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schemesaathi · 14 hours ago

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NCRTC Executive Recruitment 2025 – Apply Now for 8 Posts | Transport Planner, Legal, Planning, Communications & Hospitality

The National Capital Region Transport Corporation (NCRTC) has released its Vacancy Notice No. 24/2025 to recruit Executives on Contract (Regular Scale) across various departments. This is a golden opportunity to work on India’s high-speed rail revolution under the Namo Bharat Project — a part of the Delhi-Meerut RRTS corridor.

What is National Capital Region Transport Corporation (NCRTC)?

The National Capital Region Transport Corporation (NCRTC) is a joint venture between the Government of India and the states of Delhi, Haryana, Rajasthan, and Uttar Pradesh. It is responsible for implementing India’s first high-speed regional rail network under the Namo Bharat (RRTS) Project, aimed at improving public transport and decongesting urban areas in the NCR region. If you’re an experienced professional in transport planning, law, civil planning, media communications, or hospitality, this opportunity is tailor-made for you. What is National Capital Region Transport Corporation (NCRTC)? Post Details Eligibility (Post-Wise Summary) Contract & Benefits Selection Process How to Apply Official Notification PDF FAQs – NCRTC Executive Jobs 2025

Post Details

Post Name Vacancies Level Pay Scale (IDA) Age Limit Executive – Transport Planner 2 (UR) E0 ₹30,000 – ₹1,20,000 Max 35 yrs Executive – Legal 1 (UR) E0 ₹30,000 – ₹1,20,000 Max 35 yrs Executive – Planning 2 (UR) E0 ₹30,000 – ₹1,20,000 Max 35 yrs Executive – Corporate Communications 2 (UR-1, OBC-1) E0 ₹30,000 – ₹1,20,000 Max 35 yrs Executive – Corporate Hospitality 1 (UR) E0 ₹30,000 – ₹1,20,000 Max 35 yrs - Application Deadline: 13 July 2025 - Apply Online at: www.ncrtc.in

Eligibility (Post-Wise Summary)

1. Executive – Transport Planner - Qualification: BE/B.Tech/B.Plan + Preferred PG in Transport Planning/Engineering - Experience: 3+ years in rail-based or multi-modal transport planning, DPRs, mobility plans, demand forecasting 2. Executive – Legal - Qualification: LLB (Full Time) - Experience: 3+ years in legal drafting, arbitration, court cases, MoUs, labour laws, etc. 3. Executive – Planning - Qualification: BE/B.Tech (Civil) + Preferred PG/Diploma in Construction Mgmt/Planning + Primavera/MSP/BI Tools - Experience: 3+ years in linear projects like Metro/Rail/Road + 4D BIM/Power BI skills 4. Executive – Corporate Communications - Qualification: Graduate + PG in Mass Comm/PR or Bachelor in Journalism (Full Time) - Experience: 3+ years in media management, PR, internal communications, events - Skills: Press releases, digital communication, media planning, crisis communication 5. Executive – Corporate Hospitality - Qualification: Graduate in Hospitality/Hotel Management (Full Time) - Experience: 3+ years in event management, guest protocol, government visits, stakeholder engagement 💼 CTC Benchmark (Private Sector): ₹7 LPA minimum 💼 Government/PSU Equivalent: L6/L7 CDA or NE8/E0 IDA pay scale

Contract & Benefits

- Contract Duration: 5 years (extendable based on performance) - Emoluments: As per IDA scale + VDA + Perks under Cafeteria Approach - Posting: Anywhere across NCRTC projects or offices - Working Environment: High-growth, dynamic, infrastructure development setup

Selection Process

- Written Test/CBT: 80% weight - Interview: 20% weight - Qualifying Marks: - UR/OBC/EWS: 60% - SC/ST/PwBD: 50% - Note: Merit list will be prepared based on total score. 1:5 ratio will be used to shortlist candidates for interview.

How to Apply

Step 1: Apply online via NCRTC Career Page – from 13 June to 13 July 2025.Step 2: Upload all required documents, including: → 10th Certificate, Degree Certificates → Salary Slips, ITRs, APARs, Experience ProofStep 3: After applying online, print and send the application with supporting documents to: Career Cell, HR Department, National Capital Region Transport Corporation, Gatishakti Bhawan, INA Colony, New Delhi – 110023 Must be sent within 5 working days of online application. Superscribe envelope with: “APPLICATION FOR THE POST OF ___________ (Post Code) – 24/2025 ON CONTRACT ON REGULAR SCALE BASIS.”

Official Notification PDF

- NCRTC Executive Recruitment Notification (PDF) Important Notes: - Candidates from PSU/Govt. - eligible for pay protection. - Candidates once selected but do not join will be debarred from future applications for 2 years. - All qualifications must be from full-time regular courses only. No TA/DA for attending tests.

FAQs – NCRTC Executive Jobs 2025

Q1. Can freshers apply?No, all posts require at least 3 years of post-qualification experience.Q2. Is this a permanent job?No, it is a 5-year contractual role with potential extension.Q3. Can I apply for multiple posts?Yes, but separate applications are required.Q4. Where will I be posted?Any NCRTC office or project location including Delhi, Meerut, Panipat, Alwar.Q5. What is the selection process?CBT (80%) + Interview (20%). Merit list will be made on total score. Read the full article

#CentralGovernmentContractJobs #CivilEngineerExecutiveJobs #ExecutiveJobsinNCRTC #GovtJobsDelhi2025 #HospitalityExecutiveVacancy #LegalExecutiveGovernmentJobs #NamoBharatProjectJobs #NCRTCCareerApplyOnline #NCRTCRecruitment2025 #PlanningExecutiveNCRTC #PublicRelationsGovernmentJobs #RailwayJobs2025 #RRTSRecruitment2025 #TransportPlannerJobsIndia

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schemesaathi · 2 days ago

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SBI Circle Based Officer (CBO) Recruitment 2025 – Apply Online for 2964 Posts | Eligibility, Salary, Exam Date

The State Bank of India (SBI) has released its official notification for Circle Based Officer (CBO) recruitment 2025-26. This is an officer-level banking job for candidates who already have experience in banking (minimum 2 years). The CBO is a permanent officer post in SBI with excellent salary, benefits, and promotion opportunities.

Selected candidates will work in their chosen SBI Circle (State/Region) — no frequent transfers. It is ideal for candidates who want career growth in SBI and want to work close to home.

Total Vacancies:

2,964 Posts - 2,600 Regular - 364 Backlog

What People Usually Want to Know:

- 1️⃣ Who can apply? 👉 Candidates with minimum 2 years’ bank officer experience (in any Scheduled Commercial Bank or RRB). - 2️⃣ Is this post for freshers? 👉 ❌ No — freshers cannot apply. Only experienced banking professionals are eligible. - 3️⃣ Is there an exam? 👉 Yes — Online Objective Test + Descriptive Test + Interview. - 4️⃣ What is the salary? 👉 Basic Pay ₹48,480 per month + DA, HRA, medical, etc. Annual CTC approx. ₹8–9 lakh. - 5️⃣ Where will I be posted? 👉 In your selected SBI Circle — no inter-circle transfers for 12 years.

Post Name:

Circle Based Officer (CBO) What is a Circle Based Officer (CBO)? A Circle Based Officer (CBO) is a mid-level position in State Bank of India (SBI). The role was created to meet the growing banking needs at the regional (circle) level. The officer is posted in a specific “circle” (a geographical area covering a state or part of a state) and is not usually transferred outside this circle for many years — making it a stable job in terms of location. What Does a CBO Do? (Job Role & Responsibilities) - Branch Management - Manage day-to-day operations of a bank branch. - Supervise staff and ensure good customer service. - Maintain branch profitability and compliance with regulations. 2. Customer Service - Handle customer queries and complaints. - Provide guidance on bank products such as loans, deposits, insurance, etc. 3. Credit & Loan Processing - Assess and approve loans for individuals and businesses. - Monitor repayment and ensure credit risk is managed. 4. Business Development - Promote bank products and services. - Build relationships with local customers, businesses, and community leaders. 5. Compliance & Audit - Ensure all banking activities follow internal policies and government regulations. - Prepare for internal and external audits. 6. Training & Leadership - Lead and mentor junior staff. - Train employees on new policies or products.

Important Dates:

EventDateOnline Application Start21 June 2025Last Date to Apply30 June 2025Tentative Exam DateJuly 2025

Eligibility Criteria:

1️⃣ Educational Qualification: - Graduation in any discipline from a recognized university. 2️⃣ Work Experience: - Minimum 2 years of experience as an officer in a Scheduled Commercial Bank or Regional Rural Bank (RRB), as on 30 April 2025. 3️⃣ Age Limit: - 21 to 30 years (as on 30 April 2025). - Age relaxation for reserved categories. 4️⃣ Language Requirement: - Must know the local language of the Circle applied for (proof required).

Selection Process:

✅ Online Objective Test ✅ Descriptive Test ✅ Screening & Interview ✅ Language Proficiency Test (if needed)

Salary / Pay Scale:

- Basic Pay: ₹48,480/- - Annual CTC approx. ₹8 – ₹9 lakh - Additional benefits: HRA, DA, CCA, PF, Pension, Medical, etc.

Posting / Service Conditions:

- Posting in your chosen SBI Circle (State/Region). - No inter-circle transfer for 12 years. - Probation period: 6 months.

Application Fee:

CategoryFeeGeneral/OBC/EWS₹750SC/ST/PwBDNo Fee

How to Apply:

👉 Go to https://bank.sbi/careers 👉 Register, fill the form, upload documents, pay the fee.

Important Note:

- This is not for freshers — it requires prior bank officer experience. - If you are a fresher, prepare for upcoming SBI PO or Clerk exams instead - expected later in 2025.

