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How Can You Save On Your Medical Expenses And Bills?

As per the study, the amount of the money spent on health care forms about 7% of the total expenditure of every Indian household nowadays. The main reason behind is the poor lifestyle, we ignore health issues and fail to take proper care of ourselves. Delayed diagnosis and treatments, along with high inflation in health care are other factors that contribute to high medical bills we often pay. Here are the few ways to save money you spend on doctors, hospitals, and medicines, without compromising on quality healthcare.

• Gen health insurance plan As the study suggests there is eighty percent Indian population is not covered by the health insurance. If you do not have a health insurance plan, a medical emergency can turn into a financial emergency anytime. A health insurance plan can help you right from your dental check-ups to critical illness treatments

 • Consider the cashless benefitsAn important decision you must make when getting a health plan is whether you want the cashless benefits or not. This benefit eliminates the need for you to pay for treatment from your own pocket. Instead, the expenses are taken care of by your insurer. This is particularly useful when dealing with chronic conditions or critical illness for which treatment can cost you lakhs of Rupees.

Without this benefit, you not only have to bear the cost of the medical treatment initially but also have to fill out various forms and take care of all paperwork yourself. Alternately with a cashless benefit, your insurance company oversees all the paperwork, so you have fewer burdens on you.

• Choose preventive care optionsPrevention is always better than cure. Health insurance plans and healthcare membership programs entitle you to receive regular health checkup, screening, immunizations, cholesterol and dental exam, mammograms etc. Regular checkup helps a lot in saving a lot of money because it early diagnoses the problem and can avoid the problem altogether. 

• Low-cost medicinesThe medical cost can be reduced by buying medication from online pharmacies. Most of these pharmacies offer about 10 to 20 percent discount to the customer on medicine prices as compared to brick and mortar stores. Medicines are manufactured by different pharmaceutical companies but have a specific composition. So you can find many alternative medicines with the same salt combination which is good for you and also pay less cost. So look for low-cost medicine of same salt composition this will reduce your medicinal bills to a greater extent.

You may have constant worry about your family’s medical expenses monthly which is costing you a lot. Now no worries at docOPD.com we issue three different Medical Health cards that are silver, gold and platinum choose which suites your need. And in any medical emergency you can directly call the doctors also you can get second opinion from the doctors when you need. Or you can cut the cost of your medicine up to 20%. And also on Radiology test you get special discounts. Come join us and save up to 50% on your medical expenses.

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Heart Bypass Surgery Recovery

The first phase of the heart surgery  recovery can last from 6 to 8 weeks. When you are released from the hospital you will also be give a set of instruction for post-surgery care. This will help you heal physically and feel better.

Keep your cut that the surgeon has made clean and dry. You should be able to take bath or shower within a few days. Call the doctor if you have any sign of the infection which includes:

More drainage or oozing than usual

Edge pulling apart

Redness or warmth around the cut

Fever greater than 100 degree Fahrenheit

Probably the doctor will prescribe you with pain medication before you leave the hospital. Some discomfort around the cut and in the muscles includes itching, tightness and numbness along the incision is normal. But it shouldn’t hurt as much as it did previously your operation.

If you had a bypass, your legs may hurt more than your chest if the surgeon used leg vein as grafts. The soreness and stiffness will fade with time. Gentle exercise will help, too. For the first to 8 weeks gradually build up your activity, such as doing household chores, In general doctor recommend

Not to stand in one place longer than 15 minutes

Not to lift the weight more than 10 pounds

Not to pull or push heavy things

Walk every day. Follow the guiding principle the doctor or cardiac rehabilitation professional gives you. Unless you have been told not to, you can climb stairs. Your doctor will let you know when it ok to drive again usually within a month or so after the surgery.it may be sooner if the surgeon did the operation with a just a small cut. There is no need to ride as a passenger.

Healthy food choice helps in healing process. Your doctor will let you know if you have or avoid particular things. You may not feel like eating for a small period of time after your surgery. Try smaller meals, more often. If you notice that your appetite does not return within few weeks, bring this up with your doctor while discussion of topics. Many people have trouble sleeping after the heart surgery. You should get back to a normal pattern within a few months. You might need to rest after activities, but try not to take a lot of naps during the day. In the evening avoid caffeine like in chocolate, coffee, tea and some soda. Try settling into bed routine perhaps listening to relaxing music.

You can any time call our doctors at docopd.com. Our health subscription program offers our clients up to 50% discounts on consultations and procedures from our network of registered physician, lab and pharmacies. From anywhere and anytime you can call for a doctor consultation, also second opinion can be provided to you if you need one. Silver, gold and platinum health plans are available to the general public.

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Tips To Protect Yourself From Unhealthy Air

Around the world there are thousands of people and associations who encourage everyone to get involved in the fight for cleaner, healthier air. Hera are some simple, effective tips for protecting you and your family from the danger of the air pollution:

Always check the air pollution forecasts in your area. You can use certain apps to do so. Other source includes radio and TV weather report, newspaper and online information website.

Avoid exercising outdoor when pollution is at high level. When air is bad, walk indoor in a shopping mall or use exercise machines for the workouts. Limit also the amount of time your child spends playing outdoors if the air quality is unhealthy.

Always try to avoid indulging in the exercising activities where there is high traffic. Even when air quality forecast are green, the vehicle on busy highway can create high pollution level up to one-third mile away.

Use less energy in your home. Generating electricity and other source of energy creates air pollution. By reducing energy use, you can improve the air quality, curb greenhouse gas emission, encourages energy independence and save money. You can use internet to go through the ideas and tips on conserving the energy at home.

