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condowaterdamage · 2 years

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Public Adjuster in Lower Manhattan

Public Adjuster in Lower Manhattan is a professional who specializes in insurance claims. They are hired by people who have suffered damage to their property due to an accident or natural disaster. The adjuster will then work with the insurance company on behalf of the victim, to make sure that they are compensated for the damage done.

Public Adjusters are not lawyers and they do not provide legal advice. They help you negotiate with your insurance company and make sure that you get what you need in order to recover from the damages done to your property.

Common insurance claims to hire a public adjuster

While there may be many reasons to hire a public adjuster, the most common insurance claims that public adjusters can help with are natural disasters. These include flooding, fire, theft, water damage, and mold.

Some other types of insurance claims are cyber security issues, business interruption (for business owners), and theft. If any of these happened to you, and you’re not sure what step to take to ensure that you’re fully compensated, call Crestview Public Adjusters today for a free consultation.

Not from Lower Manhattan? We manage claims across New York, including West Harlem.

Crestview can manage your insurance claim

Searching for the best public adjuster in New York can be overwhelming. You probably already recognize that not all public adjusters are equal. Make sure you find an experienced public adjuster who has specific experience in the area that you’re seeking assistance with.

It is also necessary for the public adjuster to be available at all hours of the day because natural disasters can happen at any time. Public Adjuster help has recovered millions of dollars for its clients and may be able to help you do the same. Call today for a free consultation.

About Lower Manhattan, NY

Lower Manhattan is home to some of the most recognizable landmarks in the world. The Statue of Liberty, Times Square, and Central Park are just a few of the must-see attractions that the city has to offer. Lower Manhattan is no exception. This historic area is home to the World Trade Center, Wall Street, and the 9/11 Memorial. Visitors can also take a ferry to Ellis Island or explore the many shops and restaurants in Chinatown. Whether you’re looking for history, culture, or just a good time, Lower Manhattan has something for everyone.

There are plenty of things to do in Lower Manhattan, New York. For starters, you can visit the 9/11 Memorial and Museum. This memorial is dedicated to the victims of the September 11th terrorist attacks. You can also visit the Statue of Liberty. This statue is a symbol of freedom and was a gift to the United States from France. Another popular attraction is Battery Park. This park offers views of the water and is a great place to relax. Finally, you can visit Chinatown. This neighborhood is home to many Chinese restaurants and shops.

#Public Adjuster in Lower Manhattan #Best public adjuster #Public Adjuster help

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condowaterdamage · 2 years

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Broken Pipe in Teaneck, NJ

How did Crestview help with broken pipe damage in Teaneck, NJ?

The client had water flowing from the second floor to the living area and kitchen on the first floor. Crestview was able to locate a broken pipe from the second-floor bathroom. The insurance company originally offered $15,000 and Crestview was able to recover over $60,000.

What to do when you have pipe damage in Teaneck

If you are looking to hire a public adjuster, then it can be overwhelming with all of the options out there. It is important to keep in mind that not all public adjusters are equal. It is crucial to find an experienced public adjuster who knows how to deal with broken pipe issues in Teaneck.

It is also important for the public adjuster to be accessible and available at all hours of the day because this type of claim can happen at any time of night. Best public adjuster has recovered millions of dollars for its clients and may be able to help you do the same. Call today for a free consultation.

#Best public adjuster #Public Adjuster help #Public adjuster FAQs #Public Adjuster Best Results #top-rated Public Adjuster #Crest View Public Adjuster

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condowaterdamage · 2 years

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Condo Water Damage in Jersey City, NJ

How did Crestview help with water damage in Jersey City, NJ?

The client experienced a leak from a washer machine that flooded the entire unit. The insurance company originally offered the client $8,000, with our expert experience and knowledge we settled the claim at $50,000.

What to do when you have water damage in New Jersey

#Best public adjuster #Public Adjuster help #Public adjuster FAQs #Public Adjuster Best Results #top-rated Public Adjuster

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condowaterdamage · 2 years

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condowaterdamage · 2 years

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3 Signs That It’s Time to Call a Public Adjuster in Englewood, NJ

Whether you are an insurance claims pro or not, we all need help, and there’s never shame in asking for help. When it comes to insurance claims, it can cost you money when you avoid asking for help so this isn’t an area you’ll want to cut corners on.