FAQ Section

Q1. What is SBI CBO post?A: Circle Based Officer (CBO) is an experienced officer post in SBI for candidates who already have at least 2 years’ officer-level banking experience.Q2. Is SBI CBO for freshers?A: ❌ No. SBI CBO requires minimum 2 years’ officer experience in any Scheduled Commercial Bank or RRB. Freshers cannot apply.Q3. What is the salary of SBI CBO?A: Starting Basic Pay is ₹48,480/- per month. The total annual package (CTC) is around ₹8 to ₹9 lakh, depending on your posting location.Q4. Is there any exam for SBI CBO?A: Yes - candidates must appear for Online Objective Test + Descriptive Test + Interview.Q5. Where will I be posted after selection?A: You will be posted in the SBI Circle (State/Region) that you select while applying. You will not be transferred outside this circle for 12 years, unless promoted.Q6. How to apply for SBI CBO 2025?A: Visit SBI official website — https://bank.sbi/careers and complete the online registration before 30 June 2025.Q7. Can I prepare for SBI CBO along with my bank job?A: Yes — many candidates prepare while working. The exam tests Reasoning, Banking Knowledge, English, Computer Aptitude, and Writing Skills. Read the full article

#bankjobs2025 #sbicboapplyonline #sbicboeligibility #sbicboexamdate #sbicbonotificationpdf #sbicborecruitment2025 #sbicbosalary #sbicbovacancy #sbicirclebasedofficer2025

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schemesaathi · 9 days ago

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NCRTC Executive Recruitment 2025 – Apply Now for 8 Posts | Transport Planner, Legal, Planning, Communications & Hospitality

What is National Capital Region Transport Corporation (NCRTC)?

Post Details

Eligibility (Post-Wise Summary)

Contract & Benefits

Selection Process

How to Apply

Official Notification PDF

FAQs – NCRTC Executive Jobs 2025

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schemesaathi · 13 days ago

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SBIF Asha Scholarship Program for Overseas Education 2025-26

Dreaming of studying abroad but worried about the cost? You're not alone! Many bright students have big dreams but face challenges like high tuition fees and living expenses. That’s where the SBIF Asha Scholarship Program comes in a wonderful initiative by the SBI Foundation that supports talented students from underprivileged backgrounds. In this easy-to-follow guide, we’ll explain what the SBIF Asha Scholarship is all about, who can apply, how to apply for the SBI Asha Scholarship 2025, and where to find the latest and most reliable information about this and other SBI scholarships. An inspiring journey: A small-town Indian student studying overseas with the help of the SBIF Asha Scholarship Program. Also, don’t miss our list of Top Scholarships in India it’s packed with amazing opportunities for Indian students like you! Let’s get started and help you move one step closer to your study-abroad dream! Quick NavigationWhat Is the SBIF Asha Scholarship Program? SBI Scholarship Benefits & Coverage Who Is Eligible? Step-by-Step Application Process for SBIF Asha Scholarship 2025-26 Where to Find Correct & Updated Information Important Dates & Deadlines for SBIF Asha Scholarship FAQs Conclusion & Next Steps What Is the SBIF Asha Scholarship Program? The SBIF Asha Scholarship Program for Overseas Education is a CSR initiative by the SBI Foundation under its Integrated Learning Mission. It offers financial support of up to ₹20 lakh per year to meritorious SC/ST students pursuing postgraduate or master’s degrees at top universities abroad. The scholarship covers tuition and related academic expenses, helping underprivileged students achieve their study-abroad dreams. SBI Scholarship Benefits & Coverage - Scholarship Amount: Up to ₹20 lakh or 50% of course-related expenses (whichever is lower) - Duration: One academic year (non-renewable) - Payment Mode: Direct bank transfer to the scholar’s account Who Is Eligible? To apply for the SBIF Asha Scholarship 2025, you must meet all of the following criteria: - Citizenship: Indian national - Category: Scheduled Caste (SC) or Scheduled Tribe (ST) - Course of Study: Master’s or above (any year) at a top-ranked overseas university - Academic Record: 75% or more marks in your previous academic year - Family Income: Gross annual income less than ₹6 lakh (preference for ≤ ₹3 lakh). Note: “Premier” institutions are those featured in global rankings such as QS World University Rankings or Times Higher Education. This big amount of funding makes the SBIF Asha Scholarship Program one of the most helpful and generous scholarships from the SBI Foundation for students who want to study abroad. Step-by-Step Application Process for SBIF Asha Scholarship 2025-26 Step 1: Visit the Official WebsiteGo to sbifashascholarship.org and click on Apply Now.Step 2: Login or RegisterYou will be redirected to the Buddy4Study platform. Sign in if you already have an account, or create a new one using your email, mobile number, or Google account.Step 3: Start Your ApplicationSelect the SBIF Asha Scholarship Program for Overseas Education 2025-26 from the list of scholarships.Step 4: Fill Out the Application FormEnter your personal details, academic information, and family income details carefully.Step 5: Upload Required DocumentsPrepare clear scans or PDFs of the documents and upload them. Passport Size Photograph Aadhaar Card (Both Sides) Passport 10th Marksheet 12th Marksheet Graduation Final Marksheet Graduation Degree Masters Degree (If Applicable) Offer/Acceptance Letter IELTS/TOEFL/Other Test Score Institute Fee Receipt (2024-25) Fee Structure Family Income Proof Bank Passbook Country VISA (If Applicable) Caste Certificate Disability Certificate Statement of Purpose (SOP) GRE/GMAT Certificate (If Applicable) Loan/Sponsorship Letter (If Applicable) Death/Divorce/Affidavit Orphan Certificate/Letter Where to Find Correct & Updated Information - Official Website: sbifashascholarship.org for program details and deadlines. - Buddy4Study Portal: Application FAQs and technical support. - SBI Foundation: Annual reports and CSR updates at sbifoundation.in. - Helpline: - Phone: 011-430-92248 (Ext-303), Mon–Fri, 10 AM–6 PM - Email: [email protected] Important Dates & Deadlines for SBIF Asha Scholarship All dates are provisional. Confirm on the official portal before applying. - Application Opens: October 1, 2025 (Appx dates) - Application Closes: April 30, 2026 - Shortlist Announcement: June 2026 - Final Selection & Disbursement: August 2026 FAQs Do I need an SBI bank account to receive the scholarship?No, any valid Indian bank account will work though SBI accounts may speed up disbursal.Is the SBIF Asha Scholarship renewable after one year?No, it’s a one-time award for a single academic year.What happens if I defer my admission to next year?You’ll need to recheck eligibility and reapply in the next cycle.Can I apply for other scholarships alongside SBIF Asha?Yes, you can apply for multiple scholarships, but ensure deadlines don’t clash.What if my previous year’s marks are 74%, am I eligible?The minimum is 75%, but you may watch for relaxations or apply to other schemes.How will I track my application status?Log in to the Buddy4Study portal and check the “Application Status” section regularly.What is the Reliance Foundation Scholarship for Postgraduates 2025-26?A merit-cum-means scholarship offering up to ₹10 lakh per annum for PG studies in India apply via the official link.Who can apply for the Gaon Ki Beti Yojana 2025?Girls from rural families with annual income below ₹2 lakh can apply online to receive financial aid for higher education. Conclusion & Next Steps The SBIF Asha Scholarship is a great chance for students from SC and ST communities who want to study abroad. I have been working in the banking and BFSI industry for more than 7 to 8 years, and from my experience, I can say that scholarships like this really help students achieve their dreams. I’m not eligible for this scholarship myself, but if you belong to SC or ST, I strongly encourage you to apply and take full advantage of it. It could change your life or the life of someone you know. Don’t miss this opportunity! Read the full article

#buddy4studysbischolarship #educationloanalternative #financialaidforindianstudents #gaonkibetiyojana2025 #governmentscholarshipsforindianstudents #postgraduatescholarshipforscst #reliancefoundationscholarship2025 #sbiashascholarship2025 #sbifoundationscholarship #sbioverseaseducationscholarship #sbischolarship #sbischolarship2025 #sbifashascholarship #sbifashascholarshipprogram #sbifscholarshipeligibility #scholarshipsforruralstudents #scholarshipsforscststudents #studyabroadscholarshipindia

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schemesaathi · 16 days ago

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Reliance Foundation Scholarship for Postgraduate Students 2025-26

