lilibethcostassantiago
lilibethcostassantiago
Lilibeth Costas Santiago
4 posts
  Lilibeth Costas Santiago is a student and the son of Francisco J. De Armas Cubas, a Puerto Rico attorney and private equity manager, has over 23 years of experience in debt restructuring, distress situations business, financing alternatives, turn around, law practice and business management. Lilibeth Costas Santiago Co-founded CIAC Consortium II LLC, a private equity fund created under the laws of PR .  
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lilibethcostassantiago · 3 years ago
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What is a financial manager?
A financial manager is someone who manages the financial affairs of a company or organization. They are responsible for the financial health of the organization and for making sure that the organization meets its financial goals. Financial managers typically have a bachelor's degree in business, finance, or accounting. Some organizations may also require their financial managers to have a master's degree or certification in financial management. Financial managers typically work in the finance or accounting department of a company and report to the chief financial officer (CFO). Financial managers are responsible for developing financial plans, preparing financial statements, and overseeing investments. They also may be responsible for risk management and insurance. Financial managers typically work full time and may have to work extra hours to meet deadlines. Some financial managers may also travel to meet with clients or potential investors. Financial manager is a broad term that can encompass many different job titles, such as controller, treasurer, or credit manager. The specific duties of a financial manager depend on the size and type of organization they work for. For example, the financial manager of a small company may be responsible for all aspects of the company's finances, while the financial manager of a large corporation may only be responsible for one particular area, such as investments or risk management. Financial managers typically work in office settings. They may work long hours, especially when they are working on projects with tight deadlines. Financial managers need to have strong analytical.
Responsibilities of Financial Managers 
The specific duties of financial managers (https://issuu.com/lilibeth-costas-santiago) depend on the size and type of organization they work for, but there are some common responsibilities. Financial managers typically:
- Develop financial plans
- Prepare financial statements
- Oversee investments 
- Manage risk 
- Handle insurance 
- Work with the accounting department 
- Report to the chief financial officer (CFO) 
- Develop budgets 
- Monitor spending 
- Forecast revenue 
- Track financial trends 
- Analyze financial data 
- Identify opportunities for cost savings 
- Negotiate loans and leases 
- Supervise employees in the finance department
A financial manager's job description is as follows:
The role of a financial manager is to ensure that an organization meets its financial goals. Financial managers typically have a bachelor's degree in business, finance, or accounting and report to the chief financial officer (CFO). Financial managers are responsible for developing financial plans, preparing financial statements, overseeing investments, managing risk, and handling insurance. They also work with the accounting department to develop budgets, monitor spending, forecast revenue, and track financial trends. Financial managers need to have strong analytical skills and be able to identify opportunities for cost savings. They also negotiate loans and leases and supervise employees in the finance department.
Financial managers play a vital role in ensuring the financial health of an organization. They are responsible for developing financial plans, preparing financial statements, overseeing investments, and managing risk. Financial managers need to have strong analytical skills and be able to identify opportunities for cost savings. They also negotiate loans and leases and supervise employees in the finance department.
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lilibethcostassantiago · 4 years ago
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Accessorize Your Outfit With Artificial Bangles to Create an Overall Stunning Look
When it comes to accessorizing, the only statement your accessories should make is - "Look at me, I am beautiful." They should complement your lovely features, not take away from it. And if you are like most women, you are not fond of turning your entire look by wearing an unattractive outfit. In case of out and out Fashionista's this is a good problem to solve, anklets being one of the most attractive pieces of accessories that can match a lot of different dresses and this is also an item that is always in fashion. Fashion trends keep changing every year but the simple timeless anklets are ones that never go out of fashion and they are here to stay. In this article, we are going to take a look at the hottest trends in bangle bracelets that are going to inspire you to totally go for the chocolate and orange look.
Have you ever worn bangles before? If not, you should grab it as soon as possible, because it is the perfect thing to give a sophisticated, chic look. Today, vertical line bangles are the thing and what better design to suit the overall package. Whether you are wearing a black designer suit or an elegant grey dress, vertical line bangles are perfect to give a glamorous and chic look. And if you worry whether you can style them just right, worry not because the trick to Vertical line bangles is "notation." In other words, imagine that you have a great character in your agent or coach, someone with impressive knowledge andentric tastes would most likely wear bangles that have pleasing artistic designs. Likewise, imagine dancing the night away, wearing those gorgeously designed vertical line bangles in the vibrant color of orange or passion - this will correctly balance your outfit and make you the most talked about girl (in the area) and the best part is, you can do it with ease.