Here at Crestview Public Adjusters, we are here to assist you with all of your insurance claim needs. But first, we have put together our top 3 signs that you could use some help with the claim process. If any, or all, of these signs, describe your situation, give our team a call.

You Have an Underpaid Claim

The first sign you want to keep an eye out for is an underpaid claim. In this scenario, you went through the motions, submitted the insurance claim, then got less than you needed to recover. Now, this doesn’t happen too often. But when it does, it’s critical to think back to the insurance claim. Did you fill it out correctly? Did you include all the necessary information? Was there additional paperwork necessary? If you have even the smallest doubt in your mind that you filled it out to perfection, chances are there’s a mistake or two. And even one mistake can cost you money. The thing is, the insurance company only has the claim and your documentation to go off of, and without this vital information, they can’t say how severe the damage is.

There is simply no way of them knowing the details unless you provide them, that is why it is so critical to get the claim right. If you are in this situation, you are going to need to go through the appeals process. This process is time-limited and requires swift action. Not only that, but this may be the last chance you have to get the full amount of compensation. We recommend reaching out to our public adjuster team in Englewood, NJ, as soon as you know that you need to file an appeal.

You Have Never Filled Out a Claim Before

There is no shame in never having had to fill out a claim before. It’s a good thing. It means you have never dealt with property damage, which is something we all want. However, property damage is always a risk all of us face. No matter how much we wish we can control everything, we can’t. The weather and elements sometimes have a different plan for our home and all we can do is prepare. If this is your first time dealing with an insurance company, you may feel lost and overwhelmed, which can make it much easier to make mistakes. To avoid making these mistakes and facing sign number one: the underpaid claim, we recommend reaching out to our team. Our public adjusters in Englewood, NJ, can ensure your insurance claim is correct the first time. We can also give you some pointers for the future.

You Don’t Have the Time

Maybe you are an expert at filling out insurance claims but have no time to do so. This reasoning is another why many people seek the help of a public adjuster in Englewood, NJ. Dealing with the insurance claim is only one part of the process, too. There is so much more to it, and when it comes down to it, not everyone has the time to give. If you have property damage but are already overwhelmed and busy with other things, our team can take the claim over for you. We can handle everything, so you don’t have to interrupt your schedule. Hiring a public adjuster in Englewood, NJ, is not always about skillset or knowledge. Sometimes, it comes down to stress and time.

We Can Help!

Seeing that you have property damage is an immediate stressor. No matter how bad it is now, you know you have to act now before it gets worse. You also have to consider how this damage may have affected your home. There is so much that goes into it, and that’s before the claims process. If you have an underpaid claim, are unaware of the process, or simply have no time to give, reach out to our team. The Crestview Public Adjusters team can help you with your insurance claim. Reach out to us at (866) 651-5015 to learn more.

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condowaterdamage · 2 years

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How to Make the Claim Process Stress Free When Dealing With Property Damage

Living along the east coast is what dreams are made of. From Pennsylvania up to Connecticut, the coast is filled with gorgeous beaches and lively cities. However, living on the east coast also means that you are more susceptible to storms such as hurricanes. While most of the time the storms are no big deal and pass in a few hours, hurricanes take it to the next level, tearing down trees and wrecking homes that are in their path. Many people who have to deal with these storms annually make jokes about the insurance covering damage and that they will be fine, or that storms won’t bring any severe damages so there’s no need to protect their homes. The truth is dealing with property damage after a storm or hurricane can be challenging. Here at Crestview Public Adjusters, we know how stressful this can be, but we also know ways to make a bad situation a little bit better. Keep reading to learn how to make the claim process stress free.

Don’t Procrastinate

When it comes to property damage the key is getting it fixed as soon as possible. Even if the damage is tiny and not a big deal, you still need to address it as soon as you notice it. Property damage of almost all types get worse the longer they go unaddressed. Take water damage for instance, the longer it goes on for the more likely you are to see other damages in the form of mold.

Keep Receipts and Documentation

Once you notice the damage, it’s smart to take photos and notes about it. This way you can have proof of the damage and keep track of it as the days pass by. If the damage worsens you’re going to want to continue to document it so you have everything ready for the claim. We also recommend writing down names, phone numbers, and other important details of the conversations you have with the insurance company and the company you choose to do the repairs. That way you are documenting everything and have a paper trail just in case something goes wrong or falls through the cracks.