Many students in India, after completing their graduation, dream of going for higher studies. But as soon as they start planning for postgraduate courses, one big question worries them how will they manage the money? In many Indian families, especially where financial conditions are not strong, it’s common for students to take up a job to support their family instead of continuing their education. It becomes very hard for them to balance both studies and financial responsibilities. But the good news is that some scholarships are designed to help such bright and hardworking students. One such Top Scholarship in India is the Reliance Foundation Scholarship for Postgraduate Students. This program supports meritorious students who want to study further in the fields of science, technology, engineering, and mathematics (STEM). In this article we will explain everything clearly, who can apply, what benefits you get, how to apply, and how the aptitude test works. If you or someone you know is worried about paying for higher education, this scholarship might be the golden opportunity they’re waiting for. Also read: Top Scholarships in India You Should Know Apply for the Reliance Foundation Scholarship for Postgraduate 2025–26 and get financial support up to ₹6 lakhs. Open to eligible PG students across India, the selection process includes an aptitude test, expert evaluation, and virtual interview. Only 100 scholars will be selected. Check eligibility and apply online now. Topic HighlightsBenefits: What You’ll Get Who Can Apply? (Eligibility Criteria) Required Documents Step-by-Step Guide to Apply Online Aptitude Test – Format & Details How Selection Process Works Renewal & Continuation Application Dates (Tentative for 2025–26) Tips for a Successful Application (Including What Most Students Miss!) Frequently Asked Questions (FAQ) Contact & Official Sources My Thoughts Reliance Foundation Scholarship for Postgraduate Students Benefits: What You’ll Get The Reliance Foundation PG Scholarship supports students both financially and professionally: 1. Financial Support: Students can receive up to ₹6,00,000 in total (that’s ₹3,00,000 per year) during their postgraduate program. This amount can be used for: - Tuition fees - Academic expenses - Research costs 2. Beyond Financial Help – Professional Growth: Along with money, scholars also get access to valuable professional support, such as: - Mentorship from leading experts - Industry exposure through various events and sessions - Skill-building workshops to prepare you for future challenges - Networking opportunities with other bright scholars across India This scholarship helps students focus on studies, gain real-world guidance, and build a better career without worrying about money. Who Can Apply? (Eligibility Criteria) To qualify for the Reliance Foundation Scholarship for Postgraduate, you must: CriteriaDetailsEducationFirst-year full-time PG students in eligible STEM fieldsCourse TypeM.Tech, M.Sc., MS, or other STEM PG degrees at recognized Indian institutionsMarksMinimum 550–1,000 in GATE (OR 7.5 CGPA or 60%+ in UG if GATE not applicable)CitizenshipMust be an Indian citizenNot EligibleStudents in non-STEM or part-time/distance programs Required Documents To complete your application, you’ll need to upload: - Recent passport-size photo - Address proof (Aadhaar, Ration Card, etc.) - UG mark sheets or transcripts - GATE scorecard (if available) - PG admission proof (Bonafide Certificate or ID card) - Family income proof - Bank account details in your name - Disability certificate (if applicable) Step-by-Step Guide to Apply Online Reliance Foundation Scholarship for PG Students Step 1: Visit https://www.scholarships.reliancefoundation.org/PG_Scholarship.aspx and fill out the eligibility form.Step 2: If eligible, you will get an email with a login OTP.Step 3: Use the OTP to open the application form on the portal.Step 4: Add your personal, academic, and professional information.Step 5: Attach reference letters, essays, achievements, and other required files.Step 6: Check everything carefully and submit before the deadline. Once your application is submitted, you will receive an invitation (if eligible) to take the online aptitude test. 🧠 Online Aptitude Test – Format & Details All shortlisted applicants must take an online aptitude test that evaluates: - Verbal Ability - Analytical and Logical Reasoning - Numerical Ability No. Particulars No. of Questions Time (Minutes) Marks 1 Verbal Ability 20 20 20 2 Analytical and Logical Ability 20 20 20 3 Numerical Ability 20 20 20 Total 60 60 60 Practice with an Official Sample Paper: To help you prepare better, we are providing a sample aptitude test paper, officially prepared and shared by the Reliance Foundation Group. This paper gives you a clear idea of the type of questions you can expect in the actual test. Download the sample aptitude test paper here: 👉 Reliance Foundation Scholarship for Postgraduate View & Download (for UG) How the Reliance Foundation Scholarship for PG Selection Process Works The selection for the Reliance Foundation PG Scholarship is fair, competitive, and transparent. Here's how it works: 1 Eligibility Questionnaire Before applying, students must fill out a short eligibility form available on the official website to check if they can proceed. 2 Online Application Eligible students must complete an online application through the official portal, providing their personal, academic, extracurricular, educational, and professional details. They must also submit two reference letters (academic and character/leadership), two short essays (Personal Statement and Statement of Purpose), and upload all required supporting documents. 3 Aptitude Test All applicants must take an online test to check their reasoning and problem-solving skills. 4 Evaluation by Experts In the first round, applications are reviewed by a panel of experts this includes checking academic performance, financial background, and overall profile. 5 Virtual Interview Shortlisted students are invited for a virtual interview. Don’t worry interview preparation webinars will be conducted to help candidates get ready. 6 Final Selection Up to 100 students will be selected as Reliance Foundation PG Scholars, based purely on merit and performance throughout the process. Renewal & Continuation The scholarship is renewable for the second year, subject to: - Satisfactory academic performance - Continued full-time enrollment - Submission of annual progress reports Application Dates (Tentative for 2025–26) EventExpected TimelineApplication Start DateAugust 2025Application DeadlineOctober 2025Aptitude Test WindowOctober–November 2025Final Results AnnouncementJanuary 2026 Note: Always check the official website for updates. Tips for a Successful Application (Including What Most Students Miss!) - Double-Check Eligibility: Many students rush through the eligibility section. Confirm that your PG program is STEM-based and you're in the first year. If you’re relying on a GATE score, ensure it’s valid and meets the cutoff. - Avoid Using Unofficial Email IDs: Use a professional-looking email (e.g., [email protected]). Avoid using IDs like "rockstar123@..." as it might look unprofessional in academic applications. - Keep Scanned Documents Clear and Properly Named: Upload legible scans (not photos clicked from phones) and name your files clearly: ✅ "Aadhaar_Sheet.pdf" instead of ❌ "IMG1234.jpg" - Prepare a Well-Structured Statement of Purpose (SoP): Many students submit generic SoPs. Make yours personal, focused on your field, goals, and how this scholarship aligns with your ambitions. Avoid copy-pasting from the internet. - Avoid Last-Minute Application Submissions: The website might lag or crash near the deadline. Apply a few days early to stay safe and stress-free. - Check Your Background Before the Aptitude Test: The test is proctored. Ensure there are no distractions, no posters, and no people in the room. Clean background and good lighting matter! - Do Not Multitask During the Online Test: If you switch tabs, open other apps, or move away from the camera, you may get disqualified. - Use a Laptop/PC for the Test: Avoid using mobile phones or tablets for the aptitude test even if it seems to work, they are not recommended and may not support full proctoring features. - Keep All Notification Emails Saved: Bookmark or safely store your login ID, application reference number, and all communication from Reliance Foundation for future reference. - Ask for Help If You’re Unsure: Use their official helpline, email, or WhatsApp for any doubts. Don’t guess or skip unclear steps. Frequently Asked Questions (FAQ) Will poor internet affect my online test performance?Yes, as per reliance foundation unstable internet can interrupt your test or get you flagged by the proctoring system. Always choose a quiet room with a reliable internet connection and power backup, if possible.Do I need to upload a recommendation letter?No recommendation letter is required for this scholarship, which makes the process simpler. Just ensure your own documents and SoP are strong and clear.Can I apply for other scholarships while applying for this one?Yes, you're allowed to apply for other scholarships unless their terms restrict receiving additional aid. However, Reliance Foundation may ask you to declare if you’re already receiving major financial aid.Will my college be informed if I get selected?No, the selection process is confidential and between you and the foundation unless the program requires verification from the institution at a later stage. Have more questions? Read the full FAQ document here: Reliance Foundation Scholarship for Postgraduate FAQ PDF Contact & Official Sources For any queries, reach out via: - Email: [email protected] - Helpline: (011) 4117 1414 - WhatsApp: Send “Hi” to 7977 100 100 - Website: scholarships.reliancefoundation.org My Thoughts If you're starting a PG course in STEM, this Reliance Foundation Scholarship for Postgraduate can really help. With ₹6 lakh support, mentorship, and skill-building, it's more than just money, it’s a chance to grow. Don’t miss out. Apply now and move one step closer to your goals. Read the full article

#ApplyforPGScholarships #EducationalSupportIndia #HigherEducationFunding #IndianScholarshipsforSTEM #PGStudentFinancialAid #PostgraduateScholarshipIndia #RelianceFoundation2025 #RelianceFoundationScholarship #ReliancePGScholarship #RelianceScholarshipGuide #ScholarshipsforPGStudents #ScholarshipsforPostgraduatesinIndia #STEMScholarships2025

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schemesaathi · 16 days ago

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Punjab & Sind Bank Medical Consultant Vacancy 2025 | Part-Time Contractual Opportunity for Doctors

Looking for a prestigious part-time opportunity in the medical field? Punjab & Sind Bank is inviting applications from qualified doctors for the position of Bank’s Medical Consultant on a contractual, part-time basis at its Staff Training College (STC) in Rohini, New Delhi. If you’re an experienced MBBS or MD professional seeking a flexible role with a reputed public sector bank, this could be the perfect fit for you! NavigationPost Details Eligibility Criteria Job Role / Responsibilities Remuneration Contract Details How to Apply Important Dates Official Notification Frequently Asked Questions (FAQs) Post Details - Post Name: Medical Consultant (Contract Basis) - Location: Staff Training College (STC), Rohini, New Delhi - Type: Part-time Contractual - Working Hours: 8 hours per week (Bank will fix visiting days and timing) Eligibility Criteria - Option 1 (Preferred): MD in General Medicine (recognized by Medical Council of India) + Minimum 5 years of post-MD experience. - Option 2 (If MD not available): MBBS + Minimum 7 years of experience as a registered Medical Practitioner. Preferences: Doctors currently or previously empaneled with PSU Banks will be given preference. Job Role / Responsibilities - Provide free medical consultation to bank staff and their family members. - Certify and verify staff medical/hospitalization bills. - Advise on sick leave, extraordinary leave, or transfers on medical grounds. - Conduct medical check-ups of new recruits if required. - Offer assistance in medical cases and emergencies as needed. - Suggest routine medical treatment or medicines in case of medical emergencies, including over phone or from your own clinic. Remuneration - Fees: ₹1,000 per hour (all-inclusive) - Working Hours: 8 hours per week (timing decided by the bank) - Other Benefits: No other allowances or benefits. Not eligible for leave, PF, gratuity, or any other facilities. Contract Details - Initial Term: 2 years - Extension: Can be renewed for 2 more years each time based on performance - Termination Clause: 2 months’ notice from either side How to Apply Step 1: Download and fill out the application form (Annex-I) from the notification.Find the Application form hereStep 2: Attach self-attested copies of:• PAN and Aadhar Card• MBBS/MD Degree• Registration Certificate• All experience certificatesStep 3: Superscribe the envelope with“Application for engagement of Medical Consultant on contractual basis at Punjab & Sind Bank, Staff Training College (STC), Rohini, New Delhi”Step 4: Send it via ordinary/speed post to the following addressThe Deputy General ManagerPunjab & Sind Bank, H.O. HRD Department2nd Floor, Plate B, Block 3,NBCC Complex, East Kidwai Nagar,New Delhi – 110023 🕔 Deadline: Application must reach by 19 June 2025 (before 5:00 PM) Important Dates EventDateNotification Date30 May 2025Last Date to Apply19 June 2025 (by post) Official Notification Interested candidates are advised to refer to the official notification for detailed eligibility criteria, terms of engagement, and application instructions. - Download the Official Notification (PDF): https://punjabandsindbank.co.in/system/uploads/ - For further updates and information, please visit the bank’s official website: www.punjabandsindbank.co.in Important Notes: - Medical Consultant must arrange a substitute at their own cost if absent for more than 2 days. - The role is purely contractual and does not guarantee permanent employment. - The Bank reserves the right to change duty hours, location, or cancel the engagement at any time. Frequently Asked Questions (FAQs) Who is eligible to apply for this position?Only qualified medical practitioners holding an MBBS or MD degree with the specified minimum years of clinical experience, as outlined in the official notification, are eligible to apply.Can I hold other employment simultaneously while working as a Medical Consultant?Yes, applicants may work elsewhere provided they are not engaged in a full-time role. Preference will be given to doctors who can commit flexible hours to this part-time consultancy.What is the tenure of this engagement?This is a contractual appointment initially for a period of two years, which may be extended based on satisfactory performance and mutual consent.Is this position permanent?No, the role is strictly temporary and contractual, designed to provide medical consultancy services on a part-time basis.Is there a walk-in interview process?No, candidates must apply by sending their application via post. Only shortlisted candidates will be contacted via email to attend a formal interview.Where will the Medical Consultant perform their duties?The role is based at the Bank’s Staff Training College (STC) in Rohini, New Delhi. There is no mention of the Bank providing personal medical equipment or space beyond the training premises during designated visiting hours.What documents are required to be submitted along with the application?Applicants should attach self-attested copies of educational certificates, medical registration, experience certificates, and a valid government-issued photo ID along with the filled application form.Is there any age limit for applicants?Age criteria, if applicable, will be specified in the official notification. Candidates should refer to the notification for exact details.Will the Bank provide any remuneration or honorarium?Yes, the selected Medical Consultant will receive a monthly remuneration as per the terms specified in the official notification.How will the application be evaluated?Applications will be screened based on eligibility, qualifications, and experience. Shortlisted candidates will be invited for an interview to assess suitability.Can I submit my application via email or online portal?No, applications must be submitted offline by post. Online or email applications will not be accepted.What is the last date for submitting the application?The final date to send the application will be clearly mentioned in the official notification. It is important to ensure the application reaches the designated address before the deadline.Will the Bank provide any training or induction for the Medical Consultant?There is no specific mention of induction or training. The Medical Consultant is expected to commence duties as per the contract terms. Read the full article