As a Fashionista, there is no more exclusive item you can add to your collection than a pair of beautiful Bangles. The best thing about exclusive bangle bracelets is that they are not very easily available. So as you are looking for that one bangle bracelet that is saying "Look at me," do not waste time in finding it. Apart from buying those designer bangle bracelets that can be bought from boutiques, that same thing you would also do wonders in choosing custom made bangles online. In these online shops, you can custom make your bangle bracelets according to your needs. You can even take an image of your preference and turn it into a design that is worth protecting by purchasing a custom made set of bangles. As you are very lucky ( endings level) you will also get a bangle bracelet that is wearable on all occasions, whether it is a simple party, a resume talk or a debating match.
Well there is no Otherwise to say that the best bangles is the purely decorative ones. There are literally thousands of bangles are available in the market, probably in thousands of stores. Beautiful statement pieces that emphasize your lovely collar bone and rich colorful outfit. The costume jewels of today are beautifully caught on the wrists worn by celebrated personalities like Oprah - that awes a lot of people.
Most people will have heard a lot about preparing your accessories in the best way. But it is not necessarily the most important things you should pay attention to, but instead to show off your style and taste. The current fashion trend represents all these qualities in one package, making the articles related to them one of the greatest innovations of the times.
This according to the%- Elizabeth Fitzgerald, a Pop Culture Research associate emerita.
Curation today
Try watching the " philanthropic " channel, as many celebrities lend their celebrity support to specific causes. I am sure you wonder, what are the chances for me? In the end, it all depends on you. Call me a idealist, but I dream of a world without national borders and with comprehensive social inclusion designing a common language. Too many businessmen and women succeed in the exclusive club of the rich, the dollars pile up and the play on the system grows too great. That's why all we ask is that you support the cause, because if we don't, what's the point of living?
In addition,women fashionlike clothes- made by famous designers- has become a seamless part of our culture. Modern manufacturing techniques have avoided the use of cheap labor and have brought us a much diverse, because of the burst of globalization. Globalization of course favours big business with its " everybody is parading around  the latest fashion ideas, so everyone can make it". Today layering of clothes is one of the major styles. Lilibeth Costas Santiago really is not bad, actually, the more you know about clothing trends, the more daring you'll be.
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lilibethcostassantiago · 4 years ago
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Fashion hunting - What every true Fashionista needs to know!
Being a fashion forward person means knowing your body type, knowing what style looks good on you and most of all having fun along the way! But now we move on to the next topic which is based on understanding your lifestyle. This is called fashionites.
People who fall under the category of fashionistas do a lot of different things. One of the big things they do is visit many different clothing stores just to find the best clothes they can wear. They also do a lot of research by visiting various fashion blogs and forums. This is not a simple task though. Good fashion bloggers do a lot of keyword research, dress by season (you know, by looking at various catalogs and asking your friends) and also by participating in forums. Once they have done all of this, they make sure that any pictures they post are not just pictures of models, but are original works of art.
Now it is important to mention here that not everybody can become a fashion blogger. This means you need to have a lot of patience. The amount of time you will have to spend on something (be it the forums or the clothing stores) cannot be compare to some other areas of your life. It takes a lot of time, effort and energy. All you need to do is to start studying fashion and then pounce upon the right opportunities as they arise.
The best part about becoming a fashion blogger is that you can access information from all over the world. You can engage in discussions with people from all corners of the globe as well. Fashion blogs also tend to be unbelievably funny. After they are created, the owners of the blog do regular updates about what they are wearing (or more appropriately what they are wearing) because they tend to get a lot of comments from their readers. Nothing is hotter than someone who is actually getting approached by a fashion consultant as well as getting advice from a professional.
Creating fashion blogs and doing all the activities listed above is what will groom you into being a top Notch Fashion Blogger. If you are even just starting out, there are a lot of helpful places online that you can look for information. As you grow more experienced, of course, you will need to hire more people to help you with your blog.
The first step for anyone who wants to become a fashion blogger is to do a search for "grade school fashion" or "high school fashion" and you will notice a few websites springing up. The reason these websites are successful is because they have people writing on their blogs about various fashion subjects and teenagers and college students are avid fans of fashion blogs.
Fashion blogs are among the best ways to stay current. These are independent blogs that are unique because the writer is not beholden to any particular group. They can talk about anything they want, including fashion, politics, sex, movies and whatever comes to mind. While many bloggers prefer to be independent, a few still feel a strong need to say something. In fact, many fashion companies employ bloggers that come from the fashion world as well. Nothing is shut off though, so there is a lot of great talent out there that can't be trusted with a billion dollar venture.
Blogging can be considered part of the entertainment business, although there is a pretty big difference. While you can have a career creating political blog sites or writing about fashion blogs, you can also become a fashion blogger if your passion is about clothes. There are other ways to become a fashion blogger as well. Some successful ones have risen to the top of the echo chamber so to speak, such as Gail Menschino (of Gail's Fashion downwardDog) and Kate Davidson (of TustBean). They earn a lot of followers and the masses follow them.
