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Rajul Shah Realtors

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Best real estate in Bay Area, California

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Rajul Shah Realtors, the best realtor in Bay Area, California

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What are the steps involved when deciding to buy a house?

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What can a Realtor do that you cant?

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Rajul Shah Realtors, Your trusted Realtor in Bay Area California.

Rajul Shah’s expertise extends across all major cities and neighborhoods including Fremont, Newark, Union City, Milpitas, Santa Clara, Sunny Vale, Mountain View, Saratoga, Los Altos, Los Gatos, San Jose, Santa Clara, Palo Alto, Livermore, Dublin, Pleasanton, San Ramon, Danville, Mountain House, Tracy, Castro Valley, San Francisco.

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What to consider when buying a home in California

They say a house is where the heart is, but a house truly becomes a home once you know you own it. Buying a home is no simple feat, in many cultures buying a home is considered to be one of the milestones of success. After having crossed many hurdles and saving up for the mortgage, the thrill of finally entering the house you bought brings plenty of affection, togetherness, and bonding within the family.

Steps Involved in Buying a house:

1.Choose the right area for you.

The first step to purchasing a house in California is to choose which area you would like to reside in. 

This decision is affected by many factors like proximity to workplace, school, supermarket, and most significantly if the area you decide on features a safe neighborhood. Some of the places you ought to consider are Fremont, Newark, San Ramon, etc.

According to realtors in Fremont area the median sale price for houses are 743$/Sq Ft.

Realtors in the Bay area,California says that homes are going fast,and for high prices, because of low interest, a lack of inventory and high demand.Home prices have shot up by 25% in Walnut Creek alone.

2.Find a good realtor in California.

Once the city is set, then the subsequent step within the buying process is to seek out a good realtor in California.The easiest way to find a realtor is to do a thorough research and go with your gut. An honest realtor will always have your best interest at heart.

Write down your needs( something that you just cannot compromise on) and wants( things that you just would really like to possess, but aren't a priority) and share this with your real estate agent.

3.Get your mortgage pre-approved.

The realtor will help you to get pre-approval for your mortgage. Make sure you have got a credit score of at least 620 so as to not face any disappointments within the pre-approval.

4.House visit.

Once you get some listings from the realtor, visit these houses, more than the house itself narrow down on a community that's a right fit for you.

Once you choose which community you would like to live in, your realtor will help you find the proper house that most closely fits your needs.

5.Make an offer.

After having found the home that you want to live in, the next step is to make an offer for the place. 

Your real estate agent will help you to make an offer based on a comparative market analysis.CMA is a calculation of a home’s market value based on comparable recent sales in the area.

Do not get discouraged if an offer does not work out. According to a report 42% of buyers had to make multiple offers before successfully closing a home.

6.Inspect the house.

Scheduling for an inspection would be the next step into buying a house.This is to ensure that the home you are buying does not have any major issues.If major issues are found, you can ask your  realtor to reopen negotiation, asking the seller to pay for fixing the same.Most realtors in California, help you find a company to do the inspection.

7.Secure your finances.

Subsequently you can secure your finances. Although you did get pre-approval, you still need to take a few more steps to submit the mortgage application. Assuming everything checks out, you get the “all clear” to close which means that the lender approved your purchase.

8.Homeowner Insurance.

Getting a homeowners insurance policy is the next step before closing.Look for a policy that is best for you.

9.Final inspection.

Do a final inspection of the place before closing the deal. This ensures that the house looks the same since the time you made the offer, and that the seller completed the agreed upon fixes.

10.The day of closing.

On the day of closing, bring enough funds to cover the closing cost, which typically ranges between 3-5%.Also be prepared to spend some time at the title company signing paperwork.

Once the signing is complete and the sale has been recorded you will get the keys to the house.

The House Now Belongs To You.

You will need to set up utilities like electricity,cable and internet.Finally get ready to move in and do up the place according to your taste.

https://rajulshahrealtors.com/

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Real estate near Bay Area, California - Fremont, San Ramon and Newark 

Rajul Shah Realtors

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With more than $100 M + successful sales over the years, Rajul Shah has been operating as a licensed realtor with Coldwell Banker- Fremont. Contact now to make your real estate dreams a reality!