#BankMedicalConsultantVacancy #ContractualMedicalConsultant #JobinNewDelhi #MBBSDoctorJobs2025 #MDDoctorRecruitment #MedicalConsultantJob #MedicalConsultantRecruitment #Part-timeDoctorJob #PublicSectorBankJobs #Punjab&SindBank

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schemesaathi · 18 days ago

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Top 5 Government Schemes You Shouldn’t Miss in 2025: Your Financial Lifeline

Discover the Top Government Schemes in 2025 That Can Change Your Life Struggling with rising expenses? You’re not alone. But the good news is — the Indian government is offering several financial assistance schemes in 2025 that you can actually benefit from. From home subsidies to pension plans, this guide will walk you through the top schemes designed to make life easier for farmers, students, women, workers, and senior citizens. 🏠 1. PM Awas Yojana 2025 (Urban & Rural) - Benefit: Up to ₹2.67 lakh subsidy on your home loan - Eligibility: EWS, LIG, MIG income groups - Apply: pmaymis.gov.in 🚜 2. PM Kisan Samman Nidhi Yojana - Benefit: ₹6,000/year direct transfer to eligible farmers - Apply: pmkisan.gov.in 👵 3. Atal Pension Yojana (APY) - For: Workers in unorganized sector (18–40 yrs) - Pension: ₹1,000–₹5,000/month after age 60 🎓 4. Tata Capital Pankh Scholarship 2025 - For: Class 6 to UG students - Coverage: Up to 80% of tuition fees 👩‍🌾 5. Subhadra Yojana (Odisha) - Benefit: ₹10,000/year to eligible women - Status: Launched by Odisha Govt in 2025 🚀 Final Words: Don’t Miss Out Too many people miss out on government help simply because they don’t know it exists. Bookmark EPFO Services — your one-stop platform to explore and apply for schemes in India. 📌 Tips to Get Started - Check eligibility and required documents - Complete eKYC if needed - Apply through official portals or CSCs 👉 Share this with your family, friends, or WhatsApp groups. You never know who might need it! Read the full article

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schemesaathi · 1 month ago

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Indian Air Force Group C Recruitment 2025 – 153 Vacancies

Looking to join the Indian Air Force as a civilian? The Indian Air Force (IAF) has released the official notification for Group C Civilian Recruitment 2025. A total of 153 vacancies are available across multiple posts including MTS, LDC, Store Keeper, Cook, and more. This is a great opportunity for 10th and 12th pass candidates to get a central government job in the defense sector. In this post, you’ll find complete details about the recruitment process, eligibility criteria, important dates, and how to apply. Make sure to read carefully and apply before the deadline. Organization Details Important Dates Eligibility Criteria Application Fee Vacancy Details Selection Process How to Apply Important Links Quick Tips for Candidates FAQs – Indian Air Force Group C Recruitment 2025 (Extra Information)

Organization Details

- Organization Name: Indian Air Force (IAF) - Job Category: Central Government Job - Post Type: Group C Civilian Posts - Total Vacancies: 153 - Application Mode: Offline - Job Location: Across India - Official Website: indianairforce.nic.in

Important Dates

EventDateApplication Start Date17 May 2025Last Date to Apply15 June 2025

Eligibility Criteria

Educational Qualification: - MTS / Mess Staff / House Keeping / Laundryman: 10th Pass - LDC / Store Keeper: 12th Pass - Driver / Painter / Carpenter: 10th Pass + Valid License or ITI Certificate (as per post) Age Limit (as on 15/06/2025): - Minimum Age: 18 Years - Maximum Age: 25 Years Relaxation for SC/ST/OBC/PWD/Ex-servicemen as per Govt. rules.

Application Fee

All Candidates: ₹0 (No Fee)

Vacancy Details

Post NameNo. of VacanciesLower Division Clerk (LDC)14Hindi Typist2Store Keeper16Cook12Carpenter3Painter3Multi Tasking Staff (MTS)53Mess Staff7House Keeping Staff31Laundryman3Vulcaniser1Civilian Driver8Total153

Selection Process

- Written Exam - Skill/Practical/Physical Test (based on post) - Document Verification - Medical Test

How to Apply

Step 1Download the official notification and application form.Step 2Fill the application form in English or Hindi. Step 3Attach self-attested copies of required documents. Step 4Affix two passport-size photos and two self-addressed envelopes with ₹10 stamps. Step 5Send the application to the respective Air Force Station (addresses provided in the notification). Step 6Superscribe the envelope with: https://govtjobsalert.in/wp-content/uploads/2025/05/IAF-Group-C-Notification-2025.pdf

Important Links

- 📄 Download Official Notification PDF - 🌐 Visit Official Website

Quick Tips for Candidates

- Fill the form neatly and accurately. - Apply early to avoid postal delays. - Check each station’s address and eligibility conditions in the official PDF. - Prepare for the written and practical tests based on the job profile.

FAQs – Indian Air Force Group C Recruitment 2025 (Extra Information)

Can I fill the Indian Air Force Group C form online?No. The recruitment process is strictly offline. There is no provision for online submission. You must send the physical application to the respective Air Force Station as per the notification.How will I know if my IAF Group C application is accepted?The Indian Air Force does not send individual confirmation after receiving the application. You must keep proof of postage and regularly check employment newspapers or official updates for exam announcements.What should I write on the envelope while sending the application?You must write in capital letters: "APPLICATION FOR THE POST OF IN GROUP ‘C’ CIVILIAN CATEGORY AT " and must follow the official information which is published on News Paper or in Official website.What is the exam syllabus for IAF Group C written test?The written exam generally includes: General Intelligence & Reasoning Numerical Aptitude General English General Awareness (Exact syllabus may vary slightly based on the post)Can I apply from any state or is there a location preference?Yes, candidates from all over India can apply, but the posting will be based on the Air Force Station you are applying to. Choose the location carefully as transfer options are limited.Will there be negative marking in the written test?The notification does not specify this. However, previous Group C exams did not have negative marking. Keep an eye on the admit card or further instructions for confirmation.I have ITI but not 10th pass. Can I still apply?No. Minimum qualification is 10th pass for all posts. Even if you hold ITI or higher qualifications, you must also meet the basic 10th/12th requirement as per the post.Can I make corrections after sending the application?No. Once submitted, corrections are not allowed. Double-check your form, documents, and address before dispatching.Are women eligible to apply for Group C civilian posts?Yes. Female candidates can apply for most posts like LDC, MTS, Mess Staff, Store Keeper, etc., as long as they meet the eligibility criteria.Will I get a travel allowance for the exam?No. No TA/DA is provided for appearing in the written test or any stage of selection.What is Scheme Saathi (epfoservices.org)?Scheme Saathi (https://epfoservices.org) is not a government website, nor is it affiliated with any government agency. It is an independent educational platform that provides easy-to-understand information about Central and State Government jobs, schemes, and official notifications. Our goal is to help users — especially students and job seekers — by: 1. Breaking down official job notifications in simple language 2. Sharing useful online tools and calculators 3. Making complex schemes easier to understand. ⚠️ Disclaimer: We strongly recommend that users always verify details through the official government website and original notifications before applying for any job or scheme. Read the full article

#airforcejob #centraljob

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schemesaathi · 1 month ago

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Indian Air Force Group C Recruitment 2025 – 153 Vacancies

Organization Details

Important Dates

EventDateApplication Start Date17 May 2025Last Date to Apply15 June 2025

Eligibility Criteria

Application Fee

All Candidates: ₹0 (No Fee)

Vacancy Details

Selection Process

- Written Exam - Skill/Practical/Physical Test (based on post) - Document Verification - Medical Test

How to Apply

Important Links

- 📄 Download Official Notification PDF - 🌐 Visit Official Website

Quick Tips for Candidates

FAQs – Indian Air Force Group C Recruitment 2025 (Extra Information)

#airforcejob #centraljob

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schemesaathi · 1 month ago

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Samagra ID: What It Is, Why You Need It & How to Apply

Many times, the government finds it difficult to know who is getting the benefits of government schemes and who is not. Without a proper system, some people get help even if they don't need it, while the real needy people are left out. To fix this problem, the Madhya Pradesh government started the Samagra Samajik Suraksha Mission. Under this, a special number called Samagra ID is given to every family and each of its members. This helps the government keep proper records and make sure that the right people get the right benefits on time.

Samagra ID helps the Madhya Pradesh government deliver schemes to the right people efficiently.

Jump To Section

What is Samagra ID? Purpose of Samagra ID: Benefits of having a Samagra ID: How to Get Samagra ID How to Check If You Already Have a Samagra ID Documents Required

What is Samagra ID?