Understand Your Policy

Something many people skip over at first and end up stressing out about is their insurance policy. You may not remember every detail of it right now, but when filing the claim, the small details are what truly matters. In fact, you may be surprised to learn what is and isn’t covered by your insurance company. This is important information to have and will allow you to be one step ahead of the insurance company. Knowing the policy will give you an idea of what to expect and what you deserve.

Hire a Public Adjuster

If all of the above tasks sound like a lot to take on with your already busy schedule, then you may want to hire a public adjuster. Filing a claim, reviewing your policy, and documenting everything is only part of what you are going to need to do. The insurance claim process is a long one and requires a lot of effort and experience. There’s absolutely no shame in having a public adjuster assist you with dealing with the insurance company, that’s what public adjusters are here for. And the best part is that we handle everything for you, so you don’t have to worry about anything until you get your compensation.

If you have recently discovered property damage done to your home then it may be time to file a claim. Filing a claim will allow you to fix the repairs without much stress; however, that’s not to say that the process itself isn’t stressful, because it is. But if you’re looking to file the claim and avoid stress in any capacity then your best option is a public adjuster from Crestview Public Adjusters. Our team can take over the claim process for you so you don’t need to worry about it. To learn more about our services, give us a call today.

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condowaterdamage · 2 years

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Here’s What You Need to Know About UnderPaid Claims

Seeing that there has been damage done to your home or business is one of the worst feelings. For starters, you may not even know what caused the damage, making it more difficult to pinpoint what went wrong. You also know that you now need to have the damage fixed which requires going through the insurance claim process. Many people don’t even know where to start when it comes to property damage. This uncertainty and confusion usually lead to a faulty claim among other issues. And the more issues that come up the more likely your claim will be underpaid or denied. If this sounds like your current situation, it doesn’t need to be the be all end all. Our team here at Crestview Public Adjusters can help you out with your underpaid claim. With us on your side, you can have peace of mind that everything will work out in the end.

Reasons Why You Were Under Paid

Dealing with the insurance claim process is not easy, and the insurance companies know that. They know how confusing it can be for the average person. Navigating the claim and documenting the damage may seem simple but in reality, the process is comparable to an obstacle course. This long trek and the confusing process is the biggest reason why so many claims are underpaid, and why people simply accept this underpayment. Most people don’t even know that they could have or should have received more. This is where we come in. Our team knows the ins and outs of the insurance industry and can guide you through the entire process. Lack of knowledge is a large reason for underpayment, but with us, on your side, you no longer have to worry about not knowing everything there is to know about insurance. Our knowledge will prove to be a valuable resource when you receive the proper payment at the end of the process.

How to Fix Underpayment

If you noticed that you received less than you thought you would or less than you know you should, then know it isn’t the end of the process. With help from Crestview Public Adjusters, you can fight underpayment and receive what you deserve fro your claim. Our team can re-evaluate the claim and look over your policy for you. Doing this will allow us to get the bigger picture and see what went wrong and how we can better represent your damages to the insurance company. Sometimes underpayment comes from an error on the claim or not enough documentation of the damage. This is something we can help you with. We always like to say that an unbiased person is the best for evaluating damages. That way you have someone looking for anything that may have been missed.

Things to Remember

When you notice that you are underpaid it’s important to remember a few tips. The last thing you want to do is let your frustration and stress get the best of you and jeopardize your claim. First things first, you are going to want to stay calm and reach out to our team. Once you call us we will be able to take over and help you out. It’s important to call us as soon as possible too. Some people try and file an appeal by themselves and find it to be confusing or ineffective. Waiting too long to call for help can result in your appeal being denied.

Are you having a hard time dealing with the insurance company? If so, calling a public adjuster from Crestview Public Adjusters can make your situation a whole lot less stressful. Our team steps in and handles everything for you, keeping you updated on your claim throughout the entire process. It can be as easy as that. To learn more about our services or to receive assistance, give us a call today.

