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Retirement is time to slow down, to relax and enjoy what your hard work brought you, but far too many retirees overlook one very important thing: estate planning. You have devoted your lifetime of hard work and built your wealth; don’t waste your efforts by failing to think about who will be managing your assets after you are gone. It is not only the estate planning for UK retirees that will protect your estate but it is ensuring that your family is protected along the way that won’t have those unwanted costly costs of probate and inheritance tax burden your children.
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The UK has been celebrating Bonfire Night since 1605, dating back to the failed plot by Guy Fawkes and his fellow conspirators to blow up the House of Lords. The scheme was thwarted and the night has been commemorated with burning of bonfires for centuries. These historical celebrations can be enjoyed by retirees today and much more personalised to their interests and comfort level. Retirement could be ideal for enjoying the quieter affairs to bring back memories of Bonfire Nights gone by.
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As a married mother of two fabulous kids who found her travels alone to be some of the most meaningful experiences in my life. This may sound strange, but as I have told a few other people, I’m looking forward to spending time alone and getting to know myself better during my retirement. Solo travel for retirees offers incredible freedom and I love the thought of using last-minute travel tips for seniors to make every adventure spontaneous and unforgettable. How I picture planning retirement travel adventure to be during retirement years is probably, strolling through glorious scenery and luxurious cultural holidays across the continents.
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The holiday season is a beautiful time of year, but can take so much energy and emotional bandwidth from us; sometimes resulting in feeling weighed down. This is why I am focusing on the importance of self-care for seniors here in the UK; because taking time out for ourselves can make significant impact on how we spend the festive season.
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The holiday season may be cheery, cheerful and full of feasting, it is also for me a time to stay mindful of my wellbeing. On a more personal level, with having had some health scares in the last few years, I just needed to stop and think about how I was eating, particularly at this time of year when we have so many relaxing opportunities here in the UK where it is all too easy to overindulge. That is why I have embraced healthy snacks for seniors that are simple to prepare and keep me feeling my best.
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Is the idea of creating a budget that allows you to retire financially free without compromising your happiness causing concern for you? You are not alone. More than a third worry they will run out of savings and nearly as many (23%) say they are already spending faster than anticipated. One of the challenges in retirement budget planning in the UK is achieving that balance between stretching your savings to last throughout even a long average lifespan while not slowing down or depriving yourself in ways you have become accustomed to.
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Walking along a quiet street that is lined with trees, the slow transition to autumn becomes noticeable. The bright green of summer turns to shades of orange, yellow and red while you feel the cool evening air approaching hinting at the changes to come. You reflect on a summer gone by; long days spent lounging in the sun. With the UK seasonal changes of Healthy Autumn already setting in, now is a perfect time to think about boosting your energy with autumn diet as the food cooked with seasonal ingredients will not only nourish your body but also uplift you in retirement.
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Our bodies go through transformations with age and these changes can be a barrier to mobility, flexibility or general well-being. Building sustainable healthy ageing exercises into your retirement fitness routine can help counter these impacts, enhance our mobility, and happiness.
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Financial concerns can be a significant source of stress in retirement and stress is never good for a marriage. The best way to avoid financial strain is to tackle it together. Sit down regularly to discuss your retirement budget, future expenses and how you both want to enjoy your newfound freedom. Strengthening marriage in retirement can also mean working together on the financial aspects of your future, ensuring that you are both on the same page.
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Explore autumn nutrition tips and recipes to enhance your energy this season Embrace healthy eating for a fulfilling retirement in the UK!
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