The Samagra ID is a unique identification number issued by the Government of Madhya Pradesh (MP) to residents of the state. It is part of the Samagra Samajik Suraksha Mission aimed at creating a centralized database of families and individuals to ensure better delivery of government welfare schemes and services. There are two types of Samagra IDs: - Family Samagra ID (8 digits) – Given to the entire family. - Member Samagra ID (9 digits) – Given to each individual in the family.

Purpose of Samagra ID:

- To identify beneficiaries for various government schemes. - To avoid duplication of benefits. - To track the socio-economic status of residents. - Used for services like pension schemes, ration distribution, scholarship programs, labor registration, housing, etc.

Benefits of having a Samagra ID:

- Easy access to state-run welfare schemes. - Helps in applying for MP Ration Card, BPL Card, Scholarships, Old Age Pension, etc. - Required for government school admission, job registration, and labor cards. Also Read: Gaon Ki Beti Yojana 2025 – Benefits, Eligibility & Online Application Guide

How to Get Samagra ID

To make a Samagra ID in Madhya Pradesh, you need to follow a few simple steps. There are two types of Samagra IDs: - Family Samagra ID (8-digit) - 2. Member Samagra ID (9-digit) Here’s how to apply for a Samagra ID: Step-by-Step Process to Get a Samagra ID - Step 1: Visit the Official Samagra Portal, Go to https://samagra.gov.in. - Step 2: Click on नया सदस्य / परिवार पंजीकरण (New Member/Family Registration) You’ll find this under the Citizen Services (नागरिक सेवाएं)section on the homepage. - Step 3: Select परिवार को पंजीकृत करें (Register a Family). - Fill in details like: - Family Head Name - Address - District, Block, Village/Ward - Mobile Number, Aadhaar (if available) - Step 4: Add Family Members - For each member, provide: - Name - Date of Birth - Gender - Relation with Head of Family - Aadhaar number (if available) - Caste, Category (optional) - Step 5: Upload Documents (If Required) - Generally, documents like Aadhaar, Ration Card, or Voter ID may be needed for verification. - You can skip or add them later if not available. - Step 6: Submit the Form. - After submission, a Family Samagra ID and individual Member Samagra IDs will be generated. - Save or print the acknowledgment for reference.

How to Check If You Already Have a Samagra ID

You can check existing IDs using: - Name - Mobile number - Aadhaar - Ration Card 👉 Visit: https://samagra.gov.in/SamagraViharNew/KnowSamagraID.aspx

Documents Required

- Aadhaar Card (optional) - Ration Card (optional) - Voter ID (optional) - Mobile number. Note: Samagra ID is used for many state-level schemes like pension, scholarships, ration distribution, etc. Read the full article

#MadhyaPradesh #madhyapradeshgovernmentscheme #samagraid #SamagraSamajikSurakshaMission

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schemesaathi · 1 month ago

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Business & Employment Support: Get the Financial Assistance You Need

Starting a business or getting a good job is a dream for many people, but turning that dream into reality is not always easy. I work in the banking sector, I’m a graduate, and I’m also doing my MBA still, I know how tough it is to get proper experience or money to start something on your own. Many people face the same problem every day. That’s why now the Indian Central Government, State Governments, and even some private companies are helping people by giving financial assistance through different schemes. Programs like Startup India Seed Fusnd, PMEGP, and funding platforms like LetsVenture and Tyke are supporting those who want to start a business or need job support. These schemes are giving real help to people who just need a small push to build their future. That’s why in this article, we’re covering various financial support Schemes for businesses and employment in India as well as best government schemes for startups, explaining what they are and how to apply.

Find the Right Scheme

1. PM Internship Program 2025: Eligibility, Benefits, and How to Apply 2. Bhabishyat Credit Card Scheme in West Bengal: A Helping Hand for New Businesses 3. Airavata Scheme Karnataka 2025: Benefits, Eligibility, and Application Process My Thoughts

1. PM Internship Program 2025: Eligibility, Benefits, and How to Apply

This internship scheme by the government offers valuable work experience and a monthly stipend for students. It's a fantastic opportunity to build your resume and gain industry exposure. Read the full article on PM Internship Program 2025 here to learn how to apply and who can benefit.

2. Bhabishyat Credit Card Scheme in West Bengal: A Helping Hand for New Businesses

Planning to start your own business in West Bengal? This scheme offers up to ₹5 lakhs in financial assistance to help launch your startup. Ideal for young entrepreneurs seeking easy credit and guidance. - Collateral-free loans of up to Rs. 5 lakh. - Subsidized interest rates for loans. - Applicants must have a feasible business idea or plan. Explore the complete guide to Bhabishyat Credit Card Scheme and see if you're eligible.

3. Airavata Scheme Karnataka 2025: Benefits, Eligibility, and Application Process

This scheme supports SC/ST communities by offering driver training and financial help for vehicle purchase helping people become self-employed in the transport sector. - Individuals belonging to SC/ST communities who has a valid driving license with a commercial cab badge they can apply. - Financial assistance to purchase vehicles, access to subsidized loans of 5,00,000 rupees, and opportunities for self-employment for them. - You can submit application through authorized government portals or local transport offices. Read more about the Airavata Scheme 2025 and how it empowers individuals through employment.

My Thoughts

I’m working right now and also thinking about starting my own business, but I know how difficult it is without money and support. That’s why I feel these financial assistance schemes are really helpful. They can give people like me a good start. I’m planning to apply for one of them, and if you also want to start a business, you should definitely check these schemes they might be the support you need. Read the full article

#businessloanschemes #businesssupport #centralgovernmentschemes #employmentsupport #financialassistance #governmentschemesforstartups #MSMEsupport #newbusinesshelp #selfemploymentschemes #startupfundingIndia #startupIndia #startupschemes #stategovernmentschemes #youthentrepreneurship

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schemesaathi · 2 months ago

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Reliance Foundation Scholarship for Postgraduate Students 2025-26

Apply for the Reliance Foundation Scholarship for Postgraduate 2025–26 and get financial support up to ₹6 lakhs. Open to eligible PG students across India, the selection process includes an aptitude test, expert evaluation, and virtual interview. Only 100 scholars will be selected. Check eligibility and apply online now.

Topic Highlights

Benefits: What You’ll Get Who Can Apply? (Eligibility Criteria) Required Documents Step-by-Step Guide to Apply Online Aptitude Test – Format & Details How Selection Process Works Renewal & Continuation Application Dates (Tentative for 2025–26) Tips for a Successful Application (Including What Most Students Miss!) Frequently Asked Questions (FAQ) Contact & Official Sources My Thoughts

Reliance Foundation Scholarship for Postgraduate Students Benefits: What You’ll Get

The Reliance Foundation PG Scholarship supports students both financially and professionally: 1. Financial Support: Students can receive up to ₹6,00,000 in total (that’s ₹3,00,000 per year) during their postgraduate program. This amount can be used for: - Tuition fees - Academic expenses - Research costs 2. Beyond Financial Help – Professional Growth: Along with money, scholars also get access to valuable professional support, such as: - Mentorship from leading experts - Industry exposure through various events and sessions - Skill-building workshops to prepare you for future challenges - Networking opportunities with other bright scholars across India This scholarship helps students focus on studies, gain real-world guidance, and build a better career without worrying about money.

Who Can Apply? (Eligibility Criteria)

To qualify for the Reliance Foundation Scholarship for Postgraduate, you must: CriteriaDetailsEducationFirst-year full-time PG students in eligible STEM fieldsCourse TypeM.Tech, M.Sc., MS, or other STEM PG degrees at recognized Indian institutionsMarksMinimum 550–1,000 in GATE (OR 7.5 CGPA or 60%+ in UG if GATE not applicable)CitizenshipMust be an Indian citizenNot EligibleStudents in non-STEM or part-time/distance programs

Required Documents

To complete your application, you’ll need to upload: - Recent passport-size photo - Address proof (Aadhaar, Ration Card, etc.) - UG mark sheets or transcripts - GATE scorecard (if available) - PG admission proof (Bonafide Certificate or ID card) - Family income proof - Bank account details in your name - Disability certificate (if applicable)

Step-by-Step Guide to Apply Online Reliance Foundation Scholarship for PG Students

Step 1: Visit https://www.scholarships.reliancefoundation.org/PG_Scholarship.aspx and fill out the eligibility form.Step 2: If eligible, you will get an email with a login OTP.Step 3: Use the OTP to open the application form on the portal.Step 4: Add your personal, academic, and professional information.Step 5: Attach reference letters, essays, achievements, and other required files.Step 6: Check everything carefully and submit before the deadline. Once your application is submitted, you will receive an invitation (if eligible) to take the online aptitude test.

🧠 Online Aptitude Test – Format & Details

All shortlisted applicants must take an online aptitude test that evaluates: - Verbal Ability - Analytical and Logical Reasoning - Numerical Ability No. Particulars No. of Questions Time (Minutes) Marks 1 Verbal Ability 20 20 20 2 Analytical and Logical Ability 20 20 20 3 Numerical Ability 20 20 20 Total 60 60 60 Practice with an Official Sample Paper: To help you prepare better, we are providing a sample aptitude test paper, officially prepared and shared by the Reliance Foundation Group. This paper gives you a clear idea of the type of questions you can expect in the actual test. Download the sample aptitude test paper here: 👉 Reliance Foundation Scholarship for Postgraduate View & Download (for UG)

How the Reliance Foundation Scholarship for PG Selection Process Works

The selection for the Reliance Foundation PG Scholarship is fair, competitive, and transparent. Here's how it works: 1 Eligibility Questionnaire Before applying, students must fill out a short eligibility form available on the official website to check if they can proceed. 2 Online Application Eligible students must complete an online application through the official portal, providing their personal, academic, extracurricular, educational, and professional details. They must also submit two reference letters (academic and character/leadership), two short essays (Personal Statement and Statement of Purpose), and upload all required supporting documents. 3 Aptitude Test All applicants must take an online test to check their reasoning and problem-solving skills. 4 Evaluation by Experts In the first round, applications are reviewed by a panel of experts this includes checking academic performance, financial background, and overall profile. 5 Virtual Interview Shortlisted students are invited for a virtual interview. Don’t worry interview preparation webinars will be conducted to help candidates get ready. 6 Final Selection Up to 100 students will be selected as Reliance Foundation PG Scholars, based purely on merit and performance throughout the process.