Encourage your child to reduce exposure to school bus emission. To keep the exhaust level under control school should not allow school buses to idle outside their buildings.

Walk, bike and carpool, combine trips. Use buses, subways, light rail system, commuter trains or other alternative to drive your car.

Do not burn wood or trash. Burning firewood and trash are among the major sources of particle pollution that is also called soot in many parts of the country.

Use hand powered or electric lawn care equipment rather that gasoline-powered. Old two-stroke machineslike lawnmowers, and leaf or snow blowers often have no pollution control devices. They can pollute the air even more then car, through engines.

Do not allow anybody to smoke indoors and support measures to make all public places tobacco-free.

Get involved. There are many websites which has information for fighting for air.

You can get connected with the best surgeons for surgical procedures to be carried out and also about the second opinion for surgeries like joint replacement, heart surgery, neurosurgery, urology etc. docOPD offers free health benefits to most of the people. Also you can avail the discounts up to 50%. Also you can get special discounts for your health test. Get connected to docopd.com.

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Reasons Why Bank Insurance Does Not Pay The Medical Bill

How many times have you gotten a medical bill for more than you were expecting? Chances are, its happened before, and you are not the only one who’s been shocked at the price tag on the service that your insurance should have covered. Here are such a few possible reasons why your insurance company did not pay the entire bill.

•    The error made by your insurance company

Anyone in the industry can tell you that insurance companies are notorious for inconsistent information, and this, unfortunately, applies to essentially every part of the insurance process. To protect yourself get into the habit of documenting the date, time and call reference number every time you contact your insurance company. By doing so if and when something occurs, you have the leverage to dispute your claim because it was ultimately the fault of the representative of the company. Whenever you get your bill always call your insurer to ask how the claim was processed and how the amount covered applied to the service.

•    Balance bill

Many people think it is sufficient to verify that your doctor accepts your insurance but this certainly does not mean you are still totally covered. Many physicians will accept your insurance, they will accept the payment, but this does not mean the doctor is in your network. After your appointment, the doctor’s office can balance bill you, meaning that you will be charged with the difference between what was billed and what your insurance paid.

•    Annual exams can be chargeable

If you go for your annual checkup exam and you have an earache, you ask your doctor to have a look, the exam can be billed as an examination with diagnosis, which is no longer free. So you must first consult with your doctor before asking for additional services during your free exam, that it won’t be billed as an exam with the diagnosis. So if you go to the doctor for a free checkup but have something else done that is not considered part of the free exam, the entire exam is billable.

•    Your insurance company practice bundling

It happens when the secondary process is considered the part of the primary process. Think of the carpel tunnel process a surgeon thinks the incision and carpel tunnel process are separate charges. But the insurance company considers the incision as part of carpal tunnel and bundles both the process together. In this case, the insurance company will pay only for the carpel tunnel leaving you to pay for the incision.  In such conditions, you might have to hire a medical bill advocate for professional help getting your bill resolved.

•    Missing information

Often it happens that insurance companies will request additional information and for some reason, the provider does not give the information or it gets lost in the process of the insurance company. The claim might not get paid simply because of the incomplete information. So the patients must follow up to ensure that the insurance company receives and processes the requested information.

Now no more worries about the health issues, call the doctor anytime from anywhere through docOPD.com. You will be surprised to know that not only you but your family is also covered by the Medical Health card  that is issued by docOPD.  You can get the health cards which are in three different category platinum, silver and gold according to your need, and you can share your medical reports with EHR which is discreet, private and secure platform. Your consultation discount can be up to 50%.

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Corporate Gifts For Employees

By giving out a corporate gift, you not only show your appreciation and gratitude towards your employees. Nowadays corporate gift giving has become a very popular practice and it will only continue to grow in popularity over the next years to come by. The whole essence of the corporate gift basket is to make your employee feel valued even in an office setting. In fact, this may even improve your business relationship which may eventually help your business grow to new heights.

Recently we see there has been a proliferation of advertisements for health care as a corporate gift item for the employees during the festive season. These healthcare cards claim to offer access to high and affordable medical care to the owner of this card with his wife and two kids, so it's for the complete family. It's a perfect gift for the employees of any company as it has many facilities for health care for the person and his family. It has many benefits for the family as it reduces the expenses to almost 50 percent on medical per month. Some of the benefits include

•    Talk to doctor 24x7

•    discounts on the medicines

•    Accidental coverage

•    Health test

•    Free 2nd medical opinion

So it there is an emergency of the doctor you can call for a free consultation with a medical expert any time of the day or night. It especially becomes handy when you have young kids with you. Health cards are the perfect gift for your employees this festive season.

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Connect to medical expert 24*7 and get the best advice. Download docOPD app Now (http://bit.do/ewbHQ). Visit our website for more details - https://www.docopd.com/

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Avail our free and discounted health services. Download docOPD Mobile app (http://bit.do/ewbHQ) and Get registered yourself today. Visit our website for more details - https://www.docopd.com/

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Get free second medical opinion by our best medical experts. Download docOPD Mobile app (http://bit.do/ewbHQ) and Get registered yourself today. Visit our website for more details - https://www.docopd.com/

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We understand the family medical needs and provide you the best medical plan to reduce your medical expenses upto 50%. Download the docOPD app now. Link - https://goo.gl/37DKfc

[docopd21]

We understand the family medical needs and provide you the best medical plan to reduce your medical expenses upto 50%. Download the docOPD app now. Link - https://goo.gl/37DKfc