases, which means that the opportunity for members to see a vast and wide array of the worlds best art is excellent. 

Kröller-Müller is a more unique art gallery as the majority of the art is outdoor, making it one of Europes greatest galleries to visit. The sculpture park shows off some of the best work from the last century, the worlds most renowned sculptures. 

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British Contemporary Artist

Richie Culver is a British contemporary artist from Hull in North Yorkshire. He spends most of his time in his own studio in Portugal where he lives with his Portuguese fiance. When Richie is back in the UK he tends to spend most his time in London.

Culver is proud of his roots and loves the North of England and has his Northern culture to thank for a great deal of his inspiration. Growing up in the working class of the North opened up Richie’s eyes to many situations worth documenting through art. Culver's art tells stories with comical value throughout.

Richie’s work is made up of paintings, sculptures and photography. He first fell in love with art through photography when he became inspired by to world-renowned American photographers; Larry Clark and Nan Goldin. He noticed similarities between his own life and theirs. Both Nan Goldin and Larry Clark were portrait photographers who took gritty portraits, often of people enjoying the drug and party culture in the big city. This inspired Richie to start up photography. Richie worked on a caravan site when he was younger and the images he touched reminded him of his idols work.

The Hull-born artist openly talks about his own troubled past and struggles with drugs. Now he is clean and sober and out the other end, he is able to use his past as inspiration and motivation for his artwork.

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Personal Loan Comparison

Does comparing personal loans affect my credit score?

Using a site comparison site such as moneyid.co.uk allows you to search for suitable personal loans without it affecting your credit score. You can search for short term loans and low interest rate loans from a number of banks and lenders with just one application and it indicates which loans you would be most likely to be accepted for. At the time of the loan comparison, the banks and lenders will carry out a ‘soft search’ which does not affect your credit rating. It is not until you choose your preferred loan and continue your application with your chosen lender that a ‘hard search’ will be carried out on your credit profile. This is when applying multiple times can affect your credit score negatively so the use of a loan comparison tool is recommended.

The rates you are shown with Money ID are the rates you would get if you were to go ahead with your application, this helps with understanding if you would be able to manage your monthly payments without any difficulty.

Your loan can be used for a number of things; you can pay off already existing debt, make a large one-off purchase such as a car or holiday, carry out home improvements or pay a medical bill. 

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British Contemporary Artist

Richie Culver is a British contemporary artist who grew up in Hull in the North East of England. Richie is proud of his roots and pulls a great deal of his inspiration from his time growing up in Hull and working on a caravan park before becoming a full time artist. 

Culver first found love for art through photography. Taking photo’s of the interesting and unique residents of the caravan park he worked at. This was when Culver began to see similarities between his own work and the work of two of his favourite photographers Larry Clark and Nan Goldin. Clark is an American photographer and filmmaker known for his raw and unfiltered photos of youth culture. His images were often considered controversial. Goldin is also a world renowned American photographer who is also known for taking extremely personal portraits, usually of her close friends and those within the LGBT community and the heroin addiction subculture. Culver’s photography at this time was also raw and personal.

Later Culver began to paint and quickly found his signature style. Richie has a loose and abstract painting style, painting figures and objects that to tell humorous stories often of his past. Richie’s work follows a number of common themes, often referring to the British stereotypes of the working class.