straightvueorthodontics-blog

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StraightVue Orthodontics Wandsworth specialises in the correction of irregularly positioned teeth. Whether they are crooked, overcrowded, protruding or mis-aligned – we can help. Our specialist dentists create beautiful, healthy smiles tailored to your natural bone structure, bite and facial contours.

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Now, you don’t have to worry about such kind of inconvenience due to those traditional metal braces. It will be better that you can find out the perfect alternative like ceramic brace Wandsworth. At the present time, you can easily find out the treatment with invisible braces. As you can see with its name, you will find it much better and comfortable option. Because of its transparent design, it will not be visible to everyone.

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Now, you can go for the option of Invisible braces in Wandsworth when you want to get the proper shape of your teeth. Here are some of the good reasons to choose these invisible braces instead of those traditional metal braces:

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What Are Convertible Debentures?

The Convertible Debentures are considered as a type of loan that can be converted into the stock of the company after a specified time period in the choice of the holder or the issuer in unusual circumstances. These are various issued with the intent to collect money to expand or maintain the business operations at low-interest rate.

Read More - https://efinancemanagement.kinja.com/what-are-convertible-debentures-1837376550

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FACTORING, ITS FUNCTIONS AND PROCESSES

In financing and management of account receivables, factoring is a financial alternate. It articulates the terms and conditions of the sale in the factor agreement. In other terms, factoring is a connection between the factor and the client, in which the factor purchases the client’s account receivables and pay up to 80%, sometimes, up to 90% of the sum instantly, at the time of entering into the agreement. The factor pays the balance sum, i.e. 20% of the amount which contains finance cost and operating rate, to the client when the customer pays the obligation.

http://efinancemanagement.over-blog.com/factoring-its-functions-and-processes.html

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10 Secret Ingredients to Successfully Manage Your Business Finances

Managing finances is all about finding sources of funds at the lowest costs. The foremost thing is to educate yourself about the basics of finance. For starters, learn how to read financial statements (if you don’t already know how). This way you can keep on your money flow– where it originated from, how many hands it changed, and where it is.

https://www.smallbizdaily.com/ten-secret-ingredients-successfully-manage-business-finances/

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Sources Of Finance Important For Business

Finance is important for business, a single day operations cannot be carried out without finance. It is therefore significant to search out for the sources from where funds can be collected. The range of source depends upon many factors such as nature of business, the amount of funds required, repayment period, debt-equity mix, etc. Depending upon the time frame, ownership and source of generation the sources of finance are classified in to following categories.

Classification based on time

Long-term Sources

Medium-term Sources

Short-term Sources

Long-term Sources

The capital required for purchasing fixed assets such as plant, plant & machinery, tools and furniture is fixed capital amount which have a longer maturity period.  So funds essential for fixed capital must be financed using long-term sources of finance.

Medium-term Sources

Expenditure that results in deferred revenue should be backed through medium-term sources. In other words, funds needed for say, a prominent advertisement campaign, the advantage of which lasts for more than one accounting period, must be financed through medium-term sources of finance.

Short-term Sources

Funds that are needed to pay out day-to-day expenses, i.e. revenue expenditure should be financed from short-term sources whose maturity period is less than one year or one year.

Classification based on ownership

Owned Capital

Borrowed Capital

Owned Capital

Owned capital characterizes equity capital, retained earnings and preference capital. Equity share has an uninterrupted life and are entitled to the residual income of the firm however the equity shareholders have the right to regulate the affairs of the business because they enjoy the voting rights.

Borrowed Capital

Borrowed capital signifies debentures, borrow­ings from bank, term loans, public deposits, etc. These are prescribed in nature. They are allowed to get a fixed rate of interest irrespective of profit and are to be repaid on a defined date.

Classification based on source of generation

Internal Sources

External Sources

Internal sources

If the funds are generated internally, without using debt, then, such sources can be termed as internal sources.

External Sources

If funds are re-used through the sources which generate some obligation to the firm, such sources can be termed as external sources.

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Letter of Credit | Definition, Features, Elements, Discounting

A letter of credit is a financial document that facilitates international as well as domestic trade. It substitutes the bank credit for the credit of the customer. There are two basic types of letters of credit - commercial and standby. The commercial letter of credit is considered as the primary mechanism of payment, while the standby LC is a secondary mechanism. 

https://efinancemanagement.com/sources-of-finance/letter-of-credit

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Financial management is considered as one of the most important aspects of finance. It is the branch of general management which specializes in the ability to provide financial services to the whole enterprise

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A letter of explanation explains all the reasons which have caused any kind of credit issues previously. Issues which have happened in the past, such as late payments which are more than 3 to 4 years old will not need a letter of explanation. Supporting documentation will always help your letter. Hence, they must accompany all the letters of explanation and the reason must be presented in the letter properly. A good letter of explanation will also spell out all the incidents which have occurred in the past which can be prevented in the future again.