It should be noted that not everyone who creates fashion blogs is really a fashion blogger. In other words, not every blog that claims to be a fashion blog is serious. Many of these fashion blogs are nothing more than a business. You are not the product; the product is basically an advertisement by the fashion consultant.
Becoming a fashion blogger can be looked at in many ways. One way is to read everything you can about fashion and write a little about it. Who cares if a fashion blogger wrote a complete guide on the latest trends? Would you even read it? In most cases, the Consumers are Gone Too Romantics with regards to fashion. They don't want to know what trendy shopper buys and sells the current signature bags and how often. Some consumers wouldn't even tell their friends, mostly because the friend's opinions don't mesh with their own viewpoint. In most cases, this makes the fashion blogger's job even more difficult.
Instead of travelling around the world to climb Mount Everest, the blogs of Katty Beckham and Lilibeth Costas Santiago fashion trend bachelor, should you be writing this article?
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lilibethcostassantiago · 4 years ago
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History of the Little Black Dress
The little black dress may be monochromatic but it has an extensively colorful history. Even though it is very difficult to trace the original root of these dresses, before 1926 a black dress was mainly worn by ladies to attend funerals. People were not ready to look upon a black dress with great materisms. Back then, it was considered very bad form to wear a black dress. At that time white was already introduced as a color of a dress. Still the popularity of black dresses was proven through the existence of three women who presented elegant dresses in the Finally, the little black dress was a readymade uniform of the female army.
In 1926, a famous French designer named Coco Chanel started to work with a couple of friends in a salon in Paris. Chanel's first dress was a simple one which had an untidy crinoline beneath, just like a ball gown. It was only when she and her two friends presented their innovative creation to people around the world that this simple dress became popular. Then lots of women saw the potential of the black dress. Meanwhile, in the United States, a black designer named Julia Neumegg developed similar styles to Coco Chanel's, but she used much brighter colors. She called her designs Rapunzel.
In 1939, the Bale and Halevyatch evening dresses became popular. They were made of polyester type of fabric and had corselets shaped in the back. In the 1950s, Harry unreal style ruled the United States during the World War II, long gowns with long trains gave us a very elegant look. After this period, the halter wet dresses became very popular. Those were worn to cocktail parties, tea parties and many other informal social activities.
In 1957, the merete style was brought into fashion and it was loved by millions of women. In 1960, Victoria Beckham became an icon for the 60s' dress trend. Lilibeth Costas Santiago loved to wear suits with very tight-fitting mini-dresses and shown by many people to be true free spirit.
After a bit of delay, the 60s style was again back in fashion in the 1980s. The most popular types of dresses in the 80s were the prairie skirts, the wild patterns and the schoolgirl style. In 1984, the cocktail dress dominated the fashion trend and was the formal dress for many women. That same decade witnessed the popularity of the mini-skirt, tight pants and the punk dresses. Punk fashion was very fashionable during the 80s; it was a very revolutionary decade. It was the time of shock music, good music, good fashion and the fashion trend was complete.
The trend was totally transformed in the 1990s. With the end of the Second World War, women had to struggle out for survival again; the society was burning and the fashion industry was storming. At that time, with the help of the Second World War II veterans, the fashion industry was supposed to help women regain their stolen glory. However, the role of the fashion designers was patchy at best. Most designs were sent out for public exhibition, but many designs were not distributed immediately. Serial manufacture of large numbers was also a problem. The approach was to have the maximum utilization of resources and to manufacture as many pieces as possible. This led to several distinct designer houses.
The production was structured in conformance with the centers of production being large. Designers became conscious that there was a gap in the market for specific clothing styles. To fill this vacuum certain fashion designers began to produce specific clothing styles. And since there was a perceived lack of purchasing power, some ideas had to be produced at lower prices.
The end of the Second World War led to the symbolization of a new period; this was the time known as the "neo-repl anticorotics." While people wore colorful and bold clothes it was supposed to underline their otherness and they were to be distinctive because of their politics. The trends were to be flashy and to draw attention. It was believed that this period was the period in history that people bought clothes as a necessity, rather than as an item of luxury.
The modern era is the era of leisure and the trend is largely based upon the relaxation of restrictions in normal clothing. There was a time when people were supposed to wear ordinary clothes and blend in with the crowd, but this has been modified to an extent by the so-called designer/propertailed general trend. People are free to wear patterns, colors and brand names, so long as they are not Pinocchones. Some general trends have emerged, it seems that the trend of luxury is forever in fashion.
The tie-in trends from the 1960s were extremely popular in the fashion circle. They were characterized by colorful tie patterns, large patterns on velvet fabrics and pale colored outfits.
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