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condowaterdamage · 2 years

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The Complete Guide to the Insurance Claims Process

How to Make an Insurance Claim

Some people will never have a reason to claim from their insurance companies; if that’s you, then great news! However, in cases where homeowners have had damage to their property, they’ll often need to file an insurance claim. As a policyholder, it’s essential to know what to expect from the insurance claims process, so if you need to make a claim, you’ll be equipped with all the correct information.

This post is for anyone wondering how to make a claim to their insurance company. Even if you don’t have a reason to make a claim now, it’s helpful to understand the process if you or anyone you know needs to make a claim. This article will outline the steps to be used as a checklist for a smooth claims process.

1. Take Photos and Keep Notes

The first step is pretty self-explanatory. As soon as any damage occurs, whip out your phone or camera and take as many photos as you can. Additionally, if anything has broken, save them until your insurance company has a chance to inspect them.

When taking photos, it goes without saying that the sooner you take the photos, the better. If you can take pictures or videos while the damage is occurring, such as hailstones or tornado damage, that would be ideal. Showing the insurance company the type of damage that affected your home will help give them a better idea of the whole picture.

You might not need to use all the photos you took, but there’s no such thing as too many photos. On the other hand, if you have too few, this may affect your claim in a negative way. So, it’s always better to have more than less.

2. Mitigate the Damage in a Secure and Safe Way

Part of your insurance policy will require you to try and minimize the damage at the scene. You may need to call an emergency service in some cases to help with this. Don’t put yourself in danger to do this. For example, if large hailstones are falling, don’t go outside to fix any damages. Wait until any active storms or events have passed and take any actions once it’s safe to do so.

Failure to take any action to mitigate the damage may result in issues claimed by the insurance company later. For example, if you ignore flood damage and the house develops mold, which makes the issue worse, your insurance company may give you a hard time when you try and get it covered. Of course, you don’t have to actually make repairs. In fact, you shouldn’t, but you should try to mitigate the damage. If the damage is extensive, consider contacting a professional remediation and restoration company to give you a quote.

3. Contact Your Insurance Company

The process with your insurance company begins when you file your claim. Some companies have online and app-based claims forms. If you prefer to speak on the phone, you can call in to talk to a representative who will start taking the details of your claim. It’s important to note that if you want to consult a public adjuster to contact them before you start filing your claim. Many public adjusters have their own process of pursuing claims, and this will help them get the best payout possible from the get-go.

The sooner you contact your insurance, the better, as the damage will be easier to prove. Also, if the insurance company requires any additional information, you can provide them with that, as the incident will be fresh in your memory.

When filing your claim, only give details you are absolutely sure about. Don’t provide estimates, guesses, or any incomplete information. Doing so can make your claim more complicated or result in your claim being denied altogether.

Some insurance companies offer emergency funds in some scenarios. For example, if you need to stay at a hotel after your house has burned down, your insurance company may be able to provide you with immediate funds to help you through this time on a short-term basis. Additional expenses such as these may be referred to as “additional living expenses” or “ALE.” If you see these being referenced, they refer to expenses like hotels, car rentals, meals, etc.

4. Checking Your Insurance Policy and Understanding It

Be sure to read your policy after starting your claim. It would be ideal to look at your policy before you begin the claims process to familiarize yourself with the procedure and what’s covered. The more equipped you are, the easier it will be to navigate the process. Make sure to read the section that refers to the type of damage you have extra carefully.

Your policy must be written in plain English and not contain any complicated phrasing. Unfortunately, this isn’t always the case, and there may be wording that you don’t understand. If your policy is overly complex or you don’t understand any of it, it might be a good idea to consult a public adjuster to plan your next steps.

5. File the Paperwork

It goes without saying that filing paperwork is an essential part of any insurance claim. It sounds like a hassle, but it’s a necessary evil. Make sure to complete these forms with the greatest care, only providing information about which you are absolutely sure.

6. Getting Your Own Estimation

Sometimes policyholders will hire someone to come out and take a look at the damage for an independent assessment. For example, if you’ve had a recent downpour of hail, you might want to hire a roofer to give you an estimate of repairing the damage.

Doing this will give you the advantage of knowing how much your claim is worth. Having this information will prevent any insurance company or adjuster from taking advantage of you or persuading you to take a lower payout.

