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What is suitable for one person's financial objectives mightidealsuitable for another. Your level of risk tolerance and the kind of rewards you're looking for will therefore determine whether you choose a fixed deposit or mutual funds. There isn't a one-size-fits-all solution when contrasting fixed deposits with mutual funds, it's crucial to remember.

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Numerous fund investors double as fund collectors. They frequently have 40 or 50 (or even more) different schemes in their portfolio. There are numerous causes for this. Some investors overinvest in schemes as they seek past gains. Some people receive money that was mis-sold and end up with more than they require. Since each investment has a three-year lock-in period, some people who wish to reduce their income taxes purchase a new ELSS (or numerous new ones) every year, and before long, they are drowning in ELSS funds. Nevertheless, some investors overextend themselves by becoming enthralled with investment concepts, NFOs, etc. The outcome is the same: more money than is required.

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Mutual funds The Systematic Investment Plan (SIP) is a practical and efficient method that could eventually lead to financial success. You can benefit from price volatility in the stock market by rupee cost averaging of acquisition costs, or NAV, by investing a given amount at a fixed frequency in mutual funds, such as daily, weekly, fortnightly, monthly, or quarterly. The most favored and widely used frequency among the numerous ones is the monthly SIP.

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A smart investor diversifies his or her portfolio to spread the risk across various sectors and industries. A good mix of assets with different features is always better to withstand the volatility of the market. The investment portfolio might balance itself out even if one part of the value goes down.

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Have you ever prioritized retirement planning when determining your life goals? You will be better off financially in the long term if you start setting aside some of your money for your later years. Mutual funds are one of the most efficient ways to build your retirement corpus.

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Mutual Funds- Crescent MFD

Invest smartly with Crescent Mutual Funds. Our expert team carefully selects the best performing mutual funds to help you achieve your financial goals. Start growing your wealth today with Crescent Mutual Funds.

#mutualfunds #sip #investment

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ARE YOU EXCITED TO LEARN ABOUT THE 7 TYPES OF SYSTEMATIC INVESTMENT PLANS (SIP)?

You can start your SIP investment with an amount as low as Rs.500 a month. It lets you start small and reap the benefits of rupee cost averaging. There are many types of SIPs available. You can choose the one that best suits your specific needs and financial goals.

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Systematic Withdrawal Plan, popularly known as SWP, is a service offered to investors that enables them to consistently withdraw a set amount from a mutual fund plan. You have a choice of withdrawal amount and frequency. You may also decide to keep your original investment intact while only withdrawing the investment's gains. Withdrawals can happen monthly, quarterly, half-yearly, or annually on dates chosen by the investors. It ensures a regular cash flow for your income needs.

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A systematic withdrawal plan (SWP) enables you to take regular, organized withdrawals from your mutual fund. You have the option to decide how much money you want to withdraw as well as how frequently, which is usually monthly. After setting up an SWP, the fund house will redeem the necessary units from your mutual fund investments and credit the money to your bank account. This procedure is, in some ways, the exact opposite of SIPs.

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In simple words, the power of compounding means earning interest on investment, and the same interest is added back to the principal amount.

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As the name, ‘thematic’ suggests, thematic funds invest in sectors and industries that are tied to a particular theme. Fund manager of Thematic funds tries to identify a specific theme emerging out of current economic trends and invest in those companies encompassing that theme, which can be highly rewarding. Thematic fund managers seek to make the most out of such windows of opportunity. Thematic Fund is a type of equity mutual fund for aggressive investors.

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As an investor, you must be aware of the pros and cons of mutual funds before investing your money. There are very few safe, risk-free investments and you have to understand the level of risk in any investment you are getting into. The market provides many options and opportunities to grow your money provided you can take calculated risks. Consult your financial advisor to know your risk tolerance level to achieve your financial goals with mutual funds.

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Introduction: The Cost Inflation Index (CII) is one of the most crucial concepts in the Indian taxation system. We are going to throw some light on the CII and its role in the calculation of capital gains tax for your understanding.