Renewal & Continuation

The scholarship is renewable for the second year, subject to: - Satisfactory academic performance - Continued full-time enrollment - Submission of annual progress reports

Application Dates (Tentative for 2025–26)

EventExpected TimelineApplication Start DateAugust 2025Application DeadlineOctober 2025Aptitude Test WindowOctober–November 2025Final Results AnnouncementJanuary 2026 Note: Always check the official website for updates.

Tips for a Successful Application (Including What Most Students Miss!)

- Double-Check Eligibility: Many students rush through the eligibility section. Confirm that your PG program is STEM-based and you're in the first year. If you’re relying on a GATE score, ensure it’s valid and meets the cutoff. - Avoid Using Unofficial Email IDs: Use a professional-looking email (e.g., [email protected]). Avoid using IDs like "rockstar123@..." as it might look unprofessional in academic applications. - Keep Scanned Documents Clear and Properly Named: Upload legible scans (not photos clicked from phones) and name your files clearly: ✅ "Aadhaar_Sheet.pdf" instead of ❌ "IMG1234.jpg" - Prepare a Well-Structured Statement of Purpose (SoP): Many students submit generic SoPs. Make yours personal, focused on your field, goals, and how this scholarship aligns with your ambitions. Avoid copy-pasting from the internet. - Avoid Last-Minute Application Submissions: The website might lag or crash near the deadline. Apply a few days early to stay safe and stress-free. - Check Your Background Before the Aptitude Test: The test is proctored. Ensure there are no distractions, no posters, and no people in the room. Clean background and good lighting matter! - Do Not Multitask During the Online Test: If you switch tabs, open other apps, or move away from the camera, you may get disqualified. - Use a Laptop/PC for the Test: Avoid using mobile phones or tablets for the aptitude test even if it seems to work, they are not recommended and may not support full proctoring features. - Keep All Notification Emails Saved: Bookmark or safely store your login ID, application reference number, and all communication from Reliance Foundation for future reference. - Ask for Help If You’re Unsure: Use their official helpline, email, or WhatsApp for any doubts. Don’t guess or skip unclear steps.

Frequently Asked Questions (FAQ)

Will poor internet affect my online test performance?Yes, as per reliance foundation unstable internet can interrupt your test or get you flagged by the proctoring system. Always choose a quiet room with a reliable internet connection and power backup, if possible.Do I need to upload a recommendation letter?No recommendation letter is required for this scholarship, which makes the process simpler. Just ensure your own documents and SoP are strong and clear.Can I apply for other scholarships while applying for this one?Yes, you're allowed to apply for other scholarships unless their terms restrict receiving additional aid. However, Reliance Foundation may ask you to declare if you’re already receiving major financial aid. Will my college be informed if I get selected?No, the selection process is confidential and between you and the foundation unless the program requires verification from the institution at a later stage. Have more questions? Read the full FAQ document here: Reliance Foundation Scholarship for Postgraduate FAQ PDF

Contact & Official Sources

For any queries, reach out via: - Email: [email protected] - Helpline: (011) 4117 1414 - WhatsApp: Send “Hi” to 7977 100 100 - Website: scholarships.reliancefoundation.org

My Thoughts

If you're starting a PG course in STEM, this Reliance Foundation Scholarship for Postgraduate can really help. With ₹6 lakh support, mentorship, and skill-building, it's more than just money, it’s a chance to grow. Don’t miss out. Apply now and move one step closer to your goals. Read the full article

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schemesaathi · 2 months ago

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Reliance Foundation Scholarship for Undergraduate Students 2025-26

If you're worried about paying for your education, you're not alone. I remember how challenging it was to pursue my dreams when financial support was hard to come by. That’s why I want to share the Reliance Foundation Scholarship, a great opportunity for first-year undergraduate students who need help with tuition fees, hostel charges, and books. If you're looking for more scholarship options, check out my guide on Top Scholarships in India, where you’ll find a list of other scholarships to explore. The Reliance Foundation Scholarship are specifically designed to support students pursuing a variety of degree programs. Whether you're studying science, technology, or another field, this scholarship could ease your financial worries and let you focus on your studies. In this guide, I’ll cover all the details about the Reliance Scholarship, eligibility, how to apply, the benefits it offers, and more. If you’re ready to take the next step in your academic journey, the Reliance Foundation Undergraduate Scholarships could be the perfect opportunity for you.

What’s Inside

Scholarship Benefits Who Can Apply Required Documents How to Apply Selection Additional benefits Application Dates Frequently Asked Questions (FAQ) Contact

Reliance Foundation Scholarship Benefits: What You Get

The Reliance Foundation Scholarships offer financial support and more: - Up to ₹2,00,000 over your entire course duration - 🎓 Covers: - Tuition Fees - Hostel Charges - Laptop Purchase - Academic Books & Learning Resources - 🚀 Extra Perks: - Skill-building workshops - Mentorship programs - Networking with scholars across India

Eligibility Criteria for Reliance Foundation Scholarships

To qualify for the Reliance Foundation Scholarships, you must: CriteriaRequirementEducationScored 60% or more in Class 12 and currently in the 1st year of UGCourse TypeEnrolled in a full-time undergraduate degree in any streamFamily IncomeLess than ₹15 lakh/year (priority to those under ₹2.5 lakh)ResidencyMust be an Indian citizen living and studying in IndiaNot Eligible IfYou’re studying via online/distance/remote programs

Documents You’ll Need for the Application

To apply for the Reliance Foundation Scholarship, you need: - Recent passport-size photo - Valid address proof - Family Income Proof - 10th & 12th marksheets - Bonafide Certificate from college or Student ID Card. - Bank account details in the applicant’s name

Step-by-Step Guide to Apply Online Reliance Foundation Scholarship for UG Students

Step 1: Visit scholarships.reliancefoundation.orgStep 2: Click on Apply NowStep 3: Fill the registration formStep 4: Check your email for a link and OTP to access the portal for Id & Password generationStep 5: Fill out the online application form Step 6: Upload the required documentsStep 7: Submit the applicationOnce you successfully submit your application, you'll receive an email from the Reliance Foundation with details about the online aptitude test. The test must be taken in full screen, with your camera and microphone on at all times. Make sure your face is visible, and share your screen before starting. Avoid opening other windows, having anyone else in the room, or creating any background noise. After completing the test, the results will be announced on the Reliance Foundation website. 🧠 Aptitude Test – Everything You Need to Know As a crucial part of the Reliance Foundation Scholarship selection process, all eligible students are required to appear for an online aptitude test. This test helps assess each candidate’s logical thinking, analytical skills, and problem-solving ability. 📌 Aptitude Test Format and Structure: - Total Questions: 60 (Multiple Choice Questions) - Test Duration: 60 minutes - Subjects Covered: - Verbal Reasoning – to test your comprehension and language logic. - Numerical Ability – to evaluate your number handling and calculation skills. - Logical Reasoning – to assess your critical thinking and pattern recognition. How the Reliance Foundation Aptitude Test is Structured No. Particulars No. of Questions Time (Minutes) Marks 1 Verbal Ability 20 20 20 2 Analytical and Logical Ability 20 20 20 3 Numerical Ability 20 20 20 Total 60 60 60 Note: Specially abled students will be given an additional 10 minutes per section, making the total time for the test 90 minutes. Practice with an Official Sample Paper: To help you prepare better, we are providing a sample aptitude test paper, officially prepared and shared by the Reliance Foundation Group. This paper gives you a clear idea of the type of questions you can expect in the actual test. Download the sample aptitude test paper here: 👉 View & Download (for UG) We recommend going through this sample paper thoroughly to understand the question format and time management.

How the Reliance Foundation Scholarship Selection Process Works

The selection process for the Reliance Foundation Scholarship is structured and transparent. Here’s a simple breakdown of how students are shortlisted and selected: 1 Application Process Students fill in their personal, academic, and financial details. 2 Aptitude Test Eligible applicants appear for an online aptitude test. 3 Selection by Foundation Reliance Foundation evaluates applications and test scores. 4 Results Top 5000 students are selected as Reliance Foundation Scholars. Selection Process – How Are Scholars Chosen? The Reliance Foundation evaluates students based on the following criteria: - Academic performance in Class 12 - Household income, with preference given to economically weaker students - Score in the aptitude test - Candidate’s overall profile, including merit and potential

Additional Benefit of the Scheme:

The Reliance Foundation Scholarship can be renewed each year, allowing selected students to receive up to ₹2 lakh annually for up to 3 years. To continue receiving the scholarship, students must: - Maintain good academic performance - Continue in their full-time undergraduate course - Submit yearly renewal documents as required

Application Timeline (2025-26 Expected Dates) for Reliance Foundation Scholarships

The Reliance Foundation Scholarships usually open for applications in August and close by October each year. For example: - 2023-24 Academic Year: Applications opened on 6th September 2023 and closed on 15th October 2023. - 2024-25 Academic Year: Applications opened on 14th August 2024 and closed on 6th October 2024. 🗓️ Estimated Dates for 2025-26 Based on previous years’ trends, the Reliance Foundation Scholarships for the 2025-26 academic year are expected to follow a similar timeline: - Application Opening: August 2025 - Application Closing: October 2025 Note: However, these dates are approximate. For the most accurate and up-to-date information, always check the official Reliance Foundation Scholarships website.

Frequently Asked Questions (FAQ)

Can I apply if I have another scholarship?Yes, this can be combined with other awards.Is the aptitude test compulsory?Yes, it's mandatory for all applicants.Will the scholarship cover hostel/laptop costs?Yes, these are included in the benefits.What if my income is slightly above ₹2.5 lakh?You can still apply (up to ₹15 lakh allowed), but preference is given to lower-income families. Note: For more detailed information, the Reliance Foundation Group has created a comprehensive FAQ guide for students. You can access the full FAQ document at Reliance Foundation Undergraduate Scholarships FAQ.