7. Waiting For the Adjuster to Evaluate the Claim

Once the claims process has begun, the insurance company may send a claims adjuster to inspect the damage and start the evaluation. The adjuster sent by the insurance company will be there to assess whether and how much should be paid out. They’ll also decide if the damage sustained is covered by your insurance company.

When the adjuster arrives out for the inspection, it’s always best to have someone who represents you, such as a public insurance adjuster, present. The adjuster from the insurance company may ask you for an inventory if there are multiple damages. Generally, if you have damage to your house and to its contents, you’ll receive two separate payments from the insurance to cover each category.

8. The Insurance Company Presents Their Offer or Denies Your Claim

Soon after the insurance adjuster from the company arrives at your home, your claim will be examined, and there will be two possible outcomes. Either your claim will be successful, and your insurance will offer a settlement, or the insurance company will deny your claim.

Sometimes there are long delays or requests for more paperwork. If there are excessive requests or your claim is being made difficult by additional administrative roadblocks, your claim may be turning into a bad faith insurance claim.

All insurance companies are legally obligated to respond in a reasonable time to their insurance claims, and a failure to do so leaves them open to complaints or lawsuits. If you find that your insurance company is not cooperating with you, it may be time to consult a public adjuster or an attorney to get the process moving.

9. Dispute and Negotiate Your Settlement

Once you receive your offer from the insurance company, you are free to accept or deny it. Some policyholders opt to negotiate the claim as they believe certain costs which were not covered in the settlement should be covered. You should always examine your settlement and make sure it covers all your expenses. Don’t be afraid to negotiate!

If you choose to negotiate your settlement, it can be a complicated process. Sometimes, insurance companies will try and reduce their payout by saying the damage is superficial or cosmetic. These disagreements can lead to a complicated and lengthy process.

Such disagreements are common and usually involve what’s covered by the insurance and the policy’s value. If the negotiation process doesn’t go anywhere, you might have to get an appraisal, mediation, or engage an arbitrator. This may draw out your claim even further, but if the result is a higher payout, then it will be worth it.

Some insurance companies may have clauses in their policies that allow them to deny your claim outright in certain situations. If you have been denied or offered a lower settlement than you think your claim is worth, you might want to consider hiring an attorney or a public adjuster to help you negotiate a higher settlement. Due to their extensive experience, they can offer a wealth of knowledge to policyholders.

10. Receive the Payment from the Insurance Company

Once the process is complete, your insurance company will send you a check for the damage and other expenses. In some cases, you’ll receive these funds via a direct deposit. You’ll be required to pay the deductible. The insurance company will usually take this straight from the settlement. For example, if you get $5,000 from your settlement and the deductible is $500, then your total payout will be $4,500. The insurance company may seek confirmation that the contractors have been paid once the repairs are made.

You might get multiple payments for damages to your home, damages to your contents, and any emergency costs you had in the meantime.

A Few Important Points to Note:

Your insurance company may opt to pay the contractors directly. If this is the case, your insurance may ask you to sign a “direction to pay” form. This is an important document to read, and it authorizes the insurance company to make a payment on your behalf. Once the requested work has been completed, you can approve the payment, and it is sent to the contractor. This sounds like a convenient way to have your bill settled, but it can be risky. It isn’t recommended to make a payment directly to a contractor until the work has been completed satisfactorily.

If you have a mortgage or live in a co-op, you might have to list these parties as co-insured parties on your claim. This listing means that they have a financial interest in your property and can ensure that the appropriate repairs are made. This condition will be listed in your mortgage policy or co-op paperwork, so be sure to consult the paperwork.

Wrapping Up

The process for claiming on your insurance might be a lot for some to handle. It can be a long, complicated process. That’s why many people opt to hire public adjusters to guide them or even take over the claim altogether. A public adjuster is a licensed professional who you employ to ensure the best outcome and highest compensation on your claim.

In addition to simplifying the claims process, public adjusters can also negotiate and solve disputes with your insurance company. This is especially the case where your insurance refuses to pay out or engage with you about your claim. Public adjusters can also help fight your claim where the insurance company offers a low settlement amount.

If any of the above sounds familiar or you want to simplify the insurance claims process, Crestview Public Adjusters might be the best option for you. Having a public adjuster on your side might just make your claims process a lot easier! If you have any insurance questions, don’t hesitate to reach out for a free consultation.

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