Contact Information & Official Sources

Have questions about the Reliance Foundation Scholarships? Email: [email protected] - Helpline: (011) 4117 1414 - WhatsApp: Message “hi” to 7977 100 100 - Official Website: scholarships.reliancefoundation.org (for Under-graduate students)

Our thoughts

As the author of this post, I truly understand how hard it can be to pursue your dreams when money is a barrier. The Reliance Foundation UG Scholarship is a wonderful opportunity to help ease that burden, and I strongly encourage you to apply. Don't miss out on this chance to focus on your studies without financial stress. Take the step today, and let this scholarship be the key to your bright future. Read the full article

#reliancefoundationscholarships #reliancefoundationundergraduatescholarship #reliancescholarship #relianceugscholarship #relianceundergraduatescholarship #Scholarship #scholarshipreliancefoundationorg #scholarships #scholarshipsreliancefoundationorg

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schemesaathi · 2 months ago

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How to Send Money from Credit Card to Bank Account: 10 Smart Ways

I have seen many people in banks struggling with urgent cash needs. They don’t want to take personal loans due to lengthy approval processes and high EMIs. However, they do have credit cards with available limits. The problem? If they withdraw cash directly from the ATM or take a loan on a credit card, they end up paying a hefty interest rate, often between 15% to 30%. This situation leaves them searching for smarter ways to transfer money from their credit card to a bank account with minimal fees. If you’re facing a similar problem, here are 10 effective ways to do it.

How to Send Money from Credit Card to Bank Account 1. Bank Transfer via Credit Card 2. Using Payment Apps (Paytm, Google Pay, PhonePe, Venmo, etc.) 3. Using Wallets (PayPal, Skrill, Neteller, etc.) 4. Money Transfer Services (Western Union, MoneyGram, Remitly, etc.) 5. Cash Advance from ATM and Deposit to Bank Account 6. Balance Transfer to a Bank Account 7. Using Stock Trading Apps (NEW) 8. Pay Utility Bills for Someone and Receive Bank Transfer (NEW) 9. Buying Gift Cards and Reselling for Cash (NEW) 10. Crypto Method (NEW but Risky) Things to Consider Before Transferring Money from a Credit Card to a Bank Account Conclusion: Choose Wisely Frequently Asked Questions (FAQ)

1. Bank Transfer via Credit Card

Some banks allow direct transfers from a credit card to a bank account. This option is available in net banking and mobile banking apps. However, it often comes with a transaction fee (1-3%) and interest charges starting immediately. - Pros: Instant transfer with minimal effort, making it a quick solution for urgent cash needs. Suitable for those who have access to bank-integrated credit card services. - Cons: High transaction fees and immediate interest charges make it one of the most expensive methods of fund transfer.

2. Using Payment Apps (Paytm, Google Pay, PhonePe, Venmo, etc.)

Many digital payment apps allow you to add money from a credit card and then transfer it to your bank account. However, most apps charge a processing fee of 2-5% on such transactions. - Pros: Fast and convenient. - Cons: High service charges.

3. Using Wallets (PayPal, Skrill, Neteller, etc.)

You can load money into an online wallet using your credit card and withdraw it to your linked bank account. These services are useful for international transactions as well. - Pros: International transfers available. - Cons: Fees vary depending on the wallet.

4. Money Transfer Services (Western Union, MoneyGram, Remitly, etc.)

These services allow you to transfer money from a credit card to a recipient's bank account, including your own. They are mostly used for cross-border transactions. - Pros: Good for international transfers. - Cons: Higher exchange rates and service fees.

5. Cash Advance from ATM and Deposit to Bank Account

Credit cardholders can withdraw cash from an ATM and deposit it into their bank account. However, this method comes with high cash advance fees and interest. - Pros: Immediate cash access. - Cons: Very high interest rates (up to 36% annually).

6. Balance Transfer to a Bank Account

Some banks offer balance transfer options, where you can transfer your credit card balance to your bank account with a lower interest rate for a limited period. - Pros: Lower interest compared to cash advances. - Cons: Not all banks offer this service. Lesser-Known or Newer Methods

7. Using Stock Trading Apps (NEW)

Some trading platforms like Zerodha, Upstox, Robinhood, and eToro allow users to add funds via a credit card. You can buy and sell stocks quickly and then withdraw the amount to your bank account. - Pros: Potential for profit. - Cons: Withdrawal processing times vary.

8. Pay Utility Bills for Someone and Receive Bank Transfer (NEW)

If you have a trusted friend or family member, you can pay their electricity, gas, or rent bills using your credit card. In return, they transfer the equivalent amount to your bank account. - Pros: No service charges. - Cons: Requires a trusted person.

9. Buying Gift Cards and Reselling for Cash (NEW)

You can buy gift cards from Amazon, Flipkart, Google Play etc. using your credit card and then resell them at a small discount for cash. - Pros: Safe and effective. - Cons: Selling might take time.

10. Crypto Method (NEW but Risky)

You can buy cryptocurrency like Bitcoin or USDT using a credit card on exchanges like Binance or Coinbase, then sell it for cash and withdraw to your bank. - Pros: Global availability. - Cons: Crypto price fluctuations and exchange fees. 9 Effective Ways to Save Interest on Home Loans

Things to Consider Before Transferring Money from a Credit Card to a Bank Account

- Check the Fees: Most methods charge 2-5% per transaction. Always review the applicable charges before initiating a transfer. - Understand Interest Rates: Credit card cash advances come with high interest, sometimes up to 36% annually, and interest starts accruing immediately. - Be Aware of Credit Score Impact: Frequent or high-amount transfers increase credit utilization, which can lower your credit score. - Legality and Compliance: Ensure that the method you choose is legally permitted by your bank and financial institution, as some transfers may violate terms of service. - Processing Time: Some methods, such as bank transfers and digital wallets, may be instant, while others, like stock trading apps and crypto conversions, could take 1-3 business days. - Tax and Scrutiny Risks: Large transactions may trigger tax implications or anti-money laundering checks by financial institutions. - Alternative Options: Consider alternatives like balance transfers or paying bills for someone to minimize costs instead of opting for high-fee transfers. - Security Risks: Using third-party services or crypto exchanges comes with hacking and fraud risks, so always verify the platform's reliability. - Repayment Planning: Ensure you can repay the amount on time to avoid hefty interest charges and penalties on your credit card balance.

Conclusion: Choose Wisely

Now that you know the different ways to transfer money from a credit card to a bank account, as a banker i can advice you to choose the one that suits you best. If you need an instant and easy transfer, digital wallets or direct bank transfers work well but come with fees. If you want a smarter way with lower costs, paying utility bills, using stock trading apps, or reselling gift cards can be good alternatives. Whatever method you choose, always be mindful of the charges and repayment timelines to avoid unnecessary financial burdens.

Frequently Asked Questions (FAQ)

Will transferring money from a credit card to a bank account affect my credit score?Yes, frequent transfers and high credit utilization can negatively impact your credit score, especially if you delay repayments.Can I avoid fees when transferring money from my credit card?Some methods like paying utility bills for someone in exchange for a bank transfer may avoid extra charges, but most direct transfers come with fees.Are there any tax implications for credit card to bank transfers?If the amount is significant, banks may flag it, and in some countries, such transfers may be subject to scrutiny for tax or anti-money laundering regulations.How long does it take to transfer money from a credit card to a bank account?It depends on the method, direct transfers can be instant, while wallets and stock trading apps may take 1-3 business days.What is the cheapest way to transfer money from a credit card to a bank account?Alternative methods like paying someone’s bills or reselling gift cards can help avoid excessive fees compared to direct transfers. Disclaimer: The information provided in this article is for educational and informational purposes only. Transferring money from a credit card to a bank account may involve fees, interest rates, and legal considerations. Always check with your bank or financial institution before proceeding with any transfer. Some methods mentioned, such as crypto transactions and stock trading withdrawals, carry risks that may result in financial losses. The author and publisher are not responsible for any financial decisions made based on this content. Always consult a financial expert if you have concerns about your credit usage or repayment strategies. Read the full article

#creditcard #HowtoSendMoneyfromCreditCardtoBankAccount:10SmartWays #SendMoneyfromCreditCardtoBank

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schemesaathi · 2 months ago

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Top Scholarships in India You Should Know

I still remember my college days. I had big dreams, just like you might have right now. But money? That was always a problem. I didn’t come from a family that could easily afford expensive fees, and honestly, I didn’t even know that scholarships in India, were a real option for students like me. No one talked about them. Teachers rarely mentioned it, and even when I searched online, everything felt too complicated. I missed out on chances not because I wasn’t eligible, but simply because I didn’t know.

Explore various scholarship opportunities in India, offering financial support for students pursuing higher education. That’s why I created this guide. If you're someone who wants to study further but worries about the cost, or if you're confused about where to find help, you’re not alone. In this guide, we’ll explore: - Private company-sponsored scholarships beyond the government - Government scholarships (Central and State-wise) - Useful information to specific scholarships you can apply for right now

Topic Highlights

Government Scholarships in India (Central and State-Wise) Scholarships Offered by Private Companies in India Final Words for scholarships in India

Government Scholarships in India (Central and State-Wise)

The Government of India, along with individual states, provides a variety of scholarships for students for different communities, castes, gender groups, and income levels. These include pre-matric, post-matric, merit-based, means-based, and special-category schemes. 1. Central Government Scholarships Here, we will cover popular schemes like: - National Scholarship Portal (NSP) Schemes - PM Scholarship Scheme (PMSS) - PM YASASVI Scholarship - Inspire Scholarship - PM Internship Program 2025 (More central schemes will be added here soon.) 2. State-Wise Scholarships Different Indian states offer localized scholarships for their residents. Some schemes target specific groups like farmers' children, tribal students, or girls in rural areas. Here, we will cover popular schemes like: - Gaon Ki Beti Yojana (Madhya Pradesh) (You’ll soon find a detailed list of state-wise scholarships for students here, with application dates, eligibility, and how to apply) I couldn’t take the opportunity when I needed it the most and that still stays with me. But I don’t want you to go through the same. Please, take this chance. Use every bit of information shared here, apply for as many scholarships as you can, and never stop believing in your dreams.

Scholarships Offered by Private Companies in India

Apart from government scholarships for students, many private companies, NGOs, and CSR programs also offer scholarships to support talented students. These scholarships are usually based on financial need or academic performance and are available for students in school, college, or pursuing professional courses. 1. Tata Capital Pankh Scholarship An initiative by Tata Capital, this scholarship supports underprivileged students pursuing studies from Class 6 to post-graduation. 2. HDFC Bank Parivartan ECS Scholarship For students from economically challenged backgrounds, covering school and college education. 3. Reliance Foundation Scholarships The Reliance Foundation Scholarships cover tuition and other academic expenses for students pursuing degrees in tech and science. They mainly offer two types of scholarships to support students: - Reliance Foundation Undergraduate Scholarships - Reliance Foundation Postgraduate Scholarships We have provided complete details about both scholarship opportunities, including eligibility criteria and application processes. 4. Kotak Shiksha Nidhi Financial assistance for children who lost a parent during COVID-19, helping them continue their education. 5. Buddy4Study Private Scholarships in India Buddy4Study curates and supports several scholarships from different private companies such as: - Colgate Keep India Smiling Scholarship - Aditya Birla Capital Scholarship - BYJU’S Scholarship Test for IAS Aspirants (More private scholarships for students will be added in the future, stay tuned!)

Final Words for scholarships in India

Let’s make sure no student is left behind just because of money. Whether you come from a poor background like I did, or you’re simply looking for support there is help out there. Our Indian government, state governments, and even big private companies are giving us the support we once only wished for. So don’t hesitate. Grab every opportunity, bring happiness to your family, and rise above. Your future is worth it and your journey starts now. Read the full article

#Central #CentralSchemes #scholarships #scholarshipsforstudents #scholarshipsinindia #TopScholarshipsinIndia

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schemesaathi · 2 months ago

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Top Scholarships in India You Should Know

Topic Highlights

Government Scholarships in India (Central and State-Wise) Scholarships Offered by Private Companies in India Final Words for scholarships in India

Government Scholarships in India (Central and State-Wise)

Scholarships Offered by Private Companies in India

Final Words for scholarships in India

#Central #CentralSchemes #scholarships #scholarshipsforstudents #scholarshipsinindia #TopScholarshipsinIndia

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schemesaathi · 2 months ago

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LIC Bima Sakhi Yojana: Women’s Flexible Career, Earn ₹1.75 Lakh

As a banker, I know about many opportunities that can provide flexible work opportunities to women. One such opportunity is the LIC Bima Sakhi Yojana which was launched recently by Prime Minister Narendra Modi. This scheme was launched by Life Insurance Corporation of India (LIC) which provides women an opportunity to earn money while balancing family life. It provides a flexible way for women to work and earn money without having a full-time job. Everything you need to know about this Scheme, we have written in detail in this article.

LIC Bima Sakhi Yojana offers women a flexible career to earn up to ₹1.75 Lakh annually, empowering them with financial independence and growth opportunities What Is the LIC Bima Sakhi Yojana? Key Features of the Scheme: What is the eligibility criteria for LIC Bima Sakhi? How much stipend does a LIC Bima Sakhi get? How to Apply for LIC Bima Sakhi Yojana? LIC Bima Sakhi Yojana benefits for women Who Should Consider LIC Bima Sakhi Yojana? Comparison with Similar Schemes Frequently Asked Questions (FAQs) Why Choose LIC Bima Sakhi Yojana?

What Is the LIC Bima Sakhi Yojana?

The LIC Bima Sakhi Yojana is an empowering career initiative under the Mahila Career Agent (MCA) framework for women career agents. It is specially designed to help women move towards financial independence. The main objective of this scheme is to recruit and train women as LIC agents so that they can earn a stable income and also increase financial awareness in their communities. This provides an opportunity for women to take control of their careers without compromising on their family responsibilities.

Key Features of the Scheme:

- Exclusively for Women: This scheme is exclusively for women which gives them a unique opportunity to step into the world of financial services. - Flexible Work Structure: Women can work part time or full time depending on their personal routine which can be a good plan for women, who are housewives and want extra income. - Stipendiary Support: Participants receive a monthly allowance for the first 3 years which provides financial security while building their career. - Dedicated Training Modules: LIC provides comprehensive training that fully prepares participants to succeed in the insurance industry.

What is the eligibility criteria for LIC Bima Sakhi?

To be eligible for the LIC Bima Sakhi Yojana, applicants must meet the following requirements: - Age: Minimum 18 years (as of the date of application) and maximum 70 years (last birthday). You can check your correct age using our Age Calculator. - Educational Qualification: At least a 10th pass. - Who are not eligible: - Relatives of existing LIC employees or agents are not eligible. - Retired LIC employees or ex-agents cannot apply under this scheme. - Existing LIC agents are ineligible for recruitment as MCAs.

How much stipend does a LIC Bima Sakhi get?

The scheme provides financial assistance to its participants in the form of monthly allowances during the stipend period of 3 years. Candidates have to fulfil specific performance criteria to receive these payments: Stipendiary YearStipend (Monthly)Performance NormsFirst Year₹7,00024 new policies and ₹48,000 First-Year Commission (excluding bonuses).Second Year₹6,000Retention of at least 65% of policies completed in the first year.Third Year₹5,000Retention of at least 65% of policies completed in the second year. Note: Difference between Stipend and Salary Stipend: A stipend is a fixed amount of money given to support someone, often for work, training, or education. It’s usually smaller than a salary and is intended to cover basic living expenses rather than compensation for specific hours worked. Salary: It is a regular payment made to an employee in return for their work. It is usually at an annual or monthly rate. It is associated with a full-time and long-term job.

How to Apply for LIC Bima Sakhi Yojana?

Applying for the LIC Bima Sakhi Yojana is simple and requires minimal documentation. Here are the steps: - Fill Out the Application Form: Visit LIC’s official website here to apply online, or obtain the form from the nearest LIC branch. - Required Documents: - Self-attested copy of age proof (e.g., Aadhaar Card, Passport, etc.). - Self-attested copy of address proof. - Self-attested copy of 10th-grade certificate or equivalent educational qualification. - Upload a Recent Passport-Sized Photograph. - Submit Your Application: Ensure all details are accurate, as incomplete forms may lead to rejection.

LIC Bima Sakhi Yojana benefits for women

- Financial Independence: - Women can combine stable income with household responsibilities through options such as flexible work hours and part-time work that suit their individual needs. - Based on your performance, the average annual income in this scheme which includes stipend and commission can be more than Rs.1.75 Lakh per annum. - Professional Development: - With the help of this scheme you can get excellent training and develop your knowledge of insurance and improve your personal skills. - Although this scheme is only for 3 years, but in future if there is any promotion then you can take advantage of it like handling any good position or any responsibility. - Community Impact: - By becoming LIC Bima Sakhi, women can contribute towards spreading financial awareness and insurance protection in their community. - Work-Life Balance: - With flexible working hours it is possible to effectively balance professional and personal commitments. You can work for this scheme whenever you get time. - Networking Opportunities: - Join a network of women agents for growth, guidance, and skill development. Apart from this, you can also use it to gain skills for your life.

Who Should Consider LIC Bima Sakhi Yojana?

The LIC Bima Sakhi Yojana is ideal for: - Homemakers: Women seeking part-time work to support their families financially. - Students: Women over 18 years old looking for flexible earning opportunities alongside their studies. - Retirees (Below 70): Women wishing to remain active and financially secure in their post-retirement years. - Entrepreneurial Women: Individuals who want to explore the insurance sector as a stepping stone to a broader financial career.

Comparison with Similar Schemes

FeatureLIC Bima Sakhi YojanaPMGDISHA (Pradhan Mantri Gramin Digital Saksharta Abhiyan)Mahila Coir YojanaSelf-Help Groups (SHGs)Target AudienceWomen looking for flexible work, especially homemakers, students, and retirees.Women in rural areas looking to gain digital literacy.Women in rural areas, particularly those interested in coir production.Women across rural and urban areas aiming for financial independence.Work StructureFlexible hours, part-time or full-time.Primarily online learning and training in digital literacy.Home-based coir production or related work.Group-based activities such as crafting, farming, or small business management.Stipend/IncomeMonthly stipend for 3 years with commission-based income potential (up to ₹1.75 lakh annually).No stipend, but a focus on enhancing digital skills for employability.No stipend, but earnings through coir production based on the amount produced.Earnings based on the group’s activities and income-sharing model.Training ProvidedComprehensive training in insurance and sales.Digital literacy training in rural areas.Training in coir production and processing.Skill development workshops depending on the group’s focus.Duration3 years (stipend period), with potential for long-term career growth.Ongoing, based on personal progress in learning.Ongoing, as long as the individual continues with coir-related work.Ongoing as long as the group is operational.EligibilityWomen aged 18–70 with at least a 10th-grade education.Women aged 14–60 in rural areas with no prior digital training.Women in rural areas with interest in coir-related work.Any woman willing to join a self-help group and participate in collective activities.Empowerment FocusFinancial independence through insurance sales.Digital empowerment for rural women, improving access to online services.Economic empowerment through the coir industry.Financial independence and entrepreneurship through collective efforts.FlexibilityHigh – work part-time or full-time based on personal schedule.Flexible – learn at your own pace.Flexible – work can be done from home or small units.Flexible – based on the group’s collective schedule.Community ImpactPromotes financial literacy and awareness in local communities.Empowers women to navigate the digital world, opening up new opportunities.Supports rural economies by promoting the coir industry.Improves community well-being through collective income-generating activities.

Frequently Asked Questions (FAQs)

Is this a salaried job?No, this is a stipendiary scheme, and participants are not considered LIC employees. However, they earn through stipends and commissions.Can I join if I have no prior experience in insurance?Absolutely! LIC provides comprehensive training to all participants. Their official training materials and guidance from experienced agents ensure a smooth transition into this career. For training details, visit LIC Training Resources.What happens after the three-year stipendiary period?After the three years, participants can continue as regular LIC agents, earning through commissions on policies they sell.Can I reapply if my application is rejected?Yes, you can reapply, but ensure that all required documents and eligibility criteria are met to avoid rejection.

Why Choose LIC Bima Sakhi Yojana?

This scheme not only provides women with a source of income but also helps them gain confidence and enhance their professional abilities, by joining LIC Bima Sakhi Yojana. Women not only can play a vital role in ensuring financial stability for themselves and their families, but can also contribute to the larger social cause of financial literacy and inclusion. For more information or to apply, visit the nearest LIC office or the official LIC website today. Don’t miss this chance to step into a career that empowers you to make a difference – for your family, your community, and yourself. Read the full article

#CentralSchemes

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